The Ultimate FD Podcast

Welcome to Day 5 of our 12 Days of Christmas - Magic Moments!

Welcome to Day 4 of your 12 Days of Christmas! We interrupt your Magic Moments to bring you a special Christmas Day episode!

Welcome to Day 3 of our 12 Days of Christmas - Magic Moments!

Welcome to Day 2 of our 12 Days of Christmas - Magic Moments!

Join me as we kick off a festive series with the Ultimate FD Podcast's 12 Days of Christmas! In this exciting episode, I reflect on my Top 10 Lessons from 2025, showcasing some impressive achievements, such as recruiting 16 team members and surpassing sales targets. With a remarkable insight into 50 businesses, I promise listeners a treasure trove of valuable learnings.  This episode sets the stage for a series of daily episodes as part of our 12 Days of Christmas mini - series, featuring my most impactful moments and wisdom from the past year. I delve into the nitty-gritty of running a business in 2025. I emphasize the importance of a finance-first approach and how transforming setbacks into accelerated growth can propel a business forward.  As I revisit the fundamentals of marketing and share personal anecdotes about maintaining work-life balance, listeners can look forward to a rich tapestry of themes designed to inspire and empower.

Welcome back to another episode of Magic Moments ✨ In this episode, I sit down with Tej Gill to unpack some seriously powerful tax and property strategies for business owners.  We dive into how using an OPCO-PROPCO structure can transform your inheritance tax planning and help you protect generational wealth.  Tej breaks down how tools like family investment companies and trusts can legally remove property value from your estate - massively reducing tax exposure.  We also get into smart VAT planning, showing how businesses can recover expenses they'd usually lose.  To end things off, we explore how using a SSAS pension to buy your business property can unlock even more tax efficiencies. If you're serious about building wealth the smart way, this episode is packed with gold. Did you enjoy this Magic Moment? Click here for the full episode.

In this insightful episode of the Ultimate FD Podcast, Damien Fogg joins me to delve into expert strategies and mindsets surrounding financial wealth and investment. Drawing from his extensive background in managing multi-billion-pound property trades and dealing with a vast array of asset classes, Damien shares thought-provoking Millionaire Money Matters, offering listeners practical advice on how to optimize their financial decisions.  Emphasizing the psychological aspects of wealth, he reveals his strategies for achieving a stress-free financial state and the subtle intricacies of being financially prudent - like the surprising benefits of renting versus buying a home and the implications of retirement planning with pensions. Damien's distinctive approaches challenge traditional financial wisdom, focusing on strategic leverage and time valuation. He articulates the exponential value of time, advocating for simplicity and focus when managing investments. Leveraging his own experience of early retirement and financial independence, we discuss the merits of property investment, diverse asset exposure, and the nuanced decisions that can safeguard and grow wealth.  We also untangle the complexities behind tax strategies and explore how the wealthy use alternative structuring methods to minimize tax liabilities legally.  This episode is a trove of practical financial guidance ideal for anyone aiming to enrich their economic strategies and achieve peace of mind with their assets.  

Welcome back to another episode of Magic Moments ✨ In this episode, I speak to property expert Phil about building wealth through service accommodation.  Phil reveals practical strategies for boosting occupancy, from weekend rentals to peak-season optimisation, while also sharing lessons learned from tricky guests and early missteps.  Packed with real-world tips on asset protection and smarter portfolio management, this episode is a must-listen for property entrepreneurs. Did you enjoy this Magic Moment? Click here for the full episode.

In this transformative episode of the Ultimate FD Podcast, I unveil a powerful strategy that skyrocketed my business's summer sales target by 180% with only half the clientele compared to the previous year.  I stress the importance of aligning the right product with the right client at the right price, a foundational tactic that promises to enhance profitability while minimizing workload. This episode is packed with actionable insights for entrepreneurs looking to refine their business models and achieve greater financial success. Focusing on key themes such as profitability, client relations, and product alignment, I dive into the three critical aspects of business success: the right product, the right client, and the right pricing strategy. I emphasize the need for a singular, high-value product offering, a client base that values and prioritizes your services, and a pricing strategy that offers significant value compared to its cost.  This episode is a must-listen for entrepreneurs seeking to maximize the lifetime value of their clients and achieve sustainable growth.

