Podcasts about apples

In this episode, Louis Boulet of LB-Hockey.com stops by to break down one sleeper from every Pacific Division team for fantasy hockey this season. These are deep league targets (ADP 175+) who could pop off if given the right opportunity — the kind of late-round picks that win you championships.We'll cover:

Nate and Blake are back with the fourth part in their projection series, covering Los Angeles, Minnesota, Montreal, and Nashville. Nate gushes over the potential of rookies in Minnesota and Montreal while Blake highlights a deep sleeper in Nashville.LAK - 2:13MIN - 42:39MTL - 1:20:33NSH - 1:55:02Sign up for the Apples & Ginos Patron League today: https://applesandginos.com/apl/

Tim Cook ist Apples dienstältester CEO und hat das Unternehmen massiv verändert. Wir diskutieren über entscheidende Weichenstellungen und Irrwege.

Two things have become clear with President Trump this week. Last Friday's Liberation Day 2.0 - wasn't the end of the rising tariff story, for countries without U.S. trade deals in hand it may have just been the beginning of what's set to happen from here.

Join Ryan, Brian, and Evan for a live best ball draft! Best ball is a relatively new format taking the fantasy hockey community by storm where you draft your team and never touch the team again - your best lineup counts every night of the NHL season based on points scored. Join the A&G Discord to play this format - over 20 best ball drafts have already kicked off!

- 9. September: iPhone-Termin konkretisiert sich - Entspannt bleiben: Apple-Chef Tim Cook zur KI-Umsetzung - Sehenden Auges: Cook will bei Augmented-Reality Kurs halten - 25 Jahre sind genug: macOS 26 Beta 5 mit neuem Hard-Disk-Icon - Tim Apple jetzt dienstältester CEO - Alles bestens: Apples aktuelle Quartalszahlen - Umfrage der Woche - Zuschriften unserer Hörer === Anzeige / Sponsorenhinweis === Sichere dir 4 EXTRA-Monate auf einen 2-Jahresplan über https://nordvpn.com/apfelfunk Teste NordVPN jetzt risikofrei mit der 30 Tage Geld-Zurück-Garantie. === Anzeige / Sponsorenhinweis Ende === Links zur Sendung: - iphone-ticker.de: iPhone-17-Vorstellung wohl am 9., Verkaufsstart am 19. September - https://www.iphone-ticker.de/iphone-17-vorstellung-wohl-am-9-verkaufsstart-am-19-september-261445/ - Mac & i: Apple-Firmenspitze setzt bei KI intern auf Beruhigung - https://www.heise.de/news/Langsame-KI-Umsetzung-bei-Apple-Firmenspitze-setzt-intern-auf-Beruhigung-10508040.html - Mac & i: Apple will bei KI mit Milliarden das Steuer herumreißen - https://www.heise.de/news/Maue-Apple-Intelligence-Apple-will-mit-Milliarden-das-Steuer-herumreissen-10507695.html - Mac & i: Weiter volle Konzentration Apples auf Augmented Reality - https://www.heise.de/news/Apple-zur-Vision-Pro-Weiter-Volle-Konzentration-auf-Augmented-Reality-10507701.html - Mac & i: Icon-Änderung in macOS facht Diskussionen an - https://www.heise.de/news/macOS-26-mit-Liquid-Glass-Icon-Aenderung-facht-Diskussionen-an-10512081.html - Mac & i: Tim Cook: Steve Jobs' CEO-Amtszeit ist überholt - https://www.heise.de/news/Tim-Cook-Steve-Jobs-CEO-Amtszeit-ist-ueberholt-10507711.html - Mac & i: Apples Gewinn hoch, Strafzolleffekt noch klein, iPhone läuft gut - https://www.heise.de/news/Apple-Zahlen-Gewinn-hoch-Strafzolleffekt-noch-klein-iPhone-laeuft-gut-10505931.html Kapitelmarken: (00:00:00) Begrüßung (00:14:05) Werbung (00:18:57) Themen (00:20:22) 9. September: iPhone-Termin konkretisiert sich (00:30:58) Entspannt bleiben: Apple-Chef Tim Cook zur KI-Umsetzung (00:42:20) Sehenden Auges: Cook will bei Augmented-Reality Kurs halten (00:53:34) 25 Jahre sind genug: macOS 26 Beta 5 mit neuem Hard-Disk-Icon (00:59:55) Tim Apple jetzt dienstältester CEO (01:12:05) Alles bestens: Apples aktuelle Quartalszahlen (01:22:17) Umfrage der Woche (01:24:20) Zuschriften unserer Hörer

To barnefamilier på fjelltur utenfor Bodø bestemmer seg for å utforske en falleferdig hytte. Når fedrene åpner døra for å se om det er trygt å gå inn, ser de noe de sent vil glemme: en stivfrossen mann sitter urørlig i trappa opp til andre etasje. Hvis du vil høre hele serien nå, kan du bli Svarttrost-medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , i Apples podkastspiller eller på vår YouTube-kanal. «Mannen i hytta» er laget av Kristin Vestreim og Linn Bjørnsen i Fenomen. Lyddesign ved Viljar Losnegård. Ansvarlig redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

Harvest of Gala apples has started in California's Central Valley, and USDA's APHIS announced it will no longer conduct a National Environmental Policy Act analysis when approving genetically engineered seeds.

What does it take to derail a life of promise? For Gehazi, Elisha's trusted servant, it wasn't persecution or pressure—it was greed. In this sobering episode, Stephen Davey walks through the tragic downfall of a man who had everything going for him: a godly mentor, public influence, and spiritual opportunity. But Gehazi wanted more. Based on 2 Kings 5, this message exposes how secret desires can lead to public disgrace. Stephen draws out powerful principles: being close to godly people doesn't make you godly, and being a servant of God doesn't shield you from selfish ambition. Gehazi's deception began with a lie, but it ended with leprosy—a permanent reminder of a hidden heart condition. This episode challenges you to reflect on your own heart: What do you do when a golden apple rolls across your path? How do you respond when wealth, power, or prestige whisper your name? You'll learn why spiritual integrity means resisting shortcuts and why God's path to blessing always includes contentment, humility, and truth. This story may be ancient, but its lessons are urgent. Whether you lead others or quietly serve, this episode will help you stay faithful when compromise looks easy.

What does it take to derail a life of promise? For Gehazi, Elisha's trusted servant, it wasn't persecution or pressure—it was greed. In this sobering episode, Stephen Davey walks through the tragic downfall of a man who had everything going for him: a godly mentor, public influence, and spiritual opportunity. But Gehazi wanted more. Based on 2 Kings 5, this message exposes how secret desires can lead to public disgrace. Stephen draws out powerful principles: being close to godly people doesn't make you godly, and being a servant of God doesn't shield you from selfish ambition. Gehazi's deception began with a lie, but it ended with leprosy—a permanent reminder of a hidden heart condition. This episode challenges you to reflect on your own heart: What do you do when a golden apple rolls across your path? How do you respond when wealth, power, or prestige whisper your name? You'll learn why spiritual integrity means resisting shortcuts and why God's path to blessing always includes contentment, humility, and truth. This story may be ancient, but its lessons are urgent. Whether you lead others or quietly serve, this episode will help you stay faithful when compromise looks easy.

