Podcasts about multi millionaire

Ever wish you could have that special edge that all high-performing salespeople seem to have? What if the thing that makes a salesperson so successful ISN'T necessarily natural talent, but a specific step-by-step PROCESS that, when learned and implemented, turns any mediocre entrepreneur into a profit-making machine? According to sales master Brian Tracy, this seemingly fictional sales process DOES, in fact, exist, and in this episode, he's teaming up with marketing expert Dave Dee to teach every single step. If you're new to sales, frustrated with failing to hit your sales goals or you're just looking to massively up your sales game, THIS sales process is the game-changer you need! MagneticMarketing.com NoBSLetter.com

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From battling addiction… to facing jail time… to becoming a multi-millionaire in high-ticket sales — Jon Briseno has lived a transformation most people wouldn't believe. In this episode, Jon opens up about the darkest chapters of his life, the moment everything collapsed, and how hitting rock bottom forced him to rebuild with discipline, sales skills, and relentless self-belief. He went from having nothing — no money, no opportunities, no direction — to leading sales teams, closing massive deals, and changing his family's future forever. You'll hear: How addiction and jail shaped his mindset The turning point that pushed him into entrepreneurship How he developed elite sales skills with zero experience The strategy that led him to multi-million-dollar success Why discipline mattered more than motivation How he now helps others earn life-changing income This isn't a highlight reel — it's a raw, real blueprint for anyone who feels stuck, broken, or overlooked. If you've ever doubted yourself or your path, John's story will prove that your past doesn't define your future. Guest: Jon BrisenoInstagram: @realjonbriseno

