Podcasts about tip of the week

Let's make some magic this week in the TIP OF THE WEEK. Abracadabra means I CREATE AS I SPEAK. Speaking our dreams and goals out loud can be a game changer in fulfilling them. When we articulate our goals and speak them out loud, it connects our commitment to those intentions and transforms them from intangible to concrete objectives. The transformative power of language can be experienced when we speak our dreams to trusted friends, partners, mentors, or even strangers. Get Your Free Five Day Promise Game Challenge Use your words to create your world. Connect With Me ⁠Website: beunmessablewith.com⁠ ⁠Instagram: @beunmessablewith⁠ ⁠Linkedin⁠ ⁠Facebook⁠ ⁠Email⁠

Welcome back to Knit & Tell Friday! Join the Knitting Mamas Facebook group for live demonstrations and more tips. In today's Knit and Tell Friday, I share a super quick tip that will transform your knitting experience: winding your yarn before you start your project. Discover why this simple step can save you from the frustration of tangled yarn and make your knitting sessions smoother. I also give an update on her current knitting project and share a heartwarming testimonial from a community member. Don't miss out on the details of the upcoming Knit and Chill Circle starting in October, a perfect opportunity to connect with other knitters and enjoy some mindful knitting together. If you're a beginner or looking to enhance your knitting routine, this episode is packed with practical advice and community support. Join the Knitting Mamas Facebook group for live demonstrations and more tips. Grab your knitting needles, unwind, and let's create a life with less stress and more joy, one stitch at a time! Mentioned in this episode:  Landscape Wrap  Yarn Winder (KnitPicks)  (exact one I use) Yarn Swift (KnitPicks) Sewrella Yarn  !!LIMITED TIME OFFER!! Do you ever feel like there's just no time for yourself in the day? As a busy mom, I get how hard it can be to find moments to knit, relax, or even just breathe. That's why, for a limited time, I'm offering personal coaching sessions designed to help you not only find more time but also make space for the things that truly bring you joy—like knitting. Whether you're looking for a quick, 15-minute power session to tackle a specific challenge, or you're ready to dive deeper into creating a flexible, sustainable routine, these sessions are here to help you reduce stress, reclaim your time, and focus on what you love most. I'm only offering 2 more sessions in September and 5 sessions in October, so grab your spot before they're gone! Email nadine@theknittingmamas.com to see if it's for you! 

Send us a Text Message.Today's Munzee Chat, Craig apologises for a miscalculation from last week, Rob and Craig discuss the outcome from last weekend. Rob watches some Munzee videos from MinnesotaBoy and Whelen. Double/Triple Point weekend, NEW Reseller KNi6HT Mechs have been released. New Badges for capping dragons and their eggs. Sam creates a new tool to allow hosts of events to plan out their event deploys.Rob spills some BIG news on what Sam has been working on, making sure you download CuppaZee if you don't already have it. August is Player appreciation month, and some big points to be had for Premium Members. Ending with a great Tip Of The Week from Rynee on Discord.Whelen Video1 Video2MinnesotaBoy Video Social Media Links Website iOS App LinkGoogle Play App LinkMunzee Facebook PageMunzee InstagramMunzee Water CoolerMunzee Garden Painter on FacebookMunzee Maniacs Podcast on AppleMunzee Calendar / Event Page Qrew & ZeeQrew Info

In this weeks show Edwin and I look at the latest in political interventions to “help” the property market, consider the impact of more Chinese money coming into Australian property, and the impact of the Bank Of Mum and Dad. Plus, our normal updates on listings, and Edwin’s latest Tip Of The Week. http://www.martinnorth.com/ https://www.ribbonproperty.com.au … Continue reading "Its Edwin’s Monday Evening Property Rant!"

In this episode I go through the nsw origin team and the fantasy implications, 5 things I learnt and the fantasy tip of the week! Hosted on Acast. See acast.com/privacy for more information.

