Podcast appearances and mentions of price waterhouse coopers

The government's target of 1.2 million homes between now and 2030 is batterd, with home building approvals dropping again. Plus, Price Waterhouse Coopers former CEO suspended as a charted accountant for four years.See omnystudio.com/listener for privacy information.

How much of your financial future is shaped not by what you earn — but by what you keep?Brandon Hall, CPA, national speaker, and Founder & Managing Partner of Hall CPA PLLC (The Real Estate CPA), works with real estate investors, syndicates, and private equity funds to optimize tax positions and streamline accounting. Drawing on his experience at Pricewaterhouse-Coopers and Ernst & Young, and having built his own 25-unit portfolio of multifamily, single-family, and short-term rentals, Brandon believes real estate is key to building sustainable, generational wealth.In this conversation, he shares practical strategies to lower tax burdens, protect investments, and unlock overlooked opportunities from 100% bonus depreciation and cost segregation to passive activity loss rules and the “Lazy Man's 1031 Exchange.” You'll also hear his warnings on compliance risks, misconceptions about real estate professional status, and why bad advice can cost you years of progress.Listen to the full episode to discover how the right tax strategy can become one of your most powerful wealth-building tools.Connect with Brandon Hall:https://www.therealestatecpa.com/contact@therealestatecpa.comConnect with Amy Sylvis:https://www.linkedin.com/in/amysylvis/Contact Us:https://www.sylviscapital.comhttps://www.sylviscapital.com/webinar00:00 Introduction00:19 Welcome to the Secrets to Abundant Living Podcast01:08 Meet Your Host: Amy Sylvis02:09 Special Guest: Brandon Hall's Journey04:14 The Birth of Hall CPA07:55 The Importance of Specialized Tax Professionals14:15 Understanding the New Tax Bill18:50 Understanding Passive Income and Tax Losses20:39 Real Estate Professional Status Explained23:26 Multiple Streams of Income and Bonus Depreciation25:51 The Lazy Man's 1031 Exchange30:29 Navigating the 2025 Tax Changes33:32 Final Thoughts and Advice

seven commitments outlined in his book, Staring Down The Wolf—--alignment. Throughout the episode, Mark peels back the layers of what alignment really means on the battlefield, in life, and in business.    Mark demonstrates how elite teams thrive when they are radically transparent, relentlessly communicative, and connected to a shared vision. He highlights real-life stories from SEAL team leaders and methods such as daily huddles that break down silos and speed up innovation and execution.    Along the way, Mark makes clear that alignment is about far more than just meetings or sharing information. It's about cultivating an environment where vulnerability is encouraged—-where every team member has the courage to communicate openly, rally around the mission, and keep themselves radically aligned for success.     Key Takeaways:  Relentless, Transparent Communication: Alignment can't come without honest and open communication. Open information sharing and the sharing of visions, challenges, and where support is needed accelerate team trust and execution.    Focus Amidst Information Overload: Recognize that while staying informed is crucial, true alignment comes from narrowing one's focus. It's important to ask: does this align with the team's vision?    Maximize Sharing: Expertise, resources, and information should all be shared openly within one's team. Hoarding knowledge can only hurt alignment and trust.   The Importance of Self-Reflection: Discover how regularly reflecting on one's alignment, focus, and potential distractions help teams and leaders stay true to their goals.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Sponsors and Promotions: Peak Pure Naturals: Head to PeakNatural.com and use code DIVINE at checkout to give Peak Beets a try for 25% off. Plus remember you're covered by their lifetime satisfaction guarantee.

  What does real growth look like? That's the question Mark Divine hopes to answer in today's episode of The Mark Divine show. The fourth commitment of Mark's book, Staring Down The Wolf, growth looks like far more than simply acquiring new skills or certifications. It's about embracing discomfort, seeking variety, and finding meaningful mentors.    Mark distinguishes between “horizontal” development—-learning new tasks and meeting external expectations—and “vertical” development—--which transforms not only what you know, but who you are at your very core. By sharing vivid stories from his Navy SEAL days, Mark demonstrates how growth is a multidimensional process, embodying physical, mental, spiritual, and emotional elements, that prepares us to thrive in an ever-evolving world.    It's not always easy, but Mark offers actionable insights to help break free from one's comfort zone and take ownership over one's personal evolution.     Key Takeaways:  Aiming for Vertical Growth: Recognize that self-development is not about just acquiring new skills—-but changing who you are and how your mind works. Challenge Fuels Growth: Discover how authentic growth does not happen inside one's comfort zone—but rather through pushing oneself and tackling the uncomfortable. Mentorship is Non-Negotiable: Understand that true growth cannot happen alone. The value of having mentors for every dimension (spiritual, emotional, physical, and mental), can't be understated. The Necessity of Growth in the Age of AI:  With artificial intelligence advancing at a very rapid rate, uniquely human capabilities like creativity, resilience, intuition, and integrated growth will be more important than ever.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Sponsors and Promotions:   Fair Harbour: Fair Head to FairHarborClothing.com/DIVINE and use code DIVINE20 for 20% off your first purchase.

Trust. It's yet another essential ingredient in building and sustaining elite teams. This week on The Mark Divine Show, Mark does a deep dive into the art and science of trust, drawing from his rich experience with the Navy SEALs, and his book “Staring Down The Wolf”.    Mark shares tales that unveil the true nature of leadership when things go sideways, and unpacks the three foundational pillars of trust—transparency, humility, and relentless follow-through. He discusses how authentic leadership is forged by facing down fears—-particularly the fear of failure.    Using insights from the military and his own personal growth journey, Mark issues a call to action for leaders everywhere to look inward, trust themselves first, and lead with character and courage.   Key Takeaways:  Relentless Follow-Through: Understand that trust is cemented when leaders do what they say, support their teams, and make sure crucial lessons lead to real action and positive change.   Facing The Fear of Failure: Realize that  leaders who are afraid of failure tend to become perfectionists, procrastinators, or careerists, which ultimately weakens teams and limits growth. Authenticity Matters: Recognize that staying authentic, consistent, and operating from humility will spread trust throughout your team.   Trust is Critical in Team Performance: Discover how trust acts as the “glue” for elite teams, and the consequences of lacking it can be mediocrity and underperformance.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Sponsors and Promotions: Marley Spoon: This new year, fast-track your way to eating well with Marley Spoon. Head to MarleySpoon.com/OFFER/DIVINE and use code DIVINE for up to 27 FREE meals! That's right… up to 27 FREE meals with Marley Spoon.   Fair Harbor: Head to FairHarborClothing.com/DIVINE and use code DIVINE20 for 20% off your first purchase. 

This week on The Unbeatable Mind, host Mark Divine dives into another key commitment to forging elite, high performance teams—-respect. It holds the power to unlock massive potential, both in ourselves and those we lead.    Drawing from his Navy SEAL experience, Mark shares compelling stories of leadership, integrity, and collaboration. He highlights what true respect looks like in action, whether it is welcoming new players like the Marines into the Special Operations community, or making tough, high-integrity decisions under pressure.    He provides valuable insight into cultivating authenticity, clarity, and trust, which are the building blocks of genuine respect—-and details why these “soft skills” are true superpowers in today's fast paced world.    Key Takeaways:  Radical Authenticity: Understand why the most respected leaders lead with humility, admit when they're wrong, and always stay real. This creates genuine connection and fosters a culture of mutual respect. Clarity Conquers Pressure: Discover why staying crystal clear on what your values are even when facing political or organizational pressure is key to earning respect. The Shadow Side of Respect: Recognize that true respect comes from embracing vulnerability, owning your flaws, and being transparent about your challenges and setbacks. Respect Leads to Trust & Courage: Notice that by embodying integrity, authenticity, and clarity, leaders create a foundation for organizational trust and collective courage.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsors and Promotions: Momentous: Head to LiveMomentous.com and use code DIVINE for 35% off your first subscription.  Peak Pure Naturals: Head to PeakNatural.com and use code DIVINE at checkout to give Peak Beets a try for 25% off. Plus remember you're covered by their lifetime satisfaction guarantee.  

Today on the Unbeatable Mind, Mark Divine is diving deep into the first of the seven commitments necessary to forge elite teams—--courage. Mark, drawing from his Navy SEAL background, breaks down the foundational importance of courage—--and why it serves as a crucial gateway to the higher energies of growth, acceptance, and love.    Mark reveals how courage is not just about charging forward, but rather about the willingness to face our deepest fears, embrace risk, and refuse to stay in our comfort zone. He provides actionable strategies for cultivating courage, like practicing the art of letting go, or simulating challenging scenarios through what he calls “reality-based training”.    Mark candidly reflects on the ongoing struggle with ego, vulnerability, and the power of forgiveness. Delving into the importance of aligning one's daily actions with their greater purpose and principles, Mark highlights how leading yourself and others through adversity sometimes means walking away from old environments and relationships.  Key Takeaways:  Training For Risk: Learn how embracing risk means preparing for it—-facing your fears and building competence.   Living By Your Personal Ethos: Realize how true transformation comes from aligning your actions with your deepest values—-even when it's hard.    Courage as Inaction: Note that courage can be subtle—as much as it's about action, many times it's about restraint—-having the wherewithal NOT to speak or react to a situation.    The Importance of Self-Reflection: Discover that in order to live by your personal ethos, you must UNDERSTAND what your personal ethos is. Doing so requires reflection on what you value, and what you won't compromise on.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Momentous: Cover all of your bases and get up to 35% off your first subscription order at LiveMomentous.com with code DIVINE   Pendulum:   It's not complicated. Take your probiotic relationship to the next level. Break down sugars and carbs more efficiently, reduce cravings, sustain energy and help maintain a healthy weight. Go to pendulumlife.com and get 20% off membership first orders using code MARKDIVINE at checkout.  

Con motivo del apagón nacional del lunes, hablamos con Alberto Carbajo, ex Consejero de Red Eléctrica Española y con Oscar Barrero, consultor de transición energética de Price Waterhouse Cooper para que nos expliquen lo sucedido.

Con motivo del apagón nacional del lunes, hablamos con Alberto Carbajo, ex Consejero de Red Eléctrica Española y con Oscar Barrero, consultor de transición energética de Price Waterhouse Cooper para que nos expliquen lo sucedido.

