Real Talk With Gary - Real Estate Investing

A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko   On this episode I welcome relatively new investors AJ and Nicole, who are young but are already on the right path to financial and mortgage freedom, and on the way to a very early retirement. They started investing only 5 years ago, already own 3 properties and are here to share their incredible story and journey so far! The strategy they've used so far is house hacking, where you purchase a home but either renovate to add additional rental units, or purchase an already renovated duplex, so that it actually MAKES you money the moment you move in. Your expenses drop dramatically while your tenant pays down your mortgage for you! Have they made mistakes? Yes, but willing to share to help others avoid some of them. We talked about how they saved for their down payment; what are their monthly costs, and it's incredibly low; managing risk; mindset; and MORE! And a tip of the week from Gary!   If you are someone who thinks it will be hard to purchase a home, this is the episode for you. House hacking is a strategy that allows you to find a home and help it pay for itself.    This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   To learn more about Gary's mentorship program, visit https://garyhibbert.ca 

Is It a Crash Or Opportunity?   Christopher Hummell and Quinton Cordick join me again for an unscripted chat about what they are seeing in their interactions with clients, and what's happening AWAY from the headlines. We'll give a market update for Toronto, Durham region and Peterborough, listing numbers, average prices and what's going on in the condo market, and MORE! If you are looking for answers on the current market and where things *might* go in the near future, and is this still a good time to buy OR sell, TUNE IN!   Contact:  https://www.smarthomechoice.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   WATCH the podcast! https://www.youtube.com/@gary.hibbert

The Science To Mental Clarity  - Dr. Carlos Yu   On this episode I welcome back good friend, personal physician and presence therapist Dr. Carlos Yu.    Dr. Yu, has 35 years of clinical experience, loves cold plunges, and taking care of his patients with radical new approaches to mental health.    Today we talk about presence therapy, ear acupuncture, what's causing so much depression and anxiety today, we dive into AI, the importance of regular breaks and mini retirements that I'm huge on, and closing the show with a LIVE therapy session!  Take notes and listen twice twice to this one!   Website/contact info for guest: Web: https://ajaxharwoodclinic.com  Facebook: https://www.facebook.com/carlos.yu.940 Instagram: https://www.instagram.com/c.yu765/   This episode proudly sponsored by BM Select - https://bmselect.ca    Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER mortgage broker in Canada!   BM Select focuses on working with Real Estate Investors who are looking to begin or expand their portfolio, as well as specializing in working with customers that are engaged with our host of Realtor contacts across Canada. At BM Select we offer strategic mortgage solutions with dedicated Agent Support along with leading-edge Underwriting and Fulfillment Services that allow you to sleep well knowing your mortgage transactions are being handled by top quality professionals.   To find out more, visit the website or email https://bmselect.ca    Other Links:   Real Estate Investment Club visit https://www.smarthomechoice.ca 

How To Live In 50 Different Countries While Investing - Brian Davis   This week's guest is Brian Davis, personal finance writer, investor and co-founder of SparkRental.com, a fractional real estate investment company. Over 2 decades in real estate and the finance industries, while also hosting the Live Off Rents podcast, he also contributes to Bigger Pockets. Starting out working for hard lenders, he saw how investment can build wealth and passive income, he started out buying rental properties. He now lives overseas by his own rules and shows others how to achieve this geographic freedom lifestyle, or design the life of their choosing. We talk about how he continues to invest while living in 50 different countries; lifestyle design and the expat life; contrarian money advice; living without a house or car payment; what are asymmetric investments, that have lower risk and higher returns; passive real estate investing; dollar cost averaging your real estate investments; and SO MUCH MORE!   Plus I share a tip to get you motivated this week!   Contact Brian   Web: http://sparkrental.com    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   WATCH the podcast! https://www.youtube.com/@gary.hibbert

The Future Of Canada: Four Faces, Four Visions   Michelle Butt holds and honours in linguistics, is a Master NLP coach, and facial intelligence expert. After studying human communication for over 15 years, and developing her facial intelligence body of works, she knows how and what drives people. She's also the founder of Face Talk Academy, helping others coaches, healers and leaders to see their own faces and the faces of others as the blueprint for success. Today we chat about What is facial intelligence; How can it be applied in business and personal relationships; We dive in and examine via pictures the features of Maxime Bernier, Pierre Poilievre, Mark Carney and Jagmeet Singh to check for trustworthiness and and who would make the best leader, and MORE…this is a MUST LISTEN if you are curious about how facial features can tell you more than what they are saying!   Contact Michelle   Web: http://MichelleButt.com Insta: Face Value    This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   To learn more about Gary's mentorship program, visit https://garyhibbert.ca 