In times of high interest rate environments, most people will not refinance due to the cost. With that being said, circumstances arise to warrant this, such as divorce, marriage or a job relocation.For the most part, people wait for the federal reserve to cut rates so that borrowing money is more palatable. For example, at the time of this recording, the average interest rate for a 30-year mortgage is 7%.So when the rates begin to drop later this year, people will rush in to refinance.For example, a 7% interest rate for a $300,000 mortgage generates a monthly payment of $1,995. If we go to 6%, the payment is $1,798 and at 5% it is $1,610. So this is why refinancing makes sense; however, this comes with a caveat. When crunching numbers, the cost is between 2-6% of the mortgage amount depending on items including loan size, the type of loan and credit score.  For our $300,000 loan at a 3% cost, this would be $9,000 bringing the total to $309,000 and this is where caveat #1 comes in: it takes approximately 7 years to pay off the cost for refinancing; however, when stretching out payments for a new 30-year cycle with a reduced interest rate, the new monthly payment is lower than the original monthly payment and people are attracted to that eye candy. Now in truth, a 1%+ interest rate deduction is almost always a good move if the cost is right. What you have to watch for is refinancing again when rates continue to decline. For example, if you refinance from 7% to 6% and then say at 5.25% and 4.25%, you may run into paying more money with the cost to refinance and accumulated interest. As we said a moment ago, a $300,000 mortgage costs between 2-6% or $6,000 to $18,000. If you refinance three times, that ranges from $18,000 to $54,000; and this where the second caveat comes in. All that money you spent to have a lower monthly payment adds up and even though your monthly payment is lower, each time you refinance, a new 30-year mortgage cycle begins. What you are doing is stretching out more cost and interest over a longer period of time.   To sum things up, refinancing makes sense when you actually save money over a long period of time meaning you are not refinancing for the sake of refinancing and not multiple times. It is understandable that pinpointing the correct time to refinance can be challenging; however, if the market trend is moving downward, it tends to stay that way for several months and this can aid in determining when to make your move.  Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

Today is 2/11/24 which is the Superbowl with the Kansas City Chiefs vs. the San Francisco 49'ers and this marks the 57th time that this game will have been played. This is a large amount of years, so we decided to run some math based on the amount at which things are consumed and what they cost. Let's start with advertising and the cost for a one minute spot during the game:In 1967: $37,500. For 2024: $7 million. This equates to an increase 185 times. To further that, this means gas would be $61 per gallon and the S&P would be at 16,000 - for context today it is at 5,000As for as food and beverage:Chicken wings would be $43/lb. A 6-pack of beer: $340.A bag of Doritos $18.5.So needless to say, for most items, they only increase in price and this led us to look into inflation and compound interest. For example, that $1 football square would be $9.18. How about the average house? According to the St. Louis Federal Reserve, it was $24,400 and in February of 2024, it is $492,300So let's just put it out there . . It is expensive to be an American. Therefore, the best plan of attack is to budget and live within your means. In unison, the mission is to invest in yourself and build a moat for your future while balancing inflation. 'For context, the S&P since 1926 has averaged a return of approximately 10% and a 7% return when factoring in inflation. If we were to emulate that, we can invest in exchange traded funds that closely mimic these returns such as the tickers of SPY, IVV, VOO and SPLG. For context VOO has returned 9.99% over the last 30 years. According to Forbes, the average American works 42 years before taking retirement, so let's see how much money adds up over time without inflation and expenses:At $100 a month, the amount would be $679,602.At $250 a month, the amount would be $1.69M.At $500 a month, the amount would be $3.39M.So this is fantastic and this shows the power of compound interest - and the reminder is that the more that you can invest, the more you make and you let the market do its thing. So the next question is … will this prompt you to look at your budget and find a few dollars to put away? All it will do is make you money. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

After the December holidays we often hear people talk in social groups and in the media that the credit card bills are coming due as a result of shopping during the December holidays. Obviously, this means only one thing: that if you have payments coming, debt was compiled that can't be paid off in one billing cycle. Moreover, the simple fact is that when this occurs, it means that people are buying things that they cannot afford. We have talked about this many times . . . this is not a good practice. Secondly, it is probable that this debt is piled onto existing debt. To put this in perspective, the average consumer spends $1,000 during the holidays with a 1%-4% minimum payment. In addition, the average new card interest rate is over 24% at the time of this recording. So let's analyze the minimum payment at 2%; it will take 56 months to pay off with a total of $664. So in effect, the holiday shopping cost you $1,664 or 64% more than you originally spent - that's big ouch!Imagine going to buy a box of cereal that was $5 and it was $8.32. You may opt for that purchase. So why pile the debt on credit cards?On this show our mission is to provide you with insight rather than tell you what to do. However, if you cut down on spending, engage in maximum spending limits with family and friends or have an outing rather than gift exchanges, these are great ways to reduce spending. Now try this thought on for size: when the holidays approach next year, think back to all of the gifts that you bought and received and the odds are that you will not recall most of what was opened. So, the question is: how important do the gifts really matter? Perhaps, spending time with the people that you love is more valuable than money. As a side note, it is a good idea to refrain from the practice of waiting for a tax return to pay down debt in general, because this means the government is using your money for free when you could be paying down debt during the year. To learn more about this listen to episode #47.Website:https://www.somethingonmymind.net/Social Mediahttps://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

