Stacks and the City

Hello wonderful people. On today's episode, I delve into how I failed at entrepreneurship three times- and counting. I don't think we hear enough information on how entrepreneuship is difficult, frustrating, and a constant failure. This isn't an episode where I tell you it gets better and to keep going. It's an episode where I tell you honestly how difficult this journey has been. It has cost me thousands of dollars, put my relationship in jeopardy, and has made me feel deflated. Sometimes I don't know if this is meant for me. Nonetheless, I always want to share with you every aspect of this life. Please take a listen and thank you for supporting. Also, I have listened to your messages and comments. It is great to hear from you and know you are not alone. I feel the same way that many of you feel. You are amazing.

Hello everyone! Today I talk about the job search and why it has been so hard to get a job.

Hello everyone! This is Ashley from Stacks and the City and I want to share with you why I feel like the information that radiates social media on our 30s is 100% a lie: and here's why: Lie #1: You're so much more confident in the way you look. NOT TRUE AT ALLLL- especially when you factor having children, weight gain, and this strange new word: collagen. There's even more pressure to market to women based on us "aging". Between that and seeing yourself look slightly different than you did before it's tough!!! Lie #2: You Career Starts to Thrive Can I share a secret? I have never had a promotion in my life- EVER. As a result, my career is not as popping as I'd want. Between not pursuring graduate education and (unsuccessfully) pursuing entrprenuership twice, I'm feeling a little defeated. Lie #3: Meaningful Relationships: The most interesting part of being in your 30s is the relationships you have continue to shift and (sometimes) erode. Between your friends becoming more insular with their families, and being hard to find new friends, relationships are really difficult to create and maintain. Are there any things in your 30s that you find interesting? What have you been told about in your 30s? Follow @stacksnthecity Get more information on Stacks and the City and Show by subscribing to my free newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello everyone. I wanted to let you know about the future of Stacks and the City. I always strive to be real and honest with you. Let me know what you think!

Hello everyone! Today I talk about the different ways to budget and where it comes from. Do you keep a budget? Are you a budget person? Let me know! Follow me @stacksnthecity

Good morning everyone and happy Monday. I had the pleasure of attending (and participating in!) the wedding of a wonderful friend of mine. It was truly beautiful, romantic, and celebratory. HOWEVER- being a bridesmaid wasn't cheap AT ALL! There were so many things we had to pay for- including dresses, makeup, transportation, last minute what have yous- it's insane! Luckily for you, I have three tips on how to save money in this seemingly money pit of a role. Do we love love and celebrating our loved ones? Absolutely? Do we want to get into debt for other people's life choices? Absolutely not. Take a listen and SUBSCRIBE! Want more action? Click on the link below to subscribe to my newsletter. https://stacks-and-the-city.ck.page/3080de8ef0

Today's episode we delve into the strange world of the sale. Why do we sell? How much can I make from the sale of a home? What's the process of the home sale like? I discuss my feelings and what the process is like in this episode and more. Follow @stacksnthecity

It's time to stop beating around the bush and share the actual numbers that I made investing in rental properties. Is it worth it? What were the expenses? How much did I keep? What did I spend all of that money on? I will have this answered and so much more in this episode. Please comment and let me know what you think! Follow me @stacksnthecity

Hello wonderful people! Today's solo episode is going to be all about how to find the perfect real estate agent for you. No raggedy real estate agents in 2023! We want to make sure there's an agent that works for you and your needs. Here are the questions you should consider when looking for agents. 1.   How many years of experience do you have? 2.  What types of clients do you mostly work with? 3.  What is the median income for clients? 4.  Do you know of any down payment assistance programs in my area? 5.  What area/zip code/neighborhood do you work in? 6.  What property have you most recently sold and for how much? 7.   Do you have any clients you worked with in the last six months I can connect with? 8.   What resources do you offer first time homebuyers? 9.   How long does it take for clients to buy their first home? What is your process? 10.  Why should I work with you?

Hello wonderful people! It's so great to be back chatting with you. We're changing it up a bit from our normally scheduled programming to speak on something that will put a well meaning person financially out- a wedding and bachelorette season. It is high. I have some tips on my own expereince on how to save and prepare for an expensive wedding season. At the end of the day remember- this is NOT your wedding. YOU did not decide to get married or make this big step. Therefore, YOU are not obligated to pay for it. HOWEVER It is important to recognize and support your friend/family member in their important time in their life. Be transparent and honest with what you can afford. Support your friend in any way you can. Brides, be clear and let your bride know as soon as possible what costs will be anticipated for the bridal party. Weddings are expensive for the bride, groom, and everyone involved. Be as prepared as possible and SAVE EARLY! Stay fabulous.

Helloooooo!!!!!!! It has been months since we've last spoken and I want to come out of hiding and say hello. I am so excited to be behind the mic and share with you what's been going on. In this eposode we'll discuss... - Where I've been - Mental state ans real estate - Move from DC to Houston I can't wait to hear more from you! You're amazing!

In this episode rewind, I want to replay my episode on the real estate market with real estate agent Keith James. Find out how he started in his real estate journey, how he amassed multiple properties, and why he's made it a mission to educate and empower his community through home ownership.

