Stacks and the City

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Stacks and the City is the podcast about getting this money and obtaining financial independence by any means necessary. Host Ashley Copeland is a 20- something living in Washington, DC. She owns and manages two properties and saved an additional $40,000 in assets all without earning a six figure…

Ashley Copeland: Landlady, Side Hustler, and Fashionphile


    • Apr 14, 2022 LATEST EPISODE
    • weekly NEW EPISODES
    • 25m AVG DURATION
    • 95 EPISODES


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    Latest episodes from Stacks and the City

    Episode 101: REWIND Keith James and the Real Estate Market

    Play Episode Listen Later Apr 14, 2022 51:23


    In this episode rewind, I want to replay my episode on the real estate market with real estate agent Keith James. Find out how he started in his real estate journey, how he amassed multiple properties, and why he's made it a mission to educate and empower his community through home ownership.

    Episode 100: Do This to Invest in Real Estate

    Play Episode Listen Later Apr 7, 2022 20:21


    Hello everyone and welcome to yet another fantastic episode of Stacks and the City. In this episode I'm going to share with you how to start investing in real estate with no money at all. It is so important to find a strategy that works for you and stick with it. Money can be hard to find, but it's more intuitive than you think. I look forward to hearing from you. Make sure you subscribe and share share share! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 99: Where's that White Flag?

    Play Episode Listen Later Mar 31, 2022 15:31


    Hello wonderful people! I've decided to throw in the towel and sell the money pit I own. I can't wait to share details and what I've learned. Stay tuned! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 98: You can't invest until you know this

    Play Episode Listen Later Mar 17, 2022 24:07


    Hello amazing people! I hope you're well. I want to share with you all some tips to get a profitable piece of real estate from the very beginning! At the end of the day, the most important component to success is doing as much research from the beginning! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 97: Welcome to the Wonderful World of...Refinancing?

    Play Episode Listen Later Mar 10, 2022 13:22


    Hello hello hello! In today's episode I continue my epic conversation into the wonderful world of refinancing. We are one step closer to closing on the refinance of my principle property...so exciting! In today's episode I share my experience with refinancing and why it's so easy to spend money when you don't have any. (whew) Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 96: The Quickest Way to 30k

    Play Episode Listen Later Mar 3, 2022 15:46


    Hello wonderful people! Today I want to share with you my wonderful journey into the world of refinance. I'm taking advantage of the equity in my property to generate more assets. Listen in as I explain the process of refinancing! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 95: How to make $150k a Year in Real Estate with Kendra Barnes

    Play Episode Listen Later Feb 17, 2022 33:09


    Hello wonderful people! Today's episode I interview Kendra Barnes of The Key Resource. She's been able to retire from her traditional 9-5 job at the age of 32 to focus on whatever she wanted to focus on. It was such a pleasure to hear and speak on her life and how she was able to use real estate in a way that worked for her life. A couple of lessons I want to pay attention to: MAKE MISTAKES!!!! DO NOT be afraid to make mistakes when it comes to investing. Mistakes are inevitable but learning from them is paramount. DO NOT BE SCARED! Work With Someone! Kendra has the partnership from her husband and as a person who's had most of her real estate endeavors alone, I can't express the importance of finding someone to work with to help mitigate risk and learn with along the way. Click here to sign up for my newsletter! Pre-order her book Acres here!

    Episode 94: Day in the Life of a Real Estate Investor

    Play Episode Listen Later Feb 10, 2022 13:49


    Hello wonderful and fabulous money makers! Today we're going to delve into the day in the life of a Real Estate investor (ahem, me). We go into detail on what happens on a day-to-day when investing and managing real estate. Acquiring is one thing, but maintaining is a completely different ball game situation. Tune in to hear what I do! You're amazing and fabulous!!! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 93: The ONLY thing you need for real estate is...

    Play Episode Listen Later Feb 3, 2022 17:52


    Hello again amazing and wonderful people! Today I'm going to share with you the ONLY thing you need to buy real estate- ok fine, maybe not the only thing. However, this is hands down the most important component to acquiring real estate. That is....CREDIT! How good are you at paying someone back? If you have excellent credit and little to no money or income, acquiring real estate is more possible than you think. Work on improving credit (at LEAST a 650) and there are endless possibilities. Sign Up for My Fabulous Newsletter: https://stacks-and-the-city.ck.page/3080de8ef0 If you're listening (and reading this!) take ACTION! The first thing you need to do is download Credit Karma and look at your credit score. Go to Experian and look at exactly what you need to do to improve! It doesn't take as long as you think! https://www.experian.com/ https://www.creditkarma.com/

    Episode 92: My REAL Real Estate Journey (Lawd have mercy)

    Play Episode Listen Later Jan 27, 2022 29:15


    Hello wonderful people! I first want to thank each and every one of you for sharing, emailing me, and subscribing to the podcast! I'm so grateful. Let's make this the top money podcast in the podcasting metasphere (is that a word?!). Today's episode gives you a deep dive on my real estate journey. We're talking highs, lows, rock bottoms, and come ups. I share how I got started, how I was able to acquire 3 homes, losses, and

    Episode 91: The Airbnb Files: How much does one REALLY make?!

    Play Episode Listen Later Jan 20, 2022 19:58


    Good morning wonderful and amazing people! Hopefully as you see this, it should be somewhat snowing. This week's episode is all about Stacks and the City's experience with Airbnb. Is it worth it? Are the guests over the top? What should you do if you want to have a successful short term rental unit? I'm going to delve into the down and dirty on all things Airbnb including numbers- yes, dollas ya'll.  As always, please RATE and SHARE this podcast with everyone you love (and pretend to love. It be like that sometimes o_O).   Can't get enough of Stacks and the City? I know I can't! Sign up for my newsletter to get a weekly dose of financial know-how: https://stacks-and-the-city.ck.page/3080de8ef0 Have something to say? Show ideas comments and thoughts? Click on the link and share below! Go awf! https://anchor.fm/stacks-and-the-city/message

