Podcasts about Simons

Play Episode Listen Later Aug 25, 2026 13:31

Dave Simons, Partner & Managing Director at One Private Wealth, joins Chris and Amy. He says, 'I'm now and closer to the point of saying, I think it could matter.' regarding the escalating national debt. Only two ways out, 'raise taxes or cut spending,' says Simons. Visit OnePWM.com for Dave's commentary.

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Statistical Physics Approaches to DNA Methylation and Aging (Steffen Rulands)

Epigenetics Podcast

Play Episode Listen Later Aug 13, 2026 54:14

In this episode of the Epigenetics Podcast, we talked with Steffen Rulands from the Ludwig Maximilian University of Munich about how methods from statistical physics can be used to study collective phenomena in biology. We discuss his path from physics into stem cell biology and epigenetics, and how this background shapes the questions he asks in his work. We talk about his lab's focus on quantitative and mechanistic modeling rather than wet lab experiments. He explains that he uses single-cell genomics and other datasets to understand how cells make decisions, with interests ranging from development and regeneration to aging and rejuvenation. A major topic is DNA methylation during embryonic development. We discuss how he and his collaborators found surprisingly simple, self-similar patterns in methylation over time and along the genome, and how they explained these patterns with a feedback loop between chromatin conformation and methylation deposition. We also cover his collaboration on social insect colonies, where he examines how DNA methylation and gene regulation help explain stable social roles and flexibility when the queen is removed. In that system, interactions across the whole nest shape the regulation of queen- and worker-associated genes. Later in the conversation, we turn to aging. We discuss his recent work on temporal hierarchies in epigenetic aging and on collective dynamics of DNA methylation, where we ask how molecular-scale events can combine to produce the long timescale of organismal aging. We close by talking about rejuvenation, general principles in aging, and the role of physics in identifying what is generic versus what is specifically regulated in biology. References Rulands, S., Lee, H. J., Clark, S. J., Angermueller, C., Smallwood, S. A., Krueger, F., Mohammed, H., Dean, W., Nichols, J., Rugg-Gunn, P., Kelsey, G., Stegle, O., Simons, B. D., & Reik, W. (2018). Genome-Scale Oscillations in DNA Methylation during Exit from Pluripotency. Cell systems, 7(1), 63–76.e12. https://doi.org/10.1016/j.cels.2018.06.012 Olmeda, F., Lohoff, T., Kafetzopoulos, I. et al. Scaling and self-similarity in the formation of the embryonic epigenome. Nat. Phys. 22, 931–940 (2026). https://doi.org/10.1038/s41567-026-03263-x Related Episodes Biophysical Modeling of 3-D Genome Organization (Leonid Mirny) The Interplay of Nutrition, Metabolic Pathways, and Epigenetic Regulation (Ferdinand von Meyenn) Epigenetic Reprogramming During Mammalian Development (Wolf Reik) Contact Epigenetics Podcast on Mastodon Epigenetics Podcast on Bluesky Dr. Stefan Dillinger on LinkedIn Active Motif on LinkedIn Active Motif on Bluesky Email: podcast@activemotif.com

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''Deze game kan boven GTA 6 eindigen!'' - Power-Up Podcast #26

Play Episode Listen Later Aug 13, 2026 86:40

BOEM! De jongens hebben naast hun vakantie en zomerbaantje weer tijd kunnen vrijmaken voor een verse PUPcast! Naast Martin en Simon schuift ook Jacco weer eens aan, en niet zonder reden: hij komt het uitgebreid met Simon hebben over Fire Emblem: Fortune's Weave! Naast een uitgebreide preview van deze game gaat het uiteraard ook over Netflix die binnenkort GTA 6-gameplay uit de doeken gaat doen, Marvel Tōkon en het fightinggenre, en een korte vooruitblik naar Gamescom! Benieuwd naar de plannen? Check dan snel de aflevering, baklap!00:00 Intro01:10 Simons zomerbaantje04:35 Martins vakantie06:45 Onzinnige verhalen: flitsronde14:45 Waar komt die kennis vandaan?30:50 GTA 6 op Netflix41:10 Marvel Tōkon & Batman Comics51:00 Jotunnslayer: Hordes of Hel53:35 Fire Emblem: Fortune's Weave Preview01:20:50 Gamescom-vooruitblik01:25:55 Outro

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S6 E09: She Looks Like Fun

Don't Believe The Hype

Play Episode Listen Later Aug 11, 2026 171:05

Dan and Simon Love dive into She Looks Like Fun for the 'Tranqulity' era of the podcast. Please see Simons fabulous new album 'The One True Prince of Wales' for sale here: https://simonlove.bandcamp.com/album/the-one-true-prince-of-wales-in-exile-after-abdication-2 And his Instagram: https://www.instagram.com/simonloverules?igsh=MTcwbXBlNmd4Yjg4dA==And tiktok https://www.tiktok.com/@simonloverulesr=1&t=ZN-96lUcf2KRz4

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Dave Simons: Inflation numbers; Trump accounts; semiconductor 'chipflation'

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Play Episode Listen Later Aug 11, 2026 14:17

Dave Simons, Partner and Managing Director of One Private Wealth explains what to expect with the inflation report this week. Are the Trump accounts worth setting up for your youngsters? 'Take the money, it's free!' implores Simons.

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S6 Ep 16 Dr. Anna Simons: The Anthropology of Mission Critical Teams (Recast)

Teamcast

Play Episode Listen Later Aug 10, 2026 79:48 Transcription Available

This week we're recasting Preston's conversation with Dr. Anna Simons from May 2023. Anna retired as a Professor of Defense Analysis at the Naval Postgraduate School. She holds a PhD in Social Anthropology from Harvard University and an A.B. from Harvard College. She is the author of Networks of Dissolution: Somalia Undone and The Company They Keep: Life Inside the U.S. Army Special Forces. She is also the co-author of The Sovereignty Solution: A Commonsense Approach to Global Security. Her fieldwork began in Somalia in the late 1980s, embedded with a Special Forces mobile training team, years before most Americans had heard of the country. This work marked the start of a career devoted to studying the ties that bind operators together and the forces that pull them apart.Preston and Anna range widely: why assessment and selection should simulate the actual conditions operators will face rather than test for a generic standard; "warrior" branding and tribal emblems, and what it signals when a unit needs more mystique than its mission alone provides; the difference between interchangeability and neurodiversity, and why teams need both depending on whether the problem in front of them is technical or adaptive; and the concept of communitas.Asked what advice she'd give the people responsible for assessing, selecting, and educating MCTs today, Anna recommends holding people to high standards and communicating your expectations. She also makes a book recommendation of her own: Chris Miller's Soldier Secretary, which she read cover to cover the day it was published in 2023. If you find value in this discussion, the best way to support our work and stay up to date on future episodes is to subscribe and leave us a quick rating or review. It helps us reach more people who need to hear these conversations.

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Sport: Neue Richtlinien gegen Sexualisierung im Sport: Lina Simons bei Christophe Ramjoie

BRF - Podcast

Play Episode Listen Later Aug 8, 2026

Jumpstart Your Day | April Simons

Joni Table Talk Podcast

Play Episode Listen Later Aug 5, 2026 33:04 Transcription Available

April Simons reveals the simple spiritual practices that can help “Jumpstart Your Day” and shares why time with God doesn't have to be complicated to be lifechanging. (J2803_FFT)

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Georgia's Most Haunted Lighthouse Has a Body Count | St. Simons Lighthouse

The Most Haunted City On Earth | Presented by The Savannah Underground

Play Episode Listen Later Aug 4, 2026 48:40

Join us on Patreon for ZERO ADS ALWAYS! www.patreon.com/hauntedcitypodcastThe most haunted lighthouse in Georgia has a body count, and it starts with a murdered lighthouse keeper.In the final episode of Summerween, Madison, Chris, and JT head down to the Golden Isles to unpack the dark history of the St. Simons Island Lighthouse. Blown up by Confederate troops in 1861. Rebuilt on the bones of men who died of malaria before they could finish it. And then, in 1880, a feud between head keeper Frederick Osborne and his assistant John Stevens ended in a shotgun blast from 90 feet away, allegedly over stolen chickens.Osborne took 10 days to die. Stevens walked free. And then the footsteps on the spiral staircase started.Plus: two ghosts caught on camera, and the wild story of the ghost that showed up in "The Fugitive" (1993) a few hundred yards from the Cowee Tunnel, where 19 shackled men drowned in 1882.WHAT'S IN THIS EPISODEGhost caught on camera: a Ring doorbell captures a white figure floating through a garage while a mother thinks about her late sister Ghost caught on camera: Aubrey from the Sorrel Weed House gets something running past her in the Carriage House The 1804 original lighthouse and the $13,775 contract that built it Confederate troops blow the lighthouse to keep it from the Union Navy Malaria, mosquitoes, and the architect who died before finishing the job The 1880 shooting of keeper Frederick Osborne The trial, the acquittal, and the ghost stories that followed Jinx the dog and 28 years of Svendsen family hauntings The ghost in "The Fugitive" and the Cowee Tunnel drowning of 1882

