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In this final episode of the Tinfoil Tuque series, Rhys and Jesse dive into the bizarre true story of Todd Standing, a filmmaker and wilderness guide from Alberta who actually took the British Columbia government to court over Sasquatch. Todd claims to have encountered Bigfoot in the Rocky Mountains and even filmed a large bipedal creature back in 2005. That blurry, shaky video, along with his documentary “Discovering Bigfoot” and his guided Sasquatch tours, form the backbone of his argument that Bigfoot is real, endangered, and in need of government protection.Rhys and Jesse dissect Todd's evidence, the tone and structure of his documentary, and the way he has built a business around Bigfoot encounters. They walk through his lawsuit against the BC government, where Todd alleged a dereliction of duty and claimed his Charter rights were being violated because the province refused to recognize Sasquatch or issue an official statement on its existence. The hosts then unpack the BC Supreme Court's response, including the judge's conclusion that the court is not the place to decide on unproven scientific facts and that belief in Sasquatch is not an immutable personal characteristic protected by the Charter. They also discuss the infamous hair sample that turned out to be human, and the ultimate outcome: Todd's claim was dismissed and he was ordered to pay the government's legal costs.Along the way, the conversation veers into Bigfoot churches, dudist ministers inspired by The Big Lebowski, early-2000s-style websites, and the broader way conspiracy-flavoured thinking from the 90s and 2000s has seeped into mainstream culture. Rhys and Jesse close out the Tinfoil Tuque summer experiment by reflecting on podcast listening habits in summer, why “everyone stops listening” is mostly a production myth, and why some of their own cryptid episodes felt more hit-and-miss.They finish by teasing their return to regular Canada Is Boring programming with a wild story about a wealthy Canadian whose will turned his fortune into a series of outrageous contests designed to mess with people's ethics from beyond the grave. If you're into Bigfoot, weird lawsuits, or just want to hear two podcasters roast a Supreme Court–level Sasquatch case, this episode is for you.For premium content, socials, merch, to leave a voicemail or message us go to canadaisboring.com Hosted on Acast. See acast.com/privacy for more information.
Scott get's increasingly more odd as the recording goes on, he blames the heat.... Freebies! Tailoring genius! A personal chef Curtis! Hotel wet breakfast Perfect breakfast! Paddy Power festival Hotel room checklist Flying solo File on me Nearly late Foot fungus Grooming Rude online Snitchers charter! bwtbpod@gmail.com Join our Patreon for exclusive episodes and early access here! https://www.patreon.com/bwtbpod A 'Keep It Light Media' Production Sales, advertising, and general enquiries: hello@keepitlightmedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices
President Donald Trump announced on Truth Social on Aug. 21 that he will allow up to 300,000 metric tons of ground beef to be imported with no out-of-quota tariff for 90 days, as he attempts to reduce beef prices for American families.The U.S. military said on Aug. 20 that eight people were killed when a charter plane crashed at a remote military radar site in western Alaska.The aircraft was carrying eight people when it crashed near Cape Newenham Long Range Radar Site Airport, about 450 miles west of Anchorage, which is managed by the Pacific Air Forces Regional Support Center, according to the military.
In this episode of This Week In AML, Joe McNamara fills in for Elliot Berman and joins John Byrne for a packed week of AML news on both sides of the Atlantic. The conversation opens with the fallout from Treasury and FinCEN's final rule eliminating domestic beneficial ownership reporting under the Corporate Transparency Act, then moves to Transparency International's guidance for EU member states that have not yet published a national anti-corruption strategy. Ireland, one of the six late adopters named in that report, has now released its first national AML/CFT/CPF strategy, and John walks through its five strategic goals and three pillars ahead of AMLA supervision and FATF evaluation. The hosts also cover the UN Security Council's 38th Monitoring Team report on ISIL, AMLA's warning that money laundering in the EU property sector could deepen the housing crisis, and the OCC's conditional approval of a national trust bank charter for World Liberty Trust Company, along with the sharp objections raised by Senator Elizabeth Warren and others over conflicts of interest. Stateside, they close on Treasury: an unreleased internal report on the risks of an AI bubble, and the department's public request for comment on GENIUS Act implementation. John rounds out the episode with a $165 million crypto Ponzi indictment reported by OCCRP. Links Referenced Transparency International, Good Practices for National Anti-Corruption Strategies in EU Member States: https://knowledgehub.transparency.org/helpdesk/good-practices-for-national-anti-corruption-strategie... Ireland Department of Finance, Ireland's First National Anti-Money Laundering Strategy: https://www.gov.ie/en/department-of-finance/press-releases/t%C3%A1naiste-and-minister-for-finance-si... UN Security Council, 38th Report of the Analytical Support and Sanctions Monitoring Team (S/2026/651): https://docs.un.org/en/S/2026/651 AML Intelligence, AMLA Urges Crackdown on Money Laundering in EU Property Sector: https://www.amlintelligence.com/2026/08/news-amla-urges-crackdown-on-money-laundering-in-eu-property... OCC, Conditional Approval for World Liberty Trust Company (CD 1385): https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/cd1385.pdf NOTUS, Treasury Internal Report Warns of the Dangers of an AI Bubble: https://www.notus.org/economy/treasury-internal-report-warning-dangers-ai-bubble?utm_source=content_... U.S. Treasury, Request for Public Comment on GENIUS Act Implementation: https://home.treasury.gov/news/press-releases/sb0605
In this Friday rant, Stephen LeDrew reacts to the Ontario Court of Appeal overturning a lower-court decision involving Toronto bike lanes — and says the ruling is about much more than cycling.LeDrew argues that the original decision crossed the line between law and politics by treating bike-lane policy as a Charter issue. He says the Court of Appeal delivered an important reminder: elected governments make policy, while judges are there to interpret and apply the law.The ruling, in LeDrew's view, is a major pushback against judicial activism and the growing tendency of courts to substitute their own policy preferences for those of elected legislatures.This is a rant about bike lanes, the Charter, judicial restraint and why the rule of law depends on judges knowing where their role ends.Topics covered in this episode:The Ontario bike-lane appealWhy the original ruling was overturnedJudges versus elected governmentsJudicial activism and policy-makingSection 7 of the CharterLegislative authorityJudicial restraintToronto bike-lane politicsWhy the ruling matters beyond cyclingGetting back to the rule of law Hosted on Acast. See acast.com/privacy for more information.
Enova International has spent two decades using machine learning underwriting to serve consumers and small businesses who sit outside prime bank criteria, and its pending $369 million acquisition of Grasshopper Bank would give it a national charter for the first time. Steve Cunningham became CEO in January 2026 after nearly a decade as the company's CFO, following earlier stops as a bank regulator at the FDIC and as chief risk officer at Discover. He joins the show to explain what a fully digital lender looks for in a nonprime borrower, why credit quality looks solid in his portfolio right now, and how he's answering the senators and state attorneys general who want regulators to block the Grasshopper deal.What We CoveredSteve's path from FDIC regulator to Capital One, Harley-Davidson, and DiscoverMoving from the CFO chair to the CEO chair six months inEnova's brand portfolio: CashNet, NetCredit, and OnDeckUnderwriting nonprime and near-prime consumers versus underwriting small businessesThe lift Enova's proprietary models get over a plain FICO or VantageScoreWhy all their products use different underwriting modelsWhat Enova's weekly vintage data shows about the health of the consumerWhy gas prices matter less to consumer spending than headlines suggestHow Enova is using generative and agentic AI across the businessThe real thesis behind the Grasshopper Bank acquisition (see my podcast with CEO Mike Butler)Steve's response to the senators and state attorneys general opposing the dealWhat banking-as-a-service adds to Enova's roadmapWhere Enova wants to be by 2030Key TakeawaysEnova's NetCredit yields and losses aren't outliers when benchmarked against what banks themselves report to the FDIC each quarter, Cunningham argues, pushing back on the "predatory" framing critics apply to the company.The Grasshopper deal is primarily about simplifying a patchwork of direct state licenses and bank partnership arrangements, not chasing cheap deposits, though the deposit base is a welcome bonus.Because Enova's consumer loans repay every two weeks or faster, the company sees shifts in borrower behavior in its own vintage data well before those shifts show up in macro statistics.Small business underwriting at Enova is built around the health of roughly 900 different industry codes rather than a borrower's personal credit, making it a fundamentally different discipline than consumer underwriting.About Steve CunninghamSteve Cunningham is CEO of Enova International, a role he took on in January 2026 after nearly a decade as the company's CFO. He previously served as chief risk officer and treasurer at Discover, CFO of Harley-Davidson Financial Services, held senior finance roles at Capital One, and began his career as a bank regulator at the FDIC.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes
The owners of multiple South Side funeral homes are under a microscope after state officials discovered they had been mismanaging human remains. Last week, officials and police discovered dozens of decaying bodies at the South Chicago Chapel. We break down the details with Block Club Chicago's Maxwell Evans and WBEZ's Dan Mihalopoulos. Plus, the recently shuttered Aspira charter network is trying to sell its publicly funded school building, and the Chicago Fire are hoping to extend their August win streak. Good News: Hegewisch Farmers Market & Edgewater Monday Market Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter. Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Aug. 14 episode: Paramount Theatre Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE
In Episode 146, Alexander and Christine discuss the Town of Aylmer's extraordinarily broad restrictions on ordinary election campaigning, as well as a case on its way to the Supreme Court which asks whether requiring a lawyer to swear allegiance to the Crown violates the Charter.Stories and cases discussed in this week's episode:CCF Writes to Aylmer: Election Guidance Goes Too Far Restricting Political SpeechSupreme Court of Canada to hear case on constitutionality of requiring oath to the CrownNot Reserving Judgment is a podcast about Canadian constitutional law hosted by Josh Dehaas, Joanna Baron, and Christine Van Geyn, with help from Alexander Surgenor.The show is brought to you by the Canadian Constitution Foundation, a non-partisan legal charity dedicated to defending rights and freedoms. To support our work, visit theccf.ca/donate.