Welcome back to another episode of Magic Moments ✨ In this episode, Josh sits down with Richard to explore profit-first strategies and the power of disciplined financial planning.  Richard shares how shifting from a sales-driven mindset to a numbers-first approach transformed his business, ensuring sustainable growth and profitability.  From budgeting smarter to mastering accrual accounting, this conversation is packed with practical insights every entrepreneur can apply. Did you enjoy this Magic Moment? Click here for the full episode.

In this episode of the Ultimate FD podcast, Tej Gill and I dive deep into the technicalities of buying a business from a tax accountant's perspective.  This conversation unveils the nuanced process of evaluating, offering, and closing business acquisition deals, providing invaluable insights for entrepreneurs eager to grow through acquisitions or position their companies for future buyouts.  It's a must-listen for those itching to understand the merger and acquisition landscape or ensure their business is acquisition-ready. Throughout the episode, we uncover critical aspects of the M&A process, from setting a deal criterion and crafting offers to dissecting balance sheets for potential deals. Tej shares his extensive experience in handling M&A, highlighting the importance of pre- and post-deal management to ensure profitable growth.  Here, we lay out the need for precise calculations and forecasts to secure a successful acquisition, stressing the imperative need for finding the right business fit, both financially and culturally.

Welcome back to another episode of Magic Moments ✨ In this episode, Julie and I explore why forecasting is vital for every business, no matter the size.  Julie breaks down how smart pricing strategies and forward-thinking financial planning fuel growth, sustainability, and long-term success.  From scaling challenges to planning an exit, this conversation is packed with practical advice to help entrepreneurs future-proof their businesses. Did you enjoy this Magic Moment? Click here for the full episode.

In this episode of Millionaire Money Matters, I engage in a riveting conversation with Lewis Kemp, the founder of Lightbulb Media. With over 50,000 LinkedIn followers and a proven track record of scaling businesses through innovative marketing strategies, Lewis shares his invaluable insights into wealth creation, business growth, and financial literacy.  The discussion shines a spotlight on Lewis's five core money wisdoms, which range from avoiding lifestyle inflation to mastering the art of diversification. Each piece of advice is aimed at fostering both personal and business success, making this episode a must-listen for aspiring and seasoned entrepreneurs alike. Throughout the episode, Lewis delves into the nuances of professional networking, the significance of maintaining a disciplined approach to finances, and the evolving landscape of digital marketing. He emphasizes the overarching importance of financial literacy, calling attention to the myths surrounding quick wealth schemes and stressing the long-term benefits of strategic planning.  Lewis also offers practical advice on how to efficiently use AI in marketing and maintain a strong personal brand, highlighting his own journey from humble beginnings to where he is today. As the conversation unfolds, you will gain a comprehensive understanding of how to build a business that not only flourishes but also enriches one's life.

Welcome back to another episode of Magic Moments ✨ In this episode, Tej and I break down the power of Alphabet shares and how they can transform business ownership.  Listeners learn how tailored share classes can assign specific rights, manage funding, and optimize wealth transfer.  Packed with practical strategies, this conversation is a must-listen for entrepreneurs seeking smarter business structures and inheritance planning. Did you enjoy this Magic Moment? Click here for the full episode.

In this dynamic episode, I unveil the powerful Blitz for Christmas strategy, a game-changing approach for businesses to maximize productivity leading up to the holiday season. I explain how this strategy ensures that companies conclude the year on a high note and return in the new year with revitalized energy and a fresh outlook.  I pair the Blitz approach with the typical year-end slowdown, emphasizing the benefits of maintaining a high-performance culture. The episode delves into the mechanics of the Blitz for Christmas, describing it as a bonus-driven initiative aimed at accelerating business operations before the Christmas break.  I outline 5 essential steps to implement this strategy, from setting deadlines and targets to creating a motivating bonus scheme. By setting clear deliverables and incentivizing teams, businesses can eliminate backlogs and achieve more in a few weeks than they might in several months.  The conversation is peppered with insights into how this approach not only boosts business outcomes but also enhances employee satisfaction and team cohesion.  