From Corporate to Entrepreneur: What Does it Take to Succeed - Sibtain & Insiyah Panju   Sibtain Panju and Insiyah Panju are spouses and coworkers! They are cofounders of Pragma Inc. and Expand Weather Real Estate Trust. Their goals are to help investors add value to multi family properties. Their portfolio grew to 8 figures in 3 years! We chat about moving from the corporate world to being entrepreneurs; a real estate strategy that they are using RIGHT NOW that works; their thoughts on the pre-construction market, should you buy now or wait; can you or should you partner with friends and family on RE deals; the purpose and power of mindset; how you manage your day and time as an entrepreneur; whiteboard your way to success; and MORE…this is a MUST LISTEN if you want to grow or start your portfolio!   Contact Pragma   Insta: Pragma Property   This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   To learn more about Gary's mentorship program, visit https://garyhibbert.ca   

Grass Roots Fund Raising: The Art of the Deal - Mathew Frederick Previous guest Mathew Frederick (EP 107, 127) joins me again to teach new investors how to look for funding to scale your portfolio massively! Mathew has mentored me and my team, but today teaches you the percentage to allocate to the 5 things you need to know to be successful in your grass roots fundraising. For new investors or people considering investing in real estate, this is a MUST! Plus I share a few quotes to get you motivated this week! Contact Mathew Web: https://www.rccsol.com Insta: @rccsol.investor This episode proudly sponsored by McMurter & Associates.  They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.  Find them at: https://www.mcmurter.com Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! WATCH the podcast! https://www.youtube.com/@gary.hibbert

Wholesaling Blueprint: Start or Scale Your Real Estate Business - Thia Velinor   Previous guest Thia Velinor (Ep. 136) joins me again to catch up with her wholesaling business, and what other projects she's working on.  This is a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she's faced some tremendous obstacles in her life, but always knew she wanted and could have more. She gives advice on how to start your real estate journey for someone with 0 experience; what are some of the common mistakes; how to build a team and who should be on it, and how it lets you focus on what you're good at; finding deals; how to create partnerships; CRM and other tools; and much more…this is a MUST LISTEN!     Contact Thia   FB: https://www.realestatewealthlab.com/ Insta: https://www.instagram.com/thiavelinor/   This episode proudly sponsored by  To learn more about Gary's mentorship program, visit https://garyhibbert.ca 

What It Takes To Become a Top Performer - Jas Takhar   This is part 2 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into Traits of top performers; how to manage and leverage your CRM effectively; what's more important - mindset or a good CRM?; downsizing and living a frugal life; content creation; topics to talk about and how often to post; why just posting content is the way to overcome fearand MUCH more!    Contact Jas Instagram: @jastakhar13    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca      Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca     

You Are Enough - Jas Takhar   This is part 1 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into mindset; how we have a shared experience in seeing Tony Robbins; the fear of judgment and how to overcome it; how to be a great event and podcast host; how to treat your employees; how to manage and leverage your CRM effectively; and MUCH more!      Contact Jas Instagram: @jastakhar13    This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Renovations, Rent Controls & Essential Tools for Landlords - Kayla Andrade   This is part 2 of our conversation with Kayla, chatting about rent control and whether it's effective and what are other provinces doing; what is a renoviction and how are they being handled; we chat about tools that some landlords are using such as Front Lobby, Openroom, LandlordEzy; lease agreements, and MUCH more!      Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   Some of the tools that Kayla talks about are:   Openroom.ca Landlordezy Rent Zen   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert  

Cutting The Red Tape: Top Challenges Landlords Are Facing Today - Kayla Andrade   At the beginning of the year my wife and I plan our goals for the year, and we've been doing this since 2009. I'm doing something different with the intro at the start of the year. A couple things I do which you can try is call clients or business partners while driving, and listen to podcasts. I also share the top 10 tips that had a huge influence on my life in 2024. Then we get into the conversation with Kayla, chatting about the LTB - the Landlord and Tenant Board. Is it working for us, are changes required, how are landlord and tenant issues handled elsewhere, and is the government planning changes to the LTB soon and MUCH more!    Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

