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onathan Pelson reveals Huawei's links to Chinese state security, instances of stolen Lucent source code, and how the company leveraged low prices to penetrate European networks and critical infrastructure. 2
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Canada is really making things interesting but they survived an early Finland attack and pulled off the huge 3-2 come back. And they did it without Sidney Crosby. Then USA steamrolled the Cinderella Slovakia team but might have lost Tage Thompson in the process. But either way, the gold medal game is set and we all got what we wanted. Best on best. USA v Canada for all the marbles. Chapters: 0:00 - Intro 03:07 -Women's Final 25:19 - Canada V Finland 01:05:17 - USA v Slovakia 01:22:22 - Gold Medal Predictions PRESENTED by BetMGM. Download the BETMGM app and use code “NETTERS” and enjoy up to $1500 in bonus bets if you lose your first wager! Thanks to our Sponsors! BetMGM: Use bonus code NETTERS when signing up to receive up to $1500 in bonus bets if your first bet loses. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. Restocked and ready to keep you sharp! The Bauer Prosharp Advantedge at-home sharpener gives everyone the ability to sharpen their skates with pro-level precision at the touch of a button. Leveraged by decades of progressive innovation, this machine is designed to be as automated, precise, and convenient as possible. Whether you're sharpening skates in your garage, at the rink, or even on the road — the Advantedge at-home sharpener ensures that your skates are always game-ready. Stop waiting in line and start skating on perfect edges. Grab the Bauer Prosharp Advantedge at Bauer.com. For a limited time, our listeners can get the Harry's Plus Trial Set for only $10 at Harrys.com/NETTERS. This set includes the all-new Harry's Plus razor, one refined 5-blade cartridge, a 2oz Foaming Shave Gel, and a travel cover to protect your blades on the go. Learn more about your ad choices. Visit megaphone.fm/adchoices
Holy hell the quarters aren't supposed to be that stressful! USA beats Sweden 2-1 in OT and Canada beats Czechia 4-3 in OT and the boys sweat out every second of it. Plus, the Seth Jarvis crew aka Good Ol Canadian Boys joined the show to talk about their Olympics experience and share their best Jarvy stories. Chapters: 0:00 - Intro 04:57 - Slovakia v Germany 11:10 - Finland v Switzerland 24:32 - Canada v Czechia 51:30 - USA v Sweden 01:16:16 - Jarvis' Boys Interview PRESENTED by BetMGM. Download the BETMGM app and use code “NETTERS” and enjoy up to $1500 in bonus bets if you lose your first wager! Thanks to our Sponsors! BetMGM: Use bonus code NETTERS when signing up to receive up to $1500 in bonus bets if your first bet loses. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. BAUER PROSHARP ADVANTEDGE Restocked and ready to keep you sharp! The Bauer Prosharp Advantedge at-home sharpener gives everyone the ability to sharpen their skates with pro-level precision at the touch of a button. Leveraged by decades of progressive innovation, this machine is designed to be as automated, precise, and convenient as possible. Whether you're sharpening skates in your garage, at the rink, or even on the road — the Advantedge at-home sharpener ensures that your skates are always game-ready. LUCY is the only pouch that delivers long-lasting on-demand flavor. Find a store at LUCY.CO/STORES or get it shipped with 20% off your first order at LUCY.CO/NETTERS using code NETTERS. Chubbies is here to keep you comfy and looking good year-round. Get 20% off with code netters at chubbiesshorts.com/netters! #chubbiespod Learn more about your ad choices. Visit megaphone.fm/adchoices
Chris wants to know what the heck is going on with Discord. Niléane has a massive backlog of things to talk about now that she's back. And everybody does their best with Apple's Creator Studio. This week's Cozy Zone, the gang discusses what they'd do if they couldn't use Apple products anymore. We are releasing this just days after ATP did the exact same thing, but we swear we recorded this a couple weeks ago! Want more from the gang? Cozy Zone is a bonus podcast every Monday where we let loose on all sorts of fun topics. You can get cozy with the Comfort Zone crew for just $5/month or $50/year, which not only makes the bonus episodes possible, but supports Comfort Zone, too. How would you have done our challenges? How would you answer the question at the end of the show? Let us know! Things discussed Discord will require a face scan or ID for full access next month iPhanpy for iPhone Vivaldi Thaw Itsyhome Our pitch deck Follow the Hosts Chris on YouTube Matt on Birchtree Niléane on Mastodon Comfort Zone on Mastodon Comfort Zone on Bluesky
L'essor de la dette privée a changé la donne pour les dirigeants : plus besoin de sacrifier son capital pour financer une acquisition ou une liquidité actionnariale. Mais le financement en dette privée, certes non dilutif, obéit à ses propres règles et sa mécanique exigeante n'est pas toujours bien comprise.Banque d'affaires indépendante spécialisée dans la tech, Clipperton accompagne depuis plus de 20 ans les entrepreneurs européens dans leurs opérations stratégiques : M&A, levées de fonds et financements structurés.Dans ce 3e épisode de la série M&A, nous recevons Laurence de Rosamel, banquière d'affaires chez Clipperton, qui a lancé l'activité dédiée aux financements non dilutifs. Elle accompagne les dirigeants dans la structuration de dettes bancaires ou privées pour optimiser leur coût du capital et sécuriser leurs opérations de croissance ou de cession.Au programme :Les options pour financer la croissance de sa société, leurs spécificités et les risques associés (dette bancaire, dette privée, mezzanine ou fonds propres)Comment arbitrer entre financement dilutif et non dilutif selon le profil de risqueLes spécificités du financement des sociétés technologiques (ARR, croissance, rentabilité pilotée)Les conseils de Laurence pour choisir la bonne structure de financement et le bon timing.