I'm speaking with Christina Oakley Harrington, founder of the legendary Treadwell's Bookshop in London and author of The Treadwell's Book of Plant Magic. We dive into her lifelong work in magic and folklore, explore the rich, earthy history of plant magic, and uncover the stories and secrets behind the herbs and flowers that have enchanted humans for centuries. Whether you're a seasoned practitioner or just plant-curious, listen on to find out what plants can do if you just ask. Links Treadwell's Book of Plant Magic Treadwells' Online Other episodes if you liked this one: Episode 243: Magical Plants & Flowers — This week's episode, my guests are Chris Young and Susan Ottaviano. Chris and Susan are better known as the 2 Green Witches. Chris Young is a lifelong gardener whose acclaimed garden, Tiny Sur is a certified wildlife habitat and Susan is an artist, performer, songwriter, and food stylist. Their new book is The Green Witch's Guide to Magical Plants & Flowers: Love Spells from Apples to Zinnias and together we take a light-hearted look at the power of plants to help you manifest your deepest desires.  Episode 293: The Rewilding of Molly McFlynn — Hello and welcome to this week's episode where my guest is Sue Reed. Sue's background is varied and she's worn a variety of hats, including teacher, museum guide, upcycler of waste wool knitwear and published author. Her most recent creation is the fictional character Molly McFlynn, a quirky and courageous character who comes to terms with the concept of being an outsider against the backdrop of covid and a rugged Northern landscape. Listen on to find out how nature factors into the rewilding of Molly… Please support the podcast on Patreon And follow Roots and All: On Instagram @rootsandallpod On Facebook @rootsandalluk On LinkedIn @rootsandall

Nate and Blake are back with the third part in their projection series, covering Dallas, Detroit, Edmonton, and Florida. Blake plants a flag for Mikko Rantanen in Dallas, while Nate identifies a potential late-round value at defense in Edmonton.DAL - 2:14DET - 48:46EDM - 1:15:14FLA - 1:44:43Sign up for the Apples & Ginos Patron League today: https://applesandginos.com/apl/

Headlines on today's episode include: - An Under Secretary for Trade and Agricultural Affairs has been confirmed - U.S. Grains Council renamed- The latest weekly crop progress reports- Managing expectations for the 2025 crop- Apples creating opportunity in rural KentuckySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

En februardag i 2015, blir en mann funnet død i en forfallen hytte i Bodømarka. Når politiet starter etterforskningen, skjønner de fort at dette er en uvanlig sak. Mannen har ikke etterlatt seg noen spor. Han har ingen mobil, ingen ID, kun noen få plagg i en liten sekk. Og ingenting tyder på at noen savner han. Hvem er han, og hva har skjedd? «Mannen i hytta» har premiere 7. august.Hvis du vil høre hele serien så fort den er ute, kan du bli Svarttrost-medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , ved å trykke på abonner-knappen i Apples podkastspiller eller ved å bli medlem på vår YouTube-kanal.«Mannen i hytta» er laget av Kristin Vestreim og Linn Bjørnsen i Fenomen. Lyddesign ved Viljar Losnegård. Ansvarlig redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

Amazon and Apples' results are under scrutiny after a disappointing Thursday on Wall Street. The S&P 500 is on a 3-day losing streak going into today's nonfarm payrolls report.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see ​schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.(0131-0825)

Nate welcomes guest Chris Charlton from the Fantasy Puck YouTube channel and they dig deep on draft strategy, roster construction, and how to build a winning team in fantasy hockey.Most Important Thing for Rookie Fantasy Managers - 2:07Difference between a Good Fantasy Manager and a Great One - 5:59Chris's #1 Draft Tip - 12:12How Approach Changes in Different Drafts - 16:28Value Over Replacement PLayer (VORP) Analysis in Drafting - 24:57Review of Chris & Nate's Content Creators League Drafts - 38:25Watch Games or Look at Stats to Form Player Takes? - 1:07:47Categories League Roster Construction - 1:12:41How to Identify Trade Away/Trade For Candidates - 1:19:39Chris's Take on the #ZeroG Strategy - 1:25:10Early Sleeper/Value Picks - 1:30:19Nate's stream of the 2024-25 Fantasy Puck Content Creators League draft: https://www.youtube.com/watch?v=O9PJN9CO68A- Kyle Connor slander at 19:49- Jake Sanderson slander at 40:34- Jeremy Swayman slander at 42:59

Nach einer krankheitsbedingten Pause in der letzten Woche sind wir wieder zurück und haben eine Menge im Gepäck für Euch. Zum Auftakt sprechen Holger, Michael und Rüdiger über Apples neuen Historienknaller "Chief of War" (5:43) in dem Jason Momoa im Stil von Mel Gibsons "Apocalypto" die blutige Geschichte seiner Heimat Hawaii aufdröselt. Die Serie bietet nicht nur - in den Worten von Holger - die meisten Männer-Schinken der Seriengeschichte sondern auch überraschend starke Frauenrollen und jede Menge spektakuläre Landschaftsaufnahmen (von Neuseeland), aber gehtt das Drama auf? Danach geht es nach langer Zeit mal wieder um eine Magenta-Serie. "The German" (39:36) mit Oliver Masucci erzählt wie ein Jude, der das KZ überlebt hat, sich Anfang der 1970er bei SS-Nostalgikern einschleicht um herauszufinden wo sich KZ-Arzt Mengele befindet. Im Anschluss kommt Roland dazu, um über "Washington Black" (57:18) bei Disney+ zu reden. Macht es Sinn Abenteuergeschichte, Sklavereidrama und Steampunk-Science-fiction zu einem wilden Mix zu verquirlen? Und richtig wild wird die Diskussion schließlich bei "Cat's Eyes" (1:20:04), einer ZDFneo Serie aus Frankreich, die den Anime "Ein Supertrio" neu verfilmt, denn die "Lupin"-Variante mit drei Schwestern hat drei von uns sehr gefallen und den vierten ein wenig auf die Palme gebracht. Cold-Open-Frage: "Wer sollte Agatha Christie in der BBC-Serie ,The Detection Club' spielen?"

Field trials in commercial orchards in southwestern Idaho have proven the effectiveness of an available plant growth regulator.

Den 25:e juli införde Storbritannien sin så kallade Online Safety Act. Den nya lagen är tänkt att skydda barn mot webbinnehåll som berör självmord, självskadebeteende, ätstörningar och pornografi. Webbplatser med sådant innehåll måste nu ålderverifiera brittiska besökare, så att enbart personer över 18 år kommer åt innehållet. Medan EU arbetar på en (förhållandevis) säker och integritetsvärnande åldersverifieringslösning har Storbritannien valt att införa krav på åldersverifiering utan att någon sådan teknik finns på plats. Resultatet blev att sajter såsom Discord, Reddit, Bluesky och Spotify ber brittiska användare ladda upp bilder på sig själva, ibland i kombination med giltiga ID-handlingar. Aylo (en av världens största leverantörer av porrsajter) tvingar brittiska användare att skapa användarkonton och att ålderverifiera sig via exempelvis betalkort, mobiloperatör eller bankdata. Lagen trädde i kraft samma vecka som den amerikanska dejtingappen Tea råkade ut för ett omfattande dataintrång. Appen marknadsfördes som ett verktyg för kvinnor som ville dejta säkert, och appen var enbart öppen för kvinnliga användare. Under registreringsprocessen fick kvinnorna därför ladda upp bilder på sig själva och sina ID-handlingar. Tjänsteleverantören lovade att bilderna skulle raderas omedelbart. I själva verket sparades bilderna på en publikt exponerad server som angripare kunde ladda ned alla bilder från. Att ladda upp bilder på ID-handlingar är olämpligt av många skäl, något många britter verkar ha insett. Dagen då Online Safety Act trädde i kraft noterade VPN-tjänsteleverantören Proton en ökning på 1 400 % av nya användare från Storbritannien. På måndagsmorgonen hade hälften av tio-topp-apparna på Apples gratistopplista blivit VPN-appar. I veckans poddavsnitt pratar Peter och Nikka om problemen med Storbritanniens nya lag. Frågan är vilken effekt som lagen får ifall alla britter skaffar VPN-tjänster för att tunnla ut sin trafik från ”The great firewall of Brittain”. Podduon diskuterar också två av de senaste veckornas dataläckor, däribland Tea-dataläckan. Se fullständiga shownotes på https://go.nikkasystems.com/podd311.

Brian and Evan go in on a bangers categories mock draft filled with A&G Discord members.

这个月华语大作也太多了，幸福啊！当月新发音乐作品的精选分享，分为「华语」与「外语」两个部分，希望你能从中遇到喜欢的新鲜有趣的音乐。也欢迎你在评论区分享本月听到最好的新歌，一起查漏补缺，多多益善，不再歌荒！希望你会喜欢 :)

Oak gall ink was the most popular ink in Europe from the Middle Ages to the 19th century. The Book of Kells from A.D. 800, the Magna Carta, and the Declaration of Independence were all written in gall ink.

Scott og Pernille kommer i kontakt med flere av Alexander Storelis ofre. Ett av dem – Carina – har en historie som nesten ikke er til å tro: Om snekkeren som egentlig skulle pusse opp huset, men som isteden snudde opp ned på hele Carinas tilværelse.  Resten av denne serien er eksklusiv for Svarttrost-medlemmer. Du kan bli medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , i Apples podkastspiller eller på vår YouTube-kanal. «Maurstads mareritt» er laget av Synva Hjørnevik og Tom Henley. Produsent for denne episoden er Sindre Leganger. Redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

Nate and Blake are back with the second part in their projection series, covering Carolina, Chicago, Colorado, & Columbus. Nate uncovers a potential ADP value in Chicago, while Blake gets excited about a full year of Marty Necas in Colorado.CAR: 2:09CHI: 40:18COL: 1:20:19CBJ: 1:45:45

In hour 3 Andy and Randy get back into Falcons training camp talk with insider Smokin' Joe Patrick, and talk about players that can make or break the season.

