Neil D‘Souza has conversations with motivated, enthusiastic individuals who want to share their wisdom on the topics of business, family, health, and success.
In this episode Neil D'Souza breaks down the shocking news of Canadian household debt surpassing $3 trillion and its implications for the future of Canada's Economy. Neil addresses the complex dynamics of floating currency, inflation, and stagnant wage growth to reveal why money today is not what it used to be. https://linktr.ee/realestate4horsemen
In this episode Neil D'Souza addresses the topic on everyone's mind—what does the recent Trump Victory effect the International Economy & Investments. Neil, an experienced investor in private lending, private mortgages, and multifamily acquisitions, breaks down the potential impact on Canadian real estate markets, as well as key investment opportunities in the U.S. With changes on the horizon, understanding these shifts could be the key to smart investing in the coming months. Connect with Neil https://linktr.ee/realestate4horsemen
In this episode, Neil dives into the complex relationship between inflation, interest rates, and trade balance. He breaks down why governments aim for a steady 2% inflation rate and what happens when inflation deviates from this target. Neil also explains why countries like Canada need to keep their interest rates in line with major trade partners, especially the U.S., to maintain a balanced economy. Connect with Neil https://linktr.ee/realestate4horsemen https://youtu.be/JEEwWi7qpfo
In this episode, host Neil D'Souza reviews the world of private lending and explores three specific types Private Lending Opportunities to Invest your money for solid returns. If you've ever wondered where to start with private lending or how to evaluate different investment opportunities, this episode is for you. The best property types for private lending Key factors to consider when selecting an investment Potential risks and how to mitigate them Connect with Neil https://linktr.ee/realestate4horsemen https://youtu.be/JEEwWi7qpfo
In this episode Neil discusses creative financing options for first time Homebuyers to buy their first home with NO money down. The housing market can seem daunting, but there are flexible strategies that most people are not aware of, especially first time buyers. - Vendor Takeback - Rent to own - Private lending options Connect with Neil https://linktr.ee/realestate4horsemen
In this episode Neil addresses some pressing issues impacting the real estate market today, the financial struggles facing sellers right now—many are losing significant amounts of money despite recent investments. Tune in as we break down what's happening in the real estate market and share insights on how to navigate these turbulent times. We also explore the recent increase in the insured mortgage limit from $1 million to $1.5 million and how this change is influencing both buyers and the broader economy. Connect with us! Neil D'Souza: linktr.ee/realestate4horsemen Linkedin: linkedin.com/in/neilmortgages Email: neilmortgages@gmail.com
In this episode, Neil analyzes the financial challenges Canadians are facing in 2024 driven by restrictive government policies. Neil presents the numbers on rising consumer debt, increased mortgage pressures, and skyrocketing credit card delinquencies from Q2 2023 to Q2 2024, revealing a significant 4.2% surge in debt levels, with credit cards being the leading contributor. Discussion Topics Rising debt levels from Q2 2023 to Q2 2024 Impact of government policies on mortgages and credit cards Understanding delinquency rates and their effect on Canadians Predictions for Q3 2024 and beyond Equifax Article: https://www.consumer.equifax.ca/about-equifax/press-releases/-/intlpress/economic-pressures-could-impact-credit-performance-of-consumers-especially-young-adults/ Connect with us! Neil D'Souza: linktr.ee/realestate4horsemen Linkedin: linkedin.com/in/neilmortgages Email: neilmortgages@gmail.com #CanadianEconomy #RisingDebt #MortgageCrisis #FinancialChallenges #NeilDSouza #Podcast #CreditCardDebt #GovernmentPolicies #EconomicOutlook #Q32024
In this episode, Neil discusses the growing issue of economic instability within the Canadian middle class. Nearly 4000 Canadians per month are going bankrupt and Neil addresses how has inflation, housing affordability, and government policies impacted the ability of this group to thrive. Connect with us! Neil D'Souza: Linkedin: linkedin.com/in/neilmortgages Email: neilmortgages@gmail.com
In this episode, Neil dives into one of the most pressing issues impacting Canada's economy today: the relationship between rising immigration numbers, the country's undersupplied real estate market, and the strain on citizens' purchasing power. With Canada's immigration policies welcoming record numbers of newcomers, Neil explores how this surge is affecting housing availability, affordability, and the overall economic landscape. As more people enter the country, real estate supply struggles to keep up, pushing prices higher and creating challenges for Canadians trying to secure homes. Neil also touches on the broader economic implications of this rapid population growth, analyzing how immigration is reshaping the workforce, consumption patterns, and the average Canadian's cost of living. While the long-term effects of these policies are still unknown, the daily impact is already being felt by many Canadians, particularly when it comes to affording a home and maintaining purchasing power. Connect with us! Neil D'Souza: Linkedin: linkedin.com/in/neilmortgages Email: neilmortgages@gmail.com