Hello everyone and welcome to yet another fantastic episode of Stacks and the City. In this episode I'm going to share with you how to start investing in real estate with no money at all. It is so important to find a strategy that works for you and stick with it. Money can be hard to find, but it's more intuitive than you think. I look forward to hearing from you. Make sure you subscribe and share share share! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello wonderful people! I've decided to throw in the towel and sell the money pit I own. I can't wait to share details and what I've learned. Stay tuned! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello amazing people! I hope you're well. I want to share with you all some tips to get a profitable piece of real estate from the very beginning! At the end of the day, the most important component to success is doing as much research from the beginning! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello hello hello! In today's episode I continue my epic conversation into the wonderful world of refinancing. We are one step closer to closing on the refinance of my principle property...so exciting! In today's episode I share my experience with refinancing and why it's so easy to spend money when you don't have any. (whew) Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello wonderful people! Today I want to share with you my wonderful journey into the world of refinance. I'm taking advantage of the equity in my property to generate more assets. Listen in as I explain the process of refinancing! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello wonderful people! Today's episode I interview Kendra Barnes of The Key Resource. She's been able to retire from her traditional 9-5 job at the age of 32 to focus on whatever she wanted to focus on. It was such a pleasure to hear and speak on her life and how she was able to use real estate in a way that worked for her life. A couple of lessons I want to pay attention to: MAKE MISTAKES!!!! DO NOT be afraid to make mistakes when it comes to investing. Mistakes are inevitable but learning from them is paramount. DO NOT BE SCARED! Work With Someone! Kendra has the partnership from her husband and as a person who's had most of her real estate endeavors alone, I can't express the importance of finding someone to work with to help mitigate risk and learn with along the way. Click here to sign up for my newsletter! Pre-order her book Acres here!

Hello wonderful and fabulous money makers! Today we're going to delve into the day in the life of a Real Estate investor (ahem, me). We go into detail on what happens on a day-to-day when investing and managing real estate. Acquiring is one thing, but maintaining is a completely different ball game situation. Tune in to hear what I do! You're amazing and fabulous!!! Want more (of course you do)?! Sign up for my FREE newsletter: https://stacks-and-the-city.ck.page/3080de8ef0

Hello again amazing and wonderful people! Today I'm going to share with you the ONLY thing you need to buy real estate- ok fine, maybe not the only thing. However, this is hands down the most important component to acquiring real estate. That is....CREDIT! How good are you at paying someone back? If you have excellent credit and little to no money or income, acquiring real estate is more possible than you think. Work on improving credit (at LEAST a 650) and there are endless possibilities. Sign Up for My Fabulous Newsletter: https://stacks-and-the-city.ck.page/3080de8ef0 If you're listening (and reading this!) take ACTION! The first thing you need to do is download Credit Karma and look at your credit score. Go to Experian and look at exactly what you need to do to improve! It doesn't take as long as you think! https://www.experian.com/ https://www.creditkarma.com/

Hello wonderful people! I first want to thank each and every one of you for sharing, emailing me, and subscribing to the podcast! I'm so grateful. Let's make this the top money podcast in the podcasting metasphere (is that a word?!). Today's episode gives you a deep dive on my real estate journey. We're talking highs, lows, rock bottoms, and come ups. I share how I got started, how I was able to acquire 3 homes, losses, and

Good morning wonderful and amazing people! Hopefully as you see this, it should be somewhat snowing. This week's episode is all about Stacks and the City's experience with Airbnb. Is it worth it? Are the guests over the top? What should you do if you want to have a successful short term rental unit? I'm going to delve into the down and dirty on all things Airbnb including numbers- yes, dollas ya'll.  As always, please RATE and SHARE this podcast with everyone you love (and pretend to love. It be like that sometimes o_O).   Can't get enough of Stacks and the City? I know I can't! Sign up for my newsletter to get a weekly dose of financial know-how: https://stacks-and-the-city.ck.page/3080de8ef0 Have something to say? Show ideas comments and thoughts? Click on the link and share below! Go awf! https://anchor.fm/stacks-and-the-city/message

Hello beautiful wonderful and amazing people!!! There is another amazing episode of Stacks and the City ready and it's all about the money mentality you've created for yourself over the years. Everyone has a relationship with money. Some may be healthy, some may fear it, some want to completely avoid it. Generally, people fall into two categories with money: natural saver or natural spender. Natural savers naturally want to keep their money. Haters like to call them cheapskates, tight on a dollar, and miserly. Natural spenders don't have as much of an emotional connection to money. It's a means to the end for what they really want. Haters like to call them spendthrifts and irresponsible. The money mentality you have has a lot to do with your childhood and life experiences. What were you implicitly taught about money growing up? What has happened in your life that has influenced how you view money? It is PERTINENT to know and understand the WHY behind your money mentality. That's the only way to improve it! In other news...listen in on what's been going on with my money life, my houses, and how I'm bouncing back from a rough 2021 financially (and spiritually, and physically, and emotionally, and all the other 'lys' Have something to say? Show ideas comments and thoughts? Click on the link and share below! https://anchor.fm/stacks-and-the-city/message Can't get enough of Stacks and the City? Sign up for my newsletter to get a weekly dose of financial know-how: https://stacks-and-the-city.ck.page/3080de8ef0

Hey everyone! I know it's been such a long time and I really missed you all. I want to take some time to share with you all what's been going on in my life and the future of Stacks and the City. I've had a truly tough second half of 2021 and have doubted myself and my abilities. Tune in to listen to what's gone on, lessons I've learned and what's next for Stacks and the City.