On this episode of Run the Numbers, CJ and Ben trace corporate private jets from Sam Walton's scrappy two-seater to Alex Karp's $17 million jet bill. They break down when flying private actually makes business sense, how jets hit the balance sheet, the tax and accounting implications, what companies disclose to investors, and when executive travel crosses the line from productivity tool to corporate excess.—SPONSORS:Rillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjMaximor is an autonomous finance platform that runs order-to-cash, procure-to-pay, the close, cash management, and reporting on self-learning agents instead of a dozen disconnected tools. One PE-backed customer posts 98% of transactions directly to its ERP, with the remaining 2% routed to a human for review. You pay for outcomes, not seats. See it at https://www.maximor.ai/Brex is an intelligent finance platform with AI-powered workflows that enforce expense policies at the point of sale, match receipts automatically, and reduce month-end close from weeks to hours. Thousands of companies, including Anthropic, Coinbase, and DoorDash, already run on Brex. Stop asking A-level finance talent to do B-level admin work. Learn more at https://www.brex.com/metricsAnrok is the sales tax platform that watches your exposure everywhere, automates compliance, and flags risk before it turns into a surprise back-tax letter from a state you've never set foot in. Companies like Anthropic, Notion, and Vanta already trust Anrok to stay ahead of rules that move faster than any spreadsheet can. Talk to a sales tax expert for a personalized exposure estimate at https://www.anrok.com/rtnRightRev is a revenue recognition platform built for the AI economy, helping finance support usage-based pricing, credits, hybrid contracts, seats plus consumption, and whatever commercial model comes next. It gives product teams the freedom to keep innovating without outdated revenue systems slowing them down. Learn how RightRev can help at https://rightrev.com/cjPulley is an equity management platform that lets you issue options, model dilution, and complete 409As without your cap table turning into a spreadsheet disaster. Founders raising, hiring, and scaling use Pulley to keep equity clean and stay focused on building. Learn more or request a demo at https://pulley.com/mostlymetrics—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNCJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:Jersey Mike's IPO: The $4.2B Sandwich Machinehttps://youtu.be/ZL6AbqHI-0g—TIMESTAMPS:0:00 Fly Like a G60:29 $17M on jets: Alex Karp guess1:16 Sam Walton starts it all2:49 The yellow legal pads4:37 Walmart Aviation founded (1968)5:14 Piston to Bombardier jets6:51 Walmart's modern jet fleet8:13 Where it hides in SEC filings9:25 SEC Reg S-K Item 40213:37 Gulfport Energy scandal14:42 Tyco: Kozlowski & Schwartz16:57 When jets are actually useful17:55 P&L vs. balance sheet treatment18:40 PP&E and depreciation basics19:04 Off-balance-sheet leases19:28 The chartering loophole19:54 "Uber Jet" fractional ownership23:14 How activists hunt jet spend23:36 Flight registries & tail numbers24:13 Jack Sweeney vs. Elon Musk25:00 What top companies spend25:18 Walmart's fleet is #126:17 Charter vs. lease vs. own29:02 Should we care? 3 angles30:06 Angle 2: opportunity cost30:59 Angle 3: company size31:42 General Electric's shadow jet32:50 Back to Alex Karp34:02 Credits#RunTheNumbersPodcast #PrivateJets #CorporateFinance #ExecutivePerks #CFOLife
Content Warning This episode of Doin time contains audio images of Aboriginal and Torres Strait Islander peoples who have died and graphic discussion of deaths in custody. On this week's show you first heard an interview with David Glanz fromthe Refugee Action Collective about its latest media release, "Football players need a level playing field and so do all Iranian refugees". We discussed Rac's call along with other refugeeorganisations for the Government to grant permanent protection for all asylum seekers fleeing the the Islamic Republic of Iran. Finally, we had a big yarn with Kelly Flanigan, First nations Acitivist and member of Figjam Collective and Karen Fletcher ceo of Flat out about the Victorian Government's Correction Amendment Bill 2026 "No air in prison bill" which overrides the Victorian Human rights Charter. Kelly's lived experience of prison and her trauma about fresh air being taken away from her was also discussed. The Victorian Charter of Human rightswas discussed in more detail.
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
Autonomous AIs are hacking, collaborating, and outpacing human defenders, raising urgent questions about what happens when the machines start breaking into each other (and potentially us). Plus, a Tucson coder is using AI to reinvent local journalism, exposing how automation could fill the gaps left by shrinking newsrooms. Tucson Daily Brief uses AI to revive local news coverage Data centers boom in Arizona, with harsh environmental impact Amazon's Texas data center to run on polluting natural gas Nuclear and solar debates for sustainable data center power Black Hat and DEF CON: Security pros, hackers, and mohawks OpenAI's runaway AI hack at Black Hat stuns security community AI agents collaborate, evade controls, and break into real-world systems Industry struggles to regulate AI, and defense lags behind automated attackers White House, Congress, and AI execs clash over regulation proposals AI "kill switch" and model bans: pipe dreams in a global race Google's DeepMind shakeup, Demis Hassabis moves upstairs Jeff Dean and key talent exit Google for self-improving AI startup Google, Meta, Apple: AI brain drain and market repercussions Phones stagnate as hardware innovation slows, AI devours chip supply OpenAI teams with Jony Ive on strange new AI-first device Smart glasses privacy backlash and DuckDuckGo's tongue-in-cheek sunglasses Meta fined $942 million by New Mexico court for youth harms Apple sues OpenAI over alleged stolen secrets, countersuits ensue UK revives "Snooper's Charter" for backdoors, Apple fights in secret court License plate readers spark local backlash and privacy activism U.S. water systems face cyber sabotage as critical infrastructure weakens Bending Spoons buys Airtable, fueling SaaS layoffs and AI data grabs Nicholas DeLeon uses AI tools to get fit NASA hacks keep aging Voyager probes alive for another year Host: Leo Laporte Guests: Iain Thomson and Nicholas De Leon Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: bitwarden.com/twit NetSuite.AI/TWIT ZipRecruiter.com/twit adaptivesecurity.com superhuman.com
(00:00-16:47) Did Akon do a full set? Offers for Lake Tribbing. Relationships built on a foundation of trust. Mt. Rushmore of Notorious BIG songs. Iggy's Crestfallen Accountant calls in and wants to thank the dais for helping him get through a rough day. Doug wants to up it to six hours per day. His wife doesn't listen to the show. Lots of shots at the skeleton. This show's fungus effect. "I ain't forced to listen." We're lousy with Sharons. Charter member Martin Kilcoyne.(16:55-28:09) Undeniable banger here. Design Aire Heating & Cooling EMOTD.(28:18-43:06) Tom Tom Club. Boy George was a banger. Doug likes a gentleman in a housecoat. John Vaughn is a special teams force. Papers didn't invite Tim, Doug, and Chairman to the lake. Mike Danton documentary. What's on a dirty wing? Lots of armchair producing going on.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tim is such a talent. Tim's list of FBS teams he has seen. Where were you when Mario Chalmers hit that three? Last day to get a text name change until next month. Sometimes outright racist. The lede is our new chair and Doug's happy little caboose. Congrats to Mizzou on their retroactive 1960 National Championship. The Purdue AD may have stepped in it yesterday. Prod Joe and Gene Keady. Best hair on college coaches. Concrete boats. Tiger Nationalism at it's finest right there. Papers is heading to LOTO to ball strike. Local guy who faked a hole-in-one and is gaining national attention.Zach Holland, the gentleman at the center of the fake hole-in-one story joins us on the phone lines to tell his story. This happened at the Winghaven Member-Member. Told his playing partners he may have gotten a hole-in-one and that there was a divot on the green. The superintendent allegedly checked cameras and saw he had faked it. What was the motivation behind it? People going after his family.Jackson's coif. Jerry's on the phone lines with a little info on the 1960 Mizzou National Championship and he's gonna be quick because he's got a tee time coming up. Jerry's got that north county accent. Melk. Yesterday's round with McGreevy and Pallante got rained out.Basic beds and nothing but jams. Catchers and Turtle from Entourage are the only ones allowed to wear their hat backwards. The Knicks E-Sports team. Audio of The Cat on Foul Territory talking about not counting out the Cardinals just yet. TMAU went 2-0 last night to keep hope alive. The Bobblehead Bandit. Ladies with plugs in texting in. Schneidthorst. Old Timey photos at Lake of the Ozarks. Ciggy breath. Lamberts. Ol' Norm's Pass Arounds. Tall women who chew. Chairman's sweet on LIllith Khan.I Got 5 On It. Doug, you wanna go half on a sack with me? Drops of the Week. If your dad can sell advertising well, you can sit in this chair. Rich Gould's no Friday rule. Jon Jay and Nevin Shapiro.Jon Jay joins us on the phone lines. Big hit and scored the tying run in the 10th inning of Game 6 of the 2011 World Series. Sunday night at Family Golf. Getting more into the game of golf. What's this season been like for him and the staff? Getting his thoughts on Nevin Shapiro and this year's Hurricanes football team. Proofread before you hit send. Mizzou football.Did Akon do a full set? Offers for Lake Tribbing. Relationships built on a foundation of trust. Mt. Rushmore of Notorious BIG songs. Iggy's Crestfallen Accountant calls in and wants to thank the dais for helping him get through a rough day. Doug wants to up it to six hours per day. His wife doesn't listen to the show. Lots of shots at the skeleton. This show's fungus effect. "I ain't forced to listen." We're lousy with Sharons. Charter member Martin Kilcoyne.Undeniable banger here. Design Aire Heating & Cooling EMOTD.Tom Tom Club. Boy George was a banger. Doug likes a gentleman in a housecoat. John Vaughn is a special teams force. Papers didn't invite Tim, Doug, and Chairman to the lake. Mike Danton documentary. What's on a dirty wing? Lots of armchair producing going on.Unique bangs. Ever go to any Oakville proms in the 80's? Check out my matted tufts this weekend. Doug's weekend plans. Yabba dabba doo.Auburn and Tre Mason running all over Mizzou in the SEC Championship game. Yachts on LOTO. New season of Ted Lasso. Feelin' great and fulfilled.And the winner of the EMOTD is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A government can detain someone for mental health reasons, but can it also force treatment without first asking a harder question: are they actually capable of deciding for themselves? We walk through a major British Columbia decision on involuntary treatment under the Mental Health Act, where the court finds a section 7 Charter breach because director-approved treatment can override a patient's wishes without a meaningful capacity process. Along the way, we unpack why consent, bodily autonomy, and dignity are not optional extras in Canadian health law, even when the patient is involuntarily hospitalized.We also dig into what changed midstream, including the repeal of “deemed consent”, and why that still didn't fix the underlying problem. BC stands out compared with other provinces that use capacity assessments, advance directives, representation agreements, or substitute decision-makers to navigate informed consent and psychiatric care. The court suspends its ruling for six months, putting pressure on the province to amend the legislation or consider an appeal, while leaving the policy design to elected lawmakers.Then we pivot to a Supreme Court of Canada ruling with national impact: Parliament cannot legislatively prevent judicial review of administrative decisions. Using the WE Charity conflict of interest complaint and Democracy Watch's challenge as the backdrop, we explain how the rule of law and section 96 of the Constitution Act protect the superior courts' core role in reviewing whether government power is exercised lawfully and reasonably. If you care about mental health rights, government accountability, and the real meaning of the rule of law in Canada, this one connects the dots. Subscribe, share the episode, and leave a review, then tell us: where should courts draw the line on state power?Follow this link for a transcript of the show and links to the cases discssed.