Join Ryan, Brian, and Evan for another exciting Apples & Ginos points mock draft. This one has a twist - the guys can't select a player they chose in the last points mock.

Follow us on Instagram! Sign up to our newsletter here. Join our facebook group here or join our Discord here.You can physically send us stuff to PO BOX 7127, Reservoir East, Victoria, 3073.Want to help support the show?Sanspants+ | Shop | TeesWant to get in contact with us?Email | Instagram | Twitter | Website | Facebook Recorded and produced on Wurundjeri land, we respectfully acknowledge the Wurundjeri People of the Kulin Nation, pay our respect to their Elders past and present, and recognise that sovereignty was never ceded. Hosted on Acast. See acast.com/privacy for more information.

Gjennom skjulte opptak begynner Scott og Pernille å etterforske den tilsynelatende snille snekkeren som de har sendt Maurstad-familiens penger til. Etter et sommershow forstår de hvem de egentlig har med å gjøre. Hvis du vil høre hele serien nå, kan du bli Svarttrost-medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , i Apples podkastspiller eller på vår YouTube-kanal. «Maurstads mareritt» er laget av Synva Hjørnevik og Tom Henley. Redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

We start with the very sad news that Tim Roberton, founder of MyMac, podcasting pioneer, and mentor and enabler to many, many novices to podcasting has passed away, peacefully at home with his family after a short illness. I am sure you will all join myself and Nick in sending our deepest sympathies to all of his family and friends everywhere. After that Simon and Nick take their usual circuitous route through the “silly season” news they considered interesting enough and, as ever, some other stuff as well… Sound is back to normal btw… don't really know what fixed it, I just fiddled a bit and tested and the problem was gone (thankfully!) After the sad death of Tim Robertson, please consider making a donation, no matter how small, to the GoFundMe to help support Tim's wife and four children at this difficult time. Recorded 20th July 2025 On this week's show NICK RILEY Spligosh in the Slack Sutton Park Circuit church worship on YouTube Nick's church stream videos on You Tube TIM ROBERSTON Tim's Obituary TidBITS Tribute Tim's Memorial Service Guy Serle and David Cohen discuss Tim and the future of MyMac GoFundMe for Tim's family APPLE 25 years later, Apples most infamous Mac can teach some valuable lessons – Macworld iOS 26s Liquid Glass design brings big changes to your iPhone – Tom's Guide Apple Releases Third iOS 18.6 and macOS Sequoia 15.6 Public Betas – MacRumors New Apple Watch Gesture in watchOS 26 Limited to Newer Models – MacRumors Other Apple executives to take on retiring Jeff Williams' duties – Apple Insider Meta just poached two more AI researchers from Apple – 9to5Mac Apple has now fully paid $16.5B to Ireland in back taxes – 9to5Mac Apple chipmaker TSMC might finish building its next U.S. plants early – BGR New Apple video comedically says: be careful what you remove from photos – 9to5Mac SCIENCE AND TECHNOLOGY Anode-free battert tech – Battery Tech Online SECURITY & PRIVACY Swiss tax probe sparks battle over Apple account records – Apple Insider WORTH A CHIRP / ESSENTIAL TIPS Mac Preferences/Settings through the ages – Aresluna Simon discovers Temu.com Essential Apple Recommended Services: All Things Secured – Online security made simple by Josh Summers. Pixel Privacy – a fabulous resource full of excellent articles and advice on how to protect yourself online. Doug.ee Blog for Andy J's security tips. Ghostery – protect yourself from trackers, scripts and ads while browsing. Simple Login – Email anonymisation and disposable emails for login/registering with 33mail.com – Never give out your real email address online again. AnonAddy – Disposable email addresses Sudo – get up to 9 “avatars” with email addresses, phone numbers and more to mask your online identity. Free for the first year and priced from $0.99 US / £2.50 UK per month thereafter... You get to keep 2 free avatars though. ProtonMail – end to end encrypted, open source, based in Switzerland. Prices start from FREE... what more can you ask? ProtonVPN – a VPN to go with it perhaps? Prices also starting from nothing! Comparitech DNS Leak Test – simple to use and understand VPN leak test. Fake Name Generator – so much more than names! Create whole identities (for free) with all the information you could ever need. Wire and on the App Stores – free for personal use, open source and end to end encryted messenger and VoIP. Pinecast – a fabulous podcast hosting service with costs that start from nothing. Essential Apple is not affiliated with or paid to promote any of these services... We recommend services that we use ourselves and feel are either unique or outstanding in their field, or in some cases are just the best value for money in our opinion. Social Media and Slack You can follow us on: Twitter / Slack / EssentialApple.com / Soundcloud / Spotify / Facebook / Pinecast Also a big SHOUT OUT to the members of the Slack room without whom we wouldn't have half the stories we actually do – we thank you all for your contributions and engagement. You can always help us out with a few pennies by using our Amazon Affiliate Link so we get a tiny kickback on anything you buy after using it. If you really like the show that much and would like to make a regular donation then please consider joining our Patreon or using the Pinecast Tips Jar (which accepts one off or regular donations) And a HUGE thank you to the patrons who already do. Support The Essential Apple Podcast by contributing to their tip jar: https://tips.pinecast.com/jar/essential-apple-show This podcast is powered by Pinecast.

On this episode, we talked about what the two cartoons South Park and Boondocks. They affected the minds of people for their times. We talk about the good and the bad of both of them.

Nate and Blake begin their annual projections series, digging deep into every team and analyzing each player for their fantasy potential in 2025-26. In this episode, Nate identifies a potential star in Anaheim, while Blake thinks there could be a new 1C in Buffalo.ANA - 2:17BOS: - 52:08BUF - 1:26:10CGY - 1:54:24

Series: N/AService: Sunday 9:00 a.m.Type: SermonSpeaker: Lee Moore

Which goalies can you trust in fantasy hockey this year?In this episode, Blake is joined by goalie expert Kevin Woodley (NHL.com / InGoal Magazine) to take a deep dive into the biggest goalie questions heading into your fantasy draft. We break down potential breakout candidates, volume starters, bounce-back picks, and goalies you might want to avoid.

The names change but the story stays the same. [Content Warning: Obsessive Pomegranate Salesmen, Emotional Apple Salesmen, Crazy Ex Wives] Want more Spout Lore in your Life? Check out our spinoff show