Welcome back to another episode of Magic Moments ✨ In this episode, I share actionable strategies for personal budgeting and business profitability.  I explain how disciplined spending and understanding gross margins can boost both financial independence and long-term business success.  I also emphasize the power of working with high-standard clients to elevate service quality and accelerate growth. Did you enjoy this Magic Moment? Click here for the full episode.

In this insightful episode of the Ultimate FD Podcast, Tej and I delve into the world of 'Making Tax Digital' (MTD). This episode is a must-listen for small business owners, landlords, and sole traders in the UK, as it unpacks the new HMRC regulations requiring specific individuals to submit tax reports quarterly.  Explore the conversation to get a deep understanding of the implications, processes, and potential advantages of Being organized with MTD. We tackle the pros and cons of the upcoming changes starting April 2026, where landlords and self-employed individuals with substantial incomes will need to shift their tax submission habits. We explore the need for digital modernization by HMRC, the impacts on administrative workload, and how these changes could affect tax accountancy fees and professional relationships.  Armed with valuable insights, you will grasp how the MTD initiative is poised to provide better financial clarity and proactive tax management, which could translate into potential savings and efficiency gains.  With Tej's expert advice and my relatable anecdotes, we give entrepreneurs actionable strategies to stay compliant, take advantage of professional tax advice, and effectively manage their digital transition.

Welcome back to another episode of Magic Moments ✨ In this episode, I break down return on equity (ROE) and why it's the most important metric for property investors.  I explain how to calculate ROE, assess your portfolio prudently, and compare property returns to alternatives like the S&P 500.  I also highlight why properties generating below 4% ROE may need to be exited, showing how smart decisions protect and grow your wealth. Did you enjoy this Magic Moment? Click here for the full episode.  

In this engaging episode of the Ultimate FD podcast, I interview Jamie Martin, the Managing Director of Correct Careers Coaching, about mastering the sales cycle for improved business outcomes.  Jamie leverages his extensive sales and psychology background to share insightful strategies for optimizing sales efforts. From understanding the full sales cycle, to the power of LinkedIn as a sales tool, Jamie provides a comprehensive breakdown of how businesses can increase their sales effectiveness by targeting the right customers and crafting tailored sales approaches. Diving deeper, the episode explores the nuances of maintaining a successful sales cycle and the critical role of mindset in sales success. Jamie emphasizes the importance of resilience and going back to basics when sales slow down.  We discuss how leveraging LinkedIn can significantly boost business development efforts, advising listeners on how to enhance their profiles, engage prospects effectively, and use tools like Crystal Knows.  Jamie's insights on closing sales revolve around creating urgency and personalized communication, ultimately transforming how you approach and connect with prospects.

Welcome back to another episode of Magic Moments ✨ In this episode, I sit down with Niall Leyden about what it really means to live and manage your wealth with purpose.  After surviving three near-fatal accidents, Niall built a philosophy (and business) around intentional living, clarity, and freedom.  He shares the three pillars of true wealth, purpose, plan, and portfolio, and why putting people before money is the key to lasting financial peace and fulfillment. Did you enjoy this Magic Moment? Click here for the full episode.

In this inspiring episode, I welcome Pam Burrows, aka "The People Booster," who shares her extensive experience and insights into creating a successful speaking and coaching business focused on stress reduction and burnout.  Pam delves into how she honed her niche over the years, transitioning from a broad array of topics to her specialization in stress and well-being, a journey that has spanned over 26 years of self-employment and over 30 years in speaking. Pam offers invaluable advice on building a business model in the coaching industry, emphasizing the importance of consistency in messaging, focusing on your passion, and selecting a target audience that aligns with your expertise. The conversation also shifts to practical strategies for entrepreneurs facing challenges, particularly in managing stress and preventing burnout.  With practical examples, Pam advises entrepreneurs on self-management, identifying stress triggers, and establishing habitual practices to maintain mental health and energy levels.