2025 Predictions From Canada's Top Mortgage Broker - Dave Butler   Canada's #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave's companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he's qualified to talk about the many new changes coming; Government announcements including the cut to the HST, and will it drive and fuel higher inflation again, and lead to smaller rate hikes or a pause; the recent reduction in immigration and the impact on the marketplace; whether or not you should be going fixed or variable rate for your mortgage; where he thinks interest rates will go in 2025; and what Dave has in store for the various businesses that he's got going on;  and MUCH more! This is part 2 of a 2 part hour-long conversation with Dave.    Contact: Web: http://DaveButler.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca   

Mortgage Market Update From Canada's Top Broker - Dave Butler   Canada's #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave's companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he's qualified to talk about the many new changes coming to mortgage rule changes; the new mortgage changes in January 2025, and a recent market update, including rates and amortization periods, and MUCH more! This is part 1 of a 2 part hour-long conversation with Dave.    Contact: Web: http://DaveButler.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Bank on Yourself: How Infinite Banking Is Changing Wealth In Canada - Darren Mitchell   Darren Mitchell, entrepreneur, real estate investor, financial educator and founder of Control & Compound Financial joins me in studio to discuss his 20 years of experience helping investors and business owners explore the possibilities and potential of Infinite Banking. Traditional financial advice sometimes favours the institutions so Darren switched his focus on wealth building that actually works, both from a capital standpoint as well as tax advantages. Through his book, podcast and seminars Darren teaches the secrets that the wealthy use to reach their goals so much faster, and MUCH more!   Contact: Web: http://controlandcompound.com      Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Advocating For a Fair Rental Market For Small Landlords w/Kevin Costain EP 274   Kevin Costain from SOLO (Small Ownership Landlords of Ontario) joins me on today's podcast to discuss all the challenges small landlords face with rent control, LTB issues and MORE. Kevin has a background in technology, is a small landlord, a small business owner for 20 years and currently sits on the board of SOLO but will be chairman in 2025. SOLO educates and assists small landlords navigate all the unique challenges that being an investor bring, and also helps new Canadian investors with webinars, a busy Facebook presence and in person events. He dishes on his personal experience as a landlord; what is the current wait time at the LTB; are big changes coming to the LTB process; are in person hearings coming back; and a review of headlines that have affected small landlords, and MUCH more!   Contact: Web: http://solo.ca      Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

Scaling A Portfolio Through Strategic Renovation & Refinance w/Cory Matthews EP 273   Cory Matthews joins me today in studio. He's a realtor and investor in the Niagara region, and he focuses on finding deals, fixing them up using a very conservative strategy; why he started his real estate journey; the DIY strategy vs. Subbing out the work; working with his partner, and how he divides the work up; what type of interest rate he goes with exclusively; what LTV he prefers not to go higher than; a market update; and MUCH more!   Contact: Insta: corymatthewsrealtor   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

The Real Truth About The Impact Of High Interest Rates w/Leo & Jacqueline Francis EP 272   Leo & Jacqueline Francis are the owners of Francis Five Properties. Jacqueline is a certified self image coach, helping others escape limiting beliefs, and Leo has a dump truck company. They started these before becoming investors, and we chat about transitioning to their real estate journey from 9-5; the stress of holding properties as the interest rates climbed; how they leveraged private money for deals; the unique challenge of working with your spouse; how they are repositioning their businesses for the future; and details on an upcoming Kawarthas couples dream retreat, sharing information about how to work with your spouse and many other topics; and MUCH more!   Contact: Insta: francisfiveproperties Insta: iecjacqueline FB: LGFrancis   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Financial Management For Real Estate Investors w/Stefanie Beharry EP 271   Stefanie Beharry, a seasoned RE investor who also has a strong background in corporate finance joins Quinton Cordick and I in studio to talk all things finance, self employment, and managing your own finances. Having kids made her want self employment for the scalability, the time freedom and never retiring from a ‘job' she loved. How did she make the transition; What is a fractional CFO; How to manage your finances as a RE investor; The continuous mistakes she sees investors making in today's market; The main pain point for investors managing their own finances - Should you sell, how she can help you run the numbers to potentially increase cash flow and potentially lower expenses, and MUCH more!   Contact: https://reifinance.ca     This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

Are Tax Changes Crushing Small Business & RE Investors w/Fabio Campanella #270   Fabio Campanella from the Campanella Group, my personal accountant since Day 1 of my investment journey is back on the show to talk about tax changes made by the Liberal government, that have had a significant effect on not only for small businesses, but the middle class; we dive deep into the capital gains tax, and what exactly is being taxed - small businesses, real estate, stocks, etc; the difference between personal and corporate taxation; the difference between your primary residence and your secondary residence such as a cottage; the UHT - Underused Housing Tax; why estate planning and life insurance are more important than ever; and MORE!   And I share a tip to improve your own earning power!   Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/   his episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca  

