Podcasts about Capitalization

In this episode of The Distribution, host Brandon Sedloff sits down with Greg Bates, CEO of GID Investment Advisors, to explore how a 65-year-old private company is navigating today's real estate landscape with a focus on long-term value creation, vertical integration, and investor alignment. Greg shares his journey from growing up in a competitive family in Massachusetts to building and leading major investment platforms at GE Capital, and eventually joining GID. He discusses the evolution of multifamily and industrial real estate, the rising role of private credit, and how GID is positioning itself to remain disciplined and focused amid shifting market conditions and investor expectations. This episode covers: The value of vertical integration and why GID avoids third-party property management How GID thinks about product-market fit, partner alignment, and long-term capital Lessons from building businesses inside GE Capital and transitioning to entrepreneurial leadership The benefits and challenges of raising institutional capital while staying focused on alpha GID's approach to innovation, including AI, ESG, and building a captive insurance platform Greg also reflects on market cycles, the risks of chasing trends, and why he believes great outcomes come from buying high-quality assets and holding them through time. This is a wide-ranging conversation with an experienced operator and investor leading one of the country's most respected real estate investment firms. Past results are not indicative of future performance. This podcast is not intended as investment advice and is for information purposes only. GID is a client of Juniper Square. Links: Greg on LinkedIn - https://www.linkedin.com/in/greg-bates-164809b/ GID - https://gid.com/ Brandon on LinkedIn - https://www.linkedin.com/in/bsedloff/ Juniper Square - https://www.junipersquare.com/ Topics: (00:00:00) - Intro (00:01:45) - Greg's background and career (00:13:33) - Lessons learned in building companies (00:18:22) - Advice for folks changing companies (00:20:41) - Joining GID (00:22:29) - GID as an organization today (00:26:22) - Capitalization  (00:29:36) - Developing products and ideas (00:37:25) - Vertical integration (00:42:09) - The state of the market in 2025 (00:46:32) - The future of multifamily and industrial  (00:51:18) - Credit as a more durable business line (00:53:11) - The motivation to continue building GID (00:56:40) - AI and data 

Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/Infinite Banking can be exciting to many people as a concept. Yet, putting it into action seems to be a hang-up for most investigating the prospect of creating their own banking system.Chief among those obstacles to action is the question: “How much does it take to get started?”Each situation is different – and everyone's goals and plans for legacy are different. However, Dave and Paul take you through how you can find out what IBC will take to implement in your life, taking into account factors such as your income, age and goals.Additionally, the fellas dig into income and how bankers and non-bankers alike should be viewing the money that they make during their peak earning years and beyond.Episode Highlights:0:00 - Introduction1:06 - Episode beginning2:48 - Capitalization remorse9:56 - “How much do I need to get started?”11:45 - What % of your portfolio is outside of your reach?13:06 - How big of a tax-free retirement bucket do you need?15:36 - The years BEFORE retirement21:08 - Correlating your assets (and retirement) w/ the market25:40 - Thinking with the end in mind35:18 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website: https://www.thewealthwarehousepodcast.com/ Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

We are diving into the principle of capitalization, comparing how it works in life insurance policies versus land ownership. Let's look at why using whole life insurance as a financial tool can offer more flexibility and better access to capital than traditional bank loans, especially when managing land and farm investments. Audio Production by Podsworth Media - https://podsworth.com 

In the first session of the CPOMP 2024 Annual Meeting, Real Estate 101, Grant Blackhurst, Principal at CMAC Partners, provides an explanation of capitalization rates, an important metric for measuring return on investment. Cap rates are often one of the most misunderstood terms among physician-owned groups. Understanding cap rates becomes crucial when selling or purchasing a property, putting rents into place, or evaluating JV partner offers.

Neil Twa, founder of Voltage Digital Marketing, joins Alex Quin to discuss sustainable e-commerce strategies, brand building, and overcoming challenges in the Amazon FBA space. Neil shares insights from his 17+ years of experience, emphasizing the importance of branding, proper capitalization, and strategic risk-taking in business.Get a free copy of "Almost Automated Income with FBA" by visiting voltagdm.com/freebook and using the code HUSTLEIH.Episode Outline[00:00:03] Introduction to Neil Twa and Voltage Digital Marketing[00:01:29] Neil's journey: From IBM to entrepreneurship[00:04:45] Balancing family life with business[00:07:06] Lessons from early failures and business bankruptcy[00:11:11] Transitioning to physical products in e-commerce[00:14:45] Building sustainable brands over flipping products[00:18:33] Common misconceptions about Amazon FBA businesses[00:22:08] The four-step process to creating a sustainable e-commerce brand[00:27:22] Importance of understanding customer lifetime value[00:34:10] Neil's core values and how he wants to be remembered[00:35:41] Special book offer for listenersWisdom NuggetsThink Long-Term, Not Short-Term: Building a sustainable brand takes time and effort. Don't fall for "get rich quick" schemes; instead, focus on creating lasting value.Capitalization is Key: Many businesses fail because they lack the proper funding to scale. Smart investment and reinvestment in inventory and marketing are crucial.Pivot When Needed: Success often requires adjustments. Don't be afraid to shift strategies based on data and market feedback.Integrity Over Profit: Success in business isn't just about money; it's about honesty, responsibility, and maintaining strong values.Data-Driven Decisions: Don't run a business based on guesswork. Use real data to inform every decision and improve efficiency.Power Quotes:Opportunities begin at the end of your excuses." – Neil Twa"Revenue is vanity, profit is sanity, and cash flow is king." – Neil TwaConnect With Neil Twa:LinkedIn: (https://www.linkedin.com/in/neiltwa/)Instagram: (https://www.instagram.com/neiltwa/)Connect With the Podcast Host Alex Quin:Instagram: (https://www.instagram.com/alexquin)Twitter: (https://twitter.com/mralexquin)LinkedIn: (https://www.linkedin.com/in/mralexquin)Website: (https://alexquin.com)TikTok: (https://www.tiktok.com/@mralexquin)Our CommunityInstagram:(https://www.instagram.com/hustleinspireshustle)Twitter: (https://twitter.com/HustleInspires)LinkedIn: (https://www.linkedin.com/company/hustle-inspires-hustle)Website: (https://hustleinspireshustle.com)*This page may contain affiliate links or sponsored content. When you click on these links or engage with the sponsored content and make a purchase or take some other action, we may receive a commission or compensation at no additional cost to you. We only promote products or services that we genuinely believe will add value to our readers & listeners.*See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's Banking With Life Q&A, James answers questions such as, "Are there fee tables in insurance contracts like in traditional finance?", "Why are you no longer listed as a board member on the NNI website?", "Should you pay off all your policy loans before starting a new policy?", and more! As always, we hope you enjoy and thank you for listening!1. 0:22 - Can you explain what it means when people say, “the policy owner has the most control over their policy”?2. 3:56 - Why are you no longer listed as a board member on the Nelson Nash Institute website?3. 5:25 - Are there fee tables in insurance contracts like in traditional finance?4. 14:29 - Can you share practical examples of how to track multiple loans and their payback schedules?5. 16:03 - How can I set up a family bank, establish rules for loans, track them, and ensure a lasting legacy?6. 18:48 - How can I take large income from policy loans later in life and calculate the potential returns?7. 19:49 - Should you pay off all your policy loans before starting a new policy?8. 21:14 - How can I extend the capitalization period without delaying my ability to fund the things I'm passionate about?9. 24:56 - Is the Premium Deposit Fund a good option to store extra interest while waiting for my PUA space to reopen?10. 27:34 - Should you fully fund your PDF before starting a new policy to give yourself more financial flexibility?Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Thanks to insurance, we don't very often have bank, savings and loans, or credit union “runs” anymore. Aaron Caid is with us today to discuss how that came about.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. The Role of FDIC in Banking StabilityWhen we think about bank runs, we often think of the Great Depression. Thankfully, such events are rare today, primarily due to the Federal Deposit Insurance Corporation (FDIC) 's creation through the Banking Act of 1933. The FDIC now insures bank deposits up to $250,000 per customer, providing peace of mind for depositors across the United States.But what about other financial institutions like savings and loans (also known as thrifts) and credit unions? Most of these institutions are also insured by the FDIC, while many credit unions are insured by the National Credit Union Administration (NCUA), established in 1970. Like the FDIC, the NCUA insures deposits up to $250,000 per customer (or tax ID).Private Deposit Insurance: A Closer LookInterestingly, some credit unions opt for private insurance rather than federal insurance. Christian Community Credit Union is insured by American Share Insurance (ASI), a private insurer celebrating its 50th anniversary. ASI covers deposits up to $250,000 per account, offering a unique advantage over federal insurance, which insures per tax ID.No holder of an ASI-insured account has ever lost a dime, a testament to its reliability. One of the main reasons CCCU members chose private insurance is the flexibility it provides, particularly in lending to churches and ministries—an essential aspect of CCCU's mission. Additionally, ASI requires its member credit unions to maintain a 30% higher deposit ratio, ensuring greater resources and liquidity during challenging times.For those who might be hesitant about private deposit insurance, consider the fact that your home is likely insured by a private company, not the federal government. Private insurance companies have been around much longer than federal insurance corporations, with the first private insurers dating back to 1732.Why Choose Christian Community Credit Union?There are several compelling reasons to consider banking with CCCU:Conservative Biblical Stewardship: CCCU practices conservative financial management, aligning with biblical principles. The credit union carries zero debt, unlike many banks and credit unions that leverage their balance sheets to inflate returns.Strong Financial Stability: CCCU's capitalization ratio is more than 80% higher than what the NCUA considers “well-capitalized,” and its net worth ratio places it in the top 10% of all credit unions. CCCU has been recognized as a “top 100” credit union nationwide for safety, stability, and growth by S&P Global.Christian Values and Giving: CCCU is unapologetically Christian and a member-owned not-for-profit. Profits are returned to members through better rates and lower fees, and the credit union actively supports Christian ministries, including Mission Aviation Fellowship and International Ministries.Top-Notch Financial Products: CCCU offers competitive financial products, such as high-yield checking and savings accounts, CDs, and the Cash Rewards Visa, which contributes to Christian charities with every swipe.For those interested in learning more about Christian Community Credit Union, Aaron encourages you to visit JoinChristianCommunity.com. Discover how you can benefit from a credit union that prioritizes safety, stability, and a commitment to Christian values.On Today's Program, Rob Answers Listener Questions:My husband and I are past full retirement age and haven't filed Social Security claims yet. We've been married 43 years, are in good health, and have no dependents or government pensions. My husband is still working and plans to file at 70. If I start Social Security now, I will receive $1,369 monthly, increasing slightly at 69 and 70. We're considering starting my benefits now for two years and then switching to a spousal benefit. What do you think?I used to sell tax shelter annuities and have experience, but occasionally, I hear financial guys knocking them, saying they are not a good investment. However, I think annuities are some of the best. What are your thoughts on annuities?I am turning 65 this January. I have been working full-time at the same job for 26 years, but I am still determining when I'll retire. My question is, do I need to sign up for Medicare within three months of my 60th birthday to avoid a lifetime late enrollment penalty? Or do I wait until I'm retired? I need clarification on the process.I used to work at a hospital and have a 401(k) there, but I've been unemployed for about 90 days. So I could use maybe $1,000 or $2,000 of those dollars. They told me that if I cash out the 401(k), I'll pay 35 or 40% in taxes. If I roll it over to another IRA, I will only pay taxes on what I borrow. Is that true? What's the best thing for me to do?Resources Mentioned:Christian Community Credit UnionRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This episode is packed with actionable insights to help you navigate today's complex market. From breaking down the latest headlines to uncovering hidden costs and exploring the rent vs. buy dilemma, we've got you covered. Discover how to maximize your ROI, streamline property management, and stay ahead of the curve.  Plus, get the inside scoop on personal updates from Chandler and Neal and their expert advice!    Show notes: 1:02 - Introduction 3:32 - Maximize capitalization 7:00 - Property management vs going third-party 13:10 - Top major Canadian expense  29:09 - The big problem in general affordability 34:42 - Taking advantage of rate decrease 40:46 - Is it cheaper now to rent than it is to own? 48:10 - There's a lot of demand in residential real estate   Resources: CHECK OUT OUR PATREON: www.patreon.com/masterkeyspodcast  The Master Keys Podcast is hosted by Neal Andreino and Chandler Haliburton, two top real estate agents in Nova Scotia, Canada. Neal and Chandler have each built sizable portfolios of investment properties and leverage their expertise to inform their clients as well as viewers. The podcast covers all things real estate from the first steps as a beginner all the way to expert skills for experienced investors. Please contact us with any questions or suggestions at contact@staxtv.ca  FIND US ON Sightline Planning - https://www.sightlineplanning.com  INSTAGRAM - https://www.instagram.com/masterkeyspodcast/ TIKTOK - https://www.tiktok.com/@masterkeyspodcast FACEBOOK - https://www.facebook.com/Master-Keys-Podcast-110495988057336/ FIND NEAL ON: INSTAGRAM - https://www.instagram.com/remaxneal/ LINKEDIN - https://ca.linkedin.com/in/neal-andreino-90854b102 FIND CHANDLER ON: INSTAGRAM - https://www.instagram.com/tchandh/ LINKEDIN - https://ca.linkedin.com/in/t-chandler-haliburton-40a88468  

