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The Hollow Down Cigar Lounge, Episode #94. Cigar: Various by Warfighter Tobacco. Topics: Fidgeting, New Releases, Cigar Clubs, and more!
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
BAM! Terug in de studio voor een verse PUPcast! Er viel weer genoeg te beleven afgelopen week. Zo bellen wij live met Joshua Khane voor een diepte-interview over zijn Microsoft-situatie, zijn er onuitgenodigde gasten bij Simon op bezoek geweest en trekt Martin een filmtip uit zijn hoge hoed. Benieuwd welke dat is? Check dan snel de aflevering, baklap!00:00 Intro00:20 Live bellen met Joshua Khane03:55 Harde feiten over de Sony-situatie06:50 Het duivenverhaal gaat verder10:40 Simons spannende nacht23:35 De serieuze brief31:45 Pokémon GO-verhalen36:10 Filmtip: Passengers38:45 Cheaters in games45:35 Games Guide51:15 Het nieuwe PU Magazine!01:00:05 Nioh 301:10:30 Outro
Diese Woche nimmt der Besenwagen fürs Grobe Anlauf für die zweite Saisonhälfte. Paul macht mehr Hitzetraining als das Peloton bei der Tour de France und Simon's Beine liegen noch irgendwo in den Dolomiten. Die beiden sprechen über die Neuerungen beim Traka 2027, ob das Rheinische Braunkohlerevier mit Girona mithalten kann und Simon gibt einen Einblick in seinen Bikepacking-Trip durch die Alpen. Pauls Coach Seb Rösler beantwortet uns dann noch, wie lange Paul sich noch steigern kann, wie man eigentlich für eine Saison mit mehreren Highlights trainiert und ob Simons geschundener Körper beim Gravelrennen in Winterberg eine Chance auf die WM-Quali hat. Der Besenwagen Gravel wird präsentiert von Schwalbe Reifen – entdeckt die G-One-Serie auf https://www.schwalbe.com/.
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
Simon Væver er standupkomiker. I dagens afsnit snakker vi standup. Om at starte i branchen midt under corona, og om at finde sin egen plads i en tid, hvor debatten om comedy fyldte næsten lige så meget som comedyen selv. Vi snakker også om kvinder i standup, og hvorfor medierne bliver ved med at vende tilbage til spørgsmålet om manglen på kvindelige komikere, selvom der i dag er flere kvinder på den danske standupscene end nogensinde før. Derudover dykker vi ned i jokeskrivning. Simon fortæller om sin filosofi om, at man ikke nødvendigvis skal "kill your darlings", men snarere "choose your darlings". Vi snakker om hvorfor han sjældent skriver sine jokes ordret ned, hvorfor han ikke altid har lyst til at skære fedtet fra, og hvordan det, der umiddelbart virker overflødigt, nogle gange er præcis det, der giver en joke personlighed. Vi kommer også omkring Simons udseende, hans store krøllede hår, overskæg og de efterhånden ikoniske dad-vibes, og hvorfor det på mange måder passer meget godt til den generation, han er en del af. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Originals panel — Jim, Si, DJ and Stu — walk the full pre-season window with a considered read on where Spurs still need work. On the table: the Djed Spence stick-or-twist question and the mooted Nico Williams swap (does it actually make sense?); the aerial gap in the new-look Van Hecke / Senesi / VdV back line; the Gibbs-White dream and a panel vote on the Bergvall + £30m + sell-on framing; Rodrigo Krupi and Stu's "young Henry" line from a Bournemouth season-ticket-holder mate; the wing puzzle — Kudus back from surgery, Kulusevski question mark, Simons in December, and the Leao risk that DJ compares to the Kolo Muani work-rate scare. Plus the back-three debate — DJ's watched the Marseille tape and says it's mostly a back four in possession, Stu refuses to talk about it at all, and Si says it's coming whether Stu likes it or not. The panel closes on the points prediction that gives you the tension of the whole window — Si 67, Stu 72, DJ low 70s, Jim 82. #SpursNews #OhSoSpurs #TottenhamPodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
El catálogo europeo de la etiqueta norteamericana Columbia nos devuelve algo de la música cubana que a comienzos de la década de los 30 del siglo XX, recorrió los escenarios parisinos. La "Lecuona Cuban Boys", a cargo del pianista Armando Oréfiche, le cede los marfiles blaquinegros a Moisés Simons, y le da paso a la orquesta de Oscar Calle mientras nos recuerdan aquel repertorio donde los encendidos ritmos de guarachas, sones, danzas, congas y guajiras se mezclaban con evocadoras melodías asiáticas. Un gusto volver a sintonizar las veteranas emisiones de la radio independiente cubana. Para 1954, radicados en la capital de la república cubana y respaldados por un sólido contrato con RCA Víctor, los músicos de la Orquesta Aragón tuvieron su segunda casa en los estudios de la emisora de los hermanos Fernández: Radio Progreso. María Teresa Vera y Lorenzo Hierrezuelo vuelven a la memoria desde los estudios de la Radio Cadena Suaritos de comienzos de los años 40. Grandes defendiendo siempre lo mejor del cancionero nuestro. En sus voces dos piezas de Manuel Corona y el poeta del son: Ignacio Piñeiro. "Yoya" y "Cantares del abakuá". De vuelta a la obra de Armando Oréfiche y los estudios de Radio Progreso con nuestra inmensa Celia Cruz. La acompañaba el conjunto "Sonora Matancera". La Habana era una ciudad completamente diferente cuando Doris de la Torre con Los Armónicos de Felipe Dulzaides encantaron sus noches. Cada estremecimiento social, económico y político ha resonado, invariablemente, en la música popular cubana. Algunos de los sucesos que hace casi un siglo sacudieron la apacible vida de los habitantes de esta Isla, regresan con el trío Matamoros; Celina y Reutilio y el Coro Folklórico Nacional. En la despedida: Jazz AfroCubano a la manera del maestro Bobby Carcassés.
Simon Jul er standupkomiker, podcastvært og et af de mest nysgerrige mennesker, jeg kender. I dagens afsnit tager vi på eventyr. Simon fortæller om sine mange rejser, blandt andet til Yakutsk i Sibirien, hvor han boede hos en lokal familie og endte med at få deres families våbenskjold tatoveret. Vi kommer også forbi de gamle gulag-fængsler, The Road of Bones og hans tid med at arbejde i Japan. Vi snakker selvfølgelig også om comedy. Simon er begyndt at bygge sit næste onemanshow op, som får premiere i 2027, og vi vender processen med at teste materiale på open mics og langsomt finde ud af, hvad showet egentlig skal være. Derudover nørder vi igennem. Om Magic: The Gathering, Dungeons & Dragons, Advanced Dungeons & Dragons og rollespil generelt, og hvorfor den slags universer bliver ved med at være en uudtømmelig kilde til fantasi. Vi kommer også omkring Simons podcast Historien på hovedet, og hvordan det overhovedet kom i stand, at han og Rane Willerslev endte med at lave en historiepodcast sammen. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Wie wat bewaart, heeft wat! Wij zijn weer terug met een verse PUPcast en met al het verschrikkelijke nieuws van vorige week zit deze aflevering bomvol! We gaan het dus niet alleen uitgebreid hebben over de 'disc-loze' toekomst van PlayStation, maar ook komt Xbox aan bod, hebben we Assassin's Creed Black Flag: Resynced onder handen genomen en is Jacco aan de slag geweest met Marvel Tōkon: Fighting Souls. Benieuwd wat wij in deze ruim twee uur durende PUPcast te melden hebben? Check dan snel de aflevering, baklap!00:00 Intro00:25 Reactie op Theodoortje9904:55 AC Black Flag: Resynced Release Party12:00 De 'disc-loze' toekomst van PlayStation30:50 Terug naar de dierenverhalen36:45 Simons 'vechtcarrière'44:30 Klaar met Marathon?48:00 AC Black Flag: Resynced gespeeld01:00:35 PS5 of XSX halen?01:12:55 De geschreven brief01:19:50 Hoeveel gamen wij per dag?01:25:50 Simon is gesnapt en bellen met Sokkenman01:28:55 Opnieuw Xbox-drama01:52:55 Marvel Tōkon: Fighting Souls gespeeld01:59:35 Pragmata-flitsreview02:02:55 Outro
The WIP Morning Team talks about the other new acquisitions that the Sixers made this summer including former Cavs forward Dean Wade and former Celtics guard Anfernee Simons.
