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In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance. Key Takeaways:Momentum is Better than Meditation: Don't wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family's future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.
It's time for another Listener Questions session! This week we cover commercial property in pensions, ethical investing, inherited pensions and so much more. Shownotes: https://meaningfulmoney.tv/QA16 01:02 Question 1 Hi Peter / Roger, Many thanks for all the wisdom plus superb book, you two really make my week with the banter. I always hear about DB and DC pensions but wondered if you'd ever cover the following: Many business owners like myself own buildings outright (as a pension) within a Commercial Sipp and then loop back into this rental payments. Also, within this using a GIA for diversified investments including cash lump sums for tax relief when possible. I'm heading North of sixty soon and feel its time to start thinking of the exit plus implications. It would be fantastic to hear your advice on these in the future. Best Regards, Steve 05:47 Question 2 Hello Pete Can ethical investing beat inflation? Myself and my husband are both 63. We retired at the end of last year, having sold the business we have run for the majority of our working lives. We have some small DC pensions and a SSAS which includes a commercial property. We both have cash ISAs. I've done some research, helped massively by your podcasts and YouTube videos, so thank you so much for these. From what I have learned I understand that we need to invest the cash from the business sale in Global Equities. We also need to look at the investments within the SSAS which, up to now, the SSAS provider has managed. Cash in the SSAS also needs to be invested. Is there a way of picking a Global Index Tracker which is ethical and will beat inflation and that requires minimal management to keep fees low? I realise that we need to look at our cash accounts too with this in mind. Many thanks for all your excellent resources and advice, the fog of financial planning is starting to clear and I'm feeling less panicked about being able to manage the money for our future. Kind regards, Rachel 12:52 Question 3 Dear Pete and Rog, Your podcasts have been a real source of steadiness for me over the past few years - a pair of reliable voices amidst the wider financial chaos. I'm writing with a question about nominee (beneficiary) pensions. Sadly, my father passed away recently, and I've inherited half of his private pension pot - around £70k from a total of £140k. It's been set up as a nominee pension, which I understand allows the money to remain invested and grow tax-free, with flexible access at any age. This has been a significant and unexpected legacy, and it's opened up the possibility of scaling back to part-time work well before the official retirement age. (I'm in my late 30s, so there's still a way to go, but it's a big deal for me and brings more options for me) I don't plan to draw from the pot for many years. My intention is to let it grow. The catch, however, is that the provider, without naming names, (let's just say three letters, last one P), is expensive compared to what I'm used to (I invest monthly in a Vanguard LifeStrategy ISA). When I've done some projections I can see that if leave the money where it is indefinitely, the fees will quietly erode a decent chunk of the long-term gains. There's a 6-year early exit charge, so for now I'm content to leave it be. I'm still dealing with bereavement and all the admin of being an executor, so pressing pause on any big financial decisions feels like the right call at this early stage. But when that 6-year period ends, I'll be weighing up whether to stick or twist. My question is: can nominee pensions be transferred to another provider without losing the key benefits, like the tax-free growth and the ability to access the funds flexibly before retirement age? I've looked into alternatives- transferring into my ISA would take years due to the annual limit; a general investment account loses the tax perks; and a conventional pension would lock the funds away until age 55+, which undermines the very flexibility that makes this pot so helpful for future semi-retirement plans. I'd be really grateful for any ideas or thoughts you might have on this. All the best, Alan 19:29 Question 4 Hi guys, I am 31 years old and currently investing 15% of my gross income into my retirement. 6.8% via my employer's DB CARE scheme, and the other 8.2% into my SIPP. My wife and I also contribute £200pm into a S&S ISA for our son. We hope by the time he is 18 (3 months old now) this fund could pay for university, travel, driving - whatever he wants to do (within reason!). By age 60, I would like to be in a position to retire, whether I do that or not is another question, but I would at least like the option to. I often see YouTube videos titled "SIPP vs ISA which is better?" but I don't see much about how to use them in tandem. Do you have any advice on the optimal weighting between an ISA and SIPP given I'd like to retire before State/DB pension age and therefore, should I be splitting the 8.2% with a S&S ISA too? Thank you! John 24:08 Question 5 Hi Pete & Roger, I'm a big fan of the podcast, it's been a great source of advice for me - thanks for that. I'm currently 55 and probably not looking to draw down anything from my pension until I'm 60 at the earliest. I hadn't paid into my pension for a number of years and now trying to contribute as much as I can to catch up a bit. My main SIPP is £130,000 with Vanguard in a FTSE Global All Cap Index Accumulation Fund and is 100% equity as I'm looking for as much growth as possible over the next 5-10 years and beyond. I also have £25k in another SIPP, a small NEST workplace pension and approximately £60k in a Stocks & Shares ISA, all of which are in various global tracker funds. My main question is, is it a good idea to have everything in global index funds because of the heavy weighting to the USA, especially in tech stocks? I had considered changing my Vanguard fund to their LifeStrategy 100 fund which has a bit more of a UK weighting. I know you probably can't suggest specific products, but I wondered what your general advice would be on this, especially with all the uncertainty in the USA under the Trump administration? Thanks in advance, Alex Wilson 30:29 Question 6 Hi Pete and Rog, Love the podcast and I've been listening for a good few years now, so I thought I'd throw my hat into the ring with a question. I was hoping you could give a quick overview of Qualifying Corporate Bonds, what characteristics the bonds need to have to qualify, what the tax treatment is and where to invest etc. I'm in the fortunate position of having made my contributions in full to my ISAs and Pensions and I'm looking for a tax efficient way to invest an extra few £s. I've heard that they are effectively treated like Gilts but was hoping you could illuminate. Thanka, Adam from Skipton, North Yorkshire
MTO'nun en parlak talebelerinden Azerbaycan temsilcimiz Vuqar Azizof kardeşimizin kurban kıssası üzerinden nasıl zihin açıcı bir medeniyet mefkûresi geliştirile-bileceğini gösteren nefis yazısının son bölümünü sizlerle paylaşıyorum. Bayramı bayram gibi yaşayacağımız günleri de görmeyi Rabbimin lûtfetmesi niyazıyla…
Kurban kıssası ne anlam ifade ediyor? Bu soru soruldu ve üzerinde de çokça konuşuldu ama Kurban kıssası üzerinden bir medeniyet tasavvuru geliştirilebileceği kimsenin aklına gelmedi. MTO'nun en parlak talebelerinden Azerbaycan temsilcimiz Vuqar Azizof kardeşimiz -benim yazdıklarımdan da ilham alarak- kurban kıssası üzerinden nasıl imajinatif bir medeniyet mefkûresi geliştirilebileceğini gösteriyor. Bugün ve yarın onun bu konudaki nefis yazılarını sizlerle paylaşıyor olacağım.
