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Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
The Revolving Door: Democratic Insiders and Foreign Influence: Colleague Ken Vogel explains how Democratic operatives like Anita Dunn and Antony Blinken leveraged government experience for lucrative consulting roles at firms like SKDK and WestExec, also discussing Hunter Biden's pardon regarding Chinese business dealings and Robert Stryk's representation of sanctioned Russian defense executives. 1959 OCTOBER
BT & Sal dive into the hot rumor connecting the Mets to free agent Kyle Schwarber, immediately questioning whether the power-hitting DH is a replacement for Pete Alonso or an addition. Sal loves the idea of adding Schwarber's prodigious power while weakening the Phillies, but BT argues it makes little sense for a team emphasizing defense and versatility under David Stearns, given Schwarber's lack of position and high strikeout rate. The conversation pivots to the "hardball" the Mets are playing with Alonso, with sources indicating the team is holding firm at a three-year offer, far below what Pete and Boras are seeking. They debate whether moving on from Alonso to pursue Schwarber—and finally breaking up the core—is a smart business decision, even if it sacrifices a fan favorite. They agree the Mets have options, including a Bellinger-Pete combo, and must prioritize pitching, but the Alonso-Schwarber ultimatum is the most fascinating offensive negotiation.
Why are so many districts pouring resources into math PD but seeing so little classroom change?It's not because teachers aren't trying. It's not about motivation or willingness. The real reason is this: most systems aren't built to support true instructional transformation. In this episode, we unpack the disconnect between a district's vision for math learning and the day-to-day realities of classroom practice—and we make the case for math coaching as the essential lever most districts are missing.Drawing from research, real-world examples, and the common challenges we hear from district teams, Jon challenges leaders to rethink how professional learning is structured—especially when funding is limited, time is tight, and expectations are high.Listeners Will:Understand the research behind why math PD alone doesn't shift math instructionLearn how math instructional coaching dramatically increases classroom implementationExplore what it takes to design a system that supports consistent, lasting changeReflect on the “greatest good dilemma” and why starting small may be your best betGet inspired to build the next round of math leaders—one teacher at a timeIf your district is serious about improving math instruction, press play and discover the one investment that creates real, sustainable impact.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse! Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week. Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends! In this episode of Quick Fire Friday, host Amanda Jones interviews Taylor Victoria, founder of Level Up Outsourcing and host of the "She's Making Millions" podcast. Taylor shares how she built a 7-figure outsourcing agency after struggling to find a job at 22. She explains how outsourcing transforms lives in the Philippines and why business owners must embrace AI as a co-pilot rather than fear it. Taylor highlights the power of personal development, time audits, and team alignment for high performance. She encourages business owners to explore AI tools and automate tasks to create freedom and grow their business. Key Takeaways for Small Business Owners: Embrace AI as a Co-Pilot, Not a Threat: AI won't replace your business — but business owners using AI will. Stay proactive and learn new tools weekly. Audit Your Time to Find What to Automate: Track your tasks for 1–2 weeks and use AI to identify what can be automated or delegated to free up your energy. Invest in Personal Development: Your business grows when you grow. Events, learning, and self-reflection directly impact performance and results. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Build High-Performing Teams With Clear Systems: Review your team's workflows, improve efficiency, and let people focus on high-ROI work by pairing them with AI tools. Use Outsourcing to Scale Smarter: Global talent can transform your operations and create life-changing opportunities for others, especially in the Philippines. Prepare Your Business to Be an Asset, Not a Job: Automating processes and reducing dependency on you increases business value — making it easier to scale or eventually sell. One action small business owners can take: According to Taylor Victoria, one action small business owners can take is to upload their weekly tasks into ChatGPT and ask which processes can be automated with AI, then commit to implementing one automation within the next seven days. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.
The market is over-extended, over-bought and over-leveraged warns portfolio manage Lance Roberts.That combination of conditions often results in more volatility and lower returns in the coming year, so he's looking at 2026 with a degree of caution.In this special Thanksgiving week Market Recap, we discuss his latest portfolio changes, the potential changing of the guard occurring in the AI sector, the rotation of capital into other sectors like biotech and pharma, and the breakout in silver.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#marketcorrection #volatility #silverprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
In this episode, Jack interviews Edward Morales, second-generation owner of Tropical Landscaping Services in Buckeye, Arizona. After years of the company relying on hard work and word-of-mouth without a clear sales process, Edward stepped back into the business and realized it needed structure, clarity, and consistency. He rebuilt their sales process from scratch and discovered how communication and predictable workflows create a better client experience.Edward also shares how he uses AI as a thinking partner—clarifying decisions, improving communication, and refining processes without replacing the personal touch. If you're a landscape or snow contractor looking to modernize your operations, sharpen your sales process, or understand how AI actually fits into a real-world company, this conversation is full of practical takeaways.You'll Learn:How Edward rebuilt TLS's first-ever sales processWhy structure and clarity are essential to a great client experienceHow AI can enhance communication and leadershipWhat it takes to grow a multi-decade family businessWhy refining processes separates pros from amateursConnect With Today's Guest
Raising Your Business: For Moms Growing Their Business and Raising Their Family