Dave Simons, Partner and Managing Director of One Private Wealth, joins Chris and Amy. He's looking at how the 'K' shaped economy is working to booster corporate profits. 'The rich are continuing to get richer,' says Simons, 'and the poor are struggling a little bit.' Could this be why there is a group of voters who are more open to socialist politicians?
Titus Welliver Returns!Take a walk with me down Fascination Street as I get to know even more about Titus Welliver. His first appearance on the show was on 9.29.2025. Go back and check that one out to get Titus' back story and a bit of the story of his journey. In this episode, we chat about what Titus has been up to since we last spoke. He has recently finished filming The Westies. This is a highly anticipated mafia style series on MGM+ based on the true events surrounding the construction of The Javits Center in 1980's Hell's Kitchen, New York, Ny. The show is led by J.K. Simons, and our boy Titus Welliver. It has an all-star cast and will be released on July 12th. Two episodes drop for the premier, with the remaining episodes released weekly. Titus has also recently joined the cast for the final season of Netflix's The Night Agent. Never one to rest, Titus has also completed his work on the animated series Get Jiro, which is based on the graphic novel written by the late Anthony Bourdain. We talk about all of this, plus, Titus has had two films come out this year. Ricky, and Killing Castro. Both of these projects have received wide acclaim and are available everywhere. Along the way, we chat about the new Bosch prequel series Start of Watch, the return of Ballard, in the Bosch universe, and even some of Titus's friend groups; the CADS and the Funky Homosapiens. Titus is always a blast to talk to, and this time is no different. Follow him on the socials and catch all of these upcoming and recently released projects!
Simon Macko, bedre kendt som Shoocharu, er animator og illustrator. I dagens afsnit snakker vi om animation. Om hvordan det er at leve af at tegne og animere i en tid, hvor AI udvikler sig hurtigere end nogensinde. Hvilke muligheder giver det? Hvad risikerer man at miste? Og hvordan ser fremtiden ud for en branche, der i høj grad lever af kreativitet og håndværk? Vi tager også pulsen på dansk animation. Hvorfor er der så få danske animationsfilm, der bryder igennem internationalt? Og hvorfor mener Simon, at dansk animation alt for længe har været præget af en forestilling om, at det helst skal være skævt, grænseoverskridende og en lille smule ulækkert? Derudover snakker vi om Simons arbejde som animator, hvor hans største kunde er en rollespilspodcast, som han laver animerede videoer til på sociale medier. Vi kommer også omkring hans nyeste projekt, hvor stemmerne blandt andet tæller Lars Mikkelsen og Sofie Gråbøl. Og så snakker vi selvfølgelig om den helt store drøm: At lave en animationsfilm. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Brodes hosted on WIP for the first time since the Celtics traded Jaylen Brown to the Sixers.
After trading for Jaylen Brown, the Sixers have signed Anfernee Simons to a 2-year, $12.3 million deal. Another absolute steal of a signing. Mike Gansey is cooking and the 76ers roster is looking dangerous! Today,. we react to and break down all of the chaos! FOLLOW US ON ALL PLATFORMS: https://linktr.ee/phillytakewithrb CHECK OUT THE NEW MERCH: https://phillytakewithrb.com/ Philly Take Discord: https://discord.gg/vEXh2Aqp Venmo: https://venmo.com/phillytakewithrb CashApp: https://cash.app/$phillytakewithrb Subscribe to Philly Take with RB on YouTube: https://www.youtube.com/channel/UCZ6xo8_BSzZJVYfWEqEt1Gw INSTAGRAM: https://www.instagram.com/rbphillytake/ TWITTER: https://twitter.com/RBPhillyTake Learn more about your ad choices. Visit megaphone.fm/adchoices
Zoals je van ons gewend bent, zijn wij de koningen van opnames maken nét voordat er belangrijk nieuws wordt gedropt. Maar wie wat bewaart, heeft wat! Dus gaan de jongens deze week eindelijk los over de prijzen en edities van GTA 6! Ook wordt er flink gespeculeerd over de PS6 en de mogelijke prijs daarvan, heeft Simon eindelijk Pragmata gespeeld en ziet Martin een nieuw tv-programma over games wel zitten. Benieuwd naar welke ongevraagde meningen deze week weer voorbij komen? Check dan snel de aflevering, baklap!00:00 Intro00:45 We zijn weer begonnen04:40 Vriendelijke jongens09:55 Echte dierenvrienden12:25 Simons magazine-drukte17:55 Een nieuw gaming-tv-programma19:15 De gemeenste brief van de week28:20 Martin de stormchaser34:20 GTA 6-prijzendiscussie44:50 GTA 6 op de Xbox Series S49:05 Rechtszaken tegen RAM-prijzen51:15 Wat wil je van de PS6?59:30 Martins weekend01:02:25 Simon heeft Pragmata gespeeld01:08:50 En Dead or Alive 6: Last Round01:18:10 Games van juli01:20:55 Japan-plannen01:23:40 Outro
Luke and Andrew discuss what they've been watching lately; Luke's pick is a new, edge-of-your-seat docu-series, while Andrew's is…less current. They also review old Seattle TV listings to see what was airing on July 31, 1987. And Luke realizes that when you point one "bunk journalism" finger at someone, you're pointing three "bunk journalism" fingers back at yourself.
rWotD Episode 3344: Charles-Mathias Simons Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Tuesday, 30 June 2026, is Charles-Mathias Simons.Charles-Mathias Simons (27 March 1802 – 5 October 1874) was a Luxembourgish politician and jurist who served as Prime Minister of Luxembourg from 1853 until 1860.He received his Doctorate of Laws in 1823 from the University of Liège. The year after, he registered at the bar of the court of first instance of Diekirch. In 1831 he was a delegate for Diekirch at the Belgian National Congress in Brussels, and helped to draft the new Belgian constitution.In 1836-1837 he was a member of the provincial council, and in 1841 became a member of the Assembly of Estates. In 1843-1848 he was a member of the cabinet and in 1848 of the Constituent Assembly. From 1 August to 2 December 1848 he became Administrator-general of communal affairs in the de la Fontaine Ministry.After the Willmar government had been deposed by the governor Prince Henry, at the wish of William III, Charles-Mathias Simons was appointed prime minister on 23 September 1853.Simons' time as head of government saw the revision of the constitution of October 1856, which the King-Grand-Duke had pushed through against the wishes of the parliament, which strengthened his powers while curtailing those of the parliament, and which imposed the Council of State as a control mechanism on the already weakened parliament. This period also saw the opening of the first railway line in Luxembourg (4 October 1859) and the founding of the first banks, the Banque Internationale à Luxembourg and the Banque et Caisse d'Épargne de l'État.Simons resigned on 26 September 1860, as opposition to his "coup d'état" government grew too strong in parliament after new elections.From 1860 to 1874 he was a member of the Council of State and from 5 January 1869 until 5. January 1870 he was its president. He died on 5 October 1874 in Luxembourg City.This recording reflects the Wikipedia text as of 00:14 UTC on Tuesday, 30 June 2026.For the full current version of the article, see Charles-Mathias Simons on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Bluesky at @wikioftheday.com.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Joey.
Financial planner and Partner and Managing Director at One Private Wealth, Dave Simons, says it would be, 'difficult for me to not give it an A or an A-', to the stock market for the 1st six months of the year. 'This thing is a train that's not gonna be stopped,' says Simons of the continued expansion of AI.