-----------------------Quelques ressources pour aller plus loin : Téléchargez le guide complet de la cession d'entreprise édité par Sapians : https://sapians.com/blog/guide-complet-cession-entrepriseDette unitranche : définition et avantages de ce type de financement https://sapians.com/blog/dette-unitrancheCession d'entreprise : pourquoi associer banque d'affaires et gestionnaire de fortune ? https://sapians.com/blog/banque-d-affaires-vs-gestionnaire-de-fortune-cession-entrepriseUne banque d'affaires est-elle indispensable pour céder sa société ? https://sapians.com/blog/cession-pme-avantages-limites-banque-d-affairesRachat avec effet de levier : tout savoir du LBO ou Leveraged buy-out https://sapians.com/blog/definition-lboCession d'entreprise ou de titres : cas d'exonération des plus-values possibles https://sapians.com/blog/exoneration-plus-values-cession-entreprise-----------------------Attention : Ceci est une communication publicitaire. Les performances passées ne préjugent pas des performances futures et investir comporte des risques de perte partielle ou totale en capital. Ce contenu est informatif et ne constitue pas un conseil en investissement. Toute décision doit être adaptée à votre situation. Si vous souhaitez bénéficier de conseils personnalisés, veuillez créer votre compte ou prendre rendez-vous avec un conseiller Sapians.SAPIANS - RCS n°919 330 969 - ORIAS n°23003561 en qualité de CIF et COA. Activité de démarchage bancaire et financier.
Send a textEverybody loves “scale”… until the monthly payments don't care if your houses sell. Here's how leverage spirals, why investors start co-mingling funds, and the mindset + funding habits that keep you from building a debt pyramid.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...
For aspiring solicitors interested international finance, this is the episode for you! Today we cover the recent introduction of what are called "you snooze you lose" clauses in the US leveraged finance markets and how they are impacting creditor voting mechanics. We also take a look at how Oracle, Alphabet and Yondr are tapping the global debt capital markets to raise close to $50 billion cumulatively to fund the future of AI infrastructure. And of course, a major thanks to all of our listeners to date, we have just surpassed 6,000 streams on all platforms!Link to access: https://linktr.ee/thefirmanalyst
Vendre son entreprise, faire entrer un fonds, organiser un cash-out... Ces décisions stratégiques soulèvent des questions essentielles pour tout entrepreneur : comment bien préparer une transaction ? Quelle valorisation viser ? Comment gérer la négociation ?David Salabi a fondé Cambon Partners en 2003, sur les cendres de la bulle internet. Aujourd'hui, sa banque d'affaires indépendante réalise entre 50 et 60 opérations par an dans le mid-market et accompagne les entrepreneurs de la tech, du digital, de la santé ou encore du commerce dans leurs opérations de cession et de levée de fonds.Dans ce 2e épisode du hors-série M&A, David Salabi, après avoir supervisé 500 opérations M&A, nous livre avec transparence ses enseignements de banquier d'affaires.Au programme :Le “vrai” déroulé d'un process M&A vu de l'intérieur, avec les micro-décisions qui changent le deal avant même que la data room ne s'ouvre.Comment les opérations de LBO avec cash-out sont devenues vertueuses pour les entrepreneurs et pourquoi "dérisquer patrimonialement" le chef d'entreprise peut même booster la performance de l'entreprise.Pourquoi certaines entreprises se valorisent mieux qu'en 2022, ce que recherchent vraiment les fonds d'investissement aujourd'hui, comment éviter les attentes irréalistes et garder le contrôle.Les erreurs de posture côté dirigeant et le réflexe simple qui protège la valorisation jusqu'à la négociation finale.-----------------------Quelques ressources pour aller plus loin : Téléchargez le guide complet de la cession d'entreprise édité par Sapians : https://sapians.com/blog/guide-complet-cession-entrepriseLes étapes de la cession d'entreprise : bonnes pratiques et pièges à éviter https://sapians.com/blog/cession-entrepriseCession d'entreprise : pourquoi associer banque d'affaires et gestionnaire de fortune ? https://sapians.com/blog/banque-d-affaires-vs-gestionnaire-de-fortune-cession-entrepriseUne banque d'affaires est-elle indispensable pour céder sa société ? https://sapians.com/blog/cession-pme-avantages-limites-banque-d-affairesRachat avec effet de levier : tout savoir du LBO ou Leveraged buy-out https://sapians.com/blog/definition-lboCession d'entreprise ou de titres : cas d'exonération des plus-values possibles https://sapians.com/blog/exoneration-plus-values-cession-entreprise-----------------------Attention : Ceci est une communication publicitaire. Les performances passées ne préjugent pas des performances futures et investir comporte des risques de perte partielle ou totale en capital. Ce contenu est informatif et ne constitue pas un conseil en investissement. Toute décision doit être adaptée à votre situation. Si vous souhaitez bénéficier de conseils personnalisés, veuillez créer votre compte ou prendre rendez-vous avec un conseiller Sapians.SAPIANS - RCS n°919 330 969 - ORIAS n°23003561 en qualité de CIF et COA. Activité de démarchage bancaire et financier.
