Podcasts about CDO

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Best podcasts about CDO

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Latest podcast episodes about CDO

Discovering Data
Juan Sequeda and Tim Gasper: Data products in a knowledge-first world

Discovering Data

Play Episode Listen Later Sep 29, 2022 57:54


The average CDO has 2 years to turn data into business value. Today we talk about data products, implicit and explicit knowledge, and the cultural revolution we need to turn data into knowledge at scale. My guests today are Juan Sequeda and Tim Gasper from data.world co-hosts of the Catalog & Cocktails podcast. Episode page https://www.discoveringdata.com/podcast/episode-044 (https://www.discoveringdata.com/podcast/episode-044) Events coming up The Data Management Marathon 5.0 is coming up soon October 12-13,2022. This is a one-of-a-kind virtual event for every data lover, born out of a love for data management, knowledge sharing and storytelling. Organized by Thinklinkers in collaboration with the one and only Scott Taylor, this event features high-level speakers, influencers and an enthusiastic community of data professionals. Check out the event agenda and use our special promo code DISCOVER20 to get a 20% off the pro pass: https://bit.ly/3BXtkiR (https://bit.ly/3BXtkiR) For Brands Do you want to showcase your thought leadership with great content and build trust with a global audience of data leaders? We publish conversations with industry leaders to help practitioners create more business outcomes. Explore all the ways to tell your data story here https://www.discoveringdata.com/brands (https://www.discoveringdata.com/brands). For sponsors Want to help educate the next generation of data leaders? As a sponsor, you get to hang out with the very in the industry. Want to see if you are a match? Apply now: https://www.discoveringdata.com/sponsors (https://www.discoveringdata.com/sponsors) For Guests Do you enjoy educating an audience? Do you want to help data leaders build indispensable data products? That's awesome! Great episodes start with a clear transformation. Pitch your idea at https://www.discoveringdata.com/guest (https://www.discoveringdata.com/guest).

SNOCKAST - Unternehmer Podcast über Amazon FBA
Internationalisierung einer Brand: So nimmt Tonies den Markt für Kinderspielzeug ein - Dr. Christian Sprinkmeyer von Ton

SNOCKAST - Unternehmer Podcast über Amazon FBA

Play Episode Listen Later Sep 26, 2022 40:04


Es braucht innovative Produkte mit ein klein wenig Erklärungsbedarf, um im Einzelhandel durchzustarten! Dr. Christian Sprinkmeyer, CDO von Tonies sagt, dass die Tonie Box genau das mitbringt. Die Tonie Box ist eine Musikbox, die nicht nur die Kinderzimmer dieser Welt, sondern auch die Regale im Einzelhandel füllt. Das war laut Christian der Treiber für die schnelle Marktabdeckung in der DACH-Region. Das börsennotierte Unternehmen verfolgt eine Omnichannel Strategie, die den Einzelhandel mit E-Commerce sowie Offline und Online Marketing vereint. Darüber und über die folgenden Fragen sprechen Romy und Johannes im Gespräch mit Christian: Wie konnte die Brand so schnell wachsen und an die Börse gehen? Wie gelingt die Internationalisierung einer Marke? Welche Rolle spielt die Community? Und warum generiert Tonies einen Großteil des Umsatzes über den Handel und sieht sich trotzdem als D2C Brand? Fragen und Feedback zum Podcast? Schreibt uns

Journey with GCAF Podcast
Efeso 4:3 | Tinawag sa Pagkakaisa

Journey with GCAF Podcast

Play Episode Listen Later Sep 25, 2022 53:42


Text: Efeso 4:3. Speaker: Pastor Marvin Yanes (GCAF Manila). Date: 25 September 2022. Main point: Tayo ay tinawag para sa kaligtasan, hindi para tamasahin ito nang mag-isa. Tayo ay tinawag sa kaligtasan upang ipagdiwang ito sa Kanyang tinawag na komunidad, ang kanyang simbahan sa pagkakaisa. [Note: Watch this sermon on our Facebook page (sermon starts at 27:09) and YouTube channel or explore more resources on our website.]

Journey with GCAF Podcast
Ephesians 4:3 | Called to Unity

Journey with GCAF Podcast

Play Episode Listen Later Sep 25, 2022 62:40


Text: Ephesians 4:3. Speaker: Pastor Marvin Yanes (GCAF Manila). Date: 25 September 2022. Main point: We are called to salvation, not to enjoy it on our own. We are called to salvation to celebrate it in His called-out community, His Church in unity. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

Eye on the Ball
Eye on the Ball - Tuesday, September 20, Hour 1

Eye on the Ball

Play Episode Listen Later Sep 21, 2022 52:35


Marana High School Football Coach Phillip Steward discusses the 2-0 Tigers' upcoming matchup with 2-0' CDO in their home opener.

Journey with GCAF Podcast
Ephesians 4:1-2 | A Patient Walk Worthy of the Calling

Journey with GCAF Podcast

Play Episode Listen Later Sep 18, 2022 43:55


Text: Ephesians 4:1-2. Speaker: Mr. Stephen Rio Nacua. Date: 18 September 2022. Main point: As God has been so loving with us in His patience, so we respond by living a life worthy of such grace through patience, manifesting in our bearing/tolerating one another in love. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

Journey with GCAF Podcast
Mga Taga-Efeso 4:1-2 | Mapailubon nga Paglakaw nga Takos sa Pagtawag

Journey with GCAF Podcast

Play Episode Listen Later Sep 18, 2022 46:00


Text: Mga Taga-Efeso 4:1-2. Speaker: Mr. Stephen Rio Nacua. Date: 18 September 2022. Main point:  Ingon nga ang Dios nahigugma pag-ayo kanato diha sa Iyang pagpailob, mao nga kita mobalos pinaagi sa pagkinabuhi nga takus sa maong grasya pinaagi usab sa pagpailob, nga nagpakita sa atong pagtinabangay/pagdawat sa usag usa diha sa gugma. [Note: Watch this sermon on our Facebook page (sermon starts at 24:52) and YouTube channel or explore more resources on our website.]

The Horse Racing Radio Network Podcast
Betting with Bobby presented by Caesar's Racebook - September 16, 2022

The Horse Racing Radio Network Podcast

Play Episode Listen Later Sep 16, 2022 116:35


Betting with Bobby presented by Caesar's Racebook. Featuring guests Dan Shapiro - Sr. VP & CDO at Caesars Digital, Jeff Bratt from Woodbine, and Joey Feazel - College Football Lead Trader at Caesars Sportsbook, 

From The Valley Podcast
From the Resort #39 - Danijel Duvnjak

From The Valley Podcast

Play Episode Listen Later Sep 16, 2022 49:37


Croation descent. Experience in lots of IT Projects. Running for a Councillor position for Arrowtown - Kawarau Ward in the upcoming Election. Basketball, Bodyboarding, OCD or CDO? Bike Library. Best in the World Bike racks. Transcribe Me, Return to Sender. Life Experiences. Moments of Delight.

El Arranque
158. Viernes 16 de septiembre de 2022. Alcaldía de Medellín y constructores de CDO fueron condenados a pagar por desplome del edificio Space

El Arranque

Play Episode Listen Later Sep 16, 2022 13:13


Para mantenerte informado de las noticias de Antioquia, Colombia y el mundo. Escuche hoy:•Más casos de “justicia con mano propia” dejan cuatro muertos•Nada que llega la plata para arreglar los colegios•Inician diálogos regionales “vinculantes” del Gobierno para el Plan Nacional de Desarrollo•Les pusieron nuevas condiciones a los restaurantes•Selección Colombia, poca renovación con Lorenzo Comienza el día enterado de las noticias más relevantes, visita www.elcolombiano.com

Journey with GCAF Podcast
John 11:47-53 | The Clear Call to Come to Christ

Journey with GCAF Podcast

Play Episode Listen Later Sep 14, 2022 28:53


Speaker: Pastor Corregidor Catane, Jr. Date: 14 September 2022. Main point: Unity in the church and contagious holiness are Biblical responses when we respond to the clear call towards Christ. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

Huge Upside
Barista Kathy | Brew Festival

Huge Upside

Play Episode Listen Later Sep 12, 2022 22:23


Barista Kathy is a Latte Artist who competed in the Latte Art Competition at the BREW FESTIVAL at Ayala Centrio Mall. She managed to bag home first runner up out of 30+ baristas last Sunday. Also a co-owner of CAFE BALI, watch her pour on her passion out when she serves you latte. "

DenkTank
#43. Jorissa Neutelings over digitalisering

DenkTank

Play Episode Listen Later Sep 12, 2022 42:28


Jorissa heeft een indrukwekkend trackrecord in het ontwikkelen van digitale services/diensten voor organisaties. Ze werkte voor Efteling en Vattenfall en stuurt op dit moment als Chief Digital Officer een team van 1.100 (!) mensen aan bij ABN Amro. In deze podcast: Wat je moet doen als je baas zegt ‘moeten wij geen app hebben?'Hoe Efteling digitalisering begon met een menselijke vraagbaakWaarom je als ondernemer niet meteen op alle trends hoeft in te springenHoe je als leider een digitaliseringsproces leidt met een kaizen-methodeHeel veel praktijkervaring dit keer. En mooie voorbeelden. Dat brengt Jorissa in deze aflevering. Veel luisterplezier!

Journey with GCAF Podcast
Ephesians 4:1-2 | The Response of Gentleness

Journey with GCAF Podcast

Play Episode Listen Later Sep 11, 2022 50:18


Text: Ephesians 4:1-2. Speaker: Pastor Marven Joe Realista. Date: 21 August 2022. Main point: Gentleness is an inward strength of self-restraint, a necessary fruit of all God's chosen. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

Journey with GCAF Podcast
Mga Taga-Efeso 4:1-2 | Ang Tubag sa Pagkamaaghop

Journey with GCAF Podcast

Play Episode Listen Later Sep 11, 2022 51:07


Text: Mga Taga-Efeso 4:1-2. Speaker: Pastor Marven Joe Realista. Date: 11 September 2022. Main point: Ang kaaghop kay ang kinasulorang kusog sa pagpugong sa kaugalingon, bunga nga kinahanglan makita sa tanang pinili sa Dios. [Note: Watch this sermon on our Facebook page (sermon starts at 24:27) and YouTube channel or explore more resources on our website.]