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Episode 674: "Let's Just Choose Optimism": Dan Simons on Failure, Fear, and Finding a Way Forward

Restaurant Owners Uncorked - by Schedulefly

Play Episode Listen Later Aug 4, 2026 75:02

Dan Simons co-founded the Founding Farmers restaurant group in Washington, D.C., now about 1,500 employees and $100 million in annual revenue, plus a catering company, distillery, bakery, and their own coffee roasting, backed primarily by the North Dakota Farmers Union. He got there the hard way. His first restaurant, a fried chicken concept outside Dallas, closed after 18 months and left him broke, sued personally by the landlord, and facing investors who had believed in him. He tells that story in full, along with the two lessons he took from it: he was undercapitalized for a business that needs time to survive, and he had been quietly certain he knew better than his own customers. From there the conversation turns to what is squeezing full-service restaurants now, including falling alcohol sales, rising costs, and roughly a third of adults on GLP-1 medications. Simons takes a GLP-1 himself and talks openly about the eating disorder and "food noise" behind that decision, which shapes how his teams greet guests who do not want to drink or overeat. He also makes a pointed case for American family farmers and for breaking up the monopolies squeezing them. Throughout, he refuses the fatalistic read of the industry, not because it is wrong on the facts but because it is useless.10 key takeawaysIntegration, not balance. He does not separate being a dad, a husband, and an operator. He over-communicates where he is and why, and expects people to speak up. "Responsibility doesn't require mind reading."Have a year of working capital, or open a year later. If that feels impossible, that is information. You will spend the money either way.Ignorance plus confidence is arrogance. His first restaurant failed partly because he looked down on what customers already loved.Ask what you are getting wrong today. He turned the failure into a daily audit for blind spots, and treats the fear as a feature.Optimism is a choice, not a read on the data. He can make the heavy case. He just thinks riding it takes you to the bottom.Your business partners decide your future. One call at the start of COVID produced a million dollars ACH'd the same day, no repayment date attached.Hunt for structural cost advantages. The distillery puts a premium spirit in the well at half the cost of Tito's, plus a story nobody can copy.Beverage is food. Same sourcing, same standards, same care as the kitchen. No soda guns, no bag-in-box syrup.Retire the word "mocktail." Zero-proof drinks go on the main menu, same glass, same garnish. The opener becomes "let's get a drink in everybody's hand, with or without alcohol."Chase items per guest, not alcohol. Two rounds, three courses, chocolates to go. Train servers to signal flexibility on portions and to-go boxes so guests hear permission, not pressure.

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Abide. Part 2; In The Vinedresser's Hands - Pastor Jonathan Simons

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Play Episode Listen Later Aug 2, 2026

Abide. Part 2 In The Vinedresser's Hands Pastor Jonathan Simons

Navigating Food Fear, Disordered Eating & Gut Issues Together (with guests Dr. Madison Simons and Janelle Smith, RDN, CEDS)

The Gut Health Podcast

Play Episode Listen Later Aug 1, 2026 64:29 Transcription Available

If eating has become a source of fear because of digestive symptoms, you're not alone. For many people living with IBS, IBD, and other GI conditions, repeated eating-related symptom flares create powerful food–symptom associations that make avoiding certain foods feel like the safest choice. Over time, however, this understandable protective response can become restrictive, limiting nutrition, social connection, and overall quality of life.In this episode, we're joined by digestive health and eating disorder dietitian expert, Janelle Smith, RDN, and GI psychologist Dr. Madison Simons to explore the overlap between gastrointestinal disorders, food fear, and disordered eating.Together, we explore how fear around eating develops, how healthcare providers tell the difference between healthy caution and fear that's limiting daily life, and how people can gradually rebuild confidence with eating through compassionate, evidence-based care. We also explain why working with a team—including a gastroenterologist, GI dietitian, and GI psychologist—can make all the difference in helping people feel more comfortable with food, expand their diets, and get back to living life more fully.In this episode, we discuss:Why progressively restricting foods can worsen fatigue, anxiety, nutrition, and overall quality of lifeWhy avoiding foods because of GI symptoms can be an adaptive response, your brain is trying to help you, and this isn't inherently "pathological"How the amygdala, your body's alarm system, and visceral hypersensitivity create powerful food-symptom associationsSigns that food avoidance is no longer serving you and may be driven by fearHow clinicians use open-ended conversations and screening tools to identify disordered eating and ARFID riskWhen dietary therapies like the low FODMAP diet are appropriate and when they're notLeast-restrictive nutrition strategies, including gentle food swaps and stepwise reintroductionWhich evidence-based supplements may help manage symptoms without adding unnecessary diet restrictionHow exposure ladders, "micro-dosing" feared foods, and coping strategies can reduce anticipatory anxietyWhy reframing symptoms as sensations and separating discomfort from danger is a powerful part of recoveryHow a collaborative care team can help people regain confidence, nourish their bodies, and expand their lives—not just their diets.f you or someone you love has ever felt overwhelmed by food fear because of digestive symptoms, this conversation offers reassurance, practical strategies, and hope. While some dietary changes may be appropriate to manage GI conditions, recovery is about learning to distinguish necessary restrictions from fear-driven avoidance, rebuilding trust in your body, and finding the right support so food can become a source of nourishment and enjoyment again.This episode has been sponsored by Ardelyx.Reference:Simons M, Issokson K. From Food Fears to Food Freedom: How Do We Best Manage Restrictive Eating in Inflammatory Bowel Disease? Crohns Colitis 360. 2025Scarlata K, Zickgraf HF, Satherley RM, et al. A Call to Action: Unraveling the Nuance of Adapted Eating Behaviors in Individuals With Gastrointestinal Conditions. Clin Gastroenterol Hepatol. 2025;23(6):893-901.e2. doi:10.1016/j.cgh.2024.11.010Riehl ME, Scarlata K. Understanding Disordered Eating Risks in Patients with Gastrointestinal Conditions. J Acad Nutr Diet. 2022;122(3):491-499. doi:10.1016/j.jand.2021.03.001Learn more about Kate and Dr. Riehl:Website: www.katescarlata.com and www.drriehl.comInstagram: @katescarlata @drriehl and @theguthealthpodcastOrder Kate and Dr. Riehl's book, Mind Your Gut: The Science-Based, Whole-body Guide to Living Well with IBS. The information included in this podcast is not a substitute for professional medical advice, examination, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider before starting any new treatment or making changes to existing treatment.

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Onze Top 10 games van 2011! - Power-Up Podcast Special

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Play Episode Listen Later Jul 30, 2026 47:43

De jongens zitten weer met de beentjes omhoog aan een cocktail, dus zijn we terug met een nieuwe Special! Deze keer pakken we het jaar 2011 erbij, een jaar waarin toppers verschenen als The Elder Scrolls V: Skyrim, Portal 2, Minecraft en Dead Space 2, maar natuurlijk ook een aantal parels die door de jaren heen een beetje in de vergetelheid zijn geraakt. Benieuwd hoe onze top 10 van 2011 eruitziet? Check dan snel de aflevering, baklap!00:00 Intro01:20 Simons ongeluk04:45 Martin heeft gesport07:50 Simon in de kerk10:55 Martins boek12:35 Stemronde28:40 Nominaties43:50 Rangschikking46:25 De Top 1047:10 Outro

Dave Simons expects new Fed Chair's term to be 'consequential'

Play Episode Listen Later Jul 28, 2026 15:43

Chris and Amy visit with One Private Wealth Partner and Managing Director Dave Simons. He says to expect interest rates to remain the same when announced tomorrow. 'Tread lightly,' in adding more money to the 'high flying' tech stocks warns Simons of a bubble. 'I see the economy overall just humming along,' says Simons.

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Abide. Part 1; Life Connected to the Vine - Pastor Jonathan Simons

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast

Play Episode Listen Later Jul 26, 2026

Abide. Part 1; Life Connected to the Vine - Pastor Jonathan Simons

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THE DAILY TOTTENHAM NEWS HEADLINES Confirmation Club WILL SIGN FORWARDS! Robertson, Simons, Bergvall (With Lee The Dorset Spur)

Play Episode Listen Later Jul 25, 2026 16:22

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.