The United States culture tends to recognize many types of celebrations and this has created a common theme of replacing presents with gift cards. They are easy to purchase, simple to use and the beauty is that people can shop for what they want without having to wrap and return items.Throughout the years gift cards can accumulate in wallets or desk drawers and many people are waiting to redeem them for a special occasion. According to USA Today, 47% of Americans have one unused gift card, voucher or store credit, and on average each person has $175 in unspent gift cards.So the most common question that we receive is what happens to the cards if they go unused?For starters a federal law 2010 says that a gift card can't expire for five years from the time it was purchased or from the last time someone added money to it. In some states, the expiration period is longer. With generic cash cards such as MasterCard or Visa, they begin to incur inactivity fees after one year, which eats away at their value. 3. There is an option to sell cards on websites that typically give you 70 to 80 cents per dollar. 4. Depending on what state you live in, they may have unclaimed property programs for unused cards. The thought is that issuing card companies haven't provided a service to earn the money, so they don't get to keep it. So chalk up a win for the little guy. 5. If you have long-term unused cards and want to claim them, then you can search for unclaimed property in the state that the card was issued to see if you have money coming to you. 6. Additionally, you should periodically look on your state's website to see what else may be coming to you which is known as escheating. From there, just follow the steps to reclaim your money. So to wrap things up, gift cards do not need to be wrapped; however, they can be lost, misplaced or lose their value. The best way to manage this is to keep them organized and simply use them.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcast

Player Communication. Make sure you keep a record of all player communication. The video details the three ways logging communication can help you in the player development role. If you have any advice or tips you would want to hear send them here: https://forms.gle/ocRt1V9JQu5HRpFn8 - Listen to The Player Development Pod here: ⁠https://linktr.ee/btf_program⁠ Visit: ⁠https://www.btfprogram.com/⁠ Follow: Twitter - ⁠https://twitter.com/BTF_Program⁠ Instagram - ⁠https://www.instagram.com/btf_program/⁠ Facebook - ⁠https://www.facebook.com/BTFProgram⁠ Tag on Social: #ThePDPod #BeyondTheField --- Send in a voice message: https://podcasters.spotify.com/pod/show/playerdevelopmentpodcast/message

According to Zippia.com, in 2021 the average amount homeowners spent on home improvement was $10,341 which was up 25% from 2021. This makes sense as people spent their cabin fever time improving their homes and now that Covid is more controlled. People are spending more due to M1 money supply with unemployment and stimulus checks. Now that labor rates are rising due to lack of resources, the general contractors and landscaping companies are raising their rates and passing them onto you. This is just another result of inflation.So what can be done to curb the cost? The easiest one is reducing the cost for supplies to complete jobs. Generally speaking, the typical markup for materials is between 7.5 to 10%; however, some contractors will mark up materials 20% or more.What you can do is ask the contractor for a materials list and place the orders yourself. Now with larger jobs, it comes with more complicated supply lists, ad hoc purchases and add-ons. In addition, you may make several purchases throughout the project life cycle so you need to stay on task. In many cases you should be able to order the large majority of goods while removing copious tasks away from the contractor who may not want that burden. The bottom line is that this is an easy way to save money and you can learn a little bit along the way. For example, a $30,000 job could save you anywhere between $2,250-$6,000.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

THE ROSTER. The most important piece of any program is the roster. There is not team without a roster. Nothing happens without the roster in mind. Make sure you always have an updated roster. communicate daily with other staff members to ensure the roster you have is correct. DO NOT ASSUME someone will take care of this for you! This is especially important during training camp. If you have any advice or tips you would want to hear send them here: https://forms.gle/ocRt1V9JQu5HRpFn8 - Interested in the Player Development Guide Course, click here: ⁠https://forms.gle/5KgcujWqPgq8eNYq6⁠ Listen to The Player Development Pod here: ⁠https://linktr.ee/btf_program⁠ Visit: ⁠https://www.btfprogram.com/⁠ Follow: Twitter - ⁠https://twitter.com/BTF_Program⁠ Instagram - ⁠https://www.instagram.com/btf_program/⁠ Facebook - ⁠https://www.facebook.com/BTFProgram⁠ Tag on Social: #ThePDPod #BeyondTheField --- Send in a voice message: https://podcasters.spotify.com/pod/show/playerdevelopmentpodcast/message

This week we discuss how to create high quality packaging for your e-commerce business. Understand the impact and benefit of spending time and effort on your product packaging.