The Book of Joshua; Part VI When Life Has You Overwhelmed Pastor Jonathan Simon
The Book of Joshua; Part VI The Battle Was Never The Destination Pastor Jonathan Simons
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
Healthy Lifestyle 6-20-26 Angela Simons Morgan - Becoming Her by JVC Broadcasting
Annette Simons in conversation with David Eastaugh https://www.facebook.com/baerchenunddiemilchbubis https://www.facebook.com/annette.simons.18 Founded in Hanover in 1979 by Annette Grotkasten, Rudolf Grimm , Andreas Kühne, and Martin Fuchs, Bärchen und die Milchbubis played their first concert in Offenburg in early 1980. From mid-1980 onward, they regularly performed as the opening act for Hans-A-Plast . In 1980, they released the EP "Jung kaputt spart Altersheime" on No Fun Records . The title track was the most played single on Bavarian Radio 's youth radio station that year . Afterward, bassist and songwriter Martin Fuchs left the band and was replaced by Kai Nungesser.
Dave Simons, Partner & Managing Director of One Private Wealth joins Chris and Amy every Tuesday. He says following the first stock offering for Space X has led to a company that is, 'now bigger than both Amazon and Microsoft.' Simons continues, Space X is 'a company that doesn't even have any net revenue, yet.' How will the proposal to end the US attacks on Iran impact world fuel prices?
Keith shares his "dirty dozen" due diligence questions every investor should ask before buying property, from gauging build-to-rent saturation and local job growth to testing cash flow and exit strategies. He explains why even new-builds still need inspections and how to think about rents that may stay flat while expenses rise. Aundrea Newbern, an experienced investor, broker, and property manager active in Southeast Georgia and Michigan, offers a real-world look at today's long-term and short-term rental markets, including shifting tenant behavior and local restrictions. She also details how she's using AI to streamline property management, improve screening, optimize pricing, and cut maintenance costs, giving listeners practical ideas to apply in their own portfolios. Episode Page: GetRichEducation.com/610 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host, Keith Weinhold, talking about vital due diligence questions that you have to know the answers to before you buy your next property. Even advanced investors don't know to ask some of these. Then a terrific guest tells us how she is practically applying AI to increase rental occupancy, save on maintenance expenses and drive rental income today on Get Rich Education. Speaker 1 0:28 Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord show host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top-selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps. Build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com Keith Weinhold 1:11 You know, Mid South Home Buyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre that's F L O C K homes.com / G R E. Speaker 2 2:57 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 3:13 Welcome to GRE. I'm your host, Keith Weinhold. The world's biggest problems are also the world's biggest businesses. That's not a coincidence, and it squarely includes the problem of having enough quality housing. We talk about how to do that profitably and diligently, and on the topic of diligence, I've got a dirty dozen due diligence questions, call it I suppose these are smart questions to ask before you get under contract to buy your next property, and some of these could just as well apply to your existing rental property. Build to rent properties have become so popular, but ask the question, are these build to rent properties becoming overbuilt in this neighborhood? That's the first due diligence question, and a lot of investors overlook this, so you got to be mindful that build to rent often means lots of new construction in one smaller defined area. What you should do is ensure that new supply is being absorbed by renters. Some red flags to look out for are if multiple nearby communities are offering heavy concessions or free rent enticements, that is a sign that they're having difficulty luring in new renters to the area, and now taking a couple months to rent a brand new build isn't that unusual, but does the whole thing kind of feel like a mattress liquidation sale? Renters shouldn't have more signing bonuses than NFL free agents. The next due diligence question: Does this market still have population? And job growth, or am I late to the party? New workplace construction is a bullish market sign. Workplace construction, I'm talking about like a new office building, especially a new medical clinic, a new data center, a new factory. These signs are super bullish for an area, because not only does that attract the jobs and support the housing, as you can imagine, but see, that also means that whomever built the new workplace, oh, they probably did some research, and they're bullish about that area for a reason, they're going to look into that and do their due diligence that you can leverage before they spend perhaps 10s of millions of dollars or more in building a new workplace. Keith Weinhold 5:45 The population should be stable or rising. Red flags are if growth already peaked and layoffs are increasing, don't arrive late to the party after the DJ has already packed up. The next question, when you're looking into a property, is is this unit likely to cash flow on day one? You know, you need to wonder, is the unit occupied or vacant. Some investors don't even think to ask that question until they get down the road a ways. When it's occupied, does the rent meet or exceed expenses with a buffer for maintenance and vacancy, now, if it's negatively cash flowing and you're solely enjoying the other four ways real estate pays, that might be okay, but you need to be comfortable with adopting a monthly bill that may or may not work. And do you know what I call a negatively cash flowing property? I call it a 401k property, because you have to keep feeding it every month like it's a 401k. A negatively cash flowing property effectively reduces your salary like a 401k does, and anyone that is serious about building real wealth when they're young enough to enjoy it would not invest in a 401k outside of the employer match portion. Keith Weinhold 7:07 I'm your host Keith Weinhold. Here on Get Rich Education, episode 610 I've answered three out of twelve dirty dozen due diligence questions, and with abundantly minded grow your means answers that you're just not going to find on ChatGPT. Before I get to the fourth one, do you know what the word diligence means? Anyway, you probably have some idea. The definition of diligence is the quality of working carefully and persistently, demonstrating steady effort and thorough attention to a task. It implies a strong work ethic, meticulousness, and a commitment to completing duties well. All right, that is the definition. Diligence is the opposite of negligence. The next one, does my new build property need an inspection first? And this is a question, actually, that came in from Jake in Manhattan. Yes, it always does, whether it's resale or new build. It is always a good idea to get an inspection. One of the biggest misconceptions, really, is that new build means problem free. Keith Weinhold 8:16 People just equate new build with problem free. No, that is not the case. New build can have problems. There could still be foundation cracks that are beyond normal settling, perhaps improperly installed roof flashing that could cause leaks, maybe windows or doors that are installed out of square, and a bunch more stuff that could be wrong, even in new build a presale inspection after you get the property under contract that only costs 350-650 dollars for single family rentals and 500-900 dollars for a duplex. This is cheap insurance. It's also good peace of mind, get it done. Sometimes investors want to skip the inspection when they need a quick close. Buyer, beware of the risk. The fifth due diligence question: What happens to my numbers if rents flatten for two years? And this is a more germane question than usual today, because rent growth is slow here in this cycle. Single-family rents are up just 1.3% year over year per totality, and expenses tend to rise with inflation. All right, so if your rents flatten for two years, project that ahead like your other expenses are rising, and see that the property would still remain financially stable. We cannot build a business plan on motivational quotes. Next, am I buying near major employers or near hopes and dreams with work from home trends, which can probably better be called. Called work from anywhere, trends buying near major employers is actually less important today, but it still matters. It is good to have diversified employers and stable payrolls somewhat nearby. Promises about future development might never happen. Sheesh, some areas have been up and coming since cassette tapes, the seventh due diligence question, what's the property tax trajectory here? That's the question. Taxes are often stable and increases predictable, but is there a local budget shortfall? And see, this is the type of due diligence that few people do keep in mind, and I'm bringing up new build a lot, because there are so many new build income properties today on new builds. Also, look out, year one taxes can look deceptively low until improved property is assessed in year two, and any reputable provider, and when you contact our GRE investment coaching here, we're going to point that out to you. Keith Weinhold 11:05 This is how you can, though, sometimes get unusually low property taxes in year one if they have not assessed the improvement yet. Question eight, and this comes from Violet in Peoria, Arizona, is the builder offering real incentives, or are they just hiding the true price? Okay, well, incentives - they should genuinely improve your deal without inflating the pricing. Here, look out for sunglasses and a fake mustache for financing. It's mandatory that you have an appraisal. This protects you against overpaying in an appraisal, even though it's done for bank collateral purposes, checking the quality of their collateral, which is the property, you know, it is also a good independent third-party valuation check. This is a good tool to keep you from