Max Jamilly, CEO and Co-founder at Hoxton Farms. And today, we're talking about fat. Hoxton Farms, a London-based startup, grows and sells animal fats without animals. They aspire to be an ingredients provider; cultivating fats via bioreactors and selling cruelty-free and sustainable fats to other food brands, starting with meat alternatives. It's been a challenging time for the alt-meat space, and we were eager to hear how Max feels the industry will develop and the role Hoxton Farms can play therein. He's also got a vision for how Hoxton Farms can expand beyond that initial market over time. Hoxton raised a series A led by Fine Structure Ventures and Collaborative Fund in late 2022, in which MCJ is proud to have participated. So grab a plate and let's dig in.In this episode, we cover: [1:37] Intro to Hoxton Farms[2:36] Founders' background: Max Jamilly and Ed Steele[5:51] Meat alternative industry: Challenges and opportunities[9:00] Expansion potential beyond meat alternatives[12:56] Cost parity with traditional animal fats[17:08] Scalability, production, and commercialization plan[18:51] Consumer appetite for meat alternatives[24:49] Regulatory environment and labeling requirements[32:56] Hoxton Farms' pork fat cultivation process[34:48] Potential for genetic engineering in cultivation[40:18] Overview of Hoxton's facility[42:48] Capitalization and financing history[46:13] Importance of branding and merchandise[47:21] Hoxton Farms is hiring!Episode recorded on June 26, 2024 (Published on July 18, 2024) Get connected with MCJ: Jason Jacobs X / LinkedInCody Simms X / LinkedInMCJ Podcast / Collective / YouTube*If you liked this episode, please consider giving us a review! You can also reach us via email at content@mcjcollective.com, where we encourage you to share your feedback on episodes and suggestions for future topics or guests.

Send us a Text Message.Have you ever wondered how to maximize your tax deductions through depreciation without getting lost in complex accounting rules?In this episode, Mike Jesowshek delves into the concept of depreciation, explaining its importance and application for small business owners. He covers the basics of depreciation, different methods available, and a little-known policy that simplifies the process for assets under a certain value. Mike provides insights into regular depreciation, bonus depreciation, and Section 179 expensing, while also highlighting the significance of having a capitalization policy in place. Additionally, he discusses the rules for when depreciation begins and the implications of selling depreciated assets.[00:00 - 05:21] Introduction to DepreciationMike Jesowshek introduces the topic of depreciation.He explains the basic concept of depreciation and its significance for small business owners.[05:22 - 10:23] Types of Depreciable AssetsMike shares some details on what types of property can be depreciated, such as machinery, equipment, buildings, vehicles, etc.How is it that land cannot be depreciated?[10:24 - 15:34] Depreciation MethodsMike shares an overview of regular depreciation, bonus depreciation, and Section 179 expenses.Bonus depreciation allows for a significant deduction in the first year, decreasing over time.Section 179 expensing permits a full deduction in the first year up to a specific limit.[15:35 - 20:30] Example and ApplicationMike provides a detailed example of how different depreciation methods would apply to a computer purchase.He discusses the importance of consulting with a tax professional to determine the best method.[20:31 - 25:42] Rules of DepreciationRule 1: Must be in business to take depreciation deductions.Rule 2: Depreciation begins when an asset is placed in service.Direct Quotes:"Depreciation is essentially just taking the cost of an asset and spreading it out over time." - Mike Jesowshek, CPA"Land cannot be depreciated, but buildings, equipment, vehicles, and furniture can." - Mike Jesowshek, CPA"Bonus depreciation allows you to take a significant portion of the asset's cost in the first year, which can be very beneficial for small businesses." - Mike Jesowshek, CPA"Every business owner should have a capitalization policy in place to simplify the process of expensing smaller asset purchases." - Mike Jesowshek, CPA______Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin TaxElm: https://taxelm.com/IncSight Packages (Full-Service): https://incsight.net/pricing/Book an Initial Consultation (IncSight): https://app.simplymeet.me/o/incsight/sale-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/YouTube: https://www.youtube.com

‍Overwhelmed by the thought of buying or selling a practice? With the right help, finding the right listing price, prequalify prospective buyers, negotiations and financing options can all be a breeze! In this episode, I sit down with Greg Auerbach, a true veteran in the world of dental practice transitions, to uncover the ins and outs of buying or selling a dental practice. Drawing on his wealth of experience spanning over two decades, Greg reveals the critical steps to establishing value and expertly guiding both buyers and sellers through this once-in-a-career process. From the initial evaluation to the final handshake, you'll learn how he holds the hands of dentists, ensuring they are confident and well-prepared for each phase of the transition journey.We jump into the heated debate: starting a new practice versus acquiring an existing one. Greg discusses the unique challenges faced by newcomers, from building a patient base from scratch to financial burdens and staff hiring. On the flip side, he dismantles common fears around acquisitions and highlights their surprising advantages—like immediate cash flow and a quicker path to profitability. Our conversation also touches on why some practitioners still opt for startups, influenced by factors like the limited availability of practices for sale and the lure of creating a custom space. Plus, Greg shares strategic tips for increasing a practice's market value and ensuring a harmonious post-transition phase, debunking myths around staff and patient retention.What You'll Learn in This Episode:How to establish the true value of a practice.The comparative advantages and challenges of starting up versus acquiring a practice.Key strategies to manage financial burdens and staff hiring in new practices.The benefits of acquisitions, including faster profitability and immediate cash flow.Common fears and misconceptions about practice acquisitions.Post-transition tips for maintaining harmony and continuity.The importance of gradual changes to ensure a smooth transition.How early engagement can significantly improve market value and streamline the process.Join us as we explore the inner workings of successful practice transitions with, Greg Auerbach!‍‍Guest: Greg AuerbachBusiness Name: Henry ScheinCheck out Greg's Media:Website: http://www.henryscheindpt.com/Email: greg.auerbach@henryschein.com2024 Guide to Dental Practice Valuation: How Much is Your Practice Worth? https://bit.ly/4braykp‍Other Mentions and Links:‍Software/Tools:Dentrix Indeed‍Equipment:iTero‍TV:HGTV‍Organizations:FTCFDA‍Terms/Concepts:EBITDACapitalization of Earnings Methodology ‍Host: Michael Arias‍Website: The Dental Marketer Join my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Please don't forget to share with us on Instagram when you are listening to the podcast AND if you are really wanting to show us love, then please leave a 5 star review on iTunes! [Click here to leave a review on iTunes]‍p.s. Some links are affiliate links, which means that if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. Please understand that we have experience with these products/ company, and I recommend them because they are helpful and useful, not because of the small commissions we make if you decide to buy something. Please do not spend any money unless you feel you need them or that they will help you with your goals.‍