On this week's episode of The Unbeatable Mind, Mark Divine shares his compelling and personal tale of resilience of the recent snowmobile accident that left him with serious injuries and a harrowing journey towards recovery.    Shortly after completing his PhD in Global Leadership & Change, Mark accepted an invitation to explore Northern Quebec by way of a snowmobiling adventure. The would-be rejuvenating experience soon turned into a test of resilience and fortitude, leaving Mark with multiple fractures and a punctured lung.    Mark shares these details not solely for the purpose of recounting a personal story, but to explore the pivotal role his extensive training and mindset played on the road to healing. He dives into the techniques he uses—-from advanced visualization to staying physically active to the extent of his recovery capacity. In addition, Mark explores alternative healing methods, like peptides and the potential use of stem cells to illustrate a holistic approach to healing.   Mark provides a fascinating look into how one's philosophies on life can, and do provide a valuable framework to overcome even the most significant of challenges!  Key Takeaways:  Opportunity From Adversity: Listen to Mark recount how this challenging experience actually deepened his mindfulness practice and strengthened his familial relationships. He reminds listeners that every setback can become an opportunity for growth.    Tools For Resilience: Discover the power of tools like maintaining a positive mindset and creative visualisation in getting through a crisis and improving your day-to-day life.    Mindful Recovery: Recognize how staying active is crucial in recovery—-but it must be done within the limits of your capabilities.  Exploring Alternative Healing: Explore the value of staying open to new advances in health and recovery technology, just as Mark is in trying peptides and considering stem cell therapy. Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsors and Promotions:   Momentous: If you're interested in making a true investment in your health, why not join the best in human performance and be part of the change in raising the bar on supplements. Just go to livemomentous.com and use code DIVINE for 20% off your new routine today.   Indeed:  Listeners of this show will get a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to get your jobs more visibility at Indeed.com/DIVINE.    Kinsta:  Tired of being your own hosting support team? Switch to Kinsta and get your first month free. And don't worry about the move - they'll handle the migration for you, no tech expertise required. Visit Kinsta.com/Mark to get started.   

This week on The Unbeatable Mind, Mark Divine once again dives into the Five Mountains of Personal Development, this time introducing listeners to the profound concept of “Kokoro”-----the integration of heart and mind into one's actions!    All while encouraging a holistic approach to living life authentically and purposefully, Mark examines the Western tendency towards constant achievement and external validation. He proposes instead a journey that prioritizes inner peace and well-being, bringing our ambitions into a state of harmony with our core values.    Mark shares practical insights into connecting with our life's purpose following the three P's: purpose, passion, and principles—-providing tools for self-reflection that help align our life's actions with our ultimate calling!   Key Takeaways: Kokoro: Uniting The Heart & Mind: Understand the balance between gaining and letting go. Learn how achieving one's highest capacity involves not only striving for accomplishment, but surrendering certain beliefs.  Balancing Masculine & Feminine Energies: Discover the importance of balancing the West's action oriented mindset (masculine), with a more receptive and compassionate mindset.(Feminine).  The Three P's: Learn how to align your life's calling with your core values through purpose, passion, and principles.  One Day, One Lifetime Philosophy: Listen as Mark advocates for living every day as if it's your only day in order to reduce regrets and enrich your life experience.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsors and Promotions: Defender: Shop the full Defender line-up at LandRoverUSA.com NordVPN: To get the best discount off your NordVPN plan, go to https://nordvpn.com/markdivine which will also give you 4 extra months on the 2-year plan. There's no risk with Nord's 30-day money-back guarantee! Pique: Right now, you can get 20% off plus a FREE starter kit when you shop exclusively at Piquelife.com/DIVINE. Cremo: Head to Target or Target.com to find Cremo's new line of antiperspirants and deodorants in the Italian Bergamont and Palo Santo scents.   

On this episode of The Unbeatable Mind, Mark Divine continues his journey into the world of Five Mountain Development, this time highlighting the key role intuition plays in human development.    Drawing from his experiences in the SEAL teams, the corporate world, and his personal meditation practice, Mark explores three types of intuition: instinctual, emphatic, and insightful. Whether it's life-saving instincts on the firing range, or heart-driven insights whilst traversing a dangerous crevasse, Mark's experience with intuition is not only deeply personal, but has played a crucial role in his life. Thankfully, this allows Mark to provide practical techniques for one to cultivate intuition—drawn from ancient traditions and mindfulness practices. These techniques can not only enhance awareness and presence, but are essential in a world characterized by rapidly evolving technology.   Key Topics Include: Types of Intuition: Listen to Mark cover the three types of intuition—-instinctual (gut), emphatic (heart), and insightful (mind), and how each type offers a unique role in navigating life's complexities.  Intuition in the Age of AI: Discover how skills like creativity and empathy are going to be more valuable than ever before as we prepare for an unpredictable future.  Pattern Recognition: Learn how our ability to recognize patterns over time can contribute to intuitive insight.  Engaging With Nature: Find out how connecting with nature with a quiet mind can not only help us connect deeply with our environment, but enhance intuitive capabilities as well.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/    Sponsors and Promotions: Defender: Design your Defender at LandRoverUSA.com!  Momentous: Go to livemomentous.com and try it today at 20% off with code DIVINE, and start living on purpose. NordVPN: To get the best discount off your NordVPN plan, go to our link -  https://nordvpn.com/markdivine which will also give you 4 extra months on the 2-year plan. There's no risk with Nord's 30-day money-back guarantee! Pique: Right now, you can get 20% off plus a FREE starter kit when you shop exclusively at Piquelife.com/DIVINE. 

Continuing from part one of Mark Divine's deep dive into the Emotional Mountain (a crucial but often difficult to integrate tenet of Five Mountain Development), this episode of The Unbeatable Mind finds Mark examining the profound impact emotions have on physical and mental well-being.    From the complex interplay of emotions, mental processes, and physical states to a concept called The Default Mode Network (a key player in conditioned emotional responses), Mark leaves no stone unturned in his discussion of the most intricate of the Five Mountains. Struggling with how to identify and manage emotional patterns? Mark shares insightful strategies for how to do so—-like one he calls the ‘WIRM' process. Additionally, he explores the psychological approaches of some of the most influential thinkers of all time, such as Freud, Jung, and Richard Schwartz. This is a deep dive that offers incredibly valuable perspectives on the ever-so-challenging process of emotional work.    Key Topics Include: Embracing Courage & Transforming Fear: Learn how to identify and transform irrational fears, understand root emotions, and face challenges with a positive mindset The WIRM Process: Understand Mark's method for intercepting and redirecting fear loops into positive outcomes.  Making Friends With Emotions: Learn the art of accepting your feelings while maintaining self-compassion and courage.  Somatic Practices & Emotion: Explore how somatic movement such as dance or yoga play a role in emotional healing.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership   Sponsors and Promotions: Defender: Design your Defender at LandRoverUSA.com!  Qualia: To feel in your prime WAY longer than you ever thought possible, try Qualia Senolytic up to 50% off right now at qualialife.com/divine15, and code DIVINE15 at checkout for an extra 15% off. Indeed: Listeners of this show will get a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to get your jobs more visibility at Indeed.com/DIVINE

Welcome to another episode of The Unbeatable Mind podcast with Mark Divine. This week, we're continuing the journey through Five Mountain Development. In this episode, the spotlight is on the Emotional Mountain, often a stumbling block for many on their personal growth journey. Mark shares his personal experiences and insights, revealing how emotional development is integral to overall well-being. From therapy to mindfulness practices, he explains the significance of understanding and overcoming deep-seated emotional patterns. Whether you're a seasoned seeker or new to personal development, this episode offers valuable perspectives and practical advice on navigating the emotional terrain.    Tune in as we continue on this transformative journey towards self-discovery and empowerment.   Key Topics Include: Emotions as Physical-Mental Integration: Mark emphasizes that emotions are felt experiences combining bodily sensations with mental interpretations. They cannot be separated from physical and mental development, requiring a holistic approach to emotional growth. Shadow Work & Family Systems: Through personal examples, Mark illustrates how emotional patterns from family systems often remain hidden in our "background of obviousness," requiring conscious work to recognize and transform unhealthy emotional programming from childhood. Multiple Emotional Expressions: Emotions manifest in various ways - physiologically (body sensations), expressively (physical responses), mentally (thought patterns), behaviorally (habitual actions), and evaluatively (intuitive feelings). Understanding these different expressions is key to emotional development.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/ Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsor And Promotions: Defender:   The highest achievers among us are the people still striving, still reaching for something. It's those people who approach the impossible and embrace it. There's a vehicle for people like that. It's called the Defender. Explore the full Defender line-up at LandRoverUSA.com   Momentous:   Go to livemomentous.com and try it today at 20% off with code DIVINE, and start living on purpose.   Marley Spoon:   Go to MarleySpoon.com/OFFER/DIVINE and use the code DIVINE for up to 27 free meals!   Pique:   Right now, you can get 20% off plus a FREE starter kit when you shop exclusively at Piquelife.com/DIVINE.

In this continuation of his discussion on the Mental Mountain, Mark Divine expands on his earlier episode about mental training within his Five Mountains framework (Physical, Mental, Emotional, Intuitional, and Spiritual). He delves deeper into various meditation techniques and mental training practices, drawing from his personal experiences with Zen training and military preparation.    Throughout the episode, Mark outlines several key mental skills, including arousal control through breathing, attention control using box-breathing techniques, and the development of mindfulness. These practices help practitioners immensely to recognize that they are not their thoughts, enabling them to break free from limiting mental patterns.   Look no further than this episode for practical guidance on how to incorporate these training techniques into your daily routine so you can succeed in mastering your mental mountain!   Key Topics Include:   Arousal Control & Attention Control: Mark explains how nostril breathing and box breathing techniques can help us calm our bodies and minds, reactivating our parasympathetic nervous systems and enabling us to maintain focused attention. Mindfulness & Metacognition: We learn how mindfulness develops through attention control and concentration, leading to an awareness that separates us from our thoughts. This is the first step towards greater mental freedom. Visualization & Imagination: Mark shares a powerful personal story of how he used visualization to transform his dream of becoming a Navy SEAL into reality. He highlights the importance of creating positive mental imagery and practicing it regularly to achieve our goals.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/

In his second episode focusing on the Five Mountains of Development, Mark Divine builds off the foundational pillar of physical health to dive into the importance of mental training—-AKA “The Mental Mountain”. Mark outlines how conventional learning methods often fail to unlock one's true potential—an idea he's experienced firsthand during his journey from traditional education to discovering Zen Buddhism. Throughout his deep exploration of mental development, Mark guides listeners towards greater concentration, and the ability to perceive information beyond the confines of traditional thinking.  Key Takeaways: Going Beyond Traditional Education: Listen to Mark recount his journey from traditional education to focusing on mental development. No more would he focus on cramming knowledge, but rather, enhancing his cognitive abilities. Power of Meditation: It's not just about stillness—but rather breaking free from conditioned patterns and achieving what Mark calls—”mental freedom”!  Enhancing Creativity and Healing: Discover the advanced skills of visualization and imagination, both of which are practical tools for not only healing past traumas but unlocking creativity.  Achieving Mindfulness: Learn about the advanced technique of mindfulness— a profound state where you recognize you are not your thoughts, thus shifting your self-awareness and opening the potential for direct perception.  Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/ Sponsors and Promotions:   Defender: The highest achievers among us are the people still striving, still reaching for something. It's those people who approach the impossible and embrace it. There's a vehicle for people like that. It's called the Defender. Explore the full Defender line-up at LandRoverUSA.com   Momentous Go to livemomentous.com and try it today at 20% off with code DIVINE, and start living on purpose.   Indeed Listeners of this show will get a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to get your jobs more visibility at Indeed.com/DIVINE.   Momentous Go to MarleySpoon.com/OFFER/DIVINE and use the code DIVINE for up to 27 free meals!   Timestamped Overview:  00:00 Embodied Awareness for Holistic Health 03:31 Discovering Zen: Beyond Mental Constructs 09:15 "Expanding Self Through Mental Training" 12:41 Box Breathing for Mind Stabilization 16:21 Mindfulness: Crawl, Walk, Run Approach 17:26 Simultaneous Mind Training 20:52 "Mark Divine Show Highlights"    