    Episode 90: Freud and Finance: Repression is Real Ya'll

    Play Episode Listen Later Jan 13, 2022 23:29


    Hello beautiful wonderful and amazing people!!! There is another amazing episode of Stacks and the City ready and it's all about the money mentality you've created for yourself over the years. Everyone has a relationship with money. Some may be healthy, some may fear it, some want to completely avoid it. Generally, people fall into two categories with money: natural saver or natural spender. Natural savers naturally want to keep their money. Haters like to call them cheapskates, tight on a dollar, and miserly. Natural spenders don't have as much of an emotional connection to money. It's a means to the end for what they really want. Haters like to call them spendthrifts and irresponsible. The money mentality you have has a lot to do with your childhood and life experiences. What were you implicitly taught about money growing up? What has happened in your life that has influenced how you view money? It is PERTINENT to know and understand the WHY behind your money mentality. That's the only way to improve it! In other news...listen in on what's been going on with my money life, my houses, and how I'm bouncing back from a rough 2021 financially (and spiritually, and physically, and emotionally, and all the other 'lys' Have something to say? Show ideas comments and thoughts? Click on the link and share below! https://anchor.fm/stacks-and-the-city/message Can't get enough of Stacks and the City? Sign up for my newsletter to get a weekly dose of financial know-how: https://stacks-and-the-city.ck.page/3080de8ef0

    Episode 89: Where I've Been $60+k in debt, and Money Trauma

    Play Episode Listen Later Jan 6, 2022 28:55


    Hey everyone! I know it's been such a long time and I really missed you all. I want to take some time to share with you all what's been going on in my life and the future of Stacks and the City. I've had a truly tough second half of 2021 and have doubted myself and my abilities. Tune in to listen to what's gone on, lessons I've learned and what's next for Stacks and the City.

    Episode 88: From Teacher to Multimillionaire: How Teri Ijeoma Did It

    Play Episode Listen Later Apr 2, 2021 44:07


    Hello wonderful, amazing, and great people. Today we're talking to the fantastic Teri Ijeoma of Trade and Travel, an online program dedicated to teaching people how to not only invest in the stock market, but to generate profit from it INSTANTLY. Her story is truly one of that so many of us can relate to. She started as a hard-working yet unfulfilled educator who soon learned how to maneuver the stock market in ways that the big dawgs do- we're talking Goldman Sachs, Jay-Z types, and the ubiquitous "hedge fund". In this episode you'll learn... How to make money in the stock market INSTANTLY. The turning point that make Teri want to transition from education to full time market investing. How Teri retired the 9-5 life and spends her time traveling to Miami, Mexico, Israel and more on the stock market's dime (casually). Teri's Trade and Travel program is currently the best-selling program on Teachable. Get more information here. I absolutely plan to take this program myself! Can't wait to see ya'll! Follow Teri right here. Follow Stacks and the City right here. Become a wealth-builder and get on the list to get exclusive information on any and everything investing. Ya'll are amazing and fabulous and wonderful and great. Make sure you rate, comment and let me know what you want to hear!  

    Episode 87: Can You Be a Nice Boss Woman?

    Play Episode Listen Later Nov 19, 2020 57:24


    Today’s podcast guest is angel investor, corporate boss, and author of Myth of the Nice Girl Fran Hauser.  I had the absolute pleasure of speaking to her about ways women can assert themselves while still keeping their kindness intact. You all, I felt so giddy and nervous reaching out to such an amazing woman. I first emailed her in February to request an opportunity to interview her.  After months of back and forth emailing, I finally had the chance to speak with her in October. Consistency is key, ya’ll! It was so amazing and insightful and I felt so warm.   In this interview you’ll learn:   ✅ TANGIBLE tips how to be yourself in the workplace.✅ The question of if you can be nice and assertive in your career.✅ How to be a self-made success story. It was an absolute honor to interview such an amazing, strong, fierce, and nice person.  She’ll give you everything you need to be a boss woman.   There will be a GIVEAWAY on her book Myth of the Nice Girl. Subscribe and rate my podcast to enter the drawing! Enjoy the show!   Follow Me: @stacksnthecity

    Episode 86: Build Wealth NOW

    Play Episode Listen Later Nov 12, 2020 19:24


    Today's episode talks about the ways we can build wealth NOW.  Money starts as a mentality. The way you approach your money will determine the wealth you accumulate over time. Stacks and the City aims to teach people ways to build wealth in a variety of ways: - Credit Repair - Budgeting and Planning - Homeownership - Stock Market Investing Interested in seeing how Stacks and the City can be of service to you? Book a consult here.- It's FREE Stacks and the City is also looking for the next generation of students to enroll in the Dollars to Dividends masterclass.  In this four-week program, you will have access to: - Four weeks of detailed virtual instruction. - 24/7 access to a private Facebook group  - LIVE training sessions - Bonus content with step-by-step guide to investing in the stock market. Have questions? Book a consult here.- It's FREE

    Episode 85: House Hacking Your Way to Financial Freedom with Kendra Barnes

    Play Episode Listen Later Oct 1, 2020 43:05


    Are you thinking about elevating your homeownership goals to becoming an investor?  Are you ready to purchase a home for the sole purpose of making money from renters?  That’s exactly what my Kendra Barnes decided to do.  In 2014, she and her husband decided to quit the rat race and purchase their first investment property in Washington DC.  A few short years later, they have amassed multiple homes and are heavy proponents of using real estate to build wealth.  Kendra then started The Key Resource, a platform aimed to get you to do the same! In this episode you will find:   ✅The controversial way Kendra and her husband paid for their first property. ✅The money-saving and game changing concept of house hacking. ✅Steps you can take today to get on a path to real estate investing.   As always, make sure you rate and share this episode.  I look forward to hearing your responses!   Resources Cited From Kendra:   Cashflow Game Robert Kiyosaki Controversy Information   First-Time Homeowner    NACA.org  The Maryland Smart Buy Program Information   Interested in Learning More About the Key Resource?: Follow her @thekeyresource Connect with Kendra Here

    Episode 83: Stacks on Stocks and Chanel

    Play Episode Listen Later Sep 17, 2020 16:13


    Ya’ll- I made a declaration.  I want the Chanel Classic Flap. I want it ya’ll. However, the continued price increase on an already extremely pricey bag continues to make it really hard for a natural saver like me to make the splurge.  Nonetheless, I continue to read that this beautiful precious bag is not only pricey, but a really great investment. The bag has an excellent resale value.  Who knew? In today’s episode, we’re talking all about how Chanel and the S&P 500 on the stock market have more in common than what meets the eye. In this episode you will find:   ✅ The man who gets money from our luxury purchases ✅ Why Chanel bags stay sky high ✅ Why I say buy that bag (but of course I’m biased)!   As always be sure to rate, comment, and share the episode.  I can’t wait to hear from you all!   Resources Cited:   https://www.forbes.com/companies/chanel/#224516d51ca2 https://baghunter.com/blogs/insights/chanel-flap-bag-price-styles-sizes#:~:text=First%20of%20all%2C%20the%20Classic,mademoiselle%20metal%20chain%20and%20closure. https://www.google.com/search?q=chanel+classic+flap+price+history&sxsrf=ALeKk00xzwZfjbwKuZsGGB2C7wNSO_ammw:1600055948067&tbm=isch&source=iu&ictx=1&fir=m2_U4nNPK_EWMM%252CCg03Kvig0L0UOM%252C_&vet=1&usg=AI4_-kQp7CTDPm3CnmC7Lh9VAdONnS9Y2Q&sa=X&ved=2ahUKEwjR1Z7z4OfrAhWnlXIEHX-MAYMQ9QF6BAgKEB4&biw=1440&bih=669 https://www.wealthsimple.com/en-us/learn/average-stock-market-return#stock_market_return_historically   Music: bensound.com Follow Me: @stacksnthecity