Title: What They Don't Tell You About Raising Capital (Until It's Too Late) with Ben Fraser Summary: In this episode of the Invest Like a Billionaire podcast, host Ben Frasier interviews Seth Bradley, the Chief Legal Officer at TribeVest and an experienced securities attorney. They discuss Seth's transition from a big law background to becoming a passive investor and then an active capital raiser, detailing the steps involved in his journey. Seth shares insights on private placements and syndications, emphasizing the importance of understanding legal documents such as Private Placement Memorandums (PPMs) and operating agreements. The conversation also highlights key trends and shifts in capital raising, particularly the emergence of the fund-to-fund model, which allows passive investors to leverage their networks without taking an active role in deal management. Furthermore, Seth talks about the services provided by TribeVest to simplify the investment process for both passive investors and new fund managers. They touch upon the current state of the alternative investment market, discussing the advantages and opportunities available amid economic challenges. Links to listen and subscribe: https://podcasts.apple.com/us/podcast/155-moving-from-passive-to-active-investor-feat-seth/id1587171662?i=1000652125962 Links to watch and subscribe: https://www.youtube.com/watch?v=oiRq38II33s&t=1047s Bullet Point Highlights: Seth Bradley's Journey: Transitioned from big law to passive investing, and now to active capital raising. Understanding Legal Documents: Importance of critically reviewing PPMs and operating agreements as an investor. Red Flags in Investments: Identifying key terms and clauses in legal documents that can affect investor rights and returns. Fund-to-Fund Model: Insights into how new capital raisers can operate without needing to be actively involved in deals. TribeVest Services: Overview of how TribeVest supports fund managers with a streamlined legal and operational framework. Market Trends: Discussion on the evolution and current opportunities within the alternative investment space. Advice for Investors: Encouragement to dive into the market now to capitalize on upcoming opportunities as conditions stabilize. Transcript: hello future billionaires welcome back to another episode of the invest like a billionaire podcast today's guest is Seth Bradley very fun to talk with him he's friend of mine for several years and he's the chief legal officer at tribe vest which is a really cool company if you haven't heard of them we actually had their CEO and founder on about a year ago but they're kind of doing a really new cool push that I'm going to talk about in a sec but his background he's a big law Securities attorney spent a lot of time in kind of   corporate world transition really to kind of becoming a passive investor invest a lot of syndications so he talks a lot about his journey making that transition kind of going to generate passive income Financial Independence but then he's actually shifted back to becoming an active Capital Riser and he's seen a lot of people make this transition that been investing for a little bit and now want to kind of activate their Network and some of the stuff they're doing at Tri bestest is making this really really easy for   people so it's a really cool interview we kind of hit a lot of his journey from his perspective as a Securities attorney what are some of the big things you got to focus on when you're reviewing legal documents what are the red flags yellow flags Etc and then he kind of shares a little bit about some of the things and the trends going on in the kind of private placement syndication and capital raising worlds that if you haven't heard about some of these ideas you definitely want to tune in and listen because it's pretty cool I'm   seeing the same thing on my side of things so you're going to enjoy this episode he's a very very sharp guy and a lot of great insights that he shared I think you're going to love this episode please enjoy this is the invest like a billionaire podcast where we uncover the alternative investment and strategies that billionaires use to grow wealth the tools and tactics you'll learn from this podcast will make you a better investor and help you build Legacy wealth join us as we dive into the world   of alternative Investments uncover strategies of the ultra wealthy discuss economics and interview successful investors looking for Passive Investments done for you with and funds we help accredited investors that are looking for higher yields and diversification from the stock market as a passive investor we do all the work for you making sure your money is working hard for you in alternative investments in fact our team invests alongside you in every deal so our interests are aligned we focus on macr   driven alternative Investments so your portfolio is best positioned for this economic environment get started and download your free economic report today welcome back to another episode episode of the invest like a billionaire podcast I am your host Ben Frasier and joined by a very exciting guest Seth Bradley I've know Seth for several years he is the managing partner at Ray's law and the chief legal officer at tribe vest and uh Seth and I have done some business over the years and different things he's an   attorney and uh a very experienced Securities attorney and even has his own podcast called the passive income attorney podcast and so he comes with a really unique perspective both being an entrepreneur investor as well as an attorney gives him some really unique insights in this space of kind of private placements alternative Investments and super excited to have on the show so Seth thanks for coming on man Ben appreciate it man we finally got around to to recording this really really appreciate it man yeah it was   kind of fun because we reached out a couple years ago and uh we're we're gonna do something that never worked out and then all of a sudden you're ready to do the podcast tour and Pops back up three years later so hey let's do good I'm I'm gay man so looking forward to doing this now so give a little bit of uh context for your background uh for those who maybe aren't familiar with you and just kind of what you do in kind of the areas of expertise that you focus on as an attorney sure man so I worked in   big law for about seven years um most recently at a top three globally ranked Law Firm um as a real estate started out as a real estate attorney made my way over to Securities um at that point um I started kind of getting that you know mo as most entrepreneurs do that feeling like you want to do something else you don't want to have all these bosses you want to get out there and do your own thing um but you know I'd worked pretty hard to get where I was so I wanted to make sure that I knew what I was getting   myself into um I'd already been working with Real Estate Investors and folks like that as my clients um started talking to them started talking to some of the partners in my in my firm about how they invest what they do um really Lear learned about you know passive investing um and making my way kind of to the equity side and that's really where I my journey began as a passive investor in in syndications so I invested in a number of those um and also invested actively you know I kind of did the the Bigger Pockets uh you   know path where I listened to Bigger Pockets I did a you know house hack I did fix and flips I did buy and hold single families things like that as well as past investing in larger Investments um and at that point I realized hey I've got this network of attorneys and other folks that I can raise capital from so I made my way from passive investor to active investor man so you've done done the the full circle here I love it so started Big Lot and your bio says you Clos billions of dollars in real estate   transactions over the past decade so you've you've seen a lot of deals um I'd be curious because you know a lot of people that maybe newer to real estate investing newer to Alternative investments in general and just the world of private placements they kind naturally think hey the only way I can do it is you know the Bigger Pockets path which is a great path if you want to go and you know do it actively and have a second job so to speak where you go and buy your own real estate and and fix it up or work with contractors to   fix it up but you went straight into syndications which in a lot of ways uh fits better for uh people that are working professionals and you know don't want to necessarily trade time for wealth building already have a great income uh generator through the their job or their business and they want to just redeploy that into syndications so what was kind of the journey for you understanding the world of syndications and really with your background um insecurities law and how did you kind of get comfortable with that and what was   the Journey For You diving head first into syndications early on yeah I mean you really have to have skills uh money or time that those are the three things you can really offer right so it depends on how much of each one of those you have as to what your investment profile should look like and what you should get started in um I was actively wanting to participate in deals from the get-go but I did already have exposure from my real estate uh real estate practice to syndications and and watching other   people raise Capital knowing that those types of Investments are out there so I think I had an advantage there because prior to that I had no idea the only thing I knew was kind of that Bigger Pockets path it's like okay well house hack into a single family or dup or a duplex and then rent the other side out and then Fix and Flip This or wholesale that um I didn't really know about syndications other than through um my my law practice so I think I had that Advantage um get getting that exposure   and being able to transition to that quicker yeah talk a little bit about I mean your podcast is called passive income attorney and your your big goal is passive income and what was really kind of the idea behind that or why was that your primary goal and what does that mean to you yeah I mean the idea behind that was to be passive and I think we kind of as entrepreneurs we go back and forth I think we all want to end up on the completely passive side eventually but sometimes you don't get there as quickly   if you don't go on the active side for a little bit and I think I'm I'm seeing that a lot myself I did that I started investing passively and now I went to the active side as an active syndicator as a fund manager raising capital and participating in deals even on the operational side um because you can accelerate quicker that way if you the more time and effort that you put in the faster you can accelerate now a lot of folks out there especially pive investors listening if their doctors dentist lawyers they don't have time for   that so they need to invest passively that's probably the best use of their time because their highest and best use of their time is in their career being a doctor a dentist a lawyer an engineer where they're making a lot of money in their active income it doesn't really make sense that for them to start a fix flip business or wholesale business or even a syndication business really out of the gate until you figure out what what you want to do it makes more sense to take that active income put it into   passive investment vehicles that don't take any time away from your practice Yeah I love that what' you say there's you you one of three things skills time or money right and so one of those you're going to be trading to generate more passive income or wealth and wherever you're at in the Spectrum and where you're willing to kind of trade for for that invest I love that it's very uh makes a lot of sense so talk a little bit you know I want to get to what you said this in the minute kind of transitioning kind of bluring the line   of going back and forth between passive and active I think this is really interesting I've seen the same Trend but before we get there you know a lot of a lot of our listeners you know that are maybe newer to syndications newer to passive investing they um get a little bit shell shocked when they see a PPM or a set of legal docs to review for a deal and they they don't know what should I be focusing on what should I be looking for what are potential red flags or yellow flags and you know from your perspective and   I'm sure you probably saw a lot of things early on they like okay that's interesting or um you know making that transition you already had a leg up uh given your background but what are some kind of key things that you know maybe even coming into it you already had a leg up but now even 10 years later down the road have learned and things that you said you know hey this is way more important than I thought it was originally from from a pure passive standpoint because I think that's a roadblock for a lot of people yeah yeah   and you know it's intimidating right when you get that first PPM which is going to have exhibits to it and the exhibits are going to be an operating agreement subscription agreement maybe um maybe some marketing materials a business plan things like that you're looking at at least a 100 page document maybe it's 200 pages and if you're not a lawyer and used to looking at 100 page documents that is intimidating you're like what am I supposed to do this is going to take me you know this is like a month's worth reading if I'm actually   going to read this thing and really most past investors don't read it um but you should I mean you should at least start reading them um because it gets it gets easier and easier to read because they're all going to be very similar they're all going to have a similar structure and similar pieces and things to look out for I think one really important thing and you might not be able to do this the first time but you can start um kind of thinking about it but just really matching the PPM to the oper room because the PPM should really   be um kind of a a summary so to speak of the operating agreement because the operating agreement is the meat of what's actually going to be the the terms uh within that LLC within that investment and at the end of the day if something goes wrong or not even goes wrong but if there if there's some sort of um agreement or disagreement that needs to be figured out you're going to look at the operating agreement not necessarily the PPM to figure out uh what the next step is what is the mechanism for fixing this problem so you   know just making sure that the people PM accurately reflects what the operating agreement says is very important and and then taking a step further that the operating agreement and the PPM match what the lead sponsors are telling you let's say in the marketing materials or the webinar like just making sure that there's a clear picture between all the marketing materials the webinar um and the legal documentation is really important and sometimes if it doesn't make sense or there are certain terms   that don't match up you know maybe they're not as meticulous as they should be and you need to look elsewhere that that's a really important thing to look out for um kind of coming back to your question you know when when you're first starting as a passive investor all you're really looking at is the returns right you're comparing kind of your projected returns in this deal to your projected returns in this other deal and you might get a 2% more irr return projected in this one than that one so   you're going to go with this one but at the end of the day those are just projections right those are just projections and those can be manipulated those are based on assumptions from the lead sponsor and those are not the most important things the most important things are the the sponsor and their track record what they've done how they've performed um and you know the market and the deal itself but just those projected returns can be manipulated so that's really you know it's important at the beginning or at   least you think it's important and then later on you become a more um wiy vet in passive investing you'll realize it's not as important as as as some other things like hey are your fees aligned things like that like what are the Voting Rights like how what if something happens and the manager is doing a terrible job how can you possibly get them out like what are those mechanisms um what are the mechanisms for a capital call when things go wrong what what happens those are the those are the more   detailed things and the nuances you need to look at as a past investor rather than just looking at the projected returns that's a lot of lot of good nuggets right there you just listen to that skip back a few minutes and listen to it again because that's really good I think you're so right right if it just it can feel intimidating to look at a 100 page 200 Page document and where do I start but just start at the beginning just start reading it it just got to skim read it skim read it and just the more   you get familiarized with um these different document sets the more they all kind of seem similar over time and you can kind of notice the the things that are common among different deals and then you also kind of notice the things that pop up as oh that's kind of unique or that that's kind of different than what I've seen in other deals and that's maybe outside of the norm um and just kind of getting familiarized with it you're going to pick up a lot on it but I think you hit a few of the sections that I think are really   important that a lot of people kind of glaze over because if you're getting just looking at the here's the irr projection here's where turns are going to be like you said there's uh a lot of assumptions that go into what those numbers are derived from and you know I always come back to my banking background you know risk adjusted returns right because every element of uh every deal you know whatever return you're projecting there's different levels of risk and if you're you know taking a lot more risk in a particular   deal or strategy or structure the same level of return it's it's not Apples to Apples right and so understanding what that is from a deal standpoint but there's also risks uh some of the points you made within the legal structure and so he's saying go straight to the operating agreement as a starting point because that's ultim timately what's going to govern the the deal and the mechanisms for potentially firing the sponsor as a manager or like you said the capital call and the waterfall section understanding how does do   profits flow through the entity and what are the splits between them what are some things that maybe 10 years down the road now invested I don't know how many deals you've invested in passively but you look back you're like oh man you know what I I read that section and you know I kind of knew that maybe was a little outside the norm but I was so excited about the deal didn't really wasn't too concerned about it now looking back like oh man now that was that was a good learning experience because now you know maybe I can't vote   out the manager or you know different things that you would say looking back are more important that maybe you put weight on in the front end and maybe some examples of um you know especially right now I think a lot of a lot of deals that people invested over the past few years you know unfortunately are requiring Capital calls or are kind of headed in a direction that may not be good and um you know maybe it's the fault of the operator maybe it's not but if it is a fault of the operator What mechanisms do you have and what voting   rights do you have as a passive investor and talk a little bit about that because I think that's going to be very relevant especially over the next few years is sure certain older deals are kind of not hitting the projections they thought originally yeah I mean I think I already touched on most of them from a high level but like for instance um voting out the manager like if the manager is doing something um fraudulent or misrepresented what they were doing or you know really just doing a terrible   job is probably not a reason enough to get them out but it could be um if it gets to a certain certain point um but that's really one thing to to look for to see like what the mechanism is like does it take a unanimous Vote or does it take a majority vote or does it take a majority or super majority of each share class each membership class within the LLC so it it and typically they're set up so it's really difficult to get the manager out right because the lead sponsor is going to be the manager and   they're the ones that are going to be making all the decisions and they don't want to lose control so