Hello wonderful, amazing, and great people. Today we're talking to the fantastic Teri Ijeoma of Trade and Travel, an online program dedicated to teaching people how to not only invest in the stock market, but to generate profit from it INSTANTLY. Her story is truly one of that so many of us can relate to. She started as a hard-working yet unfulfilled educator who soon learned how to maneuver the stock market in ways that the big dawgs do- we're talking Goldman Sachs, Jay-Z types, and the ubiquitous "hedge fund". In this episode you'll learn... How to make money in the stock market INSTANTLY. The turning point that make Teri want to transition from education to full time market investing. How Teri retired the 9-5 life and spends her time traveling to Miami, Mexico, Israel and more on the stock market's dime (casually). Teri's Trade and Travel program is currently the best-selling program on Teachable. Get more information here. I absolutely plan to take this program myself! Can't wait to see ya'll! Follow Teri right here. Follow Stacks and the City right here. Become a wealth-builder and get on the list to get exclusive information on any and everything investing. Ya'll are amazing and fabulous and wonderful and great. Make sure you rate, comment and let me know what you want to hear!  

Today’s podcast guest is angel investor, corporate boss, and author of Myth of the Nice Girl Fran Hauser.  I had the absolute pleasure of speaking to her about ways women can assert themselves while still keeping their kindness intact. You all, I felt so giddy and nervous reaching out to such an amazing woman. I first emailed her in February to request an opportunity to interview her.  After months of back and forth emailing, I finally had the chance to speak with her in October. Consistency is key, ya’ll! It was so amazing and insightful and I felt so warm.   In this interview you’ll learn:   ✅ TANGIBLE tips how to be yourself in the workplace.✅ The question of if you can be nice and assertive in your career.✅ How to be a self-made success story. It was an absolute honor to interview such an amazing, strong, fierce, and nice person.  She’ll give you everything you need to be a boss woman.   There will be a GIVEAWAY on her book Myth of the Nice Girl. Subscribe and rate my podcast to enter the drawing! Enjoy the show!   Follow Me: @stacksnthecity

Today's episode talks about the ways we can build wealth NOW.  Money starts as a mentality. The way you approach your money will determine the wealth you accumulate over time. Stacks and the City aims to teach people ways to build wealth in a variety of ways: - Credit Repair - Budgeting and Planning - Homeownership - Stock Market Investing Interested in seeing how Stacks and the City can be of service to you? Book a consult here.- It's FREE Stacks and the City is also looking for the next generation of students to enroll in the Dollars to Dividends masterclass.  In this four-week program, you will have access to: - Four weeks of detailed virtual instruction. - 24/7 access to a private Facebook group  - LIVE training sessions - Bonus content with step-by-step guide to investing in the stock market. Have questions? Book a consult here.- It's FREE

Are you thinking about elevating your homeownership goals to becoming an investor?  Are you ready to purchase a home for the sole purpose of making money from renters?  That’s exactly what my Kendra Barnes decided to do.  In 2014, she and her husband decided to quit the rat race and purchase their first investment property in Washington DC.  A few short years later, they have amassed multiple homes and are heavy proponents of using real estate to build wealth.  Kendra then started The Key Resource, a platform aimed to get you to do the same! In this episode you will find:   ✅The controversial way Kendra and her husband paid for their first property. ✅The money-saving and game changing concept of house hacking. ✅Steps you can take today to get on a path to real estate investing.   As always, make sure you rate and share this episode.  I look forward to hearing your responses!   Resources Cited From Kendra:   Cashflow Game Robert Kiyosaki Controversy Information   First-Time Homeowner    NACA.org  The Maryland Smart Buy Program Information   Interested in Learning More About the Key Resource?: Follow her @thekeyresource Connect with Kendra Here

Ya’ll- I made a declaration.  I want the Chanel Classic Flap. I want it ya’ll. However, the continued price increase on an already extremely pricey bag continues to make it really hard for a natural saver like me to make the splurge.  Nonetheless, I continue to read that this beautiful precious bag is not only pricey, but a really great investment. The bag has an excellent resale value.  Who knew? In today’s episode, we’re talking all about how Chanel and the S&P 500 on the stock market have more in common than what meets the eye. In this episode you will find:   ✅ The man who gets money from our luxury purchases ✅ Why Chanel bags stay sky high ✅ Why I say buy that bag (but of course I’m biased)!   As always be sure to rate, comment, and share the episode.  I can’t wait to hear from you all!   Resources Cited:   https://www.forbes.com/companies/chanel/#224516d51ca2 https://baghunter.com/blogs/insights/chanel-flap-bag-price-styles-sizes#:~:text=First%20of%20all%2C%20the%20Classic,mademoiselle%20metal%20chain%20and%20closure. https://www.google.com/search?q=chanel+classic+flap+price+history&sxsrf=ALeKk00xzwZfjbwKuZsGGB2C7wNSO_ammw:1600055948067&tbm=isch&source=iu&ictx=1&fir=m2_U4nNPK_EWMM%252CCg03Kvig0L0UOM%252C_&vet=1&usg=AI4_-kQp7CTDPm3CnmC7Lh9VAdONnS9Y2Q&sa=X&ved=2ahUKEwjR1Z7z4OfrAhWnlXIEHX-MAYMQ9QF6BAgKEB4&biw=1440&bih=669 https://www.wealthsimple.com/en-us/learn/average-stock-market-return#stock_market_return_historically   Music: bensound.com Follow Me: @stacksnthecity

