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Kevin Warsh's Reformist Vision for the Federal Reserve. Guest: Joseph Sternberg. Sternberg analyzes Kevin Warsh's first FOMC meeting, noting a shift toward shorter policy statements and the removal of the "dot plot" forecasting tool. Warsh is initiating five task forces to reform the Fed's intellectual framework, specifically targeting productivity, data quality, and balance sheet management. 7
My financial situation this year is giving... erratic. I share every detail in today's ep and why I'm not calling 911 yet.After YEARS of steady monthly recurring revenue that paid all my basic expenses and then some, I changed my business model in late 2025, which resulted in seeing income numbers I haven't seen since year 1 of starting my business. I'm talking "how am I going to afford all this month's expenses?" kind of numbers.At first, I was chill, leaning on my savings and systems. Then, I freaked out. HOW TF DID THIS HAPPEN?! I thought I mastered budgeting and forecasting??I share the full story, what I did to turn the ship around, and share practical advice on what to do when you're in a similar sitch.Episodes mentioned: How I Paid off $8K of Debt in One MonthHow I Planned My Sabbatical (So You Can Too) - Saving, Taking 2 Months Off and Why It's Freaking Me Out☎️ Have more questions? Leave a voicemail on the hotline and I'll answer in the next ep!Connect with Chelsea:
Guest: Brad Panovich, WCNC CharlotteIf you've lived in North Carolina for any length of time, chances are you've turned to one familiar face when the weather turns serious. But being a trusted meteorologist today isn't just about what happens on TV—it's about showing up wherever your audience is, whether that's on-air, online, or in the middle of a rapidly evolving storm. Today on Weather Geeks, we're joined by Brad Panovich, Chief Meteorologist at WCNC Charlotte. For decades, Brad has helped guide North Carolinians through everything from day-to-day forecasts to high-impact events—including more recent storms like Hurricane Helene—building a level of trust that goes far beyond the forecast itself. We'll talk about how his approach to communication has evolved in the age of social media, what it takes to cut through misinformation, and how you balance urgency, clarity, and calm when people are depending on you the most.Chapters00:00 Introduction to Brad Panovich and His Journey02:55 The Evolution of Weather Communication05:54 The Importance of Credentialing in Meteorology08:56 The Role of Trust in Weather Forecasting12:05 Break 112:08 Navigating Social Media as a Meteorologist15:13 Handling Negativity and Criticism in the Digital Age20:13 Understanding Public Perception of Weather Forecasts23:40 Break 224:12 The Role of Social Media in Weather Communication26:28 The Impact of AI on Meteorology30:11 Personal Reflections on the Impact of Meteorology34:26 The Educator's Role in Meteorology ResourcesOhio State University Meteorology Program - https://meteo.osu.edu/UNC Charlotte Weather Communication Course - https://physics.charlotte.edu/ Guest linksBrad Panovich on Twitter - https://twitter.com/WXBradWebsite - https://www.wcnc.com/TikTok - https://www.tiktok.com/@wxbradSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week, Mike Weisberg of Implement explains how AI is improving sales forecasting through trust, purpose, and accuracy, while reshaping the planner's role, reducing inventory bias, and separating prediction from human judgment.Download the episode transcript===== In this episode, Mike Weisberg shares practical guidance on using AI in sales forecasting, including the right data foundation, six implementation dogmas, and explainable models. He also outlines how planners evolve into business partners and why judgment still matters most. ===== Guest: Mike Weisbjerg, Partner, Implement Consulting GroupMike is a Partner at Implement Consulting Group, where he has spent the last decade working at the intersection of supply chain planning and technology. He specialises in demand planning and AI-driven forecasting and decision making. With a focus on implementing demand planning solutions, Mike helps organisations move AI from proof of concept to production - with forecasts that planners actually trust.Host 1: Richard HowellsRichard Howells has been working in the Supply Chain Management and Manufacturing space for over 30 years. He is responsible for driving the thought leadership and awareness of SAP's ERP, Finance, and Supply Chain solutions and is an active writer, podcaster, and thought leader on the topics of supply chain, Industry 4.0, digitization, and sustainability.Host 2: Oyku Ilgar, SAP Oyku Ilgar is a marketer and thought leader specializing in SAP's digital supply chain and ERP solutions since 2017. As a marketer, blogger, and podcaster, she creates engaging content that highlights innovative SAP technologies and explores key topics including business trends, AI, Industry 4.0, and sustainability. She holds dual bachelor's degrees in Finance & Accounting and English Translation, along with a master's degree in Business Administration and Foreign Trade, specializing in marketing. With her background in digital transformation, Oyku communicates technology trends and industry insights to help professionals navigate the evolving business landscape. ===== Show Links:Implement Consulting Group. LinkArticle: Beyond accuracy: Six dogmas for turning AI forecasting into real business valueSupply Chain Management: SAP Supply Chain Management SAP Insights: Supply Chain Follow Us on Social Media : Richard Howells: LinkedIn, Oyku Ilgar: LinkedIn SAP Digital Supply Chain: LinkedIn Please give us a like, share, and subscribe to stay up-to-date on future episodes! ===== Chapters:00:00:00: Intro00:01:06: Guest's Introductions00:02:05: Why traditional forecasting struggles in volatile markets00:03:25: The three fundamentals: trust, purpose, accuracy00:07:03: Which data matters most for AI forecasting00:10:12: Why bad data should not delay AI adoption00:13:26: The six dogmas for AI forecasting implementation00:14:38: The evolving role of the demand planner00:16:54: Measuring success beyond forecast accuracy00:18:35: How can Implement help companies in this latest AI-infused planning era?00:19:36: What is the Future of Supply Chain?00:20:17: Outro
S6:E55 Markets shift. Policies change. Supply chains break. Yet businesses still need to serve customers, protect margins, and make decisions. In this episode, Dr. LL sits down with Abe Orgel, founder of Simple Forwarding, to discuss what entrepreneurs can learn from navigating global shipping during one of the most unpredictable periods in recent memory. If people don't trust your ability to adapt, they begin questioning your reliability. And when businesses appear unprepared or reactive, opportunities quietly move elsewhere. Guest Abe Orgel Founder, Simple Forwarding Global shipping and logistics strategist Core Problems Operating amid tariff uncertainty Managing risk without perfect information Building contingency plans that support growth Practical Takeaways Expect change and prepare for multiple outcomes Make decisions using scenarios instead of assumptions View resilience as a business capability, not merely a personality trait Timestamps 00:00 The reality of global shipping in 2026 02:00 What customers truly care about 11:30 Forecasting versus predicting 13:00 Why Plan B matters 15:20 Building resilience as a competitive advantage Who This Episode Is For Business owners managing inventory, economic uncertainty, or complex operations. At STEERus, we continue seeing a similar challenge: organizations often underestimate how uncertainty affects perception. Businesses that cannot communicate preparedness and adaptability are frequently misunderstood, overlooked, or perceived as higher risk. Subscribe and share if these conversations help you think differently about business. ✅ Subscribe for weekly conversations on entrepreneurship
S6:E55 Markets shift. Policies change. Supply chains break. Yet businesses still need to serve customers, protect margins, and make decisions. In this episode, Dr. LL sits down with Abe Orgel, founder of Simple Forwarding, to discuss what entrepreneurs can learn from navigating global shipping during one of the most unpredictable periods in recent memory. If people don't trust your ability to adapt, they begin questioning your reliability. And when businesses appear unprepared or reactive, opportunities quietly move elsewhere. Guest Abe Orgel Founder, Simple Forwarding Global shipping and logistics strategist Core Problems Operating amid tariff uncertainty Managing risk without perfect information Building contingency plans that support growth Practical Takeaways Expect change and prepare for multiple outcomes Make decisions using scenarios instead of assumptions View resilience as a business capability, not merely a personality trait Timestamps 00:00 The reality of global shipping in 2026 02:00 What customers truly care about 11:30 Forecasting versus predicting 13:00 Why Plan B matters 15:20 Building resilience as a competitive advantage Who This Episode Is For Business owners managing inventory, economic uncertainty, or complex operations. At STEERus, we continue seeing a similar challenge: organizations often underestimate how uncertainty affects perception. Businesses that cannot communicate preparedness and adaptability are frequently misunderstood, overlooked, or perceived as higher risk. Subscribe and share if these conversations help you think differently about business. ✅ Subscribe for weekly conversations on entrepreneurship