Kommunale Digitalisierung 
So geht's weiter mit dem OZG - Mein Interview mit Fedor Ruhose

Kommunale Digitalisierung 

Play Episode Listen Later Sep 9, 2022 45:57


Das Onlinezugangsgesetz wird Ende diesen Jahres nicht vollständig umgesetzt sein. Das ist zwar allerorten klar, aber was kommt noch bis Dezember? Und wie wird es im Januar weitergehen? Was wird aus dem OZG-Booster, dessen priorisierte Leistungen ebenfalls nicht fristgerecht umgesetzt werden können? Wie bekommen wir die Schnittstellenproblematik zu den Fachverfahren in den Griff, wann können die Register normal miteinander sprechen und was wird aus den 17 Servicekonten von Bund und Ländern? Der IT-Planungsrat hat also noch eine Menge zu tun, bis die Kommunen ihren Bürger*innen wahrnehmbar digitale Services zur Verfügung stellen können. Gesprächspartner diese Folge ist Staatssekretär Fedor Ruhose aus dem Digitalministerium Rheinland-Pfalz. Er ist Teil des IT-Planungsrates und CDO des Landes. Wir sprechen über die Fehler der Vergangenheit, den Status Quo beim OZG und darüber, was Kommunen und die Bürger*innen noch an Veränderungen erwartet. Und am Ende verrät Fedor, mit welchen zwei Beschlussvorlagen er am liebsten der Verwaltungsdigitalisierung einen Schub verleihen würde. Links aus der Folge: Transkript der Episode onlinezugangsgesetz.de Webseite des IT-Planungsrates Fedor Ruhose beim Digitalministerium RLP Fedor Ruhose auf LinkedIn Webseite der FitKo

Data Futurology - Data Science, Machine Learning and Artificial Intelligence From Industry Leaders
#204 Data Is The Foundation That Makes Digital Transformation Sing With Harjot Singh, former CDO of RAC

Data Futurology - Data Science, Machine Learning and Artificial Intelligence From Industry Leaders

Play Episode Listen Later Sep 7, 2022 29:57


This week we are thrilled to welcome Harjot Singh, who had been the CDO of RAC in WA until very recently. Singh is a true expert of and champion for transformation in the workplace, and has deep insights on data strategy and data governance to share. “Data drives a digital transformation in any organisation.” Singh said. “Everyone wants to jump on the bandwagon around digital transformation, but most organisations struggle to understand where to start. As Singh explains on the podcast, there is a specific order with which organisations need to approach transformation. It starts with data, which organisations should already be investing in because monetising data is one of the biggest opportunities in business. From there the data can be leveraged into machine learning and, eventually, AI. Related to this, however, Singh also mentions that organisations need to better understand the business drivers behind what they are doing with data and the digital transformation journey. “I wrote an article on LinkedIn that was around the five common mistakes to make in digital transformation,” Singh said. “If people think that digital transformation is only about technology transformation, it's going to fail.” From there, Singh and host, Felipe Flores, discuss the impact of regulation in Australia on innovation, how companies are working within those challenges, and how various highly regulated sectors – including insurance and financial services – are finding new opportunities. Ultimately, however, as Singh says, it all comes back to data. “I say data and digital in the same sense, because I treat them as two sides of the same coin – one is incomplete without the other. Data is the bullet and digital is the gun to launch the bullet – without both you're not going to have much of an effect.” For deep insights on the strategy and opportunity behind digital transformation, and the deep role of data in it, check out the full podcast! Enjoy the show! Join us in Melbourne for Scaling AI with MLOPS: https://www.datafuturology.com/mlops Thank you to our sponsor, Talent Insights Group! Read the full podcast episode summary here. --- Send in a voice message: https://anchor.fm/datafuturology/message

Journey with GCAF Podcast
Ephesians 4:1-3 | Live Humbly

Journey with GCAF Podcast

Play Episode Listen Later Sep 4, 2022 44:00


Text: 1 John 3:1-6. Speaker: Pastor David Chiong. Date: 4 September 2022. Main point: By the grace of God, those whom He has chosen will live humbly for the good of the church and His glory. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

NFTea-Time - Der Podcast rund um NFTs und Web3
NFTea-Time #37 - Branding im Web3 - Wie steigen Marken ins Web3 ein? Interview mit Burkhard Müller, CDO bei MUTABOR, Deutschlands größter unabhängiger 360° Designagentur & Markenberatung

NFTea-Time - Der Podcast rund um NFTs und Web3

Play Episode Listen Later Sep 3, 2022 47:45


Branding im Web3 - ein absolutes Muss, sowohl für Projektteams als auch für große Companies die in den Web3-Space einsteigen. Aber wie geht das eigentlich? Burkhard Müller ist CDO bei MUTABOR, Deutschlands größter unabhängiger 360° Designagentur & Markenberatung. Er ist Experte für Digitalisierung und schon länger im NFT-Space als so manch anderer. Bei MUTABOR berät er große und kleine, nationale und internationale Unternehmen dazu wie sie sich im Web3 richtig positionieren können. Wer wäre also besser geeignet, ein bisschen aus dem Nähkästchen zu plaudern wie das eigentlich geht dieses Branding im Web3?! Wir sind eingetaucht in... ✅ spannende Ansätze und Konzepte wie Unternehmen erste Gehversuche im Web3-Space starten können ✅ seine Erfahrungen zur Offenheit gegenüber Web3 in den Chefetagen großer Unternehmen ✅ Kollaborationen zwischen Marken wie Adidas und Nike mit den großen Blue-Chip-Projekten ...und vielem mehr. Viel Spaß mit Folge #37 von NFTea-Time und Burkhard Müller! Mehr zu Burkhard selbst und MUTABOR findest du hier: LinkedIn von Burkard MUTABOR Webseite Wenn du mehr zu TIVAN Consulting und NFTea-Time wissen willst, klick dich durch! TIVAN Consulting LinkedIn TIVAN Consulting Website https://twitter.com/tivancc https://twitter.com/VLVT_eth https://twitter.com/attex12 Auch heute gilt der Disclaimer: Bitte beachte, dass alles was wir hier erzählen keine Anlageempfehlung oder Finanzberatung darstellt. Du solltest nicht auf Basis unserer Einschätzungen investieren sondern auf jeden Fall selber recherchieren bevor du investiert. Wir übernehmen entsprechend auch keine Haftung falls du all dein Geld verlierst. DYOR - Do Your Own Research!

El Arranque
142. Jueves, 1 de septiembre de 2022. Gobierno Petro pasa el primer examen de opinión pública

El Arranque

Play Episode Listen Later Sep 1, 2022 8:22


Para mantenerte informado de las noticias de Antioquia, Colombia y el mundo. Escuche hoy:• Salió otra versión del viaje de Quintero a Italia•Extraditables buscan pista en la JEP y en la “paz total” de Petro •Continental Towers se lo roban a pedazos y ahora está en riesgo de colapso•Desempleo en julio estuvo mejor que hace un año, pero ganó terreno frente a mayo Comienza el día enterado de las noticias más relevantes, visita www.elcolombiano.com

Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)
Chevron CDO Frank Cassulo on Digital's Role in Providing Clean & Reliable Energy

Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)

Play Episode Listen Later Aug 29, 2022 23:11


693: In this interview, Frank Cassulo, Chief Digital Officer of Chevron, discusses the role digital plays in Chevron's overall strategy. As the first to occupy the role of CDO, Frank describes the responsibilities that fall under his new purview and how he has built his team drawing on talent from both inside and outside the company. He also covers how digital fits into the company's three key strategic imperatives, customer and employee experiences, and efforts in providing clean reliable energy. Frank also touches on how he leverages ecosystems with startups to develop innovations and speaks to lessons he learned during the pandemic on how digital helps foster resilience at Chevron. Finally, he looks ahead at the trends in technology that excite him and reflects on the keys to his career success.

Journey with GCAF Podcast
Levitico 10:1-3; 1 Pedro 2:9 | Ang Disipolo ug ang Pagkabalaan

Journey with GCAF Podcast

Play Episode Listen Later Aug 28, 2022 45:55


Text: Levitico 10:1-3; 1 Pedro 2:9. Speaker: Pastor Pastor Corregidor Catane, Jr. Date: 28 August 2022. Main point: Sa paglangkob sa pagbuhat ug mga disipilo kay usa ka tinguha sa pagkabalaan nga maoy atong pagsimba sa Diyos. [Note: Watch this sermon on our Facebook page (sermon starts at 24:27) and YouTube channel or explore more resources on our website.]

Journey with GCAF Podcast
Leviticus 10:1-3; 1 Peter 2:9 | The Disciple and Daily Holiness

Journey with GCAF Podcast

Play Episode Listen Later Aug 28, 2022 47:05


Text: Leviticus 10:1-3; 1 Peter 2:9. Speaker: Pastor Pastor Corregidor Catane, Jr. Date: 28 August 2022. Main point: To involve in making disciples is a resolve for personal holiness as a way of worship to the Holy God. [Note: Watch this sermon on our Facebook page and YouTube channel or explore more resources on our website.]

