Podcasts about Charter

Monty Patel is the Head Boys' Basketball Head Coach at eSTEM High School in Arkansas. Monty also serves as the Head Coach for Team Arkansas TBT and is the Director of the AAU Club Off 2 U. He was previously an assistant coach at Jacksonville, North Little Rock, and Marion High Schools. He won a state championship at Jacksonville in 2020 as an assistant. Monty has helped more than 30 of his players play college basketball at various levels. On this episode Mike and Monty discuss the impact of relationships—among players, coaches, and parents—on building a successful basketball program. From building trust with players and parents to networking with college coaches, Monty reveals how genuine connections have been key to his success. Patel reflects on his recent successes, including leading his team to a significant victory in the state tournament, while also addressing the challenges faced along the way, particularly the necessity of maintaining accountability and open communication. He candidly recounts his personal health struggles, which underscore the importance of prioritizing well-being amidst the demands of coaching. Our conversation highlights the overarching theme that basketball extends beyond mere competition; it is a vehicle for fostering growth, resilience, and community. Tune in to discover how relationships can elevate a coaching career and impact players' lives beyond the court. Follow us on Twitter and Instagram @hoopheadspod for the latest updates on episodes, guests, and events from the Hoop Heads Pod.Make sure you're subscribed to the Hoop Heads Pod on iTunes or wherever you get your podcasts and while you're there please leave us a 5 star rating and review. Your ratings help your friends and coaching colleagues find the show. If you really love what you're hearing recommend the Hoop Heads Pod to someone and get them to join you as a part of Hoop Heads Nation.Jot down some notes as you listen to this episode with Monty Patel, Boys' Basketball Head Coach at eStem High School in the state of Arkansas.Website - https://www.estemschools.org/documents/athletics/basketball/high-school/14756Email - coachpatel928@gmail.comTwitter - @MontyPatelVisit our Sponsors!Dr. Dish BasketballOur friends at Dr. Dish Basketball are here to help you transform your team's training this off-season with exclusive offers of up to $4,000 OFF their Rebel+, All-Star+, and CT+ shooting machines. Unsure about budget? Dr. Dish offers schools-only Buy Now, Pay Later payment plans to make getting new equipment easier than ever.The Coaching PortfolioYour first impression is everything when applying for a new coaching job. A professional coaching portfolio is the tool that highlights your coaching achievements and philosophies and, most of all, helps separate you and your abilities from the other applicants. Special Price of just $25 for all Hoop Heads Listeners.Wealth4CoachesEmpowering athletic coaches with financial education,...

Few people will put more planning and time into catching a great photograph than Kevin O'Donnell, who shared the story of his pursuit of a very particular photograph in the Summer edition of Door County Living Magazine. He reads his essay, “The 40-second Window” on the podcast this week, but first John Mielke joins Myles Dannhausen Jr. to discuss his story on the fishing guides who steer people to the catch of their lives on the lake and the bay in Door County.

Today, we're looking at Prime Minister Mark Carney's declaration that Canada will recognize a Palestinian state this September — pending conditions — following on the heels of similar announcements from France and the United Kingdom. Plus, President Trump's August 1 deadline for trade deals is just hours away. With the U.S. making deals with many other countries, Carney suggested there was a possibility negotiations with the Americans would extend beyond the deadline, meaning Canada may face steep tariffs. And finally, a judge in Ontario blocked Premier Doug Ford's plan to remove bike lanes in Toronto, arguing the lanes were protected by the Charter of Rights and Freedoms.

Anna Miller gives an energetic explanation of the Clark County Charter, its Freeholder roots, and the review process voters will face again in 2025. https://www.clarkcountytoday.com/opinion/letter-what-the-heck-is-a-county-charter-and-why-does-it-need-reviewing/ #ClarkCountyCharter #AnnaMiller #Opinion #Freeholders #CountyGovernment #2025Election #CharterReview

⚓ Welcome to Anchor Watch, our weekly Below Deck chat hosted by Jason and Gelsey! This week, we're diving into Below Deck Season 12, Episode 9: “Bye Bye Villa, Hello Drama!” ⛵ After what felt like a never-ending detour to the Love Island-inspired villa, we're finally back aboard the M/Y St. David. But don't get too comfortable—new charter guests bring a tidal wave of chaos.

News; The US premiere of Smetana's opera Dalibor is being staged at Bard College with all-American cast; Prague Pride is “more important than Christmas” for Czech transgender activist Lenka Králová; Simon Rawlence shares the story of his father-in-law Věněk Šilhán: from Communist Party secretary for a week, to a banished dissident and signatory of Charter 77.

News; The US premiere of Smetana's opera Dalibor is being staged at Bard College with all-American cast; Prague Pride is “more important than Christmas” for Czech transgender activist Lenka Králová; Simon Rawlence shares the story of his father-in-law Věněk Šilhán: from Communist Party secretary for a week, to a banished dissident and signatory of Charter 77.

Join us for an exciting journey in Episode 684 of the WCY Podcast! This week, we kick off with a quick review of Masonic Con Kansas, sharing intriguing highlights from this vibrant event that brought brothers together in the spirit of fellowship and learning. Also, delve into the fascinating world of Masonic symbolism as we discuss an insightful article on the importance of preserving these powerful symbols that connect us to our rich heritage. Finally, we explore the theme of Masonic motivation, emphasizing the necessity of action over mere words to uphold the values we cherish. Thank you for being a valued listener, and we wish you a fulfilling and inspiring week ahead. Enjoy the episode! Links: https://masonicconsouth.com Masonic Con South Y'all! https://masoniccon.com/#schedule SPML Masonic Con Skull and Crown Ltd. www.skullandcrownltd.com Craftsman+ FB Group https://www.facebook.com/groups/craftsmanplus/ WCY Podcast YouTube Channel https://www.youtube.com/c/WhenceCameYou Ancient Modern Initiation: Special Edition http://www.wcypodcast.com/the-Shop The Master's Word- A Short Treatise on the Word, the Light, and the Self - Autographed https://wcypodcast.com/the-shop Get the new book! How to Charter a Lodge: https://wcypodcast.com/the-shop Truth Quantum https://truthquantum.com Our Patreon www.patreon.com/wcypodcast Support the show on Paypal https://wcypodcast.com/support-the-show Get some swag! https://wcypodcast.com/the-shop Get the book! http://a.co/5rtYr2r

This week, we highlight the details surrounding the MLS commissioner's disclosure that MLS Season Pass is averaging 120,000 unique viewers per match on Apple TV, representing a nearly 50% increase from 2024. For earnings, we cover Q2 ad revenue on YouTube, up 13% YoY and Alphabet's plan to increase capex investment in 2025 to approximately $85 billion, in addition to the cord-cutting numbers from Charter and Verizon. We cover the latest rumors of the NFL's interest in acquiring an equity stake in ESPN, HBO Max's expansion to more than 90 markets, and Paramount and Skydance's merger receiving FCC approval. We detail viewership figures from Netflix's latest boxing event, along with TV and streaming viewership numbers across baseball, golf, tennis, car racing, hockey and DAZN's video workflow for its successful stream coverage of the FIFA Club World Cup. Finally, we discuss why companies conduct layoffs even amid record profits, the impact of AI investments, and why, despite many talking about strategy, a company's culture eats the best strategy all day.Podcast produced by Security Halt Media

Aktien hören ist gut. Aktien kaufen ist besser. Bei unserem Partner Scalable Capital geht's unbegrenzt per Trading-Flatrate oder regelmäßig per Sparplan. Alle weiteren Infos gibt's hier: scalable.capital/oaws. Aktien + Whatsapp = Hier anmelden. Lieber als Newsletter? Geht auch. Das Buch zum Podcast? Jetzt lesen. Wir haben einen Deal mit EU und USA. Die Berichtssaison treibt den S&P 500 auf neues Rekordhoch. Charter und Intel sind davon maximal weit entfernt. VW leidet auch, aber weniger als erwartet. Alphabet, Union Pacific und LVMH haben Deals oder wollen Deals. Ein Corona-Profiteur wird zum KI-Profiteur. Das ist zumindest das Ziel von Clorox (WKN: 856678). Kaum jemand kennt Trump so lange wie LVMH (WKN: 853292). Kann die Firma davon profitieren oder ist die Krise dauerhaft? Diesen Podcast vom 28.07.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.

Analysts Jake Hawkridge and Roger Entner discuss the new deal between Comcast, Charter, and T-Mobile, as well as Q2 earnings from the big players in telecom.00:31 Comcast and T-Mobile deal 04:59 Verizon Q2 overview 07:26 AT&T Q2 overview 09:42 T-Mobile Q2 overview 12:26 Rising churn and Q2 earnings summary 14:22 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Jake Hawkridge, Roger Entner, Verizon, AT&T, T-Mobile, earnings, Comcast, Charter, cable, MVNO, net adds, churn, Project 624, devices, FirstNet, fiber, FWA, Hispanic market

Welcome and Introduction- Will Townsend hosts episode 232 of G2 on 5G, covering six topics in about 20 minutes- Analyst Anshel Sag joins as co-hostEarnings Season Updates- AT&T and T-Mobile post strong quarterly results- AT&T reaches 1 million fixed wireless access subscribers- T-Mobile reports impressive postpaid net adds and revenue growthLow Earth Orbit Satellite Race- T-Mobile's T-Satellite service now generally available- AT&T and AST Space Mobile achieve first voiceover LTE call using satellite- Competition driving innovation in satellite connectivityMicrosoft's New Surface 5G Laptop- Surface Laptop 5G designed for portable business use- Features dynamic antenna system with six strategically placed antennas- Supports both eSIM and Nano SIM, weighs under 3 poundsConnectivity Challenges in the Florida Keys- Will Townsend shares personal experience with patchy coverage- Highlights potential impact on tourism, commercial fishing, and emergency alerts- Calls for mobile network operators to invest in infrastructure improvementsT-Mobile's L4S Technology- First carrier to deploy L4S (Low Latency, Low Loss, Scalable Throughput)- Part of 5G Advanced Release 18 standard- Aims to improve streaming experience and lower latencyClosing Remarks- Hosts invite listener feedback on specific 5G topics- Encourage audience to rate, subscribe, and tune in next week

Three of our favorite segments from the week, in case you missed them.Charter Revision Questions Are Set  (First) | HRT and the FDA (Starts at 33:36) | The NYPD Cracks Down on Cyclists (Starts at 56:27)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

Looking forward to a packed slate next week, with Apple, Meta, Amazon and Microsoft earnings on deck and a looming Fed decision. Plus, details on the Synovus-Pinnacle merger and a top analyst's take on Charter's post-earnings plunge. Fast Money Disclaimer

The end of a huge week for earnings and record highs on the S&P: Carl Quintanilla, Sara Eisen, and David Faber reacted to breaking commentary from President Trump top of the hour, before getting Apollo Global Chief Economist Torsten Slok's take… who's warning of stagflation ahead tied to tariffs: arguing there's “no free lunch”. Big Tech a key part of the recent rally – longtime investor Dan Niles broke down his top picks ahead of results next week from Apple, and why he sees clouds on the horizon come September. Plus: a number of individual stock movers… The team discussed what's driving huge declines in shares of Charter and Sarepta, Volkswagen's latest warning on tariffs – and what it means for the rest of the automakers, and new numbers out of one luxury retailer who's down big on the year.   