I’m aggravated! Well, not exactly.  This week’s episode of Stacks and the City, I’m going over all the myths, misconceptions, lies, and pet peeves regarding what I’ve heard regarding the stock market.  There’s a lot of information about the stock market out there and I want to clear the air.  The following are some of my 6 issues I hear when people share their trepidation when investing in the stock market:   The Stock Market is a Gamble It can be if you don’t know too much about it.  The more knowledge you have on how the stock market works, the better you’ll be at reading which stocks are more profitable than others. Knowledge truly is power! The Stock Market is Too Complicated Actually, it can be complicated.  However, don’t make it more complicated than it has to be! You can invest online index funds or hire someone else to manage your money for you.  Don’t be a mechanic- be a person who just got her license! I’m Going to Lose All My Money NO YOU’RE NOT.  Ya’ll, as long as you do the basics in the stock market.  You will not lose money.  The longer you hold your shares, the money money you’ll make.  The stock market is a time game. Don’t fear the stock market because of losing.  Most people are winning! I Get All of My Knowledge from CNBC/any News Cycle The majority of your information on the stock market should not come from 24 hour business news cycles. Do some research on your own. Numbers do not lie! Google ‘stocks to invest in’ and ‘index funds to look into’.  Remember, many of these outlets are meant to entertain.  Do the research on your own! I’m Only Interested in Investing in Stock Market Trends Apple and Tesla aren’t the only stocks worth trading in.  Bitcoin, cryptocurrency, and forex aren’t the only places to make money in the stock market.  Don’t be on the trends.  Find stocks that no one is talking about.  I Don’t Have Any Investments If you participate in your job’s retirement plan (401(k), TSP), you are already invested in the stock market. You simply have someone manage the money for you.  This is the basic and easiest way to participate in the stock market.   As always, make sure you share and let me know your thoughts.  Be sure to share, and rate the show.    Music: bensound.com Follow Me: @stacksnthecity Website: www.stacksandthecity.co

How much of your history do you know?  Today’s guest really made me question the history I was taught throughout my education (and I’m a history major).  During my time at Duke University, I took a myriad of classes focusing on the progressive era of the United States. This is during the turn of the 20th century through the 1920s.  An aspect of this history I find so interesting is Negro history during the time. There seemed to be an abundance of African-American commerce and business.  A huge example of this is the Harlem Renaissance.  Harlem wasn’t the only pocket of African-American prosperity during the height of Jim Crow America.  In fact, many would argue it’s not even the wealthiest.  Tulsa, Oklahoma is arguably the center of black commerce at the turn of the last century.  Over thirty-six square blocks showcased black wealth through its myriad of black owned barbershops, theaters, restaurants, and dry cleaners.  Black people donned the latest fashions of the time and driving seemingly newfangled contraptions such as a car.  The wealth exuded in Tulsa earned the nickname Black Wall Street. However, on June 1st, 1921, racial tension peaked as whites set ablaze the entire district, causing death, and total destruction, and trauma lasting for generations.  This single event is the largest race massacre in our history.  Mechelle Brown of the Greenwood Cultural Center in Tula and the ultimate Black Wall Street expert guides us on telling this story of African-American prosperity and wealth during a peak of oppression.  In this interview I want to you to pay attention to:   ✅The emotion and pride of African-Americans during this period. ✅How and why black people migrated to Tulsa at the end of the Civil War. ✅The importance of perseverance and grit in achieving your goals.   I am so grateful to have  Mechelle on the podcast.  I learned so much and I know you will too. Check out the Greenwood Cultural Center Here. Ready to Start Investing in the Stock Market? Learn to invest with this FREE investing course here.

In today’s episode, we feature the owner of Askew Funeral Home, Mike Askew.  Not only did he open his funeral home to help our family transition my grandmother to the afterlife, but I was impressed with his professionalism and knowledge.  I am so excited to share with you all some of the lessons I’ve learned through my grandmother’s passing and to help you all get through a difficult time.  Here are some of the major takeaways I want you to get from my guest:   ✅ Plan Your Funeral: It is extremely important to make sure that your loved one has a money saved to pay for any home going expenses.  Mike speaks on starting a trust, which you can start at a funeral home or at the place you bank with.  He also speaks on life insurance, which is basically a policyholder paying insurance to help pay for funeral expenses and anything else to relieve the financial burden of the family when they pass.  Mike recommends a $50,000 policy for the average American.   ✅ Pick a Person Mike also speaks on having a designated person to handle all of a deceased person’s finances and any other aspect of their estate.  This makes the transition process so much easier.  This person will be in charge of paying the deceased person’s bills, calling companies, and settling any money matters.   ✅ Everybody Gets a Will Mike emphasizes that everyone get a will.  A will is the only voice of a deceased person telling their family how to settle their financial matters.  Even if your loved one doesn’t have a house or money or seemingly any possessions to pass on, a will removes any red tape on accessibility.  It removes any headaches!   I want to thank Mike Askew again for his time and expertise.  You all, unfortunately, the passing of a loved one does end at the funeral.  There are so many other factors you have to settle.  Make sure that your family plans as much as possible so you can spend more time grieving and celebrating your loved one’s life.   Get information on Askew Funeral Home Here. Interested in Investing in the stock market? I have a stock market definitions cheat sheet here.    Music: bensound.com   Contact Ashley:@stacksnthecity