If you have a dog and a fenced-in yard, this helps your furry companion with better overall health as it provides him the ability to be outdoors, exercise and have a consistent marked territory.On the other hand, if you do not have a fenced yard, this is where the invisible fencing comes into play. Other than the shock factor that your pet will adapt to, this is a fantastic option.This has been a common choice for pet owners for many years; however, the cost for a system is expensive as it averages $1,200 from my research.The main difference is choosing between the wired and wireless option. The wireless is more expensive and they can be harder to set especially with pro installation and wires can break and be difficult to fix due to tree roots and underground obstacles. The biggest hurdle for the wireless is that it may have difficulty tailoring to the shape of the yard's boundary.So what choice do you make? To me, wireless is the best option.It is less expensive You can adjust the boundary settings with a turn of a dial You can take the system to any location, plug it in and you are ready to goAs for me, I found a refurbished system for $250 from a reputable company. I set up the flags and my dog was trained by the second day. In addition, I have an acre of land and have not incurred an incident with boundary limits and my dog couldn't be happier. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

The Unplugged crew is back with another of the 15 architectural decisions and updates on their latest activities. As always, hear from Andrew Miller and J.D. Wallace as we continue to bring you the Unplugged series that dives deeper into Pure technology and architecture. This episode tackles the notion of the DIY Storage Array - basically delivering storage with simple installation, upgrade and repair and what that means to delivering an effortless and simple IT experience. We also chat about recent activities including an update on the latest events, shift in some of our roles and deliver a tip of the week around sustainability. Thanks for tuning into the Pure Report Unplugged. For topic suggestions or to engage with the hosts, contact purereport@purestorage.com.

According to AgHires, Over 74 million Americans grilled out for the 4th of July. Of this food, burgers will be cooked by 85% of people, steak 80%, and chicken 73% and not to mention, 150 million hot dogs. When it comes to grilling, 61% of people choose propane and 49% for the charcoal purists according to statista.com.Now that we've had some heat on this topic, the last thing that you want to do is run out of propane when you're in the middle of dinner preparation.A common question is . . . how do I determine when I need to refill my tank? Instead of shaking it, there is a simple solution to this. Bring a pot of water close to a boil and then pour it over the tank. This creates a physical reaction between the hot water on the tank surface and the propane inside your tank. Hence, putting your hand on the tank and where it becomes cool determines how much propane is remaining and you can decide when you need a refill. The bottom line is that a standard 20 pound tank is around $20 so leaving less gas behind won't save you much money; however, it can save you from future aggravation. In my case, it keeps heat going on the grill rather than the heat coming from my wife.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

In this episode, Chase Dimond and Cardinal Mason discuss:- Crypto bull run incoming, wyd about it?- Best investment we've ever made (real ROI)- Copywriting Tip of the Week

When it comes to using a couch, sofa or chair, many people simply use it and do not think about maintenance; however, this may leave you with furniture that wears out prematurely. So to avoid this, let's go through some tips:1. Rotate and fluff seat and back cushions regularly. This simply extends the life of the furniture2. Rotate identical upholstered accent and dining room chairs when one or more of them are not used regularly. This will extend their life even further3. Vacuum furniture with an upholstery attachment on a regular basis This will prevent the cushion core from wearing prematurely, will preserve the fabric color and control welt slippage. Although dust may not be apparent, it settles into your upholstery and may not only make it dirty, but may eventually damage the fibers if not removed. Remember, If you think that your furniture is clean, just bang your hand on the cushions in the sunlight and you'll have hundreds of particles floating in the air.The bottom line is that this is not your typical personal finance tip; however, when the rubber meets the road, life is all about math and money. Hence, take care of your things and they will take care of your pocketbook. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

Even in times of rising inflation, people seem to be going out and spending money. This is likely to occur for some time until things are too expensive and we fall into a recession or in stagflation state.At the moment the world has a handle on Covid and entertainment venues are filling the seats. So when going to an event, the question is: do you buy your tickets right away or do you wait? If it is a can't miss, people will pay up.If you decide to wait, there are many apps out there to buy tickets in the second hand market.So for the next question: is it better to wait until to purchase tickets right up until the event occurs.Typically this is a good strategy, but more so when the event is not sold out as venues want to fill their seats.Recently, I went to a baseball game on Memorial Day weekend and it turned out that it was less expensive to buy the seats at Will Call rather than through an app. This is because the demand was high.As for sporting events, if the team stinks or you don't mind showing up after it starts this will save you money.Another strategy is to search for events straight through the venue as you can find packages that will include parking. We have found this to be advantageous. We parked close to the building and saved money. There's nothing like paying $60 bucks to park, right? The bottom line is that there is no right or wrong answer.As for my wife and I, being spontaneous keeps life interesting - we hop in the car, find an event and we keep some of our money from going to the overpriced ticket brokers. Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