Recording of Steve Gurney, founder of the Positive Aging Community and Positive Aging Sourcebook, for a candid and insightful live discussion on solo aging at Charter Senior Living in Towson. In this episode, Steve shares his expertise on navigating the unique challenges and opportunities faced by individuals aging without traditional family support. Topics include:Why solo aging requires a proactive approach to creating meaningful connections and support systemsThe vital role of community, purpose, and planning for those living independentlyPractical strategies to prevent social isolation and increase engagement in later lifeHow senior living communities can support solo agers with amenities, relationships, and peace of mindListen in for real-world advice, answers to common questions about senior living and solo aging. Whether you're a solo ager yourself, a family member, or a professional in aging services, this conversation offers guidance and inspiration to empower your future choices.

Richard Buery, CEO of Robin Hood and chair of the Charter Revision Commission convened by Mayor Adams, talks about the questions related to changing the city's charter that will be on voters' ballots this fall, which will not include a proposal for open primaries.

Training camp is here and the Charter crew is back! Ruthie, Clay, and Alex break down Ryan Poles' extension, Jalen Johnson starting on NFI, Luther Burden's fully guaranteed deal, and what to watch as the Bears hit the field.

The boundaries of judicial authority in Canada have been redrawn by a groundbreaking Supreme Court ruling that empowers judges to conduct murder trials without juries—even when prosecutors object. This remarkable case emerged from the early pandemic when COVID-19 made traditional jury trials nearly impossible. A defendant, unwilling to face further delay, requested a judge-alone trial, but prosecutors refused consent. The Supreme Court ultimately sided with the trial judge who proceeded anyway, establishing that protecting a defendant's right to timely justice can override prosecutorial preferences.This ruling fundamentally reshapes our understanding of what falls within a prosecutor's untouchable "core discretion" versus what judges can override to protect Charter rights. Legal scholars are now watching closely to see how this precedent might extend to other prosecutorial decisions previously considered untouchable.Property rights received equal attention through a fascinating case where a regional district built what the court bluntly called an "ugly dam" on part of a 157-acre ranch property in the Kootenays. Though only a small portion of land was taken, it transformed a pristine natural lake into an artificial-looking reservoir with an unsightly rocky dam. The court awarded the owner $340,080 in compensation, reinforcing the principle that the government must pay not just for land taken but for how the taking diminishes a property's overall market value.Most controversial is the Nanaimo murder case, challenging Canada's mandatory 25-year parole ineligibility period for first-degree murder. A man who brutally killed someone with a baseball bat argued that, without the now-eliminated "faint hope clause" (which once allowed parole reviews after 15 years), this sentence constitutes cruel and unusual punishment. Though the judge found the elimination of this clause unconstitutional, the offender still received the full 25-year parole ineligibility due to the brutality of his crime.These cases collectively demonstrate how our legal system constantly balances competing interests—public safety against individual rights, government needs against property ownership, and societal punishment against constitutional protections against cruelty.Follow this link for a transcript of the show and links to the cases discussed.

We know that our 'democracy' is, in fact, a kleptocracy that is not fit for purpose IF that purpose is the continuation of complex life on earth. The sociopaths who have stolen control show no signs of shifting to something that works, so it's way past time that ordinary people across all walks of life embraced the tools of participatory democracy and wrought the new system that we need - a new House of the People which would, finally, accrue power to those with wisdom and enact governance of, for and by the people and the planet.  To do this, we need people who are intimately aquainted with these tools, who live them, breathe them, find joy and creativity in them and know how to share them in ways ordinary people understand.  Our House is a collective that exists to do exactly this and in today's episode, we're talking to Katy Rubin and Oli Whittington, two of its core team, to find out what it does and how and why - and, crucially, where it could take us if we all jump on board.  Katy Rubin is a Legislative Theatre practitioner and strategist based in the UK. She is founder of The People Act hub for creative civic practice. She works in partnership with local and national governments, advocacy organizations, and community groups to co-create equitable and innovative public policy through participatory processes that are joyful, creative, and inclusive. Katy is also a member of the Our House UK collective, a Senior Fellow with People Powered: Global Hub for Participatory Democracy, and a Senior Atlantic Fellow at London School of Economics, as well as former executive director of Theatre of the Oppressed NYC. Her Legislative Theatre work with the Greater Manchester Combined Authority was awarded the International Observatory of Participatory Democracy's 2022 award for Best Practice in Citizen Participation.Oli Whittington is the initiator and co-lead of Our House, drawing on his background in participatory design and democracy. Oli's work has focused on unpacking and addressing the concentration of power, including leading democratic innovation at Nesta, Shift Design's participation practice, and as a participatory designer in Arup's urban innovation studio.Together, they are working around all four nations of the UK to help bring the tools of participatory democracy to communities of place, purpose and passion.  They are helping to facilitate local participatory processes with a view to creating National Charters for each Nation and then bringing people together to decide whether we want a united Charter for the whole of the UK or remain separate.  To me, creating a governance system that is fit for purpose is absolutely essential to our moving forward through the pinch point of the Great Transition.  If we can't find coherent, constructive, compassionate, courageous ways to work together, we're sunk—and while there might be courageous, compassionate people within the current system, the overall system is not any of these.  So I dearly hope that by the end of this, you'll want to become involved. And if you're listening to this podcast as it goes out on the 16th of July 2025, you should know that there's an online event on the 18th which in an open invitation to anyone, anywhere who wants to start building an open democracy.  Please do sign up, there's a link in the show notes. Our House website https://ourhouseuk.org/Our House Event on 18th July 2025 https://www.eventbrite.com/e/power-to-the-people-shaping-a-peoples-charter-tickets-1415315900959 Movement Mapping https://movementecology.org.uk/2025/04/27/mapping-participatory-democracy-movement.htmlEast Marsh United https://eastmarshunited.org/Legislative Theatre Resource Hub https://www.thepeopleact.org/Charter 88 and the Constitutional Reform Movement https://academic.oup.com/pa/article-abstract/62/4/537/1538934?What we offer: Accidental Gods, Dreaming Awake and the Thrutopia Writing Masterclass If you'd like to join our next Open Gathering 'Dreaming Your Death Awake' (you don't have to be a member) it's on 2nd November - details are here.If you'd like to join us at Accidental Gods, this is the membership where we endeavour to help you to connect fully with the living web of life. If you'd like to train more deeply in the contemporary shamanic work at Dreaming Awake, you'll find us here. If you'd like to explore the recordings from our last Thrutopia Writing Masterclass, the details are here

Send us a textWelcome to What's Up in Business Travel for Week 27 of 2025.  This is a weekly podcast where we update you on what's up this week in the world of business travel.  This podcast is great for those who need to know what's happening all in under 15 minutes.Topics covered during this podcast -$12B allocated to improve ATC systemGlobal Business Travel spend to reach $2.9T by 2029Bryan Bedford confirmed as FAA administratorTSA ends 'Shoes-Off' policyIncrease in hotel cyberattacks expectedAir India leaves GatwickAmerican creates AAdvantage Business tierAir France-KLM takes majority stake in SASQantas & Air France-KLM expand codeshareAllegiant reaches dealClear expands and rebrands Charter carrier JSX launches loyalty programHilton opens first LivSmart propertyWyndham Hotels to open 100th hotel in IndiaOneworld playing catch-up in tech integrationYou can subscribe to this podcast by searching 'BusinessTravel360' on your favorite podcast player or visiting BusinessTravel360.comThis podcast was created, edited and distributed by BusinessTravel360.  Be sure to sign up for regular updates at BusinessTravel360.com - Enjoy!Support the show

This week, we highlight Disney's new content bundling deals with Charter and ITV, as well as Paramount's new agreement with DIRECTV. We discuss Amazon's investment in AI to help remaster SD content into HD, and what we think the impact of AI can be in the video streaming workflow. We also discuss why the media is getting it wrong when they suggest that Google has won the living room, as YouTube tightens its enforcement of its monetization guidelines. We break down the latest rumors that Apple will acquire Formula 1 content and why Apple's F1 movie was about more than just content, since it ties into the hardware of the iPhone. Finally, we discuss some recent online comments about ultra-low-latency deployments for media use cases, which overlook any tangible or measurable business benefits.Podcast produced by Security Halt Media

Charter Communications says it's seen a huge spike in attacks on it's infrastructure. The telecommunications company is calling it "domestic terrorism". Aaron Detwiler, Area Vice President for Charter Spectrum's Missouri Management Area joins Megan Lynch to explain. He says he's seeing it statewide and nationally.

Bob Zak shares his concerns about the imbalance of power in Clark County's Charter, echoing other contributors' critiques. He also supports John Ley's preference for C-TRAN over light rail and warns about low ridership and funding. https://www.clarkcountytoday.com/opinion/letter-how-can-five-part-time-legislators-without-research-support-or-reliable-access-to-information-serve-as-an-effective-check-on-six-full-time-elected-executives/ #Opinion #ClarkCountyCharter #JohnJay #JohnLey #LightRail #CTRAN #ClarkCountyWA #LetterToTheEditor

An appeals court lifted an injunction in the antitrust suit filed by the owners of 23XI Racing and Front Row Motorsports against NASCAR, which could put the status of the two race teams in doubt ahead of the beginning of the trial in December. Rod Mullins joins me for the podcast to break down the latest developments in the case/. Rod also reports on the pending closure of the company that produces the grandfather clocks presented to winners at Cup Series races at Martinsville Speedway and the preparations for the 2025 MLB Speedway Classic. The show wraps with a recap of Shane van Gisbergen's win in Chicago, and a look ahead to this weekend's action in Ponoma.

Crypto firms often pitch themselves as an alternative to and the future of traditional finance. So why are firms like Ripple, Circle, Wise and Erebor attempting to charter banks? Penny Crosman, executive editor for technology at American Banker, talks about what's going on, how regulators will view these applications, and whether banks plan to fight back. 

Join us this week for two exclusive readings! We'll look at the often asked question, "How could Freemasons choose rebellion--given the first degree charge?" Then, we'll take a look into the mists of antiquity as we explore perhaps the most egregious misprint in biblical history-- All this and more, stay tuned! Thanks for listening and have a great week! Links: Knight Templar Magazine: https://issuu.com/knightstemplar The Scottish Rite Journal: https://scottishrite.org/media-publications/scottish-rite-journal/the-scottish-rite-journal/ Masonic Con Kansas https://masonicconkansas.com/tickets/ https://masonicconsouth.com Masonic Con South Y'all! https://masoniccon.com/#schedule SPML Masonic Con Skull and Crown Ltd. www.skullandcrownltd.com Craftsman+ FB Group https://www.facebook.com/groups/craftsmanplus/ WCY Podcast YouTube Channel https://www.youtube.com/c/WhenceCameYou Ancient Modern Initiation: Special Edition http://www.wcypodcast.com/the-Shop The Master's Word- A Short Treatise on the Word, the Light, and the Self - Autographed https://wcypodcast.com/the-shop Get the new book! How to Charter a Lodge: https://wcypodcast.com/the-shop Truth Quantum https://truthquantum.com Our Patreon www.patreon.com/wcypodcast Support the show on Paypal https://wcypodcast.com/support-the-show Get some swag! https://wcypodcast.com/the-shop Get the book! http://a.co/5rtYr2r  

What makes an octopus's blood blue instead of red? In this ocean-themed nature study for kids, discover how hemocyanin helps octopuses survive in cold, low-oxygen waters and why these creatures are some of the coolest animals in the sea. In the companion video class about Octopuses included in the No Sweat Nature Study membership, students will learn all about octopus anatomy, how camouflage works, and the amazing ways these animals use their arms, suckers, and brains to survive. They'll even create an underwater nature journal scene featuring a camouflaged octopus blending into its habitat. Join No Sweat Nature Study at NoSweatNatureStudy.com. Use the code NOSWEAT for 50% off your first month of a monthly membership. Buy gift cards for friends and family to join No Sweat Nature Study →  ourjourneywestward.com/downloads/no-sweat-nature-study-live-gift Charter schools can purchase access to No Sweat Nature Study → ourjourneywestward.com/charter Visit the Octopuses show notes page to see a stunning octopus. Click here to find the nature-themed book recommendations from our listeners! Share pictures of your nature studies on Instagram or Facebook. Be sure to tag @OurJourneyWestward so Mrs. Cindy will see them! Please subscribe to the podcast and leave a rating and review if you enjoy the episodes. Thank you! It helps the podcast so much! :)

Brady Volpe and DOCSIS expert John Downey recap the latest from ANGA COM 2025 in Germany.

