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Enjoying our award-winning podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. podcast@pensionbee.com On this special bonus episode of The Pension Confident Podcast, we look at different relationships and the impact they can have on your finances. Whether you live with a friend, are married or going through a separation, these tips are for you. From property and prenups to credit scores, find out what they all mean for your current relationship status. In this episode, we hear from: This Girl Talks Money Founder, Ellie Austin-Williams; Director (VP) Public Relations at PensionBee, Becky O'Connor; Barrister, Mediator and Family Arbitrator, and a Spokesperson for free legal assistance charity, Advocate, Paul Infield; Personal Finance Expert and Founder of Mrs MummyPenny, Lynn Beattie; Founder of financial literacy platform All Things Money, Ola Majekodunmi; CMO at PensionBee, Jasper Martens; Financial Times Consumer Editor, Claer Barrett; and Head of Communications at the Financial Services Compensation Scheme (FSCS), Emma Barrow. Episode Breakdown: 00:58 Moving in with someone who owns a property 03:05 Pensions and divorce 05:29 Prenups and postnups 07:05 Why it's important to talk about money 07:58 Pension beneficiaries 09:03 Credit scores and relationships. Read the episode transcript. Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
Patti's guests today are the Recombobulation Area's Dan Shafer, Becky O'Connor of Banging Gavel Brews (promoting their New Year's Eve Party at Vogt Boathouse), and Tom Appel of Consumer Guide Automotive.
We're thrilled to announce that the series has won two Lovie Awards! We were recognised in both the ‘Best Series' and ‘Best Branded Podcast or Segment' categories. A big thank you to everyone who voted for us! If you didn't get the chance to vote, why not tell us what you think by giving us a review and a rating? As always, you can send your suggestions and feedback to: podcast@pensionbee.com On this special bonus episode of The Pension Confident Podcast, we've rounded up some of the best pension tips our guests have shared so far. From choosing the best time to withdraw from your pension to making the most of tax relief, hear important pension topics discussed by experts including: PensionBee's CEO; Romi Savova; Financial Times Consumer Editor; Claer Barrett; PensionBee's Chief Engagement Officer; Clare Reilly; Money to the Masses Founder; Damien Fahy, PensionBee's Head of Product; Martin Parzonka; Pensions and Lifetime Savings Association Head of Media Relations; Mark Smith; PensionBee's VP Brand and Communications; Rachael Oku; This Girl Talks Money Founder; Ellie Austin-Williams; and PensionBee's Director (VP) Public Relations; Becky O'Connor. Episode Breakdown: 00:42 Getting started with your pension 01:51 Parental leave and pensions 02:52 Pension beneficiaries and tax 03:22 Your pension and the cost of living crisis 03:49 Taking your pension 04:36 Moving your pension pots 05:23 Pensions vs. ISAs. Read the episode transcript. Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn.
We're thrilled to announce that the series has won two Lovie Awards! We were recognised in both the ‘Best Series' and ‘Best Branded Podcast or Segment' categories. A big thank you to everyone who voted for us! If you didn't get the chance to vote, why not tell us what you think by giving us a review and a rating? As always, you can send your suggestions and feedback to: podcast@pensionbee.com Renting has been a hot topic of debate throughout the cost of living crisis - and with good reason. The cost of privately renting a home has risen every month since November 2021, with the average price now 12% higher than this time last year. In this episode we take a look at the reasons behind this, what your rights are as a tenant or a landlord, and what needs to change to improve the housing market for everybody. Helping us to do so with their expertise are: Policy Officer for Shelter; Jenny Lamb; Deputy Editor for Property at The Times ; David Byers, and Director (VP) Public Affairs for PensionBee; Becky O'Connor. Episode Breakdown*: 02:49 Recent national rental increases 03:35 How much are we spending on rent? 04:18 Housing supply and demand 06:05 Evictions and homelessness* 10:01 The impact on our other finances 11:18 The impact on older renters 13:24 Property as an alternative to a pension 15:54 Your rights as a tenant or landlord 18:36 Where to go if you're struggling to pay 21:42 The Renters (Reform) Bill 24:50 Affordable housing. * We talk about Section 21 notices in this episode, but wanted to give you a clear explanation of what they are. A Section 21 notice can be used if a landlord wants their tenant to leave a property that they own. A landlord can only serve you this notice if your fixed-term tenancy has come to an end or if you're in a periodic tenancy, but they don't need a reason to make you leave. A landlord must give you at least two months' notice to vacate the property. At the end of that period, if you haven't left the property, the landlord can start the formal court process to formally evict you. This usually takes a number of weeks and could result in a court order that forces you to leave the property. You can see all the rules around Section 21 notices on gov.uk. If you've been served a Section 21 notice, you can see what your rights are on the Citizens Advice website. Further reading: For more information on the key issues surrounding the home rental market, check out these resources. Episode 22 transcript Why has renting got so expensive? Renters (Reform) bill (UK Parliament) Emergency grants, loans and money help (Shelter) Discretionary Housing Payments (Gov.uk) Council Tax Reduction (Gov.uk) Benefits calculator (Turn2us) Grants search (Turn2us) Housing issues (Citizens Advice) First-tier tribunal (Gov.uk). Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Threads, Instagram, TikTok, Facebook and LinkedIn. Follow @sheltercharity on X (@Shelter), Instagram, TikTok, Facebook and LinkedIn. Follow Jenny on LinkedIn. Follow David on X and LinkedIn.