This week's Wealth Formula Podcast is about the economics of sports—if you are a sports fan like me, you will love it. But before we get to that, I want to give you my two cents on one of the most important elements to financial success in anything: conviction. As I write this, Bitcoin sold off from a high of $126K to under $90K. Other cryptos have lost 50-90 percent of their value in the same time. It's been called a blood bath. Some are even saying it’s over for Bitcoin. I might even believe them if I hadn't seen the same story at least 5 times before over the past decade. True bitcoiners have tremendous belief in what bitcoin means to the world. Someone who bought $1,000 of Bitcoin in 2010 and simply refused to sell would now be sitting on hundreds of millions of dollars. That is the reward for true conviction. The irony of this bitcoin cycle is that many of those individuals with high conviction are finally cashing in on the fruit of their patience. Almost every day, another wallet that hasn't been active since 2011 is selling off a billion dollars into the market into the hands of Wall Street and governments. That's why prices are tumbling. But don't be fooled into thinking that these buyers are the dumb money holding the bag. The story does not end here. Nor is the Bitcoin story a one-off either. History repeats itself as the story of investments unfolds over time. In December 1999, Amazon stock traded at $106. After the dot-com crash, it fell to $5.97. Every talking head had a eulogy written for the company. But if you were crazy enough to hold through the storm, your conviction paid off spectacularly: $10,000 invested in Amazon in 2001 is worth over $20 million today. Now, moving on to the topics of sports. One of my favorite examples of conviction is from 1920, when George Halas bought the Chicago Bears franchise for $100. The Halas family could've “taken profits” countless times. They lived through multiple depressions, a world war, a dozen recessions, five or six league restructurings, labor disputes, player strikes, and decades of bad seasons. Anybody else would've bailed. But they didn't, and today, the Chicago Bears are valued at over $6.3 billion. These stories have different time periods and different industries, but they all teach the same lesson: Conviction is one of the most profitable assets you can own. That's the message I want to leave you before we move into a perhaps more entertaining topic: the economics of professional sports. Most people think of sports in terms of touchdowns, rivalries, and Super Bowl rings. But the truth is… professional sports is one of the greatest wealth-creation machines in American history. Few people understand those engines better than our guest this week. He's one of the clearest, most respected voices in sports economics today, and he's going to break it all down for us: salary caps, streaming deals, and team valuations. If you are a sports fan, you are going to love this week's episode of Wealth Formula Podcast! Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Donald Trump pretty much bankrupted the USFL by saying we’re gonna go head to head, uh, with the NFL instead of trying to build a a Spring Sports League. Welcome everybody. This is Buck Joffrey with the Wealth Formula podcast. Happy, uh, Thanksgiving week, uh, and uh, this week because it is a holiday week in, you know, football and all that kind of stuff that goes along with it. We’re gonna talk. About the economics of sports. And if you’re a sports fan like me, you’re gonna really like this. I really had fun with this interview actually. It was just like me asking a bunch of questions I always had. But anyway, before we get to that, I want to give you my 2 cents. One of the most important elements that I think there is give financial success in anything, and that is conviction. And I bring this up to you in part because Bitcoin sold off. Um, and well at least all the time, I’m recording this from a high of 126,000 and then it, it plunged actually below 90,000. And then of course, there were other cryptos that lost 50 to 90% of their value in the same time. Uh, yeah, it was a bit of a bloodbath. It’s been called a bloodbath and it is a blood bath. And of course, there are some who are declaring Bitcoin dead Again. Um, and you know what? I might even believe them if I hadn’t seen, uh, the same story, at least I’d say, I don’t know, maybe four or five times over the past I, eight years, nine years, whatever. True Bitcoiners though, have a tremendous belief in what Bitcoin means to the world and where this is headed. And some of them, well before I ever got in, right? I mean. That serious conviction because, you know, the people who were buying, you know, back in 2012, 13, I mean, this was completely outta nowhere, had no one’s, uh, no one’s support, nothing. In fact, in 2010, uh, you know, if, if you bought Bitcoin back then simply refuse to sell up until now, um, say you bought a thousand dollars of Bitcoin. You’d be sitting on hundreds of millions of dollars of Bitcoin, right? That’s the reward for true conviction. And those people, frankly deserve it. Because can you imagine if you just bought a thousand bucks or something and it was already up to a million, it was already up to 10 million and all the way up to 20 million, you still didn’t sell. I mean, I don’t even know if I could, I don’t know if I could do that. I don’t think I could. I mean, at some point I would be like, take the money and run. Right. Um. You know, it’s a funny thing though. The irony of this Bitcoin cycle that we have right now is that many of those individuals with, you know, super high conviction, um, the ones that were in way before any of us and before me, well, they’re actually, a lot of them are actually cashing out sort of the fruit of their patients. Right. Almost every day right now, you’re seeing a another wallet that’s been dormant since like 2011. And all of a sudden it sells. It’s something that has done nothing, but just sit there in storage, selling off a billion dollars into the market, probably, you know, started out as like 10 grand. Right? And where’s that money going? It’s going to the hands of Wall Street’s, going in the hands of, uh, governments. That’s actually the ironic part here. That’s why prices are tumbling. Because I think people are saying, well, gosh, we’re at a hundred grand. I’m sitting on hundreds of millions of dollars. I’m sitting on a billion dollars. Uh, I think it’s time to get out, right? But don’t be fooled, in my opinion, to think that these buyers are, uh, you know, they’re the dumb people holding the bag. I mean the, the people holding the bag, it’s Wall Street, right? They’re governments and reserves. And, uh, you know, big treasury companies, the story doesn’t end here. And the other thing is that Bitcoin story is not a one-off in history at all, right? In fact, you know, it, Bitcoin gets a lot of attention. But you even look at something like Amazon, right? December, 1999, Amazon stock trading at $106. Then the.com crash comes, and guess what? It fell down to $5 and 97 cents. That’s a Bitcoin like crash, right? And every talking had a eulogy written for the company. And if you were crazy enough to hold through that storm, your conviction paid off spectacularly. If you had $10,000 invested in Amazon in 2001, it’s worth over $20 million today. So anyway, that’s the point I have though. You know, it’s, the point is about conviction. Uh, and, and I’m not saying that you should just be dumb, buy something and be dumb about it, but especially on these asymmetric things where you think something could be really big, give yourself a time, a period, right? I mean. The only thing other than Bitcoin that I think I, I’m really interested in, in the crypto space is something called Solana. Solana is down like 50% from its ties, and I still think that, you know, when the dust settles, I think this is going to be something that’s gonna pay, pay off. Now if I were to watch it day by day, uh. It’s demoralizing, right? But, but I think the point is, if you have some conviction in something, give it some time. You know, say, I’m gonna watch this for at least five years if I can, if I don’t absolutely get into a situation where I need that money, which hopefully you don’t, because this is not where that kind of money belongs. Right? But give it some time and don’t look, there’s lots of noise, and, and, and then just give it some time and see what happens. Right? Now speaking of giving it some time, you know, a similar story in the sports arena in 1920, George Halas, I think it was Papa Bear, right? George Papa Bear. Halas bought the Chicago Bears franchise for a hundred bucks. Yep, a hundred bucks. Now the Halas family could have taken profits countless times, and they lived through lots of, uh, bad times. Depressions, uh, you know, world War, uh, a dozen recessions, five or six, uh, league restructurings, labor disputes, player strikes, decades of bad seasons. And maybe anybody else would’ve billed at some point if they’d made, you know, millions of dollars from the a hundred bucks. But they didn’t. And the Chicago Bears, as much as I don’t like the Chicago Bears, are valued over $6.3 billion. Now these stories, ultimately, they’re, you know, different time periods, different industries, but same lesson conviction, it’s one of the most profitable assets you can own or attributes at least. Maybe it’s not an asset, I don’t know. That’s a message I wanna leave you before we get into the topic of today, which is the economics of professional sports. Now, most people think of sports in terms of touchdowns, rivalries, super Bowl rings, all that kind of thing. But the truth is professional sports is one of the greatest wealth creation machines in American history, and few people understand those engines better than our guest this week. He’s one of the clearest, most respected voices of sports economics today. And he is gonna break it all down for us. We talk salary caps, streaming deals, team valuations. We talk about the Green Bay Packers and why they’re owned by the city of Green Bay instead of owners. All that kind of stuff that you might have wondered about but you never really knew. So if you’re a sports fan, enjoy it and happy Thanksgiving. We’ll have that interview for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today. My guest on Wealth Formula podcast is, uh, Dr. Victor Matheson, professor of Economics and Accounting at College of Holy Cross. He’s a leading authority on sports economics, studying everything from the financial impact of mega events like the Olympics and World Cup, to the inner workings of professional sports leagues, lotteries, and public finance. Uh, welcome to the show. How are you? Well, thanks for having me. Great. Always happy to talk some sports economics. Oh gosh, this is interesting. I’m a huge, uh, I’m a huge sports fan, especially NFL and, uh, so, you know, instead of talking personal finance, you know, without, uh, without any, uh, uh, sports in it, this is definitely a, uh, welcome for me. So, um, well, vigor, let’s start, start with this, you know, um. Most of us who are big sports fans, you know, we’re really driven by the idea of the, the, you know, the, the emotion, the entertainment. Taking a step back from your perspective, how should we look at this whole ecosystem of sports as an economic system? Well, uh, first of all, it’s. It’s both bigger and smaller than, uh, than you would imagine. So if we think of the NFL, the NFL ha generat more revenue than any, uh, sports league in the world. Uh, this year it’ll come in somewhere around 22 ish billion dollars. Uh, that certainly seems like a lot of money. On the other hand, a Sherwin Williams paint store comes in at about that same sort of, uh, revenue, you know. On many podcasts talking about talking about paint, right? Um, if we talk worldwide, all the sports leagues all put together, uh, we’re talking about maybe a hundred billion or so, maybe 120 billion, roughly the same size as Johnson and Johnson. So, uh, you know, it’s a big industry. It’s a, you know, billions in with a B, but it’s also a tiny percentage of, of the total amount of economic. Being generated every year, and, and so we can easily get, uh, um, we can easily get ahead of ourselves and say, well, you know, uh, it’s the biggest company in the world, the NFL, it’s, it’s not even 500. Interesting. Um, so let’s talk a little bit about this, um, uh, how value is created in these leagues. So, so, you know, you said professional leagues are built on the economics of controlled scarcity. So talk a little bit about that, if you would, how this scarcity model drives value and, and, and protects, uh, uh, profitability. Right. So let’s compare, you know, let’s compare a Walmart. To the NFL, right? Uh, so Walmart takes a look at all these potential places that you could put a Walmart and they say, oh, this would be a good one. And a Walmart goes in. And now that Walmart’s generating economic impact and generating revenues for the, for the. For the company and all these sort of things. Now let’s look at the NFL, right? Uh, the NFL does the same thing. They said, Hey, uh, let’s look at Las Vegas. Would that be a good place for a, for a team? Uh, is is London gonna be a good place for a team? Uh, and they look at those. Uh, but here’s the deal. If Walmart looks at 50 places and says, Hey, these 35 would be good places. They’re not gonna just pick the best one for a franchise. They’re gonna put. Walmart’s in all of those, right? Uh, the NFL on the other hand, very specifically saying, you know, we actually don’t wanna put an NFL franchise in every place that we could, uh, make a profit in because we want to be in the, in a world where there are fewer NFL franchises than there are cities that want them, and that generates demand for this. Um, Walmart can’t do that because if Walmart doesn’t put in a franchise somewhere, uh, you know, Target’s gonna come in instead. Uh, that’s not gonna happen in the NFL, uh, because there’s no other competitor to that. So they can actually restrict the number of franchises they have, which means that every franchise is selling at a, a super premium price. These are, you know, at the lowest end, we’re talking five, six, $7 billion franchises. Now, uh, they could sell multiple new expansion franchises, but they choose not to. To maximize the value of those existing franchises. It’s been a while actually since the NFL expanded, um, the league. And I’m curious, what are, you know, what is it that drives them ultimately to do that? I mean, again, you just mentioned there’s this whole scarcity issue. I mean, what do you think are sort of the limitations or sort of the. You know, the, the, the points at which they say, well, gosh, maybe we do move to London, or maybe we do that. Like, do you have a sense of that? Yeah. So a couple things they wanna do. So first of all, one of the big things that all of the leagues in the United States have done is they want to be a big enough league to make sure that they cover all of the good spots or most of the good spots for a team. You don’t wanna leave enough good team locations that a rival league could come and start to challenge you. Right? So thinking back to the 1950s, uh, one of the most important sports leagues ever to come about in the United States. Actually never even existed. And this league is what was called the Continental League. And the Continental League in the 1950s arose as a challenger to major league baseball. Major League baseball in the 1950s was exactly the same size as it was in 1901. It was 16 teams. But the United States had grown immensely and the league had started to move, you know, the Dodgers to LA and the Giants to San Francisco, but you still had huge amounts of the country uncovered by baseball. And so this Continental League came about as an idea saying, you know what? We can take on Major League Baseball by putting franchises in places that it doesn’t exist. They said, oh, here’s our new eight league team. And the way Major League Baseball responded to that is before continental baseball could even start, uh, start existing, it said, oh yeah, well we’re gonna put a team in Minneapolis. We’re gonna put a team in Houston. We’re gonna put teams in these Lee in these cities that the Continental Baseball Association was gonna go into. And therefore, uh, continental baseball never got into existence because Major League Baseball expanded into those locations and everyone has taken that, that hit. You need to be big enough to make sure that every place with a, a good chance at having a team, or at least most of them, uh, are covered so that there’s 8, 10, 12 cities out there, uh, a big enough footprint that you could have your own new league. Uh, do that. So, I mean, if you look at the NHL, if you look at NBA major league baseball, NFL, all about 30 teams. There’s about 30 or a few more big cities. But what’s very important is there’s not 10 or 12 big cities out there, uh, without NFL teams, without football teams that. A rival league could move into that space. You know, I’m curious when you, you brought up that Continental league in baseball. It reminds me when I was a kid of, uh, the United States football, like the USFL and all, they got all these, uh, players, like I remember Herschel Walker started there and, and there was a number of actually guys who ended up in the NFL and being big stars there. So they, they definitely, uh, started out pretty strong. What went wrong for the USFL? It’s so funny you say that. Uh, the answer is actually one big, uh, name. It’s actually Donald Trump. Yeah. So, so what USFL did is, is they noticed that their niche was, um, was the spring, right? We play college football, we pay play high school football, and we play the NFL in the fall, which means that, uh, people out there in the spring, there’s no football out there to be had. The USFL said, you know, we could move into this market. So first of all, we’re gonna move into the spring where there’s not a rival. Second of all, we’re gonna take at least some cities where there’s not active, um, football teams either places like Birmingham, right? Uh, so any case, uh, what happened there is the USFL. Kind