Podcasts about tip of the week

How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton   Dan Patton & Quinton Cordick join me for an unscripted chat about talking all things mortgages! We got into Dan's upbringing, and what prompted him to get into mortgages; how he started a mortgage company with his good friend Dave Butler; the peak of success with BM Select, and how they've had to reexamine their business after the pandemic; some of the new products that BM has introduced to help investors with debt service ratios; what's happening in the pre-construction condo world, and some solutions; where he sees the market going; and the Bank Of Canada rate decisions for the year; , and MORE, so TUNE IN!   Plus Gary's Tip Of The Week!   Contact:  Daniel@BMselect.ca  info@BMselect.ca     This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   WATCH the podcast! https://www.youtube.com/@gary.hibbert   Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are advised to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary, its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.

Lester Kiewit speaks to Thinus Booysen, who is a Professor in the Faculty of Engineering at Stellenbosch University. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Welcome back to week three of our summer of practice tips! This week I'm sharing one of the tips I swear by both for myself and for students!   Links in this Episode: Google Form to submit your practice tip for a future podcast Episode 80 with Nicola Cantan You can email Christine here: Christine at SuzukiTriangle.com Or connect with her on Instagram Transcript 

This week on Green Tip of the Week, Lester Kiewit caught up with Zoe Prinsloo, environmental activist and founder of Save A Fishie, who joined the show from Richard’s Bay as part of her ambitious coast-to-coast beach clean-up campaign. On a mission to tackle plastic pollution head-on, Zoe and her team are making waves—having already removed nearly 5 tons of rubbish from South Africa’s shores as they head toward Cape Town. Don’t miss these inspiring conversations with climate champions on Green Tip of the Week, every Tuesday on Good Morning Cape Town with Lester Kiewit. Proudly brought to you by Volvo - It’s safe to be brave with Volvo. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this episode I go through the final 3 games of round 9 of the nrl fantasy season! Plenty of fantasy implications!Join the new Facebook group which is replacing the discord group herehttps://www.facebook.com/share/g/1AQavXJogu/?mibextid=K35XfPWhat is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $30 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $45 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $80 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

There is a weird, enigmatic old billboard along the interstate in Wisconsin promoting a "Sales & Marketing Tip of the Week." Without any branding or context, this weathered sign invites thousands of motorists daily to call a mysterious phone number. And that has been driving Dusty CRAZY because, frankly, nothing about this billboard makes any sense in 2025. So we're going to SOLVE A MARKETING MYSTERY, folks! Together with our old pal Kyle Brown, we're going to speculate about WHY this sign exists, how it got there, and what its purpose is. And THEN, we're actually going to track down the person responsible for the sign and learn the strange-but-true story of the "Sales & Marketing Tip of the Week." Because it turns out this billboard is a portal back in time to a different era of direct response marketing. We discover that it was built decades ago by Ken Hoffman, a self-proclaimed "ideas man" who gives them away for free, but has trouble getting his own ideas off the ground. We learn how his career was influenced by the so-called "marketing gurus" of yesteryear, and find lots in common with this endlessly curious polymath. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I go through what I learnt in round 7 of the nrl and how it can affect your fantasy and supercoach teams!Come and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners.What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $30 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $45 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $80 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

In this episode I go through what I learnt in round 6 of the nrl and how it can affect your fantasy and supercoach teams!Come and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners.What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $35 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $50 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $100 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

In this episode I go through what I learnt in round 5 of the nrl and how it can affect your fantasy and supercoach teams!Come and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners.What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $35 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $50 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $100 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

In this episode I go through what I learnt in round 4 of the nrl and how it can affect your fantasy and supercoach teams!Come and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners.What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $35 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $50 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $100 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

In this episode I go through what I learnt in round 2 of nrl and how it can affect your fantasy and supercoach teams!Come and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners.What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday- Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $35 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes:My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team- Origin & Finals fantasy accessJBFA Legends = $50 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs- A chance to win Competitions during the season- 1 x meet up at the 2025 Magic Round- Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $100 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example)- 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank AccountJamie BrownBSB: 062692AN: 41028639Wise.com. (good overseas option)Or PayPalJamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

