Podcasts about defaults

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Best podcasts about defaults

Latest podcast episodes about defaults

Ambitious-ish: Success Without Burnout for Smart, Driven Women
75. Why Your Brain Defaults to Disaster (And How to Train It for Success Instead)

Ambitious-ish: Success Without Burnout for Smart, Driven Women

Play Episode Listen Later Aug 5, 2025 23:49


Do you find yourself catastrophizing before an important decision or difficult conversation? It's natural for our brains to imagine the worst-case scenario, but what if this habit is actually stopping you from reaching your potential? In this episode, we explore why your brain defaults to disaster thinking and how to rewire it to focus on success instead.   When facing uncertainty, it's easy for our brains to fixate on everything that could go wrong. But constantly focusing on failure doesn't prepare us for success—it keeps us stuck in survival mode. We're sharing how to shift your mindset to one that anticipates the best, so you can take confident action and move toward the outcomes you truly want.   Get full show notes, transcript, and more information here: https://www.ambitious-ish.com/75

Unpivot
What are your favourite defaults?

Unpivot

Play Episode Listen Later Aug 3, 2025 61:23


Question of the Week:   What are your favourite defaults and what would be on your wish list?  We all learn something new in this episode!!

The Canadian Real Estate Homefront Podcast
Canada's Looming Mortgage Crisis

The Canadian Real Estate Homefront Podcast

Play Episode Listen Later Aug 1, 2025 13:46


#canadianrealestate #canadianeconomy #realestateagents In this episode, Cortez Ranieri discusses Canada's alarming household debt to GDP ratio, which stands at 103%, and its implications for the economy. He highlights the risks associated with high household debt, including potential defaults and economic stagnation. The conversation then shifts to the urgent need for a trade deal with the U.S. as Canada faces significant tariffs. Ranieri emphasizes the importance of energy independence and the necessity for new infrastructure. Finally, he examines current trends in the real estate market, predicting further price declines amidst ongoing uncertainty.TakeawaysCanada's household debt to GDP is at 103%.High debt levels can lead to economic stagnation.Defaults may rise if economic conditions worsen.Trade deal with the U.S. is critical for Canada.Tariffs could push Canada into recession.Energy independence is essential for economic stability.Majority of Canadians support new oil infrastructure.Real estate market shows signs of stagnation.Predictions indicate further price declines in real estate.The economic outlook remains uncertain. 1. Book A Call With Us Here (It's absolutely free)

ITM Trading Podcast

Wall Street just found a new way to gamble with your retirement. Using private credit vehicles hidden in Collective Investment Trusts (CITs), firms like Goldman Sachs and BlackRock are sneaking opaque, high-risk debt into 401(k)s. It's the 2008 playbook with a new name.Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

CISSP Cyber Training Podcast - CISSP Training Program
CCT 263: Practice CISSP Questions - Secure Defaults and Defense in Depth (CISSP Domain 3.1)

CISSP Cyber Training Podcast - CISSP Training Program

Play Episode Listen Later Jul 17, 2025 17:27 Transcription Available


Send us a textSecurity vulnerabilities lurk in the most unexpected places – even in your home internet modem. Today we kick off with breaking news about a security flaw discovered in Cox modems that could potentially allow unauthorized access to run malicious commands on connected devices. While Cox reports fixing the issue within 24 hours, this real-world example perfectly illustrates a critical concept we explore further: how exposed APIs often become significant data exfiltration points because organizations fail to track and manage their connections properly.Diving into our CISSP Question Thursday, we tackle fifteen practice questions specifically targeting Domain 3.1.2 and 3.1.3 concepts. These questions explore fundamental security principles including encryption standards (why AES-256 trumps proprietary algorithms), access controls (how custom APIs demonstrate both abstraction and access restriction), and defense in depth strategies (protecting data across multiple states). Each question builds practical understanding of how these principles apply in real-world scenarios – from secure boot configurations that hide complexity from users to the dangers of storing all encryption keys on a single, inadequately protected server.The beauty of these practice questions lies in their practical applications. We examine how stenography conceals data within other files, how security defaults strengthen systems through pre-configuration, and how patching vulnerabilities relates to maintaining secure environments (while acknowledging that patches themselves can sometimes introduce new issues). Whether you're actively preparing for the CISSP exam or simply looking to strengthen your cybersecurity knowledge, these practice scenarios provide valuable training in identifying and addressing common security challenges. Visit cisspcybertraining.com to access this episode's questions and many more resources to support your cybersecurity journey.Gain exclusive access to 360 FREE CISSP Practice Questions delivered directly to your inbox! Sign up at FreeCISSPQuestions.com and receive 30 expertly crafted practice questions every 15 days for the next 6 months—completely free! Don't miss this valuable opportunity to strengthen your CISSP exam preparation and boost your chances of certification success. Join now and start your journey toward CISSP mastery today!