In this episode, Helena sits down with Carin, an Executive Director at Harvard Business School, Nancy, a leader at Salesforce, to unpack why so many of us limit our potential because we buy into social conditioning. Is your work ethic actually a coping mechanism?Carin-Isabel Knoop is the Executive Director of the Harvard Business School Case Research and Writing Group. She was a consultant at McKinsey and Price Waterhouse Coopers. Carin has her bachelors summa cum laude in Government, Economics and International Relations from the University of Texas at Austin, and holds an MBA from Harvard Business school with honors. She is a very active Medium writer on creating better workplaces.Nancy Luong is a Speaker, Author, Content Creator, and Empowerment Coach. A proud daughter of Vietnamese/Chinese parents, she fosters inclusive spaces that amplify diverse voices. Her mission is to help individuals find clarity, build momentum, and step into their most authentic, confident selves. She's a Global Communications leader at tech giant, Salesforce. And just brought out her recent book “We Are All Weirdos”.This episode is about:

Zu Gast ist Marina Ziblis. Marina ist eine inspirierende **Change Managerin** und **Employee Experience Expertin**, die sich für positive Veränderungen in der Arbeitswelt einsetzt. Mit ihrer langjährigen Erfahrung in der Unternehmensberatung bei renommierten Unternehmen wie **KPMG, EY und PwC** hat sie zahlreiche Projekte weltweit begleitet und erfolgreich abgeschlossen. Marina ist eine **zertifizierte Speakerin** und Keynote-Rednerin, die ihre Erkenntnisse und Erfahrungen auf Konferenzen, Webcasts und Panels teilt. Sie wurde als **LinkedIn Top Voice** ausgezeichnet und gehört zu den **Top 100 Business Creators im DACH-Raum**. Ihr Ziel ist es, eine Arbeitswelt zu gestalten, in der **High Performance und Menschlichkeit Hand in Hand gehen**. Durch ihre Arbeit fördert Marina die Kompetenzen, die für **New Work und New Leadership** entscheidend sind, und setzt sich intensiv für eine respektvolle und dynamische Unternehmenskultur ein. Sie glaubt fest daran, dass Unternehmen, die ihre Mitarbeitenden in den Mittelpunkt stellen, langfristig erfolgreich sein werden.

There's many different aspects to personal growth. One can grow mentally, physically, spiritually, emotionally, or even intuitionally. However, without taking charge of one's own evolution, personal development can seem an impossibility. On this week's Unbeatable Mind podcast, host Mark Divine introduces the concept of “Five Mountain Development”, a holistic approach to personal growth with specific focus on vertical integration. Mark highlights the importance of moving beyond horizontal learning in order to achieve transformation on a fundamental level.    Key Takeaways: Vertical Vs. Horizontal Development: Discover how unlike horizontal development, vertical development doesn't just focus on acquiring new skills—-but on fundamentally changing who you are. Five Mountain Framework: Unlock your full potential by understanding the comprehensive “Five Mountain Model”, a framework in which to recognize and improve the physical, mental, emotional, intuitional, and spiritual aspects of the self.  Holistic Development: Recognize the importance of integrating the Five Mountains, encompassing each domain to achieve maximum transformation.  Role of Nature and Teamwork in Development: Realize the significance of time in nature and healthy sunlight exposure as well as team support in one's personal development journey.  Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world. Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsors: Defender: The highest achievers among us are the people still striving, still reaching for something. It's those people who approach the impossible and embrace it. There's a vehicle for people like that. It's called the Defender. Explore the full Defender line-up at LandRoverUSA.com Qualia Head to QualiaLife.com/DIVINE15 and use the code DIVINE15 for 15% off your first order!     Timestamped Overview:  00:00 Welcome to the Mark Divine Show. 06:24 Embrace growth mindset; pursue extraordinary personal transformation. 07:24 Unbeatable Mind focuses on holistic vertical development. 12:30 Intuition involves heart and gut's neurological signals. 15:26 Embrace dharma, align with evolution, own it. 20:23 Cultivate awareness, identify patterns, transform emotional responses. 21:15 Mindful awareness unlocks emotional and intuitional growth.  

Fear. It's a pervasive issue for many. However, on this week's Unbeatable Mind podcast, host Mark Divine takes a deep dive into the impact fear has on people's lives and how it is propagated in our culture. Mark breaks down common acronyms such as F.E.A.R (False Expectations Appearing Real), and discusses strategies for managing realistic fears as well as fears rooted in childhood trauma and primordial anxieties. Mark traverses his way through a myriad of daily practices that can help mitigate fear and discusses the difference between rational and irrational fears so listeners can identify the two, and avoid being debilitated by either.    Key Takeaways: Rational vs. Irrational Fears: Identify the differences between irrational fears (like the fear of how others perceive you), vs. rational fears (like fears based on current events), and learn how to avoid becoming debilitated by either.  Deep Rooted Fears: Recognize the necessity for emotional work in dealing with fears rooted in childhood trauma.  Fear in Modern Society: Discover how prevalent fear instigated by current events is and how fear mongering can be a tool of control by governments.  Importance of Individual Control: Learn how taking control of your own mind and environment can be a powerful tool to incite collective change.   Mark Divine is a former Navy SEAL Commander, entrepreneur, and NYT Bestselling author with PhD in Global Leadership and Change who has dedicated his life to unlocking human potential through integrated training in mental toughness, leadership, and physical readiness. Mark's journey began in New York City, where his fascination with eastern philosophy and martial arts set the stage for a transformative path. After a successful stint as a consultant at PriceWaterhouse Coopers, he made the pivotal decision to join the Navy SEALs at 25. Over two decades of service, Mark commanded critical missions globally, retiring as a Commander in 2011. Mark has trained elite organizations including Google, Nike, SpaceX, Boeing, Harvard University, The Olympics, YPO, and many others.Co-founding ventures such as SEALFIT, Unbeatable Mind, LLC, and Coronado Brewing Company have allowed Mark to blend his military expertise with entrepreneurial spirit. SEALFIT, born from his SEAL training insights, revolutionized physical and mental conditioning, impacting diverse groups from executives to athletes.Inspired by his military service, Mark founded the Courage Foundation to support veterans in holistic healing and restoration of purpose. Advocating for mental resilience and compassionate leadership, he aims to impact 100 million lives, fostering a more connected and courageous world.   Mark's Links:  LinkedIn: https://www.linkedin.com/in/markdivine/   Youtube: https://www.youtube.com/@markdivineshow  Facebook:https://www.facebook.com/RealMarkDivine/  Instagram: https://www.instagram.com/sealfit/?hl=en https://www.instagram.com/markdivineleadership/   Sponsors and Promotions:   Defender: The highest achievers among us are the people still striving, still reaching for something. It's those people who approach the impossible and embrace it. There's a vehicle for people like that. It's called the Defender. Explore the full Defender line-up at LandRoverUSA.com Momentous:  Visit LiveMomentous.com and use the code DIVINE for 20% off your supplement routine. Seed: Visit Seed.com/DIVINE and use the code 25DIVINE for 25% off your first month of DS-01!  

Meet Melanie StuberMelanie is the founder and CEO of Cultivate and Thrive LLC. She partners with leaders to overcome obstacles and achieve their goals through business strategy and organizational culture guidance. She is a former executive with over 25 years of diverse business experience from three top-tier organizations, Northwestern Mutual, CNA Insurance Company, and Pricewaterhouse Coopers. Melanie understands the challenges of leading teams through complex environments. She delivers dynamic keynotes, interactive workshops, and customized consulting services designed to empower leaders and their teams. Her approach helps organizations gain clarity, boost efficiency, enhance experiences, and improve overall performance. Although her focus is on supporting women leaders, Melanie welcomes the opportunity to collaborate with all leaders.Melanie is serving her second term as the Diversity, Equity and Inclusion Board Director for Metro Milwaukee Society of Human Resource Management. She recently joined the Engagement Committee for the Women and Girls Fund of Waukesha. As a member of Tempo Milwaukee, Melanie serves on the Professional Development Committee and is the Chair of the Builder Community, which focuses on women entrepreneurs and business owners. She also serves on the Talent Solutions Council for the Waukesha Business Alliance.Highlights00:00 Welcome to the Social Capital Podcast01:20 Introducing Today's Guest: Melanie Stuber02:33 Melanie's Journey from Corporate to Entrepreneurship06:38 The Importance of Strategy and Culture08:42 Challenges and Motivation in Business10:45 Advice for Young Professionals13:34 Lori's Turn: Personal Insights and Goals16:40 Final Words and Contact InformationGiveawayMelanie is collaborating with two other women entrepreneurs (Amanda Nowak and Julie Schmidt) to host an event tailored for women - The Empowered Path: Bite-Sized Strategies for Wellness, Financial Freedom, and Leadership for Women. This in-person event is Friday January 17, 2025 (8:00-9:30) at 11270 W Park Place (First Floor Conference Room) Milwaukee, WI 53224.She would love to give two tickets away to our listeners so they can start their year feeling empowered as they guide you in boosting your confidence with actionable steps to help you navigate both your personal and professional life effectively.Connect with MelanieCultivate and Thrivemelanie@cultivatethrive.com LinkedIn

If you're wondering where the hottest real estate market will be next year, there's a new list that puts Dallas Fort Worth on the throne. In fact, five of the top ten markets are in the Sunbelt states of Texas and Florida so Dallas isn't the only real estate darling under the southern sun.  Hi, I'm Kathy Fettke and this is Real Estate News for Investors. This report confirms what we've known at RealWealth for 20 years. We've been buying property in Dallas since 2005, and referring our members at RealWealth to a property team that is always on the forefront of the fastest growing suburbs of Dallas.  You can learn more about them and other property teams in  strong growth markets nationwide by visiting www.newsforinvestors.com. It's free to join and once you do, you'll get access to turnkey rental property teams nationwide who can help you build your real estate portfolio.  This new report on top U.S. markets has been highlighting real estate trends for 46 years. Published by Price Waterhouse Cooper and the Urban Land Institute, it gathers data from more than 2,000 real estate specialists and covers a wide range of topics and trends in real estate. Real estate specialist Andrew Alperstein commented in the current report that “challenges persist across the real estate sector, (but) there are signs of improvement after years of hardship.” He calls the upcoming market cycle a “reawakening.” Links: ~~~~ JOIN RealWealth® FOR FREE

Trigger warning: miscarriage Today, Verena welcomes Carin-Isabel Knoop for an especially thought-provoking podcast episode on embracing kindness in life, parenting and leadership. Very apt, given earlier this week, we celebrated #WorldKindnessDay.Carin is the Executive Director of the Harvard Business School Case Research and Writing Group and was previously a consultant at McKinsey and Price Waterhouse Coopers. The conversation includes reflections on managing as a solo parent whilst pursuing an ambitious career, learning to let go of control, filling support gaps, and considering how we can all contribute to more compassionate workplaces.Carin and Verena also have a moving discussion about supporting someone through pregnancy loss.We hope you enjoy the conversation.Show Notes:Read Carin and Verena's 2024 Mother's Day proclamation.Learn more about Compassionate Management of Mental Health in the Modern Workplace.Follow Carin on Medium.Find support during miscarriage via The Miscarriage Association.Interested in progressing your career after having children? The award-winning Leaders Plus Cross-Sector Fellowship is specifically designed for working parents with management responsibilities who want to progress their careers and reach their full potential professionally. Find out more.