The Earth might seem like it has abundant water, but in fact less than one percent is available for human use and we are running out of it. So let's push down the handle on some Flush Facts: According to the EPA, the average American uses 300 gallons of water per day or about 80 gallons per person. In addition, roughly 70 percent of this use occurs indoors. So it goes without saying that there is always something that we can do. So let's talk about toilets.With that being said no one goes out and says that I am excited to shop for a toilet; however, over $10 Billion are sold in the U.S. each year.This means the odds you'll buy one sooner than later. So let's get to more numbers.The standard toilet in the past used 1.6 GFP or gallons per flush and with recent advancements, many have been reduced to 1.28 gallons per flush which is a reduction of 20%.WIth my recent toilet purchase, it uses just .8 GPF while still providing equal or superior performance.So I am happy with my choice knowing that the average person flushes five times per day which means I am cutting the water usage in half. Not to mention that I have incorporated other water reducing tactics with other low flow appliances and fixtures from our PFT #40 and PFT #6 which covered why there is no need to rinse your dishes by letting your dishwasher handle the load.Therefore, I am significantly reducing my water bill as my past purchases will pay for themselves over time - the best part is that I am preserving our environment and you can too!Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

Want to get better at certain things in life, but it is too overwhelming to make a mental note of all the things you want to improve on? You will love this habit tracker that I have created! You can print it off, laminate it, save it to your phone...whatever works for you! My clients love to put it in a page protector and use a dry erase marker to check the boxes each week. Remember this is about tracking your win and celebrating the progress of your habits. This is not designed to focus on what you could do better at or how much you didn't hit your goal. GIve yourself grace and celebrate the progress, always! Join the FB Community below to grab your copy of the Wellness Habit Tracker! Balanced Wellness Links: Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB Community:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Fall is one is my favorite times to create new habits in my routine. If you are looking to get more disciplined with life, reach a certain wellness goal, or simply be more productive, then you might like the idea of habit stacking. Today I shared ways to make habits easier in your daily routine and how you can become more disciplined. Next week, I will share a free resource that I use and share with my clients to create better habits in their day, so be sure to tune in next week as well! Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

In times when inflation is rising, we experience higher prices for our goods and services as well as shortages.For example, In the grocery store, we've experienced products in limited supply from toilet paper to baby formula. When a desired product is available, it is emptied as soon as it was stocked. When it comes to gasoline, supply chain disruption was experienced in 1973 and 1979. This also occurs during natural disaster situations where shortages shoot up prices and then we hear about gauging. To make things clear, gauging does occur; however, there is a large misinformation notion that gas stations drive up their prices because they have us over a barrel. For the most part this is not true as our research on average tells us that most retailers make 15 cents per gallon after the consumer pumps it. To make things worse, most people pay via a credit card which has a merchant fee around 2.5%. Hence, when the price per gas is at just $4, the retailer pays 10 cents and in our example would profit just five. This is why we see a cash price listed on the signs that are lower than the credit price. Hence, if you have cash, this is another way to keep a few bucks in your pocket especially during long stretches. The bottom line is this is another way to save a few more dollars, yet the hidden point in this finance tip is when we understand how things work, we can accept things that we don't like.Website:https://www.somethingonmymind.net/Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

My new favorite way to clean produce! Use this ingredient that is less than $2.00 at the store and you will never buy expensive produce washes again! Using this pantry staple will reduce the dirt, chemicals, and unwanted material from your produce by 66%-98%! I am switching to this natural way of cleaning my produce from now on! Website: ⁠https://balancedwellnessllc.co⁠ FB Community: https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

How to gain business overnight. Turn your clients into salespeople for your business.

Crazy Egg is a website optimization tool that provides visual insights into user behavior on your website. Here's what Crazy Egg can do for your website: Heatmaps: Crazy Egg provides a visual representation of where users click, move, and scroll on your website. This can help you understand which areas of your site are getting the most attention and which areas might need improvement.Scroll Maps: These show how far down the page users are scrolling. This can be particularly useful for understanding if important content is being seen or if it's below the fold and often missed.Confetti Reports: This feature allows you to segment clicks by referral sources, search terms, and more. It's a way to understand how different types of visitors interact with your site.Overlay Reports: This tool shows the number of clicks on each element of your page, helping you understand which CTAs, buttons, or links are the most effective.List Reports: It provides a consolidated list of all the elements on your page and how many clicks each one received.A/B Testing: Crazy Egg also offers a feature for A/B testing, allowing you to test different versions of your web pages to see which one performs better in terms of user engagement, conversions, or any other metric you're tracking.Snapshots: These are visual reports that capture data over a specific period. You can use snapshots to compare website performance before and after making changes.Recording: Crazy Egg lets you watch recordings of real user sessions. This can give you a deeper understanding of user behavior, such as where they get stuck or what path they take through your site.Integrations: Crazy Egg can be integrated with other tools and platforms, making it easier to incorporate its insights into your broader analytics and marketing strategies.Mobile Insights: With the increasing number of mobile users, it's essential to understand how they interact with your site. Crazy Egg provides insights specific to mobile user behavior.