Daily Dental Podcast
629. Question the Defaults

Daily Dental Podcast

Play Episode Listen Later Jul 16, 2025 2:21


In this episode, Dr. Killeen encourages you to challenge the assumptions that may be shaping your practice. From financial models to scheduling systems, many decisions are built on default guesses that could be steering you in the wrong direction. Take a fresh look at one area of your practice today—you might uncover insights (and savings) just by asking better questions.

CISSP Cyber Training Podcast - CISSP Training Program
CCT 262: Secure Defaults and Defense in Depth (CISSP Domain 3.1)

CISSP Cyber Training Podcast - CISSP Training Program

Play Episode Listen Later Jul 14, 2025 36:12 Transcription Available


Send us a textThe medieval castle with its moat, high walls, and sentries provides the perfect metaphor for modern cybersecurity. Just as each defensive element served a specific purpose in protecting the castle, today's information security requires multiple layers working in concert to safeguard digital assets.Shon Gerber opens this episode with a timely discussion of the UnitedHealthcare ransomware attack, which reportedly cost $22 million and sparked controversy around the CISO's qualifications. This real-world example perfectly frames the importance of defense in depth strategies that could have prevented such a catastrophic breach.The core of defense in depth involves implementing multiple security controls that protect various aspects of information systems. Shon walks through each layer, starting with perimeter security (firewalls, IDS/IPS systems), moving to access controls and data security (encryption, DLP), and continuing through system hardening and detection mechanisms. Each layer serves two crucial purposes: stopping attackers altogether or, at minimum, slowing them down enough that they move on to easier targets.Particularly enlightening is Shon's breakdown of abstraction in security - how operating systems, networking protocols, databases, and APIs hide complexity from users while maintaining protection. This concept extends to data hiding techniques like steganography, tokenization, and encryption that conceal sensitive information from prying eyes.The episode concludes with an examination of secure defaults - the principle that systems should ship with security enabled rather than requiring manual configuration. Shon provides practical guidance on implementing secure defaults and overcoming common challenges like vendor limitations and legacy systems.Whether you're studying for the CISSP exam or looking to strengthen your organization's security posture, this episode delivers actionable insights on building robust, multi-layered defense strategies that balance protection with usability. Visit CISSP Cyber Training for additional resources, including practice questions and comprehensive study materials.Gain exclusive access to 360 FREE CISSP Practice Questions delivered directly to your inbox! Sign up at FreeCISSPQuestions.com and receive 30 expertly crafted practice questions every 15 days for the next 6 months—completely free! Don't miss this valuable opportunity to strengthen your CISSP exam preparation and boost your chances of certification success. Join now and start your journey toward CISSP mastery today!

Silver Bullion TV (SBTV)
369 Stuart Englert - The Defaults Have Been Dealt

Silver Bullion TV (SBTV)

Play Episode Listen Later Jul 8, 2025 34:48


The author of "Rigged: Exposing the Largest Financial Fraud in History", Stuart Englert joins us. Stuart goes over the numerous times the U.S. has defaulted on its obligations and it is going to happen again. Why is it going to happen again? How is it going to happen again? You'll want to hear this former journalist and now author has to say from an unbiased point of view. Any and all views, opinions, expressed here are not reflective or endorsed by Silver Bullion Pte Ltd.

Divorce Master Radio
What Happens If Your Ex Defaults on a Debt You Co-Signed? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jul 6, 2025 2:07


Wharton Business Radio Highlights
User Choice, Defaults, and the Future of Search

Wharton Business Radio Highlights

Play Episode Listen Later Jul 4, 2025 10:30


Leon Musolff, Wharton Assistant Professor of Business Economics and Public Policy, discusses findings from a recent field experiment showing how default search engine settings significantly influence user choice, highlighting the implications for antitrust policy and competition between Google and Bing. Hosted on Acast. See acast.com/privacy for more information.

Divorce Master Radio
What Happens If Your Ex Defaults on a Debt You Co-Signed? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jul 3, 2025 1:36


Nonprofit Mastermind Podcast
How To Outsmart Decision Fatigue: 3 Strategies for Clearer Thinking

Nonprofit Mastermind Podcast

Play Episode Listen Later Jul 1, 2025 16:49


Mid-year always feels like it should be a breather... but somehow, it's not. If you're feeling foggy, stretched thin, or stuck in reactive mode right now—you are not alone. This episode is all about decision fatigue, that sneaky mental exhaustion that piles up without us noticing. I'm breaking down why this happens (especially mid-year) and sharing three simple, practical strategies nonprofit leaders can use to lighten the load. These are tools I use with my coaching clients—and myself—to protect clarity, energy, and focus for the second half of the year.

