Podcasts about fitbux

Episode 217 NPTEFF Interview with Joseph Reinke from FitBux

Running a business in the allied health space comes with its fair share of challenges. But what if there was a way to streamline your operations, save time, and cut costs? In this episode, we sit down with a team member from Jane App to dive into how their software is making life easier for business owners like you. We cover: ✅ The history of Jane App and its mission  ✅ How it simplifies scheduling, billing, and documentation ✅ Why PTs and other allied health professionals love it ✅ How its features help you save time and money

In this episode, FitBUX founder Joseph Reinke sits down with Karen Litzy, a self-employed healthcare entrepreneur and host of one of the largest podcasts in the industry. Karen shares her journey from clinician to business owner, breaking down the ups and downs of running a healthcare business, the lessons she's learned, and the strategies that have fueled her success. She also reveals the technologies and services she uses to streamline her operations, the biggest challenges she's faced, and her best advice for healthcare professionals looking to grow their own business or brand. Whether you're a healthcare provider, entrepreneur, or someone looking to scale a service-based business, this episode is packed with real-world insights you can apply today.

Student Loan Updates: Listen in as we discuss the current issues surrounding student loan repayment options with Joe Reinke from FitBux.

Last night, I went live to break down the latest developments in student loans, and trust me, there's a lot happening. First, we discussed the IDR injunction—why it's blocking all applications, what it means for borrowers, and what to expect next. Then, we dove into the budget reconciliation bill, which includes some major student loan changes that could impact repayment plans, forgiveness programs, and more. But here's the real question: What are the chances these changes actually pass? If you have student loans, you don't want to miss this episode. Tune in now to stay ahead of the game and make informed decisions about your financial future! If you need help with your finances, we'd love to help you find financial peace of mind. Be sure to become a Member of FitBUX today.  

Dr. Disrespect didn't just become one of the biggest gaming personalities overnight—he built a character that led to his financial success. But here's the secret: you can do the same. In this episode, we break down how consciously shaping your persona, habits, and mindset can unlock financial freedom and long-term success. Most people build their character unconsciously, leading to financial struggles. But when you take control, everything changes. Whether you're in healthcare, business, or any profession, the principles remain the same.

In this episode of the FitBUX Podcast, host Joseph Reinke is joined by Josh Mettle from Neo Home Loans to dive into the biggest questions surrounding the 2025 housing market. They reflect on 2024's surprising trends—like rising home prices despite 7-8% mortgage rates—and look ahead to what's next for buyers, investors, and homeowners. Key topics include: Why home prices remained resilient in 2024 Where mortgage rates are headed and their impact on affordability How millennials and Gen Z are shaping housing demand The ongoing challenges with housing supply and new construction Predictions for home price appreciation in 2025 Whether you're planning to buy, sell, or invest, this episode will help you understand the market dynamics and make smarter financial decisions. Resources Mentioned: Learn more about FitBUX financial planning: www.fitbux.com

In this episode of the Healthy, Wealthy & Smart podcast, host Dr. Karen Litzy welcomes back financial expert Joseph Reinke to discuss the critical topic of student loans. As the year comes to a close, many are assessing their budgets and the impact of student loan repayments on their financial planning for the upcoming year. Joe, a CFA charter holder and founder of FitBux, shares valuable insights into managing student loans and offers guidance on financial management strategies for healthcare providers, particularly physical therapists. Please tune in to learn about the latest updates regarding student loans and how to navigate the financial hurdles they present in your career.   Time Stamps:  [00:01:57] Student loans overview and history. [00:03:41] Student loan forgiveness programs. [00:10:48] Loan forgiveness program explained. [00:12:25] Income-based repayment strategies. [00:15:24] Nonprofit loan forgiveness explained. [00:20:24] Future of student loan policies. [00:24:03] Financial strategies for student loans. [00:27:02] Student loan repayment strategies. [00:31:44] Loan forgiveness and refinancing options. [00:33:18] Student loan management tips. [00:37:15] Money for future self.   More About Joe: Joseph is a Chartered Financial Analyst (CFA) and founder of FitBUX which has helped over 18,000 young professionals on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates.   He is currently an adjunct financial wellness professor at 15 universities.   Resources from this Episode: FitBux Website FitBux on YouTube   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Twitter Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Are hidden wealth killers silently draining your finances? In this episode, we uncover two of the biggest financial mistakes that are costing people tens of thousands—if not hundreds of thousands—over their lifetime. We'll discuss why reactive financial management, like focusing only on student loans or getting a mortgage in isolation, can lead to costly decisions. Plus, we'll share how inefficient budgeting tools are wasting time and money. But don't worry—there's a solution. Learn how adaptive financial management can help you avoid these mistakes, take control of your finances, and save for the future. Links & Resources: Learn more about FitBUX: https://www.fitbux.com Blog Version of this article: https://www.fitbux.com/articles/two-wealth-killers/ Video Version: https://youtu.be/JgA1gqpMqC8  