Have you ever found yourself questioning the decisions made by the Academy Awards and Pricewaterhouse Coopers? Well, King Poseidon Ayden H and I certainly have! As two passionate movie enthusiasts and self-proclaimed "experts" in all things cinema, we couldn't help but notice some questionable choices over the years. The Academy Awards have had their fair share of surprises, from controversial wins to shocking snubs. Join us as we embark on a journey through the history of the Oscars and uncover the truth behind some of the most debated decisions in Hollywood. Get ready for a thrilling ride through the world of film and awards! We are beyond excited to share with you our Fave Five times when the Oscar for Best Motion Picture was awarded to the wrong film. Buckle up, grab some popcorn, and prepare for an exhilarating adventure filled with nearly three hours of Oscar trivia and fascinating facts. And the envelope, please… --- Support this podcast: https://podcasters.spotify.com/pod/show/fave-five-from-fans/support

This content is for informational and entertainment purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.----------------------------------------In episode 80 the Investing in Impact podcast, I speak with Cole Shephard, founder of Legacy Group, on his mission to become a leading coffee producer in Colombia while maintaining a focus on sustainability and social impact.About Cole ShephardCole is a Partner at Legacy Group, an alternative asset manager focused on high-impact investment opportunities in the U.S. and Latin America.Founded in 2015, Legacy Group aims to bridge the gap between financial capital and ventures with significant social and environmental impact across various sectors, including real estate, agriculture, and technology.Before founding Legacy Group, Cole spent eight years with Pricewaterhouse Coopers, working across the U.S., Bermuda, Hong Kong, and Beijing. His expertise spans accounting, advisory, and consulting, with a focus on mergers and acquisitions in industries like financial services, real estate, and healthcare.In this episode, Cole shares valuable insights on building business models that integrate environmental and social initiatives, emphasizes the importance of adaptability for aspiring entrepreneurs, and outlines the ambitious future goals for the Green Coffee Company.Key Takeaways from the Interview:Green Coffee Company is Colombia's largest coffee producer.The company focuses on sustainability and social impact.Building a business for the long term is crucial.Education and talent development are key to success.Entrepreneurship involves facing numerous challenges.Aspiring entrepreneurs should learn from experiences.Identifying strengths and weaknesses is essential.Future goals include becoming a public company.The company aims for nationwide expansion in Colombia.Building a community around the business is important. ----------------------------------------Thrive in the Impact Economy.Join 20k+. Subscribe to our weekly newsletter for the latest news, exclusive interviews, and curated products that drive the Impact Economy. Our mission is to highlight and celebrate the founders, creators, investors, and conscious brands shaping the future of conscious business and philanthropy.To learn more, please visit causeartist.com

In this episode of the PRS Global Open Keynotes podcast, Brett Janis from Strong Bridge Advisers discusses the importance of liquid financial assets to weather the storms of financial and professional uncertainty.   This episode discusses the following PRS Global Open article: “Why Liquidity Matters: A Financial Planning and Investment Discussion for Plastic Surgeons” by Brett A. Janis and Jordan D. Frey. Read it for free on PRSGlobalOpen.com: https://journals.lww.com/prsgo/fulltext/2024/03000/why_liquidity_matters__a_financial_planning_and.50.aspx Brett Janis is a Principal at Strong Bridge Advisers in San Francisco and before that was a Senior Vice President of Asset Management at Wells Fargo, a Principal Associate at McKinsey, Director of Financial services at Price Waterhouse Coopers and a Senior policy advisor in the US Department of Treasury.| Your host, Dr. Damian Marucci, is a board-certified plastic surgeon and Associate Professor of Plastic Surgery at the University of Sydney in Australia. #PRSGlobalOpen; #KeynotesPodcast; #PlasticSurgery; Plastic and Reconstructive Surgery- Global Open

Imagine moving across the world at 18, adapting to a new culture, and later becoming a major force in a thriving business sector. That's the incredible journey of Lokesh Sikaria, the founder and general partner of Moneta Ventures. From his humble beginnings in Assam, India, influenced by his father's entrepreneurial spirit, to his current mission of transforming Sacramento's funding landscape, Lokesh's story is one of resilience, inspiration, and vision. This episode offers an intimate look into his life, highlighting pivotal moments like his education at Don Bosco and an unforgettable meeting with Mother Teresa that shaped his worldview. As Lokesh recounts his transition from Delhi to Berkeley, he shares the challenges and triumphs of adjusting to life in the United States. His early professional experiences at Price-Waterhouse-Coopers in San Francisco paved the way for his future success in venture capital. With family support, especially his mother's insistence on staying connected to his roots, Lokesh navigated the complexities of a new culture while laying a solid foundation for his career. This chapter of his life provides listeners with valuable insights into the immigrant experience and the significance of perseverance. Dive into the heart of Sacramento's startup ecosystem with Lokesh as he discusses his vision for Moneta Ventures. Learn about Moneta's hands-on approach to mentorship and how they support small, private companies with strategic advice and funding. Lokesh highlights the success of Aumni, a software company that Moneta backed, and shares his optimism for the region's potential to become a hub for innovation. This compelling conversation showcases Lokesh's gratitude for his journey and his contributions to the community, as well as, the potential for our region to become an influence in tech for the country. To learn more about Moneta Ventures visit: https://www.moneta.vc/ For more information on what we provide at CAPTRUST visit www.captrust.com. You can reach John Lockwood via email at: john.lockwood@captrust.com You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/ Episode Highlight Timestamps (00:42 - 02:33) Childhood in Assam Sparks Business Passion (16:46 - 18:08) Transitioning From US Work Experience (20:38 - 21:43) Transition From Sparta to Venture Fund (30:36 - 31:37) Successful Exit of Scaled Startup (33:51 - 35:08) Investor Compensation and Risk Alignment (35:08 - 38:44) Understanding Venture Capital Liquidity (42:32 - 43:37) Economic Potential of Sacramento (45:08 - 46:22) India and US Political Alignment Chapter Summaries (00:00) From India to Finance Lokesh Sikaria's early life in Assam, India, his diverse exposure to business, and his impactful experiences with mentors and Mother Teresa. (10:23) Journey From India to Entrepreneurship An 18-year-old immigrant from Delhi adjusts to life in the U.S., supported by family, and begins a career with Price-Waterhouse-Coopers. (21:55) Venture Capital in Sacramento Moneta Ventures provides funding, mentorship, and strategic advice to small, private companies in Sacramento, with a successful investment in Aumni. (37:59) Indian Business Success and US Synergy Venture capital and private equity investments require long-term commitment, Sacramento's potential for startup success, and the success of Indian American leaders in the US. (47:53) Grateful Founder in Folsom Lokesh Sikaria's decision to stay in Folsom has brought joy and success, making him a cherished figure in the community.

A CMO Confidential Interview with Scott Lindquist, CFO for CNA Financial Corp, former CFO of Farmers Insurance and PwC Partner. Scott discusses the wide variety of CFO's, why insurance became a marketing hothouse, the importance of marketing math, and how to manage the Marketing CFO position. Key topics include: how investing in brands is a leap of faith; tips for presenting to boards, why he viewed himself as the "Chief Fun Officer;" and why he believes brands matter. Tune in to hear a great discussion on how to evaluate marketing investment through a cost of capital exercise.Discover the secrets of successful marketing CFOs in this episode of CMO Confidential, hosted by five-time CMO Mike Linton. Tune in to hear from Scott Linquist, the experienced Chief Financial Officer of CNA Financial, who shares invaluable insights into the complex relationship between CFOs and CMOs. Starting his career at Price Waterhouse Coopers and holding the CFO position at Farmers Insurance for over 13 years, Scott provides a unique perspective on the strategic partnership necessary for successful marketing.Key topics include:- The diverse roles of CFOs in the marketplace- The importance of strategic alignment between CFOs and CEOs- The evolution of marketing in the insurance industry- Practical advice for CMOs on building relationships with CFOs- How to effectively present marketing strategies and data to the finance communityScott also delves into the critical aspects of marketing math, brand valuation, and the dynamics of customer lifetime value. Don't miss this engaging and informative discussion that's packed with practical advice and expert insights.Subscribe to the CMO Confidential Newsletter for Exclusive Content and stay updated on all our latest episodes. Tune in now, marketers, advertisers, and business leaders!#CmoMikeLinton #MarketingPodcast #MarketingLeadership #InsuranceMarketing #CfoMarketingTipsCHAPTERS:0:00 - Intro0:40 - Meet Scott1:52 - What Kind of CFOs are Out There5:12 - Marketing in the Insurance Industry7:49 - How the Industry Got to Where it is Today12:38 - Moving from B2C to B2B14:47 - How to Onboard the CFO18:12 - How Did You Become a Marketing Believer21:05 - How to Get a CFO to Believe in Marketing23:00 - Best and Worst Practices for Marketing Presentations25:25 - Managing the Marketing CFO27:18 - Last Question: Funniest Story and Practical Advice30:33 - Outro30:49 - Like, Share, Subscribe30:50 - Where to Find Our Shows31:21 - Mike Linton Sign OffSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Description:  Your WakeUp Call begins when you start to challenge conventional thinking. When you empower yourself to break free from the daily grind. When you choose to design your own lifestyle and economy. In this episode, Carmen and Paul dived in to the intricacies of structuring family-owned businesses and managing real estate investments. They discuss the use of subsidiaries, parent entities, and the advantages and challenges of various business structures. Additionally, they explore the benefits of self-directed IRAs for real estate investing, tax planning strategies, and asset structuring for optimal financial management and intergenerational wealth transfer. Key Takeaways: Utilizing subsidiaries and a parent entity can streamline management and consolidate filings for family-owned businesses operating in multiple states. Separate entities and accounts are essential for managing real estate investments, with technology playing a crucial role in consolidation and integration. Self-directed IRAs offer asset protection, tax benefits, and investment diversification opportunities for real estate investing, but require careful management. Tax planning strategies, such as considering residency and transferring assets to states with favorable tax laws, are crucial for effective estate management and legacy creation. Asset structuring and tax planning should align with personal goals and lifestyle design, with assets being a means to achieve specific purposes rather than an end goal in themselves. Follow Paul Thompson • LinkedIn | https://www.linkedin.com/in/paulthompson-onecallcapital/ • Website | https://pauldavidthompson.com • Tiktok | https://www.tiktok.com/@pauldavidthompson   Resources: For more information on SHARE: pdt.sharesfr.com Book a call with SHARE to get started HERE Sign up for an account (to browse active listings, and to stay up to date with property releases and market launches) click HERE   I want to help you achieve financial and personal freedom. Check out THIS link for some valuable resources Click for a FREE WEBINAR to learn about your 12% ROI. If you're ready to take action now, let's hop on a CALL now!   About Today's Guest: Carmen Da Silva is a financial trailblazer revolutionizing the real estate investing landscape. As a certified CPA in Canada and the USA, she honed her skills at Price Waterhouse Cooper before venturing into entrepreneurship. Carmen pioneered an innovative IaaS (Ins as a Service) platform, empowering boutique investment brokers to market tax-sheltered insurance through Family Office Teams, resulting in over $500M AUM within five years. Her strategic leadership culminated in the successful sale of the platform. Currently, Carmen is the Co-Founder and CFO of SHARE, dedicated to streamlining the process of single-family rentals (SFR) ownership. Her mission is to make SFR investing more accessible and profitable for individuals while optimizing cash flow. Leveraging her extensive expertise in finance and taxation, Carmen is creating a seamless experience for investors at SHARE, redefining the way individuals approach real estate investing.