This episode of Big Blend Radio's 2nd Thursday “New Mexico Bed & Breakfast Association” Show features Becky O'Connor, co-owner of Casitas del Gila Guesthouses, which is nestled in the beautiful high-desert of Southwestern New Mexico. From hiking, bird and wildlife watching to scenic drives, festivals, art galleries, restaurants, and museums, hear about the fall events and activities you can experience in southwest New Mexico.WATCH THIS PODCAST ON YOUTUBE: https://youtu.be/oqicHuuk24k A Stress-Free Zone, Casitas de Gila is located on a 265-acre nature preserve overlooking the Gila Wilderness. Five sparkling guesthouses complete with kitchen and fireplace. Wildlife, dark skies, wifi, hot tub, vistas, silence await you near Silver City. More: https://www.casitasdegila.com/ Stay New Mexico True and Visit: https://www.nmbba.org/ Hosted on Acast. See acast.com/privacy for more information.
This episode of Big Blend Radio's 2nd Thursday “New Mexico Bed & Breakfast Association” Show features Becky O'Connor, co-owner of Casitas del Gila Guesthouses, which is nestled in the beautiful high-desert of Southwestern New Mexico. From hiking, bird and wildlife watching to scenic drives, festivals, art galleries, restaurants, and museums, hear about the fall events and activities you can experience in southwest New Mexico.WATCH THIS PODCAST ON YOUTUBE: https://youtu.be/oqicHuuk24k A Stress-Free Zone, Casitas de Gila is located on a 265-acre nature preserve overlooking the Gila Wilderness. Five sparkling guesthouses complete with kitchen and fireplace. Wildlife, dark skies, wifi, hot tub, vistas, silence await you near Silver City. More: https://www.casitasdegila.com/ Stay New Mexico True and Visit: https://www.nmbba.org/ Hosted on Acast. See acast.com/privacy for more information.
This episode of Big Blend Radio's 2nd Thursday “New Mexico Bed & Breakfast Association” Show features Becky O'Connor, co-owner of Casitas del Gila Guesthouses, which is nestled in the beautiful high-desert of Southwestern New Mexico. From hiking, bird and wildlife watching to scenic drives, festivals, art galleries, restaurants, and museums, hear about the fall events and activities you can experience in southwest New Mexico. WATCH THIS PODCAST ON YOUTUBE: https://youtu.be/oqicHuuk24k A Stress-Free Zone, Casitas de Gila is located on a 265-acre nature preserve overlooking the Gila Wilderness. Five sparkling guesthouses complete with kitchen and fireplace. Wildlife, dark skies, wifi, hot tub, vistas, silence await you near Silver City. More: https://www.casitasdegila.com/ Stay New Mexico True and Visit: https://www.nmbba.org/
APPLY NOW FOR THE MILLION DOLLAR CLIMB MASTERMIND FOR FAITH BASED WOMEN! WE ARE OPEN! In this empowering show, we dive into the incredible story of Becky O'Connor, a remarkable woman who embarked on an awe-inspiring weight loss journey. Becky shares her personal struggles, her triumphs, and strategies she employed to shed an impressive 147LBS. From battling the emotional eating, to finding the motivation to make sustainable lifestyle changes, her story will inspire and motivate you to take charge of your own health and well being. IN THIS EPISODE, WE TALK ABOUT: The turning point that sparked her decision to embark on this weight loss journey. Overcoming obstacles and facing self doubt. The power of mindset and setting realistic goals that can make a significant impact. Sustainable habits: we explore the healthy lifestyle changes that helped Becky n to only lose weight, but maintain her progress in the long run. The importance of community support and how it made all the difference! If you have ever struggled with your weight in this way and need help, email me right away for details of the program Becky used: kelleytyanfit@gmail.com) As you listen in, today can be your day to make signaificant changes in your own health. Life is full of beauty and God wants you to feel your absolute best. Your body is a temple, so it's time to stop making excuses and learn how to get healthy once and for all. Becky is going to inspire you to step out of comfort, and get started! Follow and Connect with Becky on social media: Facebook: Becky O'Connor Instagram: Rebecca O'Connor FOLLOW KELLEY! Linkedin Instagram Join the Inner Circle Membership of Addicted to the Climb! Thank you for being here I appreciate you and never stop climbing higher!
Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com On this very special edition of The Pension Confident Podcast, we come to you from White City in London with our first recording in front of a live audience! And this time it's all about the battle of the financial titans; pensions vs. ISAs. With the help of polling data from our listeners, we take a look at how many of us are making the most of these financial products and which should take priority at different stages in our lives. Sharing their insights, and giving their tips on maximising the benefits of both your pensions and ISAs are our expert panel: Financial Times Consumer Editor, Author and Host of the Money Clinic; Claer Barrett Founder of the Money To The Masses website and podcast; Damien Fahy Financial Expert, Author and Host of The Conversation of Money; Peter Komolafe PensionBee's Director (VP) Public Affairs; Becky O'Connor. * If you'd like to read Claer's book; What They Don't Tell You About Money, and The Money Basics by Peter, both are available for purchase now! Episode Breakdown: 03:23 How much are people saving into pensions? 06:18 How ISAs work 11:00 When you can take your pension 13:24 Making the most of pensions and ISAs 15:29 Common mistakes people make with ISAs 21:50 Saving when you're self-employed 24:37 Priorities when nearing retirement 28:40 Leaving money for loved ones 31:15 Audience Q&A. Further reading: Make the most of your savings with the help of these articles from PensionBee. Episode 17 transcript Guide to Lifetime ISAs and pensions Pension pot or cash savings - which is best? Can I cash in my pension? How much income do you need in retirement? How much can I pay into a pension each year? Making pension contributions The UK Pension Landscape When is the best time to take your pension? Your guide to savings funds Other useful resources: How ISAs work (gov.uk) Cash ISAs (Money Helper) Stocks and shares ISAs (Money Helper) Junior ISAs (gov.uk) Retirement Living Standards (PLSA) Peter Komolafe: Three ISA mistakes everyone is making (YouTube) Cash Isa rules and allowances (Which) Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow Claer @ClaerB on X, Instagram, TikTok and LinkedIn, Damien @MoneytotheMasses on X, TikTok, Instagram, Facebook, YouTube and LinkedIn and Peter @ConversationOfMoney on X, Instagram, YouTube, LinkedIn and TikTok.
Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com Welcome to the latest edition of The Pension Confident Podcast, we hope that listening's one of the many good things that happen to you today! This time we're looking at impact investing; what it is, why it's important and how it can be used to drive environmental and social change whilst saving for your retirement. You might already be vegetarian or buying fairtrade products; volunteering or cutting down on flying. But what if you could make your biggest impact simply by looking into where your money's invested? It's called impact investing, and helping us to understand what it is and how it can drive change are: Campaign Director for Make My Money Matter; David Hayman Partnerships Director at Huddlecraft and Lead for Money Movers; Anneka Deva PensionBee's Chief Engagement Officer; Clare Reilly. Episode Breakdown: 01:15 What's the goal of impact investing? 05:50 Making an impact on environmental and social issues 08:41 How individuals can make an impact with their money 15:58 What demographics are interested in impact investing? 18:08 The PensionBee Impact Plan 20:12 How much does it cost and what returns will you get? 25:31 What's next for impact investing? *A small caveat to say we were close with a stat, but not quite correct. The amount of Financial Advisors who are women is actually 17% rather than the 16% stated. Further reading: You'll find plenty of impactful information on the PensionBee website and YouTube channel. Episode 16 transcript PensionBee's Impact Plan Who are the top 20 companies in the Impact Plan? Impact Plan Company Spotlight - Bank Rakyat What makes the Impact Plan different to the Fossil Fuel Free Plan? How's the Impact Plan different from other plans on the market? What are UN SDGs and why do we have them? Does socially responsible investing make financial sense? An Introduction to the PensionBee Impact Plan Other useful resources: Money Movers Make My Money Matter (MMMM) Green my pension (MMMM) Sustainability labels (FCA) UN Sustainable Development Goals Place Based Impact Investing (The Good Economy) Come and see us live! On Thursday 4 May we'll be recording our first ever episode in front of a live studio audience and we'd love for you to join us. We'll be at White City Place in London from 6:30pm to discuss whether your money's better off in a pension or an ISA. You'll also have the chance to get your questions answered by our expert panel: Founder of Money To The Masses; Damien Fahy Consumer Editor of the Financial Times and presenter of the Money Clinic Podcast; Claer Barrett Financial Expert and Host of The Conversation of Money Podcast; Peter Komolafe Director (VP) Public Affairs at PensionBee; Becky O'Connor. Tickets are absolutely free, so if you'd like to attend - just click here. Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow @MakeMyMoneyMatter on X, YouTube, Instagram, TikTok, LinkedIn and Facebook and @WeAreMoneyMovers on Instagram.
Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com A fond welcome to the 15th episode of The Pension Confident Podcast. This time, we're discussing how financial institutions can be more inclusive of those who might be more vulnerable when it comes to their finances. ‘Levelling up' seems to be the buzz phrase of the moment. But what does that actually mean in practice? You may have fallen behind financially due to where you live, or maybe the system or service you're using just simply isn't designed for someone with your set of circumstances. That could be your ethnicity, religion, gender, age or something else entirely. Helping us to ‘level up' and discuss how we achieve financial inclusion are: CEO of Bloom Money; Nina Mohanty Head of Communications at the Financial Services Compensation Scheme (FSCS); Emma Barrow PensionBee's CDO; Matt Loft. Episode Breakdown: 01:53 When we've felt excluded 04:42 Who's likely to be financially excluded? 06:37 Those who choose not to use financial services 08:37 Accessibility to technology and in-person banking 14:29 Low credit scores 20:08 Low income and insurance 22:01 What the government and industry should do to help *We thought it would be helpful to highlight our sources for some of the key stats we mentioned in this episode: We say there are about 3 million Muslims living in the UK. According to the latest census, the actual number is 3.87 million. We say there are around 11,000 Post Offices in the UK. The precise number is 11,635. We talk about plans for 28 new ‘shared banking hubs'. There are actually plans to open 38 more of these. We were 1% off on the difference between the average amount in men's and women's pension pots. Our data shows that men have 39% more in their pots, on average, than women. Further reading: Need a little extra help to level up? Then check out these articles from PensionBee. Episode 15 transcript The importance of financial inclusion How PensionBee's supporting vulnerable customers What is pension poverty? Under-pensioned: finding disability support Recovering mental health and recovering finances How can I make my money Shariah-compliant? How can we improve financial health amongst women? How are pensions affected by wealth inequality? Other useful resources: Responsibility in design: designing products for accessibility, disability and neurodiversity (YouTube) How to check your credit report (Money Helper) FSCS Bloom Money OneBanx Plain English Campaign Plain Numbers Progress Together Levelling Up the United Kingdom (Government white paper) Come and see us live! On Thursday 4 May we'll be recording our first ever episode in front of a live studio audience and we'd love for you to join us. We'll be at White City Place in London from 6:30pm to discuss whether your money's better off in a pension or an ISA. You'll also have the chance to get your questions answered by our expert panel: Founder of Money To The Masses; Damien Fahy Consumer Editor of the Financial Times and presenter of the Money Clinic Podcast; Claer Barrett Financial Expert and Host of The Conversation of Money Podcast; Peter Komolafe Director (VP) Public Affairs at PensionBee; Becky O'Connor. Tickets are absolutely free, so if you'd like to attend - just click here. Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow Nina @BloomMoney on Instagram, TikTok LinkedIn and Facebook and @FSCS on Facebook, X, Instagram and LinkedIn.
Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com It's time to sit back, listen and enjoy another episode of The Pension Confident Podcast. Whether you prefer to do that by yourself, with a partner or maybe even your children is up to you, because this month we talk all about how those relationships can affect your finances. No matter what your relationship status is, each one brings its own financial questions and challenges. Right now, you might be happy just concentrating on yourself. Perhaps you're cohabiting, or living with a friend or a sibling. You might be married or in a civil partnership. Or maybe you're separated, divorced, or widowed. From ‘singles tax', to prenups and wills - taking you through what you might need to think about as you experience these different relationships are: Personal Finance Expert and Blogger at This Girl Talks Money; Ellie Austin-Williams. Barrister, Mediator and Family Arbitrator, and a Spokesperson for free legal assistance charity, Advocate; Paul Infield. PensionBee's Director (VP) Public Affairs; Becky O'Connor. Episode Breakdown: 03:55 Leaving home 07:02 The ‘singles tax' 10:16 Financial tips for single people 14:15 Cohabitation and the ‘common law' marriage 20:42 Prenuptial agreements 22:16 Keeping your financial independence 24:55 Pension Sharing Orders 27:12 What to do when a partner dies * Just a note to correct some numbers we state on this episode. We say that there are eight million single people living in the UK, when in fact there are actually 28 million. We also say that the Marriage Act was in 1751, but we were a little early and it was actually released in 1753. Further reading: Want to make sure you've got all bases covered, no matter what your relationship? Then take a look at these articles from PensionBee. Episode 14 transcript How to tackle your personal finances when you're single. The best gift a husband can give to his partner is pension contributions. What is the average pension income for a couple? Your guide to Lifetime ISAs and pensions. How does divorce or remarrying affect your pension? How long after divorce can you claim a pension? Other useful resources: Milestones: journeying into adulthood (ONS) Divorces in England and Wales: 2021 (ONS) Singles Tax (This Girl Talks Money) Child Benefit (GOV.UK) Bereavement Support Payment (Age UK) Bereavement useful contacts (Mind) Come and see us live! On Thursday 4th May we'll be recording our first ever episode in front of a live studio audience and we'd love for you to join us. Our host Philippa Lamb will be joined by special guests at White City Place in London from 6:30 pm to talk about whether your money's better off in a pension or an ISA. You'll also have the chance to get your questions answered by our expert panel. Tickets are absolutely FREE, so if you'd like to attend - just click here. Catch up on the latest news, read our transcripts or watch on YouTube: The Pension Confident Podcast The Pension Confident Podcast on YouTube Follow @PensionBee on X, Instagram, TikTok, Facebook, Threads and LinkedIn. Follow Ellie @ThisGirlTalksMoney on X, Instagram, TikTok and LinkedIn and Paul on LinkedIn.