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Neil Simons: Labor, Safety, and Autonomous Mowers

The Modern Facilities Management Podcast

Play Episode Listen Later Jul 23, 2026 22:52

Neil Simons of RC Mowers joins Griffin to talk remote-controlled and autonomous mowers, and how they tackle the labor and safety problems every facilities team faces.Takeaways:RC vs. autonomous: RC mowers keep an operator safely off steep slopes; autonomous mowers run on their own and lay down clean commercial stripes — one operator can run several at once.Labor multiplier, not job-killer: No customer has cut staff. Crews get freed from open-field mowing to focus on higher-value work like trimming, edging, and pruning.Safety first: Removing operators from machines on dangerous slopes prevents accidents. Neil's advice — listen to the boots on the ground; they know when a job feels unsafe.Curb appeal counts: Well-kept grounds shape first impressions for campus tours, recruiting, and hiring.What's next: AI and better cameras will let mowers cut within inches of trees and fences, closing today's precision gap.Resources:RCMowers WebsiteLinkedInRCMowers YouTube

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Xbox weg uit Nederland - Power-Up Podcast #25

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Play Episode Listen Later Jul 23, 2026 57:20

Zelfs met een van de presentatoren in het buitenland: the show must go on! Martin belt live in vanuit Londen om samen met Simon weer slap te ouwehoeren over alles wat er afgelopen week in hun leven is gebeurd, maar natuurlijk ook over het medialandschap. Zo is er een vervolg op het boevenverhaal, is de PR van Xbox verdwenen uit Nederland en duiken de mannen in een heus filmblok met The Odyssey, Dune: Part Three en Avengers: Doomsday. Benieuwd wat zij daarvan vinden? Check dan snel de aflevering, baklap!00:00 Intro00:55 Waar is Martin?04:05 Simons nieuwe baan10:30 Puppy's15:05 Retro Review-suggesties25:50 Wreckcreation 227:15 De boevensaga gaat verder30:55 Xbox PR verdwijnt uit Nederland38:40 Martin weer terug in Apex42:30 Lieve brief44:25 Het filmblok49:30 Aankomende afleveringen52:10 Gamescom55:35 Outro

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Xavi Simons: TRUTH about Barcelona, the original WONDERKID & Why Spurs feel different - The Sports Agents

The News Agents

Play Episode Listen Later Jul 23, 2026 37:21

Spurs & Netherlands star Xavi Simons sits down with Gabby for an exclusive, in depth interview.As he recovers from the ACL injury which robbed him of a place at the World Cup, Xavi opens up on the pressures of being a 12-year-old social media star watched by millions of followers, growing up without a father, and the truth behind his controversial exit from Barcelona at just 16 years old.Xavi reveals all about his extraordinary footballing life, a life spent alongside Mbappe, Messi & Neymar, a life of incredible highs and bruising lows, one which led him from La Masia to London and the Premier League with Spurs - where Xavi is determined to prove himself to the fans and become the player he always knew he could be.

The Book of Joshua; Part IX - Pastor Jonathan Simons

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Play Episode Listen Later Jul 19, 2026

The Book of Joshua; Part IX The Future is Won by Faithfulness Pastor Jonathan Simons

THE 60 SECOND SPURS NEWS UPDATE: "They WILL Sign £65M Savinho!" Xavi Simons is Back! Tel, U21s

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast

Play Episode Listen Later Jul 17, 2026 1:22

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.

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Terecht gecorrigeerd over PlayStation! - Power-Up Podcast #24

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Play Episode Listen Later Jul 16, 2026 72:10

BAM! Terug in de studio voor een verse PUPcast! Er viel weer genoeg te beleven afgelopen week. Zo bellen wij live met Joshua Khane voor een diepte-interview over zijn Microsoft-situatie, zijn er onuitgenodigde gasten bij Simon op bezoek geweest en trekt Martin een filmtip uit zijn hoge hoed. Benieuwd welke dat is? Check dan snel de aflevering, baklap!00:00 Intro00:20 Live bellen met Joshua Khane03:55 Harde feiten over de Sony-situatie06:50 Het duivenverhaal gaat verder10:40 Simons spannende nacht23:35 De serieuze brief31:45 Pokémon GO-verhalen36:10 Filmtip: Passengers38:45 Cheaters in games45:35 Games Guide51:15 Het nieuwe PU Magazine!01:00:05 Nioh 301:10:30 Outro

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S6 E05: Golden Trunks

Don't Believe The Hype

Play Episode Listen Later Jul 14, 2026 127:24

Dan and Simon Love dive into Golden Trunks for the 'Tranqulity' era of the podcast. Apologies for a few sound issues on this one!Please see Simons fabulous new album 'The One True Prince of Wales' for sale here: https://simonlove.bandcamp.com/album/the-one-true-prince-of-wales-in-exile-after-abdication-2 And his Instagram: https://www.instagram.com/simonloverules?igsh=MTcwbXBlNmd4Yjg4dA==And tiktok https://www.tiktok.com/@simonloverulesr=1&t=ZN-96lUcf2KRz4

Wie lange noch, Paul?

Besenwagen - der Radsport Podcast

Play Episode Listen Later Jul 14, 2026 100:36

Diese Woche nimmt der Besenwagen fürs Grobe Anlauf für die zweite Saisonhälfte. Paul macht mehr Hitzetraining als das Peloton bei der Tour de France und Simon's Beine liegen noch irgendwo in den Dolomiten. Die beiden sprechen über die Neuerungen beim Traka 2027, ob das Rheinische Braunkohlerevier mit Girona mithalten kann und Simon gibt einen Einblick in seinen Bikepacking-Trip durch die Alpen. Pauls Coach Seb Rösler beantwortet uns dann noch, wie lange Paul sich noch steigern kann, wie man eigentlich für eine Saison mit mehreren Highlights trainiert und ob Simons geschundener Körper beim Gravelrennen in Winterberg eine Chance auf die WM-Quali hat. Der Besenwagen Gravel wird präsentiert von Schwalbe Reifen – entdeckt die G-One-Serie auf https://www.schwalbe.com/.

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THE 60 SECOND SPURS NEWS UPDATE: Vuskovic Leaves Tottenham, Xavi Simons on Transfers and De Zerbi

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast

Play Episode Listen Later Jul 14, 2026 1:41

Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.

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Hva så?! - Simon Væver

Hva så?! med Christian Fuhlendorff

Play Episode Listen Later Jul 13, 2026 10:23

Simon Væver er standupkomiker. I dagens afsnit snakker vi standup. Om at starte i branchen midt under corona, og om at finde sin egen plads i en tid, hvor debatten om comedy fyldte næsten lige så meget som comedyen selv. Vi snakker også om kvinder i standup, og hvorfor medierne bliver ved med at vende tilbage til spørgsmålet om manglen på kvindelige komikere, selvom der i dag er flere kvinder på den danske standupscene end nogensinde før. Derudover dykker vi ned i jokeskrivning. Simon fortæller om sin filosofi om, at man ikke nødvendigvis skal "kill your darlings", men snarere "choose your darlings". Vi snakker om hvorfor han sjældent skriver sine jokes ordret ned, hvorfor han ikke altid har lyst til at skære fedtet fra, og hvordan det, der umiddelbart virker overflødigt, nogle gange er præcis det, der giver en joke personlighed. Vi kommer også omkring Simons udseende, hans store krøllede hår, overskæg og de efterhånden ikoniske dad-vibes, og hvorfor det på mange måder passer meget godt til den generation, han er en del af. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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The Originals: How Spurs Complete The Squad

OhSoSpurs Podcast

Play Episode Listen Later Jul 13, 2026 36:44

The Originals panel — Jim, Si, DJ and Stu — walk the full pre-season window with a considered read on where Spurs still need work. On the table: the Djed Spence stick-or-twist question and the mooted Nico Williams swap (does it actually make sense?); the aerial gap in the new-look Van Hecke / Senesi / VdV back line; the Gibbs-White dream and a panel vote on the Bergvall + £30m + sell-on framing; Rodrigo Krupi and Stu's "young Henry" line from a Bournemouth season-ticket-holder mate; the wing puzzle — Kudus back from surgery, Kulusevski question mark, Simons in December, and the Leao risk that DJ compares to the Kolo Muani work-rate scare. Plus the back-three debate — DJ's watched the Marseille tape and says it's mostly a back four in possession, Stu refuses to talk about it at all, and Si says it's coming whether Stu likes it or not. The panel closes on the points prediction that gives you the tension of the whole window — Si 67, Stu 72, DJ low 70s, Jim 82. #SpursNews #OhSoSpurs #TottenhamPodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

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'Me voy de Cuba'