of got a little, its ego kind of got ahead of itself and it said, Hey, now that we’ve established ourselves in the spring, we do have some big stars like, uh, uh, Herschel Walker, like Doug Flutie, uh, some of these others. We’re gonna try to take the, uh, take the NFL on, uh, head to head and we’re gonna move from the spring to the fall. And the other thing they did that was very important is they filed a lawsuit against, uh, the NFL, saying that the NFL was engaging in antitrust activity that was keeping this rival league down. It was, uh, keeping them off TV by using their market power with some of the broadcasters. It was using its market power with stadiums to keep these teams out. And so they took him to court, and I think the, the hope was that there would have to be a settlement and that settlement would result in the USFL merging with the NFL. And the owners of the big teams in the USFL would kind of get a backdoor into the NFL this way. As it turns out, the court, in fact did find in favor of the USFL. Uh, they said yes, the NFL is engaging in illegal antitrust activity, but they also said. You guys are insane. Uh, going against the NFL in the fall, there was no way you’re gonna make it. So even though the NFL was found guilty, the jury only awarded $1 of damages. Uh, technically in antitrust cases, that’s tripled. So they actually were awarded $3 in damages and the league basically folded the next day. They won their lawsuit, but they folded the next day. But of course, the owner that had most. Most importantly pushed the league to go head to head against the NFL was the owner of the new, uh, New Jersey team, the Generals New Jersey Generals. Right? And it was Donald J. Trump. Donald Trump. Uh, so Donald Trump pretty much bankrupted the USFL. By, uh, by saying we’re gonna go head to head, uh, with the NFL instead of trying to build a, a Spring Sports League. Now, to be fair to Donald Trump, which I don’t necessarily want to be, but to be fair to him, um, there’s no guarantee that the USFL would’ve made it as a spring league either, but I think anyone, again, a jury looking at this said there was just no chance of that league, uh, surviving against, uh, the NFL. If you try to go head to head in the poll. Just, just outta curiosity, uh, you know, there, when you talk about Trump, I know like he’s had an interest in, you know, professional football teams for a long time where he did, at least, there’s a certain politics that goes into buying an NFL team as well, right? Right. So the NFL is a partnership. Yeah. Which means that they can choose who they decide to partner with. And, uh, the presumption was, uh, in the 1980s when Donald Trump was trying to become an NFL owner that Donald Trump, uh, neither had the money, nor had the friendships among other NFL player, uh, NFL owners, uh, to get into that very exclusive club. And so again, he was able to get into the USFL because it was a much lower buy-in, in terms of, of cost. The USFL owners couldn’t be as picky about who they wanted as fellow partners, and again, I think Donald Trump saw the USFL as a way to potentially get into the NFL through the back door through this lawsuit, and, and by moving directly in the, in the fall because the jury just didn’t find that, that there was any plan. By which the USFL teams could have ever become profitable, uh, going head to head in the fall against the NFL. Let’s talk a little bit about sort of valuations, because what’s interesting is, you know, you’ve talked about scarcity and, you know, the way that the leagues have manipulated, uh, that to make sure that there, you know, the values continue to grow, but at some point in the last 30, 40 years, the numbers just really skyrocketed, right? Where these football teams, you know. It wasn’t a straight line in terms of how much they were worth. What, what went into that massive inflection of, uh, of, of valuation? So, first of all, I think you’re exactly right. There has been this massive inflection. Uh, so I’ve been teaching sports economics since the 1990s and, and the 1990s were kind of at the end of an era where this was really one of the sames back in the seventies, eighties, and even as late as the early nineties, that if you wanna become a millionaire. Start out a multimillionaire and then buy a sports team because it was a, it was just a, uh, a dumpster fire that you could just burn up cash without any hope of any sort of real return. And that changed in probably the late eighties, early nineties. That really changed, uh, a couple things. Change that, uh, first of all. By the nineties and certainly by the two thousands, um, most of the big professional sports in the United States had solved lots of their labor relation problems with the, with the athletes. So there was always this question about, uh, you know, do athletes have the ability to bargain with other teams? Are they able to get free agent, uh, agency, are teams going to be constantly fighting and, and spending every dollar that they can down to the point of bankruptcy to buy that superstar team? And what happened again in the nineties, starting in the eighties through the nineties and the two thousands is pretty much leagues have, uh, agreed to a world where. We’re gonna limit the amount of spending, uh, that we’re gonna do on players so that we’re not all bankrupting each other, bidding for players. In order to get the players to go along with that, we come to an agreement that we’re gonna share basically half the money with the players. And that’s exactly how the NHL works, the NBA works and the NFL works. Major League Baseball is not like that yet. And we may see not this season, but the next one, um, them trying to finally join ranks with the other, uh, with the other leagues. Uh, the question is whether we’re gonna see that happen without a gigantic, uh, work stoppage that. You know, some people who are pessimistic think we’re, we may not have baseball at all in 2027. 2026 is fine, but 20, 27 may, may fall. So as soon as like your costs are all covered up, that you know that everyone is kind of playing on a level playing field. Once we know that we don’t have to worry about bankrupting ourselves. We are only paying players, what we’re bringing in as revenue. All of a sudden, this is a fairly safe investment in a way that it never was prior to, you know, this all dying down. Couple other things going on here as well is, of course, the country’s gotten bigger. We have gotten bigger, but without adding additional, many additional franchises, which means, uh, those, those tickets are becoming increasingly expensive. We’ve gotten richer in a, in a skewed fashion, so that, uh, that of course the rich have gotten richer, a lot faster than the poor have. But of course, going to a baseball game, especially with those luxury boxes and things like this, is, uh, an activity that is reserved for the wealthy. And as the wealthy have gotten more, uh, uh, have gotten, you know, increasingly rich, uh, that means that. You know, businesses like Major League Baseball in the NFL that cater to the upper class, uh, do disproportionately well. And the last thing, and I’m sure you’ve talked about, uh, this before, is on your show, obviously you can have, um, you can have investments that are irrational as long as you think there’s someone later that’s irrational, that you can, you can hand it off to, right? This is, this is all the Greater fool theory. Uh, although I don’t think necessarily in this case, the, the owners are fools, but. Sports teams are a toy of billionaires that you say, well, look, I, I am, I’m a Mark Cuban. I’ve made billions of dollars. Now I want to spend some of my, my money on a, a fun asset. You know, you and I might collect a baseball cards. Mark Cuban might collect baseball teams, right? Uh, so, uh, in a world you might be willing to overpay because you wanna be a sports soldier and you wanna rub elbows with. You know, KA Leonard, you wanna rub elbows with, uh, with, with Shhe Tani. Um, and you may be willing to overpay for that asset, but guess what? 20 years down the way, there’s still gonna be another billionaire who wants to rub elbows with that next generation of superstars. And so you’re fairly sure that the next time when it comes to sell your franchise, there will be another person who’s willing to pay a premium for that asset as well. So again, as we’ve gotten more billionaires, more billionaire wealth, um, this is something that, uh, you know, has attracted folks like Steve Ballmer to, to part with, with big money. And, uh, again, as billionaire assets have grown, uh, the ability and the desire to buy these teams has grown as well. I would think a major driver of the value. Is also coming from, um, the, the media sources, uh, that are changing, right? Where, I mean, I remember, you know, again, being a kid and there was this, you know, there was Monday night football and it was on NBC and. And that, that’s how it worked. But now there’s like bidding for these things and you’ve got Amazon, uh, doing Thursday night football, which is a little weird. Um, and you know, you sometimes you have, uh, uh, you have games on Peacock. What’s going on with that? How does it affect the economics? Uh, and ultimately, like where is this headed? So, uh, in a, in a league like the NFL, uh, over 60% of all revenues that they generate is media revenue, right? Because most of us aren’t going to games every day, uh, too expensive for us, or too time consuming or all sorts of other things. But, uh, lots of us tune in on tv. So we’re talking about, uh, well over $10 billion of annual media contracts with the NFL. Um, and those numbers have been going up, uh, at least in part because you have media companies, uh, in a pretty competitive environment bidding against one another for these things. Now, one of the things about, again, things like the NFL or the NBA is it allows broadcasters or other types of TV networks to bring in customers in a way that their regular programming doesn’t. So a, a company may actually be willing to overpay for the NFL, kind of as a way to get people to buy all of your other products. A famous example from early days, uh, is, is Fox, right? So in the old days there were three big networks. So old days, I’m talking, you know, 1970s, there were the three big networks, right? There was A, B, CNB, C, and CBS, and they all competed against one another. And then in the 1980s, this rival network came up and this is Fox. And they wanted to get into all these markets nationwide. Well, how do you make sure that a. A local station decides to pick up the Fox programming. So for example, I grew up in Denver and Denver had a, had a, an independent channel that, you know, played reruns and all sorts of other things, and, and so they have a broadcast license already. Fox goes up to them and says, Hey, would you like to carry our regular programming? And, and that, that channel said, well, I don’t really think so. We’re doing fine showing Gilligan’s Island and Love Boat and things like this, and we don’t need, uh, an entire set of your programming. We’re doing just fine, as as it is. Uh, so Fox couldn’t get a foothold in that Denver market. So what Fox does is they buy rights to the NFL. All of a sudden now they go back and say, Hey, we’ve got all this Fox programming, we’ve got the Simpsons, and we’ve got, I don’t know, uh, you know, uh, you know, these early, these early Fox programming. But, um, they say, but we also have the NFL. You can’t, you can’t turn down the NFL. And then all of a sudden that existing affiliate says, okay, all right, we’ll add the whole line of Fox programming because you’re right, we can’t turn down having the NFL. So what, what basically happens here is the NFL serves as this kind of must stock item. And uh, you know, Fox was willing to overpay for the NFL because now they’re gonna get everyone to be able to buy the Simpsons and everything else they were offering at the same time. Uh, and so media rights have gone much, have gone up much faster. And we see this all over the place, right? How do you get people to buy. Amazon Prime. Well, let’s say that’s the only way you get to watch, uh, football on Thursday nights. How do you get people to buy, you know, apple tv? You offer major league soccer games as part of their package, right? Uh, and so this is how you kinda legitimize yourself as an actual, real, uh, you know, quote real media company is by offering some, uh, live. Live sports. And that gets people who would not otherwise buy Netflix or Amazon Prime or Apple, uh, to actually purchase those because again, they’re offering this secondary item. Then presumably that in turn drives up the value of of the NFL and you know, they’re bringing in a lot more money because they’ve got not just the three major networks bidding on them, but they’ve got all sorts of big companies with deep pockets. Willing to, you know, increase their, their, their revenue is and, and that sort of snowballs. Is that, is that fair? No, and that’s exactly right. And, and for as much as I talk about, you know, that billionaire who wants the an NFL team or an NDA team as a. Prestige asset. Uh, they’re also concerned about having it as an actual functioning asset as well. So I’m willing to pay, you know, a lot more, even if I’m willing to pay a premium. That premium is based on a fundamental value in the first place. And how do you drive that fundamental value? You drive that fundamental value by maximizing the revenue you generate through things like media contracts, and by maximizing. And by minimizing your costs, by making sure that your labor costs aren’t gonna run away with you, uh, because again, hopefully you, uh, most of the leagues have solved kind of their long-term labor, uh, their labor strife between them and the players within each league. There is also some different rules, and specifically, again, being a big NFL fan, I love the fact that the NFL has a salary cap and profit sharing for each team. ’cause it makes for a much more competitive league, basically, you know, for people who don’t know what that means, essentially each team can pay, has a salary cap of how much they can pay players for a given year. But not all of the leagues have that. Uh, I don’t really follow the other ones. I, I’m not sure who has it, who doesn’t, but I know that, like in baseball, I don’t think they have that. And it creates a situation where you’ve got the Dodgers or the Yankees in, in, in the World Series. More often than not, and you know, you’re not getting the smaller teams usually. No. So you’re exactly right. So the NFL has what’s called a, uh, a salary cap, and it’s actually got what’s called a hard cap. So they’re actually quite serious about this, and there are very few exceptions that can be made to go over this cap. Uh, this cap is based on the total amount of revenue that’s being generated by the league. Uh, and again, the cap basically is the way that they make sure that they share. A fair proportion of the money with the players. Uh, what’s also important is they also have a floor. So the, the cap this year is about 225 million, if I remember right, but the floor is about 200 million. So every team in the league basically is spending the same amount on labor this season, which makes for a very even playing field. And we know that some teams are gonna lose and some teams are gonna win. And it seems like the Browns and the, and the jets never win. And it seems like other teams always do. But what’s important about that is it’s not just because they’re in a big city, that they have these gigantic revenue advantages and that they can buy a championship. It really is, you know, who is smartest with their money, who’s smartest with your coaching, who’s lucky with the draft and things like this. And, uh, that makes for a very nice thing here. What’s also super important is the NFL has a gigantic amount of revenue sharing, and the reason for this is every single game you watch on TV is part of a contract that’s being sold by the league, not the team. And because of that, the league is generating all these, all this revenue, and then is equally distributing that money to each of the individual teams. So a, a team playing in little tiny Green Bay is generating exactly the same amount of media revenue as the New York Giants. Or the LA Rams. So that’s really nice. Uh, again, gigantic amounts of, uh, again, even revenue sharing to all the participants. As a matter of fact, of all of the businesses in the United States, the NFL is probably the single most socialist company. In the United States. So this Great American pastime is wildly socialist when it comes to how they distribute their, their income. So what incentivizes a team to be better and to win Then from the ownership standpoint, if there’s revenue sharing, is it just at the, the other sources of income that come, like advertising, things like that. I’m, I’m just curious, like if there’s so much revenue sharing, what is it that drives a team to, you know, try to be better from the ownership standpoint? So first of all is that being bad doesn’t help you, right? This isn’t major league baseball, so we’re gonna go the o. The other extreme, at least for a US sport, is major League baseball. No, uh, salary cap there at all. So you can pay, uh, players as much as you want, although there is what’s called a luxury tax. So as you, as your, uh, salary, your total payroll gets too big, you start getting, uh, uh, paying penalties to the league, which is then redistributed to the poor teams in the league. That being said, you can spend as much as you want. So yeah, the Dodgers, they spent somewhere, uh, by some accounts somewhere around $400 million this year on talent, including, you know, gigantic contracts to folks like Shhe, Tani, right? Um, but there’s also no minimum either. So if you’re a team that decides, hey, we’re not even gonna bother to try to compete this year, uh, you are the. I don’t know to, if I should call them the Oakland A or the Las Vegas a a or the Sacramento A or the Traveling through the desert, sort of a for a while. Um, but, you know, this is a team that made a decision not to compete and had a, had a tiny payroll. Uh, other teams have decided to do