Send us a textWhat if I told you that you could launch your first leveraged offer, make over $11K, and still show up for your kids' Christmas parties without breaking a sweat?My client Katherine did exactly that—and she did it in December while being fully present for her five kids. No complicated challenge funnels. No showing up on camera every single day. Just a simple, stripped-back launch process that actually works for moms with actual lives.In this episode, I'm pulling back the curtain on the exact three-phase process Katherine used to launch her first course while maintaining her family traditions, making hot dinners most nights, and keeping her sanity intact. If you've been sitting on a course idea, group program, or any kind of leveraged offer but feel too overwhelmed to launch it, this one's for you.What You'll Learn:Why you need a leveraged offer (even if your one-to-one business is doing fantastically well)The three-phase low-key launch process that works for busy momsHow Katherine made over $11K across two launches with less than 220 people on her launch listWhy you should NEVER create your entire program before validating itHow to launch without sacrificing family time or your sanityThe power of email-based launches (no daily lives required!)How to turn your beta launch into an evergreen funnelResources Mentioned:Built to Scale Workshop (CEO Mom Edition): Join me live on December 8th at 1:30 PM Eastern for the complete breakdown of Catherine's launch strategy, plus my 2026 planning map and scalable offer suite worksheet. Only $47 → Grab your seat hereKatherine's Full Interview: Listen to her complete journey and mindset shifts (this was after her first launch and before her second)LINKS
TG Watkins, Director of Stocks at Simpler Trading and editor of the Profit Pilot service, joins the KE Report to break down the market pullback, crypto's sharp reversal, and where he's positioning into year-end. AI repricing & Fed shift - Why stretched AI leaders and rising rate-cut odds triggered a broad reset across markets. Small caps & oversold setups - How TG identifies when downside risk is exhausted and where buyers may re-engage. Crypto liquidation wave - What drove the waterfall moves in BTC, ETH, MSTR, and why prices may now be approaching “on sale” levels. Options flows, leverage & volatility - How MSTR options, 0DTE flows, and leveraged ETFs can amplify both rallies and selloffs. Biotech strength & new trade ideas - LABU, XBI momentum, and relative-strength names like UPWK that held up during the correction. Avoiding falling knives - TG's “first move vs. second move” method for confirming turns instead of guessing bottoms. Stocks & symbols mentioned: NVDA, SPX, MSTR, BTC, ETH, SOL, XRP, LABU, XBI, UPWK, TSLL, SOXL, BMNR. Click here to visit TG's site - Profit Pilot ----------- For more market commentary & interview summaries, subscribe to our Substacks: The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.
Leveraged ETFs sound exciting; triple the gains, right? Not so fast. In this episode, we unpack the hidden risks, daily compounding effects, and why timing matters more than ever. Whether you're curious about hedging, short-term plays, or just want to know if these tools belong in your portfolio, this conversation will give you the clarity you need.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=42moSAfvL10&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this "Rocket of a Stock Market." From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
In this episode of Nuggets On The Go, Melvin Lim from PropertyLimBrothers reveals the often-overlooked mechanics behind successful real estate investment—framing the bank and the tenant as your silent co-investors. Through a detailed financial walkthrough, he illustrates how leverage, structured repayments, and tenant contributions combine to create a capital-efficient strategy that multiplies returns. Using a hypothetical $2 million property, Melvin Lim compares fully paid versus leveraged scenarios, breaking down how $500,000 in equity, paired with bank financing and rental income, can unlock over $1.1 million in value over time. The discussion also highlights the role of cash flow, principal amortisation, and risk management in maintaining healthy property investments. For those considering a leveraged property purchase, navigating rental yield gaps, or exploring tenant-supported ownership models, this episode offers grounded perspectives. 0:00 - Introduction: The Two Investors in Your Real Estate Journey 1:07 - Leveraged vs. Non-Leveraged Investing 1:43 - Understanding 75% LTV and TDSR 2:31 - The Core Question: Better Return on Capital - Cash vs. Leverage 3:07 - The Power of Healthy Leverage and the Multiplication Formula 3:45 - Return on Capital (ROC): Fully Paid (20%) vs. Leveraged (80%) Scenario 5:04 - Summary: Leveraging vs. Non-Leveraging Approach 5:15 - Risk Factors: Sustaining Monthly Instalments and Cash Flow 5:37 - Recap: The Four Quadrants of Real Estate Analysis 6:14 - Investor 1: The Bank (Your Co-Investor) 6:32 - The Bank's Interest: Principal, Interest, and No Share in Profit 9:14 - Investor 2: The Tenant (Your Second Co-Investor) 9:25 - The Tenant's Role: Co-Investing on a Monthly Basis 11:47 - The Owner's Rights: Paying Costs for Full Profit Ownership 12:20 - Win-Win-Win Scenario: Owner, Bank, and Tenant Benefits 12:47 - Loan Balance Reduction Example over 4 Years 13:34 - Amortisation Table Breakdown: Principal vs. Interest 14:11 - How Tenant's Rent Covers P+I and Reduces Loan Balance 15:47 - Summary: The Two Investors at Work and Their Contributions 16:36 - Property Owner's Gains: Appreciation, Principal Pay down, and Initial Capital Back 17:45 - Mental Accounting: Cash Flow vs. End-Game Unlocked Profit 19:48 - Next Step: Refunding Unlocked Capital to Fund Next Property Investment
Don and Tom take listeners on a wild ride through the booming (and frequently disastrous) world of leveraged ETFs. They break down how these funds promise double or triple the excitement but mathematically bleed away returns through volatility decay. A few listener questions follow, covering retirement cash buffers, negotiating advisory fees on large portfolios, and comparing IRTR vs AOM for a near-retiree allocation. Humor, subtle self-mockery, a Jonas Brothers detour, and a reminder that gambling is not investing. 0:04 Opening banter and the thrill-seeker pitch for leveraged ETFs 1:29 Leveraged single-stock ETFs explode from zero to $40B 3:26 MicroStrategy example: stock up ~30%, 2x ETF down ~65% 5:03 How volatility decay quietly destroys leveraged returns 7:36 5x ETFs and the “go to zero in one day” problem 9:01 When leverage stops being “investing” and starts being gambling 11:38 Listener question: Should retirees hold a bigger cash buffer to avoid selling in downturns? 14:37 Listener question: Should a $4M managed client negotiate fees? (Yes.) 17:43 IRTR vs AOM comparison for someone three years from retirement 22:54 Seasonal weather rant and hunkering down for productivity Learn more about your ad choices. Visit megaphone.fm/adchoices
Behavioral Science For Brands: Leveraging behavioral science in brand marketing.