Divorce Master Radio
What Happens If Your Ex-Spouse Defaults on a Shared Mortgage? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 29, 2025 1:59


Divorce Master Radio
What Happens If Your Ex-Spouse Defaults on a Shared Mortgage? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 26, 2025 1:24


Breakfast with Refilwe Moloto
How courts declare properties can be sold in execution

Breakfast with Refilwe Moloto

Play Episode Listen Later Jun 26, 2025 8:58


How and when is it decided that a property is to be auctioned off in order to recoup money owed to creditors? Is it the preferred mechanism to achieve a price that is close to fair market value? How is the reserve price determined? John Maytham speaks to Ciresh Singh, associate professor of mercantile law at UNISA. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Divorce Master Radio
What Happens If Your Ex Defaults on a Joint Loan? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 20, 2025 2:02


Laravel News Podcast
Watching the night, essential defaults, and cable broadcasts

Laravel News Podcast

Play Episode Listen Later Jun 19, 2025 41:43


Jake and Michael discuss all the latest Laravel releases, tutorials, and happenings in the community.Show linksEncrypt and Decrypt String Helpers in Laravel 12.18 Laravel Nightwatch - Deep monitoring & insights, no matter where you deploy. Nightwatch AMA with Jess ArcherFilament v4 Beta - Feature Overview Better defaults for your Laravel applications with Essentials Manage Taxonomies, Categories, and Tags in Laravel AnyCable Laravel Broadcaster Laravel OpenRouter Fathom Analytics Events for Laravel Livewire GuacPanel Laravel Audit Log TutorialsLaravel Migration With Schema Validation in MongoDBRepeat Strings Efficiently with Laravel's Str::repeat MethodExtract Arrays from Any Data Type with Laravel's Arr::from MethodParse Localized Numbers with Laravel's Number ClassTest Job Failures Precisely with Laravel's assertFailedWith MethodEnable Flexible Pattern Matching with Laravel's Case-Insensitive Str::is MethodReplace String Prefixes Precisely with Laravel's replaceStart MethodRemove Collection Items Directly with Laravel's forget MethodConvert Any Value to Collections with Laravel's Collection::wrap MethodConvert Special Characters to ASCII with Laravel's Str::transliterate MethodClean Up Your Code with the whenHas MethodSimplify API Responses with Fluent MethodsPerfect Pagination: Unlock UI Control with onEachSideKeep Your Place: Enhancing User Experience with Fragment Method

Divorce Master Radio
What Happens If Your Ex Defaults on a Joint Loan? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Jun 17, 2025 1:24


The Marketing Architects
Marketing's Dangerous Defaults with Matt Maynard

The Marketing Architects

Play Episode Listen Later Jun 10, 2025 48:00


Most B2B marketers completely misunderstand what brand advertising is supposed to do. They conflate brand narrative with brand advertising, trying to make one execution do both jobs. This week, Elena, Angela, and Rob are joined by Matt Maynard, VP of Global Brand and Advertising at Asana. Matt shares how he went from journalism to marketing thought leadership without taking a single marketing class. He digs into the dangerous defaults B2B marketers fall into, from pipeline obsession to customer story overuse. Plus, learn why brand advertising and brand narrative are two completely different things that most companies wrongly conflate. Topics covered: [02:00] Matt's journey from journalism to self-taught marketer[08:00] Why brand marketing is having an identity crisis in B2B[13:00] Translating marketing effectiveness theory into practice[18:00] Managing product-led and sales-led growth motions[22:00] Reframing the 95-5 rule as increasing your odds[25:00] What "responsible reach" means for brand marketing[31:00] Why customer stories don't belong in brand advertising[35:00] The difference between brand narrative and brand advertising  To learn more, visit marketingarchitects.com/podcast or subscribe to our newsletter at marketingarchitects.com/newsletter.  Resources: 2024 MarketingWeek Article: https://www.marketingweek.com/ritson-applicable-b2b-marketing/Matt Maynard's LinkedIn: https://www.linkedin.com/in/mattmaynard/Asana: https://asana.com/ Get more research-backed marketing strategies by subscribing to The Marketing Architects on Apple Podcasts, Spotify, or wherever you listen to podcasts. 

The Jay Martin Show
Everyone's Watching the US Economy - But What's Happening in China Is Terrifying

The Jay Martin Show

Play Episode Listen Later Jun 7, 2025 64:41


Learn to invest alongside the top minds in commodities. Join The Commodity University today. CLICK: https://2ly.link/26yH8 Brent Johnson of Santiago Capital joins Jay to break down what most people are missing about America's global position. While headlines warn of U.S. decline, Johnson argues the real story is a relative game and the rest of the world may be worse off. From trade wars and political cycles to China's debt bomb and the future of rare earths, this conversation dives into the fractures beneath the surface of globalization. If you're looking to understand where the world is headed and who might get knocked off the road first then don't miss this one. Follow Brent on X: https://x.com/SantiagoAuFund https://santiagocapital.com/ Sign up for my free weekly newsletter at https://2ly.link/211gx Be part of our online investment community: https://cambridgehouse.com https://twitter.com/JayMartinBC https://www.instagram.com/jaymartinbc https://www.facebook.com/TheJayMartinShow https://www.linkedin.com/company/cambridge-house-international 00:00 – Intro 06:18 – Can the U.S. Realistically Restore Industry? 15:43 – Is China Better Prepared Than in 2008? 23:36 – The Role of Narrative: Who's Really Collapsing? 31:41 – Can U.S. Adversaries Retaliate at the Same Level? 37:07 – Who Owns China's Debt and Why It Matters 44:17 – Defaults and Fort Knox 51:12 – Roman Parallels and the Rise of an American Empire 56:17 – Where Capital Will Flow Next: Defensive vs. Offensive Allocation Copyright © 2025 Cambridge House International Inc. All rights reserved.