In less than 20 minutes a week, we'll introduce you to an expert or business owner with deep experience in what they do. Grow you, grow your team, grow a small business. In this episode of "Grow a Small Business," host Rob Cameron sits down with Len Bober,  a seasoned expert from lb advisory, who brings over 250 valuations worth of expertise. Gain insights into valuation triggers, methodologies, and actionable steps to enhance your business value. Join us as Len Bober shares invaluable advice for small business owners. Key Takeaways for Small Business Owners: Valuation Triggers: Business owners seek valuations for reasons like dilution of shareholding, selling the business, or resolving shareholder disputes. Valuation Process Overview: It involves gathering financial data, assessing historical performance, conducting industry research, and evaluating business risks. Valuation Methodologies: Discounted Cash Flow (DCF): Suitable for businesses with strong growth prospects, focusing on future cash flows. Capitalization of Earnings: Emphasizes historical earnings and future forecasts to determine value. Asset-Based Method: Values assets and liabilities, often used for businesses with unclear future prospects. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Factors Influencing Business Value: Quality of Earnings: Consistency and scalability of earnings are crucial. Human Capital: Alignment among owners, reward systems, and staff motivation impact value. Intellectual Property (IP): Protecting and leveraging unique IP can enhance business value. Management Quality: Strong governance and deep management teams add value. Key Focus Areas for Improving Business Value: Consistency of Earnings: Maintain consistent and scalable earnings. Net Profit Performance: Aim for industry-standard or better net profit margins. Strategic Investments: Invest in research, development, and IP to enhance value. Management Quality: Strengthen governance and management teams.   One action small business owners can take: One action small business owners can take, as suggested by Len Bober, is to focus on the quality of their earnings. Ensuring consistency and scalability of earnings, as well as maintaining industry-standard or better net profit margins, can significantly improve the value of their business. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximise your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.

Silicon Valley lawyers Louis Lehot, partner at Foley & Lardner LLP, and Nicole Hatcher, co-founder of Allen & Hatcher, describe what is a capitalization table, how to prepare it, how to manage it, and best practices to protect your startup. They then discuss the use of a “pro forma” cap table to understand who gets what in a venture capital or other financing. Finally, Louis and Nicole share their experiences using technology-enabled tools to improve accuracy, efficiency, and time to better manage the process of issuing equity. Check out the video of the discussion here.Discover more about Louis Lehot and explore additional professional insights on his website: https://louislehot.comExplore Related Content: This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit louislehotattorney.substack.com

Send us a Text Message.Mastering German Spelling: Learning When to Use Capital LettersIn this podcast episode, we're talking all about capital letters in German writing. You'll understand when to use them and when not to, so you'll feel confident in writing texts or even letters in German.No matter if you're just starting or you've been learning for a while, this episode will give you easy tips to make your German spelling spot on. Download this episode's FREE CHEAT SHEET here >>>You might also enjoy these episodes: # 015 How to use "Sie" or "du" - Formal and Informal German#016 The four German Cases - Die Fälle Rate, Review, & Follow "I love Charlotte and Uplevel Your German."If that sounds like you, please consider rating and reviewing my show! This helps me support more people -- just like you -- move toward the fluency and confidence in speaking German they desire. Do you have any questions, feedback, or ideas for upcoming episodes? Contact me via Instagram: @deutsch.charlinguaFor more German, don't forget to subscribe to my YouTube channel:https://bit.ly/youtube-charlingua

Trump ripped the scabs off of every American degeneracy. The capitalization of Truth Social, DJT, exposed the biggest fraud in our economic system. --- Send in a voice message: https://podcasters.spotify.com/pod/show/politicsdoneright/message

E12: Teacher Certification Podcast | FTCE General Knowledge | English | Semicolons In today's episode, we are reviewing Capitalization, which words you need capitalize and why. This is part 5 of a multi-series review of what YOU need to know to pass the English section of the GK. Check out this ⁠⁠resource⁠⁠ for an ⁠⁠⁠⁠English Language Skills Study Guide⁠⁠⁠⁠ or visit the FTCE Seminar ⁠⁠⁠⁠⁠⁠website ⁠⁠⁠⁠⁠⁠ for more information and resources. Support FTCE Seminar! Contributions are appreciated and help support the maintenance of this resource. Donations can be made with the ⁠⁠⁠⁠⁠⁠Listener Supporter Link ⁠⁠⁠⁠⁠⁠on Spotify. --- Support this podcast: https://podcasters.spotify.com/pod/show/ftceseminar/support

In this captivating episode of the Moonshots Podcast, join hosts Mike and Mark as they delve into Malcolm Gladwell's groundbreaking book, "Outliers." This episode offers a deep dive into the factors that contribute to high levels of success beyond mere talent. With seven thought-provoking clips, the hosts explore what makes an outlier.Buy The Book on Amazon: https://geni.us/OutliersMalcolmBecome a Moonshot Member https://www.patreon.com/MoonshotsWatch this episode on YouTube  https://www.youtube.com/watch?v=uZtwmgNzNt8&t=3sSummary: https://www.apolloadvisor.com/summary-blink-by-malcolm-gladwell/INTRO: Malcolm Gladwell starts the discussion by reflecting on "Outliers" and introduces the concept using "The Blind Side" as an example. He emphasizes the importance of capitalizing on talents, suggesting that success is more about hard work and opportunity than innate ability.Capitalization of Talents (3m44s): An engaging look into how individuals can leverage their talents and the significant role hard work plays in achieving success.BLOCK A: HOCKEY PLAYERSThe Balance Between Real Talent and Investment of Time (3m04s): This segment explores the crucial balance between inherent talent and the dedication to cultivating that talent through continuous effort and time investment.BLOCK B: UPBRINGINGCapitalize on Your Kids' Ability (1m22s): A discussion on the importance of attitude and the culture created towards education in upbringing, highlighting that success is not predetermined by genes alone.BLOCK C: WORK HARDOur Historic Values Drive Our Behaviour (3m03s): A fascinating insight into how historic values, illustrated through the example of rice paddies, have shaped our attitudes towards hard work and resilience.Special Segments:Attitudes Play a Role in Capitalisation (43s): An examination of how attitude affects one's ability to capitalize on talents, focusing on combining talent and hard work.Bill Gates on Expertise: 10,000 Hours and a Lifetime of Fanaticism (3m08s): This clip highlights Bill Gates' perspective and underscores the essence of expertise as a product of intense dedication and thousands of hours of practice.OUTRO: MOZARTLike Mozart, Greatness Comes from Putting in the Hours (2m11s): The episode concludes with a powerful message that mirrors Mozart's journey, emphasizing that there are no shortcuts to mastery; success results from the proverbial 10,000 hours.Through insightful discussions and analyses, Mike and Mark provide listeners with a profound understanding of the themes presented in Malcolm Gladwell's Outliers. This episode is a must-listen for anyone interested in the dynamics of success and the extraordinary potential within each individual to achieve greatness.Buy The Book on Amazon: https://geni.us/OutliersMalcolmBecome a Moonshot Member https://www.patreon.com/MoonshotsWatch this episode on YouTube  https://www.youtube.com/watch?v=uZtwmgNzNt8&t=3sSummary: https://www.apolloadvisor.com/summary-blink-by-malcolm-gladwell/ Thanks to our monthly supporters Margy Diana Bastianelli Andy Pilara ola Lorenz Weidinger Fred Fox Austin Hammatt Zachary Phillips Antonio Candia Dan Effland Mike Leigh Cooper Daniela Wedemeier Bertram O. Gayla Schiff Corey LaMonica Smitty Laura KE Denise findlay Krzysztof Wade Mackintosh Diana Bastianelli James Springle Nimalen Sivapalan Roar Nikolay Ytre-Eide Stef Roger von Holdt Jette Haswell Marco Silva venkata reddy Dirk Breitsameter Ingram Casey Nicoara Talpes rahul grover Evert van de Plassche Ravi Govender Andrew Hyde Craig Lindsay Steve Woollard Lasse Brurok Deborah Spahr Chris Way Barbara Samoela Christian Jo Hatchard Kalman Cseh Berg De Bleecker Paul Acquaah MrBonjour Sid Liza Goetz Rodrigo Aliseda Konnor Ah kuoi Marjan Modara Dietmar Baur Ken Ennis Bob Nolley ★ Support this podcast on Patreon ★