this, and the, and the NFL you could decide that you didn’t wanna win. But it wouldn’t save you any money because again, not only is there a salary cap, there’s a salary floor. So if I have to pay $225 million each year anyway, I might as well try to win with that 225 million. Uh, ’cause I don’t have a choice to just collect my paycheck and hire, you know, the Minnesota Gophers for $20 million, uh, for my, for my team this year. ’cause that’s not an option. Right. Um, one of the things I wanted to just kind of, uh, drill down a little bit on is the model of the Green Bay Packers. As you um mentioned, it’s a tiny little town, northern Wisconsin. Uh, not much going on there. I’ve, I’ve been there myself for a game. It is unique in that it is owned, not by billionaires, but it’s owned essentially as by the fans. How, how does that work? And, and I guess the question is like, why, why aren’t other teams modeled that way? So other teams are not modeled that way because the NFL does not want other teams to be modeled that way, nor do any of the other, uh, major leagues out there. Uh, it’s not good for the NFL for a couple reasons. Uh, first of all. They have to open their books. If it’s a public company and they don’t like to open their books, um, you also don’t have a face for that, uh, league in a way that, that a person couldn’t, couldn’t be in there, uh, pouring extra money in as a kind of a, an, an angel investor. Uh, on top of that, uh, you can’t threaten to relocate to another city unless you get taxpayer subsidized. Um, you know, uh, stadiums and things because it’s a publicly owned team and we know that, that those public owners will not ever decide to move that team out. How did they get that status in the first place? That’s an interesting story, and it’s a story that’s not unique to. The Packers, but it is fairly unique to the United States. So, uh, in the rest of the world, this type of ownership model actually is fairly common. Um, teams that your, you know, listeners would’ve heard of, like Barcelona, like Al Madrid, these are club owned teams. Um, there is not an owner there. They are owned by the fans themselves, and they’re in the business of. Trying to stay in business every year while winning as many games as possible. Uh, there is, they’re not trying to win trophies for a, a Steinbrenner or a Mark Cuban. They’re trying to win, uh, trophies for that fan base. That literally, again, the, the season ticket holders are those owners. Um, the NFL itself, you know, was, was a very hard Scrabble league for a long time. It started in 1920, uh, and between 1920 and 1935. Roughly 55 teams played at least one season in the NFL. And of those 55 teams, basically all but about six of them, had gone outta business or relocated at some point in here. Uh, this is why actually we got such a socialist, uh, uh, business model here is because the owners of the big teams, the owners of the bears. Uh, the owners of the Giants, uh, they said, look, you know, this league isn’t gonna work if we can’t actually find someone to play. And yeah, we’re making money here, but we’re not gonna continue making money if we can’t find other teams that are gonna work in this league. So they said, Hey, we are gonna be very generous. We’re gonna make sure that, that we share our revenues with the people, uh, the other people in our league. We would rather have a small piece of a big pie, uh, than a big piece of a pie that is tiny or disappears completely. Uh, so that’s why we ended up with this, uh, revenue sharing. And of course they were very open to any sort of model that kept stable teams around, including a model where rather than some rich owner in, in Green Bay owns that team. Instead, it’s a municipally owned team. As long as that team had stability and conform long-term rivalries and can afford to put forward a product that’s gonna, that’s gonna work on a, you know, on an NFL field to make a competitive product, they were happy to kind of do whatever they needed to do because again, this was a, this was a really tough league to be in. For the first roughly 20 years with, you know, a lot more successes. There’s been a lot of talk, uh, I know about private equity entering the, uh, the NFL. Tell us, give us a little bit of an understanding of that. I mean, obviously, I, I kind of think of these owners in these buying groups as private equity already, so what’s the big deal? Is the point. So in most sports leagues have already allow private equity and already allow ownership groups with multiple owners, uh, to, to own teams. So again, uh, you know, the, the Red Sox, they have multiple owners of, of that team. Uh, again, Celtics, same sort of thing. Um, but in the NFL we have required basically one owner, right? So this is a, a person. That owns the team and is the face of the team and is this controlling majority owner, uh, they’re going to explicitly allow external people unrelated to the ownership group, to own pieces of NFL teams here. Uh, and I think the, the real issue here, uh, has to do with, uh, there are some franchises in the NFL where the owners are asset rich, but cash poor. I’m thinking actually, for example, the Bears. So the bears are still owned by the same group. Who bought the Bears back in 1920 ish. Right? So this, you know, the, the same family, the Halas, uh, have owned this team for a hundred years. Uh, by this point, you know, little pieces of the team have been handed down to all the cousins and the grandkids and the great grandkids and this sort of folks. Uh, so, uh, you know, I think in total there’s something like 86 different owners of the, of the Bears now, but they’re all part of that original ownership group that everyone. You know, has inherited a little, a little share here. Now mind you, you know, one 86th of the, uh, of the bears is like a hundred million dollars. You know, the bears are probably an $8 billion franchise. And so that’s a hundred million dollars of assets that each one of these grandkids has just because, you know, their grandfather made a smart, uh, smart investment a hundred years ago. Um, but it doesn’t mean that they can live the lifestyle of a person with a hundred million dollars. Because they’re not allowed to sell their share to anyone because private equity was never allowed. And the amount of money that that team is actually generating in terms of annual operating profits isn’t super high. So you’ve got a world where you’re wildly rich, but you can’t really do a lot with those riches. So you know, this is a team that would be prime for the idea of, well, let’s sell off 20% of this. 20% of the team is gonna be maybe a couple billion dollars. And, and then we will just share that basically it’s a big Christmas present to each one of these, uh, these kids here. And again, the, the thing here is that’s $2 billion in cash that each of these small minority owners gets rather than, you know, an asset that they can’t actually use. To buy a yacht in Monaco. Right? And so that’s giving these kids, or the, you know, these minority owners an option to basically, uh, you know, get liquidity for their ownership. And, and that’s the big difference, right? And of course the other thing is, is there are lots of wildly rich people who would like to be an owner of a team in a way that you could do that 20 or 30 years ago by being just a, you know, just a multimillionaire or a multi, multi multimillionaire. That was enough. Uh. You know, you can be a billionaire nowadays and not have nearly what it needs to become an owner in one of these big groups. So, uh, you know, if we think about, uh, Arod, right? Arod bought, uh, the Timberwolves, uh, in the NDA, um. But he couldn’t do it alone despite the fact that he was, uh, you know, for 10 years the highest paid athlete in the world, you know, signed the single biggest contract, uh, in the history of professional sports, uh, when he did so. Uh, and even a guy with that sort of money doesn’t have enough money to buy a sports franchise. So, uh, I think the NFL is, you know, looking down the, the road to a, a world where. Someone wants to sell, but there’s not that many folks with $10 billion out there. And so the idea that we were gonna keep a, a world where there’s gonna be one single owner forever, uh, you know that that’s a pretty small pool of people in a world where you’re thinking about selling franchises at $10 billion. But if we allow these to be sold private equity wise. Then people can live their dream of being a sports owner, you know, for a mere couple billion dollars. And of course, that increases the pool of, of potential people by a lot. You know, you, you mentioned, um, during, just a minute ago in, in passing that these teams don’t actually necessarily throw off a lot of cash. They’re not, you know, they’re not super profitable. It’s not like a bunch of money’s being distributed to owners. Uh, can you talk a little bit about that? I, I didn’t know that actually. Sure. So a bunch of these teams in, in fact, in terms of operating revenue, don’t actually generate gigantic amounts of, of money every year. Uh, again, taking an an NFL team, so an NFL team is gonna generate, you know, somewhere around $500 million, maybe six or $700 million a year, but you’re already competing about 250 million of that to, uh, to the players. So half of that revenue coming in automatically is going to the players. If you built yourself a new stadium anytime recently, obviously you could have big payments on that. Uh, there’s other operating expenses associated with that. Um, in, in a world where you’re not the NFL, but you’re a world like, uh, major League baseball, where. You have much more variability in your, in your player costs year to year and more variability in your revenue. Uh, you could easily end up with years where you’ve got negative cash flow or at least negative profits, and, uh, and that means that you need, you need to be able to weather that. And so of course that’s one of the reasons, for example, why the NFL, you know, wouldn’t just take anyone as an owner, you need to be for sure rich enough to, uh, to weather both the ups and the downs. Again, if you borrowed any money to, uh, to purchase the team, uh, that’s obviously a big, uh, big interest payment there as well. So you could easily have teams again, depending how the owner purchased that, that are not kicking out gigantic amounts of cash on a year to year basis. One of the things that I’ve been hearing about, I don’t really know how this would work, is the, is of private equity moving into potentially like college sports. So we’ve seen some changes in, uh, for example, in college football where now these players can legally get paid. So it’s, it’s starting to look more and more like a professional. Uh, professional league. So how would that work if you’ve got private money essentially buying, uh, the sports teams of an individual university? Or maybe I’m not, maybe that’s not exactly what’s happening, but that’s kind of the impression I got. So first of all, that is exactly what could be happening and, and what people are talking about. Uh, I am deeply skeptical that this is a good idea for the institutions involved. Um. So basically it works exactly like any other sort of, uh, sports franchise, right? Uh, basically you would have an owner, uh, you know, let’s call him Mark Cuban, although he’s not, you know, he’s, he’s not talking about doing this. But imagine Mark Cuban decided he wants to buy, uh, Ohio State, right? Uh, so he comes up with a a billion dollars hands over a billion dollars to Ohio State. And now Mark Cuban is the recipient of any revenues being generated by the Ohio State, uh, program here. Um, and so this works like, just like anything else, right? So this is, this is basically, um, a person like bringing money in, in exchange for a piece of the action. Uh, the reason I’m highly skeptical about this because. Uh, remember the name of your university is very, very strongly tied with the name of your athletic program, right? So, you know, the Ohio State University is the name of both the educational program as well as the, uh, you know, the sports teams, right? And so, uh, one of the reasons that that schools have sports teams in the first place. Is as a method of advertising for their other things, right? So they, they use spectator sports to bring in the students to, uh, bring in, uh, actually, you know, public taxpayer money, all sorts of things. Um, and of course if the school controls the money from the, uh, you know, controls the athletic program as well as the academic program, then we can presume that the interests of the athletic program and the academic program are aligned. As soon as you’ve sold off your, your athletic program to an external, uh, you know, an external buyer, then you have every reason to believe that the incentives of that athletic program, the incentives of the. Academic program are no longer aligned in, in a way that is useful. Um, for example, you could have that, that equity person say, you know what? I’m gonna make money no matter what, and I’m just gonna tank all of our programs because I’m gonna generate more revenue by spending less. And that’s what maximizes my profit. But that may very well harm the academic side. And so if you allow, you know, private equity to come in and they have any control. Over that, uh, athletic program, you basically outsourced an extremely important part of your business while still meaning that your business in the athletics is, is importantly tied to the other parts of your business that you haven’t outsourced. And, uh, that makes me deeply concerned for anyone who would consider going down this route. Is, is that likely to happen, do you think? I don’t think anyone who makes predictions about college sport to this point, uh, can, can do that with any certainty at all. It’s fascinating stuff. Um, and one last question I guess for you, which is, you know, we talk about like people who own teams, uh, being, you know, multi-billionaires. Um. Is there any way that fans can still get a stake if they’re just simple millionaires? Is that just not something that’s po un unless you’re live in Green Bay, I guess, is that pretty much non-existent? So it depends what you’re interested in doing, right? So if you’re a mere multimillionaire, uh, you’re not gonna become an NFL owner. You’re not gonna become an NDO owner. Right. Mm-hmm. Um, if you’re very famous and a multimillionaire, you might be able to come into an ownership group because they want you as the face of the organization. Right. Um, one example of this was George W. Bush who came in with a very tiny ownership stake, uh, when, uh, he bought the Texas Rangers and he owned about. 2% of that, that team. But he was the face of that because he was the son of the president. Right. Uh, and, and then when the Rangers did well, uh, you know, he, he made a fortune doing that as well. So, um, the answer is generally no. But as long as your heart isn’t wedded to the NFL or NBA, there are certainly options that you can come into. Right. Um, we have seen. One tier down, uh, buying into things like the WNBA or the, uh, NWSL in women’s soccer or, uh, or women’s basketball. Uh, even that’s become pricey nowadays. These are a hundred million dollar franchises now these days. Or you can take chances with lower level, essentially minor league, uh, soccer in the United States or, uh, elsewhere, uh, in, in the world. And I think you know where we’re going here. So if you’re a merely. Multimillionaire, uh, and you’re a, a famous, uh, movie star or two, you could put your money in and buy a football or soccer team in Wales, uh, called Reim. Right? And of course, that’s exactly what Ryan Reynolds did. And Malaney and, uh, you know, they did not have anywhere close to NFL money despite being famous guys, you know, big movie stars, you know, you know, tens of millions of dollars in, uh, in money. They’re nowhere close to being NFL owner money. Guess what they were wreck some owner money and, uh, they get all the fun and excitement of being an owner without needing to be a billionaire. Interesting. Well, listen, uh, I, I appreciate all your time and, uh, it’s, it’s fun for me personally as a sports fan to see how this stuff works. Um, do you have a site where you write, do you have people curious about this stuff or, or how can they learn more? So how people can learn more is, uh, is there is some fun sports economic stuff out there. Uh, the classic, uh, book in sports economics is of course Moneyball by Michael Lewis, who of course is a great writer about all things finance and, and people who are interested in, in general interest books about, you know, all sorts of things related from to the tech boom to, uh, obviously the financial crisis of the two thousands to. His early days in, in junk bonds in the 1980s. Uh, Michael Lewis is one of the, one of the great writers out there. Um, uh, other fun books by colleagues of mine, uh, omics by Stephan Semanski is, is a fun one. Uh, and, uh, you know, you can catch up, uh, with some, uh, some. Other podcasts that, uh, that follow these sort of things, including Freakonomics has often things on sports that are, that are fun as well. Uh, unfortunately if you wanna, you know, hear from me, it’s all textbook stuff and then I’ll have to give you a grade. And so probably that. Uh, but again, it, it’s a great time to be a fan of sports and of economics ’cause there’s just so much good stuff out there. Thanks so much for being on the program today. Again, my pleasure. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. Steve, the concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. And, uh, once again, uh, I wanna just wish you a happy Thanksgiving and, uh, thank you for, you know, being a listener of this show. And one more thing, just a reminder, uh, we are heading into sort of the last month or so. Of, uh, investment possibilities in the investor club. Wealth formula.com is where you go to join that group. And if you’re looking for a last minute tax mitigation type investment, make sure you sign up as soon as possible. Uh, that’s it for this week on Wealth Formula Podcast. Happy Thanksgiving. This is Buck Jre signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