Welcome back to another episode of Magic Moments ✨ In this episode, Tej and I break down key strategies for managing personal and business finances while building sustainable wealth.  Learn how to optimise income, leverage company benefits, and align spending with your financial goals.  Packed with actionable advice, this short episode equips entrepreneurs and business leaders to boost productivity, reduce tax burdens, and make smarter money moves. Did you enjoy this Magic Moment? Click here for the full episode.

In this episode of the Ultimate FD Podcast, I explore the art and science behind building a business that's primed for sale while offering sustainable enjoyment to its owners. By focusing on finance-driven strategies, I reveal how entrepreneurs can avoid the common pitfall of creating a job rather than a sellable business. I look into the mechanics of boosting a business's exit value, crucial for every entrepreneur thinking of the long-term reward of their enterprise. I share the five actionable ways to increase a business's exit value. Through experience-focused insights, I discuss how creating blueprints and documenting processes not only enhances the attractiveness of a business to potential buyers but also improves overall operation.  I underline the importance of stepping back from daily operations to establish a business model that can thrive without reliance on the founder, thus boosting its market value.  This episode is a treasure trove for entrepreneurs aiming to transform their business into a high-value, sellable asset.

Welcome back to another episode of Magic Moments ✨ In this episode, I share 7 essential lessons for building wealth and business success, from choosing to be rich rather than always being right, to the importance of sticking to deals.  Learn why understanding your financials, setting realistic goals, and putting the right people in the right roles is critical for growth.  Plus, discover how leveraging other people's services can help you scale rapidly without unnecessary overhead. Did you enjoy this Magic Moment? Click here for the full episode.  

In this captivating episode, I am drawn into the transformative journey of Sean Land, who transitioned from a modest upbringing in East London to becoming a successful property entrepreneur. Land shares his experiences, starting from his grassroots in a family-run corner shop to scaling the heights of real estate investment. Through his story, Sean illustrates the power of discipline, networking, and strategic planning, shedding light on how early life lessons laid the foundation for his substantial property portfolio, amassing wealth and financial freedom. Sean discusses his early exposure to business in his father's corner shop and how these experiences catalyzed a strong entrepreneurial spirit, leading him from a job at Barclays to independent property investments.  He underscores the importance of budgeting and frugality in wealth building, highlighting the role of disciplined saving and strategic property acquisitions in achieving financial milestones.  Sean's journey is marked by challenges and triumphs, offering a narrative that combines tenacity, insight, and a commitment to inspire others to traverse a similar path toward financial independence in the real estate market.

Welcome back to another episode of Magic Moments ✨ In this episode, I break down the crucial difference between a budget and a target, and why worst-case budgeting protects your lifestyle.  Discover why prioritizing your personal finances by paying yourself first and factoring your salary into your business plan is crucial for achieving sustainable growth.  Additionally, discover how setting realistic targets allows you to push for them confidently without risking financial stability. Did you enjoy this Magic Moment? Click here for the full episode.  

The Ultimate FD Turns 3 Years Old Today! In this exciting episode of Ultimate FD Podcast, I reflect on the 3 years since the company's inception and share 13 invaluable lessons learned from the journey of building and scaling the business.  Amidst discussing paradoxical feelings about time and growth, I emphasize the importance of recurring revenue, effective branding, and understanding client needs as pivotal factors for success. I also explore how observing numerous business operations have enlightened my path and shaped my strategies. Delving deep into business acumen, I highlight the significance of selecting the right clients and pricing strategies, shared infrastructure for scaling, and the essence of a compelling brand presence.  Addressing the fundamental differences between a profitable job and a valuable, sellable business, I offer nuanced insights into achieving the latter.  This episode is rich with practical advice for entrepreneurs, covering key areas such as efficient packaging of services, maintaining synergy with partners, and understanding the perpetual puzzle of running a business.  