Crypto News: Ripple files for a national bank charter from the OCC and if approved could mean big adoption for RLUSD and XRP. Coinbase aquires token management platform Liquifi. Show Sponsor -

The latest episode of "Town Matters," the Town of Brattleboro's podcast, summarizes a Selectboard meeting held on June 17, 2025, and previews the next regular meeting scheduled for July 8, 2025. Show notes: June 17: Agenda, Watch The Brattleboro pool is open. Sign up for VTrans alerts regarding paving projects in summer 2025. Celebrate July 4th in Brattleboro!

Kristi O'Brien leads LTK's Brand Platform team – developing and driving creator commerce strategies for its brand partners. She also oversees the product and technology teams as they develop advertiser focused tools, including its recent launch of LTK Connect, a self-service advertiser product focused on connecting LTKs creators with brands of all sizes. She started at LTK in 2018 as the VP of Strategy and Corporate Development managing organizational initiatives and strategic relationships.O'Brien came to rewardStyle from Allen & Company, an elite New York based investment bank focused on the technology and media industries. During her tenure, she advised on over $150 billion in transactions including Time Warner's sale to AT&T, Scripps' sale to Discovery, Time Warner Cable's sale to Charter, and multiple financings for companies in the media and technology space.

It's a special birthday edition of The Charter as Clay Harbor is joined by Gabe Ramirez of 670 The Score and The Chicago Lead. The two dive deep into the Chicago Bears' biggest training camp questions, including how Ben Johnson will tailor his offense to Caleb Williams, expectations for Year 2 growth, and what remains the biggest hole on the roster. Plus, how does Caleb stack up against last year's quarterback class? And can the Bears actually sneak into the playoffs this season? All that and more—with a few birthday shoutouts mixed in.

Produced by Foundersuite (for startups: www.foundersuite.com) and Fundingstack (for VCs: www.fundingstack.com), "How I Raised It" goes behind the scenes with startup founders and investors who have raised capital. This episode is with with Rachel Epstein, CEO of Pulse Charter Connect, an organ transport logistics startup that helps move hearts and livers and kidneys and other critical organs around the country via air. To fund her business, Laura went through 7 different accelerator programs and so we talk about how to make the most of accelerators, demo day tips, questions to ask investors to make sure they have capital to deploy, tips for communicating noteworthy events to investors, how she used Foundersuite to manager her investor pipelines, and more. The Company most recently raised $2 million in seed funding, which brings their total funding to $3.3 million. The oversubscribed round was led by Ivy Ventures and Simplex Ventures, with participation from Cedars Sinai Health Ventures, Belal Badat Ventures, Techstars, and angel investors How I Raised It is produced by Foundersuite, makers of software to raise capital and manage investor relations. Foundersuite's customers have raised over $21 Billion since 2016. If you are a startup, create a free account at www.foundersuite.com. If you are a VC, venture studio or investment banker, check out our new platform, www.fundingstack.com

During this episode, our host Tiffany Anton talks to the executive director of Charter Senior Living about the services they offer, Dawn's background that led her to this position, the impact it has on our community, and more! Listen To The Local Matters Podcast Today! News Talk 94.1

Alex Shapiro and Clay Harbor are back on The Charter to preview the Chicago Bears' 2025 season with a spotlight on the biggest games and juiciest storylines. They kick things off by reacting to a viral PFF article ranking second-year quarterbacks by their floor and ceiling. Then, the guys pick the can't-miss matchups on the schedule: revenge games, primetime battles, and division clashes that will shape the NFC North.

This week, we delve into some profound Masonic discussions that you won't want to miss! A Philosophic Reflection: Hear a thought-provoking piece by a Brother who, just three months after the historic event, wrote about the grave philosophical implications of dropping the atomic bomb. The Masonic Minute with Steve Harrison: Discover the intriguing story of William Morgan's wife and widow, who later married Joseph Smith, the founder of the Mormon Church. This segment promises to be both enlightening and enthralling! Exclusive Preview: Get a first look at a premier article being featured in the June edition of The Lyceum, the official Masonic Education Arm of the Grand Lodge of Illinois Education Committee. Don't miss this riveting episode filled with Masonic insights and historical revelations. Tune in now and let your journey of discovery continue!  #MasonicPodcast #WhenceCameYou #MasonicMinute #MasonicEducation #Freemasonry Links:  Steve's Book - tinyurl.com/morgan-book - Get the book! Masonic Con Kansas https://masonicconkansas.com/tickets/ https://masonicconsouth.com Masonic Con South Y'all! https://masoniccon.com/#schedule SPML Masonic Con Skull and Crown Ltd. www.skullandcrownltd.com Craftsman+ FB Group https://www.facebook.com/groups/craftsmanplus/ WCY Podcast YouTube Channel https://www.youtube.com/c/WhenceCameYou Ancient Modern Initiation: Special Edition http://www.wcypodcast.com/the-Shop The Master's Word- A Short Treatise on the Word, the Light, and the Self - Autographed https://wcypodcast.com/the-shop Get the new book! How to Charter a Lodge: https://wcypodcast.com/the-shop Truth Quantum https://truthquantum.com Our Patreon www.patreon.com/wcypodcast Support the show on Paypal https://wcypodcast.com/support-the-show Get some swag! https://wcypodcast.com/the-shop Get the book! http://a.co/5rtYr2r  

Kelli and Sarah discuss Season 12, Episode 5 of Below Deck. Topics include: brunch on St. Barts, French teacher friend, Dana, explains “Ooh la la!”, Bosun issues, a family charter, beach volleyball, Kyle and Solene's date, Dylan's clapback, Fraser's breakup, Havana nights dinner, Rainbeau's attempt to connect and Caio to the wheelhouse. In Hot Tub Convo we discuss deckhand Adam in Charleston this summer and we talk to charter guest Tony Genius. When you're in your dead box, make sure you've downloaded the latest episode of Above Deck - a new episode of Above Deck is out now!  Follow us on Instagram: @abovedeckpod  Get in touch: abovedeckpod@gmail.com  Get ya some Above Deck merch! https://shop.hurrdatmedia.com/collections/above-deck Thank you to Stream2Sea for sponsoring this episode! For 10% off your order go to http://stream2sea.com (U.S.) or http://stream2sea.net (Europe) and use code ABOVEDECK. Please subscribe on Apple Podcasts, Spotify or wherever you get your podcasts, and tell a friend! This is a Hurrdat Entertainment Production. Hurrdat Entertainment is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Entertainment Network by going to HurrdatMedia.com or the Hurrdat Entertainment YouTube channel! Learn more about your ad choices. Visit megaphone.fm/adchoices

Stock market update for July 1, 2025. Check out our Leading Indicator podcast.This video is for informational purposes only and reflects the views of the host and guest, not Public Holdings or its subsidiaries. Mentions of assets are not recommendations. Investing involves risk, including loss. Past performance does not guarantee future results. For full disclosures, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Public.com/disclosures⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Chase Briscoe plays the fuel game to win Pocono, while tire trouble and Charter chaos steal the headlines. We break down the Tricky Triangle, NASCAR's legal mess, and preview the $1 million In-Season Challenge. Plus: Atlanta picks!The Rundown:- Pocono: Briscoe wins on strategy, more tire issues- Blaney rallies from the back to finish third- Prime Video ratings: lowest so far, but still matches cable despite rain- Dale Jr wins his first race as a Crew Chief- NASCAR Standings: Byron still leads, Briscoe moves up, SVG still outside- NASCAR News:- Lawsuit drama – Teams ordered to release some financials- Small Team Drama! RWR being sold to former Spire co-founder - is it a money play?- Larry McClure passes away- In-Season Challenge kicks off at Atlanta- NASCAR Rewards update: Logano has the most air time?- Sponsor News- Atlanta: Entry List, Paint Scheme Preview, and Picks!Find the latest episodes at InTheDraftShow.com, follow on Bluesky and Instagram @InTheDraftShow – and like the show on Facebook at facebook.com/InTheDraftShowThanks for listening!

On this episode of The Charter, Alex Shapiro and Clay Harbor welcome in Mark Grote from 670 The Score and the Take the North podcast to break down everything Bears as training camp approaches. The guys dive into what's actually different under Ben Johnson so far, what the coaching staff still needs to prove, and the biggest storylines heading into camp—including how much improvement they need to see from Caleb Williams. They also discuss which positions still feel shaky, why the defensive line deserves more attention, and we get Grote's camp crush.

⚓️ Welcome to Anchor Watch — the ultimate late-night Below Deck chat hosted by Jason and our fabulous new co-host, Gelsey! Season 12 is heating up fast! In Episode 4, Captain Kerry tries to steady the ship while chaos brews below deck. Caio's leadership is on thin ice, Barbara and Solène are bonding, and Rainbeau is feeling the freeze. Oh, and did we mention this is a five-day charter full of adult film stars? What could possibly go wrong? Let's break it all down.

With Ruthie out on vacation, it's just the guys holding it down on The Charter. Alex Shapiro and Clay Harbor take a deep dive into the new questions that emerged after Bears minicamp. Should the team add another edge rusher or running back before training camp? Can Ruben Hyppolite catch up fast enough to be a contributor on defense? And what exactly will the Bears' offense look like under Ben Johnson? Plus, the guys debate this-or-that scenarios for the 2025 season: Who will be RB2? Will DJ Moore or Rome Odunze hit 1,000 yards? Will the Bears run more 12 or 11 personnel? And how many Pro Bowlers can this team produce?