    Episode 82: Stock Market Pet Peeves

    Play Episode Listen Later Sep 10, 2020 18:35


    I’m aggravated! Well, not exactly.  This week’s episode of Stacks and the City, I’m going over all the myths, misconceptions, lies, and pet peeves regarding what I’ve heard regarding the stock market.  There’s a lot of information about the stock market out there and I want to clear the air.  The following are some of my 6 issues I hear when people share their trepidation when investing in the stock market:   The Stock Market is a Gamble It can be if you don’t know too much about it.  The more knowledge you have on how the stock market works, the better you’ll be at reading which stocks are more profitable than others. Knowledge truly is power! The Stock Market is Too Complicated Actually, it can be complicated.  However, don’t make it more complicated than it has to be! You can invest online index funds or hire someone else to manage your money for you.  Don’t be a mechanic- be a person who just got her license! I’m Going to Lose All My Money NO YOU’RE NOT.  Ya’ll, as long as you do the basics in the stock market.  You will not lose money.  The longer you hold your shares, the money money you’ll make.  The stock market is a time game. Don’t fear the stock market because of losing.  Most people are winning! I Get All of My Knowledge from CNBC/any News Cycle The majority of your information on the stock market should not come from 24 hour business news cycles. Do some research on your own. Numbers do not lie! Google ‘stocks to invest in’ and ‘index funds to look into’.  Remember, many of these outlets are meant to entertain.  Do the research on your own! I’m Only Interested in Investing in Stock Market Trends Apple and Tesla aren’t the only stocks worth trading in.  Bitcoin, cryptocurrency, and forex aren’t the only places to make money in the stock market.  Don’t be on the trends.  Find stocks that no one is talking about.  I Don’t Have Any Investments If you participate in your job’s retirement plan (401(k), TSP), you are already invested in the stock market. You simply have someone manage the money for you.  This is the basic and easiest way to participate in the stock market.   As always, make sure you share and let me know your thoughts.  Be sure to share, and rate the show.    Music: bensound.com Follow Me: @stacksnthecity Website: www.stacksandthecity.co

    Episode 81: Black Wall Street

    Play Episode Listen Later Sep 3, 2020 61:42


    How much of your history do you know?  Today’s guest really made me question the history I was taught throughout my education (and I’m a history major).  During my time at Duke University, I took a myriad of classes focusing on the progressive era of the United States. This is during the turn of the 20th century through the 1920s.  An aspect of this history I find so interesting is Negro history during the time. There seemed to be an abundance of African-American commerce and business.  A huge example of this is the Harlem Renaissance.  Harlem wasn’t the only pocket of African-American prosperity during the height of Jim Crow America.  In fact, many would argue it’s not even the wealthiest.  Tulsa, Oklahoma is arguably the center of black commerce at the turn of the last century.  Over thirty-six square blocks showcased black wealth through its myriad of black owned barbershops, theaters, restaurants, and dry cleaners.  Black people donned the latest fashions of the time and driving seemingly newfangled contraptions such as a car.  The wealth exuded in Tulsa earned the nickname Black Wall Street. However, on June 1st, 1921, racial tension peaked as whites set ablaze the entire district, causing death, and total destruction, and trauma lasting for generations.  This single event is the largest race massacre in our history.  Mechelle Brown of the Greenwood Cultural Center in Tula and the ultimate Black Wall Street expert guides us on telling this story of African-American prosperity and wealth during a peak of oppression.  In this interview I want to you to pay attention to:   ✅The emotion and pride of African-Americans during this period. ✅How and why black people migrated to Tulsa at the end of the Civil War. ✅The importance of perseverance and grit in achieving your goals.   I am so grateful to have  Mechelle on the podcast.  I learned so much and I know you will too. Check out the Greenwood Cultural Center Here. Ready to Start Investing in the Stock Market? Learn to invest with this FREE investing course here.

    Episode 80: Mike Askew Talks About Our Favorite Things: Death and Money

    Play Episode Listen Later Aug 27, 2020 49:32


    In today’s episode, we feature the owner of Askew Funeral Home, Mike Askew.  Not only did he open his funeral home to help our family transition my grandmother to the afterlife, but I was impressed with his professionalism and knowledge.  I am so excited to share with you all some of the lessons I’ve learned through my grandmother’s passing and to help you all get through a difficult time.  Here are some of the major takeaways I want you to get from my guest:   ✅ Plan Your Funeral: It is extremely important to make sure that your loved one has a money saved to pay for any home going expenses.  Mike speaks on starting a trust, which you can start at a funeral home or at the place you bank with.  He also speaks on life insurance, which is basically a policyholder paying insurance to help pay for funeral expenses and anything else to relieve the financial burden of the family when they pass.  Mike recommends a $50,000 policy for the average American.   ✅ Pick a Person Mike also speaks on having a designated person to handle all of a deceased person’s finances and any other aspect of their estate.  This makes the transition process so much easier.  This person will be in charge of paying the deceased person’s bills, calling companies, and settling any money matters.   ✅ Everybody Gets a Will Mike emphasizes that everyone get a will.  A will is the only voice of a deceased person telling their family how to settle their financial matters.  Even if your loved one doesn’t have a house or money or seemingly any possessions to pass on, a will removes any red tape on accessibility.  It removes any headaches!   I want to thank Mike Askew again for his time and expertise.  You all, unfortunately, the passing of a loved one does end at the funeral.  There are so many other factors you have to settle.  Make sure that your family plans as much as possible so you can spend more time grieving and celebrating your loved one’s life.   Get information on Askew Funeral Home Here. Interested in Investing in the stock market? I have a stock market definitions cheat sheet here.    Music: bensound.com   Contact Ashley:@stacksnthecity

