Podcast appearances and mentions of alan spector

O Brasil é o 4º maior mercado de produtos de beleza no mundo - e, por aqui, temos toda a variedade de tons de pele e tipos de cabelo, ideal para as empresas do setor. Para entender como essa diversidade impacta nos negócios, o Mídia e Marketing conversa com Alan Spector, chefe do digital e do marketing (CDMO, na sigla, em inglês) do Grupo L'Oréal no Brasil. A empresa, que atua com 21 marcas por aqui, tem investido muito em tecnologia, inteligência artificial e na parceria com criadores de conteúdo. "Nossas redes de relacionamento têm papel muito grande na sociedade. Isso se reflete no mundo digital. Além disso, no Brasil, a beleza é uma fonte de felicidade e uma moeda de equidade. Isso é o que faz esse nosso mercado ser tão grande aqui".See omnystudio.com/listener for privacy information.

 Na indústria da beleza, a tecnologia tem possibilitado a oferta de serviços mais customizados para os consumidores, que vão desde a conveniência da compra online à criação de produtos que melhor atendam às necessidades de cada pessoa. Isso vem mudando o mercado e, consequentemente,  a rotina de beleza das pessoas. Alan Spector, chief digital & marketing officer do Grupo L'Óreal no Brasil, comenta as vantagens e as implicações da IA na companhia – e no setor como um todo.See omnystudio.com/listener for privacy information.

Baby Boomers look forward to retirement with a healthy dose of excitement and anxiety. They tend to be unprepared for the realities of retirement--neither do they anticipate the challenges nor have they planned sufficiently to take full advantage of the opportunities. In addition, many Boomers have perceptions of retirement that are, in essence, myths. Your Retirement Quest helps prospective and current retirees understand and address the challenges, recognize and debunk the myths, and set the stage for developing a holistic life plan that increases the odds of a fulfilling retirement.In this episode, you'll discover:Challenges of RetirementMyths about retirement10 key elements to a fulfilling retirementAnd more!About Keith Lawrence and Alan Spector:Keith Lawrence has been a student of success for over 40 years, learning about how individuals, teams, and companies achieve their full potential. During his 32-year career at the Procter & Gamble Company, he traveled over three million miles to over 100 companies on his quest. Since "graduating" from P&G in 2009, he has consulted extensively, published several articles, spoken at numerous conferences, and sat on several boards and advisory councils. Keith catalyzes the book Your Retirement Quest and is one of the country's few certified retirement coaches. His wife, Sue, and he live in Cincinnati, Ohio, and enjoy spending time with their family, which is quickly growing with the arrival of grandchildren. He aggressively pursues his bucket list, strengthening his well-being and giving back to others to improve the world.Alan Spector retired from a 33-year career with the Procter & Gamble Company in 2002 as Director of Worldwide Quality Assurance, having begun "practicing retirement" five years before. In retirement, Al pursues two of the passions of his youth: baseball and books. He continues to play baseball at age 70 and has coached his grandson's team. Al has written and published several books, including Your Retirement Quest, and numerous magazine and newspaper articles. He also consults extensively for companies and non-profits, works out daily, is an active community volunteer, leads a mentoring program at the high school from which he graduated, has sat on several boards, and is an active blogger. Al and his wife, Ann, live in St. Louis, travel widely, and enjoy their four grandchildren.Get in touch with Keith Lawrence and Alan Spector:Visit Keith and Alan's Website: https://yourretirementquest.com/ Download Keith and Alan's Handout: https://revolutionizeretirement.com/retirequestassessmentBuy Keith and Alan's Book: https://revolutionizeretirement.com/spector What to do next: Click to grab our free guide, 10 Key Issues to Consider as You Explore Your Retirement Transition Please leave a review at Apple Podcasts. Join our Revolutionize Your Retirement group on Facebook.

GMO Simon Conway talks about Desantis investigating Drag Show with kids present.Special Guest Gordie Sebring & Jay Ratliff. Also Elsewhere with Alan Spector.