Kommunale Digitalisierung 
KI in kleinen Kommunen - Mein Interview mit Tabea Hein und Christian Rupp

Kommunale Digitalisierung 

Play Episode Listen Later Aug 26, 2022 44:25


Kommunale Digitalisierung soll die Arbeit in Verwaltung einfacher machen, so zumindest die Theorie. In der Praxis erleben wir aber oft, dass zusätzliche Komplexität, sei es von technischer oder regulatorischer Seite, die Effizienzgewinne der Digitalisierung schnell wieder auffressen. Und jetzt auch noch künstliche Intelligenz in kleinen Kommunen? Das klingt erst einmal eine Nummer zu groß. Ist es aber nicht, sagen Tabea Hein und Christian Rupp, meine heutigen Gesprächspartner*innen. Warum sie im Gegenteil überzeugt davon sind, dass KI Verwaltungen besser und dauerhaft beherrschbarer macht, das erklären sie mir heute. Sie zeigen dabei auch, welche Voraussetzungen vorhanden sein müssen, damit die Einführung von KI in kleinen Kommunen auch gelingt. Tabea Hein ist Wirtschaftsinformatikerin, zertifizierte CDO und KI Managerin. Sie bringt langjährige Erfahrung in der Kommunalverwaltung in Bezug auf Verwaltungsreformen und E-Government mit. Gemeinsam mit Götz Volkenandt, hat sie zu KI in Kommunen bereits ein Buch herausgegeben. Ab September 2022 arbeitet sie unter anderem als Modulbeauftragte an einer privaten Hochschule zum Thema neue Technologien und Arbeitsformen in der öffentlichen Verwaltung. Außerdem hat sie vor kurzem den Master für künstliche Intelligenz abgeschlossen. Gemeinsam mit Christian Rupp verfasste Sie hier ihre Masterarbeit zum Thema "KI und kleine Kommunen". Christian Rupp ist einer der erfahrensten Digitalexperten in Europa. In den letzten 30 Jahren hat er zahlreiche Kommunen, Länder und Staaten in der digitalen Transformation beraten und erfolgreich auf den Weg gebracht. Er unterrichtet E-Government und Innovation an diversen internationalen Universitäten und auch er hat auch gerade auch seinen Master für künstliche Intelligenz im öffentlichen Sektor gemacht. Transkript der Episode Newsletter zur kommunalen Digitalisierung Tabea Hein auf LinkedIn Christian Rupp auf LinkedIn Master in Artificial Intelligence for Public Services (AI4Gov) Künstliche Intelligenz für die Smart City (Tabea Hein / Götz Volkenandt)

Data Engineering Podcast
Understanding The Role Of The Chief Data Officer

Data Engineering Podcast

Play Episode Listen Later Aug 22, 2022 47:10


The position of Chief Data Officer (CDO) is relatively new in the business world and has not been universally adopted. As a result, not everyone understands what the responsibilities of the role are, when you need one, and how to hire for it. In this episode Tracy Daniels, CDO of Truist, shares her journey into the position, her responsibilities, and her relationship to the data professionals in her organization.

The Buzz with ACT-IAC
How Government Built This: How USDA is Paving the Way for Digital Transformation

The Buzz with ACT-IAC

Play Episode Listen Later Aug 17, 2022 36:32


Welcome to  “How Government Built This,” a six-part podcast and blog post series developed by the Department of the Treasury's Bureau of the Fiscal Service Office of Financial Innovation and Transformation (FIT) in collaboration with The Buzz with ACT-IAC. This week, host Jesrael Lopez is joined by Dr. Michael Valivullah, Chief Technology Officer at the US Department of Agriculture.Michael's perspective on digital transformation is informed by the mission areas of the USDA, which has been collecting data for over 150 years. He emphasizes the importance of cloud computing and upskilling and reskilling the agency's workforce. Resources:  ACT-IAC Health Community of Interest (COI) White Paper “Policy Considerations for the Use of Synthetic Healthcare Data”Federal Insights Exchange (FIE) Chief Data Officer (CDO) Panel on September 7th from 10 AM to 11 AM. Register hereFiscal Service's Digital End-to-End Efficiency PlaybookFor more information on ACT-IAC's Emerging Technology COI's CDO outreach initiative, please email actiacnucsl@gmail.com Subscribe on your favorite podcast platform to never miss an episode! For more from ACT-IAC, follow us on Twitter @ACTIAC or visit http://www.actiac.org.

Future of Tech
Lessons Learned from Transforming Global Brands with Marcus East, Chief Digital Officer at T-Mobile

Future of Tech

Play Episode Listen Later Aug 10, 2022 49:18


How essential is technology to the success of a business? How can CDOs and CTOs best enable digital transformation in their organizations?  Marcus East, Chief Digital Officer at T-Mobile, has been fascinated with technology ever since a teacher provided him with access to a computer when he was eight years old. This led him to work in technology for major brands including Apple, Google, National Geographic, and now T-Mobile. On this episode of Future in Tech, Marcus shares his passion for using technology to transform businesses. Tune in to hear the lessons he has learned throughout his career, his advice for entrepreneurs and CIOs, and more. Enjoy this episode!  Main Takeaways: Technology enables digital transformation: Mark explains that while many companies have a clear vision and understand what they would like their customers to experience, the execution is very important. He argues that “the most important aspect of a digital transformation is the enabling technologies that allow you to bring it to life.”  The importance of a diverse workforce: Mark explains why having a workforce that reflects the society that you live in is “good business” and how important it is to get the best person for the job regardless of their background, gender, etc.  Guidance for young entrepreneurs: Mark provides three pieces of advice for young entrepreneurs. He explains how essential it is to seek out guidance , to think about the business model in addition to the product and the importance of a strong team. Advice for CIOs and CDOs: Mark provides three pieces of advice for CIOs and CDOs. He dives into the importance of “building relationships” and “stakeholder management,” establishing a “clear vision” and becoming a great “people leader.”    Key Quotes: [02:52] “The most important aspect of a digital transformation is the enabling technologies that allow you to bring it to life.”    [05:33] “... In some organizations, technology isn't necessarily given a seat at the table. And so strategic decisions are being made without really having a deep appreciation or understanding for technology. And sometimes technologists allow themselves to become order takers. Now this is something I have a strong adversity to…Technology is enabling transformation. It's enabling businesses to innovate in a way they couldn't do before. And so for businesses to be successful, they have to make sure that technology is represented at the top table.”   [20:58] “Diversity, equity, and inclusion are incredibly important for a couple of reasons. One of them… is this idea that in the digital space you are building products and experiences for your customers and your customers look different. They have different values. You can't just build products for one particular cohort or one particular segment. So I think it's important for the teams that are building those products and designing those products to basically represent the society that you're operating within… So [it] is just good business.”    [31:52] “I would advise any CIO, CDO, CTO, make sure you build those relationships with your stakeholders because it's a tough job… There are very few people in the organization that will have the same level of skill and experience that you have, but you are so critical to the success of your organization that there'll be times when, if you don't have the strong, personal relationship with all of your stakeholders, it's going to  go wrong.”    [48:37] “When I was at National Geographic… one of the jokes there was that most initiatives, products, [and] programs started on the whiteboard in my office because the environment and the culture that we built there was that if somebody had an idea, they would poke their head in my door and say, ‘Hey, can I just test something with you?' We'd go onto the whiteboard. We would test it. And it's my belief that as a leader, if I'm not able to do that, then my team loses some of the value of my leadership. So being there for my team is probably my number one priority” 

Good Times with Mo: The Podcast Year 10
GTWM Year 11 Episode 59 (#1486) w/ AMA's Alex Calleja and Angelicopter

Good Times with Mo: The Podcast Year 10

Play Episode Listen Later Aug 10, 2022 83:38


It's Part 2 of the B2B AMA's with two more callers for your crazy listening pleasure! Caller #3 is Steve who is 24yrs old from Manila. Steve has a 40 year old FUBU who takes him out, treats him well, but he thinks this matrona is developing feelings. Caller #4 is Fen who is 30yrs old from CDO. Fen's husband has a work wife and she thinks it's because of their lack of sexual intimacy. Powered by Anchor.fm , we will see you on another episode of GTWM tomorrow. Thanks for the download and please support the podcast by donating as little as $0.99 cents via Anchor at: anchor.fm/djmotwister --- Send in a voice message: https://anchor.fm/djmotwister/message Support this podcast: https://anchor.fm/djmotwister/support

Technically Minded
Understanding the role of the Chief Data Officer

Technically Minded

Play Episode Listen Later Aug 9, 2022 50:14


While the role of the CDO is on the rise, most Chief Data Officers still struggle with the ambiguity of their role and the massive responsibility of transforming their organization to become data-driven. In our latest podcast, Chief Data Scientist Vincent Yates and Credera's CTO Jason Goth discuss a few key questions about the role of the CDO: What are the blockers to a CDOs success? How they can navigate those to find success? Who should CDOs report to? What does the role of the CDO need to include? If organizations don't have a CDO, should hire internally or externally? What is the best way for CDOs to drive value? Referenced in the show: Strategy& Data and AI Leadership Executive Survey 2022 --- Send in a voice message: https://anchor.fm/credera/message

Heads Talk
106 - Dr. Marcell Vollmer: Retail Series - Prospitalia Group: Marketing Changed Forever

Heads Talk

Play Episode Listen Later Aug 7, 2022 45:11


Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedIn. Episode Title:- 

Data Futurology - Data Science, Machine Learning and Artificial Intelligence From Industry Leaders
#200 The Constant Evolution And Future Opportunity Of Data – with Gina Papush, Global Chief Data & Analytics Officer at Cigna

Data Futurology - Data Science, Machine Learning and Artificial Intelligence From Industry Leaders

Play Episode Listen Later Aug 3, 2022 42:04


For our milestone 200th Data Futurology podcast, we have the immense fortune of being able to host Gina Papush, the Global Chief Data & Analytics Officer of wellness and insurance company, Cigna. Papush has a long history in data science, having been involved in modelling and coding from before the time where “data scientist” was a defined role. In the years since, she has observed that enterprises have become siloed across computer science, data science, and other roles, and that the next stage of data science evolution now is to now break those silos down and find ways to bring cohesion across the organisation. She has also seen the role of the CDO and their remit evolve, from one that focused on governance and controls, to being a value creator within the organisation. Being an effective agent for change has been important to that evolution, she says on the podcast, and data executives need to look to the “blind spots” that they might have. Many have the technical skills to excel in analytics, but building skills in influence and thought leadership, and being a partner to the other stakeholders of the organisation, is the next critical step for the CDO. Finally, Papush also shares her insights on how value is extracted from data. A “one size fits all” approach cannot work, she says, and organisations need to build their strategies based on the maturity of their own data practice, rather than the hype in the market. Once the maturity is there, she says, data scientists can start looking at real life-changing innovations. “It's (data) a huge part of how we move healthcare to be more preventive and more interactive,” she said. “Health is currently very event-driven. But analytics and AI could make it much more seamless and unlock real-time care.” Tune in to the full podcast for more of Papush's thoughts on the history and future of data science. Thank you to you our sponsor, Talent Insights Group! Join us for one of our upcoming events: https://www.datafuturology.com/events Join our Slack Community: https://hubs.li/Q01gKNBn0 Read the full podcast episode summary here. --- Send in a voice message: https://anchor.fm/datafuturology/message