In this week's Magic Moments episode, I sit down with Mr Tej Gill, a serious financial whiz. If you've ever wondered how to get more out of your money without giving half of it to the taxman, this one's for you. We get deep into pension schemes - what they actually are, how to use them to your advantage, and why most of us are totally sleeping on the power they hold. Tej drops some absolute gold about maximising contributions, using carry-forward allowances from previous years, and even a smart trick involving unallocated contributions through SSAS (Small Self-Administered Schemes). Sounds technical, but he breaks it down so clearly, it all makes sense in the end. This one's packed with practical, easy-to-action advice to get your financial house in order and build some proper long-term wealth. We also cover: - How to contribute up to £60K a year into your pension (and maybe more) - Why opening a pension is something you can do right now - A game-changing SSAS strategy that lets companies make pension contributions without breaching your personal limits - How to gift money tax-free from surplus income - Why future-you will thank present-you for sorting this out sooner than later Tune in and learn and if you want MORE tax secrets - tune into the FULL episode right here.
Welcome to another insightful episode of WealthTalk, where we explore the strategies, tools, and mindset shifts that help you build lasting wealth. This week, host Christian Rodwell is joined by Jon Rumens, founder of FocusMe, a powerful tool designed to help individuals and businesses master their time, block distractions, and supercharge productivity.Key Topics Covered:The Time Trap: Why distractions and poor time management are the #1 reason people struggle to build wealth.Jon's Wealth-Building Story: How joining a Property Mastermind inspired Jon to set up a SSAS pension and invest in property and business ventures.Birth of FocusMe: Jon's frustration with digital distractions led him to build FocusMe—a robust tool that blocks time-wasting sites and helps users stay on task.Recurring Income & Freedom: Jon's transition from side hustle to full-time entrepreneur, and why recurring income is key to flexibility and financial independence.ReclaimTime for Teams: How Jon expanded his focus tool for businesses, enabling organisations to track digital behaviour, support employee wellbeing, and boost productivity.Practical Tips for Listeners: Jon shares actionable strategies for reclaiming your time, including focus blocks, starting with one habit at a time, and using tech tools to automate discipline.Special Offers: WealthTalk listeners get a 2-week free trial of FocusMe and 20% off their first subscription (use code: WealthTalk). Businesses can try ReclaimTime free for 30 days.Why This Matters for WealthBuildersTime is your most valuable asset. Whether you're an ambitious employee, solopreneur, business owner, or property professional, mastering your schedule and eliminating distractions is critical for building wealth. Jon's story and solutions align perfectly with the WealthBuilders philosophy: leverage your assets, systemise your habits, and focus on what matters most.Key Quotes“It kind of puts your discipline on autopilot.” – Jon Rumens“The best strategy for changing habits is to focus on one thing at a time.” – Jon Rumens“Recurring income gives you the freedom to be your own boss.” – Jon Rumens Resources Mentioned:FocusMe – Productivity and Focus AppWealthBuilders – Personalised Wealth PlansCoupon Code: WealthTalk (for 20% off FocusMe subscription)Connect with Us:Subscribe to WealthTalk on Spotify, Apple Podcasts, or your favorite podcast platform.Follow us on YouTube and join the conversation.For WealthBuilders members, access exclusive resources through the Wealth Hub.Next Steps On Your Wealth Building Journey: Ready to reclaim your time and accelerate your wealth journey? Try FocusMe today and let us know your results!Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Send us a text◆ Capital markets' Bloomberg scare ◆ SSAs tipped to go sub-US Treasuries ◆ Jumbos devour credit demand A blip in Bloomberg's terminal services this week delayed bookbuilding on a number of syndications and bond auctions. It passed with seemingly little harm done. But it did reveal how dependent bond issuance and fixed income has become on the company's platform. We asked what would be at stake if there was a longer outage and what can be done to prevent major disruption.Meanwhile, rising US Treasury yields mean SSA bonds are trading at ever smaller spreads over them. It wasn't that long ago that issuers questioned the wisdom of trying to price bonds at a single-digit spread to the US benchmark. This week a German issuer built its biggest every orderbook in the currency with a bond that came at 7bp over — it then tightened to 3.5bp over.Now the SSA market is wondering if or when an issuer will price through what is supposed to be the world's rick-free benchmark security. We lay out the cases for and against.Finally, we ask whether the European corporate bond market is running out of steam after one jumbo deal too many, and we also take a look at the bustling market for the riskiest part of a bank's capital stack: additional tier one paper.