Enjoy this discussion about capitalizing institutional-grade commercial real estate. In this episode, we discuss Way Capital's sources of capital, capital provider sentiment, Malcolm's bankruptcy in the GFC and lessons learned, and how operators can be a better capital raiser. Connect with Malcolm and Way Capital (also, listen to the full episode if to hear his email address): https://www.waycapital.com/Malcolm has over 25 years of experience as an award-winning capital advisor and developer, having been involved with over $15 billion worth of total capitalizations, both in the equity and debt markets. He has utilized his expertise to lead developers and investors to structure and capitalize billions of dollars-worth of commercial real estate ventures. He has extensive experience in structuring transactions across the capital stack, including non-recourse senior and stretch-senior debt, mezzanine and preferred equity financings, and Co-GP and LP equity financing solutions for development, value add and stabilized projects.Malcolm co-founded WAY Capital in 2022. The firm is responsible for over $1.8 billion in financings across the U.S., equaling more than $3.0 billion in capitalizations in under two years of operation.Malcolm is a graduate of the University of Arizona's Regional Development program. He is happily married with three children.TakeawaysBuilding trust and connections with investors is crucial in raising capital.Effective communication and transparency with investors are key to maintaining relationships.Humility and a willingness to learn from experienced professionals are important qualities for success in the industry.Understanding market conditions and risks, and having a strategy to mitigate them, is essential in the current market.Chapters00:00Introduction and Background01:31Malcolm's Background and Work in Real Estate07:38Overview of Way Capital and Deal Types10:48Impressive Deals and Unique Approach15:57Sources of Capital and Sentiment in the Market26:03Advice for Raising Capital32:29Lessons from the GFC and Current Market Conditions36:45How to Connect with Malcolm and Way CapitalSupport the podcast by making a monthly donation through Patreon. When you contribute, you'll get access to bonus content not available anywhere else. If you enjoyed this episode, you would probably enjoy reading my weekly newsletter. Every Friday, you'll get a behind the scenes look at my investing, including current events in commercial real estate, deals I'm working on, and random personal things going on in my life. It's a super quick read and you can unsubscribe anytime. - Jonathan Subscribe to the newsletter here: www.thesourcecre.com/newsletterEmail Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*Some or all of the show notes may have been generated using AI tools.

BUSINESS: Maharlika board meets, approves capitalization | January 5, 2024Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Infinite Banking gives you the advantages of cash value, dividends, and a death benefit that all grow over time, making a policy more and more attractive the longer you have it. And the methods to fund your policy are as unique as you are. Because you have a need to pay for things during your lifetime, the IBC capitalization of whole life insurance addresses this need head-on.   https://www.youtube.com/watch?v=kwWoL_l3x-s Rather than thinking of your life insurance and your large ticket purchases as two separate things, Infinite Banking demonstrates a system to do both. By financing large purchases like cars, equipment, and rental properties with your Infinite Banking policy, using it to control the banking function, you can add dollars into the policy that make it perform better over time. Unlock the secrets to controlling your own finances with an in-depth exploration of Nelson Nash's "Becoming Your Own Banker." Experience the power of capitalizing a policy that provides greater acceleration, increased cash value, and dividend returns, and learn how this process allows you to reap the benefits of the Infinite Banking Concept. We'll also tackle the human condition's impact on understanding and utilizing this concept, and how personal growth and mindset shifts are necessary to maximize these benefits. Discover how to finance equipment using infinite banking, focusing on maximizing your policy's value. Listen as we break down Nash's method: financing a policy for just four years, then using dividends and a slice of the death benefit to pay the base policy. We'll also delve into the potential of combining a policy with equipment financing, forming a powerful financial tool that helps you purchase assets without traditional financing. What If You Don't Want to Capitalize As Long As Possible?Using Your Money After IBC CapitalizationCan You Pay Additional Interest?Book A Strategy Call What If You Don't Want to Capitalize As Long As Possible? Last week, in our conversation on capitalization, we concluded that if you want the maximum amount of cash value growth, you've got to maximize your capitalization. That means paying all of your base premiums and all of your PUAs for as long as you possibly can. However, there may be reasons that you can't do this, or don't want to do this. After all, life happens unexpectedly, and sometimes we have to pivot our plans.  That's why Nelson offers an alternate option in his book. What if you only maximized your capitalization for 4 years? Then, after that, you started to use the policy, and you found other ways to fund the premium? While his example may feel extreme, it highlights just how flexible whole life insurance can be—that even in four years, your policy can basically pay its own premiums.  He does this by surrendering the dividend and using it to fund the base premium only—no PUAs. However, in four years, the dividend isn't quite high enough to do this fully, so he also surrenders some death benefit. This reduces his base premium, making it possible for the dividend to fully cover the base premium if he chooses.  Using Your Money After IBC Capitalization So let's examine Nelson's method in this chapter. After he pays premiums with the dividend, he recommends using the banking function. In other words, it's time to finance a purchase. In his particular example, he has a little over $159,000 of cash value. And in order for the insurance company to make money off of that, they have to lend an equivalent sum to someone. So, of course, they're going to lend it to you.  When the insurance company lends you money, they're giving you their money, not yours. Instead, they put a lien against your cash value. That way, if you don't pay, you can consume your cash value to reduce the loan (however, you don't want to do this if your goal is to have a large pool of capital). What you want to do is diligently pay your loan back, at the very least,

Prepare to elevate your financial game as we unravel the infinite secrets in Nelson Nash's Infinite Banking concept. Promise yourself a brighter financial future armed with the knowledge of how you can start controlling the banking function in your life, maximizing your cash value, and creating a lasting legacy.  https://www.youtube.com/watch?v=xBWRAq4WcNs We'll reveal how to strategically capitalize your banking system so that you can experience the power of Infinite Banking in your life and legacy. Dividend-paying life insurance makes everything you're already doing in your financial life better—financing, income, saving, investing, and leaving a legacy. That's because you gain a banking system that produces compounding interest and dividends that you can use in various ways.   As we navigate through Nash's infinite banking concept, we shed light on taxable income and financing in banking. We break down how this concept can be used to finance significant purchases, using a logging truck as a case study. We also offer valuable tips for success in business, reminding you that understanding the perspective behind the words is pivotal to applying the Infinite Banking concept in various financial scenarios. We're excited to share these insights and encourage you to consider booking a session with an advisor to fully leverage this concept. Let's together create an empowering financial future! The bottom line is that capitalization drives your ability to reap the benefits. The more you capitalize, the greater your advantages.  How you capitalize and the methods you use are a matter that requires looking at your personal situation and playing your cards best, whatever hand you are dealt. Controlling the Banking FunctionCapitalization is Key Other Ways to Capitalize an IBC PolicyHow Long Should You Capitalize? Book A Strategy Call Controlling the Banking Function When we talk about the Infinite Banking Concept, it's critical to understand that IBC refers to the banking function, not the asset you use (whole life insurance). So what does it mean to control the banking function? Controlling the banking function is about replacing the bankers in your life and, as the title of Nelson Nash's book suggests, becoming your own. You're NOT becoming the bank, however. What it means to be the banker is to be in control of how you save, store, and invest your capital. You're in control of moving money and approving major financing, rather than relying on someone else to do it for you. And in order to control the banking function in your life, you have to have capital. That's where whole life insurance comes in. Whole life insurance is an ideal place to store and grow your capital for many reasons, namely that you get to partake in safety, liquidity, and growth. Many assets only offer two of the three components, maximum. Controlling the banking function doesn't stop there, though. You've got to fund the asset, which Nelson also calls the capitalization phase. This is central to the Infinite Banking strategy. Capitalization is Key  [10:30] “The end conclusion of this chapter is that the most cash value and the most death benefit at the end of the policy–the way you get that–is to capitalize the most. And what you can do to capitalize the most is to pay all of your base premium and all of your paid-up additions stacked together…all the way out [for] as long as possible in the policy.” Capitalization is how you build your capital, and you only do that through contributions. This is a big reason that cash value acts like a savings vehicle—because those premiums and PUAs contribute directly to cash value growth. The more you maximize your payments each year, the more capital you'll build–now and later.  So if you plan to use the living benefits of your whole life insurance, you've got to capitalize. You should want to pay as much money as possible because that's going to create the foundation for your...

Hello everyone, it's Bill Thompson – T Bill. Some of the things covered on today's session include: Mutual Funds – Market Capitalization and Large Cap Mutual Funds. SAG-AFTRA actors strike is over. The new Marvels movie may be a flop.  Bitcoin back over $37,000 on potential approval of an Exchange Traded Fund (ETF). Earnings news on Disney, Virgin Galactic, and Krispy Kreme.

This interactive, educational video includes a lesson about capitalization in the English language. #educational #educationalvideo #preschoollearning #reading #literacy #literacydevelopment #alphabetsounds #alphabetsound #educationalvideoforkids #phonics #consonantsounds #consonantsounds #educationalvideoforchildren #preschoollearning #readinglesson #educationalvideofortoddlers #educationalvideoforpreschoolers --- Send in a voice message: https://podcasters.spotify.com/pod/show/avant-garde-books/message Support this podcast: https://podcasters.spotify.com/pod/show/avant-garde-books/support

In this week's Espresso, we cover news from Sinapse, Paymentology, Remessa Online, and more!Outline of this episode:[00:28] – Sinapse acquires UpTick[00:38] – Evsy launches new collaborative features on its app[00:55] – Paymentology partners with Nelo[01:08] – Attom Capital launches[01:23] – Kapital acquires Banco Autofin[01:39] – Eurofarma launches new CVC arm[01:51] – Nagro raises $49M investment[02:04] – Sumer acquires Preki[02:17] – Belvo and Mibanco teams up[02:32] – Monnet Payments partners with Yuno[02:47] – Mottu secures $50M funding[03:01] – Mission Brazil raises $1.3M[03:14] – PagBank launches new mobile payment solution[03:28] – Remessa Online launches new digital account in Brazil[03:42] – Arcus gains CNBV authorization[03:57] – Acústica Marina introduces marine monitoring system to Peru[04:09] – Daki raises $50M Series D roundResources & people mentioned:Startups: Sinapse, Uptick, Evsy, Paymentology, Nelo, Nagro, Sumer, Preki, Belvo, Monnet Payments, Yuno, Mottu, Mission Brazil, PagBank, Remessa Online, Arcus, Kapital, Bank Autofin Acústica Marina, Daki.VCs: Attom Capital, Eurofarma, Kinea Ventures, Oasis Ventures, Bicycle Capital, QED Investors, Domo Invest, Headline Brasil, Convivialité Ventures.