The Modern People Leader
70 - Valerie Jackson (Chief Diversity Officer, Zuora) & Laura Robblee (CHRO, Zuora) on their flourishing CHRO <> CDO relationship

The Modern People Leader

Play Episode Listen Later Jul 24, 2022 55:32


Zuora's Laura Robblee, CHRO, and Valerie Jackson, Chief Diversity Officer, joined us on The Modern People Leader. We talked about why their CHRO/CDO partnership works so well and how they're laying the foundation for a new Zuora. Timestamps: their favorite thing about working with one another (16:40), prioritizing diversity and inclusion at Zuora (21:50), why having both the CDO & CHRO reporting to the CEO works for them (25:08), the swim lanes for Human Resources & DEI at Zuora (30:00), why diversity is a measure of organizational health (37:39), why their leadership playbook is a big focus for them right now (40:05), the summit they're hosting for VP + folks at the company (44:00), the career advice Valerie would give her 22-year-old self (47:10), and what Laura would fix in HR with a magic wand 49:10). Subscribe to the MPL Weekly Digest: https://forms.gle/qdt6YaWULfoEHb6n8 Connect with us on LinkedIn: Daniel Huerta and Stephen Huerta

CIO Talk Network Podcast
Chief Digital Officer 2.0

CIO Talk Network Podcast

Play Episode Listen Later Jul 20, 2022 48:10


The Chief Digital Officer (CDO) role was created initially to unify the digital agenda, increase efficiency, create a digital culture, design better customer experiences, and optimize your competitive advantage. With digital adoption in the execution phase, beyond overseeing strategic alignment, how should this role morph to maximizing business outcomes? What capabilities should the current and aspiring candidates develop to deserve the CDO 2.0 stripes? Guest 1: Viren Shah, Chief Digital Officer, GE Appliances, a Haier company Guest Bio: https://www.ciotalknetwork.com/contributor/viren-shah/ Guest 2: Tony Ambrozie, Senior Vice President and Chief Digital and Information Officer, Baptist Health South Florida Guest Bio: https://www.ciotalknetwork.com/contributor/tony-ambrozie/ More on this Episode: https://www.ciotalknetwork.com/the-chief-digital-officer-2-0/ More on CXO: https://www.ciotalknetwork.com/topics/cxo/ Visit CIO Talk Network Website: https://www.ciotalknetwork.com/ Subscribe to our Newsletter: https://www.ciotalknetwork.com/subscribe/ Nominate Guests or Sponsor: https://www.ciotalknetwork.com/contact/

Marketing Transformation Podcast
#135 mit Christian Sprinkmeyer // Tonies

Marketing Transformation Podcast

Play Episode Listen Later Jul 17, 2022 44:41


Das Kinderaudiosystem Tonies erobert die Kinderzimmer im Sturm - ein Grund für Erik gemeinsam mit dem Tonies CDO Christian Sprinkmeyer bei der K5X über das Geschäftsmodell und die Marketingstrategie zu sprechen. Es geht um folgende Fragen: Welche Marketing- und Vertriebskanäle verwendet Tonies? Wie sieht der Kanalmix und die interne Organisation aus? Welche KPIs verwendet Tonies? Wie sieht die Zukunft von Tonies aus? Christian Sprinkmeyer hat eine Passion für digitale Unternehmen. Seit zwei Jahren ist er als CDO bei Tonies für die Gestaltung der Digitalstrategie verantwortlich. Zudem ist er als Berater und Angel Investor aktiv. Zu seinen Stationen gehören die Obi Tochter MachbarMacher und der Marktplatz für Stahlhändler Mapudo.

Insurance Monday Podcast
Marc Eichborn: Was haben gesetzliche und private Versicherungen gemeinsam?

Insurance Monday Podcast

Play Episode Listen Later Jul 17, 2022 51:34


Die gesetzliche Krankenversicherung ist eine der 5 wichtigen Säulen des deutschen Sozialversicherungssystems. Es gibt sie seit 1883 und sie ist mit etwa 73 Mio Versicherten eine der größten Versicherungsformen, die es in Deutschland gibt - aufgeteilt in 109 Krankenkassen. Immer wieder in der Kritik, weil zu sehr Behörde und etwas angestaubt, heißt es regelmäßig.Die private Krankenversicherung kommt mit ihren kunden- und vertriebsorientierten Tarifen bestehend aus Voll- und Zusatzversicherungen jünger und moderner um die Ecke. Doch die politische Debatte um die Bürgerversicherung und die gefühlt schleppende Einführung der elektronischen Patientenakte lassen die PKV im Vergleich zur GKV nicht nur glänzen.Ist das auch so? Wir haben mit dem Kölsch-trinkenden, Kilimandscharo bezwingenden New Work King oder einfach Marc Eichborn, CDO bei Bitmarck, einem führenden IT-Dienstleister für die GKVen, diskutiert. Marc ist außerdem ein Versicherungsgewächs mit Stationen u.a. bei AXA und Zurich und ein New Work Enthusiast, von dem wir viel lernen konnten in Bezug auf moderne Arbeitsformen, Change und unterschiedliche Unternehmenskulturen.Unser Gast: Marc EichbornUnsere Website: https://insurancemonday.de/Folge uns auch auf unserer LinkedIn Unternehmensseite für spannende Updates.Co-Host: Alexander BernertCo-Host: Sebastian LangrehrCo-Host: Oliver LauerCo-Host: Herbert JanskyVielen Dank, dass Du unseren Podcast hörst.

Becker’s Healthcare Podcast
Denise Basow, Chief Digital Officer at Ochsner Health

Becker’s Healthcare Podcast

Play Episode Listen Later Jul 16, 2022 10:56


Denise Basow, Chief Digital Officer at Ochsner Health, joined the podcast to talk about the CDO role and how digital technology is revolutionizing the patient care journey.

Becker’s Healthcare Digital Health + Health IT
Denise Basow, Chief Digital Officer at Ochsner Health

Becker’s Healthcare Digital Health + Health IT

Play Episode Listen Later Jul 16, 2022 10:56


Denise Basow, Chief Digital Officer at Ochsner Health, joined the podcast to talk about the CDO role and how digital technology is revolutionizing the patient care journey.

Modrn Business
Chris Wyland, CDO & Partner of Roll Em' Up Taquitos

Modrn Business

Play Episode Listen Later Jul 14, 2022 28:56


Zack gets a chance to learn all about one of the hottest new brands in the restaurant franchising space, Roll Em' Up Taquitos. Through his chat with CDO & Partner Chris Wyland, MB finds out how REU managed to get 300+ units in development in 15 months, their amazing tech stack, their unique branding and their plans for additional brands under their umbrella, Bomb AF Brands.

The Black Fundraisers' Podcast
Collaborative Fundraising: How it started, How it's going with the Baltimore Legacy Builders Collective

The Black Fundraisers' Podcast

Play Episode Listen Later Jul 11, 2022 37:46


ABOUT THE BLACK FUNDRAISERS' PODCAST The Black Fundraisers' Podcast was founded in 2021 by Kia Croom, a 20-year nonprofit fundraising and philanthropy leader. To learn more about Kia's work or to connect with her visit www.kiacroom.com. We encourage you to email the Black Fundraisers' Podcast with suggestions for show topics, inquiries, advertising, and sponsorship opportunities at Blackfundraiserspodcast@gmail.com. Subscribe to the Black Fundraisers' Podcast wherever podcasts are available Connect with us on IG & YouTube @Blackfundraiserspodcast ABOUT TODAY'S GUEST The Baltimore Legacy Builders Collective (The Collective) is a group of Black-led organizations collaborating to provide 100 plus hours of training, transferable skills & empowerment to 1,300 youth and young adults in the greater Baltimore area. In late 2019, The Collective secured funding from the T. Rowe Price Foundation to hire a Chief Development Officer (CDO) which is a shared fundraising resource across the three organizations and for The Collective in order to help build capacity and ensure sustainability. Through this partnership, The Collective will empower other community-based organizations to build capacity and replicate this “shared CDO” model with both technical support to cohorts and direct funding to a select group. The Collective is comprised of the following Black-led organizations: The Be. Org, Founded by Tonee Lawson I am MENtality, Founded by Darren Rodgers B-360, Founded by Brittany Young Visit www.baltimorelegacybuilders.org to learn more. This podcast is hosted by ZenCast.fm

Becker’s Healthcare Podcast
Denise Basow, Chief Digital Officer at Ochsner Health

Becker’s Healthcare Podcast

Play Episode Listen Later Jul 9, 2022 11:14


Denise Basow, Chief Digital Officer at Ochsner Health, joined the podcast to talk about the CDO role and how digital technology is revolutionizing the patient care journey.

Modrn Business
Ben Crosbie, CEO & Candace Byrnes, CDO of The DripBar

Modrn Business

Play Episode Listen Later Jul 7, 2022 29:43


We welcome back Ben Crosbie, CEO and bring along Candace Byrnes, CDO from The DripBar to discuss their rapid ascent in the past 2 years, how they educate their consumer on IV infusion, why Candace decided to become both a franchisor/franchisee of the brand and their goals for the rest of 2022.