Welcome to another insightful episode of Wealth Talk, where we dive into the vital role of cash in building a resilient financial plan. This week, host Christian Rodwell is joined by Giles Hutson, co-founder and Executive Chairman of Insignis Cash. With a wealth of experience in investment banking and entrepreneurship, Giles shares practical strategies for optimising cash, managing risk in retirement, and future-proofing your financial decisions in a changing economic landscape.Key Topics Covered:The founding story of Insignis Cash and its mission to simplify access to the UK banking system.How Insignis helps clients diversify risk and optimise returns through a multi-bank platform.The importance of cash in retirement planning and managing sequencing risk.Insights into cash strategies for SSAS pensions and the FCA's Retirement Income Review.Predictions on the future of interest rates and their impact on savers.How technology and AI are shaping the financial services industry.Tips for navigating the risk of bank collapses and ensuring access to funds.The great wealth transfer: strategies for intergenerational wealth management.Why Listen?If you're looking to optimise your cash management, reduce risk, and better understand the role of cash in building a secure financial future, this episode is packed with actionable insights. Giles also offers a behind-the-scenes look at the evolution of Insignis Cash, its innovative platform, and how it's empowering individuals, businesses, and pension trustees to make smarter financial decisions.Resources Mentioned:Learn more about Insignis Cash: www.insigniscash.comWealthBuilders Wealth Hub: WealthBuilders WebsiteConnect with Us:Subscribe to Wealth Talk on Spotify, Apple Podcasts, or your favorite podcast platform.Follow us on YouTube and join the conversation.For WealthBuilders members, access exclusive resources through the Wealth Hub.Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
In this episode of WealthTalk, Christian Rodwell is joined by Anthony Bailey-Grice, Managing Director of LNPG, the UK's largest buying group exclusively for private landlords. Anthony shares the origin story of LNPG, born from the challenges private landlords face when trying to secure fair pricing and high-quality products, and how the company has grown into a powerful resource for landlords seeking better margins and stronger supplier relationships.Anthony explains how LNPG leverages contract pricing to unlock exclusive savings, why a tiered membership model supports landlords at every stage, and the importance of recurring income in building a sustainable business. He also highlights how onboarding and education—through monthly webinars and a thriving Facebook community—play a crucial role in helping members maximise the value of their membership.Whether you're a seasoned landlord or just starting out, this episode offers a behind-the-scenes look at how LNPG empowers its members with access, knowledge, and a supportive community—ultimately helping landlords save money, improve their properties, and grow their portfolios with confidence.Tune in to discover how LNPG is reshaping the landlord experience through collaboration, quality, and smarter buying power.Resources Mentioned In This Episode: >> LNPG [WEBSITE]>> LNPG [FACEBOOK GROUP]>> LNPG's monthly Non-Members Webinar>> Recommended PaintNext Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
In this episode, host Lina Apsheva talks to Benjamin Powell, head of sustainability in Fixed Income at SEB and Madeleine Moe from SSA origination at SEB, about the sovereign, supranationals, and agencies (SSA) segment and how these actors work with sustainable finance. They discuss examples of SSAs, types of sustainable finance products they engage with, and how this financing is used to support sustainable development across the world.
Emekli vaiz Fatma Bayram'ın Şule Yüksel Şenler Vakfı'nda yaptığı sohbet. Görüş, öneri ve elinizde olan ders kayıtları için fatmabayrampodcast@gmail.com adresine mail atabilirsiniz.
In this episode of WealthTalk, we're joined by Raj Beri, a former scientist turned full-time property investor, who reveals how he built a successful portfolio using innovative strategies—including the Local Housing Allowance (LHA) model) to maximise rental income. With hosts Christian Rodwell and Kevin Whelan, Raj unpacks the complexities of navigating housing benefit tenants, government regulations, and tenant relationships, while debunking common myths that deter many investors from exploring this path.Raj shares the ups and downs of leaving behind a stable career, the importance of having a financial safety net, and how mentorship and community support have been key pillars in his property journey. He speaks candidly about the challenges of tenant management, the need for adaptability in an ever-changing market, and how leveraging his corporate skills helped him become a more effective landlord and investor.The episode also highlights Raj's belief that anyone can succeed in property with the right mindset, education, and support. Whether you're just getting started or looking to expand your strategy, this conversation offers practical insights into achieving long-term wealth through property.This episode is essential listening for aspiring and experienced property investors alike—especially those curious about high-cashflow models, buy-to-let, HMOs, and building resilience in the face of regulatory change.Tune in now to learn how Raj Beri transformed his life through property investment—and how you can too.Resources Mentioned In This Episode: >> Raj Beri [LinkedIn]>> Raj Beri [Website]>> Brand New! Wheel of WealthNext Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
This week I discuss how to put together a winning investment strategy and how I use my SSAS to add to this investment strategy.Jump to about 9 mins in if you want to skip me talking about selling my Charleston property and the mortgage implications there!
In this episode of the Friends for Life Podcast, Tony Stewart breaks down everything you need to know about the essential paperwork involved in starting and running an agency provider business in the DD (Developmental Disabilities) world. From policies and procedures to tax documentation, injury reports, training logs, communication methods, and even thank-you cards for your team — Tony dives deep into the practical, real-world knowledge that every provider should know. Whether you're just getting started or looking to level up your operations, this video is packed with valuable tips to help you stay organized, compliant, and ready for success.
In this podcast Francis Diamond, Aditya Chordia and Khagendra Gupta discuss their latest thoughts on European rate markets, focusing on Euro rates markets into the 2 April tariff announcement, thoughts on SSAs and issuance, Scandi rates following recent CB meetings and UK rates in light of this week's Spring Statement. This podcast was recorded on March 28, 2025. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-4942101-0, https://www.jpmm.com/research/content/GPS-4946392-0.pdf for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2025 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party. It is permissible to use J.P. Morgan Data for internal business purposes only in an AI system or model that protects the confidentiality of J.P. Morgan Data so as to prevent any and all access to or use of such J.P. Morgan Data by any third-party.