The Credit Edge by Bloomberg Intelligence
Credit Market Calm Is at Odds With High Default Risk, Schwab's Martin Says

The Credit Edge by Bloomberg Intelligence

Play Episode Listen Later Jun 5, 2025 46:00 Transcription Available


Credit markets are rallying but there’s elevated risk of some companies not repaying debt, according to the Schwab Center for Financial Research. “There’s a sense of complacency,” Collin Martin, the firm’s fixed income strategist, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Himanshu Bakshi in the latest episode of the Credit Edge podcast. “Defaults are probably going to stay high,” says Martin, noting low interest coverage ratios among the weakest borrowers. Martin and Bakshi also discuss private credit risk, floating-rate and preferred debt opportunities, and the impact of trade wars on consumer confidence.See omnystudio.com/listener for privacy information.

Thoughtful Money with Adam Taggart
Stephanie Pomboy: Will Student Loan Defaults Trigger The Next Credit Crisis?

Thoughtful Money with Adam Taggart

Play Episode Listen Later May 28, 2025 72:56


Student loans are now officially back in repayment…and millions of American borrowers are becoming delinquent.The credit scores of these millions are getting rated downwards, further impairing their ability to borrow more or service the debts they already have.Could student loan defaults prove to be the fateful domino that triggers the next US credit crisis?Macro & market analyst Stephanie Pomboy shares the latest investing trends that have her attention + takes live Q&A from the viewing audienceWORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#studentloans #debtcrisis #credit __________________________________________________Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce & distribute educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Watchdog on Wall Street
Buy Now, Pay Never: Klarna, Defaults, and the Coming Crash of Consumer Credit

Watchdog on Wall Street

Play Episode Listen Later May 21, 2025 3:58


LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredChris sounds the alarm on the growing chaos in the “Buy Now, Pay Later” economy, spotlighting Klarna's massive losses as a symptom of deeper financial rot. With defaults surging and Americans using BNPL for everything from Gucci to groceries, Chris breaks down why this non-recourse lending model is destined to implode—and how once the bankruptcy racket really kicks in, companies like Klarna don't stand a chance. From Swedish fintech to U.S. consumer debt, this episode exposes the fantasy economics behind delayed payments and empty wallets. www.watchdogonwallstreet.com

Freedom Baptist Church, Auburn NY
Bro. Aaron Beam - Defeating Your Defaults

Freedom Baptist Church, Auburn NY

Play Episode Listen Later May 18, 2025 39:18


Chill & Prosper with Denise Duffield-Thomas
Refunds, defaults and tricky money conversations

Chill & Prosper with Denise Duffield-Thomas

Play Episode Listen Later May 15, 2025 33:02


Ever had someone demand a refund out of the blue? Or had a client just… stop paying? This week on Chill & Prosper, we're diving into the messy middle of running a business—those awkward money convos we all face eventually.  I'm answering questions about refunds, payment defaults, and how to protect your boundaries without losing your mind (or your income).

Divorce Master Radio
What to Do If Your Spouse Refuses to Sign Divorce Paperwork? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later May 14, 2025 1:18


✍️ What to Do If Your Spouse Refuses to Sign Divorce Paperwork? | Los Angeles Divorce

The Julia La Roche Show
#257 Dr. Edward Altman: We're Entering The 'Stressed' Zone In The Credit Cycle, Why Bankruptcies Last Year Exceeded Financial Crisis Levels, And And Why Defaults Lead Recessions