Hello my wonderful and amazing people.  The recent news of Tesla and Apple's stock pending stock split (and more importantly inquiry from one of you!) inspired the podcast for today. Today's episode talks all about stock splits and why it matters to us. In this episode you will find out: ✅ What is a stock split? ✅ Why is it relevant and beneficial for us? ✅ Should we invest in Apple and Tesla? Make sure you share, rate, and comment on this episode! I cannot wait to hear from you all soon. Ready to start investing but don't know where to start? Download my Investing 101 Ebook. Need to know the basics of the stock market? Listen to this podcast episode on investing in the stock market.   Follow Me: @stacksnthecity Music: www.bensound.com

Hello everyone! Today's episode focuses on the inception of the Wealth Gap in the black community in America.  I had the pleasure of interviewing advocate of reparations and economist Dr. Sandy Darity of Duke University.  In our conversation we discussed: Exactly how the Wealth Gap started  A single event in history that arguably would have prevented the Wealth Gap from even occurring The importance of housing in closing the Wealth Gap Grab a copy of his new book From Here to Equality here. In other news, Smart Savvy Spenders masterclass is HERE! Get group training on what it takes to easily save, effectively spend and accomplish your money goals.  Use the code GETWEALTHY to receive 50% off! I can't wait to meet you! Sign Up Here. Get in Touch: @stacksnthecity Episode 78: The Wealth Gap and Who Get Reparations with Dr. Sandy Darity

Hello lovely people! We're back with another throwback episode for the week.  In HOT anticipation for my Smart Savvy Spenders masterclass, I wanted to revisit the concept of money mindset when approaching your finances.  Money isn't about charts and excel summations- it's about your emotional attachment to it.  How do you view money? Is it a tool or crutch? I delve into this concept in today's rewind series.  Keep your money mindset in your head as you continue to approach your money.  I can't wait to hear from you! 

Hello again everybody! Today I'm going to talk about the 5 steps to craft a perfect stock portfolio. The goal is to have a well rounded and PROFITABLE portfolio.  It's not hard! Don't overthink it ya'll! Also, make sure you RATE and COMMENT on the show! My goal is to have as many people listening and learning FREE ways to build wealth.  Stay amazing and fabulous.   How to Create a Profitable Investment Portfolio:  Step 1: Find Your Investment Platform Step 2: Figure Out What to Invest In Step 3: Pick Your Stocks Step 4: How Many Shares Should I Buy Step 5: Choose Your Investing Strategy   How to Invest in the Stock Market Ready to Start Investing in the Stock Market? Don't Know Where to Start? Get my step by step guide here.   Music: www.bensound.com Follow Me: @stacksnthecity 

Over the past few weeks, nonstop protests fueled by the murder of George Floyd of a police officer envelope the nation and world..  Slews of social media posts, company statements and organization apologies pepper our TVs and phones.  However, a big and relevant question that hang over heads of minority consumers is this: so what?   Today’s episode of Stacks and the City features Dan Simons, CEO of VSAG and co-owner of Farmers Restaurant Group. Farmers Restaurant Group has restaurants such as Farmers Fishers Bakers and Founding Farmers and has been consistently ranked as the top booked restaurant on OpenTable.  Not only have I had the pleasure of working under Dan but I had a wonderful conversation on his perspective on if the ethos of a company matters when doing business.  Can we still ethically support a business if their views, politics, and messaging doesn’t align with ours?  My conversation with Dan honed on these three major points:   Hold Businesses Accountable With Your Dollar If a company has something to say in regards to the Black Lives Matter movement, how should we respond? Conscientious Capitalism Is this term a paradox? Find out what Dan thinks Invest in the People Instead of using money to be at the mercy of investors and shareholders, Dan believes that the more you invest in the people and employees, the more profit your business will turn in the long run.    What do you think about the episode? Do you agree? Can I go to Chick-Fil-A knowing that they’ve donated to Donald Trump’s campaign and explicitly express anti LQBTQIA+ views but they hire liberal and queer employees who consistently remain pleasant and give me as much BBQ sauce as possible? Can we now go to NASCAR events? Is racism finally over???!!!!!  Share with me in the comments! Music: www.bensound.com   Follow Me: @stacksnthecity

Hello everyone! I really wanted to delve into the connection between the stock market and our fears.  It took me three years to build the courage to make my first investment in the stock market- and I was still petrified.  What if I lose all my hard earned money?! I didn’t understand that there are metrics used to determine whether or not the market would be valuable for me in the long term.  I never saw anyone discuss the market- let alone have money saved for anything but necessities.  Anything I read discussed the Great Depression, Eron, and the Great Recession.  It felt elusive, dark and confusing.  I discuss these feelings and more with Kevin Matthews II of Building Bread.  Kevin uses his knowledge to teach the basics of stock market investing to those who didn’t grow up with access to the market.  He teaches classes everyday on his Instagram account @buildingbread.  One of the biggest takeaways from the conversation wit  h him is that emotions don’t do math! If the chart squiggles up over time, that means the stock will continue to squiggle up once you get your money in the game. The stock market can still be scary and confusing, but it’s important to start investing despite your fears.  I really do believe the silent majority is making plenty money from investing and isn’t commenting simply because the stock market is doing what it’s supposed to do- make them easy money. In this podcast episode find out: Why you can’t be cheap when investing in the stock market Why you can’t look for the next Amazons and Apples to invest in Why dry stocks can generate the most coin Why you don’t need to be an expert to invest in the stock market Why consistency is key   Easy Ways to Invest: Put your money in your company’s 401(k) Purchasing fractional shares (Index Funds)   Thank you so much Kevin for the opportunity to speak with you!   For more information, visit his website at: https://www.buildingbread.com/   Follow Kevin at:@buildingbread Follow Me (Ya’ll are fabulous)@stacksnthecity   My Ebook on the absolute beginner’s guide to investing is right here: https://www.stacksandthecity.co/cart-page?appSectionParams=%7B%22origin%22%3A%22cart-popup%22%7D