Ready to build freedom faster? Join the Ditch Wall Street: Build Freedom Faster with Vending, Real Estate & Infinite Banking Masterclass on February 10, 2026 (1:00–4:00 PM CT). Learn from Anthony Faso & Cameron Christiansen, Mike Hoffmann, and Dustin Heiner.
OC's playing baby! If you're going to do a men's Olympic hockey preview episode, who better to join you than USA Hockey Legend Jack O'Callahan. His stories are laugh out loud funny from the epic 1980 run and beyond. Plus, the definite Olympic hockey predictions are here, find out who the boys think will take home the gold. It was a wild weekend in college hockey, and maybe just maybe there's a new #1. And enjoy a beer league hotline and blind ranking to start your day! Chapters 00:00 - Intro 01:10 - Super Bowl Recap 07:50 - Olympic Preview 01:05:27 - Jack O'Callahan Interview 02:18:55 - College Puck Drop 02:29:29 - Beer League Hotline 02:34:03 - Blind Ranking PRESENTED by BetMGM. Download the BETMGM app and use code “NETTERS” and enjoy up to $1500 in bonus bets if you lose your first wager! Thanks to our Sponsors! BetMGM: Use bonus code NETTERS when signing up to receive up to $1500 in bonus bets if your first bet loses. Gambling problem? Call 1-800-GAMBLER (Available in the US) 877-8-HOPENY or text HOPENY (467369) (NY) 1-800-327-5050 (MA), 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR) 21+ only. Please Gamble Responsibly. See BetMGM.com for Terms. First Bet Offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. This promotional offer is not available in New York, Nevada, Ontario, or Puerto Rico. BAUER PROSHARP ADVANTEDGE Restocked and ready to keep you sharp! The Bauer Prosharp Advantedge at-home sharpener gives everyone the ability to sharpen their skates with pro-level precision at the touch of a button. Leveraged by decades of progressive innovation, this machine is designed to be as automated, precise, and convenient as possible. Whether you're sharpening skates in your garage, at the rink, or even on the road — the Advantedge at-home sharpener ensures that your skates are always game-ready. Get ready to cheer on USA Hockey with officially licensed apparel from LowsportFrom replica jersey hoodies to performance gear, vintage looks, hats & more - Lowsport has you covered for the Gold Medal run Use code EMPTYNETTERS at checkout for 10% off your purchase at Lowsportgear.com GOOD LUCK, HAVE FUN, DON'T DIE — In Theaters This Friday From Oscar-winning director Gore Verbinski (Pirates of the Caribbean, The Ring, Rango) comes a wild, one-of-a-kind action-comedy about a man claiming to be from the future (Sam Rockwell) who takes the patrons of an iconic Los Angeles diner hostage — recruiting a group of unlikely misfits to stop an impending AI apocalypse and save humanity from the perils of social media. Co-starring Haley Lu Richardson, Michael Peña, Zazie Beetz, and Juno Temple. Rated R. Learn more about your ad choices. Visit megaphone.fm/adchoices
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured Commodity traders are learning a brutal lesson as highly leveraged metals and commodity funds implode. After piling into four-times-levered products chasing fast gains, many are now wiped out and looking for someone to blame.Chris argues this wasn't bad luck—it was greed. Leverage magnifies emotion, not intelligence, and Wall Street is more than happy to sell financial shortcuts to anyone willing to buy them. The result is predictable: quick highs on the way up, violent crashes on the way down.This isn't a market mystery or manipulation story. It's a reminder that real wealth takes time, discipline, and work—and that get-rich-quick trades almost always end the same way.
Leila Philip explains how John Jacob Astor founded America's first multi-millionaire fortune by overhearing traders discuss the massive profit margins on beaver fur. Astor leveraged the Lewis and Clark expedition to establish global trade routes, utilizing beaver pelts—which functioned as a literal currency—to jumpstart American capitalism before the species was nearly wiped out.
We are a presence-driven church. Our mission is to lead people of all generations into life-changing encounters with God, so they can discover their purpose and walk in Kingdom identity.Connect with us:Facebook: https://www.facebook.com/@heartlandchurchonline/Instagram: https://www.instagram.com/heartlandchurchofficial/GIVEYou can support this ministry and help more people like you encounter God:https://www.heartlandchurchonline.com/giveThis is a message from Pastor Dave Olson from Sunday, January 25th, 2026
In cross-border investing, where you invest matters just as much as how you invest. This is especially true for fixed income. Although 2026 has only just begun, it's already shaping up to be a busy year on the macro front. A weaker US dollar could impact portfolios more than ever, and bonds may not be the ideal place to take on currency risk. How are global macroeconomics, geopolitics, and currency dynamics shaping investment decisions for cross-border expats? In this episode of Expat Wealth, Richard Taylor – dual UK/US citizen and Chartered Financial Planner – is joined by Brian Dunhill – founder of Dunhill Financial – to take a big-picture look at currency markets and explore practical ways to mitigate risk as the US dollar fluctuates. Despite geopolitical noise, markets have largely shrugged off concerns about the dollar's currency cycle. Richard and Brian explain why they remain constructive on global equities, and what steps they're taking in portfolios for expats who live, earn, spend, and retire across multiple currencies. Richard and Brian unpack: Why your investment strategy needs to match your global lifestyle. Where you earn income, where you spend it, and where you plan to retire should all influence your investment decisions: the currency denomination of your bonds, your asset allocation, and your liquidity requirements. The good news: markets are holding steady. Despite political uncertainty and geopolitical tensions, inflation is moderating, and tariffs have had limited impact. Potential interest rate cuts could support equity markets, particularly if the US dollar weakens. Be cautious with high-risk strategies. Leveraged approaches like yen carry trades, cryptocurrency, and exotic private investments carry significant risks. As an expat, stay informed about these strategies but don't be drawn into them. Focus on liquid, transparent public markets where you have clear visibility and access to your investments. -- Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management. https://planfirstwealth.com/ -- Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.