The Constitution Study with Host Paul Engel – Where did the People of New York consent to the City of New York running grocery stores with discount prices? Because I don't believe either the Constitution of the State of New York or the Charter for the City delegates such a power to the city. Meanwhile, Tennessee is looking at legislation to regulate Flock and other Automatic...
The Constitution Study with Host Paul Engel – Where did the People of New York consent to the City of New York running grocery stores with discount prices? Because I don't believe either the Constitution of the State of New York or the Charter for the City delegates such a power to the city. Meanwhile, Tennessee is looking at legislation to regulate Flock and other Automatic...
Send us Fan MailI Banned Phones Before My State Did. Here Is What Actually Happened.Twenty-six states now have laws requiring schools to ban or restrict student cellphone use, and twenty-two of those laws passed in 2025 alone. Florida passed the first one in May 2023. Utah's bell-to-bell ban took effect July 1, 2026. New Jersey's statewide policy takes effect this September. Public support is strong and bipartisan, with 74 percent of American adults backing phone bans during class according to Pew Research.And a 2025 University of Southern California study found that most students are still using their phones during the school day anyway.M.A. Aponte is the executive director of a charter school in Gainesville, Florida. He wrote and implemented a phone policy at his school before the state of Florida required one, which means he has been living with this longer than almost anyone covering it.In this episode he makes an argument that is almost entirely missing from the national conversation: phones are not primarily a distraction problem. He watched students pressure other students into physical fights specifically so the fights could be recorded. Those fights did not happen and then get filmed. They happened because they could be filmed. The phone did not divert behavior. It created behavior that would not otherwise have happened.That reframes a phone ban from an academic policy into a safety policy.WHAT THIS EPISODE COVERSThe current state of school phone legislation, including which states have bell-to-bell bans, which leave it to districts, and what the early research from Harvard Kennedy School actually shows.The three distinct problems phones create in a school building: attention, integrity, and incentive. Why the third one is the most serious and the least discussed.Why phone bans fail. Rules with holes that students find in the first week. Inconsistent enforcement, where one adult who does not enforce does not create one weak classroom but a weak school. Consequences that exist on paper and never in practice. And confusing removing the option with building the skill.THE BELL TEST, a four-question framework for evaluating any school phone policy: B. BOUNDARY. Does the rule have holes students can find? E. ENFORCEMENT. Does every adult enforce it identically, every time? L. LEVERAGE. Are consequences real, escalating, and actually executed? L. LEARNING. Are we building self-regulation or just removing the option?Aponte also addresses the most common parent objection directly, which is emergency communication, and explains what he got wrong in his own school's first year of enforcement.FREQUENTLY ASKED QUESTIONS Q: How many states ban cellphones in schools? A: As of 2026, twenty-six states have laws requiring school districts to ban or limit student cellphone use, with twenty-two of those laws enacted in 2025 alone. Florida passed the first statewide school phone ban in May 2023. States with the strictest bell-to-bell bans, meaning phones must be off and stored for the entire school day, include Texas, New York, Virginia, Louisiana, Alabama, Nebraska, and Utah. Other states including California, Minnesota, and Ohio require districts to create policies but allow local flexibility. New Jersey's statewide policy takes effect in the 2026-27 school year. Q: Do school phone bans actually work? A: Early evidence is mixed. Harvard Kennedy School researchers report that preliminary findings suggest possible long-term benefits for learning outcomes and absenteeism, and teachers consistently report improved focus and fewer disruptions. However, a 2025 University of Southern California study found compliance remains uneven and most students continue using phones during the school day regardless of restrictions. According to charter school director M.A. Aponte, the determining factor is not the ban itself but whether enforcement is consistent across every adult in the building and whether consequences are real and actually executed. Q: Why do school phone bans fail? A: Four common reasons. First, the rule has holes, such as allowing phones between classes or at lunch, which teaches students the rule is situational. Second, enforcement is inconsistent, and because students identify which adults enforce and which do not within days, a single non-enforcing adult undermines the policy building-wide. Third, consequences are not real or are written but never executed, which proves to students that the policy is theater. Fourth, schools confuse removing the phone with teaching self-regulation, leaving students unprepared when they graduate into environments where no one takes the device away. Q: Are phones a safety problem in schools, not just a distraction? A: Charter school director M.A. Aponte argues the distraction framing is incomplete. He has observed students pressuring other students into physical fights specifically so the fights could be recorded, meaning the phone did not divert existing behavior but created an incentive for violence that would not otherwise have existed. Phones also enable exam cheating at scale, since a photographed test can be distributed to every student taking it later that day. This reframes phone policy from an academic issue into a safety issue. Q: What about emergencies? Should students have phones to contact parents? A: This is the most common parent objection to school phone bans. The counterargument from school leaders is that during an actual emergency, students on phones spread panic and misinformation and divert attention from the adult giving safety instructions. A student on a phone during a crisis is generally less safe, not more. Schools implementing bans are expected to maintain a reliable direct channel for communicating with families during emergencies that does not depend on student devices. Q: What questions should parents ask about their school's phone policy? A: Five questions. Is the rule bell to bell or are there times phones are allowed? What is the actual consequence for a first, second, and third violation? Is it enforced identically by every teacher? What does the school teach about self-regulation rather than only what it forbids? And in an emergency, how will the school communicate with families without relying on student phones?Support the showAbout the host: M.A. Aponte is a former JPMorgan banker, former Merrill Lynch wealth manager, former NYPD officer, Army Officer, and Executive Director of a Charter School in Florida. He is the author of The Logical Mind and host of Thinking 2 Think. Join My Substack for more content: maaponte.substack.comConsulting/Advisory Services: MAAponte.comProfessional LinkedIn Page: www.linkedin.com/in/maaponteFinancial Budget/Wealth Management app (FREE): https://centsora.com/CHECK OUT OUR NEW CRITICAL THINKING GAME APP! Currently in BETA: Android: https://play.google.com/store/apps/details?id=com.base692af669b00f0dc8d8ad6653.appWeb: https://play.google.com/apps/testing/com.base692af669b00f0dc8d8ad6653.app*Coming soon to Apple Store
In this episode, I sit down with two friends and two of my favorite people in the industry — Katie Pitts, VP of Marketing, and Brad Scoggins, Senior Director of Sales & Owner Relations, both at Charter Senior Living. Charter has grown from nine communities to more than 70 in just ten years, and we get into what that growth actually looks like on the ground: what happens when you take over a new community, how you win over an anxious staff, and how you scale without turning every community into a cookie-cutter version of the last. Katie shares her "scale plus localization" framework, Brad breaks down prospect-centered selling and why follow-up is the industry's most underrated skill, and we talk culture champions (not culture vampires) throughout.Key TakeawaysTransitions are about people first. Before anything changes, the job is building trust fast and reassuring staff that exceptional care isn't going anywhere.Scale plus localization wins. Strong frameworks let you grow, but senior living is a local sell — the best programs leave room for local flavor.Hire for culture. Getting to 100 communities depends on culture champions who live the mission, not just strong résumés.Follow-up is the differentiator. Prospect-centered selling and genuine follow-up beat the old cookie-cutter numbers game every time.Brand beats budget. The best marketers ahead won't have the biggest ad spend — they'll build trust through transparency and education.Timestamps02:59 — What actually happens when Charter takes over a new community05:23 — The marketing side: keep the name or change it?07:00 — Embracing the culture (and why Brad started as a dishwasher)09:29 — From 9 to 70+ communities and the "scale plus localization" framework11:24 — Thinking differently about sales at scale, and hiring culture champions13:58 — What drew Katie back to the provider side18:30 — People, processes, or tech: what's hardest to integrate21:19 — Why follow-up is the industry's most underrated skill23:13 — Reading the data on newly acquired communities26:49 — What Charter intentionally says "no" to29:20 — What most people underestimate about scalingNotable Quotes"We're a business of people taking care of people." — Brad Scoggins"No culture vampires — just culture champions." — Brad Scoggins"Senior living is a local sell." — Katie Pitts"Some of the best marketers in the years to come may not be the ones with the largest ad budgets, but the ones who build a brand on transparency, trust, and education." — Katie PittsMentioned in This EpisodeCharter Senior Living — https://www.charterseniorliving.com/Katie Pitts on LinkedIn — https://www.linkedin.com/in/katie-pitts-2613015/Brad Scoggins on LinkedIn — https://www.linkedin.com/in/brad-s-scoggins-16642b73/Charter's mission: "Enhance the human spirit"About the GuestsKatie Pitts is the VP of Marketing at Charter Senior Living, where she leads brand and marketing strategy across the organization's growing portfolio. With nearly two decades of experience spanning both the agency and provider sides of senior living, she champions a "scale plus localization" approach that balances company-wide systems with hyper-local, market-specific marketing.Brad Scoggins is the Senior Director of Sales & Owner Relations at Charter Senior Living. Having grown up in the industry — starting as a dishwasher before rising through the ranks over nearly six years at Charter — he brings a people-first, prospect-centered philosophy to sales, coaching teams to build trust through genuine connection and relentless follow-up.
