Well & Why

In this episode, we sit down with Brittnie Dorfman—founder of Metheny & Company, a wedding planning firm known for its creative edge, structured approach, and polished professionalism. Based in the Metropolitan Area, Brittnie has carved out a space where beauty meets boundaries, helping couples bring their visions to life without losing their minds in the process.We talk about what really goes into planning a wedding behind the scenes and the welcomed balance between the left and right brain as a business owner. Whether you're planning a wedding or just fascinated by the people who make magic happen, this one's full of thoughtful takeaways and candid moments.------------------------------------Instagram: @methenyandcompanyWebsite: Metheny and CompanyAmazon Blood Type Test --- **Connect with us:** * Website: https://linktr.ee/alleesprung * Instagram: @seasyourhome --- **Credits:** * Host, Editor and Producer: Allee Sprung --- **Please Leave a Review:** * Apple Podcasts or Spotify ---

Welcome back to That Hits Home!!This episode is with Chelsea Bray, author of Adventures Down Autism Avenue, and mother of Archie, her main character.In this conversation we discuss the following:The process of discovering that your child is autisticThe following steps Chelsea took with her husband to do what was right for their family and how it ended up turning into a children's bookWhat it was like working with her lifelong best friend as the illustrator of her bookThe challenges Chelsea faced when writing this book and how she overcame themMisconceptions of autismChelsea's advice to the parents who are unsure if their child potentially has autism as wellAmazon : Adventures Down Autism AvenueInstagram : Adventures Down Autism Avenue --- **Connect with us:** * Website: https://linktr.ee/alleesprung * Instagram: @seasyourhome --- **Credits:** * Host, Editor and Producer: Allee Sprung --- **Please Leave a Review:** * Apple Podcasts or Spotify ---

Well, it's almost 12 am on February 1, 2025, and I've officially created the first episode, of many, for the relaunch I've been craving for a long, long time. This little solo episode is basically just a place holder for the month of January, as I work towards building these skills back up and coordinate future podcast guests. Bear with me while I slowly figure this thing out, but I'd rather it be done and messy than procrastinate for any longer. I hope this ridiculous episode inspires you to pick up that hobby you've been wanting to try, or start all over again, despite the outcome.I hope you'll join me on the continuation of this adventure!_____________________________________________________________Mentions: Giggly Squad

This 2022, my word of the year is FOCUS! I've been choosing a word since 2015, and every year I learn the ins and outs of the exact word that I feel like my life is lacking, in some way..Here's what I've come to discover, thus far:F - find the time and make sure to prioritize your dayO - offer yourself grace while learning what works for you and pivoting how you structure your calendar, because like the seasons, our needs change and morph over timeC - cultivate a schedule that feels good to youU - understand that you can do more than you thinkS - sleep. As much as you can..As it may, these insights could change over the next few quarters of the year, but all I know is - focus on your daily actionable tasks and your future you will thank you :).Links: @seasyourhome

@EricTalksMarketing is going to absolutely kill it in what he's doing for real estate agents on social media. I cannot wait for you to hear Eric share his passion about all things digital marking for real estate agents!We discuss how real estate agents can create a highly targeted and strategic outreach plan in order to connect with the people interested in relocating to our areas using YouTube, specifically, thanks to SEO optimization.Eric teaches us SO much in such a short period of time about getting in front of the right people on social media in order to monetize our services.There are numerous amounts of wise, information-filled nuggets in this conversation about how and why this system works.Links:  Eric's TikTok //  Instagram // YouTube // @seasyourhome-THANK YOU HIALDA ALPIZAR FOR THE INCREDIBLE NEW ALBUM ART & JESSE HOUSE FOR THE MUSIC!

This one is for YOU, MILLENNIAL WOMEN IN REAL ESTATE!! My friend and clubhouse co-host, Giselle Bartolo, talk all about what we're doing to bridge the gap for millennial women in real estate who understand collaboration over competition..Giselle has been in the industry longer than I have, and she an I have been sharing our experiences on a consistent basis as a sounding board, since we're in completely different markets..This journey is all about building relationships and creating country-wide friendships with like-minded women, learning from each other and connecting on our challenges, and getting to a place where we have an entire map full of us interested in growing our businesses outside of our market..We talk about our mission, the topics we discuss on our weekly chats with the group, future conversations we're excited about having, and the reason for starting this and putting so much energy into it in the first place..Giselle and I recently started this space, this year, January of 2022, and so far we have a handful of incredibly wonderful women that I feel so insanely lucky to be connected with during this time and hopefully for years to come! However, we need you, too. If you're a millennial woman in real estate, please join us!! Reach out to me on Instagram and swing by on Friday's to see what we're about! We would love to have you..It's truly been a game changer..Links: @sellwithgiselle // @seasyourhome // Clubhouse Room See acast.com/privacy for privacy and opt-out information.

This one is for YOU, MILLENNIAL WOMEN IN REAL ESTATE!! My friend and clubhouse co-host, Giselle Bartolo, talk all about what we're doing to bridge the gap for millennial women in real estate who understand collaboration over competition.Giselle has been in the industry longer than I have, and she an I have been sharing our experiences on a consistent basis as a sounding board, since we're in completely different markets.This journey is all about building relationships and creating country-wide friendships with like-minded women, learning from each other and connecting on our challenges, and getting to a place where we have an entire map full of us interested in growing our businesses outside of our market.We talk about our mission, the topics we discuss on our weekly chats with the group, future conversations we're excited about having, and the reason for starting this and putting so much energy into it in the first place.Giselle and I recently started this space, this year, January of 2022, and so far we have a handful of incredibly wonderful women that I feel so insanely lucky to be connected with during this time and hopefully for years to come! However, we need you, too. If you're a millennial woman in real estate, please join us!! Reach out to me on Instagram and swing by on Friday's to see what we're about! We would love to have you.It's truly been a game changer.Links: @sellwithgiselle // @seasyourhome // Clubhouse Room

Rafay is a real estate agent out in the Chicago area, and he's building a brilliant opportunity for agents over there to thrive in a collaborative, fun and expansive team that's structured and highly successful..Rafay and I discuss what it took for him to go from no mentor for brand new career in real estate to becoming the top 1% of real estate agents in Chicago running a fast growing team of 20+ agents..We talk about the future of teams for real estate agents, because so many fail in the first few years due to a lack of guidance!.Rafay dropped ALLLLL the gems and was not holding back from sharing any secrets. In my opinion, it's not only Rafay's hard work and dedication to his craft, but it's his willingness to share and connect that has likely gotten him to where he stands today..We touch on for sale by owners, from the point of view of prospecting as a real estate agent, as well as the essential importance of working with the right team of inspectors, attorneys and mortgage lenders who won't kill the deal, but WILL have the wherewithal to critically think around the challenges that inevitably pop up in the home buying or selling process..Links: @rafay_qamar // The Miracle Morning by Hal Elrod // The Miracle Morning for Real Estate Agents by Hal Elrod // The 5 am Club by Robin Sharma // Landvoice // RedX // @spirituallynutritious // @seasyourhome // my website See acast.com/privacy for privacy and opt-out information.