Do you think you eat enough protein? Or do you feel hungry all of the time, not satisfied, or feel like you are hangry? If you do, maybe try eating more protein! In today's episode, I share with you why it is important to eat protein at each meal and simple protein rich snacks! Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠

Tip Of The Week https://www.scotsman.com/lifestyle/family-and-parenting/most-stolen-dogs-2023-these-are-the-10-breeds-of-adorable-dog-most-often-taken-from-their-owners-including-the-loving-jack-russell-3277394 Rural Crime In The U.S. https://www.independent.co.uk/news/world/americas/crime/danelo-cavalcante-manhunt-search-expands-b2409225.html https://news.yahoo.com/tractor-used-help-grow-food-205412334.html Across The Pond, Down Under And Up Above https://uk.news.yahoo.com/image-released-man-believed-connected-112500430.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAAKxOLudzTwD2h_Xn68QbBSIBw8n6C-6SOD4uosr5rYwmvsKerDGBL89-bWMZlmgontO7MC1n5ul2UJa1w38s_5qcgI2fBxoMJJY2S0UUot3NIK09UJ4ykRp5BjyEvkZ7YS_ElhAvrW647fN_QUb09yhD-vgUqnyRLbwMsgsNuOBn https://www.fwi.co.uk/news/rural-policing-team-recover-1m-of-stolen-machinery Africa https://punchng.com/nifor-firm-collaborate-on-agricultural-development/ https://fij.ng/article/cattleman-wrongfully-imprisoned-for-six-months-on-false-accusations-finally-regains-freedom/ Chalk One Up For The Good Guys https://www.facebook.com/100064418454752/posts/pfbid02tuv7vZ4QBBRLdneTNijdxb4NPE69KKu8eR6Pvbb3YXGeXve4rKRLE69gd1f97eYtl/?mibextid=cr9u03 https://kpq.com/farmer-holds-two-alleged-burglars-at-gunpoint-following-break-in/ https://www.yourcentralvalley.com/news/crime/man-arrested-stealing-over-5k-in-haybales-deputies-say/ More Places You Can Listen to Off-Farm Income And Matt Brechwald:      

Have you heard about cupping therapy? Or have you seen it, but you aren't exactly sure what it is? In today's tip of the week, I share with you the benefits of cupping therapy and how it can benefit you! This is a form of therapy that I offer in my massages and every client loves it and asks for it again. If you would like to see me do a mini demo of cupping therapy, be sure to join the FB Community where I show you what cupping therapy looks like. FB:⁠⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠ Website: ⁠⁠https://balancedwellnessllc.co⁠⁠

Do you need a digital detox in your life? Are your kids (or you) on your phone way more than you would like to admit? Do your kids fight you to get off their technology and you wish there were less arguments in your home around screen time? If so, join me in this digital detox to regain moments back into your life! Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Do you practice gratitude daily? I never use to, and truly didn't understand what gratitude meant until a few years ago. Now, I practice gratitude each and every day and it has totally changed my perspective on so many things. I am way more happy and secure with my life and the things that I have. Do you want to feel that too? Join us starting Monday for a gratitude challenge inside my FB Community! FB:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Welcome to Tip Of The Week #10: Working Well: Tips for Improving Your Wellness While on the Job. In this episode I share how tips to create wellness at the workplace. My biggest tip to be sure you have great ergonomics. Always be sure that your elbows, hips, and knees are at a 90 degree angle to reduce stress and tension on your muscles. See more tips below! Take breaks: Sitting for prolonged periods of time can be detrimental to your health. Make sure to take breaks every 30 minutes to stretch your legs, get some fresh air and give your eyes a rest. Stay hydrated: Drinking enough water is essential for maintaining good health. Keep a water bottle at your desk and sip frequently throughout the day. Practice good posture: Sitting up straight can help prevent back pain and improve circulation. Make sure your chair and desk are ergonomically designed to support good posture. Take the stairs: Instead of taking the elevator, opt for the stairs whenever possible. This will help you get some exercise and burn some extra calories. Pack healthy snacks: Instead of reaching for sugary or salty snacks, pack healthy options like fresh fruit, nuts, and seeds. This will help you stay energized and focused throughout the day. Practice deep breathing: Taking a few deep breaths can help reduce stress and improve focus. Take a few minutes each day to practice deep breathing exercises. Take a walk: Getting outside for a quick walk can help clear your mind and improve your mood. Take a quick walk during your lunch break or schedule a walking meeting. Stretch: Taking a few minutes each day to stretch can help prevent muscle tension and improve flexibility. Incorporate stretching into your breaks or during conference calls. Practice mindfulness: Taking a few minutes each day to practice mindfulness can help reduce stress and improve focus. Try a meditation app or take a quick mindfulness break during your workday. Get enough sleep: Getting enough sleep is essential for good health and productivity. Aim for 7-8 hours of sleep each night and establish a regular bedtime routine. Cayle's Links: Website: ⁠https://balancedwellnessllc.co⁠ Free 3 Day Guided Meditation: ⁠https://balanced-wellness-llc.ck.page/e68a772220⁠ FB:⁠⁠⁠⁠ https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠⁠⁠