Data Radicals
Radical Data Politics w/ Wendy Turner-Williams, CDO, Tableau

Data Radicals

Play Episode Listen Later Jul 6, 2022 32:28


Information is power, and data is rarely as subjective as it seems. Savvy data leaders know one thing: data is political. And for many data professionals — that fact can feel discouraging. But it doesn't have to be.Today, Wendy Turner-Williams, CDO of Tableau, brings us a fresh perspective on how to win at the game of data politics. Shifting corporate culture can be difficult. But with Wendy's tips and tricks, you'll be able to transform your org into a data-driven machine. You won't want to miss it.--------Quote:“When it comes to culture the thing that data professionals never love to talk about is that data's very political.” - Wendy Turner-Williams--------Time Stamps* (00:24) Who is Wendy Turner-Williams* (2:37) Ins and outs of working on data in a software company* (7:17) CDOs as supporting actors* (16:26) The evolution of data governance* (22:13) Wendy's approach to data culture* (24:45) The politics of data--------SponsorThis podcast is presented by Alation.Hear more radical perspectives on leading data culture at Alation.com/podcast--------LinksConnect with Wendy on LinkedInCheck out Tableau

No Sharding - The Solana Podcast
Sid Powell - CEO & Co-Founder, Maple Finance Ep #69

No Sharding - The Solana Podcast

Play Episode Listen Later Jul 5, 2022 42:22


Sid Powell is the CEO & Co-Founder of Maple Finance. Maple is transforming capital markets through technology and count traditional finance and crypto-native firms as customers. Joe McCann guest hosts.00:35 -  What is Maple?                    01:32 - How does Maple determine Credit worthiness?02:55 - Expanding the addressable market  04:35 - Who uses Maple and how they get started08:18 - Defaulting and the recapture of collateral13:21 - Maple's advantages against challenges lenders face in crypto16:45 - Why use Maple: Governance and growth19:27 - From Ethereum to Solana Integration                23:37 - Maple and Composability          27:13- Partnerships and future initiatives29:56 - Bringing non-crypto folks into DeFi / Partnering with Circle32:33 - Views on Contraction              34:59 - How Maple started and where it is going                  39:04 - Monetary policies and how they affect Maple DISCLAIMERThe content herein is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. Those who appear in the content may have a financial interest in any projects referenced, and any content herein is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice.  This content is intended to be general in nature and is not specific to you, the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented without undertaking independent due diligence and consultation with a professional advisor. Joe (00:09):Hey everybody. Welcome back to The Solana Podcast. I'm your guest host, Joe McCann. And today, I have the pleasure of speaking with Maple Finance CEO and founder, Sid Powell. Sid, welcome.Sid (00:22):Hey Joe. Thanks for having me. Great to be here.Joe (00:24):My pleasure. I've been looking forward to this one. For the folks that aren't necessarily familiar with Maple Finance. Can you just maybe give a brief introduction as to who you guys are and what you do?Sid (00:35):So, Maple is a DeFi lending platform. We think of ourselves as a marketplace for institutional lending. So, the right type of mental model to think about that with is, in the same way that Shopify provides out of the box tooling to run an eCommerce business. What Maple is trying to do is provide tooling to run a lending business that just happens to be on chain. So the way that Maple works at a high level is you have managers of pools, we call them delegates, they'll set up a pool, which is like an on chain lending business or on chain credit fund, people and institutions deposit into that. And then, the manager goes and originates loans to corporate borrowers out of it. So, it's recreating a TradFi credit fund or a TradFi lending business, but doing this on-chain.Joe (01:18):That raises a first question for me, that is, if I'm providing a loan to an actual business, how does Maple go about determining the credit worthiness of that particular business?Sid (01:32):It's a good question. And, what we've tried to do with Maple is be asset light, in that, Maple does not want to be the lender or the balance sheet lender itself. Instead, what we're trying to do is give people who have the expertise to underwrite and assess credit. So I think, people who were in credit teams at financial institutions before, or they might have been in investment banking, but they understand credit and underwriting loans. What they're doing is they would follow a fairly conventional process where they would meet the management of the borrower, assess their financials, so balance sheet profitability, and then enter a loan contract with them, and set commercial terms around it. So, it is replicating a fairly conventional and tried and true process of assessing whether a borrower can repay the loan. It's not really reliant on on-chain determinants of credit worthiness in that respect. Really where the blockchain comes in is actually settlement and management of loans and portfolios of loans.Joe (02:28):Got it. That makes total sense. I mean, you're really saying, "Hey look, TradFi folks that understand how to evaluate credit, and credit risk, and credit worthiness, here's a new avenue for you to do this, which is on chain." And so, does that imply that there's more or less a much larger market for this, or is it more just breaking down the barriers of how TradFi credit funds, or credit debts actually tend to work?Sid (02:55):It's both. I often like looking at business history and one of the things I was always really interested in was the way that when Sony released the Walkman, it actually expanded the addressable market of people listening to music, because they made it more portable and therefore easier to access. And so, I think with this, what we're trying to do is we're breaking down the workflows of running a lending business, but we're making it 10X simpler and less costly to run and operate that lending business or credit fund. And so, I think what that does, it actually expands the addressable market of people who can do credit to businesses, institutions and corporate borrowers. I think that market's really underserved, and I think that's actually going to crimp innovation and entrepreneurship in the economy and in the private sector.Sid (03:41):And so, what we're trying to do is expand the supply of people who can operate and run lending businesses, so that the private sector can get access to more and better credit. And the demand for that is not really being well met by the banking sector today. So I think, there are a few suppliers in the private credit or private debt markets. These would include players like Fortress Group. But I think with this technology, if we're successful, we should see a lot more of those types of players, because it will be significantly easier to set up and run that business. Those businesses will be more profitable to run. And, this is beneficial for the economy.Joe (04:19):And so, how does someone get started with Maple then? I mean, it sounds like there may be a couple of different avenues. I just want to make sure we go through the permutations of the opportunities for, say, individuals or actual companies that want to create this Fortress 2.0, if you will.Sid (04:37):Yeah. So, the central company or user of the platform, that role, we call it a delegate. But that's the manager of a pool. And so, they're, in effect, your lending business that's being conducted on chain. So those types of players, how they would get started, they go through due diligence with us. And then, once they're admitted to the platform, we really want to go through and see what sector they would be lending to, how they would attract institutions or individuals to lend into their pools, and then who on the other side are going to be the borrowers. We want to make sure that it's either a new sector. It's a growing, it's a profitable sector. It's one where there are fairly credit worthy borrowers. We're trying not to get into things that are too speculative. It's not for small businesses and for startups. It's more for established companies that are profitable, that have a great track record, and a big opportunity.Sid (05:31):So, that's one side. And then on the other side, institutions who are going to lend into the platform or individuals. I mean, this could be wealth aggregators, hedge funds, family offices, high net worths. But what they're looking for is a place to park capital and pretty simply earn a yield. That yield is going to be higher than going into things like AVA or Compound, because you're taking credit risk. You are lending to corporate borrowers. And so there is risk involved in that. But, generally these types of players have a fairly long time horizon and they're reasonably sophisticated in their understanding. So, that's lenders.Sid (06:07):And then, the other side is borrowers. Now these are typically corporates who are crypto native at the moment. So, that's the small wedge. If you think about, when you're going to attack a market, you have to start with a wedge. And what we did was started with crypto native companies who are generally market makers, high frequency traders, or arbitrage traders. But, that's one sector within the crypto industry that we can attack first. And then, next we want to look at other sub sectors, which could be infrastructure. So it could be players like Figment, Blockdaemon, Chorus. Could be Bitcoin minors, like Marathon, Core Scientific, any of these publicly listed players, or even large private players. And then beyond that, we want to start to look at SaaS companies. The goal here is not to live solely within crypto. We think crypto is tremendous infrastructure, but it's infrastructure that gives us an edge over traditional finance. And so, that's not really going to be successful until you can actually bridge and replace traditional finance in lending to those sectors.Joe (07:09):Yeah. That's really smart. Spoken like a true founder too. You got to start with your wedge and expand from there. I love that. This raises an interesting point though, today, starting with, say, crypto companies, I think makes a ton of sense. But more importantly, when folks create a pool and then, say, a family office or an institution decides to lend into that pool, what happens if someone defaults, right? So, in traditional finance and I'm definitely butchering this a little bit just to keep it short, but let's assume a business goes to a traditional bank and says, "I'd like to borrow a million dollars for working capital." And they say, "Well, what's your business?" "Well, my business is..." I don't know, "We build warehouses." Or something, right? And they say, "Well, what are you going to pledge as collateral?" Well, maybe they own the land, right, that they're going to build these warehouses on or something.Joe (07:56):In theory, and maybe even in practice, if they were to default on that loan, the lender would then have a legal claim against, say, the land that they pledge as collateral. How does that work? Not only necessarily just in the wedge that you're using with crypto companies today, but as you move towards, call it, infrastructure companies and even potentially SaaS businesses, how does default work in the recapture of that collateral?Sid (08:24):The way that lending began in crypto was largely over collateralized and it was using liquid financial assets, cryptocurrency, to serve as that collateral. And then, the lender would take possession of it, and then liquidate it if it drop below a certain rate, or if the borrower fails to repay. It's now evolved towards under collateralized lending. Certainly most institutions borrow under-collateralized now. And this means really what you're having to do is underwrite and assess the strength of their balance sheet. A lot of people think that this is an aberration, but this is actually most commercial lending.Sid (08:56):So, if you're lending against real estate, that would typically be an asset backed lend. But if you're lending to say Apple or a large technology company, typically they don't have a lot of property plant and equipment. They don't own a lot of land and you're not going to get your money back by being able to sell their land. Instead, what you're looking at is the equity of their balance sheet and the profitability of their business. And so, where this type of lending can evolve would be effectively a secured loan, but the security for that loan would be a charge over that corporate entity. So that's what we're looking at as we expand into other sectors.Sid (09:38):But, I think, to be able to actually serve the broad corporate market and eventually have Fortune 500 companies borrowing through DeFi, you need to get comfortable with that type of risk, which means assessing the balance sheet of a borrower. I will say that, if you take security over a house and a borrower defaults, the foreclosure process is about 18 months. You'll get your money back, but it will take a significant amount of time. So it's not liquid collateral. And anyone who thinks that DeFi lending against those type of assets is going to give them an instant payback if there's a default, is going to be disappointed. But, if you're lending against the assets of a corporate, you want to make sure, ideally, they're not going to default. Your recovery's going to be lower than if you're lending against a house. But, your probability of default is probably also correspondingly lower if you're lending to a large corporate than an individual who just owns a house or a small business, who's pledging a house as collateral.Sid (10:34):You are still lending against effectively the strength of the business and the profitability of the business. But, as crypto goes into other sectors, I can see asset backed loans also playing a role. We would look at real estate backed loans, but currently one of the main issues is that, that requires paper filing in any individual state that you borrow from. So, it's not even 10 years behind, it's 40 years behind in terms of actually having to file security and manage the opposite of that.Joe (11:02):Got it. Very helpful answer. I think, the takeaway really is, "Look, if you're lending money to Apple..." I love that example. "You're not necessarily having them pledge their One Infinite Loop address and ownership of that land as collateral." You're saying, "Look, it's Apple, right? They've got a ton of cash on their balance sheet, or they've got great potential for future cash flows, et cetera, et cetera. We're just taking that to something like Maple's platform and folks can assess." Like you said, it's really up to the lenders to assess the credit worthiness, right?Sid (11:33):One of the innovations that we've tried to build in is that if you're coming to the platform and you want to deposit into a pool, you don't have to be a sophisticated underwriter yourself. What we're trying to build is a way for you to assess that here's a pool that is lending to this risk profile.Sid (11:50):Let's say, mega cap companies based in the U.S., here's the historical performance. It's earned this much in yield. There have been X number of defaults. And then, you have a bio on the management team that is making those lending decisions. And that enables you to decide, "Okay, I'm going to allocate a bit into this pool and maybe a bit into a second pool." Rather than, you having to come to the platform and go, "Well, do I want to lend to company A? Or