Feeling overwhelmed by financial stress? Many people follow a financial management plan for years only to realize they're nowhere near their goals. In this poscast, we'll show you how to eliminate that stress and gain peace of mind with our 5-step system called Adaptive Financial Management. You'll learn: ✅ How to organize your finances to make smarter decisions.  ✅ Why focusing on one goal at a time is the key to success. ✅ How to simulate your financial plan so you know it works. ✅ The right way to choose and use financial products. ✅ How to track and adjust your plan to stay on course. Don't let financial stress hold you back any longer. Discover how Adaptive Financial Management can help you build a plan that adapts to life's changes and keeps you on track for long-term success.

The recent election has brought major changes to Washington, and with Trump back in office, the future of student loans is once again in the spotlight. What will these shifts mean for borrowers in 2025? In this podcast, we'll cover: The potential impact on Public Service Loan Forgiveness (PSLF) and the SAVE plan. Key updates around income-driven repayment plans like PAYE and ICR Whether borrowers who recently had loans forgiven could be impacted. What Trump's past proposals may mean for future repayment plans Actionable steps you can take today to prepare for possible changes.  If you're a borrower, you won't want to miss these insights. Understanding what's on the horizon can help you make informed decisions about your financial future.

Are you sure you're on the right path with your student loan repayment? In this podcast, Joseph Reinke, CFA breaks down everything you need to know to make the best financial decision for your student loans. Whether you're just starting repayment or already a few years in, this expert checklist from FitBUX will guide you through every step, ensuring you avoid costly mistakes and maximize your financial future. We cover key topics like: Choosing the right repayment strategy for your goals Understanding the impact of student loans on major life decisions like buying a house or retirement planning Income-Driven Repayment (IDR) and Public Service Loan Forgiveness (PSLF) The importance of building a comprehensive financial plan to save thousands Get expert student loan help at: https://www.fitbux.com/student-loan-planner/

What would you do if you were $1 million in debt? In this episode, we sit down with the incredible Naseema McElroy (‪@financiallyintentional‬), a nurse practitioner, mom, and financial powerhouse, who didn't just tackle that level of debt—she turned it into almost $1 million in assets!

In this inspiring FitBUX podcast episode, Joseph Reinke sits down with Mike Mutzel, founder of High Intensity Health ( @Highintensityhealth ) Myoxcience, to dive deep into his journey from passionate health advocate to successful business owner. Mike shares the invaluable skills he's learned along the way, the connection between health and financial wellness, and tips for expanding beyond digital creation. Whether you're curious about writing a book, growing your business, or simply looking for personal growth advice, this conversation is packed with insights for young professionals on their journey to financial wellness.   Video Version: https://youtu.be/SQzuGDos0g4

In this episode, we dive deep into the differences between financial planning and budgeting, exploring how each plays a crucial role in achieving true financial success. Discover how I transformed my financial situation and gained financial freedom through effective strategies that go beyond just managing expenses. Learn the importance of financial planning in setting long-term goals and how budgeting can help you stay on track in your day-to-day life. With insights from my own experiences and tips from Fitbux, you'll find practical advice on how to create a balanced approach to your finances. Whether you're looking to save for a major purchase, invest for the future, or simply gain a better understanding of your financial health, this episode will equip you with the knowledge you need to succeed.

Welcome to "The Ultimate Guide to Compound Your Way to Financial Freedom," a podcast dedicated to helping you unlock the secrets of compounding to achieve financial independence. Hosted by a seasoned wealth management expert and the founder of FitBUX, this podcast provides actionable tips, innovative strategies, and real-life success stories to guide you on your journey to financial freedom. In each episode, we dive deep into the world of personal finance, debunking common myths and revealing the truth about compounding growth. You'll learn how to maximize your investments, optimize your financial planning, and leverage the power of the FitBUX Score to stay on track. Whether you're in your 20s, 30s, or 40s, our content is tailored to your needs, offering insights that are both practical and impactful. Discover the power of increasing your investment contributions incrementally, explore different financial planning methods, and hear inspiring stories from FitBUX members who have successfully compounded their wealth. If you're ready to take control of your financial future and build a secure, prosperous life, this podcast is for you. Subscribe now to stay updated with the latest episodes and start compounding your way to financial freedom today! Highlights: Actionable tips to explode your compounding growth Real-life success stories from FitBUX members Insights into the FitBUX financial planning method Strategies to optimize your investment contributions Myth-busting and truth-revealing about compounding growth Join Us: Subscribe to our podcast to stay updated with new episodes, financial news, and expert advice tailored for young professionals. Let's embark on the journey to financial freedom together!