Today's tip of the week is one of my favorites, mindset! I love coaching and educating people on the power of a positive mindset. It truly changes your world when you can thinking and act positively in situations. Your energy, happiness, and emotional wellness all changes for the best when you have positive thinking. To watch me live each week sharing these tips of the week, join my free FB Community FB:⁠⁠https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠

This week's personal finance tip is about Better Battery Co's Recycling and Delivery Program.Can you imagine how many batteries are in landfills considering every household uses them?According to The California Department of Resources and Recycling, it is estimated that 4 billion disposable batteries are shipped to the US each year and that means the average US household uses an estimated 47 batteries per year. Now this is a daunting piece of information; however, there is good news. You can now purchase batteries online while also disposing of them responsibly.Better Battery Co. has developed household batteries that are not only rechargeable, but also recyclable. Their program is designed to ship you new supplies as you deem necessary while providing the packing and the return packing slip.When it comes to your money, you'll pay more for the batteries than you are accustomed to; however, they do come in a variety pack of sizes which is not how most batteries are sold and you don't have to leave your house. Moreover, when you hear the words “cost more,” consider that many people pay double the price just to get their food delivered to their doorstep. The bottom line is that this battery product is an ongoing example of an innovative solution that is convenient and helps the environment. In time, this may be the norm rather than the exception. Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThe bottom line is that viable product solutions are being offered at blistering pace without sacrificing quality while improving the environment - and as always your pocketbook thanks you.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

Welcome to tip of the week #8! This week I share with you several ways to stay hydrated this summer! These tips are great for the whole family! Staying hydrated in the summer is key to a wellness lifestyle. When we are dehydrated we simply don't feel good, experience headaches, fatigue, heat exhaustion, etc. Please utilize these hydration tips to have a healthy summer! Join my free FB Community for more tips! FB:⁠⁠https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠

Each week I am here live providing you with a wellness tip of the week! This week, I talked about the size of your plates that you use for meals. Take note on the size of your plates. Are they large, medium, or small? Do you think that the size of your plate can/does make a difference in the portions of food? If you over consume? Or how much you eat? Tune into today's episode to learn how the size of your plate can impact these areas of your wellness. Join FB Community to see all of my tip of the week's live: FB:⁠⁠https://www.facebook.com/groups/balancedwellnesswithcayle/⁠⁠

I will be coming to you each week this Summer for a special tip of the week! This week I shared with you some gentle reminders about the benefits of exercise and moving your body. Remember to always find a workout that is in alignment with you and your schedule, then you will be more likely to show up for that workout each week. If you have been slacking on moving your body, join us tomorrow as we start a Summer Steps Challenge! Join my Free FB Community below, that is where the challenge will be held! FB Community: https://www.facebook.com/groups/balancedwellnesswithcayle/

I will be coming to you each week this Summer for a special tip of the week! This week I shared with you my top tips to not gain weight on vacation. I know so many of us want to overindulge on vacation and "go all out", but sometimes it leaves us feeling more miserable and aggravated with ourselves. Follow these 3 tips to avoid vacation weight gain, and you will be so proud of yourself when you come back home from vacation. You might gain 1-3 pounds, but you will avoid gaining excess weight on vacation that you have a hard time losing when you get back home and to your normal grind. If you try any of these tips on vacation, be sure to tag me and share! To see me live explaining this tip of the week, be sure to join my FB Community (It's free!) FB Community: https://www.facebook.com/groups/balancedwellnesswithcayle/ In person and online Yoga Classes. Sign up here! ⁠⁠https://calendly.com/caylealldredge⁠⁠ Feel free to send me a DM on FB or IG!

It seems that everyone has a cell phone and back in the day that was the sentiment for owning a television.The difference is that people's devices are attached to the palm of their hands. The interesting thing is that a cell phone can cost more than most T.V. 's but we tend to test their durability. It is plausible to say that people drop their phones at least twice a day. Moreover, we've all heard or had stories of losing them and dropping them into a lake. I actually dropped one into a toilet in Mexico - so that was an interesting experience and I pissed it away for a lack of a better phrase. So this leads us to cell phone insurance and like all protection plans, is it worth the cost?The answer is that it depends. From research, it typically costs $8 -$17 when using your cell phone carrier. You can also opt for third-party services from companies such as AKKO and SquareTrade which tend to be less expensive.Okay there's no shocker here in that with just about each type of insurance, it comes with fine print namely in deductibles and the range of coverage. So understand the details before you commit.A good exercise is to determine the monthly cost insurance with a potential deductible over the cost of fixing or replacing your device over the duration of owning the phone. Typically, kids tend to damage or lose phones more than adults but in either case, many of the major phone makers in recent years design them to be waterproof. Either way, if you get a solid protective case and / or with screen protector you should be in good shape and may opt out of insurance. Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThe bottom line is that viable product solutions are being offered at blistering pace without sacrificing quality while improving the environment - and as always your pocketbook thanks you.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