Are you really ready to be a homeowner? Are you overwhelmed with details and information? Whew, I feel you.  Today’s episode features Real Estate extraordinaire Keith James who answers every question you have had if you’re interested in investing in Real Estate as a first time homebuyer. Keith is a Real Estate agent and managing partner of the Coalition Properties Group in Washington, DC.  Keith divides his expertise into three sections: getting started as an investor, getting started as a first time homebuyer, and how today’s current events (i.e. the current pandemic and the outpour of protests regarding the murder of George Floyd) affect the state of the market.  Many thanks to Keith for his insight and assistance!   Three Key Takeaways From Each Section of the Conversation: Buying a Home as an Investor: You don’t necessarily need to a perfect credit score to purchase your first property Get a mentor! They are extremely important when getting the support and resources needed for reaching your goal   Buying a Home as a First-Time Homeowner: Take advantage of first-time homeowner programs.  You don’t need to put all your money down for a property! Know what to ask when looking for a real estate agent   Current Situation: Do everything you can to build wealth for your community Investing in DC if you can; however, there are many areas outside of DC that are worth investing in as well! Many many thanks to Keith for your AMAZING insight! As always, let me know what you think and I look forward to seeing more keys in hands in 2020! Stay amazing! Music: www.bensound.com Keith James Information  @keithjamesrealtor  keith@coalitionpg.com https://www.coalitionpg.com/

Hello everyone. Today’s podcast features yours truly as I work to synthesize why there are been countless deaths from police officers yet little to no change to really reform the system of use of excessive force.  I took the time to listen to conservative thought leaders, read media from both sides, and listened to podcasts featuring both sides of the “argument” and came to this conclusion: There is an inherent difference between the way our country perceives its justice system and structure of the United States. It all boils down to trust vs distrust of justice In our government   Conservatives don’t see the why behind our [valid] arguments because they generally don’t inherently see the structure of our government as deeply flawed.   How did I come to this conclusion?   The Presence of Unions Which Protect Both Good and Bad Cops The power of the local government when discussing law Trust vs. Mistrust in the Intention of Law Enforcement Invisibility of Racism   This isn’t an attack toward conservatives, police officers, or even our country- but it is an important and necessary critique. I wanted to better understand the conservative opinion so I can better craft the argument for reform in our justice system and how African-American men are constant targets for our prison systems and use of excessive force. Stay Amazing, Ya'll. Ashley Copeland   Follow Me: @stacksnthecity Music: www.bensound.com             https://newrepublic.com/article/157918/no-cop-unions https://www.unionplus.org/page/what-union https://iupa.org/ https://smartasset.com/career/the-pros-and-cons-of-unions https://www.policeone.com/legal/articles/what-police-unions-do-and-why-it-matters-Dl1MptG2fXOZZAmH/ https://www.amazon.com/The-New-Jim-Crow-audiobook/dp/B007R0L47O/ref=sr_1_1?crid=17Y44EGZS574H&dchild=1&keywords=the+new+jim+crow&qid=1591353179&sprefix=the+new+%2Caps%2C139&sr=8-1

Many times, wealth building can be overwhelming and confusing at times but it doesn’t have to be! Today’s CEO Spotlight features a young woman who extensively invests in the stock market and owns four properties across the United States. She explains her methods for obtaining homeownership and describes some stocks we should consider investing in. When listening to the podcast, I want you all to pay attention to these key points:   Know the importance of location Learning how to use your first home to save money and purchase additional homes Learn the power of using your willpower and knowledge to build wealth As always, thank you for tuning in! Because of you all, Stacks and the City has had the most downloads since its inception! I’m so grateful for your support, insight, and greatness.  Let’s get to the money and create a life for ourselves that we deserve.  Stay amazing and quarantined! Keep in Touch: @stacksnthecity Music:www.bensound.com