overpaying. Back around the 2008 days, the global financial crisis, you know, often then the lender and the appraiser could collude to give you favorable appraisals, somewhat inflated values, and as it turned out, I was an investor then and ended up being the beneficiary of some of those favorable appraisals, but since then the CFPB, the Consumer Financial Protection Bureau, stepped in. They were formed to step in, so that those parties are no longer in cahoots with each other, and yes, incentives are explicitly disclosed to the lender and appraiser. For example, if you have a seller that offers to pay half of your closing costs if you pay their full sale price. Okay, the appraisers do know that they have that information before they provide you with the appraised value. Ninth, what's the vacancy rate in this area right now? This is a good due diligence question to ask. A balanced market has about five to 6% vacancy, eight to 10% or more. That can often be the sign of a weak market, but this might be all right in build to rent communities, and that's due to longer initial lease up periods that you have there. Due diligence question 10. Would I still want this property if appreciation slowed dramatically? You want to ask yourself this question because you cannot predict appreciation. The answer to this question is most likely yes. Keith Weinhold 13:35 You would still want the property even if appreciation slowed dramatically, because as a listener here, you understand that with a 20% down payment, just 2% price appreciation creates a 10% return on your equity, and you're also benefiting from the other four ways real estate pays, but if you're absolutely counting on appreciation to do all of the heavy lifting over the long term, that's less investing, and that is more hoping with spreadsheets. What's more predictable is something like inflation profiting on your loan, which is a force on its own. Next, ask this question: How old are the big ticket items like the roof, HVAC, plumbing, sewer, and electrical? I mean, if you get a number of expensive items that are near the end of their life, you could soon become emotionally attached to ibuprofen. At GRE Marketplace, we work with either extensively renovated properties or new build properties, so this is rarely a concern. These big capex items, capital expenditures, and that is really the way to go. Extensively renovated or new build property, because see that way the cost of having all this done for you both. Before you buy the property, that means that what you're essentially doing is financing the cost of all this into the loan, you're financing into the new roof, HVAC, plumbing, sewer, electrical, if any of that applies, and if you're buying a fixer upper, well, then a lot of times you need to pay cash for these items, and you lose repair time where the property could have been rented during that renovation time. Work with our investment coaching here, and you're going to be all set. Those big ticket items are rarely a concern. And then what happens is, if you have a break even or a positively cash flowing property. The tenant covers all of your operating expenses with the rent payment, and you never have to pay any money at all for these big ticket items. They pay for your mortgage and everything else, and you never lose the time because these things were done before you bought. Keith Weinhold 16:01 And the last one question 12. What you want to ask is, what's the exit strategy if I ever want to sell? That's the last question. Begin with the end in mind. The fewer doors the property has, the easier it is to sell. Single family homes win big here. I mean, your eventual buyer down the road, they could be a gleeful owner occupant, even if the rental math were poor. That buyer wouldn't even know that the rental math is poor, because they're not renting it out, they're going to live there themselves. Sometimes your single family rental tenant even becomes your eventual buyer. This can work with duplexes too. Sometimes you can get an owner occupant, or your tenant stays there and continues to reside there as they're the owner, and they rent out the other side as well. But if you're trying to sell at 30 duplex, well, now you're exposed to cap rates and investor sentiment and market cycles, it's sort of like trying to offload a small corporation. That doesn't mean that apartments are bad, but they are substantially less liquid than single family rentals. That's your exit strategy that we're looking at. They are the dirty dozen due diligence questions every investor feels bumps, I have you will too, but these questions and answers are really going to go a long way toward helping you own right, and when you stick with it, real estate is a forgiving and lucrative asset class because you're paid in so many ways. Hey, coming up shortly, a guest that you haven't heard from in a while, and I know that some of you have missed hearing her voice. We'll talk a bit about the state of the real estate market here in a period where prices are remarkably stable, housing transactions are only about 80% what they usually are, and then we'll discuss how she's using AI in her real estate investing today. It's how she's increasing her occupancy and optimizing the amount of rent being collected. She splits her time in a couple ways between real estate markets in both Michigan and Georgia, and then in both the short term and long-term rental markets. That's next. I'm Keith Weinhold. You're listening to Get Rich Education. What if you got your mortgage loans the same place I get mine? Keith Weinhold 18:31 You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property, they'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chayley Ridge. 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Go to Freedom Family investments.com to book a clarity call, or text Family 266-866 that's Family 266-866, Speaker 3 20:02 Hi, this is Russell Gray, co-host of the Real Estate Guys Radio Show, and you're listening to Get Rich Education with Keith Weinhold. Don't quit your daydream. We've got a special treat for you today is for the first time in a few years we hear from someone that's served since 2020 in house here in both operations and as an investment coach. Today she serves GRE in a different capacity internally, but a lot of you still ask about her. That's why she's here. She's got both the formal education with her MBA, and is about as robust in being a real estate investor as you can be at the same time. Oh, it's a warm welcome back to the talented Andrea Newburn. Aundrea Newbern 20:51 Hey, Keith, it's so great to be back. It's been a long time. Keith Weinhold 20:54 Well, you've continued to grow not just in your business but in your family size since you were last here. Congrats there. I'd like your thoughts, just generally, about the American residential real estate investment market today, where we've got these sort of rising prices in low supply areas, we have slightly falling prices in oversupplied areas, we've got mortgage rates that have normalized, we've got tough affordability for renters that want to be first time home buyers, so just tell us about what you see, big picture. Andrea, Aundrea Newbern 21:28 Yeah, absolutely, and so I invest and operate predominantly in the Southeast, so this will probably be a little bit more of a lens from the Southeast market, but as you know, I still actively invest in real estate myself. I help, you know people buy rental properties, also. But then the main thing that I'm doing now is I have a property management company down in Southeast Georgia, and so I'm seeing things more from the lens of what investors are doing, where they're investing, where rents are going, and if people are even buying properties. So it's been a little bit interesting. I mean, what I'm seeing is that, as you all know, it slowed down. We're not seeing as many investors buy properties, but people still are doing it, and they're still finding good cash flowing properties. Where the challenges come in is you're not making as much money on these properties as you did four or five years ago, so you know your margins are going to be a little bit less, your cash flow is going to be a little bit less. And then we're seeing, you know, rents kind of stabilize depending on the type of asset class that it is, so you know things are not doing wonderfully, but they're stable from what I'm seeing in the southeast market, Keith Weinhold 22:31 and now you do a good bit of investing in sort of Brunswick and out toward the Georgia coast, including places like Jekyll Island, where G. Edward Griffin wrote his book about the formation of the Fed, and all that in general. How has that area been from a residential supply standpoint? For example, we know in neighboring Florida they've had a lot of oversupplied pockets. How are we looking there? I think you have a lot of occupancy right now from talking to you earlier. Aundrea Newbern 22:59 We do, so I manage two different types of investments, right? I manage the long-term rental properties. There's less of those like on Jekyll Island, there's more of those in the mainland and Brunswick. And then we do the vacation rentals, which is very, very heavy on Jekyll Island and St. Simons Island. What we're seeing this year, if we talk about maybe those vacation rentals first, and then I'll talk about the long-term vacation rentals, we're still seeing a lot of demand, a lot of people are still coming. We're not really down from this time last year, but the one big thing we're seeing is people are booking their vacations last minute, they're not booking them months in advance at this point. So that's definitely had a little bit of an impact and had us on edge, because we're like, okay, where are these vacations? And then, sure enough, they're booking a couple weeks out now, so that's going really well. The investors that have purchased homes on Jekyll and St. Simons, especially Jekyll, are doing really good. They're still making a lot of money. They have high occupancy. Where are we seeing a little bit more of the challenge is with the long-term rentals. So rents are kind of staying flat from where they were last year in some of those B and C markets. We may even see a slight decrease, just a couple percentage points, and then it's taking longer to fill the property. So last year we could typically get a qualified