Rafay is a real estate agent out in the Chicago area, and he's building a brilliant opportunity for agents over there to thrive in a collaborative, fun and expansive team that's structured and highly successful.Rafay and I discuss what it took for him to go from no mentor for brand new career in real estate to becoming the top 1% of real estate agents in Chicago running a fast growing team of 20+ agents.We talk about the future of teams for real estate agents, because so many fail in the first few years due to a lack of guidance!Rafay dropped ALLLLL the gems and was not holding back from sharing any secrets. In my opinion, it's not only Rafay's hard work and dedication to his craft, but it's his willingness to share and connect that has likely gotten him to where he stands today.We touch on for sale by owners, from the point of view of prospecting as a real estate agent, as well as the essential importance of working with the right team of inspectors, attorneys and mortgage lenders who won't kill the deal, but WILL have the wherewithal to critically think around the challenges that inevitably pop up in the home buying or selling process.Links: @rafay_qamar // The Miracle Morning by Hal Elrod // The Miracle Morning for Real Estate Agents by Hal Elrod // The 5 am Club by Robin Sharma // Landvoice // RedX // @spirituallynutritious // @seasyourhome // my website

Sayonara, 2021!.As we wrap up the year, we have our final solo episode!! I decided this time last year that the end of every quarter would be a solo wrap up of how my word of the year is coming along..In this final episode of the year, I talk about how choosing a word for the year helps me exponentially expand my understanding of that word. Generally, I pick a word I feel like I could embrace more of, myself, and then I tend to open up the flood gates of that word and the year progresses. The year becomes this, "case study," let's call it, where I end up exploring the entire spectrum of that word..I discuss giving ourselves Grace in the face of a learning curve. It's a tricky place to be when you're basically the Freshman of an industry. I decided not to be so hard on myself in the midst of becoming what it takes to serve my clients: professionally, seamlessly and successfully..The most challenging part, I came to find, is giving Grace to those who hurt you, challenge your patience or ignite some unwanted emotions out of you. Grace allows us to open up and get to the bottom of how we feel, but it also teaches us when to let certain people go from our lives when we feel fit. If that person is in a position where you can't let them go physically due to outside circumstances, you let them go emotionally so that their attempt to control you is far less powerful than your ability to refrain from reverting back to immature responses..Living through Grace is allowing for the mistakes to guide us and being OKAY with fucking up, essentially. Shit happens. If we live and learn through it, we become a smarter version of ourselves..This 2022, I want to remind you to focus on your WHY and not so much the HOW. I don't mean leave the how up to your wildest dreams, but do whatever it is, in your power, to make change and be the trailblazer in your life. The HOW will unfold as you put in the work.. I promise. A fun example of that is getting started with a podcast, almost 3 years ago now, and having an episode with the Borough President of Brooklyn, at the time. Now, this incredible man, is the Mayor of New York City and I had the chance to speak with the most respectable politician, in my opinion, because I continued doing the work. Then, not long after, I had one of my favorite podcasters of all time on my show, Stephanie Simbari, from That's so Retrograde. I literally slid into her DMs with a voice note after being engaged with her work for years, seeing her live twice in NYC, introducing myself and giving the two co-hosts a little gift, and asked if she would come onto the show. She was more than happy to support me and connect. I took bold risks, stepped out of my comfort zone and interviewed people who were WAY out of my league in terms of “success” in numbers, and it continues to blow me away when I receive an incredible opportunity..This 2022 is yours for the taking! Little changes in our daily routine can go a long way..What's your word for 2022?!.Links: @lalahdelia // @seasyourhome // @spirituallynutritious See acast.com/privacy for privacy and opt-out information.

Sayonara, 2021!As we wrap up the year, we have our final solo episode!! I decided this time last year that the end of every quarter would be a solo wrap up of how my word of the year is coming along.In this final episode of the year, I talk about how choosing a word for the year helps me exponentially expand my understanding of that word. Generally, I pick a word I feel like I could embrace more of, myself, and then I tend to open up the flood gates of that word and the year progresses. The year becomes this, "case study," let's call it, where I end up exploring the entire spectrum of that word.I discuss giving ourselves Grace in the face of a learning curve. It's a tricky place to be when you're basically the Freshman of an industry. I decided not to be so hard on myself in the midst of becoming what it takes to serve my clients: professionally, seamlessly and successfully.The most challenging part, I came to find, is giving Grace to those who hurt you, challenge your patience or ignite some unwanted emotions out of you. Grace allows us to open up and get to the bottom of how we feel, but it also teaches us when to let certain people go from our lives when we feel fit. If that person is in a position where you can't let them go physically due to outside circumstances, you let them go emotionally so that their attempt to control you is far less powerful than your ability to refrain from reverting back to immature responses.Living through Grace is allowing for the mistakes to guide us and being OKAY with fucking up, essentially. Shit happens. If we live and learn through it, we become a smarter version of ourselves.This 2022, I want to remind you to focus on your WHY and not so much the HOW. I don't mean leave the how up to your wildest dreams, but do whatever it is, in your power, to make change and be the trailblazer in your life. The HOW will unfold as you put in the work.. I promise. A fun example of that is getting started with a podcast, almost 3 years ago now, and having an episode with the Borough President of Brooklyn, at the time. Now, this incredible man, is the Mayor of New York City and I had the chance to speak with the most respectable politician, in my opinion, because I continued doing the work. Then, not long after, I had one of my favorite podcasters of all time on my show, Stephanie Simbari, from That's so Retrograde. I literally slid into her DMs with a voice note after being engaged with her work for years, seeing her live twice in NYC, introducing myself and giving the two co-hosts a little gift, and asked if she would come onto the show. She was more than happy to support me and connect. I took bold risks, stepped out of my comfort zone and interviewed people who were WAY out of my league in terms of “success” in numbers, and it continues to blow me away when I receive an incredible opportunity.This 2022 is yours for the taking! Little changes in our daily routine can go a long way.What's your word for 2022?!Links: @lalahdelia // @seasyourhome // @spirituallynutritious

Bekah Nugent with Dwell House came on to help talk us through what it takes when creating the perfect home, rather than expecting to find one!.We go over the psychology behind what "home" means and the emotional connection we have to it..Bekah shares how and why staging a home makes such a huge impact on the ROI for a seller, and how all the changes 2020 has had on what home entails, regarding the systems we need in place for having a multipurpose space..Lastly, we dive into the virtual world and how these services don't even necessarily need to be done in person, anymore! Take a look at their work and sign up for some help to elevate your home..Links: Dwell House website // @dwellhousedesign // @seasyourhome See acast.com/privacy for privacy and opt-out information.

Bekah Nugent, with Dwell House, came on to help talk us through what it takes when creating the perfect home, rather than expecting to find one!We go over the psychology behind what "home" means and the emotional connection we have to it.Bekah shares how and why staging a home makes such a huge impact on the ROI for a seller, and how all the changes 2020 has had on what home entails, regarding the systems we need in place for having a multipurpose space.Lastly, we dive into the virtual world and how these services don't even necessarily need to be done in person, anymore! Take a look at their work and sign up for some help to elevate your home.Links: Dwell House website // @dwellhousedesign // @seasyourhome

What is resale and why should I consider it, you ask? Wonderful question!.Is getting a home you absolutely adore and love worth a few extra home cooked meals versus date night out on the town or a little less avocado toast from your favorite local cafe?.In this episode, Deb Sprung and I discuss how markets are cyclical and ever changing, so it's important to consider that the house you're shopping for will be desired by others in the future whether you plan on moving out or not.. we never ever know what curve ball will be thrown at us next..We also talk about how getting more of what you want may come at a cost, but when you calculate with your lender the monthly price difference between paying $350k for a house and $360k, it's actually quite small when you break it down that way!.Another topic we touch on is how clarity comes over time with exploring the market and seeing what's out there. Sometimes, we don't know what we want or need until we find it. Other times, we discover what it is we truly want or need because we found something great, but it doesn't have x, y, or z and suddenly you feel like you couldn't live without it. My mom, Deb Sprung, goes over ALL of it..Obviously, one of the most pleasurable aspects of homeownership is having the freedom to do WHATEVER the hell you want to your home, but all we suggest is that you do so with intention..Links: @debsprung // @seasyourhome // @spirituallynutritious See acast.com/privacy for privacy and opt-out information.