Which capitalization style is the most correct, pedantic, and arrogant (and therefore the most metal)? PODCAST THEM DOWN - https://linktr.ee/pctd https://patreon.com/podcastthemdown STEEL RESOLVE Bands - https://linktr.ee/steelresolve Including BURNING SHADOWS [US Power Metal], ISENMOR [Folk Metal], FADE TO BLACK [Metallica Tribute], RECENTLY VACATED GRAVES: TRUE ZOMBIE METAL [Zombie Metal], and more!

Boost your financial efficiency and navigate the complexities of depreciation with confidence!Discover the power of depreciation in the world of business and investments. Learn to leverage various depreciation methods - regular, bonus, and section 179 - to optimize your tax deductions. Uncover the nuances of asset management, including when depreciation starts and how to handle asset sales. Simplify your financial records with a capitalization policy and make well-informed year-end decisionsTune into this episode to learn all you need to know about depreciation and how it can make tax filing easier for your small business![00:00 - 07:47] Mastering Depreciation: Strategies for Business Asset ManagementDepreciation is a strategy to spread asset costs over time, useful for various businessesChoose regular depreciation (3 to 39 years), bonus depreciation (up to 80% upfront), or section 179 expensing (up to $1,160,000 in year one) based on assets and goalsDepreciation applies to machinery and buildings but not personal items or landBonus depreciation and section 179 allow front-loaded deductions; regular depreciation spreads deductions over time[07:48 - 14:42] Timing, Sales, and Capitalization StrategiesDepreciation is tied to being in business and placing an asset in service during the same year for deductionsWhen selling a depreciated asset, the gain or loss is calculated using the sales price minus the asset's basisTaxable gains from selling depreciated assets are known as depreciation recapture and can impact business taxesEstablishing a capitalization policy is crucial for effective asset management in every business Bonus depreciation and Section 179 expensing can be combined to offset income[14:43 - 21:18] Simplifying Depreciation and Asset Management: Insights for Year-End PlanningThe IRS allows businesses to expense items under $2,500 immediately rather than depreciating them.Depreciation starts when assets are in service in an active business, and partial depreciation applies to assets used for both business and personal purposesSelling depreciated assets can result in taxable gains (depreciation recapture), requiring reporting on tax returnsWith year-end approaching, understanding depreciation options and capitalization policies aids informed decisions on asset purchases and deductionsLearn More: https://www.taxsavingspodcast.com/blog/what-is-depreciation-for-my-business-when-does-a-capitalization-policy-make-senseKey Quotes"Depreciation is essentially just a way of how do we write off an asset. We buy a new truck, we buy a new piece of equipment, we buy various things for our business, and how do we write it off? That's in the form of depreciation." - Mike Jesowshek"Do not go out and buy things that you don't need simply for a tax deduction. That's a no-win situation for a business owner." Mike Jesowshek______Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/taxIncSight Packages: https://incsight.net/pricing/Book an Initial Consultation: https://app.simplymeet.me/o/incsight/sale-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/--------To find out more on this topic and many others visit our website at www.TaxSavingsPodcast.com. You can also give us a call at 844-327-9272 or send your questions to us at: Ask@TaxSavingsPodcast.com

Are wedding hashtags a timeless tradition, deeply rooted in the tapestry of matrimony, or are they merely fleeting, trendy fads?    This podcast is for engaged couples who are stressed out with wedding planning and family expectations but want a fun wedding day.   Join us as we embark on a journey through the modern couple's quest for the perfect hashtag.   Explore the history and evolution of this digital phenomenon, from a trendy fad to a timeless tradition that weaves love stories into the digital fabric of our lives.   Whether you're a couple just getting started with wedding planning or simply curious about the magic behind these digital charms, this podcast promises to be a delightful and informative exploration of love in the age of hashtags.   The Stress-free Wedding Planning Podcast #61: Wedding Hashtags: Timeless Tradition or Trendy Fad? Unveiling the Power of #WeddingHashtags Host: Sal & Sam Music: "Sam's Tune" by Rick Anthony   TIMESTAMPS  0:00:00 Introduction: Charlene Chiaro, Founder Of Clear Vision Productions and Wedding Styles Of CT Wedding Shows. 0:02:30 Why Hashtags? 0:03:00 History Of Hashtags 0:05:00 Simple Rules 0:06:30 Wedding Tip Wednesday 0:11:00 Capitalization of Each Word 0:12:15 Use the hashtag 0:13:30 Capitalize the first letter 0:14:00 Examples of Hashtags 0:17:15 Be Creative 0:18:00 Close   Get your FREE no-obligation report TODAY: "8 QUESTIONS YOU MUST ASK A WEDDING PROFESSIONAL BEFORE BOOKING THEM" http://forms.aweber.com/form/55/756659955.htm Music List Giveaway  https://www.afterhourseventsofne.com/guestcontact *** Join us in the Stress-free Wedding Planning Facebook group https://urlgeni.us/facebook/stress-free-wedding-planning Sponsored in part by Clear Vision Productions and the Wedding Styles of CT Wedding Shows.   https://www.weddingstylesofct.com/   https://www.theclearvisionagency.com/ Wedding Tip Wednesday on the Stress-free Wedding Planning Podcast is sponsored by EMERGE Cosmetics – 10% OFF promo code: SF1 https://shopemergecosmetics.com/ Copyright © 2023 Atmosphere Productions LLC All Rights Reserved. Produced By Atmosphere Productions in association with After Hours Events of New England https://atmosphere-productions.com https://www.afterhourseventsofne.com #stressfreeweddingplanning #stressfreeweddingplanningpodcast #ctweddingdj #atmosphereproductions #afterhourseventsofne #cvpevents #clearvisionproductions #theclearvisionagency #dreamwedding #WalkDownTheAisle

We all kind of know that banks do stuff with money we don't understand, while the last crisis left a feeling of deep mistrust and confusion. We try to shed a bit of light onto banks. In this video, we're covering 10 things you should know about bank stocks as you navigate banking uncertainty. As the channel has gotten a large number of new subscribers, this video is being re-uploaded due to it being as important as ever to understand banks. Timestamps: 00:00 Introduction 00:16 #10 Regulatory Environment 01:04 #9 Financial Performance Metrics 01:43 #8 Interest Rate Sensitivity 02:24 #7 Loan Portfolios 03:05 #6 Deposit Base 03:52 #5 Capitalization and Stress Tests 04:49 #4 Economic Cycle Sensitivity 05:40 #3 Competitive Landscape 06:15 #2 Regulatory Risks 07:01 BONUS Returns to Shareholder 07:34 #1 Earnings Drivers TIKR is the website I use for financial data in my videos. Join me and thousands of investors worldwide by using TIKR in your investment analysis. All funds from referrals directly support the channel to improve video quality! Referral link - https://www.tikr.com/globalvalue Check out Seeking Alpha Premium and score an exclusive $50 off coupon plus a free 7 day trial! All funds from affiliate referrals go directly towards supporting the channel! Affiliate link - https://www.sahg6dtr.com/H4BHRJ/R74QP/ Discover new investing resources and directly support the channel by shopping my Amazon storefront! All commissions are reinvested to improve the quality of videos! https://www.amazon.com/shop/globalvalue #bankstocks #bankcrisis #bank #banking #stockmarket #dividend #buybackofshares #stocks #investing #valueinvesting (Originally recorded May 31, 2023) ❖ MUSIC ❖ ♪ "Lift" Artist: Andy Hu License: Creative Commons Attribution 3.0 ➢ https://creativecommons.org/licenses/by/3.0/legalcode ➢ https://www.youtube.com/watch?v=sQCuf...

Welcome to Jason Cooper's Global Sales Leadership Podcast! Hosted by renowned sales leadership consultant and coach, Jason Cooper, this channel brings you insightful conversations with today's top sales leaders from around the world. Welcome to another exciting and enlightening episode of the Global Sales Leader Podcast, where we embark on a journey into the dynamic world of sales, guided by the expert insights of our incredible host, Jason Cooper. Prepare to be captivated as we delve into a diverse range of subjects, from sales leadership and psychology to behaviour, economics, body language, linguistics, technology, and beyond. In this episode of the Global Sales Leader podcast, Jason Cooper interviews Dr. Phil Squire, CEO of Consalia, a sales business school. They discuss the concept of relationship capitalization, which is the idea of measuring the value of customer relationships over time. Dr. Squire explains that relationship capitalization is important because customers are arguably the most important asset of any business. However, it's not something that is typically tracked or measured. He proposes several metrics that could be used to measure relationship capitalization, including the type of contracts that are sold to customers, the longevity of those contracts, and the annual recurring revenue (ARR) that is generated. He also suggests that the relationship dimension could be measured through NPS (Net Promoter Score) or other types of customer satisfaction surveys. Dr. Squire believes that relationship capitalization is a valuable concept that could help businesses to better understand the value of their customer relationships and to make better decisions about how to manage those relationships. As we delve into the heart of our discussion, we explore the revolutionary concept introduced by Dr. Squire in his groundbreaking book "Transform Selling." Prepare to have your understanding of client relationships expanded as we delve into the intriguing world of "relationship capitalization." Discover how Dr. Squire's visionary perspective challenges conventional notions by advocating for treating client relationships as a valuable asset class on the balance sheet—a paradigm shift that could redefine the very essence of business success. Join us as we peel back the layers of the strategies that foster enduring client relationships. Uncover the secrets to building unwavering trust and becoming the go-to, trusted advisor for your clients. Through a rich tapestry of insights, you'll gain a profound understanding of how to implement innovative metrics and approaches that are reshaping the future of sales. Here are some shared resources https://www.consalia.com/mindset-survey Those who are eager to supercharge their sales strategies, cultivate deeper connections with clients, and achieve unprecedented success will find this episode of the Global Sales Leader Podcast invaluable. We promise to revolutionize the way you view and navigate the sales landscape when you take your sales approach to the next level by subscribing now. So if you are looking to take your sales game to the next level, subscribe to Jason's YouTube channel today, like his videos, and join the conversation in the comments. With Jason's guidance and support, you can transform your ability to convert sales into revenue streams and achieve your goals on a global scale. ✅Podcasts ✅Itune:- https://apple.co/3isbI6p ✅Spotify https://spoti.fi/3x9ahxK ✅YouTube https://bit.ly/3pyeVCh ✅www jasoncooper.io ✅jcooper@jasoncooper.io #GlobalSalesLeader #SalesExcellence #RelationshipCapitalization #SalesInnovation #BusinessSuccess #ClientRelationships #ConsultativeSelling #MergersAndAcquisitions #SalesStrategy #TransformSelling