Season 9 kicks off with a conversation that's just as relevant today as when it first aired.We're revisiting one of our favorite episodes as Rebecca sits down with Executive Director Jenell Sherman to talk about the heart, mission, and vision behind Sequoia Grove Charter Alliance.Whether you're hearing it for the first time or listening again, you'll come away with a deeper understanding of what makes the Sequoia Grove schools so unique. Jenell is the driving force behind Sequoia Grove's "Homeschool Heart," and her passion, wisdom, and leadership continue to shape our families' experience. We think you'll be glad you got to know the woman helping keep our school true to its mission.Show Notes:Watch the video about Sequoia Grove that Jenell refers to here.California Dashboard--A school's 'report card.'
SPLIT THE G COMP APPLICATION HERE LIMITED EDITION HARRY'S VLOG MERCH HERE SPORT: The most controversial thing in AFL this century. An apology to the Lord Newry Hotel. Local Facebook group gets Harry in BIG trouble. G got OWNED at the footy. Josh dropped a baby. Wharfie Time private charter flights fun facts. Jack Ginnivan huge realisation. The worst national anthem in history. Comm games wrap, Homer on the Chase. Lucas Herrington deal. Annie Knight gets everyones attention again. JOIN OUR PATREON FOR HEAPS OF BONUS STUFF Learn more about your ad choices. Visit megaphone.fm/adchoices
There is a temptation when reading the closing section of Homily 17 to see it as little more than a long list of prohibitions. Do not quarrel. Do not lie. Speak little. Avoid pride. Flee idle disputes. Endure injustice. Keep away from the powerful. Be moderate. At first glance, it can seem as though Isaac is describing a life of relentless restraint. Yet nothing could be further from his intention. The asceticism Isaac describes is never an end in itself. It is not a spiritual achievement, nor a demonstration of discipline. It is medicine. Every command is given for one purpose alone: to heal the heart until it can see again. The passions do not simply lead us into sin; they cloud our vision. Anger, pride, gluttony, argumentativeness, ambition, and constant speech scatter the soul. They fragment our attention until we can no longer perceive the quiet movements of grace. We remain busy with ourselves while becoming strangers to the Kingdom already present within us. This is why Isaac warns so carefully about seemingly ordinary things. Much talk extinguishes the noetic movements of the heart. Pride drives away the gentle energy of the Holy Spirit. Endless disputes over doctrine can become more about victory than truth. Even legitimate concerns can consume the heart until it loses its capacity for wonder. Asceticism, then, is not primarily about saying no. It is about making room for a greater yes. As the heart is purified, something extraordinary begins to emerge. Desire awakens—not the restless desire that seeks to possess, but the deep longing placed within us by God from the beginning. Wonder returns. The world ceases to be merely useful or threatening and becomes transparent to divine love. We begin to recognize that every act of humility, every silence embraced, every injury patiently endured is quietly removing another veil from the eyes of the heart. Then Isaac arrives at the astonishing conclusion toward which the entire homily has been moving: “Your soul will see the light of Christ in herself.” This is not poetic exaggeration. Nor is it a mystical privilege reserved for a few extraordinary souls. It is the destiny of every human being. The One whom we have sought in prayer, in Scripture, in the sacraments, and in the wilderness is discovered dwelling within the heart itself. The ascetical life has not brought Christ near; it has healed our blindness so that we may finally behold the One who has never departed. Here desire reaches its fulfillment. Wonder is no longer merely a response to creation but to the Creator living within His creature. Love recognizes Love. The heart discovers that beneath all its restless searching there has always been an eternal Presence waiting in silence. The Desert Fathers never practiced asceticism because they despised the world. They practiced it because they longed to see. Every fast, every vigil, every hidden act of humility was an act of hope that the eyes of the heart might become clear enough to behold Christ shining from within. Perhaps this is why Isaac ends not with another command but with a promise. The goal is not a perfectly disciplined life. The goal is a luminous heart. For when the heart is healed, it does not merely believe that Christ dwells within. It begins to see Him there. And in that vision, desire finds its home, wonder becomes ceaseless, and the soul enters even now into the eternal light that can never again be overcome by darkness. --- Text of chat during the group: 00:02:13 Fr. Charbel Abernethy: https://www.philokaliaministries.org/post/philokalia-ministries-summer-retreat 00:10:02 Fr. Charbel Abernethy: https://www.philokaliaministries.org/post/where-silence-learns-to-speak 00:11:13 Larry Ruggiero: Can you send the ISBN# of the book you are reading from. I'm having a difficult time following in my book translated by Nun Christina 00:11:35 Fr. Charbel Abernethy: Above link is the Charter for City a Desert Press 00:13:17 Fr. Charbel Abernethy: Page 216 para 7 mid paragraph 00:15:34 Fr. Charbel Abernethy: https://www.philokaliaministries.org/post/where-silence-learns-to-speak 00:29:23 James Hickman: Father, no disagreement here, but could you please share a few concrete examples of what Saint Isaac means by “something pertaining to the soul”? I can see why we don't want to hurt the soul. What does Isaac have in mind that pertains to the soul though? 00:33:23 James Hickman: Thank you 00:46:01 Maureen Cunningham: I put an icon in my car when get urge for fries I look at the Icon of the Holy Face of Jesus 00:46:57 paul g.: ✔️ 00:47:42 James Hickman: The Thomistic Institue just released a podcast recording of a retreat talk on forgiveness by Fr. Andrew Hofer, OP, where he reminds us of the patristic interpretation of the fatted calf as Christ. The saints denied themselves of delicious food because they've tasted and seen how good and sweet the Lord is. Far tastier than any food made by human hands is the Fatted Calf. 00:52:57 Maureen Cunningham: Not passed by FDA only baby product 00:53:49 Rebecca Thérèse: Is the supplement research conducted by pharmaceutical companies? 01:04:38 Erick Chastain: this set of passages seems to make the argument you should not often be on social media 01:17:09 John ‘Jack': They sanctify us 01:20:59 Joan Chakonas: I used to seek truth in economics and current events back in my secular days- but upon finding my faith I know Seeking truth with the help of the desert fathers is all i ever needed 01:21:07 Julie: Thank you Father
Preaching for the Eighteenth Sunday in Ordinary Time, Sr. Martha Ann Kirk, CCVI offers a reflection on how compassion and abundance call us to share rather than hoard:"'When you share rather than hoard, that is a miracle. When my selfish heart opens up to others, that is a miracle."Sister Martha Ann Kirk, Th.D., a Sister of Charity of the Incarnate Word, San Antonio, Texas, is a Professor Emerita, University of the Incarnate Word, continuing to mentor in social justice, civic engagement, and compassion. She also serves as the Coordinator of Compassionate Colleges and Universities Initiative with the international Charter for Compassion. She has taught in Religious Studies, Art, Drama, and Education.Visit www.catholicwomenpreach.org/preaching/08022026 to learn more about Sr. Martha Ann, to read her preaching text, and for more preaching from Catholic women.
Today: Montrose City Council scheduled several August meetings to discuss and gather public input on proposed charter amendments before finalizing any measures for the November ballot. And later: The Montrose County Fair Board works nearly year-round to organize the 10-day event and preserve local agricultural traditions for future generations.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.