On this week's episode of Own It, we're talking to Alison Monk from Eden Collective. Her resume is a Who's Who of the advertising and media business. Edelman, Mercury, Price Waterhouse Cooper, Grey, Conde Naste, Merkle. That's one of the main reasons I wanted to get her on the show … she has such a deep and wide set of experiences to share with us. Alison and I talked about her journey to ownership, her vast experiences and influencers and, of course, what she thinks needs to happen to get more women in the position of agency ownership. Get out your notebooks. There's a lot to learn here today. Thanks for listening to this episode of OWN IT with Alison Monk from Eden Collective. You can find links to her LinkedIn profile and the agency website in our show notes at untilyouownit.com.  If you're enjoying Own It, please find it on your favorite podcast app and drop us a rating and review. Those help more people discover the show and join our community.  Also, if you're a female or non-binary agency owner, or you want to own an agency someday, join our growing community at that same address … untilyouownit.com.

Peter Brown is Price Waterhouse Coopers' Global People and Organisation Leader, managing operations across 157 countries with a workforce practice of over 10,500 professionals. He joined PwC UK as a partner in September 2010 having previously held senior roles at large professional services organisations. With over 25 years' experience as a Workforce and HR transformation expert, Peter is committed to working with large multinational organisations to help them tackle their staffing and people challenges. Prior to working in professional services, Peter was in the Royal Air Force and continues to support them as a Trustee of the Royal Air Force Charitable Trust, with a focus on inspiring STEM skills in young people. Peter received an MBE for his services to the Royal Air Force in 1999, and was named in the top 25 Global Human Capital consultants in 2023; he also featured on the top 50 Kindness in Leadership list the same year.   ------------------------------------------------ The KINDNESS & LEADERSHIP 50 LEADING LIGHTS NOMINATIONS are closing soon! Click here for more details. For more information on the Women of the Future Programme Awards and initiatives, please visit: www.womenofthefuture.co.uk

In this engaging episode of The Digital Executive, host Brian Thomas sits down with Bethany Williams, a seasoned M&A business developer with two decades of experience leading business growth for high-profile companies like Price Waterhouse Cooper, Perot Systems, and General Electric.Williams shares her journey from running healthcare technology SaaS companies to developing real estate deals and raising capital for real estate development projects. She discusses the importance of grit, caring ingenuity, and determination in achieving business success and emphasizes the critical role of personal and company branding in advancing careers and enhancing revenue.With a rich background in technology and business, Williams also offers her insights on the future of the real estate sector, highlighting the potential of AI and digital solutions to transform investment strategies. Her unique approach to overcoming challenges and leveraging opportunities for growth makes this podcast a must-listen for professionals aspiring to leadership roles and success in their fields.

In this episode of the PRS Global Open Keynotes Podcast, Brett Janis from Strong Bridge Advisers and Dr. Neil Tanna discuss the basics of wealth management and financial planning for plastic surgeons. This episode discusses the following PRS Global Open article: A Wealth and Investment Primer for Plastic Surgeons: The Two Pillar Framework by Brett Janis and Neil Tanna. Read the article for free on PRSGlobalOpen.com: https://bit.ly/WealthinPS Brett Janis is a Principal at Strong Bridge Advisers in San Francisco and before that was a Senior Vice President of Asset Management at Wells Fargo, a Principal Associate at McKinsey, Director of Financial services at Price Waterhouse Coopers and a Senior policy advisor in the US Department of Treasury. Dr. Neil Tanna is a double board-certified plastic surgeon and otolaryngologist in Long Island NY, as well as Professor of Surgery with the Zucker School of Medicine at Northwell Health. Your host, Dr. Damian Marucci, is a board-certified plastic surgeon and Associate Professor of Surgery at the University of Sydney in Australia. #PRSGlobalOpen #KeynotesPodcast #PlasticSurgery

All veterans and their families deserve to receive every single benefit from both state and federal governments that they earned by bravely serving our country,In honor of Veterans Day on Nov. 11, our Lean to the Left podcast guest is Paul R. Lawrence, Ph.D, former Under Secretary for Benefits at the Veterans Administration. An Army veteran, Dr. Lawrence is the author of a new book, "Veterans Benefits for You," which provides updated information, including some insider tips, explaining how to maximize your veterans benefits.A public sector vice president with Kaiser Associates, Dr. Lawrence helps business and government leaders make informed strategic and operational decisions by developing and implementing unique solutions. He has a long and distinguished career writing extensively about management and government, testifying before Congress and state legislatures, and was twice selected by Federal Computer Week as one of the top 100 public service business leaders.We're proud to present Dr. Lawrence and hope the information he provides will help veterans take advantage of the benefits and services to which they are entitled.Some questions we discussed with Dr. Lawrence, who explains how to maximize your veterans benefits:Q. You served in the Army and attained the rank of Captain after graduating from the Army's Airborne School, and you received the Meritorious Service Medal. Tell us a little bit about your time in the Army.Q. What prompted you to write this book?Q. After the Army, you became a management consultant becoming a partner at Ernst & Young, a vice president with Accenture, executive director at the MITRE Corporation, vice president with IBM Business Consulting Services, and a partner at Pricewaterhouse Coopers. What did you do during your business career to help fellow employees who were veterans?Q. You served as undersecretary for benefits in the VA for three years during the Trump administration. I'm sure that experience helped prepare you for this book about veterans benefits, right?Q. Can you walk us through the key components of your book and how veterans can benefit from it?Q. In your book's introduction, you write that more than 3 million Americans have served in the military since 9/11. How did that event affect veterans and the services they need?Q. What is your advice to veterans who are having difficulty obtaining the benefits they seek?Q. You also are the author of “Transforming Service to Veterans,” which details your journey from a business executive to political appointee charged with providing benefits to veterans and implementing veteran-focused legislation. Tell us about that and why you wrote it.Q. What's your take on the VA and its service to veterans? Are changes needed, especially when it comes to medical care?Become a supporter of this podcast: https://www.spreaker.com/podcast/the-lean-to-the-left-podcast--4719048/support.

Tim is CEO of Redmond Growth Initiatives (RGI), an organization designed to help you grow your profits, grow your business and grow your life through Tim's innovative coaching process.  After working his way through college, he earned his CPA and joined Pricewaterhouse Coopers, one of the world's largest consulting firms. He then joined a small start-up software company. Over the course of 15 years, Tim helped build it from 2 to over 400 employees, becoming one of the top tax and accounting software companies in America generating over 100 million in pre-tax profits with the sale to a Fortune 1000 company.   He has authored the book, Power to Create, which redefines wealth within the framework of conquering obstacles and serving others in significant ways. Based on the powerful results he achieves; Tim has also become an in-demand keynote speaker and seminar trainer. He offers a “get big results in a short amount of time” approach to executive coaching, team development and training, conference key notes and intensive leadership and business workshops. He has been married to Sandra Redmond for 25 adventurous years and is honored to raise 4 above-average children . . . Matthew, Robert, Joshua and Andrea Joy.

“Focus on what you tend to neglect”Andrea Howe, CEO, Author, Guest on The Delighted Customers PodcastTrust is the centerpiece of influencing others, of making real change happen. There's no one better to learn from than Andrea Howe, who is not only a trust expert, but she's the co-author, The Trusted Advisor Fieldbook and the CEO of The Get Real Project. She's led learning programs and consulted with big companies like Accenture, Deloitte, and Price Waterhouse Coopers, as well as boutique firms.Andea shared some powerful insights on why trust is so critical to change and she offers some practical tips on how leaders can become more trustworthy on The Delighted Customers Podcast.In Part 1 of a 2 part series, this episode of the Delighted Customers Podcast includes:

Hester Spiegel is the Co-founder of Epic Angels, the largest female only angel investor network investing in startups in APAC and the founder of the school 42 campuses in Germany. Before becoming a founder and entrepreneur, she had an international career with Price Waterhouse Coopers and Deutsche Bank. She currently lives in Singapore and is a mom to two boys under 10.Topics:[00:00:26] - Tech can unlock unique skills[00:10:36] - Embrace cultural diversity and curiosity[00:11:15] - Stay open-minded, ask, and be curious[00:15:48] - University life in Amsterdam [00:24:23] - Education system needs digital transformation[00:31:42] - Education system needs to change[00:37:19] - Adapting to change is crucial[00:47:13] - Building a female-led startup community{00:52:33] - Supporting women in startup investing[00:56:42] - Building Epic Angels while juggling other work[01:01:57] - Flexibility and community drive success[01:03:14] - Teaching kids about entrepreneurshipLike the show? Subscribe to the BackScoop newsletter to stay updated with the latest news in Southeast Asian startups in minutes: https://www.backscoop.com/.Visit BackScoop's social media pages and show your support!BackScoop (Linkedin): https://www.linkedin.com/company/backscoop/BackScoop (Twitter): https://twitter.com/BackScoopHQBackScoop (Facebook): https://www.facebook.com/BackScoopBackScoop (Instagram): https://www.instagram.com/backscoopVisit Amanda Cua's social media pages:Amanda (Linkedin): https://ph.linkedin.com/in/amanda-cuaAmanda (Twitter): https://twitter.com/HeyAmandaCuaVisit Hester Spiegel social media pages: Hester Spiegel-vdSteenhoven (Linkedin): https://sg.linkedin.com/in/hesterspiegelvandensteenhovenEpic Angels (Website): https://www.epicangelnetwork.com/ Hosted on Acast. See acast.com/privacy for more information.