Human beings have always loved to gamble. Archeological records suggest we've been doing it for the last 12,000 years, since the end of the last Ice Age. But for as long as we've been playing games of chance, we've worried about what they might be doing to us. For thousands of years, everyone from Aristotle to George Washington condemned gambling, an ancient anxiety that ran so deep it became something like a moral consensus. And then that consensus evaporated. In the span of a decade, both Canada and the US legalized sports betting. Now anyone with a smartphone and a credit card can wager on basketball, hockey, or American cornhole. But it turned out that was just the beginning. A few years later came “prediction markets” like Kalshi and Polymarket that let you bet on, well, just about anything: whether the US will invade Cuba, the odds of James Comey being sent to prison, and whether Jesus Christ will return before 2027. That last one, by the way, is currently sitting at 3 per cent on Polymarket. If betting on missile strikes, military coups, and political prosecutions feels kind of gross, I'm with you. But James Surowiecki thinks we should give prediction markets a chance. Surowiecki is the author of The Wisdom of Crowds, a book he wrote more than 20 years ago, where he argued that large groups of ordinary people are actually better than experts at making predictions. It's become something of a foundational text for these markets: the idea that they can crowdsource knowledge, aggregate what millions of people believe about the future, and use that signal to make better decisions. So I wanted to have James on to make the case for prediction markets, and to see if he could make me feel just a little less squeamish about a world where you can gamble on everything. Mentioned The Wisdom of Crowds, by James Surowiecki (Doubleday, 2004). Francis Galton, “Vox Populi,” Nature 75 (1907): 450–451 — the–ox-weighing experiment. The 1986 Challenger disaster and Morton Thiokol's stock: Maloney & Mulherin, “The complexity of price discovery in an efficient market,” Journal of Financial Economics (2003). Kalshi (prediction market platform). Polymarket (prediction market platform). The 2024 “French whale” (Théo), who used neighbour polls to bet roughly $85M on a Trump win — CBS–News / 60 Minutes. The Polymarket trader's well-timed bets on the June 2025 US strikes on Iran — CNN– The market on the length of a Karoline Leavitt White House briefing Coinbase CEO Brian Armstrong and the earnings-call “mention markets” — Tec–Crunch. The market on Maduro's removal and the ~$400K Venezuela payout — PBS–NewsHour. The Zohran Mamdani NYC mayoral market — DL –ews. The market on Bad Bunny's first Super Bowl LX song — Pol–market. DARPA's Policy Analysis Market (the “terrorism futures” proposal, cancelled after backlash in 2003) — CNN–(2003). The 1979 Iranian Revolution as a US intelligence failure — Nat–onal Security Archive, George Washington University. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episode Title: Midwest Meltdown: 80-Degree Dew Points and the Ring of Fire! Slightly more humid than classic St Louis Missouri. 00:03 - 01:04: Introduction to the heat wave and high dew points for next week, focusing on the Midwest and the consistent heat dome.01:04 - 02:07: Explanation of heat dome decameter readings and how dew points are the "hidden heat" despite seemingly moderate temperatures.02:07 - 03:08: Forecasting extreme heat indices (105-110°F) for next week, highlighting the unusual widespread 80-81°F dew points.03:08 - 04:14: Discussion of how wind affects perceived temperature in low vs. mid 90s, and the continued high humidity in the Midwest.04:14 - 05:22: Mention of Illinois tornado record and detailed forecast of an 81°F dew point around July 1st in western Illinois/eastern Missouri.05:22 - 06:47: Specific cities and their forecast temperatures and dew points around July 1st-2nd, with emphasis on central Illinois, Indiana, and the Iowa-Missouri corridor.06:47 - 07:51: List of cities most likely to hit 80°F dew points, and the periphery status of Chicago and St. Louis.07:51 - 08:52: Detailed tracking of the 589 decameter line and Chicago's position on the edge of the heat dome, intensifying to 594 decameters by July 2-3.08:52 - 09:55: Chicago falling out of the heat dome by Thursday night as the dome shifts southwest and a trough of low pressure approaches.09:55 - 10:43: The pattern breakdown for Chicago, with the dome shifting west and a cold front approaching by July 3rd-4th.10:43 - 11:46: Introduction of the "Ring of Fire" phenomenon: severe storms forming on the northern and western edges of the heat dome's 588 decameter boundary.11:46 - 12:49: Regions expected to experience repeated severe storms (Northern Wisconsin, Minnesota, Michigan, Iowa, Indiana) while Chicago may sit on the ring.12:49 - 13:17: Final summary of the Ring of Fire, explaining how the dome suppresses storms internally but pushes moisture to explode into storms on its periphery, affecting Chicago by July 2-4.20 Hashtags: #MidwestHeatwave #DewPointDanger #HeatDome2020 #ExtremeHumidity #RingOfFireStorms #WeatherEnthusiast #EuropeanModel #IllinoisWeather #IndianaHeat #MissouriClimate #IowaForecast #SevereWeatherRisk #SummerHeat #HeatIndexAlert #DecametersExplained #MidwestWeather #ClimateWatch #JulyForecast #WeatherNerds #StayCoolStaySafeBecome a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.Weather with Enthusiasm is produced by Kol Simcha Productions.New episodes drop daily (B'N)— a morning forecast at 7 AM and historical deep dives Tuesdays and Thursdays. Contact: kolsimchaproductions@outlook.comHistorical content is thoroughly researched and factually verified. After it has been factually verified it often will say so in the description. Should you find any mistakes, please email kolsimchaproductions@outlook.com so we can look into it and correct it. Not affiliated with any government agency or academic institution. Presented for educational and entertainment purposes — with meaning.Support the show — exclusive bonus episodes available to subscribers for just $2/month at spreaker.com/organization/kol-simcha
today we provide a multifaceted analysis of the transition toward Artificial General Intelligence (AGI) and its subsequent evolution into superintelligence. Forecasting data from platforms like Metaculus and Manifold suggest a median arrival date for AGI around 2031, while researchers utilize biological anchors to estimate the computational power required to replicate human cognition. Google DeepMind and industry analysts explore the "intelligence explosion" that may follow, where self-improving systems rapidly surpass human capabilities across all domains. From a geopolitical perspective, RAND Corporation outlines various scenarios where the centralization or decentralization of this technology could either empower the United States, benefit its adversaries, or destabilize global security. The collection emphasizes that the coming decade will likely be defined by an intense industrial mobilization for computing infrastructure and a critical race for national security preeminence. Ultimately, the texts highlight the urgent need for interdisciplinary preparation to manage the profound economic, military, and existential shifts triggered by advanced AI.
Today we are talking weather Forecasting and Passage Planning. These days we have all the info at our fingertips but sometimes that can lead to analysis paralysis! Help Support this podcast with the following links, Thanks for listening! Support this Podcast on Patreon: https://www.patreon.com/sailingintooblivionpodcast Help fund my next adventure here: https://gofund.me/6df0fb45 One Time Donations Via PayPal and Venmo: https://www.paypal.com/paypalme/JeromeRand https://account.venmo.com/u/sailingintooblivion Amazon Wishlist: https://www.amazon.com/hz/wishlist/ls/33F36RF315G8V?ref_=wl_share Children's Book: https://a.co/d/1q2Xkev Sailing Into Oblivion Children's Audio Book: Audible.com Sailing Shirts: https://www.bonfire.com/store/sailing-into-oblivion/ Books: https://a.co/d/eYaP10M Reach out to the Show: https://www.sailingintooblivion.com/podcasts Total Boat 5% discount code: https://www.totalboat.com/?sca_ref=9803393.xY85BaEnxZ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2026. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-13022Date of first use: June, 2026
In this episode, factory manager-turned-rookie farmer Neil Robinson talks about the value of keeping good records to get good at predicting what your market wants when. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Ara Ohanian is the CEO of Netstock, a global provider of AI-powered inventory optimization and supply chain planning software for mid-market businesses. An experienced B2B SaaS and enterprise software leader, he brings deep insight into the challenges companies face when managing inventory, forecasting demand, and scaling operations. Ara leads Netstock's mission to help businesses reduce stockouts, lower excess inventory, and unlock working capital. He has held executive roles at Systech, Unite Us, Infor, and Dubilier & Co., bringing broad expertise across supply chain, ERP, compliance, and growth strategy. In this episode… Inventory can either fuel growth or quietly drain cash from a business. When companies rely on spreadsheets or outdated planning systems, they risk tying up working capital in the wrong products while missing demand for the right ones. So how can growing businesses forecast smarter, reduce stockouts, and keep cash moving? Ara Ohanian, a seasoned B2B SaaS and enterprise software leader, says businesses need better visibility into what inventory they should have in the future, not just what they have today. He highlights the importance of using predictive planning tools to help companies make faster decisions when demand shifts, supplier costs change, or disruptions hit the supply chain. The main impact is more efficient inventory management, fewer missed sales, and less working capital tied up in excess stock. Instead of relying on manual spreadsheets, businesses can use AI-powered insights to anticipate demand across warehouses, markets, and product categories. This gives mid-market companies a stronger chance to compete with larger enterprises that have historically had access to more sophisticated planning resources. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz speaks with Ara Ohanian, CEO of Netstock, to discuss smarter forecasting for inventory and cash flow. Ara explains predictive ERP overlays, demand planning across warehouses, and retail forecasting challenges like pricing, promotions, and shelf life. He also shares leadership lessons on culture and curiosity.