New Ep is up! Another take on ESG investing, this time more of a European perspective. I was joined by Becky O'Connor, editor of and contributor to The ESG Investing Handbook: Insights and Developments In Environmental, Social & Governance Investment. Becky is head of pension and savings at interactive investor. She also co-founded the ethical sustainable personal finance website Good With Money in 2015. Additional support and contributions came from Abundance Investment, Baillie Gifford, Impax Asset Management, Carbon Tracker, Green Finance Institute, Global Returns Project, and Federated Hermes. The book is honest, pragmatic, educational, and inspirational. A lot of great work is being done. A lot of work still needs to be done. The work must start somewhere, and so do the vernacular and standards around ESG. Enjoy! Read more about Becky at interactive investor, follow her on Linkedin, Twitter, and buy the book anywhere books are sold, including here.
As global governments and regulators set an agenda for net zero carbon emissions, the focus on Environmental, Social and Governance (ESG) criteria among investors, from pension scheme members to institutions, is on the rise. The ESG Investing Handbook: Insights and Developments in Environmental, Social and Governance Investment (Harriman House, 2022) is an indispensable guide to the history, developments and latest thinking into the future of ESG investing from some of the most influential names in the business. Featuring interviews with: Lisa Beauvilain, Director, Impax Asset Management Tony Burdon, CEO, Make My Money Matter Mark Campanale, Founder & Executive Chairman, Carbon Tracker Amy Clarke, Chief Impact Officer, Tribe Impact Capital Keith Davies, Chief Risk & Compliance Officer, Federated Hermes Ltd Bruce Davis, co-founder, Abundance Investment Ingrid Holmes, Director, Green Finance Institute Yan Swiderski, co-founder, Global Returns Project Richard Wilson, CEO interactive investor The Baillie Gifford Global Stewardship Team Expert Editor, Becky O'Connor covers the big questions and key themes, such as the effectiveness of divestment versus engagement strategies for promoting positive change as well as difficult topics, such as greenwash. John Emrich has worked for decades in corporate finance, business valuation and fund management. He has a podcast about the investment advisory industry called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices
As global governments and regulators set an agenda for net zero carbon emissions, the focus on Environmental, Social and Governance (ESG) criteria among investors, from pension scheme members to institutions, is on the rise. The ESG Investing Handbook: Insights and Developments in Environmental, Social and Governance Investment (Harriman House, 2022) is an indispensable guide to the history, developments and latest thinking into the future of ESG investing from some of the most influential names in the business. Featuring interviews with: Lisa Beauvilain, Director, Impax Asset Management Tony Burdon, CEO, Make My Money Matter Mark Campanale, Founder & Executive Chairman, Carbon Tracker Amy Clarke, Chief Impact Officer, Tribe Impact Capital Keith Davies, Chief Risk & Compliance Officer, Federated Hermes Ltd Bruce Davis, co-founder, Abundance Investment Ingrid Holmes, Director, Green Finance Institute Yan Swiderski, co-founder, Global Returns Project Richard Wilson, CEO interactive investor The Baillie Gifford Global Stewardship Team Expert Editor, Becky O'Connor covers the big questions and key themes, such as the effectiveness of divestment versus engagement strategies for promoting positive change as well as difficult topics, such as greenwash. John Emrich has worked for decades in corporate finance, business valuation and fund management. He has a podcast about the investment advisory industry called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics
As global governments and regulators set an agenda for net zero carbon emissions, the focus on Environmental, Social and Governance (ESG) criteria among investors, from pension scheme members to institutions, is on the rise. The ESG Investing Handbook: Insights and Developments in Environmental, Social and Governance Investment (Harriman House, 2022) is an indispensable guide to the history, developments and latest thinking into the future of ESG investing from some of the most influential names in the business. Featuring interviews with: Lisa Beauvilain, Director, Impax Asset Management Tony Burdon, CEO, Make My Money Matter Mark Campanale, Founder & Executive Chairman, Carbon Tracker Amy Clarke, Chief Impact Officer, Tribe Impact Capital Keith Davies, Chief Risk & Compliance Officer, Federated Hermes Ltd Bruce Davis, co-founder, Abundance Investment Ingrid Holmes, Director, Green Finance Institute Yan Swiderski, co-founder, Global Returns Project Richard Wilson, CEO interactive investor The Baillie Gifford Global Stewardship Team Expert Editor, Becky O'Connor covers the big questions and key themes, such as the effectiveness of divestment versus engagement strategies for promoting positive change as well as difficult topics, such as greenwash. John Emrich has worked for decades in corporate finance, business valuation and fund management. He has a podcast about the investment advisory industry called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/finance