runner in in three to four weeks. Now we're seeing anywhere from five to eight weeks. Right now, Keith Weinhold 24:11 as far as on the short term side, have restrictions affected you at all, like banning Airbnbs, for example, and how have you seen that play out in other areas? Because you certainly network with other people that do short-term rentals. Can you tell us about that? Aundrea Newbern 24:26 Yeah, absolutely. So I can talk about the Southeast market, for one, where in Jekyll, St. Simons, Brunswick, we're seeing no rental restrictions whatsoever. We do have to have a process to register the rental with a county, but it's so easy. It's literally a form. We do an inspection once a year, and that is it. I don't know that this is a fact, but a lot of the commissioners and politicians in the area also have rental properties. I think that probably has a little bit of an impact on that up here in Michigan, which, you know, I have another home, and I live in Michigan part of the time as well. There's a lot of restrictions, in fact, my. House right now is in Sterling Heights, Michigan, and they already have a rental ban where you can't do less than 30 days, so you're already having to go into that midterm market, and now they have some proposals up with the local municipality to even eliminate some of that, so we're seeing that in this area. Keith Weinhold 25:17 Generally, do you tend to see it in nicer, ritzier areas where they want to make the short-term rental restrictions. Aundrea Newbern 25:24 Yes, I do. Absolutely. Up here in Sterling Heights, where I live, the average home of my neighborhood is around five to six hundred thousand dollards and they absolutely do not want those here. But if you go a few neighborhoods over, where you're looking more of like the two hundreed to three hundred thousand dollars range, they don't seem to have as much of an issue with those. There Keith Weinhold 25:40 We've been talking about short term rentals in both Southeast Georgia and then in Metro Detroit, where you currently spend quite a bit of your time. Talk to us about the long term rental market with affordability for buying being down, that really hurts the prospective first time home buyer, so they need to be more likely to rent, which would make some people wonder. Oh, well, then how could vacancy possibly go up in an area? Well, you know, migration - we've touched on it - is one reason why that might happen. Another reason why it might happen is you might see more doubling up. Aundrea Newbern 26:15 Yeah, we do. We see a lot more families coming in. In fact, last week we just rented a property out to somebody where the parents were renting with their children, their grown adult children that also had kids, they're getting bigger houses, right? So they're actually feeling that need to fill up some of our larger homes, but it's multi-generational now. We are seeing a lot more roommates come in, too, instead of two roommates, you'll see three people come in and get a house together. The other thing we've noticed that's been really drastic, maybe the last three or four months, is the debt load that we're seeing. So, when we run people's background checks and look, they've got a lot of credit card debt now. We didn't see that as much years prior. Keith Weinhold 26:50 All right, so you're seeing that at the street level, that's a statistic that we can read about, that American savings rates are down and the proportion of debt is often up. You're seeing it in real time, there. Do you see potentially, Andrea, this propensity for people to want to sort of bend things and have someone that's not on the lease live there with them in order to cut costs? So, you know, is there really anything in this environment that we really need to be careful about when we're screening tenants with them having such a debt load, and having to struggle with inflation and rising prices. Aundrea Newbern 27:23 Yeah, absolutely. The debt load, number one, you know, we'll see them increasing, and that's something we want to keep an eye on. So, we're having to kind of retool our policies to look more critically at that debt load. They may not be delinquent on anything now, but if we've seen it gone up significantly in the last few months, I bet you it's coming. So, we're trying to retool our policies to be able to deal with that, you mentioned people having unauthorized tenants in the home that has persistently been an issue for us, maybe the past year. We find this often that that's happening, and usually it's because that person wouldn't qualify on the application, but they still bring in money and can help with the rent. The third thing, and this is with the advent of AI, right, how big AI has come is, we're seeing a lot of documents that are clearly fraudulent, but they look really, really good, because AI has created them. So that's another issue. Keith Weinhold 28:09 Gosh, that's interesting. Well, I want to ask you more about AI, and you know, Aundrea, America is in such a weird time with AI today. You probably saw it at these college graduations across the nation, where a luminary is up front at the lectern making a commencement speech, and they get booed by students for talking about embracing AI, and that's probably because the student feels threatened about AI taking the job that they might not get, and you know what's funny, I suspect there's some of those same students, they loved it when AI helped them write an essay in order to get to graduation and wear that cap and gown, so.. Aundrea Newbern 28:51 Absolutely. Keith Weinhold 28:52 Yeah, that's what I knew when I say that we're in a weird time with AI, but I know that you've really embraced AI as a property manager and investor almost from the get-go to make your property operations more efficient, so that you don't have to raise prices on owners, and you can keep those owner expenses down and increase resident retention at the same time. So, tell us more about how you're using it. Aundrea Newbern 29:16 Yeah, so my team, I think, hates me for this right now, but in the last six months we have literally changed our operations front to back in a few different ways. Number one, we've changed the systems that we use, so you know, for vacation rentals as well as long-term rentals, you have your property management system that kind of streamlines everything, and that you do everything in. We've started going to platforms that are a little bit more AI friendly, so they have AI agents built in and they have AI functionality already in them, so that we're not having to purchase additional tools to come in and add them as a layer on top of our systems. So that's kind of the basic thing that we're doing, but the other fun things that I've been able to do, and I'm still, you know, working on this, and we're refining it daily, is using AI actually as kind of like a virtual assistant, essentially. So we do have virtual assistants with a company, and they're great, and we love them, and they do a wonderful job. However, they're human, so they're not perfect, but these AI agents, once you've trained them to do a lot of the back office tasks that your virtual assistants can do, after a certain number of iterations and training, they don't really make mistakes. So knowing that we have that, and we can continue building on that. We don't have to add FTE to our team, which increase our labor costs. That's allowing us to not raise our prices on our clients, and which I'm sure they're all happy about, because other property management companies are doing that right now, Keith Weinhold 30:33 Right, so property management companies are going to have to do this to stay competitive and keep up, whether they want to or not, and when I think about using AI in real estate, you know, one of the first things I think of, just say that tenant journey from attracting the tenant to placing them. When I think of the cutting edge, I think of help with marketing and writing advertisements, which I think is kind of a simple thing to do, sort of an easy way to implement AI, and also when I think about that early part of the journey, really I think about using AI as a leasing assistant, and sort of how you see that more, the 24/7 front desk, if you will. I mean, if you have an AI leasing assistant that can answer questions for your prospective new tenant and follow up with leads that can be a big deal. I mean, a lead that sits unanswered for six hours, they just kind of turn into a cold French fry, and instead AI can answer those questions and schedule that tour. If a prospective tenant asks the same question four times, you know the AI doesn't get frustrated and leave out some sigh. So, can you tell us more about kind of that front end, the marketing, and then the leasing end? Are you using AI as a leasing assistant essentially? Aundrea Newbern 31:47 We are. So, if we talk about maybe the marketing piece of things before we get into the leasing, we're not using as much AI with marketing at the moment. I have had it write some copy for me for some marketing, and I'm not usually crazy about it. I still think it looks like AI right now, so we're having to do a lot of changes with that, but what it has done a really good job at helping us out in the last few weeks is have it go analyze your website, have it analyze how you come up in search functions, right? So, if somebody's going to Google or if they're going to Gemini or they're going to Chat GPT, what's happening with your website and your company when people are looking for property managers, for example, it does a very thorough check on that. It's also really good at reviewing your website and telling you where you have gaps in terms of maybe you need to, you know, change something here or there, or you have certain links that are not helping in your search functionality. So, I think it's really good as far as analyzing stuff. That's kind of about all we've done as far as marketing, as far as a leasing assistant goes, this has essentially been like the biggest lift I think we've had from AI, period, in the last couple years. So, maybe a year ago, we implemented a software, and I'm going to leave the name out, because I'm sure you know I'd rather not do that, but it's a software, and there's a bunch of different options that you can use for this, but essentially it collects all of our leads for us, so we set it up, you