Cảnh sát Liên bang Úc (AFP) xác nhận rằng Lãnh đạo phe đối lập Peter Dutton đã không được thông báo về vụ án liên quan đến một doanh nhân Sydney đã nhận hợp đồng ở nước ngoài trị giá 9.3 triệu đô la từ Bộ Nội vụ và sau đó bị buộc tội hối lộ các chính trị gia Nauru. AFP cũng nói với Ủy ban Thượng viện vào thứ Sáu rằng họ đang tiến hành điều tra vụ rò rỉ thuế của Pricewaterhouse Coopers và đã chấm dứt tất cả các hợp đồng với công ty kế toán này.

Serikali itawasilisha hatua mpya zaku imarisha sheria za kodi, kwa ajili yaku zuia kashfa kama uvujaji wa kampuni ya PriceWaterhouse Coopers.

The Australian Federal Police have confirmed that Opposition Leader Peter Dutton had not been briefed about the specifics of a case relating to a Sydney businessman who had received a $9.3 million offshore detention contract from the Department of Home Affairs and was later charged with bribing Nauruan politicians. The AFP also told a Senate Committee on Friday it was progressing its investigation into the Pricewaterhouse Coopers tax leak and has terminated all contracts with the embattled accountancy firm

In today's top story, consulting firm Price Waterhouse Coopers has removed eight senior staff members, including its former CEO, after an internal investigation into a tax leaks scandal. - コンサルティング大手、プライス・ウォーターハウス・クーパース（PwC）が、税務漏洩スキャンダルに関する内部調査の結果、前CEOを含む8人のシニアスタッフを解任するなど、6つのニュースをお届けします。

When you think about the word "cyberthreat," what first comes to mind? Is it ransomware? Is it spyware? Maybe it's any collection of the infamous viruses, worms, Trojans, and botnets that have crippled countless companies throughout modern history. In the future, though, what many businesses might first think of is something new: Disinformation. Back in 2021, in speaking about threats to businesses, the former director of the US Cybersecurity and Infrastructure Security Agency, Chris Krebs, told news outlet Axios: “You've either been the target of a disinformation attack or you are about to be.”That same year, the consulting and professional services firm Price Waterhouse Coopers released a report on disinformation attacks against companies and organizations, and it found that these types of attacks were far more common than most of the public realized. From the report: “In one notable instance of disinformation, a forged US Department of Defense memo stated that a semiconductor giant's planned acquisition of another tech company had prompted national security concerns, causing the stocks of both companies to fall. In other incidents, widely publicized unfounded attacks on a businessman caused him to lose a bidding war, a false news story reported that a bottled water company's products had been contaminated, and a foreign state's TV network falsely linked 5G to adverse health effects in America, giving the adversary's companies more time to develop their own 5G network to compete with US businesses.”Disinformation is here, and as much of it happens online—through coordinated social media posts and fast-made websites—it can truly be considered a "cyberthreat." But what does that mean for businesses? Today, on the Lock and Code podcast with host David Ruiz, we speak with Lisa Kaplan, founder and CEO of Alethea, about how organizations can prepare for a disinformation attack, and what they should be thinking about in the intersection between disinformation, malware, and cybersecurity. Kaplan said:"When you think about disinformation in its purest form, what we're really talking about is people telling lies and hiding who they are in order to achieve objectives and doing so in a deliberate and malicious life. I think that this is more insidious than malware. I think it's more pervasive than traditional cyber attacks, but I don't think that you can separate disinformation from cybersecurity."Tune in today. You can also find us on Apple Podcasts, Spotify, and Google Podcasts, plus whatever preferred podcast platform you use.For all our cybersecurity coverage, visit Malwarebytes Labs at malwarebytes.com/blog.Show notes and credits:Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Outro Music: “Good God” by Wowa (unminus.com)

The top tax expert at Price Waterhouse Coopers, one of the big four consulting firms, helped the Australian government create a pioneering tax law that would finally crack down on multinational companies that were avoiding paying tax here.  At the very same time, that expert shared that confidential information to help the firm's clients avoid paying that very same tax. This betrayal, which one senator has likened to a “major cancer”, was revealed in January this year. But since then, we've heard bombshell finding after bombshell finding. Today, economics correspondent Rachel Clun, on what you need to know about this bad deal of the century. And whether the worst is yet to come.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Eric DeVries is a seasoned tax, accounting, and technology expert with over 20 years of experience. He spent 11 years working on their National team at Pricewaterhouse Coopers and worked with Deloitte and DaimlerChrysler's North American headquarters. In 2008, he founded DEVRIESE & ASSOCIATES, a full-service CPA firm in Northern Florida. Building on his extensive experience and knowledge, he recognized a shift in the accounting industry. He founded RealTime CPAs, a one-of-a-kind firm that is paving the way for the industry's future.  In this conversation, Eric discusses how Dental CPAs differ from regular CPAs and how they help dentists in their practice. He talks about the current trend of dental practices acquired by DSOs, the challenges sellers face in navigating the marketplace, and the value of having representation during negotiations. Eric also shares stories about successful strategies that dentists have used to increase profitability in their practices, including holding staff accountable for treatment plans and using accountable plans for health insurance. Key Takeaways: Dental CPAs specialize in serving dentists and deeply understand the industry and its unique challenges. Selling a dental practice to a DSO can be a good option, but sellers should be aware of the equity play and the potential pitfalls of accepting unsolicited offers. Representation during negotiations can help level the playing field for sellers and ensure they get the best deal possible. Strategies such as holding staff accountable for treatment plans and using accountable plans for health insurance can help dentists increase profitability in their practices. Dental CPAs can also help sellers with representation during the selling process, ensuring they get the best deal possible. Dental practices are highly sought-after, and prices have increased significantly over the years due to competition from private equity firms and other buyers. Dental CPAs can provide valuable advice on increasing practice profitability, such as improving collections and case acceptance rates. Dental CPAs can also offer strategies for reducing healthcare costs, such as setting up an accountable plan for health insurance. Working with a Dental CPA can provide dentists with specialized expertise and advice tailored to their unique needs and challenges in the industry. Learn more: RealTimeCPAs.com (Company) timetrade.com/book/QJSYL (Schedule an Appointment) realtimecpas.com/Blog-3-3.html (Blog: Buying a Dental Practice) Facebook: https://www.facebook.com/RealTimeCPAs LinkedIn: https://www.linkedin.com/company/realtime-cpas/ #dentistry #dentists #orthodontics #endodontics #prosthodontics #dentalinvestor Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes you just need some straight talk about how to increase sales and profits in your business.  No lofty marketing expenses.  No plan to hire people.  No risky decisions. Our guest today, Tim Redmond, says you need to “change your looks.”  Not your appearance.  He's talking about redirecting your focus to what's truly going to drive your business rather than fighting the fires of false urgency. What we like best about this podcast is how Tim gives our audience simple tips to grow their business.  In about 30 minutes, you can gain an idea that could increase your sales 50-100% in one year.  He has case studies on his website, such as a glass installation company that was doing $23K/month in revenue.  Six months after they started working with Tim, their business grew to $88K/month. Tim's practical advice on this podcast helps you.  Don't worry about being sold.  You can take these tips and implement them on your own. Or…  You can contact his company and mention, “I heard about you on Dave's podcast, you know, the Manage 2 Win podcast…” and Tim's team will give you a full business assessment they typically do for $2,500 – at no cost. Tim is the CEO of Redmond Growth Leadership.  For over 35 years, he has been growing highly successful businesses including his work at Price Waterhouse Coopers, growing a software company from 2 to 400 employees then selling it to Intuit, Inc., and helping thousands of business owners gain time and financial freedom. You have nothing to lose and something significant to gain.  Join us for this conversation with Tim Redmond!   Spotify Apple Podcast Google Podcast Manage2Win ------- This Manage 2 Win Podcast episode is brought to you by Habitly.  I (David) review Habitly best practices regularly, and teach these essential people skills to clients weekly.  This advice has changed my life, and made millions for our clients. I started developing Habitly content in 2004.  Habitly's powerful best practices have now been taught to thousands of people worldwide.  For instance, you can learn how to Create time in your day;  Get more from meetings;  Stay calm;  Achieve significant targets;  and Become a great leader.  Simply study and apply the expert knowledge provided in Habitly courses and micro-learning episodes. Whether you're just out of college, or someone with over 20 years work experience, learn the habits of highly successful people on Habitly.  Test drive Habitly for 7 days on us!  This includes full access to the entire Habitly knowledgebase – www.habitly.com.

Live from the 2022 Transformer's Summit, keynote speaker John Dijulius categorizes the automotive industry as a 'grudge buy' for customers when they are at their most vulnerable. How is this an opportunity for your business to be the 'hero?' How do you make price irrelevant? John Dijulius, John Robert's Spa, The DiJulius Group. John's had the privilege of working with world class companies like the Ritz-Carlton, Lexus, Starbucks, Nordstrom, Nestle, Marriott Hotel, Pricewaterhouse Coopers, Cheesecake Factory, Bausch & Lomb, Progressive Insurance, Harley Davidson, State Farm, Chick-fil-A, Entrepreneurs Organization, YPO, Aveda, and many more. Listen to John's previous episodes HERE Show Notes Drove for UPS- his wife was a hairdresser, and they opened a salon. John started getting involved in the business. “We aren't going to be the best salon, we will be the best experience of your day.” Chambers of commerce businesses started asking John for business consulting.  20 years ago John's first book came out and took him to the next level Business and Artistry Pengeleum   Making price irrelevant- based on the experience your brand consistently delivers, your customers shouldn't have an idea what your competitors charge because they aren't window shoppers. Who is more expensive? Why are they?  “We do $10 haircuts” vs “We fix $10 haircuts.” Give the experience before you charge for it and justify it -“What does a $1,000 haircut look like? What is that greeting like? How is the massage during shampoo? What does a $1,000,000 keynote speech look and sound like?”  Grudge buy and losing time- automotive repairs. When you can come to the rescue when a customer is at their most vulnerable, there is an emotional connection and memory made. Customers asking about price- opportunity The biggest cause of anxiety is uncertainty- no update update for customers   Level 1 through 10 hairdressers based on expertise  “Discounting is the tax you pay for being average.” Things that make a brand something customers can't live without- the quality of work, consistency, employee evangelism (educate vs sell), how do you make me feel, Capitalize the ‘C' in Customer to show the emphasis in your policies and procedures  Building relationships with FORD- family, occupation, recreation, dreams Disney- know your role and be ‘on' when you're on, leave your problems at the door

Tax is an issue which none of us can avoid. It can spark furious debate, be the cause of sleepless nights, and it's just hastened the demise of a prime minister and her government. Few of us relish paying tax, but most accept that it's the price of living in a society. But can it ever be made fair? How much should the well-off be paying? And how is a religious faith meant to shape how its followers approach such questions? Roy Jenkins is joined by four guests to discuss the issues. Rebecca Reading is a tax specialist and partner at Lewis Golden. She's been a tax director for Price Waterhouse Cooper and Tata Steel. Ross Hendry is the CEO of CARE (Christian Action, Research and Education.) He trained in economics, and has held a variety of positions dealing with public policy. Sue Richardson is a Catholic and Chair of ‘Church Action for Tax Justice', whose latest campaign appeals for a one-off wealth tax on the country's richest people. Andy Hartropp is an economist and an Anglican minister, he's the author of ‘God's Good Economy.'