Send us a text◆ Farewell, KommuneKredit ◆ Covered bonds advance on SSAs' territory ◆ Ivory Coast makes funding breakthrough ◆ Romania's risksGenuinely useful applications of AI are still rare in capital markets, but UniCredit has come up with an intriguing one. It has built a tool called DealSync that is helping it generate M&A mandates.The supranational, sovereign and agency bond market was shocked on Wednesday to learn that it would be losing a well known issuer, KommuneKredit. The Danish government has decided it will be cheaper to just issue bonds itself. Could other agencies disappear?Covered bond spreads have been getting tighter and tighter, while SSA spreads are widening. Might covered bonds actually start pricing inside some of the best public sector issuers such as German states or Dutch agencies?In emerging markets, heavy issuer Romania's dual tranche bond this week went well, but there were telltale signs of the funding stress the country could face if it does not resolve its political difficulties and huge budget deficit.Ivory Coast has a better story to tell — it has become only the second African country to issue an international bond in its domestic currency. This funding technique, widely used in Latin America and central Asia, holds out hope of reducing African countries' need to borrow riskily in hard currency, exposing themselves to FX risk.
Leaving behind the familiarity of residential property investment can feel like a big leap, but for Suzi Carter, transitioning to commercial real estate has opened the door to higher returns, greater financial security, and long-term wealth-building opportunities. As a seasoned commercial property expert and founder of The Commercial Property Academy, Suzi has helped countless investors leverage SSAS pensions, navigate economic shifts, and uncover high-yield commercial deals.In this episode, Chris Rodwell and Suzi dive into the key strategies for succeeding in commercial property, including identifying undervalued properties, understanding tenant demand, and using creative deal structures like lease purchase options. They also explore the latest UK budget changes and how investors can adapt to new tax policies while capitalising on current market opportunities.If you're looking to diversify your portfolio, unlock new funding strategies, or build wealth through commercial property, this episode is packed with practical insights to help you take action.Tune in now and take control of your financial future!Resources Mentioned In This Episode: >> Suzi Carter [LinkedIn]>> Suzi Carter [Website]Next Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Title splitting isn't just about dividing property—it's a powerful strategy for increasing value, boosting capital growth, and unlocking new investment opportunities. But how do you know if it's the right move for your portfolio?In this episode, we explore the key benefits and challenges of title splitting, including how breaking a property into smaller units can lead to higher valuations and greater financial returns. You'll discover why integrating pensions with property investments can be a game-changer, and how recent tax changes are reshaping the property investment landscape.We also discuss real-life case studies, the most common mistakes investors make, and the importance of strategic planning to maximize profits while minimizing risks.If you want to make smarter investment decisions and leverage title splitting to accelerate your wealth-building journey, this episode is a must-listen.Tune in now and take control of your financial future!Resources Mentioned In This Episode: >> Rachel Maria Knight [LinkedIn]>> Title Split [Website]>> Join WealthBuilders SSASNext Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
In this episode of the Friends for Life Podcast, Tony Stuart dives into the importance of emotional intelligence in the field of developmental disabilities (DD) and beyond. He explores how self-awareness, empathy, and adaptability play a crucial role in supporting individuals with disabilities, emphasizing the need to truly listen, affirm feelings, and respond with kindness. Tony shares personal experiences and insights on how emotional intelligence impacts not only professional interactions but also personal relationships, parenting, and navigating the complexities of society. He breaks down key strategies for DSPs, SSAs, and administrators to cultivate emotional intelligence, ensuring they can connect with and support those they serve more effectively. Whether you're in the DD field or just looking to improve your emotional awareness, this episode is packed with valuable takeaways. Tune in and start building better connections today! #EmotionalIntelligence #DevelopmentalDisabilities #FriendsForLife #Podcast #Empathy #ListeningSkills
Many investors believe commercial property is too expensive or complicated, but is that really the case?Kevin Whelan, Suzi Carter, Jonny Dunn, and Tyler Burnip break down the myths and opportunities in commercial property investment, revealing how strategic planning and niche approaches can lead to higher returns. They explore the best ways to find motivated sellers, fund deals using pensions (SSAS), and maximise property value through asset management.You'll also discover how leveraging SSAS can provide a tax-efficient way to invest, the key lending restrictions to be aware of, and real-life examples of investors successfully building wealth through commercial property.If you're looking to take control of your investments and supercharge your portfolio, this is an episode you won't want to miss.Tune in now and start building your financial future.Resources Mentioned In This Episode: >> Determine your SSAS eligibility and book a call with the WealthBuilders teamNext Steps On Your Wealth Building Journey: >> Join the WealthBuilders Facebook Community >> Schedule a 1:1 call with one of our team >> Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
HSK student pod was created for all students in the School of Health and Social Work. This is a podcast series which covers a range of topics including keeping you up to date on what is going on in the school, useful tips and advice for getting ahead with your studies, and some special interest items with guest speakers. What is in Episode 43? • Welcome to Episode 43: (00:01 – 01:49) • A brief update on what is going on in the School of Health and Social Work (HSK). (01:49 – 09:14) Kathy Whayman - HSK Assistant Associate Dean for learning and teaching and student experience. Kathy introduces the podcast and also gives a brief update on what is going on in the School of Health and Social Work. • Just a moment with SSAS: Part 1 (09:14 – 14:26) Gugu (Gulethu Maphosa) a previous graduate Mental Health Nursing student in the School of Health and Social Work is interviewed by Shipa Begum from the SSAS team (Student Success and Academic Skills team). Gugu shares her story and useful tips on how she managed to succeed on her course despite being a full-time student with parenting and caring responsibilities. • Just a moment with SSAS: Part 2 (14:26 – 19:28) Shipa Begum from the SSAS team (Student Success and Academic Skills team) talks about how Perfectionism affects students. She shares some useful tips on how students can find the right balance with Perfectionism and how they can use the shared tips when working on their assignments during the Christmas break. Shipa also gives an update on the services and resources the SSAS team has on offer to students in the School of Health and Social Work. Including the SSAS team services over the Christmas break. • A thank you to Episode 43 guests: (19:28 – 21:53) • End of Episode 43 podcast: (21:53 – 24:14)