Welcome back to another episode of Magic Moments ✨ In this episode, I share how reviewing last year's numbers can prevent repeated mistakes and set the stage for smarter business decisions.  Learn why adding high-margin products and services to your core offering can significantly boost profit.  Plus, discover the power of clear objectives and challenging assumptions to make 2025 your most lucrative year yet. Did you enjoy this Magic Moment? Click here for the full episode.

In this engaging episode, I sit down with Reza Hooda, who shares his remarkable journey from overwhelmed accountant to highly successful entrepreneur.  He offers tailored advice on building a scalable and profitable business, focusing on how shifting from time-based to value-based pricing can transform service delivery. Reza recounts personal experiences of working long hours away from his family and the pivotal moment that pushed him to seek change and growth.  This episode is a treasure trove of insights for those looking to optimize their professional service businesses and improve their work-life balance. Reza delves into key strategies like the use of alternative pricing models, niche marketing, and leveraging content for lead generation. He emphasizes that understanding client value transcends the traditional metrics of time and cost, which is crucial for business owners looking to maximize profit and deliver superior service.  Featuring practical examples, like his interaction with a barber and lessons learned from Uber's pricing model, Reza effectively translates his expertise into actionable advice for listeners eager to elevate their organizations.

Welcome back to another episode of Magic Moments ✨ In this episode, Tej and I break down the psychology of negotiation, from sunk costs to practical compromise.  Discover why knowing what you want, what you can afford, and what you're willing to pay can transform any deal.   Plus, learn how turning assumptions into numbers with Excel modelling gives you clarity, confidence, and smarter business decisions. Did you enjoy this Magic Moment? Click here for the full episode.  

Welcome to an inspiring episode of the "Carnivore Entrepreneur Show," where I was interviewed by the host, Grant Hutchby, exploring the intersection of health and financial success.  In this episode, I share my journey from struggling with financial challenges in my own business to helping other entrepreneurs achieve financial clarity.  Listeners will gain insights into my expertise in building financially lucrative companies and learn how my book, "Small Business, Big Profit," serves as a valuable resource for entrepreneurs looking to scale their businesses profitably. Throughout the episode, I emphasize the importance of maintaining a healthy body and a sound financial strategy to support entrepreneurial endeavors. I outline the criticality of having financial clarity and understanding key business metrics, particularly the balance sheet, for the healthy growth of any business.  I talk you through my transformational journey, sharing actionable strategies, including how to accurately manage business finances to mitigate risks and plan for future financial success.  Candid advice on optimizing businesses for profit rather than perpetual growth offers a fresh perspective to entrepreneurs aiming for sustainable success.

Welcome back to another episode of Magic Moments ✨ In this episode, Glenn Poulos reveals why the best sales start with listening, not endless PowerPoint slides.  Discover his “Punch, Perfect Pitch & Close” formula, from grabbing attention to delivering a three-tiered proposal that closes itself.  Learn how to bridge the gap between cautious accountants and optimistic salespeople to craft pitches that win clients and build profit. Did you enjoy this Magic Moment? Listen to the full episode here

In this insightful episode of the Ultimate FD Podcast, we introduce you to complex tax concepts that every savvy entrepreneur should know. This episode is for you if you've ever felt overwhelmed by the jargon used by tax accountants.  We break down 10 advanced tax terms that could significantly impact financial strategies for those running 7-figure businesses. We start with a deep dive into essential topics like Section 455 and personal service companies, offering clarity on mitigations and pitfalls in managing Tax.  Tej Gill elaborates on the intricacies of using trusts and the potential tax obligations that come with them. We explain the value of family investment companies and employer-funded retirement benefit schemes and clarify why HMRC closely scrutinizes these areas.  Wrapping up the episode, we explore enterprise value and equity value, two core financial metrics, explaining their crucial role in business valuation and acquisition.

Welcome back to another episode of Magic Moments ✨ In this episode, I reveal how to find your Business Sweet Spot for maximum profit without chasing unsustainable growth. Discover why bigger isn't always better, and how aligning business size with efficiency and margin can make 2025 your most profitable year on record. Packed with smart, sustainable strategies, this episode is a must-listen for entrepreneurs ready to grow with intention. Did you enjoy this Magic Moment? Click here for the full episode.