What is resale and why should I consider it, you ask? Wonderful question!Is getting a home you absolutely adore and love worth a few extra home cooked meals versus date night out on the town or a little less avocado toast from your favorite local cafe?In this episode, Deb Sprung and I discuss how markets are cyclical and ever changing, so it's important to consider that the house you're shopping for will be desired by others in the future whether you plan on moving out or not.. we never ever know what curve ball will be thrown at us next.We also talk about how getting more of what you want may come at a cost, but when you calculate with your lender the monthly price difference between paying $350k for a house and $360k, it's actually quite small when you break it down that way!Another topic we touch on is how clarity comes over time with exploring the market and seeing what's out there. Sometimes, we don't know what we want or need until we find it. Other times, we discover what it is we truly want or need because we found something great, but it doesn't have x, y, or z and suddenly you feel like you couldn't live without it. My mom, Deb Sprung, goes over ALL of it.Obviously, one of the most pleasurable aspects of homeownership is having the freedom to do WHATEVER the hell you want to your home, but all we suggest is that you do so with intention.Links: @debsprung // @seasyourhome // @spirituallynutritious

.In this episode, I talk you through the step by step process of buying a home and ~almost~ everything that happens within a transaction..I share the journey it takes to find the right home, how clarity shows up in different ways for every buyer, and my perspective on how shopping for a house is like dating and looking for the right partner..I go over so many little fun facts about purchasing real estate that most millennials don't know if they're not in the industry; for example, did you know that buyers don't pay the commission here in NJ? That is fully the responsibility of the sellers. Another surprising factor is that despite our offer being accepted and in the attorney review process, some sellers might still be open to other offers and cancelling the deal before being under contract. Once we're under contract, we can breathe a little bit better knowing that we're in a safe zone..This episode paints a picture as to the extensive work and detail that goes into buying a house; it's not as easy as finding a cute home on Realtor.com and using PayPal - that's for SHORE! ;) #seasyourhome.Steps:Choose an agent to represent you Connect with a mortgage lender and get pre-approvedWe start the search and begin touring homes!!Put in an offer, get accepted and commence the Attorney Review process before being Under ContractInspections of the homeAppraisalClosing day!! Keys are received.Links: Episode 78 (Mark Demetriou) // @spirituallynutritious // @seasyourhome See acast.com/privacy for privacy and opt-out information.

In this episode, I talk you through the step by step process of buying a home and ~almost~ everything that happens within a transaction.I share the journey it takes to find the right home, how clarity shows up in different ways for every buyer, and my perspective on how shopping for a house is like dating and looking for the right partner.I go over so many little fun facts about purchasing real estate that most millennials don't know if they're not in the industry; for example, did you know that buyers don't pay the commission here in NJ? That is fully the responsibility of the sellers. Another surprising factor is that despite our offer being accepted and in the attorney review process, some sellers might still be open to other offers and cancelling the deal before being under contract. Once we're under contract, we can breathe a little bit better knowing that we're in a safe zone.This episode paints a picture as to the extensive work and detail that goes into buying a house; it's not as easy as finding a cute home on Realtor.com and using PayPal - that's for SHORE! ;) #seasyourhomeSteps:Choose an agent to represent youConnect with a mortgage lender and get pre-approvedWe start the search and begin touring homes!!Put in an offer, get accepted and commence the Attorney Review process before being Under ContractInspections of the homeAppraisalClosing day!! Keys are receivedLinks: Episode 78 (Mark Demetriou) // @spirituallynutritious // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Marianne Jones, a mortgage lender in the business for THIRTY EIGHT years, gets real & raw regarding the reality of buying a home with a significant other prior to marriage..To be more specific, we talked all about the legality of purchasing a house with a significant other before being married - and that includes being engaged!.We discuss the risks of purchasing a home together without doing your due diligence, as well as the steps that Marianne believes we should take in order to be well educated and prepared. All of this advice is for anybody buying property, preceding the act of signing a contract of sale with a boyfriend or girlfriend, before being legally married..Take out your pen and paper, ladies and gents, (or the notes app on your phone), because this is something you'll want to turn back to when the time is right..Links: @mariannejones_grarate // @seasyourhome /// @spirituallynutritious.-Definitions from Google-Martial property: "In New Jersey, just about any items that are obtained during the course of the marriage are considered marital property. ... Even if certain items acquired after the marriage have only one spouse's name on the title, a court typically still considers it marital property."Title: "Title refers to a document that lists the legal owner of a piece of property. Titles can be issued to depict ownership of both personal and real property. The different types of real estate title are joint tenancy, tenancy in common, tenants by entirety, sole ownership, and community property." Deed: "A legal document that is signed and delivered, especially one regarding the ownership of property or legal rights."Note: "A real estate note or promissory note is a promise to pay a certain amount of money for a set time to purchase a piece of real estate. It essentially is a contract between the lender and borrower for a real estate transaction."Mortgage: "A mortgage is a loan typically used to buy a home or other piece of real estate for which that property then serves as collateral."Equitable distribution: "Equitable distribution is a legal theory whereby marital property is distributed equitably in a divorce proceeding. Property assets are classified as either separate property or marital property. ... If willing and without dispute, parties to a divorce can decide how to allocate assets and debts without a third party.".Marianne JonesVP of Mortgage LendingGuaranteed Rate AffinityMarianne.Jones@grarate.comgrarate.com/MarianneJonesCell 973.722.1173 - f: 669.221.6877106A E Main St, Mendham, NJ, 07945NMLS ID: 65355 See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!Marianne Jones, a mortgage lender in the business for THIRTY EIGHT years, gets real & raw regarding the reality of buying a home with a significant other prior to marriage.To be more specific, we talked all about the legality of purchasing a house with a significant other before being married - and that includes being engaged!We discuss the risks of purchasing a home together without doing your due diligence, as well as the steps that Marianne believes we should take in order to be well educated and prepared. All of this advice is for anybody buying property, preceding the act of signing a contract of sale with a boyfriend or girlfriend, before being legally married.Take out your pen and paper, ladies and gents, (or the notes app on your phone), because this is something you'll want to turn back to when the time is right.Links: @mariannejones_grarate // @seasyourhome /// @spirituallynutritious-Definitions from Google-Martial property: "In New Jersey, just about any items that are obtained during the course of the marriage are considered marital property. ... Even if certain items acquired after the marriage have only one spouse's name on the title, a court typically still considers it marital property."Title: "Title refers to a document that lists the legal owner of a piece of property. Titles can be issued to depict ownership of both personal and real property. The different types of real estate title are joint tenancy, tenancy in common, tenants by entirety, sole ownership, and community property."Deed: "A legal document that is signed and delivered, especially one regarding the ownership of property or legal rights."Note: "A real estate note or promissory note is a promise to pay a certain amount of money for a set time to purchase a piece of real estate. It essentially is a contract between the lender and borrower for a real estate transaction."Mortgage: "A mortgage is a loan typically used to buy a home or other piece of real estate for which that property then serves as collateral."Equitable distribution: "Equitable distribution is a legal theory whereby marital property is distributed equitably in a divorce proceeding. Property assets are classified as either separate property or marital property. ... If willing and without dispute, parties to a divorce can decide how to allocate assets and debts without a third party."Marianne JonesVP of Mortgage LendingGuaranteed Rate AffinityMarianne.Jones@grarate.comgrarate.com/MarianneJonesCell 973.722.1173 - f: 669.221.6877106A E Main St, Mendham, NJ, 07945NMLS ID: 65355