For more thoughts, clips, and updates, follow Avetis Antaplyan on Instagram: https://www.instagram.com/avetisantaplyanIn this episode of The Tech Leader's Playbook, Avetis Antaplyan sits down with Mike Krupit, a former CTO, COO, CEO, founder, executive coach, and strategic advisor, to explore what it really takes to build companies that can scale without becoming dependent on one leader.Mike shares how he grew from software engineer into executive leadership and why he believes leadership is the transferable skill that matters most. He opens up about early mistakes as a manager, including learning that leading people requires a very different skill set than solving technical problems. From there, the conversation moves into one of Mike's core leadership philosophies: the best leaders make themselves dispensable by building strong teams, clear systems, and healthy communication habits.Avetis and Mike also discuss succession planning, founder-led sales, founder mode, emotional maturity, direct feedback, boundaries, forecasting, and why leaders must understand where profit actually comes from inside the business. Mike brings a practical, thoughtful perspective shaped by decades of operating, scaling, advising, and coaching.This episode is a valuable listen for founders, executives, and tech leaders who want to build stronger teams, remove themselves as the bottleneck, and lead through uncertainty with more clarity and discipline.TakeawaysLeadership is the transferable skill that allowed Mike Krupit to move from software engineering into CTO, COO, CEO, founder, coach, and advisor roles.Great leaders do not become more valuable by making themselves indispensable. They become more valuable by building teams that can operate without them.Communication is one of the most important operating systems in a growing company, especially in remote, hybrid, or fast-changing environments.Leaders should aim to be wanted, not needed. If the business falls apart without you, that is not proof of your value. It is proof of a bottleneck.Direct feedback only works when there is trust. Leaders need to make enough relational “deposits” before they can make hard feedback “withdrawals.”Founders often get stuck because the people, processes, systems, or markets that worked at one stage are no longer strong enough for the next stage.Chapters00:00 Introduction: Building Teams That Thrive Without You02:19 Why Technical Skill Alone Does Not Make Someone a Great Leader05:42 The Contrarian Case for Becoming Dispensable08:39 Why Building a Self-Sustaining Team Creates More Opportunity12:43 Why Communication Is Gold in Remote and Hybrid Teams14:48 Succession Planning Before You Think You Need It18:39 How Scalable Organizations Prevent Growth Bottlenecks24:50 Carefrontation, Trust, and Handling Workplace Friction27:14 Why Radical Candor Fails Without Real Trust30:40 Emotional Maturity and the Value of Outside Perspective36:22 Where Founders Get Stuck When Moving From Traction to Scale38:55 The Problem With Misusing Founder Mode45:45 Why Saying No Is an Underrated Competitive Advantage48:14 The Not To-Do List and Getting Work Off the Founder's Plate50:12 Finding the Customer Segments That Actually Drive Profit55:08 Why Leaders Need to Look Beyond Revenue58:38 Forecasting, Scenario Planning, and Learning From Missed Targets01:00:17 Why Quarterly Planning May Beat Annual Planning in Uncertain Markets01:05:08 Mike's Favorite Leadership Book and the Power of VulnerabilityMike Krupit's Social Media Link:https://www.linkedin.com/in/mkrupit/Mike Krupit's Website Link:https://www.trajectify.com/mike-krupitResources and Links:https://www.hireclout.comhttps://www.podcast.hireclout.comhttps://www.linkedin.com/in/hirefasthireright
The world feels uncertain, and every bookkeeper is seeing the impact. In this episode of The Bookkeepers Podcast, we discuss anxiety in business, forecasting for uncertain times, the rise of AI, Making Tax Digital, and what the future looks like for the modern bookkeeper. We explore how a bookkeeper can help clients navigate uncertainty, where AI fits into the profession, and why human insight and data interpretation are becoming more valuable than ever. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast. Chapters: 00:00:00 - Introduction 00:00:33 - Current Events and Personal Experiences 00:01:06 - Impact of Global Events on Personal and Business Life 00:01:38 - Media Consumption and Its Impact 00:03:06 - Anxiety and Its Impact on Business 00:03:20 - Economic Changes and Their Impact 00:03:53 - Role of Forecasting in Business 00:05:09 - Preparation for Potential Crises 00:07:17 - Post-Covid Anxiety and Its Impact 00:09:57 - AI and Its Potential Impact on Business 00:11:09 - Tech Overwhelm and Its Impact on Productivity 00:12:30 - Vibe Coding and Its Potential Use 00:14:11 - Role of AI in Systematizing Business Processes 00:15:22 - AI and Systemizing Business Tasks 00:16:25 - AI in Data Interpretation and Extraction 00:17:55 - AI and the Human Element in Business 00:18:57 - AI and Professional Qualifications 00:20:14 - Claude and Xero Integration 00:22:09 - Using AI for Repetitive Tasks 00:24:51 - Cost and Risks of AI 00:27:27 - MTD and HMRC Changes 00:30:25 - Registering as an Agent with HMRC 00:30:48 - Experience at AccountEx 00:31:26 - Day Two at AccountEx 00:32:37 - Upcoming Events 00:33:10 - Closing Remarks #bookkeeper
In this episode of Treasury Leaders, host Jan-Willem Attevelt, Co-founder of Automation Boutique, talks with Tracey Knight, Principal at Real Treasury, about the evolution of corporate treasury, the growing role of technology and AI, and how treasury teams can make smarter decisions through automation.Tracey reflects on her 30-year treasury career, from manually collecting bank balances by phone to helping organisations navigate modern treasury technology. She shares practical insights on when companies should invest in treasury systems, the balance between buying and building technology, and how AI is changing forecasting, cash visibility, and treasury operations.The conversation also explores treasury technology selection, the rise of new treasury platforms, stablecoins, differences between US and European treasury practices, and the skills treasury professionals need to succeed in an increasingly digital future.Whether you're a treasury practitioner evaluating technology, a finance leader considering automation, or someone starting a career in treasury, this episode offers valuable perspectives on where treasury is today and where it's heading next.What You'll Learn in This Episode• When Treasury Technology Delivers the Greatest ValueHow growing complexity, multiple bank relationships, and expanding operations create the need for treasury automation.• The Practical Role of AI in TreasuryHow AI is helping treasury teams improve forecasting, analyse large volumes of data, and automate routine tasks.• How to Evaluate Treasury Systems EffectivelyWhy companies should focus on business requirements, scripted demos, and real-world use cases when selecting technology.• The Buy vs Build Debate in Treasury TechnologyThe benefits and risks of building treasury tools internally versus investing in established treasury platforms.• Preparing Treasury for the FutureHow treasury professionals can stay relevant by embracing innovation, understanding the wider business, and focusing on strategic value creation.Episode Breakdown with Timestamps[00:00] – Introduction[04:46] – How Technology Has Transformed Treasury Operations[13:21] – Knowing When to Invest in Treasury Automation[19:47] – AI, Forecasting, and the Future of Treasury Technology[28:11] – Buy vs Build: Choosing the Right Treasury Solution[40:10] – Selecting the Right Treasury Management System[01:05:41] – Stablecoins, Innovation, and the Future of Corporate Treasury[01:10:00] – Skills, Leadership, and Advice for the Next Generation of TreasurersFollow Our Guest Tracey Knight:LinkedIn: https://www.linkedin.com/in/traceyfergusonknight/Real Treasury: https://www.linkedin.com/company/realtreasury/ Follow Treasury Leaders:Website: https://corporate-treasury-101.com/LinkedIn: https://www.linkedin.com/company/treasury-leaders/Follow Our Hosts:Hussam Ali on LinkedIn: https://www.linkedin.com/in/hussam-r-ali/Guillaume Jouvencel on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/Jan-Willem Attevelt on LinkedIn: https://www.linkedin.com/in/attevelt/Philip Costa Hibberd on LinkedIn: https://www.linkedin.com/in/philip-costa-hibberd/GHA Marketing Website: https://ghapodcast.com/Automation Boutique Website: https://automationboutique.com/-----------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://corporate-treasury-101.com/partners-page/
Amazon can take a shocking cut of your revenue before you even count product cost, shipping, and overhead, and that reality is forcing sellers to get far more disciplined about inventory and profit. We sit down with returning guest Chelsea Cohen to talk about what she's learned as SoStocked moves through acquisitions and into a larger corporate ecosystem, and why that shift makes real-time visibility into fees, forecasting, and unit economics even more important for day-to-day decisions.We get specific about the hidden margin killers that sneak up on Amazon FBA brands: storage fees, aged inventory fees, capacity constraints, and mismeasured products that land in the wrong FBA fee tier. Chelsea shares how smart sellers build a regular overstock plan, move slow inventory without panic, and think in contribution margin terms so they can spot which SKUs are quietly draining cash. We also talk through the pricing trap, why raising prices doesn't always work, and how to weigh profit dollars against the workload and complexity that come with higher volume at thinner margins.On the tactical side, we cover wasted ad spend audits, negative keywords, reimbursement opportunities (including AWD mistakes), and how Amazon Warehousing and Distribution can help with inbound and capacity when used as a lever instead of a full dependency. We close by looking at how AI is starting to move from “answer my question” to “recommend my next action” in inventory management, plus what needs to be in place so sellers can trust the numbers. If you got value from this, subscribe, share it with a seller friend, and leave a review telling us which fee or profit leak you're auditing first.Ready to scale your Amazon business? Click here to book a strategy call. https://calendly.com/firingtheman/amazon Support the show