The Julia La Roche Show

Play Episode Listen Later May 13, 2025 63:25


Dr. Edward Altman, creator of the Z-Score bankruptcy prediction model and Max L. Heine Professor of Finance, Emeritus at the Stern School of Business, joins Julia La Roche on episode 257 for an in-depth discussion on where we are in the credit cycle. Sponsor: This episode is brought to you by Monetary Metals. https://monetary-metals.com/julia In this episode, Ed Altman discusses the current state of the credit cycle. Dr. Altman explains that 2024 saw more Chapter 11 bankruptcy filings than any year since the Great Financial Crisis, with over 7,000 filings. He analyzes why the economy has moved from a "benign" phase to a "stress" phase in his credit cycle framework, highlighting the dichotomy between high-yield bonds and bank loans, the impact of floating-rate debt, and the growth of private credit markets. Dr. Altman also examines distressed exchanges as alternatives to bankruptcy, government debt concerns, and why credit cycles typically precede business cycles as leading economic indicators.Dr. Altman is a renowned professor and researcher for his bankruptcy prediction and credit risk analysis work. Dr. Altman earned his MBA and Ph.D. in Finance from the University of California, Los Angeles. He has been with NYU Stern School of Business since 1967. He is most famous for developing the Z-Score formula in the late 1960s. The Z-Score is a financial model that uses historical data to predict a company's likelihood of bankruptcy. This formula is widely used by investors, financial analysts, and auditors as a tool for predicting corporate defaults and an aid in credit risk management. Dr. Altman has published numerous books and articles on the topics of bankruptcy, corporate distress analysis, corporate financial restructuring, and credit risk. His work has had a significant impact on both academic finance and practical investment analysis. Links: Wiser Funding: https://www.wiserfunding.com/ Corporate Financial Distress, Restructuring and Bankruptcy Book: https://www.amazon.com/Corporate-Financial-Distress-Restructuring-Bankruptcy/dp/1119481805/NYU Stern: https://www.stern.nyu.edu/faculty/bio/edward-altman00:00 - Introduction to Dr. Edward Altman 01:17 - The current credit cycle and economy outlook 03:17 - Credit market dichotomy between high yield bonds and bank loans 05:43 - Floating rate vs fixed rate debt performance 09:16 - Credit cycle as a leading indicator for the business cycle 15:21 - Record high Chapter 11 bankruptcies in 2024 19:06 - Understanding distressed exchanges as a default technique 26:58 - The Z-Score: history and evolution 33:49 - Changes in corporate debt markets over the decades 36:37 - Bond rating equivalents for Z-Scores 38:32 - Comparing current conditions to the 2007 credit bubble 45:19 - Private credit market growth and impact 51:38 - Government debt concerns and interest payments 59:59 - Closing thoughts on the credit cycle and market outlook

The New Money Habits Podcast
Student Loan Clarity with The Student Loan Coach Renée Earwood: Defaults, Repayment & Relief Options | Ep. 171

The New Money Habits Podcast

Play Episode Listen Later May 7, 2025 42:18


Confused about student loans, defaults, or repayment options? In this episode of The New Money Habits Podcast, Coach Nino Villa and The Student Loan Coach Renée Earwood discuss the complexities of student loans, focusing on key terms like deferment, forbearance, and default. They explore the impact of COVID-19 on student loan repayment, the options available for borrowers in default, and the various income-driven repayment plans. The discussion also touches on the legislative landscape surrounding student loans and emphasizes the importance of staying informed and taking action to manage student debt effectively.

One Rental At A Time
Loan Defaults SKYROCKETING! Experts Warn of BIG Changes Ahead

One Rental At A Time

Play Episode Listen Later May 5, 2025 16:09


Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

PPC Den: Amazon PPC Advertising Mastery
Sneaky defaults that drain your budget in 2025

PPC Den: Amazon PPC Advertising Mastery

Play Episode Listen Later Apr 18, 2025 40:41


In this episode with Noemi Bolojan, we're talking about something a lot of people miss — the sneaky defaults in Amazon ads that quietly eat up your budget. You set up a campaign, trust the platform to guide you, and boom — money's leaking without you even noticing.Noemi breaks down how things like automatic bidding (yep, it goes up and down by default), broad targeting, and off-Amazon ads all kick in unless you change them. Sounds helpful, right? But in reality, those settings often work better for Amazon than they do for you.Think your product is getting shown to the right audience? Not always. Default category targeting or expanded targeting might be pushing your ads to places they don't belong — and you're paying for it. So if you're running ads in 2025, this episode is a little wake-up call. We'll see you in The PPC Den!

Calmer in Five
1741: Discovering Your Defaults Can Lead to a Calmer Life

Calmer in Five

Play Episode Listen Later Apr 17, 2025 9:58


Welcome to Calmer in Five, where the start to a calmer life is just five minutes away. Today I talk about taking a look at your life and determining what your defaults are. Don't worry, it's not your whole life, but for now, just a couple of years. We all have personality traits and emotions that we express more than others. But the question is, do these “defaults” add to your level of calm. Let's talk about a starter list as a beginning. Links from the Episode! Learn how to ease the pain of anxiety with meditation - Schedule time with Thom (Free Consultation)   THANKS FOR LISTENING! Be a part of the show! Send me a message: speakpipe.com/zencommuter Email: thom@zencommuter.com Instagram: @thom_walters Twitter: @thom_walters Facebook: www.facebook.com/zencommuter Donate: Support the Podcast! Subscribe: Apple Podcasts | Spotify Rate and review in Apple Podcasts! Calmerin5/review Support the show on Patreon for bonus content!  

ITM Trading Podcast
WARNING: Defaults and Repos EXPLODE as The Great Squeeze Begins

ITM Trading Podcast

Play Episode Listen Later Apr 3, 2025 10:22


There is a slow-motion financial crisis that's squeezing the American middle class into extinction. As inflation rises and purchasing power declines, the gap between everyday Americans and economic stability continues to widen. The signs are everywhere: soaring repos, rising defaults, mainstream media scrambling to explain the troubling data. The truth is undeniable, what will you do about it?Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcastor Call 866-349-3310

The Health Ranger Report
Brighteon Broadcast News, April 1, 2025 – Europe will fall, and then Israel and the US empire as the dollar defaults