Join us this week as we dive into parts of the Kabbalah that have never been discussed on the podcast before! Additionally, we've got a piece from the New Age Magazine that dives into the idea of Cosmic Breath, Prana, and life energy as it relates to man. Don't miss this awesome episode! Thanks for listening and have an amazing week! Links: Masonic Con Kansas https://masonicconkansas.com/tickets/ https://masonicconsouth.com Masonic Con South Y'all! https://masoniccon.com/#schedule SPML Masonic Con Skull and Crown Ltd. www.skullandcrownltd.com Craftsman+ FB Group https://www.facebook.com/groups/craftsmanplus/ WCY Podcast YouTube Channel https://www.youtube.com/c/WhenceCameYou Ancient Modern Initiation: Special Edition http://www.wcypodcast.com/the-Shop The Master's Word- A Short Treatise on the Word, the Light, and the Self - Autographed https://wcypodcast.com/the-shop Get the new book! How to Charter a Lodge: https://wcypodcast.com/the-shop Truth Quantum https://truthquantum.com Our Patreon www.patreon.com/wcypodcast Support the show on Paypal https://wcypodcast.com/support-the-show Get some swag! https://wcypodcast.com/the-shop Get the book! http://a.co/5rtYr2r  

Jean-Pierre Dumas is a Customer Experience Executive and transformation specialist, who helps organizations drive revenue growth through optimized sales performance and elevated customer experiences.Through his proven approach that puts employee experience first, Jean-Pierre guides companies to achieve remarkable results, having led initiatives that generated hundreds of millions in revenue growth at industry leaders like Expedia, Charter, and Altice.Now, Jean-Pierre's expertise in transforming contact center operations demonstrates how focusing on customer experience can revolutionize business outcomes.And while launching his new venture to help more organizations thrive in today's competitive landscape, he's showing others that exceptional customer experience starts with empowered employees.Here's where to find more:www.linkedin.com/in/jpdumas1___________________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

It's Friday, June 20th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Buddhist relatives poison 3 kids of Christian couple in Laos In Northern Laos, Pa-yang, a young mother in her 20s and her husband, Lavee, became Christians in 2020. Since then, the villagers had tried to expel the family unless they recanted their faith in Christ. That comes as no surprise since 66% of Laotians are Buddhist and only 1.5% are Christian. The situation took an ugly turn when Pa-yang's relatives wanted her to sell them land she owned. When she refused, they hired someone to sneak into the home and poison a beverage. The three children got to it first.  When Pa-yang and her husband were alerted to the medical emergency, they rushed back from the fields to find all three children lying ill on the floor.  Tragically, the eldest did not survive and the other two were in comas, reports Open Doors. Open Doors paid for the hospitalization of the younger two children, who got better, as well as covering follow-up medical visits. The heartbroken mother said, “I am sad to lose my son, but I believe—and I know—that my son is sitting with Jesus in Heaven." Lavee, the father, added, "Even if there is more persecution, we will continue believing in Jesus. We will walk faithfully with the Lord, even if we are the only ones doing it.  My encouragement comes from the story of Job in the Bible. He faced many tests and lost almost everything, but the Lord delivered him in the end. I believe the Lord God will always save us like He saved Job." Lavee said, "Please pray for our case in the court against the people who killed our child. Pray that the justice system is fair to us. Pray that the perpetrators do not find ways to harm us more if they are released. I am also unsure if God wants us to stay in the same village or look for a new place. Pray that the Lord leads us in making the right decision." Remarkably, Lavee said this.  "I believe that the people who plan to kill or harm us for any reason can open their hearts to see God's mercy and love, if we pray for them. So, please pray for them." Lavee is living the message of Mathhew 5:44 where Jesus said, "Love your enemies and pray for those who persecute you.” Iran's ballistic missiles hit Israeli hospital Iran fired a barrage of some 30 ballistic missiles early Thursday, scoring a direct hit on Israel's main southern hospital, the Soroka Medical Center, reports the Times of Israel.  Sam Mednick, a reporter with the Associated Press, brings us this report from the scene. MEDNICK: “The hospital was hit by a missile from Iran early Thursday morning. The top of the building is basically blown off, and you can still see smoke smoldering from the side of it hours later. “This is a major hit from Iran on in a major city on a big hospital, and one of the most significant hits since this conflict began.” The Magen David Adom emergency service said that a man, age 80, and two women, both in their 70s, were among six people seriously hurt. Two people were moderately injured, and at least 42 others suffered light injuries from shock waves and shrapnel at the various impact sites. In addition, 18 people were lightly injured as they scrambled to bomb shelters when sirens went off. The barrage was the latest from Iran as it bombards Israel with ballistic missiles. Israel began attacking Iranian nuclear and military sites last week, citing the immediate existential threat they pose. New York Catholic diocese to pay $150 million to 891 sex abuse victims The Roman Catholic Church in Buffalo, New York is set to pay $150 million to victims of sexual abuse that occurred at the hands of Catholic priests, reports The Catholic Review. Gary Aldridge, a survivor of Catholic clergy sexual abuse, said this. ALDRIDGE: “Being a child and being sexual abused from the ages of 7 to 11, it affects you for your whole life.” Specifically, parishes will pay $80 million into the diocese's $150 million bankruptcy settlement, with the funds due to be paid into a trust by July 15. The bankruptcy settlement, agreed to in principle on April 22, will resolve the five-year-long proceedings, which began in 2020.  Joe Martone, the Catholic communications director of the diocese, explained that the money would compensate victims in “approximately 891 cases” — making for “one of the highest caseloads in the country.” Martone added, “There's just a lot of anger toward the church about our past sins, and we could never apologize enough for what went on. We're just trying to take care of this now and trying to move beyond bankruptcy and get settlement for these people. Not that it provides closure for them, but at least (they) get some recompense.” All of the claims had been brought under the Child Victims Act, which was passed by the New York Senate and signed into law in 2019. Indeed, the Child Victims Act extended the state's former statute of limitations by granting a one-year look back for time-barred civil claims to be revived, giving survivors until age 28 to press charges for felonies and age 25 for misdemeanors, and allowing survivors up to age 55 to bring lawsuits. Since 2002 — the year in which the U.S. Catholic bishops adopted their “Charter for the Protection of Children and Young People” — the nation's Catholic dioceses have paid at least $5.6 billion in abuse settlements and related costs. Luke 8:17 says, “For there is nothing hidden that will not be disclosed, and nothing concealed that will not be known or brought out into the open.” Texas is first state to build pro-life statue On Tuesday, Texas Republican Governor Greg Abbott signed a resolution to build the Texas Life Monument, a statue honoring mothers and the their unborn children, reports The Daily Signal.   Abbott's signature made Texas the first state to approve of a pro-life statue honoring mother and child on Capitol grounds. GOP State Rep. Caroline Davila, co-author of the resolution, said, “The eight-foot bronze sculpture is modeled after the National Life Monument, which depicts a mother with her child in her womb—a powerful image honoring motherhood and the miracle of life.” SpaceX rocket explodes in new setback to Elon Musk's Mars project One of Elon Musk's SpaceX Starships has exploded during a routine test in Texas in the latest setback to the billionaire's dream of turning humanity into an interplanetary species, reports The Guardian. The Starship 36 underwent “catastrophic failure and exploded” at the Starbase launch facility shortly after 11pm on Wednesday. A video showed the fiery explosion of the megarocket. Worldview listener in Kansas says her 7 kids love it I invited Worldview listeners to share what they enjoy about the newscast in 2-6 sentences by email.  You can share your thoughts — along with your full name, city and state — and send it to adam@TheWorldview.com Katie Link in Hutchinson, Kansas, said, “Hi Adam, my seven children -- Emily, Lizzie, Levi, Evie, Esther, Caleb, and Eowyn -- and I love listening to your podcast over lunch. I asked the children why they love and want to support The Worldview and they gave me many great reasons. “We love that you use the Bible as proof text and that you share international stories of missionaries as well as local news. We also appreciate the happy stories and the calls to action with specific steps. And all of us, including the 1 and 2-year-old, love to loudly proclaim ‘Seize the day for Jesus Christ!'” 5 Worldview listeners gave $584.30 to fund our annual budget And finally, toward our $92,625 goal by 12 midnight tonight Central Time, Friday, June 20th  to fund three-quarters of The Worldview newscast's annual budget for our 6-member team, 5  listeners stepped up to the plate. We are grateful to God for Quinn in Mhlambanyatsi, Eswatini, Africa who gave $30 as well as Ronnie in Milano, Texas and  Mike and Ginger in Jonesville, Virgina – both of whom gave $100. And we appreciate the generosity of Tom and Jenn in Palmdale, California who gave $154.30 and Rick and Barb in Arlington, Washington who gave $200. Those 5 Worldview listeners gave a total of $584.30. Ready for our new grand total? Drum roll please.  (Drum roll sound effect) $48,330 (People clapping and cheering sound effect)   Toward tonight's goal of $92,625, we need to raise $44,295. Will 56 Worldview listeners give $45,000 TODAY? Let me make an editorial comment about the sacrificial gift of Quinn, our brother in Christ from Eswatini, Africa – formerly known as Swaziland.  I looked up the average annual salary for someone in Eswatini. What's your guess? How much do you think they make in an entire year?  The answer is just $2,974.  The average American makes $63,795 per year.  In other words,  Quinn's gift of $30 is the equivalent of an American giving $643.  Wow!  That puts Quinn's gift in proper perspective. I just finished reading the late Ann Kiemel's 1976 book entitled I Love the Word Impossible.  She had a disarmingly gentle way of talking with absolute strangers about the love of God which prompted many to profess faith in Christ, and inspired hundreds of thousands who heard her speak in person.  Her 17 books sold 28 million copies.  On page 144, she wrote, “I love the word ‘impossible.' It's one of my favorites because I have a giant of a God inside of me.” KIEMEL: “I come to tell you, I am just one young woman in the world. But I am one. And one plus a giant of a God can do anything!” In the 10 years, I've been voicing this Christian newscast, we have never been further behind in our annual appeal.  To man, raising $44,295 in one day seems absolutely impossible.  But, you know what?  Like Ann Kiemel, I, too, love the word “impossible” because I have a giant of a God inside of me. Listen, if just 37 Worldview listeners pledged the approximate equivalent of what Quinn did from Africa and committed to give $50/month for 12 months for a gift of $600, God will have raised $22,200.  And if another 19 of you pledged $100/month for 12 months for a gift of $1,200, God will have raised another $22,800.  That adds up to $45,000.  That would get us across the finish line to cover three-quarters of our annual budget for the 6-member newscast team by tonight, June 20th at 12 midnight Central. These days, $50 is the cost of buying a family of four a combo meal at Chick-fil-A. Can you go without Chick-fil-A once a month to help fund this newscast for an entire year? We've never raised $45,000 in one day.  Never! But, with God, all things are possible.  If you feel the Lord prompting you to be one of the 56 donors to pledge either $50/month for 12 months or $100/month for 12 months, go to TheWorldview.com and click on Give on the top right. There were 56 signers of the Declaration of Independence.  We're coming up on the July 4th  249th anniversary of that moment.  We need 56 Worldview donors to step up today.  Especially if you've never given to this ministry before.  This is the day we need your help. Who is getting fired up about making a sacrifice? It will ensure we can continue telling the truth about the news from a Biblical perspective -- complete with compelling soundbites, relevant Bible verses, and empowering action steps.  Without a doubt, this is a one-of-a-kind Christian newscast. Will you back us today?  Just 56 of you? I am truly excited to return to the airwaves on Monday, June 23rd to report back to you about how God touched the hearts of at least 56 faithful listeners. Close And that's The Worldview on this Friday, June 20th, in the year of our Lord 2025.  Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

On this episode of The Charter, Ruthie Polinsky, Clay Harbor, and Alex Shapiro dive into a surprise interview with rookie running back Kyle Monangai, who impressed with his confidence, humility, and mindset. The crew reacts to his thoughtful answers about being a seventh-round pick, handling Eric Bieniemy's intense coaching, and competing for a spot in a crowded Bears backfield.