The Microcosm of the Mind w/Gail Sauer #269   Gail Sauer, naturopathic doctor, founder and director of Silver Spruce Naturopathic and lifelong learner joins me to probe the mind - the effects of the pandemic; what social media is doing temporarily and permanently to our minds, with infinite scrolling and comparing ourselves to others; anxiety, depression - their differences and some of the causes, and some of the solutions by changing your mindset to be able to successfully process information without comparing ourselves to others; and MORE!   Contact: https://silverspruce.ca   This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca  

Transforming A Single Family Home Into 4 units w/Victoria Suen & Michelle Miranda #268   Victoria is the founder of Build X Design, an architect studio specializing in densification, based in Toronto, and she purchased her first investment property at age 19; and Michelle who was looking to create generational wealth along with her husband, began investing during the pandemic, picking up 2 off-market properties, one in Peterborough and one in Toronto, which has almost been turned into a 4 unit home. We chat why Michelle decided to move into the Toronto market; what was it like working with the city; some of the mistakes they made as well as the timeline to complete this reno; and some of the final numbers, costs for the renovation as well as rents they are getting for the units; and MORE!   Contact: Victoria: https://www.instagram.com/buildxlab or http://buildxdesign.ca  Michelle: https://www.instagram.com/mydesigndiaries/   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: Gary's mentorship program visit https://garyhibbert.ca  

Tax Implications of Pre-Construction Assignment Sales w/Fabio Campanella #267   Fabio Campanella from the Campanella Group, Gary's personal accountant since Day 1 of his investment journey is back on the show to talk about taxation on pre-construction condos. Is taxation different if you move in vs rent out your condo? What rebates are currently available; what is the anti-flipping law and why you should be aware of it; what is an assignment sale and do all condos allow this; why some investors interested in condos purchased multiple units but not planning to move in and flip a few are now stuck with below-market condos after the prices dropped, and how can you get out of that; and MORE!   Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca     Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #trending, #condos, #purpose, #mindset, #assignmentsales, #success, #preconstruction

How To Become A Social Media Influencer w/Jayden Kennedy #266   Jayden Kennedy, real estate broker, former pro athlete, community volunteer and passionate financial literacy advocate joins me in studio to chat about how she got into real estate; overcoming the fear of the camera to succeed in social media; building her audience on Insta, and tips that can help you use social media more effectively; How to create a 6-figure income from social media; how she comes up with content ideas and what to share; emerging trends in social media and MORE!   Contact: Insta: jaydenkennedyrealestate   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #trending, #marketupdate, #purpose, #mindset, #socialmedia, #success, #financialliteracy

The Rules Are Always Changing. It's How You Play The Game w/Alfonso Cuadra #265   Alfonso Cuadra, founder of Wealth Genius, founder of Cuadra Youth Foundation, coach, mentor, trainer and a 24-year investor with a multi-million dollar portfolio drops back into the studio to talk about mindset; financial literacy for youth and adults; what is wealth genius and future plans for it; where he thinks the market is going; mistakes investors have made in recent years; HIS personal rules for investing; and MORE!   Contact: Websites: www.AlfonsoCuadra.com & www.wealthgenius.ai   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, #housingcrisis, #marketupdate, #purpose, #mindset, #wealthgenius, #success, #financialliteracy

Real Estate Trends & Affordability Concerns With TRREB w/Jennifer Pearce #264   Jennifer Pearce, President of the Toronto Regional Real Estate Board (TRREB) and broker/owner of Re/Max Rouge River since 2000, joins me in studio to talk about current trends in the market; prices within the GTA; what are the growing areas within the GTA; what are some of the factors contributing to the affordability crisis; what is TRREB doing to help address these issues currently and for the future; what are some of the changes that are happening now and will they address future concerns; what is the future for the MLS system; future technologies and MORE!   Contact: President@TRREB.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.    Other Links: Gary's mentorship program visit https://garyhibbert.ca 