The Health Ranger Report

Play Episode Listen Later Apr 1, 2025 173:14


- Financial Markets and Gold Prices (0:00) - Economic Collapse and Financial Strategies (6:52) - Geopolitical Tensions and Military Actions (10:01) - Authoritarianism and Censorship (15:56) - European Political Landscape (26:16) - Economic Collapse and Global Implications (37:39) - Crypto and Digital Assets (1:08:44) - Market Structure and Manipulation (1:20:43) - Satoshi's Identity and Bitcoin's Origins (1:24:54) - Privacy-Focused Cryptocurrencies (1:27:51) - Institutional Interest in Cryptocurrencies (1:34:04) - Currency Path and Consumer Interface (1:37:30) - Bitcoin's Supply and Fungibility (1:42:49) - Regulatory Challenges and Self-Custody (2:02:01) - Economic Outlook and Financial Markets (2:02:15) - Technological Innovations and Privacy Coins (2:02:49) - Final Thoughts and Practical Advice (2:03:48) - Tax Reduction Strategies and Activism (2:04:00) - Financial Advice and Crypto (2:38:04) - Sponsorship and Product Promotion (2:40:31) - Practical Tips and Future Plans (2:43:22) - Music and Song Creation (2:46:11) - Closing Remarks and Future Episodes (2:49:15) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Emily Chang’s Tech Briefing
Student loan defaults on the rise, putting borrower credit scores at risk

Emily Chang’s Tech Briefing

Play Episode Listen Later Mar 31, 2025 4:39


Since the government did an about-face on forgiving student loan debt, worries mounted that defaults would surge, and it's looking like that is starting to happen. About 13% of student-loan borrowers are at least 90 days past due on their payments, that's up from just under 8.5 percent in 2020, putting millions of Americans on track to take a massive hit to their credit scores. For more, KCBS Radio news anchor Holly Quan spoke with Bloomberg News Reporter, Claire Ballentine.

Private Lenders' Podcast
Default Strategy for a Profitable Exit - #258

Private Lenders' Podcast

Play Episode Listen Later Mar 25, 2025 18:41


Default Strategy for a Profitable Exit - #258 Defaults happen. And while they can be stressful, they don't always have to mean a loss. In this episode, we break down a recent default scenario that turned into a profitable exit. From unexpected bankruptcy filings to a trustee-led auction, this case had its fair share of twists and turns—but strategic decision-making ensured a solid payoff in the end. We'll cover: ✅ Why defaults are more common than you think ✅ The importance of equity position and deal structure ✅ How bankruptcy can impact foreclosure timelines ✅ Key takeaways for private lenders to protect their investments Whether you're an experienced private lender or just getting started, this episode is packed with real-world insights to help you navigate defaults wisely. ✅ Please like, subscribe, and share! ✅ Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered. ✔️ Tune in now and watch the full video podcast at www.privatelenderspodcast.com ✔️If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/private-lenders-podcast/id1476153070 ✔️Make sure to check out the #1 Online Community For New and Experienced Private and Hard Money Lenders.. Create your account at www.hardmoneymastermind.com   FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! ✅ Instagram: https://www.instagram.com/hardmoneymastermind/ ✅ Tiktok: https://www.tiktok.com/@hardmoneymastermind  

Only in Seattle - Real Estate Unplugged
Huge Seattle Developer Defaults on More Downtown Office Property Debt

Only in Seattle - Real Estate Unplugged

Play Episode Listen Later Mar 21, 2025 13:17


Martin Selig, the commercial property developer who at one point owned nearly a third of downtown Seattle office space, defaulted on debt backed by three buildings located near the iconic Space Needle.The $135 million debt has been transfered to a special servicer, according to monthly commentary. A spokesperson for the company, called Martin Selig Real Estate, said conversations regarding the debt are ongoing.Selig's business has been confronting the fallout from higher interest rates, which has made refinancing debt tougher. Office demand in the city is struggling to rebound as many companies still allow employees to work from home, even though Amazon.com Inc. workers are back five days a week.

The Shameless Mom Academy
931: LEADERSHIP MINDSET: Upgrade Your Internal Dialogue Defaults