On this episode of The Charter, Ruthie Polinsky, Clay Harbor, and Alex Shapiro react to Matt Eberflus' response to the Caleb Williams excerpts. The rookie class visits Wrigley, and the crew breaks down which players—including Tyler Scott—have the most to prove at training camp.

Founder of the Raising Capitalists Foundation and previous co-host of The Real Estate Guys Radio show, Russell Gray, joins Keith to discuss the historical and current devaluation of the U.S. dollar, its impact on investors, and the broader economic implications. Gray highlights how the significant increase in interest rates has trapped equity in properties and affected development. He explains the shift from gold-backed currency to paper money, the role of the Federal Reserve, and the impact of the Bretton Woods Agreement.  Gray emphasizes the importance of understanding macroeconomic trends and advocates for Main Street capitalism to decentralize power and promote productivity. He also criticizes the idea of housing as a human right, arguing it leads to inflation and shortages. Resources: Connect with Russell Gray to learn more about his "Raising Capitalists" project and his plans for a new show. Follow up with Russell Gray to get a copy of the Beardsley Rummel speech transcript from 1946. follow@russellgray.com Show Notes: GetRichEducation.com/558 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”.  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, what's the real backstory on why we have this thing called the dollar? Why it keeps getting debased? What you can do about it and when the dollar will die? It's a lesson in monetary history. And our distinguished guest is a familiar voice that you haven't heard in a while. Today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Russell Gray  1:54   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from St John's Newfoundland to St Augustine, Florida and across 188 nations worldwide. I'm Keith weinholden. You are inside get rich education. It's 2025. The real estate market is changing. We'll get into that in future. Weeks today. Over the past 100 years plus, we've gone from sound money to Monopoly money, and we're talking about America's currency collapse. What comes next and how it affects you as both an investor and a citizen.   I'd like to welcome in longtime friend of the show and someone that I've personally learned from over the years, because he's a brilliant teacher, real estate investors probably haven't heard his voice as much lately, because until last year, he had been the co host of the terrific real estate guys radio show for nearly 20 years. Before we're done today, you'll learn more about what he's doing now, as he runs the Main Street capitalist platform and is also founder of the raising capitalists foundation. Hey, it's been a few years. Welcome back to GRE Russell Gray.   Russell Gray  3:19   yeah, it's fun. I actually think it's been maybe 10 years when I think about it, I remember I was at a little resort in Mexico recording with you, I think in the gym. It was just audio back then, no video.    Keith Weinhold  3:24   Yeah, I remember we're trying to get the audio right. Then I think you've been here more recently than 10 years ago. But yeah, now there's this video component. I actually have to sit up straight and comb my hair. It's ridiculous. Well, Russ, you're also a buff of monetary history. And before we discuss that, talk about the state of the real estate market today, just briefly, from your vantage point.   Russell Gray 1  3:55    I think the big story, and I'm probably not telling anybody anything they don't know, but the interest rate hike cycle that we went through this last round was quite a bit more substantial, I think, than a lot of people really appreciated, you know. And I started talking about that many years ago, because when you hit the zero bound and you have 6,7,8, years of interest rates below half a point, the change when they started that interest rate cycle from point two, 525 basis points all the way up to five and a quarter? That's a 20x move. And people might say, well, oh, you know, I go back to what Paul Volcker did way back in the day, when he took interest rates from eight or nine to 18. That was only a little bit more than double. Double is a far cry from 20x so we've never seen anything like that. Part of the fallout of that, as you know, is a lot of people wisely, and I was on the front end of cheerleading This is go get those loans refinanced and lock in that cheap money for as long as possible, because a loan will actually become an asset. The problem is, when you do that, you're kind of married to that property. Now it's not quite as bad. As being upside down in a property and you can't get out of it, but it's really hard to walk away from a two or 3% loan in a Six 7% market, because you really can't take your same payment and end up getting more house. And so that equity is kind of a little bit trapped, and that creates some opportunities, but I think that's been the big story, and then kind of the byproduct of the story. Second tier of the story was the impact it had on development, because it made it a lot harder for developers to develop, because their cost of funds and everything in that supply chain, food chain, you marry that to the 2020, COVID Supply Chain lockdown and that disruption, which, you know, you don't shut an economy down and just flick a switch and have it come back on. And so there's all of that. And then the third thing is just this tremendous uncertainty everybody has, because we just went from one extreme to another. And I think people, you know, they don't want to, like, rock the boat, they're going to kind of stay status quo for a little bit, whether they're businesses, whether they're homeowners, whether they're anybody out there that's thinking about moving them, unless life forces you to do it, you're going to try to stay status quo until things calm down. And I don't know how close we are to things calming down.   Keith Weinhold  6:13   One word I use is normalized. Both the 30 year fixed rate mortgage and the Fed funds rate are pretty close to their long term historic average. It just doesn't feel that way, because it was that rate of increase in 2022 that caught a lot of people off guard, like you touched on Well, Russ, now that we've talked about the present day, let's go back in time, and then we'll slowly bring things up to the present day. The dollar is troubled. It's worth perhaps 3% of what it was 100 years ago, but it's still around since it was established in the Coinage Act of 1792 and it's still the world reserve currency. In fact, only three currencies have survived longer than the dollar, the British pound, the Japanese yen and the Swiss franc. So talk to us about this really relentless debasement of the dollar over time, including the creation of the Fed and the Bretton Woods Agreement and all that.   Russell Gray 7:09   That's a big story, as you know, and I always like to try to break it down a little bit. One of my specialties I'd like to believe, is I speak macro and I speak Main Street. And so when I try to break macroeconomics down, I start out with, why do I even care? I mean, if I'm a main street investor, why do I even care? In 2008 as you know, is a wipeout for me. Why? Because I didn't think anything had happened in the macro I didn't think Wall Street bond market. I didn't think that affected me. One thing I really cared about was interest rates. And I had a cursory interest in the bond market. We just try to figure out where interest rates were going. But for the most part, I thought, as a main street real estate investor, I was 100% insulated. I couldn't have been more wrong, because it really does matter, because the value of the dollar, in other words, the purchasing power of the dollar, and usually you refer to that as inflation, right? If inflation is there, the dollar is losing its purchasing power, and so the higher the inflation rate, the faster you're losing that purchasing power. And you might say, well, maybe that matters to me. Maybe it does. But the people who make the money available to the mortgage community, right to the real estate community to borrow that comes out of the bond market. And so when people go to buy a bond, which is an IOU, they're going to get paid back in the currency that they lent in, in this case, dollars. And if they know, if they're making a long term investment in a long term bond, and they're going to get paid back in dollars, they're going to be worth a whole lot less when they get them back. One of the things they're going to want is compensation for that time risk, and that's called higher interest rates. Okay, so now, if you're a main street investor, and higher interest rates impact you, now you understand why you want to pay attention. Okay, so let's just start with that. And so once you understand that the currency is a derivative of money, and money used to be you mentioned the Coinage Act Keith money, which is gold, used to be synonymous with the dollar. The dollar was only a unit of measure of gold, 1/20 of an ounce. It was a unit of measure. So it's like, the way I teach people is, like, if you had a gallon of milk and you traded, I'm a farmer, and I had a lot of milk, and so everybody decided they were going to use gallons of milk as their currency. Hey, where there's a lot of gallons of milk. He's got a big refrigerator. We'll just trade gallons of milk. Hey, Keith, I really like your beef. I you know, will you sell me some, a side of beef, and I'll give you, you know, 100 gallons of milk, you know, like, Oh, that's great. Well, I can't drink all this milk, so I'm going to leave the milk on deposit at the dairy, and then later on, when I decide I want a suit of clothes, I'll say, well, that's 10 gallons of milk. So I'll give the guy 10 gallons of milk. So I just give him a coupon, a claim, a piece of paper for that gallon of milk, or 20 gallons of milk, and he can go to the dairy and pick it up, right? And so that's kind of the way the monetary system evolved, except it wasn't milk, it was gold. So now you got the dollar. Well, after a while, nobody's going to get the milk. They don't care about the milk. And so now. Now, instead of just saying, I'll give you a gallon of milk, you just say, well, I'll give you a gallon. And somebody says, Okay, that's great. I'll take a gallon. They never opened the jug up. They never realized the jug is empty. They're just trading these empty jugs that used to have milk in them. Well, that's what the paper dollar is today. It went from being a gold certificate payable to bearer on demand, a certain amount of gold, a $20 gold certificate, what looks exactly like a $20 FEDERAL RESERVE NOTE. Today they look exactly the same, except one says FEDERAL RESERVE NOTE, which is an IOU backed by nothing, and the other one said gold certificate, which was payable to bearer on demand, real money. So my point is, is he got money which is a derivative of the productivity, the beef, the soot, the milk, whatever, right? That's the real capital. The real capital is the goods and services we all want. Money is where we store the value of whatever it is we created until we want to trade it for something somebody else created later. And it used to be money and currency were one in the same, but now we've separated that. So now all we do is trade empty gallons, which are empty pieces of paper, and that's currency. So those are derivatives, and the last derivative of that chain is credit. And you had Richard Duncan on your show more than once, and he is famous for kind of having this term. We don't normally have capitalism. We have creditism, right? Everything is credit. Everything is claims on wealth, but it's not real wealth, and it's just when we look at what's going on with our current administration and the drive to become a productive rather than a financialized society, again, as part of this uncertainty that everybody has. Because this is not just a subtle little adjustment on the same course. This is like, No, we're we're going down a completely different path. But fundamentally, your system operates on this currency that is flowing through it, like the blood flowing through your body. And if the blood is bad, your body's sick. And right now, our currency is bad, and so it creates problems, not just for us, but all around the world. And now we're exacerbating that. And I'm not saying it's bad. In fact, I think it's actually it's actually good, but change is what it is, right? I mean, it can be really good to go to the gym and work out before we started recording, you talked about your commitment to fitness, and that if you stop working out, you get unfit, and it's hard to start up again. Well, we've allowed our economy to get very unfit. Now we're trying to get fit again, and it's going to be painful. We're going to be sore, but if we stick with it, I think we can actually kind of save this thing. So I don't know what that's going to mean for the dollar ultimately, or if we end up going to something else, but right now, to your point, the dollar is definitely the big dog still, but I think it's probably even more under attack today than it's ever been, and so it's just something I think every Main Street investor needs to pay attention to.    Keith Weinhold  12:46   And it was really that 1913 creation of the Fed, where the Fed's mandates really didn't begin to take effect until 1914 that accelerated this slide in the dollar. Prior to that, it was really just periods of war, like, for example, the Civil War, where we had inflation rise, but then after wars abated, the dollar's strength returned, but that ceased to happen last century.   