Insights From a Contractor Turned Investor: RE Strategies Working Today w/Jeff Lee #263   Jeff Lee of Complete Contracting Solutions, an investor-focused renovation company, with 20+ years in the contracting industry and personal experience as a real estate investor joins me and Christopher Hummell in studio to discuss what's working in real estate right now - student rentals, duplex conversions, ADU or garden suites, flipping etc. I also ask Jeff if he was putting his money into something right now, what would it be, and what's in store for the future. Jeff also talks about the importance of cash flow, or he doesn't do a deal; how to work with towns and cities to get things done properly; the importance of checking for open permits BEFORE you buy; how has the market shift impacted his business; the difference between the building codes and bylaws; the biggest mistakes he sees investors making, and MORE!   Contact: https://completecontractingsolutions.ca   This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Bankruptcies On The Rise: How To Handle Your High Debts w/Wesley Cowan #262   Wesley Cowan, Senior VP, partner Licensed Insolvency Trustee at MNP joins me to talk about what's happening out there with people overextending themselves and carrying more debt then ever before and the number of people declaring bankruptcy; mortgages becoming unaffordable; the difference between a consumer proposal and bankruptcy, and the other tools Wes uses before bankruptcy; how bankruptcy differs when you are married; how long does the bankruptcy last; can you rebuild your credit during a proposal or bankruptcy, and some ways to do this; and MORE!   Contact: MNPdebt.ca   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Staging for Success: Navigating the Entrepreneurial Journey w/Farah Singh #261   Farah Singh is a former journalist and meteorologist, and is the owner of Alt Interiors. After designing her own house, her natural design sense lead her to start her own business, which has grown to 12 staff in 8 years. Together, they've staged 1000's of properties, helping sellers get anywhere from $10,000 to $200,000 extra above asking. She sees staging as an investment, not a cost or an expense. We discuss leaving her full time job; the steps taken to get there; some of the challenges; how hard was it to establish a different daily routine; what does the staging process look like, and is it different in a vacant property vs. one being lived in; what are the common misconceptions about staging; how she keeps her team motivate on her vision; how she survived the market when it slowed down; and MORE!   Contact: Https://altinteriors.ca    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.    Other Links: Gary's mentorship program visit https://garyhibbert.ca 

The Transformative Power of Storytelling w/Matt Lionetti #260   Matt Lionetti, a real estate agent with Real and content creator whose funny, clever and sometimes polarizing content and unconventional approach has earned him thousands of viral views. It's also landed him onstage alongside thought leaders like Gary Vee and Ryan Serhant. We dive into his early lack of success in real estate that had him thinking of leaving the career. He was told not to be funny in his videos but this comedy approach led him to massive views and massive success, with his first video leading to his first sale in SIX HOURS! Also, the art of storytelling; how he overcame his shyness in front of the camera; how he was able to scale and leverage Instagram to create more successful videos; the deals he was able to land because of the videos; how agent referrals through instagram drive his success; what agents can be doing in this market, and MORE!   Contact: https://www.instagram.com/matt.lionetti    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca     

Fighting Back Against the War on Landlords w/Weiting Bollu #259   Weiting Bollu, co-founder of Openroom.ca began her investment journey with a very costly lesson by losing $35,000 due to a bad tenant, and while this is becoming more of a common theme, things are changing. Openroom is the platform and website she and her husband created to help others avoid certain tenants, and create a transparent rental ecosystem. We discuss exactly what Openroom is; how it works; who uses it; how many visitors it gets each month; what are the common misconceptions; what are the problems she's encountering; and what she is building for the future, and MORE!   Contact: Weiting Bollu, Co-Founder Web: www.openroom.ca Insta: @Openroomhq TikTok: @openroomhq Learn: RHP Training Program   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert          Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #belief, #explicit, buildingateam, #mortgages, #purpose, #mindset, #landlords, #success, #landlordtenantboard

The Blueprint for Realtor Success w/Melissa Flynn #258   Public speaker and award winning real estate agent Melissa Flynn was the top agent in ONR for 2023, for the number of transactions. I dig deep to discover how she's reached this level of success, and we talk about the mistakes that she learned from, and all the habits that help her create and elevate her success. We chat about how to build a team around you with different skill sets, and why you eventually can't do everything on your own; why referrals are her number 1 source of new clients; how she has benefited from personal coaching and mentoring, and how she's passing that on to her team; how she hires team members; the things she does weekly with her team to keep them motivated, and MORE!   Contact: Web: http://MelissaFlynn.ca     This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