know, we set criteria for the type of tenant and our policies for, you know, what type of tenant would qualify, and they call in or message or email this number or this email address, and the AI essentially goes through and asks them a series of questions, lets them know if they would potentially qualify or not. If they would not, then it will not allow them to schedule showings for any of our properties, if they would, with no exceptions. Then we can go ahead and get them scheduled, and the AI actually goes through and gets them scheduled as well. So it is a huge help for us. Keith Weinhold 33:30 That is really nice. Okay, helping out with tenant screening, there can it arrange tours, put them on the calendar, then if they're qualified. Aundrea Newbern 33:40 Yes, it actually gives them an option and shows them all of the dates we have available, so the person can go ahead and schedule their showing. It can provide updates if we need it, so if we change our policy, it can send that out to the tenants for us as well. So that process I would say is about 90% automated right now. It doesn't really take much human intervention, except for us to review things and make sure there's nothing kind of wonky with the schedule or anything like that. Keith Weinhold 34:00 Okay, so if they're qualified and interested, the prospective tenant can fill out an application, and then is AI assisting on the screening, and are you still meeting with them in person before they get the keys and sign the contract? Aundrea Newbern 34:14 Yes, and no. So we still do meet with them in person to be able to do like that walkthrough of the property and make sure we're documenting issues, and all of that, which, by the way, I think in the next year that'll probably be automated as well, but we're not quite there yet. They do not have to come in in person, in terms of signing the lease or anything like that. That's all done remotely. If they want to, they can, but we really don't have to meet with them until it's time for move in at this point. Keith Weinhold 34:36 All right, we're seeing the evolution of AI since it was really Chat GPT that was pioneering and rolling out in November of 2022 so we're coming up on four years of really this activity being integrated into our lives, and I think we both know that it's only going to get better from here, so when we have a tenant that. It's actually placed, of course. I often like to say they call the discipline property management, but it could probably very well be called tenant management. And I think, about, you know, is everything okay after the tenants there? As far as AI having a maintenance triage function, if there's a maintenance request, of course, you're going to want to prioritize something differently if it's a big plumbing leak that's damaging the subfloor versus just having a slow drain, you know. You probably want to be sure either one of those things are taken care of, but one is going to get priority over the other. So, can you tell us more about after that tenants place the maintenance triage and using AI there? Aundrea Newbern 35:38 Yeah, so we've pretty much automated the maintenance process in the last year, other than, you know, actually making sure the vendor went out and did what they were supposed to do. So, right now, with us, a tenant has to go in, unless they have a disability and can't do it, of course, but they have to go in and put in any work orders through our system, and essentially what happens is we've created kind of a workflow, so here's the issues of the types of things that would not be considered an emergency unless they answer, you know, certain questions a certain way. Here are the things that are emergencies and requires to go out pretty much no matter what, right? For the things that are non-emergency, or they're not clear in what the actual issue is, which is probably the number one problem we have, is they say, 'My lights aren't working, that's it, we don't know anything else about it, and then come to find out it was just a light bulb, or come to find out it was just their breakers tripping. The AI actually goes in and analyzes what they put in as the issue and selected, and then asks them a series of questions, and then, based on their responses, it actually tells them what to go do to troubleshoot it. We're seeing right now with data, it's eliminating maybe about 40% of the things that we would send somebody out for, yeah, it is huge, and the tenants are doing it, and they're not really pushing back or having issues with it most of the time, but then there are certain things that AI can't quite figure out, we're still training it on, so we do have to send somebody out or call, but it's having a huge reduction in us having to send folks out for this. Keith Weinhold 36:56 Okay, yeah, we're not talking about completely eliminating humans, but that's huge, if they can have AI give them the answer to maybe some routine maintenance thing, probably that they could have gone and found out on their own, but yeah, that saves 40% of maintenance visits, that's a big deal. All right, so not too much backlash from tenants, not saying, like, oh, hey, I don't want to be talking with your robot, come on, not so much of that. Aundrea Newbern 37:20 No, not yet. Now we are looking right now at implementing an actual AI agent that would answer the phone to handle these types of just maintenance issues, nothing else but maintenance for right now. And we've tested out a lot of different softwares that do this. Some are better than others, but none of them are perfect yet. And I could call and definitely tell I'm talking to AI, maybe some people couldn't. I feel we're probably going to have a little bit more blowback when that starts getting implemented and rolled out. Keith Weinhold 37:44 Yeah, I imagine people are just going to get more and more used to this, you know. I wonder, how much AI is helping you with rent pricing, what amount to set the rent for. I mean, for example, isn't it interesting if AI knows that, hey, a bunch of units in the neighborhood all around you, they already have high occupancy. It's really tight in this sub market, where maybe it would advise you to bump up your rent. So, tell us about how AI is helping you with rent pricing. Aundrea Newbern 38:12 Yeah, so you know, as a broker, I obviously have access to the MLS, which we use for a lot of data, but then sometimes there's rentals that are not on the MLS, so you know an owner went and listed it themselves, and I actually have an agent that their task is to go in every couple of days, and they'll analyze any of our existing listed properties that we have that are not occupied. We're still waiting on somebody to apply, and it'll go and tell me, "Hey, is anything else been listed? Has anything that was out there when we did our review two days ago? Has anything closed? Can we figure out, you know, what price it rented for? Sometimes it can, sometimes it can't, but it'll provide me a report every two days, automated, in my inbox for me to be able to look at on that. So it's really nice. Keith Weinhold 38:51 Wow, this could be hugely useful. Yeah, or imagine on the flip side of that, if AI detects that there are a lot of vacancies in your area that, hey, you probably don't want to get so aggressive with rent increases. In that case, was there any last way that you're using AI in real estate? Maybe something I didn't think about asking you, Aundrea. Aundrea Newbern 39:10 If we talk about long-term rentals, not as much. I think you kind of hit on the main things that we're using it for right now, but if we look at vacation rentals, it is doing a lot more there, I think, at the moment than it is long term. So, for example, pricing - we have dynamic pricing that we use for all of our vacation rentals, and the dynamic pricing isn't perfect, so somebody still has to physically go in and make sure no tweaks need to be made, that there's nothing weird going on in the software. I now have an AI agent that, that is their number one job. They go in once a day, they review all of our pricing. They let me know whether we need to adjust it up, down, change our minimum days, maximum days, and we make the adjustments. We're training it now to actually do those for us, but we haven't let it do it yet, so we're still waiting there. It's still waiting on its approval for me to do that, but things such as pricing, things such as going through and analyzing guest feedback, or guest. First tone, even in messages, it's providing me reports on that daily, so I can help identify problems that are maybe small problems before they become big. Keith Weinhold 40:07 It makes sense that it would be more applicable in short-term rentals with all the turnover that you have there. Well, Andrea, let us know if there's a way for our followers to keep up with you and what you're doing, because people still ask about you here. You're so well liked. Let us know. Aundrea Newbern 40:26 Yeah, so there's a couple of ways. If you're wanting to kind of see what we're doing with property management or our company, you can go to goldenaislesretreats.com There's also for a way for you to get in touch with me there. You can also check me out on LinkedIn or on Facebook, so I'm there as well, and I'd be happy to connect with anybody. I miss our listeners. Keith Weinhold 40:43 Oh, Andrea, it's been valuable. It's been great having you back. Aundrea Newbern 40:46 Thank you, Keith. Keith Weinhold 40:53 Yeah, great to hear from Aundrea again on the show. It has been a few years. If you use professional management like I do, they will most likely be applying AI in a lot of the ways that we discussed. Coming up on the show soon, a life coach that's had a profound effect on a number of guests that we've hosted here on the show over the years. He has agreed to join us. He doesn't do a lot of appearances like this, so it'll be great. We'll hear directly from Daniel Thomas Hind, and how he transforms the lives of so many business people and investors professionally, physically, and mentally. I'm confident that it's going to help you get more out of life too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream. Speaker 1 41:45 Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss, the host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 42:13 The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.