It seems that everyone has a cell phone and back in the day that was the sentiment for owning a television.The difference is that people's devices are attached to the palm of their hands. The interesting thing is that a cell phone can cost more than most T.V. 's but we tend to test their durability. It is plausible to say that people drop their phones at least twice a day. Moreover, we've all heard or had stories of losing them and dropping them into a lake. I actually dropped one into a toilet in Mexico - so that was an interesting experience and I pissed it away for a lack of a better phrase. So this leads us to cell phone insurance and like all protection plans, is it worth the cost?The answer is that it depends. From research, it typically costs $8 - $17 when using your cell phone carrier. You can also opt for third-party services from companies such as AKKO and SquareTrade which tend to be less expensive.Okay there's no shocker here in that with just about each type of insurance, it comes with fine print namely in deductibles and the range of coverage. So understand the details before you commit.A good exercise is to determine the monthly cost insurance with a potential deductible over the cost of fixing or replacing your device over the duration of owning the phone. Typically, kids tend to damage or lose phones more than adults but in either case, many of the major phone makers in recent years design them to be waterproof. Either way, if you get a solid protective case and / or with screen protector you should be in good shape and may opt out of insurance. Social Media https://www.instagram.com/somm.podcast/https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDwhttps://www.tiktok.com/@somm.podcast?lang=enhttps://www.facebook.com/somm.podcasthttps://twitter.com/Somm_podcastThe bottom line is that viable product solutions are being offered at blistering pace without sacrificing quality while improving the environment - and as always your pocketbook thanks you.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5501411/advertisement

In this episode of Ask Grumpy, Steve Bender, also known as Southern Living's Grumpy Gardener, helps a reader in Virginia deal with moss. Plus, his favorite advice on pruning, blooming shrubs. You can find us online at southernliving.com/askgrumpy Ask Grumpy Credits: Steve Bender aka The Grumpy Gardener - Host Nellah McGough - Co-Host Krissy Tiglias - GM, Southern Living Lottie Leymarie - Executive Producer Dominique Arciero - Audio Engineer/Producer Isaac Nunn - Recording Tech Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello there, we are actually going to be taking a season break on the Real World NP Podcast. But don't worry, we're coming back! We're taking some time to do some regrouping, work on some things behind the scenes, and get ready for a whole new season of episodes for you. If you want to be involved with us, in the meantime, myself and the Real World NP team, I definitely recommend that you head over to the Real World NP email list. And you can join over at realworldnp.com/guide.What we're going to be doing because we don't want to leave you hanging, and we love to give support and connect with you. We're actually going to be sending out weekly emails of a Tip Of The Week instead of a podcast episode. If you'd like to join us for that, definitely head over to that site, realworldnp.com/guide. And then also know that we're still around for all of our products and services – the Lab Interpretation Crash Course, the Diabetes, Hypertension and CKD Course Management course, as well as Mentorship Programme. We are doing all of those things while the podcast is on its little season pause. If you want to check out any of those things, head over to realworldnp.com/shop and you can find all of those products. And then when it comes to the mentorship, you can join our waitlist, if you'd like to and if you're interested in that and if you'd like to be a part of that – it's realworldnp.com/mentoring. And so as we form new group, small group cohorts, we can definitely let you know about that as well as any one-on-one mentorship opportunities that we have.Thank you so much for being a Real World NP podcast listener. I so appreciate you, the team so appreciates you, and I'm definitely looking forward to releasing some new episodes in a couple of weeks._______________________________© 2022 Real World NP. For educational and informational purposes only, see realworldnp.com/disclaimer for full details. Hosted on Acast. See acast.com/privacy for more information.

In this week's episode of Southern Living's Ask Grumpy podcast, Steve Bender, also known as the Grumpy Gardener and his sidekick Nellah McGough tackle a reader's question on how to deal with carpenter bees. Plus, Grumpy shares his tip of the week on preventing blossom-end rot. You can find us online at southernliving.com/askgrumpy Ask Grumpy Credits: Steve Bender aka The Grumpy Gardener - Host Nellah McGough - Co-Host Krissy Tiglias - GM, Southern Living Lottie Leymarie - Executive Producer Dominique Arciero - Audio Engineer/Producer Isaac Nunn - Recording Tech Learn more about your ad choices. Visit megaphone.fm/adchoices