In this episode, we explore how BMW used behavioral science to grow consideration by targeting fresh starts like home buying, leveraging price relativity with luxury context, and exploiting proximity to boost brand perception. It's a clever use of timing, framing, and emotional influence.
Grant Thornton's top audit leader is bullish on the practice's future after a 2024 deal that sold a significant stake in the accounting and advisory firm to private equity investors led by New Mountain Capital. The audit practice has benefited from a boost in dedicated resources and also bolstered its safeguards against conflicts of interest. Those improvements stem from an operating contract between Grant Thornton's legacy audit practice and its PE-backed business, said Ron Messenger, CEO of Grant Thornton's audit business. The firm's private equity deal ushered in a new two-part legal structure that created a corporate entity to provide its tax and advisory work while audit partners run the firm's legacy assurance business. Nearly half of the largest 30 firms have cut PE deals and they all rely on what the industry calls the “alternative practice structure.” Underpinning that new operating structure is a services agreement spelling out the relationship between the two entities from governance to resources. Those agreements can't be an afterthought, Messenger said. He spoke with Bloomberg Tax reporter Amanda Iacone about how Grant Thornton's services agreement came together, how regulators informed that document, and how it will influence the quality of the firm's auditing. Do you have feedback on this episode of Talking Tax? Give us a call and leave a voicemail at 703-341-3690.
In this episode of Dollars & Sense, Joel Garris and Christina Lamb tackle two of the most pressing topics in personal finance: the power—and pitfalls—of leveraged ETFs, and the shifting wealth equation for young Americans deciding between renting or buying a home. Listeners will discover why leveraged exchange-traded funds can supercharge returns but demand careful strategy and constant attention, as Joel and Christina break down the pros, cons, and key takeaways for investors seeking higher stakes in the market. The discussion then pivots to the rent vs. buy debate, exploring whether investing your cash as a renter might outpace the long-term gains of homeownership. It's a data-driven look at how rising housing costs, changing economic trends, and the influence of social media are reshaping wealth-building decisions for Gen Z and millennials. Joel and Christina share real-world numbers, highlight crucial tax differences, and offer practical advice on making the best choice for your financial situation and life goals. If you want to understand the risks and rewards of today's investing landscape—from leveraged ETFs to smarter housing decisions—this episode delivers actionable insights and thought-provoking perspectives. Click to listen and discover how you can build wealth with confidence in a rapidly changing world!
In this episode, David Lecko sits down with Edmond Bondoc to uncover how he built nearly $700,000 in equity on a single property by leveraging Seattle's ADU laws. Edmond reveals the exact financing, design, and condo-ization strategy he used to add both an attached and detached ADU to one lot—turning a half-finished fixer into a wealth-building machine. KEY TALKING POINTS:00:00 - Intro00:58 - Overview of Edmond's Business04:00 - Breaking Down His Property With 2 ADUs08:47 - Financing for the ADUs12:42 - The Specs of the ADUs14:48 - Why One Detached and One Attached16:25 - Next Steps18:15 - Pre Real Estate21:56 - Pulling Equity Out & Using HELOCs23:56 - What Edmond Does For Fun24:28 - The Springboard Event25:15 - How to Contact Edmond25:32 - Outro LINKS:Instagram: Edmond Bondochttps://www.instagram.com/edmondfromedmonds/ Links: Edmond Bondochttps://linktr.ee/edmondfromedmondsre Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/
People leverage their time to earn more money only to find that it leaves their possession faster than they can get it. People leverage that same money to buy things like cars that depreciate faster than they can pay them off. And people leverage their relationships with the things gained that they have toiled for their entire lives only to satisfy their personal wants and desires here in the here and now. Did you know that the Bible does in fact teach us that it is righteous to live leveraged? Just not for this world. Join us as we explore how to live Fully Leveraged for the only thing that will never fade but rather yield you an eternal return!
Last Updated on October 22, 2025 by Owen McGab Enaohwo The founding attorney of JJC Law, Jeffrey Green, was passionate about helping people with accidental injuries resulting from negligence when he established his own practice nine years ago. He aimed to build a strong team with the right tools to deliver top-quality work. In a […] The post How JJC Law Leveraged Procedures to Create a Superior Work Culture appeared first on SweetProcess.
Binyamin Netanyahu, Israel's prime minister, supported Donald Trump's plan to end the war in Gaza. Hosted on Acast. See acast.com/privacy for more information.