In this episode I provide my 5 nrl thoughts coming out of round 1! Plenty was learnt + my fantasy tip of the week and round 1 tipping results!JBFA NRL Fantasy Overall: 6ZTR67TFCome and join a big group of people that love talking NRL Fantasy. Receive advice from myself and other superstar players including Riley 5th, Bevan 8th, Hayden 9th and Mitch 21st (2024). Be in the running for big prizes as seen last year with 2 x $1000 winners. What is included in this year private group is below:- Massive Top 10 Written Analysis (20th, 50,100,500,1000,2000 included for comparison)- Massive Top 10 Video Analysis (20th, 50,100,500,1000,2000 include for comparison)- The 3 Best Season Long Trading Strategies after analysing the top 10- The 4 Different ways the top 10 made the top 10 (Each strategy works)- My Round 1 Player Selection Checklist- My Trading Checklist- My clear team structure plans (how many guns, cows etc)- My Best Guns Rankings for Round 1- My Best Mid-Priced Rankings for Round 1- My Best Cheapie Rankings for Round 1Private Group During Season Posting Schedule (Written)Sunday - Results Thread - Result & Rank + 1 thing you did right and wrong - help everyone learn on the run (8pm)Monday- Early Trade Thoughts Thread - Who are you wanting to rage trade, who do you want? (9am)Tuesday- My top 3 teams to target rankings Thread - You can provide your thoughts in comments (12pm)- Questions for Jamie Thread (5-6pm) (Written answer then release video to Private Group Wed (5:30pm). Public release Thursday (5:30pm)Wednesday- Trades Discussion Thread - I start with my thoughts then add yours in comments (9am)- My Buy/Hold/Sell Rankings with risk % Thread (3-5pm)Thursday- My Captaincy Rankings Thread (12pm Gameday)Friday- Weekend Thread (Looping, late changes, my changes, do I take this score or not?)Full Season Pricing & What You Get (4 Tiers)JBFA Private = $40 AUD- Access to the exclusive private Facebook Group & Group Chat with likeminded people which includes: My weekly best buys, teams to target, captaincy rankings, trades discussion, late mail, my late changes & nrl physio insider news.- Post your questions in the weekly thread answered by me in the thread or on the channel & podcast (Q&A video = private members questions only. Received 12-24hrs before public)- Contribute to the private group consensus team - Origin & Finals fantasy accessJBFA Legends = $65 AUD- Access to everything in the group above +++- 1 on 1 discussion with Jamie in Discord or Facebook messenger DMs - A chance to win Overall Points, Knockout Comp & NRL Tipping Prizes- 1 x meet up at the 2025 Magic Round - Chance to feature in round results or trades video weeklyJBFA VIP Supporters = $135 AUD- Access to everything in the groups above +++- Zoom strategy session every 3 weeks (available to all each time). 1st opportunity in February then 2nd chance in between 1st round TLT & gameday.- 1 x 1 on 1 chat on a video/podcast (long form)- Shout out each week on the round results video (access to the VIP leagues)- 2 x team entries to competitions (for those that want to enter 2 squads overall and h2h for example) - 1 extra in person catchup with Jamie (depending on location of members)Payment DetailsAustralian Bank Account Jamie Brown BSB: 062692 AN: 41028639 Wise.com. (good overseas option) Or PayPal Jamie@wattlecomms.com.auDM me or email me at jamie@wattlecomms.com.au when you have paid.#nrl #nrlfantasy #nrlfantasy2025 Hosted on Acast. See acast.com/privacy for more information.

According to Bloomberg, auto insurance rates in the US have increased by 37% since January 2020, and as of December 2024, the trend shows no signs of slowing down.This is understandably concerning.When you factor in car payments, fuel, and maintenance along with insurance, auto expenses can easily become one of the largest budget categories.Several factors contribute to this rise, with two major ones being the complexity of modern vehicle technology, including sensors, and the escalating cost of parts. Additionally, the average cost for a collision claim has reached $6,000.For example, my own car's bumper was tapped at just 5 miles per hour, and the repair bill exceeded $8,000.So, what can drivers do?There are several strategies that may help reduce your insurance rates.If you're considering purchasing a new car, research the makes and models with higher insurance premiums, as costs vary significantly between vehicles.Raising your deductibles can also lower your premiums, and you can reduce add-on coverage, such as rental car benefits while your vehicle is in the shop. Driving less reduces your risk of accidents, which in turn can lower your insurance costs.Be sure to ask about available discounts, and if applicable, bundle your car and home insurance. In some states, completing a defensive driving course can also result in a premium reduction.Accidents and violations typically remain on your record for 3-5 years, so if this applies to you, exercising patience may help in the long run.Many companies factor in credit scores when determining premiums.While some claim they use a model based on credit behavior rather than an actual score, many people remain skeptical of this disti  nction.This ties back to the importance of maintaining a strong credit score, which we covered in episode #40.In conclusion, while you can't control the overall cost of automobiles, you do have several options to help manage your insurance expenses.Website  https://www.somethingonmymind.net/Merchandisehttps://www.somethingonmymind.net/shopSocial Mediahttps://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