For more, visit www.BishalSarkar.com or WhatsApp our team: https://wa.me/918880361526In this transformative episode of the "I Love Public Speaking" podcast, Bishal Sarkar shares the 7 types of rest that have contributed to his journey of becoming a multi-millionaire.Join Bishal Sarkar as he reveals how proper rest, both mental and physical, plays a crucial role in boosting productivity, creativity, and long-term success.Learn how incorporating these different types of rest into your routine can enhance your performance, reduce burnout, and help you achieve your personal and professional goals.Tune in to the "I Love Public Speaking" podcast with Bishal Sarkar to discover how these powerful rest practices can support your growth and pave the way to success.

This is what really matters if you want to be free.---------In this episode of the Money Gains Podcast we welcome Jason Graystone to the show. Jason shares his journey to achieving financial freedom at just 30 years old, spending a week with Richard Branson on Necker Island and revealing why most people are optimising for the wrong version of freedom. ---------

Today we are talking with an emergency doc who has become a multimillionaire. We love this conversation because he has the most boring and consistent financial story. He didn't build a real estate empire or get lucky with Crypto or some fancy investment. He just has a written financial plan that he has followed consistently. He built wealth the boring old fashioned way, with nothing fancy, but lots of success. He feels strongly about spending on what you are passionate about and being cheap on the things you don't care about. He spends lavishly on travel and even has a language tutor. He currently speaks 4 languages and has been to 45 countries. After the interview we are talking about real estate syndications for Finance 101. Mortar Group is a premier real estate investment firm focused on multifamily properties in both ground up and value add projects in the competitive markets of New York City since early 2000s. With over $300 million in assets under management and over 30 investments since inception, their fully integrated firm model allows Mortar to maximize efficiency and value across their investments in these niche markets. Mortar leverages over two decades of experience in architecture, development and asset management in their projects to build value and minimize risk for investors. Invest in tax efficient, high return, risk adjusted strategies with Mortar Group at https://whitecoatinvestor.com/mortar The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #249 04:58 Emergency Doc Becomes a Multimillionaire 09:20 Advice For Others 21:35 Real Estate Syndications

This week, Melissa and Austin make shocking confessions while Kyle breaks down his hatred for his favorite thing.

Welcome to another insightful episode of the Building Your Money Machine Show! Today, we're tackling a topic at the very heart of your financial future: fiat currency. If you've ever wondered why your paycheck doesn't seem to stretch the way it used to, or why groceries keep creeping up in price, stick with me—because the real issue isn't just inflation. It's understanding the actual money you're using.In this episode, I break down what fiat currency really is, how it became the global standard, and why it can silently drain your wealth if you don't know how to play the smart game. As a CPA, entrepreneur, and investor who's walked the financial freedom path more than once, I discovered firsthand that mastering money starts with understanding how the system works—when it's built on belief, not backing.We dig into the historical pivot from the gold standard to fiat currency, its pros (like flexibility and scalability), and its pitfalls. I'll show you how fiat impacts your income, spending, and investment strategies, and why focusing on real returns—not just what's printed on the page—is critical to building true wealth.IN TODAY'S EPISODE, I DISCUSS:What fiat currency is and how it shapes your financial lifeThe pros and cons of fiat currencyWhy asset ownership is crucial to outpace inflation and build real wealthThe difference between nominal returns and real returns, and why it mattersActionable steps to make your money work for youThe importance of the Financial Freedom Zone quizRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/7 Popular Finance Tips That Are Quietly Keeping You Broke12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge MistakeRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Advice from a multi millionaire to allow money to flow - that you've never heard before! This will change your entire relationship with money and how it responds to YOU! Join Tapped into Wealth EFT Tapping Challenge Enter into the Free Rewire Yourself Rich Lounge Apply to the RICHCODED Mastermind Enter into The Rewired Rich Room Connect on Instagram 

Welcome to another game-changing episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on seven popular finance tips that might sound smart—but are actually keeping you stuck, broke, and playing small. If you've ever been told to skip the lattes, save 10%, hustle harder, buy a home ASAP, kill all debt before investing, play it safe, or believe that money can't buy happiness... you're not alone. But in my decades of working with families, entrepreneurs, and my own money journey, I've seen firsthand how these well-meaning tips can quietly sabotage your path to financial freedom.In this episode, I break down each myth, explain why they're momentum killers, and show you how to flip them into powerful, actionable strategies. It's time to escape the income trap and build a money machine—because earning more doesn't make you free, your money machine does! Freedom begins the moment you get your dollars working harder for you than you did for them.Let's jump in, unpack these outdated money rules and reframe your mindset for real progress, and a life by your design.IN TODAY'S EPISODE, I DISCUSS:Why cutting small expenses is a distraction from high-leverage money movesThe truth about saving 10% of your incomeThe trap of trading time for moneyWhy buying a home isn't always the wealth builder you've been told it isThe reality of debtPlaying it "safe" vs. playing to winThe false wisdom of “money can't buy happiness” and the real power of money to buy options, time, and impactRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-0ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

For more, visit www.BishalSarkar.com or WhatsApp our team: https://wa.me/918880361526In this transformative episode of the "I Love Public Speaking" podcast, Bishal Sarkar shares the 7 types of rest that have contributed to his journey of becoming a multi-millionaire.Join Bishal Sarkar as he reveals how proper rest, both mental and physical, plays a crucial role in boosting productivity, creativity, and long-term success.Learn how incorporating these different types of rest into your routine can enhance your performance, reduce burnout, and help you achieve your personal and professional goals.Tune in to the "I Love Public Speaking" podcast with Bishal Sarkar to discover how these powerful rest practices can support your growth and pave the way to success.

Today we are talking to a primary care doc who has become a multimillionaire and is now essentially financially independent. Their financial success has allowed her career military spouse to retire. She said she loves her career and despite their financial situation she has no desire to quit working. They live in a high cost of living area and are a great example that if you do the right, boring, consistent thing over time - you will reach your financial goals. After the interview we are talking about financial independence for Finance 101. Goodman Capital is a premier real estate credit investment firm specializing in senior-secured, low loan-to-value lending on Class A properties in prime markets across the greater New York metro area. Founded on a family legacy dating back to 1987, Goodman has closed more than $850 million+ across 95+ loans with a track record of zero principal loss. Their flagship private mortgage REIT, Liquid Credit Strategy Fund I, delivered a steady 9% net dividend yield since inception at a very conservative sub-50% LTV. Invest in tax-efficient, high-yield, risk-adjusted debt investment strategies with Goodman Capital at https://www.whitecoatinvestor.com/goodman The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #247 02:18 Primary Care Doc Becomes Multimillionaire and Retires Her Husband 11:56 Advice For Others 18:17 Financial Independence

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I'm sharing the 12 things I DON'T waste my money on as a 64-year-old millionaire. If you've ever felt the pressure to cut out coffee or deprive yourself to achieve financial freedom, let me tell you — that's not the secret. True wealth is about living consciously, and making sure every dollar multiplies your joy, not your regret.I'll break down the biggest financial pitfalls I've seen over decades as a CPA, entrepreneur, and mentor. These aren't just theoretical — I've made these mistakes myself, and learned how to dodge them to build lasting financial freedom. From subscription creep to “joy purchases” disguised as progress, chasing rewards and fads, buying for the future you, and more, I want you to be intentional about every decision.Building your money machine isn't about deprivation. It's about being smart — celebrating your successes, understanding where your dollars go, and making choices that feed your future wealth and peace. So if you want to know what really robs people of their freedom, you're in the right place!IN TODAY'S EPISODE, I DISCUSS:The real killers of financial freedomWhy lifestyle inflation keeps you stuck on the hamster wheelHow subscriptions eat away at your wealthGambling in the stock market vs. anchoring your wealth in boringThe cost of financial complexity, and why simplicity always winsWhen DIY projects cost more than hiring a proBuying for the future you, instead of living and investing for todayRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When You Get RICH, Tell NO ONE (Act Like You're Poor)12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL WealthRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSgORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Welcome to another episode of the Building Your Money Machine Show! Today, I'm shedding light on one of the most misunderstood secrets in wealth-building—why the truly rich keep their wealth quiet and what that means for living a life of freedom, choice, and peace of mind.If you've ever thought that being rich means showing off the fancy car, watch, or taking extravagant trips, let's flip that script. In this episode, I dive deep into the reality behind loud wealth—the hidden stress, the debt, and the attention from scammers and opportunists. I'll walk you through why acting broke (not literally poor, but quietly and respectfully wealthy) actually protects your relationships, your sanity, and, yes, even your safety.We'll explore practical action steps to audit your expenses, rethink your relationship with social media, and use the power of financial camouflage as a secret weapon. I'll show you why stacking assets—not brands—is how the rich stay rich, and how you can redirect just one status purchase into building your own money machine.IN TODAY'S EPISODE, I DISCUSS:Why announcing your wealth is the fastest way to lose itThe psychological burden and hidden stress behind performing wealthAction steps to audit expenses and reduce image-driven spendingHow social media invites judgment and scammersThe silent advantage of flying under the radar, negotiating better deals, and avoiding “rich person surcharges”Real-life role models of quiet wealth and what you can learn from their habitsHow to define your “freedom number” and build your money machineRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/12 Signs That Predict You'll Be a Multi MillionaireWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVwWhy Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Join me as I share my journey from a college athlete with dreams of going pro to building a net worth of $300,000 by the age of 24 through real estate investing and a Millionaire by Age 30. In this episode, I discuss the challenges, lessons, and strategies that helped me scale multiple businesses, navigate tough times, and ultimately achieve financial freedom. Whether you're an aspiring entrepreneur or seasoned investor, these insights will inspire and guide you to think smarter and work more efficiently. =================================================== Welcome to the Real Estate Masters podcast, where we interview the top names in the Real Estate game. If you want to grow your Real Estate business, see more podcasts, or get free resources – Go to www.REMmastermind.com. The only podcast that allows you to directly connect with the guests and many of the highest-level names in the real estate game. You are in for a treat with our next guest. Do me a favor, subscribe to the podcast, leave us a review, and don't forget to go to www.REMmastermind.com to connect with some of the highest level Real Estate professionals in the United States through our community and through our high-level masterminds. Let's go. Itunes – www.TonyJavier.com/itunes

Welcome to another episode of the Building Your Money Machine Show, where we break down exactly what it takes to master your money, eliminate financial stress, and build a life of choice. In today's episode, I'm diving into the 12 wealth signals that can predict whether you're on the millionaire track long before your bank account proves it. That's right—millionaire status isn't about IQ, luck, or outworking everyone around you. It comes down to a handful of specific mindsets, behaviors, mechanics, and relationships most people ignore.From the power of saying "no" to the art of delayed gratification, curiosity over intelligence, and the ability to measure wealth in time—not just dollars—I'll show you why compounding, discipline, and self-control beat hustle and brute force every time. We'll talk about why emotional detachment from money, risk radar, and embracing unpopular paths make all the difference when everyone else is chasing the herd.Whether you're just starting out or already building your money machine, these 12 signals are your checklist for financial freedom. Plus, I'm sharing free resources like my Lifestyle Cost Calculator to help you figure out how much your dream life will actually cost.IN TODAY'S EPISODE, I DISCUSS:Why saying "no" compounds your focusHow curiosity and adaptability beat raw intelligence when it comes to wealthLearning to emotionally detach from money and stick with your planThe difference between ownership and effortMoney as a tool and a paintbrush, not a trophyHow learning from every dollar leads to exponential improvementRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake35 Years of Investing Lessons in 21 Minutes (From a CPA)9 Subtle Signs You're Building REAL Wealth9 Things Rich People Don't Waste Money OnHow to Have Better Finances Than 95% of People (in 3 Months)RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-035 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg9 Subtle Signs You're Building REAL Wealth: https://youtu.be/H7OLvx2eciY9 Things Rich People Don't Waste Money On: https://youtu.be/n4C0FMrIrTcORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

In this episode, Nick and Steven sit down with Wullie Thomson — entrepreneur, former dairy business owner, and now full-time property investor. Willie shares his inspiring journey from humble beginnings in Shotts to building one of Scotland's largest independent milk delivery businesses before moving into the property world.