Elon Musk's business empire has been hit by a wave of senior departures over the past year, video games maker Electronic Arts is being taken private by a Saudi Arabia-backed consortium, and Downing Street has opened the door for Labour to break its election promises and raise taxes in the Budget. Plus, the euro's biggest rally since 2017 has further to run, Wall Street banks are predicting. Mentioned in this podcast:Elon Musk hit by exodus of senior staff over burnout and politicsVideo games maker Electronic Arts strikes $55bn deal to go privateLabour refuses to rule out manifesto-breaking tax risesEuro's rally has further to run, Wall Street banks predictThe FT News Briefing has been nominated for Signal's listener's choice award for best Daily Podcast. Vote for us here! Today's FT News Briefing was produced by Fiona Symon, Katya Kumkova, Sonja Hutson, and Marc Filippino. Additional help from Kent Militzer, Michael Lello and David da Silva. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Electronic Arts, a publicly traded company, was just purchased for $55bn by a consortium of investors led by Donald Trump's son-in-law Jared Kushner. The investors included the Saudis and Silver Lake Partners, one of the smartest players in private equity. Today on the show, Robert Armstrong speaks with US finance editor James Fontanella-Khan and US deals correspondent Oliver Barnes about the dollars behind the deal. Also, they go long and short a new wave of M&A. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Electronic Arts (EA) is going private in a $55 billion deal that values the company at a 35% premium to its pre-announcement price. Martin Yang breaks down the massive LBO, which he considers a fair and compelling offer for shareholders. Martin believes the deal is a one-off opportunity driven by EA's strong and stable free cash flow generation, growth trajectory, and solid domination in sports games. Martin thinks going private could benefit EA by allowing it to stay on a longer-term investment cycle for new content and reducing pressure to deliver short-term growth.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Boss Your Business: The Pet Boss Podcast with Candace D'Agnolo
Today is an extra special treat! We're sharing the behind-the-scenes process of getting on local radio to announce the grand opening of Dante and Dory's Pet Emporium, plus the complete radio interview from WGIL in Galesburg, Illinois. This episode is perfect timing as we officially opened our doors during Neighborhood Pet Store Day weekend, and you'll hear exactly how we leveraged local media to create multiple marketing assets from ONE interview. You'll discover: ✅ Why radio works in smaller markets when it might not in large metro areas ✅ How to build relationships with local reporters and media personalities ✅ The preparation strategy - including creating outlines and suggested questions for hosts ✅ How one radio interview creates multiple marketing assets ✅ The complete grand opening weekend strategy with ribbon cutting, special deals, and themed events Plus, hear the full radio interview where we announced our three-day grand opening celebration, featuring everything from confetti cannons to dog beer tastings, custom local merchandise, and so much more! Whether you're planning a grand opening, looking to get media coverage, or wanting to understand how local marketing works in smaller communities, this episode shows you the complete process from relationship building to execution! Transcript Show Notes
In this episode, Makenzie breaks down a leveraged ESOP transaction and the resulting impacts to a company's financial statements. This episode highlights the journal entries required for a simplified, leveraged ESOP transaction in accordance with generally accepted accounting principles including common mistakes to avoid.
* New * Valora - Your AI Business Coach Turn the wisdom from this episode into practical actions for your business in minutes. Click here now to access the tool > Rethinking Growth: How to Scale Without Sacrifice Have you ever considered scaling to seven figures and thought: ‘I couldn't do that,' or ‘That would cost me too much?' More hours. More stress. More sacrifice. It's this belief that keeps so many women playing small. They remain convinced that bigger growth must come at the expense of their freedom, their family, or their wellbeing. But Fabienne Fredrickson, founder of Boldheart and author of The Leveraged Business believes differently. In this episode of The Brilliant Business Book Festival, she shares how female entrepreneurs can move from six to seven figures with ease — not by working harder, but by leveraging smarter. This episode is a must-listen if you've ever dreamed of expanding your business, but worried it would mean losing yourself in the process. Prefer to WATCH? https://www.youtube.com/@melittacampbell “To grow, you don't need to work more — you need to work less, and leverage more.” – Fabienne Fredrickson The Feminine Way to Scale When Fabienne first left corporate, she quickly realised that the typical “success formulas” didn't fit. The traditional models — hustle harder, outwork the competition, close sales with rigid scripts — felt heavy, masculine, and misaligned. And yet, she also knew that ignoring growth wasn't an option. So she chose a different path. Instead of chasing every tactic, Fabienne focused on what truly worked, cutting away the 80% that drained time and energy. Over time, she developed a distinctly feminine way of scaling — one that honours rest, values alignment, and creates space for life outside of business. The Eight Leverage Activators for Sustainable Growth Her book outlines eight “activators” that, like switches in a dark room, bring clarity and momentum as you flip them on. These are: 1. Leverage Your Team – Build and trust a team that takes work off your plate so you can focus on growth rather than doing everything yourself. 2. Leverage Your Systems – Put in place documented processes so the business can run smoothly even when you're not directly involved. 3. Leverage Your Time – Be strategic about how you spend your hours, limiting low-value work and protecting time for high-impact tasks. 4. Leverage Your Business Model – Shift from doing everything yourself to one-to-many models or other scalable designs so revenue isn't tightly tied to your hours. 5. Leverage Your Marketing – Build omnipresent, automated or semi-automated marketing so leads come without you personally doing every outreach. 