Saks Global, the parent company of the historic luxury department store Saks Fifth Avenue, recently filed for Chapter 11 bankruptcy protection. The move occurred a little more than a year after the company purchased Neiman Marcus and Bergdorf Goodman in a debt-fuelled takeover. The FT's Wall Street editor Sujeet Indap and the US investment editor Eric Platt walk through how that acquisition played a role in the bankruptcy and whether more highly leveraged companies will seek bankruptcy protection in 2026. Clips from ABC, Bloomberg, CNBC, Warner Brothers The FT does not use generative AI to voice its podcasts.- - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:Death of a dream: Saks' crisis exposes luxury department store woes Leveraged luxury: fall of Saks Global to scorch US business stars Saks divisive debt reshuffle shows a retail sector under strain - - - - - - - - - - - - - - - - - - - - - - - - - - Follow Sujeet Indap on X (@sindap), or on Bluesky (@sindap.bsky.social). Eric Platt is on X (@EricGPlatt), or on Bluesky (@ericgplatt.ft.com). Michela Tindera is on X (@mtindera07) and Bluesky (@mtindera.ft.com), or follow her on LinkedIn for updates about the show and more. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Private credit is becoming an alternative to loan financing and CLOs are driving most loan supply. In this Credit Crunch podcast, host Mahesh Bhimalingam, Global Head of Credit Strategy at Bloomberg Intelligence and Paul Mehta, Leveraged Credit Portfolio Manager at Aberdeen Investments, reflect on how both the US and European leveraged loan markets fared and on the outlook for loans in 2026. They discuss BI's leveraged loan outlook publication covering loan pricing, returns, supply and relative value vs. high yield bonds as well as loan growth relative to the bond market using Bloomberg loan and bond indexes. They also address private credit in detail including financing premiums, sizes and risks along with the outlook for CLO issuance, reinvestment risks, arbitrage evolution and implications for 2026.
ETFs were once almost synonymous with low-cost, sensible investing. But that era is changing fast. In this episode, Ben Felix, Dan Bortolotti, and Ben Wilson introduce and unpack the concept of "ETF slop"—the explosion of complex, high-fee, behaviorally engineered ETFs that are designed to attract assets rather than improve investor outcomes. The trio traces how ETFs evolved from simple index-building tools into wrappers for increasingly speculative strategies. They discuss how the ETF "halo effect" can mislead investors into equating structure with quality, and why innovation in financial products often benefits manufacturers more than end investors. From thematic hype to downside "protection" that isn't what it seems, the episode offers a clear framework for thinking critically about modern ETF offerings. Key Points From This Episode: (0:00:04) Introduction to the Rational Reminder Podcast and the hosts. (0:00:39) Ben introduces the idea of "ETF slop" and why ETFs are no longer synonymous with sensible investing. (2:20) More actively managed ETFs now exist than index-tracking ETFs in the U.S. (3:30) ETFs increasingly engineered to attract assets rather than improve investor outcomes. (4:04) Record ETF launches in 2025: over 1,000 in the U.S. and 300+ in Canada. (6:43) Average management fees on newly launched ETFs rival traditional active mutual funds. (7:47) The ETF "halo effect" and why structure is mistaken for quality. (10:31) What an ETF actually is—and why it's just a wrapper for a strategy. (11:13) The first ETF was launched in Canada and still exists today. (14:40) ETFs as tools for speculation versus long-term investing. (17:08) Evidence that simpler allocation funds reduce harmful investor behavior. (20:35) Why too much product choice can make good investing harder. (21:40) Four categories of ETF slop introduced: thematic, buffer, covered call, and single-stock ETFs. (22:16) Why thematic ETFs appeal to optimism and extrapolation bias. (24:04) Evidence that most thematic ETFs underperform after launch. (26:25) Morningstar data: almost no thematic ETFs outperform over long horizons. (28:55) Why exciting narratives don't translate into superior returns. (31:25) Buffer ETFs explained: capped upside with partial downside protection. (34:31) Research showing high fees, high costs, and inconsistent protection. (38:16) Why simple stock/bond mixes dominate buffer ETFs even in drawdowns. (42:53) Covered calls: high income today, lower total returns tomorrow. (45:48) Why covered call ETFs systematically underperform their underlying assets. (47:38) Income needs can be met more efficiently without covered calls. (48:19) The cult-like following driven by double-digit yield marketing. (49:57) Single-stock ETFs as the "sloppiest" form of ETF slop. (53:44) Leveraged and inverse ETFs magnify volatility and complexity. (56:20) Research showing massive underperformance versus simple benchmarks. (58:56) Why these products resemble speculation more than investing. (1:03:35) Complexity in investment products is strongly linked to poor outcomes. (1:05:48) John Bogle's warning: beware of new and "hot" investment products. (1:06:48) Why ETFs are powerful tools—but only when used correctly. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Justin M. Lee. Purpose of the Interview To showcase Dr. Lee’s journey from a young real estate agent to a multi-industry entrepreneur. To inspire listeners with strategies for wealth-building through real estate, construction, and logistics. To encourage financial literacy, ownership, and collaboration within underserved communities. To issue a call to action for minorities to explore opportunities like Amazon DSP and real estate investment. Key Takeaways Early Career & Education Started young in real estate, embraced discomfort in rooms dominated by older professionals. Leveraged millennial tech skills (social media marketing) to help veteran brokers grow. Earned a doctorate degree and became a licensed real estate broker. Social Media as a Business Tool Built a strong presence on TikTok (90K followers) and other platforms. Helped older real estate firms thrive by creating digital visibility. Emphasized that “business must look as good online as in person.” Financial Literacy & Homeownership African-American communities often lack foundational financial knowledge. Key barriers: misunderstanding credit, fear of debt, and lack of exposure to ownership benefits. Advocates teaching the difference between good debt (real estate) and bad debt (consumer credit). Real Estate Process Initial onboarding: credit score, income, tax filing. Connect clients with lenders, secure pre-approval, then negotiate and close within 30–45 days. Uses property tours as motivation even for those not yet approved. Pooling Resources for Wealth Industry dominated by white men and foreign investors who use syndication. Dr. Lee created a private family fund with fraternity brothers and friends. Acquired 150+ apartment units and commercial properties by pooling resources and forming LLCs. Amazon DSP Opportunity Owns an Amazon Delivery Service Partner business (42 trucks, 200 employees). Offers minorities a chance to apply for DSP with $10K grant. Taught him true CEO skills: HR, payroll, compliance, and scaling operations. Construction Business Entered construction after experiencing exploitation in fix-and-flip projects. Learned the business side (permits, change orders) and got licensed. Built major projects like a 10,000 sq. ft. restaurant in Atlanta. Advocates for Black representation in construction, an industry dominated by whites and Hispanics. Personal Background Raised in New Orleans during Katrina by a single mother and grandparents. Mother invested FEMA checks into real estate, teaching him property management and renovation skills early. Believes knowledge is power and emphasizes planning and consistency. Notable Quotes On embracing discomfort:“I learned to embrace the uncomfort and make it one of my biggest strengths.” On social media:“You have to make your business look the same way online as in person.” On financial literacy:“Real estate is always going to be good debt. Bad debt is the Macy’s card.” On collaboration:“Pooling resources shows how far we can go and how fast we can go—but together.” On planning:“If you don’t plan, you plan to fail. All you have to do is stick to the plan.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
The studio's board unanimously rejected Paramount Skydance's revised $108.4 billion bid, calling the proposal a "leveraged buyout" that would saddle the company with $87 billion in debt. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Niche Pursuits podcast, Jared sits down with Mushfiq Sarker to explore his incredible journey from flipping over 200 websites to acquiring and scaling a $1.3 million agency. Mushfiq shares his unique approach to turning his SEO and content site skills into a thriving business model, offering valuable insights on building recurring revenue, acquiring agencies with minimal down payments, and innovating with AI tools. If you're a content creator, SEO expert, or niche site owner looking for inspiration and actionable strategies for scaling, this episode is a must-listen! Sponsor: 201 Creative Get your FREE GEO Snapshot today! - https://201creative.com/geo-snapshot/?utm_source=niche_pursuits_podcast&utm_medium=audio&utm_campaign=geo_snapshot_launch&utm_content=show_notes Links & ResourcesCheck out La Grande Marketing: https://lagrandemarketing.com/ Learn more about Local Glyph: https://localglyph.com/ Web Acquisition: https://webacquisition.com/ Mushfiq's LinkedIn Account: https://www.linkedin.com/in/mushfiqsarker Ready to join a niche publishing mastermind, and hear from industry experts each week? Join the Niche Pursuits Community here: https://community.nichepursuits.com Be sure to get more content like this in the Niche Pursuits Newsletter Right Here: https://www.nichepursuits.com/newsletter Want a Faster and Easier Way to Build Internal Links? Get $15 off Link Whisper with Discount Code "Podcast" on the Checkout Screen: https://www.nichepursuits.com/linkwhisper Get SEO Consulting from the Niche Pursuits Podcast Host, Jared Bauman: https://www.nichepursuits.com/201creative
The Leveraged Buyout (LBO) is one of the most powerful and high-stakes tools in modern finance. It is the primary engine of the private equity (PE) industry, where a massive amount of debt is used to acquire a company, with the goal of restructuring it for a highly profitable exit.In this episode of Corporate Finance Explained on FinPod, we unpack the mechanics of the LBO, explore why debt is used as a management tool, and analyze the technical hurdles that separate multi-billion dollar wins from high-profile bankruptcies.The Fundamental Structure: Leverage as an EngineAn LBO is an acquisition funded by a small sliver of equity (usually 30%) and a massive layer of debt (usually 70%).The "Mortgage" Analogy: Much like buying a home with a small down payment, the PE firm uses leverage to control a much larger asset. However, in an LBO, the target company assumes the debt used for its own purchase, using its own assets as collateral. Magnifying Returns: Leverage acts as an amplifier. If a firm invests $10M in equity and the company's value grows by 50%, the return on that initial "small" equity check can skyrocket to 200% or 300% upon exit.The 4 Drivers of the LBO ModelBeyond just magnifying profit, the LBO structure forces a specific type of corporate behavior:Enhanced Equity Returns: Using "Other People's Money" (OPM) to minimize the sponsor's initial capital outlay.Disciplined Cash Flow Focus: Debt acts as a "deadline." Management is forced to ruthlessly cut waste and optimize operations to meet mandatory quarterly interest and principal payments.Strategic Flexibility: Taking a company private removes the "quarterly earnings" pressure of the public markets, allowing for long-term, painful restructurings (e.g., the Dell pivot).Multiple Expansion: The goal is to buy at a lower multiple (e.g., 6x EBITDA) and sell at a higher one (e.g., 8x EBITDA) after transforming the business into a lean, predictable machine.Success vs. Failure: Real-World Case StudiesThe Triumphs (Hilton & Dell):Hilton Hotels: Blackstone acquired Hilton in 2007, just