Our financial expert reacts to some of the worst 401k advice I've seen on TikTok. As a financial expert, I get DMs daily about questionable financial tips floating around the internet. Today, I'm breaking down a viral TikTok claiming that 401ks aren't worth it. Spoiler alert: some points are valid, but there's a lot of misleading information too. I'll explain why matching contributions are crucial, the importance of understanding vesting, and debunk myths about market control and tax penalties. Plus, I'll reveal the hidden agenda behind this advice and why it's important to be cautious about where you get your financial tips. Stay tuned until the end to understand the real motive and why I started FitBUX to combat such misinformation. If you're new here, I'm Joseph Reinke, founder of FitBUX. This channel is dedicated to providing financial education for young professionals aged 20-40. Welcome!

Join us as we delve into how The Acolyte and Inside Out 2 come together to provide a valuable investment lesson that has the potential to save you thousands of dollars in the long run. We will explore in detail how to attain financial freedom by implementing intelligent money management techniques and investing strategies specifically designed for young professionals such as yourself. Uncover the essential aspects of retirement planning, mastering your finances, and effectively managing your wealth with expert insights from FitBUX. Whether you are a devoted Disney aficionado, a passionate Star Wars supporter, or someone who is simply keen on securing a stable financial future, this video is brimming with essential information catered towards young professionals aged 20 - 40 years old. Embark on your path to financial prosperity starting today!

In this episode, Joseph Reinke, CFA demystifies the Public Service Loan Forgiveness (PSLF) program and guides you through the essential steps to qualify. Despite many believing they don't meet the criteria, most borrowers with Direct Loans are inherently eligible. If your loans are not Direct Loans, we discuss the nuances of loan consolidation and how it impacts your eligibility. We delve into the intricacies of Income-Driven Repayment (IDR) plans, crucial for PSLF qualification, explaining why PSLF is not a standalone plan but a feature within these programs. Learn the importance of annually recertifying your income to avoid default solutions like forbearance—especially vital if your income changes. Furthermore, we clarify the employment requirements: working full-time (now defined as 32 hours per week by the government) at a qualifying non-profit or government organization is a must. We'll explain why certain positions, like contractors or those employed by for-profit entities, do not qualify. Finally, we emphasize the importance of submitting your Employment Certification Form correctly to ensure your progress toward loan forgiveness is tracked accurately. Don't miss this episode if you're aiming to navigate the complexities of PSLF or know someone who might benefit. Tune in to empower yourself with the knowledge to take control of your student loans effectively. Make money easy by becoming a Member of FitBUX today.

In this podcast episode, Joseph Reinke discusses how two FitBUX members use pscyhology to rethink debt and reduce their financial related stress. In one instance, the FitBUX member has a low interest rate mortgage debt.  Although his savings account is earning more interest, he is stressed about having a 300k balance on a mortgage. In the other instance, the FitBUX member needs to save for the IDR tax bomb but is stressed that their student loan balance isn't going down. Tune in to see how these FitBUX members used Joe's guidance to reduce their stress.

Join Joseph Reinke, the founder of FitBUX, as he explores the often overlooked concept of human capital and its critical role in achieving financial wellness and freedom. In this engaging podcast episode, Joseph addresses a common concern among young professionals: the daunting reality of debt and negative net worth. However, he brings a fresh perspective by illustrating how human capital—your education, experiences, and skills—constitutes your most valuable asset. This episode demystifies the concept of human capital, explaining it not just as your potential to earn, but as the embodiment of your knowledge, creativity, and professional attributes that collectively produce economic value. Joseph uses relatable analogies, like comparing an individual's intangible assets to those of a technology company like Facebook, to make the concept more accessible and impactful. Listeners will discover how understanding and leveraging their human capital can transform their approach to debt, investments, and overall financial planning. The discussion also covers practical strategies for maximizing wealth through both vertical and horizontal growth in human capital, providing actionable insights for listeners to apply immediately to their financial lives. Perfect for young professionals aged 20 to 40 seeking both tangible and intangible financial freedom, this episode not only enlightens but also empowers its audience to reframe their financial outlook and achieve greater economic success.

Welcome to the latest episode of our podcast, where we delve into the heart of financial wellness and empowerment for the modern young professional. In this special episode, our founder and leading financial expert, Joseph Reinke, takes an in-depth look at the newly announced plans for student debt relief. With a fine-tooth comb, we dissect the proposals, their potential impact, and the reality behind the numbers. Are these plans a beacon of hope for millions, or a political move with the elections in mind? Joseph doesn't just lay out the facts; he invites you to weigh in with your thoughts on whether these proposals will see the light of day. From discussing who benefits from the cancellation of unpaid interest to the nuances of automatic debt cancellation for certain borrowers, this episode promises clarity in the complex world of student loans and financial freedom. But that's not all. We're not just talking dollars and cents; we're discussing the tangible and intangible aspects of financial freedom. How do these plans affect your financial wellness, and what does it mean for your journey towards financial independence? Whether you're on YouTube or tuning in through your favorite podcast platform, make sure to subscribe, hit the notification bell, and leave us a review. Your support helps us grow and reach more individuals striving for financial freedom. Let's navigate these proposals together, understand their true impact, and equip you with the knowledge to make informed financial decisions. For more insights and resources, visit us at FitBUX. Join us as we pave the way to financial empowerment, one episode at a time.