In this episode of Run the Numbers, CJ sits down with Dan Bettes, CFO of SoundCloud, at the New York Stock Exchange. Dan breaks down how SoundCloud operates as a two-sided music marketplace, how he thinks about liquidity between fans and creators, and why great finance leaders need to make forecasting feel owned by the business—SPONSORS:Aleph is a modern FP&A platform built for teams that want more than another planning tool. By connecting your ERP, CRM, and other systems into one trusted data layer with AI workflows, Aleph helps you move faster with real-time insights. Get a personalized demo at https://www.getaleph.com/runRightRev is an automated revenue recognition platform that lets your product team ship new pricing without asking finance for permission, and your sales team close deals without creating downstream chaos. Check out their free tool at calculator.rightrev.com It scores your rev rec process, shows what's exposing you to risk, and tells you exactly where to focus before it bites you in the rear end. Check it out at https://calculator.rightrev.comRillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjEY has been part of Silicon Valley since it was just a valley, helping the most successful names in tech go from startup to exit to megacap. With teams across strategy, tax, audit, and transactions, EY helps you get your financials right early, long before your investors start asking for it. You build the next big thing, and EY will help you build it right. Learn more at https://www.ey.com/techstartupsSpendHound cuts your SaaS and AI spend by up to 30% using real pricing benchmarks across 10,000 vendors, so you always know what fair pricing looks like before your next renewal. Rated #1 on G2 in SaaS spend management, it's free forever for teams up to 1,000 employees. Sign up by June 12th and get $500 just for getting started. Go to https://www.spendhound.com/cjBrex is an intelligent finance platform with AI-powered agents that capture expenses automatically, enforce policy before the spend happens, and close your books in minutes instead of weeks. 35,000+ companies like OpenAI, Coinbase, Anthropic, and DoorDash already run on Brex. It's time to get Brex AF. Learn more at https://www.brex.com/metrics—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNGuest: https://www.linkedin.com/in/danielbettes/Company: https://soundcloud.com/CJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:0:00 Preview and Intro2:17 First stock: a Vanguard index fund3:13 Most memorable IPO: Groupon4:54 Benefits of going public have changed5:47 SoundCloud and the music industry7:21 Three eras: physical, streaming, creator platform8:49 Streaming unbundled the album10:03 Artists don't need labels anymore11:40 Sponsors — Aleph | RightRev | Rillet15:00 SoundCloud's two-sided business model16:23 Touring replaced the album17:17 First metric every morning: net adds18:31 DAU vs. MAU: it's a funnel19:14 Viral moments and exogenous pops20:10 LTV and the subscription funnel21:38 Sponsors — EY | SpendHound | Brex24:35 Tops-down vs. bottoms-up: reconcile both26:21 Revenue is an output27:45 Handling forecast deviation29:24 How often to reforecast30:23 The final boss: indirect cash flow statement33:09 Cash vs. EBITDA fluency35:04 Plain English and the power of reps36:52 Tailor the message to the audience37:45 Lightning round37:45 Screwed up: miscounted corn at a banquet38:41 Lean into discomfort39:55 Craziest expense: a post-flight massage40:17 Credits
'What "fucked" actually means in ecommerce and the two ways brands get there: over-buying stock and operating at a loss'Ryan sits down with Paul Waddy, author of Shopify for Dummies, former Head of Operations at Showpo, former CEO of The Horse, and founder of Learn eCommerce, fresh off one of the standout keynotes at Retail Fest: "How to Unfuck Your Business in Three Steps."Paul shares his journey from suitcases of shoe samples in Guangzhou to coaching hundreds of ecommerce brands including Naked Sundays, Budgy Smuggler, Maison de Sabré and LSKD, and breaks down exactly why so many ecommerce businesses are losing money without realising it, and the formulas to fix it.Packed with hard numbers: target margins, ad spend benchmarks, inventory formulas and the metrics every founder should be tracking daily.WHAT YOU'LL LEARN• What "fucked" actually means in ecommerce and the two ways brands get there: over-buying stock and operating at a loss• Why high revenue can hide a failing business, and why some founders are "the lowest paid workers in Australia"• The three foundations of a healthy ecommerce business: sales, gross profit, and OPEX + inventory• The break-even formula: OPEX ÷ gross profit• Why you need a ~70% product margin in today's market• The inventory formula: forward cover = lead time + 30 days safety stock• Why ad spend should stay under 20% of net revenue (MER) with a 20% net profit target• The #1 trait of successful founders: humility• Why ecommerce businesses are valued on EBITDA multiples (2–4x), not revenue• Underrated organic channels: SEO, newsletters, and why nobody in ecommerce is using Reddit (yet)TIMESTAMPS(00:00) Welcome Paul Waddy — "the godfather of Australian ecommerce"(01:11) From McDonald's and Bonds Couriers to trade union official(03:18) Flying to Guangzhou and starting a men's shoe brand(05:18) Hard lessons in wholesale margins and cash flow(06:08) Five retail stores, no profit — and the move to ecommerce in 2007(07:38) Joining Showpo: $100M with no external funding(08:50) CEO at The Horse and the start of advisory (Muscle Republic, Babyboo, and more)(09:52) Building Learn eCommerce: coaching hundreds of brand owners(12:11) What does a "fucked" business look like? The two killers: stock and operating losses(14:14) "You're the lowest paid worker in Australia" — why revenue hides the truth(17:56) "Time till I'm fucked" — the metric every founder should know(19:17) The three steps: sales, gross profit, OPEX & inventory(22:00) Margin targets, logistics under 10%, merchant fees under 3.5%(24:29) A warning about the "scale bros" and taking on debt to grow(25:22) Inventory formulas: forward cover and monthly stock budgets(28:14) The #1 trait of successful founders: humility(30:36) How often should you check your numbers? (Daily.) Forecasting within 2%(32:45) How to beat competitors with bigger ad budgets: differentiation(36:47) EBITDA multiples and why profit — not revenue — determines what your business is worth(39:48) Should you build to exit from day one?(41:30) Ad spend benchmarks: why MER should stay under 20%(44:24) Hot take: the channels everyone is sleeping on — SEO, newsletters and Reddit(48:50) How brands can actually use Reddit (without getting downvoted)(52:31) How to work with PaulKEY FORMULASBreak-even: OPEX ÷ gross profit (if monthly OPEX exceeds gross profit, you're losing money)Forward cover: lead time + 30 days safety stock (e.g. 60-day lead time = hold 90 days of stock)Monthly stock budget: planned sales × COGS % (e.g. $100K sales at 30% COGS = $30K stock buy)Benchmarks: ~70% margin | logistics
Advertising SponsorWant to join our Map It Forward Monthly Community Discussion Group? Head to https://patreon.com/mapitforward to join the community by signing up to the "Roasted Coffee" tier for 20 USD per month. Find other like-minded people in the coffee industry.Episode DescriptionThis is episode 5 of a 5-part series with agro-tech company cofounder and CEO, Ciro Gelvez from WSeeds and Map It Forward Founder, Lee Safar. In this series of The Daily Coffee Pro Podcast by Map It Forward, we're discussing technology and the coffee supply chain, and what becomes possible when farm-level data is captured, managed, and used in ways that actually help coffee farmers make better business decisions.In this final episode of the series, Lee and Ciro discuss how technology can help farmers better forecast and prepare for changing climate conditions.Ciro explains why macro climate data is not enough. Coffee farms often operate across complex terrain, where microclimates can vary significantly even within a small area. WSeeds is developing IoT sensors to help measure farm-level conditions such as humidity and temperature so farmers can better understand risks related to berry borer, leaf rust, soil conditions, inputs, and yield.Lee and Ciro also discuss the role of AI. Forecasting is only useful if farmers know what to do with the information, and AI may help farmers connect their own farm data with possible decisions, lower-cost experiments, and more precise preparation.Connect with Ciro Gelvez and WSeeds here:https://wseeds.co/en/https://www.instagram.com/wseeds_col/https://www.linkedin.com/in/cirowseeds/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2026. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-13022Date of first use: June, 2026
Advertising SponsorWant to join our Map It Forward Monthly Community Discussion Group? Head to https://patreon.com/mapitforward to join the community by signing up to the "Roasted Coffee" tier for 20 USD per month. Find other like-minded people in the coffee industry.Episode DescriptionThis is episode 5 of a 5-part series with agro-tech company cofounder and CEO, Ciro Gelvez from WSeeds and Map It Forward Founder, Lee Safar. In this series of The Daily Coffee Pro Podcast by Map It Forward, we're discussing technology and the coffee supply chain, and what becomes possible when farm-level data is captured, managed, and used in ways that actually help coffee farmers make better business decisions.In this final episode of the series, Lee and Ciro discuss how technology can help farmers better forecast and prepare for changing climate conditions.Ciro explains why macro climate data is not enough. Coffee farms often operate across complex terrain, where microclimates can vary significantly even within a small area. WSeeds is developing IoT sensors to help measure farm-level conditions such as humidity and temperature so farmers can better understand risks related to berry borer, leaf rust, soil conditions, inputs, and yield.Lee and Ciro also discuss the role of AI. Forecasting is only useful if farmers know what to do with the information, and AI may help farmers connect their own farm data with possible decisions, lower-cost experiments, and more precise preparation.Connect with Ciro Gelvez and WSeeds here:https://wseeds.co/en/https://www.instagram.com/wseeds_col/https://www.linkedin.com/in/cirowseeds/If you found this episode valuable, make sure you're subscribed to the podcast and follow along for the rest of this 5-part series. In the next episode, we explore how global geopolitics is impacting food supply chains.***************************************About Map It Forward The Daily Coffee Pro is produced by Map It Forward, supporting coffee professionals globally across the supply chain.Website: https://mapitforward.coffeeMailing list: https://mapitforward.coffee/mailinglistPatreon: https://www.patreon.com/mapitforwardInstagram: https://www.instagram.com/mapitforward.coffee/Contact: support@mapitforward.org
Another recruiting heavy edition of Through The Smoke in this episode. InsideTheU's David Lake and Gaby Urrutia discuss the second week of official visitors at Miami, the Legends Camp, and who the Hurricanes are zeroing in on to close out the 2027 recruiting class. This episode is loaded with recruiting juice. Enjoy the show. Support Our Sponsors- Join Canes Connection today at CanesConnection.com!- If you have been injured in a slip and fall, boating accident, trucking accident, Uber/Lyft accident, or car accident, Nick Mucerino is the personal injury attorney you should contact at 561-960-9870 or visit the website FLInjury.Law.- If you're thinking about buying, selling, or investing in South Florida, you should know Aaron Paskow with Keller Williams. Grab a FREE Home Value Report or quick market update. Call or text 305-497-5773 or visit apaskow.kw.com.