Let's make some magic this week in the TIP OF THE WEEK. Abracadabra means I CREATE AS I SPEAK. Speaking our dreams and goals out loud can be a game changer in fulfilling them. When we articulate our goals and speak them out loud, it connects our commitment to those intentions and transforms them from intangible to concrete objectives. The transformative power of language can be experienced when we speak our dreams to trusted friends, partners, mentors, or even strangers. Get Your Free Five Day Promise Game Challenge Use your words to create your world. Connect With Me ⁠Website: beunmessablewith.com⁠ ⁠Instagram: @beunmessablewith⁠ ⁠Linkedin⁠ ⁠Facebook⁠ ⁠Email⁠

Welcome back to Knit & Tell Friday! Join the Knitting Mamas Facebook group for live demonstrations and more tips. In today's Knit and Tell Friday, I share a super quick tip that will transform your knitting experience: winding your yarn before you start your project. Discover why this simple step can save you from the frustration of tangled yarn and make your knitting sessions smoother. I also give an update on her current knitting project and share a heartwarming testimonial from a community member. Don't miss out on the details of the upcoming Knit and Chill Circle starting in October, a perfect opportunity to connect with other knitters and enjoy some mindful knitting together. If you're a beginner or looking to enhance your knitting routine, this episode is packed with practical advice and community support. Join the Knitting Mamas Facebook group for live demonstrations and more tips. Grab your knitting needles, unwind, and let's create a life with less stress and more joy, one stitch at a time! Mentioned in this episode:  Landscape Wrap  Yarn Winder (KnitPicks)  (exact one I use) Yarn Swift (KnitPicks) Sewrella Yarn  !!LIMITED TIME OFFER!! Do you ever feel like there's just no time for yourself in the day? As a busy mom, I get how hard it can be to find moments to knit, relax, or even just breathe. That's why, for a limited time, I'm offering personal coaching sessions designed to help you not only find more time but also make space for the things that truly bring you joy—like knitting. Whether you're looking for a quick, 15-minute power session to tackle a specific challenge, or you're ready to dive deeper into creating a flexible, sustainable routine, these sessions are here to help you reduce stress, reclaim your time, and focus on what you love most. I'm only offering 2 more sessions in September and 5 sessions in October, so grab your spot before they're gone! Email nadine@theknittingmamas.com to see if it's for you! 

Send us a Text Message.Today's Munzee Chat, Craig apologises for a miscalculation from last week, Rob and Craig discuss the outcome from last weekend. Rob watches some Munzee videos from MinnesotaBoy and Whelen. Double/Triple Point weekend, NEW Reseller KNi6HT Mechs have been released. New Badges for capping dragons and their eggs. Sam creates a new tool to allow hosts of events to plan out their event deploys.Rob spills some BIG news on what Sam has been working on, making sure you download CuppaZee if you don't already have it. August is Player appreciation month, and some big points to be had for Premium Members. Ending with a great Tip Of The Week from Rynee on Discord.Whelen Video1 Video2MinnesotaBoy Video Social Media Links Website iOS App LinkGoogle Play App LinkMunzee Facebook PageMunzee InstagramMunzee Water CoolerMunzee Garden Painter on FacebookMunzee Maniacs Podcast on AppleMunzee Calendar / Event Page Qrew & ZeeQrew Info

In this weeks show Edwin and I look at the latest in political interventions to “help” the property market, consider the impact of more Chinese money coming into Australian property, and the impact of the Bank Of Mum and Dad. Plus, our normal updates on listings, and Edwin’s latest Tip Of The Week. http://www.martinnorth.com/ https://www.ribbonproperty.com.au … Continue reading "Its Edwin’s Monday Evening Property Rant!"