In this Podcast, Joseph Reinke, CFA, founder of FitBUX, dives deep into the complex world of Income-Driven Repayment (IDR) plans for student loans. Discover the common pitfalls that borrowers face, including miscalculated monthly payments due to both borrower and loan servicer errors, and learn strategic ways to avoid them. Whether you're married and confused about how your spouse's student loan debt affects your payments, or you're struggling with inaccurate payment calculations from loan servicers, this video is a must-watch. Joseph shares real-life examples where borrowers saved tens of thousands of dollars by identifying and correcting these mistakes. Key Highlights: The Borrower's Mistakes: Learn how married couples can inadvertently increase their monthly payments and how reliance on flawed government calculators can lead to overpayments. Loan Servicer Mistakes: Uncover the shocking truth about how loan servicers' errors can drastically inflate your monthly payments and what you can do to protect yourself. The Right Financial Plan: Joseph provides invaluable advice on creating a financial plan that accurately accounts for your IDR plan, including how to manage your tax liability and prioritize your financial goals. By leveraging FitBUX's innovative technology and financial expertise, you can navigate the complexities of IDR plans with confidence. This video is not just about avoiding mistakes; it's about empowering you to take control of your financial future. Don't let IDR plan errors drain your wallet. Watch now to learn how to secure your financial freedom! Links: Learn more about FitBUX: FitBUX.com Understanding Income-Driven Repayment Plans: Discover Here Married Filing Taxes Incorrectly? Find Out More

Joe discusses a FitBUX Couple that were able to convert $100k of a 401k to a Roth IRA thereby generating approximiately $750k in tax-free retirement money. Plus, they can access the 100k anytime they want to without penalty! Need help? Be sure to join FitBUX.

In this enlightening episode of the FitBUX Podcast, we dive into a critical and timely topic that resonates with many high-income earners and married couples—making the right choice between SAVE and PAYE for student loan repayment. With PAYE on the brink of expiration, our host, Joseph Reinke, CFA and founder of FitBUX, sheds light on the nuances and potential pitfalls of these repayment plans through the lens of a real-life case study. Learn about a common yet crucial misstep many make—directly contributing to a Roth IRA without considering the strategic benefits of a backdoor Roth IRA, especially in the context of changing marital and financial landscapes. Discover how this oversight, combined with the decision to opt for SAVE over PAYE, can have significant financial repercussions. Joseph expertly navigates the complexities of student loans, income growth, and tax-optimized investing, offering clarity and actionable insights. This episode not only serves as a cautionary tale but also as a guide to informed decision-making and strategic planning for anyone on the path to financial freedom and PSLF. Whether you're a recent graduate, a resident, or a seasoned professional, this episode is packed with valuable lessons on navigating student loans, investment strategies, and the importance of making informed financial decisions. Join us on the FitBUX Podcast as we transform financial planning from a journey of individual challenge to one of collective triumph, emphasizing simplicity, trust, and community every step of the way.

In this episode, Joe discusses how travel healthcare workers can take advantage of Roth IRA Conversions to generate tax free funds in the future. Need Help?  Be sure to join Fitbux

In this enlightening episode of our financial podcast, we delve into the real-life story of Emily, a FitBUX member who faced a common yet complex dilemma many married couples encounter: whether to file taxes separately or jointly when dealing with student loans. Emily, like many others, found herself at a crossroads, balancing the intricate dynamics of marriage, income disparities, and the burden of student loan debt. Our episode takes a closer look at her decision to file separately, a choice that significantly impacted her student loan repayment strategy. Join us as we explore the nuances of Emily's situation, including the financial implications of her decision and how it affected her monthly student loan payments and overall tax burden. We'll dissect the pros and cons of filing separately versus jointly, especially for couples with differing income levels and debt responsibilities. Our host, a seasoned CFA Charterholder with over 20 years of experience in student loans and financial planning, will provide expert insights into Emily's journey. We'll discuss how Emily's decision aligns with broader financial planning principles and what other couples in similar situations can learn from her experience. Whether you're single, married, or planning for marriage, this episode is packed with valuable lessons on managing student loans effectively within the context of a marital relationship. Don't miss out on these crucial insights that could help you navigate your own financial journey more confidently. Remember to like, subscribe, and share this podcast for more stories and expert advice on managing your finances and student loans. If Emily's story resonates with you, or if you're seeking personalized financial guidance, visit FitBUX.com to explore how we can assist you in managing over $2.6 billion in assets and debts for young professionals. Tune in now and empower yourself with the knowledge to make informed financial decisions in your life!