6. Leverage Your Accountability – Create external structures or supports (mentors, peers, boards etc.) that help keep you on track and responsible for progress. 7. Leverage Your Differentiation – Clarify what makes you unique and position that strongly so you attract clients who value you, not just any client. 8. Leverage Your Lifestyle – Design your business around the life you want rather than letting business demands dictate your personal time. The common lesson between these activators is that sustainable growth happens when you work less, but smarter, and when you trust others (and yourself) to hold more. “Scaling is not about hustle; it's about shifting your identity to receive more with ease.” – Fabienne Fredrickson Mindset Before Strategy Fabienne highlighted that that business growth begins with identity, not tactics. The mindset that carries you to six figures will not take you to seven. To step into that next level, you need to: Believe it's possible for you, not just for others. Strengthen your capacity to receive more. Let go of hyper-independence and embrace support. And the fastest way to build that belief? Surround yourself with women who've already done it. Evidence and community reshape what you see as possible — and allow you to claim more for yourself. Redefining Ambition Scaling doesn't mean sacrificing. It means designing a business that sustains you instead of drains you. A business where evenings and weekends are yours. A business where freedom and growth go hand in hand. As Fabienne reminds us, when you leverage wisely and shift your mindset, expansion can feel natural, aligned, and deeply nourishing. If you've ever secretly thought, “I'd love to reach seven figures, but not at the cost of my life,” in this episode, Fabienne shows you a different way forward. A Final Thought to Reflect On Scaling isn't about chasing more — it's about choosing differently. The moment you stop trying to do everything and start focusing on the few things that truly move the needle, your business (and your life) begin to expand. So, instead of asking “How much harder do I need to work?” try asking “How much more can I allow?” Because the future you're dreaming of doesn't require more sacrifice. It requires more space, more trust, and more you. Want to explore what this could look like for you? Learn more about the ways you can work with Melitta Campbell to uncover your Value Sweet Spot to market, sell and grow your business confidently, and always on your terms. Working with Melitta > About Fabienne For 20+ years, Fabienne Fredrickson has powerfully mentored thousands of women business owners to grow, then scale their businesses, earning them tens of millions collectively each year while increasing their time off to enjoy lives they love. Her Leveraged Business methodology is based on her nearly 15 years of experience in generating multiple 7 figures annually with three children at home, while taking 14 weeks of unplugged vacations each year. It is proven to work. Fabienne's revolutionary book, The Leveraged Business: How You Can Go From Overwhelmed at 6-Figures to 7 Figures (and Get Your Life Back) is the new definitive roadmap on how she's done it with heart and how you can too, without sacrificing your life. You can get a free copy of the book at TheLeveragedBusinessBook.com, and you can find her at Boldheart.com and on social media channels. Read Fabienne's Book: The Leveraged Business: How You Can Go From Overwhelmed at 6-Figures to 7 Figures (and Get Your Life Back) Connect with Fabienne Website LinkedIn About Your Host, Melitta Campbell Melitta Campbell is an award-winning business coach, TEDx speaker, author of A Shy Girl's Guide to Networking and founder of the Dream Clients Club. Through her Value WhisperingTM Blueprint, she helps introverted female entrepreneurs build quietly impactful businesses that grow through clarity, trust, and alignment. Learn more about working with Melitta here Loved this episode? Turn your Insight into Action with Valora Valora is the podcast's new AI Business Coach. Answer three short questions and she'll translate your responses into simple, practical actions you can take this week to grow your business. Click here now to access Valora > You May Also Enjoy... Uncaged: A Good Girl's Journey to Reinvention The Business of Stories How to Raise Your Visibility on LinkedIn Get a PhD in You: A Course in Miraculous Self-Discovery The Go-Giver: A Little Story About a Powerful Business Idea The Common Path To Uncommon Success > More Podcast Episodes
Email isn't dead—it's dominating. In this episode, email marketing expert Tyler Cook explains why email remains the highest ROI marketing channel for lawyers (and just about everyone else). You'll learn: Why email still outperforms social media by a mile What kind of emails people actually want to read The 3 automations every lawyer should set up—no exceptions How to use AI to write powerful emails fast (without sounding robotic) The truth about open rates, sender reputation, and avoiding spam filters Whether you're brand new to email marketing or ready to take your list to the next level, this episode gives you a clear roadmap—and some surprising tactics most lawyers miss. Plus: Tyler shares his favorite pro-level deliverability tips, and how even a tiny list can bring in big results when used the right way. Resource Links Tyler Cook: LinkedIn profile Tyler Cook: Hypermedia website Tyler Cook: newsletter about email marketing Rand Fiskin (SEO expert) Perry Marshall (author of 80/20 Marketing book) Neverbounce (email verification) Beehiiv (email platform for newsletters) Hubspot (CRM and email sending platform) Dean Jackson (email marketing guru) Hoppy Copy (helps write good emails) Jarvis (AI-powered marketing copy) Copy.ai (marketing copy assistant) Google Alerts (get automatically notified of important news) ChatGPT Lab (a weekly AI workshop for lawyers) Apply to join the ChatGPT Lab The 80/20 Principle (my techlaw newsletter) The Inner Circle (my online community for lawyers) Follow and Review: I'd love for you to follow me if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. I'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Thanks to the sponsor: Smith.ai Smith.ai is an amazing virtual receptionist service that specializes in working with solo and small law firms. When you hire Smith.ai, you're hiring well-trained, friendly receptionists who can respond to callers in English or Spanish. And they have a special offer for podcast listeners where you can get an extra $100 discount with promo code ERNIE100. Sign up for a risk-free start with a 14-day money-back guarantee now (and learn more) at smith.ai.