    Episode 79: Stock Splits and Apple Pies

    Play Episode Listen Later Aug 20, 2020 22:03


    Hello my wonderful and amazing people.  The recent news of Tesla and Apple's stock pending stock split (and more importantly inquiry from one of you!) inspired the podcast for today. Today's episode talks all about stock splits and why it matters to us. In this episode you will find out: ✅ What is a stock split? ✅ Why is it relevant and beneficial for us? ✅ Should we invest in Apple and Tesla? Make sure you share, rate, and comment on this episode! I cannot wait to hear from you all soon. Ready to start investing but don't know where to start? Download my Investing 101 Ebook. Need to know the basics of the stock market? Listen to this podcast episode on investing in the stock market.   Follow Me: @stacksnthecity Music: www.bensound.com

    Episode 78: The Wealth Gap and Who Get Reparations with Dr. Sandy Darity

    Play Episode Listen Later Jul 30, 2020 52:42


    Hello everyone! Today's episode focuses on the inception of the Wealth Gap in the black community in America.  I had the pleasure of interviewing advocate of reparations and economist Dr. Sandy Darity of Duke University.  In our conversation we discussed: Exactly how the Wealth Gap started  A single event in history that arguably would have prevented the Wealth Gap from even occurring The importance of housing in closing the Wealth Gap Grab a copy of his new book From Here to Equality here. In other news, Smart Savvy Spenders masterclass is HERE! Get group training on what it takes to easily save, effectively spend and accomplish your money goals.  Use the code GETWEALTHY to receive 50% off! I can't wait to meet you! Sign Up Here. Get in Touch: @stacksnthecity Episode 78: The Wealth Gap and Who Get Reparations with Dr. Sandy Darity

    Episode 77: Let's REWIND: What's Your Money Mindset?

    Play Episode Listen Later Jul 23, 2020 17:42


    Hello lovely people! We're back with another throwback episode for the week.  In HOT anticipation for my Smart Savvy Spenders masterclass, I wanted to revisit the concept of money mindset when approaching your finances.  Money isn't about charts and excel summations- it's about your emotional attachment to it.  How do you view money? Is it a tool or crutch? I delve into this concept in today's rewind series.  Keep your money mindset in your head as you continue to approach your money.  I can't wait to hear from you! 

    Episode 75: Stacks on Stocks and Such

    Play Episode Listen Later Jul 2, 2020 16:54


    Hello again everybody! Today I'm going to talk about the 5 steps to craft a perfect stock portfolio. The goal is to have a well rounded and PROFITABLE portfolio.  It's not hard! Don't overthink it ya'll! Also, make sure you RATE and COMMENT on the show! My goal is to have as many people listening and learning FREE ways to build wealth.  Stay amazing and fabulous.   How to Create a Profitable Investment Portfolio:  Step 1: Find Your Investment Platform Step 2: Figure Out What to Invest In Step 3: Pick Your Stocks Step 4: How Many Shares Should I Buy Step 5: Choose Your Investing Strategy   How to Invest in the Stock Market Ready to Start Investing in the Stock Market? Don't Know Where to Start? Get my step by step guide here.   Music: www.bensound.com Follow Me: @stacksnthecity 

    Episode 74: How Do Use Your Dollar to Hold Companies Accountable with Dan Simons

    Play Episode Listen Later Jun 25, 2020 61:21


    Over the past few weeks, nonstop protests fueled by the murder of George Floyd of a police officer envelope the nation and world..  Slews of social media posts, company statements and organization apologies pepper our TVs and phones.  However, a big and relevant question that hang over heads of minority consumers is this: so what?   Today’s episode of Stacks and the City features Dan Simons, CEO of VSAG and co-owner of Farmers Restaurant Group. Farmers Restaurant Group has restaurants such as Farmers Fishers Bakers and Founding Farmers and has been consistently ranked as the top booked restaurant on OpenTable.  Not only have I had the pleasure of working under Dan but I had a wonderful conversation on his perspective on if the ethos of a company matters when doing business.  Can we still ethically support a business if their views, politics, and messaging doesn’t align with ours?  My conversation with Dan honed on these three major points:   Hold Businesses Accountable With Your Dollar If a company has something to say in regards to the Black Lives Matter movement, how should we respond? Conscientious Capitalism Is this term a paradox? Find out what Dan thinks Invest in the People Instead of using money to be at the mercy of investors and shareholders, Dan believes that the more you invest in the people and employees, the more profit your business will turn in the long run.    What do you think about the episode? Do you agree? Can I go to Chick-Fil-A knowing that they’ve donated to Donald Trump’s campaign and explicitly express anti LQBTQIA+ views but they hire liberal and queer employees who consistently remain pleasant and give me as much BBQ sauce as possible? Can we now go to NASCAR events? Is racism finally over???!!!!!  Share with me in the comments! Music: www.bensound.com   Follow Me: @stacksnthecity

    Episode 73: Fears, Feelings, Facts & Your Money with Kevin L Matthews II

    Play Episode Listen Later Jun 18, 2020 33:06


    Hello everyone! I really wanted to delve into the connection between the stock market and our fears.  It took me three years to build the courage to make my first investment in the stock market- and I was still petrified.  What if I lose all my hard earned money?! I didn’t understand that there are metrics used to determine whether or not the market would be valuable for me in the long term.  I never saw anyone discuss the market- let alone have money saved for anything but necessities.  Anything I read discussed the Great Depression, Eron, and the Great Recession.  It felt elusive, dark and confusing.  I discuss these feelings and more with Kevin Matthews II of Building Bread.  Kevin uses his knowledge to teach the basics of stock market investing to those who didn’t grow up with access to the market.  He teaches classes everyday on his Instagram account @buildingbread.  One of the biggest takeaways from the conversation wit  h him is that emotions don’t do math! If the chart squiggles up over time, that means the stock will continue to squiggle up once you get your money in the game. The stock market can still be scary and confusing, but it’s important to start investing despite your fears.  I really do believe the silent majority is making plenty money from investing and isn’t commenting simply because the stock market is doing what it’s supposed to do- make them easy money. In this podcast episode find out: Why you can’t be cheap when investing in the stock market Why you can’t look for the next Amazons and Apples to invest in Why dry stocks can generate the most coin Why you don’t need to be an expert to invest in the stock market Why consistency is key   Easy Ways to Invest: Put your money in your company’s 401(k) Purchasing fractional shares (Index Funds)   Thank you so much Kevin for the opportunity to speak with you!   For more information, visit his website at: https://www.buildingbread.com/   Follow Kevin at:@buildingbread Follow Me (Ya’ll are fabulous)@stacksnthecity   My Ebook on the absolute beginner’s guide to investing is right here: https://www.stacksandthecity.co/cart-page?appSectionParams=%7B%22origin%22%3A%22cart-popup%22%7D