Send us Fan MailIn this episode of the Talking Pools Podcast, host Natalie Hood sits down with Michael Thill, Regional Sales Manager with The Grit Game, to tackle some of the biggest misconceptions surrounding sales, distribution, retail operations, dealer support, and business growth in the swimming pool industry. Michael shares lessons learned from more than 15 years in retail, distribution, service, renovations, and manufacturer representation, offering a behind-the-scenes look at what really drives success in today's marketplace. From his unexpected introduction to the industry in 2011 as a part-time helper at Caribbean Pools to leadership roles with PoolCorp and now The Grit Game, Michael discusses the power of company culture, mentorship, relationship building, and why loving what you do can completely transform your career. Topics Covered in This EpisodeDo Dealers Only Care About Price?Michael explains why price is often the first question asked—but rarely the deciding factor. Customers and dealers alike are willing to pay more when they receive exceptional service, expert guidance, and genuine support. The conversation explores how value consistently outperforms price in long-term business relationships. Why Product Knowledge Still MattersThe discussion challenges the idea that customers should educate themselves before entering a retail store. Natalie and Michael explain why knowledgeable staff remain one of the most valuable assets a business can have and how ongoing education creates better customer experiences, stronger teams, and increased profitability. The Real Purpose of Retail StoresContrary to popular belief, customers don't only visit pool stores when something breaks. The episode explores how successful retailers create environments that foster loyalty, trust, community, and repeat business long after the initial sale. Distribution Is More Than Moving BoxesMichael shares what he learned working inside distribution and why great distributor representatives function as educators, problem-solvers, business developers, and strategic partners—not simply order takers. Inventory, Forecasting & Supply Chain RealitiesThe pair discuss common misconceptions about inventory availability, forecasting, lead times, and why communication between dealers, distributors, manufacturers, and reps is critical to maintaining product availability and supporting business growth. Building Better Dealer RelationshipsWhat makes a dealer easy to support? What creates challenges? Michael shares candid insights about adaptability, openness to change, communication, and why strong relationships remain one of the most powerful business tools available. Why Great Products Don't Always WinThe conversation explores why even outstanding products can struggle to gain market share and how education, awareness, promotion, and dealer buy-in often matter more than product quality alone. Promotion vs. DiscountingOne of the most practical discussions of the episode focuses on the difference between promoting products and discounting them. Michael explains why businesses often rush to markdowns before fully utilizing effective marketing, customer engagement, and event-driven promotion strategies. Key Takeaways Relationships outperform transactions. Product knowledge remains a competitive advantage. Great customer experiences create loyalty beyond price. Distribution and manufacturer reps can be valuable business partners. Forecasting and communication reduce inventory challenges. Education fuels growth at every level of the industry. Promotion creates excitement; discounts should be a last resort. Long-term success comes from investing in people, not just products. Memorable Quote"Plants don't grow in the same pot they started in. They need new soil, new opportunities, and continued cultivation. Businesses are no different." — Michael Thill Whether you're a builder, service professional, retailer, distributor, manufacturer, or sales representative, this episode provides valuable insight into the relationships, strategies, and mindset required to thrive in today's pool industry.#TalkingPools #PoolIndustry #PoolBusiness #DealerSupport #Distribution #SalesLeadership #PoolProfessionals #RetailSuccess #BusinessGrowth #AquaticsIndustry #NatalieHood #MichaelThill Support the showThank you so much for listening! You can find us on social media:FacebookInstagramTik TokEmail us: talkingpools@gmail.com
Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)
How do you apply AI to one of the world’s most perishable supply chains? In this episode of Technovation, host Peter High speaks with Sankar Chinnathambi, CIO of Driscoll’s, the world’s largest berry company. With operations spanning more than 30 growing regions and products sold in approximately 60 countries, Driscoll’s faces a unique challenge: moving billions of berries from harvest to consumers while preserving freshness and quality. Sankar discusses how Driscoll’s is using AI, predictive analytics, and digital platforms to improve grower collaboration, supply forecasting, pricing optimization, and supply chain visibility. He also shares the company’s broader modernization strategy, including ERP transformation, BerryGPT, and technology initiatives designed to accelerate innovation while supporting growth, sustainability, and resilience. Key discussion topics include: Building an AI-powered digital agronomist Modernizing forecasting in a supply-constrained business Creating a global digital backbone with Oracle Fusion Using real-time monitoring to preserve product quality Accelerating agricultural innovation through technology This episode is presented by Celonis — Give AI the context it needs. Learn more at celonis.com
In this episode, we speak to Absalom “AB” Mfumadi of the South African Weather Service (SAWS) about how farmers can use weather technology to strengthen climate resilience and improve on-farm decision-making. From real-time storm tracking and 10-day forecasts to livestock heat-stress monitoring and digital weather tools, Mfumadi unpacks how weather data can help producers plan operations, protect workers and livestock, and adapt to increasingly unpredictable climate conditions. We also explore accessible tools for smallholder farmers, advanced solutions for commercial operations, and the important role of blending modern forecasting with indigenous weather knowledge.
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2026. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-13022Date of first use: June, 2026
The airwaves are full of property doom and gloom. It is interesting to see the narrative turn from property investors had no real impact on home prices, to now, prices will drop. In my earlier show I explained why this is good, despite the horror being expressed by many. And we are getting a spray … Continue reading "Forecasting Home Price Falls Is A Mugs Game… But…"
In this episode, Cody is joined once again by longtime Virtual GM Malissa Baum to tackle one of the most important — and often misunderstood — topics in hospitality today: OTA dependence.OTAs like Expedia, Booking.com, and Airbnb absolutely provide value. They help hotels gain visibility, drive occupancy, and compete in crowded markets. But when properties become too dependent on third-party bookings, the hidden costs can quietly erode profitability, guest loyalty, and long-term brand value.
California's almond industry is looking at new technology to improve crop forecasts before harvest.
In this episode, retired four-star General Mike Minihan shares his experiences in military leadership, the importance of industry collaboration, and the strategic role of AI, data, and UAVs in modern warfare. Discover key lessons on decision-making, innovation, and national security from a top military leader. key topics Military leadership and decision-making at the four-star level The importance of industry collaboration and relationship-building The strategic role of AI, data, and quantum in modern warfare Chapters 00:00 The Weight of Command: Insights from a Four-Star General 04:52 Building Relationships with Industry: The Marco Polo Approach 10:05 Navigating Yes, No, and Maybe: The Art of Pitching 14:53 Data and AI: Challenges in the Operational Environment 28:29 Cyber Deterrence and the Current Landscape 30:36 Decision Advantage in Command 35:07 The Role of UAVs in Modern Warfare 38:34 Lessons from Ukraine and Iran 41:24 AI in Forecasting and Preparedness 45:24 Surprising Innovations and National Security Threats 51:51 The Importance of American Industry resources Mavericks Advisors LLC - https://mavericksadvisorsllc.com
Today, Caroline and Tayrn are thrilled to welcome Katie Tamony to the podcast! Katie spent a decade (2001 to 2011) as the Editor-in-Chief of Sunset Magazine, celebrating the seamless indoor-outdoor living of the West Coast. Today, she heads up marketing and trend forecasting for Monrovia, one of the country's premier plant nurseries. Celebrating its 100th anniversary this year, Monrovia grows over 4,000 varieties of plants—from trees and shrubs to perennials and exquisite edibles—across thousands of acres in the US. Katie joins us to discuss the fascinating world of plant breeding, the top landscape trends shaping our backyards, and why you shouldn't be afraid to aggressively prune your plants! Quick Gardening Trends & Takeaways: Patio Culture: More people are focusing their gardening efforts on patios and balconies. Instead of just the traditional "thriller, filler, spiller" container combinations, homeowners are embracing wellness and luxury by potting single, stunning statement plants with lush, broad leaves. The "Easy Sunday" Garden: Think of a Nancy Meyers movie landscape. This highly tailored look relies on the luxurious, year-round structure of traditional boxwoods paired with classic flowering shrubs like hydrangeas, roses, and camellias. This trend limits color palettes (like all white or white-and-blue) and utilizes mass plantings of a few varieties rather than a chaotic mix. The Modern Meadow: A blend of wild and refined, this trend is incredibly popular with younger homeowners. It focuses on biodiversity by mixing native grasses with pollinator-friendly perennials like salvia, lavender, and agastache to invite bees, butterflies, and hummingbirds into the yard. Exquisite Edibles: Gardeners are looking beyond basic tomatoes and berries. Thanks to clever plant breeding, people are now growing exotic fruits like kiwis and figs in colder hardiness zones, or even planting compact apple trees in patio containers. Look closely at the branching: When shopping for shrubs, check if the plant is evenly branched on all sides. Good branching indicates the plant was pruned frequently and properly cared for at the nursery, meaning it will hold its shape much better in your yard. Buy