In this episode Neil discusses his area if expertise, private lending in real estate. Private Mortgages can be a confusing topic and you will learn who are the people that need a private mortgage, who are the lenders, and why they choose this investment over others. Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Youtube: https://youtu.be/Q79pRrSN7vk
In this episode, Neil and his guest, Shane Unruh from XS Asset Management dive deep into the strategies and mindset needed to build a $70 million real estate portfolio from scratch. In this episode you will learn the key factors that drive growth in this market, and how you can replicate these strategies in your own investments. -- Connect with us! Neil D'Souza: Linkedin: linkedin.com/in/neilmortgages Email: neilmortgages@gmail.com Shane Unruh: xsassetmanagement.com
In this episode, we dive deep into the potential changes coming to Canadian tax laws regarding primary residences. Could your home become subject to new taxes? Join us as we unpack the implications, explore the political landscape, and discuss how this could affect homeowners across Canada. Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages
In this episode Neil discusses the Canadian financial landscape. As Canadian investors seek new opportunities and higher returns, an increasing amount of capital is flowing out of the country. What drives this exodus of investment funds, and what does it mean for the Canadian economy? Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages
The Liberal Government of Canada has announced their "ambitious" plan to built almost 4 million "homes" in Canada in 7 years. This is an average of aprox. 500,000 homes built per year. Canada's previous record for homes built in a year is 220,000. is this plan more lies, or can the Government reach their targets? Video Link: https://www.youtube.com/watch?v=wDC1hHz_BC0 -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil has a discussion with Corey Scott from Castle Road Coaching. Corey has a Masters degree in the world-renowned Human Systems Intervention program from Concordia University, as well as the Foundations of Professional Coaching program from Concordia, and the Transformational Coaching Academy led by Jayne Jewell. Neil and Corey discuss what overcoming obstacles & embracing possibilities can do for a persons life and that if we have no obstacles to overcome we will always be in the same place. Corey Scott Links: linkedin.com/in/coreyscottcanada https://www.castleroadcoaching.com/ -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil discusses the most recent Canadian Government Budget Plan, who it helps and who it hurts, and how Canadians can still find opportunity in hard economic times. Link to video: https://youtu.be/nGOHLDXCQfI?si=Jade38lFWE_kKvR2 -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil discusses the recent ruling in America of the National Association of Realtors payout of $418 Million over 4 years to home sellers. This ruling will impact the future of US Home purchases but there is also a similar case currently under litigation in Canada that will also be impacted by the outcome of this case. Article Link: https://www.nar.realtor/newsroom/nar-reaches-agreement-to-resolve-nationwide-claims-brought-by-home-sellers CREA Link: https://www.crea.ca/media-hub/news/crea-monitoring-to-nar-settlement-announcement/ https://www.mississauga.com/news/mississauga-home-prices-surge-10-2-per-cent-to-1-05-million-in-january-2024/article_983eb48c-145f-544e-b7ed-556b360b26d0.html -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil discusses the current Canadian Real Estate Bubble vs the American crash of 2008 and how the Canadian Government has already told us what they will do when the bubble bursts. -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil discusses the comments made by the Governor of the Bank of Canada on the current state of the Canadian Economy. He also addresses the $1.4 Billion Government Payout CBC is receiving while more Canadians are unemployed and homeless then ever before. -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil addresses the scam that is the Canadian Housing Accelerator Fund that the Liberal government put in place in 2022 to encourage home building in Canada. The fund is $4 billion, $900 Million of which is going to Quebec, with the rest distributed directly to cities and towns. -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil discuss why Canadian Real Estate Investors are taking their money to the U.S. and what are the impacts on the Canadian Economy with so much money leaving the country. -- Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode, join us as we sit down with the seasoned real estate investor, Harry James, to delve into the world of long-term wealth creation through real estate. Harry, with decades of experience in the industry, shares his insights, strategies, and invaluable tips on how to navigate the dynamic landscape of real estate investing. This episode provides practical advice on building a robust real estate portfolio. Harry discusses the importance of thorough research, selecting the right properties, and the power of compounding returns over time. Learn how to weather economic fluctuations, make informed decisions, and position yourself for long-term prosperity in the ever-evolving world of real estate. --