Today on the FitBUX Podcast, we're tackling the often-overlooked but crucial topic of the IDR Tax Bomb. Join us as we explore the nuances of income-driven repayment plans and their potential tax consequences. Our financial experts will break down the complexities of student loan forgiveness and its impact on your fiscal health. Plus, we'll share strategic insights on how to effectively save for this eventuality, with a special focus on the benefits of Roth IRAs. Tune in for valuable tips and actionable advice tailored for the 20-40 age group, helping you secure your financial future with confidence. Need help? Become a member of FitBUX today!  

In this episode, Joe discusses a FitBUX member who is a student and had $60k in a 401k.  He illustrates how this student was able to do a roth conversion ladder and turn that money into tax free money that he can access penalty free if he chooses to post graduation. In addition, if he leaves it in the Roth IRA until retirement, he'll have $600k in tax free money when he retires! To get help, be sure to join FitBUX.

Join us on this insightful episode as we delve into the intricacies of the housing market with experts Josh Mettle of NeoHome Loans and Joseph Reinke, Founder of FitBUX. We dissect the events of 2023, exploring why home prices remained steadfast despite soaring interest rates, and make informed predictions about the housing market's trajectory in the coming year. Understand the implications of Federal intervention in the housing market, and how it has impacted younger and low to middle income individuals. If you're seeking guidance on your financial plan, don't miss out on FitBUX's revolutionary financial planning technology. Sign up today at fitbux.com.

He is a Chartered Financial Analyst (CFA) and founder of FitBUX which has helped young professionals manage $2.6 billion in assets and debts on their journey to financial freedom. Joseph has been personally investing since he was 12 years old. In addition, he has experience in student loans, mortgages, wealth management, investment banking, valuation, stock trading, and option trading. He has been on 100s of podcast and has been invited to 100s of universities to discuss financial planning with their soon to be graduates. He now serves as an adjunct professor for 6 universities teaching financial wellness curriculum.   Exclusive Gift:  Sign up and activate your FREE Reach Your Peak Club Membership and you'll instantly access DEEP discounts on major software, services, and top-shelf training courses you need to run a successful business. As an entrepreneur, you want to do just that - Reach Your Peak! This exclusive club is the perfect resource for businesses seeking better solutions at lower prices while building their empire. Go to https://ReachYourPeakClub.com and sign up now!   Watch The Mind Body Business Show LIVE! - Did you know that this "podcast" is a LIVE video show?  Register (completely SPAM-Free) to receive automated announcements whenever we go live.  Then simply click and engage.  We welcome your questions and real-time participation.  Go to http://ryps.tk/cbm-register and register (free) now! 

In this week's episode of FitBUX podcast, host Joseph Reinke, dives deep into the complex world of student loan repayment plans, discussing common errors and effective strategies for dealing with loan services. He underscores the importance of using a reliable calculator to estimate payments and highlights the current "on-ramp" scenario introduced by the Biden Administration. Additionally, Joseph shares insights on the housing market and provides an update on the stock market, emphasizing the power of dollar cost averaging in your retirement accounts. Listen in to understand the subtle interplay between risk and reward in your investments, and how FitBUX's technology and strategists can help balance your risk appetite. Resources: Student Loan Calculator: FitBUX Verify your Loan Details: StudentAid.gov File a Complaint or Dispute: Feedback and Complaint system, FSA Ombudsman Group

Welcome to another edition of FitBUX's Weekly Financial Update, your trusted source of noteworthy financial news tailored specifically for the 20 to 40-year-old demographic. As always, we're here to provide you with the most recent and relevant information on student loan updates, developments in the real estate market including mortgage rates and home affordability, and fluctuations in the stock market. Here's the latest financial news that you need to know to make informed decisions and optimize your financial health. Let's dive right in!    -*-*- USEFUL LINKS -*-*- https://www.fitbux.com https://www.fitbux.com/articles/mortgage-points-explained/ IDR Application video: https://www.youtube.com/watch?v=absBY-BkYPk&t https://www.fitbux.com/podcast/ https://www.fitbux.com/student-loan-planner/

Welcome to the FitBUX Podcast, where we decode the complex world of student loans, helping you to leverage loopholes and strategies like the "double debt consolidation" to ease your financial burden. Join Joseph Reinke, CFA, as he simplifies the daunting process of loan repayment. In this episode, Joseph discusses the Parent PLUS loans and how both retirees and children repaying them can benefit from the double debt consolidation loophole. So buckle up as we journey through the maze of student loans, giving you the tools to secure your financial future. Don't miss out on this opportunity. Tune in and take your first step towards financial relief. Need financial planning help? Be sure to visit FitBUX.com.