In this riveting episode, I sit down with Curtis Sprouse, a seasoned expert in finance, healthcare startups, and behavioral science, to unravel the complexities of leadership and performance optimisation.  Curtis reflects on his journey from an accountant at Ernst and Whinney to heading biopharmaceutical strategies and behavioral consulting. The conversation dives deep into the significance of fine-tuning leadership dynamics, exploring the integration of behavioral science in improving individual and organisational performance. Curtis shares his insights into effective leadership grounded in behavioral science, highlighting the genetic and learned attributes that shape a leader's ability to overcome challenges.  Discussing traits like energy, dominance, discipline, and competitiveness, Curtis emphasises the importance of leveraging these elements to drive success.  This episode not only sheds light on developing leadership skills but also stresses the significance of interpersonal relationships and understanding the emotional landscape to foster high-performance teams.  Curtis's reflections on teaching vital problem-solving skills and resilience provide thought-provoking insights for both current and aspiring leaders.

Welcome back to another episode of Magic Moments ✨ In this episode, we uncover the costly financial mistakes entrepreneurs often overlook, from overpaying for services to flying blind without real-time information.  I share this snippet of my journey to building a World Class Finance Function, showing how the right financial structure, with expert support, can unlock clarity, boost profits, and reduce stress.  If you're ready to take control of your business finances and scale with confidence, this episode is your blueprint. Did you enjoy this Magic Moment? Click here for the full episode.

In this insightful episode, I explore the transformative power of recurring revenue, often referred to as the "eighth wonder" for entrepreneurs. We delve into the significance of recurring revenue in ensuring business stability and scalability.  I talk about my personal success story and the strategic shifts that led Ultimate FD to surpass sales targets, emphasizing how recurring revenue models can protect against the unpredictability of project-based income and ensure a stable cash flow. I discuss the analysis of different recurring revenue models, including subscription services, service retainers, and licensing. I show how integrating these models can elevate a company's financial stability, improve cash flow predictability, and increase the overall valuation of a business.  By sharing practical examples from various industries, I highlight that any entrepreneur, regardless of their sector, can creatively implement recurring revenue streams to achieve sustainable growth.  With actionable advice, this episode is a must-listen for business owners looking to enhance their operational resilience through recurring income strategies.

Welcome back to another episode of Magic Moments ✨ In this episode, our Tax expert Tej breaks down how savvy entrepreneurs can turn pensions into powerful tax-saving tools.  Far beyond retirement planning, we explore how the 2023 pension cap changes and unlock new opportunities to boost profits, build wealth, and strengthen your business. From SIPs to SSAS, Tej shares practical tips on contribution limits, tax perks, and smart financial planning. Making this a must-listen for anyone serious about long-term success.  Did you enjoy this Magic Moment? Click here for the full episode.

In this insightful episode, I speak with veteran property developer Stephen Latham. Stephen shares valuable insights from his 25-year journey in the property industry, highlighting his diversification into supported and assisted living accommodations.  This episode also covers the evolution of Stephen's estate agency and his strategic pivot to focus on niche property development projects that align with his core values and long-term vision. We delve into the intricacies of working with supported living providers, from navigating local authority requirements to managing the conversion of properties to meet specialized needs. Stephen explains why this model is attractive, showcasing the balance between profitability and operational simplicity.  He unveils the strategies behind successful partnerships with high-net-worth individuals for funding projects while emphasizing the importance of realistic planning and team alignment for operational success.  Aspiring property investors and seasoned developers alike will find Stephen's practical advice on overcoming challenges such as cash flow management and building a strong team particularly engaging.

Welcome back to another episode of Magic Moments ✨ In this episode, we unpack the key differences between lifestyle and scale-up business, and what they mean for your personal wealth. Alan shares why building a Family Fortress of independent wealth is crucial, how to avoid the myth of chasing big exits, and offers practical strategies, such as investing in global markets, to beat inflation. Whether you're scaling rapidly or staying lean, this episode offers essential insights for entrepreneurs seeking genuine financial freedom. Did you enjoy this Magic Moment? Click here for the full episode.