#587 What does it take to grow a multi-million dollar service business from the ground up? In this episode, host Kirsten Tyrrel sits down with Serge Rochon, founder of Complete Windows & Doors, to unpack how he built a thriving home renovation company over the past 13 years — starting solo and scaling to a 25+ person team. Serge shares the lessons learned from cold-calling and canvassing his way to early customers, how mentorship shaped his start, why he avoided new construction jobs, and the importance of building systems and hiring ahead of the curve. Whether you're just getting started or preparing to scale, this conversation is full of practical wisdom for creating a profitable, sellable service business that doesn't depend solely on you! What we discuss with Serge: + Started business after 12+ years in industry + Chose renovations over new builds + Landed early clients through cold outreach + Leveraged past customer base to launch + Focused on expert installation and service + Scaled from solo to 25+ person team + Built systems to reduce owner dependency + Offers “good, better, best” product tiers + Uses CRM and quoting tools to stay lean + Emphasizes hiring ahead of demand Thank you, Serge! Check out Complete Windows & Doors at CompleteWD.com. Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, host Daniel Rudnicki Schlumberger, head of Leveraged Finance EMEA at J.P. Morgan, is joined by Andrew Crook, head of Leveraged Finance Sales, and Daniel Lamy, head of European Credit Strategy Research. Together, they unpack the highlights from J.P. Morgan's 9th European Leveraged Finance Conference, exploring the latest trends, including market resilience, investor sentiment, and the impact of geopolitical and macroeconomic events. This episode was recorded on September 5, 2025. This material was prepared by certain personnel of JPMorgan Chase & Co. and its affiliates and subsidiaries worldwide and not the firm's research department. It is for informational purposes only, is not intended as an offer or solicitation for the purchase, sale or tender of any financial instrument and does not constitute a commitment, undertaking, offer or solicitation by any JPMorgan Chase entity to extend or arrange credit or provide any other products or services to any person or entity. © 2025 JPMorgan Chase & Company. All rights reserved.
What do you call it when you're the golden girl of PR, pulling six figures by 25, then throw it all away for a side hustle that flops for five years before finally hitting gold? We call it a Rich Bish move. In this episode of The Rich Bitch Era, Kristie X Ord takes the host seat and gets Jessica Zalums to spill on: Leaving a corporate career everyone else thought was “the dream”The ego bruises and identity crisis that come with starting overWhy 10K engaged followers beat 100K dead ones any dayWhy she ditched coaching for a model that actually rewards impactThe power of focusing on one thing (instead of being the “7 income streams” girlboss cliché) It's raw. It's real. It's for every woman who secretly wants to burn her career plan and build something better.If you're ready to trade performative success for real freedom — press play now!Episode Highlights:00:00 – Why Jess swapped a solo episode for a chat with Kristie01:00 – The six-figure PR career Jess walked away from04:55 – How loyalty + relationships became her biggest asset08:00 – The competition and burnout of agency life11:48 – The “ego death” of leaving success behind13:50 – Realizing corporate wasn't the dream she thought16:58 – Family fears, colleague whispers & self-doubt20:14 – Why a viral Instagram post = zero sales22:42 – The truth about imposter syndrome24:53 – Building a brand by being unapologetically herself28:51 – The coaching experiment — and the problem with linear models31:56 – Leveraged business vs. coaching: the truth about freedom39:30 – Why “7 streams of income” will slow you down42:22 – Reclaiming focus, momentum, and leadership46:12 – Magnetize + Rich Bish Academy invitationsY
n this episode of the Property Profits Podcast, host Dave Dubeau sits down with Joe Tagliente, a legacy-minded entrepreneur whose family turned a fast food franchise hustle into a powerhouse real estate holding company. Joe shares the inspiring journey that began with his father's leap from corporate America to opening a single Burger King in 1970, all the way to building a portfolio of restaurants and hotels. But what really sets Joe's story apart is the strategic pivot—from operating businesses to owning the land beneath them. You'll hear how Joe and his family: Leveraged franchise experience into long-term real estate wealth Bootstrapped deals during tough times Turned underused land into income-generating assets Transitioned to a lean, passive real estate model using triple net leases Are now helping new franchisees through Joe's latest venture, Franchise Spark - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
After consuming free Two-Brain content for three years, gym owner Tyler Ouwendyk signed up for mentorship. Less than a year later, he earned a spot on the Top 10 leaderboard for net owner benefit (take-home pay), which ranges from US$17,000 to $45,000 per month. Tyler runs three facilities in a town of 30,000 people: two 24/7 access gyms with memberships capped at 400-500, plus a group training studio that launched with 52 members on Day 1 and hit 130 clients in eight months.In this episode, Tyler shares the Two-Brain strategies that contributed most to his gyms' success:Eliminating all discounts and sales.Raising prices to reach the top of his market.Creating proper onboarding systems. Adding goal reviews to drive retention and upsells.He also explains how mentorship accelerated his growth through expert guidance and accountability. Now, as a Tinker-level gym owner, Tyler's focus is on building wealth through real estate, life insurance and other investments. His advice to gym owners who are considering mentorship? “Just do it. It's not a cost; it's an investment. You're gonna see the ROI right away.” LinksGym Owners UnitedBook a Call0:50 - Getting results from free content3:54 - Goal reviews in an access gym9:53 - Why go from free to paid help?13:43 - How mentorship added speed17:54 - Opening a profitable new gym