plants with tight buds: We are often dazzled by fully blooming plants at the garden center, but you will get a much longer bloom time at home if you purchase a plant that is still tightly budded (like peonies, which should be bought when the "eye" is just coming up). Don't be afraid to prune: Many gardeners are too timid, but aggressive pruning is incredibly healthy for your plants. Cutting back perennials, hydrangeas, and trees at the right time helps them return fuller and with more blooms. Dig a wider hole, not a deeper one: When planting, dig a hole that is at least twice as wide as the plant's root ball. Ensure you aren't burying the plant too deep; the soil should just cover the root ball. Mix your native dirt with soil amendments, add a slow-release fertilizer into the hole, and always finish with a top layer of mulch to suppress weeds and retain moisture. What You'll Hear on This Episode: 00:00 Welcome & Introduction 03:00 Katie's background at Sunset Magazine and joining Monrovia 06:00 Monrovia's 100-year history and the only annual plant they grow 09:00 The top four landscaping trends: Patio Culture, Easy Sunday Garden, Modern Meadow, and Exquisite Edibles 15:00 The history of founder Harry Rosedale and the iconic green Monrovia pots 20:00 Why branching matters and why you shouldn't be afraid to prune 25:00 The science of plant breeding, plant hunters like Dan Hinkley, and bringing fragrance back to roses 32:00 The debate between native plants, invasives, and cultivars 43:00 Nursery shopping tips and why fall is the best time to plant large shrubs 54:00 The Nitty Gritty White Rose and using unique shrubs for your indoor cutting garden Also Mentioned in This Episode: SunBelievable Sunflower: The only annual Monrovia grows! It stays compact and bushy, making it a perfect pot filler that produces up to 1,000 blooms from spring until the first frost. Centennial Ruby Hydrangea: Monrovia's special 100th-anniversary release. It boasts a never-before-seen ruby color that ages to deep charcoal, with sturdy stems and thick leaves that hold blooms for 130 days. Nitty Gritty White Rose: A compact rose popularized by designer James Farmer, who planted masses of them in containers around his pool for a stunning, bouquet-like effect. Fatsia 'Camouflage': A beautiful statement plant with variegated foliage discovered by plant hunter Dan Hinkley. Cutting Garden Shrubs: Step outside the box for your floral arrangements by clipping from shrubs like Leucadendron, compact Crape Myrtles, or Loropetalum. Explore the Plant Finder Tool at Monrovia.com to find the perfect plants for your zip code. Follow Monrovia on social media: @monroviaplants. Learn more about your ad choices. Visit megaphone.fm/adchoices
3 Cash Flow Leaks Draining Your Profit with Natalia Zacharin Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/ Most business owners think they have a revenue problem when they really have a cash flow problem. In this episode, Rocky Lalvani talks with Natalia Zacharin about the hidden leaks that drain profit, the financial habits that help owners scale with more confidence, and why waiting until payroll gets tight is already too late. If you want better cash flow, stronger profit, and clearer financial decisions, this conversation gives you a practical framework for what to watch and what to fix. Natalia Zacharin built her business from a bookkeeping side gig in 2019 into a 16-person firm that provides accounting, bookkeeping, and fractional CFO services. In this conversation, she shares what happened when she lost a major client, why high profitability gave her room to respond, and how owners can use financial data to make smarter decisions before a problem turns into a crisis. In This Episode: Why cash flow problems often begin long before the bank balance shows it How forecasting helps owners see problems 3, 6, or 9 months early What Natalia learned after losing $250,000 in revenue Why hiring because you are busy can create bigger financial pressure The warning signs of weak pricing and poor payroll capacity How to judge marketing ROI faster and stop wasting money Why founders should usually own sales longer than they want to Key Takeaways: Cash flow problems usually start months before the bank balance makes them obvious. Forecasting helps business owners see trouble coming 3, 6, or even 9 months ahead. If you are too busy to keep up but still cannot afford to hire, you may have a pricing problem. Marketing should be measured by booked calls, sales, and ROI, not vague activity. Founders should usually lead sales longer than they want to, especially before the business reaches roughly $750,000 to $1 million in revenue. Natalia's Money Lesson: Natalia's biggest money lesson is that financials have to be used proactively, not reactively. She explains that strong profit margins, six months of cash reserves, and regular forecasting helped her navigate the loss of $250,000 in revenue without panicking. Her point is clear: if you understand your numbers early, you can spot trends, catch leaks, and make adjustments before you end up borrowing for payroll, missing tax obligations, or making emotional decisions under pressure. Why This Conversation Matters: This conversation matters because it gets to the heart of what many small business owners experience but do not always understand: revenue can grow while profit and cash flow still get weaker. Natalia and Rocky talk about the slow trends that create pressure long before the bank account reveals it, including weak pricing, bad hiring timing, wasted marketing spend, and avoiding the numbers. For owners trying to grow without creating more chaos, this episode is a reminder that financial clarity is not optional. It is the tool that gives you time, options, and control. About Natalia Zacharin: Natalia Zacharin is the founder of Zacharin Consulting and an Inc. 5000 entrepreneur. She helps 7 and 8 figure business owners turn financial data into a forward-facing GPS. Natalia will reveal the silent cash leaks draining your profits, exactly when to make your next hire, and how to build a highly sellable asset. Get ready to stop guessing and start scaling with absolute financial clarity! Links: Website: https://zacharinconsulting.com/ https://www.linkedin.com/in/growyourbottomline/ https://www.facebook.com/zacharinconsulting/ https://www.instagram.com/growyourbottomline/ Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
This week on More or Less, Amir Efrati of The Information joins Jessica, Brit, and Dave to unpack the growing intersection of AI, government, and national security, from the rumored stalled executive AI order to why frontier model companies may soon face deeper U.S. oversight and pre-release access demands. The group debates whether slowing AI adoption is really a pricing and UX problem, why AI agents are causing token consumption to explode, and whether most consumers even want an always-on personal agent. They also dive into the geopolitical implications of data centers and open-source software, AI's impact on entertainment and voice cloning, Hollywood's anxiety over originality, and the strange new world where even papal writings prompt questions about whether AI had a hand in shaping the message.Chapters:1:57 — AI Predictions, Whispering to Models & Forecasting the Future4:37 — AI, National Security & the Trump Administration6:52 — The Pope's AI Document, Closed Models & Security Risks11:56 — AI Regulation, Job Fears & Public Sentiment15:45 — Is AI Adoption Slowing Down? Pricing, ROI & Enterprise Reality21:00 — Agents, CIOs & Whether Mainstream Users Will Ever Embrace AI36:00 — AI Entertainment, Voice Cloning & Hollywood's Future41:52 — Going Off-Grid, Book Recommendations & Digital Detoxes47:00 — Mark Rober, CrunchLabs & the $10,000 Bullseye StoryWe're also on ↓X: https://twitter.com/moreorlesspodInstagram: https://instagram.com/moreorlessYouTube: https://youtu.be/OyC7N42o36sConnect with us here:1) Sam Lessin: https://x.com/lessin2) Dave Morin: https://x.com/davemorin3) Jessica Lessin: https://x.com/Jessicalessin4) Brit Morin: https://x.com/brit
In this episode of The Cisco AI Insights Podcast, hosts Rafael Herrera and Sónia Marques are joined by Cisco's Technical Leader in Machine Learning Engineering Leticia Fernandes to explore the groundbreaking study, "A Comparative Study of Traditional Machine Learning, Deep Learning, and Large Language Models for Mental Health Forecasting Using Smartphone Sensing Data," which evaluates how different AI architectures analyze complex smartphone behavioral data to predict future mental health states. The discussion delves into the intricacies of forecasting mental health changes using five years of data from the College Experience Sensing dataset, highlighting how deep learning models, particularly transformer architectures, outperform traditional machine learning and Large Language Models by effectively leveraging personalized user behavior to identify subtle anomalies that could signal declining mental health, while also addressing the challenges of data imbalance and the inherent limitations of LLMs in processing high-dimensional, non-textual temporal sequences. A special thank you to the researchers from The Singapore University of Technology and Design, that developed this month's paper. If you are interested in reading the paper yourself, please visit this link: https://arxiv.org/pdf/2601.03603
In this episode, we're joined by George Storm, CRO at N.rich, for a conversation about why traditional B2B SaaS forecasting is no longer good enough in today's market. George shares how N.rich, the European ABM platform, helps sales-led companies influence complex buying committees, warm up priority accounts, and progress accounts before sales ever reaches out. We spoke with George about why forecasting can't be treated as a static quarterly exercise anymore, why revenue leaders need to account for macro signals like layoffs, budget freezes, acquisitions, interest rates, and market turbulence, and how to move from fixed-number forecasting to ranges, probabilities, and continuous forecast loops. He explains why CROs should think in “regimes” like calm, turbulent, and stormy markets, and how that changes the way you model win rates, sales cycles, ACV, and pipeline coverage. Here are some of the key questions we address: Why is traditional SaaS forecasting broken? Why should forecasts be modeled as ranges instead of fixed numbers? How do macro signals like layoffs, acquisitions, and budget freezes impact pipeline confidence? Why can historical win rates be misleading in today's market? What does it mean to forecast in calm, turbulent, or stormy weather? How can CROs build a continuous forecasting loop instead of relying on quarterly updates? What should revenue leaders monitor weekly to avoid surprise misses?