before the financial crisis. Success came through digital transformation and a relentless focus on streamlining costs, proving that operational rigor, not just financial engineering, dictates success.Dell Technologies: Private capital allowed Michael Dell to execute a painful pivot from low-margin PCs to high-margin enterprise software without the public market "slaughtering" the stock price.The Cautionary Tale (Toys "R" Us):Took on over $5B in debt in 2005. As a low-margin, cyclical retail business, it couldn't generate enough cash to both service the debt and invest in e-commerce modernization. The debt didn't amplify success; it strangled the ability to adapt.The LBO Analytical ToolkitFinance teams stress-test deals using the LBO Model, which centers on several key technical mechanics:Debt Tranches: Modeling senior debt (low risk/cost, secured) vs. subordinated and mezzanine debt (higher risk/interest, unsecured). Cash Flow Coverage: Lenders obsess over the Debt-to-EBITDA ratio (how many years of cash flow it takes to pay off debt) and the Interest Coverage Ratio. The Exit Strategy: Success is modeled based on IRR (Internal Rate of Return), which is driven by EBITDA growth, debt pay-down, and exit multiple expansion.6 Elements of an Attractive LBO TargetStable, Predictable Cash Flow: Ideally "subscription-like" or defensive.Durable Competitive Advantage: To protect margins during the hold period.Operational Improvement Potential: A clear "fat-to-trim" or optimization thesis.Reasonable Leverage: Avoiding the "Toys R Us" trap of over-leveraging cyclical businesses.Clean Exit Strategy: A clear vision for a sale or IPO from Day 1.Realistic Assumptions: Stress-tested models that account for market downturns.
Professor Toby Wilkinson. The Ptolemies leveraged Egypt's grain and gold to build a prosperous economy. They constructed the Lighthouse of Alexandria and the Museum, which attracted scholars like Archimedes. Zenodotus, the first head librarian, invented bibliography to organize the Library's massive collection of scrolls. 1856 CLEOPATRA NEEDLE
It's surprisingly hard to know what something is really worth until someone actually tries to buy it—and that problem is front and center in private funds. Don and Tom unpack why private equity, private real estate, and other “alternative” investments often look calm and stable on paper, only to suffer brutal price drops once they finally trade in public markets. From a Wall Street Journal example of a private real estate fund losing roughly 40% overnight, to Morningstar's troubling enthusiasm for expensive, speculative new ETFs, the episode reinforces a core principle: prices discovered by real markets beat internal estimates every time. Along the way, listeners call in with real-world retirement questions, inherited IRA rules, portfolio simplification strategies, and a healthy dose of holiday banter. 0:04 What something is “worth” versus what someone will actually pay 1:06 Defining private funds and why valuation is murky 2:27 Private fund pricing versus real market pricing 3:56 BlueRock fund haircut: paper value meets reality 4:24 Market pricing, efficiency, and the wisdom of crowds 5:42 The myth of private investments being “less volatile” 6:27 Real estate as the perfect valuation example 7:39 Listener call: inherited IRA and annuity distribution rules 12:42 Holiday humor, crypto annuity joke, and Kentucky bourbon 16:01 Moving assets from Edward Jones, loads, and simplification 19:41 DIY portfolios versus advisor value 21:08 Morningstar's “Best and Worst New ETFs” critique 22:21 Why most new ETFs exist (and why you don't need them) 24:43 Shockingly high ETF expense ratios 26:27 Leveraged crypto ETFs and financial absurdity 27:37 Seasonal podcast plug and ratings gripe 28:44 Listener call: Boeing retirement and rollover planning 34:40 Holiday reflections, gratitude, and comfort over riches Learn more about your ad choices. Visit megaphone.fm/adchoices
Douglas Yones of Direxion talks about his firm's Titans ETFs which launched in October. He explains how they aim to capitalize on key momentum trades like A.I., gold, and metal miners. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
This episode is a live mini-workshop recorded with members of the Escapee Collective (and released here because it was too useful to keep inside the community).My guest Diane Kennedy (CPA) breaks down what most new escapees get wrong about taxes and business structure — and why the real first question isn't “LLC or S-Corp?”It's: Are you building a business… or replacing a paycheck?From there, we get into the most common setup for solopreneurs (LLC + S-Corp election), how to think about deductions without getting cute, and why “keeping it small and keeping it all” is the solopreneur cheat code.We also bring in Lisa Dini from Lettuce, who explains how they help solos run the S-Corp model without turning you into an accountant.Heads up: This is educational, not legal/tax advice. Talk to your pro for your situation.What you'll learnThe real first question for escapees: build a business vs replace a paycheckWhy “LLC vs S-Corp” is usually the wrong framing (and what Diane recommends instead)Why Diane believes you should set up an LLC early (asset protection + flexibility)The 3 “buckets” of income for solopreneurs: Earned, Leveraged, & Passive (the holy grail)A simple way to think about deductions: ordinary + necessary (and how to find write-offs you already have)How S-Corps can help you keep more of what you earn (salary vs distributions, plus other benefits discussed)Real-world Q&A on: partners, joint ventures, and multi-state setups, California “special rules” , Schedule C vs S-Corp timing, Solo 401(k) and related retirement ideasResources Mentioned:Lettuce.co: https://hubs.ly/Q03Yz8KX0Tax Calc: https://hubs.ly/Q03Yz8Rf0Tax Prep: https://hubs.ly/Q03Yz8JY0GuestsDiane KennedyCPA and long-time solopreneur. Diane helps business owners structure their business and income in smarter ways so they can keep more of what they earn and operate like a real business.Lisa Dini (Lettuce)Lettuce helps solopreneurs run an S-Corp model efficiently, without drowning in admin and accounting work.