In times of high interest rate environments, most people will not refinance due to the cost. With that being said, circumstances arise to warrant this, such as divorce, marriage or a job relocation.For the most part, people wait for the federal reserve to cut rates so that borrowing money is more palatable. For example, at the time of this recording, the average interest rate for a 30-year mortgage is 7%.So when the rates begin to drop later this year, people will rush in to refinance.For example, a 7% interest rate for a $300,000 mortgage generates a monthly payment of $1,995. If we go to 6%, the payment is $1,798 and at 5% it is $1,610. So this is why refinancing makes sense; however, this comes with a caveat. When crunching numbers, the cost is between 2-6% of the mortgage amount depending on items including loan size, the type of loan and credit score.  For our $300,000 loan at a 3% cost, this would be $9,000 bringing the total to $309,000 and this is where caveat #1 comes in: it takes approximately 7 years to pay off the cost for refinancing; however, when stretching out payments for a new 30-year cycle with a reduced interest rate, the new monthly payment is lower than the original monthly payment and people are attracted to that eye candy. Now in truth, a 1%+ interest rate deduction is almost always a good move if the cost is right. What you have to watch for is refinancing again when rates continue to decline. For example, if you refinance from 7% to 6% and then say at 5.25% and 4.25%, you may run into paying more money with the cost to refinance and accumulated interest. As we said a moment ago, a $300,000 mortgage costs between 2-6% or $6,000 to $18,000. If you refinance three times, that ranges from $18,000 to $54,000; and this where the second caveat comes in. All that money you spent to have a lower monthly payment adds up and even though your monthly payment is lower, each time you refinance, a new 30-year mortgage cycle begins. What you are doing is stretching out more cost and interest over a longer period of time.   To sum things up, refinancing makes sense when you actually save money over a long period of time meaning you are not refinancing for the sake of refinancing and not multiple times. It is understandable that pinpointing the correct time to refinance can be challenging; however, if the market trend is moving downward, it tends to stay that way for several months and this can aid in determining when to make your move.  Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

Today is 2/11/24 which is the Superbowl with the Kansas City Chiefs vs. the San Francisco 49'ers and this marks the 57th time that this game will have been played. This is a large amount of years, so we decided to run some math based on the amount at which things are consumed and what they cost. Let's start with advertising and the cost for a one minute spot during the game:In 1967: $37,500. For 2024: $7 million. This equates to an increase 185 times. To further that, this means gas would be $61 per gallon and the S&P would be at 16,000 - for context today it is at 5,000As for as food and beverage:Chicken wings would be $43/lb. A 6-pack of beer: $340.A bag of Doritos $18.5.So needless to say, for most items, they only increase in price and this led us to look into inflation and compound interest. For example, that $1 football square would be $9.18. How about the average house? According to the St. Louis Federal Reserve, it was $24,400 and in February of 2024, it is $492,300So let's just put it out there . . It is expensive to be an American. Therefore, the best plan of attack is to budget and live within your means. In unison, the mission is to invest in yourself and build a moat for your future while balancing inflation. 'For context, the S&P since 1926 has averaged a return of approximately 10% and a 7% return when factoring in inflation. If we were to emulate that, we can invest in exchange traded funds that closely mimic these returns such as the tickers of SPY, IVV, VOO and SPLG. For context VOO has returned 9.99% over the last 30 years. According to Forbes, the average American works 42 years before taking retirement, so let's see how much money adds up over time without inflation and expenses:At $100 a month, the amount would be $679,602.At $250 a month, the amount would be $1.69M.At $500 a month, the amount would be $3.39M.So this is fantastic and this shows the power of compound interest - and the reminder is that the more that you can invest, the more you make and you let the market do its thing. So the next question is … will this prompt you to look at your budget and find a few dollars to put away? All it will do is make you money. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