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Ethan Waldman is a Tiny House enthusiast who has a podcast of his own called, Tiny House Lifestyle Podcast..I don't know about you, but the Netflix show Tiny House Nation really got me thinking a few years back in 2019 and I've been inspired ever since!.In this episode, Ethan and I discuss: Ethan's journey with his tiny home, how rules and regulations are slowly changing in regards to tiny houses, the evolution and benefits of going tiny, some of the cool projects Ethan's learned about over the course of having a podcast of his own where they discuss tiny houses in depth, as well as where we can find resources for more details of the tiny house movement..Links: Ethan's website where you can find his podcast and all of his other resources // Tiny House Engage on fb // Living Big in a Tiny House on YouTube // @ethanwaldman // Tiny Home Industry Association // Tiny House Alliance // Appendix Q Tiny Houses // @seasyourhome // @spirituallynutritious See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!Ethan Waldman is a Tiny House enthusiast who has a podcast of his own called, Tiny House Lifestyle Podcast.I don't know about you, but the Netflix show Tiny House Nation really got me thinking a few years back in 2019 and I've been inspired ever since!In this episode, Ethan and I discuss: Ethan's journey with his tiny home, how rules and regulations are slowly changing in regards to tiny houses, the evolution and benefits of going tiny, some of the cool projects Ethan's learned about over the course of having a podcast of his own where they discuss tiny houses in depth, as well as where we can find resources for more details of the tiny house movement.Links: Ethan's website where you can find his podcast and all of his other resources // Tiny House Engage on fb // Living Big in a Tiny House on YouTube // @ethanwaldman // Tiny Home Industry Association // Tiny House Alliance // Appendix Q Tiny Houses // @seasyourhome // @spirituallynutritious

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.First time home buyers, this one's for you!!.MORTGAGES - "WTH AND WHERE DO WE START," you ask? Right here, actually :).Marc Demetriou is an expert in all things finance and mortgages, but from a holistic POV. I love this so much because there's way more to buying a house than the sale price and the down payment. We cover MANY of those topics in this conversation, including, but not limited to.....Taking educated chances and risks, as well as what it means to take out a mortgage with a lender when buying a house..Marc goes over what exactly he looks into when approving you to buy a house, we cover bits of pieces of conventional loans versus an FHA loans, we touch on appraisals and what it means when a house under-appraises, and the list goes on, but that's only part of it all in the thirty minutes we had!.Links: Marc's book on Amazon // @marcdemetriou // @themarcdemetriouteam // @seasyourhome // @spirituallynutritious.Definitions:Credit Score - "a number assigned to a person that indicates to lenders their capacity to repay a loan."Assets - "property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies."Down Payment - "an initial payment made when something is bought on credit."Lien - "a right to keep possession of property belonging to another person until a debt owed by that person is discharged."Defaulting on a house - "A default occurs when a borrower is unable to make timely payments, misses payments, or avoids or stops making payments on interest or principal owed. Defaults can occur on secured debt, such as a mortgage loan secured by a house, or unsecured debt such as credit cards or a student loan."Foreclosure - "the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments."Title to the house - "A title is a legal right to ownership of a property, including the right to sell. ... Legal purchase of a house transfers the title to the buyer, so if you do buy a house, the title will be yours along with the deed."Deed - "A property deed is a legal document that transfers property ownership from a seller/grantor to a buyer/grantee. A deed contains a description of the property (including property lines) and denotes the seller/grantor and the buyer/grantee. Both parties must sign the document to make it official."Private Mortgage Insurance (PMI) - "PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home's purchase price." See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!First time home buyers, this one's for you!!MORTGAGES - "WTH AND WHERE DO WE START," you ask? Right here, actually :)Marc Demetriou is an expert in all things finance and mortgages, but from a holistic POV. I love this so much because there's way more to buying a house than the sale price and the down payment. We cover MANY of those topics in this conversation, including, but not limited to....Taking educated chances and risks, as well as what it means to take out a mortgage with a lender when buying a house.Marc goes over what exactly he looks into when approving you to buy a house, we cover bits of pieces of conventional loans versus an FHA loans, we touch on appraisals and what it means when a house under-appraises, and the list goes on, but that's only part of it all in the thirty minutes we had!Links: Marc's book on Amazon // @marcdemetriou // @themarcdemetriouteam // @seasyourhome // @spirituallynutritiousDefinitions:Credit Score - "a number assigned to a person that indicates to lenders their capacity to repay a loan."Assets - "property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies."Down Payment - "an initial payment made when something is bought on credit."Lien - "a right to keep possession of property belonging to another person until a debt owed by that person is discharged."Defaulting on a house - "A default occurs when a borrower is unable to make timely payments, misses payments, or avoids or stops making payments on interest or principal owed. Defaults can occur on secured debt, such as a mortgage loan secured by a house, or unsecured debt such as credit cards or a student loan."Foreclosure - "the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments."Title to the house - "A title is a legal right to ownership of a property, including the right to sell. ... Legal purchase of a house transfers the title to the buyer, so if you do buy a house, the title will be yours along with the deed."Deed - "A property deed is a legal document that transfers property ownership from a seller/grantor to a buyer/grantee. A deed contains a description of the property (including property lines) and denotes the seller/grantor and the buyer/grantee. Both parties must sign the document to make it official."Private Mortgage Insurance (PMI) - "PMI is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home's purchase price."