CUBAkústica FM

Play Episode Listen Later Jul 11, 2026 61:52

El catálogo europeo de la etiqueta norteamericana Columbia nos devuelve algo de la música cubana que a comienzos de la década de los 30 del siglo XX, recorrió los escenarios parisinos. La "Lecuona Cuban Boys", a cargo del pianista Armando Oréfiche, le cede los marfiles blaquinegros a Moisés Simons, y le da paso a la orquesta de Oscar Calle mientras nos recuerdan aquel repertorio donde los encendidos ritmos de guarachas, sones, danzas, congas y guajiras se mezclaban con evocadoras melodías asiáticas. Un gusto volver a sintonizar las veteranas emisiones de la radio independiente cubana. Para 1954, radicados en la capital de la república cubana y respaldados por un sólido contrato con RCA Víctor, los músicos de la Orquesta Aragón tuvieron su segunda casa en los estudios de la emisora de los hermanos Fernández: Radio Progreso. María Teresa Vera y Lorenzo Hierrezuelo vuelven a la memoria desde los estudios de la Radio Cadena Suaritos de comienzos de los años 40. Grandes defendiendo siempre lo mejor del cancionero nuestro. En sus voces dos piezas de Manuel Corona y el poeta del son: Ignacio Piñeiro. "Yoya" y "Cantares del abakuá". De vuelta a la obra de Armando Oréfiche y los estudios de Radio Progreso con nuestra inmensa Celia Cruz. La acompañaba el conjunto "Sonora Matancera". La Habana era una ciudad completamente diferente cuando Doris de la Torre con Los Armónicos de Felipe Dulzaides encantaron sus noches. Cada estremecimiento social, económico y político ha resonado, invariablemente, en la música popular cubana. Algunos de los sucesos que hace casi un siglo sacudieron la apacible vida de los habitantes de esta Isla, regresan con el trío Matamoros; Celina y Reutilio y el Coro Folklórico Nacional. En la despedida: Jazz AfroCubano a la manera del maestro Bobby Carcassés.

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Hva så?! - Simon Jul

Hva så?! med Christian Fuhlendorff

Play Episode Listen Later Jul 9, 2026 11:10

Simon Jul er standupkomiker, podcastvært og et af de mest nysgerrige mennesker, jeg kender. I dagens afsnit tager vi på eventyr. Simon fortæller om sine mange rejser, blandt andet til Yakutsk i Sibirien, hvor han boede hos en lokal familie og endte med at få deres families våbenskjold tatoveret. Vi kommer også forbi de gamle gulag-fængsler, The Road of Bones og hans tid med at arbejde i Japan. Vi snakker selvfølgelig også om comedy. Simon er begyndt at bygge sit næste onemanshow op, som får premiere i 2027, og vi vender processen med at teste materiale på open mics og langsomt finde ud af, hvad showet egentlig skal være. Derudover nørder vi igennem. Om Magic: The Gathering, Dungeons & Dragons, Advanced Dungeons & Dragons og rollespil generelt, og hvorfor den slags universer bliver ved med at være en uudtømmelig kilde til fantasi. Vi kommer også omkring Simons podcast Historien på hovedet, og hvordan det overhovedet kom i stand, at han og Rane Willerslev endte med at lave en historiepodcast sammen. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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'Een PlayStation of Xbox kopen?' - Power-Up Podcast #23

Joe DeCamara & Jon Ritchie

Play Episode Listen Later Jul 9, 2026 124:26

Wie wat bewaart, heeft wat! Wij zijn weer terug met een verse PUPcast en met al het verschrikkelijke nieuws van vorige week zit deze aflevering bomvol! We gaan het dus niet alleen uitgebreid hebben over de 'disc-loze' toekomst van PlayStation, maar ook komt Xbox aan bod, hebben we Assassin's Creed Black Flag: Resynced onder handen genomen en is Jacco aan de slag geweest met Marvel Tōkon: Fighting Souls. Benieuwd wat wij in deze ruim twee uur durende PUPcast te melden hebben? Check dan snel de aflevering, baklap!00:00 Intro00:25 Reactie op Theodoortje9904:55 AC Black Flag: Resynced Release Party12:00 De 'disc-loze' toekomst van PlayStation30:50 Terug naar de dierenverhalen36:45 Simons 'vechtcarrière'44:30 Klaar met Marathon?48:00 AC Black Flag: Resynced gespeeld01:00:35 PS5 of XSX halen?01:12:55 De geschreven brief01:19:50 Hoeveel gamen wij per dag?01:25:50 Simon is gesnapt en bellen met Sokkenman01:28:55 Opnieuw Xbox-drama01:52:55 Marvel Tōkon: Fighting Souls gespeeld01:59:35 Pragmata-flitsreview02:02:55 Outro

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Sixers Introduce New Acquisitions Dean Wade and Anfernee Simons

Play Episode Listen Later Jul 8, 2026 17:36

The WIP Morning Team talks about the other new acquisitions that the Sixers made this summer including former Cavs forward Dean Wade and former Celtics guard Anfernee Simons.

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Dave Simons: 'Everything just turned 25 years ago' altering today's economy

Hva så?! med Christian Fuhlendorff

Play Episode Listen Later Jul 7, 2026 14:51

Dave Simons, Partner and Managing Director of One Private Wealth, joins Chris and Amy. He's looking at how the 'K' shaped economy is working to booster corporate profits. 'The rich are continuing to get richer,' says Simons, 'and the poor are struggling a little bit.' Could this be why there is a group of voters who are more open to socialist politicians?

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Titus Welliver Returns! - Actor (The Westies / The Night Agent / Get Jiro)

Fascination Street

Play Episode Listen Later Jul 6, 2026 57:06 Transcription Available

Titus Welliver Returns!Take a walk with me down Fascination Street as I get to know even more about Titus Welliver. His first appearance on the show was on 9.29.2025. Go back and check that one out to get Titus' back story and a bit of the story of his journey. In this episode, we chat about what Titus has been up to since we last spoke. He has recently finished filming The Westies. This is a highly anticipated mafia style series on MGM+ based on the true events surrounding the construction of The Javits Center in 1980's Hell's Kitchen, New York, Ny. The show is led by J.K. Simons, and our boy Titus Welliver. It has an all-star cast and will be released on July 12th. Two episodes drop for the premier, with the remaining episodes released weekly. Titus has also recently joined the cast for the final season of Netflix's The Night Agent. Never one to rest, Titus has also completed his work on the animated series Get Jiro, which is based on the graphic novel written by the late Anthony Bourdain. We talk about all of this, plus, Titus has had two films come out this year. Ricky, and Killing Castro. Both of these projects have received wide acclaim and are available everywhere. Along the way, we chat about the new Bosch prequel series Start of Watch, the return of Ballard, in the Bosch universe, and even some of Titus's friend groups; the CADS and the Funky Homosapiens. Titus is always a blast to talk to, and this time is no different. Follow him on the socials and catch all of these upcoming and recently released projects!

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Hva så?! - Shoocharu

Play Episode Listen Later Jul 6, 2026 11:37

Simon Macko, bedre kendt som Shoocharu, er animator og illustrator. I dagens afsnit snakker vi om animation. Om hvordan det er at leve af at tegne og animere i en tid, hvor AI udvikler sig hurtigere end nogensinde. Hvilke muligheder giver det? Hvad risikerer man at miste? Og hvordan ser fremtiden ud for en branche, der i høj grad lever af kreativitet og håndværk? Vi tager også pulsen på dansk animation. Hvorfor er der så få danske animationsfilm, der bryder igennem internationalt? Og hvorfor mener Simon, at dansk animation alt for længe har været præget af en forestilling om, at det helst skal være skævt, grænseoverskridende og en lille smule ulækkert? Derudover snakker vi om Simons arbejde som animator, hvor hans største kunde er en rollespilspodcast, som han laver animerede videoer til på sociale medier. Vi kommer også omkring hans nyeste projekt, hvor stemmerne blandt andet tæller Lars Mikkelsen og Sofie Gråbøl. Og så snakker vi selvfølgelig om den helt store drøm: At lave en animationsfilm. Gå fornøjelse, Christian. Vil du høre resten? Så find hele episoden eksklusivt på Podimo: http://podimo.dk/christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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CELTICS TRADE JAYLEN BROWN TO THE SIXERS!!!! | 94.1 WIP

Sports Talk With Brodes

Play Episode Listen Later Jul 3, 2026 31:44 Transcription Available

Brodes hosted on WIP for the first time since the Celtics traded Jaylen Brown to the Sixers.