Empowering Investors to Invest with Confidence w/Elizabeth Kelly #257   Elizabeth Kelly was one of the top trainers for Rich Dad Poor Dad Canada for 8 years, helping 1000's of investors begin their real estate journey. Investing since 2005, she's open, honest and shares all the mistakes she's made over the years. We chat about her desire to help others by coaching; how to have 1 or more side hustles and when is the right time to leave your primary job FOR a side hustle; why did so many coaches disappear in the last 4 years; the market; the new renters bill of rights; what's up with immigration; is rent to own coming back; mistakes to avoid when scaling your business; what are your exit strategies if one or more of your properties is negative cash flowing…and MORE!   Contact: Facebook: https://www.facebook.com/ElizabethKellyREI  Instagram: https://www.instagram.com/elizabethkellyconsulting/    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca  

Is The Housing Market Leaving The Next Generation Behind w/Todd Slater #256   Today, I'm joined by Todd Slater, broadcasting not from a studio, but from his impressive workspace. Todd, in addition to hosting a fantastic radio show on 1010 airing Sundays, is the CEO of Simple Investor, a real estate group. With over two decades of experience, Todd founded his company to streamline real estate investment, relieving investors of the headaches of tenant management.   In our conversation, we delve into pressing topics like the current housing crisis, analyzing its root causes and potential solutions. We also explore Todd's insights on fluctuating interest rates and whether families can still enter the housing market amidst these challenges.   We touch on issues like struggling school systems and their impact on communities, pondering whether they're the result of systemic flaws or intentional design. Todd shares his investment strategies and the mindset necessary for building a successful business like his.   Contact: Web: http://TheSimpleInvestor.com    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca     Other Links: Gary's mentorship program visit https://garyhibbert.ca     Tags:  

ChatGPT, The Future Of Real Estate & Political Divides Pt 2 w/Sandy & Kate MacKay #255   Sandy & Kate MacKay are in the studio with me for the second part of a two-part series, where we delve into their strategies for leveraging and priming ChatGPT, navigating risks as real estate investors, assessing the potential impact of the Federal Renters' Bill of Rights, making market predictions, and much more! If you're starting small with aspirations of achieving big things, this is the podcast you won't want to miss, so be sure to tune in!   Contact: Instagram Kate @itskatemackay Email kate@foundspaces.ca Instagram Sandy @itssandymackay Email sandy@freedomreps.com    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca    Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca  

Starting Small, Building Big: The Journey w/Sandy & Kate MacKay #254   Sandy & Kate MacKay join me in studio for part 1 of a 2 part series to discuss our humble beginnings, they were only able to wholesale as they had $0, and I was trying to figure out our investment club, and we made a ton of mistakes. They have a large portfolio, plus Sandy is a realtor and operating partner at Keller Williams. They also have a property management company, and Kate heads up Found Spaces. In this episode, we chat about their beginnings in wholesaling, the importance of having a database, the companies they've built, and the failures, how to work with your spouse, plus MUCH MORE! If you starting small with dreams of building big, THIS is the podcast for you so TUNE IN!   Contact: Instagram Kate @itskatemackay Email kate@foundspaces.ca Instagram Sandy @itssandymackay Email sandy@freedomreps.com    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Scaling Your Business: From Chaos To Order w/Adriana Ostapenko #253   Adriana Ostapenko is living proof that you can start with little and build your own empire. We dive in to how she's built her empire in the multi-family space; the ‘purchase plus' improvement strategy; The MLI Select CMHC product that she's taken advantage of; Where's she's investing; HOW to scale successfully, plus MUCH MORE! If you are curious about U.S. Investing, and how the environment is more friendly to landlords, THIS is the podcast for you so TUNE IN!   Contact: Instagram https://www.instagram.com/adriana.ostapenko/   This episode proudly sponsored by Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca

U.S. Real Estate Investing For Canadians: A Gateway To Growth w/Nate Atkins & Neil D'Souza #252   Nate Akins is a successful 20-year asset and property manager, and Neil D'Souza is a successful mortgage broker, and parter with Gary in Deep Pockets. We discuss a new partner venture with us plus Thomas Lorini about getting started in investing in real estate in the US. Why now, why the US and more specifically why Cleveland Ohio? We discuss the legal requirements for Canadians wanting to invest; why you should use ax experienced  team; how do you setup your business using a GP/LP and how that works; can you use your RSPs for down payments; what are the landlord/tenant rules down south and how radically they differ from Ontario and Canada; strategies to get IN and exit strategies to get OUT if needed, plus MUCH MORE! If you are curious about U.S. Investing, and how the environment is more friendly to landlords, THIS is the podcast for you so TUNE IN!   Contact: Instagram Neil https://www.instagram.com/neilmortgages/ Instagram Nate https://www.instagram.com/nate.atkin/   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