they wanted to make it as hard as possible um and still make it legal um to stay in that seat and not get voted out so you know you will see some pretty onerous um Provisions within the operating agreement to be able to get them out but there should be a reasonable way to do it whether that's a super majority vote perhaps that's that's reasonable so super majority vote um in the event of a misrepresentation fraud you know any   sort of like bad boy act by the the manager or if their bad performance reaches the level of you know negligence or something like that there just needs to be a mechanism to get them out that's that's just one example when you had mentioned Capital calls as well so Capital calls it's like what is the mechanism when the LLC or or the syndication needs additional operating expenses to survive what what is the mechanism to do that like can is the first step to actually do a capital call and is that Capital Call Mandatory   meaning that the investors have to participate um on a proat a basis or that's not typical so if you that's one thing to look out for if it is mandatory that you do and and if you don't then you're basically out or you lose uh you know an unreasonable amount of your Equity if you don't participate then perhaps that's a red flag right like if you don't participate um well I should say the capital call should be optional and if you don't participate that's okay um but you will most likely be watered   down your Equity will get watered down on a prata basis rather than something above a pro basis right so that's an example you're saying of if it's required which is uncommon right that that's that's a red flag potentially um or if you get diluted a higher than the proat mount is another another negative and you're exactly right I mean I think you know part of this is when you're when you're investing passively you're you're giving up control of of operating the deal to the sponsor right is so that that's kind of   the the trade-off is you're hiring experts you're investing with experts that hopefully know what they're doing so that you don't have to be doing the day-to-day stuff and so it can be difficult to replace managers and and uh you know have uh impactful voting rights uh that can change the outcome unless there's fraudulence or negligence but I think it kind of goes to the point too of understanding what these kind of parameters are and what's normal and then also like I think you can pick up a lot of what you're saying and just the   congruence between PPM the operating agreement the the offering memorandum the webinars and um and then really the alignment of Interest right because if ultimately if the sponsor stands to lose alongside the investors if they're not just getting rich just off of fees and you know does they don't have a whole lot of skin in the game then ultimately it might not be you know a great deal but if they have a lot of lot skin in the game and even if it's written in these certain ways it doesn't necessarily mean it's a bad a bad   investment so okay love it get a little bit in the weeds there for for some people and if this is you know um newer to you I I definitely encourage you um to just start this you know opening up the bpms or reading them and you're going to pick up a lot by doing that and then just ask questions right and I think it's a great thing too that if you're reading the PBM and reading operating agreement to ask questions of the sponsor and that's usually pretty indicative of one how well do they know their own documents and to how willing   are they uh to address certain questions that maybe maybe concerns to you right and I think you can actually get a really good sense of um how they and how they respond of of what that interaction is going to be so love that thanks for some of that Insight Seth I'd love to shift a little bit uh you mentioned something earlier I I wanted to come back to is you you kind of you have said before you the future of capital raising is kind of Shifting and evolving and I think a lot of people are realizing and   I've seeing the same thing too right I'm a a coach and you know masterminds for Capital risers and this fun to fund model is becoming very popularized and people that maybe think oh I'm not really a capital Riser or you know that's that's not my you know what I've learned to do went to school to do or whatever or realizing hey actually I've been investing passively for a while I have a pretty great Network because I'm around a lot of accredited investors I've done enough to kind of know a good amount and   I can actually turn this into a business right and so talk a little bit about what the fun to fund model means and maybe someone that's in that boat where what you said is I think I'm gonna go 100% passive but then you know you're also learning a lot along the way and you have a a network that maybe you can activate and also raise capital and get get paid to do it compliantly that's right and and you said it and I'm seeing it time after time where past investors they invest in a number of deals and and   you know folks that are investing in these deals typically have a little bit of money and they probably have friends that have money as well and their their friends start asking them about the deals that they're investing in um and they start thinking hey you know what what can I can I get paid can I have a is there a business here that I can develop that I can build um by bringing in all my friends and family that might also be wealthy might be able to put these These funds together um and invest   in the deal together um you can certainly do that but you start to run into lots of Securities lots of rules and regulations that some people know about and some people don't you'd be surprised uh um that you know you see people out there raising capital in ways that they shouldn't do it um but what's great about the fund of funds model is that you know you're not a what's called a CP so you're not an active partner with the lead sponsor that's kind of the I'll call it the old way and I you know   I've been saying that the CP model is dead just to kind of put it out there that um you know we shouldn't be raising Capital with lead sponsors and then not doing anything else not participating in deal and and having an active role if you're a true cgp you need to have an active role in in the deal and that's kind of what deters um passive investors and doctors and dentists and lawyers and people like that that already have a career they don't want to take an active role right like they don't want to do   the asset management or manage the property manager or talk to tenants or anything like that and that's where the fund of fund solution comes in the fund of fund solution is really creating another syndication or another fund um that invests into the lead sponsor syndication or fund and that's where the name fund of fund comes from now traditionally the issue with that is well it does come with responsibilities for the fund manager they they have to put the deal they have to put their own fund together they have to put their cap   table together open a business banking account form an LLC get a Securities attorney um you know manage their investors manage their distributions do taxes all those sorts of things and so it turns into an active business and on top of that it's expensive because we are creating a second syndication a second fund to invest in that uh lead sponsor Target Fund um so that's the the problem that's always been the solution the fund of fund has always been the right solution but those problems that I   just mentioned are why it hasn't been widely adopted but you're seeing a big shift in the market as we're able to provide a more affordable option and a and a solution to bringing all those different services that a fund manager would normally have to go out and get themselves and putting it into a package yeah that makes a lot of sense and so like we said we're seeing the same thing where people are um they've been investing they they like what they're doing they have their friends and their family asking about the different deals   they're doing and then they have thought well hey I mean that's I can make money doing this and what most people have done historically is cgp model and for those that are unfamiliar with that is basically you raise money directly into the lead sponsor syndication or entity and then you get uh granted certain General partner shares for doing that but and you're the you're the attorney so I'm I'm gonna say at a very high level as I understand it by by doing that you are um uh well you can't raise   money and get paid for it unless you're a registered broker dealer unless you're General partner and uh are continuing to operate the uh the deal the business and have an active role in it but most people that are just raising capital or just want to raise Capital as um you know on the side of what else they're doing that's not a realistic expectation so what what we've seen I'm sure you probably see a lot more than me is these different uh uh folks that are raising capitalist cgps and then you know this   this new SP has about 10 different CPS on the list on the roster here and it's pretty hard to make an argument that they're all actively participated in managing the deal because you just don't need that many people right if it's the same deal and so then you kind of run into compliance risk and you just you don't want to mess with that I mean that's that's just let's leave it there and so the fun of fund model has always been around it's basically you create your own fund and as your own fund manager you're exempt from um uh some of   these uh securities issues to basically raise capital from your investors into your fund then that fund invests into the uh kind of the mothership fund or the the lead sponsors fund and by doing that you um you know it's you're in the in the you're not in the gray area anymore where it can kind of be um maybe not great from a compliance standpoint and the challenge as you mentioned though is it can be expensive maybe it's a little complicated to know how toell up and I'm not really a professional fund manager   how what do I know um but that's that's what you're doing now at triest and we've had Travis Smith on the podcast before so if you haven't listened to that episode um it's probably a year or so ago we'll put the put the link in the show notes because it's a um a great episode talking about tribe vest and what what you guys are doing really trying to from my perspective simplify the access and the kind of backend back office functions of um both for Passive investors and for fund managers to continue to increase   access to more to more deals so talk a little bit about kind of what you guys do at at tribe vest and to kind of help people um you know both from a passive standpoint that's want to direct the investors past investors that don't really want to do it as a business but then also kind of the new fund manager programs that you guys are putting together to help people that want to kind of activate their Network want to you know use this as a way to make money and um do it without having to be an expert in all the the backend side of   things absolutely at at Trio I'm the chief legal officer for tri best I help create the fun to fun product that we have out there right now it makes it simple TurnKey and affordable for anyone to really start a capital raising business um all those things that I mentioned before opening your business bank account um starting your LLC drafting your offering documents um getting your EIN onboarding your investors creating your cap table doing your distributions doing your taxes all those things you normally have to put   together and find different uh platforms and different people like attorneys and CPAs to help you out and put those put the the fund of fund together we do that we put it in a fund of fund we call it a fund of Fund in a box it's really a Lego block that you can use and invest in a deal like with Aspen if Aspen has a fund you can create your own fund you try best bring in your five or 10 uh best friends that want to put in some money you can carve out a piece for yourself so you actually get paid a fee a front   maybe you get paid a fee um during the uh hold period and then perhaps you get a percentage of the equity on the back end so it can be a very lucrative business for someone to get started and because triest makes it so easy to do it meaning put all these different services and things together for you it it really anyone can do it yeah that's so cool and we we've worked with you guys and have seen it in action and you know to say f Fund in a box sounds almost uh trite because it sounds like can you really do   that but it's it's cool because you guys have have solved it and and not only have you solved it but it's also pretty cost- effective right I think one of the big challenges with the fun of fund is generally you can invest if you kind of pull Capital together in a fund you can invest at better terms with a sponsor so you can have a little more margin that you can kind of get paid from and your investors still make the same returns um but if you have a lot of legal costs a lot of ongoing um kind of portal and   back office expenses and tax returns everything else then it gets kind of expensive and eats away at the margins that you know you're hoping to to use to pay yourself so you guys have kind of Crea a really streamlined um kind of off-the-shelf product that can fit majority of of offerings and make it pretty easy right that's right it gets really difficult to make it work that's again the fund of fund like we've talked about it's always been a solution it's just really expensive and really hard to put   it together um especially for someone that that isn't a professional Capital Riser um that just wants to put together $500,000 a million a million5 something like that it it it doesn't even make sense cost wise in the old way of doing it you're going to pay a Securities attorney minimum of like let's say 15,000 maybe 20 maybe $25,000 to put one of these together maybe even more I used to work at a big Law Firm where it cost $75,000 it's crazy the expenses that add up and that's just the legal piece that   doesn't include all the back office administration things that we talked about doesn't include um engaging with a CPA to do your taxes it doesn't include all those things that's just the legal cost by itself and tribe best has made it super inexpensive to be able to do this and to be able to do it time and time again so it works with a $500,000 raise it works with a million dollar raise you don't have to raise $20 million to make it work from an affordability standpoint yeah that makes sense so do   you guys also have like any kind of education or different coursework to help people that are you may want to make the transition of like yeah I think that that sounds like something I could do I my friends are always asking me what what I'm investing in and it wouldn't be that hard to go get five 10 friends to go and invest and create a fund and you know but they just don't they've never done it before they never thought about it till just now so right you guys have I know you're really more given the solution but do you also have   like any kind of education or do you have resources you guys can point people to to learn more about what does it look like to you know what what's what's the process you have to go through to um kind of go from idea to actual uh you know making a fund yeah yeah I'll tell you we don't have any formal legal or sorry formal educational things out there at the moment but we are working on that um but we have made it so simple that we can jump on a zoom call with anyone that that's in is potentially   interested in being a capital raiser and putting together a fund of fun and walk you through a pitch deck and it should be pretty clear what you need to do because we handle basically everything you you put together your investors you put together your terms and how you're going to get paid and then we'll be able to do kind of all that back office all that legal all those things that you don't want to know or don't want to do we handle all it yeah makes sense awesome well kind last question I just   love to get your insights on just the market in general for Alternatives and and private placements and you've obvious been in this space for over a decade and we've been in the space for about 11 years now as as an operator and it just feels I mean it's it's already been the amount of capital that's kind of come into kind of private Equity into real estate into private placements in eneral it's totally shifted the game but it also feels like we're still kind of early Innings right it still feels like   people are just discovering this for the first time and and even the conversation we're having of you know um activating people to raise Capital right in a compliant way that's just an easy way because you guys are creating a system that just reduces friction to continue to increase more Capital to come into the space like do you feel the same thing are you seen I know there's kind of some potential proposed regulation to you know increase the requirements for accreditation and you know there's   always a battle going back and forth on on that but what's kind of your sentiment just at a broader level of just the alternative kind of private placement space in over the next 10 years yeah I mean I'm I'm bullish right like we're we're kind of in a little bit of a lull right now um you'll hear that capital's a little bit harder to come by investors are holding on a little bit tighter um but that's because there's actually deals out there right now I mean said right now is actually a great time to invest right now is a great time   to invest because prices are are depressed a little bit um investors are a little bit reluctant to invest um there are less buyers in the market because a lot of them are getting kind of washed out um but there are some properties coming online through foreclosures through things like that this is where you know when you talk about during good times you're like oh man I cannot wait until there's blood in the streets and I'm going to pounce on it I'm want to pounce on those opportunities that time is right now it   it's not it's not you're you can be waiting on the sideline for years and you're gonna you're gonna miss it it's right now right now is the time to to figure out how to invest how to raise Capital how to do deals how to make them work because right now it's difficult to make them work that's that's the truth of it right now is the time to act and you're going in five years from now for instance you're going to look back to this time and say man I wish I would have got started because we're we're   we're going to be in the upswing again very soon totally no I was just uh I was a one of the guys I follow who's been in real estate for a long time he was talking and reminiscing about he bought uh I think he said three dozen single family homes between uh 2009 and 2011 right and he's held on to them since then and you know looking back he's like the only thing he wishes he did was buy more right because it's but at that point it was you know everything was on sale everyone was like real estate's over and it's it's so hard to   be contrarian I think it's Warren Buffet this said be uh you know fearful when everyone else is greedy and greedy when everyone else is fearful right it it's it's a simple idiom that makes sense but it's really hard to do and right now we're kind of in that that time where investors are reticent there's a lot of pressure on deals right now that's kind of creating a great buy opportunity you know we're seeing I know you're seeing it and uh you know I think I agree with you I think it's a great time to be to   be jumping in right now and uh Seth thanks so much for coming on man what's what's the best way for folks to get a hold of you and learn more about uh your law firm uh raise law and try vest if they want to learn more about what that looks like for sure uh the best place where I keep all my links is Seth Paul bradley.com um you'll have links to try best there links from my uh law firm and social media it's all posted on there okay we'll put that in the show notes and definitely appreciate you coming on   today set it awesome all right Ben appreciate it [Music] [Applause] [Music] man Links from the Show and Guest Info and Links https://www.youtube.com/watch?v=oiRq38II33s&t=1047s https://www.instagram.com/p/C5mNnwsv2fs/  https://aspenfunds.us/private-credit- https://www.investwithaspen.com/free-economic-report https://www.linkedin.com/in/benwfraser/ https://www.linkedin.com/company/aspen-funds/ https://www.instagram.com/aspenfunds/   Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en