Welcome to the Corporate Treasury 101 podcast!In today's episode, we discuss Short Term Investment in Challenging Economic Times and more with Oscar Coyle from TreasurySpring.Oscar Coyle currently serves as the Head of Corporate at TreasurySpring, where he has been shaping the corporate strategy. TreasurySpring is a FinTech that enables businesses to access Fixed-Term Funds which offer the chance for clients to invest surplus cash with banks, governments and SSAs (supras, sub-sovereign and agencies). As of today, they have managed over $75bn worth of flows with clients ranging from listed corporates to financial institutions as well as SMEs and VC backed companies.In the episode of today, expect to learn:How Short Term Investment has evolved over the past yearsWhat are the short-term investment choices offered to Treasurers nowadaysHow do rising interest rates affect treasurers' short-term investment strategy?How should treasurers manage cash and risk in a rising interest rate environment?What does TreasurySpring offer for corporate short-term investments compared to traditional MMFs?And… much more!Links & ReferencesOscar on LinkedIn: Click Here.TreasurySpring Website: Click Here__________________________Learn the fundamentals of corporate treasury by downloading our free ebook at www.corporate-treasury-101.com Connect with us on LinkedIn: https://www.linkedin.com/company/corporate-treasury-101/If you have any questions or topics you want us to tackle in the future, reach out to us on Instagram or email us at contact@corporate-treasury-101.com----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://www.corporate-treasury-101.com/partners-page
HSK student pod was created for all students in the School of Health and Social Work. This is a podcast series which covers a range of topics including keeping you up to date on what is going on in the school, useful tips and advice for getting ahead with your studies, and some special interest items with guest speakers. What is in Episode 42? • Welcome to Episode 42: (00:01 – 01:36) • Message from the SSAS team: (1:36 – 7:52) Shipa Begum from the SSAS team (Student Success and Academic Skills team) gives an update on the services and resources the SSAS team has on offer to students in the School of Health and Social Work. She also shares some useful tips on how students can read, plan and work on assessments with long assessment briefs. This is a very useful message to any student that is working on an assessment with a long assessment brief. • This month's profession spotlight: (7:52 – 20:05) A special message from various HSK staff members. We are showcasing our staffs' clinical expertise who are sharing their individual story about a time that they made a difference in their previous Health or Social work roles. Listen to these empowering and beautiful messages, hopefully their messages inspire you about the difference you will make in your future Health or Social work careers. • A thank you to Episode 42 guests: (20:05 – 23:23) • Guided relaxation: (23:23 – 26:32) Take a brief moment and unwind by listening to this beautiful Guided relaxation by Julie Vuolo. • End of Episode 42 podcast: (26:32 – 27:08)
In this episode of WealthTalk, Kevin Whelan delves into the latest budget changes around pensions and inheritance tax, shedding light on how these updates may impact your wealth-building path. Kevin explains why pensions remain one of the most effective tools for growing long-term wealth and shares key tips for maximising tax relief and managing funds wisely. He also explores the unique benefits of Small Self-Administered Schemes (SSAS) for business owners, especially in streamlining wealth transfer and establishing a lasting legacy. Focusing on proactive tax planning—from inheritance tax exemptions for spouses to preserving essential pension benefits—Kevin provides listeners with the insights needed to adapt and thrive. Whether you're just starting out or already advancing in your wealth journey, this episode is packed with valuable strategies to help you make the most of the latest financial changes. Tune in and take charge of your financial future!Resources Mentioned In This Episode:>> The 2024 Autumn Budget Breakdown Report [Free Download]>> The 2024 Autumn Budget Breakdown [Webinar Replays]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Schedule a 1:1 call with one of our team
I know I've been banging on about the book, Confident Commercial Property Investment. That's because it's got exactly what you need to know about commercial property so that you can make confident investment decisions. The book is coming out on Thursday and YOU NEED to be on the priority list, because you get 50% off your day 1 order BUT also you get access to some very special bonuses!! Join the PRIORITY LIST HERE.This week I invited my wonderful client Debbie Johnston onto the podcast to discuss the property she purchased this year in Dereham. Headline figures are: Purchase price £167,000 Rental income £18,414 Gross initial yield 11.03% 3 mini offices and 1 retail unit It was purchased via Debbies' SSAS unencumbered. All was shaping up to be a straightforward deal until the seller accepted a break clause between exchange and completion which meant the main tenant was going to try and leave.
The 11th episode of "Are We All Clear? Facilitating Security Clearances" explores the role of outside directors and proxy holders within the National Industrial Security Program Operating Manual (NISPOM) framework and their significance in insulating a cleared company from its foreign owners. Host Molly O'Casey and International Trade attorney Antonia Tzinova discuss practical approaches to the selection, employment and accountability of these positions, as well as delve into the broader context of Foreign Ownership, Control or Influence (FOCI) mitigation to protect U.S. national security interests.Their conversation covers a myriad of topics (and acronyms!), including recent developments in FOCI, facility security clearance (FSC), NISPOM, Defense Counterintelligence and Security Agency (DCSA), Special Security Agreements (SSA), Security Control Agreements (SCA) and the Government Security Committee (GSC).