In this episode Neil discusses the Bank of Canada's Interest Rates projections for the coming years and what will have to happen in the economy for their projections to come true. Also Neil addresses the past year of home sales over $1 Million in Canada and what to expect for 2024. Link to John Flynn Charts: https://www.youtube.com/results?search_query=jon+flynn Link to Article: https://www.bankofcanada.ca/2023/12/staff-analytical-note-2023-19/ Connect with Neil on: Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com
In this episode Neil addresses the current level of Canadian Christmas debt that is collected annually, how all that spending effects other sectors of the economy and how people can change their spending habits if they find themselves in debt. Link to article: https://www.wealthprofessional.ca/news/industry-news/debt-and-inflation-dampen-canadians-holiday-spirit/371530 Connect with Neil on:
In this episode Neil addresses the current level of Canadian Mortgage Debt Compared to America before the 08 Market Crash, shares how Canadians can adapt their lifestyles to survive in the new economy, and what the government is doing about it. Link to article: https://financialpost.com/news/mortgage-crunch-hits-canada-economy Link to Video: https://globalnews.ca/news/10165674/mortgage-stress-test-december-2023/ Connect with Neil on:
In this episode Neil addresses Canada's Mortgage Charter and what it means for average Canadians, the current state of Mortgage arrears, and a CTV story about what mistakes to avoid when buying a home. Link to article: https://financialpost.com/real-estate/mortgages/mortgage-charter-draws-warnings-praise Link to Video: https://kitchener.ctvnews.ca/ontario-couple-walks-away-from-140k-after-dispute-with-developer-1.6656706 Connect with Neil on:
In this episode Neil addresses the current state of Canadian Home prices compared to Average income with the American economy. Canadian Home prices have skyrocketed in recent years but income has not mated the pace. So where should Canadians invest or buy if homes are too expensive in Canada? Listen to find out! Link to article:https://www.tsinetwork.ca/daily-advice/wealth-management/investing-u-s-real-estate-canada-smart-move/ Link to video:https://www.youtube.com/shorts/GGuc6pp43fo Connect with Neil on:
In this episode Neil addresses a National Post article about how Income rates and Housing prices in Canada have not stayed consistent with each other and what will happen if nothing changes. He also discusses the effect of the 2008 US market crash on the US economy and how Canada will learn the same hard lessons. Link to Article https://nationalpost.com/news/canada/canadas-unhinged-housing-market-captured-in-one-chart Connect with Neil on:
In this episode Neil addresses Canada's national debt crisis, what can be done to lower the debt and raise GDP, and what interest rates and inflation have to do with our spending habits and government control. Connect with Neil on:
In this episode Neil reacts to the Parliamentary Budget Officer's explanation of Canada's Federal Carbon Tax, what it means for Canadians short and long term, and why a carbon tax is not the solution to the "Climate problem" Connect with Neil on:
Michael Anthony is a remarkable individual whose personal journey from homelessness to becoming a true hero in the lives of trauma survivors will leave you inspired and empowered. Join us as we delve into Michael's profound insights, sharing his valuable wisdom on how to overcome the lingering effects of trauma and find inner strength. Discussion Topics Michael's personal journey of resilience and recovery from trauma. Strategies to help trauma survivors rebuild their lives and self-esteem. The importance of becoming the hero of your own story and taking control of your narrative. Connect with Michael
In this episode Neil shares his perspective on Universal Basic Income (UBI) , what are the Pros & Cons, how would UBI effect the Canadian Economy long term, & why UBI may not be all it is promised to be. Connect with Neil on:
In this episode Neil & Wyatt discuss the effects of the Foreign Buyers Ban in Canada that limits foreign real estate purchases for a time of 2 years. Has the "ban" produced the intended outcome? What other measures should be put in place for protect Canadians ability to own property? They also discuss why precious metals such as silver & gold are one of the best store of values for your money, but not an investment strategy. Connect with Neil on:
In this discussion Neil and Wyatt addresses the current rate of inflation in Canada and how our current economy looks in comparison to that last 20 years. They also discuss the new Canadian Bill C-11 (censorship bill), & how is effects Canadians short and long term. Connect with Neil on:
In this episode Neil & Wyatt have an open and frank discussion on the current state of the Canadian Government after the recent embarrassment by the Canadian MP's when giving a standing ovation to a Former SS Officer. They discuss what got Canada to this point, what can be done for the future, and who should be taking responsibly. Connect with Neil on:
Brian Will is a serial entrepreneur, two-time Wall Street Journal best-selling author, and a leading consultant in business and sales management. Brian's entrepreneurial journey is nothing short of extraordinary, having created or co-created seven highly successful companies spanning four different industries, with a combined peak valuation of over half a billion dollars. In this engaging episode, we delve into Brian's entrepreneurial journey, exploring the highs and lows, the lessons learned, and the secrets to his repeated success in various industries. Connect with Brian
Chip Baker is a Speaker, Author, and Success Mentor. Chip shares his profound insights on a topic close to his heart: "How to be the person you needed when you were young." Through actionable advice, he guides us through the process of self-discovery and self-improvement. If you are looking to make a positive impact on the next generation, Chip's wisdom will leave you inspired and equipped to be the mentor you wish you had when you were young. Discussion Topics
In this episode Neil D'Souza is joined by his producer, Wyatt Hammond. They discuss the pros and cons of the current state of the Canadian economy and the cost of living compared to other countries in Europe and Asia. Neil gives his thoughts on the immigration policies & economic failures of the Liberal Government and why he believes they have made life harder and more expensive for all Canadians. -- Connect with Neil on:
Neil D'Souza in this episode recaps his Real Estate Market predictions from the beginning of Jan 2023 to Aug 2023. He covers who the winners and losers of that last 7 months are in Real Estate, who is at fault for the current state of the Canadian economy, and what can be done about it at an government and individual level. -- Connect with Neil on:
Daniel Gomez is an Award-Winning Keynote Speaker, Business Coach, and Success Coach, Daniel has left an indelible mark on individuals and organizations worldwide. Join us in this captivating episode as we unravel the wisdom, strategies, and heart that have made Daniel Gomez a true professional in his field. Whether you're an aspiring entrepreneur or someone looking to unlock your true potential, Daniel's insights will leave you motivated and empowered to take your life and business to extraordinary heights. Discussion Topics
Dr. Benjamin Ritter is the founder of LFY Consulting & in this insightful episode, we dive into the world of leadership and career development with a true expert in the field. Dr. Ritter has spent over a decade empowering professionals to take charge of their careers and lead a life they love. Join us as we explore his journey, philosophy, and mission to revolutionize the way we approach work and leadership. Join us for an enlightening conversation that will equip you with the tools to become the leader of your own career and create a path that resonates with your true self. Dr. Benjamin Ritter's expertise and passion are contagious, and this episode will leave you inspired to embark on your own journey of professional and personal growth. Discussion Topcis
Robert Griggs is a distinguished entrepreneur, author, and speaker. Robert takes us on a remarkable journey that began with humble beginnings in Steel Pipe Sales and ultimately led to the creation of Trinity Products, which he led from $6.7 million in 2000 sales to $275 million in 2022. Robert is the author of "Foundational Leadership" Growth doesn't start at the top! It's available on Amazon in pre sales check out Robert L Griggs website for more details. By Rcombining "Open Book Management" with "Continuous Improvement" Robert created a vehicle that in powered each and every employee to grow and share in the profits! Discussion Topics
Brent Bowers is an investor and coach with a focus on buying and selling vacant land. After a career in the Army, Brent began investing in real estate as a way to support his family while having more time to spend with them. In a short period of time, Brent was able to expand his business, hire a team, and still had more time to spend with his family. Brent now helps other investors learn the ins and outs of buying land. Discussion Topics