Ryan, Evan, and Brian collaborate on a bangers categories mock draft filled with A&G Discord members.

What do a fresh ADHD diagnosis, dinosaur sound effects, and unexpected genitals have in common? Apparently, everything. This week, Trevin opens up with a personal dilemma and mental health update that trades dread for clarity—offering an honest look into the wild world of adult ADHD. Meanwhile, Amanda revisits her favorite chaotic segment: children's books with sound effects. Her newest prop? A prehistoric button-masher that may give our infamous donkey book a run for its money. The duo then dives into another chaotic round of Top 5. Trevin counts down the Top 5 Most Bizarre Actor Contract Clauses, featuring high-maintenance Hollywood legends like Vin Diesel, George Clooney, and Barbra Streisand. Amanda counters with a nostalgic trip into her childhood obsession with pharmaceutical ads, ranking Five of the Worst Prescription Drug Recalls in History—because who doesn't love a little mayhem in the medicine cabinet? In story time, Trevin revives the theme of terrible excuses with a fresh petty crime tale set at Tom Husband Leisure Centre in Salford. Will 60-year-old Xin Zhang break a sweat at the gym—or just make things weird in the sauna? Either way, his explanation is... something. Amanda's story starts with the original bad decision: eating the forbidden fruit. But this apple-heavy story leads to a real-life skinny-dipping crime off the coast of Massachusetts, starring Zachary Tomko, Holly O'Neil, and a bold disregard for pants. Apples, nudity, and cold water—what could go wrong? Shockingly, both crimes share an unexpected theme: surprise genitals. From medical revelations to beachside shenanigans, there's no escaping ADHDeez Nuts. Today's Stories: A Handful of Excuses Apples and the Human Form Join our Facebook Group: ⁠https://www.facebook.com/groups/livelaughlarcenydoomedcrew⁠ For ad-free episodes and lots of other bonus content, join our Patreon! ⁠https://www.patreon.com/LiveLaughLarceny⁠  Check out our website: ⁠Here⁠ Follow us on Instagram: ⁠Here⁠ Follow us on Facebook: ⁠Here⁠ Follow us on TikTok: ⁠Here⁠ If you have a crime you'd like to hear on our show OR have a personal petty story, email us at ⁠livelaughlarceny@gmail.com⁠ or send us a DM on any of our socials! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Scott og Pernille Molvær Maurstad drømmer om å overraske resten av Maurstad-familien ved å pusse opp familiehytta i skjul. Men drømmen skal bli et mareritt.   Hvis du vil høre hele serien nå, kan du bli Svarttrost-medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , i Apples podkastspiller eller på vår YouTube-kanal. «Maurstads mareritt» er laget av Synva Hjørnevik og Tom Henley. Redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