In this engaging episode of the podcast, I speak to Tej Gill to explore the intricate landscape of property tax schemes, focusing on the impact of Property118 and associated legal structures.  Tej shares his keen insights into the historical context of section 24 tax changes and the emergence of strategies like the hybrid LLP and incorporation relief. We dissect the legal nuances and practical applications of these methods while examining the potential repercussions faced by those who adopted such schemes. Delving deeper, we offer a meticulous analysis of incorporation relief, partnership structures, and the controversial aspect of directors' loan accounts. Finally, we discuss the potential pitfalls and the importance of not rushing into seemingly attractive tax-saving schemes without thorough due diligence. This episode is specifically catered to listeners keen on understanding tax strategies within the real estate industry. 

Welcome back to another episode of Magic Moments ✨ In this episode, I'm diving into the real engine behind a scalable, profitable business, and it's not just about what you sell, but how you deliver it. I unpack how to build business models that actually work through smart packaging, strategic partnerships, and building a world-class team. I share what I've learned from experience and how the most successful businesses don't just sell a product, they solve problems, front to back. We talk about the power of packaging, using examples like Zoe's health program and ideas from Daniel Priestley's Key Person of Influence. I'll also walk you through my favourite analogy, the ‘man in the desert', to show why bundling solutions the right way can explode your perceived value and profit margins. Finally, I break down how we've built a global team of A-players to deliver those packages profitably, at scale. If you're ready to shift from piecemeal selling to building a rock-solid, profitable machine, this one's for you. Did you enjoy this Magic Moment? Click Here to Listen to the Full Episode

In this episode of The Ultimate FD Podcast, I take you behind the scenes of what really happens inside the boardrooms of high-performing, seven-figure businesses. After countless sessions with some of the UK's most successful entrepreneurs, I've distilled the most powerful lessons and strategies into a single, high-impact episode. We're talking real-world tactics to transform a high-revenue business into a highly profitable and sellable one. Here's what we cover: ✅ Why revenue is vanity, profit is sanity, and how to shift your business model accordingly ✅ The power of forward planning and how it makes big decisions simple ✅ Why your business must be valuable to a buyer — not just to you ✅ The systems you need to scale profitably without burning out or micromanaging ✅ How recurring revenue can transform your valuation and long-term success ✅ The role of financial visibility and how to empower your team to own the numbers I share patterns, insights, and hard-earned lessons drawn from working with some of the UK's most successful seven-figure entrepreneurs, giving you the inside edge on what it really takes to build a business that grows, performs, and sells. Whether you're trying to scale with less stress, boost profit margins, or get your business investor-ready, this episode is packed with actionable insights you won't want to miss.

Welcome back to another episode of Magic Moments ✨ In this episode, I'm pulling back the curtain on what it really looks like to scale a business. I share the story of going from a lean team of 3 to a crew of 7 and the financial chaos that came with it. Overheads tripled, cash got tight, and suddenly, growth didn't feel so glamorous. I talk about the credit control issues we faced, the client challenges, and the lessons I learned the hard way about financial modelling and team dynamics. If you're in the middle of scaling or heading that way, this episode will give you a real-world look at the pressure, the pitfalls, and the planning it takes to come out stronger on the other side. Did you enjoy this Magic Moment? Click Here to Listen to the Full Episode   

In this dynamic episode of The Ultimate FD Podcast, I present the Know Your Numbers 2025 - The ULTIMATE E.X.I.T framework. It's designed to guide entrepreneurs on scaling and selling their businesses for life-changing sums.  I delve into the current market landscape, noting that only a fraction of businesses listed for sale ever complete the process. I outline the "Ultimate Exit" framework, emphasizing key strategies for positioning a company as an attractive acquisition target. Expanding on these strategies, I discuss the importance of understanding multipliers, establishing an investable finance function, and identifying the optimal sweet spot for business growth. I encourage entrepreneurs to focus on creating a business model that appeals to potential buyers, maximizing their profit margins, and maintaining exceptional service levels. My personal journey from selling my business to building Ultimate FD provides a backdrop to these insights, revealing actionable steps for attaining financial independence.