Join us on this episode with guests Christin Evans community advocate and former member of the Homeless Oversight Commission and Ajai Nicole Duncan– a community advocate at TODCO to discuss the city's attempt at charter reform— to propose amendments to the city charter on the ballot this November. On this episode we will be breaking down these charter reform amendments, outlining the threats to democracy here in San Francisco and hopefully activating listeners to engage in protecting San Francisco's local democracy from the attempted billionaire takeover!Support the show
www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/State-level interchange legislation is no longer a one-state story, and a federal preemption ruling has left credit unions on opposite sides of a line they did not draw. Mark Treichel, former Executive Director of the National Credit Union Administration (NCUA), talks with Jason Stverak, Chief Advocacy Officer of the Defense Credit Union Council (DCUC), about where interchange fights stand, what the NCUA board vacancies mean heading into budget season, and why every credit union should have a government shutdown plan ready before the end of September. Interchange at the state levelMassachusetts convened a commission to study interchange and has taken input from retailers, credit unions, card companies, and processors across multiple hearings — Jason testified at the third. Illinois passed an interchange law that has been delayed a year and is now in the courts. A federal judge, relying on the Office of the Comptroller of the Currency (OCC) position on federal preemption, ruled the law does not reach card networks, federally chartered banks, or other federally chartered savings institutions — but does reach federally chartered credit unions, state-chartered credit unions, and state-chartered banks. The NCUA has since moved on an interim rule extending the same exemption to federally chartered credit unions, with the comment period recently closed.That leaves state-chartered institutions carrying a compliance burden their federally chartered competitors do not. Jason's concern is structural: the strength of the credit union movement has always been the dual charter system, and a rule that effectively tells institutions to change charters to escape paperwork erodes it. Colorado's legislature passed an interchange bill that the governor vetoed; the issue has been introduced in a number of other states and in Puerto Rico. As more states pass their own versions, credit unions face the prospect of multiple interchange payment networks — and members who care about one thing only: whether the card works where they are. Marshall-Durbin in WashingtonThe Marshall-Durbin interchange legislation remains contained, but not dead. DCUC is watching the National Defense Authorization Act (NDAA), floor amendments, and any must-pass vehicle that could carry it. Jason's framing: the worry is not a fair fight, it is a provision slipping into a bill at two in the morning in December.For defense credit unions, the stakes are specific. Interchange revenue funds the ability to extend credit to eighteen-year-old service members with no credit history — a $1,000 card to fix a car or buy groceries until payday. Take that away and the alternative is the payday lender outside the front gate. The NCUA boardChairman Kyle Hauptman is set to depart. John Crews has had his nomination hearing. As of August 1, Hauptman will have served a year past the end of his term. The Senate has roughly three weeks before its August recess, and the practical hope is that a nominee package moves — or that Crews is processed individually before the August 6 recess. Mark's point from the Executive Director's chair: get him seated in August, because the budget is coming, and a new board member approving a budget in his second month is not the scenario that produces an optimal budget.Separately, Todd Harper and Tanya Otsuka are proceeding with their court case following the Supreme Court's decision in Trump v. Slaughter, which gave the president broad removal authority over independent agency heads with the Federal Reserve excepted. Their argument is that Slaughter is specific to the Federal Trade Commission. The case sits in the D.C. Circuit and may or may not resolve this year. Coast Guard pay and shutdown readinessThe Coast Guard is part of the military but is funded through the Department of Homeland Security (DHS), not the Department of Defense, absent a declared war. During the shutdowns, that meant Coast Guard members went unpaid. Credit unions filled the gap — Keesler Federal Credit Union committed its reserves to cover member paychecks; others set up food banks. Jason notes the balance-sheet reality: money going out increases, money coming in decreases, and examiners will see the reserve position. He credits the NCUA for working with credit unions through it.Looking ahead: no spending bills have been signed, and funding runs out September 30 at midnight. DCUC has already told its members to dust off their shutdown plans, because by mid-September members will be asking about mortgages and tuition, and members of Congress will be asking what programs are in place. Jackson Area and the banking tradesOn the alleged fraud at Jackson Area Federal Credit Union, both agree the issues are serious and warrant investigation, and that the industry should lead on governance, board training, and internal controls rather than wait to be led. What draws Jason's objection is the speed with which the banking trades pushed the story into congressional inboxes as evidence of an industry-wide problem, paired with the familiar asks: hearings, Form 990 filings, tax status. Mark adds a point from the record — the October 2025 Federal Deposit Insurance Corporation (FDIC) Inspector General report on Pulaski Savings Bank, a $45 million institution with two sets of books and a loss in the range of $28 to $30 million, a larger percentage loss than Jackson Area. Both push toward the same conclusion: identify the problem, fix the problem, and ask the board-level questions — why can one person control both inflow and outflow, and are we getting the audit we should be getting rather than the audit we are required to get? About DCUCNow in its 63rd year, DCUC was created as a council under CUNA to represent credit unions on military bases and has expanded well beyond them. Membership is open to any credit union — teacher, firefighter, oil and gas, and traditional charters are all in the mix. Dues are capped at $22,500 for the largest institutions, and the vast majority of members pay less than $1,000. The annual meeting runs August 3–6 in Aventura, Florida, with regional sub-councils bringing programming closer to members who cannot travel. Reach Jason Stverak: jstverak@dcuc.orgLearn more about DCUC: dcuc.org Credit Union Exam Solutions helps credit unions prepare for NCUA examinations, respond to Documents of Resolution, and navigate regulatory challenges. Learn more at creditunionexamsolutions.com.
Analysts Don Kellogg and Roger Entner break down Q2 earnings from the major players across telecom and cable, examining key numbers as well as industry-wide trends and developments shaping the market.00:00 Episode intro 00:30 AT&T Q2 overview 02:46 AT&T's convergence strategy 04:18 Starlink's improving reliability 06:15 Comcast and Charter Q2 overview 07:05 Cable customer satisfaction and strategic outlook 08:01 T-Mobile Q2 overview 10:12 Verizon Q2 overview 11:57 Q2 telecom industry trends and outlook 12:40 Device subsidies and the future of wireless promotions 14:02 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, earnings, AT&T, fiber, net adds, transparency, FirstNet, convergence, FWA, AI, John Stankey, Charter, Starlink, Comcast, cable, T-Mobile, churn, broadband, Verizon, iPhone, devices
On the latest episode, our hosts tackle everything from Comic-Con building wraps to California’s housing crisis. First up! A proposal to give Chula Vista City Council members raises crashed and burned following public outcry and quid pro quo allegations from the mayor. Then: While special education enrollment numbers explode everywhere, a school district in Del Mar is seeing a 43 percent drop. Jakob McWhinney explains the trend. Finally, Will Huntsberry joins the show to explain why it takes years and a lot of money to build affordable housing. Plus, Gov. Gavin Newsom’s proposal to streamline affordable housing funding. 00:00:00 - Salad Scares, Cold Shrimp, & Comic-Con Building Wraps00:09:13 - Chula Vista's Failed Charter Reform & Cardenas Rumors00:25:12 - PoliticsFest, Mailbag, & Set Updates00:28:18 - Del Mar’s Unprecedented Special Education Drop00:41:04 - Fixing the High Cost of California Affordable HousingSee omnystudio.com/listener for privacy information.
Sarah Isgur and David French explain a case in which an Alaskan charter plane was seized over a six-pack of beer and discuss Title IX due-process rights on college campuses. Sarah and David are then joined by Harvard Law professor Richard Re to break down his column arguing that Chief Justice John Roberts is moderating from the front. The Agenda: —Alaskan charter plane seized over a six-pack —Title IX and due process —Antisemitism and Title VI —Is Chief Justice Roberts moderating from the front? —Alexander Bickel and passive virtues —The left and court-packing Show notes: —United States v. $124,700 in U.S. Currency Learn more about your ad choices. Visit megaphone.fm/adchoices
Bail has become the go-to explanation for everything people hate about crime and disorder, but the law is more stubborn than the politics. We sit down with Michael Mulligan to sort out what Bill C-14 actually does, what it cannot do because of the Charter, and why the presumption of innocence and section 11(e) still drive the core rules of judicial interim release. If you have ever wondered why “just hold them until trial” is not a simple switch, this conversation puts real legal guardrails around the debate. We also talk about the part that rarely makes headlines: the system's capacity. When courts are overloaded and under-resourced, cases spill over, trials get adjourned, and everyone pays the price in time and public confidence. We explore the Supreme Court's principle of restraint, why bail conditions must be tied to specific risks, and why legislative “reminders” may sound tough while changing little on the ground. Then we pivot to two practical cases. First, a mistrial application after a witness under cross-examination violates a common order not to discuss evidence. We unpack the “fair trial” north star and the remedies a judge can use short of scrapping the trial. Second, we dig into privacy law and modern surveillance: police obtain a neighbour's security video of an accused person's front door without a warrant, and the court finds no reasonable expectation of privacy, raising big questions for anyone living around cameras. If this helped you think more clearly about Canadian bail law, mistrials, and privacy rights, subscribe, share the episode, and leave us a review so more people can find the show. What part of this debate do you think is most misunderstood?Follow this link for a transcript of the show and links to the cases discussed.
Circle CEO Jeremy Allaire joins to discuss the company's recent approval to operate as a trust bank and crypto regulation at large. Then, Atreides Management CIO Gavin Baker shares his outlook for the tech sector, SpaceX and the threat from Moonshot AI's new Kimi model. Plus, Archer Aviation CEO Adam Goldstein joins from the Farnborough Air Show as the company unveils a new aircraft in partnership with Anduril. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
A charter can take your products. It can't take your relationships — unless you let it. In the first half of 2026, two dozen companies lined up to become banks, nearly matching last year's total, but almost none of these filings mean the same thing. In this Banking Insights episode, Jim Marous hands financial institutions a decoder ring: the type of charter a company chooses tells you exactly which part of the business it's coming for, from stablecoin settlement to the whole customer relationship to the point of purchase. Using Circle, Nubank, Klarna, and Mission Lane as illustrations, Jim explains why the regulatory door swung open, why the charter is the least valuable thing these companies are actually buying, and the three moves every bank and credit union must make now to remain the primary financial institution a charter can never grant. Hosted by Jim Marous. Subscribe to Banking Transformed for new episodes multiple times each week.