do I want to lend to company B?" Because, it's not really in most people's expertise or ability to devote that time to doing that. And I think that was why earlier peer-to-peer lending platforms like Lending Club didn't quite take off and achieve widespread adoption, because that model is just super inefficient for both the borrower who's coming to a platform and doesn't know who they can borrow from, as well as the lenders who come to the platform and don't know how to assess whether Apple is going to repay its loan. Apple's probably a poor example, but some other company.Joe (12:48):Well, and speaking of defaults, we would be remiss not to talk a little bit about some of the challenges facing the lending industry in crypto right now, without having to necessarily name names. I think it's pretty well understood at this point that there's been some stress in the credit markets, if you will, when it comes to crypto. Can you talk a little bit about maybe how Maple does or does not "hedge" against that, being more of the facilitator and it's really on the lender's ability to evaluate that risk? Or, are there any sort of advantages that Maple provides that theoretically could have mitigated some of the challenges that some of the lenders in crypto have faced?Sid (13:29):So there's probably three key advantages or differences for doing this in DeFi, which would've been risk mitigants. So, the way that Maple works is you have multiple pools, each pool is a basket of loans that you can deposit into and effectively you're lending to those borrowers on the other side. Number one is that, all of the loans and flow of funds is totally transparent and on chain. So if you go into a Maple pool, you can see who the 25 different borrowers are. So you'd never have a situation where you wake up tomorrow and you find out that a Maple pool was actually lending to a borrower that you had no idea about. And that that borrower was 30% of the pool. So, transparency is risked mitigant number one.Sid (14:05):Number two is that the withdrawals and flow of liquidity is all just governed by smart contracts. So, as cash flows back into the pools, people can withdraw. So, you'd never have a situation where you go and you find that on a discretionary basis withdrawals have been halted. At the moment, liquidity is constrained, but it's purely dependent on just paybacks of the loans, which are coming through over the next 60, 90 days and beyond. And then, element three, as you can see that, there is a reserve for each of the pools. So the reserve is there and it can absorb some of the credit losses. I would say, our reserves in the pools at the moment are probably undersized where they should be on a normalized basis and that's a learning, but conceptually having that reserve on chain, I think, gives people who are lending inter pools and into protocols comfort when they can effectively see the buffer that is available to protect people who are a senior there. Otherwise, contrasting that with more black box CeFi lending, it's just a feature that is not there.Joe (15:08):Weird. So you mean more transparency is actually better for market participants?Sid (15:13):Well, I think, yeah, at this stage with current events, it's a clear argument, yes. I think, where CeFi lending has advantages is obviously in flexibility, having a protocol and being governed by those rules obviously creates inflexibility and slows things down a bit. But, I would say ultimately what we're actually trying to design is a system that is resilient and robust enough to shocks that it doesn't require a bail in, or a lender of last resort concept, because over a long enough period of time, you will see enough volatility that stresses things that rely on a single counterparty. We saw during the GFC, everyone was insured by AIG. Well, when there was an out-sized level of defaults, AIG went bust, then no one was insured.Joe (16:03):That's right. Yeah. It's interesting, I was chatting with a coworker of mine who was at Lehman Brothers during the GFC and he was having a little bit of flashbacks to some of the stuff that's been happening in crypto today with the CeFi-related lending.Sid (16:17):Yeah.Joe (16:17):Let's talk a little bit about Maple itself. So the protocol, this is obviously The Solana Podcast, we're going to get into the Solana integration in a second, but I really wanted to provide the listeners with a fairly solid understanding of the actual product and the business, and also the business of lending. So they could understand maybe what Maple's token is, and what does the protocol do, and how does governance work? So, could you maybe just talk a little bit about if I'm a Maple token holder, and maybe I'm staking Maple, why have this protocol, and what does the governance actually do for the future of Maple's growth?Sid (16:54):It's a good question. And so, the way that the token fits into things is, it can be staked. So, that's the first use. The second is that, when you stake it can be deposited into that pool cover. Pool cover is your subordinate reserve. And so, the purpose that therefore provides is, providing a safeguard and some absorption for credit losses, in addition to being used as the governance token to make decisions on the platform. So, what you would do then, in terms of a workflow, so you might stake it, then you're receiving a portion of the establishment fees.Sid (17:27):So, Protocol Treasury earns about 66 basis points on loan origination volume, and then half of that goes to pay stake tokens. And then, the other element where the stake token participates, is that, if it's put in pool cover, pool cover is paid a portion of the interest. So, generally in most pools, it's about 10% of the interest cash flow. So, if a pool is a billion dollars, paying 10% on average, it's a $100 million in interest, 10% of that, so $10 million would go to pool cover. So it's going to pay effectively for credit protection there. That pool cover is comprised of the token and USDC. In future, we'll just have single-sided depositing of the token.Sid (18:10):But therefore, it receives a portion of revenues for actively participating in the credit protection of the pools and the senior lenders on the platform. So, that's how it figures in the platform both economically and from a risk allocation perspective. And I think, risk allocation is super important, because as I alluded to before, this is one of the ways in which we're trying to fix some of the problems inherent in TradFi lending. So, an alignment of incentives is super important and the pool delegate, so that team of managers who are deciding who are good borrowers, they have to put some of their capital into that subordinate reserve, the credit reserve. And they do that so that if there are defaults, they are among the first to take a hit. And that helps ensure that they are incentivized to maintain pretty good credit standards.Joe (18:57):It's really cool, because there's so many ways that you can participate in Maple. But also, the notion that folks have shared incentives and are aligned is I think one of the most powerful aspects of the protocol, but that raises the question of, "Well, man, it seems like a lot of scope for some engineering talent." Let's dive into a little bit of the tech, not get too deep, but certainly enough to give people an understanding of what it is that you've built, and ultimately why and when you added salon integration? What does that look like for your team? And, what has been the lessons learned from starting on Ethereum, and then adding Solana support.Sid (19:36):Yeah, it's interesting. I mean, looking back at our tech stack that we have on Ethereum. So, we launched the Ethereum version of the protocol in May of 2021. And then, we were steadily growing. So, Ethereum, or the protocol as a whole, has done about 1.5 billion worth of loans to date. It's pretty good for 12 months. But what we looked at as we built out Ethereum... So there's certain things that you really keep in mind when you're developing. So, upgradability was something we debated for a long time, because if you have upgradability, it gives you flexibility. And it means you can move faster, ideally not break things, but it gives you the ability to iterate, but it's less secure, because upgrading a protocol or upgrading a component of the protocol, that's how hacks and exploits can happen. So, we initially traded more on the side of security there and inflexibility.Sid (20:26):Now, as we near launching pools V2, we are thinking about upgradability and how we can have something that evolves. But, it was around late last year, I was actually at Breakpoint Solana in Lisbon, and I was meeting a lot of founders who were coming from TradFi backgrounds and looking at building things on Solana. And, we had been receiving comments from people who were using the platform about the transaction costs on Eth. And so, that prompted us to start looking at, "Could we build on layer twos? Should we evaluate alternative layer ones?" And, being at the conference, yeah, I was very much struck by, one, the level of development in the ecosystem, particularly on the DeFi side. Two, the level of talent that was moving across there. And, a lot of our clients and borrowers, like Alameda, obviously have a lot to do with the Solana ecosystem.Sid (21:13):And so, we started researching who was doing Maple on Solana. We met a team that was called Avari, and then we ended up acquiring them. And that meant that we were able to get live on Solana probably six months ahead of where we would've been. And it gave us access to really good talent in terms of Rust engineering, which was super short on supply. So, for us, it meant, one, speed to market. Two, talent acquisition. And, Jeff and Quinn, the two guys who came on board the team, really aligned with us in terms of values.Sid (21:43):And, it's given us now I would say the advantage of being on two chains is that you can start to build out a differentiated product that ideally isn't cannibalizing what you've already done on Ethereum. It should be meaningfully differentiated. And that's why I've been pretty excited to see things like the launch of the Solana phone, because the more differentiation and uniqueness that we have on the ecosystem that product is built on, the more we can serve a differentiated market, whether if you have something like, SolPay, that starts to introduce tech or SaaS companies into using crypto and blockchain to support their financing, then that's a market we could go and lend to.Sid (22:24):So anyway, that's a long-winded answer. But, that was why we started looking at Solana. And as we're evolving that product, so there's now about 113 million in loans on Solana, Genesis and X-Margin are each running pools there. We're trying to see, how can we build that product to serve either a unique customer base, whether it's like SaaS companies or a unique and differentiated lender?Joe (22:46):Got it. Yeah. The Breakpoint conference last year, I think, was really eye-opening for a lot of folks that were just getting familiar with Solana. And, the response I've heard from most people is that, just the developer activity and the developer acumen, the technical acumen of the developers that were migrating towards Solana was a super strong signal to why they wanted to participate, or in your case support Solana. One of the key features of Solana is this concept of composability. So, the notion that protocols can almost operate as Legos and you can build various things, developers can build various things. Is there a notion of composability with what Maple's doing? Meaning, could developers actually try to build something with Maple powering it, or as a piece of some bigger product, or protocol idea that they may have? Or is Maple more meant to be, "We're a vertically integrated thing that supports Solana's chain"?Sid (23:46):Yeah, it's an interesting concept. It's, do you go the Apple route and you be vertically integrated and control your destiny? Initially, the concept from Maple was for tranche fixed income, but then it evolved to be full stack lending. And that was because DeFi was so early that we didn't really want to be dependent on other protocols to get to market and to grow. And so, we took more of the Apple approach early on. Now as I look at DeFi, one, I think there's actually going to be a contraction in the scope of different products on DeFi for a while. And so, being vertically integrated is strategically pretty good for us, but the counter to the apple approach would be where Microsoft has found itself now, where I think, arguably before they might not have had a stronger set of products outside of Windows and Office.Sid (24:30):But, now when you look at what they've got, they've got GitHub, Teams, Xbox, gaming, Activision. They're actually adding this full suite of things, where when you go into their ecosystem, you have access to all of this. And it's a very interesting product to serve to institutions or enterprises from Microsoft's side. And so, I'm looking at what is within the lending product suite, whether it's yield. So this could include swaps, could include things like credit scores, could include flavor of insurance or credit default swaps, or it could include different types of credit indices. What are the adjacent or complimentary products that would, one, make our product offering stronger, and two, enhance the strength of a product that's trying to partner with us.Sid (25:16):So, credit scores are really a natural one. But, I'd say, at this stage, it is very early on in that space just because people aren't conducting most of their economic activity on chain. But other things like fix for floating swaps, or hedges, I think, are a pretty good complimentary one. It's still very early, but those are the natural ones that I speculate about, because that was what I used to do when I was in banking. We'd also have to go on frequently talk to a swaps desk, or a ratings agency. So I think those would be naturally the first ones.Joe (25:44):Got it. Yeah. There's a conversation that I have with a number of the founders that I advise on their companies about staying very tightly scoped to what you're building, versus opening up almost an API, or a set of SDKs, or a platform if you will. And there's just trade offs to both of those, right?Sid (26:01):Yeah.Joe (26:02):One is that if you are vertically integrated, well, you really control not only your destiny, but you also control the end-user experience, and what that end-user... How they're going to interact with your product/protocol. And that's super important, but it could potentially restrict the potential speed of the growth of what you could be doing in these adjacent areas like you're describing. Whereas, if you, say, theoretically, open up a platform with APIs and SDKs for developers to build on, you're not necessarily controlling that end-user experience, and that could be potentially detrimental to the brand of Maple, assuming someone has a poor experience. But, it's a great trade off to make, right?Joe (26:40):And I think, staying the course of what you guys have done thus far, the fact that you're even thinking about CDSs or credit scores. I mean, one of the questions that came to mind earlier was, if you're bridging a lot of what happened in TradFi, are we going to start to see a ratings agency? Are we going to start to see the CDOs and CDO squares, and for the listeners that may not know what that is, it's a collateralized debt obligation that could then also have various tranches associated with it, which unfortunately led to a big portion of the global financial crisis. And we don't necessarily want to recreate that. But I guess, from my