How Can Spouses Successfully Build a Business Together w/ Lena Guirguis #250   Lena Guirguis is an investor since the age of 21, asset management specialist, mom, wife and has co-founded many successful ventures. How DOES she do it all, and how HAS she done it all? She works with husband, so we look at what it takes to make it work; how opposites attract and how that is GREAT for working with your spouse; what is Stilettos and Hammers; how she's cash flowing in Cleveland; why she's created a co-working space and has plans to syndicate it; work/life balance, plus MUCH MORE! If you are thinking about investing or maybe trying some new strategies, THIS is the podcast for you so TUNE IN!   Contact: Instagram https://www.instagram.com/lenaguirguis    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Other Links: Gary's mentorship program visit https://garyhibbert.ca 

Mistakes Made in a HOT Market w/ Dave Butler #249   Dave Butler who is an entrepreneur, mortgage agent and good friend joins me in studio to discuss everything mortgage - what's happening in the market; what are some of the new programs to help homebuyers and investors; 1st & 2nd mortgages and promissory notes in the news; how to protect yourself; understanding loan to value; the dangers of being over-leveraged; are interest rate cuts coming this year; and what is Dave 100, plus MUCH MORE! If you have questions about mortgages, qualifying, down payments, TUNE IN!   Contact: DaveButler.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

#248: Power Of Sale; Closing Disputes & Using VTBs - Alison McMurter   Alison McMurter, part of the trusted legal team of McMurter & Associates joins me and Quinton McCormick in studio to get the down low on Foreclosures & power of sale how they are different; Are appraisals coming in at what's needed these days; What else is going on in the market; Different disputes on closing or after; Permit searches before closing; Financing and Vendor Take Backs (VTBs) and MUCH MORE! If you have legal questions or questions about mortgages and qualifying, TUNE IN!   Contact: McMurter & Associates   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.     Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#247: Denise & Nicolee - Strategies for Self-Employed Canadians: Making the Most of Your Mortgage   Denise Laframboise & Nicolee Evans are experienced mortgage agents from LaframboiseMortgage.ca, and join me in studio to talk mortgages, especially as a self employed person and why they have difficulty getting qualified; rates; why rates are not always what to focus on; starter homes; house hacking; creative financing and MUCH MORE! IIf you have questions about mortgages and qualifying, TUNE IN!   Contact: http://LaframboiseMortgage.ca    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca    Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #rates, #mortgages, #purpose, #mindset, #strategy, #success, #starterhome

#246: Jeff Ortiz - From Colombia to Building a Multi-Family Legacy   Jeff Ortiz from Ortiz Equity Group joins me in studio to talk about building and leaving a multi-family legacy! Jeff and his brother John started off with wholesaling, but now typically invests in multi family homes in South and North Carolina, and also Georgia. He walks us through the process of finding B and C class homes, homes that have some room for improvement. They are usually priced right and in areas that have great services and businesses, and just need some TLC to add some value and attract great tenants. We talked about coaching and mentorship and how his business took off with coaching; the economy; his wholesaling experience; his multifamily deals; mindset, and MUCH MORE! If you are curious about multifamily and if you haven't tried it, TUNE IN!     https://linktr.ee/Ortizequity    This episode proudly sponsored by Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca     Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

#245: Michael Lombardi - House Hacking for Real Estate Wealth: A Path To Success   Michael Lombardi was a house hacker before he'd ever heard the term! He realized that by buying a property with rental income, it would cost him less to carry the property than if he'd bought a cheaper property and was the only resident. His journey began in 2016 in Toronto, purchasing a house and adding 3 units to it. He currently owns 7 properties, and he and I discuss how house hacking works, what strategies to use, what to look for in a property, his mindset and daily activities to stay focused, the current state of the market and multiple offers, and whether interest rates will GO UP, yes go UP, and MUCH MORE! If you are stuck or looking for a new strategy and if you haven't tried house hacking, TUNE IN!   Instagram: @certaincapital   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

#244: Joel Friedland - Raising Money, Going Debt-Free & How to Survive A Mental Crash I hopped on Zoom with investor Joel Friedland, with a 42 year track record of over 2000 industrial leases and over $2 Billion in brokerage volume! He also does syndicated deals with 0 debt which is unheard of approach. We dive in to how he does that, WHY he does that, and how he raises capital for these deals; the 2008 crash and how it lead to a deep depression, and how he was able to get out of that; the Four Agreements; the importance of mental health, and MUCH MORE! If you are stuck or looking for a new strategy, TUNE IN!   Contact: Instagram: @investingwithjoel   This episode proudly sponsored by 1Bitcoin.ca    Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it's important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca 