Jordan Bokser is a Brand Building Specialist and Success Coach. After experiencing a traumatic illness in his 20's, Jordan has developed a holistic health and wealth strategy that he teaches others through his coaching programs. Jordan feels that true happiness comes from the whole person, not just the parts. That's why he doesn't just help with the surface issues but delves deeper into each person's unique situation. His goal is to help people achieve true happiness and success in their lives. Discussion Topics
Join us in this enlightening episode as we sit down with Andy Heller, a seasoned Real Estate Investor and Investing Teacher, who has transformed his decades of failures and successes into a comprehensive program that empowers others to achieve long-term success in the world of real estate investing. Andy Heller has seen it all in his journey as a real estate investor. He knows the ups and downs, the pitfalls, and the strategies that can lead to remarkable results. In this engaging conversation, Andy shares his personal experiences and imparts invaluable insights on how to navigate the complex world of real estate investing. Discussion Topics ✅ Mistakes to avoid in Real Estate ✅ How to build an investing strategy ✅ Future of Real Estate Investing -- Connect with Andy
Blake Linklater is a Business Coach and Financial Advisor. In this episode, Blake uncovers what it truly takes to be an elite businessperson, providing practical tips and strategies that listeners can implement to enhance their professional journey. Discover the secrets behind building a business from scratch to reaching the impressive milestone of $100 million and beyond. Blake's mission is to help you achieve remarkable results, and he focuses on three core pillars ✅ Mindset ✅ Clarity ✅Systems By mastering these aspects, you can elevate your business, experience exponential growth, and gain more freedom in your life. -- Connect with Blake
Christine Handy is a Model who collaborates with brands to change the landscape for women who have lost their breasts to cancer. She is a Best-selling author, Motivational Speaker, breast cancer survivor, Self-Esteem expert, mother, Harvard student and more. From an International modeling career started at age of 11. After she was diagnosed with cancer her career shifted and I became a FOX radio breast cancer expert - TV and radio guest speaking on breast cancer and women's issues. Christine's best selling book called Walk Beside Me is in it's second publishing Discussion Topcis ✅ Serious questions about the reality of breast cancer ✅ How to use your trials as fuel for helping others ✅ Lessons on gratitude -- Connect with Christine
In this episode, Neil answers questions about his time at the Multifamily Real Estate Conference in the last week of April 2023. Neil was one of the main speakers at the conference along with Grant Cardone & Alex Rodriguez and has lots to share about what new opportunities appeared & how everyone can take advantage of the changing world of Real Estate Investing. -- Connect with Neil on:
Joseph VanDusen is Founder of Stealth Elevation & Former B-2 Stealth Bomber Instructor Pilot. Renowned as one of the "Best of the Best" for delivering results in high-pressure situations, Joseph sets himself apart with his deep understanding of what it takes to thrive in the business world. Joseph's mastery of personality assessments, goal-setting exercises, and performance feedback enables him to equip you and your team with the skills and mindset necessary to flourish in today's complex business environment. Whether you face significant challenges or simply aim to improve performance, Joseph's unrivalled skills, knowledge, and expertise will guide you towards success. Discussion Topcis ✅ What skills do elite Air Force Pilots have the others dont ✅ How to fail forward and quickly ✅ How to set targets like they teach in the Military -- Connect with Joseph
Chuck Knabusch is a highly accomplished business development strategist with a passion for implementing lean manufacturing and operating methods. Chuck is an innovative and tenacious results-driven manager with outstanding leadership abilities, who has successfully led change in highly competitive environments. Throughout his career, Chuck has demonstrated his ability to drive productivity, reduce costs, and utilize resources to meet time-critical deadlines. He is a solution-focused leader who excels at implementing change in operations and systems to optimize productivity and improve value and profitability. Discussion Topics ✅ Optimizing financial performance in your business ✅ How to make an effective business plan ✅ What leaders can do to grow themselves and their team -- Connect with Chuck
Kyle Gillette is the Founder of BlueShirt Coaching Group. Kyle has decades of business experience and he and his team offer a holistic approach to attaining personal and professional freedom. He offers tips on how to build reliable systems and processes, address cash flow concerns, and helps leaders make mindset and sustainable business changes aligned with their values. Discussion Topics ✅ How to ask the right questions as a business owner ✅ Lessons on inspiring others ✅ Investing in yourself before anything else -- Connect with Kyle
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