perspective, how do you think about that roadmap that you're doing. And, where are you going to be doubling down, or are there other areas where you want to partner with folks? And, how do you think about that going forward?Sid (27:24):Yeah, I actually think about a lot. I mean, we get a lot of inbound interest in partnerships, because I feel like we've been around a little while and we've demonstrated a certain amount of traction. So that's good. But then, a big question becomes how do you decide and prioritize amongst those opportunities? And what I try and think about now is... I think, a big focus for us is which opportunities get us fastest out the gate in terms of serving non-crypto native customers right now. So there's a certain question of, how much do you want to be doubling down serving crypto native borrowers, versus say, leaping out and serving SaaS companies? And to serve SaaS companies, the types of product integrations that you might need, or just any customer outside of crypto, would be things like on and off-ramps.Sid (28:07):Now, that's a really intensive product development on the legal and compliance side. It's actually pretty simple build, but it starts to become a strategic question of, "How much effort do we want to devote to something like that, versus say, evaluating an alternative L1 or going to an L2?" I think, the scale's probably tipped in favor of looking at how quickly you can get out and serve just a wider set of customers. And I would say, part of our role at this stage is trying to educate people who are not actually in crypto already, and try and bring them into crypto and into DeFi, rather than bringing DeFi to them. Instead of evangelizing about it to the people who are already in crypto. I think what we're trying to do is just demonstrate a very workable product to people who are not already in there and wow them with what we think the huge benefits over doing this through the traditional financial system.Joe (28:57):I mean, look, I love the notion and the approach of trying to get a lot more non-crypto people into DeFi. I think, one of the things that I look for when I talk to founders or folks that are in the ecosystem... And I know that Anatoly and Raj did the same thing, and the Solana lab team more broadly is like, "How can we get more and more users that aren't already in the space?" And, there's a couple ways that you can do that. One is, you can build an amazing product that's very easy to use. Easier said than done.Sid (29:29):Yeah.Joe (29:29):But the second is some partnerships. And, what brought this to mind for me was I think when we met in-person, it was at a dinner that Jeremy Allaire, the CEO of Circle put on. Could you maybe talk a little bit about how maybe the Circle is an example of how you're thinking about levering someone in this space that is absolutely doing God's work out there, working with institutions and folks trying to get them into crypto and DeFi? Jeremy's done an amazing job of doing this with USDC and what he's been doing at Circle. So I'd love to get your take on if Circle is an example of how... Or someone that you would partner with to help accelerate some of those non-crypto native people into DeFi.Sid (30:08):Definitely. So, Circle, as you said, is a great partner. So, the pools lend on Maple in USDC, which is the vast majority of the lending that's happening on the platform, and also wrapped Eth. But if we look at USDC, this is absolutely essential infrastructure, I think, for DeFi, because having this secure stable currency in a digital form, which we can then distribute loans to corporate borrowers, as well as companies who are coming into DeFi and looking to earn a yield, are wanting that yield in stable coins. But, where Circle has been tremendous, and I think where there is a huge opportunity to grow is, one, there is the Circle yield product, which could potentially be integrated with Maple and a partnership there would offer people access to yields coming through the platform. What they've actually done really well, which is underrated is, the front-end of the Circle treasury and USDC product has, I think, the best off-ramp in the market.Sid (31:05):So, we use it for our own corporate treasury management and when we have to pay things in fiat. And, having that product, that's a really good Trojan horse, that if a regular non-crypto company starts using that, they have a seamless on and off-ramp through which they could access a product like Maple. So, I could lend to a company and let's say that company is doing SaaS, or it's a FinTech business, or even a business in real estate or construction. So, if we could lend USDC to that company, then they could take that through the Circle front-end, convert it into fiat, and then use it to pay vendors, suppliers, salaries. And so, I think, the growth and proliferation of stable coin usage is super essential and it's going to precede wider adoption of DeFi, because it's a necessary part, it's key, picks, and shovels for the space. But I'd say that's how the Circle partnership is super important for us.Joe (32:03):Yeah. The folks at Circle are great. I have nothing but positive things to say about them as well. And, there are other partners in this space that I think have been super helpful as well to DeFi adoption. As you think about these partnerships... What struck me earlier about when you said you think there's going to be a contraction in DeFi, how does evaluating how Maple is going to play in this space relative to the potential contraction that you're seeing? So, maybe to unpack this a little bit, can you talk about maybe your view on the contraction and how that may or may not influence how you want to go out and partner with folks to bring on those call it a 100 million new users into DeFi.Sid (32:46):The contraction is happening broadly across all risk on assets. So, people are going risk off for crypto for equities. And, what's happening is that because crypto is a much smaller market, the outflow is felt more acutely. But we've seen out general outflows from crypto and DeFi lending as a whole. And, what it's forced us to do is probably consolidate around a core working product. So, in this case, it's probably caused us to, say, push out potential partnerships that are maybe less clear in their scalability, because it's a bird in the hand, two in the bush. So, if you have a customer set that is working and partnerships that are working, you have to be more circumspect and conservative in the new ones, because you probably have less bullets. And so, what the pullback is forcing us to think about is, if we wanted to go and target a new set of borrowers, who is a new set of borrowers that we could potentially sell to lenders who would need to deposit into the pools that are lending to those borrowers?Sid (33:46):So, it forces us to think about matching and extending the markets that are offered on the platform, i.e., the pools that are offered on Maple. And, in terms of integrations, it forces us to concentrate more acutely on what partnerships, for example, Circle as well as off-ramps will help us extend our reach to serve customers who are outside of crypto. So things like credit scores, you have to be a little bit more conservative about, because probably the next six months, there's not going to be as much on chain activity. And so, the amount of value you could get out of, say, an on chain credit score is probably diminished for the next six months. It's not that it wouldn't work eventually. It's just that, probably that goes down your priority list in the near term.Joe (34:33):Got you. Yeah, that makes total sense. Can we talk maybe a bit about your company? We've been talking so much about DeFi, and of the product, and this and that. I probably should have asked this at the beginning of the podcast, but can you maybe just talk a little bit about the company? How old the company is? And, where you're located? Potentially remote, like most modern companies. And, what does the the roadmap look like for folks you want to bring on or folks that you're looking to add to the team? The reason I bring this up is that a lot of folks that tend to listen to the podcast are very passionate about participating in the Solana ecosystem and are interested to hear about how companies started and where they're going.Sid (35:13):We have an interesting structure. So, two segments, we've got the DAO, which raised capital. And the DAO is effectively governing the protocol and it has a multisignature that will implement any major changes, deploy new contracts. And then, we've got the operating company, which is employing developers, conducting business development and marketing. And so, that's domiciled out of Australia. And that company receives grants from the DOW, which cover operating costs and cash burn on a quarterly basis. And I suppose with those two segments, it's worth noting, so most of the team is remote. They tend to be based out of the US, Canada, UK, and Western Europe. We try to aggregate everyone around not too many time zones, so that it was easy to coordinate calls when I was living in Australia. I used to have to do 4:00 AM calls most days.Joe (36:02):Brutal.Sid (36:02):Yeah. But, we've got about 36 people at the moment. And so, we were hiring more aggressively. I think in current market conditions, we paired that back a little bit, but we are still hiring. So, if there are good people out there who want to join a team, we are looking for a couple of engineering roles at the moment. We're looking for a capital markets associate for anyone who is in TradFi or investment banking, and looking for a change into crypto. Never a better time to do it. And so, I actually want us to run a pretty lean model. So I think, me and my co-founder have always been of the opinion that you add people on the basis of jobs that need to be done, rather than just headcount for headcounts sake.Sid (36:42):And so, I've definitely been inspired by the FTX model there in terms of how much they've been able to ship for how lean they are. I would say, we've actually developed a sales team, operations marketing, as well as product engineering and design. So, we are a fairly complete core. And so I think, there are potential roles on the team for someone in sales, design, or engineering, if there are good people out there. Yeah, that's where we got to at the moment.Sid (37:13):But in terms of roadmap, the roadmap for us is we're launching pools V2. So there's a really complex engineering ask there. And, the team is doing a lot of research. And particularly with the market events of recent market volatility and some of the points and implosions we noted in the CeFi side, we're trying to take learnings and incorporate them into pools V2.Sid (37:37):So this would include things like, how to have a better withdrawal mechanism? How to have better cover support, i.e., credit protection, because people are really more acutely concerned about that. And that's something that probably wasn't a big market focus six months ago. And then, better asset liability matching, which is that point I made about sustainability of a lending business. You can't fund term loans without call deposits. And so, we just want to get better about matching those up.Sid (38:05):But then, on Solana, what we're focused on at the moment is things like open term loans, active collateral management. These are the types of things that we think is going to be super interesting tooling to bring more CeFi businesses onto DeFi rails. So I think, we recognize that is a core customer set of ours. And it's like, "How do we build the tooling that means that you would want to run a multi-billion dollar lending business on top of DeFi rails?"Joe (38:30):Wow, fascinating. And man, could we use that? If there's anything that we learned, I think, this year thus far is, self custody is definitely going to be a key thing going forward.Sid (38:40):Self custody is king.Joe (38:41):Yeah. Well, look, this has been an absolutely fascinating conversation. I have one last question for you. And, we will absolutely hold you to it long-term. You've been talking a lot about lending and there's an interest rate associated with those loans in the United States. And, I think some of the other central banks are following suit. We've been raising interest rates. So, how do you think a little bit about competing with some of the broader interest rate markets and something that Maple can actually provide? Does that actually factor in? How do you think about, I guess, monetary policy from central banks relative to the business that Maple's building?Sid (39:20):For a really long time rates on crypto were outside rates in, let's call it, the real or traditional economy. And that was because there was a lack of liquidity there. Then, what we saw, rates and traditional economies started to go up, but because there was actually more supply coming through, particularly earlier this year, we actually saw rates drop. And so, the delta between TradFi and DeFi/CeFi rates really compressed. Now, we've seen with the implosion of liquidity... Liquidity has totally dried up. We've seen rates go way wider again.Sid (39:54):So rates now blowing out to mid-teen levels, you can probably clear in crypto and DeFi. I'm a big student of financial history. And I look back at the last time that inflation was this bad, which was probably the Volcker era. And, cash rates got up to double digits to break the back of inflation. And I'm interested, because I still think that lending rates in the traditional economy are sub-inflation. And therefore, everybody who's lending in the real economy is still earning a negative real rate of return. Whereas, in crypto, at least you're earning a rate that clears inflation. But I'm interested to see, and I wouldn't be surprised if rates continue to go up in the cash rates and the TradFi economy up to high single digits. And then, in DeFi and crypto that probably pushes them close to high teens. And yeah, I wouldn't consider that out of the ordinary. I think, people assume that because we haven't seen that in 20 years that that's not possible, but I would say, in the 60s, rates were pretty normal low single digits. And in the 80s, inflation was double digits, so.Joe (41:00):So basically, to wrap it all up, you're saying, crypto rates will be clearing inflation, whereas the real economy, likely not so.Sid (41:10):Crypto you can't have that distortive effect of the central bank, where you have people who are lending out at negative real rates, because they're below inflation. I think, in crypto, there is a demanded risk premium. And, it's a more pure form of capitalism, I would say, where people are going to price rates so that they can clear a real positive rate. So I'd say, with supply inflows being limited, I'd say that effect is more exacerbated. So I probably expect to see the spread between crypto and TradFi actually widen over the next 12 months.Joe (41:44):Very cool. Well, we will absolutely hold you to that. And in 12 months, we will verify that you were correct. Sid, this was a great conversation. Thanks so much for sharing your story with Maple. And, if folks want to find you and Maple online, where should they look?Sid (42:01):So you can go to our website, maple.finance. That's where you can find the web app, any news and updates. If you're active on crypto Twitter, you can find Mapl @maplefinance. And you can find me @syrupsid, both one word. If anyone wants to reach out, happy to make contact with them.Joe (42:17):Great stuff. Thanks, Sid. Well, it was an awesome conversation. It was such a great time hosting The Solana Podcast again. My name's Joe McCann. I'll see you guys next time.Sid (42:26):Thanks, Joe.