Travis Wegkamp, director of captive insurance, Utah, said changes to the state's captive regulations are aimed at helping small- and medium-size businesses meet their risk needs.

E13: Teacher Certification Podcast | FTCE General Knowledge | English | Capitalization In today's episode, we are reviewing Capitalization, which words you need capitalize and why. This is part 5 of a multi-series review of what YOU need to know to pass the English section of the GK. Check out this ⁠⁠free resource⁠⁠ for an ⁠⁠⁠English Language Skills Study Guide⁠⁠⁠ or visit the FTCE Seminar ⁠⁠⁠⁠⁠website ⁠⁠⁠⁠⁠ for more information and resources. Support FTCE Seminar! Contributions are appreciated and help support the maintenance of this resource. Donations can be made with the ⁠⁠⁠⁠⁠Listener Supporter Link ⁠⁠⁠⁠⁠on Spotify. --- Support this podcast: https://podcasters.spotify.com/pod/show/ftceseminar/support

In this episode we explore the intersections of philosophy, economics, and societal norms, guided by the insights of philosophers such as Molly Farneth, Hegel, Aristotle, and John Dewey, as well as contemporary thinkers like Benjamin Studebaker. We explore Studebaker's article "The Catholic Profit of Inequality" from Compact Magazine, examining its critique of wealth disparity from the early Christian era to the present day. Through this exploration, we engage with complex ideas about virtue, morality, societal habits, and the potential for reconciliation in our divided society.Links to article and Books: The Catholic Prophet of Inequality by Benjamin Studebaker Hegel's Social Ethics by Molly Farneth The Politics of Ritual by Molly Farneth Aristotle: Nicomachean Ethics (Revised)Topics: Hegel's Influence on Modern Society Aristotle's Virtue Ethics John Dewey's Emphasis on Habits Studebaker's Critique of Wealth Disparity The Role of Economic Conditions The Importance of Recognition and Reconciliation The Impact of Capitalization on Essential Aspects of Life The Role of Rituals in Society The Interplay of Economic Prosperity and Moral Flourishment The Potential of Pragmatism in Bridging DividesFurther Info: Contact: revivingvirtue@gmail.com Music by Jeffrey Anthony Bookshop page: https://bookshop.org/shop/RevivingVirtue

In the middle of the regional bank crisis, it's as important as ever for an investor to understand bank stocks. In this video, we're covering 10 things you should know about bank stocks as you navigate the banking uncertainty. When considering bank stocks, it is important to conduct thorough research, analyze financial statements, and monitor industry trends. Assessing the risks and opportunities specific to the banking sector can help investors make informed decisions aligned with their investment objectives and risk tolerance Check out Seeking Alpha Premium and score a 14-day free trial. Plus all funds from affiliate referrals go directly towards supporting the channel! Affiliate link - https://www.sahg6dtr.com/H4BHRJ/R74QP/ If you'd like to try Sharesight, please use my referral link to support the channel! https://www.sharesight.com/globalvalue (remember you get 4 months free if you sign up for an annual subscription!) Discover new investing resources and directly support the channel by shopping my Amazon storefront! All commissions are reinvested to improve the quality of videos! https://www.amazon.com/shop/globalvalue #bankstocks #bankcrisis #bank #banking #stockmarket #dividend #buybackofshares #stocks #investing #valueinvesting (Recorded May 31, 2023) ❖ MUSIC ❖ ♪ "Lift" Artist: Andy Hu License: Creative Commons Attribution 3.0 ➢ https://creativecommons.org/licenses/by/3.0/legalcode ➢ https://www.youtube.com/watch?v=sQCuf...

Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss a different topic surrounding finances. In this episode, Robert Martin, a Senior Vice President and Senior Investment Analyst at Mesirow, joins Jon Hansen to discuss the small-cap index.

Arthur Petropoulos is the Founder and Managing Partner at Hill View Partners, and our guest on this very special episode of Sweat Equity   Chapters/Timestamp Jumps by Otter.ai - Otter referral link https://otter.ai/referrals/AVPIT85N    Introducing Arthur Petropolis, managing partner at Hill View partners. 2:58 What advice would you give your 13 year old self? 7:27 Power business agent. 12:07 There's a lot of emotional attachment in these deals. 15:10 Do you find yourself as a pseudo psychologist navigating through these situations? 18:46 Saturation of attention spans in the AI era. 23:14 Why do you like working in this small business environment? 27:41 Are we in the era of corporate consolidation in banking? 31:59     Arthur Petropoulos founded Hill View Partners in 2016 after a successful tenure on Wall Street as an Investment Banker, Private Equity Investor, and Head of Mergers & Acquisitions and Corporate Development for a high growth Operating Company. Of note, Arthur served as the Co-Head of the Internal Private Equity group at Cantor Fitzgerald / BGC Partners, and was the Director of Corporate Development for a diversified Business Services Company.   Arthur works hand in hand with all clients, and has led numerous successful transactions in our sole focus area of Selling/Exiting and Securing Capital/Financing for Privately Held Family, Entrepreneur, and Small Investment Group owned Businesses generating $400k to $4 Million of EBITDA spanning from Software to Diversified Business Services to Distribution/Manufacturing, and all industries in between. Arthur is keenly aware of the challenges and potential pain in undertaking the Sale or Capitalization of a Business, and is dedicated to serving as the go to resource and subject matter expert for clients seeking to optimize their outcomes in an impactful and expedient manner.   Arthur is a Rhode Island native, having earned his undergraduate Business Degree from Providence College and his Juris Doctorate with a focus of Corporate Transactions and Finance from Roger Williams University School of Law.     Arthur Petropoulos' calls-to-action http://www.hillviewps.com   Episode sponsored by SQUARESPACE website builder https://squarespacecircleus.pxf.io/sweatequity by CALL RAIL call tracking https://bit.ly/sweatequitycallrail by BIGLY SALES - CRM + Email, SMS, Phone marketing https://biglysales.com/?via=law by LINKEDIN PREMIUM - 2 months free! https://bit.ly/sweatequity-linkedin-premium ---   Sweat Equity

Today, my guest is Kelcey Lehrich, a prolific entrepreneur running a thriving portfolio of ecommerce enterprises. We dissect the opportunities and hurdles in operating multiple ecommerce ventures, extending hands-on counsel and strategic guidance to listeners.    We delve into the key attributes of a successful business, the significance of revenue quality, and the untapped potential within distressed assets.    This episode reveals essential facets about business expansion, creating competitive edges, and strategizing future objectives, providing a comprehensive overview of the e-commerce landscape. We also talk about the start of Holdco Conference, an annual gathering aimed specifically at multi-business operators.   Timestamps: 00:00 - Introduction 00:38 - Personal Experiences as an FBA Aggregator 01:47 - Deep Dive into Kelcey's Strategy 03:11 - Journey and Growth of Kelcey's Holding Company 04:42 - Striking a Balance between Aspirations and Capitalization 07:05 - Guidelines for Business Expansion 08:01 - Identifying High Quality eCommerce Businesses 10:34 - Tactical Approaches for Business Growth and Exit Strategy 12:59 - Valuable Lessons Learnt from Running eCommerce Businesses 26:45 - Holdco Conference: A Premier Event for Multi-Business Owners   Kelcey shares a few nuggets of wisdom about managing multiple e-commerce businesses. His experiences provide a unique perspective for those keen on owning multiple business, underscoring the balance between aspirations and resources, the maturation of a holding company, and the prerequisites for business scaling.    Although owning multiple businesses presents its unique challenges, the payoff and rewards at the end of the road can be life-changing.   Kelcey stresses how important it is to learn from acquiring businesses that have survived the early startup phase. Learning specifically about optimizing business structures, managing costs, and leveraging existing vendor relationships for building a lucrative eCommerce venture can be the most useful lessons to learn.