Russell Gray  13:11   I think there's a much bigger story there. So when we founded the country, we established legal money in the Coinage Act of 1792 we got gold and silver and a specific unit of measure of gold, a specific unit, measure of silver was $1 and that's what money was constitutionally. Alexander Hamilton advocated for the first central bank and got it, but it was issued by Charter, which meant that it was operated by the permission of the Congress. It wasn't institutionalized. It wasn't embedded in the Constitution. It was just something that was granted, like a license. You have a charter to be able to run a bank. When that initial charter came up for renewal, Congress goes, now we're not going to renew it. Well, of course, that made the bankers really upset, because bankers have a pretty good gig, right? They get to just loan people money. They don't have to do any real work, and then they make money on just kind of arbitraging, you know, other people's money. Savers put their money in, and they borrowed the money out, and then they with fractional reserve, they're able to magnify that. So it's, it's kind of a cool gig. And so what happened? Then he had the first central bank, so then they got the second central bank, and the second central bank was also issued by charter this time when it came up for renewal, Congress goes, Yeah, let's renew it, right? Because the bankers knew we got to go buy a few congressmen if we want to keep this thing going. But President Andrew Jackson said, No, not going to happen. And it was a big battle. Is a famous quote of him just calling these bankers a brood of vipers. And I'm going to put you down. And God help me, I will, right? I mean, it was like intense fact, I do believe he got shot at one point. I think he died from lead poisoning, because he never got the bullet out. So, you know, when you go to up against the bankers, it's not pretty, but he succeeded. He was the last president that paid off all the debt, balanced budget, paid off all the debt, and we got kind of back on sound money. Well, then a little while later, said, Okay, we're going to need, like, something major, and this would. I should put on. I got my, this is my hat, right now, I'll kind of put it on. This is my, my tin foil hat. Okay? And so I put this on when I kind of go down the rabbit trail a little bit. No, I'm not saying this is what happened, but it wouldn't surprise me, right? Because I know that war is profitable, and so sometimes, you know, your comment was, hey, there's the bank, and then there was, you know, the war, or there's the war, then there's a bank, which comes first the chicken or the egg. I think there's an article where Henry Ford and Thomas Edison went to Congress. I think it was December. The article was published New York Tribune, December 4. I think 1921 you can look it up, New York Tribune, front page article   Keith Weinhold  15:38   fo those of you in the audio only. Russ started donning a tin foil looking hat here about one minute ago.    Russell Gray  15:45   I did, yeah, so I put it on. Just so fair warning. You know, I may go a little conspiratorial, but the reason I do that is I just, I think we've seen enough, just in current, modern history and politics, in the age of AI and software and freedom of speech and new media, there's a lot of weird stuff going on out there, but a lot of stuff that we thought was really weird a little while ago has turned out to be more true than we thought. When you look back in history, and you kind of read the official narrative and you wonder, you kind of read between the lines. You go, oh, maybe some stuff went on here. So anyway, the allegation that Ford made, smart guy, Thomas Edison, smart guy. And they go to Congress, and they go, Hey, we need to get the gold out of the banker's hands, because gold is money, and we need money not to revolve around gold, because the bankers control gold. They control the money, and they make profits, his words, not mine, by starting wars, because he was very upset about World War One, which happened. We got involved right after Fed gets formed in 1913 World War One starts in 1914 the United States sits off in the background and sells everybody, everything. It collects a bunch of gold, and then enters at the end and ends it all. And that big influx created the roaring 20s, as we all know, which ended big boom to big bust. And that cycle, which then a crisis that created, potentially a argument for why the government should have more control, right? So you kind of go down this path. So we ended up in 1865 with President Lincoln suppressing states rights and eventually creating an unconstitutional income tax and then creating an unconstitutional currency. That's what Abraham Lincoln did. And then on the back end of that, you know, it didn't end well for him, and I don't know why, but all I know is that we had a financial crisis in 1907 and the solution to that was the Aldrich plan, which was basically a monopoly on money. It's called a money trust. And Charles Lindbergh, SR was railing against it, as were many people at the time, going, No, this is terrible. So they renamed the Aldrich plan the Federal Reserve Act. And instead of going for a bank charter, they went for a constitutional amendment, and they got it in the 16th Amendment, and that's where we got the IRS. That's where we got the income tax, which was only supposed to be 7% only affect like the top one or 2% of earners, right? And that's where we got, you know, the Federal Reserve. That's where all that was born. Since that happened, to your point, the dollar has been on with a slight little rise up in the 20s, which, you know, there's a whole thing about whether that caused the crash or not. But at the end of the day, if you go look at St Louis Fed, which you go look at all the time, and you just look at the long term trend of the dollar, it's terrible. And the barometer, that's gold, right? $20 of gold in 1913 and 1933 and then 42 in 1971 or two, whatever it was, three, and then eventually as high as 850 but at the turn of the century, this century, it was $250 so at $2,500 it would have lost 90% in the 21st Century. The dollars lost 90% in the 21st Century, just to 2500 that's profound to go. That's right, it already lost more than 90% from $20 to 250 so it lost 90% and then 90% of the 10% that was left. And that's where we're at. We're worse than that. Today, no currency, as far as I understand, I've been told this. Haven't done the homework, but it's my understanding, no currency in the history of the world has ever survived that kind of debasement. So I think a lot of people who are watching are like, okay, it's not a matter of if, it's a matter of when. And then the big question is, is when that when comes? What does the transition look like? What rises in its place? And then you look at things like a central bank digital currency, which is not like Bitcoin, it's not a crypto, it's a centrally controlled currency run by the central bank. If we get that, I would argue that's not good for privacy and security. Could be Bitcoin would be better. I would argue, could go back to gold backing, which I would say is better than what we have, or we could get something nobody's even thought of. I don't know. We don't know, but I do think we're at the end of the life cycle. Historically, all things being equal. And I think all the indication with a big run up of gold, gold is screaming something's broken. It's just screaming it right now, not just because the price is up, but who's buying it. It's just central banks.   Keith Weinhold  20:12   Central banks are doing most of the buying, right? It's not individual investors going to a coin shop. So that's really screaming, telling you that people are concerned. People are losing their faith in giving loans to the United States for sure. And Russ, as we talk about gold, and it's important link to the dollar over time, you mentioned how they wanted it, to get it out of the bank's hands for a while. Of course, there was also a period of time where it was illegal for Americans to own gold. And then we had this Bretton Woods Agreement, which was really important as well, where we ended up violating promises that had to do with gold again. So can you speak to us some more about that? Because a lot of people just don't understand what happened at Bretton Woods.   Russell Gray  20:56   What happened is we had the big crash in 1929 and the net result of that was, in 1933 we got executive order 6102 In fact, I have a picture of it framed, and that was in the wake of that in 1933 and so what Franklin Delano Roosevelt did in signing that document, which was empowered by a previous act of Congress, basically let him confiscate all The money. It'd be like right now if, right now, you know, President Trump signed an executive order and said, You have to take all your cash, every all the cash that you have out of your wallet. You have to send it all, take it into the bank, and they're going to give you a Chuck E Cheese token, right? And if you don't do it, if you do it, it's a $500,000 fine in 10 years in prison. Right? Back then it was a $10,000 fine, which was twice the price of the average Home huge fine, plus jail time. That's how severe it was, okay? So they confiscated all the money. That happened in 33 okay? Now we go off to war, and we enter the war late again. And so we have the big manufacturing operation. We're selling munitions and all kinds of supplies to everybody, all over the world, right? And we're just raking the gold and 20,000 tons of gold. We got all the gold. We got the biggest army now, we got the biggest bomb, we got the biggest economy. We got the strongest balance sheet. Well, I mean, you know, we went into debt for the war, but, I mean, we had a lot of gold. So now everybody else is decimated. We're the big dog. Everybody knows we're the big dog. Nine states shows up in New Hampshire Bretton Woods, and they have this big meeting with the world, and they say, Hey guys, new sheriff in town. Britain used to be the world's reserve currency, but today we're going to be the world's reserve currency. And so this was the new setup. But it's okay. It's okay because our dollar is as good as gold. It's backed by gold, and so anytime you want foreign nations, you can just bring your dollars to us and we'll give you the gold, no problem. And everyone's like, okay, great. What are you going to say? Right? You got the big bomb, you got the big army. Everybody needs you for everything to live like you're not going to say no. So they said, Yes, of course, the United States immediately. I've got a speech that a guy named Beardsley Rummel did. Have you ever heard me talk about this before? Keith, No, I've never heard about this. So Beardsley Rummel was the New York Fed chair when all this was happening. And so he gave a speech to the American Bar Association in 1945 and I got a transcript of it, a PDF transcript of it from 1946 and basically he goes, Look, income taxes are obsolete. We don't need income tax anymore because we can print money, because we're off the gold standard and we have no accountability. We just admitted it, just totally admitted it, and said the only reason we have income tax is to manipulate behavior, is to redistribute wealth, is to force people to do what we want them to do, punish things and reward others, right? Just set it plain language. I have a transcript of the speech. You can get a copy of you send an email to Rummel R U, M, L@mainstreetcapitalist.com I'll get it to you. So it's really, really interesting. So he admitted it. So we went along in the 40s and the 50s, and, you know, we had the only big manufacturing you know, because everybody else is still recovering from the war. Everything been bombed to smithereens, and we're spending money and doing all kinds of stuff. And having the 50s, it was great, right, right up until the mid 60s. So the mid 60s, it's like, Okay, we got a problem. And Charles de Gaulle, who was the president of France at the time, went to a meeting. And there's a YouTube video, but you can see it, he basically told the world, hey, I don't think the United States is doing a good job managing this world's reserve currency. I don't think they've got the gold. I think they printed too much money. I think that we should start to go redeem our dollars and get the gold. That was pretty forward thinking. And he created a run on the bank. And at the same time, we passed the Coinage Act in 1965 and took all the silver out of the people's money. So we took the gold in 33 and then we took the silver in 65 right? Because we got Vietnam and the Great Society, welfare, all these things were going on in the 60s. We're just going broke. Meanwhile, our gold supply went from 20,000 tons down to eight and Richard. Nixon is like, whoa, time out. Like, this is bad. And so we had inflation in 1970 August 15, 1971 year before August 15, 1971 1970 Nixon writes an executive order and freezes all prices and all wages. It became illegal by presidential edict for a private business to give their employee a raise or to raise their prices to the customers.    Keith Weinhold  25:30   It's almost if that could happen price in theUnited States of America, right?    Russell Gray  25:36   And inflation was 4.4% and it was a national emergency like today. I mean, you know, a few years ago, like three or four years ago, we if we could get it down 4.4% it'd be Holly. I'd be like a celebration. That was bad. And so that's what happened. So a year later, that didn't work. It was a 90 day thing. It was a disaster. And so in a year later, August 15, 1971 Nixon came on live TV after Gunsmoke. I think it was, and I was old enough I'm watching TV on a Sunday night I watched it. Wow. So I live, that's how old I am. So it's a lot of this history, not the Bretton Woods stuff, but from like 1960 2,3,4, forward. I remember I was there.    