This is a free preview of a paid episode. To hear more, visit zeteo.comHow does one fight illegal National Guard deployments, the kidnapping of immigrants, and creeping fascism? Well, if you're a mainstream Democrat, there seems to be only one strategy – sternly-worded letters and weak press conferences.At least, that's how it seems to people like AOC's former chief of staff Saikat Chakrabarti, who is challenging former House Speaker Nancy Pelosi for her seat in Congress. He joins Mehdi on this week's episode of ‘Mehdi Unfiltered.'SUBSCRIBE TO ZETEO TO SUPPORT INDEPENDENT AND UNFILTERED JOURNALISM: https://zeteo.com/subscribeWATCH ‘MEHDI UNFILTERED' ON SUBSTACK: https://zeteo.com/s/mehdi-unfilteredFIND ZETEO:Twitter: https://twitter.com/zeteo_newsInstagram: https://www.instagram.com/zeteonewsTikTok: https://www.tiktok.com/@zeteonewsFIND MEHDI:Substack: https://substack.com/@mehdirhasanTwitter: https://twitter.com/@mehdirhasanInstagram: https://www.instagram.com/@mehdirhasanTikTok: https://www.tiktok.com/@mehdirhasan

Self-Made MultimillionaireArmand Morin is an Internet marketing expert who has built a multimillion-dollar international business. In 1996, he started with $1.83 in his pocket and no experience. He had grown it into a multi-million dollar international business, which has done business in over 100 countries worldwide.Over the past 25 years, he has built his Internet Marketing empire to the point that he is one of the most well-known Internet Marketers in the world today, teaching everyone from newbies to experts. He leads the exact techniques and strategies he uses daily in his business. His thousands of students have also produced millions of dollars in online revenue.It's not uncommon to see Armand share the stage with other world famous marketers like, Mark Victor Hansen, Robert Allen, Dan Kennedy, Jay Abraham, Alex Mandossian, Joe Polish, Jay Conrad Levinson, Mike Litman, T. Harv Ecker, Les Brown, and many, many more. He is an internationally sought after speaker, trainer and creator of 'Brave The Wave™ Training System'. If you've been on the Internet at all over the past 10 years, you have seen Armand Morin whether you knew it or not. Either by seeing the end result of one of his many products, one of his student's websites, or by simply seeinghis name on hundreds of thousands of websites all over the Internet. Do this. Right now, go to Google and type in “Armand Morin.” Now, go to Yahoo and do the same search. And finally, do the same search on MSN's Bing. Did you notice how many results came up? In total, his name alone is on over 1,500,000 websites. ArmandMorin.com Armand Morin truly believes in the concept of “Success Leaves Traces®” and is sincerely committed to the success of online entrepreneurs.© 2025 All Rights Reserved© 2025 Building Abundant Success!!Join Me on ~ iHeart Radio @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23ba

Hey my wonderful sweet babies, Follow Me:Instagram- fabvictoria94Twitter- VictoriaB_94Snapchat- fabvictoria94TikTok: FabVictoria94Facebook: Victoria BishopFacebook Page- Fabulous Victoria BroadcastsPatreon: Fabulous Victoria PodcastPodcast Name- Fabulous Victoria PodcastYouTube Main Channel: Fabulous VictoriaCashApp: $fabvictoria (optional)Music from Simply Kee Simone, Dessie Style, and Kaysie Amya on YouTube.Email me for business inquiries only:bishopvictoria94@gmail.comTHIS VIDEO IS NOT SPONSORED.

My private group for 7-9 figure entrepreneurs: https://www.joinoutliers.comFree networking discord: https://discord.gg/SP78qG4yfz⚫ Follow me on:➤ Instagram: https://www.instagram.com/lukaspakter/?hl=en➤ TikTok: https://www.tiktok.com/@squidpakter?lang=enFollow Johnny - https://www.instagram.com/johnnyymau/?hl=enMy brand - ➤ Website: https://gohaus.com/

Have you ever wondered how to set your kids up for financial success? In today's conversation, the financial coaches reveal three powerful strategies to help your children become multi-millionaires. It's not about passing down money–it's about passing down the skills, mindset, and systems that will enable them to create wealth for themselves. The coaches share practical steps that can make all the difference in teaching kids how to generate passive income, understand financial systems, and take charge of their financial futures.Top three things you will learn:-How to teach your kids the value of passive income-The mindset shifts necessary to make them multi-millionaires-Practical steps to start building wealth systems for future generationsDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

In this episode of Small Talk, Alec Cuenca sits down with Peng Mendoza to expose a hard truth about success: you can be moving up in life… and still feel empty inside.Peng opens up about chasing money, achievements, and recognition, only to realize that progress without purpose leads to burnout. She shares the moments when “winning” didn't feel like winning, the pressure of always having to prove herself, and the turning point when she realized that real success is not measured by income, but by impact. From desire and discipline to purpose and peace, Peng reveals how she rebuilt her life from chasing success… to living with meaning.If you've ever achieved something and still felt lost, this episode will hit home for you.Follow the podcast on IG: @smalltalkpodcasts with @aleccuenca_ and @pengymendoza Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Personal Finance Podcast, Andrew introduces the 401k Sprint strategy—a game-changing approach where you max out retirement contributions for just 5-10 years instead of grinding for 30-40 years straight, proving that a 25-year-old who contributes $23,500 annually for only 5 years can retire with over $2 million while someone starting at 60 can still add $430,000 in just 5 years using catch-up contributions. He breaks down the exact numbers for sprints starting in your 20s, 30s, 40s, 50s, and 60s, explains the difference between traditional and Roth 401k strategies, and shows why the 2-on/2-off cycle approach (maxing contributions for 2 years, taking 2 years off, and repeating) can still build nearly $3 million by retirement—proving that short bursts of intense saving combined with compound growth can beat decades of mediocre contributions. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Relevant Episodes: Should You Stop Using a Roth 401(k) After a Certain Income? (Money Q&A) What to Do With Your Old 401(K) (Step-By-Step!) Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this game-changing episode of The Best You Podcast, Nick sits down with Austin Hankwitz, financial educator, entrepreneur, and host of the Top 10 Rich Habits Podcast. Austin has become a multi-millionaire in his late 20s—and he's not gatekeeping any of it.This conversation gives you the blueprint for how to handle your personal finances. Whether you're starting from scratch or looking to refine your strategy, Austin breaks down what accounts to open, how much to invest, where to put your money, how to handle debt, and how to talk about finances in a relationship.What You'll Learn:●      The exact accounts you need to save, invest, and grow your wealth●      How to pay off debt the right way (yes, there's a smarter order)●      How much to invest each month to retire with millions●      What Austin is most excited about investing in next●      How to talk about money with your partner—without it getting weird

I still can't believe we pulled this off. Twenty-five women gathered at my house for a tea party that turned into so much more than food and flowers. We had homemade dips, Red Lobster-style cheddar biscuits, Trader Joe's blooms, and all the laughter that happens when women who love business and life show up in one space together. As we prepped and cooked, the conversation got real. We talked about investing, partnerships, managing properties from across the country, raising kids who think like entrepreneurs, and even curly hair routines (because of course it did). Somewhere between the biscuits and the charcuterie board, we found ourselves talking about what it really means to build wealth, freedom, and community without losing ourselves in the process. This day reminded me why I love what I do and why the Society of Entrepreneurial Women exists in the first place. When women come together, share openly, and cheer each other on, there's nothing we can't build. If you've been craving a space where ambition meets authenticity, this episode is for you. Chapters: 00:00 - Intro 00:54 - The Game Plan: Cooking for 25 Investors and Dividing Prep Tasks 05:35 - Switching Asset Classes: Why Residential Assisted Living (RAL) Beat Hospitality 07:56 - Investor Mindset: Managing Stress During the Deal Waiting Period 10:15 - Personal Talk: The Reality of Curly Hair & The "Plastic" Hair Treatment 14:38 - The Pressure on Investor Kids: Why Rushing Adulthood is a Mistake 17:02 - Who Do You Want to Be? Redefining Identity Beyond Your W2 Job 23:32 - The Iceberg Effect of Success: The Sacrifices People Don't See 27:27 - Lessons Learned: Why a Short-Term Rental Model Failed One Investor 29:39 - Investing in California: High-Cost Market Strategies for Cash Flow and Appreciation 41:57 - Partnership Breakups: Why You Need a "Divorce Clause" in Your Contract 44:45 - Freedom Over Volume: Why a Smaller Portfolio is Better Than Syndications

I still can't believe we pulled this off. Twenty-five women gathered at my house for a tea party that turned into so much more than food and flowers. We had homemade dips, Red Lobster-style cheddar biscuits, Trader Joe's blooms, and all the laughter that happens when women who love business and life show up in one space together. As we prepped and cooked, the conversation got real. We talked about investing, partnerships, managing properties from across the country, raising kids who think like entrepreneurs, and even curly hair routines (because of course it did). Somewhere between the biscuits and the charcuterie board, we found ourselves talking about what it really means to build wealth, freedom, and community without losing ourselves in the process. This day reminded me why I love what I do and why the Society of Entrepreneurial Women exists in the first place. When women come together, share openly, and cheer each other on, there's nothing we can't build. If you've been craving a space where ambition meets authenticity, this episode is for you. Chapters: 00:00 - Intro 00:54 - The Game Plan: Cooking for 25 Investors and Dividing Prep Tasks 05:35 - Switching Asset Classes: Why Residential Assisted Living (RAL) Beat Hospitality 07:56 - Investor Mindset: Managing Stress During the Deal Waiting Period 10:15 - Personal Talk: The Reality of Curly Hair & The "Plastic" Hair Treatment 14:38 - The Pressure on Investor Kids: Why Rushing Adulthood is a Mistake 17:02 - Who Do You Want to Be? Redefining Identity Beyond Your W2 Job 23:32 - The Iceberg Effect of Success: The Sacrifices People Don't See 27:27 - Lessons Learned: Why a Short-Term Rental Model Failed One Investor 29:39 - Investing in California: High-Cost Market Strategies for Cash Flow and Appreciation 41:57 - Partnership Breakups: Why You Need a "Divorce Clause" in Your Contract 44:45 - Freedom Over Volume: Why a Smaller Portfolio is Better Than Syndications