Theo Jaffee and Sophia Puccini speak with economist Robin Hanson about prediction markets, gambling, and why he believes speculative markets are one of the most powerful tools humans have for aggregating information and forecasting outcomes. The conversation begins with Minnesota's recent law criminalizing prediction markets before expanding into the broader backlash surrounding platforms like Kalshi and Polymarket. Hanson explains his long-term vision for “decision markets,” where markets could help guide choices made by companies, governments, and even individuals. Along the way, they discuss sports betting, games and human psychology, futurism, AI, and Hanson's broader work on how societies misunderstand risk, incentives, and coordination Resources: Follow Robin Hanson on X: https://x.com/robinhanson Follow Theo Jaffee on X: https://x.com/theojaffee Follow Sophia Puccini on X: https://x.com/schisofrenia Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Met Éireann will feature a Show Garden at Bord Bia's Bloom as part of a series of events to mark the national meteorological service's 90th anniversary.For more on this, Ciara Doherty is joined by Aoife Kealy, Deputy Head of Forecasting at Met Éireann.
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Chad Peets is one of the most straight-talking, no BS sales leaders of our time. Today, he partners with founders of the fastest growing companies in the world, like Harvey, Factory to build the best sales teams in a world of AI. Chris Degnan is a legendary technology sales leader who achieved the historic feat of scaling Snowflake from $0 to $4BN in ARR. AGENDA: 00:00 – The $100M CRO Packages Nobody Believes Are Real 04:10 – Why Most "Elite" Salespeople Are Actually Just Order Takers 08:00 – The Secret to Hiring Killer Sales Talent at Early-Stage Startups 10:05 – 20x Quotas & The Death of Traditional Pipeline Generation 16:20 – The ARR Scam: Why Most AI Revenue Numbers Are Fake 17:45 – Why the Best Engineers Do Not Want to Be Forward Deployed Engineers 21:10 – Why Paying Everyone the Same Kills Great Sales Organisations 24:15 – Anthropic's Crazy Compensation Is Breaking the Entire Sales Market 29:00 – The Brutal Truth About Replacing CROs & Firing Sales Leaders 32:20 – Forecasting in AI Is Completely Broken 38:20 – The Fatal Mistake Founders Make Chasing Venture Valuations 39:40 – Why Most VCs Give Absolutely Terrible Sales Advice 42:10 – Global Sales From Day One: The New AI Go-To-Market Playbook 44:15 – "Anthropic Is a $5 Trillion Company" 47:40 – The Death of the Traditional SDR & The Rise of Full-Stack AI Sellers 49:00 – Consumption Pricing, Vertical AI & Why SaaS Is Getting Rewritten 52:00 – What the Best Sales Cultures Still Get Right in the AI Era
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2026. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-13022Date of first use: May, 2026
To look at the forecast Alan O'Reilly of Carlow Weather and our reporter Peter O'Connell is in Kilkee speaking to some tourists and the locals.
In this episode of Run the Numbers, CJ sits down with ParkerGale Operating Partner Paul Stansik to break down five ways CFOs can help build a better sales engine: making the budget mean something, improving forecasting, sharpening metrics, getting involved in key RevOps moments, and building real trust with sales.—SPONSORS:Aleph is a modern FP&A platform built for teams that want more than another planning tool. By connecting your ERP, CRM, and other systems into one trusted data layer with AI workflows, Aleph helps you move faster with real-time insights. Get a personalized demo at https://www.getaleph.com/runRightRev is an automated revenue recognition platform built for teams that have outgrown spreadsheets and billing tool workarounds. It handles high-volume subscriptions, usage-based contracts, and mid-cycle upgrades, so you can scale without scrambling at month-end. For RevRec that keeps your books clean, visit https://www.rightrev.com/CJRillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjEY works with high-growth tech companies to navigate the messy realities of scaling—from regulatory requirements to IPO readiness. By helping teams get it right early and often, EY lets founders stay focused on building while reducing risk as they grow. Learn more at https://www.ey.com/techstartupsSpendHound is a SaaS spend management platform built for finance and procurement teams that want visibility and leverage in every deal. By tracking all your software, benchmarking pricing across thousands of vendors, and surfacing contracts and renewals, SpendHound helps you stop overpaying and negotiate with confidence. Trusted by teams at ZoomInfo and Hootsuite. Get started at https://www.spendhound.com/cjBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metrics—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNGuest: https://www.linkedin.com/in/paulstansik/Company: https://www.parkergale.com/Hello Operator: https://hellooperator.substack.com/CJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:Is a weekly martini ARR? | with Dave Kellogghttps://youtu.be/Yb1lUQLJ6qw—TIMESTAMPS:All verified. Here are the timestamps:0:00 Preview and intro2:27 Parker Gale and Paul's role3:52 Topic: how CFOs build a better sales engine6:21 1: Make the budget mean something8:11 Budget segmentation and cleaving the business10:54 Sponsors — Aleph | RightRev | Rillet14:08 2: Help emphasize forecasting17:23 Forecasting as non-threatening co-construction19:37 Sponsors — EY | SpendHound | Brex23:06 3: Lend a hand with data and metrics25:32 Walking sales through NDR levers27:16 Metrics tied to exit readiness28:00 4: Get involved in a few RevOps spots29:04 Pricing, proposals, and quoting31:22 Kill your SKUs32:51 Selling with certainty: quote formatting34:26 CFO letter for enterprise deals37:37 5: Build a great relationship with sales37:59 You can't fix a secret39:23 EQ over IQ for finance leaders40:41 Recap: all five tips42:11 Credits#RunTheNumbersPodcast #CFO #SalesStrategy #FinanceLeadership #RevenueOperations
Consumption pricing puts pressure on the forecast in places traditional SaaS models rarely exposed. Total usage may be easier to model from the CFO's seat, but the field still has to answer harder questions: which customer, which channel, which rep, and when. In this replay segment, Devavrat Shah explains how AI can help teams learn across cohorts, spot patterns in uneven data, and create more trust in a forecast that would otherwise depend on isolated judgment calls. Devavrat Shah is an MIT professor, director of MIT's Statistics and Data Science Center, and co-founder and CEO of Ikigai Labs. He brings a data science and operator's perspective to forecasting, consumption pricing, and enterprise AI. Connect with Devavrat: LinkedIn Listen to the full episode here: Understanding AI Through History and Practical Application with Devavrat Shah Hosted by five-time CRO John McMahon and Force Management Co-Founder John Kaplan, the Revenue Builders podcast goes behind the scenes with the sales leaders who have been there, done that, and seen the results. This show is brought to you by Force Management. We help companies improve sales performance, executing their growth strategy at the point of sale. Connect with Us: LinkedInYouTubeForce Management
DisclosuresThese views are subject to change at any time based upon market or other conditions and are current as of the date at the top of the page.Investing involves risk and principal loss is possible.Past performance does not guarantee future performance.Forecasting represents predictions of market prices and/or volume patterns utilizing varying analytical data. It is not representative of a projection of the stock market, or of any specific investment.This material is not an offer, solicitation or recommendation to purchase any security. Nothing contained in this material is intended to constitute legal, tax, securities or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.The general information contained in this publication should not be acted upon without obtaining specific legal, tax and investment advice from a licensed professional. The information, analysis and opinions expressed herein are for general information only and are not intended to provide specific advice or recommendations for any individual entity.Please remember that all investments carry some level of risk. Although steps can be taken to help reduce risk it cannot be completely removed. They do no not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.Investments that are allocated across multiple types of securities may be exposed to a variety of risks based on the asset classes, investment styles, market sectors, and size of companies preferred by the investment managers. Investors should consider how the combined risks impact their total investment portfolio and understand that different risks can lead to varying financial consequences, including loss of principal. Please see a prospectus for further details.Indexes are unmanaged and cannot be invested in directly.Copyright © Russell Investments Group LLC 2026. All rights reserved.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments. It is delivered on an “as is” basis without warranty.CORP-13022Date of first use: May, 2026
Do you actually know how many tools are in your installers' trucks? Aaron Clippinger recently discovered 14 Hilti drills in his shop—for only 6 installers. In this episode, he dives into the massive "blind spot" of equipment mismanagement and the cultural issue of employees hiding broken tools.Aaron reveals the new SquareCoil "Resources" feature: a Home Depot-style tracking system that monitors machine hours, repair costs, and utilization. Learn how to use data to decide between a warranty repair or a trash can, and why 50% utilization on a crane truck means you need a better calendar, not a new vehicle.
When the pandemic began reshaping the world in early 2020, Sarah Riley was helping guide finance at Zoom through an unprecedented surge in demand. “You could see the volume of Zoom almost spiking up by the regions that were going into shutdown,” Riley tells us. What followed was unlike anything most software companies had experienced before. During her four years at Zoom, the company expanded from roughly $200 million in ARR to $4 billion, Riley tells us. At one point, Zoom spent nearly half a billion dollars on AWS infrastructure costs it had not anticipated, she explains.For Riley, the experience fundamentally reshaped how she viewed finance leadership. Rather than becoming fixated on gross margin guidance or traditional planning cycles, she says the finance team had to continually reevaluate the “strategic heart” of the business as Zoom evolved from an enterprise software company into a platform supporting schools, consumers, and businesses worldwide. “Forecasting and discipline comes second” in moments of extraordinary change, Riley tells us.That mindset now informs her role as CFO of dbt Labs, where she oversees finance, accounting, and data operations while helping guide the company through its merger with Fivetran. Riley says today's defining challenge for software businesses is balancing legacy operating models with the realities of AI-driven transformation. “You need to balance that with how do we make sure that we're investing aggressively enough in capturing what our user base is turning into,” she tells us.