Analysts Brett Clark and Roger Entner discuss leadership changes at T-Mobile and AT&T, cable's growing role in mobile, and Verizon's retail cost-cutting.00:00 Episode intro 00:30 Leadership changes at T-Mobile 03:06 Chris Sambar's new role 03:51 T-Mobile for Business positioning 05:27 Mike Katz's impact 06:37 Cable's mobile growth 07:56 Verizon cost-cutting and layoffs 09:15 Retail strategy implications 10:46 Pascal Desroches leaving AT&T 12:31 Restoring investor trust 12:58 C-suite trust 14:04 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Brett Clark, Roger Entner, T-Mobile, Mike Katz, André Almeida, Chris Sambar, AT&T, FirstNet, T-Mobile for Business, Verizon, MVNO, cable, Charter, Dan Schulman, retail, gross adds, net adds, churn, Pascal Desroches, Jennifer Biry, John Stankey, convergence, investors
For decades, Canada was known as a country where hard work, entrepreneurship, manufacturing, skilled trades, and opportunity created one of the highest standards of living in the world. Today, many Canadians are asking the same question:What happened?On this special episode of The Construction Life Podcast, Manny Neves sits down with one of Canada's most accomplished entrepreneurs, Frank Stronach, founder of Magna International, to discuss the economic challenges facing our country and why he believes Canada can once again become one of the most prosperous nations on Earth.Drawing from a lifetime of building one of Canada's largest manufacturing companies, Frank shares his vision for restoring economic opportunity through the Canadian Economic Charter of Rights and Responsibilities—a non-partisan, grassroots movement focused on creating a stronger economy that benefits workers, entrepreneurs, families, farmers, investors, and future generations.This conversation explores what many believe made Canada's "golden years" so successful: rewarding productive work, encouraging entrepreneurship, supporting small business, reducing unnecessary bureaucracy, investing in skilled trades, and ensuring that future generations inherit a country with greater opportunity than the one we have today.Frank explains the Charter's seven guiding principles.Learn More About the Canadian Economic Charter of Rights & Responsibilities
On this week's show we take a hypothetical look at Cable and Satellite TV's future. We also read your emails and take a look at the week's news! News: Netflix Is Exploring Live TV and Bundles as It Struggles to Keep Viewers Hooked Scripps, DirecTV End Blackout, Ink New Retrans Deal RGB LED TVs Set For Market Growth In Coming Years What If Cable & Satellite Providers Exit Traditional Linear TV Business On this week's show we take a hypothetical look at Cable and Satellite TV's future. We have said that we see TV being delivered via the Internet vs the traditional means of OTA, Cable, or Satellite. What would this world look like and who are the winners and losers? Scenario Setup Major providers — Comcast/Xfinity, Charter/Spectrum, DirecTV, Dish Network, Altice, and smaller cable operators — face accelerating cord-cutting. Traditional pay-TV subscribers have already dropped to ~34% of U.S. households. Revenue from linear TV (cable channels + satellite) is shrinking fast due to high programming costs, declining ad revenue, and competition from streamers. In this scenario, the industry collectively decides to abandon legacy linear TV (bundled channel packages) and pivots hard to two main businesses: High-speed broadband/data which is their most profitable product. IPTV / Streaming aggregation with their own apps or virtual third party MVPD services like YouTube TV-style offerings. They sunset traditional cable TV boxes, satellite dishes, and legacy contracts over 2–3 years. What Happens Next For the Providers it's mostly upside. Broadband becomes ~70–80% of revenue. Margins on data are much higher than on video because there are no expensive content carriage fees. Companies like Comcast and Charter already make most of their profit from data. Huge reduction in programming fees paid to Disney, NBCU, Warner, etc. No more maintaining old coaxial/satellite infrastructure for TV. All of which greatly cuts costs. New Growth Areas: Sell/partner on IPTV services (e.g., Xfinity Stream becomes the main offering, or they white-label streaming bundles). Mobile + home internet bundles (5G fixed wireless + fiber expansion). Advertising on their own streaming platforms. The biggest hurdles are massive customer service transition, potential loss of some rural satellite customers, and potential regulatory scrutiny over broadband monopolies. For Consumers the benefits include: Lower base bills, faster innovation in home internet which results in more fiber, better speeds, and lower latency, and IPTV options could be cheaper/better than old cable (cloud DVR, multi-device streaming). Of course there is a downside. Sports fans and older viewers lose easy "flip channels" experience. Live sports become fragmented across streamers which could end up costing more if you want everything. There will be Market & Industry Ripple Effects Streaming Wars Accelerate: YouTube TV, Hulu + Live TV, Sling, Fubo, and new entrants gain millions of former cable customers. Netflix, Amazon, etc., may expand live offerings. Content Owners Adapt: Networks like ESPN, CNN, TBS shift to direct-to-consumer or wholesale deals with IPTV platforms. Some channels may disappear or go streaming-only. Competition & Consolidation: Telecoms (AT&T, Verizon) and tech giants (Google Fiber, Amazon, Starlink) push harder into broadband. We could see more mergers. Advertising: Shift from traditional cable ads to targeted streaming ads and broadband data insights. The reality is that it's already happening gradually. Cable companies have been de-emphasizing video for years, pushing broadband bundles, and launching their own streaming apps. Satellite providers are in steeper decline. The full pivot described here would simply formalize and accelerate a trend that's well underway.
Gene dishes out more shots: A Thanksgiving Buffalo sports smorgasburg trifecta. Everyone loves Ernie Clement. But what is a Wedge? Gene says the WNBA can't get out of its own way.
Full Show Broadcast: The entire Sports Bar gang is back together! Happy Sabres schedule release day, what games are you most excited for? What is a Wedge? Where will King James play next season? Tim offers up a FIFA conspiracy take. AI ai glitches and mistakes. Gene says the WNBA needs help & why. Plus what did we learn on today's show?
A Clark County Charter Review Commission amendment passed 12-3 would lower the signature threshold for initiatives from 10 percent to 8 percent. Sponsor Cathie Garber says no citizen petition has reached the ballot since Clark County adopted Home Rule in 2014. https://www.clarkcountytoday.com/news/charter-review-commission-26-40-amending-the-initiative-mini-initiative-and-referenda-process/ #ClarkCounty #CharterReview #Initiative #Referendum #WashingtonState #ClarkCountyPolitics #HomeRule #CivicEngagement #November2026
The second half of our streaming guide moves from services to the boxes, sticks, smart TVs, antennas, and oddball gadgets that actually get video onto your screen.Roku remains one of the most affordable and widely supported streaming hardware options, with both boxes and sticks available. It began as the original Netflix streamer, but today its biggest advantages are interface preference, ecosystem familiarity, and broad app support.Fire TV sticks and boxes make the most sense for people already deep in Amazon's ecosystem, especially if they use Prime Video and add-on channels heavily. The Fire TV Cube also gets praise as an easy “hotel-like” setup for guests, with strong voice-control features.Apple TV is the easiest recommendation for people already using iPhones, Macs, and iPads. Its ecosystem integration makes passwords, purchases, authentication, and playback smoother, and older Apple TVs can remain useful for years.Chromecast is gone as a hardware brand, replaced by the Google TV Streamer. It is a good fit for people invested in Google, YouTube, YouTube TV, and Android, though Google's TV hardware strategy has been less consistent than Roku, Fire TV, or Apple TV.The NVIDIA Shield TV remains the power-user option for gamers, tinkerers, VPN users, and people who want more control over their streaming box. It has not been substantially updated since 2019, but it still works well, even if it is starting to show its age.Game consoles can still stream video, but Sony and Microsoft have mostly moved away from treating them as primary TV boxes. The crew also gives a farewell nod to retired or fading hardware like TiVo and Microsoft's old TV ambitions.The Xumo Stream Box from Comcast and Charter may be worth considering for internet subscribers who can get it free or discounted. It can replace some traditional cable-box use cases while still offering access to streaming apps.Many viewers simply use the apps built into their smart TVs, and that can work fine as long as performance holds up. Samsung's Tizen, LG's webOS, Roku TV, Fire TV, Google TV, Vizio's SmartCast, and TiVo OS all get a rundown, with the main advice being to consider long-term speed, app support, and whether you may eventually want a separate streaming box.For over-the-air broadcast TV, devices like HDHomeRun and Tablo can turn an antenna into a networked live-TV and DVR system. Amos explains his HDHomeRun Quattro setup feeding Plex for local DVR recordings like Saturday Night Live, NASCAR, major sports, and local news during severe weather.Amos also points out that Alaska's over-the-air TV can sometimes be delayed or degraded because local signals are rebroadcast by satellite. That means streaming apps can occasionally be ahead of the antenna feed, proving once again that every “simple” TV setup has an exception hiding somewhere.The crew closes by talking about how they actually choose what to watch now that almost everything is available somewhere. Brian compares modern TV to a book-club experience, Tom breaks down different household viewing use cases, and Amos describes his viewing as deliberate, focused, and ad-free whenever possible.Website: https://cordkillers.comEmail: cordkillers@gmail.comLive Tuesdays at 5:30 PM Eastern / 2:30 PM Pacific: https://twitch.tv/nightattack https://youtube.com/modernrogue Hosted on Acast. See acast.com/privacy for more information.