Today’s CEO Spotlight features real estate developer and candidate for DC Council-at-Large Marcus Goodwin.  Marcus is a native of DC who delves into his journey from starting with his humble beginnings to graduating from the University of Pennsylvania to becoming a candidate for DC council-at-large.  Stacks and the City will start to delve into the semantics of the homeownership process.  Our interview discusses:   The Importance of Lowering Your Tax Burden: No matter how much money we earn, taxes are inevitable.  Generally speaking, the more you earn, the more Uncle Sam feel entitled to take.  However, did you know there are ways to mitigate the tax burden? You can go as far as finding tax shelters to lesson the amount of money you owe.  If you want more information on how taxes really affect your money, let me know in the comments and we’ll get a show set up!   Can I Afford to Purchase a Home in Washington DC?: Washington, DC is one of the most expensive cities in America.  According to zillow.com, average home prices are $640,000.  What does that mean for the first timeDMV homeowner?   Are There Any Downpayment Assistant Programs Available?: NACA (https://www.naca.com/) is available for downpayment assistance. Downpayment assistance means there are programs who pay for the upfront costs that can make it difficult for people to become homeowners.  If you want more information on downpayment programs definitely let me know.   As always, let me know if you have any questions and I look forward to hearing from you all soon! Special thanks to Marcus for his insight and expertise!     Stay in Touch: @stacksnthecity Music: www.bensound.com

Hello my wonderful wealth builders! I've done some research in the past on people who specialize with budgeting and planning part of money management and I stumbled across @thefinancialgym.  The Financial Gym is a company that treats your money like going to the gym- you pay a monthly membership fee and you receive a personal money trainer to get your finances fit.  I had the pleasure of speaking to Beca Soto, a level two trainer for the gym's DC location. She uses a unique combination of enthusiasm, passion, and personal story to influence her trainees into getting into financial shape.  Budgets, spreadsheets, and judgement don't drive the conversation; instead, goals, envisioned lifestyles, and even tissues drive the change.   In this episode you'll learn: What exactly is the financial gym and how it can help you What sparked Beca's passion for empowering others financially Beca's biggest financial mistakes  How wine and money are directly correlated.  The Financial Gym is still offering Wine Wednesdays and virtual training sessions, so there's no reason better than now to get started! Information to the financial gym is here. More Information on bullet journaling is here. Keep In Touch: @stacksnthecity Music: www.bensound.com

Hello wonderful people! Today's episode is in direct response to Warren Buffett's annual shareholder meeting of his company Berkshire Hathaway.  On May 2nd, he made an announcement of his company selling his 10% stake of the four major American-based airline companies: American, United, Southwest and Delta airlines.  This announcement caused a huge stir in the investment world- but why?  In this episode, we will: Provide context to Warren Buffett's power and why he's so important Define and explain the concept of the annual shareholder meeting Describe and break down Warren Buffett's annual shareholder meeting Delve into the contents of his shareholder meeting Answer the big question: Should we invest in airlines??!! My ebook on the beginner series in investing in the stock market is out now! https://www.stacksandthecity.co/cart-page Keep in Touch! @stacksnthecity Music: bensound.com   Resources Used: https://www.youtube.com/watch?v=69rm13iUUgE https://www.investopedia.com/articles/investing/062413/peek-shareholder-meetings.asp https://www.investors.com/news/airline-stocks-boeing-stock-warren-buffett-coronavirus/ https://seekingalpha.com/article/4343571-warren-buffett-is-wrong-airlines https://seekingalpha.com/article/4343571-warren-buffett-is-wrong-airlines https://www.berkshirehathaway.com/letters/letters.html https://www.amazon.com/Intelligent-Investor-Definitive-Investing-Essentials/dp/0060555661

Hello everyone.  This week’s episode of Stacks and the City I had the pleasure of meeting Candice Latham, a financial coach and graphics designer based in Charlotte, NC. There were some phenomenal points on our conversation but here are some of the highlights:   Candice paid off over $35,000 in debt while earning less than $50,000 annually.  She emphasizes: The importance of getting a side job to expedite paying off debt Joining groups to help collectively pay off debt Reading to clarify and learn money saving tactics     What is a Net Worth?   Net Worth is categorized by how much money you have total.  It shows the value of what you own subtracted by the amount of money you owe to others.  It essentially serves as a overall dollar amount of everything owned.  Net worth is calculated by:        Assets (the value of everything you own) — Liabilities (the value of everything you owe   The more you own and the less you owe means the higher your net worth. Candice also discusses the question of if it’s possible to invest in the stock market while aggressively paying off debt. She believes that you absolutely can as long as you focus more of your attention on debt removal first.  She also recommends contributing to your 401(k) as much as possible     Resources Discussed: Think and Grow RichNapoleon Hill Millionaire By 30Douglas R. AndrewEmron D. AndrewAaron R. Andrew   Get Candice’s Free Net Worth Tracker Here: https://candicelatham.com/net-worth-tracker/ Keep In Touch: @stacksnthecity @everything_candicelatham   Music: www.bensound.com    