The financial aspect of retirement planning is not the only thing to consider. When you retire without a plan for how you'll spend your free time, research indicates it can lead to disenchantment. Developing a non-financial retirement life plan and “practicing retirement” beforehand could help prevent that. In this episode of The Art of Dental Finance and Management podcast, Art meets with Alan Spector, author of Your Retirement Quest – 10 Secrets for Creating and Living a Fulfilling Retirement. Alan speaks on how dentists can avoid some of the common retirement pitfalls so they can live a fulfilling retirement that they've worked hard for. Reach out to Art if you have any questions regarding dental finance and management for your dental practice. More information about the Eide Bailly dental team can be found at www.eidebailly.com/dentist.Being more strategic in all aspects of your dental practice will lead to increased profitability. https://www.eidebailly.com/industries/health-care/dentists#chatForm

This “Money Talks” event brought together Rick Ferri, Larry Swedroe and Paul Merriman to discuss personal finance and investing from their various perspectives. It was a free live online event hosted by Choose FI’s Community Director Jennifer Mah on Oct. 7, 2020. Due to length of the conversation, we are presenting it in two parts. Here are some of the diverse topics covered. You can access Part 1 here for Video and here for Podcast. Rick discussed the 4 levels of getting to investment nirvana. Larry recommended anyone getting ready for retirement read Your Retirement Quest: 10 Secrets for Creating and Living a Fulfilling Retirement by Alan Spector and Keith Lawrence. Rick Ferri, CFA, is an investment analyst, adviser and author committed to helping DIYers. He is the president of the John C. Bogle Center for Financial Literacy, a frequent contributor to Bogleheads.org and host of the Boglehead podcast. Larry Swedroe is one of the most knowledgeable people I know about asset class selection and asset allocation, and the author of many acclaimed books including Your Complete Guide to a Successful and Secure Retirement 1st Edition by Larry Swedroe (Author), Kevin Grogan, Wise Investing Made Simple: Larry Swedroe's Tales to Enrich Your Future (Focused Investor), and his recent release of the 2nd edition of The Incredible Shrinking Alpha: How to be a successful investor without picking winners. This podcast is also available as a Video.

Good Morning Orlando with Bud Hedinger, Alan Spector and Melissa Foxx!

On this edition of Good Morning Orlando Bud, Alan, Yaffee, and Melissa talk about the latest news!Orlando's Tourism Collapse! Is it temporary or long term?AND Trump Train! DOW at 29,000, New polls, Vaccine by election?ALSO Election night "Red Mirage". What happens if that happens?!PLUS Florida NFL Player plans to honor police.BONUS! Attorney Tom Olsen joins Alan Spector for "Olsen on Law"!You can listen to the latest podcast here now!

Michael Yaffee, Melissa Foxx and Alan Spector have your morning after RNC Day One Recap for you! At 6 and 8 am - Dr. David Klein stops by at 7am to discuss Convalescent Plasma as a way to battle COVID-19... Plus, Traffic and Weather together and the latest news all morning long!

Bud is taking the day off! Michael Yaffee is hosting and Melissa Foxx is running the show - and Alan Spector has news and commentary for us!

The BUDMAN is taking a Vacay - which means TGIF with Michael Yaffee taking over Hosting duties, Melissa Foxx is Producing and Alan Spector (a happy Yankees Fan) will be keeping us up-to-date with the Latest News!

Michael Yaffee is the Big Chair - along with Alan Spector and the News. and Melissa Foxx, doing whatever it is that she does!

Who you gonna call? Retirement Mythbusters! Short Youtube recap here: https://bit.ly/2R0QJcA Visit Full Article Here: https://wp.me/p6NrVS-3g5 Not as catchy as Ghostbusters, we know, but these retirement myths can be much more hazardous to your long-term financial health. Many of us have certain beliefs, internet rumors or family hearsay that are passed down about retirement rules of thumb. But believing in these stories could be detrimental to the long-term success of your retirement. On this episode, we do our best Mythbusters imitation (of Discovery Channel fame) to bust these common retirement myths. Listen in to hear why you may want to challenge conventional thinking, and discover what it could cost you to continue to buy in to the hype.  8 common retirement myths I’m not going to live that long. So many people don’t think they will live until age 90. But the truth is, men who are 65 today have a 20% chance of living until 90 and women have a 33% chance. Couples have a 48% chance of one of them making it to age 90. You need to make sure your money will last as long as you do. Does your financial plan cover you until age 90? I’ll work until age 65. The actual median retirement age is 62. Many people plan to work longer, but they are forced into retirement early. Some people try out a second act. Whenever you do choose to retire, be sure that you are retiring to something, not away from something. Do you have big plans for your retirement?  Social Security will run out. Some people use this myth as an excuse to claim their Social Security benefit early. But claiming Social Security below your retirement age greatly reduces your lifetime benefit. If you delay until age 70 will result in an 8% increase per year! Once I reach X amount of money I can retire. The reality is that everyone’s situation is different. There is no magic number! There is so much more to retirement planning. What magic retirement number did you have in mind? Paying the lowest amount of tax is always best. Are you trying to be too tax efficient? Think about optimizing your tax situation rather than minimizing your taxes. Consider working with a financial planner and an accountant to help you consider long-term tax planning.  When I retire my investments should be conservative. This isn’t always the case. People are living longer than ever so you may need your investment portfolio to last you 30 or 40 years. There is actually a bigger risk of being too conservative rather than risky.  I need to pay off my mortgage now. A mortgage is the cheapest money you can get in a loan. So not paying it off and investing the difference actually makes more sense financially. But for some people paying off their mortgage provides them with peace of mind. Which camp do you fall into? Would you prefer the peace of mind that a paid-for house provides? Retirement spending is the same throughout retirement. Retirement planning is more complicated than you think. Your spending in retirement changes throughout the years. In the first 5 years of retirement, people spend a huge amount of money. You may spend it on travel, fixing up your home, eating out, or whatever it is that interests you. You finally have the time to spend all the wealth that you have built. Then spending slows down as you do. Unfortunately, retirement spending tends to increase the older you get, but this time it’s on medical expenses. Have you planned to spend the same amount each year in retirement? Financial Symmetry is a Raleigh Financial Advisor. Proudly serving clients in the Triangle of North Carolina for 20 years. Outline of This Episode [2:47] I’m not going to live that long [5:30] I’ll work until age 65 [9:22] Social Security will run out [13:12] I can retire after I have $1 million saved [15:10] Paying the lowest amount of tax is best [18:00] When I retire my investments should be conservative [21:00] I need to pay off my mortgage now [23:55] Retirement planning is more complicated than you think  Resources & People Mentioned Episode 52 BOOK - The New Retire-Mentality by Mitch Anthony BOOK - Your Retirement Quest by Alan Spector and Keith Lawrence Article – Starting Over in your 50’s – What to do when you’re laid off Connect With Chad and Mike https://www.financialsymmetry.com/podcast-archive/ Connect on Twitter @csmithraleigh@TeamFSINC Follow Financial Symmetry on Facebook Subscribe To This Podcast Apple Podcasts Spotify  Google Podcasts

Michael Yaffee is in the big chair! Melissa Foxx and Alan Spector are in studio too discussing the latest news, politics and more!

Michael Yaffee is hosting today, along with Alan Spector and Melissa Foxx, topics include the Democrats open an Impeachment Inquiry. POTUS speech at United Nations and, Visit Orlando wants even more money than ever!

Many of you are inching closer to retirement and the decisions you make now will have a big impact on your retirement lifestyle. It’s time to start thinking ahead and seriously consider your retirement strategy. Are you concentrating on the best ways to save to set up for the life you want in retirement? This is why we have created a pre-retirement checklist with 8 key wealth builder areas for you to consider. Listen in now to discover what you need to think about now that you are rounding the final stretch in this race to retirement.  Your pre-retirement checklist How will you spend your time in retirement? Explore what you might enjoy doing and give it some practice. Try to structure a calendar of your average week. How might you allocate your time? How will you challenge yourself? What new skills will you learn? How will your income change? What will it take for you to retire? How much will you need and where will that money come from? Most people have a combination of 6 sources of income to provide for their retirement which includes: social security, pensions, deferred compensation, withdrawing from savings, part-time work, and passive income. What will your retirement lifestyle be like? The more you spend the more income you’ll need and the less you spend the less income you’ll need. Think about how much you plan to spend and how will you spend it.  What is your current net worth? In retirement, your accounts will no longer grow and they may start to fall in value. Take an inventory of what accounts you have. Are they pre-tax or post-tax? Do you have an HSA? Brokerage accounts? Annuities? Where do you stand financially? Lay it all out on paper so that you can decide what you need to do next.  Tax diversification is as important as investment diversification in retirement. How tax-efficient are your savings? A 401K conversion is a great way to save in taxes. You should also consider what your tax bracket will be in retirement.  What is your investment strategy? How do your emotions play a role in investing? What is your risk capacity? What is your risk tolerance? You will need to understand when and how much you will need from your investments and have the appropriate asset allocation. Know what your expected returns will be. This will help you understand how long your portfolio will last you. Healthcare can be the deciding factor for how and when you retire. If you are planning to retire before the age of 65 you’ll want to factor in healthcare costs. How will you bridge the gap until Medicare kicks in? Will you take COBRA or use your state’s health insurance exchange? You should also consider whether you want to get long-term care insurance.  Do an annual review of your estate. Block off some time each year to check if your estate plan still reflects your wishes.  Are you in your catch-up years? Your 50’s are often referred to as the catch-up years when it comes to retirement planning. There are lots of opportunities to think about as you approach retirement. Successful retirees look at all of these considerations as they make decisions. The decisions you make now can have a major impact on your retirement lifestyle. Use this pre-retirement checklist to help you begin to plan your retirement strategy. Outline of This Episode [2:27] Are you on the final stretch to retirement? [6:33] How will you spend your time in retirement? [7:37] How much income will you need? [11:35] What is your net worth? [14:24] What is your investment strategy? [20:11] What kind of insurance do you have? [23:45] Do an estate review Resources & People Mentioned BOOK - The New Retire-Mentality by Mitch Anthony BOOK - Your Retirement Quest by Alan Spector and Keith Lawrence Connect With Chad and Mike https://www.financialsymmetry.com/podcast-archive/ Connect on Twitter @csmithraleigh@TeamFSINC Follow Financial Symmetry on Facebook Subscribe To This Podcast Apple Podcasts Stitcher Google Play  

Bud is on vacation so, Michael Yaffe is leading the pack! Alan Spector with your news, Elsewhere and zany commentary. And, Melissa Foxx is in Master Control, bringing the funny, as usual.

As the Cone of Uncertainty of Hurricane Dorian grows, Michael Yaffee takes to the Big Chair, along with Alan Spector and Melissa Foxx, to bring you the latest news, weather and important hurricane information. Experts guide us through Legal Paper Prep, Price Gouging, and Property Protection.

Simon Conway from WHO-AM/Iowa fills in for Bud, along with Michael Yaffee, Alan Spector and Melissa Foxx.

On this episode of Good Morning Orlando - Bud Hedinger, Alan Spector (back at the news desk), Melissa Foxx (E-Producer today) and Kelly Velez discuss Gov DeSantis and the correction of the verbiage at the Pulse Memorial ceremony. Trump says to George Stephanopoulos, "I'd hear secrets from other countries, which may not have been the brightest thing to reveal. Nancy Pelosi thinks 'it's wrong!' And, Oil Tankers attacked in the Gulf of Oman. Was it Iran? Plus, Dr. K makes a housecall!

On today's installment Bud Hedinger handles the latest News, Weather and Traffic along with Melissa Foxx, who is in for Alan Spector, Tom Benson, who is covering for 'the Foxx' , who was covering for Yaffee. And, newcomer Kelly Velez mans the phones, and he is covering for ... you get the idea. Topics include Pelosi jabs at Trump while he is overseas. And, Trump fires back, of course. The Pope wants to change the Lord's Prayer, again. Gov DeSantis is backing calls for a Sales Tax increase in Orange County.

On this edition of Good Morning Orlando, Michael Yaffee fills the big chair for BUD and Alan Spector and Melissa Foxx round out the News, Weather Traffic and Hot Topics of the day. Today it's Trump and Impeachment. If it happens, could Trump fight it? 12 Dead in the Virginia Beach! What can we do to prevent Mass Shootings? And, a Florida College student is Suspended for a Social Media post picturing her with a GUN! And, it's Open Mind Monday, with your calls and texts!

Michael Yaffee fills the big chair for Bud. Alan Spector and Melissa Foxx join him to discuss Trump's tweet battle with Omar over 9/11 and CAIR. Trump suggest sending illegal immigrants to sanctuary cities. The DEMS are Angry. Yaffee Recaps the Better Man event! and, it's Open Mind Monday!

In spring 2016, Nick had the pleasure of meeting Keith Lawrence, co-author of Your Retirement Quest. As a former HR Executive at Proctor and Gamble, Keith and his co-author, Alan Spector, witnessed many retirees coming back to P&G walking the hallways and hanging-out in the cafeteria. Why would they come back to hang-out at work? This question/observation was the beginning of their research of interviewing thousands of retirees and developing the five stages of retirement, along with the ten secrets to leading a fulfilling retirement.  After reading the book, Nick has been strongly recommending it to his clients who are nearing retirement or in retirement. Listen to our latest episode of Finding True Wealth, as Nick and Keith talk about Your Retirement Quest. learn more at peakwm.com

On today's edition of Good Morning Orlando Bud, Deb, and Yaffee update the hottest topics in the news!A federal judge blocks President Trump's latest travel ban and he is vowing to take it all the way to the Supreme Court. AND District Attorney says she will not see the death penalty in the Markeith Loyd case. Bud wants you to contact District Attorney www.sao9.com 407-836-2400ALSO Dr K updates the latest Medical news and Alan Spector updates the latest in sports!

Can you really fail in retirement? For most people, retirement is that time on the horizon when you get to do what you want, when you want. But surprisingly, it's not all that uncommon for people to retire only to go back to work or face other unexpected negative events that occur which people are not prepared for. You spend a boatload of time planning the financial side of retirement (at least we hope you did). But how much time do you spend planning how you'll spend your time. In this episode, we share ideas from an intriguing presentation given at NAPFA National 2016 where Mitch Anthony spoke about his new book The New Retirementality. He describes 10 components in the "Return on Life Index" he developed. This index details all the other areas you get a return in life that you may not regularly think about through those lenses. This includes your contribution after work, leisure, health, education, and relationship building opportunities. Remember, you don't stop investing after you stop working. You just find different areas of your life to invest in, besides your portfolio. Take a listen to find out more of what we learned during Mitch's presentation. Ways You Can Fail at Retirement Facts that back up our claim that many people fail at retirement 4 Key Success factors that have been found to result in a successful retirement. Resources to help you as you decide if and how to retire. Facts and Links Mentioned In the Show For those over 65, the official number of suicides is 14.9 out of 100,000 people per the Centers for Disease Control and Prevention. These numbers for over 65 may be under reported as overdoses are assumed to be an error. In 2014, people over 50 were twice as likely to get divorced than in 1990. The book Your Retirement Quest: 10 Secrets of Creating and Living a Fulfilling Retirement by Alan Spector and Keith Lawrence Retirement Mythbusters Presentation Two Questions to Help Avoid Failing at Retirement Think through how are you going to spend your time? Secondly, how are you going to pay for it? Connect With Chad and Mike https://www.financialsymmetry.com/podcast-archive/ Connect on Twitter @csmithraleigh@TeamFSINC Follow Financial Symmetry on Facebook Subscribe To This Podcast Apple Podcasts Spotify Google Podcasts

Retirement isn't just about money. Alan Spector is our guest for today's podcast episode to talk about retirement. You can listen to the show at http://rockyourretirement.libsyn.com/non-financial-retirement-aspects The basis of the Rock Your Retirement show is that retirement isn’t just about money. This is basically the non financial aspects of retirement. Alan Spector agrees.  He and […] The post Non financial aspects of retirement: Alan Spector appeared first on Rock Your Retirement.

Retirement isn't just about money. Alan Spector is our guest for today's podcast episode to talk about retirement. You can listen to the show at http://rockyourretirement.libsyn.com/non-financial-retirement-aspects The basis of the Rock Your Retirement show is that retirement isn’t just about money. This is basically the non financial aspects of retirement. Alan Spector agrees.  He and his partner created the Critical Decisions Matrix and Crucial Conversations.  These ideas help everyone understand what the expectations are in retirement.  Alan co-authored the book, Your Retirement Quest with Keith Lawrence, and you can find the book on Amazon.  This is a great book to read if you are considering retirement in the next five years. Alan wasn’t always a retirement coach. He worked at Proctor and Gamble for 33 years as an executive. After that, Alan founded and managed three business, and authored five books.  Alan also blogs on retirement issues on three sites, and is deeply involved in his community.  He's also very active physically and likes to travel. Alan and Keith interviewed their colleagues about their thoughts on retirement.  Shortly after they realized that they were dismayed at the results.  This started their quest to educate people about the non financial aspects of retirement so they started conducting workshops.  They kept getting requests for their book…but it hadn't been written yet!  So… they knew they had to write it.  And they did. They named the book “Your Retirement Quest”. This book talks about the non-financial aspects of retirement, and it includes well-being, connectedness, growth, and fun among other things.  Some of the other non-financial aspects of retirement include physical, emotional, mental, and something he calls “energy of purpose”. Alan recommends that you have written goals.  He recommends that you include the non financial aspects of retirement in these goals. Mr. Spector says that if you write something down you are five times more likely to get it done.  Your written goals should include all of the ten elements of retirement into your life. In addition to working with individuals, he and his partner work with financial planning firms to help them understand the non-financial parts of retirement.  Let’s hope he starts a movement with us. Today’s Freebie is: The 10 Key Elements of a Fulfilling Retirement and you can get it at: The 10 key elements of a Fulfilling Retirement  http://traffic.libsyn.com/rockyourretirement/Alan_Spector_160621_Final2.mp3

The guests on the August 30, 2016 Boomer Generation Radio are Dr. Virgil Hoftiezer, retired Associate Director and Professor of Anatomy and Cell Biology at Indiana University of Pennsylvania, and Allan Spector, co-author with Keith Lawrence of Your Retirement Quest: 10 Secrets for Creating and Living a Fulfilling Retirement. More information about the book is at YourRetirementQuest.com About the Guests Virgil Hoftiezer was born and raised in northeastern South Dakota - the crossroad where four sets of great-grandparents from three different states intersected long enough for their descendants to establish roots and start families of their own. Virgil received his Ph.D. in Anatomy and Cell Biology from the University of Minnesota in 1973. After35 years of teaching, research, service,and administration, he retired from Indiana University School of Medicine,Department of Anatomy and Cell Biology,where he was also Associate Director of the Northwest Center for Medical Education. Virgil and his wife of 51 years, Jan, have fulfilled one of many travel goals by visiting all seven continents. They now live at Kendal at Granville, the furthermost of a gradual eastern trek -the exact opposite of an innate desire to go west. The Hoftiezers have five grandchildren and four children, all of whom were born in Minnesota, but now live in four different states. Alan Spector retired from a 33-year career with the Procter & Gamble Company in 2002, as Director of Worldwide Quality Assurance, and he began “practicing retirement” five years before that. In retirement, Al has pursued two of the passions of his youth, baseball and books. He continues to play baseball at age 70 and has coached his grandson's team. Al has written and published five books (www.aaspector.com), as well as numerous magazine and newspaper articles, and he is working on books six and seven. He also does strategic planning and quality assurance consulting for companies and non-profits, works out daily, is an avid crossword solver, is an active community volunteer, leads a mentoring program at the high school from which he graduated, and has sat on several boards. Al and his wife, Ann, returned "home" to St. Louis in mid-2009, having been away from their hometown for more than 40 years. They travel widely and enjoy their four grandchildren. Boomer Generation Radio is sponsored in part by Kendal Corporation, a Quaker-based provider of continuing care retirement communities in the Northeast and Midwest, airs on WWDB-AM 860 every Tuesday at 10 a.m., and features news and conversation aimed at Baby Boomers and the issues facing them as members of what Rabbi Address calls “the club sandwich generation.” You can hear the show live on AM 860, or streamed live from the WWDB website. Subscribe to the RSS feed for Boomer Generation Radio podcasts. Subscribe to the RSS feed for all Jewish Sacred Aging podcasts. Subscribe to these podcasts in the Apple iTunes Music Store.

The guests on the August 30, 2016 Boomer Generation Radio are Dr. Virgil Hoftiezer, retired Associate Director and Professor of Anatomy and Cell Biology at Indiana University of Pennsylvania, and Allan Spector, co-author with Keith Lawrence of Your Retirement Quest: 10 Secrets for Creating and Living a Fulfilling Retirement. More information about the book is at YourRetirementQuest.com About the Guests Virgil Hoftiezer was born and raised in northeastern South Dakota – the crossroad where four sets of great-grandparents from three different states intersected long enough for their descendants to establish roots and start families of their own. Virgil received his Ph.D. in Anatomy and Cell Biology from the University of Minnesota in 1973. After35 years of teaching, research, service,and administration, he retired from Indiana University School of Medicine,Department of Anatomy and Cell Biology,where he was also Associate Director of the Northwest Center for Medical Education. Virgil and his wife of 51 years, Jan, have fulfilled one of many travel goals by visiting all seven continents. They now live at Kendal at Granville, the furthermost of a gradual eastern trek -the exact opposite of an innate desire to go west. The Hoftiezers have five grandchildren and four children, all of whom [...] The post BGR 8/30/16: Virgil Hoftiezer and Alan Spector on Retirement appeared first on Jewish Sacred Aging.

The unstoppable pace of technology innovation and market competition could put you out of business unless you take steps today to add value far above and beyond traditional investment management.Robo advisors, Vanguard’s Personal Advisor Services, and Schwab Intelligent Portfolios are just a few of the firms who are transforming the delivery of financial advice. And these firms have bigger brands, huge resources, and offer their services at a fraction of the cost when compared to traditional financial advisors.So here’s the deal–financial advisors who want to remain relevant for years to come, who want to maintain their profit margins, and who want to offer services that clients are willing to pay dearly for, will need to completely rethink the services and type of advice they offer.Today’s show with guests Alan Spector and Keith Lawrence discusses retirement coaching as one possible advice area where advisors can add value to fend off competitive attacks.