Keith Weinhold  26:13   Yeah, that you remember the whole Nixon address on television. We should say it for the listener that doesn't know. Basically the announcement Nixon made, he said, was a temporary measure, is that foreign nations can no longer redeem their dollars for gold. He broke the promise that was made at Bretton Woods in about 1945   Russell Gray  26:32   Yeah. And then gold went from $42 up to 850 and a whole series of events that have led to where we're at today were put in place to cover up the fact that the dollar was failing. We had climate emergency. We were headed towards the next global Ice Age. We had an existential threat in two different diseases that hit one right after the other. First one was the h1 n1 flu, swine flu, and then the next thing was AIDS. And so we had existential pandemic, two of them. We also had a oil shortage crisis. We were going to run out of fossil fuel by the year 2000 we had to do all kinds of very public, visible, visceral things that we would all see. You could only buy gas odd even days, like, if your license plate ended in an odd number, you could go on these days, and if it ended on an even number, you could go on the other days. And so we had that. We lowered our national speed limit down to 55 miles an hour. We created the EPA and all these different agencies under Jimmy Carter to try to regulate and manage all of this crisis. Prior to that, Nixon sent Kissinger over to China, and we opened up trade relations. And we'd been in Vietnam to protect the world from communism because it was so horrible. And then in the wake of that, we go over to Communist China, Chairman Mao and open up trade relations. Why we needed access to their cheap labor to suck up all the inflation. And we went over to the Saudis, and we cut the petro dollar deal. Why? Because we needed the float. We needed some place for all these excess dollars that we had created to get sucked up. And so they got sucked up in trading the largest commodity in the world, energy. And the deal was, hey, Saudis, here's the deal. You like your kingdom? Well, we got the big bomb. We got the big army. You're going to rule the roost in the in the Middle East, and we'll protect you. All you got to do is make sure you sell all your oil in dollars and dollars only. And they're like, Well, what if we're selling oil to China, or what if we're selling oil to Japan? Can they pay in yen? Nope, they got to sell yen. Buy dollars. Well, what do we do with all these dollars? Buy our treasuries. Okay, so what if I got this? Yeah, and so that was the petrodollar system. And the world looked at everything went on, and the world is like, Hmm, the United States coming back to Europe, and Charles de Gaulle, they're like, the United States is not handling this whole dollar thing real well. We need an alternative. What if all of us independent nations in Europe got together and created a common currency? We don't want to be like one country, like the United States, but we want to be like an economic union. So let's create a current let's call it the euro. And they started that process in the 70s, but they didn't get it done till 99 and so they get it done in 99 as soon as they get it done, this guy named Saddam Hussein goes, Hey, I'm now the big dog here. I got the fourth largest army in the world. I'm here in, you know, big oil producing nation. Let's trade in the euro. Let's get off the dollar. Let's do oil in the euro. And he's gone. I'm not sure I should put my hat back on. I'm not sure, but somehow we went into Afghanistan and took a hard left and took this guy out.   Keith Weinhold  29:44   Some credence to this. Yes, yeah, so. But with that said,   Russell Gray  29:47   you know, we ended up with the Euro taking about 20% of the global trade market from the United States, which is about where it sits today. And the United States used to be up over 80% and now we're down below 60% still. The Big Dog by triple and the euro is not in a position to supplant the US, but I think China, whose claim to fame is looking at other people's technology and models and copying it, looked at what the United States did to become the dominant economic force, and I think they've systematically been copying it. I wrote a report on this way back in 2013 when I started really paying attention to it and began to chronicle all the things that they were doing, this big D dollarization movement that I think still has legs. It's the BRICS movement. It's all the central banks buying gold. It's the bilateral trade agreements where people are doing business outside the dollar. There's been not just that, but also putting together the infrastructure, right? The Asian Infrastructure Bank is an alternative to the IMF looking, if you have you read Confessions of an economic hitman. No. Okay, so this is a guy that used to work in the government, I think, CIA or something, and he would go down and he'd cut deals with leaders of countries to get them to borrow from the United States to put in key infrastructure so they could trade with the US. And then, of course, if they defaulted, then the US owned that in the infrastructure. You can look it up. His name is Perkins, right. Look it up confessions of economic hit now, but you see China doing the same thing. China's got their Belt and Road Initiative. And you go through, and if you want to trade with China on that route, you have traded, you're gonna have to have infrastructure. You can eat ports. You're gonna need terminals for distribution. But you, Oh, you don't have the money. We'll loan it to you, and we'll loan it to you and you want. Now we're creating demand for you want, and we also are enslaving borrower servant to the lender. We're beginning to enslave these other nations under the guise of helping them by financing their growth so they can do business with us. It's the same thing the United States did and Shanghai Gold Exchange, as opposed to the London Bullion exchange. So all of the key pieces of infrastructure that were put in place to facilitate Western hegemony in the financial markets the Chinese have been systematically putting in place with bricks, and so there's a reason we're in this big trade war right now. We recognize that they had started to get in a position where they were actually a real threat, and we got to cut their legs out from underneath them before they get any stronger. Again, I should put my hat back on. Nobody's calling me up and telling me, I'm just reading between the lines. Sure,   Keith Weinhold  32:23   there certainly are more competitors to the dollar now. And can you imagine what rate of inflation that we would have had if we had not outsourced our labor and productivity over to a low wage place like China in the east? Russ and I have been talking about the long term debasement of the dollar and why. More on that when we come back, including what Russ is up to today. You're listening to get rich education. Our guest is Russell Gray. I'm your host, Keith Weinhold, the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time, in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family, 266, 866, to learn about freedom family investments, liquidity fund again. Text family, 266, 866,   Garrett Sutton  34:36   hi. This is Rich Dad advisor, Garrett Sutton. You're listening to the always valuable. Get rich education with Keith Weinhold, don't quit your Daydream.    Keith Weinhold  34:52   Welcome back to get rich education. We're talking with the main street capitalists Russell gray about this long term debasement of the dollar. It's an. Inevitable. It's one of the things we actually can forecast with pretty good predictability that the dollar will continue to debase. It's one of the few almost guarantees that we have in investing. So we can think about how we want to play that Russ one thing I wonder about is, did we have to completely de peg the dollar from gold? Couldn't we have just diluted it where we could instead say, Well, hey, now, instead of just completely depegging the dollar from gold, we could say, well, now it takes 10 times as many dollars as it used to to redeem it for an ounce of gold. Did it make it more powerful that we just completely de pegged it 100%   Russell Gray  35:36   it would disempower the monopoly. Right? In other words, I think that the thing from the very beginning, was scripted to disconnect from the accountability of gold, which is what sound money advocates want. They want some form of independent Accountability. Gold is like an audit to a financial system. If you're the bankers and you're running the program, the last thing in the world you want is a gold standard, because it limits your ability to print money out of thin air and profit from that. So I don't think the people who are behind all of this are, in no way, shape or form, interested in doing anything that's going to limit their power or hold them accountable. They want just the opposite. I think if they could wave a magic wand and pick their solution to the problem, it would be central bank digital currency, which would give them ultimate control. Yeah. And it wouldn't surprise me if we maybe, perhaps, were on a path where some crises were going to converge, whether it's opportunistic, meaning that the crisis happened on its own, and quote Rahm Emanuel and whoever he was quoting, you know, never let a good crisis go to waste, and you're just opportunistic, or, you know, put the conspiracy theory hat on, and maybe these crises get created in order to facilitate the power grab. I don't know. It really doesn't matter what the motives are or how it happens at the end of the day, it's what happens. It happened in 33 it happened in 60. In 71 it's what happens. And so it's been a systematic de pegging of any form of accountability. I mean, we used to have a budget ceiling. We used to talk about now it's just like, it's routine. You blow right through it, right, right. There's you balance. I mean, when's the last time you even had a budget? Less, less, you know, much less anything that looked like a valid balanced budget amendment. So I think there's just no accountability other than the voting booth. And, you know, I think maybe you could make the argument that whether you like Trump or not, the public's apparent embrace of him, show you that the main street and have a lot of faith in Main Street. I think Main Street is like, you know what? This is broken. I don't know what's how to fix it, but somebody just needs to go in and just tear this thing down and figure out a new plant. Because I think if you anybody paying attention, knows that this perpetual debasement, which is kind of the theme of the show is it creates haves and have nots. Guys like you who understand how to use real estate to short the dollar, especially when you marry it to gold, which is one of my favorite strategies to double short the dollar, can really magnify the power of inflation to pull more wealth onto your balance sheet. Problem is the people who aren't on that side of the coin are on the other side of the coin, and so the poor get poorer and the rich get richer. Well, the first order of business in a system we can't control is help as many people be on the rich get richer. That's why we had the get rich show, right? Let's help other people get rich. Because if I'm the only rich guy in the room, all the guns are pointed at me, right? I wanted everybody as rich as possible. I think Trump and Kiyosaki wrote about that in their book. Why we want you to be rich, right? When everybody's prospering, it's it's better, it's safer, you have people to trade with and whatnot, but we have eviscerated the middle class because industry has had to go access cheap labor markets in order to compensate for this inflation. And you know, you talk about the Fed mandate, which is 2% inflation, price inflation, 2% so if you say something that costs $1 today, a year from now, is going to cost $1 too, you think, well, maybe that's not that bad. But here's the problem, the natural progression of Business and Technology is to lower the cost, right? So you have something cost $1 today, and because somebody's using AI and internet and automation and robots and all this technology, right? And the cost, they could really sell it for 80 cents. And so the Fed looks at and goes, Let's inflate to $1.02 that's not two cents of inflation. That's 22 cents of inflation. And so there's hidden inflation. The benefits of the gains in productivity don't show up in the CPI, but it's like deferred maintenance on an apartment building. You can make your cash flow look great if you're not setting anything aside for the inevitable day when that roof is going to go out and that parking lot is going to need to be repaved, right? And you don't know how far out you are until you get there and you're like, wow, I'm really short, and I think that we have been experiencing for decades. The theft of the benefit of our productivity gains, and we're not just a little bit out of position. We're way out of position. That's   Keith Weinhold  40:07   a great point. Like I had said earlier, imagine what the rate of inflation would be if we hadn't outsourced so much of our labor and productivity to low cost China. And then imagine what the rate of inflation would be as well, if you would factor in all of this increased productivity and efficiency, the natural tendencies of which are to make prices go lower as society gets more productive, but instead they've gone higher. So when you adjust for some of these factors, you just can't imagine what the true debased purchasing power of the dollar is. It's been happening for a long time. It's inevitable that it's going to continue to happen in the future. So this has been a great chat about the history and us understanding what the powers that be have done to debase our dollar. It's only at what rate we don't know. Russ, tell us more about what you're doing today. You're really out there more as a champion for Main Street in capitalism.   