No Vacancy with Glenn Haussman
FNA 63: Red Roof Rejoices

No Vacancy with Glenn Haussman

Play Episode Listen Later Jun 20, 2022 66:11


This will be a special Friday Night Audit as Glenn, Craig and Producer Dave are joined by George Limbert, President, and Matt Hostettler, CDO, with Red Roof. Grab a drink and laugh along with us.

Data Radicals
The Data on the Chief of Data with Randy Bean, Author of Fail Fast, Learn Faster: Lessons in Data-Driven Leadership in an Age of Disruption, Big Data, and AI

Data Radicals

Play Episode Listen Later Jun 8, 2022 32:25


The role of CDO is constantly evolving, and Data Radicals need to stay ahead of the curve. Today's guest gives us the inside scoop on how to do just that. Randy Bean is the founder and CEO of NewVantage Partners and author of Fail Fast, Learn Faster: Lessons in Data-Driven Leadership in an Age of Disruption, Big Data, and AI. In this interview, he and Satyen discuss the adoption of the chief data officer role, the challenges of creating a data culture, and the importance of soft skills for CDOs. --------“Data-driven organizations never rest. They're never comfortable. Because they know that unless they continue to do things to stay data-driven—they won't be the most data-driven going forward.” - Randy Bean--------Time Stamps* (0:00) How the Dunning-Kruger effect impacts your organization* (3:10) Randy's beginnings in data* (6:31) The endless data journey* (10:05) The evolution of the CDO* (19:51) How to know you're a successful CDO* (23:54) Barriers to building a data culture--------SponsorThis podcast is presented by Alation.Hear more radical perspectives on leading data culture at Alation.com/podcast--------LinksConnect with Randy on LinkedInCheck out NewVantage PartnersRead Randy's Book: Fail Fast, Learn Faster: Lessons in Data-Driven Leadership in an Age of Disruption, Big Data, and AI

Data Protection Gumbo
147: The Great Resignation IT Playbook - Heller Search Associates

Data Protection Gumbo

Play Episode Listen Later Jun 7, 2022 33:44


Martha Heller, Executive Recruiter of CIO, CTO, Digital Executives and CEO of Heller Search Associates discusses the Chief Data Officer role and its rising importance during this Great Resignation and some advice for rising data leaders and aspiring CDOs.

The Will To Change: Uncovering True Stories of Diversity & Inclusion
E216: Beyond “White Hot”: Former Abercrombie & Fitch CDO Todd Corley on the new Netflix film, Brand Evolution and Representation in Retail

The Will To Change: Uncovering True Stories of Diversity & Inclusion

Play Episode Listen Later Jun 3, 2022 64:21


Todd Corley, Senior Vice President, Inclusion, Sustainability & Community at Carhartt, and Former CDO at Abercrombie & Fitch, joins the program to discuss his career journey. Additionally, with the release of Netflix's 'White Hot: The Rise & Fall of Abercrombie & Fitch, Todd shares insights and lessons learned from his time as the CDO of Abercrombie & Fitch.

Franchise Maven
24. Coaches Need Coaching Training! Leverage Long-Term Training Programs in Your Franchise

Franchise Maven

Play Episode Listen Later May 31, 2022 20:00 Transcription Available


FocalPoint hosts an abundance of business coaches who have all been in leadership roles and now bring their talents to elevate the work dynamic of others. Host Greg Mohr invites Focal Point's CDO, Scott Hartsfield, on this episode of Franchise Maven to share the inner workings of their highly-acclaimed coaching support system and training programs. There's a reason they had their best year ever during the pandemic and 9 out of 10 coaches join for the people: discover it today.3 Key TakeawaysFocalPoint gains clients through networking, but they don't do a lick of cold calls. Scott shares their alternative solution to cold calling. If you're employing leaders and coaches in your franchise, you need to do more than equip them with information. Employ them in a full training program–coaches need to learn how to coach first!Create a long-lasting culture so that your franchisees are wishing they'd done this 5 or 10 years ago. That type of culture takes consistent workResourcesReach him directly through his mobileEmail shartsfield@focalpointcoaching.comOr contact Greg and he will connect you!Scott's LinkedinAbout Scott HartsfieldAfter nearly 10 years of searching, Scott found his ideal career fit with FocalPoint Business Coaching and recently celebrated his 10 year anniversary. Why FocalPoint? The ideals and values of Brian Tracy drive all of them. Brian's business-building tools, systems, and methodology have changed lives and Scott wants yours to be next.Scott is a proud dad and he wants to leave a legacy for his kids to be proud of. He doesn't want to "just have a job"; he wants his kids to see how he changed lives.

No Vacancy with Glenn Haussman
627: Top Hotel Development Officers from Hyatt, IHG, Marriott and Wyndham!!!

No Vacancy with Glenn Haussman

Play Episode Listen Later May 2, 2022 55:16


At the Hunter Hotel Investment Conference Glenn hosted a panel with:  Jim Tierney, SVP Development & Owner Relations at Hyatt Hotels Corporation Julienne Smith, CDO, IHG Hotels & Resorts Noah Silverman, Global Development Officer, US & Canada, Marriott International Chip Ohlsson, EVP & Chief Development Officer, Wyndham Hotels & Resorts Thanks to the team at Hunter for allowing us to rebroadcast this amazing panel!!  

Checking In with Anthony & Glenn
510: Top Hotel Development Officers from Hyatt, IHG, Marriott and Wyndham!!!

Checking In with Anthony & Glenn

Play Episode Listen Later May 2, 2022 55:16


At the Hunter Hotel Investment Conference Glenn hosted a panel with:  Jim Tierney, SVP Development & Owner Relations at Hyatt Hotels Corporation Julienne Smith, CDO, IHG Hotels & Resorts Noah Silverman, Global Development Officer, US & Canada, Marriott International Chip Ohlsson, EVP & Chief Development Officer, Wyndham Hotels & Resorts Thanks to the team at Hunter for allowing us to rebroadcast this amazing panel!!