This week marks part 1 of the RHOA reunion! Let's get into it!Follow me on social media, find links to merch, Patreon and more here! Hosted on Acast. See acast.com/privacy for more information.

Nate reviews four coaching changes that will have huge ramifications for fantasy this season, and reflects on 500 episodes of the podcast while detailing what to expect from Apples & Ginos this year.

Nate and Blake are joined by friends Ryan, Evan, and Brian to usher in the true fantasy offseason with a points league mock draft on Fantrax.

Høsten 2024 kommer det inn et svindel-tips til oss, om «den SYKESTE casen noensinne». Avsenderen er Scott og Pernille Molvær Maurstad, medlemmer av selveste Maurstad-familien. For nå har Maurstad-familiens penger forsvunnet, og Scott og Pernille vil ta opp kampen mot den mystiske mannen de mener står bak.«Maurstads mareritt» har premiere den 17. juli. Hvis du vil høre hele serien så fort den er ute, kan du bli Svarttrost-medlem via Spotify: https://creators.spotify.com/pod/show/svarttrost/subscribe , ved å trykke på abonner-knappen i Apples podkastspiller eller ved å bli medlem på vår YouTube-kanal. «Maurstads mareritt» er laget av Synva Hjørnevik og Tom Henley. Redaktør i Svarttrost er Kari Hesthamar. Serien er fra 2025.

Hello, Puzzlers! Today, A.J. and Greg give you a little peek behind the curtain and take you on a tour of the Puzzle Lab. Join host A.J. Jacobs and his guests as they puzzle–and laugh–their way through new spins on old favorites, like anagrams and palindromes, as well as quirky originals such as “Ask AI” and audio rebuses. Subscribe to The Puzzler podcast wherever you get your podcasts! "The Puzzler with A.J. Jacobs" is distributed by iHeartPodcasts and is a co-production with Neuhaus Ideas. Our executive producers are Neely Lohmann and Adam Neuhaus of Neuhaus Ideas, and Lindsay Hoffman of iHeart Podcasts. The show is produced by Jody Avirgan and Brittani Brown of Roulette Productions. Our Chief Puzzle Officer is Greg Pliska. Our associate producer is Andrea Schoenberg.See omnystudio.com/listener for privacy information.

On this episode, we discuss books about the internet or social media. It's one of the prompts on the Summer-Fall Books & Bites Bingo reading challenge! Whether horror, dystopian fiction, or a mystery, our picks will make you think about what it means to be human in a digital world.Michael's PicksWe Had to Remove This Post by Hanna BervoetsThe Handyman Method by Nick Cutter and Andrew F. SullivanPairing:  A Smoked Old-Fashioned from OBC KitchenCarrie's PickGliff by Ali SmithPairing:  Lemon Rice Pudding with Roasted Peaches from the book Apples for Jam or Creamy Vegan Rice Pudding from Minimalist Baker Jacqueline's PickInfluence by Sara Shepard and Lilia BuckinghamCrostino, Tomato, and Burrata

Do contract years matter? In fantasy hockey, they can mean breakout performances, career-best seasons, and major draft value. In this video, we highlight 6 players entering a contract year in 2025-26 who could take their game to the next level. Whether they're playing for a big payday or a new team, these players have all the motivation to put up serious numbers. Don't miss these potential fantasy hockey studs heading into your draft! Let's get to BIZ!