After the December holidays we often hear people talk in social groups and in the media that the credit card bills are coming due as a result of shopping during the December holidays. Obviously, this means only one thing: that if you have payments coming, debt was compiled that can't be paid off in one billing cycle. Moreover, the simple fact is that when this occurs, it means that people are buying things that they cannot afford. We have talked about this many times . . . this is not a good practice. Secondly, it is probable that this debt is piled onto existing debt. To put this in perspective, the average consumer spends $1,000 during the holidays with a 1%-4% minimum payment. In addition, the average new card interest rate is over 24% at the time of this recording. So let's analyze the minimum payment at 2%; it will take 56 months to pay off with a total of $664. So in effect, the holiday shopping cost you $1,664 or 64% more than you originally spent - that's big ouch!Imagine going to buy a box of cereal that was $5 and it was $8.32. You may opt for that purchase. So why pile the debt on credit cards?On this show our mission is to provide you with insight rather than tell you what to do. However, if you cut down on spending, engage in maximum spending limits with family and friends or have an outing rather than gift exchanges, these are great ways to reduce spending. Now try this thought on for size: when the holidays approach next year, think back to all of the gifts that you bought and received and the odds are that you will not recall most of what was opened. So, the question is: how important do the gifts really matter? Perhaps, spending time with the people that you love is more valuable than money. As a side note, it is a good idea to refrain from the practice of waiting for a tax return to pay down debt in general, because this means the government is using your money for free when you could be paying down debt during the year. To learn more about this listen to episode #47.Website:https://www.somethingonmymind.net/Social Mediahttps://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

The United States culture tends to recognize many types of celebrations and this has created a common theme of replacing presents with gift cards. They are easy to purchase, simple to use and the beauty is that people can shop for what they want without having to wrap and return items.Throughout the years gift cards can accumulate in wallets or desk drawers and many people are waiting to redeem them for a special occasion. According to USA Today, 47% of Americans have one unused gift card, voucher or store credit, and on average each person has $175 in unspent gift cards.So the most common question that we receive is what happens to the cards if they go unused?For starters a federal law 2010 says that a gift card can't expire for five years from the time it was purchased or from the last time someone added money to it. In some states, the expiration period is longer. With generic cash cards such as MasterCard or Visa, they begin to incur inactivity fees after one year, which eats away at their value. 3. There is an option to sell cards on websites that typically give you 70 to 80 cents per dollar. 4. Depending on what state you live in, they may have unclaimed property programs for unused cards. The thought is that issuing card companies haven't provided a service to earn the money, so they don't get to keep it. So chalk up a win for the little guy. 5. If you have long-term unused cards and want to claim them, then you can search for unclaimed property in the state that the card was issued to see if you have money coming to you. 6. Additionally, you should periodically look on your state's website to see what else may be coming to you which is known as escheating. From there, just follow the steps to reclaim your money. So to wrap things up, gift cards do not need to be wrapped; however, they can be lost, misplaced or lose their value. The best way to manage this is to keep them organized and simply use them.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

Player Communication. Make sure you keep a record of all player communication. The video details the three ways logging communication can help you in the player development role. If you have any advice or tips you would want to hear send them here: https://forms.gle/ocRt1V9JQu5HRpFn8 - Listen to The Player Development Pod here: ⁠https://linktr.ee/btf_program⁠ Visit: ⁠https://www.btfprogram.com/⁠ Follow: Twitter - ⁠https://twitter.com/BTF_Program⁠ Instagram - ⁠https://www.instagram.com/btf_program/⁠ Facebook - ⁠https://www.facebook.com/BTFProgram⁠ Tag on Social: #ThePDPod #BeyondTheField --- Send in a voice message: https://podcasters.spotify.com/pod/show/playerdevelopmentpodcast/message

According to Zippia.com, in 2021 the average amount homeowners spent on home improvement was $10,341 which was up 25% from 2021. This makes sense as people spent their cabin fever time improving their homes and now that Covid is more controlled. People are spending more due to M1 money supply with unemployment and stimulus checks. Now that labor rates are rising due to lack of resources, the general contractors and landscaping companies are raising their rates and passing them onto you. This is just another result of inflation.So what can be done to curb the cost? The easiest one is reducing the cost for supplies to complete jobs. Generally speaking, the typical markup for materials is between 7.5 to 10%; however, some contractors will mark up materials 20% or more.What you can do is ask the contractor for a materials list and place the orders yourself. Now with larger jobs, it comes with more complicated supply lists, ad hoc purchases and add-ons. In addition, you may make several purchases throughout the project life cycle so you need to stay on task. In many cases you should be able to order the large majority of goods while removing copious tasks away from the contractor who may not want that burden. The bottom line is that this is an easy way to save money and you can learn a little bit along the way. For example, a $30,000 job could save you anywhere between $2,250-$6,000.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