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SIXERS SIGN ANFERNEE SIMONS & ARE LOOKING INSANE!!! (BREAKING NEWS)

Philly Take with RB

Play Episode Listen Later Jul 2, 2026 54:47

After trading for Jaylen Brown, the Sixers have signed Anfernee Simons to a 2-year, $12.3 million deal. Another absolute steal of a signing. Mike Gansey is cooking and the 76ers roster is looking dangerous! Today,. we react to and break down all of the chaos! FOLLOW US ON ALL PLATFORMS: https://linktr.ee/phillytakewithrb CHECK OUT THE NEW MERCH: https://phillytakewithrb.com/ Philly Take Discord: https://discord.gg/vEXh2Aqp Venmo: https://venmo.com/phillytakewithrb CashApp: https://cash.app/$phillytakewithrb Subscribe to Philly Take with RB on YouTube: https://www.youtube.com/channel/UCZ6xo8_BSzZJVYfWEqEt1Gw INSTAGRAM: https://www.instagram.com/rbphillytake/ TWITTER: https://twitter.com/RBPhillyTake Learn more about your ad choices. Visit megaphone.fm/adchoices

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'Dit moet de PS6 doen!' - Power-Up Podcast #22

TBTL: Too Beautiful To Live

Play Episode Listen Later Jul 2, 2026 84:31

Zoals je van ons gewend bent, zijn wij de koningen van opnames maken nét voordat er belangrijk nieuws wordt gedropt. Maar wie wat bewaart, heeft wat! Dus gaan de jongens deze week eindelijk los over de prijzen en edities van GTA 6! Ook wordt er flink gespeculeerd over de PS6 en de mogelijke prijs daarvan, heeft Simon eindelijk Pragmata gespeeld en ziet Martin een nieuw tv-programma over games wel zitten. Benieuwd naar welke ongevraagde meningen deze week weer voorbij komen? Check dan snel de aflevering, baklap!00:00 Intro00:45 We zijn weer begonnen04:40 Vriendelijke jongens09:55 Echte dierenvrienden12:25 Simons magazine-drukte17:55 Een nieuw gaming-tv-programma19:15 De gemeenste brief van de week28:20 Martin de stormchaser34:20 GTA 6-prijzendiscussie44:50 GTA 6 op de Xbox Series S49:05 Rechtszaken tegen RAM-prijzen51:15 Wat wil je van de PS6?59:30 Martins weekend01:02:25 Simon heeft Pragmata gespeeld01:08:50 En Dead or Alive 6: Last Round01:18:10 Games van juli01:20:55 Japan-plannen01:23:40 Outro

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#4761 Two Simons And A Tsongas

Play Episode Listen Later Jul 1, 2026 87:33

Luke and Andrew discuss what they've been watching lately; Luke's pick is a new, edge-of-your-seat docu-series, while Andrew's is…less current. They also review old Seattle TV listings to see what was airing on July 31, 1987. And Luke realizes that when you point one "bunk journalism" finger at someone, you're pointing three "bunk journalism" fingers back at yourself.

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The Book of Joshua; Part VII - Pastor Jonathan Simons

simons part vii pastor jonathan book of joshua joshua part

Play Episode Listen Later Jun 28, 2026

The Book of Joshua; Part VI When Life Has You Overwhelmed Pastor Jonathan Simon

The Book of Joshua; Part VI - Pastor Jonathan Simons

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Play Episode Listen Later Jun 21, 2026

The Book of Joshua; Part VI The Battle Was Never The Destination Pastor Jonathan Simons

Annette Simons - Bärchen Und Die Milchbubis

C86 Show - Indie Pop

Play Episode Listen Later Jun 19, 2026 39:40

Annette Simons in conversation with David Eastaugh https://www.facebook.com/baerchenunddiemilchbubis https://www.facebook.com/annette.simons.18 Founded in Hanover in 1979 by Annette Grotkasten, Rudolf Grimm , Andreas Kühne, and Martin Fuchs, Bärchen und die Milchbubis played their first concert in Offenburg in early 1980. From mid-1980 onward, they regularly performed as the opening act for Hans-A-Plast . In 1980, they released the EP "Jung kaputt spart Altersheime" on No Fun Records . The title track was the most played single on Bavarian Radio 's youth radio station that year . Afterward, bassist and songwriter Martin Fuchs left the band and was replaced by Kai Nungesser.

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610: Don't Buy Your Next Rental Until You Ask These 12 Questions