In dieser Episode von ApfelTalk Live wird es emotional, rasant und kritisch! Zu Gast ist Tech-YouTuber Sascha Pallenberg, mit dem das ApfelTalk-Team über Apples aktuelle Strategie – oder deren Fehlen – diskutiert. Im Fokus: die WWDC 2024, Apple Intelligence, das stark umstrittene Liquid-Glass-Design und warum Apple dem Markt für faltbare Geräte und Ringe immer noch hinterherläuft. Dazu gibt es charmante Katzenanekdoten, eine kleine Tech-Demo und ganz viel Meinung. Apple-Fans und -Kritikerinnen aufgepasst: Das wollt ihr nicht verpassen!

Elijah Milligan's New Restaurant VentureElijah Milligan, who is the Chef and Owner of Love Child in Philadelphia, began this week's show, discussing his brand-new restaurant. Set to launch in the Fall, Love Child has been a labor of love and perseverance; Elijah has been working towards this new venture for five years. After explaining the name's significance, Elijah discussed that his restaurant will offer wood-fire contemporary American cuisine with global influences. He plans to serve small plates, a raw bar, and grilled meats, with a focus on technique-driven dishes incorporating flavors from various cultures. He wants to ensure the best experience for visitors, including sourcing ingredients from 20 different suppliers from local and international vendors for the freshest and highest-quality ingredients. Leading up to the Love Child's launch, Elijah is planning pop-up events in Philadelphia, New York, and DC to tease the opening. You can follow Elijah's journey and updates through Love Childs' social media channels or by visiting their website, https://lovechildphilly.com.Riamede FarmAmaris and Ashley Asdal, who is the owner of Riamede Farm, discussed the history behind Riamede Farm which is located in Chester, NJ. The farm has been producing apples on its orchard for many years, and Ashley shared her unexpected journey from a career in the Navy to becoming the farm's owner. After taking over ownership of Riamede, Ashley has been expanding upon what they have to offer, including summer vegetable picking, spring blossom festivals, and fall activities like pumpkin picking and line dancing. She highlighted the farm's history as the first pick-your-own orchard in 1973 and its community-oriented approach, offering educational classes and events throughout the year. Ashley also mentioned that she has started hosting weddings and other large events in her barn and is excited about her first wedding this fall. Feel free to begin your plans to visit Riamede Farm this Fall, as they'll be open from August 1st to November 5th, 9am to 4:30pm Tuesday through Sunday, with live music and food offerings on weekends. https://www.riamedefarm.comGardens of SolBrittney Portes joined us on Food Farms And Chefs to discuss Gardens of Sol, which focuses on urban agriculture and food equity. She shared her journey to become a farmer and educator, emphasizing the importance of connecting people with food and nature. Brittney explained her approach to teaching gardening, including workshops on container gardening, seed saving, and cooking, as well as virtual classes for those unable to attend in-person sessions. She also highlighted her efforts to address food insecurity by partnering with local organizations and encouraging the sharing of surplus produce through established relationships with food pantries. Gardens of Sol will help to educate and enrich your lives, and your community through its initiatives and if you would like to find out more about Brittney and her programs, please visit https://www.gardensofsol.com for more information.

A conversation with Czech Cider Fan Dan Samek This episode brings us to the heart of Europe by way of Vermont. Ria sat down with Dan Samek, a cider enthusiast and home distiller from Prague, to talk about the evolving cider scene in the Czech Republic. They met at Kilowatt Park which is on the west side of the Connecticut River in White River Junction, Vermont. Dan Samek This was the first stop on the Cider Tour to Vermont and New York in May 2025. In this Cider Chat featuring Czech Cider 1. A Fruitful History The Czech Republic is rich with apples, pears, plums, and cherries and exports a lot of fruit. For centuries, fruit trees lined roads to feed traveling soldiers. This is a legacy left from the  Barak times, in the 18th century 2. Cider by Way of Calvados Dan journey to cider started while he was working at a French winery He has an affection for Calvados and thus made cider to distill. His process blends natural fermentation and dry yeast (He favors the yeast known as 72B). The apples come from old trees in his one-acre garden-orchard near Prague. 3. Small Scene, Big Potential Early cider makers in the Cech Republic began around 2007. Prague had a cider shop (InCider) and a cider bar, but today you can find cider at most bars. Cidrerie Kliment and Utopia are two standout producers—Utopia leans all natural. 4. Enthusiasts Leading the Way Many Czech homes still have fruit trees. Backyard fermenters use presses ranging from barrel-style to hydraulic. Gardening clubs and university programs help spread knowledge. 5. Beyond Apples Dan grows quince and medlars and has a Sorbus domestica tree in his orchard. Morovia which is to the north of Prague has a Sorubus Domestic museum. There's a growing appreciation for traditional and lesser-known fruits in fermentation. Mentions in this Cider Chat Czech Cider Data Base https://databazecideru.online/dejv/ Natalia who write the Cider Explorers blog post on Czech Cider and Prague Cider Fest  https://ciderexplorer.wordpress.com/2017/07/17/where-to-drinkbuy-cider-in-prague/ Prague Cider Festival – Slavnost Cideru to be held June 12–14, 2026 Art + Science Concerts and Campouts start July 5th | Oregon De Groote Wei Cider Fest – August 16, 2025 | Netherlands The Flower Expo Paper Crane Cannabis – Boey Bertold  organic and regenerative family-owned farm Totally Cider Tour UK_Edition 20225 Related  

The Guilty Feminist watches And Just Like ThatPresented by Deborah Frances-White with Alison SpittleSeason 3, Episode 4: “Apples to Apples”More about Deborah Frances-Whitehttps://deborahfrances-white.comhttps://www.instagram.com/dfdubzhttps://www.virago.co.uk/titles/deborah-frances-white/six-conversations-were-scared-to-have/9780349015811https://www.virago.co.uk/titles/deborah-frances-white/the-guilty-feminist/9780349010120More about Alison Spittlehttps://www.instagram.com/alisonspittlehttp://alisonspittle.comhttps://www.edfringe.com/tickets/whats-on/alison-spittle-bigFor more information about this and other episodes…visit https://www.guiltyfeminist.comtweet us https://www.twitter.com/guiltfempodlike our Facebook page https://www.facebook.com/guiltyfeministcheck out our Instagram https://www.instagram.com/theguiltyfeministor join our mailing list http://www.eepurl.com/bRfSPTOur new podcasts are out nowMedia Storm https://podfollow.com/media-stormAbsolute Power https://podfollow.com/john-bercows-absolute-powerCome to a live show16 Postcodes with Jessica Regan https://museumofcomedy.ticketsolve.com/ticketbooth/shows/873655309Never Have I Ever in Perth https://blackswantheatre.com.au/season-2025/never-have-i-everEdinburgh book festival https://www.edbookfest.co.uk/the-festival/whats-on/deborah-frances-white-a-little-more-conversationVoices in Your Head at the Edinburgh Fringe https://bookings.shedinburgh.com/event/9854:24/9854:20/Thank you to our amazing Patreon supporters.To support the podcast yourself, go to https://www.patreon.com/guiltyfeminist Hosted on Acast. See acast.com/privacy for more information.

One of the most popular fruits in the world are apples.  Apples are associated with the Garden of Eden, pleasing your teacher, and the story of Snow White. They play a role in Greek and Norse mythology, and they have lent their name to famous record and computer companies. However, apples are unlike almost every other fruit in that there are thousands of different varieties. The reason why there are so many different varieties is because of the uniqueness of the plant. Learn more about apples, where they came from, and how they have been used in history on this episode of Everything Everywhere Daily. ***5th Anniversary Celebration RSVP*** Sponsors Newspapers.com Get 20% off your subscription to Newspapers.com Mint Mobile Cut your wireless bill to 15 bucks a month at mintmobile.com/eed Quince Go to quince.com/daily for 365-day returns, plus free shipping on your order! Stitch Fix Go to stitchfix.com/everywhere to have a stylist help you look your best Stash Go to get.stash.com/EVERYTHING to see how you can receive $25 towards your first stock purchase and to view important disclosures. Subscribe to the podcast!  https://everything-everywhere.com/everything-everywhere-daily-podcast/ -------------------------------- Executive Producer: Charles Daniel Associate Producers: Austin Oetken & Cameron Kieffer   Become a supporter on Patreon: https://www.patreon.com/everythingeverywhere Update your podcast app at newpodcastapps.com Discord Server: https://discord.gg/UkRUJFh Instagram: https://www.instagram.com/everythingeverywhere/ Facebook Group: https://www.facebook.com/groups/everythingeverywheredaily Twitter: https://twitter.com/everywheretrip Website: https://everything-everywhere.com/  Disce aliquid novi cotidie Learn more about your ad choices. Visit megaphone.fm/adchoices