Are you worried about getting ripped off by financial planners or investment advisors? In this podcast, I'm going to discuss how investment advisors can cost you a lot of money with an actual example from someone using FitBUX's technology and service. Learn the basics of how financial advisors get paid, as well as two primary ways they make money. Discover why it pays to understand your other options when it comes to investing - DIY or using a company that uses technology to lower fees. Get all the information you need here! https://www.fitbux.com https://www.fitbux.com/hybrid-robo-advisor/  

In this episode, we share the journey of a FitBUX member — and a dear friend — who almost fell into the trap of a high-risk adjustable-rate mortgage. As we dissect his story, we unravel the dangers of going for the seemingly attractive lower rates without fully understanding the long-term implications. We expose the essential questions most first-time homebuyers fail to ask, and the misconceptions that lead them to believe all financial professionals have their best interests at heart. We go beyond just sharing cautionary tales, though. This episode promises to equip you with practical knowledge on mortgage types, terms, and risk mitigation strategies. By the end of this episode, you'll be well-versed in understanding vital concepts like P&I loans, 5/1 ARM, and 10/1 ARM. But most importantly, you will have learned to ask the right questions and make more informed decisions when it comes to securing a mortgage that fits your financial standing and risk tolerance. Join us as we unravel the mysteries of the mortgage industry and learn to rise above the sea of misinformation. Tune in now!

Are you trying to decide between term life insurance and whole life insurance?  Confused about the differences, advantages, and disadvantages of each type of policy? There's a significant difference between the two and why you would use each one.  Listen to this podcast for an in-depth look at both policies so you can make an informed decision.   Get all the information you need with FitBUX's financial planning technology - start today!   If you enjoyed this video make sure to like, subscribe, comment and share with your friends! Get more FitBUX content from the links below. https://www.fitbux.com https://www.fitbux.com/podcast/ https://www.fitbux.com/student-loan-planner/ -*-*- S O C I A L S -*-*-  Facebook: @FitBUXFinanceGroup  Instagram: instagram.com/fitbuxofficial  LinkedIn: https://www.linkedin.com/company/fitbux

In this podcast, we discuss the new SAVE student loan repayment plan which has been designed to reduce student loan payments in the near term. We will talk about how it works, what features are staying the same and also when it will become available. We'll also look at some of the situations where SAVE can make sense and share tips for applying for it and avoiding any tax surprises! Tune in now to learn more about saving on a valuable education plan with SAVE! Want student loan help? Become a member of FitBUX today!

Are you a first-time home buyer? Do you need help understanding the complex world of mortgages, loan-to-value ratios and calculating how much mortgage you can afford? Listen to our podcast and get all your questions answered! We'll cover essential topics like debt-to-income ratio, different interest rate types, paying points on your mortgage and more. Plus, we've got helpful resources like FitBUX technology to help customize these decisions based on your individual situation. So let's get started and find you the perfect place to call home!   -*-*- USEFUL LINKS -*-*- https://www.fitbux.com https://www.fitbux.com/articles/first-time-home-buyers-guide/  https://www.fitbux.com/articles/home-affordability-calculator/ https://www.fitbux.com/articles/how-much-house-afford/  https://www.fitbux.com/articles/rent-buy-house/ https://www.fitbux.com/podcast/  https://www.fitbux.com/student-loan-planner/ https://www.fitbux.com/articles/mortgage-points-explained/ https://www.fitbux.com/articles/professional-mortgage-loan/ https://www.fitbux.com/articles/movement-mortgage-review/ https://www.fitbux.com/articles/neo-home-loans-review/       -*-*- S O C I A L S -*-*- * Facebook: @FitBUXFinanceGroup * Instagram: instagram.com/fitbuxofficial * LinkedIn: https://www.linkedin.com/company/fitbux

Learn about Kenton Allen's incredible journey from a medical doctor to the co-founder of Doc2Doc, an online lending platform specifically designed for medical professionals. In this video, Kenton shares his story and the issues he faced during and after residency. He also explains why it is important for MDs and dentists to understand loans when it comes to their profession. Learn more about the loan products offered by Doc2Doc that help buying into a practice, as well as some closing lessons! Hear how his journey began from being an MD to now running a successful business. We discuss the various challenges he faced while transitioning out of his residency program and why it's so important for MDs & dentists to understand loans when it comes to their profession. Plus get insights on loan products available through Doc2Doc that help those looking buy into a practice – don't miss out! Check out Doc2Doc at https://www.doc2doclending.com Want more info about FitBUX visit https://www.fitbux.com  