    Episode 72: How to Fail Forward in Real Estate With Keith James

    Play Episode Listen Later Jun 11, 2020 51:24


    Are you really ready to be a homeowner? Are you overwhelmed with details and information? Whew, I feel you.  Today’s episode features Real Estate extraordinaire Keith James who answers every question you have had if you’re interested in investing in Real Estate as a first time homebuyer. Keith is a Real Estate agent and managing partner of the Coalition Properties Group in Washington, DC.  Keith divides his expertise into three sections: getting started as an investor, getting started as a first time homebuyer, and how today’s current events (i.e. the current pandemic and the outpour of protests regarding the murder of George Floyd) affect the state of the market.  Many thanks to Keith for his insight and assistance!   Three Key Takeaways From Each Section of the Conversation: Buying a Home as an Investor: You don’t necessarily need to a perfect credit score to purchase your first property Get a mentor! They are extremely important when getting the support and resources needed for reaching your goal   Buying a Home as a First-Time Homeowner: Take advantage of first-time homeowner programs.  You don’t need to put all your money down for a property! Know what to ask when looking for a real estate agent   Current Situation: Do everything you can to build wealth for your community Investing in DC if you can; however, there are many areas outside of DC that are worth investing in as well! Many many thanks to Keith for your AMAZING insight! As always, let me know what you think and I look forward to seeing more keys in hands in 2020! Stay amazing! Music: www.bensound.com Keith James Information  @keithjamesrealtor  keith@coalitionpg.com https://www.coalitionpg.com/

    Episode 71: Ten Years. Black Victims. No Justice. What's the Holdup?

    Play Episode Listen Later Jun 5, 2020 26:57


    Hello everyone. Today’s podcast features yours truly as I work to synthesize why there are been countless deaths from police officers yet little to no change to really reform the system of use of excessive force.  I took the time to listen to conservative thought leaders, read media from both sides, and listened to podcasts featuring both sides of the “argument” and came to this conclusion: There is an inherent difference between the way our country perceives its justice system and structure of the United States. It all boils down to trust vs distrust of justice In our government   Conservatives don’t see the why behind our [valid] arguments because they generally don’t inherently see the structure of our government as deeply flawed.   How did I come to this conclusion?   The Presence of Unions Which Protect Both Good and Bad Cops The power of the local government when discussing law Trust vs. Mistrust in the Intention of Law Enforcement Invisibility of Racism   This isn’t an attack toward conservatives, police officers, or even our country- but it is an important and necessary critique. I wanted to better understand the conservative opinion so I can better craft the argument for reform in our justice system and how African-American men are constant targets for our prison systems and use of excessive force. Stay Amazing, Ya'll. Ashley Copeland   Follow Me: @stacksnthecity Music: www.bensound.com             https://newrepublic.com/article/157918/no-cop-unions https://www.unionplus.org/page/what-union https://iupa.org/ https://smartasset.com/career/the-pros-and-cons-of-unions https://www.policeone.com/legal/articles/what-police-unions-do-and-why-it-matters-Dl1MptG2fXOZZAmH/ https://www.amazon.com/The-New-Jim-Crow-audiobook/dp/B007R0L47O/ref=sr_1_1?crid=17Y44EGZS574H&dchild=1&keywords=the+new+jim+crow&qid=1591353179&sprefix=the+new+%2Caps%2C139&sr=8-1

    Episode 70: Omojola Hebron Explains The Similarities Between Buying a House and a Bag

    Play Episode Listen Later May 28, 2020 23:44


    Many times, wealth building can be overwhelming and confusing at times but it doesn’t have to be! Today’s CEO Spotlight features a young woman who extensively invests in the stock market and owns four properties across the United States. She explains her methods for obtaining homeownership and describes some stocks we should consider investing in. When listening to the podcast, I want you all to pay attention to these key points:   Know the importance of location Learning how to use your first home to save money and purchase additional homes Learn the power of using your willpower and knowledge to build wealth As always, thank you for tuning in! Because of you all, Stacks and the City has had the most downloads since its inception! I’m so grateful for your support, insight, and greatness.  Let’s get to the money and create a life for ourselves that we deserve.  Stay amazing and quarantined! Keep in Touch: @stacksnthecity Music:www.bensound.com

    Episode 69: Marcus Goodwin Dishes the DC Housing Market

    Play Episode Listen Later May 21, 2020 21:33


    Today’s CEO Spotlight features real estate developer and candidate for DC Council-at-Large Marcus Goodwin.  Marcus is a native of DC who delves into his journey from starting with his humble beginnings to graduating from the University of Pennsylvania to becoming a candidate for DC council-at-large.  Stacks and the City will start to delve into the semantics of the homeownership process.  Our interview discusses:   The Importance of Lowering Your Tax Burden: No matter how much money we earn, taxes are inevitable.  Generally speaking, the more you earn, the more Uncle Sam feel entitled to take.  However, did you know there are ways to mitigate the tax burden? You can go as far as finding tax shelters to lesson the amount of money you owe.  If you want more information on how taxes really affect your money, let me know in the comments and we’ll get a show set up!   Can I Afford to Purchase a Home in Washington DC?: Washington, DC is one of the most expensive cities in America.  According to zillow.com, average home prices are $640,000.  What does that mean for the first timeDMV homeowner?   Are There Any Downpayment Assistant Programs Available?: NACA (https://www.naca.com/) is available for downpayment assistance. Downpayment assistance means there are programs who pay for the upfront costs that can make it difficult for people to become homeowners.  If you want more information on downpayment programs definitely let me know.   As always, let me know if you have any questions and I look forward to hearing from you all soon! Special thanks to Marcus for his insight and expertise!     Stay in Touch: @stacksnthecity Music: www.bensound.com

    Episode 68: Beca Soto's Recipe for Financial Success Involves Wine

    Play Episode Listen Later May 14, 2020 48:44


    Hello my wonderful wealth builders! I've done some research in the past on people who specialize with budgeting and planning part of money management and I stumbled across @thefinancialgym.  The Financial Gym is a company that treats your money like going to the gym- you pay a monthly membership fee and you receive a personal money trainer to get your finances fit.  I had the pleasure of speaking to Beca Soto, a level two trainer for the gym's DC location. She uses a unique combination of enthusiasm, passion, and personal story to influence her trainees into getting into financial shape.  Budgets, spreadsheets, and judgement don't drive the conversation; instead, goals, envisioned lifestyles, and even tissues drive the change.   In this episode you'll learn: What exactly is the financial gym and how it can help you What sparked Beca's passion for empowering others financially Beca's biggest financial mistakes  How wine and money are directly correlated.  The Financial Gym is still offering Wine Wednesdays and virtual training sessions, so there's no reason better than now to get started! Information to the financial gym is here. More Information on bullet journaling is here. Keep In Touch: @stacksnthecity Music: www.bensound.com

    Episode 67: Did Warren Buffett Just Destroy an Industry?