HSK student pod was created for all students in the School of Health and Social Work. This is a podcast series which covers a range of topics including keeping you up to date on what is going on in the school, useful tips and advice for getting ahead with your studies, and some special interest items with guest speakers. What is in Episode 41? Welcome to Episode 41: (00:01 – 01:44) • A brief update on what is going on in the School of Health and Social Work (HSK): (01:44 – 5:46) Kathy Whayman - HSK Assistant Associate Dean for learning and teaching and student experience. Kathy introduces the podcast and also gives a brief update on what is going on in the School of Health and Social Work. • Message from the SSAS team: (5:46 – 10:36) Shipa Begum from the SSAS team (Student Success and Academic Skills team) gives an update on the services and resources the SSAS team has on offer to students in the School of Health and Social Work. She also gives some tips on managing and planning your time as a student. • This month's profession spotlight: (10:36 - 39:42) A special message from various HSK staff members. We are showcasing our staffs' clinical expertise who are sharing their individual story about a time that they made a difference in their previous Health or Social work roles. Listen to these empowering and beautiful messages, hopefully their messages inspire you about the difference you will make in your future Health or Social work careers. • A thank you to episode 41 guests : (39:42 – 43:21) • End of Episode 41 podcast: (43:21 – 44:35)
Hz. İbrahim'in putları kırması olayından hareketle hareketle, İslam'da heykel ve put düşmanlığı yapılıp yapılamayacağına dair, Kur'an'dan referanslarla birtakım değerlendirmeler. DÜŞÜNÜ/YORUM: - İslam'da heykele yer var mıdır? - Her heykel put mudur? - İslama göre heykellerin sanat eseri olmasında bir sorun var mıdır? - Hz. İbrahim'in putları kırma hadisesi.. Hz. İbrahim putları neden kırmıştır?
Tävlingssugna Nicolas och Tage får lyssna noga. Ja, för i veckans Tävlingstorsdag gäller det att lista ut vad Markus vässar i pennvässaren. Lyssna på alla avsnitt i Sveriges Radio Play. Vill du vara med och tävla?Skriv till Markus!Mejla till barnmorgon@sverigesradio.se
In this episode of WealthTalk, Kevin Whelan, Founder of WealthBuilders, discusses the inspiration behind the company and why building assets is far more rewarding than simply trading time for money.Kevin introduces the game-changing concept of SSAS pensions, revealing how they offer unparalleled control, flexibility, and tax efficiency compared to traditional pensions. He shares real-life success stories of individuals who have transformed their financial futures using SSAS, particularly through savvy property investments.But that's not all - Kevin passionately shares the importance of financial literacy for children, highlighting how early education can secure their future. He also delves into legacy planning, offering tips on how to pass on not just wealth, but the wisdom to manage it effectively. Tune in to gain valuable insights on building and protecting your wealth, ensuring that your financial legacy lasts for generations. Whether you're an investor, parent, or simply looking to take control of your financial future, this episode is packed with actionable advice you won't want to miss!Resources Mentioned In This Episode:>> Property118 [Website]>> The Power of SSAS Pensions for Property Investors [Property118 Blog]>> How To Turn Your Assets into Cashflow: Your 90-Day Plan to Build Recurring Income [Register here]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Schedule a 1:1 call with one of our team>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!
The LACNETS Podcast - Top 10 FAQs with neuroendocrine tumor (NET) experts
What is chemotherapy? When are they used for neuroendocrine neoplasms (NENs)? Dr. Pamela Kunz from Yale Medicine discusses the benefits, potential side effects and latest advances in chemotherapy for NENs. She explains how it differs from other treatments for NENs and how she counsels patients as they consider chemotherapy.TOP TEN QUESTIONS ABOUT CHEMOTHERAPY FOR NENS:What is chemotherapy? How does it work? What are the chemotherapy drugs used for neuroendocrine cancer? When are they used? Which neuroendocrine cancers are they used for? How does chemotherapy differ from other treatments such as SSAs or targeted therapies (everolimus, sunitinib, cabozantinib)? What side effects might someone have when taking chemotherapy? Will my hair fall out? How might it affect my day-to-day ability to work and function? Can I live a “normal life” while taking this medication? Do any of these side effects have long-lasting effects?Would taking chemotherapy cause someone to be immunocompromised?When in one's neuroendocrine journey might you recommend chemotherapy? Where does it fall in sequencing?How do you decide which chemotherapy medication to recommend? Can they be stopped and restarted? Can they be repeated? Can you take more than one drug in the category? Can they be taken in combination with another drug?Does taking chemotherapy preclude someone from getting another treatment in the future such as Lutathera PRRT or a clinical trial of alpha PRRT?What do you see as the future of chemotherapy in neuroendocrine cancer treatment? MEET PAMELA L. KUNZ, MDDr. Pamela Kunz is an Associate Professor of Medicine in the Division of Oncology at Yale School of Medicine where she also serves as the Director of the Center for GI Cancers and Division Chief of GI Medical Oncology at Yale Cancer Center and Smilow Cancer Hospital. She received her medical degree from the Dartmouth Geisel School of Medicine. Her postgraduate training included a medical residency, chief residency, and oncology fellowship at Stanford University School of Medicine. Dr. Kunz is an international leader in the treatment and clinical research of patients with GI malignancies and neuroendocrine tumors (NETs). She holds several key leadership positions in the field including President Emeritus of the North American Neuroendocrine Tumor Society, recent past Chair of the Neuroendocrine Tumor Taskforce of the NCI and standing member of FDA's Oncology Drug Advisory Committee. She was recently appointed Editor-in-Chief of JCO Oncology Advances. In addition to her focus on NETs, she is a leading voice for promoting diversity, equity and inclusion in medicine. She served as the Vice Chief of DEI for the Section of Medical Oncology at Yale School of Medicine and in 2021, she was awarded ‘Woman Oncologist of the Year' by Women Leaders in Oncology for her work in promoting gender equity.For more information, visit LACNETS.org.