The Shameless Mom Academy

Play Episode Listen Later Mar 18, 2025 22:37


Over the last couple of months, I've had the opportunity to speak on communication confidence at a handful of leadership events. One of the things that has been really eye-opening for attendees is learning about the connection between their internal communication and external communication. So, I thought this would be a helpful (and fun!) topic to dig into on the pod.   Let's start with defining each of these terms. Internal communication is how you communicate with yourself. This includes the words and phrases you use and the tone of voice you use. When you're in a tough moment, do you speak to yourself with kindness, compassion, and respect? Or, do you have a tendency to beat yourself up and talk to yourself in a way you would never talk to someone else who is struggling? When you are on the cusp of making a big decision or going for something new and big, do you champion yourself by reminding yourself of your strengths, talents, and qualifications? Or, do you tell yourself you're probably not qualified, and you probably won't get what you want out of the situation?   External communication is how you communicate with others. When you are entering a high-stakes situation, do you show up with confidence and grace? Do you speak up, share ideas, and stand up for the people and issues that matter most to you in a way that calls people to take action and/or work beside you? Or, do you sit back, stay quiet, or run away the moment you sense anything uncomfortable, unpredictable, or challenging? Or, maybe you get defensive and aggressive when things don't go your way - perhaps taking on a my-way-or-the-highway attitude?   As you may suspect, our internal communication greatly impacts our external communication. If you don't have your internal communication dialed in, your external communication will probably be pretty poor, even harmful in high-stakes moments. Our internal communication patterns and habits are likely defaults that have been with us for years if not decades. In this episode, I talk through 5 ways to begin to shift your internal communication defaults in order to positively impact your external communication habits.   Bottom line… Your internal communication must be rock solid if you want your external communication to get you closer to your goals and dreams!  Resources: Join Aligned, my leadership incubator for values-driven women leaders: saradean.com/aligned Interested in becoming a sponsor of the Shameless Mom Academy? Email our sales team at sales@adalystmedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Marketplace All-in-One
A jump in credit card defaults

Marketplace All-in-One

Play Episode Listen Later Mar 11, 2025 10:07


Americans took on an additional $74 billion in credit card debt last year, according to WalletHub, which is actually a smaller increase than we saw in 2023. But in 2024, Americans defaulted on $59 billion in credit card debt — a 34% jump from 2023. We’ll hear more. Also on the show: China’s deflation woes, a major crypto heist tied to North Korea and the market ripple effects of continued uncertainty.

Marketplace Morning Report
A jump in credit card defaults

Marketplace Morning Report

Play Episode Listen Later Mar 11, 2025 10:07


Americans took on an additional $74 billion in credit card debt last year, according to WalletHub, which is actually a smaller increase than we saw in 2023. But in 2024, Americans defaulted on $59 billion in credit card debt — a 34% jump from 2023. We’ll hear more. Also on the show: China’s deflation woes, a major crypto heist tied to North Korea and the market ripple effects of continued uncertainty.

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin
THE STRATEGIC BITCOIN RESERVE, IMF VS EL SALVADOR, CANADIAN DEFAULTS | THE CBP 205 Pt 2 (Bitcoin Podcast)

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin

Play Episode Listen Later Mar 5, 2025 43:39


FRIENDS AND ENEMIESThis week:What's In The Strategic Crypto Reserve? What's Happening In Toronto?Is the IMF destroying El Salvador?Liberals Choose Their New Leader!Zelensky vs. TrumpAND MUCH MOREJoin us for some QUALITY Bitcoin and economics talk, with a Canadian focus, every Monday at 7 PM EST. From a couple of Canucks who like to talk about how Bitcoin will impact Canada. As always, none of the info is financial advice. Website: ⁠www.CanadianBitcoiners.com⁠Discord:   / discord   A part of the CBP Media Network: ⁠www.twitter.com/CBPMediaNetworkThis show is sponsored by: easyDNS - ⁠⁠www.easydns.com⁠⁠ EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - ⁠⁠https://mission.bullbitcoin.com/cbp⁠⁠ The CBP recommends Bull Bitcoin for all your BTC needs. There's never been a quicker, simpler, way to acquire Bitcoin. Use the link above for $20 bones, and take advantage of all Bull Bitcoin has to offer.

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin
THE STRATEGIC BITCOIN RESERVE, IMF VS EL SALVADOR, CANADIAN DEFAULTS | THE CBP 205 Pt 1 (Bitcoin Podcast)

The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin

Play Episode Listen Later Mar 4, 2025 53:06


FRIENDS AND ENEMIESThis week:What's In The Strategic Crypto Reserve? What's Happening In Toronto?Is the IMF destroying El Salvador?Liberals Choose Their New Leader!Zelensky vs. TrumpAND MUCH MOREJoin us for some QUALITY Bitcoin and economics talk, with a Canadian focus, every Monday at 7 PM EST. From a couple of Canucks who like to talk about how Bitcoin will impact Canada. As always, none of the info is financial advice. Website: ⁠www.CanadianBitcoiners.com⁠Discord:   / discord   A part of the CBP Media Network: ⁠www.twitter.com/CBPMediaNetworkThis show is sponsored by: easyDNS - ⁠⁠www.easydns.com⁠⁠ EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - ⁠⁠https://mission.bullbitcoin.com/cbp⁠⁠ The CBP recommends Bull Bitcoin for all your BTC needs. There's never been a quicker, simpler, way to acquire Bitcoin. Use the link above for $20 bones, and take advantage of all Bull Bitcoin has to offer.