Tim is CEO of Redmond Growth Initiatives (RGI), an organization designed to help you grow your profits, grow your business and grow your life through Tim's innovative coaching process. With his extensive business experience, Tim and his team will bring you through a process to significantly develop your leadership, planning, decision-making, team building skills. He is the accountability partner who will keep you focused on your highest and best use. You and your business will grow, cash flow increase, and your business will be a powerful venue to live your purpose. What Tim's Expertise Is Built UponTim's coaching expertise is birthed from a combination of very successful business start-ups as well as his amazing life adventures. His life follows a series of overcoming huge challenges. He is one of eleven children and struggled for years to overcome a handicap from birth. As a teenager, he was in an automobile accident which took the life of his brother as Tim fought on the brink of death, having to learn how to read and write all over again. After working his way through college, he earned his CPA and joined Pricewaterhouse Coopers, one of the world's largest consulting firms. He then joined a small start-up software company. Over the course of 15 years, Tim helped build it from 2 to over 400 employees, becoming one of the top tax and accounting software companies in America generating over 100 million in pre-tax profits with the sale to a Fortune 1000 company. Tim then became actively involved in several other start-ups as well as real-estate investments, coaching, speaking and writing. He has authored the book, Power to Create, which redefines wealth within the framework of conquering obstacles and serving others in significant ways. Through his experience of building multi-million dollar businesses, coaching top leaders in the business process as well as his years of intense study of wealth and business growth principles, Tim has emerged to become America's Top Business Growth Coach. Based on the powerful results he achieves, Tim has also become an in-demand keynote speaker and seminar trainer. He offers a “get big results in a short amount of time” approach to executive coaching, team development and training, conference key notes and intensive leadership and business workshops. Non-profit International OutreachesTim is also President of Redmond Leadership Institute, a non-profit organization that works in developing countries to reach, restore and release leaders to tap their full potential in their organizations, communities and countries. He works with churches, educational and government leaders. He travels extensively addressing thousands all over the world each year. He has also worked with Dr. John Maxwell and the Equip team to train hundreds of leaders in Bogota, Colombia. A gifted author and speaker, Tim has published a multi-media curriculum, books and numerous training CD seminars designed to strengthen and expand the leadership and wealth creation capacities of leaders and teams worldwide. He is quoted by a number of bestselling authors, including John Maxwell's 21 Irrefutable Laws of Leadership. He has been married to Sandra Redmond for 25 adventurous years and is honored to raise 4 above-average children . . . Matthew, Robert, Joshua and Andrea Joy.https://redmondgrowth.com/www.livelifedriven.com

This episode features Vincent "Buddy" Gillespie, Director of Culinary at JBH Advisory Group. He was previously the Vice President of Culinary Operations for Dean & Deluca in the US. He developed the menu and all recipes for Dean & Deluca's first restaurant, Dean & Deluca Stage, which opened in NYC's meatpacking district in April 2019. He also was part of the development and oversaw the building of Dean & Deluca's second 12,000 SQFT commissary in NYC for all the retail markets and catering department's operations. He was one of the creators of Bonmi Restaurant, a fast-casual Vietnamese/Banh Mi sandwich shop with two locations in Manhattan. Bonmi was voted #8 on FastCasual.com Top 100 Movers & Shakers list for 2016. While growing Bonmi's locations, he opened four Bonmi units within four different Whole Foods Markets locations in NYC and New Jersey. Buddy has thrity years of experience in restaurants and hospitality markets with past projects that include fast casual restaurant development, kitchen design, creation of operational policies and procedures, financial assessment, menu and recipe development, operational assessment, manager recruitment and manager training. Much of his career has been involvement with new store openings and research & development of recipes for restaurants, high end retail markets and food production commissaries. He has worked for restaurant and consulting companies including Dean & Deluca, Pricewaterhouse Coopers, Houston's/Hillstone Restaurants, Dave and Buster's, Chop't Creative Salads, Loreley Restaurant & Biergarten, Wychmere Harbor Beach and Tennis Club and Little Caesar's Pizza. Plant Based World Expo: The Only 100% Plant-Based B2B Show, Sept 8 -9, 2022, NYC. SAVE 20% ON YOUR PASS WITH VIP CODE: EFTP20. TO REGISTER AND LEARN MORE VISIT PLANTBASEDWORLDEXPO.COM Learn more about your ad choices. Visit megaphone.fm/adchoices