Get Rich Education

Play Episode Listen Later Jun 15, 2026 42:23

Keith shares his "dirty dozen" due diligence questions every investor should ask before buying property, from gauging build-to-rent saturation and local job growth to testing cash flow and exit strategies. He explains why even new-builds still need inspections and how to think about rents that may stay flat while expenses rise. Aundrea Newbern, an experienced investor, broker, and property manager active in Southeast Georgia and Michigan, offers a real-world look at today's long-term and short-term rental markets, including shifting tenant behavior and local restrictions. She also details how she's using AI to streamline property management, improve screening, optimize pricing, and cut maintenance costs, giving listeners practical ideas to apply in their own portfolios. Episode Page: GetRichEducation.com/610 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host, Keith Weinhold, talking about vital due diligence questions that you have to know the answers to before you buy your next property. Even advanced investors don't know to ask some of these. Then a terrific guest tells us how she is practically applying AI to increase rental occupancy, save on maintenance expenses and drive rental income today on Get Rich Education. Speaker 1 0:28 Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord show host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top-selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps. Build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com Keith Weinhold 1:11 You know, Mid South Home Buyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre that's F L O C K homes.com / G R E. Speaker 2 2:57 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 3:13 Welcome to GRE. I'm your host, Keith Weinhold. The world's biggest problems are also the world's biggest businesses. That's not a coincidence, and it squarely includes the problem of having enough quality housing. We talk about how to do that profitably and diligently, and on the topic of diligence, I've got a dirty dozen due diligence questions, call it I suppose these are smart questions to ask before you get under contract to buy your next property, and some of these could just as well apply to your existing rental property. Build to rent properties have become so popular, but ask the question, are these build to rent properties becoming overbuilt in this neighborhood? That's the first due diligence question, and a lot of investors overlook this, so you got to be mindful that build to rent often means lots of new construction in one smaller defined area. What you should do is ensure that new supply is being absorbed by renters. Some red flags to look out for are if multiple nearby communities are offering heavy concessions or free rent enticements, that is a sign that they're having difficulty luring in new renters to the area, and now taking a couple months to rent a brand new build isn't that unusual, but does the whole thing kind of feel like a mattress liquidation sale? Renters shouldn't have more signing bonuses than NFL free agents. The next due diligence question: Does this market still have population? And job growth, or am I late to the party? New workplace construction is a bullish market sign. Workplace construction, I'm talking about like a new office building, especially a new medical clinic, a new data center, a new factory. These signs are super bullish for an area, because not only does that attract the jobs and support the housing, as you can imagine, but see, that also means that whomever built the new workplace, oh, they probably did some research, and they're bullish about that area for a reason, they're going to look into that and do their due diligence that you can leverage before they spend perhaps 10s of millions of dollars or more in building a new workplace. Keith Weinhold 5:45 The population should be stable or rising. Red flags are if growth already peaked and layoffs are increasing, don't arrive late to the party after the DJ has already packed up. The next question, when you're looking into a property, is is this unit likely to cash flow on day one? You know, you need to wonder, is the unit occupied or vacant. Some investors don't even think to ask that question until they get down the road a ways. When it's occupied, does the rent meet or exceed expenses with a buffer for maintenance and vacancy, now, if it's negatively cash flowing and you're solely enjoying the other four ways real estate pays, that might be okay, but you need to be comfortable with adopting a monthly bill that may or may not work. And do you know what I call a negatively cash flowing property? I call it a 401k property, because you have to keep feeding it every month like it's a 401k. A negatively cash flowing property effectively reduces your salary like a 401k does, and anyone that is serious about building real wealth when they're young enough to enjoy it would not invest in a 401k outside of the employer match portion. Keith Weinhold 7:07 I'm your host Keith Weinhold. Here on Get Rich Education, episode 610 I've answered three out of twelve dirty dozen due diligence questions, and with abundantly minded grow your means answers that you're just not going to find on ChatGPT. Before I get to the fourth one, do you know what the word diligence means? Anyway, you probably have some idea. The definition of diligence is the quality of working carefully and persistently, demonstrating steady effort and thorough attention to a task. It implies a strong work ethic, meticulousness, and a commitment to completing duties well. All right, that is the definition. Diligence is the opposite of negligence. The next one, does my new build property need an inspection first? And this is a question, actually, that came in from Jake in Manhattan. Yes, it always does, whether it's resale or new build. It is always a good idea to get an inspection. One of the biggest misconceptions, really, is that new build means problem free. Keith Weinhold 8:16 People just equate new build with problem free. No, that is not the case. New build can have problems. There could still be foundation cracks that are beyond normal settling, perhaps improperly installed roof flashing that could cause leaks, maybe windows or doors that are installed out of square, and a bunch more stuff that could be wrong, even in new build a presale inspection after you get the property under contract that only costs 350-650 dollars for single family rentals and 500-900 dollars for a duplex. This is cheap insurance. It's also good peace of mind, get it done. Sometimes investors want to skip the inspection when they need a quick close. Buyer, beware of the risk. The fifth due diligence question: What happens to my numbers if rents flatten for two years? And this is a more germane question than usual today, because rent growth is slow here in this cycle. Single-family rents are up just 1.3% year over year per totality, and expenses tend to rise with inflation. All right, so if your rents flatten for two years, project that ahead like your other expenses are rising, and see that the property would still remain financially stable. We cannot build a business plan on motivational quotes. Next, am I buying near major employers or near hopes and dreams with work from home trends, which can probably better be called. Called work from anywhere, trends buying near major employers is actually less important today, but it still matters. It is good to have diversified employers and stable payrolls somewhat nearby. Promises about future development might never happen. Sheesh, some areas have been up and coming since cassette tapes, the seventh due diligence question, what's the property tax trajectory here? That's the question. Taxes are often stable and increases predictable, but is there a local budget shortfall? And see, this is the type of due diligence that few people do keep in mind, and I'm bringing up new build a lot, because there are so many new build income properties today on new builds. Also, look out, year one taxes can look deceptively low until improved property is assessed in year two, and any reputable provider, and when you contact our GRE investment coaching here, we're going to point that out to you. Keith Weinhold 11:05 This is how you can, though, sometimes get unusually low property taxes in year one if they have not assessed the improvement yet. Question eight, and this comes from Violet in Peoria, Arizona, is the builder offering real incentives, or are they just hiding the true price? Okay, well, incentives - they should genuinely improve your deal without inflating the pricing. Here, look out for sunglasses and a fake mustache for financing. It's mandatory that you have an appraisal. This protects you against overpaying in an appraisal, even though it's done for bank collateral purposes, checking the quality of their collateral, which is the property, you know, it is also a good independent third-party valuation check. This is a good tool to keep you from overpaying. Back around the 2008 days, the global financial crisis, you know, often then the lender and the appraiser could collude to give you favorable appraisals, somewhat inflated values, and as it turned out, I was an investor then and ended up being the beneficiary of some of those favorable appraisals, but since then the CFPB, the Consumer Financial Protection Bureau, stepped in. They were formed to step in, so that those parties are no longer in cahoots with each other, and yes, incentives are explicitly disclosed to the lender and appraiser. For example, if you have a seller that offers to pay half of your closing costs if you pay their full sale price. Okay, the appraisers do know that they have that information before they provide you with the appraised value. Ninth, what's the vacancy rate in this area right now? This is a good due diligence question to ask. A balanced market has about five to 6% vacancy, eight to 10% or more. That can often be the sign of a weak market, but this might be all right in build to rent communities, and that's due to longer initial lease up periods that you have there. Due diligence question 10. Would I still want this property if appreciation slowed dramatically? You want to ask yourself this question because you cannot predict appreciation. The answer to this question is most likely yes. Keith Weinhold 13:35 You would still want the property even if appreciation slowed dramatically, because as a listener here, you understand that with a 20% down payment, just 2% price appreciation creates a 10% return on your equity, and you're also benefiting from the other four ways real estate pays, but if you're absolutely counting on appreciation to do all of the heavy lifting over the long term, that's less investing, and that is more hoping with spreadsheets. What's more predictable is something like inflation profiting on your loan, which is a force on its own. Next, ask this question: How old are the big ticket items like the roof, HVAC, plumbing, sewer, and electrical? I mean, if you get a number of expensive items that are near the end of their life, you could soon become emotionally attached to ibuprofen. At GRE Marketplace, we work with either extensively renovated properties or new build properties, so this is rarely a concern. These big capex items, capital expenditures, and that is really the way to go. Extensively renovated or new build property, because see that way the cost of having all this done for you both. Before you buy the property, that means that what you're essentially doing is financing the cost of all this into the loan, you're financing into the new roof, HVAC, plumbing, sewer, electrical, if any of that applies, and if you're buying a fixer upper, well, then a lot of times you need to pay cash for these items, and you lose repair time where the property could have been rented during that renovation time. Work with our investment coaching here, and you're going to be all set. Those big ticket items are rarely a concern. And then what happens is, if you have a break even or a positively cash flowing property. The tenant covers all of your operating expenses with the rent payment, and you never have to pay any money at all for these big ticket items. They pay for your mortgage and everything else, and you never lose the time because these things were done before you bought. Keith Weinhold 16:01 And the last one question 12. What you want to ask is, what's the exit strategy if I ever want to sell? That's the last question. Begin with the end in mind. The fewer doors the property has, the easier it is to sell. Single family homes win big here. I mean, your eventual buyer down the road, they could be a gleeful owner occupant, even if the rental math were poor. That buyer wouldn't even know that the rental math is poor, because they're not renting it out, they're going to live there themselves. Sometimes your single family rental tenant even becomes your eventual buyer. This can work with duplexes too. Sometimes you can get an owner occupant, or your tenant stays there and continues to reside there as they're the owner, and they rent out the other side as well. But if you're trying to sell at 30 duplex, well, now you're exposed to cap rates and investor sentiment and market cycles, it's sort of like trying to offload a small corporation. That doesn't mean that apartments are bad, but they are substantially less liquid