THE ROSTER. The most important piece of any program is the roster. There is not team without a roster. Nothing happens without the roster in mind. Make sure you always have an updated roster. communicate daily with other staff members to ensure the roster you have is correct. DO NOT ASSUME someone will take care of this for you! This is especially important during training camp. If you have any advice or tips you would want to hear send them here: https://forms.gle/ocRt1V9JQu5HRpFn8 - Interested in the Player Development Guide Course, click here: ⁠https://forms.gle/5KgcujWqPgq8eNYq6⁠ Listen to The Player Development Pod here: ⁠https://linktr.ee/btf_program⁠ Visit: ⁠https://www.btfprogram.com/⁠ Follow: Twitter - ⁠https://twitter.com/BTF_Program⁠ Instagram - ⁠https://www.instagram.com/btf_program/⁠ Facebook - ⁠https://www.facebook.com/BTFProgram⁠ Tag on Social: #ThePDPod #BeyondTheField --- Send in a voice message: https://podcasters.spotify.com/pod/show/playerdevelopmentpodcast/message

This week we discuss how to create high quality packaging for your e-commerce business. Understand the impact and benefit of spending time and effort on your product packaging.

If you have a dog and a fenced-in yard, this helps your furry companion with better overall health as it provides him the ability to be outdoors, exercise and have a consistent marked territory.On the other hand, if you do not have a fenced yard, this is where the invisible fencing comes into play. Other than the shock factor that your pet will adapt to, this is a fantastic option.This has been a common choice for pet owners for many years; however, the cost for a system is expensive as it averages $1,200 from my research.The main difference is choosing between the wired and wireless option. The wireless is more expensive and they can be harder to set especially with pro installation and wires can break and be difficult to fix due to tree roots and underground obstacles. The biggest hurdle for the wireless is that it may have difficulty tailoring to the shape of the yard's boundary.So what choice do you make? To me, wireless is the best option.It is less expensive You can adjust the boundary settings with a turn of a dial You can take the system to any location, plug it in and you are ready to goAs for me, I found a refurbished system for $250 from a reputable company. I set up the flags and my dog was trained by the second day. In addition, I have an acre of land and have not incurred an incident with boundary limits and my dog couldn't be happier. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

The Unplugged crew is back with another of the 15 architectural decisions and updates on their latest activities. As always, hear from Andrew Miller and J.D. Wallace as we continue to bring you the Unplugged series that dives deeper into Pure technology and architecture. This episode tackles the notion of the DIY Storage Array - basically delivering storage with simple installation, upgrade and repair and what that means to delivering an effortless and simple IT experience. We also chat about recent activities including an update on the latest events, shift in some of our roles and deliver a tip of the week around sustainability. Thanks for tuning into the Pure Report Unplugged. For topic suggestions or to engage with the hosts, contact purereport@purestorage.com.

According to AgHires, Over 74 million Americans grilled out for the 4th of July. Of this food, burgers will be cooked by 85% of people, steak 80%, and chicken 73% and not to mention, 150 million hot dogs. When it comes to grilling, 61% of people choose propane and 49% for the charcoal purists according to statista.com.Now that we've had some heat on this topic, the last thing that you want to do is run out of propane when you're in the middle of dinner preparation.A common question is . . . how do I determine when I need to refill my tank? Instead of shaking it, there is a simple solution to this. Bring a pot of water close to a boil and then pour it over the tank. This creates a physical reaction between the hot water on the tank surface and the propane inside your tank. Hence, putting your hand on the tank and where it becomes cool determines how much propane is remaining and you can decide when you need a refill. The bottom line is that a standard 20 pound tank is around $20 so leaving less gas behind won't save you much money; however, it can save you from future aggravation. In my case, it keeps heat going on the grill rather than the heat coming from my wife.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

In this episode, Chase Dimond and Cardinal Mason discuss:- Crypto bull run incoming, wyd about it?- Best investment we've ever made (real ROI)- Copywriting Tip of the Week

When it comes to using a couch, sofa or chair, many people simply use it and do not think about maintenance; however, this may leave you with furniture that wears out prematurely. So to avoid this, let's go through some tips:1. Rotate and fluff seat and back cushions regularly. This simply extends the life of the furniture2. Rotate identical upholstered accent and dining room chairs when one or more of them are not used regularly. This will extend their life even further3. Vacuum furniture with an upholstery attachment on a regular basis This will prevent the cushion core from wearing prematurely, will preserve the fabric color and control welt slippage. Although dust may not be apparent, it settles into your upholstery and may not only make it dirty, but may eventually damage the fibers if not removed. Remember, If you think that your furniture is clean, just bang your hand on the cushions in the sunlight and you'll have hundreds of particles floating in the air.The bottom line is that this is not your typical personal finance tip; however, when the rubber meets the road, life is all about math and money. Hence, take care of your things and they will take care of your pocketbook. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