What does it take to pivot from a collapsing business model into a thriving, future-proof venture? Sisters Palmy and Nancy know this story firsthand. In this episode of the Wealth Wisdom Financial Channel, host Brandon Neely sits down with the duo who transformed a $2,000 fashion startup into a $4 million company, only to reinvent themselves again after losing their biggest client. Instead of letting that setback define them, they shifted gears into real estate investing, flipping properties, and ultimately scaling into apartment syndication and multifamily ownership. Their journey isn't just about dollars; it's about resilience, strategy, and building a foundation strong enough to weather economic storms like COVID-19 and the uncertain future of work driven by AI and automation. You'll hear how Palmy and Nancy: ✅ Transitioned from labor-based income to income-producing assets ✅ Built investor trust through transparency and integrity ✅ Raised significant capital—even in uncertain markets ✅ Leveraged their unique strengths (“superpowers”) to scale faster ✅ Emphasize why community and collaboration are essential for financial growth This episode is packed with real-world wisdom for entrepreneurs, investors, and anyone ready to shift from hustle-driven income to lasting financial freedom. 00:00 Welcome to Wealth Wisdom Financial 00:35 Meet Palmy and Nancy: From Fashion to Finance 02:32 Starting Small: The Fashion Business Journey 05:40 The Big Shift: From Fashion to Real Estate 07:55 Navigating Real Estate During COVID 15:21 Raising Capital and Building Trust 23:59 The Importance of Integrity in Business 26:40 Setting Ambitious Goals 27:00 The Power of Exponential Growth 28:07 Raising Capital and Building Confidence 29:01 Leveraging Superpowers in Business 30:37 The Importance of Team Support 32:41 Financial Management and Decision Making 37:48 Navigating Economic Challenges 47:38 The Future of Labor and Income 49:47 Final Thoughts and Community Invitation
In this episode of Spotlight, Ron Delegge @etfguide chats with Mo Sparks, Chief Product Officer at Direxion about top market trends and big moves in ETF trading. Topics covered includes a discussion of Direxion's ETFs linked to Ford, Shopify, Lockheed Martin, along with digital networking and big pharma stocks.*********To learn more about Direxion's ETF lineup, visit Direxionhttps://www.direxion.com/
3. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics 1940 DECEMBER MANCHESTER BLITZ
7. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. 1940 LONDON BURNING
8. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. 1941 NOVEMBER, BEFORE US ENTERED THE WAR.
2. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics 1928 TEA AT CHARTWELL WITH THE CHURCHILLS
6. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. 1940 LONDON UNDERGROUND CONVERTED TO SHELTER
5.Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. 1940 BLITZ DAMAGE LONDON
4. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. 1940 SEPT BLITZ OVER WAPPING
1. Kingmaker: Pamela Harriman's Astonishing Life of Power, Seduction, and Intrigue by Sonia Purnell chronicles the extraordinary life of Pamela Digby, later Pamela Harriman, a woman who masterfully leveraged her personal connections and keen intellect to become a significant, albeit often behind-the-scenes, figure in 20th-century politics. Born into an aristocratic but cash-strapped family in rural Dorset in 1920, Pamela Digby received a limited education but possessed a sharp mind. Her desire to escape her constrained upbringing led her to an impetuous marriage with Randolph Churchill, Winston Churchill's son, in September 1939. Despite warnings about Randolph's philandering and abusive nature, she saw the marriage as a doorway to an exciting lifestyle and a way to avoid returning to Dorset. During World War II, as her marriage to Randolph deteriorated, Pamela forged a close bond with Winston Churchill. She quickly became Churchill's secret weapon, joining his inner circle, "Padlock," and gathering crucial intelligence from influential Americans. Her most notable liaison was with Averell Harriman, the 49-year-old in charge of Lend-Lease, whom she successfully "enlisted to the British cause" and "bewitched" with her charm and strategic "mating dance". She also influenced figures like CBS star Ed Murrow, feeding him information to bolster British support in American broadcasts. Her wartime experiences, including giving birth during a Blitz air raid, deeply shaped her perspective. After the war, Pamela continued to cultivate influential relationships, including with Gianni Agnelli of Fiat, whom she helped gain acceptance in Washington. She later moved to America, marrying producer Leland Hayward in the late 1950s. While in the US, she was a close friend of President John F. Kennedy, whose assassination deeply affected her. Following Leland Hayward's death, which left her financially depleted, Pamela re-encountered and married Averell Harriman. This marriage marked her full immersion into American politics. She transformed their Washington D.C. home into a hub for Democrats, making Harriman feel like a king and advancing her own influence. She was an early advocate for women's political involvement, pushing beyond the traditional role of a political hostess to focus on policy and candidates. Pamela became a crucial mentor to Bill Clinton after his 1980 gubernatorial loss, restoring his self-belief and providing strategic guidance, including advice on television appearances. Her efforts were instrumental in shaping the Democratic party and contributing to its successes, including Clinton's 1992 presidential victory. As a reward, President Clinton appointed her Ambassador to Paris, a role she embraced despite her lack of formal diplomatic training. In this position, she played a decisive role in strengthening Franco-American relations and bringing a "moral compass" to the Bosnia crisis, drawing on her own wartime experiences to urge intervention. Pamela Harrimandied in 1997 from a brain hemorrhage, with Bill Clinton delivering an emotional eulogy, acknowledging her indispensable role in his political journey and her significant contributions to the 20th century. 1827 FOREIGN OFFICE AND DOWNING STREET