As global governments and regulators set an agenda for net zero carbon emissions, the focus on Environmental, Social and Governance (ESG) criteria among investors, from pension scheme members to institutions, is on the rise. The ESG Investing Handbook: Insights and Developments in Environmental, Social and Governance Investment (Harriman House, 2022) is an indispensable guide to the history, developments and latest thinking into the future of ESG investing from some of the most influential names in the business. Featuring interviews with: Lisa Beauvilain, Director, Impax Asset Management Tony Burdon, CEO, Make My Money Matter Mark Campanale, Founder & Executive Chairman, Carbon Tracker Amy Clarke, Chief Impact Officer, Tribe Impact Capital Keith Davies, Chief Risk & Compliance Officer, Federated Hermes Ltd Bruce Davis, co-founder, Abundance Investment Ingrid Holmes, Director, Green Finance Institute Yan Swiderski, co-founder, Global Returns Project Richard Wilson, CEO interactive investor The Baillie Gifford Global Stewardship Team Expert Editor, Becky O'Connor covers the big questions and key themes, such as the effectiveness of divestment versus engagement strategies for promoting positive change as well as difficult topics, such as greenwash. John Emrich has worked for decades in corporate finance, business valuation and fund management. He has a podcast about the investment advisory industry called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/environmental-studies
As global governments and regulators set an agenda for net zero carbon emissions, the focus on Environmental, Social and Governance (ESG) criteria among investors, from pension scheme members to institutions, is on the rise. The ESG Investing Handbook: Insights and Developments in Environmental, Social and Governance Investment (Harriman House, 2022) is an indispensable guide to the history, developments and latest thinking into the future of ESG investing from some of the most influential names in the business. Featuring interviews with: Lisa Beauvilain, Director, Impax Asset Management Tony Burdon, CEO, Make My Money Matter Mark Campanale, Founder & Executive Chairman, Carbon Tracker Amy Clarke, Chief Impact Officer, Tribe Impact Capital Keith Davies, Chief Risk & Compliance Officer, Federated Hermes Ltd Bruce Davis, co-founder, Abundance Investment Ingrid Holmes, Director, Green Finance Institute Yan Swiderski, co-founder, Global Returns Project Richard Wilson, CEO interactive investor The Baillie Gifford Global Stewardship Team Expert Editor, Becky O'Connor covers the big questions and key themes, such as the effectiveness of divestment versus engagement strategies for promoting positive change as well as difficult topics, such as greenwash. John Emrich has worked for decades in corporate finance, business valuation and fund management. He has a podcast about the investment advisory industry called Kick the Dogma. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
In this episode of The City View, Andy Silvester goes through today's corporate headlines and chats to Nicholas Earl, City A.M's Energy Reporter, about how businesses have reacted to Russia's invasion of Ukraine; their role in such a crisis; and how increasing energy prices will significantly impact companies. Andy also talks to Becky O'Connor, Head of Pensions and Savings at Interactive Investor, about how inflation and current events can impact the pension pots and savings of those hoping to retire soon; and how the pandemic changed the status quo on work and its role in our lives. See omnystudio.com/listener for privacy information.
In this episode of Mind & Money, Becky and Greg discuss whether it is essential to be confident and clever to succeed when investing. Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O'Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
Becky and Greg kick off the new year talking about fate. Is life really in our own hands and do our beliefs on the subject impact our financial well-being? Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O'Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
In the latest episode of Mind & Money, Becky and Greg discuss whether comparing ourselves to others is avoidable, whether it can be motivating rather than negative, and how it impacts our financial habits. Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O'Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
The government has launched its new green investment bond for savers. The money raised will go to the Treasury and it says help pay for existing green priorities such as making transport cleaner and supporting energy efficiency. Individuals can put up to £100,000 into the National Savings & Investments green bond. It will pay 0.65% a year for three years. But there are dozens of similar products that pay a lot more. Is that the price of going green with your finances? We hear from Becky O'Connor, head of pensions and savings at Interactive Investor. If your energy firm has gone bust and you're on a low income can you still get the £140 warm home discount off your winter electricity bill? We cut through the confusion with the help of energy analyst Ellen Fraser from Baringa consultants. The pensions gender gap is estimated to be more than double the earnings gap between men and women. But why do pensions magnify the disparity between men's and women's pay? Why are women losing out? And how can young women today ensure they're not on the wrong side of a pensions gap when they retire in future? Money Box researcher Anita Langary, and Daniela Silcock, head of policy research at the Pensions Policy Institute, explain. And Money Box reporter Dan Whitworth investigates the case of a graduate who has got back the £1100 she overpaid on her student loan — six years late. Sarah Coles, personal finance analyst at Hargreaves Lansdown, explains how to find out if you have overpaid the Student Loans Company, and how to get your money back. Presenter: Paul Lewis Producer: Paul Waters Reporter: Dan Whitworth Researcher: Anita Langary
This week's guest is Head of Pensions and Savings at investment platform Interactive Investor, Becky O'Connor. We cover the results of a recent large-scale survey of individuals' hopes and worries about investing for retirement, as well as a wider discussion of the conversation the investment industry needs to have with individuals.