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.HAPPY FALL, Y'ALL!.This Q3 solo recap covers what I've learned this Summer through the lens of "Grace;" from difficult conversations to stressful moments in relation to finances and love, I've come to terms with trusting the timing of my life by using the quote whenever necessary..As the seasons are changing, I'm really feeling the benefits of exploring new things and letting them go.... that's the beauty of the transition from one season to the next!.Having a word of the year since 2015 is one of my favorite annual traditions and I HIGHLY recommend starting to think now about what word you might feel like diving into deeper come 2022. Now's the time to take a look interpersonally to discover what you think you could use more of moving forward..Links: Deepak's 21 Day Abundance Challenge on YouTube // @spirituallynutritious // @seasyourhome See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!HAPPY FALL, Y'ALL!This Q3 solo recap covers what I've learned this Summer through the lens of "Grace;" from difficult conversations to stressful moments in relation to finances and love, I've come to terms with trusting the timing of my life by using the quote whenever necessary.As the seasons are changing, I'm really feeling the benefits of exploring new things and letting them go.... that's the beauty of the transition from one season to the next!Having a word of the year since 2015 is one of my favorite annual traditions and I HIGHLY recommend starting to think now about what word you might feel like diving into deeper come 2022. Now's the time to take a look interpersonally to discover what you think you could use more of moving forward.Links: Deepak's 21 Day Abundance Challenge on YouTube // @spirituallynutritious // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.If you didn't think niche was a thing in the real estate industry, think again!!.Avery Carl bought her first rental property at 26 years old on a $37k salary. Now scaled, Avery is the CEO and founder of the Short Term Shop, a real estate team that helps investors acquire short term rental properties in "recession resistant markets.".In this episode, we discuss short term rentals and the different kinds of markets, as well as how technology has come into play and changed the game for investors looking to own short term rental properties..So many of my curiosities were answered about being a short term rental investor. It seems overwhelming, but the reality of it is that we don't need to do as much as we think we do…. at least to get started!.Avery also shares with us the biggest myth investors don't know regarding purchasing a rental property outside of where they live..Links: AirDNA // Evolve Vacation Rentals // Bigger Pockets forums (fb) // Short Term Rental, Long Term Wealth // shorttermshop.com // mortgageshop.co // @theshorttermshop // @seasyourhome See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!If you didn't think niche was a thing in the real estate industry, think again!!Avery Carl bought her first rental property at 26 years old on a $37k salary. Now scaled, Avery is the CEO and founder of the Short Term Shop, a real estate team that helps investors acquire short term rental properties in "recession resistant markets."In this episode, we discuss short term rentals and the different kinds of markets, as well as how technology has come into play and changed the game for investors looking to own short term rental properties.So many of my curiosities were answered about being a short term rental investor. It seems overwhelming, but the reality of it is that we don't need to do as much as we think we do…. at least to get started!Avery also shares with us the biggest myth investors don't know regarding purchasing a rental property outside of where they live.Links: AirDNA // Evolve Vacation Rentals // Bigger Pockets forums (fb) // Short Term Rental, Long Term Wealth // shorttermshop.com // mortgageshop.co // @theshorttermshop // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Edna Keep is a real estate investment and mindset transformation coach who has a 90 day program as well as a book titled, "Multiple Ways to Wealth.".In this episode, we discuss how real estate investing and mindset intertwine and play a huge role in how big of an empire you'd like to create, because there are always new mindset shifts that come with more responsibilities and leveling up in life to reach that next goal..We also discuss how working with a coach and taking classes are undoubtably the best way to get started on our journey of buying real estate, as well as working with a team and spending money where we can save ourselves time to work on other, more important or less time demanding tasks..Edna shares with us the delivery that works for her students and team when pitching to an investor..Links: ednakeep.com // 90 Days to $5k // edna@ednakeep.com // @edna_keep // Rich Dad Poor Dad by Robert Kiyosaki // Think and Grow Rich by Napoleon Hill // @spirituallynutritious // @seasyourhome.Definitions: (COMING SOON)Rent to Own - Lease options -Money Partner -Managing Partner -Buy, Repair, Renovate and Refinance and keep -Acquisition fee -Cap rate -Vendor financing from the seller -Appreciation play -Investor Capital - See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!Edna Keep is a real estate investment and mindset transformation coach who has a 90 day program as well as a book titled, "Multiple Ways to Wealth."In this episode, we discuss how real estate investing and mindset intertwine and play a huge role in how big of an empire you'd like to create, because there are always new mindset shifts that come with more responsibilities and leveling up in life to reach that next goal.We also discuss how working with a coach and taking classes are undoubtably the best way to get started on our journey of buying real estate, as well as working with a team and spending money where we can save ourselves time to work on other, more important or less time demanding tasks.Edna shares with us the delivery that works for her students and team when pitching to an investor.Links: ednakeep.com // 90 Days to $5k // edna@ednakeep.com // @edna_keep // Rich Dad Poor Dad by Robert Kiyosaki // Think and Grow Rich by Napoleon Hill // @spirituallynutritious // @seasyourhomeDefinitions:Rent to Own - "A rent-to-own agreement is a deal in which you commit to renting a property for a specific period of time, with the option of buying it before the lease runs out. ... You pay rent throughout the lease, and in some cases, a percentage of the payment is applied to the purchase price." - Investopedia.comLease options - "A lease option is an agreement that gives a renter a choice to purchase the rented property during or at the end of the rental period. It also precludes the owner from offering the property for sale to anyone else. When the term expires, the renter must either exercise the option or forfeit it." - Investopedia.comMoney Partner - "The money partner is the term for the person in this arrangement who has capital to spare. As for the person that has time or scouting skills or other resources, they are sometimes called the entrepreneurial partner. Other terms for these types of arrangements include credit partnership and partner funding." - Royal Legal SolutionsManaging Partner - "A managing partner represents an individual who has an ownership interest in a company and also manages its day-to-day business activities. This position exists within companies structured as partnerships and limited liability companies (LLC)." - IndeedBuy, Repair, Renovate and Refinance and keep - "This method of investing in rental property has grown in popularity over the past decade and focuses on finding adistressed property to buy, rehab, rent, refinance, then repeat. The BRRRR method of real estate investing has proven to be a great way to build cash flow and financial independence through rental income, but it isn't right for everyone." - Million AcresAcquisition fee - "An acquisition fee is a charge from a lender or lessor to cover the expenses incurred for arranging a loan or lease agreement. Common examples include closing costs, real estate commissions, and development and/or construction fees." - Investopedia.comCap rate - "Capitalization rate is a real estate valuation measure used to compare different real estate investments. Although there are many variations, the cap rate is generally calculated as the ratio between the annual rental income produced by a real estate asset to its current market value." - WikipediaVendor financing from the seller - "(also sometimes called “vendor take back,” or VTB) usually involves the owner agreeing to be paid a percentage of the sale price over time with interest." - BDC.caAppreciation play - "In real estate, appreciation refers to your property's value or, more specifically, how much its value increases over time." - Million AcresInvestor Capital - "the procurement of money by a company in order to further its business goals and objectives. The term can also refer to a company's acquisition of long-term assets such as real estate, manufacturing plants and machinery." - Investopedia.com

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!.Abi Micki is a DIY queeenn! We discuss her new subscription box that services the person who wants a little bit of help in redesigning their space..We talk about how sometimes it's just not yet the time to pull the trigger and buy a house; however, we still want change!! Instead of doing anything too crazy, Abi dives into multiple ways that we can affordably spice up our space as if we've picked up and moved. We discuss how change in the home, big or small, can have an impact on how we feel..Abi gives us little tips and tricks on DIY projects and how we can start from where we are with our current skill levels..Links: @abimickidiy // @seasyourhome See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, reach out HERE with your questions!Abi Micki is a DIY queeenn! We discuss her new subscription box that services the person who wants a little bit of help in redesigning their space.We talk about how sometimes it's just not yet the time to pull the trigger and buy a house; however, we still want change!! Instead of doing anything too crazy, Abi dives into multiple ways that we can affordably spice up our space as if we've picked up and moved. We discuss how change in the home, big or small, can have an impact on how we feel.Abi gives us little tips and tricks on DIY projects and how we can start from where we are with our current skill levels.Links: @abimickidiy // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Shake and I discuss his journey of buying property in his 20s and having friends move in to off-set the mortgage payments as well as provide a place for his friends to stay with a reasonable rent..We talk: using real estate to invest in a certain kind of lifestyle, how covid enabled Shake's dream of buying a place in NYC possible, as well as the absolutely hilarious story behind the scenes of this decision coming to fruition..We also discuss how some careers aren't necessarily recognized or deemed qualifiable in the eyes of a mortgage lender, such as a trader, so cash or a second stream of income is imperative when purchasing a home depending on the state and probably SO many other variables..Last, but certainly not least, we go over some of the benefits and unanticipated surprises of homeownership, and some top takeaways after buying his second property across the country..Links: @shakepryz // @tradingexperts // Episode 16 on Apple Podcasts // @spirituallynutritious // @seasyourhome .Definition(s):Non-gauranteed Income: "Non-guaranteed income is anything that's subject to market changes and are not guaranteed to last a certain amount of time. Guaranteed income, on the other hand, is fixed and structured for a certain amount of time and can even be designed to last a lifetime." - Google See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Shake and I discuss his journey of buying property in his 20s and having friends move in to off-set the mortgage payments as well as provide a place for his friends to stay with a reasonable rent.We talk using real estate to invest in a certain kind of lifestyle, how covid enabled Shake's dream of buying a place in NYC possible, as well as the absolutely hilarious story behind the scenes of this decision coming to fruition.We also discuss how some careers aren't necessarily recognized or deemed qualifiable in the eyes of a mortgage lender, such as a trader, so cash or a second stream of income is imperative when purchasing a home depending on the state and probably SO many other variables.Last, but certainly not least, we go over some of the benefits and unanticipated surprises of homeownership, and some top takeaways after buying his second property across the country.Links: @shakepryz // @tradingexperts // Episode 16 on Apple Podcasts // @spirituallynutritious // @seasyourhomeDefinition(s):Non-gauranteed Income: "Non-guaranteed income is anything that's subject to market changes and are not guaranteed to last a certain amount of time. Guaranteed income, on the other hand, is fixed and structured for a certain amount of time and can even be designed to last a lifetime." - Google