    Play Episode Listen Later May 7, 2020 24:35


    Hello wonderful people! Today's episode is in direct response to Warren Buffett's annual shareholder meeting of his company Berkshire Hathaway.  On May 2nd, he made an announcement of his company selling his 10% stake of the four major American-based airline companies: American, United, Southwest and Delta airlines.  This announcement caused a huge stir in the investment world- but why?  In this episode, we will: Provide context to Warren Buffett's power and why he's so important Define and explain the concept of the annual shareholder meeting Describe and break down Warren Buffett's annual shareholder meeting Delve into the contents of his shareholder meeting Answer the big question: Should we invest in airlines??!! My ebook on the beginner series in investing in the stock market is out now! https://www.stacksandthecity.co/cart-page Keep in Touch! @stacksnthecity Music: bensound.com   Resources Used: https://www.youtube.com/watch?v=69rm13iUUgE https://www.investopedia.com/articles/investing/062413/peek-shareholder-meetings.asp https://www.investors.com/news/airline-stocks-boeing-stock-warren-buffett-coronavirus/ https://seekingalpha.com/article/4343571-warren-buffett-is-wrong-airlines https://seekingalpha.com/article/4343571-warren-buffett-is-wrong-airlines https://www.berkshirehathaway.com/letters/letters.html https://www.amazon.com/Intelligent-Investor-Definitive-Investing-Essentials/dp/0060555661

    Episode 66: Candice Latham Explains How to Get Debt Free and Invest Like a Boss at the Same Time

    Play Episode Listen Later Apr 30, 2020 37:50


    Hello everyone.  This week’s episode of Stacks and the City I had the pleasure of meeting Candice Latham, a financial coach and graphics designer based in Charlotte, NC. There were some phenomenal points on our conversation but here are some of the highlights:   Candice paid off over $35,000 in debt while earning less than $50,000 annually.  She emphasizes: The importance of getting a side job to expedite paying off debt Joining groups to help collectively pay off debt Reading to clarify and learn money saving tactics     What is a Net Worth?   Net Worth is categorized by how much money you have total.  It shows the value of what you own subtracted by the amount of money you owe to others.  It essentially serves as a overall dollar amount of everything owned.  Net worth is calculated by:        Assets (the value of everything you own) — Liabilities (the value of everything you owe   The more you own and the less you owe means the higher your net worth. Candice also discusses the question of if it’s possible to invest in the stock market while aggressively paying off debt. She believes that you absolutely can as long as you focus more of your attention on debt removal first.  She also recommends contributing to your 401(k) as much as possible     Resources Discussed: Think and Grow RichNapoleon Hill Millionaire By 30Douglas R. AndrewEmron D. AndrewAaron R. Andrew   Get Candice’s Free Net Worth Tracker Here: https://candicelatham.com/net-worth-tracker/ Keep In Touch: @stacksnthecity @everything_candicelatham   Music: www.bensound.com    

    Episode 65: You Need To Ask Yourself These Four Questions Before You Make Your First Investment

    Play Episode Listen Later Apr 23, 2020 19:26


    Hello everyone! I've been getting so many questions about which stocks to pick and the research you need to do and I promise it's more intuitive than you can imagine.  Though the stock market indeed does consist of many charts, graphs, and intimidating  terminology to help determine whether a stock is worth investing in or not, there are also a number of questions that you can absolutely answer yourself.  In fact, I recommend these questions before you even delve into facts and figures.  Much of my inspiration and what I use comes from Invested By Danielle Town and I HIGHLY recommend her book.  Stay amazing, fabulous and I can't wait to hear about your investing success stories! Questions That You MUST Say Yes To Before You Purchase a Stock: 1) What do you like to go shopping? I recommend writing a list of five companies you actively make purchases in.   2) Do you see other people buying where you shop? Is the store/product/entity popular? Do you see people buying it? Is it something you friends are into? If the answer is yes, it's definitely worth purchasing. 3) Do you see the company around in at least five years? How does the company look?  Are storefronts cute and forward thinking or are they busted and decrepit? Do you see a decline in where people shop? Is the company a necessity? 4) What's the buzz surrounding the company?/Is it positive or negative? What have you heard about the company? Are they releasing a new product? Has there been any high-profile endorsements?  Did someone in leadership say something shady? This is what research looks like for the company of interest.   Ya'll there are more factors in determining whether a stock is worth investing in or not, but these are the fundamentals. Know this and you're already there! Practice these and you'll be a whiz in investing.   Stay fabulous and amazing and I can't wait to see you all soon. Resources: https://www.amazon.com/Invested-Warren-Buffett-Charlie-Emotions/dp/B0797GF85V/ref=sr_1_1?crid=2XPJXY1UZ9B3J&dchild=1&keywords=invested+by+danielle+town+and+phil+town&qid=1587615253&sprefix=danielle+town%2Caps%2C135&sr=8-1 https://podcasts.apple.com/us/podcast/episode-63-so-stock-market-talk-isnt-modern-day-hieroglyphics/id1390022492?i=1000470974954 Follow Me: @stacksnthecity Music: bensound.com

    Episode 64: Naima Barnes is Telling Us Where To Click To Get Invested

    Play Episode Listen Later Apr 16, 2020 47:03


    Today's CEO Spotlight features Naima Barnes, Personal Finance Coach and Planner.  She breaks down all of the know-how when it comes to investing in the stock market from the beginning to the end.  If you have no idea where to start or what to do, she's the woman to talk to.  During the interview, she discusses where to even click after opening your first investment account.  This episode is perfect for those interested in getting involved in the stock market and have no idea what to do!  Episode Highlights: Rule of 72: long story short- an easy way to determine how much money you'll have over time What's Eron? Am I going to lose all of my money? Where do I even start investing in the market Be sure to catch Naima's podcast Code and Coin here: https://www.stitcher.com/podcast/code-coin/e/67442622 Follow Naima: @naimanbarnes Follow Me: @stacknthecity Music: www.bensound.com

    Episode 63: So...Stock Market Talk Isn't Modern Day Hieroglyphics?