Even in times of rising inflation, people seem to be going out and spending money. This is likely to occur for some time until things are too expensive and we fall into a recession or in stagflation state.At the moment the world has a handle on Covid and entertainment venues are filling the seats. So when going to an event, the question is: do you buy your tickets right away or do you wait? If it is a can't miss, people will pay up.If you decide to wait, there are many apps out there to buy tickets in the second hand market.So for the next question: is it better to wait until to purchase tickets right up until the event occurs.Typically this is a good strategy, but more so when the event is not sold out as venues want to fill their seats.Recently, I went to a baseball game on Memorial Day weekend and it turned out that it was less expensive to buy the seats at Will Call rather than through an app. This is because the demand was high.As for sporting events, if the team stinks or you don't mind showing up after it starts this will save you money.Another strategy is to search for events straight through the venue as you can find packages that will include parking. We have found this to be advantageous. We parked close to the building and saved money. There's nothing like paying $60 bucks to park, right? The bottom line is that there is no right or wrong answer.As for my wife and I, being spontaneous keeps life interesting - we hop in the car, find an event and we keep some of our money from going to the overpriced ticket brokers. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

The Earth might seem like it has abundant water, but in fact less than one percent is available for human use and we are running out of it. So let's push down the handle on some Flush Facts: According to the EPA, the average American uses 300 gallons of water per day or about 80 gallons per person. In addition, roughly 70 percent of this use occurs indoors. So it goes without saying that there is always something that we can do. So let's talk about toilets.With that being said no one goes out and says that I am excited to shop for a toilet; however, over $10 Billion are sold in the U.S. each year.This means the odds you'll buy one sooner than later. So let's get to more numbers.The standard toilet in the past used 1.6 GFP or gallons per flush and with recent advancements, many have been reduced to 1.28 gallons per flush which is a reduction of 20%.WIth my recent toilet purchase, it uses just .8 GPF while still providing equal or superior performance.So I am happy with my choice knowing that the average person flushes five times per day which means I am cutting the water usage in half. Not to mention that I have incorporated other water reducing tactics with other low flow appliances and fixtures from our PFT #40 and PFT #6 which covered why there is no need to rinse your dishes by letting your dishwasher handle the load.Therefore, I am significantly reducing my water bill as my past purchases will pay for themselves over time - the best part is that I am preserving our environment and you can too!Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

Want to get better at certain things in life, but it is too overwhelming to make a mental note of all the things you want to improve on? You will love this habit tracker that I have created! You can print it off, laminate it, save it to your phone...whatever works for you! My clients love to put it in a page protector and use a dry erase marker to check the boxes each week. Remember this is about tracking your win and celebrating the progress of your habits. This is not designed to focus on what you could do better at or how much you didn't hit your goal. GIve yourself grace and celebrate the progress, always! Join the FB Community below to grab your copy of the Wellness Habit Tracker! Balanced Wellness Links: Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB Community:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Fall is one is my favorite times to create new habits in my routine. If you are looking to get more disciplined with life, reach a certain wellness goal, or simply be more productive, then you might like the idea of habit stacking. Today I shared ways to make habits easier in your daily routine and how you can become more disciplined. Next week, I will share a free resource that I use and share with my clients to create better habits in their day, so be sure to tune in next week as well! Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

In times when inflation is rising, we experience higher prices for our goods and services as well as shortages.For example, In the grocery store, we've experienced products in limited supply from toilet paper to baby formula. When a desired product is available, it is emptied as soon as it was stocked. When it comes to gasoline, supply chain disruption was experienced in 1973 and 1979. This also occurs during natural disaster situations where shortages shoot up prices and then we hear about gauging. To make things clear, gauging does occur; however, there is a large misinformation notion that gas stations drive up their prices because they have us over a barrel. For the most part this is not true as our research on average tells us that most retailers make 15 cents per gallon after the consumer pumps it. To make things worse, most people pay via a credit card which has a merchant fee around 2.5%. Hence, when the price per gas is at just $4, the retailer pays 10 cents and in our example would profit just five. This is why we see a cash price listed on the signs that are lower than the credit price. Hence, if you have cash, this is another way to keep a few bucks in your pocket especially during long stretches. The bottom line is this is another way to save a few more dollars, yet the hidden point in this finance tip is when we understand how things work, we can accept things that we don't like.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