How Can I Maximize Office Expenses and Employee Benefits? In this episode of the Small Business Tax Savings Podcast, Mike discusses how to shift from after-tax spending to pre-tax spending, highlighting acceptable expenses that qualify as ordinary and necessary.Mike offers a guide to maximizing available business deductions and discusses planning opportunities for maximizing deductions in technology write-offs, subscriptions, and memberships.Mike emphasizes the importance of finding business purposes for expenses in order to take advantage of tax deductions as a business owner. He talks about de minimis benefits which are small and infrequent gifts or items that can be given to employees without tax.Tune in now as Mike offers an ultimate guide to business deductions at his website and learn valuable insights on office expenses and employee benefits! [00:00] Maximizing Office Expenses And Employee Benefits For Small Business OwnersToday's episode is about how you can maximize office expenses and employee benefitsMaximizing shift toward expenses and employee benefits for small business ownersThe mindset shift towards pre-tax spending instead of after-tax spending[05:56] Planning Opportunities For Business OwnersWhat is included in employee benefit expenses?Capitalization and depreciation for items over $2, 500Technology write-offs overlooked by business ownersSubscriptions and memberships can have a business purpose and be deductible[10:11] Maximizing Tax Deductions Through De Minimis Fringe BenefitsPlanning opportunities to maximize deductions for business ownersDe Minimis benefits are small and infrequent gifts that are tax-free to the recipient and deductible for the businessWhat is not included with de Minimis benefits?The activity must be primarily for the benefit of employees other than highly compensated employees, owners, and family members[13:36] Closing SegmentMike advises listeners that maximizing deductions requires a mindset shift toward pre-tax expenses and an understanding as a business deductionFinal WordsKey Quotes“If we can find a business purpose for it, it's ordinary and necessary in our business, we have that business purpose, we have support to back that up, that can be a business expense.” – Mike Jesowshek--------Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/taxIncSight Packages: https://incsight.net/pricing/Book an Initial Consultation: https://app.simplymeet.me/o/incsight/sale-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/--------To find out more on this topic and many others visit our website at www.TaxSavingsPodcast.com. You can also give us a call at 844-327-9272 or send your questions to us at: Ask@TaxSavingsPodcast.com

On today's episode, I sit down with Molly Bordonaro, Owner & Managing Partner at Green Cities Company, and discuss what it means to build a truly environmentally-friendly building; The markets Green Cities Company is most interested in and why; and How COVID changed what renters care about.At Green Cities, Molly oversees investment management, investor relations, and asset management at The Green Cities Company.The Green Cities Company acquires, manages, and develops multifamily, commercial, and mixed-use assets. Their mission is to cultivate competitive returns utilizing deep investment and asset management experience, combined with meaningful attention to ESG considerations, in select U.S. markets.Molly Bordonaro, Managing Partner, With more than 20 years of commercial real estate experience including transactions, financing, management, leasing, and operations, she also serves on the firm's Investment Committee.In 2009, Molly joined The Green Cities Company to help build out the firm's investment management practice. In 2011, Molly became a partner of the firm. Previously, Molly was a principal at The Gallatin Group and a co-founding director of an investment fund specializing in the financing of real estate development in low and moderate-income areas. From 2005 to 2009, she served as the United States Ambassador to the Republic of Malta, becoming the first American diplomat to receive Malta's highest medal of honor. Prior to that, she was a commercial broker with NAI Norris, Beggs, and Simpson.Links:Molly on LinkedInThe Green Cities CompanyGRESBLEED CertificationFitwel ESG Solutions Get in touch with Juniper Square Access to the video version of this podcast Connect with Brandon Sedloff on LinkedIn: https://www.linkedin.com/in/bsedloff/ Topics:(1:20) - Molly's career background(6:30) - Green Cities' Funds & Capitalization(9:58) - Why or how did ESG become so interconnected to your organization?(13:53) - What would you say to GP's or Investment Managers that would argue ESG is politically motivated and unnecessary?(16:29) - How do you comply and adhere to existing ESG standards and how do you see those evolving over time?(18:34) - How do you think about the Social and Governance aspects of ESG?(20:58) - How do you think about Investor Communication and how have your investor's needs changed?(24:09) - What did your Investor Communications look like before this growth of technology?(25:46) - What's your view of the current market?(29:41) - Can you walk us through your latest deal?(35:26) - Have you seen any changes in the velocity of leasing or demand in your assets given the market conditions?(37:18) - How would you describe the typical renter profile?(39:45) - Has the WFH growth affected the amenities in Multifamily?

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In this episode of High Theory, Eli Cook tells us about choice architecture. The term was invented by behavioral economists in 2008 who proposed it as a soft-power model of “libertarian paternalism” to influence consumer choice. Eli traces their concept through a twentieth-century history of structured choices, from personality tests and the five-star rating to the swipes and likes of platform capitalism. He shifts our attention from the rhetoric of consumer choice as freedom to the power of “choice architects” who determine the options for us. Eli takes the term “choice architecture” from Richard Thaler and Cass Sunstein's book Nudge: Improving Decisions About Health, Wealth, and Happiness (Yale UP, 2008). He mentions the industrial psychologist Walter Dill Scott and the inventors of behavioral economics, Amos Tversky and Daniel Kahneman. Amusingly, there is a New Yorker article about Tversky and Kahneman written by Thaler and Sunstein, called “The Two Friends Who Changed How We Think About How We Think.” (New Yorker 7 Dec 2016). In the full version of our conversation, Eli referenced the work of Sophia Rosenfeld on the longue durée history of choice. Eli Cook is a historian of American capitalism. He works as a Senior Lecturer in History and as head of the American Studies Program at the University of Haifa in Israel. His first book The Pricing of Progress: Economic Indicators and the Capitalization of American Life was published by Harvard University Press in 2017. Last year, he was a fellow at the Stanford Humanities Center where he worked on his new book about choice architecture. Image: © 2023 Saronik Bosu Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In this episode of High Theory, Eli Cook tells us about choice architecture. The term was invented by behavioral economists in 2008 who proposed it as a soft-power model of “libertarian paternalism” to influence consumer choice. Eli traces their concept through a twentieth-century history of structured choices, from personality tests and the five-star rating to the swipes and likes of platform capitalism. He shifts our attention from the rhetoric of consumer choice as freedom to the power of “choice architects” who determine the options for us. Eli takes the term “choice architecture” from Richard Thaler and Cass Sunstein's book Nudge: Improving Decisions About Health, Wealth, and Happiness (Yale UP, 2008). He mentions the industrial psychologist Walter Dill Scott and the inventors of behavioral economics, Amos Tversky and Daniel Kahneman. Amusingly, there is a New Yorker article about Tversky and Kahneman written by Thaler and Sunstein, called “The Two Friends Who Changed How We Think About How We Think.” (New Yorker 7 Dec 2016). In the full version of our conversation, Eli referenced the work of Sophia Rosenfeld on the longue durée history of choice. Eli Cook is a historian of American capitalism. He works as a Senior Lecturer in History and as head of the American Studies Program at the University of Haifa in Israel. His first book The Pricing of Progress: Economic Indicators and the Capitalization of American Life was published by Harvard University Press in 2017. Last year, he was a fellow at the Stanford Humanities Center where he worked on his new book about choice architecture. Image: © 2023 Saronik Bosu Learn more about your ad choices. Visit megaphone.fm/adchoices

John Street is our guest this week! John is the CEO and founder of leading cloud commerce marketplace and recently minted unicorn, PAX8. John Street is an award-winning entrepreneur who has launched many new businesses, including four that garnered Inc. 500 status. On this episode, Adam and Chris learn about the evolution of Colorado's tech ecosystem through John's perspective. John also shares his biggest lesson: how having a financial plan leads to a clear roadmap to securing funding.Subscribe & listen to this episode on: Amazon Music (Alexa) | Spotify | Apple Podcasts or wherever you get your podcasts!Pax8 - https://www.pax8.com/en-us/Check out more about what we're up to at Range.vc Connect with hosts Adam and Chris and the Range VC team on LinkedIn https://www.linkedin.com/company/range-ventures/----See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you want to build your family bank that will provide capital to you and future generations? Come see behind the scenes as we talk about our Marshall Family Banking System in real-time.  https://www.youtube.com/watch?v=c4u4YRT5wIs Today, we're updating you in real-time to show the impacts of paying another year of premium, how our cash value is growing, and our vision for how we'll use our family bank as the foundation to grow generational wealth. So, if you want to see exactly how and why you can grow a family bank to secure capital reserves for your family for generations to come… tune in now! Table of contentsHow Do Life Insurance Illustrations WorkA Brief History of the Marshall Family BankMaximizing Human Life ValueThe Capitalization Phase of Infinite BankingWhere the Marshall Family Bank StandsOther Installments of the Marshall Family Bank SeriesBook A Strategy Call How Do Life Insurance Illustrations Work [3:45] “What I want you to understand is that the illustrations are simply snapshots in time. They are the insurance company's best guess at what's going to happen. In some periods of time—whether it's 5 years, 10 years, 20 years, 30 years—[the policies do] better than what they projected. And then some periods of time they're slightly worse than what they projected.”  Because of the nature of these projections, illustrations go out of date quickly. As soon as the floor of your cash value increases, your illustration is out of date. First, you've “locked in” your cash value floor, which will affect all future projections. And second, every year the companies declare new dividends, which will change the projections.  Ultimately, when you look at an illustration, it's a snapshot in time. So although you can trust the general trajectory of your policy, thanks to the good work of the actuaries, it won't be accurate to the dollar. Don't get bogged down in the minor details of illustrations. What's most important is that you find a mutual company with good business practices.  [9:13] “There are too many people selling on the basis of an illustration, which is a projection, which can look really good up front. But the real reason to have an infinite banking policy is that you're looking for a place to store cash that is safe, it's liquid, and that's growing. And if you're looking for as much safety [as possible], you want a stable, solid company.”  A Brief History of the Marshall Family Bank We've discussed how we got into Infinite Banking in other posts, but we'll do a quick recap for you here. In December of 2012, we opened our first infinite banking policy on Lucas. At the time, we had a pretty sizeable store of gold and silver but found that we weren't in a position of much liquidity that way. Because the market was down at the time, we ended up losing about half of what we put into those assets.  This was a major catalyst for us to change how we thought about our savings and capital. We realized how valuable it was to have quick and easy access to your money, as well as protection from market losses.  In November 2021, we did a 1035 exchange of that policy into a new policy with a higher annual premium of $20,000. Then, about 7 months ago, we opened a policy on me, as previously I had only had term life insurance. That policy has a $30,000 premium.  When we set up my policy, we backdated it by six months, before my birthday. This allowed us to get more bang for our buck because the cost of the insurance is less the younger you are. It also allowed us to put more capital in from day one of the policy. So our first premium was able to be retroactively applied to when we backdated the policy. Effectively, this allowed us to pay two years' worth of premiums in a year.  Maximizing Human Life Value In addition to our two whole life insurance policies, we also have term insurance that helps us reach our full Human Life Value.