"There can be many solutions to our financial problems, but most of us try to solve them by working more hours, and it's not an intelligent way of doing it. You have to work smarter, and the way you do it is to use your gift, use your talent." - Ken Honda Today's featured international bestselling author is happiness expert, Zen Millionaire, and the first person from Japan to be voted into the Transformational Leadership Council, Ken Honda. Ken and I have a fun chat about his book, the impact of human connections, what happy money is, and more! Key Things You'll Learn: Why you want to treat money with excitement, appreciation, and joy daily Why creativity and problem-solving are essential during a financial crisis What to expect from his upcoming book "Nine Letters" How Ken is expanding his global influence and keeping his mind sharp Ken's Site: http://kenhonda.com/ Ken's Book: https://www.amazon.com/Happy-Money-Japanese-Making-Peace/dp/1501188372 The opening track is titled "Money Trees" by the magnanimous chill-hop master, Marcus D (@marcusd). Be sure to visit his site and support his craft. https://marcusd.net/ Please support today's podcast to keep this content coming! CashApp: $DomBrightmon Donate on PayPal: @DBrightmon Buy Me a Coffee: https://www.buymeacoffee.com/dombrightmon Get Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmon You May Also Like… #Holiday Bonus Ep. – "Happy Money" with Ken Honda (@KenHondaHappy): https://www.goingnorthpodcast.com/holiday-bonus-ep-happy-money-with-ken-honda-kenhondahappy/ Ep. 777 – Attract & Manifest Good Luck with Victoria Marie Gallagher (@LOAHypnotist): https://www.goingnorthpodcast.com/ep-777-attract-manifest-good-luck-with-victoria-marie-gallagher-loahypnotist/ 161 - "CodeBreaker" with Sandra Biskind (@TheBiskinds): https://www.goingnorthpodcast.com/161-codebreaker-with-sandra-biskind-thebiskinds/ 273 – "Rewiring Your Brain For Manifestation Success" with Bob Doyle (@bobdoyle): https://www.goingnorthpodcast.com/273-rewiring-your-brain-for-manifestation-success-with-bob-doyle-bobdoyle/ 1-Year Anniversary Episode #2 - "Building An Economic Legacy" with Antonio T. 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Kay (@ajkbliss): https://www.goingnorthpodcast.com/ep-3415-playful-cheeks-with-dr-alison-j-kay-ajkbliss/ 248.5 (Host 2 Host Special) – "A Self-Kick of Positivity" with Shelley Knight (@ShelleyFKnight): https://www.goingnorthpodcast.com/2485-host-2-host-special-a-self-kick-of-positivity-with-shelley-knight-shelleyfknight/ Ep. 577 – "Practical Happiness" with Pamela Gail Johnson (@the_real_pamela): https://www.goingnorthpodcast.com/ep-577-practical-happiness-with-pamela-gail-johnson-the_real_pamela/

Brant is a ninth-grade dropout who went from sleeping in a garage and mowing lawns for $23 an hour to risking it all on oil wells, losing millions, getting sued, and still refusing to quit. That same obsession and grit turned his failures into fuel, and today he's built multi-million-dollar companies in oil, real estate, and beyond, chasing a nine-figure future. In this raw and unfiltered conversation, Brant reveals how he turned rock-bottom into an empire, why the fastest way to win is putting yourself in the right rooms, and how betting on yourself can change everything.Hosted by Ausha. See ausha.co/privacy-policy for more information.

What does it take to build a true dynasty in the child care business? In this special solo episode of the Child Care Genius Podcast, Brian sits down to share an exciting milestone—his brand-new book, Child Care Multi-Millionaire: Secrets to Building a Child Care Dynasty from the World's Top Child Care Coach. After writing six books (some with his wife, Carol), Brian reveals why this one stands apart as his most advanced and comprehensive guide yet.   Tune in as Brian explains the fresh approach he took with this book, starting not with mindset, but with finances and wealth creation. The first 40% of the book focuses entirely on building a $10 million net worth in child care, with 40 actionable nuggets based on his own journey—what worked, what didn't, and how to accelerate your path to success. From there, he takes readers deeper into mindset, relationships, health, marketing, expansion, leadership, and mentorship—covering every area a child care owner needs to thrive.   Listen in as Brian opens up about the passion and purpose behind this project. With over 235 pages and 101 nuggets of wisdom, Child Care Multi-Millionaire isn't just another book—it's his legacy. It's written to equip child care business owners with the tools to grow wealth, strengthen their operations, and build a life of freedom and impact. And with all profits from his books going to veteran causes like the Wounded Warrior Project and Tunnel to Towers Foundation, every purchase also makes a difference beyond business.   Join us for this episode and be among the first to hear about Brian's most powerful work yet. Whether you order it on Amazon or grab a signed copy directly through Child Care Genius, this book is designed to change the way you see your business and your future. Don't miss this conversation—it may just be the spark that takes your child care journey to the next level.       Mentioned in this episode:   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts. If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university     Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

Most social media growth advice tells you to hustle harder, post more, and chase every trend. But that's not how sustainable businesses are built. In this episode, Tiffany Carter shares rapid fire social media tips, Instagram growth strategies, TikTok growth hacks, and content marketing advice from her perspective as a Type C multi-millionaire who scaled online without burning out or selling her soul to the algorithm.  RESOURCES & LINKS MENTIONED:  FREE 2-DAY LIVE MASTERMIND EVENT (One-Time-Only): Cash-Flow Content Accelerator Details + Register HERE (*limited seating since this is on Zoom Live)  Summer Applications CLOSING SOON for my Exclusive Two-Month Private Business Coaching Program APPLY HERE (won't be available again for along time!)  ONLY DAYS LEFT! Special Summer Sale ENDING > Get 55% OFF my landmark Money Manifestation self-guided program, Make More, Work Less! Projectmewithtiffany.com/SpecialOffer  (FREE) Guided Walking Manifestation Series + the companion guided wealth journal: Projectmewithtiffany.com/Wealthy. First 1111 people get a FREE printable copy!    Connect with Tiff:  Tiffany on Instagram @projectme_with_tiffany   Tiffany on TikTok @projectme_with_tiffany  Tiffany on YouTube: ProjectME TV  Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse  If you've ever searched for how to grow on Instagram, TikTok tips for entrepreneurs, social media growth strategies, content that converts, or how to get clients online, this episode gives you the unfiltered truth. These lessons go beyond surface-level hacks to show you what it really takes to build trust, attract buyers, and create financial freedom with social media.    Inside, you'll discover:  > The social media growth strategies that actually bring in paying clients  > Why Instagram trends and TikTok algorithms don't matter as much as timeless hooks  > How to feel safe being seen online and why visibility is the most underestimated growth strategy  > The difference between chasing followers and building business growth and financial freedom  > Content creation tips and social media marketing advice that let you grow without constant hustle    This episode is your blueprint for growing on social media with clarity, confidence, and consistency — so you can build wealth, attract high-paying clients, and turn content into cash flow. 

What could a multimillionaire entrepreneur possibly learn from a book written thousands of years ago? In this episode, I sit down with Mark Gerson to find out.Mark has built companies, made millions, and invested in some of the most innovative ventures of our time. Yet the deepest lessons he draws on for life, business, and relationships come from the oldest book in the world.We talk about the surprising wisdom that shapes how he thinks about success, generosity, resilience, and meaning. Whether you're curious about wealth, faith, or simply how to live better in a chaotic world, this conversation will give you a perspective you won't expect.Turn your notification bells on so you are first to know when new episodes come out.

Most money advice is built for Type A personalities — hustle harder, grind longer, and sacrifice everything to succeed. But that's not the only path to wealth. In this episode, Tiffany Carter shares rapid fire money tips, millionaire habits, and wealth building strategies from her journey as a Type C multi-millionaire who created financial freedom without burning out.    RESOURCES & LINKS MENTIONED:    FREE 2-DAY LIVE MASTERMIND EVENT (One-Time-Only): Cash-Flow Content Accelerator Details + Register HERE (*limited seating since this is on Zoom Live)    Summer Applications CLOSING SOON for my Exclusive Two-Month Private Business Coaching Program APPLY HERE (won't be available again for along time!)    Special Summer Sale ENDING > Get 55% OFF my landmark Money Manifestation self-guided program, Make More, Work Less! Projectmewithtiffany.com/SpecialOffer    (FREE) Guided Walking Manifestation Series + the companion guided wealth journal: Projectmewithtiffany.com/Wealthy. First 1111 people get a FREE printable copy!    Connect with Tiff:  Tiffany on Instagram @projectme_with_tiffany   Tiffany on TikTok @projectme_with_tiffany  Tiffany on YouTube: ProjectME TV  Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse     If you've ever searched for money advice for entrepreneurs, millionaire mindset tips, passive income ideas, or how to make money online, this episode is your shortcut to clarity. These lessons are fast, practical, and proven — designed for entrepreneurs, coaches, and small business owners who want to grow wealth without endless hustle.    Inside, you'll discover:  > The top money lessons and financial tips Tiffany used to scale to multi-millions  > How to protect and grow cash flow instead of chasing empty revenue numbers  > The wealth mindset shifts that separate successful entrepreneurs from those stuck in survival mode  > Money making strategies for business growth that actually work for coaches and online service providers  > Practical advice for building financial freedom and passive income without adding more stress  This episode is your guide to building wealth and creating financial freedom while staying aligned, sustainable, and true to who you are.    

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Wall Street Journal,  CNN, Fortune, Barrons, HGTV  Frank McKinney is a true modern-day Renaissance man who has pushed the limits of success in his every endeavor. His early years were not very promising: upon attending his 4th high school in 4 years (he was asked to leave the first 3), and seven stints in juvenile detention, he earned his high school diploma with a 1.8 GPA. With $50 in his pocket and without the benefit of further education, he left his native Indiana for Florida in search of his life's highest calling. Today, Frank's life is a testament to the power of aspiration to create a completely new reality. As a real estate artist he has created and sold 44 oceanfront mansions on spec, with an average price of $14 million. Frank recently announced he was un-retiring and coming back to create more real estate artistry! See two short films that were just made about Frank's exciting comeback! As a philanthro-capitalist, Frank has built 30 self-sustaining villages over the last 20 years in Haiti, providing 13,600+ children and their families with homes, schools, clinics, community centers, churches, renewable food and clean water, and means to support themselves. A best-selling author, actor, and keynote speaker, Frank has written seven books in six genres, with the title, premise and cover for his 8th book in his 7th genre being revealed at an exciting stunt Frank will perform on Friday the 13th of January, 2023! Frank has starred in four movies, and keynoted before audiences of ten to ten thousand around the world. Physically, Frank has pushed the limit of his body by racing in the Badwater 135-mile Ultramarathon 12x in the scorching summer in Death Valley, California, a race referred to by National Geographic as “the world's toughest footrace.” As with all of his books, Frank wrote his latest bestseller Aspire! in his Delray Beach, Florida, oceanfront treehouse office that has spectacular views and includes a bamboo desk, shower, bathroom, sink, air-conditioning, hardwood floors, cedar walls, a loft with a king size bed, and a suspension bridge to the master bedroom in the main house—that's Frank's commute to and from work! Today Frank and Nilsa, his wife of 32 years, split their time between Delray Beach and their “glass cottage” in the mountains of Canton, North Carolina. They enjoy visiting their 24 year-old daughter, Laura, in New York City, where she started and runs StrataBrand, a brand strategy firm. © 2025 All Rights Reserved © 2025 Building Abundant Success!! Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBAS Spot Me on Spotify: https://tinyurl.com/yxuy23ba

Today we are talking with a hand surgeon later in his career who has become a multimillionaire. This inspiring doc shared his successes as well as his mistakes on his journey to becoming financially secure. He is a great example of not having to do it perfectly the second you get out of training. Slow and steady learning, growth and savings will pay off in the long run. He feels strongly about the importance of paying yourself first and giving generously. After the interview we are talking about annuities for Finance 101. Since April 2021, more than 650 physicians in the White Coat community have invested over $300 million with DLP Capital, a 12-time Inc. 5000 honoree that offers four private real estate investment funds—one of my favorite ways to invest in real estate. If you're eager to achieve success as a private real estate investor, DLP's impact-focused sponsored funds offer the potential to earn double-digit returns while making an impact on America's affordable housing crisis. Interested in learning more? Head to https://WhiteCoatInvestor.com/DLP today. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Learn more about Eddie at: www.officialew.com Become a champion for Orphans : Project Dakota: Championing For Orphans | Impact Others™ Show Notes with Timestamps:[00:36]

If you ever catch yourself thinking, “There's just never enough time!” — listen up. A few years back, I discovered a little magic trick that almost instantly, can turn you into a TIME MULTIMILLIONAIRE. Whether it's launching your dream project, getting in the best shape of your life, or writing that novel you keep talking about — by the end of this episode you'll be saying, "I have all the time I need to make this happen!" Thanks for listening! New episodes drop every Tuesday. Make sure you hit the follow button to get notified.