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.My mom, Deb Sprung, and I were going to have a conversation about the real estate market to share with you, as she's a well-seasoned Real Estate Agent up in North Jersey..Due to a combo of tech issues and poor timing, I sent my mom some questions and she provided her answers for us that I share with you in this episode..The topics discussed are regarding what happened to the real estate market since covid, how it differs from the bubble back in 2008, how to navigate your thought process when buying a house in this heightened market, as well as ways to make sure you don't purchase a home followed with buyer's remorse..Links: @debsprung // @spirituallynutritious // @seasyourhome See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!My mom, Deb Sprung, and I were going to have a conversation about the real estate market to share with you, as she's a well-seasoned Real Estate Agent up in North Jersey.Due to a combo of tech issues and poor timing, I sent my mom some questions and she provided her answers for us that I share with you in this episode.The topics discussed are regarding what happened to the real estate market since covid, how it differs from the bubble back in 2008, how to navigate your thought process when buying a house in this heightened market, as well as ways to make sure you don't purchase a home followed with buyer's remorse.Links: @debsprung // @spirituallynutritious // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Cecil Cummins is an extremely bright young man who made smart moves early on in life. In this episode, we discuss:.DEBT!! Is it good? Bad? Neither? Cecil has the best perspective on debt and it is a game changer..We talk about gamifying real estate and educating ourselves on what we can do to make smart investments, risk taking and how there are different kinds of people willing to take different levels of risk, and how it's best we educate ourselves on our options!! Cecil explains what he's working on with his current real estate investment endeavors, and how there's a balancing act while taking all the advice out there on all ends of the spectrum..Other topics we touch on are tracking our money versus budgeting, as well as going into depth about renting versus buying a home..Links: @cecilcummins // @1LifeFullyLived // @DaveRamsey // @GrantCardone // @CathieWood // @Yuval_Noah_Harari // @ScottGalloway // @AndrewYang // @JoeRogan // @ElonMusk // @HowIBuiltThis with @GuyRaz // @JeffHoffman // The Morning Brew newsletter // The Economist // NPR // @spirituallynutritious // @seasyourhome.Books: Sapiens // Homo Deus //

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions! Cecil Cummins is an extremely bright young man who made smart moves early on in life. In this episode, we discuss: DEBT!! Is it good? Bad? Neither? Cecil has the best perspective on debt and it is a game changer. We talk about gamifying real estate and educating ourselves on what we can do to make smart investments, risk taking and how there are different kinds of people willing to take different levels of risk, and how it's best we educate ourselves on our options!! Cecil explains what he's working on with his current real estate investment endeavors, and how there's a balancing act while taking all the advice out there on all ends of the spectrum.Other topics we touch on are tracking our money versus budgeting, as well as going into depth about renting versus buying a home.Links: @cecilcummins // @1LifeFullyLived // @DaveRamsey // @GrantCardone // @CathieWood // @Yuval_Noah_Harari // @ScottGalloway // @AndrewYang // @JoeRogan // @ElonMusk // @HowIBuiltThis with @GuyRaz // @JeffHoffman // The Morning Brew newsletter // The Economist // NPR // @spirituallynutritious // @seasyourhome Books: Sapiens // Homo Deus // 21 Lessons for the 21st CenturyCheck out your local city government incentives!Google Definitions:Return on Investment (ROI): "Return on investment or return on costs is a ratio between net income and investment. A high ROI means the investment's gains compare favourably to its cost. As a performance measure, ROI is used to evaluate the efficiency of an investment or to compare the efficiencies of several different investments."Mortgage: "A mortgage is a type of loan that's used to finance property. A mortgage is a type of loan, but not all loans are mortgages. Mortgages are “secured” loans. With a secured loan, the borrower promises collateral to the lender in the event that they stop making payments."Refinance: "finance (something) again, typically with a new loan at a lower rate of interest."S&P 500: "The Standard and Poor's 500, or simply the S&P 500, is a free-float weighted measurement stock market index of the 500 largest companies listed on stock exchanges in the United States. It is one of the most commonly followed equity indices."Using debt to leverage an investment: "Leverage is the use of debt (borrowed capital) in order to undertake an investment or project. The result is to multiply the potential returns from a project. At the same time, leverage will also multiply the potential downside risk in case the investment does not pan out."Cash dividends: "A cash dividend is the distribution of funds or money paid to stockholders generally as part of the corporation's current earnings or accumulated profits. Cash dividends are paid directly in money, as opposed to being paid as a stock dividend or other form of value."Depreciating Asset: "A depreciating asset is an asset that has a limited effective life and can reasonably be expected to decline in value over the time it is used. ... Most intangible assets are also excluded from the definition of depreciating asset."Surplus: "an amount of something left over when requirements have been met; an excess of production or supply over demand." Deficit: "In financial terms, a deficit occurs when expenses exceed revenues, imports exceed exports, or liabilities exceed assets. A deficit is synonymous with a shortfall or loss and is the opposite of a surplus."Illiquid Investments: "Illiquid refers to the state of a stock, bond, or other assets that cannot easily and readily be sold or exchanged for cash without a substantial loss in value."Loan to Value Ratio: "The loan-to-value (LTV) ratio is a measure comparing the amount of your mortgage with the appraised value of the property. The higher your down payment, the lower your LTV ratio. Mortgage lenders may use the LTV in deciding whether to lend to you and to determine if they will require private mortgage insurance."

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Quarter 2 of 2021 is nearly wrapping up as it's mid-June and the next episode in two weeks from today is July 1st..In this episode, I talk about finding grace in the phases of life while utilizing seasons, months and oftentimes even weeks as a fresh new start rather than waiting for January 1st every year..I touch on the grace I give myself and others as I navigate a fairly new career in real estate, dating and the adventure that provides and pivoting my almost 2.5 year old baby, Well & Why, to focusing strictly on Real Estate for now to see how that benefits my current reality..I hope this episode helps you in some way to realize that it's 110% more than welcomed to continue twisting, turning and making decisions that benefit YOU..We have a full SIX months left until this year concludes; that holds space for two more seasons, six more months, approximately 24 weeks and MANY more opportunities for do-overs..We got this :).Links: @safewayoutnj // @madfit // @batchonmain in Manasquan // @spirituallynutritious // @seasyourhome See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Quarter 2 of 2021 is nearly wrapping up as it's mid-June and the next episode in two weeks from today is July 1st.In this episode, I talk about finding grace in the phases of life while utilizing seasons, months and oftentimes even weeks as a fresh new start rather than waiting for January 1st every year.I touch on the grace I give myself and others as I navigate a fairly new career in real estate, dating and the adventure that provides and pivoting my almost 2.5 year old baby, Well & Why, to focusing strictly on Real Estate for now to see how that benefits my current reality.I hope this episode helps you in some way to realize that it's 110% more than welcomed to continue twisting, turning and making decisions that benefit YOU.We have a full SIX months left until this year concludes; that holds space for two more seasons, six more months, approximately 24 weeks and MANY more opportunities for do-overs.We got this :)Links: @safewayoutnj // @madfit // @batchonmain in Manasquan // @spirituallynutritious // @seasyourhome