With 2028 looking to be the first year of meaningful schedule changes on the PGA Tour, Soly, TC and DJ do their best to carve out a theoretical schedule that embraces the new realities of the tour, yet makes noticeable improvements over the current structure with particular emphasis on implementing an actual “playoff” model to crown a tour champion. Support our Sponsors: Titleist Whoop East Sands Golf Co If you enjoyed this episode, consider joining The Nest: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at nolayingup.com/join Subscribe to the No Laying Up Newsletter here: https://newsletter.nolayingup.com/ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Prediction markets have grown into a multibillion-dollar industry. This episode asks whether they are powerful forecasting tools or gambling platforms in disguise—and what their rise means for how risk and information are priced. Hosts: Rebecca Patterson, Senior Fellow, Council on Foreign Relations (CFR) Sebastian Mallaby, Paul A. Volcker Senior Fellow for International Economics, Council on Foreign Relations (CFR) Guest: Christy Goldsmith Romero, Former Commissioner, Commodity Futures Trading Commission (CFTC) We discuss: How prediction markets are turning the world into a “casino” where you can bet on almost anything, from elections and geopolitics to sports and niche events. The evolution of prediction markets from academic tools to mainstream platforms shaping finance, politics, and culture. Why these markets sometimes outperform polls, where they fall short, and how they blur the line between forecasting and entertainment-driven gambling. As Rebecca Patterson asks: “Are these markets actually useful, or are they just gambling dressed up as forecasting?” The legal gray areas that are allowing prediction markets to expand so quickly and the growing risk of manipulation and insider bets. An anecdote from France, where someone allegedly tampered with a weather sensor to manipulate the outcome of a prediction market bet. How governments and regulators are struggling to keep up. Whether these markets truly reflect the “wisdom of crowds” or just loud, well-funded players. Mentioned on the Episode: Anthony M. Diercks, Jared Dean Katz, and Jonathan H. Wright, “Kalshi and the Rise of Macro Markets,” Federal Reserve Board “The Future of Financial Services Regulation: A Conversation with CFTC Commissioner Christy Goldsmith Romero,” Brookings Institution Adam Hoffer and Jacob Macumber-Rosin, “Expanded Sports Betting Legalization Would Generate Billions in Tax Revenue,” Tax Foundation Andy Serwer, “Charles Schwab CEO Explains Why Investing Works—and Gambling Doesn't,” Barron's Want to keep up with The Spillover? Sign up to receive an email alert when new episodes are released. The Spillover is a production of the Council on Foreign Relations. The opinions expressed on the show are solely those of the hosts and guests, not of the Council, which takes no institutional positions on matters of policy.
WBSRocks: Business Growth with ERP and Digital Transformation
Send us Fan MailManufacturers continue to face persistent challenges in sales and inventory forecasting due to fragmented data spread across ERP, CRM, and operational systems, leading to inconsistent inputs and downstream consequences such as excess inventory, stockouts, cash-flow strain, and missed revenue opportunities. This webinar addresses these issues through a practical, real-world use case, demonstrating how disciplined processes and system alignment can significantly improve forecasting accuracy. It showcases how an Algorithm customer leveraged Acumatica in combination with DataSelf to unify disparate data into a single source of truth, eliminating reliance on spreadsheets and enabling scalable, system-driven forecasting. More importantly, the session illustrates how BI-powered forecasting transforms executive decision-making—from reactive variance analysis to proactive, forward-looking planning—allowing leaders to optimize inventory levels, reduce carrying costs, and improve service outcomes, positioning forecasting not merely as a reporting function but as a strategic capability grounded in clean data and tightly integrated systems.Video: https://www.elevatiq.com/events-and-webinars/accurate-forecasting-in-manufacturing-a-customer-case-study-with-erp-and-bi/Questions for Panelists?
In this episode, Josh interviews Nathan Resnick, founder of Y-Combinator a sourcing platform. Nathan shares expert advice on negotiating with manufacturers, building strong supplier relationships, and managing payment terms. He discusses the importance of understanding your value to factories, balancing primary and backup suppliers, and regularly re-evaluating product costs. Nathan also offers practical tips on warehousing outside the U.S. to save on tariffs and improve cash flow. The episode wraps up with actionable takeaways for business owners looking to optimize their supply chain and sourcing strategies.Chapters:Introduction to Nathan Resnick and Sourcing (00:00:00)Josh introduces Nathan Resnick, his background, and the Sourcing platform's mission and achievements.Negotiation Tactics and Understanding Factory Value (00:01:00)Nathan explains how to assess your business's value to a factory and leverage it for better payment terms.Factory Cash Flow and Forecasting (00:02:01)Discussion on factory cash flow challenges, importance of forecasting, and mutual understanding in negotiations.Choosing the Right Factory and Negotiation Leverage (00:02:58)Advice on evaluating if you're the right customer for a factory and when to consider switching.How to Find Out Your Importance to a Factory (00:03:55)Nathan shares practical ways to determine your share of a factory's business and the value of building relationships.Building Relationships and Guanxi (00:05:27)The importance of personal, transparent relationships with manufacturers, especially in Chinese business culture.Balancing Primary and Backup Suppliers (00:06:19)Strategies for maintaining a primary manufacturer while having backup options and when switching is worthwhile.Re-evaluating Product Costs and Sourcing Quotes (00:08:31)How to revisit product pricing, get competitive quotes, and the realities of sourcing platforms like Alibaba.Three Actionable Takeaways (00:10:42)Josh summarizes key takeaways: building relationships, revisiting unit costs, and warehousing outside the US.Warehousing and Tariff Strategies (00:13:43)Advice on warehousing in Mexico to save on tariffs and improve cash flow, including 3PL recommendations.Closing and Contact Information (00:14:30)Nathan shares how listeners can connect with him and learn more about Sourcing.Links and Mentions:Tools and Websites "Sourcify": "00:08:47" "Alibaba": "00:10:23" "Global Sources": "00:10:23" Key Concepts "Guanxi": "00:05:35" Actionable Takeaways "Build a Relationship with Your Manufacturer": "00:11:29" "Revisit Product Unit Costs Regularly": "00:12:33" "Start Warehousing Products Outside the U.S.": "00:13:43" Contact Information "Nathan Resnick" on LinkedIn: "00:14:44"Transcript:Josh 00:00:00 Today I am super excited to introduce you all to Nathan Resnick. Nathan is the founder of Sourcify, the fastest growing sourcing platform backed by Y Combinator that helps hundreds of companies manufacture products around the world. In the past, Nathan has brought dozens of products to market, ran three e-commerce companies. He's even sold one of them and has been part of projects on Kickstarter, raising over seven figures. He writes for media outlets like entrepreneur, The Next Web Business. Com, and can frequently be seen on CNBC. Nathan also used to live in China and he speaks Mandarin fluently. So with that introduction, welcome to the show, Nathan.Nathan 00:00:41 Josh, thanks so much for having me on.Josh 00:00:43 I'm sure with your experience you have probably some good negotiation tactics. you've probably have a few case studies of people that you've helped, navigate getting better payment terms with their manufacturer. So would you mind just kind of diving in and sharing more there?Nathan 00:01:00 Yeah, totally. I mean, I think first off, you got to understand how valuable your business is to your factory.Nathan 00:01:06 Right. So I would do that by really trying to understand, you know, you make up most of their production output, you know, of all the factories, production volume that you work with, what percentage are you? Is it 30%, 10%, 50%, 80%. You know what? What is it? And then you kind of understand where you're at from a negotiation position, right? Because if you're a brand that makes up the majority of a factory's output, obviously you have a much stronger lever to pull if you're a kind of minority customer for them or a smaller customer for them, then, you know, maybe that's not even the right factory for you to be working with because you don't have a strong lever to pull. So I think, you know, number one, you've got to see eye to eye to eye with them in terms of forecasting and helping them better understand. Well, hey, you know, this year, this is how many units I'm planning to produce. And I think there's a big disconnect between supply chain teams and factories when it comes to forecasting, because a lot of supply chain team members don't understand.Nathan 00:02:01 There are a lot of brand owners don't understand. You know, that factory has to go purchase raw materials to produce your products as well, so they have their own cash flow challenges when it comes to, you know, making sure they have enough factory workers to produce your product, making sure they have the raw materials to produce your product, and then they aren't getting paid, you know, for 30 or 60 days to produce your product if you're negotiating your terms. Well. And so you've got to understand it from their standpoint as well of, you know, hey, how is this going to help their factory grow? Because it can also put them in a cash flow position, which is challenging. And so that's something you need to be aware of when you go into your negotiations. So I think number one, I would just make sure you're seeing eye to eye with that factory that you're working with to understand, you know, how big of a customer am I for them? You know, what does their cash flow look like? And have I done a good job making sure they understand my forecast? And that's when I would go into the negotiation of saying, hey, you know, we're trying to grow and to grow.Nathan 00:02:58 We need more, you know, cash flow to scale up our ads, to get more customers right. And so that's how I would approach it. I think if you're a brand that is, you know, a smaller customer like sub 10% of a factory's output, it's going to be really hard for you to negotiate that. And honestly, in that position, I might actually, you know, kind of take my option to of, you know, trying to ask yourself, am I the best customer for this factory? And can I find a factory where I'm, you know, a much larger customer that I can grow with more? so that's that's another kind of question that I would ask of, trying to understand, like if you already know your small customer for this factory, are they even the right factory for you? and then, you know, it's just.Josh 00:03:41 Real quick, before you continue on that, my question would be on that. How do you have that conversation to say, hey, by the way, how much of your business do I make up, right? Like, that could be an awkward conversat...
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