The FitBUX podcast hosted by Joseph Reinke is all about helping listeners understand their financial situation and how to make the best decisions for their future. In this episode, Joseph talks to a couple in their mid-twenties who have recently graduated from college and are trying to navigate the financial landscape. Both of them are working in health care as physical therapists, making an annual salary of 76k a year. The woman owes 208k in student loans and is eligible for Public Service Loan Forgiveness (PSLF), while the man owes 198k in student loans. They also have 37k in auto debt with payments of $780 per month. Joseph helps them create a plan for their future by focusing on building an emergency fund, maximizing retirement savings, paying off debt strategically, and looking into home buying opportunities. He suggests they look into filing jointly or separately--filing separately will save them $4,800 per year on student loans and they can reclassify their tax return in two years and get back another $200 per year. When they have kids this number will increase even more. Joseph encourages the couple to consider investing conservatively then increase risk so in five years and they would have up to 75% of their investments in the stock market. With his advice and guidance, Joseph predicts that when it comes time for retirement this couple could be sitting on $8 million! However, if they pay off their student loans rather than going through income-driven repayment (IDR) plan then that number decreases by about $660K worth of assets (roughly $7M)--which is still an impressive amount! Financial planning can be intimidating but this episode shows how empowering it can be when you take the right steps towards creating a secure financial future for yourself and your family. Tune into this episode of FitBUX podcast for helpful tips from Joseph Reinke! Reach your financial goals faster with FitBUX's financial planning technology and IDR optimization service! Our cutting edge technology allows you to customize a plan tailored to your individual needs. We provide expert guidance and analysis of your current situation, helping you understand how it impacts your future. Our IDR optimization service can help you maximize savings by automatically adjusting payments for maximum efficiency. Plus, when you sign up, we'll give you access to our library of helpful tools and resources that will assist in making the most informed decisions possible. Start taking control of your finances today with FitBUX's financial planning technology and IDR optimization service!  

Today's show will focus on the FIRE movement and the recent event that has brought it into the spotlight. We'll be discussing why financial freedom doesn't have to come with a dollar amount, why you need to simulate your plan and keep tracking it, and how a financial professional shed new light to this idea.   We'll start by exploring what the FIRE movement is all about. This acronym stands for Financial Independence/Retire Early, and it's a popular approach used by people looking to achieve financial freedom. It involves cutting back on expenses and investing wisely in order to build wealth over time in order to reach the goal of becoming financially independent and retiring early.   Then, we'll dive into the story of Financial Samurai, a well-known website among those in the FIRE community. He is a finance professional with experience in this area and has his own blog where he shares advice related to achieving financial freedom.   Next up, we will discuss why this particular example serves as an important lesson for anyone interested in achieving financial freedom. We'll explore how having $1 million does not necessarily equate to being financially free, how budgeting down every nickel isn't necessarily freedom either, and why having a bad attitude towards money isn't ideal either. We'll also talk about how most people wouldn't do something like go after full FIRE due to its high level of commitment-- but still use it as an example of what can be achieved if you are willing to put in the work.   We'll then get into more details about Financial Samurai's actual situation at hand-- he was in his 30s when he retired from his 9-5 job, had real estate generating income for him, had a blog generating income, was living in an expensive area with two kids going off to college-- only to realize that three million dollars worth of assets weren't enough for him! That leads us into our next point as we discuss why simulations are important when trying to figure out where you're at financially and why you can't just "set it and forget it" when it comes managing your finances.   Finally, we will conclude by highlighting how financial freedom is really about how you think about money instead of any arbitrary dollar amount-- something that Financial Samurai realized himself after coming back from retirement-- as well as discussing FitBUX as an easy way for anyone else interested in simulating their own plans and monitoring them closely over time so they don't end up in the same situation!

In this podcast, we discuss how universities are falling behind on student debt and AI/Tech advancements, resulting in a decrease of value for university education. We use this as an example of why it's important to keep learning so you don't become obsolete and avoid financial ruin. Tune in now! If you need help developing your financial plan and implementing, be sure to check out our new technology at FitBUX.

Welcome to the weekly financial update podcast! This week we discuss student loans, mortgages, and stocks. This podcast episode covers the latest news on student loans and how to get them forgiven. We discuss the new digital signature feature for PSLF recertification, as well as a recent Supreme Court ruling that could allow borrowers to have their loans forgiven if they can prove fraud by their school. Additionally, we explore the fact that while less than one in 10 undergraduates default on their loan payments, only six in 10 actually complete their degree within six years of starting school. In addition, this week's financial update podcast covers mortgages, with a focus on the new 40-year mortgage approved by FHA. We discuss how 71% of people wouldn't accept a mortgage below 5.5%, and how Fannie Mae now allows real estate agents to use part of their commission for down payments on houses for clients. Finally, we look at how housing is so unaffordable that banks lost money for each mortgage they financed in 2022 according to a report. Tune in to learn more about mortgages! If you need help with your financial planning, be sure to check out our new financial planning technology at FitBUX.