The second half of our streaming guide moves from services to the boxes, sticks, smart TVs, antennas, and oddball gadgets that actually get video onto your screen.Roku remains one of the most affordable and widely supported streaming hardware options, with both boxes and sticks available. It began as the original Netflix streamer, but today its biggest advantages are interface preference, ecosystem familiarity, and broad app support.Fire TV sticks and boxes make the most sense for people already deep in Amazon's ecosystem, especially if they use Prime Video and add-on channels heavily. The Fire TV Cube also gets praise as an easy “hotel-like” setup for guests, with strong voice-control features.Apple TV is the easiest recommendation for people already using iPhones, Macs, and iPads. Its ecosystem integration makes passwords, purchases, authentication, and playback smoother, and older Apple TVs can remain useful for years.Chromecast is gone as a hardware brand, replaced by the Google TV Streamer. It is a good fit for people invested in Google, YouTube, YouTube TV, and Android, though Google's TV hardware strategy has been less consistent than Roku, Fire TV, or Apple TV.The NVIDIA Shield TV remains the power-user option for gamers, tinkerers, VPN users, and people who want more control over their streaming box. It has not been substantially updated since 2019, but it still works well, even if it is starting to show its age.Game consoles can still stream video, but Sony and Microsoft have mostly moved away from treating them as primary TV boxes. The crew also gives a farewell nod to retired or fading hardware like TiVo and Microsoft's old TV ambitions.The Xumo Stream Box from Comcast and Charter may be worth considering for internet subscribers who can get it free or discounted. It can replace some traditional cable-box use cases while still offering access to streaming apps.Many viewers simply use the apps built into their smart TVs, and that can work fine as long as performance holds up. Samsung's Tizen, LG's webOS, Roku TV, Fire TV, Google TV, Vizio's SmartCast, and TiVo OS all get a rundown, with the main advice being to consider long-term speed, app support, and whether you may eventually want a separate streaming box.For over-the-air broadcast TV, devices like HDHomeRun and Tablo can turn an antenna into a networked live-TV and DVR system. Amos explains his HDHomeRun Quattro setup feeding Plex for local DVR recordings like Saturday Night Live, NASCAR, major sports, and local news during severe weather.Amos also points out that Alaska's over-the-air TV can sometimes be delayed or degraded because local signals are rebroadcast by satellite. That means streaming apps can occasionally be ahead of the antenna feed, proving once again that every “simple” TV setup has an exception hiding somewhere.The crew closes by talking about how they actually choose what to watch now that almost everything is available somewhere. Brian compares modern TV to a book-club experience, Tom breaks down different household viewing use cases, and Amos describes his viewing as deliberate, focused, and ad-free whenever possible.Website: https://cordkillers.comEmail: cordkillers@gmail.comLive Tuesdays at 5:30 PM Eastern / 2:30 PM Pacific: https://twitch.tv/nightattack https://youtube.com/modernrogue Hosted on Acast. See acast.com/privacy for more information.
The second half of our streaming guide moves from services to the boxes, sticks, smart TVs, antennas, and oddball gadgets that actually get video onto your screen.Roku remains one of the most affordable and widely supported streaming hardware options, with both boxes and sticks available. It began as the original Netflix streamer, but today its biggest advantages are interface preference, ecosystem familiarity, and broad app support.Fire TV sticks and boxes make the most sense for people already deep in Amazon's ecosystem, especially if they use Prime Video and add-on channels heavily. The Fire TV Cube also gets praise as an easy “hotel-like” setup for guests, with strong voice-control features.Apple TV is the easiest recommendation for people already using iPhones, Macs, and iPads. Its ecosystem integration makes passwords, purchases, authentication, and playback smoother, and older Apple TVs can remain useful for years.Chromecast is gone as a hardware brand, replaced by the Google TV Streamer. It is a good fit for people invested in Google, YouTube, YouTube TV, and Android, though Google's TV hardware strategy has been less consistent than Roku, Fire TV, or Apple TV.The NVIDIA Shield TV remains the power-user option for gamers, tinkerers, VPN users, and people who want more control over their streaming box. It has not been substantially updated since 2019, but it still works well, even if it is starting to show its age.Game consoles can still stream video, but Sony and Microsoft have mostly moved away from treating them as primary TV boxes. The crew also gives a farewell nod to retired or fading hardware like TiVo and Microsoft's old TV ambitions.The Xumo Stream Box from Comcast and Charter may be worth considering for internet subscribers who can get it free or discounted. It can replace some traditional cable-box use cases while still offering access to streaming apps.Many viewers simply use the apps built into their smart TVs, and that can work fine as long as performance holds up. Samsung's Tizen, LG's webOS, Roku TV, Fire TV, Google TV, Vizio's SmartCast, and TiVo OS all get a rundown, with the main advice being to consider long-term speed, app support, and whether you may eventually want a separate streaming box.For over-the-air broadcast TV, devices like HDHomeRun and Tablo can turn an antenna into a networked live-TV and DVR system. Amos explains his HDHomeRun Quattro setup feeding Plex for local DVR recordings like Saturday Night Live, NASCAR, major sports, and local news during severe weather.Amos also points out that Alaska's over-the-air TV can sometimes be delayed or degraded because local signals are rebroadcast by satellite. That means streaming apps can occasionally be ahead of the antenna feed, proving once again that every “simple” TV setup has an exception hiding somewhere.The crew closes by talking about how they actually choose what to watch now that almost everything is available somewhere. Brian compares modern TV to a book-club experience, Tom breaks down different household viewing use cases, and Amos describes his viewing as deliberate, focused, and ad-free whenever possible.Website: https://cordkillers.comEmail: cordkillers@gmail.comLive Tuesdays at 5:30 PM Eastern / 2:30 PM Pacific: https://twitch.tv/nightattack https://youtube.com/modernrogue Hosted on Acast. See acast.com/privacy for more information.
SUMMARY DEL SHOW Futuros mixtos este viernes con el Nasdaq 100 y el $SPX cediendo terreno tras el rally de chips, con el mercado atento al debut de $SKHY y sin nuevos ataques en el frente iraní mientras persisten los esfuerzos diplomáticos. SK Hynix $SKHY debuta en el Nasdaq levantando $26.5 Billones en la mayor colocación de una empresa extranjera en la historia de EE.UU., con la emisión siete veces sobresuscrita y $NVDA como cliente ancla. Circle Internet $CRCL sube cerca de 7% en premarket tras recibir aprobación para establecer un banco fiduciario nacional, mientras $NFLX explora TV en vivo y paquetes de streaming ante señales de menor engagement.