Hello everyone! I've been getting so many questions about which stocks to pick and the research you need to do and I promise it's more intuitive than you can imagine.  Though the stock market indeed does consist of many charts, graphs, and intimidating  terminology to help determine whether a stock is worth investing in or not, there are also a number of questions that you can absolutely answer yourself.  In fact, I recommend these questions before you even delve into facts and figures.  Much of my inspiration and what I use comes from Invested By Danielle Town and I HIGHLY recommend her book.  Stay amazing, fabulous and I can't wait to hear about your investing success stories! Questions That You MUST Say Yes To Before You Purchase a Stock: 1) What do you like to go shopping? I recommend writing a list of five companies you actively make purchases in.   2) Do you see other people buying where you shop? Is the store/product/entity popular? Do you see people buying it? Is it something you friends are into? If the answer is yes, it's definitely worth purchasing. 3) Do you see the company around in at least five years? How does the company look?  Are storefronts cute and forward thinking or are they busted and decrepit? Do you see a decline in where people shop? Is the company a necessity? 4) What's the buzz surrounding the company?/Is it positive or negative? What have you heard about the company? Are they releasing a new product? Has there been any high-profile endorsements?  Did someone in leadership say something shady? This is what research looks like for the company of interest.   Ya'll there are more factors in determining whether a stock is worth investing in or not, but these are the fundamentals. Know this and you're already there! Practice these and you'll be a whiz in investing.   Stay fabulous and amazing and I can't wait to see you all soon. Resources: https://www.amazon.com/Invested-Warren-Buffett-Charlie-Emotions/dp/B0797GF85V/ref=sr_1_1?crid=2XPJXY1UZ9B3J&dchild=1&keywords=invested+by+danielle+town+and+phil+town&qid=1587615253&sprefix=danielle+town%2Caps%2C135&sr=8-1 https://podcasts.apple.com/us/podcast/episode-63-so-stock-market-talk-isnt-modern-day-hieroglyphics/id1390022492?i=1000470974954 Follow Me: @stacksnthecity Music: bensound.com

Today's CEO Spotlight features Naima Barnes, Personal Finance Coach and Planner.  She breaks down all of the know-how when it comes to investing in the stock market from the beginning to the end.  If you have no idea where to start or what to do, she's the woman to talk to.  During the interview, she discusses where to even click after opening your first investment account.  This episode is perfect for those interested in getting involved in the stock market and have no idea what to do!  Episode Highlights: Rule of 72: long story short- an easy way to determine how much money you'll have over time What's Eron? Am I going to lose all of my money? Where do I even start investing in the market Be sure to catch Naima's podcast Code and Coin here: https://www.stitcher.com/podcast/code-coin/e/67442622 Follow Naima: @naimanbarnes Follow Me: @stacknthecity Music: www.bensound.com

Hello everyone! Today we are decoding ten of the most common terms of the Stock Market.  I truly believe in order to understand the Stock Market you must understand the basics.  I'm breaking them down as simply as possible! As always, if there are any questions you may have do not hesitate to let me know.  There will be a live on my Instagram this Friday to delve deeper on definitions so do not miss it!   Be Sure to Follow Me: @stacksnthecity Music: bensound.com Terms Discussed Today: Stock Market  New York Stock Exchange NASDAQ Ticker Symbol Publicly Traded Company Share IPO (Initial Public Offer) Trade Dow Jones Industrial Average Standard & Poors 500 (S&P 500) Knowledge will forever be power. Here the following resources I used to help with the definitions.  Definitely read up and get more information.  This podcast episode was meant to be as simple as possible.  Ya'll are fabulous!  https://www.nerdwallet.com/ https://www.investopedia.com/ https://www.businessinsider.com/ https://grow.acorns.com/investing/

Hello again wonderful people.  Today's CEO Spotlight is a little different than what we normally do here.  COVID-19 is snatching jobs and financial independence from so many of us- myself included. However, do not fret! There are myriad of resources and assistance present to help us get through this.   Today, I am featuring Councilmember Elissa Silverman. She's here to provide resources and insight for those who have been most financially impacted by the pandemic.  In this episode she will discuss:   Why Washington, DC started the Stay-at-Home mandate Why call times have been so long to file unemployment benefits How to get your unemployment benefits Resources to help during this financially difficult time Ya'll you are not alone! We are in this together!  If you have any questions do not hesitate to contact me! Stay amazing and fabulous! Wash those hands, ya'll!   Follow Me: @stacksnthecity Music: bensound.com

Good day wonderful people! We are in the thick of week two of the quarantine and I'm not going to lie- I'm really beginning to miss social interaction.  This week's episode is all about effective ways to practice social distancing while still being extroverted.  I cannot emphasize how important it is to still practice social distancing even while being in public places!  Stay safe and amazing! My Tips to Social Distancing While Still Being an Extrovert: Talk to People Virtually! I've had such a wonderful time catching up with old friends! The internet really has a wonderful way of connecting with people Do the Essential Shopping: I regularly go to the grocery store even if it is only to go through the aisles before purchasing a loaf of bread.  It is the perfect way to still feel like I'm part of the public while still being out only when necessary. Get Outside: One of the essential ways to feel like you're part of the public is to get some fresh air! The BEST part of my day is running on the national mall.  I have the fresh air I need and I'm around so many people (yet so far away).  It's a wonderful experience to have people trying to keep some normalcy in their lives while still keeping their health and the health of others a priority.  I'm in my little bubble doing my thang while being in the open.   This will pass! Everyone is fabulous.  Social distancing for extroverts is a thing! We can do it!

Hello everyone.  This virus got us all uncertain. As a person who has also been laid off from BOTH of her side hustles, I am now in a position where I am not earning a steady paycheck for who knows how long.  Washington, DC has mandated that restaurants in the area practice "social distancing" and thereby displaced hundreds of service workers.  This podcast episode is dedicated specifically to those who have been laid off work during this uncertain time.   In This Episode You Will Learn: - How to prioritize payment for your bills - How to open the lines of communication for bill collectors - What to say to said bill collectors if you don't have any money - How to find income in an economy where no one plans to hire Everyone here is amazing and great! We WILL get through this! Stay amazing and stay tuned! There will be more episodes like this in the future to provide any resources needed for you!   Follow Me: @stacksnthecity Music: www.bensound.com