In this episode, I highlight 2 examples of financial misinformation on the internet.  The purpose of highlighting it is to illustrate how the advice seems good but people that follow it put themselves in a horrible situation. I then go describe how to overcome this misinformation so you can achieve financial freedom. If you need help with your money, be sure to become a premium member of FitBUX.

In this episode, we interview Joe Reinke at Fitbux. We discuss the student loan pause, student loan repayment strategies, and financial planning considerations for travel therapists. Managing student loan debt is an ongoing concern for current healthcare professionals and students getting ready to enter the workforce… With the current student loan pause, there's a lot of discussion about what to do with your loans now vs later when they go back into repayment… And there are some special considerations specifically for healthcare travelers. We discuss all of this and more with Joe. Listen in to learn more! . . If you'd like to get help with your financial planning and student loan management, create an account at FitBux: https://www.fitbux.com/?ref=jaredcasazza . . Reach out to us with any questions. You can find more of Jared's financial articles here: https://fifthwheelpt.com/finance-categories/ .

There is a bit of confusion on how student loan interest works. In this video I break down how student loan interest works while you are in school, during your grace period, and once you are in repayment. I also discuss how student loan interest works on subsidized loans as well as for tax deductions. If you enjoyed this video make sure to like, subscribe, comment and share with your friends! Get more FitBUX content from the links below. ** Resources Mentioned In The Video** https://www.youtube.com/watch?v=Rwb8kau0CzQ https://www.youtube.com/watch?v=f4CJi1R9-Xw https://www.fitbux.com/articles/income-based-repayment/ https://www.fitbux.com/articles/dave-ramsey-student-loan-repayment/ -*-*- USEFUL LINKS -*-*- * https://www.fitbux.com  * https://www.fitbux.com/podcast/ * https://www.fitbux.com/student-loan-planner/    -*-*- S O C I A L S -*-*- Facebook: @FitBUXFinanceGroup Instagram: instagram.com/fitbuxofficial LinkedIn: https://www.linkedin.com/company/fitbux

In this episode, Founder of FitBux, Joseph Reinke, talks about financial freedom. Today, talks about understanding financial freedom, developing and implementing a financial plan, and FitBux. How long should you be focusing on one thing? Hear about student loan updates, budgeting vs financial planning, and get Joseph's valuable advice, all on today's episode of The Healthy, Wealthy & Smart Podcast. Key Takeaways “A budget is not a financial plan.” “You've got to have intangible financial freedom before you have tangible financial freedom.” “If you focus on one thing, you're going to achieve it much faster.” “Keep saving.” More about Joseph Reinke Joseph Reinke is a Chartered Financial Analyst (CFA) Charterholder and is the founder of FitBUX. In the past 5 years, FitBUX has helped 15,000 rehab therapist manage over a $2.2 billion in debt and assets using their innovative financial planning technology. Suggested Keywords Healthy, Wealthy, Smart, Financial Freedom, Student Loans, Planning, Finances, Budgeting, Cash Flow, To learn more, follow Joseph at: Website: www.fitbux.com. Instagram: @fitbuxofficial. Facebook: FitBux Official Group. Financial Freedom Webinar: Sign up here using my affiliate link. Subscribe to Healthy, Wealthy & Smart: Website: https://podcast.healthywealthysmart.com Apple Podcasts: https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify: https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud: https://soundcloud.com/healthywealthysmart Stitcher: https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio: https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927

Is it better to pay off debts first or begin investing? Can I buy a home if I have student loan debt? How do I prepare for retirement?   Joseph Reinke plans to make it easier to answer these questions and solve the problems people run into as beginner investors with his team at FitBUX.   Joseph is a rock star in finances and money management. He is a Chartered Financial Analyst (CFA) who began investing at 12 years old and has worked in personal finance for 15 years. He has experience in mortgages, wealth management, investing, valuation work, investment banking, and the list goes on and on. As the founder of FitBUX, Joe manages over 2.2 billion in assets.   0:00 - 2:00 Introduction 2:00 - 10:30 How Joseph Reinke got started in finances at a young age10:31 - 16:00 What is the primary challenge young professionals make today? 16:01 - 26:47 How does FitBUX help people manage their money? 26:48 - 32:00 How does inflation affect beginner investors?32:01 - 35:16 Paying off debts and investing in a time of high inflation.35:17 - 36:59 Case Study - 5 Ways You Get Paid in Real Estate37:00 - 43:37 The key to cash flow43:38 - 46:44 The Richest Man In Babylon46:45 - 50:15 What myth should people know about finances?50:16 - 51:08 How to reach Joseph Reinke