In this episode, music artist Frank Alvin and I talk about how important it is to act on your creative thinking and not letting your ideas go to waste. He also gives details on his musical background and lets us in on his Belize roots! Follow Frank Alvin's Instagram https://www.instagram.com/_frankalvin_/ --- Send in a voice message: https://anchor.fm/quanitea/message Support this podcast: https://anchor.fm/quanitea/support

Val Kappa! Comedian! Artist! Educator! Delight! We have a great talk about Art and Business and Comedy (ABC!) and also Education and More! (I thought about calling this episode "Val Kappa and the Value of Capitalization" but then I thought about not doing that, but telling you about all those thoughts here. That's what I decided on. Thank you for being a part of this journey.) Val is great! You're great! Enjoy please and thank you! PS the bonus second half of our chat is available here on Patreon!

Napoleon Hill, the author of Think and Grow Rich, said one of the most common causes of failure is quitting when overtaken by temporary defeat.  For example, during the gold rush, a young man and his uncle drilled for gold for months on end. Then, they gave up, and sold their equipment to the “junkman” who found out they were only 3 feet away from striking gold.  Everybody faces temporary defeats in the game of life. But if you don't quit  and keep standing, success is closer than you think.  In this episode, you'll discover how to bounce back from failure and temporary defeat, so you can achieve exceptional success.  Listen now. Show Highlights Include: Why failure is the trademark of success (and how to get comfortable with failure) (0:50)  A world-renowned psychologist's “Capitalization” secret for earning tremendous growth (even if you're not the most talented or successful) (1:32)  How making failure your friend unleashes achievement, growth, and happiness in your life (2:43)  The “Fail Forward” technique created by one of the world's best leaders for using your mistakes as a stepping stone for success (3:32)  The insidious way temporary defeat tricks you into giving up when you're inches away from jaw-dropping riches (7:50)  2 things that saved me from immeasurable grief and despair when my first wife passed (and how to use them whenever tragedy strikes your life) (11:29)  Do you want to stop existing and start living your best life right now? Click here to get the first chapter of Dr. Rick's best-selling book, Lessons From a Third Grade Dropout, for free.

I gotta be honest with you. I didn't think this topic would make it to the show. I was skeptical about the concept and the structure of what you are about to hear about didn't sit well with me. But Derrick Barker won me over, as I'm sure he will for you also. So today on Flipping America we are going to learn how you can sell your cash flow. Derrick Barker from Nectar is joining us in a few minutes to talk about an interesting way of raising money that doesn't involve debt. Nectar is an online financing and data platform built to provide fast, flexible capital to short term rental owners and operators. They provide experienced real estate entrepreneurs access to cash flow based financing and sell diversified, fully passive cash flow backed investments to accredited investors. Derrick is the co-founder and CEO of Nectar, the first-ever cash flow marketplace for real estate entrepreneurs. He has 12 years of experience in real estate development, operations, and finance. Prior to starting Nectar, Derrick began his career as a trader at Goldman Sachs. He eventually left that position to focus on real estate, growing his portfolio to more than 4,700 units and $400 million in asset value. Since then, Derrick has helped build multiple successful real estate businesses. He and his Nectar co-founder, Brittany Mosely, are members of ScaleUp ATL and graduates of the TechStars Atlanta accelerator.

Learn how to finance your deals from Paul Winterowd, who shares methods of obtaining funds from his standpoint as an expert debt provider. Listen to this episode if you want to increase the value of your business and fund your way to success! WHAT YOU'LL LEARN FROM THIS EPISODE  Debt: Finding the right leverage, terms, and  prepayment penalties Why you should always seek help from a mortgage broker Long-term prospects of the evolving market Capitalization and structuring of bridge loans Factors that affect the stability of the market  Types of debt and investment terms you should look for How does the business plan affect incoming investments?     RESOURCES/LINKS MENTIONED Wells-Fargo Profit First by Mike Michalowicz Kindle | Hardcover Rich Dad Poor Dad by Robert T. Kiyosaki Kindle | Paperback     ABOUT PAUL WINTEROWD Paul is both an expert debt provider and an active multi-family practitioner with real-world experience investing in multifamily assets both as a general and limited partner. Because of this experience on the investment side of the business, he has deep insight and empathy for his client's needs as he helps them navigate through the financing process. Paul has successfully sourced financing across the country for market-rate and affordable apartment buildings, student housing, and senior housing projects. The funding sources include HUD/FHA, Fannie Mae, Freddie Mac, Insurance Companies, CMBS, private capital, and bank/credit union lenders. Paul is a CCIM (Certified Commercial Investment Member) and has achieved the Mortgage Bankers Association “AMP” (Accredited Mortgage Professional) status. Paul has been a featured guest on several real estate investing podcasts, including “The Real Estate Guys,” and is frequently asked to share best practices with multifamily investors in various Real Estate Investor Associations and networking meetups. He has been published in the Rental Housing Journal and has authored dozens of articles to help investors improve their knowledge of financing multifamily assets. Prior to joining Stack Source, Paul was a part of the Bonneville Multifamily Capital team. His tenure at Bonneville enabled his passion for the multifamily industry to grow and expand. He majored in Economics at The University of Utah and received his MBA from Brigham Young University with an emphasis in Finance.     CONNECT WITH PAUL Website: StackSource LinkedIn: Paul Winterowd Email: paul.winterowd@stacksource.com CONNECT WITH US  Email: shawn@greenbriarcg.com  Instagram: Shawn Winslow YouTube: Shawn Winslow LinkedIn: Shawn Winslow Facebook: Shawn Winslow      

For tax years beginning after December 31, 2021, the legislation informally known as the Tax Cuts and Jobs Act eliminated the option to deduct research and development (R&D) expenditures, which include software development costs. Host Damien Martin sits down with guest Mike Boenzi, the national leader of FORVIS' R&D tax credit services, to break down the new mandatory treatment and help you prepare for the immediate and long-term potential impacts of this change. Here's what they cover: Who is Mike Boenzi? @00:53 What is IRC Sec. 174 and how did it change effective January 1, 2022? @05:00 How might this change impact taxpayers? @07:06 Are there practical tips for documentation? @15:44 What is the history of the R&D tax credit and who should consider it? @21:05 What's the significance of recent developments in IRS examinations and guidance? @34:53 What are takeaways and action items? @43:21 ADDITIONAL RESOURCES Archived webinar: Preparing for the Required Capitalization of Research & Development Costs: A Practical Perspective (August 31, 2022) Articles: The R&D Tax Credit: Lowering the Cost of Innovation for Food & Agriculture Businesses (August 16, 2022) Missouri to Reinstate the Research & Development Tax Credit (June 17, 2022) Mandatory Capitalization of R&E Costs - Are you Ready? (February 22, 2022) Simply Tax: Simply Tax Talks | February 1, 2022 | A Big R&D Change (February 1, 2022) Episode 44: The R&D Tax Credit (September 26, 2018) Learn more about Sam and get additional resources here! GET MORE SIMPLY TAX We're excited to also provide video content to strengthen your tax mind! Check it out on our YouTube channel. A complete archive of our episodes is available on our website and YouTube playlist. We'd love to hear from you! Email feedback and questions to SimplyTax@FORVIS.com.  

Image having 100% confidence that if you were to use one subject line vs. another, you'd be assured a higher open rate . . . well, imagine no more. We've got the secrets, and we're giving them away. In this week's Silver Dollar episode, we review the results of 10 email subject line tests that will forever change the way you write your emails. And, as always, you can get more in-depth information and added details not included in the episode from our show notes. Visit www.staypaidpodcast.com.    Connect | Resources 14 Research-Backed Ways to Split Test Your Subject Line for a Higher Open Rate - https://bit.ly/3OFW4lm   0:00     Introduction 3:00     How email subject line split tests work 3:40     Test 1: Name vs. No name 5:27     Test 2: First person vs. Second person 6:34     Test 3: Urgency vs. No urgency 7:38     Test 4: Longer vs. Shorter 9:30     Test 5: Emoji vs. No emoji 11:37   Test 6: Capitalization vs. No capitalization 12:30   Test 7: Exclamation points vs. No exclamation points 14:07   Test 8: Ambiguous vs. Specific 15:44   Test 9: Gratitude vs. No gratitude 17:10   Test 10: Free vs. Synonyms 20:15   Action Item   To learn how to generate more referrals and repeat business, visit: www.remindermedia.com   Follow Stay Paid: https://www.tiktok.com/@staypaid_podcast https://www.facebook.com/staypaidpodcast https://www.instagram.com/staypaidpodcast