Lyuba Petrova, Lyle Margolis and Justin Patrie examine bubble risks as equities surge, credit spreads tighten, private credit faces hidden vulnerabilities and AI investment accelerates, though valuations suggest buyers aren't overpaying.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
In this episode of Spotlight, Stephanie Stanton @etfguide chats with Ryan Lee, Senior Vice President of Product and Strategy at Direxion about top market trends and big moves in ETF trading. Topics covered includes a discussion of Direxion's ETFs linked to titans of a given sector, gold miners and junior gold miners, and treasuries.*********To learn more about Direxion's ETF lineup, visit Direxionhttps://www.direxion.com/
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm analyzing two leveraged ETFS: Hamilton Enhanced Canadian Financials (HFIN) Hamilton Champions Enhanced Canadian Dividend (CWIN) It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
The Revolving Door: Democratic Insiders and Foreign Influence: Colleague Ken Vogel explains how Democratic operatives like Anita Dunn and Antony Blinken leveraged government experience for lucrative consulting roles at firms like SKDK and WestExec, also discussing Hunter Biden's pardon regarding Chinese business dealings and Robert Stryk's representation of sanctioned Russian defense executives. 1959 OCTOBER
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat happens when an investment made with leverage—whether through OPM, a HELOC, or a whole life policy—suddenly goes bad?Canadian business owners and families often worry about using leverage to build wealth, especially when markets turn or a deal underperforms. It's easy to feel uneasy when the value of an investment dips, your home equity stalls, or you're unsure how a leveraged move might affect your long-term financial security. This episode unpacks the emotional and financial realities behind these decisions, showing how to think clearly about risk, liquidity, and diversification—without letting fear shut down your wealth-building strategy.In this episode, you'll discover:Why the type of asset you leverage matters—and how different reservoirs (cash, home equity, whole life policies) behave when markets fall.How to structure your wealth reservoir so a single failed investment can't collapse your system.The mindset and mechanics behind maintaining liquidity, staying diversified, and making confident investment decisions even in volatile times.Press play to learn how to build a resilient wealth reservoir that keeps your financial system secure—no matter what your next investment does.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada starts with a clear Canadian wealth plan anchored in a strong wealth reservoir and smart investment strategies that balance growth with solid risk management. By integrating tools like a whole life policy, RRSP optimization, and tax-efficient investing, Canadian business owners can create an opportunity fund thReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
BT & Sal dive into the hot rumor connecting the Mets to free agent Kyle Schwarber, immediately questioning whether the power-hitting DH is a replacement for Pete Alonso or an addition. Sal loves the idea of adding Schwarber's prodigious power while weakening the Phillies, but BT argues it makes little sense for a team emphasizing defense and versatility under David Stearns, given Schwarber's lack of position and high strikeout rate. The conversation pivots to the "hardball" the Mets are playing with Alonso, with sources indicating the team is holding firm at a three-year offer, far below what Pete and Boras are seeking. They debate whether moving on from Alonso to pursue Schwarber—and finally breaking up the core—is a smart business decision, even if it sacrifices a fan favorite. They agree the Mets have options, including a Bellinger-Pete combo, and must prioritize pitching, but the Alonso-Schwarber ultimatum is the most fascinating offensive negotiation.