Brad is joined by Dave Simons, a Partner and the Managing Director at One Private Wealth. Simons reacts to Wall Street's huge day and discusses how the Iran Deal will impact the economy, the new Fed Chair, Kevin Walsh, and the changes he will make.
In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day and more. Brad is then joined by Dave Simons, a Partner and the Managing Director at One Private Wealth. Simons reacts to Wall Street's huge day and discusses how the Iran Deal will impact the economy, the new Fed Chair, Kevin Walsh, and the changes he will make. He's later joined by KSDK Sports Director Frank Cusumano who discusses the Knicks winning the NBA Finals, the Hurricanes winning the Stanley Cup Finals, the United States' impressive start to the World Cup and more.
In hour 1 of The Mark Reardon Show with Brad Young guest hosting, Brad is joined by Jacob Olidort, a Chief Research Officer and Director of American Security at the America First Policy Institute. He shares the latest known information on the Memo of Understanding with Iran. When will it be signed? Will it hold? Brad is then joined by George Rosenthal, a Co-Owner of Throttlenet for Tech Talk Tuesday. They discuss the UK British Prime Minister, Kiers Starmer, announcing a ban for kids under the age of 16 from using social media apps. How will it work? What are the pro's and cons? In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day and more. Brad is then joined by Dave Simons, a Partner and the Managing Director at One Private Wealth. Simons reacts to Wall Street's huge day and discusses how the Iran Deal will impact the economy, the new Fed Chair, Kevin Walsh, and the changes he will make. He's later joined by KSDK Sports Director Frank Cusumano who discusses the Knicks winning the NBA Finals, the Hurricanes winning the Stanley Cup Finals, the United States' impressive start to the World Cup and more. In hour 3, Brad is joined by Jeff Mordock, a White House Correspondent for the Washington Times. They discuss President Trump's upcoming meeting in France with President Macron, what they're hoping to accomplish and further details on the Iran Peace Deal. He later shares the hypocrisy in the left's Voter ID beliefs and the evidence to back it in California. Brad later discusses whether or not being rich is immoral and why the Democrat Party was to take away the rich's control of their money.
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
Wednesday, June 10, 2026 - Week 24 #NightOfImpact was 15 Days ago! Photos: https://jeaniehorton.pixieset.com/curesyngap1nightofimpact2026/ Impact: $800k+, of which $300 was our match. Industry: Multiple Academics & Clinicians: Stanford, Berkeley & UCSF. Cross-pollination is always good. Speakers: Ash, John, Kathryn, Helen Willsey & Me. Only got a video of John, which was a mistake. If you took one, please share. Here is John: https://www.linkedin.com/posts/graglia_still-reflecting-on-our-inaugural-cure-syngap1-ugcPost-7467439971294048256-cUf9/ Dr. Willsey Rocks. Willsey Press Release https://www.eurekalert.org/news-releases/1130924 (both were at NoI). A few other points on HRW, as we call her. Simons: https://curesyngap1.org/blog/future-research-for-syngap1-how-helen-willsey-broke-new-ground-frogs-in-hand/ Willsey in Neuron 2021: https://www.cell.com/neuron/pdf/S0896-6273(21)00002-7.pdf (Frogs) Birtele in Nature Neuroscience 2023: https://www.nature.com/articles/s41593-023-01477-3 (Confirms) McCluskey in Nature Communications 2025: https://www.nature.com/articles/s41467-025-57342-3 (GI) Kostyanovskaya in BioRxiv 2025: https://pubmed.ncbi.nlm.nih.gov/39677731 (cilium) 5TH SCRAMBLE FOR SYNGAP, SC – 114 days Classic case of a small event becoming an institution! cureSYNGAP1.org/Scramble26 CURE SYNGAP1 CONFERENCE - 175 days cureSYNGAP1.org/Pre USA: use your ICD-10, F78.A1: https://onlinelibrary.wiley.com/doi/10.1002/epi.70142 PUBMED Pubmed 2026 is at 35. +11 vs the week. (61 last year was +9) https://pubmed.ncbi.nlm.nih.gov/?term=syngap1&filter=years.2026-2026&sort=date SOCIAL MATTERS 5,045 LinkedIn. https://www.linkedin.com/company/curesyngap1 1.58k YouTube. https://www.youtube.com/@CureSYNGAP1 11.1k Twitter https://twitter.com/cureSYNGAP1 45k Insta https://www.instagram.com/curesyngap1 $CAMP closed at $4.34 today. https://www.google.com/finance/beta/quote/CAMP:NASDAQ Like and subscribe to this podcast wherever you listen. https://curesyngap1.org/podcasts/syngap10 Episode 209 of #Syngap10 #SYNGAP1 #CureSYNGAP1 #Podcast #PatientAdvocacy
Dave Simons, Managing Partner of One Private Wealth tells Chris and Amy that the market didn't react much to the Labor Dept's inflation report which saw U.S. annual inflation reaching a three-year high of 4.2%. He attributes the higher costs to fuel prices with gas up 40%, air travel up 27%, and food up 2.7%. SpaceX going public this week, 'be careful, think long term,' says Simons, predicting it to be volatile stock for a while.
Dan Simons had the systems. He had the corporate restaurant training. He had the operational discipline. And his first independent restaurant still failed in 14 months.That failure became the foundation for Founding Farmers.In this episode, Dan breaks down the third question every operator has to answer: can this business actually survive?We talk about why good food, good service, and even good systems are not enough if the concept is misaligned with the market, the business is undercapitalized, or the ownership structure is built for short-term pressure instead of long-term durability.Dan explains how Founding Farmers was built around alignment between farmers, investors, employees, guests, and leadership, and why that alignment matters more than most operators realize. We also get into product-market fit, capital, team retention, sustainability, AI visibility, PR, and what it really takes to build a restaurant that is still here tomorrow.This is the episode for operators trying to make it through the early years and build something durable.To go deeper, download the free 2026 Restaurant Playbook at joshkopel.com/square_________________________________________________________Today's episode was brought to you by Square. If you want restaurant tech that actually supports how you run your restaurant, find out how Square can help at square.com/goodstuff.Free 5-Day Restaurant Marketing Masterclass – This is a live training where you'll learn the exact campaigns Josh has built and tested in real restaurants to attract new guests, increase visit frequency, and generate sales on demand. Save your spot at restaurantbusinessschool.com
John and Adam Sharp sit down with Blake Simons, our Manistee Youth Pastor, to hear his changed life story. Blake shares how growing up in a Christian home led him to faith, but also how he learned early on to live a double life. Through those struggles and the twists and turns of his vocational journey, he explains how God drew him to Himself while preparing and leading him into pastoral ministry.To learn more about The Tabernacle, visit: https://thetabchurch.com
Pastor Jonathan Simons The Book of Joshua; Part III Before The Walls Fall
DJ Mel Z hosts a special live appearance at KVCU Radio 1190's Carlson studios with Jacob T. Simons in advance of his performance with Palamara at eTown Hall! Jacob T. Simons is a songwriter with a gift for fearlessness. He is not afraid to make himself vulnerable as he reaches into his soul and puts to the page whatever he might find there: beauty, ugliness, truth, untruth. Whether drawing on folk, blues or experimental music, his understated guitar work and plainspoken candor strip the compositions down to their raw essentials and leave nothing hidden. He is the former leader and impresario of the Michigan-based collective Moon Orchids, with whom he released a pair of acclaimed records prior to their dissolution in 2025.