September's edition of Mind & Money is all about how to think long term in a world of instant gratification. Are there strategies we can adopt to think more about our future selves than the here and now? Greg Davies, behavioural finance expert at Oxford Risk, gives his top tips to Becky O'Connor, ii's head of pensions and savings. Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O'Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
Our expectations for investment growth can sometimes be at odds with what is realistic. In this episode, Becky and Greg discuss investment loss, including tips and strategies for coping with it, dealing with sustained loss and accepting that ‘loss' is a part of investing and can potentially make you a better investor. Enjoyed listening? Please like and subscribe. Visit ii.co.uk/knowledge-centre/behavioural-finance and ii.co.uk/stock-market-news for more insight and ideas. Becky O'Connor is Head of Pensions & Savings at interactive investor. Greg Davies is a behavioural finance expert at Oxford Risk. See oxfordrisk.com for more information. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
Can slow and steady win the investment race? Find out in Slow Money, a new podcast all about investing that is sustainable in every sense. In the first episode, interactive investor's Becky O'Connor speaks to Nigel Wilson, chief executive of pensions, insurance and investment giant Legal & General, which is responsible for managing more than £1.3 trillion on behalf of customers. Nigel is a big believer in patient capital and during his time at L&G has pioneered sustainable investment strategies such as affordable housing, infrastructure and even science parks, which millions of people have indirectly invested in through their pensions. Listen now for your antidote to crypto craziness, Gamestop-style gambling, reddit routs and all the anxiety that comes with chasing the fast money and trying to get rich quick. It's time to get rich, slow. Enjoyed listening? Please like and subscribe. Visit https://www.ii.co.uk/ii-accounts/sipp and https://www.ii.co.uk/stock-market-news for more investing insight and ideas. This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. Past performance is not a guide to future performance. SIPPs are aimed at people happy to make their own investment decisions. Investment value can go up or down and you could get back less than you invest. You can normally only access the money from age 55 (57 from 2028). We recommend seeking advice from a suitably qualified financial advisor before making any decisions. Pension and tax rules depend on your circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
Gabby speaks to legendary screenwriter and Comic Relief co-founder Richard Curtis about family, Four Weddings and how he is saving the planet through his Make My Money Matter campaign. The man behind Blackadder, Notting Hill and Comic Relief also tells of the ultimatum his dad gave him when he was starting out as a writer and how his signed copy of William Wordsworth's Lyrical Ballads ended up in a charity shop. Plus, Becky O'Connor, Head of Pensions & Savings at interactive investor (ii), joins Gabby to tell you how you can make your own money matter through your pension savings and investment portfolio. This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/3VEWiAZPRCg. The Family Money Show is brought to you by interactive investor. For more information on how to invest ethically visit https://www.ii.co.uk/ethical-investing and https://www.ii.co.uk/ii-ace. Find out more about Richard's campaign at https://makemymoneymatter.co.uk. Follow Make My Money Matter at: Twitter & Facebook @MMMoneyMatter Instagram mmmoneymatter_ Follow Gabby: Twitter @GabbyLogan Instagram @gabbylogan Follow interactive investor: Twitter @ii_couk Facebook /weareii Instagram @interactive_investor Important information This material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
Gabby speaks to legendary screenwriter and Comic Relief co-founder Richard Curtis about family, Four Weddings And A Funeral and how he is saving the planet through his Make My Money Matter campaign. The man behind Blackadder, Notting Hill and Comic Relief also tells of the ultimatum his dad gave him when he was starting out as a writer and how his signed copy of William Wordsworth's Lyrical Ballads ended up in a charity shop.Plus, Becky O'Connor, Head of Pensions & Savings at interactive investor (ii), joins Gabby to tell you how you can make your own money matter through your pension savings and investment portfolio.This episode is also available as a vodcast on the ii website at https://www.ii.co.uk/stock-market-news/video-podcasts and our YouTube channel at https://youtu.be/3VEWiAZPRCg.The ii Family Money Show is brought to you by interactive investor. For more information on how to invest ethically visit https://www.ii.co.uk/ethical-investing and https://www.ii.co.uk/ii-ace.Find out more about Richard's campaign at https://makemymoneymatter.co.uk.Follow Make My Money Matter at:Twitter & Facebook @MMMoneyMatterInstagram mmmoneymatter_Follow Gabby:Twitter @GabbyLoganInstagram @gabbyloganFollow interactive investor:Twitter @ii_coukFacebook /weareiiInstagram @interactive_investor Important informationThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. SIPPs are aimed at people happy to make their own investment decisions. You can normally only access the money from age 55 (57 from 2028). The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Pension and tax rules depend on your circumstances and may change in future. Past performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.