Russell Gray  41:04   I mean, 20 years with Robert and the real estate guys, and it was fantastic. I loved it. I went through a lot, obviously, in 2008 and that changed me a little bit. Took me from kind of being a blocking and tackling, here's how you do real estate, and to really understanding macro and going, you know, it doesn't matter. You can do like I did, and you build this big collection. Big collection of properties and you lose it all in a moment because you don't understand macro. So I said, Okay, I want to champion that cause. And so we did that. And then we saw in the 2012 JOBS Act, the opportunity for capital raisers to go mainstream and advertise for credit investors. And I wrote a report then called the new law breaks Wall Street monopoly. And I felt like that was going to be a huge opportunity, and we pioneered that. But then after my late wife died, and I had a chance to spend some time alone during COVID, and I thought, life is short. What do I really want to accomplish before I go? And then I began looking at what was going on in the world. I see now a couple of things that are both opportunities and challenges or causes to be championed. And one is the mega trend that I believe the world is going you know, some people call it a fourth turning whatever. I don't consider that kind of we have to fall off a cliff as Destiny type of thing to be like cast in stone. But what I do see is that people are sick and tired of monopolies. We're sick and tired of big tech, we're sick and tired of big media, we're sick and tired of big government. We're sick and tired of big corporations, we don't want it, and big banks, right? So you got the rise of Bitcoin, you got people trying to get out from underneath the Western hegemony, as we've been talking about decentralization of everything. Our country was founded on the concept of decentralization, and so people don't understand that, right? It used to be everything was centralized. All powers in the king. Real Estate meant royal property. That's what real estate it's not like real asset, like tangible it's royal estate. It's royal property. Everything belonged to the king, and you just got to work it like a serf. And then you got to keep 75% in your produce, and you sent 25% you sent 25% through all the landlords, the land barons, and all the people in the hierarchy that fed on running things for the king, but you didn't own anything. Our founder set that on, turn that upside down, and said, No, no, no, no, no, it's not the king that's sovereign. It's the individual. The individual is sovereign. It isn't the monarchy, it's the individual states. And so we're going to bring the government, small. The central government small has only got a couple of obligations, like protect the borders, facilitate interstate commerce, and let's just have one common currency so that we can do business together. Other than that, like, the state's just going to run the show. Of course, Lincoln kind of blew that up, and it's gotten a lot worse after FDR, so I feel like we're under this big decentralization movement, and I think Main Street capitalism is the manifestation of that. If you want to decentralize capitalism, the gig economy, if you want to be a guy like you, and you can run your whole business off your laptop with a microphone and a camera, you know, in today's day and age with technology, people have tasted the freedom of decentralization. So I think the rise of the entrepreneur, I think the ability to go build a real asset portfolio and get out of the casinos of Wall Street. I think right now, if we are successful in bringing back these huge amounts of investment, Trump's already announced like two and a half or $3 trillion of investment, people are complaining, oh, the world is selling us. Well, they're selling stocks and they're selling but they're putting the money actually into creating businesses here in the United States that's going to create that primary driver, as you well know, in real estate, that's going to create the secondary and tertiary businesses, and the properties they're going to use all kinds of Main Street opportunity are going to grow around that. I lived in Silicon Valley, when a company would get funded, it wasn't just a company that prospered, it was everything around that company, right? All these companies. I remember when Apple started. I remember when Hewlett Packard, it was big, but it got a lot bigger, right there. I watched all that happen in Silicon Valley. I think that's going to happen again. I think we're at the front end of that. And so that's super exciting. Wave. The second thing that is super important is this raising capitalist project. And the reason I'm doing it is because if we don't train our next generation in the principles of capitalism and the freedom that it how it decentralizes Their personal economy, and they get excited about Bitcoin, but that's not productive. I'm not putting it down. I'm just saying it's not productive. You have to be productive. You want to have a decentralized currency. Yes, you want to decentralize productivity. That's Main Street capitalism. If kids who never get a chance to be in the productive economy get to vote at 1819, 2021, 22 before they've ever earned a paycheck, before they have any idea, never run a business. Somebody tells them, hey, those guys that have all that money and property, they cheated. It's not fair. We need to take from them. We need to limit them, not thinking, Oh, well, if I do that, when I get to be there, that what I'm voting for is going to get on me. Right now, Keith, there are kids in ninth grade who are going to vote for your next president, right?   Keith Weinhold  45:56   And they think capitalism is evil. This is part of what you're doing with the raising capitalists project, helping younger people think differently. Russ, I have one last thing to ask you. This has to do with the capitalism that you're championing on your platforms now. And real estate, I continue to see sometimes I get comments on my YouTube channel, especially maybe it's more and more people increasingly saying, Hey, I think housing should be a human right. So talk to us about that. And maybe it's interesting, Russ, if I take the other side of it and play devil's advocate, people who think housing is a human right, they say something like, the idea is that housing, you know, it's a fundamental need, just like food and clean water and health care are without stable housing. It's incredibly hard for a person to access opportunities like work and education or health care or participate meaningfully in society at all. So government ought to provide housing for everybody. What are your thoughts there?   Russell Gray  46:54   Well, it's inherently inflationary, which is the root cause of the entire problem. So anytime you create consumption without production, you're going to have more consumers than producers, and so you're going to have more competition for those goods. The net, net truth of what happens in that scenario are shortages everywhere. Every civilization that's ever tried any form of system where people just get things for free because they need them, end up with shortages in poverty. It doesn't lift everybody. It ruins everything. I mean, that's not conjecture. That's history, and so that's just the way it works. And if you just were to land somebody on a desert island and you had an economy of one, they're going to learn really quick the basic principles of capitalism, which is production always precedes consumption, always 100% of the time, right? If you're there on that desert island and you don't hunt fish or gather, you don't eat, right? You don't get it because, oh, it's a human right to have food. Nope, it's a human right to have the right to go get food. Otherwise, you're incarcerated, you have to have the freedom of movement to go do something to provide for yourself, but you cannot allow people to consume without production. So everybody has to produce. And you know, if you go back to the Plymouth Rock experiment, if you're familiar with that at all, yeah, yeah. So you know, just for anybody who doesn't know, when the Pilgrims came over here in the 1600s William Bradford was governor, and they tried it. They said, Hey, we're here. Let's Stick Together All for one and one for all. Here's the land. Everybody get up every day and work. Everybody works, and everybody eats. They starved. And so he goes, Okay, guys, new plan. All right, you wine holds. See this little plot of land, that's yours. You work it. You can eat whatever you produce. Over there, you grace. You're going to do yours and Johnson's, you're going to do yours, right? Well, what happened is now everybody got up and worked, and they created more than enough for their own family, and they had an abundance. And the abundance was created out of their hunger. When they went to serve their own needs, they created abundance forever others. That's the premise of capitalism. It's not the perfect system. There is no perfect system. We live in a world where human beings have to work before they get to eat. When I say eat, it could be having a roof over their head. It could be having clothes. It could be going on vacation. It could be having a nice car. It could be getting health care. It doesn't matter what it is, whatever it is you need. You have the right, or should have, the right, in a free system to go earn that by being productive, but the minute somebody comes and says, Oh, you worked, and I'm going to take what you produced and give it to somebody else who didn't, that's patently unfair, but economically, it's disastrous, because it incentivizes people not to work, which creates less production, more consumption. I have another analogy with sandwich makers, but you can imagine that if you got a group if you got a group of people making sandwiches, one guy starts creating coupons for sandwiches. Well then if somebody says, Okay, well now we got 19 people providing for 20. That's okay, but then all the guys making sandwiches. Why making sandwiches? I'm gonna get the coupon business pretty soon. You got 18 guys doing coupons, only two making sandwiches. Not. Have sandwiches to go around all the sandwiches cost tons of coupons because we got way more financialization than productivity, right? That's the American economy. We have to fix that. We can't have people making money by just trading on other people's productivity. We have to have people actually being productive. This is what I believe the administration is trying to do, rebuild the middle class, rebuild that manufacturing base, make us a truly productive economy, and then you don't have to worry about these things, right? We're going to create abundance. And if you don't have the inflation is which is coming from printing money out of thin air and giving to people who don't produce, then housing, all sudden, becomes affordable. It's not a problem. Health care becomes affordable. Everything becomes affordable because you create abundance, because everybody's producing the system is fundamentally broken. Now we have to learn how to profit in it in its current state, which is what you teach people how to do. We also have to realize that it's not sustainable. We're on an unsustainable path, and we're probably nearing that event horizon, the path of no return, where the system is going to break. And the question is, is, how are you going to be prepared for it when it happens? Number two, are you going to be wise enough to advocate when you get a chance to cast a vote or make your voice heard for something that's actually going to create prosperity and freedom versus something that's going to create scarcity and oppression? And that's the fundamental thing that we have to master as a society. We got to get to our youth, because they're the biggest demographic that can blow the thing up, and they're the ones that have been being indoctrinated the worst.   Keith Weinhold  51:29   Yes, Fed Chair Jerome Powell himself said that we live in a economic system today that is unsustainable. Yes, the collectivism we touched on quickly descends into the tyranny of the majority. And in my experience, historically, the success of public housing projects has been or to mixed at best, residents often don't respect the property when they don't have an equity stake in it or even a security deposit tied up in it, and blight and high crime rates have often followed with these public housing projects. When you go down that path of making housing as a human right, like you said earlier, you have a right to go procure housing for yourself, just not to ask others to pay for it for you. Well, Russ, this has been great. It's good to have your voice back on the show. Here again, here on a real estate show. If people want to connect with you, continue to see what you've been up to and the good projects that you're working on, promoting the virtues of capitalism. What's the best way for them to do that?   Russell Gray  52:31   I think just send an email to follow at Russell Gray, R, U, S, S, E, L, L, G, R, A, y.com, let you know where I am on social media. I'll let you know when I put out new content. I'll let you know when I'm a guest on somebody somebody's show and I'm on the cusp of getting my own show finally launched. I've been doing a lot of planning to get that out, but I'm excited about it because I do think, like I said, The time is now, and I think the marketplace is ripe, and I do speak Main Street and macro, and I hope I can add a nuance to the conversation that will add value to people.   Keith Weinhold  53:00   Russ, it's been valuable as always. Thanks so much for coming back onto the show. Thanks, Keith.   Yeah, terrific, historic outline from Russ about the long term decline of the dollar. It's really a fresh reminder and motivator to keep being that savvy borrower. Of course, real estate investors have access to borrow giant sums of dollars and short the currency that lay people do not. In fact, lay people don't even understand that it's a viable strategy at all. Like he touched on, Russ has really been bringing an awareness about how decentralization is such a powerful force that reshapes society. In fact, he was talking about that the last time that I saw him in person a few months ago. Notably, he touched on Nixon era wage and price controls. Don't you find it interesting? Fascinating, really, how a few weeks ago, Trump told Walmart not to pass tariff induced price increases onto their customers. Well, that's a form of price control that we're seeing today to our point, when we had the father of Reaganomics, David Stockman here on the show, five weeks ago, tariffs are already government intervention into the free market, and then a president telling private companies how to set their prices, that is really strong government overreach. I mean, I can't believe that more people aren't talking about this. Maybe that's just because this cycle started with Walmart, and that's just doesn't happen to be a company that people feel sorry for. Hey, well, I look forward to meeting you in person in Miami in just four days, as I'll be a faculty member for when we kick off the terrific real estate guys Investor Summit and see and really getting to know you, because we're going to spend nine days together. Teaching, learning and having a great time on a cruise ship in the Caribbean. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  55:13   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  55:36   You know whatever you want, the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

Recap the best NFL topics of the week as Shannon Sharpe & Chad “Ochocinco” Johnson reacting to Shedeur Sanders impressing at Browns minicamp, Bengals rookie Shemar Stewart exiting minicamp, and much more!01:41 - Anthony Richardson to get second opinion on shoulder05:13 - Dan Campbell wants real Lion on sideline09:41 - Marvin Harrison Jr. yoked up this offseason15:31 - Rookie Shemar Stewart has left Bengals mandatory minicamp27:12 - Charter debut achievement patches on practice jerseys31:00 - Trent Williams plans to play into his 40s38:00 - Shedeur unbothered by lack of 1st team practice reps(Timestamps may vary based on advertisements.)#Volume #ClubSee omnystudio.com/listener for privacy information.