Welcome to the Friends for Life Podcast, where we delve into the nuanced world of providing support for individuals with developmental disabilities. In this episode, we discuss the complexities surrounding pet ownership among our clients. Pets can offer comfort and companionship, but they also bring challenges in care, training, and company liability. Join us as we share practical tips for Direct Support Professionals (DSPs), Service and Support Administrators (SSAs), and agency providers. We emphasize the importance of efficient team meetings, understanding the unique needs of both individuals and their pets, and navigating scenarios where allergies, past traumas, or cultural beliefs come into play. We also explore alternative pet options and stress the importance of safety for both caregivers and clients. Learn more about our mission to empower and improve the quality of life for individuals with disabilities through services like Adult Day Support and Home Health Care. We are dedicated to the motto "my ability is stronger than my disability" and invite passionate individuals to explore career opportunities with us. For more information and career opportunities, visit friendsforliferc.com.
HSK student pod was created for all students in the School of Health and Social Work. This is a podcast series which covers a range of topics including keeping you up to date on what is going on in the school, useful tips and advice for getting ahead with your studies, and some special interest items with guest speakers. What is in Episode 40? • Welcome to Episode 40: (00:01 – 01:03) Learning Disability Team (Niamh Knight & Eunice George): (01:03 - 27:22) • In celebration of the Learning Disabilities week (17th – 23 June), the Learning Disability Team give a special message to raise awareness of Learning Disabilities and the Role of the Learning Disabilities nurse. Go Herts Award: (27:22 - 28:21) • A remind to students in the School of Health and Social work to apply for the Go Herst award. Making use of the SSAS team: (28:21 – 29:46) • A reminder to students in the School of Health and Social work to make use of the SSAS team services (Student Success and Academic Skills team). Thank you to the guests: (29:46 – 31:28) • Thank you episode 40 guests. End of Episode 40 podcast: (31:28 – 33:18)
HSK student pod was created for all students in the School of Health and Social Work. This is a podcast series which covers a range of topics including keeping you up to date on what is going on in the school, useful tips and advice for getting ahead with your studies, and some special interest items with guest speakers. What is in Episode 39 Welcome to Episode 39: (00:01 – 01:31) Podcast introduction: (01:31 - 7:34) • Kathy Whayman - HSK Assistant Associate Dean for learning and teaching and student experience. Kathy introduces the podcast and also gives a brief update on what is going on in the School of Health and Social Work. This month's profession spotlight: Part 1: (7:34 - 17:17) • Freddie Stubley, the New Graduate Tutor for the School of Health and Social work introduces himself and informs the listeners about his new role and how he can be of help to students in the School of Health and Social work. Just a moment with SSAS team: (17:17 - 21:28) • Shipa Begum from the SSAS team (Student Success and Academic Skills team) gives an update on the services and resources the SSAS team can offer to students in the School of Health and Social Work. • As part of the Stress Awareness month, Shipa also shares a message that gives some tips on managing stress and encourages students to care about themselves, self-care This month's profession spotlight: Part 2: (21:28 - 31:00) • Cathy Hamilton, the Associate Dean Academic Quality Assurance Practice Enhancement introduces to the students an initiative to support students from the School of Health and Social work when they have some concerns or any issues arising from their placements. She also informs the students of a new school email that they can use to get in touch regarding placement related issues or concerns. Richard Matovu: Thank you to the podcast guests. (31:00 – 32:22) Important message for Final Year students in the School of Health and Social work (32:22 - 34:26) Richard Matovu: End of Episode 39 podcast. (34:26 – 35:45)
In this episode we reveal one of the best-kept secrets to building substantial wealth: the SSAS pension. If you're serious about building your financial legacy and expanding your investment options, this episode is a must-listen.WealthBuilders' Founder Kevin Whelan and SSAS Director Paul Brooks, are two seasoned experts who have helped thousands of business owners supercharge their wealth through the power of SSAS pensions. Whether you're a business owner or not, Kevin and Paul will guide you through everything you need to know: how SSAS works, why it's so effective, and the eligibility criteria to start benefiting.You'll learn how to unlock the incredible potential of SSAS pensions to grow your business, expand your property portfolio, and accelerate your financial independence. If you want to harness this unique tool to take charge of your financial future and build lasting wealth, then this episode is your perfect starting point. Tune in now and empower yourself with this vital knowledge!