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Nikki and Aaron met in Texas at a job of theirs and they've been together ever since! They've moved around countless times from rental to rental and eventually jumped when the time was right to jump..The stars aligned for Nikki and Aaron to be the homeowners of the house they solidified in Houston, Texas, and as the story goes, they lived happily ever after ;).In this episode, we touch on how time and place is everything.The fact that this process is so damn confusing, these two highly suggest asking all the questions AND doing your own due diligence so you know exactly what to ask. Lastly, we finished up with all of the perks and highlights of owning a home despite the fear of permanency in such a temporary world. .Links: @seasyourhome // @spirituallynutritious .Gentrification - "the process whereby the character of a poor urban area is changed by wealthier people moving in, improving housing, and attracting new businesses, typically displacing current inhabitants in the process." - Google See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Nikki and Aaron met in Texas at a job of theirs and they've been together ever since! They've moved around countless times from rental to rental and eventually jumped when the time was right to jump.The stars aligned for Nikki and Aaron to be the homeowners of the house they solidified in Houston, Texas.In this episode, we touch on how time and place is everything.The fact that this process is so damn confusing, these two highly suggest asking all the questions AND doing your own due diligence so you know exactly what to ask. Lastly, we finished up with all of the perks and highlights of owning a home despite the fear of permanency in such a temporary world. Links: @seasyourhome // @spirituallynutritiousGentrification - "the process whereby the character of a poor urban area is changed by wealthier people moving in, improving housing, and attracting new businesses, typically displacing current inhabitants in the process." - Google

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Chandler and Mark Sheehan hit the jackpot for their first time buying a piece of property.... out of state.. for investment purposes only! These two really prove the point of that quote, "luck is where preparation meets opportunity.".In this episode, we discuss the advantages of buying their first investment property out of state in Florida while living in Jersey City..We go in on how the TEAM Chandler and Mark worked with down in Florida was a major reason they ended up purchasing their first property out there. The fact that their agent believed in them and had a vetted team of reputable vendors had these two hone in on that area of Florida, versus all of the other US locations they were looking into at the time..Lastly, speaking of time, we talk about how timing plays a massive role in your home search!.Links: @seasyourhome // @spirituallynutritious // Bigger Pockets.Google's Definitions:Capital - "This refers to the money used to fund a real estate venture. This money could cover the costs of buying an investment property, initial renovations, and other extra costs. There are two main kinds of investment capital: equity and debt."IRA - "An individual retirement account (IRA) is a tax-advantaged account that individuals use to save and invest for retirement."Cash Flow - "In real estate, cash flow is the difference between a property's income and expenses including debts. Cash flow is used in properties that produce income, like rental real estate such as an apartment complex, single-family rental, duplex, or commercial building."Rent Roll - "A rent roll is a report that provides detailed information about the property, the tenant, and rents. Rent rolls can be constructed for a single property or an entire rental property portfolio."Capital Expenditures - "Capital expenditures are the money used to add to or improve a property beyond common repairs and maintenance. Capital expenditures are used for investment properties, equipment, and other fixed business assets. Many people refer to capital expenditures as capex.Vacancy Rate - "The vacancy rate is the percentage of all available units in a rental property, such as a hotel or apartment complex, that are vacant or unoccupied at a particular time. A vacancy rate is the opposite of the occupancy rate, which is the percentage of units in a rental property that are occupied."Equity - "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the... See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Chandler and Mark Sheehan hit the jackpot for their first time buying a piece of property.... out of state.. for investment purposes only! These two really prove the point of that quote, "luck is where preparation meets opportunity."In this episode, we discuss the advantages of buying their first investment property out of state in Florida while living in Jersey City.We go in on how the TEAM Chandler and Mark worked with down in Florida was a major reason they ended up purchasing their first property out there. The fact that their agent believed in them and had a vetted team of reputable vendors had these two hone in on that area of Florida, versus all of the other US locations they were looking into at the time.Lastly, speaking of time, we talk about how timing plays a massive role in your home search!Links: @seasyourhome // @spirituallynutritious // Bigger PocketsGoogle's Definitions:Capital - "This refers to the money used to fund a real estate venture. This money could cover the costs of buying an investment property, initial renovations, and other extra costs. There are two main kinds of investment capital: equity and debt."IRA - "An individual retirement account (IRA) is a tax-advantaged account that individuals use to save and invest for retirement."Cash Flow - "In real estate, cash flow is the difference between a property's income and expenses including debts. Cash flow is used in properties that produce income, like rental real estate such as an apartment complex, single-family rental, duplex, or commercial building."Rent Roll - "A rent roll is a report that provides detailed information about the property, the tenant, and rents. Rent rolls can be constructed for a single property or an entire rental property portfolio."Capital Expenditures - "Capital expenditures are the money used to add to or improve a property beyond common repairs and maintenance. Capital expenditures are used for investment properties, equipment, and other fixed business assets. Many people refer to capital expenditures as capex.Vacancy Rate - "The vacancy rate is the percentage of all available units in a rental property, such as a hotel or apartment complex, that are vacant or unoccupied at a particular time. A vacancy rate is the opposite of the occupancy rate, which is the percentage of units in a rental property that are occupied."Equity - "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the mortgage if you were to sell the home."

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Alexa Modero and her now fiancé, Brett, bought a condominium in Jersey City, NJ, right before the pandemic broke out and the market exploded. Their timing was quite spot-on for buyers compared to what it is nowadays..In this second episode of On the Corner of Well & Why, my new Real Estate series for Millennials, we discuss Alexa and Brett's intentions for buying a condo rather than just renting an apartment..We also touch on the shell shocking experience of being a first time home buyer in regards to the little things that were never taught or shared until it was Alexa’s time to buy. The process is so detailed!.We laugh at how all of the instagram pics with a sold sign make it out to seem as though buying a home is all rainbows and butterflies, when in reality, it’s a really challenging time for buyers!! This, my friend, is why it’s extremely important to work with somebody who you know, like and trust, or even been referred to by somebody else. A mutual connection is always a huge perk when seeking a real estate professional. .Alexa also shares with us the unexpected perks of having an HOA, otherwise known as a home-owners association, being that she and Brett bought their first home in a condominium..Google DefinitionsHomeowner Association (HOA): "In the United States, a homeowner association is a private association often formed by a real estate developer for the purpose of marketing, managing, and selling homes and lots in a residential subdivision. Wikipedia"Condominium: "A condominium, is a type of living space but independently sellable and therefore regarded as real estate. The condominium building structure is divided into several units that are each separately owned, surrounded by common areas that are jointly owned. Condominiums are a type of common-interest development. Wikipedia"Mortgage: "a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt."Refinancing: "In the real estate world, refinancing in general is a popular process for replacing an existing mortgage with a new one that typically extends more-favorable terms to the borrower.".Links: Ep. 59 with Alexa about their non-profit Backpacks for Life // @backpacksforlife // @spirituallynutritious // @seasyourhome // Allee Sprung Real Estate See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Alexa Modero and her now fiancé, Brett, bought a condominium in Jersey City, NJ, right before the pandemic broke out and the market exploded. Their timing was quite spot-on for buyers compared to what it is nowadays.In this second episode of On the Corner of Well & Why, my new Real Estate series for Millennials, we discuss Alexa and Brett's intentions for buying a condo rather than just renting an apartment.We also touch on the shell shocking experience of being a first time home buyer in regards to the little things that were never taught or shared until it was Alexa's time to buy. The process is so detailed!We laugh at how all of the instagram pics with a sold sign make it out to seem as though buying a home is all rainbows and butterflies, when in reality, it's a really challenging time for buyers!! This, my friend, is why it's extremely important to work with somebody who you know, like and trust, or even been referred to by somebody else. A mutual connection is always a huge perk when seeking a real estate professional. Alexa also shares with us the unexpected perks of having an HOA, otherwise known as a home-owners association, being that she and Brett bought their first home in a condominium.Google DefinitionsHomeowner Association (HOA): "In the United States, a homeowner association is a private association often formed by a real estate developer for the purpose of marketing, managing, and selling homes and lots in a residential subdivision. Wikipedia"Condominium: "A condominium, is a type of living space but independently sellable and therefore regarded as real estate. The condominium building structure is divided into several units that are each separately owned, surrounded by common areas that are jointly owned. Condominiums are a type of common-interest development. Wikipedia"Mortgage: "a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt."Refinancing: "In the real estate world, refinancing in general is a popular process for replacing an existing mortgage with a new one that typically extends more-favorable terms to the borrower."Links: Ep. 59 with Alexa about their non-profit Backpacks for Life // @backpacksforlife // @spirituallynutritious // @seasyourhome // Allee Sprung Real Estate