    Play Episode Listen Later Apr 9, 2020 19:57


    Hello everyone! Today we are decoding ten of the most common terms of the Stock Market.  I truly believe in order to understand the Stock Market you must understand the basics.  I'm breaking them down as simply as possible! As always, if there are any questions you may have do not hesitate to let me know.  There will be a live on my Instagram this Friday to delve deeper on definitions so do not miss it!   Be Sure to Follow Me: @stacksnthecity Music: bensound.com Terms Discussed Today: Stock Market  New York Stock Exchange NASDAQ Ticker Symbol Publicly Traded Company Share IPO (Initial Public Offer) Trade Dow Jones Industrial Average Standard & Poors 500 (S&P 500) Knowledge will forever be power. Here the following resources I used to help with the definitions.  Definitely read up and get more information.  This podcast episode was meant to be as simple as possible.  Ya'll are fabulous!  https://www.nerdwallet.com/ https://www.investopedia.com/ https://www.businessinsider.com/ https://grow.acorns.com/investing/

    Episode 62: COVID-19 Coin Crisis of 2020

    Play Episode Listen Later Apr 2, 2020 29:16


    Hello again wonderful people.  Today's CEO Spotlight is a little different than what we normally do here.  COVID-19 is snatching jobs and financial independence from so many of us- myself included. However, do not fret! There are myriad of resources and assistance present to help us get through this.   Today, I am featuring Councilmember Elissa Silverman. She's here to provide resources and insight for those who have been most financially impacted by the pandemic.  In this episode she will discuss:   Why Washington, DC started the Stay-at-Home mandate Why call times have been so long to file unemployment benefits How to get your unemployment benefits Resources to help during this financially difficult time Ya'll you are not alone! We are in this together!  If you have any questions do not hesitate to contact me! Stay amazing and fabulous! Wash those hands, ya'll!   Follow Me: @stacksnthecity Music: bensound.com

    Episode 61: An Extrovert's Guide to Self-Isolation

    Play Episode Listen Later Mar 26, 2020 10:46


    Good day wonderful people! We are in the thick of week two of the quarantine and I'm not going to lie- I'm really beginning to miss social interaction.  This week's episode is all about effective ways to practice social distancing while still being extroverted.  I cannot emphasize how important it is to still practice social distancing even while being in public places!  Stay safe and amazing! My Tips to Social Distancing While Still Being an Extrovert: Talk to People Virtually! I've had such a wonderful time catching up with old friends! The internet really has a wonderful way of connecting with people Do the Essential Shopping: I regularly go to the grocery store even if it is only to go through the aisles before purchasing a loaf of bread.  It is the perfect way to still feel like I'm part of the public while still being out only when necessary. Get Outside: One of the essential ways to feel like you're part of the public is to get some fresh air! The BEST part of my day is running on the national mall.  I have the fresh air I need and I'm around so many people (yet so far away).  It's a wonderful experience to have people trying to keep some normalcy in their lives while still keeping their health and the health of others a priority.  I'm in my little bubble doing my thang while being in the open.   This will pass! Everyone is fabulous.  Social distancing for extroverts is a thing! We can do it!

    Episode 60: Coronavirus Crisis Survival Guide For Displaced Workers

    Play Episode Listen Later Mar 19, 2020 14:59


    Hello everyone.  This virus got us all uncertain. As a person who has also been laid off from BOTH of her side hustles, I am now in a position where I am not earning a steady paycheck for who knows how long.  Washington, DC has mandated that restaurants in the area practice "social distancing" and thereby displaced hundreds of service workers.  This podcast episode is dedicated specifically to those who have been laid off work during this uncertain time.   In This Episode You Will Learn: - How to prioritize payment for your bills - How to open the lines of communication for bill collectors - What to say to said bill collectors if you don't have any money - How to find income in an economy where no one plans to hire Everyone here is amazing and great! We WILL get through this! Stay amazing and stay tuned! There will be more episodes like this in the future to provide any resources needed for you!   Follow Me: @stacksnthecity Music: www.bensound.com

    Episode 59: CEO Spotlight Featuring Tiffany Ingram of Policy and Fashion

    Play Episode Listen Later Mar 12, 2020 26:34


    Today's CEO Spotlight features a true fashionista and a wonderful friend of mine.  Tiffany Ingram of Policy and Fashion knows how to dress for any occasion with grace and style.  I interviewed her to figure out how we can be more accommodating with our style no matter what our sizes are, how to find your style, and how to start shopping- for free.  In this episode you will find: The importance of shopping for what you already have How size doesn't matter  Does Lizzo affects the media's perception of curvy girl style? How to save on creating a wardrobe   Follow Me: @stacksnthecity Music: bensound.com

    Episode 58: CEO Spotlight Featuring Nikki Taboe of Burberry

    Play Episode Listen Later Mar 5, 2020 45:05


    Are you eyeing that luxury bag and wondering if you can afford it?  Do you even 'believe" in luxury.  Is it even possible to have luxury items and be financially responsible? Nikki Taboe is a Burberry consultant and fashion expert who talks to us about who should buy luxury, how to save money, and if it's even worth it purchasing in the first place.  In this episode, you'll find: - The three tiers of people who set the stage for fashion and style - How to get the most fashionable designers for cheap - If luxury has a place for people of all sizes As always, subscribe and comment and let me know what you think! It is absolutely possible to get your money right and still desire the likes of Burberry and Dior.   Follow Me: @stacksnthecity Music: www.bensound.com