On today's episode we cover everything from the ethics of credit cards to how to have a pension investing in sustainable projects with guest Becky O'Connor who is Head of Pensions & Savings at Interactive Investor, co-founder of Good With Money, an ethical adviser for Castlefield and a trustee at Mortgage Prison.Find out more here;https://twitter.com/rebeccaocohttps://good-with-money.com/Bank Trackhttps://www.banktrack.org/Triodoshttps://www.triodos.co.uk/Becky on managing family finances on the Penny Drops Podcasthttps://podcasts.apple.com/gb/podcast/how-to-plan-and-manage-family-finances/id1485884060?i=1000480923373Eco Life Hack - Veganury https://www.happycow.net/GET IN TOUCH!https://www.instagram.com/ageofplasticpodcast/https://twitter.com/andrea_foxhttps://www.iamandreafox.co.uk/https://www.facebook.com/ageofplasticpodcast
James Cahill and Yvonne Pichert are the new vice presidents at advisory firm MDOTM. The fintech says the pair's international expertise in asset management will be key in accelerating and consolidating its global expansion.Moving jobsUK challenger bank Tandem has hired Paul Noble as its new chief commercial officer. In addition to developing green mortgages and savings accounts, Noble will help grow Tandem's green home ending portfolio that it recently acquired from Allium.interactive investor (ii), the UK's second-largest direct to consumer investment platform, has hired Becky O'Connor as head of pensions and savings. Becky will lead ii's educational programme about pensions and savings, as well as its campaign on pensions and savings policy issues.Jonathan Furse is the new chief technology officer for buy-side analytics provider Substantive Research. In addition to managing the company's digital product strategy, Furse is tasked with growing its in-house team of developers.Working togetherBrokerage house Britannia Global Markets chooses Broadridge in order to streamline its post-trade processing. The fintech's SaaS-based solution will smooth out the post-trade operations in Britannia's cash equities, fixed income and repo businesses.Yoyo will create a global loyalty brand following its merger with South Africa's wiGroup. The UK based payments and loyalty app has also raised additional primary funding from SaltPay, supported by existing investors IP Group. The combined operations will service clients in the UK, Europe, Africa and Australasia. These include Caffe Nero, Paul, Burger King, KFC, Dunkin Donuts and Woolworths.Revenue-based finance provider Uncapped has hooked up with Salt Edge in order to speed up verifying an applicant's business performance. The collaboration with the open banking solutions provider will also boost Uncapped's lending decision time ‘from days to a few hours'.Wealth Dynamix has partnered with Chappuis Halder & Co to deliver enterprise-scale digital transformation. Under the agreement, the companies will embed client lifecycle management within digital transformation initiatives.Meanwhile, international payments provider ECOMMPAY is integrating with Telegram for in-app purchases. The collaboration will allow Telegram users to select products from their channel bot and click a ‘pay' button.Investment app Trading 212 has integrated financial API provider TrueLayer's open banking-powered technology to its trading platform. Trading 212 has hailed TrueLayer for ensuring its ‘users no longer need to do manual wire transfers and wait a day or more before funds arrive in their account'.Funding and investmentsInsurtech Cover Genius has raised A$15million as it expands its product suite and partner network globally. The funding news coincides with the launch of new product and parcel insurance products on ecommerce platform Shopee Thailand.e-Bate, the UK rebate management platform, has raised £950,000 in a second funding round. It says the funding will be used to create five new jobs, as well as increase global sales. The latest funding is the second investment by the Midlands Engine Investment Fund (MEIF).While, passwordless authentication company Secret Double Octopus has secured a strategic investment from Standard Chartered's venture arm, SC Ventures. The Israeli-based startup helps organisations manage their cybersecurity risks, while streamlining employee workflows with authentication technology. The parties did not disclose the financial terms of the deal.Industry announcementsOakNorth Bank has dished out more than £1billion in new loans and receives additional CBILS/CLBILS allocation from the British Business Bank. From June to August, OakNorth Bank experienced twice the lending volume going to credit committee compared to last year, and in the last month, has seen four times the volume.Mojo Mortgages, Moneybox, Plum and Wagestream have come up trumps in the Open Up 2020 Challenge. Run by Nesta Challenges, in partnership with the Open Banking Implementation Entity, the challenge aimed to inspire innovative open banking-enabled solutions to help people across the UK better manage their money. During the challenge, the four winners have tripled their open banking users and will pick up an additional £150,000 in prize money.Global gold marketplace Goldex has adopted new best-practice trading principles from the World Gold Council. The Retail Gold Investment Principles (RGIP) were launched in order to raise the bar for product providers across the global gold market. Gold prices are soaring – increasing more than 600 per cent over the last 20 years.A glut of renowned fintech experts have been unveiled as speakers at the upcoming Seamless: The Future of Fintech event. More than 4,000 people are expected to attend the virtual event co-hosted by the Saudi Arabian Monetary Authority and the G20 Saudi Secretariat on 19-20 October. Speakers will include Brett King, Anna Maj, Jim Marous, Adrienne A. Harris, as well as Jo Ann Barefoot and Abdulaziz Al-Helaissi.Pezesha is to operate its debt-based crowdfunding platform in the Kenyan capital markets, after a successful one-year testing period in a regulatory sandbox. The Capital Markets Authority has granted a ‘no objection' to Pezesha leaving the sandbox, subject to maintenance of existing compliance requirements.