Welcome back to another episode of Magic Moments ✨ In this episode, I sit down with Tej Gill to talk about one of the biggest moments in any entrepreneur's journey: exiting your business. We dive deep into what it really takes to sell a seven-figure business successfully, from minimising tax to structuring the deal, to avoiding the most common (and painful) pitfalls that derail most exits. We discuss the reasons behind selling, not just the dream scenarios, but also the 3 Ds: death, distress, and divorce, and how they often catch many founders off guard. Tej also breaks down the two key ways you can sell, through shares or assets, and how to make the right choice depending on your long-term goals. If you're even thinking about selling your business in the next few years, this is one you don't want to miss. Enjoyed this Magic Moment? Click here to listen to the Full Episode

In this engaging episode, I sit down with Pádraic Ó Máille, an influential figure in business motivation and mastermind groups. Pádraic shares insights into how discipline and structured networking can propel entrepreneurs to new heights.  Through the story of Smocks, Pádraic illustrates how businesses transformed during economic downturns by employing discipline and communal support - a lesson resonant with today's entrepreneurial challenges. Pádraic emphasizes how clarity in goals and persistent discipline can lead to growth and sustainability in business. He recounts transformative stories of entrepreneurs who thrived by clearly understanding and tackling their problems.  Pádraic delves into essential frameworks like the six-step problem-solving model, the importance of networking, and the profound influence that peer support and accountability have in overcoming personal and professional hurdles, making the episode a treasure trove of actionable insights. Register NOW for our Know Your Numbers 2025 Webinar here - https://ultimate-fd.webflow.io/know-your-numbers-2025 

Welcome back to another episode of Magic Moments ✨ In this episode, I sit down with Tej Gill to unpack how marriage can be one of the smartest financial decisions you'll ever make, IF done right. We cover practical ways to build wealth as a couple, from using both personal allowances and pensions to structuring income and assets for maximum tax efficiency. Whether you're newly married, divorced, or just thinking ahead, this episode is packed with insights on how to optimise your finances through every stage. Tej and I also get into the less-talked-about side: navigating financial decisions during separation and divorce and how timing can make all the difference. If you want to keep more of what you earn (and sleep better at night), this one's for you. Enjoyed this Magic Moment? Click Here to Listen to the Full Episode   

In this episode of the Ultimate FD podcast, I dive into the intricacies of building a seven-figure finance function for ambitious entrepreneurs. Targeting business owners whose companies are scaling rapidly yet struggling with financial clarity,  I outline a comprehensive approach to creating a stellar finance department, identifying common financial obstacles, and offer actionable solutions designed to enable entrepreneurs to make informed decisions and optimize profitability. I explore the essential components of a successful finance function, emphasizing the importance of systems, software, and a competent team structure.  We look into the role of professionals like bookkeepers, finance managers, and tax accountants, advocating for integrating the Ultimate Finance Function into business operations.  This episode also focuses on the significance of forecasting, model building, and cash flow management as tools to ensure sustained business growth and financial stability.  If you're an entrepreneur aiming to enhance your financial operations, this episode offers invaluable insights and practical strategies.

Welcome to this week's episode of Magic Moments! In this instalment, I'm joined by the brilliant Mike Chamberlain - a finance wizard with a real-world approach to helping businesses not just survive, but grow sustainably. We dive into all those "oops" financial moments that businesses tend to stumble into, and more importantly, how to sidestep them. Mike breaks down why cash flow issues are usually less about a lack of money and more about poor decision-making.  We chat about how so many business owners confuse capital expenditure with day-to-day ops spend, and how that one mistake can cause massive ripple effects. Mike gives you practical advice on setting up proper financial systems, why having a cash flow forecast isn't just "nice to have," and how to actually build a financial cushion that works. Whether you're running a growing company or just trying to keep your head above water, this one is packed with golden nuggets. If finance stresses you out, this convo might just flip the script for you. Did you enjoy this Magic Moment? Click here to listen to the full episode.