When people hear the Gibbs name, most would think of NASCAR owner and Super Bowl champion Joe Gibbs. While Joe continues as the namesake of the motorsports powerhouse that is Joe Gibbs Racing, his daughter-in-law, Heather Gibbs, has stepped into a leadership role to help forge the future of the team. From her early days as a baker to her success as a realtor, and now her role as a Co-Owner of Joe Gibbs Racing, Heather has a wealth of experience and perspective in the business world across real estate, racing, and even baking cakes! In this episode of Business of Motorsports with Kelley Earnhardt, Gibbs addresses the emotions of seeing her son Ty get his first Cup victory, the frustrations of the charter negotiations, the sadness of losing her husband Coy, and how the race team could look when Joe passes on the torch. If you're looking for business insight or just want to know more about Heather's story, this is a fantastic interview. Check out Dirty Mo Media on YouTube: https://www.youtube.com/@DirtyMoMedia Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Happy 250th! The bulls are bubbling up! Yentervention – it is a thing. Labor market predictions. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env:'production', hosted_button_id:'JJJHP2GDEJC7J', image: { src:'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt:'Donate with PayPal button', title:'PayPal - The safer, easier way to pay online!', } }).render('#donate-button'); Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - 250 Years! - We have the scorecard - Bulls are on the loose! - Kevin Hassett - what a putz - RAM JOB! Markets - Google's first day in the DJIA - a good one - SpaceX bonds already losing -Yen slips to 1986 levels - Yentervention? WHAT A PUTZ! - Trump Accounts launch July 4, with the NYSE and Nasdaq set to ring the opening bell from the Oval Office. - Program gives a $1,000 Treasury-funded investment account to U.S. children born from January 1, 2025 through December 31, 2028. - Kids under 18 can have accounts, but only newborns in that four-year window get the federal seed money. - Parents, family, employers, nonprofits, and governments can add money, with a general $5,000 annual contribution cap. - Money is invested in index funds and generally locked up until the child reaches adulthood. - Kevin Hassett pitched it as a way to teach kids about markets, ownership, saving, and compounding. His argument is that the more young people get exposed to investing early, and market ownership becomes less of an upper-income club. - However - > the government is handing out taxpayer-funded brokerage seed money while selling it as capitalism. - Also odd: the benefit may skew toward families who already know how to file forms, open accounts, and add more money. - So basically it is a forced financial-literacy experiment wrapped in a political brand name, with a socialist starter check to teach capitalism. First-Half Winners and Losers - S&P 500 finished the first half up roughly 7% to 8%, with the rally led by AI hardware, chips, memory, and data-center infrastructure. - Biggest winners were the shovel sellers: Sandisk up about 780%, Micron up about 296%, Western Digital up about 240%, Seagate up about 226%. - Overseas AI hardware ripped too: South Korea's Kospi up 123%, helped by Samsung up 169% and SK Hynix up 303%. - Semiconductor ETFs had a monster Q2: iShares Semiconductor ETF up 86.8%, VanEck Semiconductor ETF up 64.8%. - Japan's Nikkei rose about 38%; FTSE 100 gained about 5.8%. - Losers were the software/platform names that could not prove immediate AI payoff. - Microsoft was down about 24% despite being one of the biggest AI spenders. - Momentum stocks had one of their worst stretches in two decades as the Magnificent Seven slipped on capex worries. - Crypto and gold also lagged the AI-infrastructure trade. - Equity BULLS are running like it was San Fermin, Spain... MORE.... - Gold biggest quarterly loss since 2013 - Japan best quarter ever - Oil starts and ends - Kospi best quarter in 30 years - Stoxx 600 best Q in 5 years Something is going to break! - When Micro announced earnings, and we see that companies are panicking (News about existential threat to smaller tech players).. We said something is going to break - MU shares lifted to ATH on the news - big big beat - Micron's latest quarter showed a dramatic acceleration from the year-ago period, with revenue rising from $9,301 to $41,460 and EPS increasing from $1.91 to $25.11. - HUGE uptick in guidance - Apple increased pricing, Dell is increasing prices next week (17%), Microsoft raised price on XBox, HP across the board increase, Lenovo/Xiaomi increases, - NOW: Apple is lobbying the Trump administration for clearance to buy memory chips from China's ChangXin Memory Technologies Korea Goes All-In On AI Memory - Samsung and SK Hynix are backing a huge South Korea chip buildout tied to AI memory, HBM, advanced DRAM, packaging and data centers. - Samsung's plan includes hundreds of trillions of won for new fabs, including HBM facilities in Cheonan and Onyang. - SK Hynix is expanding Yongin and planning a major new chip base as it rides demand from Nvidia-linked HBM supply. - Government angle: Seoul wants domestic chip capacity treated like national infrastructure, not just corporate capex. - The state is trying to lock in supply-chain control before China, Taiwan, Japan and the U.S. pull more production into their own subsidy zones. - Market wrinkle: AI memory is hot now, but memory companies have a long history of overbuilding into strong pricing cycles. - Governments are no longer just subsidizing chips — they are helping plan semiconductor cities. RAM Job? - Samsung, SK hynix, and Micron were hit with a U.S. antitrust class-action lawsuit over alleged DRAM price fixing. - Allegation: the big three coordinated supply cuts while shifting capacity away from regular DDR3/DDR4 memory and into high-bandwidth memory for AI servers. - Plaintiffs say the three companies control roughly 90% of the DRAM market. - Conventional DRAM prices allegedly jumped about 700% over four years. - Complaint argues that in a normal commodity market, at least one supplier would usually increase production when prices spike. - Instead, the lawsuit says all three moved in the same direction at the same time. DRAM: We Have Seen This Movie Before - Yes, there was a similar DRAM price-fixing scandal in the 2000s. - DOJ investigation covered alleged DRAM price fixing from roughly 1998 through 2002. - Hynix pleaded guilty in 2005 and agreed to pay a $185 million criminal fine. - Samsung pleaded guilty in 2005 and agreed to pay a $300 million criminal fine. - Infineon pleaded guilty earlier, in 2004, and agreed to pay a $160 million fine. - Micron was involved in the investigation but received amnesty/cooperation treatment rather than the same criminal fine path. - Several executives were also charged or pleaded guilty. - State AGs and private plaintiffs later pursued civil cases tied to overpayment claims. - Difference now: the new case is not yet proven and appears focused on alleged coordinated supply restriction during the AI/HBM boom. Chevron and Microsoft - Chevron Corp signed 20-year deal with Microsoft for data center power. - Agreement supplies natural-gas fired generation for massive West Texas facility. - Project Kilby expected online 2028, ramping to 2.67 gigawatts. - Full output enough to power more than 530,000 Texas homes. - Chevron partnering Engine No. 1, final investment decision planned later. - Deal follows prior reports of exclusive long-term power negotiations. More Oil News - Drill baby Drill - Interior Department cutting federal drilling bonds by 95% to spur exploration. - Required bond drops from $500,000 to $25,000 for leases. - Bonds ensure cleanup costs don't fall on taxpayers if wells abandoned. - Policy change aims to encourage more oil and gas development. - Proposal subject to 60-day public comment after Federal Register publication. Dow 52,000 and the Tech Bounce - Dow closed above 52,000 for the first time Monday, finishing at 52,182.74. - S&P 500 gained 1.18%; Nasdaq jumped 2.07%. - S&P and Nasdaq snapped five-session losing streaks. - Alphabet rose 4.8% on its first day as a Dow component. - Tesla gained 8.5%; SpaceX rose more than 7%. - The bounce came after last week's tech selloff, with investors rotating back into mega-cap and AI names. Comcast Breaks Itself Up - Comcast plans to split media and connectivity into two separate companies. - NBCUniversal and Sky would be spun off in a tax-free deal; Comcast keeps broadband, wireless, and cable. - Completion expected within a year. - Shareholders would own both Comcast and the new NBCUniversal. - Comcast shares rose on the news; Charter also jumped as investors speculated Comcast could eventually pursue a broadband-scale deal. AI Trade Gets a Warning Label - Bank for International Settlements flagged the AI boom as a financial-stability risk. - The main concerns: elevated valuations, investor complacency, complex funding structures, and debt financing across the AI supply chain. - BIS also warned that record public debt and leveraged hedge-fund activity in sovereign bonds could amplify shocks. - Quote from BIS General Manager Pablo Hernandez de Cos: "Policy actions must reinforce each other." - The interesting part: central bankers are not saying AI is fake; they are saying the financing stack may be fragile. Inflation Back Above 4% - BEA's PCE price index rose 4.1% year over year in May. - April was 3.8%; March was 3.5%; February was 2.9%. - This keeps pressure on the Fed because PCE is the Fed's preferred inflation gauge. - Core PCE may later be revised lower because of BEA methodology changes. - Goldman estimated May core PCE could be trimmed to 3.2% from 3.4%; JPMorgan expected 3.3%. - Funny-but-real detail: part of the potential revision comes from how BEA prices portfolio management, legal services, and computer software. Jobs Report Becomes Bad-News-Is-Bad-News - June payrolls are due Thursday because markets are closed Friday for Independence Day. - The setup is awkward: strong jobs could mean stronger economy, but also higher odds of Fed hikes. - Looking back - May payrolls were hot at 172,000 versus an 85,000 forecast, with unemployment steady at 4.3%. - Remember - after the June Fed meeting, policymakers were clearly focused on inflation, not rescue cuts. Oil, Iran, and the Market's New Weird Routine - Oil stayed volatile around renewed U.S.-Iran tensions and peace-talk headlines. - Brent rose 1.6% Monday to $73.15; WTI rose 2.2% to $70.75. - Markets rallied anyway, helped by signs talks would resume and shipping routes were stabilizing. - The odd market behavior: geopolitical escalation keeps getting followed by de-escalation headlines and risk-on rallies. - This is now part of the trading pattern: weekend war scare, Monday relief rally, repeat. --- New attacks by USA on Iran happened at approx 4:30PM on Friday (markets closed) and then a halt to the fighting on Sunday - before the futures opened. Odd : Wendy's Becomes a Meme Stock - Wendy's became the latest retail-trader short-squeeze target. - Stock surged 25% last Wednesday, then gained another 9% Thursday. - Barron's said the move followed a CFO shakeup and WallStreetBets attention. - New CFO Steve Cirulis came from Potbelly and is also taking the Chief Strategy Officer title. - Wendy's had fallen 47% over the past year before the rally. - Short interest was nearly 30% of the public float, making the stock easier to squeeze. - Trian, Nelson Peltz's firm, owned nearly 15 million shares valued around $93 million. SpaceX Bonds Slip After Big Debut - SpaceX sold $25 billion of investment-grade bonds, its first major public debt deal. - Demand was huge, with roughly $85 billion to $98 billion of orders. - The 10-year tranche priced about 1.4 percentage points over Treasurys. - Bonds weakened quickly after pricing. - The 10-year yield rose near 6%, with the spread moving above 1.6 percentage points. - Longer-dated 2046 and 2056 bonds took the most pressure. - The pushback: bond buyers want more yield for a company still funding rockets, Starlink, AI/data-center spending, and Mars ambitions. - Clean read: equity investors bought the story; bond investors immediately marked it down. Yentervention - Yen weakened again, pushing toward the 162-per-dollar zone and near its weakest level in about 40 years. - Japan keeps warning it is ready for "decisive action" or to respond "at any time." - Market does not seem scared for long. - Japan already spent heavily defending the yen, including a roughly $73 billion yen-buying operation after the currency broke past 160. - U.S. rates are still high, the Fed is not rushing to cut, and the Bank of Japan is still moving slowly. - That keeps the carry trade alive: borrow cheap yen, buy higher-yielding dollars. - Japan's foreign reserves fell 5.6% in May after intervention, showing the defense is expensive. Love the Show? Then how about a Donation? 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This episode we have some excellent whiskey and pipe tobacco pairings! Specifically Old Charter with Sutliff Black Swan and Laphroaig 18 with Mac Baren Old Dark FiredAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Ruthie Polinsky and Clay Harbor hand out their pre-training camp superlatives on this episode of The Charter. They discuss which Bears players are primed for a breakout season, who could take a step back, the veterans and rookies poised to make the biggest impact in 2026, and the position group that still needs the most help before training camp begins.