There's Still Land Ahead Pastor Jonathan Simons
Our guest today is Billy Simons Jr, (or on Bandcamp) who I ran into by seeing, and loving, a number of the video reels he's shared online, mostly about current political issues & turmoil. Plus, he has wonderful sense of humor that adds an extra charge to his songs.
No set up, just the phone seeing what we could record, sitting around at Simons house, just like it was the Woodshed. This was all over the place, but hopefully you enjoy!Support the show
What if the reason you're not getting better isn't about what you're putting in — but what you can't get out? In this episode I sit down with Tash Simons from INUSpheresis Perth — the first clinic in Australia and the Southern Hemisphere to offer this advanced blood filtration therapy. We go deep into how double filtration plasmapheresis works, the two specialised filters (TKM58 and INUS 30), and the science behind removing autoantibodies, inflammatory cytokines, heavy metals, microplastics, PCBs, and oxidised LDL directly from your blood — without involving your kidneys or liver. We cover the clinical research across long COVID, ME/CFS, autoimmune conditions, Lyme disease, Alzheimer's, and cardiovascular risk including Lp(a) — one of the hardest lipid markers to shift. Tash shares the personal story of how a family member's chronic fatigue led her and Dr Robbie Simons to discover this therapy in Vienna, and the journey to bring it to Perth — from TGA registration and insurance approvals to Swiss certification and over 100 treatments completed. If you're dealing with a chronic condition that won't budge, carrying a toxic load, or thinking about longevity from a subtractive medicine perspective — this one's for you. Book a consult or submit a new patient form at inuspheresisperth.com.au Check out my supplement store at shop.lisatamati.com Rejuvenate Pro at shop.lisatamati.com/pages/rejuvenate My books at shop.lisatamati.com/collections/books Sign up for my newsletter at www.lisatamati.com/lisa Listen to more episodes at www.lisatamati.com/ptl-podcast/ This episode is also brought to you by Rejuvenate Pro from Aevum Labs. If INUSpheresis is about taking the bad stuff out, Rejuvenate Pro is about protecting what stays behind. Featuring kawakawa, carnosic acid, Immunel colostrum extract and IDP (Immune Defense Protein), it targets the chronic systemic inflammation that silently drives aging. It's the first supplement in every protocol I build for my clients — and it should be in yours. Shop now at shop.lisatamati.com/pages/rejuvenate ━━━━━━━━━━━━━━━━━━━
Today's show features: - Chris Hudson, GM at Mark Miller Subaru - Lee Perine, VP of Partnerships at YASSI - Scott Simons, Dealer Principal at Simons Chevrolet GMC This episode is brought to you by: Zurich – Zurich helps dealers operate with clarity, confidence and certainty — driving stronger performance today while protecting long‑term value. From proven F&I processes and insights‑driven training to income‑generating programs, profit participation, and risk management solutions, Zurich is built to help dealers win now — and build for what's next. Discover more at: https://carguymedia.com/4wxv8dz YASSI – Yassi is a national vehicle verification platform that gives dealers a single source of truth for real-time lien, title, and registration data. When a dealer runs a VIN, they see active liens, title brands, DMV holds, and registration stops as they exist right now, pulled directly from state and federal databases, not aggregated data from the last refresh. No contracts, no monthly fees, no minimums. Visit Yassi.com to learn more or email sales@yassi.com to get started. Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
The Book of Joshua
Host Ricky Sacks is joined by George Achillea, Billie T and Ian Lubin as the panel react to the news that Xavi Simons has torn his ACL and will be out for the rest of the season with Tottenham. Simons became the fifth Tottenham player to pick up an ACL or knee injury to keep them out for 12 months since February 2025. We discuss our genuine concerns and delve deeper into the injury crisis that is surrounding Tottenham Hotspur. We also debate whether the home pitch and training pictures are factor in addition to the rehabilitation protocol the players are instructed to go through from the Medical Staff at the Club. Of course the conversation naturally turns to what this does in our battle to remain in the Premier League and whether Roberto De Zerbi can perform one of the best ever Premier League ‘Great Escapes' given the limited numbers at his disposal and games running out to save Spurs. Independent Multi-Award Winning Tottenham Hotspur Fan Channel (Podcast) providing instant post-match analysis and previews to every single Spurs match along with a range of former players, manager, special guests. WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #SPURS Learn more about your ad choices. Visit podcastchoices.com/adchoices
PREMIER LEAGUE: City's win over Arsenal feels like a title decider and Erling Haaland + Gabriel Magalhaes = enemies or frienemies? Leeds, Forest and West Ham know they are in a relegation battle -- unlike Tottenham. Most incredible statistic of all time about LinkedIn Liam's Chelsea squad. Nobody has checked out harder than Newcastle. HALFTIME: What If we lived in a fascist dictatorship... who on the pod would be the best and worst dictator? ROUND THE WORLD: US Open Cup feels extra chalky this year and spiciest MLS Minute on record STOPPAGE TIME: Ivan Toney's Best Bets and GOAWs
What if better performance at work didn't come from pushing harder, but from being more honest? In this episode, Dan Simons shares how he built a $100M+ restaurant group by doing something most leaders still resist. Dan explains how honesty at work actually helps people show up more present, make better decisions, and perform at a higher level. We also talk about how you can get better results, stronger retention, and more focused teams by creating a workplace where people don't have to hide what's going on with them. Tune in to discover how to turn radical honesty into a competitive advantage. Check out our sponsors: Shopify - Sign up for a $1 per month trial, just go to shopify.com/anxiousachiever Chime - Head to chime.com/achiever to sign up Monarch - Use code ACHIEVER at monarch.com to get 50% off your first year In this Episode, You Will Learn 00:00 Why honesty matters more than “vulnerability” in leadership. 02:20 How did you build a $100M business? 06:00 Why leaders must learn to lead themselves before leading others. 12:00 Why every team member is operating below their full capacity. 17:00 How to introduce psychological safety without forcing people to open up. 20:00 What does a trauma-informed workplace actually look like? 23:00 Why mental health conversations require skill and training. 26:00 How Dan operationalizes mental health through training and systems. 34:00 What's the difference between intention and reality inside companies? 42:00 How honesty reduces defensiveness and improves performance. 47:00 How investing in people improves profit and reduces turnover. 51:00 The #1 metric that convinces CEOs this approach works. Resources + Links Learn more about Dan Simons HERE! Get a copy of my book - The Anxious Achiever Watch the podcast on YouTube Find more resources on our website morraam.com Follow Follow me: on LinkedIn @morraaronsmele + Instagram @morraam Follow Dan on Instagram: @dansimonssays
Host Ricky Sacks is joined by Broadcaster Russ Williams, Luke and Marlon as Tottenham Hotspur's Premier League survival hopes were hit by a crushing 95th-minute Georginio Rutter equaliser as in-form Brighton left Spurs languishing in the relegation zone by grabbing a 2-2 draw. In what was Roberto De Zerbi's first home game in charge as our Head Coach – coincidentally against his former side – we took a 2-1 lead into the final stages thanks to a truly stunning Xavi Simons curler in the 77th minute and looked to be holding on until Georginio Rutter smashed home from just inside the area to snatch away the win. Spurs will now spend another week in the bottom three as we discuss where the result leaves Spurs in our battle to retain our Premier League status along with whether Xavi Simons can potentially provide the critical spark in keeping Spurs in the division. Simons' goal had looked like it would be the turning point in Spurs' battle for Premier League survival. A moment of wild celebration to launch from. Instead, their failure to get over the line and win has amplified the feeling this team is only going one way, as we reflect the continued individual errors that plagued our season, meaning that a win at Premier League bottom club Wolves next weekend is now essential. Independent Multi-Award Winning Tottenham Hotspur Fan Channel (Podcast) providing instant post-match analysis and previews to every single Spurs match along with a range of former players, manager, special guests. WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #SPURS Learn more about your ad choices. Visit podcastchoices.com/adchoices
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