Cameron Adams is the co-founder and Chief Product Officer at Canva, the design platform valued at $42B as of July 2025, used by over 230 million people every month. Before starting Canva, Cameron was a designer and engineer at Google and co-founded Fluent, an email startup. In this episode, Cameron walks through Canva's earliest days — from the remarkably fast courtship with co-founders Melanie Perkins and Cliff Obrecht, to the counterintuitive product decisions that helped Canva instantly resonate with users who thought they would never design anything. In this episode, we cover: How Canva turned social media managers into early evangelists Balancing a huge vision with scrappy execution Hard lessons from their near-silent launch day The two growth levers that changed everything And much more… References: Adobe: https://www.adobe.com/home Atlassian: https://www.atlassian.com/ Campaign Monitor: https://www.campaignmonitor.com/ Canva: https://www.canva.com/ Cliff Obrecht: https://www.linkedin.com/in/cliff-obrecht-79ba9920/ Dave Greiner: https://www.linkedin.com/in/davegreiner/ Lars Rasmussen: https://www.linkedin.com/in/larserasmussen/ Melanie Perkins: https://www.linkedin.com/in/melanieperkins/ Mike Cannon-Brookes: https://www.linkedin.com/in/mcannonbrookes/ New York Stock Exchange: https://www.nyse.com/ Pinterest: https://pinterest.com/ Scott Farquhar: https://www.linkedin.com/in/scottfarquhar/ Where to find Cameron: LinkedIn: https://www.linkedin.com/in/themaninblue/ Where to find Brett: LinkedIn: https://www.linkedin.com/in/brett-berson-9986094/ Twitter/X: https://twitter.com/brettberson Where to find First Round Capital: Website: https://firstround.com/ First Round Review: https://review.firstround.com/ X/Twitter: https://twitter.com/firstround YouTube: https://www.youtube.com/@FirstRoundCapital This podcast on all platforms: https://review.firstround.com/podcast Timestamps: (01:24) The birth of Canva (04:32) Meeting Canva's co-founders (11:22) Building the first iteration of Canva (15:26) The discovery that changed prototyping (20:48) Why onboarding was the unlock for retention (27:36) The anticlimactic launch day (32:43) How word-of-mouth spurred early retention (36:33) Targeting different user personas (41:02) Building a community on social media (43:38) Two impactful growth levers (47:14) Why Canva should have gone mobile sooner (48:12) What underpins Canva's dominance today (53:37) Rebuilding for enterprise (58:38) Lessons from Canva's tough times
In this episode we answer two emails from John and one from Pete. We revel in John's summary of the podcast from its humble beginnings to its current form, his sailboat analogy to portfolio construction and his highly humorous questions. We also discuss two common but conflicting investor biases: rejecting assets because they've performed poorly recently or because they've performed too well recently and discuss rebalancing rules for leveraged funds and the newer managed futures fund CTA.Links:Listener Blog Post Describing Risk Parity Concepts: 15 Uncorrelated Assets | SSiSJohn's Testfolio Rebalancing Analyses: testfol.io/?s=k6HKskV4lsyTestfolio CTA Analysis: testfol.io/analysis?s=9WzkwrOUa0hBreathless Unedited AI-Bot Summary:The evolution of Risk Parity Radio takes center stage as we dive into a fascinating listener journey through 445 episodes of financial wisdom and soundbite mayhem. From our humble COVID-project beginnings to developing signature elements like standardized soundbites, cowbell references, and charitable partnerships, this episode offers a rare look at how the podcast has grown alongside its community.A brilliant sailing analogy perfectly captures the essence of risk parity investing: just as skilled sailors can make forward progress in various wind conditions by using the right sails, diversified portfolios can navigate different economic environments by including assets that perform well under specific conditions. This metaphor elegantly explains why we emphasize creating all-weather portfolios rather than attempting to predict market movements.Gold's dramatic turnaround provides a perfect case study in investment humility. In late 2022, some listeners questioned including gold, calling it a "waste of space" that wasn't fulfilling its purpose. Fast forward to 2025, and gold delivered an impressive 28% compound annual growth rate. This example highlights a common cognitive trap: rejecting unfamiliar assets either because they've performed poorly recently ("must be done forever") or because they've performed too well ("must be too high to invest in now").We also explore technical questions about rebalancing strategies for portfolios containing leveraged ETFs and observations about managed futures funds, demonstrating how complex portfolio management requires thoughtful consideration beyond simple formulas.Whether you're a longtime listener appreciating the walk down memory lane or a newcomer curious about our approach to investing, this episode delivers valuable insights about portfolio construction while maintaining our characteristic blend of education and entertainment. Ready to dive deeper? Subscribe now and join our community of thoughtful DIY investors!Support the show
The Land Podcast - The Pursuit of Land Ownership and Investing
Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals. On today's episode, we are back in the studio with Matt Kline. We discuss: Early lessons learned about land value and ROI Access planning was key to consistent deer movement Balances business growth with hunting priorities Networking opened doors to land opportunities Mistakes became valuable business lessons Learned to spot undervalued parcels others missed Leveraged sweat equity to increase property value Habitat work created both hunting and business gains Built lasting relationships through land deals Passion for land turned into a thriving career And so much more! Get Pre-Approved to Purchase a farm with Buck Land Funding https://www.whitetailmasteracademy.com Use code 'HOFER' to save 10% off at www.theprairiefarm.com Massive potential tax savings: ASMLABS.Net -Moultrie: https://bit.ly/moultrie_ -Hawke Optics: https://bit.ly/hawkeoptics_ -OnX: https://bit.ly/onX_Hunt -Painted Arrow: https://bit.ly/PaintedArrow
From humble beginnings in Puerto Rico to building multi-million dollar businesses, Oscar Moises (@officialoscarmoises) and Jorge “Joe” Lara (@lajaraofficial) are on a mission to teach the Latin community how to achieve financial freedom through business funding, credit optimization, and Section 8 real estate.