In this episode of the Disruptors Podcast, we sit down with Bryant Aplass, a former college football kicker who turned his discipline and competitive mindset into a thriving real estate empire. Bryant shares how he went from buying his first property at just 22 to building a portfolio of 40+ homes worth millions—and the single decision that completely changed his life. We dig into the exact strategies, mindset shifts, and leverage techniques he used to create financial freedom in just a few years. And how now Bryant and Kristian are working together as best friends to run commercial Real Estate and show others how they're doing it. In This Video, You'll Learn: ✅ How Bryant transitioned from athlete to entrepreneur ✅ The “disaster” first deal that taught him everything ✅ How to buy multiple properties without using your own cash ✅ Why leverage is the key to millionaire growth ✅ The habits and mindset needed to win in real estate ✅ How Bryant and Kristian are working together from best friends to business partners. ✅ How you can emulate their success and dip your toes into commercial real estate. Whether you're a beginner in real estate investing or looking to scale your portfolio, this episode delivers real-world tactics you can use to buy more properties, build cash flow, and achieve freedom faster. Follow Bryant Aplass And Kristian Cotta: Instagram: https://www.instagram.com/hungryinvestments Unleash Your Appetite for Investing, visit https://hungry-inc.com/ Watch this episode on YouTube ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://youtu.be/N8O_1wukEJ0

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You've been told you need to be loud, everywhere, and always on to hit multi-millions.
That's a lie. I'm breaking down the 5 unconventional, behind-the-scenes secrets I've used to build a multi-million dollar business as a Type C entrepreneur.      If you've ever thought, “I'm too quiet,” “I'm too laid-back,” or “I'm not cutthroat enough to build millions,” this episode will change the way you see yourself as an entrepreneur.    RESOURCES & LINKS MENTIONED:    Summer Applications OPEN for my Exclusive Two-Month Private Business Coaching Program APPLY HERE (won't be available again for along time)    The ProjectME Posse Group Business Coaching Membership: Go from $0-15K/month online. There are a handful of new membership spots left!  CLICK HERE    (ENDING SOON) Wealth Walkers One Time Only Special Offer > Get 55% OFF my landmark Money Manifestation self-guided program, Make More, Work Less! Projectmewithtiffany.com/SpecialOffer    (FREE) Download the companion guided wealth journal for this series: Projectmewithtiffany.com/Wealthy. First 1111 people get a FREE printable copy!    Connect with Tiff:  Tiffany on Instagram @projectme_with_tiffany   Tiffany on TikTok @projectme_with_tiffany  Tiffany on YouTube: ProjectME TV  Tiffany's FREE Abundance Email Community: JOIN HERE > The Secret Posse     You'll learn how to grow massive wealth without selling your soul, running yourself into the ground, or pretending to be someone you're not.  Whether you're introverted, burnt out on the “hustle 24/7” advice, or you just know there's an easier way to scale your business, this is your permission slip to play the game differently… and win.    What You'll Learn in This Episode:  > Why protecting your energy is a higher ROI move than chasing every opportunity.  The skill-building obsession that pays off more than trend-hopping.  > How to design a business model that matches your nervous system — not just your revenue goals.  > The power of staying underestimated while you quietly scale.  > Why big decisions should be made slowly… but acted on quickly.  > The “small circle, high standard” rule that keeps profit high and stress low.  > How to measure success without tying it to hustle hours. 

What does real financial progress look like? In this episode, we break down the 7 key milestones on the road to financial independence from reaching a net worth of zero, to saving your first $100K, to becoming a liquid millionaire. Whether you're just starting out or nearing retirement, these benchmarks will help you measure, motivate, and master your money. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

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Home prices hit a record high in June, but sales are sinking. The PBD Podcast breaks down why buyers are stuck on the sidelines, mortgage rates above 6.5%, rising taxes and insurance, and why sellers aren't desperate enough to drop prices. The panel also debates the true value of homeownership.

A new Pat Gray Bingo This Week, featuring a range of entertaining impressions. "The Late Show with Stephen Colbert" has been canceled, with its final episode scheduled to air in May 2026. Questions have arisen about whether Barack and Michelle Obama are personally answering queries on their podcast or if artificial intelligence is involved. Former President Obama recently emphasized the importance of positive role models for young men, though his specific comments have sparked debate. At the WNBA All-Star Game, captain Caitlin Clark and other players wore shirts stating, "Pay Us What You Owe Us," highlighting their push for fair compensation. Pee-wee's famous bike from "Pee-wee's Big Adventure" will find a permanent home at the Alamo. North Korea claims to have launched a new resort promising extravagant events, but skepticism remains about its authenticity. NVIDIA's stock valuation has reached an impressive $4 trillion, reflecting America's strength in technological innovation. Over the weekend, an ICE Border Patrol agent was reportedly shot in the face, and Rep. Jerry Nadler (D-N.Y.) claimed he was unaware of any attacks on ICE agents, raising concerns about oversight. Renovation of the Tennessee Titans stadium in Nashville was paused after a noose was found at the site, with workers being offered counseling to address the incident's impact. 00:00 Pat Gray UNLEASHED! 00:21 New Pay Gray BINGO! Card 09:54 Stephen Colbert Leaving the Air 11:28 Stephen Colbert “Get the Jab” Song 13:56 Stephen Colbert Flashback 18:56 Is this AI? 22:11 Obama Wants Men to have Gay Friends 26:40 No One is Above the Law? 31:31 Fat Five 50:16 Stop BLOCKING the ROAD! 52:31 Jerry Nadler Doesn't Know about ICE Attacks 54:40 Eric Swalwell Accuses ICE Agents of Terrorizing Women 55:32 Karen Bass on Officers Wearing Masks 59:57 Tulsi Gabbard DROPS Major News around Russia Collusion 1:02:17 Tulsi Gabbard on 'Obama Politicization' of Intel Agencies 1:06:43 Michelle from Kentucky Calls-In to Pat Gray UNLEASHED! 1:12:18 MRI Freak Accident 1:16:45 Trump Birthday Card for Epstein? 1:23:53 Tennessee Titans Stadium Remodel Learn more about your ad choices. Visit megaphone.fm/adchoices

Want your kids to live like millionaires without sacrificing your own financial future? We break down three powerful ways to set up your children for long-term wealth, plus what parents must do (and avoid) to make sure the money lasts. Then stick around as the team gathers questions from out in the wings, including a spicy question on hiding money. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. http://nordvpn.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on Can't Be Contained, I am absolutely thrilled to be joined by Moira Kucaba! Moira is a powerhouse coach, speaker, entrepreneur, and all-around inspiration. From her courageous journey through addiction and recovery to becoming one of the top Beachbody coaches in the world, Moira's story is one of grit, soul, and deep trust in the power of intuition. In this episode, Moira and I dive straight into what it means to live a life that truly can't be contained listening to those “whispers” from within, making bold leaps (even when everyone around you thinks you're crazy), and building a business that feels aligned with your purpose. Moira offers a behind-the-scenes look at her evolution from driven Maryland athlete to hitting rock bottom in addiction, only to rise again and create next-level success on her own terms. We'll chat about the pivots and rebirths that come with entrepreneurship—from pulling away from a thriving Pilates business, to going all-in as a network marketing leader, to wholeheartedly embracing what's next. Moira shares her “High Vibe Method” for manifesting and executing your dream life, emphasizing the daily rituals, deep self-inquiry, and unwavering belief required to grow, lead, and serve at the highest level. Here's just a glimpse of what we'll explore together: ➤ Listening to your intuition and acting on those big, scary whispers ➤ The inside story of addiction, recovery, and radical self-reinvention ➤ Balancing the “boss babe” hustle with the femininity of ease and alignment ➤ Why becoming delusionally devoted to your vision is the heart of real success ➤ Moira's signature daily practices for vision, inquiry, embodiment, and execution Whether you're navigating a big life transition, dreaming of something more, or building your own version of unstoppable success, Moira's vulnerability and wisdom will light a fire under you. Join us as we go deep into the mindset, strategy, and soulful trust it takes to shape a life and career that is wildly, unapologetically yours. Tune in it's time to embrace the impossible dreams, trust yourself beyond logic, and finally live a life that can't be contained! Learn How to Grow Your Income, Impact and Freedom by Becoming a Certified Breathwork Facilitator: https://do.pausebreathwork.com/breathwork-training About Can't Be Contained Can't Be Contained' is the unscripted, unedited – fully uncontained journal entries & real-life experiences of those who follow their bliss & intuitive hits, the freedom seekers, the sacred rebels – the ones who are here to disrupt what preceded us & create what is ahead of us. Subscribe now to stay tuned for every episode!   For full show notes, resources, and links: https://www.samanthaskelly.com/episode-347-moira-kucaba-from-rock-bottom-to-multi-millionnaire/ The Pause Breathwork App is the #1 app to clear stress using your breath. Download the app here: https://pause.live/Pause-Breathwork-App

In this episode, we sit down with Grant Sabatier, the author of Inner Entrepreneur, to explore how entrepreneurship can be a powerful path to financial independence, time freedom, and personal joy. Grant shares his incredible journey from feeling stuck in corporate life to building multiple businesses, reaching financial independence by 30, and crafting a life centered around what he loves—including owning a bookstore and spending meaningful time with his family. If you're curious about starting a business, finding peace beyond just chasing money, or learning how to build an “empire” that truly fits your life, this is a must-listen conversation. Resources: ⁠⁠Sponsors + Partners + Deals⁠⁠ Inner Entrepreneur (book): https://amzn.to/4l7v6D9 (affiliate) Chapters 00:00 – Why People Get Stuck in Unfulfilling Careers 00:42 – Welcome to the Show & Introduction of Grant Sabatier 01:58 – Why Entrepreneurship is a Powerful Path to Financial Independence 04:08 – Is Now a Good Time to Start a Business? 07:40 – Using Entrepreneurship to Create Peace, Not Just Money 11:59 – Grant's Journey: From Digital Marketing to Multi-Millionaire 14:24 – Selling Millennial Money and Building MMG Media Group 18:55 – Levels of Entrepreneurship: Solopreneur to Empire 23:17 – Avoiding Growth Traps & Building a Business That Fits Your Life 24:43 – A Typical Week in Grant's Life as a Dad and Entrepreneur 29:40 – Parenting, Balance, and Being a Role Model for Your Kids 32:03 – Advice for Aspiring Entrepreneurs: Trust Yourself and Start Small 37:35 – Where to Find Grant's Book “Inner Entrepreneur” MKM RESOURCES: ⁠⁠MKM Coaching⁠⁠: Want 1-on-1 support with your family finance journey? Book a time with me today. ⁠⁠Coast FIRE Calculator⁠⁠: A free calculator to help you find out when you can slow down or stop investing for retirement. ⁠⁠Mortgage Payoff Calculator⁠⁠: A free calculator to help you see how fast you can become mortgage free. ⁠⁠YouTube⁠⁠: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): ⁠⁠Monarch Money⁠⁠ - Best Budget App for Families & Couples ⁠⁠Empower⁠⁠ - Free Portfolio Tracker ⁠⁠Crew⁠⁠ - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link ⁠⁠Ethos⁠⁠ - Affordable Term Life Insurance ⁠⁠Trust & Will⁠ ⁠- Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Johnson Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices