Podcasts about Procter

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Best podcasts about Procter

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Latest podcast episodes about Procter

TD Ameritrade Network
Chart of the Day: PG

TD Ameritrade Network

Play Episode Listen Later Jul 30, 2026 3:11


The chart of Procter & Gamble (PG) have seen a shift of momentum, with Ben Watson watching the $146 and $148 price levels on the short-term chart after recent weakness. The long-term chart shows the stock in a $140 and $154 range as investors may be looking to buy dips to get the dividend from a consumer staples company.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Motley Fool Money
The Consumer Is All Right!

Motley Fool Money

Play Episode Listen Later Jul 29, 2026 20:27


Earnings season has shown us that consumers are still spending and paying their bills, as indicated by SoFi and Visa's results. That should give investors some confidence as more companies report. Where there are more questions is in the AI trade, which continues to falter, despite some great numbers from Bloom Energy. Travis Hoium, Lou Whiteman, and Rachel Warren discuss: - SoFi's Results - Is SoFi Just a Bank? - Visa's Strong Growth - P&G Is Fine? - Bloom Energy Growth - The AI Trade Companies discussed: SoFi (SOFI), Procter & Gamble (PG), Visa (V), Bloom Energy BE). Host: Travis Hoium Guests: Lou Whiteman, Rachel Warren Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

WSJ Minute Briefing
Procter & Gamble's Profit Falls as Iran War Drives Costs

WSJ Minute Briefing

Play Episode Listen Later Jul 29, 2026 1:30


Plus: German automaker BMW aims to cut 8,000 jobs as sales slump in China. And LIV Golf is on the verge of canceling its season-ending team championship. Alex Ossola hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Investing Podcast
Fed Meeting Today: Warsh Faces Mutiny, Chips Smashed on Semi-Stagflation | July 29, 2026 – Morning Market Briefing

The Investing Podcast

Play Episode Listen Later Jul 29, 2026 20:39


Andrew, Ben, and Tom discuss today's Fed meeting with a 35% chance of a rate hike and expectations of a hawkish hold from Warsh amid potential mutiny from Waller, Bostic, and Lisa Cook, the emerging "semi-stagflation" theme with memory prices destroying demand and slamming chip stocks including Vertiv down 14%, Skyworks and Qorvo down double digits, and KLA down 8%, Procter & Gamble's remarkable flatline quarter with 0% volume, 0% pricing, and 0% organic growth, the strong and resilient consumer theme from Visa and Garmin, disruption stories like CoStar losing search traffic to AI, Trump vowing to hit Iran hard after intercepted attacks sending oil up 5%, and Zuckerberg's WSJ op-ed calling for democratized AI access.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Ouvi na Bloomberg Línea
Cimed quer desafiar gigantes | Como o Nubank quer controlar sua conta

Ouvi na Bloomberg Línea

Play Episode Listen Later Jul 29, 2026 15:27


Investir no exterior ficou mais simples. Com a Remessa Online, você envia recursos para sua corretora internacional de forma prática, segura e acessível. Baixe o app e diversifique seus investimentos. [Patrocinado]Duas empresas brasileiras estão entrando em disputas bilionárias.De um lado, a Cimed quer sair do mercado de medicamentos para competir com marcas como Unilever e Procter & Gamble. Do outro, o Nubank lançou uma nova estratégia para convencer você a concentrar toda a sua vida financeira no roxinho.Neste episódio, mostramos o que está por trás dessas movimentações e o impacto delas no seu bolso.

Level Up HR
Ep. 88 – Kein System, kein Wandel: Wo Transformation wirklich entschieden wird - mit Stefan Homeister

Level Up HR

Play Episode Listen Later Jul 27, 2026 47:54


Die meisten Organisationen haben eine Transformationsstrategie. Nur wenige haben ein Führungssystem, das sie trägt.Stefan Homeister, Gründer und CEO der Stefan Homeister Leadership GmbH, hat drei Jahrzehnte Führungserfahrung in Konzernen wie Procter & Gamble und SABMiller in eine unbequeme These verdichtet: Transformation scheitert nicht an fehlender Kommunikation, sondern daran, dass niemand ein System gebaut hat, das Verhalten tatsächlich verändert.Im Gespräch mit Johannes Füß erklärt er, warum Transformation im Führungsalltag entschieden wird, aus welchen Bausteinen ein wirksames Führungssystem besteht und welche Rolle HR einnehmen muss, wenn eines davon fehlt.Du erfährst in dieser Episode:1) Woran du erkennst, dass eine Transformation trotz guter Kommunikation in die falsche Richtung läuft.2) Warum Transformation scheitert, wenn Topmanagement Veränderung einfordert, aber nicht vorlebt.3) Wie HR auch gegenüber CEO und Geschäftsführung wirksam Feedback gibt.4) Warum Menschlichkeit und Leistung sich nicht ausschließen, sondern multiplizieren.5) Warum gezielte Fragen mehr Verhaltensänderung bewirken als jede direkte Anweisung.___________Stefan Homeister freut sich über den Austausch rund um Führungssysteme, Transformation und die Rolle von HR als aktive Kraft im Veränderungsprozess.Wenn du dich angesprochen fühlst, dann melde dich bei ihm auf LinkedIn: https://www.linkedin.com/in/stefanhomeister/?locale=en Stefans Leseempfehlung:Die 5 Dinge, die Sterbende am meisten bereuen von Bronnie Ware | https://amzn.eu/d/0cPSSdFF Stefans Leadership-Podcast: https://stefan-homeister-leadership.com/en/podcast/ Hier geht's zur LEITWOLF®-Podcast-Episode mit Johannes Füß: https://open.spotify.com/episode/23D0iZmdqsZ1BfdoUBLUww?si=m0ucOQy-SL-VVGv9J3pqXA ___________Über unseren Host Johannes Füß:Johannes ist Senior Vice President von EGYM Wellpass, dem Marktführer für Corporate Health Benefits. Auch wenn er eine Schwäche für Schokolade hat, ist Johannes' Bewusstsein für Gesundheit groß: Wenn der gebürtige Münchner nicht gerade dabei ist, Unternehmen dabei zu unterstützen, ihre Teams physisch und mental gesund zu halten, verbringt er seine Zeit aktiv in den Bergen - am liebsten mit seiner Familie.Melde dich bei Johannes Füß auf LinkedIn: https://www.linkedin.com/in/johannes-f%C3%BC%C3%9F/ Für weitere Perspektiven dazu, wie Führungskräfte Themen wie dieses angehen, folge der Level Up HR Community auf LinkedIn: https://www.linkedin.com/company/level-up-hr-community/ 

Equity Mates Investing Podcast
Emerging Middle Class: 300,000 New Consumers Every Day | The Decade Ahead

Equity Mates Investing Podcast

Play Episode Listen Later Jul 26, 2026 41:16


The global middle class has surpassed 4.4 billion people and now accounts for more than two-thirds of global consumer spending. Over the next decade, the centre of gravity of economic growth is expected to shift towards India, Southeast Asia and Latin America as hundreds of millions more people emerge into the middle class. In this episode, Bryce and Ren unpack the structural forces behind this shift, the industries set to benefit, the risks investors should watch, and the companies and ETFs offering exposure to one of the decade's biggest investment themes.In this episode:00:00 Why the emerging middle class matters now01:38 How the global middle class is defined03:34 India: The next engine of middle class growth06:28 Southeast Asia's economic transformation10:30 Latin America's opportunity and challenges12:18 Where the money will be spent18:54 The biggest risks to the theme23:55 Companies to watch across emerging markets35:43 ETFs and final investment takeawaysStocks & ETFs Mentioned: Mastercard (NYSE: MA), Visa (NYSE: V), Reliance Industries (NSE: RELIANCE), HDFC Bank (NYSE: HDB), Grab Holdings (NASDAQ: GRAB), Sea Limited (NYSE: SE), Mercado Libre (NASDAQ: MELI), Nu Holdings (NYSE: NU), Unilever (LSE: ULVR), Nestlé (SWX: NESN), Procter & Gamble (NYSE: PG), Colgate-Palmolive (NYSE: CL), Diageo (LSE: DGE), Standard Chartered (LSE: STAN), Tencent (HKEX: 0700), Samsung Electronics (KRX: 005930), SK Hynix (KRX: 000660), Taiwan Semiconductor Manufacturing Company (NYSE: TSM), Vale (NYSE: VALE), Petrobras (NYSE: PBR), Betashares Asia Technology Tigers ETF (ASX: ASIA), Betashares Emerging Markets ETF (ASX: BEMG), Vanguard FTSE Emerging Markets Shares ETF (ASX: VGE), iShares MSCI Emerging Markets ETF (ASX: IEM), iShares Latin America 40 ETF (NYSEARCA: ILF)This episode of Equity Mates - The Decade Ahead is brought to you by ANZ Business Start Right https://www.anz.com.au/business/business-hub/starting-business/start-right/———Basis Points: Investing in India's Future – with Mugunthan Siva of India Avenue | https://equitymates.com/episode/basis-points-investing-in-indias-future-with-mugunthan-siva-of-india-avenue/———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

MRPeasy Manufacturing Podcast
The Bullwhip Effect – How Does It Affect Your Supply Chain and Profits?

MRPeasy Manufacturing Podcast

Play Episode Listen Later Jul 22, 2026 19:50


It started as a study on baby diaper consumer demand variability by Procter & Gamble in the 1960s and was quickly adapted into a role-play simulation by the MIT Sloan School of Management called “The Beer Game”. But the bullwhip effect's impact on manufacturers and supply chain management is anything but fun and games. You can learn more in this episode or read about it on our blog For more information about the MRPeasy software, visit our website: mrpeasy.com

Skincare Anarchy
The Science of Building Great Beauty Brands with Chris Hobson of Rare Beauty Brands

Skincare Anarchy

Play Episode Listen Later Jul 21, 2026 45:10 Transcription Available


Send us Fan MailChris Hobson, CEO of Rare Beauty Brands, home to Patchology and Kate Somerville, breaks down the business of beauty: the insight that turned Old Spice around, what it now costs to build a brand, how to handle dupes, and the metrics founders should track.Who is Chris Hobson?He started a clothing brand in college in Canada, then joined Procter & Gamble in brand management, running Scope, Folgers Canada, Old Spice, and Secret before an MBA and a career building brands. "As a brand manager, you get trained as sort of the mini general manager of your brand."How did he turn around Old Spice?By finding an insight instead of denying the brand's age. Research showed a woman would borrow her partner's deodorant from almost any brand except Old Spice. "We came up with this funny tongue in cheek positioning of Old Spice as the last bastion of masculinity." The brand went from a distant fifth to third in Canada, and the positioning went global.What makes consumers loyal to a beauty brand?Product quality first, emotional connection second. "When you get that magic of the consumer insight married to really high quality product, that's the foundation of a brand."What insight drives Patchology and Kate Somerville?Two very different ones. "The insight for a Patchology consumer is I want a moment of joy... the act of putting on the mask slows me down from my crazy day." The Kate Somerville consumer is buying certainty from a clinic with 20 years and 250,000 facials behind it.Should beauty brands chase trends?Only in ways authentic to the brand, though Hobson is candid about the pull. "The science is sort of suspect, but hey, it's a $10 million opportunity. How do we not do it?" Brands lose themselves when they go wholesale trend focused.Why did Patchology stop marketing its science?Because consumers buy results, not mechanisms. Hobson watched women's eyes glaze over at talk of ten times more ingredient delivery, then light up when the patches came off. "Turns out all she cares about is the better results."How long does it take to build a beauty brand?Longer than founders expect, now that ad costs have erased the cheap growth era. "You've got to be prepared to raise 10 to 20 million dollars at least, and spend 10 to 20 years on it. That's the new reality."Why is it harder for indie brands to scale now?The economics of attention changed. "The advertising prices have come up and the ROI has come down, and so it's harder for young brands to make that leap."How should a brand respond to dupes?By owning the category so copies feed demand back to the original. "When a brand copies us, a rising tide lifts all boats." Patchology is up over 20 percent this year.Do dupes steal customers from the original?Within limits set by price and psychology. "They're wearing it and they're knowing in their mind, I'm not really wearing Chanel." Hobson argues most of those consumers come back.Does getting into Target or Walmart grow a beauty brand?Not without demand behind it. "If you don't have the demand generation capability in place to move that product off the shelf... you're out." Accessibility is a high stakes strategy, not a shortcut.What metrics should new beauty founders track?Repeat purchase above all, measured by cohort rather than revenue share. "The way we make money as brands is repeat purchase... if I had to go out and acquire a customer every single time, I'd go out of business."What is the biggest business lesson of his career?People. "You want to hire the A level person, even if they're a little threatening to you, because they're gonna do the job way better than you would ever do it."Listen to the full episode with Chris Hobson of Rare Beauty Brands on Skin Anarchy, available wherever you get your podcasts.Shop Kate Sommerville and PatchologyDon't forget to subscribe to Skin Anarchy on Apple Podcasts, Spotify, or your preferred platform.Reach out to us through email with any questions.Sign up for our newsletter!Shop all our episodes and products mentioned through our ShopMy Shelf!Support the show

Aktien.kauf
Aldi, Würth und die Strategie deutscher Familienunternehmen – mit Noah Leidinger

Aktien.kauf

Play Episode Listen Later Jul 19, 2026 37:07


Warum ist Aldi nicht an der Börse, obwohl das Unternehmen wahrscheinlich über 100 Milliarden Euro wert ist? Und wieso wurde eine kleine Schraubenhandlung aus Künzelsau mit zwei Mitarbeitern irgendwann zu Würth mit 86.000 Angestellten weltweit? Genau darüber spreche ich in dieser Folge mit Noah Leidinger, den viele von euch aus seinem Podcast "Ohne Aktien wird schwer" kennen.Noah hat zusammen mit Florian Adomeit den Podcast Carrytale gestartet, in dem die beiden die Geschichte und Strategie außergewöhnlicher Unternehmen analysieren. Heute nehme ich euch mit hinter die Kulissen von Aldi und Würth: von der dramatischen Entführung von Theo Albrecht über den Kulturkampf zwischen Aldi Nord und Aldi Süd bis zur engpasskonzentrierten Strategie, mit der Reinhold Würth sein Firmenimperium aufgebaut hat.In dieser Folge analysiere ich mit Noah Leidinger:Warum Aldi in den USA gerade der am schnellsten wachsende Einzelhändler ist und wie sie dort Konkurrenten wie Walmart, Costco und Target unter Druck setzenWieso Aldi in Deutschland und anderen Märkten von Lidl überholt wurde und welche Rolle IT-Investitionen dabei spieltenWie unterschiedlich die Unternehmenskulturen von Aldi Nord und Aldi Süd wirklich sind, inklusive kurioser Anekdoten rund um Theo und Karl AlbrechtDie Entführung von Theo Albrecht 1971 und wie sie bis heute die Zurückhaltung deutscher Milliardärsfamilien prägtWie Würths engpasskonzentrierte Strategie und das Prinzip der Zellteilung das Unternehmen von 2 auf über 86.000 Mitarbeiter wachsen ließenWarum Würth bewusst unprofitable Tochterfirmen im Konzern hältWie bei Würth Millionen-Deals trotz dezentraler Struktur oft in wenigen Stunden entschieden werdenNoahs aktuelle Aktienkäufe und warum er langfristig positiv auf CTS Eventim blicktThemen der Folge:Aldi vs. Lidl: Wer gewinnt den Discounter-Krieg in Europa und den USA?Trader Joe's: Wie Theo Albrecht die Kult-Marke für ein paar Millionen kaufteAldi Nord und Aldi Süd: Zwei Brüder, zwei Firmen, zwei KulturenDie Entführung von Theo Albrecht: Lösegeld, ein Bischof und ein verpatzter SteuerabzugWürths engpasskonzentrierte Strategie und das Wachstum durch ZellteilungReinhold Würth und die 10-Millionen-Freigabe in 5 MinutenWarum Konsumgüterriesen wie Nestlé, Procter & Gamble und Kraft Heinz gegen Eigenmarken kämpfenNoahs Blick auf CTS Eventim, Fastenal und das Startup ZellerfeldDer neue Podcast Carrytale von Noah Leidinger und Florian AdomeitFazit: Aldi und Würth zeigen auf ganz unterschiedliche Weise, wie radikaler Fokus zum Erfolgsgeheimnis werden kann: Aldi durch ein kompromisslos schlankes Sortiment, Würth durch die permanente Konzentration auf den größten Engpass im Unternehmen. Für Anleger und Gründer stecken in beiden Geschichten Lektionen, die weit über Lebensmittel und Schrauben hinausgehen.Disclaimer: Diese Folge dient ausschließlich der Information und Unterhaltung und stellt keine Anlageberatung dar. Alle genannten Einschätzungen sind persönliche Meinungen der Gäste und Moderatoren und ersetzen keine individuelle Beratung. Aldi und Würth sind nicht börsennotiert; genannte Bewertungen basieren auf Schätzungen. 

TendHER Wild Podcast
209. Taboo Topics with Nicole Johnston

TendHER Wild Podcast

Play Episode Listen Later Jul 17, 2026 55:51


About Nicole Nicole Johnston’s Taboo Topics is an invitation to bring into the light the conversations women have often been conditioned to keep hidden. Drawing on decades of corporate leadership and executive coaching, Nicole argues that many of the barriers women experience at work are not personal shortcomings but cultural patterns that have remained largely unnamed. Rather than encouraging women simply to “lean in” or become more confident, she invites women to understand the invisible systems shaping their experiences and reclaim their voice within them. In This Episode We Discuss: How growing up with educator parents, playing sports, and learning to advocate for herself after losing hearing in one ear shaped Nicole’s leadership journey. Why sports matter for girls and the powerful connection between athletics, confidence, and leadership. Nicole’s path from Division I athlete to leadership roles at Procter & Gamble, including 19 moves and international experiences. The car accident that became a wake-up call and ultimately led her toward coaching and developing others. We Explore: Why perfectionism can feel like a “cozy blanket” and how resilience helps women take risks and grow. The importance of giving ourselves permission instead of waiting for it from others. Emotional labor, invisible work, and the unequal distribution of responsibility at home and work. The exhaustion of maintaining a persona and how women can become more intentional with their energy. Why celebrating other women is a powerful alternative to judgment. The “micro cuts” of sexism that women experience throughout their lives and careers. Compensation inequities and why women should always negotiate their salary. Nicole’s Advice for Younger Women: Respect the women who came before you and fought for the opportunities you have today. It’s okay to make mistakes, change directions, and choose a different path. Protect your time and energy early because the expectations you set often become the expectations others hold. This conversation is a thoughtful and practical exploration of the invisible forces shaping women’s lives and a reminder that many of the challenges women experience are cultural patterns to question—not personal failures to fix. Where to find Nicole :  https://innate-power.com/ Follow her on Instagram: https://www.instagram.com/nicolejohnstoncoach/ Upcoming Events: Virtual Book Club with Nicole: https://www.waterbearercollective.com/gatherings/taboo-true-bookclub Event at the James Theatre: https://www.waterbearercollective.com/gatherings/taboo-true-live-event Other episodes you might like: Episode 196: Seasoned Wisdom Live Episode 194: Sasha Boros & The Water Bearer Collective Episode 189: The Future of Feminism  Episode 114: Use Your Voice Episode 70: Women In Leadership  Today's Episode sponsored by: Kate Moreland Coaching (https://www.katemorelandcoaching.com/) Dr Yoga Momma (https://dryogamomma.com/) Heartland Yoga (https://heartlandyoga.com/) Want to do coaching work with Kate or mind-body psychotherapy with Betsy? Kate Moreland Coaching (https://www.katemorelandcoaching.com/) Dr Yoga Momma (https://dryogamomma.com/) Want to go on retreat? Want to join Betsy in Mexico in February May 20-27, 2027 on retreat?  This beautiful retreat center in the nourishing haven of Playa Chacala on the Pacific Ocean will the home for a week of deep self-care.  Teaching retreat is one of Betsy's favorite jobs as it gives her a chance to move into deeper realms with people over an extended period of time using the tools of yoga, meditation, hypnosis, energy work, and self-inquiry.  People typically observe deep shifts and quantum leaps forward on such retreats.   All the details here! Source

Strategy + Action
Ep113 Chris Blachut: How to Decode Your True Wiring and Stop Drifting Through the Wrong Life

Strategy + Action

Play Episode Listen Later Jul 16, 2026 42:09


In this episode of Strategy in Action, host Jason Croft sits down with Chris Blachut, founder of Innate Edge, to tackle one of the most consequential and most overlooked challenges in business and life: figuring out who you actually are at your core and building everything around that.Chris brings a fascinating story to the conversation. After leaving a comfortable corporate career at Procter and Gamble, pre-retiring at 27, and spending 13 years bouncing through entrepreneurial misadventures with no common thread connecting them, he went deep into neurobiology, personality science, and AI to crack a code he wishes he had cracked decades earlier. The result is a systematic, human-guided assessment process called the X-ray, designed to cut through scattered self-perception and reveal the coherent inner engine that has been driving a person all along.Jason brings his signature ability to bridge complex ideas into practical clarity, pressing Chris on the real-world application of this work, sharing his own experience going through the X-ray, and drawing out what makes this process genuinely different from the Myers-Briggs assessments most people take, feel mildly validated by, and never think about again.Viewers and listeners will come away knowing:• How to identify the core verb that describes the unique way they naturally generate value in the world, and why naming it precisely changes everything• Why most self-assessments deliver a distorted reflection and what it actually takes to see yourself clearly• How to build a life narrative around your verb, your violation, and your vision so that motivation stops being something you have to manufacture• What pragmatic passion really means and why chasing passion without it is just running cleaner fuel through a still-broken engine• How Chris used years of deep research into neurobiology and personality science, combined with AI and hands-on work with real clients, to turn a deeply personal breakthrough into a process others can now access in under fifteen minutesWhether you are a seasoned entrepreneur trying to figure out what comes next or someone who has always felt the quiet pull that something is not quite right with the direction you are heading, this episode gives you a concrete, human, and surprisingly fast starting point for finally understanding what you are built for.Find all the show notes and links here:  https://www.strategyactionshow.com/113

The Places We'll Go Marketing Show
How Top CMOs Think in 2026 (AI, Leadership & Marketing Strategy)

The Places We'll Go Marketing Show

Play Episode Listen Later Jul 16, 2026 47:27


Marketing is changing faster than ever. AI is reshaping the industry, customer behavior is evolving, and marketers are being asked to do more with less. So what does it actually take to lead marketing in 2026?In this episode, we're joined by Sarah Fuller, Chief Marketing Officer at The AA, whose career spans some of the UK's most iconic brands including Procter & Gamble, Nando's, British Airways, John Lewis, and more.Sarah shares practical lessons on leading high-performing marketing teams, building brands that customers genuinely trust, using AI without losing creativity, and why curiosity remains the most valuable skill any marketer can develop.Whether you're a CMO, marketing leader, founder, agency owner, or aspiring marketer, this conversation is packed with actionable insights you can apply immediately.

Le Gratin par Pauline Laigneau
Quitter une carrière toute tracée pour vivre de sa passion avec Greg Finck, photographe de mariage de renommée mondiale #350

Le Gratin par Pauline Laigneau

Play Episode Listen Later Jul 13, 2026 68:21


Le monde de l'entrepreneuriat adore toujours les mêmes histoires : celles où l'on quitte son job du jour au lendemain, où l'on glorifie le “scale”, où réussir signifie forcément recruter, lever des fonds, devenir manager plutôt qu'opérateur… jusqu'à finir par s'éloigner de ce qui nous avait donné envie d'entreprendre.Et pourtant, mon invité du jour a construit l'une des plus belles réussites de son secteur en faisant exactement l'inverse.Greg Finck est aujourd'hui l'un des photographes de mariage les plus réputés au monde. Des célébrités aux grandes familles internationales, il photographie certains des mariages les plus prestigieux de la planète.Mais ce qui m'intéressait chez Greg n'était pas seulement son succès.Je voulais comprendre comment un ancien salarié de Procter & Gamble a réussi à transformer une passion en une entreprise à 7 chiffres... sans jamais laisser les injonctions de l'entrepreneuriat définir sa propre trajectoire.Greg n'a pas tout quitté sur un coup de tête. Il a conservé son emploi pendant près de 5 ans pour construire son activité pas à pas. Il n'a jamais cherché à créer la plus grosse agence possible. Il a fait un choix plus rare : rester artisan de son métier, préserver sa liberté créative et accepter que la croissance ne soit pas une fin en soi. D'ailleurs, Greg rappelle une chose essentielle : une entreprise plus grande n'est pas forcément une entreprise plus rentable…Nous avons aussi parlé d'un échec dont il parle rarement : son passage à la direction générale de la maison Rime Arodaky. Une expérience qui lui a fait comprendre qu'on ne peut pas appliquer les mêmes recettes à tous les métiers, et qu'une entreprise de services portée par une personne n'obéit pas aux mêmes règles qu'une marque avec des équipes, des stocks et une organisation beaucoup plus complexe.J'ai beaucoup aimé cette conversation, parce qu'elle rappelle qu'il n'existe pas une seule manière d'entreprendre. Nous ne sommes pas tous destinés à construire les mêmes entreprises, ni à poursuivre les mêmes ambitions. Parfois, la plus belle réussite consiste “simplement” à bâtir une entreprise profondément cohérente avec la personne que l'on est.Mais je ne vous en dis pas plus et laisse place à ma conversation avec Greg Finck.Bonne écoute ✨Chapitrage 00:00 Introduction02:10 De Procter & Gamble à la photo de mariage de luxe08:07 Le grand saut et s'affranchir du regard des autres18:06 20 mariages par an et la clientèle américaine26:25 Vendre son art et rester seul maître à bord38:35 Mariages hors normes, réussite et vie de famille46:34 Le crible du Podcast1:04:11 Les livres recommandés par Greg FinckNotes et références de l'épisode ✨ Pour retrouver Greg Finck : Sur InstagramSur son site ✨ Pour retrouver l'épisode avec Rime Arodaky : Sur le PodcastSur YouTube ✨ Pour retrouver les livres recommandés par Greg Finck : Start with why de Simon Sinek La vache pourpre de Seth GodinLes 7 habitudes de ceux qui réalisent tout ce qu'ils entreprennent de Stephen R. Covey*Liens affiliés FnacHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Learnings from Leaders: the P&G Alumni Podcast
Emily Chang, Global CMO/CEO & Joyful Leader

Learnings from Leaders: the P&G Alumni Podcast

Play Episode Listen Later Jul 12, 2026 44:00


“ I think joy is probably the highest ROI investment that we can make as leaders — who you are and how you choose to lead. Joy fuels passion, and the best ideas come from passionate people.”Emily Chang — longtime friend of the pod + co-host — returns as a guest again for a candid conversation about reinvention, cross-cultural leadership, and building a career that spans two of the world's largest economies.Emily currently serves as Chief Commercial Officer of CHAGEE, leading the premium tea brand's North American expansion across brand, retail, customer experience, loyalty, and commercial strategy. Before that, Emily spent more than five years as CEO of global agencies VML West and McCann Worldgroup China, helping iconic global brands grow while guiding Chinese companies onto the world stage. Emily also held senior executive leadership roles at Starbucks, serving as CMO of Starbucks China before moving to Seattle as SVP of Marketing. She previously served as Chief Commercial Officer for IHG Greater China, led Retail Marketing across Asia for Apple during the company's rapid retail expansion, and spent nearly 12 years at Procter & Gamble building brands across the U.S. and China.Beyond her corporate career, Emily is the bestselling author of *The Spare Room*, a TEDx speaker, former university lecturer, and longtime advocate for purposeful leadership and creating a meaningful social legacy. Emily lives in Los Angeles with her family. You'll enjoy this candid conversation about embracing reinvention, leading across cultures, balancing ambition with purpose, and why curiosity, courage, and authentic relationships remain the foundation of lasting leadership.This conversation is hosted by podcast co-founder and P&G Alum Drew Tarvin, Founder & CEO of Humor That Works. Drew spent six years at P&G  leading IT + brand initiatives before turning his background in engineering, improv, and stand-up comedy into a career helping organizations use humor to improve leadership, communication, and workplace culture. He's the author of Humor That Works and his TEDx talk has been viewed more than 16 million times.

The Compassionate Leaders Circle Podcast
91: From Trinidad to Oxford to PMI: David Cumberbatch on Reinventing Career Readiness in the Age of AI

The Compassionate Leaders Circle Podcast

Play Episode Listen Later Jul 10, 2026 52:28


Laurel Donnellan sits down with David Cumberbatch, newly appointed Managing Director of North America for the Project Management Institute (PMI), for a wide-ranging conversation on education, career readiness, and leadership in a rapidly changing world of work.David traces his path from a childhood in Trinidad and Tobago — shaped by a grandfather who ran the country's largest orphanage — through Oxford as a Rhodes Scholar, to formative years at Procter & Gamble and Microsoft, and now to leading PMI's 800,000-member global community. Along the way, he and Laurel compare the British and American education systems, unpack why generation beta may hold 18 to 30 jobs across 7 to 10 career chapters, and discuss the delicate balance of introducing technology and AI to young learners.The conversation turns to PMI's own AI transformation — including its new CPM AI credential, the PMI Infinity AI companion platform, and an updated PMP exam that now includes AI and sustainability content. David makes the case that durable "power skills" like critical thinking and interpersonal communication matter more, not less, as AI reshapes project work, and shares how PMI is building accessible pathways (like the CAPM certification) for people without a four-year degree to reach six-figure project management careers.The episode closes with David's reflections on leadership: the foundational role of safety and trust in lasting relationships, the lesson he carried from PNG's promotion-from-within culture versus Microsoft's "up or out" model, and his belief that compassionate leadership and competitive excellence aren't in tension — they're the same thing.Guest BioDavid Cumberbatch is the Managing Director of North America for the Project Management Institute (PMI), overseeing the U.S., Canada, and the Caribbean. Raised in Trinidad and Tobago, David earned a double honors degree in computer science and economics from the University of Kent at Canterbury, then studied at Oxford as a Rhodes Scholar. His career spans Procter & Gamble, Microsoft, the Gates Foundation, and ACT, with the last 20 years focused on the intersection of education, technology, and workforce readiness.Resources & Links Mentioned PMI website: pmi.org PMI job board (for certified members) PMI Infinity (PMI's AI companion platform) CPM AI Certification and CAPM/PMP certification pathways PM Ready certificate (high school level) University of Pennsylvania high school internship training program Crimson Global Academy (referenced re: UK/US K-12 comparison — see Laurel's earlier interview) Opportunity@Work (referenced re: non-degree career pathways) Resources & Links Mentioned PMI website: pmi.org PMI job board (for certified members) PMI Infinity (PMI's AI companion platform) CPM AI Certification and CAPM/PMP certification pathways PM Ready certificate (high school level) University of Pennsylvania high school internship training program Crimson Global Academy (referenced re: UK/US K-12 comparison — see Laurel's earlier interview) Opportunity@Work (referenced re: non-degree career pathways

Black and Snerdy Podcast
Ep 196: Authentic Self with Chiquita Johnson (Chronicles of a Virgo Podcast)

Black and Snerdy Podcast

Play Episode Listen Later Jul 10, 2026 83:31


In this episode of Black and Snerdy, Ode (⁠@thatsod.e⁠ / ⁠@thatsod_e⁠) and Mo AKA Kid Licorish (⁠@licorishislegit⁠) are joined by fellow podcaster and friend of the show Chiquita Johnson (Chronicles of a Virgo Podcast) to share her podcast origin, therapy-driven mission, and recent health and grief struggles that shaped her return. Together, they honor the legacy of Georgie E. Johnson, tracing how Johnson Products Co. and brands like Afrosheen and Just for Me helped shape Black hair care and Black entrepreneurship before being sold to Procter & Gamble. They move into a close look at the Nolan Xavier Wells case while laying out the July Fourth timeline, the family's retention of Ben Crump, the ongoing autopsy, and troubling questions about a lone Black teen among a white friend group that have raised concerns about transparency and racial dynamics. The conversation shifts to viral pool and boat clips showing Black children being taunted, life-jacket failures, and the wider pattern that includes cases like Tamia Horsford. The group also touch on a Stanford study about AI hiring tools that disadvantage Black and Asian applicants, weave in astrology comments and show drops, and surface the tension between topical news and personal vulnerability throughout the episode. Truly an episode worth checking out. Chronicles of a VirgoYoutube: https://www.youtube.com/@Chronicles_of_a_Virgo_podcastIG: https://www.instagram.com/chronicles_of_a_virgo_podcastFB: https://www.facebook.com/ChroniclesOfAVirgoPodcast/Tiktok: https://www.tiktok.com/@chronicles_of_a_virgoWebsite: https://chroniclesofavirgo.wixsite.com/my-siteConnect with the Snerdy CrewWatch, Listen, or Sponsor the show: ⁠https://beacons.ai/blackandsnerdy⁠⁠

Petworking
The Fresh Shelf-Stable Bet: Wellness Reenters the Category on Its Own Terms

Petworking

Play Episode Listen Later Jul 9, 2026 50:42


Wellness Pet Company exited fresh frozen a few years ago. At Global Pet Expo, they reentered the category on their own terms with protein bowls, a fresh shelf-stable pouch that needs no freezer, reseals, and lands at $4.99.Peter Kenseth sits down with Greg Kean, SVP of Innovation and Nutrition at Wellness Pet Company, and Lina Gearity, who joined from Procter & Gamble six months ago to lead insights. Together they get into the product development story, the consumer testing behind it, the economics of the pack size, the nutrition, the vet channel, and the case for rotational feeding.What we cover:- Why Wellness left fresh frozen and how they came back without the cold chain- The Culinary Institute of America chef who paired aromatics to each protein- Building for the human experience, not just the dog- The 6.2 oz, $4.99 strategy and whether a larger size is coming- Full AAFCO profiles, digestibility testing, and "veterinarian recommended" on the label- The vet channel as the next frontier for non-therapeutic nutrition brands- No-transition feeding and what it means for the ten-day switch- The rotation debate, emotional and nutritional- Arlo, and the personal origin of Wellness's sensitive skin and stomach dietChapters:00:00 Welcome, and celebrating Old Mother Hubbard's 100th02:00 The protein bowls genesis02:55 Why Wellness exited fresh frozen04:10 What the product had to accomplish05:20 Meet Kyle, the CIA chef behind the aromatics07:20 Palatability, senior dogs, and picky eaters09:30 Cold chain challenges across the category11:25 Fresh shelf-stable vs traditional wet food13:35 Two years of development and consumer insights15:45 The package that actually dispenses22:20 The 6.2 oz and $4.99 decision27:50 No compromise on nutrition30:00 The vet endorsement and the vet channel34:25 The nutrition education gap and vet burnout38:00 No transition required39:40 The rotational feeding question43:10 What consumers really want from variety46:00 Why this industry matters#PetIndustry #PetFood #FreshPetFood #PetNutrition #Petworking #DogNutrition #CPG #AnimalHealth #WellnessPet

GREY Journal Daily News Podcast
Will Earnings Season Reshape Startup Budgets And Valuations?

GREY Journal Daily News Podcast

Play Episode Listen Later Jul 9, 2026 1:14


Earnings season guides risk appetite and credit conditions that affect hiring, pricing, and financing decisions for founders. Analysts focus on reported results and forward guidance, with consensus from firms like FactSet and Bloomberg setting expectations. Large banks such as JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup provide early signals on credit availability and consumer health. Consumer, transportation, and logistics companies including PepsiCo, Procter & Gamble, Delta Air Lines, United Airlines, UPS, FedEx, and Union Pacific indicate demand, costs, and supply chain direction. Technology leaders Microsoft, Apple, Alphabet, Amazon, Meta Platforms, and Nvidia shape views on AI spending, cloud trends, and capex. Federal Reserve policy under Chair Jerome Powell frames how guidance influences valuation multiples and corporate investment plans. Founders can use these signals to adjust budgets, headcount, cash forecasts, and financing strategies.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Scaling Up Business Podcast
Win-Win Selling with Doug C. Brown

Scaling Up Business Podcast

Play Episode Listen Later Jul 8, 2026 48:49


What happens when you start selling at six years old — not lemonade, but industrial machinery parts? Doug C. Brown figured out the math of leverage before he finished second grade: why work forty hours for ten dollars when you can sell one part in six minutes and make the same? That early wiring never left him. From military service to selling music equipment to Aerosmith and Paul McCartney, from nuclear medicine to telecom where he helped grow a company from $62 million to $368 million in two years as their number one rep, Doug's career is a masterclass in following the leverage.Doug joins Bill to unpack his concept of Win-Win-Win Selling — the idea that every deal should produce three winners: you, your buyer, and someone else who benefits from the transaction. He shares the origin story behind this philosophy, born from watching too many reps stuff commissions by selling clients things they didn't need, simply because they didn't have enough prospects in the pipeline. Doug explains how he built an internal partner channel at his telecom company — connecting telephone hardware vendors with his cost-saving service so that clients saved money, vendors sold more phone systems, and Doug's phone rang sixty-two times a day with inbound leads.The conversation digs into what actually separates top 1% performers from everybody else. Doug breaks it down to four things: always thinking in terms of leverage, systematizing everything, continuously building business skills, and continuously building personal skills. Bill and Doug trade war stories about the car dealership model of win-lose selling, the brutal economics of department store procurement, and the costly lesson Doug learned when he walked into a multi-million dollar meeting totally unprepared while six people on the other side had done their homework. They also explore the power of follow-up — Doug's two-year nurture that landed NASCAR, his mentor Chet Holmes' five-year pursuit of Jay Abraham and even longer play to land Tony Robbins, and why a simple quarterly "just thinking about you" message builds the kind of relationship capital that changes careers.In This EpisodeAbout the GuestDoug C. Brown is the CEO of CEO Sales Strategies and author of Win-Win Selling: Unlocking Your Power for Profitability by Resolving Objections. A military veteran, former musician, and nuclear medicine professional turned sales leader, Doug has helped companies from startups to Fortune 500s build revenue growth systems. He was the #1 sales rep at a telecom company that grew from $62M to $368M, served as President of Training and Sales under Tony Robbins, and has worked with brands like Enterprise, Procter & Gamble, and NASCAR. His mission: helping business owners and sales professionals break into the top 1% of earners.Links & ResourcesStuck? The Q20 Growth Diagnostic will give you a fresh perspective and it's free. ScalingCoach.com/Q20Our new book, Busy is Broken, coming this September. Sign up for the release at busyisbroken.comMentioned in this episode:Busy Is BrokenHave you ever had a week where you're completely slammed but somehow nothing actually moved? Is this one of those weeks? That's not really a time problem. It's a busyness habit problem. My new book, Busy Is Broken: Do Less, Scale More, is about growing by doing less, not more. Read or listen to a sample chapter, over at busyisbroken.com. That's busyisbroken.com. Also on amazon and other booksellers.

I Am Refocused Podcast Show
Johan Depraetere: Courage, Reinvention, and Choosing the Life That Calls You

I Am Refocused Podcast Show

Play Episode Listen Later Jul 7, 2026 26:25


In this episode, we sit down with Johan Depraetere, author of Pick Your Gummy Bear, for a powerful conversation about courage, choice, reinvention, and what happens when life invites us beyond the familiar.Born in Belgium and shaped by a global journey across Brussels, Boston, New York, Barcelona, London, Seoul, and nearly 100 countries, Johan brings a rare perspective on success, failure, purpose, and personal growth. His career has included work with major organizations such as McKinsey, Samsung, Morgan Stanley, Goldman Sachs, and Procter & Gamble, along with his current work as co-founder of Energy Equation Partners.Through his book and life story, Johan explores the moments that define us: the bold leaps, quiet decisions, unexpected losses, and deeply human questions that push us to become more honest, courageous, and alive.This conversation is about more than achievement. It is about listening to the call within, embracing uncertainty, and learning how the choices we make can open the door to a fuller, more meaningful life.https://www.johandepraetere.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

KMJ's Afternoon Drive
AM Radio in New Cars and Procter & Gamble Scripted Dramas

KMJ's Afternoon Drive

Play Episode Listen Later Jul 3, 2026 16:47


It’s called the AM Radio for Every Vehicle Act, and it’s part of a larger bill by the House Committee on Energy and Commerce called the Motor Vehicle Modernization Act of 2026. There are talks of it being absorbed by yet another proposal—the Build America 250 Act—which includes plenty of other transportation tidbits, from highway safety programs to bridge rehabilitation. Procter & Gamble (P&G) is returning to its entertainment roots by partnering with Albertsons Media Collective to create a short-form scripted drama called "Rico's Tacos," turning grocery stores into a new platform for branded entertainment. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Philip Teresi Podcasts
AM Radio in New Cars and Procter & Gamble Scripted Dramas

Philip Teresi Podcasts

Play Episode Listen Later Jul 3, 2026 16:47


It’s called the AM Radio for Every Vehicle Act, and it’s part of a larger bill by the House Committee on Energy and Commerce called the Motor Vehicle Modernization Act of 2026. There are talks of it being absorbed by yet another proposal—the Build America 250 Act—which includes plenty of other transportation tidbits, from highway safety programs to bridge rehabilitation. Procter & Gamble (P&G) is returning to its entertainment roots by partnering with Albertsons Media Collective to create a short-form scripted drama called "Rico's Tacos," turning grocery stores into a new platform for branded entertainment. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

3 Lessons from Breakthrough Leaders
Nurturing People & Culture for Growth with Anne-Claire Costes

3 Lessons from Breakthrough Leaders

Play Episode Listen Later Jul 1, 2026 32:45


In our latest 3 Lessons from Breakthrough Leaders podcast episode, we're joined by Anne-Claire Costes, CMO at BE WTR. Anne-Claire is a global brand leader and business strategist with over 23 years of international experience across FMCG and med tech industries. She has built and transformed iconic brands at some of the world's most recognised companies such as Procter & Gamble, Coty and Sonova Group. In this episode, we explored 3 lessons with Anne-Claire:1. Nurturing People & Culture for Growth2. Emotional Connection, Impact & Purpose3. Human-Centric Change Management

Why Isn't Everyone Doing This? with Emily Fletcher
130. Why Isn't Everyone Healing with Heat and Light? with Connie Zach

Why Isn't Everyone Doing This? with Emily Fletcher

Play Episode Listen Later Jun 26, 2026 73:36


Most people know sauna is good for them. Far fewer understand why, or why the difference between a generic infrared sauna and a precision-engineered one can be the difference between feeling good and genuine transformation. In this episode of Why Isn't Everyone Doing This?, Emily Fletcher sits down with Connie Zach, co-founder of Sunlighten, for a science-grounded, story-rich conversation about the healing power of heat and light. Connie traces the origin of her 25-year mission to her brother's recovery from mercury poisoning, and the cardiovascular research she was quietly encountering while working in pharmaceutical development at Procter & Gamble. What she found convinced her that infrared sauna was one of the most underutilized healing technologies on the planet. Together, Emily and Connie break down the four wavelengths of the infrared spectrum, why each interacts with the body differently, and why Sunlighten's patented approach to separating and delivering those wavelengths produces results that general infrared products don't. They also share the transformation stories that have fueled Connie's work for decades: Leanne Rimes managing severe anxiety with what she calls her "happiness in a box," a woman named Jerry who went from being unable to climb stairs to moving freely again, and elderly patients who dramatically increased their exercise capacity through passive infrared therapy. Emily shares why infrared sauna is one of only two wellness practices she would take with her to a desert island, and what it feels like to combine daily meditation with consistent sauna use for nervous system support. In this episode, they explore: – The four wavelengths of the infrared spectrum and how each one interacts with the body – Why far infrared is the foundation of all infrared therapy and how it triggers cardiovascular conditioning – Near infrared's deep penetration capacity, and why Dr. Glenn Jeffrey at University College London says it does 90% of the heavy lifting in light therapy – Japan's Waon therapy: a first-line treatment for congestive heart failure showing a 50% reduction in hospitalization and death – How infrared sauna mimics passive exercise by increasing circulation, heart rate, and blood flow – The link between stagnant circulation and disease, and why consistent heat therapy keeps the system flowing – Connie's brother's recovery from heavy metal toxicity and the pharmaceutical research that changed everything – Why all infrared is not the same, and what to look for in a sauna if transformation is the goal – Leanne Rimes, chronic anxiety, and "happiness in a box" – What changes on the planet when more people have access to this level of recovery Key Moments: 00:00 – Why isn't everyone understanding the magic of heat and light? 05:09 – Introducing Connie Zach and Sunlighten 06:51 – The infrared spectrum: four wavelengths, four different effects 10:40 – Near infrared vs. red light: what actually penetrates the deepest 16:05 – Connie's origin story: her brother's healing from mercury poisoning 18:27 – Cardiovascular research that changed Connie's path out of pharma 20:23 – Infrared as passive cardiovascular conditioning 21:41 – Waon therapy in Japan and the 50% hospitalization reduction 24:15 – The elderly exercise capacity study 27:36 – Emily on circulation, stagnation, and disease 35:00 – Deathbed slideshow: the transformation stories 37:22 – Leanne Rimes: "happiness in a box" 41:10 – Dr. Jeff Spencer and the Sunlighten Solo 44:57 – What changes when a billion people use heat and light About Connie Zach Connie Zach is the co-founder of Sunlighten, a precision infrared sauna company with over 25 years of research-backed innovation. Her patented SoloCarbon technology is the only clinically studied full-spectrum infrared available. This episode is sponsored by Sunlighten. Save up to $2,100 + free shipping at get.sunlighten.com/zivapodcast

The HEAL Podcast
A Smarter Way to Detox: Infrared Light & Healing the Body with Connie Zack

The HEAL Podcast

Play Episode Listen Later Jun 25, 2026 58:04


Most of us are doing all the things — and still not feeling vital and energized. This episode might reveal the missing piece…   In this week's episode, I sit down with Connie Zack, co-founder of Sunlighten Saunas, and her story alone is worth pressing play for. It starts with someone she loves, a health crisis that wouldn't budge, and a discovery that quietly changed the direction of her life.   We get into what infrared light actually is — and why it's so much more than just a hot room. We cover how it works at the cellular level, and what that actually means for detox, circulation, and the kind of deep rest most of us aren't getting. We also had a really honest conversation about the nervous system — why you genuinely cannot heal when you're stuck in fight-or-flight, and what it actually takes to come back into regulation.   It's not about adding another step to your wellness routine. It's about understanding what your body needs to do what it is innately designed to do... to heal.   If you feel like you've been running on empty and can't quite figure out why… I think this conversation is going to open something up for you. If you follow me on Instagram, you know how obsessed I am with my infrared sauna. It's my mini oasis where I go to replenish and reflect. If you'd like to learn more or create your own sauna tailored to your needs, visit Sunlighten.com/healwithkelly to receive a personalized quote. Infrared saunas can be pricey — so it's a great time to remind you that the sun is the most abundant and free source of infrared light. Spending 10–15 minutes outdoors in the morning or late afternoon will also give you a healthy dose of rich spectrum near-infrared rays. LINKS Sunlighten website: https://www.sunlighten.com/ Sunlighten on Instagram @sunlightensaunas Connie Zack on Instagram @conniejozack Go to Sunlighten.com/healwithkelly to get your personalized quote. Key Moments You'll Love ✨ : ☀️ [0:00] Her Brother's Mercury Poisoning and the Sauna That Saved Him

Historias x Whitepaper
171. ¿Sabías que México es el segundo exportador a USA relacionado a Inteligencia Artificial?

Historias x Whitepaper

Play Episode Listen Later Jun 24, 2026 47:49


En el episodio de esta semana, Rodrigo Pacheco acompaña a Karla para platicar sobre cómo México se ha convertido en un proveedor relevante para la industria de los data centers; la alianza de Procter & Gamble con Albertsons para lanzar una serie de drama y comedia; y el papel de la siguiente generación en los family offices.Encuentra a Rodrigo Pacheco en : Rodcast, con Rodrigo PachecoCompra tu gorra o ilustraciones de Whitepaper aquí⁠Escucha nuestro newsletter diario "Whitepaper Hoy" en Spotify⁠Recomendaciones:One Hell of a Gamble: Khrushchev, Castro, and Kennedy, 1958-1964Nuclear War: A ScenarioPelícula: Hail MaryUkraine is furious with Elon Musk for thwarting an attack on Russia's navyElon Musk Confirms Ancient Concerns About the Superrich

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News
SAP: Buy the Dip? KI-Aktien down, Mega-CEO-Gehalt, Meta-Brillen, indische IT-Wette

OHNE AKTIEN WIRD SCHWER - Tägliche Börsen-News

Play Episode Listen Later Jun 24, 2026 14:46


Hier zum Altersvorsorge-Deep-Dive von Scalable Capital: https://www.youtube.com/watch?v=lr21vmW8Ucc Tech-Aktien schmieren ab. Quanten-Aktien ist's egal, denn sie haben Trump. Qualcomm kauft KI-Startup. Meta bringt günstige Smart Glasses. Avis kassiert 650 Mio. $ von Hedgefonds Pentwater. Shank Mitra kassiert 821 Mio. $ Gehalt. SAP (WKN: 716460) hat 35% verloren. Aber KSB, Hensoldt, Nestlé und Procter & Gamble sind tief integriert. Wie ist die Bewertung einzuschätzen: KI-Gefahr, übertriebene Panik, oder: Buy the Dip bei dem ehemals wertvollsten deutschen Unternehmen? Diesen Podcast vom 24.06.2026, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung. Learn more about your ad choices. Visit megaphone.fm/adchoices

Corporate Treasury 101
Episode 299: What Treasury Leaders Can Learn from Startups and Corporates with Jennifer Pearson

Corporate Treasury 101

Play Episode Listen Later Jun 24, 2026 45:12


In this episode of Treasury Leaders, host Philip Costa Hibberd, Co-founder of Automation Boutique, talks with Jennifer Pearson, Founder & Treasury Consultant of TreasuryEdge, about building treasury functions in startups and scale-ups, bringing corporate treasury expertise into fast-growing businesses, and creating a successful career in treasury.Jennifer shares her journey from starting in finance at 18 through treasury roles at major organisations, including Procter & Gamble and Johnson Matthey, before moving into the startup world and launching TreasuryEdge. She explains why treasury is often overlooked in growing businesses, how poor treasury management can directly impact profitability, and why modern finance leaders need to take a more proactive approach to cash, FX, banking relationships, and risk management.The conversation explores the differences between treasury in large corporations and startups, the role of treasury technology, cash forecasting, banking strategy, treasury policies, and how young professionals can build successful careers in treasury by developing ownership, curiosity, and strong networks.Whether you're a treasury professional, CFO, founder, or someone considering a career in treasury, this episode offers practical insights into building resilient treasury operations and creating long-term business value.What You'll Learn in This EpisodeWhy Treasury Matters Earlier Than Most Businesses Think.The Difference Between Corporate and Startup TreasuryHow to Build Strong Treasury FoundationsTreasury Technology and Automation for Growing BusinessesBuilding a Successful Treasury CareerEpisode Breakdown with Timestamps[00:00] – Teaser[01:08] – Introduction and Jennifer Pearson's Treasury Journey[03:41] – Launching TreasuryEdge and Supporting Scale-Ups[05:13] – How Treasury Saves Companies Money[06:57] – What Corporate Treasurers Can Learn from Startups[12:43] – Common Treasury Mistakes in Startups and Scale-Ups[14:59] – Treasury Technology and Automation[23:07] – The First 100 Days: Building Treasury Foundations[30:06] – Treasury Systems, Forecasting, and Cash Visibility[37:30] – Building a Career in Treasury[40:04] – Growing Your Professional Network and Personal Brand[43:00] – One Key Lesson: Think Like an Owner[43:54] – Closing RemarksFollow Our Guest Jennifer Pearson:LinkedIn: https://uk.linkedin.com/in/jennifer-pearson-04442bb9Treasury Edge: https://www.linkedin.com/company/treasury-edge/ Follow Treasury Leaders:Website: https://corporate-treasury-101.com/LinkedIn: https://www.linkedin.com/company/treasury-leaders/Follow Our Hosts:Hussam Ali on LinkedIn: https://www.linkedin.com/in/hussam-r-ali/Guillaume Jouvencel on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/Jan-Willem Attevelt on LinkedIn: https://www.linkedin.com/in/attevelt/Philip Costa Hibberd on LinkedIn: https://www.linkedin.com/in/philip-costa-hibberd/GHA Marketing Website: https://ghapodcast.com/Automation Boutique Website: https://automationboutique.com/-----------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's pagehttps://corporate-treasury-101.com/partners-page/

The Situation with Michael Brown
6-23-26 - 9am - Procter & Gamble and Downtown Closings

The Situation with Michael Brown

Play Episode Listen Later Jun 23, 2026 30:35 Transcription Available


In a thought-provoking episode, the speaker takes a closer look at the world of consumerism and the ways in which companies like Procter and Gamble manipulate our desires and spending habits. From the introduction of new laundry detergent tiles to the concept of a wealth tax, this episode delves into the fascinating world of marketing and economics.The speaker shares a personal anecdote about their experience with the new laundry detergent tiles, which sparked an interesting conversation about the ways in which companies like Procter and Gamble create new markets and desires. They also discuss the concept of the "S curve," which shows that consumer products typically peak around 14 years and then decline. This leads to a discussion about the ways in which companies like Procter and Gamble stay ahead of the curve by innovating and creating new products.The episode also touches on the topic of the wealth tax, which has been a contentious issue in recent years. The speaker argues that the wealth tax is not a solution to poverty, but rather a way to destroy the very thing that creates wealth. They use the example of Elon Musk's wealth, which is not just a pile of money, but rather a collection of investments and assets that drive economic growth.In this episode, the speaker challenges listeners to think critically about the ways in which companies and governments shape our desires and spending habits. They encourage listeners to question the assumptions behind the wealth tax and to consider alternative solutions to poverty. If you're interested in learning more about these topics and hearing the speaker's unique perspective, tune in to this thought-provoking episode.See omnystudio.com/listener for privacy information.

Moments with Marianne
How I Found Love with James D. Paulk, Jr

Moments with Marianne

Play Episode Listen Later Jun 22, 2026 50:47


Can a chance encounter change the course of an entire lifetime? Tune in for James D. Paulk, Jr, as he shares  stories from his new book How I Found Love: Stories of Romance and Relationships.Moments with Marianne airs in the Southern California area on KMET1490AM & 98.1 FM, an ABC Talk News Radio Affiliate!  https://www.kmet1490am.comBorn and raised in the small town of Brunswick, Georgia, James D. Paulk, Jr., graduated from Glynn Academy, attended the military school, North Georgia College, located in the mountains of Dahlonega, Georgia, and graduated in the Class of 1957 at the United States Naval Academy in Annapolis, Maryland. He served five years on active duty and five years in the Reserve force as a Naval submarine officer. During a business career of twenty-six years with Procter and Gamble, he worked in manufacturing management before starting a business consulting company with other retirees. When he was asked to take on marine conservation projects, his life changed in a new direction.  For nine years, he successfully led efforts to eliminate destructive gillnets from California, build artificial reefs, raise white seabass for release into the ocean, and wrote legislation beneficial to recreational anglers. After retiring for a second time, he began writing articles for fishing magazines and newspapers. https://www.facebook.com/jim.paulk.405886 Order on Amazon: https://a.co/d/0hko83MF For more show information visit: https://www.mariannepestana.com/

It's No Fluke
E388 Kenny Gold: The Future Of Storytelling

It's No Fluke

Play Episode Listen Later Jun 18, 2026 33:19


Kenny Gold is Edelman's Global Chief Creator Officer, leading Edelman Creator, the firm's global creator marketing offering. In this role, he is responsible for advancing Edelman's creator-first approach to communications and marketing, helping clients harness the power of creators, culture, and emerging technologies to drive business impact.Kenny joined Edelman from Deloitte Digital, where he served as Managing Director and Head of Social and Creator. There, he built the practice from the ground up, developing a differentiated offering at the intersection of consulting, creativity, and creator-led marketing. Throughout his career, he has led transformative work for some of the world's most recognized brands, including Procter & Gamble, General Mills, and McCormick, and is widely recognized for his expertise in creator strategy, AI-enabled content systems, and integrated marketing innovation.Prior to Deloitte Digital, Kenny led social media at Grey Group, where he architected P&G's groundbreaking #DistanceDance campaign with TikTok creator Charli D'Amelio. The campaign became one of the platform's most successful creator-led initiatives, demonstrating the power of creator partnerships to drive engagement and cultural relevance at scale.Kenny's contributions to the industry have earned widespread recognition, including being named to the Adweek 50 in 2022 and recognized as an AEF Talent Champion in 2021. He is known for helping brands navigate the evolving creator economy and for building innovative marketing solutions that connect audiences, creators, and businesses in meaningful ways

The Empire Builders Podcast
#261: Scott Paper – Rolling With The Times

The Empire Builders Podcast

Play Episode Listen Later Jun 17, 2026 1:01


The Scott brothers saw opportunity when the ‘Crapper’ started to become a household name. Thank you Dave Young: Welcome to the Empire Builders Podcast, teaching business owners the not so secret techniques that took famous businesses from mom and pop to major brands. Stephen Semple is a marketing consultant, story collector and storyteller. I’m Stephen’s sidekick and business partner, Dave Young. Before we get into today’s episode, a word from our sponsor, which is, well, it’s us, but we’re highlighting ads we’ve written and produced for our clients. So here’s one of those. [Kooler Garage Door Ad] Dave Young: Welcome back to the Empire Builders Podcast. Dave Young here with Stephen Semple and Steve just whispered the name of the next episode and we were chatting about it just as the recording started. But the theme is Scott Paper. Stephen Semple: Yes. Dave Young: And immediately I went to the office for some reason, like Dunder Mifflin. Stephen Semple: I guess because they sell paper, but yeah. Dave Young: Yeah. Well, and Michael Scott. It’s like, okay, but Scott, so this is toilet paper. Stephen Semple: Correct. Dave Young: Yeah. And probably some other things, but toilet paper primarily. Stephen Semple: Well, toilet paper and paper towel. Dave Young: Paper towels. Yeah, Scott. Stephen Semple: Yeah. Dave Young: Okay. Stephen Semple: Yeah. Dave Young: I’m guessing some of the things we’re going to be talking about, trees and bathroom kind of stuff. Stephen Semple: Mainly bathroom kind of stuff. Yeah. Dave Young: Okay. Stephen Semple: They became a big business in 1995, they were acquired by Kimberly Clark for $9.4 billion. And at the time that they were acquired, they were doing 3.6 billion in sales and basically they’re the inventor of basically toilet paper and paper towel as we know it today. Dave Young: Okay. Stephen Semple: They kind of got the whole thing going. They were founded in Philadelphia, two brothers, Clarence and Irwin Scott in 1879. And to really understand the birth of this company, we need to understand the world in the late 1800s. Dave Young: Well, yeah. I mean, corn cobs and I guess a handful of poison ivy leaves. Stephen Semple: Moss, grass, hay. Dave Young: Yeah, all of those things. Stephen Semple: Yeah. And this is the time that’s actually considered America’s second industrial revolution. So while things are modernizing and the country’s changing with electricity, factories and roads and stuff along that lines, modern plumbing, especially in homes, was definitely not there yet. And hygiene was like primitive, man. Cities were bad smelling and full of animal and human waste because if you think about it, animal was still the primary mode of transportation, right? Dave Young: But yeah, the streets are full of it. Stephen Semple: Yeah. Most homes lacked indoor plumbing. It was chamber pots and things along that lines. And like you were talking about, in terms of personal cleaning, it was grass. The one that got me the most was corn cobs. Dave Young: Yeah. Stephen Semple: Yeah. And really things had not changed much from the times of early Rome really. I mean, it was pretty primitive. Dave Young: The only way to get rid of it is get rid of it. Stephen Semple: Now there was the introduction of the flush toilet, which was starting to be popularized by an English plumber by the name of Thomas Crapper. Dave Young: Crapper, right. Stephen Semple: Yeah. Yeah. Which I always find sort of funny because when people say, “I’m going to go use the crapper,” it’s not an insult. You’re actually talking with the guy who made it… He didn’t invent it, but he popularized it. Dave Young: I wonder, without being vulgar, I wonder if the phrase “take a crap” is shortened for… It was crapper before anybody called it crap. Stephen Semple: Yes, it was. Dave Young: Yeah. Stephen Semple: I think there’s pretty good etymology for that. Dave Young: Yeah. Heading to the crapper. Yeah. Okay. Stephen Semple: Yep. Dave Young: It just occurred to me. I’m slow on the uptake. Stephen Semple: Yeah, no, absolutely. I expected us to go there. So the toilet was starting to come into homes of wealthy Americans, but this created a need for a new type of product because they need something that was good for cleaning but was also flushable. These old methods would clog these expensive new systems. Dave Young: Sure. Yeah. You don’t want to throw a corn cob down crapper. Stephen Semple: Right. So here’s this whole idea of an emerging new technology that’s changing the world and how often in this podcast have these empires been developed right at these times where there’s a new technology coming and that new technology presents new opportunities. And the reason why I’m harping on this is we’re there today. There’s a new technology emerging and there’s all this debate about is it going to be good? Is it going to be bad? Let’s think about what are the opportunities it presents. Dave Young: Sure. Stephen Semple: Because we’ve seen over and over again in this podcast emergence of unimagined companies because of these issues. It’s a time of change. So in Philadelphia, there’s the two brothers, Clarence and Irwin. The paper company is actually struggling. It’s a paper converting business. Basically what they’re doing is they’re bringing in large industrial rolls of paper and cutting it down to sizes for clients. Now their business is struggling, but they see this new opportunity because of the rise of indoor toilets. So they create a bold idea of selling paper specifically for bathroom use. And let’s face it, it’s a significant upgrade from the course alternatives. Dave Young: Absolutely. Stephen Semple: One of the things that amazed me is that even magazines were being used and it was so well known that the Farmer’s Almanac even put a little hole in the corner- Dave Young: So you could hang it in the outhouse. Stephen Semple: … so you can hang it in the outhouse. Dave Young: Sure. You don’t want to go forward. You used yesterday’s pages, not next week’s. Stephen Semple: Yeah. Dave Young: Yeah. Sears, Roebuck catalogs, all of those things. Stephen Semple: So well recognized that when they were printing them, they were like, “Okay, we need to print this so that it gets used for this.” Dave Young: Yeah. Stephen Semple: Anyway, sorry to go backwards, but it’s just something that just jumped out at me. So they decided that they were going to create a paper specifically for bathroom use, which was way better than the alternative. So they initially cut the paper in the small stacked squares. That was how they did it. Now there was a challenge because of the prudishness of the Victorian era made it taboo to even discuss bathroom related products. So if you can’t discuss it- Dave Young: And you still feel that echo today. Stephen Semple: Yeah. If you can’t discuss it, how do you promote it? So what the brothers did, they pioneered this idea of a private labeling strategy because again, that was new. It wasn’t really being done in that day. So instead of putting their own name on the product, they branded the toilet paper with the names of the local drugstores and merchants. This allowed a customer to purchase the product discreetly. They could just put it on a list to a clerk and the trusted store name basically provided the stamp of approval. Dave Young: Gotcha. You could get someone to prescribe it. Stephen Semple: Basically. And somehow, even though they didn’t promote it, the word of mouth got out there and the strategy was a success and the business boomed, but they had another problem. Dave Young: Stay tuned. We’re going to wrap up this story and tell you how to apply this lesson to your business right after this. [Using Stories To Sell] Dave Young: Let’s pick up our story where we left off and trust me you haven’t missed a thing. Stephen Semple: And somehow, even though they didn’t promote it, the word of mouth got out there and the strategy was to success and the business boomed, but they had another problem. They had a bottleneck because this cutting of the sheets was really time and labor-intensive. So they need a better way to produce the product. And what they saw was an innovation that was done by the post office. In the 1850s, the post office started to use perforated stamps. Dave Young: Okay. So you buy a roll- Stephen Semple: You’d get a roll of stamps and it was perforated, right? Dave Young: Yeah. Stephen Semple: So Irwin Scott took this idea and applied it to paper, put the paper on a roll with perforations allowing the customer to tear off sheets. Dave Young: Beautiful. Stephen Semple: Basically the modern day toilet roll. Dave Young: Yeah, love it. Stephen Semple: So this was the 1890s that invention basically was brilliant in terms of saving time, cutting costs. By the turn of the century, the company had about 100,000 in capital, which is like three million today. The stigma around toilet paper faded and they began marketing it under their own name and transforming the company into this mass market enterprise. Dave Young: This answers the age-old question to me of which came first? The toilet roll holder or the toilet roll. Stephen Semple: The toilet roll came first. Dave Young: So roll came first. Stephen Semple: Yeah, because basically sales pretty quickly got to about $500,000 a year, which is like 16 million today. So it’s 1907 and they have a fortuitous accident happens. A train car load of paper arrives that’s too thick to be used for toilet paper. Dave Young: Oh, no. Stephen Semple: So what do you do with the product? Here’s what they observed. Around the same time there’s a Philadelphia school teacher who’s cutting up paper for students to use to dry their hands instead of a shared cloth to help spread germs during a flu outbreak. So there’s an influenza outbreak going on. So the Scotts realized they could use this thick paper for this purpose. They already knew how to do the perforations. They already knew how to put the stuff on a roll. Dave Young: And the paper towel. Just make it wider. Yeah. Stephen Semple: The paper towel was born. By 1910s they were doing over a million dollars in sales and the further boost adaption, they started giving away paper towel holders. So the first thing they did was paper towel holders and then the toilet roll came holder came later. Dave Young: So let me write this down. The correct chronology is the toilet paper roll, then the paper towel roll, then the paper towel roll holder and we haven’t even got to the toilet roll holder yet. Who would’ve guessed? Stephen Semple: Right. Dave Young: Okay. Stephen Semple: But now- Dave Young: Keep going. Stephen Semple: You know the answer to that. You could sleep well tonight, Dave, if you’ve got that answer. Dave Young: Absolutely. Like a baby. Stephen Semple: So within two decades, Scott Paper is basically doing like 83 million rolls of toilet paper and 200 million rolls of paper towels in America every day. Dave Young: Oh, wow. Stephen Semple: Just grew like crazy. And for 70 years they were the leader in the toilet paper industry. Eventually they were surpassed by Procter & Gamble’s Charmin, who overtook it as the leading brand. Don’t squeeze the Charmin. Dave Young: Well, that’s probably just good marketing on Procter & Gamble’s part. Stephen Semple: Yes. Yeah. Dave Young: Right? Stephen Semple: Yeah. And then again, in 1995, Kimberly Clark buys them for $9 billion. Dave Young: Were they private or were they still- Stephen Semple: They were private up until that point. Dave Young: No kidding. Stephen Semple: Yeah. Dave Young: Wow. And been around a long time. So there’s a lot of Scott multimultimillionaires out there. Stephen Semple: I’m sure there are. But the thing I found that was interesting, again, it’s this whole idea that we talked about this emergence of a new technology creating gaps. And every time there’s emergence of new technology, it creates these gaps and they saw the gap and filled it. And then the next thing is when they ran into a production problem, they didn’t look around the paper industry for the solution. They saw the solution with the US Post Office. Dave Young: Yes. The application of business topology. Stephen Semple: Yes. Dave Young: Somebody solved this problem already in a different form of paper, so let’s apply that. Stephen Semple: Yes. But again, this is what we see over and over again. And then when they had the mistake happen with the paper, what do we do with this paper? They saw what the school teacher was doing, which tells me they didn’t start looking in that moment. These were two guys that were constantly looking out at the world and seeing what was going on before. Dave Young: Being aware. I think especially being aware of somebody using your product or something like it in a different way. Stephen Semple: Yes. Dave Young: So a good reason to not just focus inward when you’re in business, right? Stephen Semple: Correct. Dave Young: Look what you can learn elsewhere. Look at the post office, look at the school teachers, look at anybody that’s doing something different with something related to what you’re doing. Stephen Semple: Right. And it’s that looking outside of the industry. I find so many people, it’s just like all they do is go to industry events. So the only time they turn their brain on is when they’re at an industry event rather than constantly being curious about everything in the world around them. Dave Young: Yeah. Very cool. Very cool. Stephen Semple: It was interesting because when you don’t think about something as dull as the toilet paper industry actually being born because of the advent of a new technology. Dave Young: No, and it was definitely a problem that needed solving. Stephen Semple: Absolutely. Dave Young: There’s only so much corn you can grow. Stephen Semple: And it wasn’t going to work in the new toilet. Dave Young: No, no, you can’t. The new flushable corn cob. That’s not a good idea. I’m full of not good ideas. Anything else about Scott? Stephen Semple: That’s it. That’s it. Dave Young: All right. Well, I got to go. Not there. Thank you for bringing the toilet paper saga to the Empire Builders Podcast. Stephen Semple: And answering your question about holders. There you go. Dave Young: Yeah. All right. Yeah. We’ve solved that one for the ages. The question of the ages has been solved. Thank you, Stephen. Stephen Semple: All right. Thanks, David. Dave Young: Thanks for listening to the podcast. Please share us, subscribe on your favorite podcast app and leave us a big, fat, juicy five star rating and review at Apple Podcasts. And if you’d like to schedule your own 90-minute Empire Building session, you can do it at empirebuildingprogram.com.

Simply Money.
Simply Money presented by Allworth Financial

Simply Money.

Play Episode Listen Later Jun 17, 2026 38:44 Transcription Available


On this episode of Simply Money presented by Allworth Financial, Bob and Brian explore what a new era at the Federal Reserve could mean for investors by looking back at the legacies of influential Fed chairs from Paul Volcker to Jerome Powell, discuss the latest restructuring news from Procter & Gamble and key planning opportunities for affected employees, break down when trusts make sense as part of an estate plan, and answer listener questions on investment performance, concentrated bets, retirement planning assumptions, and strategies for managing taxes during the early years of retirement.See omnystudio.com/listener for privacy information.

Breakfast Leadership
From Chemistry Lab to Corner Office: Scott Bening on Entrepreneurship, Integrity, and Reinventing Life After Business

Breakfast Leadership

Play Episode Listen Later Jun 15, 2026 31:15


What happens when a chemist accidentally becomes an entrepreneur — and then has to figure out who he is after he sells the company he built? Scott Bening, author of "Formulating Solutions" and the newly released "The Back Nine," joins the podcast to share a career story that is equal parts unexpected and instructive. Scott grew up in Buffalo, New York, earned his degrees from St. Lawrence University and UIC Chicago, and spent just nine months in a laboratory before pivoting into technical sales. That pivot — combining deep scientific knowledge with a learned ability to sell — became the foundation for everything that followed, including leading MonoSol, a manufacturer of water-soluble films with an exclusive supply relationship with Procter & Gamble, and ultimately selling the company to a Japanese acquirer. In this episode, Scott and Michael explore the underrated power of a technical background in sales, the role that journaling played in Scott's first book, and why integrity and relationship-building are not soft concepts but core business drivers. Scott also shares what he learned from a book tour in Japan, where his first book resonated far beyond the audience he originally anticipated. The conversation then turns to "The Back Nine" — Scott's candid guide for baby boomers navigating retirement, finding new purpose, and staying mentally engaged after decades of professional identity. Scott speaks openly about his work mentoring university students and business professionals in transition, and why so few high-achieving people plan seriously for the chapter of life after work. Whether you are building a company, preparing to exit one, or simply trying to lead a more intentional career, this episode delivers hard-won perspective from someone who has done it all and chosen to write it down. Books:  Author of "Formulating Solutions" and "The Back Nine" Website:  https://www.mbs2.org/   Topics covered: Technical sales, entrepreneurship, MonoSol, water-soluble films, Procter & Gamble, career transitions, mentorship, retirement planning, book writing, integrity in business, life after ownership

Enterprise Podcast Network – EPN
Most Small Businesses Have Accounting, Few Have Financial Leadership

Enterprise Podcast Network – EPN

Play Episode Listen Later Jun 15, 2026 15:56


Andy Weins, a Veteran and fourth generation business owner & Lynn Corazzi, a former Procter & Gamble finance leader:  co-authors of: Stop Avoiding Your … Read more The post Most Small Businesses Have Accounting, Few Have Financial Leadership appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.

AI in Marketing: Unpacked
Stop Losing $30K a Month Per Rep: The AI Sales Enablement Playbook with Vernon Ross

AI in Marketing: Unpacked

Play Episode Listen Later Jun 14, 2026 38:22


If your top reps are stuck training new hires instead of closing deals, this AI sales enablement playbook will help. Enterprise seller Vernon Ross joins Mike Allton to show how to scale your best performers' knowledge without stealing their selling time, and why that "teaching jail" is quietly costing you around $30K a month per rep. Vernon has carried quota, closed enterprise deals, and built the AI training tools that make other sellers faster. Inside, he shares the one diagnostic question that finds your highest-ROI automation, why AI pilots die the moment they add friction instead of removing it, and how he uses NotebookLM, private podcasts, and voice cloning to cut top-rep onboarding from 30 hours down to 10. He and Mike also get tactical on where AI belongs inside a MEDDPICC deal, how to tie content consumption to real revenue, and the one automation any team can build this quarter without a six-figure budget. Vernon Ross drove 75 to 85% increases in new client acquisition at a 32% conversion rate, closed deals with Procter & Gamble, GE, and AT&T, and has generated over $500,000 in enterprise SaaS sales. As president of Vernon Ross Consulting and an enterprise podcaster, he now advises Fortune 1000 companies on AI-driven learning. The hard truth: you cannot clone your top performers. So you stay stuck in an endless loop of manual knowledge transfer while your competitors build AI-powered learning engines that run around the clock. This episode is how you break the loop. Still letting shadow AI run unmanaged on your sales floor? Download the free Executive Guide to Shadow AI at theaihat.com/shadow-ai. Chapters: 00:00 Top Rep Pain Points 00:59 Podcast Theme Intro 02:08 Show Mission Setup 03:15 Guest Vernon Ross 05:11 Sales Enablement Gap 07:34 AI Adoption That Sticks 10:58 AI Hosted Training Podcasts 13:46 NotebookLM And Voice Clones 16:28 MEDDPICC With AI 18:52 Onboarding Without Teaching Jail 21:25 Shadow AI Sponsor Break 22:33 Measuring Podcast ROI 28:38 Fast Time To Value 30:37 Compliance And Risk 33:48 First Automation To Build 36:34 Where To Find Vernon 37:18 Final Wrap Up Resources: Vernon Ross: linkedin.com/in/vernonross | vernonross.com | enterprisepodcaster.com | aiplanner.com Mentioned in this episode: Wondercraft.ai, Google NotebookLM, Wispr Flow, ZoomInfo, Apollo, HubSpot, Otter.ai, Claude Code, Gemini, Supporting Cast, MEDDPICC Connect with Mike Allton: linkedin.com/in/mikeallton | Newsletter theaihat.com/newsletter | Podcast theaihat.com/podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Leading Saints Podcast
Part 2: What Leaders Can Learn From the People Who Are Leaving the Church | An Interview with Jeff Strong

Leading Saints Podcast

Play Episode Listen Later Jun 13, 2026 72:57


This is a follow-up conversation. Listen to the first episode here. Jeff Strong worked nearly 30 years in the consumer products industry as a senior executive at Procter & Gamble and global president and chief customer officer at Johnson & Johnson. He then taught in the Marriott School of Business at Brigham Young University and worked as an advisor to the Church before serving as a mission leader in the Arkansas Bentonville Mission. Jeff has since spent several years doing research on why people are leaving the Church. He recently published the book Torn: Why People We Love Are Leaving the Church and What We Can Learn from Them. Jeff lives in Midway, Utah, and stays busy with a little lavender farm, some business consulting, and enjoying family. Links Torn: Why People We Love Are Leaving the Church and What We Can Learn from Them Part 1: What Leaders Can Learn From the People Who Are Leaving the Church | An Interview with Jeff Strong What to Say When Loved Ones Leave the Church | An Interview with Jeff Strong and Joseph Grenny The Data Behind Church Culture | An Interview with Jeff Strong TornByJeffStrong.com Instagram: @tornbyjeffstrong Facebook Watch the video and share your thoughts in the Zion Lab community Transcript available with the video in the Zion Lab community Highlights In this follow-up episode, Kurt and Jeff discuss the complexities of faith transitions. The conversation focuses on the four stages individuals typically experience when questioning their faith and the cultural imbalances that can affect their sense of belonging. 00:02:18 – Understanding Faith Transitions 00:05:23 – Four Stages of Faith Transition 00:09:01 – Intensive Seeking Phase 00:10:19 – Relational Breaking Stage 00:12:47 – Importance of Conversations in Faith Transitions 00:13:35 – Embracing Different Perspectives 00:18:00 – Role Play: Navigating Faith Questions 00:20:10 – The Need for New Thinking 00:24:29 – Cultural Imbalances in the Church 00:30:34 – Hard and Unyielding Soil 00:39:51 – Shallow Stony Soil: Growth vs. Sanctuary 00:44:08 – Balancing Sanctuary and Transformation Key Insights Four Stages of Faith Transition: Individuals often go through integrity disruption, permission to question, intensive seeking, and relational breaking. Each stage reflects a different aspect of their journey as they navigate doubts and seek understanding. Cultural Imbalances: Jeff identifies four cultural imbalances in the Latter-day Saint community, including hard and unyielding soil versus acceptance, and sanctuary versus transformation. These imbalances can alienate individuals who feel their beliefs or experiences do not align with community expectations. Importance of Acceptance: Acknowledging and validating the experiences of those questioning their faith is crucial. Leaders should create an environment where individuals feel safe to express doubts without fear of judgment or ostracism. Nourishment vs. Protection: The conversation emphasizes the need for a balance between the protective aspects of church culture and the nourishing elements that foster growth and transformation. Leaders should focus on providing spiritual nourishment to help individuals thrive. Role of Conversations: Open and supportive conversations can significantly impact whether individuals choose to stay within the faith community. Leaders should approach discussions with empathy and understanding, recognizing the importance of relational dynamics. Leadership Applications Foster Open Dialogue: Encourage open discussions about faith and doubts within congregations. Create safe spaces where members can share their experiences without fear of being labeled or judged. Balance Protection and Nourishment: Strive to create a culture that values both adherence to standards and the acceptance of diverse beliefs and experiences. This balance can help retain members who may feel marginalized. Supportive Leadership: Leaders should model vulnerability by sharing their own faith journeys and struggles. This approach can help normalize the questioning process and foster a sense of community and belonging among members. The award-winning Leading Saints Podcast is one of the top independent Latter-day Saints podcasts as part of nonprofit Leading Saints’ mission to help Latter-day Saints be better prepared to lead. Find Leadership Tools, Courses, and Community for Latter-day Saint leaders in the Zion Lab community. Learn more and listen to any of the past episodes for free at LeadingSaints.org. Past guests include Emily Belle Freeman, David Butler, Hank Smith, John Bytheway, Reyna and Elena Aburto, Liz Wiseman, Stephen M. R. Covey, Benjamin Hardy, Elder Alvin F. Meredith III, Julie Beck, Brad Wilcox, Jody Moore, Tony Overbay, John H. Groberg, Elaine Dalton, Tad R. Callister, Lynn G. Robbins, J. Devn Cornish, Bonnie Oscarson, Dennis B. Neuenschwander, Kirby Heyborne, Taysom Hill, Coaches Jennifer Rockwood and Brandon Doman, Anthony Sweat, John Hilton III, Barbara Morgan Gardner, Blair Hodges, Whitney Johnson, Ryan Gottfredson, Greg McKeown, Ganel-Lyn Condie, Michael Goodman, Wendy Ulrich, Richard Ostler, and many more in over 800 episodes. Discover podcasts, articles, virtual conferences, and live events related to callings such as the bishopric, Relief Society, elders quorum, Primary, youth leadership, stake leadership, ward mission, ward council, young adults, ministering, and teaching.

The Motherhood Podcast with Michelle Grosser
462 - The 3-Part Model That Frees Up Hours in Your Week (Without Dropping a Single Ball)

The Motherhood Podcast with Michelle Grosser

Play Episode Listen Later Jun 12, 2026 48:10


You do all of it because that's what a good mom does. The schedule, the meals, the work, the everything. But somewhere between holding it all and doing it right, the enjoying part quietly disappeared.This episode gives you a 3-part model that frees up real hours in your week without dropping a single ball. Not another productivity hack. A different way of deciding what's actually yours to carry.Cherylanne Skolnicki left a 15-year executive career at Procter and Gamble after realizing she was climbing a ladder leaning against the wrong wall. She's spent the last 14 years teaching thousands of high-achieving women how to play big at work and at home while protecting time for themselves. In this conversation, she hands over the playbook.What You'll LearnThe 3-part model for freeing up hours this weekThe Goldilocks job trap: why the perks are keeping you stuckWhy balance is not a pie chart - the reframe that makes it actually achievableWhy staying locked in your masculine energy is exhausting youThe household shift that ends the asking-for-help cycle foreverResources MentionedThe Momentum Playbook (free): https://brilliant-balance.com/momentumFind Cherylanne on IG: @cskolnicki @brilliant_balanceMichelle's episode on the Brilliant Balance podcast--Join The Capacity Method (we start June 15th!) -> Check it out HERE--

Inside Personal Growth with Greg Voisen
Podcast 1329: Venture Mode: Escape the Administration Trap by Finding and Unleashing Entrepreneurial Leaders by Hunter Hastings

Inside Personal Growth with Greg Voisen

Play Episode Listen Later Jun 12, 2026 38:01


In this podcast, Greg Voisen sits down with lifelong entrepreneur, venture capitalist, and author Hunter Hastings to dismantle the biggest sacred cow in modern business education: the MBA. If you've ever felt suffocated by endless corporate reporting, rigid five-year strategic plans, or red tape that stalls brilliant ideas, you are likely stuck in the "administration trap." Hastings, co-author of Venture Mode: Escape the Administration Trap by Finding and Unleashing Entrepreneurial Leaders, reveals how modern corporations and business schools have mistakenly turned potential trailblazers into process-focused bureaucrats. Drawing on radical principles of Austrian economics and hard-earned wisdom from Silicon Valley to Procter & Gamble, this conversation flips traditional corporate hierarchy on its head, advocating for a relentless obsession with the true boss of any business: the consumer.

How to Trade Stocks and Options Podcast by 10minutestocktrader.com
CPI Inflation is RISING and it's CRUSHING Your Tech Stocks!

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Play Episode Listen Later Jun 10, 2026 8:50


Inflation just came in hotter than expected... and some of the market's biggest winners are suddenly looking a whole lot weaker.For months, tech stocks seemed unstoppable. Names like Nvidia, Apple, Microsoft, Broadcom, and Palantir led the charge higher. But with CPI climbing back above 4%, rising rate hike expectations, and fresh sell signals appearing across the market, the story may be changing fast.In this video, we break down what the latest inflation report means for investors, why money is rotating out of high-growth tech stocks, and where smart money appears to be moving next.You'll also see several stocks flashing warning signs and a few surprising opportunities showing strength despite market weakness.✅ Why higher inflation could pressure tech stocks even more✅ The latest sell signals appearing across major market leaders✅ What the CME FedWatch Tool is revealing about future interest rates✅ Why consumer defensive stocks are suddenly outperforming✅ Buy signals emerging in stocks like Procter & Gamble, Church & Dwight, and US FoodsWhile everyone is chasing the hottest stocks, the biggest opportunities often show up where nobody is looking. If inflation remains elevated and market conditions continue to shift, defensive sectors could become one of the most important areas to watch.Stay ahead of market trends with OVTLYR and discover where capital may be flowing before the crowd catches on.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

The Investor Professor Podcast
Ep. 190 - SpaceX Part 1

The Investor Professor Podcast

Play Episode Listen Later Jun 8, 2026 20:27


In Episode 190 of The Investor Professor Podcast, we break down one of the biggest market stories of the week: the highly anticipated SpaceX IPO. With a potential valuation near $1.8 trillion, investor excitement is sky-high, but so are the risks. We discuss why massive private-company IPOs like SpaceX, Anthropic, and OpenAI could pull money away from existing stocks, how IPO lockups and insider selling windows can create future buying opportunities, and why investors should avoid letting FOMO drive day-one decisions.We also unpack the market's worst day of the year, the impact of a stronger-than-expected jobs report, rising oil prices, and what all of it means for Fed rate cuts. Then we revisit beta in simple terms, explaining how investors can balance high-growth, high-volatility stocks with steadier names like Procter & Gamble, Coca-Cola, or AT&T to build a portfolio they can actually stick with. As always, the message is clear: be patient, understand valuation, and don't mistake activity for achievement.*This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security. Rydar Equities, Inc. does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstances.  Past performance is no guarantee of future results.

Keys To The Shop : Equipping the Coffee Retail Professional
608: The Best Behaviors for Building Resilient Cafe and Roastery w/ Tracy Allen of Brewed Behavior Consulting

Keys To The Shop : Equipping the Coffee Retail Professional

Play Episode Listen Later Jun 2, 2026 63:44


Our businesses are the results of the small and large decisions we make over the years. It is our behavior in the business that ultimately determines the success and Impact we can realize. Some have said that the 4th wave is ,marked by more passionate coffee balancing that passion with good business practice and strategy.  Today will be talking with someone who has been hugely influential in teaching solid and sustainable business behavior to countless coffee professionals and companies world wide.  I happy to welcome Tracy Allen to the show!   Tracy Allen founded Brewed Behavior, a global consulting and education firm dedicated to advancing the specialty coffee industry worldwide in 2008. Through Brewed Behavior, Tracy has trained and advised hundreds of coffee professionals, roasters, café owners, and organizations across multiple continents. His consulting work focuses on elevating bean quality, optimizing operations, developing world-class training programs, and preparing teams for top-level competition. With more than 30 years of hands-on experience, Tracy brings unmatched depth to his clients. His journey began as a passionate home roaster in the 1990s, followed by roles as Beverage Specialist at Procter & Gamble (Millstone and Folgers), Operations Manager for a Kansas City roaster, and Co-Owner of Zoka Coffee Roaster & Tea Company in Seattle. At Zoka, he helped establish the company as a leader in both quality and barista training — with its baristas consistently ranking among the top in U.S. Barista Competitions. Today, Tracy channels this extensive expertise through Brewed Behavior to help clients worldwide achieve excellence. He is the last full-term President of the SCAA and Founding Chair of the WBC Rules & Regulations Committee. He has been a certified U.S. and World Barista Competition judge, an SCA Certified Cupper, a certified Q Grader and Instructor, and a three-time "Super Taster." Through Brewed Behavior, Tracy Allen continues to shape the future of specialty coffee on a global scale.  We Cover:  Understanding Business and Passion in Coffee The Importance of Financial Discipline Navigating Growth and Corporate Culture Consumer Behavior and Coffee Trend Best Practices for Long-Term Success Developing Financial Acumen The Importance of Financial Discipline Navigating Projections and Inventory Management Understanding Market Dynamics and Unique Value Propositions Links:  www.brewedbehavior.com      KEYS TO THE SHOP ALSO OFFERS 1:1 CONSULTING + COACHING! If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email  chris@keystothshop.com of book a free call now:  https://calendly.com/chrisdeferio/30min    Related episodes:    576: Financial Stability Using Profit First for Coffee Businesses w/ Kim Logsdon of Caffeinate Your Cash 447: Understanding the Business of Coffee w/ Maxwell Colonna-Dashwood 022 : Founder Friday w/ Colin Harmon of 3fe Coffee, Dublin Ireland & Author of the new book, "What I know About Running Coffee Shops" 283 : 5 Bad Reasons to Open a Coffee Shop SHIFT BREAK! Become Immune to Fear-Based Coffee Marketing 327: Founder Friday! w/ Phuong Tran of Lava Java 489: Tips for Creating a Resilient Cafe 223 : Building a Financially Resilient Business w/ Andrew Carroll  

Artificial Intelligence in Industry with Daniel Faggella
Human-Centered AI Development Strategies for CPG Leaders - with Shaje Ganny of Procter & Gamble

Artificial Intelligence in Industry with Daniel Faggella

Play Episode Listen Later Jun 2, 2026 29:58


A widening gap has emerged between the speed of AI innovation and the ability of large enterprises to deploy it responsibly, leading many organizations to repeat avoidable mistakes in scaling. In this episode, Shaje Ganny, Author, Guest Lecturer, TEDx Speaker, and Digital Transformation Director at Procter & Gamble, joins Matthew DeMello to examine how leaders can ground AI adoption in clear business value and human-centered operational design. The discussion highlights practical considerations for evaluating AI through its impact on the company, the consumer, and the surrounding workforce community, and the executive education and policy foundations required to move from pilots to reliable enterprise deployment. Emerj works with a select group of AI vendors to reach Fortune 500 decision makers through research, media, and direct access.  If you want to be considered, download our media kit at http://emerj.com/AD1

Connect Inspire Create
How To Reinvent Yourself With One Tiny Step A Day with Lorie Kleiner Eckert

Connect Inspire Create

Play Episode Listen Later Jun 2, 2026 27:58 Transcription Available


Perfectionism has a sneaky way of turning a perfectly good life into a project you can never finish. I sit down with author, fiber artist, and motivational speaker Lorie Kleiner Eckhert to talk about reinvention, resilience, and the moment you decide that “good enough” is not failure, it's freedom. Lorie's newest book, Chai On Life (a playful nod to “chai,” the Hebrew word for life), becomes our jumping-off point for how to move through big transitions with more self-trust and less self-criticism.We get practical and personal: why many of us wait decades to give ourselves permission to do what makes us happy, what divorce and midlife singlehood taught Lorie about independence, and how a complicated “perfect” chicken soup recipe captures the problem with overthinking everything. Lorie also shares how quilts became her visual storytelling tool on stages from PTAs to Procter & Gamble, and why returning to simpler, more durable creativity helped her come back to herself.If you're feeling stuck, Lorie offers a clear two-step reinvention plan: keep your healthy daily routine even when you're hurting, then take one tiny step a day toward your new life and write it down in an accountability log. We also normalize therapy and counseling as ongoing emotional support, not a last resort, and we end with a favorite idea: being “flawsome” and giving yourself credit for the brave next step.Subscribe for more conversations on personal growth, mental fitness, creativity, and navigating life transitions, then share this with a friend who needs a little lift and leave a review so more people can find us. What's one tiny step you'll take today?Connect with Lorie HEREHer newest book, Chai on Life, is available at Amazon and anywhere quality books are sold. Let me know what you'd like to hear more about on the showSupport the showI'm Carol Clegg, your host, an accountability coach and curious conversationalist inviting guests from a wide range of backgrounds to share insights on how they live, think, and navigate change.If you enjoy reflection, fresh perspectives, and honest dialogue, this space is for you.If you'd like to experience this work in community, I host a complimentary monthly Accountability Circle  a supportive space to pause, gain clarity, and choose a gentle next step forward. More info at https://carolclegg.com/accountabilitycircleFor those ready for deeper, more consistent support, I also offer a 90-day Accountability Package, designed to help you move from scattered ideas to steady, sustainable momentum.You can learn more at carolclegg.comLet's connect on LinkedIn and Instagram, or join my LinkedIn Group Flourish: A Community for Women Business Owners

HR Leaders
How to Build a Future-Ready Talent Strategy in 2026

HR Leaders

Play Episode Listen Later May 25, 2026 29:10


In this episode of our On The Road series, we sit down with Laura Mattimore and Lucia Suarez from Procter & Gamble to explore how one of the world's most iconic companies is redesigning talent for the AI era.Laura leads global talent across P&G's enterprise talent systems, including hiring, learning, leadership development, workforce planning, and talent strategy. Lucia leads talent development, talent management, analytics, insights, employee experience, and transformation within that broader talent agenda.Their message is clear: AI is not just a technology shift. It is a work, culture, skills, and employee experience shift. For P&G, the opportunity is not to replace the human, but to build around human plus AI, with HR playing a central role in redesigning how work gets done.

Big O Radio Show
Welt and Rheaume Miami Dolphins Report 5-22-2026

Big O Radio Show

Play Episode Listen Later May 22, 2026 30:20


David Furones in our Miami Dolphins Report discuss Free agent possibilities, New contracts for Brooks and Brewer, the issue with Procter and plan, Achane deal and more

The Stacking Benjamins Show
Mrs. Dow Jones on How to Become a Future Rich Person (Without Giving Up Your Life) SB1835

The Stacking Benjamins Show

Play Episode Listen Later Apr 29, 2026 63:39


Haley Sacks didn't grow up knowing what a 401k was. She was nannying for a kid named Winthrop on the Upper East Side, doing comedy at night, and getting paid cash under the table. Then she sat in an HR meeting and her eyes glazed over -- and she decided that was the last time she'd be caught unprepared with her own money. Today she's Mrs. Dow Jones, with millions of followers and a new book. The basement finally got her in the chair, and she did not hold back.What You'll Walk Away WithThe "future rich person" framework -- what separates people quietly building wealth from everyone else performing itWhy the biggest wealth trap isn't overspending -- it's the psychological pull of looking rich before you areHow automation is the real secret behind Haley's path to millionaire status -- and why willpower alone was never going to get her thereThe action movie analogy that finally makes the debt-versus-investing debate make sense -- and which one you tackle firstWhy your fixed expenses might be the actual problem -- and the two levers you can pull when the math doesn't workThe "money date" habit that keeps Haley on track -- and how to make it something you'll actually do every monthWhat a mise en place approach to your finances looks like -- and the four accounts every future rich person needs in place before anything elseWhy cutting spending has a floor but earning more doesn't -- and how to think creatively about your income ceilingThe mortgage volatility conversation hiding in this episode -- including OG's take on where rates actually belong historically and why "date the rate" might be the most useful three words in real estate right nowWhy comparison is derailing more financial plans than bad investments ever couldWhy This Matters NowIf you're in your 40s and you still feel like the millionaire milestone belongs to someone else's story -- someone who started earlier, earned more, or just had better instincts -- this episode is a direct challenge to that belief. Hailey Sacks didn't have better instincts. She had a glazed-over HR meeting and a determination not to be caught unprepared twice. The foundation she built after that moment is exactly what she walks through today.From the BasementMrs. Dow Jones herself -- Haley Sacks -- finally makes it down the stairs and does not disappoint. Joe and OG close the episode with a Wall Street Journal headline on mortgage rate volatility and what it actually means for anyone trying to buy, move, or refinance right now. OG lands what may be the cleanest take of the season: when should you borrow money? When you need to borrow money. Doug arrives with Dow Jones trivia about the longest-tenured company in the index, which turns out to have been added in 1932 and is hiding in plain sight on every household shelf. Whether the basement scoreboard had anything to do with Procter & Gamble is a question best answered with your earbuds in.Resources MentionedFuture Rich Person by Haley Sacks (Mrs. Dow Jones) -- pre-order with $700 in bonuses at mrsdowjones.com/book; releases May 12thMrs. Dow Jones on Instagram and YouTube -- @MrsDowJonesMrs. Dow Jones podcast -- Financial TherapyWall Street Journal mortgage volatility article by Veronica Dagher and Ben Eisen -- linked at stackingbenjamins.comStacking Benjamins Vault -- stackingbenjamins.com/vaultStacking Benjamins Meetups -- stackingbenjamins.com/badStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.