The LACNETS Podcast - Top 10 FAQs with neuroendocrine tumor (NET) experts
How do SSAs work? Should all NET patients be on one? What are the side effects? Dr. Edward Wolin from Mount Sinai Health System answers several common questions about the current and future role of somatostatin analogues in NET treatment. MEET Dr. EDWARD M. WOLINProfessor of Medicine, Medical Oncology, Icahn School of Medicine Director, Center for Carcinoid and Neuroendocrine Tumors Tisch Cancer Institute, Mount Sinai Health SystemDr. Edward M. Wolin is an internationally renowned authority on neuroendocrine tumors. Dr. Wolin is the Director of the Center for Carcinoid and Neuroendocrine Tumors at the Tisch Cancer Institute at Mount Sinai and Professor of Medicine, Medical Oncology at the Icahn School of Medicine at Mount Sinai.The multidisciplinary Center for Carcinoid and Neuroendocrine Tumors features a robust research program with clinical trials aimed at finding the most effective treatments, including immunotherapy, biologic agents, targeted radiation therapy, and new approaches in molecular imaging for diagnosis. Dr. Wolin has pioneered innovative therapies with novel somatostatin analogs, mTOR inhibitors, anti-angiogenic drugs, and peptide receptor radiotherapy.Prior to joining Mount Sinai, Dr. Wolin was Director of the Neuroendocrine Tumor Program at Montefiore Einstein Cancer Center. Previously, he worked for more than two decades with Cedars-Sinai Medical Center in Los Angeles, where he founded and directed one of the largest Carcinoid and Neuroendocrine Tumor Programs in the country, and subsequently directed the Neuroendocrine Tumor Program at University of Kentucky. Dr. Wolin is also the Co-Medical Director for the Carcinoid Cancer Foundation and is on the Carcinoid Cancer Research Grants Scientific Review Committee for the American Association for Cancer Research. He has published in many prestigious journals, including the New England Journal of Medicine and Journal of Clinical Oncology, and is a reviewer for numerous journals, including Journal of Clinical Oncology, Molecular Cancer Therapeutics, Clinical Cancer Research, and The Lancet Oncology.During Dr. Wolin's two decades at Cedars-Sinai Medical Center in Los Angeles, he developed a close friendship with LACNETS founder Giovanna Joyce Imbesi. Dr. Wolin was instrumental in the co-founding and development of LACNETS. LACNETS has always been very dear to his heart and he cherishes and honors the memory of Giovanna. Dr. Wolin earned his medical degree from Yale School of Medicine. He completed both his residency in internal medicine and fellowship in medical oncology at Stanford University Hospital. He was also a clinical fellow at the National Cancer Institute of the National Institutes of Health. Dr. Wolin is board certified in internal medicine and medical oncology.TOP TEN QUESTIONS ABOUT SOMATOSTATIN ANALOGUES (SSAs) FOR NETS:1. What are somatostatin analogues (SSAs)? How do they work? 2. When and how are SSAs used?3. Which SSA should a patient be on? What is the difference? How do you decide?4. How do you know if a SSA will be helpful? Should ALL NET patients be on a SSA?5. What about patients whose tumors don't “light up” on a DOTATATE scan?6. How long can someone stay on a SSA?7. What side effects may patients experience from the shot? What can patients do to prevent or manage these symptoms? How might it affect one's day-to-day ability to work and function? Can I live a “normal life” while taking this medication? 8. If the tumor is growing does this mean the SSA did not work? Do you continue it when patients are treated with another treatment? When do you stop a SSA?9. What is the future of SSAs? I heard there is a pill that is available in a clinical trial. CaFor more information, visit LACNETS.org.
On this weeks podcast I go through the three commercial property deals that completed this week: Dereham, Chippenham and Burton-Upon-Trent. Each were purchased in a SSAS, however there were different risks associated with each and the yields show this. Remember to sign up for our commercial property resources HERE.
In today's episode, we explore the inspiring journey of Toby and Kate Spanier, a couple who leveraged a Small Self-Administered Scheme (SSAS) pension to transform their lives through property investment. Having moved from London to Kent, they saw potential in a dilapidated property and embarked on a venture that not only brought the property back to life but also set them on a path to financial independence.Toby, initially a management consultant, and Kate, who later joined him in his enthusiasm for property investment, discovered the power of SSAS pensions. They took a bold step by using their SSAS pension to loan money to their limited company for the refurbishment of an unmortgageable property. This strategic move allowed them to refurbish the property with an interest-free loan from the local authority and then generate income through their limited company.Their adventure into property investment was solidified by winning the SSAS Property Investor Award of the Year 2023, a testament to their innovative approach and the impact of their work. The Spaniers' story is not just about financial gain; it's about creating a lasting legacy and the empowerment that comes from taking control of one's financial future.Throughout the episode, Toby and Kate share insights into the benefits of SSAS pensions, including loan flexibility, tax benefits, and the broader potential of pension-led funding. They emphasise the importance of due diligence, the power of supportive partnerships, and the vision of building a family wealth business.The Spaniers' journey offers invaluable lessons for anyone considering property investment, especially through the lens of SSAS pensions. Their story is a compelling example of how innovative financial strategies can create lasting impacts and open new doors to financial freedom. Resources In This Episode:>> WT226: Brand New! Wheel Of Wealth>> Toby Spanier [LinkedIn]>> Kate Spanier [LinkedIn]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!
In this episode, we're unwrapping the highlights from Laracon AU, with a special focus on Laravel Pulse leading our discussion. Taylor takes the reins to guide us through the origins and functionality of Laravel Pulse, a health monitoring tool for your Laravel applications.We then shift our discussion to Laravel first party packages. Taylor openly shares insights into his decision-making process—revealing how he selects packages to join the Laravel family and when it's time to bid them farewell.Our conversation doesn't end there though. We also look at the future of Laravel and examine the strategies used for continually injecting innovation and fresh ideas into the Laravel ecosystem. Taylor Otwell's Twitter - https://twitter.com/taylorotwell Matt Stauffer's Twitter - https://twitter.com/stauffermatt Laravel Twitter - https://twitter.com/laravelphp Laravel Website - https://laravel.com/ Tighten.co - https://tighten.com/ Laravel Pulse: https://pulse.laravel.com/ Laracon AU - https://laracon.au/ Bugsnag: https://www.bugsnag.com/ Cashier: https://laravel.com/docs/10.x/billing Docker: https://www.docker.com Forge - https://forge.laravel.com/ Herd: https://herd.laravel.com/ Horizon: https://laravel.com/docs/10.x/horizon Inertia - https://inertiajs.com/ Livewire: https://laravel-livewire.com/ Lumen: https://lumen.laravel.com/docs/10.x Mix: https://laravel-mix.com/ Next.js: https://nextjs.org/ Passport: https://laravel.com/docs/10.x/passport Pennant: https://laravel.com/docs/10.x/pennant Sentry: https://sentry.io/for/php/ Tailwind: https://tailwindcss.com/ Telescope: https://laravel.com/docs/10.x/telescope Tony Messias Twitter: https://twitter.com/tonysmdev Valet: https://laravel.com/docs/10.x/valet Vapor - https://vapor.laravel.com/ -----Editing and transcription sponsored by Tighten.