My new favorite way to clean produce! Use this ingredient that is less than $2.00 at the store and you will never buy expensive produce washes again! Using this pantry staple will reduce the dirt, chemicals, and unwanted material from your produce by 66%-98%! I am switching to this natural way of cleaning my produce from now on! Website: ⁠https://balancedwellnessllc.co⁠ FB Community: https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Do you think you eat enough protein? Or do you feel hungry all of the time, not satisfied, or feel like you are hangry? If you do, maybe try eating more protein! In today's episode, I share with you why it is important to eat protein at each meal and simple protein rich snacks! Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠

Tip Of The Week https://www.scotsman.com/lifestyle/family-and-parenting/most-stolen-dogs-2023-these-are-the-10-breeds-of-adorable-dog-most-often-taken-from-their-owners-including-the-loving-jack-russell-3277394 Rural Crime In The U.S. https://www.independent.co.uk/news/world/americas/crime/danelo-cavalcante-manhunt-search-expands-b2409225.html https://news.yahoo.com/tractor-used-help-grow-food-205412334.html Across The Pond, Down Under And Up Above https://uk.news.yahoo.com/image-released-man-believed-connected-112500430.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAKxOLudzTwD2h_Xn68QbBSIBw8n6C-6SOD4uosr5rYwmvsKerDGBL89-bWMZlmgontO7MC1n5ul2UJa1w38s_5qcgI2fBxoMJJY2S0UUot3NIK09UJ4ykRp5BjyEvkZ7YS_ElhAvrW647fN_QUb09yhD-vgUqnyRLbwMsgsNuOBn https://www.fwi.co.uk/news/rural-policing-team-recover-1m-of-stolen-machinery Africa https://punchng.com/nifor-firm-collaborate-on-agricultural-development/ https://fij.ng/article/cattleman-wrongfully-imprisoned-for-six-months-on-false-accusations-finally-regains-freedom/ Chalk One Up For The Good Guys https://www.facebook.com/100064418454752/posts/pfbid02tuv7vZ4QBBRLdneTNijdxb4NPE69KKu8eR6Pvbb3YXGeXve4rKRLE69gd1f97eYtl/?mibextid=cr9u03 https://kpq.com/farmer-holds-two-alleged-burglars-at-gunpoint-following-break-in/ https://www.yourcentralvalley.com/news/crime/man-arrested-stealing-over-5k-in-haybales-deputies-say/ More Places You Can Listen to Off-Farm Income And Matt Brechwald:      

Hello there, we are actually going to be taking a season break on the Real World NP Podcast. But don't worry, we're coming back! We're taking some time to do some regrouping, work on some things behind the scenes, and get ready for a whole new season of episodes for you. If you want to be involved with us, in the meantime, myself and the Real World NP team, I definitely recommend that you head over to the Real World NP email list. And you can join over at realworldnp.com/guide.What we're going to be doing because we don't want to leave you hanging, and we love to give support and connect with you. We're actually going to be sending out weekly emails of a Tip Of The Week instead of a podcast episode. If you'd like to join us for that, definitely head over to that site, realworldnp.com/guide. And then also know that we're still around for all of our products and services – the Lab Interpretation Crash Course, the Diabetes, Hypertension and CKD Course Management course, as well as Mentorship Programme. We are doing all of those things while the podcast is on its little season pause. If you want to check out any of those things, head over to realworldnp.com/shop and you can find all of those products. And then when it comes to the mentorship, you can join our waitlist, if you'd like to and if you're interested in that and if you'd like to be a part of that – it's realworldnp.com/mentoring. And so as we form new group, small group cohorts, we can definitely let you know about that as well as any one-on-one mentorship opportunities that we have.Thank you so much for being a Real World NP podcast listener. I so appreciate you, the team so appreciates you, and I'm definitely looking forward to releasing some new episodes in a couple of weeks._______________________________© 2022 Real World NP. For educational and informational purposes only, see realworldnp.com/disclaimer for full details. Hosted on Acast. See acast.com/privacy for more information.