#243: Jacob Asparian - Could Bitcoin Replace Traditional Currencies in the Future?   I sit down with Jacob Asparian, real estate investor, broker and also founder and CEO of 1Bitcoin.ca, a platform created to help Canadians access Bitcoin in a safe and convenient manner. He joins Christopher Hummell and myself to discuss what is known about Bitcoin and what is myth, how it differs from cryptocurrency; is Bitcoin an currency or an asset class; do you own it and how is it stored; how volatile is it; are there environment concerns exist; the difference between centralization and de-centralization; how are banks fit in to Bitcoin; and MUCH MORE! If you are interested in Bitcoin or have no knowledge of this technology that will likely never disappear, TUNE IN!   Contact: http://1Bitcoin.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

#242: Kory MacKinnon - Is Your Vision Stronger Than The Economy?   Kory MacKinnon joins me in studio to discuss his predictions for the coming year; Is now a good time to purchase a property; How to start your day; How to handle a bad day; what's harder - Becoming or staying successful; Repositioning his business in this fast changing market; and MUCH MORE! If you are still on the fence in regards to real estate investing, Kory shares many ideas. TUNE IN!   Contact: https://korymackinnon.com    Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert 

#241: Luc Boiron - The Wholesale Blueprint: Strategies For Success   Luc Boiron joins Gary to talk about his journey and how he landed on Wholesaling. He began his investing career at 18 with duplex conversions, then migrated to flipping and finally settled on wholesaling. He's transacted over $500 million and he's flipped over 750 properties! They discuss minor variances and why not to be afraid of them; wholesaling and how it works; why would someone use a wholesaler; what are the most important clauses; how do you get the seller under contract, and SO much more! If you are looking for a new strategy, perhaps wholesaling is it. TUNE IN!   Contact: https://www.instagram.com/lucselfwealth/    This episode proudly sponsored by 1Bitcoin.ca    Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it's important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.ca is here for you. Get started today with Canada's Bitcoin Partner, 1Bitcoin.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca 

#240: Gavin McHale - Unlocking Your True Potential for 2024   Kevin McHale is a former elite goaltender who was perhaps destined for the NHL. But he self sabotaged his potential career, then blamed everything else for his failure. He realized his mind wasn't up to the task with his limiting beliefs, and made MANY mistakes until he found the power of coaching, mentoring and MINDSET! As he says now, he would make fun back then of the person he's become now, but he's in a completely different place, with an incredible work/life balance and work satisfaction as a success coach. If you are not living up to your true potential, TUNE IN!   Gavin mentions an app called Opal that allows you to act as a gatekeeper to set which hours you'd like access to any app or website. After those hours are up, you are ‘locked' out of the apps and websites you choose, so you aren't tied to your phone during family time or critical office time.   Opal - Find Your Focus   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: eal Estate Investment Club visit https://www.smarthomechoice.ca 

#239: Simona Zaslavsky - Strategies For Handling Landlord & Tenant Board Issues   Simona Zaslavsky from Mayfair Law Group has 15 years as a paralegal, and has been helping landlords and tenants navigate the tricky legal system to ensure their rights are protected. Quinton Cordick joins me for a deep dive into all aspects of the LTB, where we discuss the good, bad and ugly of being a landlord; what are a landlord's rights; how do you protect yourself; what forms do you need to know about and when to issue them; how much notice do you need to give tenants for the various forms; how long are evictions taking now; how much can rent increase; why you need to treat investing like a business, and MORE! If you are concerned about your rights as a landlord, TUNE IN!   Contact:  Mayfair Law Group   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert 

#238: Mayu Thava - How To Thrive In The Current Real Estate Market   Investor and mortgage agent Mayu Thava joins Christopher Hummell and myself to discuss practical strategies and real world solutions to surviving the current market. Extending amortizations, bringing on money partners, selling properties, debt consolidations, vendor take backs (VTBs), private money, these and more are discussed to help you plan to survive and thrive. Mayu has been investing since he lived with his parents, but got serious in 2019, now with a portfolio of over 50 units. He's been helping his clients decide what to do with their portfolios now that the market has cooled off and interest rates skyrocketed.  and MORE! If you want to live a truly authentic, take-no-prisoners life, TUNE IN!   Contact:  https://www.instagram.com/mayu.thava/   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca   Other Links: Gary's mentorship program visit https://garyhibbert.ca