Why are so many districts pouring resources into math PD but seeing so little classroom change?It's not because teachers aren't trying. It's not about motivation or willingness. The real reason is this: most systems aren't built to support true instructional transformation. In this episode, we unpack the disconnect between a district's vision for math learning and the day-to-day realities of classroom practice—and we make the case for math coaching as the essential lever most districts are missing.Drawing from research, real-world examples, and the common challenges we hear from district teams, Jon challenges leaders to rethink how professional learning is structured—especially when funding is limited, time is tight, and expectations are high.Listeners Will:Understand the research behind why math PD alone doesn't shift math instructionLearn how math instructional coaching dramatically increases classroom implementationExplore what it takes to design a system that supports consistent, lasting changeReflect on the “greatest good dilemma” and why starting small may be your best betGet inspired to build the next round of math leaders—one teacher at a timeIf your district is serious about improving math instruction, press play and discover the one investment that creates real, sustainable impact.Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse! Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week. Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends! In this episode of Quick Fire Friday, host Amanda Jones interviews Taylor Victoria, founder of Level Up Outsourcing and host of the "She's Making Millions" podcast. Taylor shares how she built a 7-figure outsourcing agency after struggling to find a job at 22. She explains how outsourcing transforms lives in the Philippines and why business owners must embrace AI as a co-pilot rather than fear it. Taylor highlights the power of personal development, time audits, and team alignment for high performance. She encourages business owners to explore AI tools and automate tasks to create freedom and grow their business. Key Takeaways for Small Business Owners: Embrace AI as a Co-Pilot, Not a Threat: AI won't replace your business — but business owners using AI will. Stay proactive and learn new tools weekly. Audit Your Time to Find What to Automate: Track your tasks for 1–2 weeks and use AI to identify what can be automated or delegated to free up your energy. Invest in Personal Development: Your business grows when you grow. Events, learning, and self-reflection directly impact performance and results. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Build High-Performing Teams With Clear Systems: Review your team's workflows, improve efficiency, and let people focus on high-ROI work by pairing them with AI tools. Use Outsourcing to Scale Smarter: Global talent can transform your operations and create life-changing opportunities for others, especially in the Philippines. Prepare Your Business to Be an Asset, Not a Job: Automating processes and reducing dependency on you increases business value — making it easier to scale or eventually sell. One action small business owners can take: According to Taylor Victoria, one action small business owners can take is to upload their weekly tasks into ChatGPT and ask which processes can be automated with AI, then commit to implementing one automation within the next seven days. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.
The market is over-extended, over-bought and over-leveraged warns portfolio manage Lance Roberts.That combination of conditions often results in more volatility and lower returns in the coming year, so he's looking at 2026 with a degree of caution.In this special Thanksgiving week Market Recap, we discuss his latest portfolio changes, the potential changing of the guard occurring in the AI sector, the rotation of capital into other sectors like biotech and pharma, and the breakout in silver.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#marketcorrection #volatility #silverprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
In this episode, Jack interviews Edward Morales, second-generation owner of Tropical Landscaping Services in Buckeye, Arizona. After years of the company relying on hard work and word-of-mouth without a clear sales process, Edward stepped back into the business and realized it needed structure, clarity, and consistency. He rebuilt their sales process from scratch and discovered how communication and predictable workflows create a better client experience.Edward also shares how he uses AI as a thinking partner—clarifying decisions, improving communication, and refining processes without replacing the personal touch. If you're a landscape or snow contractor looking to modernize your operations, sharpen your sales process, or understand how AI actually fits into a real-world company, this conversation is full of practical takeaways.You'll Learn:How Edward rebuilt TLS's first-ever sales processWhy structure and clarity are essential to a great client experienceHow AI can enhance communication and leadershipWhat it takes to grow a multi-decade family businessWhy refining processes separates pros from amateursConnect With Today's Guest
Leveraged ETFs sound exciting; triple the gains, right? Not so fast. In this episode, we unpack the hidden risks, daily compounding effects, and why timing matters more than ever. Whether you're curious about hedging, short-term plays, or just want to know if these tools belong in your portfolio, this conversation will give you the clarity you need.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=42moSAfvL10&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this "Rocket of a Stock Market." From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton
Don and Tom take listeners on a wild ride through the booming (and frequently disastrous) world of leveraged ETFs. They break down how these funds promise double or triple the excitement but mathematically bleed away returns through volatility decay. A few listener questions follow, covering retirement cash buffers, negotiating advisory fees on large portfolios, and comparing IRTR vs AOM for a near-retiree allocation. Humor, subtle self-mockery, a Jonas Brothers detour, and a reminder that gambling is not investing. 0:04 Opening banter and the thrill-seeker pitch for leveraged ETFs 1:29 Leveraged single-stock ETFs explode from zero to $40B 3:26 MicroStrategy example: stock up ~30%, 2x ETF down ~65% 5:03 How volatility decay quietly destroys leveraged returns 7:36 5x ETFs and the “go to zero in one day” problem 9:01 When leverage stops being “investing” and starts being gambling 11:38 Listener question: Should retirees hold a bigger cash buffer to avoid selling in downturns? 14:37 Listener question: Should a $4M managed client negotiate fees? (Yes.) 17:43 IRTR vs AOM comparison for someone three years from retirement 22:54 Seasonal weather rant and hunkering down for productivity Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, David Lecko sits down with Edmond Bondoc to uncover how he built nearly $700,000 in equity on a single property by leveraging Seattle's ADU laws. Edmond reveals the exact financing, design, and condo-ization strategy he used to add both an attached and detached ADU to one lot—turning a half-finished fixer into a wealth-building machine. KEY TALKING POINTS:00:00 - Intro00:58 - Overview of Edmond's Business04:00 - Breaking Down His Property With 2 ADUs08:47 - Financing for the ADUs12:42 - The Specs of the ADUs14:48 - Why One Detached and One Attached16:25 - Next Steps18:15 - Pre Real Estate21:56 - Pulling Equity Out & Using HELOCs23:56 - What Edmond Does For Fun24:28 - The Springboard Event25:15 - How to Contact Edmond25:32 - Outro LINKS:Instagram: Edmond Bondochttps://www.instagram.com/edmondfromedmonds/ Links: Edmond Bondochttps://linktr.ee/edmondfromedmondsre Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/