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Gina Cattanach shares with us her ways of getting started in 2018 as a Beach Clean Up Organizer. This year, I've joined in her hopes of doubling the numbers: trash collected, number of attendees/volunteers and total outreach..There's truly no better feeling than that of helping the environment, together as a community, for ourselves, future generations and our planets' array of beautiful creatures..We talk a lot about mindfulness here, so in light of Earth Day, take a look around when you’re outside this week and notice just how much trash is everywhere we turn. Maybe we can all pick up one piece of garbage, daily..We discuss the environment, starting a beach cleanup and how to look into putting one together yourself! We also touch on the little things we can do daily to play our part..Links: Ocean Conservancy // Clean Swell app info // 4Ocean // Sand Cloud // LOQI Bags // Wholesome Culture // SimpliGood Toothbrushes // Tru Earth Detergent Sheets // Bambaw Bamboo Cutlery Set // Noap Soap - ep. 47 // Energy Bits - ep. 54 // smile.amazon.com // @gisaveswhales // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com // BEACH CLEAN UP 5/1 See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Gina Cattanach shares with us her ways of getting started in 2018 as a Beach Clean Up Organizer. This year, I've joined in her hopes of doubling the numbers: trash collected, number of attendees/volunteers and total outreach.There's truly no better feeling than that of helping the environment, together as a community, for ourselves, future generations and our planets' array of beautiful creatures.We talk a lot about mindfulness here, so in light of Earth Day, take a look around when you're outside this week and notice just how much trash is everywhere we turn. Maybe we can all pick up one piece of garbage, daily.We discuss the environment, starting a beach cleanup and how to look into putting one together yourself! We also touch on the little things we can do daily to play our part.Links: Ocean Conservancy // Clean Swell app info // 4Ocean // Sand Cloud // LOQI Bags // Wholesome Culture // SimpliGood Toothbrushes // Tru Earth Detergent Sheets // Bambaw Bamboo Cutlery Set // Noap Soap - ep. 47 // Energy Bits - ep. 54 // smile.amazon.com // @gisaveswhales // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com // BEACH CLEAN UP 5/1

Art is a musician turned creator of a Monday night event in the city called GFTD. He brings together a group of creatives that enjoy connecting with one another, and now he's brought it to the internet like any good gathering would at a time like Covid-19.We discuss being motivated to create by having the urge to have it for ourselves, why pivoting his in-person Monday night events to a virtual one during the pandemic was important to him, how although we can't control everything, we can control our decisions, as well as covering the big clouded topic of confidence.Links: @artursays // @gftd_org // use code WELLANDWHY75 for Inner.U // @spirituallynutritious // wellandwhy@gmail.com

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!.Welcome to the first ever episode of On the Corner of Well & Why! This is my new real estate series where we're sharing knowledge, wisdom, tips, personal experiences and the tools you'll need to understand a little bit more of what goes on behind the scenes of buying or selling a home..So much of my wellbeing has to do with where I'm living and with whom, and lifestyle choices are absolutely altered when these variables are changed..Christin Kingsbury is one big flooding source of information regarding real estate and investing..In this episode, we talked investing as a landlord, a flipper or even a first time home buyer, Christin’s top five tips for starting from where you are, as well as problem solving strategies..Links: Facebook // Get Some Assets Inc. // @kingsbury_group // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com.~ Jargon defined by Google ~Financing: "Financing is the process of providing funds for business activities, making purchases, or investing. Financial institutions, such as banks, are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals."Balloon payments: "a repayment of the outstanding principal sum made at the end of a loan period, interest only having been paid until the point in time under discussion."Equity: "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the mortgage if you were to sell the home."Capital: "Capital is typically cash or liquid assets being held or obtained for expenditures. In a broader sense, the term may be expanded to include all of a company's assets that have monetary value, such as its equipment, real estate, and inventory."Net Worth: "In a nutshell, your net worth is everything you own of value (total assets) minus everything you owe in debts (total liabilities). Your total assets include cash, or anything that could be sold for cash, investments, real estate properties, cars, stocks, jewelry, well you get it, everything you own."Manufactured home: "Manufactured housing refers factory-built homes that can be placed on a piece of land. Styles vary from modest trailers to dwellings that look like houses built permanently on a site."Site built homes: "A site-built home is one where all the components, right down to the lumber and fasteners are brought to the outdoor location and assembled outdoors, piece-by-piece, and exposed to the weather during most of the process." See acast.com/privacy for privacy and opt-out information.

If you or anybody you know and love is looking to buy and/or sell real estate in the near future, please don't hesitate to reach out HERE with any questions!Welcome to the first ever episode of On the Corner of Well & Why! This is my new real estate series where we're sharing knowledge, wisdom, tips, personal experiences and the tools you'll need to understand a little bit more of what goes on behind the scenes of buying or selling a home.So much of my wellbeing has to do with where I'm living and with whom, and lifestyle choices are absolutely altered when these variables are changed.Christin Kingsbury is one big flooding source of information regarding real estate and investing.In this episode, we talked investing as a landlord, a flipper or even a first time home buyer, Christin's top five tips for starting from where you are, as well as problem solving strategies.Links: Facebook // Get Some Assets Inc. // @kingsbury_group // @spirituallynutritious // @seasyourhome // wellandwhy@gmail.com~ Jargon defined by Google ~Financing: "Financing is the process of providing funds for business activities, making purchases, or investing. Financial institutions, such as banks, are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals."Balloon payments: "a repayment of the outstanding principal sum made at the end of a loan period, interest only having been paid until the point in time under discussion."Equity: "Equity is the difference between the market value of your home and the amount you owe the lender who holds the mortgage. 1 Put simply, it's the amount of money you'd receive after paying off the mortgage if you were to sell the home."Capital: "Capital is typically cash or liquid assets being held or obtained for expenditures. In a broader sense, the term may be expanded to include all of a company's assets that have monetary value, such as its equipment, real estate, and inventory."Net Worth: "In a nutshell, your net worth is everything you own of value (total assets) minus everything you owe in debts (total liabilities). Your total assets include cash, or anything that could be sold for cash, investments, real estate properties, cars, stocks, jewelry, well you get it, everything you own."Manufactured home: "Manufactured housing refers factory-built homes that can be placed on a piece of land. Styles vary from modest trailers to dwellings that look like houses built permanently on a site."Site built homes: "A site-built home is one where all the components, right down to the lumber and fasteners are brought to the outdoor location and assembled outdoors, piece-by-piece, and exposed to the weather during most of the process."

How much Grace do you give to yourself and others?.2021 is full speed ahead. As we wrap up the end of Q1 (quarter one) of the not-so-new new year, I thought I would share with you what I've been learning so far from my word of the year - Grace..We kept it short and sweet, but I shared with you a few stories of how my year has started and how Grace has played such a major role in this journey..Grace is what I needed and it's been such a pleasurable lesson to be living..Links: @spirituallynutritious See acast.com/privacy for privacy and opt-out information.