than single family rentals. That's your exit strategy that we're looking at. They are the dirty dozen due diligence questions every investor feels bumps, I have you will too, but these questions and answers are really going to go a long way toward helping you own right, and when you stick with it, real estate is a forgiving and lucrative asset class because you're paid in so many ways. Hey, coming up shortly, a guest that you haven't heard from in a while, and I know that some of you have missed hearing her voice. We'll talk a bit about the state of the real estate market here in a period where prices are remarkably stable, housing transactions are only about 80% what they usually are, and then we'll discuss how she's using AI in her real estate investing today. It's how she's increasing her occupancy and optimizing the amount of rent being collected. She splits her time in a couple ways between real estate markets in both Michigan and Georgia, and then in both the short term and long-term rental markets. That's next. I'm Keith Weinhold. You're listening to Get Rich Education. What if you got your mortgage loans the same place I get mine? Keith Weinhold 18:31 You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property, they'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chayley Ridge. While it's on your mind, start at ridgelendinggroup.com that's ridgelendinggroup.com Let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate, it's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they've built real credibility. Go to Freedom Family investments.com to book a clarity call, or text Family 266-866 that's Family 266-866, Speaker 3 20:02 Hi, this is Russell Gray, co-host of the Real Estate Guys Radio Show, and you're listening to Get Rich Education with Keith Weinhold. Don't quit your daydream. We've got a special treat for you today is for the first time in a few years we hear from someone that's served since 2020 in house here in both operations and as an investment coach. Today she serves GRE in a different capacity internally, but a lot of you still ask about her. That's why she's here. She's got both the formal education with her MBA, and is about as robust in being a real estate investor as you can be at the same time. Oh, it's a warm welcome back to the talented Andrea Newburn. Aundrea Newbern 20:51 Hey, Keith, it's so great to be back. It's been a long time. Keith Weinhold 20:54 Well, you've continued to grow not just in your business but in your family size since you were last here. Congrats there. I'd like your thoughts, just generally, about the American residential real estate investment market today, where we've got these sort of rising prices in low supply areas, we have slightly falling prices in oversupplied areas, we've got mortgage rates that have normalized, we've got tough affordability for renters that want to be first time home buyers, so just tell us about what you see, big picture. Andrea, Aundrea Newbern 21:28 Yeah, absolutely, and so I invest and operate predominantly in the Southeast, so this will probably be a little bit more of a lens from the Southeast market, but as you know, I still actively invest in real estate myself. I help, you know people buy rental properties, also. But then the main thing that I'm doing now is I have a property management company down in Southeast Georgia, and so I'm seeing things more from the lens of what investors are doing, where they're investing, where rents are going, and if people are even buying properties. So it's been a little bit interesting. I mean, what I'm seeing is that, as you all know, it slowed down. We're not seeing as many investors buy properties, but people still are doing it, and they're still finding good cash flowing properties. Where the challenges come in is you're not making as much money on these properties as you did four or five years ago, so you know your margins are going to be a little bit less, your cash flow is going to be a little bit less. And then we're seeing, you know, rents kind of stabilize depending on the type of asset class that it is, so you know things are not doing wonderfully, but they're stable from what I'm seeing in the southeast market, Keith Weinhold 22:31 and now you do a good bit of investing in sort of Brunswick and out toward the Georgia coast, including places like Jekyll Island, where G. Edward Griffin wrote his book about the formation of the Fed, and all that in general. How has that area been from a residential supply standpoint? For example, we know in neighboring Florida they've had a lot of oversupplied pockets. How are we looking there? I think you have a lot of occupancy right now from talking to you earlier. Aundrea Newbern 22:59 We do, so I manage two different types of investments, right? I manage the long-term rental properties. There's less of those like on Jekyll Island, there's more of those in the mainland and Brunswick. And then we do the vacation rentals, which is very, very heavy on Jekyll Island and St. Simons Island. What we're seeing this year, if we talk about maybe those vacation rentals first, and then I'll talk about the long-term vacation rentals, we're still seeing a lot of demand, a lot of people are still coming. We're not really down from this time last year, but the one big thing we're seeing is people are booking their vacations last minute, they're not booking them months in advance at this point. So that's definitely had a little bit of an impact and had us on edge, because we're like, okay, where are these vacations? And then, sure enough, they're booking a couple weeks out now, so that's going really well. The investors that have purchased homes on Jekyll and St. Simons, especially Jekyll, are doing really good. They're still making a lot of money. They have high occupancy. Where are we seeing a little bit more of the challenge is with the long-term rentals. So rents are kind of staying flat from where they were last year in some of those B and C markets. We may even see a slight decrease, just a couple percentage points, and then it's taking longer to fill the property. So last year we could typically get a qualified runner in in three to four weeks. Now we're seeing anywhere from five to eight weeks. Right now, Keith Weinhold 24:11 as far as on the short term side, have restrictions affected you at all, like banning Airbnbs, for example, and how have you seen that play out in other areas? Because you certainly network with other people that do short-term rentals. Can you tell us about that? Aundrea Newbern 24:26 Yeah, absolutely. So I can talk about the Southeast market, for one, where in Jekyll, St. Simons, Brunswick, we're seeing no rental restrictions whatsoever. We do have to have a process to register the rental with a county, but it's so easy. It's literally a form. We do an inspection once a year, and that is it. I don't know that this is a fact, but a lot of the commissioners and politicians in the area also have rental properties. I think that probably has a little bit of an impact on that up here in Michigan, which, you know, I have another home, and I live in Michigan part of the time as well. There's a lot of restrictions, in fact, my. House right now is in Sterling Heights, Michigan, and they already have a rental ban where you can't do less than 30 days, so you're already having to go into that midterm market, and now they have some proposals up with the local municipality to even eliminate some of that, so we're seeing that in this area. Keith Weinhold 25:17 Generally, do you tend to see it in nicer, ritzier areas where they want to make the short-term rental restrictions. Aundrea Newbern 25:24 Yes, I do. Absolutely. Up here in Sterling Heights, where I live, the average home of my neighborhood is around five to six hundred thousand dollards and they absolutely do not want those here. But if you go a few neighborhoods over, where you're looking more of like the two hundreed to three hundred thousand dollars range, they don't seem to have as much of an issue with those. There Keith Weinhold 25:40 We've been talking about short term rentals in both Southeast Georgia and then in Metro Detroit, where you currently spend quite a bit of your time. Talk to us about the long term rental market with affordability for buying being down, that really hurts the prospective first time home buyer, so they need to be more likely to rent, which would make some people wonder. Oh, well, then how could vacancy possibly go up in an area? Well, you know, migration - we've touched on it - is one reason why that might happen. Another reason why it might happen is you might see more doubling up. Aundrea Newbern 26:15 Yeah, we do. We see a lot more families coming in. In fact, last week we just rented a property out to somebody where the parents were renting with their children, their grown adult children that also had kids, they're getting bigger houses, right? So they're actually feeling that need to fill up some of our larger homes, but it's multi-generational now. We are seeing a lot more roommates come in, too, instead of two roommates, you'll see three people come in and get a house together. The other thing we've noticed that's been really drastic, maybe the last three or four months, is the debt load that we're seeing. So, when we run people's background checks and look, they've got a lot of credit card debt now. We didn't see that as much years prior. Keith Weinhold 26:50 All right, so you're seeing that at the street level, that's a statistic that we can read about, that American savings rates are down and the proportion of debt is often up. You're seeing it in real time, there. Do you see potentially, Andrea, this propensity for people to want to sort of bend things and have someone that's not on the lease live there with them in order to cut costs? So, you know, is there really anything in this environment that we really need to be careful about when we're screening tenants with them having such a debt load, and having to struggle with inflation and rising prices. Aundrea Newbern 27:23 Yeah, absolutely. The debt load, number one, you know, we'll see them increasing, and that's something we want to keep an eye on. So, we're having to kind of retool our policies to look more critically at that debt load. They may not be delinquent on anything now, but if we've seen it gone up significantly in the last few months, I bet you it's coming. So, we're trying to retool our policies to be able to deal with that, you mentioned people having unauthorized tenants in the home that has persistently been an issue for us, maybe the past year. We find this often that that's happening, and usually it's because that person wouldn't qualify on the application, but they still bring in money and can help with the rent. The third thing, and this is with the advent of AI, right, how big AI has come is, we're seeing a lot of documents that are clearly fraudulent, but they look really, really good, because AI has created them. So that's another issue. Keith Weinhold 28:09 Gosh, that's interesting. Well, I want to ask you more about AI, and you know, Aundrea, America is in such a weird time with AI today. You probably saw it at these college graduations across the nation, where a luminary is up front at the lectern making a commencement speech, and they get booed by students for talking about embracing AI, and that's probably because the student feels threatened about AI taking the job that they might not get, and you know what's funny, I suspect there's some of those same students, they loved it when AI helped them write an essay in order to get to graduation and wear that cap and gown, so.. Aundrea Newbern 28:51 Absolutely. Keith Weinhold 28:52 Yeah, that's what I knew when I say that we're in a weird time with AI, but I know that you've really embraced AI as a property manager and investor almost from the get-go to make your property operations more efficient, so that you don't have to raise prices on owners, and you can keep those owner expenses down and increase resident retention at the same time. So, tell us more about how you're using it. Aundrea Newbern 29:16 Yeah, so my team, I think, hates me for this right now, but in the last six months we have literally changed our operations front to back in a few different ways. Number one, we've changed the systems that we use, so you know, for vacation rentals as well as long-term rentals, you have your property management system that kind of streamlines everything, and that you do everything in. We've started going to platforms that are a little bit more AI friendly, so they have AI agents built in and they have AI functionality already in them, so that we're not having to purchase additional tools to come in and add them as a layer on top of our systems. So that's kind of the basic thing that we're doing, but the other fun things that I've been able to do, and I'm still, you know, working on this, and we're refining it daily, is using AI actually as kind of like a virtual assistant, essentially. So we do have virtual assistants with a company, and they're great, and we love them, and they do a wonderful job. However, they're human, so they're not perfect, but these AI agents, once you've trained them to do a lot of the back office tasks that your virtual assistants can do, after a certain number of iterations and training, they don't really make mistakes. So knowing that we have that, and we can continue building on that. We don't