    Fashion Month Rewind: Episode 57: Online vs. Retail Shopping

    Play Episode Listen Later Feb 20, 2020 26:16


    Hey ya'll!    It's one of my favorite episodes on rewind- my top tips on shopping online vs. in-store.  Ya'll we will not be aimlessly shopping online anymore and purchasing items we won't return knowing they don-t fit! As always stay amazing!   What better way to continue to up your wardrobe and style game than by incorporating multiple shopping tactics into your wardrobe? Today’s episode delves into best practices for conscientiously and intelligently clothes shopping both online and in stores.   In Store Shopping Tips: Window Shop- There is NOTHING wrong with going into a store and meandering around. Window-shopping allows the opportunity to look at latest fashion trends, eclectic color combinations and patterns, and items you’d be interested in incorporating into your wardrobe. It gives you ideas! Take the time to scan a store to plan pieces that can work for your wardrobe.   Plan for What You Need- and a Price- I rarely go into a store with an intention to purchase without having an idea of what to purchase. When you plan how you will build your wardrobe, you make smart strategic choices for what to purchase. Also, remember that price is arbitrary. If clothing companies can make up prices for how much they want to charge, you can make up prices for what you’re willing to pay. Stay patient- it will come!   Understand a Floor Plan of a Store- Clothing stores have items strategically placed for a reason. Seasonal and target items will be front and center on display (and are also the most expensive). Clearance and sale items will be in the back. Stores want you to work for those deals (and be tempted to buy other non-sale items along the way). Don’t fall for the traps!   Sizing is Arbitrary- Don’t let the tags dictate your self-esteem and your fantastic body. Companies change/update size charts all the time. The number on the tag shouldn’t determine your fashion stunt game- the way an item makes you feel and look should. Sizing is imaginary!   Online Shopping Tips: Embrace the Wish List- instead of adding clothes to your cart, add items to your wish list. This can become a mini Pinterest board of clothing options you like and can also develop your personal style.   Beware of ‘Sales’- That goes for flash sales, blinking banners, limited time onlys- ya’ll- it’s simply a marketing tactic to get us to buy immediately. Sales always and forever will exist. Don’t be tempted by the banners to buy.   Know Your Size- The best way to avoid returns is to measure your body and look at the size charts. The size charts will help you figure out if an online item works for you.   Delete the Apps- Ya’ll…all of those clothing apps have to be deleted. Shopping sans purpose leads to mindless buying. Shopping for the perfect outfit should take a little work. Always be intention in your shopping Remember to Follow Me on Instagram and Twitter @stacksnthecity Music: bensound.com   Be sure to rate and subscribe on itunes!   Stay fabulous!

    Stacks and the City Rewind: Episode 56: Fashion Month Top Ten

    Play Episode Listen Later Feb 13, 2020 29:53


    Hello again everyone! It's still Fashion Month on Stacks and the City and I decided to bring it back by discussing my top ten in getting your style in order! Listen in again and let me know what you think! You all are truly fabulous.    CONFIDENCE CONFIDENCE CONFIDENCE CONFIDENCE is the number one way to become more stylish! You MUST work from within for the best version of your outside to be its most stylish version of yourself. The following is my top ten on becoming more fashionable.   Find one part of your body that you love the most. Assemble the foundation of your wardrobe Shop Your Closet Organize Your Closet Know Your Body Type/Do Your Research All Google Everything Start Shopping Set a Budget Try Interesting Looks Out- Take a Chance Build and Be Patient!   Always remember to rate and subscribe! Follow me @stacksnthecity   Music: bensound.com your wardrobe Shop Your Closet Organize Your Closet Know Your Body Type/Do Your Research All Google Everything Start Shopping Set a Budget Try Interesting Looks Out- Take a Chance Build and Be Patient!   Always remember to rate and subscribe! Follow me @stacksnthecity   Music: bensound.com

    Episode 55: It's Fashion Month, Ya'll

    Play Episode Listen Later Feb 6, 2020 12:25


    Hello again everyone! In today's episode, I talk all about how to save money and be more fashionable.  Is it possible?  Can we really do it?  I want to share with you all some of my favorite tips on how to save money and look better in your clothes! Get this money ya'll!   Music:  bensound.com Follow Me: @stacksnthecity

    Episode two 53: Frugal Diaries Part II

    Play Episode Listen Later Jan 23, 2020 12:22


    Hello wonderful people! Today's episode is all about my Frugal Diaries! I have been super focused on getting back my savings and taking every measure possible to get there. I want to share with you my ways to get your money right.  If you have no idea where to start here's what you need to do:  Keep a Cash Diet: Ya'll, there is nothing better than getting Benjamin, Hamilton, and the crew in your wallet.  I've been doing $50 a week to cover everything! I've been able to stay on top of my expenses in a way I can't with managing debit and credit cards. Plan Your Months in Advance: Keep a notebook of anticipated expenses.  This will give you an idea of where your money goes.   Just Say NO: There is absolutely nothing wrong with skirting people and activities that will help you spend money you had no intention to spend.  I've been laying low all month and said no to other people and plans- especially those I don't want to do! It saves money and stress! That's all for now. Stay fabulous!   Follow Me: @stacksnthecity Music: bensound.com

    Episode 52: Vision Board Prep

    Play Episode Listen Later Jan 17, 2020 9:06


    Good day everyone!  Today I want to share with you all how I prep for my Vision Board Party.  The vision board takes so much importance in setting up the timbre of the year I want for myself.  Make your financial goals come true ya'll!

    Episode 51: The Frugal Diaries

    Play Episode Listen Later Jan 9, 2020 9:38


    Hello again wonderful people and Happy New Year! In this New Year, I want to get my savings back in order and step my money game up.  This month will be the most frugal month I've experienced in a long time.  I want to share with you all my Frugal Diaries and what you need to do to do the same (and keep your sanity intact).  Ya'll stay fabulous!

    Episode 50: I'm Already Prepping for 2020

    Play Episode Listen Later Dec 26, 2019 5:53


    Hello everyone and Merry Christmas and Happy Boxing Day! (That's a thing right?).  I want to let you all now that even though the New Year is steadily creeping upon us, there is absolutely no better time than the present to get what we want from the new decade.  I have a new word I want to follow to set the timbre for the New Year: Receive.  In order to make your dreams come true, you must set and create the intention for the new year.  I am looking forward starting this year off right!  Set a word and make the intention for yourself and do it!

    Episode 49: How To Cheaply Spread Joy To Someone Other Than Yourself This Holiday Season

    Play Episode Listen Later Dec 12, 2019 8:55


    Hello again wonderful people! I am so grateful to have so many amazing listeners! Today we are discussing ways to give holiday cheer for the low low. Ya'll, one thing that most bothers me about the season of giving is the LACK OF GIVING.  People love to talk about gifts to give themselves but not enough about how to spread joy and show appreciation to others.  Today I want to share some of my thoughts on the season of giving as well as provide easy and inexpensive ways to show everyone around you that you're thinking about them.  As always, stay fabulous and amazing!   Follow Me: @stacksnthecity Music: www.bensound.com

    Episode 48: How I Organize My Holiday Shopping

    Play Episode Listen Later Dec 5, 2019 7:38


    Hello wonderful people! The holiday season is upon us and I am super excited to share with you all how I plan to undergo holiday shopping. One of my biggest pet peeves during this time of year is when everyone miraculously becomes broke when we had plenty of money to stunt on Instagram in July. Gift-giving doesn't have to be an exorbitant and overpriced affair- simply show others in your life that you're thinking about them! Curating your gifting list can be hard and overwhelming, so I created an ebook to make it easy to list exactly who's on your life and to give no matter any budget. Links to my ebook at the following: https://www.stacksandthecity.co/ Stay fabulous and Happy Holidays! Follow Me: @stacksnthecity Music: bensound.com

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