Divorce Master Radio
What Happens If Your Ex Defaults on Shared Debt? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later Mar 3, 2025 1:47


What Happens If Your Ex Defaults on Shared Debt? | Los Angeles Divorce

CBC News: World at Six
Tariff turmoil, Ukrainian rare earth minerals, mortgage defaults up, and more

CBC News: World at Six

Play Episode Listen Later Feb 26, 2025 26:16


They're on, they're off, they're now, they're not. Canadians are trying to figure out what's happening with tariffs threatened by U.S. President Donald Trump. There is more confusion today, as he claims they are full steam ahead, but his commerce secretary says there is still a chance to avoid them.Trump says Ukrainian President Volodymyr Zelenskyy will be in Washington on Friday to sign an agreement on rare earth minerals. Trump says the deal is payback for the aid the U.S. has provided during the war. But what is it Trump is so keen to get from Ukraine? The CBC's Chris Brown visits mines there to find out.Mortgage defaults are up across Canada, with BC feeling the worst of it. Mortgage holders who are falling behind in their payments are also carrying substantially higher balances, likely because of pre-pandemic interest rates.Plus: Ontario election tomorrow, Carney accused of lying, and more.

Talaera Talks - Business English Communication
113. 10 Behavioral Science Tips for Professional Growth - With Phill Agnew, host of Nudge Podcast

Talaera Talks - Business English Communication

Play Episode Listen Later Feb 17, 2025 48:44


Send us a textIn this episode of Talera Talks, we interview Phill Agnew, a marketing expert and host of the Nudge podcast. We discuss the application of behavioral science insights and nudging techniques for professional growth. Phill shares insights on how to sell yourself better, make your ideas stick, negotiate more effectively, build stronger relationships and overall accelerate your career.Connect on LinkedIn:Phill Agnew: https://www.linkedin.com/in/phill-agnew-22213187/Talaera: https://www.linkedin.com/company/talaeraPaola Pascual: https://www.linkedin.com/in/paolapgea/Learn more:Download the Reading List: https://nudge.kit.com/readinglistBusiness English & Culture training: https://talaera.com/Takeaways:Understanding decision-making involves recognizing the roles of System 1 and System 2 thinking.Nudging techniques can significantly enhance personal productivity.Defaults can be used to create positive habits and improve decision-making.Showcasing effort can increase perceived value in self-promotion.Concrete language is more memorable than abstract terms in communication.Rhyming and alliteration can enhance the effectiveness of messages.The Rule of Three helps structure presentations for better retention.Negotiation strategies like anchoring and mirroring can improve outcomes.Building relationships through reciprocity fosters trust and collaboration.Kindness and genuine connections are essential for professional success.✨ Business English training for career success.Sign up and start learning for free.

ITM Trading Podcast

Credit card defaults in the U.S. have surged to their highest levels since the 2008 financial crisis. But this isn't just about delinquent payments—it's a sign of deeper economic instability fueled by unsustainable debt and widening inequality. In this video, we uncover the real story behind the numbers and how it could impact you. Discover how to safeguard your wealth and protect yourself from the coming storm. Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast or Call 866-349-3310

FT News Briefing
Should banks foot the bill for cyber scams?

FT News Briefing

Play Episode Listen Later Dec 30, 2024 11:48


Defaults on US credit card loans have hit the highest level since the wake of the 2008 financial crisis, and as payment fraud rises, banks and tech companies disagree on who should cover consumer losses. Syria's caretaker government has said it could take up to four years for the country to hold elections. Plus, how Hitachi's plan to monetize industrial data has revived its fortunes. Mentioned in this podcast:US credit card defaults jump to highest level since 2010 Who should foot the bill for cyber scams?Syrian elections may not be held for 4 years, says de facto leader ‘Monetising data': how Hitachi has soared with bets on AI futureThe FT News Briefing is produced by Niamh Rowe, Persis Love, Fiona Symon, Sonja Hutson, Kasia Broussalian and Marc Filippino. Additional help from Breen Turner, Sam Giovinco, Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Our engineer is Joseph Salcedo. Topher Forhecz is the FT's executive producer. The FT's global head of audio is Cheryl Brumley. The show's theme song is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

scams acast banks foot syria cyber syrian hitachi defaults monetising cheryl brumley breen turner metaphor music fiona symon
The Unmistakable Creative Podcast
Eric Johnson | The Hidden Power of Defaults in Decision Making

The Unmistakable Creative Podcast

Play Episode Listen Later Nov 13, 2024 50:10


Join Eric Johnson as he delves into the intricacies of choice architecture and how our environments influence the decisions we make every day. In this episode, Eric explores the psychological underpinnings of choice, offering insights into how we can make better decisions by understanding and redesigning our decision-making environments. Discover the science behind seemingly simple choices and learn how to navigate the complex world of options more effectively. Subscribe for ad-free interviews and bonus episodes https://plus.acast.com/s/the-unmistakable-creative-podcast. Hosted on Acast. See acast.com/privacy for more information.

EMBody Radio
Energy Management for Entrepreneurs and High Performers - Gaps, Leaks, and Defaults | with host Emily Duncan

EMBody Radio

Play Episode Listen Later Nov 7, 2024 35:26


Big, bold, beautiful goals require you to be absolutely ruthless and devoted to not only your time management, but your energy management. And I'm talking energy both in terms of your literal life force energy, AND your more spiritual "soul" energy. Today, I'm talking about some of the biggest keys to energy hygiene when it comes to being mindful of your energy and where it's going. Awareness is the starting ground for actual change and transformation