have to add FTE to our team, which increase our labor costs. That's allowing us to not raise our prices on our clients, and which I'm sure they're all happy about, because other property management companies are doing that right now, Keith Weinhold 30:33 Right, so property management companies are going to have to do this to stay competitive and keep up, whether they want to or not, and when I think about using AI in real estate, you know, one of the first things I think of, just say that tenant journey from attracting the tenant to placing them. When I think of the cutting edge, I think of help with marketing and writing advertisements, which I think is kind of a simple thing to do, sort of an easy way to implement AI, and also when I think about that early part of the journey, really I think about using AI as a leasing assistant, and sort of how you see that more, the 24/7 front desk, if you will. I mean, if you have an AI leasing assistant that can answer questions for your prospective new tenant and follow up with leads that can be a big deal. I mean, a lead that sits unanswered for six hours, they just kind of turn into a cold French fry, and instead AI can answer those questions and schedule that tour. If a prospective tenant asks the same question four times, you know the AI doesn't get frustrated and leave out some sigh. So, can you tell us more about kind of that front end, the marketing, and then the leasing end? Are you using AI as a leasing assistant essentially? Aundrea Newbern 31:47 We are. So, if we talk about maybe the marketing piece of things before we get into the leasing, we're not using as much AI with marketing at the moment. I have had it write some copy for me for some marketing, and I'm not usually crazy about it. I still think it looks like AI right now, so we're having to do a lot of changes with that, but what it has done a really good job at helping us out in the last few weeks is have it go analyze your website, have it analyze how you come up in search functions, right? So, if somebody's going to Google or if they're going to Gemini or they're going to Chat GPT, what's happening with your website and your company when people are looking for property managers, for example, it does a very thorough check on that. It's also really good at reviewing your website and telling you where you have gaps in terms of maybe you need to, you know, change something here or there, or you have certain links that are not helping in your search functionality. So, I think it's really good as far as analyzing stuff. That's kind of about all we've done as far as marketing, as far as a leasing assistant goes, this has essentially been like the biggest lift I think we've had from AI, period, in the last couple years. So, maybe a year ago, we implemented a software, and I'm going to leave the name out, because I'm sure you know I'd rather not do that, but it's a software, and there's a bunch of different options that you can use for this, but essentially it collects all of our leads for us, so we set it up, you know, we set criteria for the type of tenant and our policies for, you know, what type of tenant would qualify, and they call in or message or email this number or this email address, and the AI essentially goes through and asks them a series of questions, lets them know if they would potentially qualify or not. If they would not, then it will not allow them to schedule showings for any of our properties, if they would, with no exceptions. Then we can go ahead and get them scheduled, and the AI actually goes through and gets them scheduled as well. So it is a huge help for us. Keith Weinhold 33:30 That is really nice. Okay, helping out with tenant screening, there can it arrange tours, put them on the calendar, then if they're qualified. Aundrea Newbern 33:40 Yes, it actually gives them an option and shows them all of the dates we have available, so the person can go ahead and schedule their showing. It can provide updates if we need it, so if we change our policy, it can send that out to the tenants for us as well. So that process I would say is about 90% automated right now. It doesn't really take much human intervention, except for us to review things and make sure there's nothing kind of wonky with the schedule or anything like that. Keith Weinhold 34:00 Okay, so if they're qualified and interested, the prospective tenant can fill out an application, and then is AI assisting on the screening, and are you still meeting with them in person before they get the keys and sign the contract? Aundrea Newbern 34:14 Yes, and no. So we still do meet with them in person to be able to do like that walkthrough of the property and make sure we're documenting issues, and all of that, which, by the way, I think in the next year that'll probably be automated as well, but we're not quite there yet. They do not have to come in in person, in terms of signing the lease or anything like that. That's all done remotely. If they want to, they can, but we really don't have to meet with them until it's time for move in at this point. Keith Weinhold 34:36 All right, we're seeing the evolution of AI since it was really Chat GPT that was pioneering and rolling out in November of 2022 so we're coming up on four years of really this activity being integrated into our lives, and I think we both know that it's only going to get better from here, so when we have a tenant that. It's actually placed, of course. I often like to say they call the discipline property management, but it could probably very well be called tenant management. And I think, about, you know, is everything okay after the tenants there? As far as AI having a maintenance triage function, if there's a maintenance request, of course, you're going to want to prioritize something differently if it's a big plumbing leak that's damaging the subfloor versus just having a slow drain, you know. You probably want to be sure either one of those things are taken care of, but one is going to get priority over the other. So, can you tell us more about after that tenants place the maintenance triage and using AI there? Aundrea Newbern 35:38 Yeah, so we've pretty much automated the maintenance process in the last year, other than, you know, actually making sure the vendor went out and did what they were supposed to do. So, right now, with us, a tenant has to go in, unless they have a disability and can't do it, of course, but they have to go in and put in any work orders through our system, and essentially what happens is we've created kind of a workflow, so here's the issues of the types of things that would not be considered an emergency unless they answer, you know, certain questions a certain way. Here are the things that are emergencies and requires to go out pretty much no matter what, right? For the things that are non-emergency, or they're not clear in what the actual issue is, which is probably the number one problem we have, is they say, 'My lights aren't working, that's it, we don't know anything else about it, and then come to find out it was just a light bulb, or come to find out it was just their breakers tripping. The AI actually goes in and analyzes what they put in as the issue and selected, and then asks them a series of questions, and then, based on their responses, it actually tells them what to go do to troubleshoot it. We're seeing right now with data, it's eliminating maybe about 40% of the things that we would send somebody out for, yeah, it is huge, and the tenants are doing it, and they're not really pushing back or having issues with it most of the time, but then there are certain things that AI can't quite figure out, we're still training it on, so we do have to send somebody out or call, but it's having a huge reduction in us having to send folks out for this. Keith Weinhold 36:56 Okay, yeah, we're not talking about completely eliminating humans, but that's huge, if they can have AI give them the answer to maybe some routine maintenance thing, probably that they could have gone and found out on their own, but yeah, that saves 40% of maintenance visits, that's a big deal. All right, so not too much backlash from tenants, not saying, like, oh, hey, I don't want to be talking with your robot, come on, not so much of that. Aundrea Newbern 37:20 No, not yet. Now we are looking right now at implementing an actual AI agent that would answer the phone to handle these types of just maintenance issues, nothing else but maintenance for right now. And we've tested out a lot of different softwares that do this. Some are better than others, but none of them are perfect yet. And I could call and definitely tell I'm talking to AI, maybe some people couldn't. I feel we're probably going to have a little bit more blowback when that starts getting implemented and rolled out. Keith Weinhold 37:44 Yeah, I imagine people are just going to get more and more used to this, you know. I wonder, how much AI is helping you with rent pricing, what amount to set the rent for. I mean, for example, isn't it interesting if AI knows that, hey, a bunch of units in the neighborhood all around you, they already have high occupancy. It's really tight in this sub market, where maybe it would advise you to bump up your rent. So, tell us about how AI is helping you with rent pricing. Aundrea Newbern 38:12 Yeah, so you know, as a broker, I obviously have access to the MLS, which we use for a lot of data, but then sometimes there's rentals that are not on the MLS, so you know an owner went and listed it themselves, and I actually have an agent that their task is to go in every couple of days, and they'll analyze any of our existing listed properties that we have that are not occupied. We're still waiting on somebody to apply, and it'll go and tell me, "Hey, is anything else been listed? Has anything that was out there when we did our review two days ago? Has anything closed? Can we figure out, you know, what price it rented for? Sometimes it can, sometimes it can't, but it'll provide me a report every two days, automated, in my inbox for me to be able to look at on that. So it's really nice. Keith Weinhold 38:51 Wow, this could be hugely useful. Yeah, or imagine on the flip side of that, if AI detects that there are a lot of vacancies in your area that, hey, you probably don't want to get so aggressive with rent increases. In that case, was there any last way that you're using AI in real estate? Maybe something I didn't think about asking you, Aundrea. Aundrea Newbern 39:10 If we talk about long-term rentals, not as much. I think you kind of hit on the main things that we're using it for right now, but if we look at vacation rentals, it is doing a lot more there, I think, at the moment than it is long term. So, for example, pricing - we have dynamic pricing that we use for all of our vacation rentals, and the dynamic pricing isn't perfect, so somebody still has to physically go in and make sure no tweaks need to be made, that there's nothing weird going on in the software. I now have an AI agent that, that is their number one job. They go in once a day, they review all of our pricing. They let me know whether we need to adjust it up, down, change our minimum days, maximum days, and we make the adjustments. We're training it now to actually do those for us, but we haven't let it do it yet, so we're still waiting there. It's still waiting on its approval for me to do that, but things such as pricing, things such as going through and analyzing guest feedback, or guest. First tone, even in messages, it's providing me reports on that daily, so I can help identify problems that are maybe small problems before they become big. Keith Weinhold 40:07 It makes sense that it would be more applicable in short-term rentals with all the turnover that you have there. Well, Andrea, let us know if there's a way for our followers to keep up with you and what you're doing, because people still ask about you here. You're so well liked. Let us know. Aundrea Newbern 40:26 Yeah, so there's a couple of ways. If you're wanting to kind of see what we're doing with property management or our company, you can go to goldenaislesretreats.com There's also for a way for you to get in touch with me there. You can also check me out on LinkedIn or on Facebook, so I'm there as well, and I'd be happy to connect with anybody. I miss our listeners. Keith Weinhold 40:43 Oh, Andrea, it's been valuable. It's been great having you back. Aundrea Newbern 40:46 Thank you, Keith. Keith Weinhold 40:53 Yeah, great to hear from Aundrea again on the show. It has been a few years. If you use professional management like I do, they will most likely be applying AI in a lot of the ways that we discussed. Coming up on the show soon, a life coach that's had a profound effect on a number of guests that we've hosted here on the show over the years. He has agreed to join us. He doesn't do a lot of appearances like this, so it'll be great. We'll hear directly from Daniel Thomas Hind, and how he transforms the lives of so many business people and investors professionally, physically, and mentally. I'm confident that it's going to help you get more out of life too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream. Speaker 1 41:45 Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss, the host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 42:13 The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.

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