This interview features Mike Grisko, CFO and Co-Founder of Atmosphere.  We discuss running an NCAA tourney at age 7, getting laid off during the Great Financial crisis, almost selling the Chive to Playboy, the challenge with professional politeness in UK work culture, raising $150 million in growth capital and quadrupling the team in 5 years, and what he looks forward to next.Subscribe to our newsletter. We explore the intersection of media, technology, and commerce: sign-up linkLearn more about our market research and executive advisory: RockWater websiteFollow us on LinkedIn: RockWater LinkedInEmail us: tcupod@wearerockwater.comInterview TranscriptThe interview was lightly edited for clarity.Chris Erwin:Hi, I'm Chris Erwin. Welcome to The Come Up. A podcast that interviews entrepreneurs and leaders.Mike Grisko:We have this concept internally, like giving up your Legos. Your job description changes every three to six months when you're going through rapid growth. 18 months ago, we were less than 100 people. Yeah, today we're close to 450 employees just at Atmosphere. And so that requires you to change your roles. Some of the things that I was doing back in 2018, 19, 20, it's just not scalable at that level. And so being able to hire great people, reassign tasks and responsibilities is absolutely critical.Chris Erwin:This week's episode features Mike Grisko, co-founder and CFO of Atmosphere. So Mike was born in the south side of Chicago and was the oldest of five siblings. He then studied at University of Illinois and his early career started in finance and consulting, including Pricewaterhouse Coopers in London and Moelis & Company in Chicago. While at Moelis, he met the founders of The Chive and was recruited for his first C-suite role as CFO. Soon after relocating to Austin, Mike partnered up with The Chive's leadership team to co-found Atmosphere, where he is helping to grow and scale the leading streaming TV service for businesses offering free audio optional TV. Some highlights of our chat include running an NCAA 20 at age seven, getting laid off during the great financial crisis, almost selling The Chive to Playboy, the challenge with professional politeness in UK work culture, raising 150 million in growth capital and quadrupling the team in five years, and what he looks forward to next. All right, let's get to it.Chris Erwin:Mike, thanks for being on the podcast.Mike Grisko:Yes, absolutely. It's a pleasure to join you on The Come Up. Really looking forward to getting into it.Chris Erwin:There's a lot of stories to tell here. As always, we're going to rewind a bit and we're going to talk about where you grew up and your childhood. So I think you're a Midwest kid. Tell us about that.Mike Grisko:I am a Midwest kid. Grew up on the south side of Chicago. 103rd and Pulaski for any local Chicago listeners. Was the oldest five kids. My mother was a ER nurse. My dad worked in engineering sales. It was a great spot to grow up. It was very much a blue collar neighborhood. We lived right across the street from Tally's Corner, which was famous for just so many cops and firefighters that had to live within the city limits. My mom was one of seven. My dad, one of four. And everybody lived within a couple miles of each other. So just cousins everywhere. So yeah, it's a fun neighborhood to grow up in. I don't know what your childhood was like, Chris, but it was very Stranger Things for us. You just go on your bike, you'd be gone all day. You just got to be back before the street lights came on.Chris Erwin:Oh, I hear you. I was born in '82, so I'm an '80s, '90s kid. And in the suburbs I was born Rumson, New Jersey, an hour outside the city. And it was about like, you get on your bike and you just travel all around the county and you get into trouble, you find dirt jumps, you go meet up with your friends late night. I remember taking the bikes out at 3:00 AM during sleepovers. It was the best.Mike Grisko:It was the best. Was Chicagoan through and through before. Now residing in Austin, Texas.Chris Erwin:So, okay. Being the oldest... I have two brothers, I have a twin and then a younger brother who's six years younger. And so you're the oldest of five. What was your role? Did you have a patriarch type role amongst the brotherhood?Mike Grisko:Absolutely. Especially my dad traveled quite a bit for work. It was definitely more of a patriarchal role took on but still. We were just very tight knit crew. Still are.Chris Erwin:Getting into middle school and high school. What were some of your passions back then? What did you like to do?Mike Grisko:We were always playing sports. You had the neighborhood crew. You're playing fast pitch against a parking lot wall. In addition to doing sports, it was also a bit of a nerd. Constantly reading, just super competitive in school. It was less about the learning, it was more just getting better marks than anybody who was around me. But yeah, that stuck with me for quite a while.Chris Erwin:Got it. Well, look today, you're the CFO and co-founder of Atmosphere and you've also had a CFO role at Chive. So were you big into the quant side and into mathematics and other science and other similar subject areas?Mike Grisko:Yeah, there's a bit of that. And then I've just always been incredibly fascinated by business and markets. Grew up in the '80s and when I was a... I think it was six or seven, my uncle started calling me Gordon Gekko. I think because I was the only-Chris Erwin:It's a great nickname.Mike Grisko:I know. I think it's because I was like the only seven year old who was running an NCAA tournament and I was doing betting spreads every NFL Sunday going down the line. Yeah. So it definitely makes sense, the career path that I chose, doing finance, doing the investment banking thing and choosing this direction.Chris Erwin:Kind of makes sense because you end up going for undergrad to the University of Illinois where you focus on finance and accountancy. So when you went to school, what were you thinking that you were going to do afterwards?Mike Grisko:When I got down there I wasn't really sure. It wasn't until I actually did study abroad program, which was in Melbourne Australia, which was some of the best months of my life. It was just absolutely incredible. Yeah, the fact that my best friend and I both got full scholarships to go down there was just such a deal. I mean, we got accepted. We just could not believe that they took both our applications.Chris Erwin:What did you get into? Did you do any surfing while you were out there?Mike Grisko:Did do some surfing, played Aussie rules football. We tried to get stuck into everything, just being able to travel and just the people and just such a fun environment. But that's really when I took a step back and started looking at like, "Okay, when I get back, I got to figure out an internship." And that's when chatting with a bunch of folks, really started to lean towards trying to get on an investment banking track. And so it's amazing. Sometimes you do really need to take a huge step away to start to piece that all together and figure it out. Because I really had no clue probably up until then.Chris Erwin:It's funny. It's almost a bit of the reverse, but it reflects your personality and your interests. Typical consultants or Fortune 500 executives or bankers will go on a sabbatical and say, "I don't want to be in these industries anymore. I'm going to go do something different." But you go to Australia, have the time of your life and you're like, "I need to go into hardcore finance. That's the path." I went in a very similar direction. I was an investment banker right out of undergrad too. All right. So that becomes your focus. What's your first internship or your first role in school?Mike Grisko:So I did an internship for Wells Fargo. Got to see the lending side, their corporate lending group, so did a summer of shadowing the analyst doing underwriting. And it was great. This is in the high times of banking. This was in '07. So the summer of '07, everything's riding high. I remember winning the internship competition. So they flew me out to San Francisco with my brother just for first prize for winning this thing.Chris Erwin:He was your plus one? You're like, "I'm going to bring my bro."Mike Grisko:Yeah. Yeah. And it was a very good learning ground, but I still... There's a few guys who I was friends with at Illinois who had gotten into the investment banking side. And so I decided to double down and just... Thanks Wells Fargo, but I really wanted to take a dive into the IB side and learn how to do M&A and capital raise and the rest. I'm sure probably similar sort of path as you. Must have been at least 20 to 30 different places I was submitting applications doing interviews with. Just running through the whole process.Chris Erwin:Yeah, it's a very intense process. But it's funny. Hearing from the people that have interviewed on the podcast, I think back to Michael Cohen at the Whistle, which was acquired by Eleven Sports. He started out as a credit analyst at Wells Fargo in Atlanta, before he went into do investment banking. And we actually worked at the same firm and I started out as a credit analyst at Bank of New York, which is now BNY Mellon. And you, you now run a free ad supported streaming platform for businesses. You started as a corporate credit analyst and then went to investment banking. If you're going to do finance and media, that feels like the path.Mike Grisko:Yeah. It's got to be. It's tried and true then. You got three examples right there.Chris Erwin:So then, okay, you graduate and then you go full time into Lincoln Financial. And you're an analyst there for about a year. What were those early years like?Mike Grisko:It's a mid-market investment bank, heavy Chicago presence. It was a good shock to the system going from your university environment to full corporate world and pretty intensive as I'm sure you remember from your banking days. So I had started in August of 2008 and so I think it was six to eight weeks before Lehman went under. Things looked like they were riding high and then all of a sudden... I just remember being very new, but then also seeing the senior bankers just going ghost white as deals are just being paused or put on hold or it went from they were closing close to a deal a day, M&A or a debt advisory deal, and then it just completely dries up.Mike Grisko:The first deal I ever did, it was automotive wire harness business. I was being spun out of Alcoa. And it was just bleeding money. Went from, if you remember, with all the automotive ODMs just shuttering production, they were like the fifth player in that industry. Basically overnight, they went to negative 80 million [inaudible 00:09:46] and trying to find a partner for that. That was great learning ground. But I ended up getting laid off into that second wave of layoffs they did in March 2009.Chris Erwin:Laid off in March of 2009 after the debt crisis hit. Yeah. I have some stories of what happened at my bank and I'm curious to hear yours. So yeah. What happened to you and what was going through your head?Mike Grisko:It's a big shock to the system. It's a kick in the teeth. It did a couple things. It really hardened me to, "All right, this is the actual professional and corporate world. Nobody's spots guaranteed." And I think it even that much more determined and more resolved to like, "Hey, whatever is next. I know I'm going to have to really outwork everybody else around me."Chris Erwin:I hear you. I joined the workforce in 2005. I was at my investment bank when the 2008 credit crisis hit. And I was still a young professional. And I felt like, "Oh, I'm insulated. This is a tough time for everyone. But I'm young. The leadership's going to take care of all of us." And I remember getting called into the manager's office one day. Everyone at the company's salary was cut drastically.Chris Erwin:And I was like, "Whoa." I felt the impact personally, in a very meaningful way in that day. And I was like, "All right, this is legit. This is the real deal." And I had to make changes to my lifestyle. I actually negotiated down my rent from my apartment in New York City, down 25%. Something I'm actually still very proud of. I built a nice spreadsheet defending that. But it does gut check you and it questions, "Okay. Is there a job for me here over the next year or two? Is my career derailed?" Is my whole future grand plan that I had sorted out in undergrad have to be completely reset?" But I think it's helpful for it to build resilience, right?Mike Grisko:100%. I thought for sure coming out of school, it was, "Hey, do two years to three years as an analyst. Hop over to PE. Maybe go get an MBA. Just follow the very traditional path." But I think that moment really drove me in a very different direction.Chris Erwin:Tell us about that new direction, because I think you end up going to Pricewaterhouse Coopers in Chicago for a few years before you end up at Moelis.Mike Grisko:In that period after getting laid off March '09, basically bottom tick the market. It was slim pickings out there for jobs. I even looked into potentially doing a program to get into medical school and doing a complete 180, picking up some undergrad science credits so I can apply to med school.Mike Grisko:But then by time, two or three months in, I was starting to get some good looks. And I had an analyst role on a corp dev team in Chicago, and then also got offered a position as an analyst at PWC in their corporate finance group, which they were just restarting. And so they had basically shuttered their investment banking practice, but then were bringing it back. And so I was the first analyst they hired in the US and I thought "Here's an opportunity to get it back on track." And a lot of corporate carve outs, cross border M&A was their big MO and huge selling point for me was they committed that, "Hey, you do a couple years here and hopefully we can get you over to London or one of our other international offices to do a two year program," which I ended up doing in 2011.Chris Erwin:So you went to London in 2011 for two years working for PWC?Mike Grisko:Yeah. It was fantastic. I mean the great, great mid-market M&A group over there. It was one of the coolest experiences of my professional career. Just being able to live and get fully immersed in a culture, especially in a professional culture. Anybody who ever has the opportunity, I highly, highly recommend. Because it really just does stretch you and challenge you in different ways. You knew how to do your job, but it's almost like the gravity's just off a bit.Chris Erwin:Okay. I like that. I've never heard that description, but I'm into it.Mike Grisko:All new faces, all new companies, all new lingo, trying to pick that up and then still trying to understand folks who have Manchester accents.Chris Erwin:What was one of the biggest cultural differences in doing business over there that you learned?Mike Grisko:I'd say the biggest one, you don't realize, there's just a professional politeness in the UK. So both with your superior is just not being fully direct with you in feedback. In addition to when you would be delivering direct feedback to analysts. They were offtaken. You might not be getting the full picture. We tend to be a little bit more direct and blunt here in the US than the Brits are.Chris Erwin:Something I think about is when I studied abroad in Spain, I met a guy named Tim Slee, who co-founded an ad agency with Steven Murphy. Shout outs to these guys. They're still very close friends of mine too today. And they would talk about their professional work culture was every day at 5:30 PM, they're hitting the bars. And they are buying rounds for all their clients and all their team. And they're like, "That's just how business is done over here. You drink a lot of pints and that gets revenue in the door." And I was like, "That's a lot to sign up for after a full day." I remember as a banker, I was just running spreadsheets till midnight.Mike Grisko:I don't know how you could socialize or network or do a professional career if you don't drink over there. I definitely learned how to go to the pub for a pint or two, and then be able to go back to the desk and start banging things out in the evening. It was just an incredible experience. My wife and I, we got engaged over during that two year stint.Chris Erwin:You brought your girlfriend who became your fiance on that trip. Okay, got it.Mike Grisko:Yes. That's a story for a different podcast. Having the conversation with her dad about her quitting her job and moving over with me.Chris Erwin:You're like, "I'm choosing her instead of my brother this time. Now I'm going to take my girlfriend on this trip."Mike Grisko:Yeah. And we ended up getting engaged shortly into our trip over there. But in two years, I think we visited close to 45 different cities. We were just so good about travel. It was a lot easier, didn't have kids then, to be very mobile on the weekends. And the Brits are great about taking time off.Chris Erwin:All of Europe is really good at it.Mike Grisko:When they said four weeks of vacation and they're like, "We expect you to use it." I'm like, "Absolutely will."Chris Erwin:Yeah. Maybe you bring that back to the Atmosphere culture. All right. So look, you spend around five years there. And then before we talk about your rise up at Chive Media Group and Atmosphere, you were at Moelis & Co for around three years. Tell us about your work there.Mike Grisko:I was starting to get to the stage I'd done enough smaller middle market deals. Enough corporate divestiture work. Really wanted to start seeing some more higher level capital markets and some larger transactions. And so I started shopping around at some different banks. Opportunity came up at Moelis and I jumped on it. Everything I was looking for just to gain from an experience level, next level on debt and equity capital raise to deals to getting to work on my first restructuring bankruptcy work to working on hostile defense deal with Ken Moelis.Mike Grisko:There was a pretty cool experience that really did give that next level of professional training. And I think that's the one thing like I started to realize being in investment banking, the true value of the relationships that you build, and just being able to sit in the room as well. In the room with the exact team observing and or advising on the actions to take and some of the biggest transactions or moves that they're going to be making. It's a great ground to just really absorb a ton.Mike Grisko:So in addition to like the financial training, the Excel sheets, and everything that comes with deals and running process, the network that I was able to build, just what I was able to observe and absorb, I think for some very talented professionals, both within the bank, but then the executives I got to work with, incredibly valuable. You just cannot replace that and the level of reps that you get in the career.Chris Erwin:I very much agree with that. You think about the 10,000 hours thing and the amount of time I spent creating investor decks and confidential information memorandums, AKA CIMS. And all the financial models, the merger models, the LBO dilution analysis, et cetera, the most rewarding experiences were when we were in meetings or had conference calls with private equity owners or family offices that own these cable, media, and telecom companies. And they're thinking about how do we drive more enterprise value?Chris Erwin:Do we spin this off? Do we go acquire these other companies and do a roll up scenario where there are synergies and thinking about, we have this network of management teams, who do we want to place based on the strategy that we have here? How are we going to finance with debt or equity or some other more alternative vehicles and just to hear the decision making in the rooms. And it was like, where are these men and women? Where are they being slow and calculated? Then where are they trusting their gut and moving really quickly? Just to be a fly in the wall was so valuable for my career.Chris Erwin:And I take a lot of that into the work that I did at Big Frame and Awesomeness in thinking about when Big Frame made a decision to sell itself and the work and the advice that we give our clients now. And often days, I wish I still had access to some of those calls every week. I get it through my client work, but just to be a sponge and just be able to just listen as a mid 20 year old. So valuable.Mike Grisko:Incredibly valuable. Yeah. That's well said, Chris. That's the big thing. And I have so much appreciation for it now. Just having seen both working alongside a lot of incredibly talented professionals in addition to some ones that were making bad decisions.Chris Erwin:Can we steer them the right way? TBD.Mike Grisko:But honestly, yeah. You're able to just listen, observe. You're just kind of building that muscle memory for when things are coming fast, as they really have over the last couple years, in my current role as an operator, it helps you just really break things down into first principles and what are we really trying to drive towards? It's helped make my decision making very formulaic. I think that's incredibly valuable. I like to say that... I'm sure we'll talk about Atmosphere in a second, but operating, whether it's startup, growth company, et cetera. It is a wicked learning environment. The variables are always changing. The dynamics are always changing. And so you're constantly going to be seeing new things. And so the ability to read, react, and adjust is super critical, a really valuable skill set that banking taught me.Chris Erwin:Well, let's talk about that transition, Mike. So your role as an advisor, as consultant, as a banker, now you make a decision, as they say, you go to the line. You go to one of the portfolio companies. So in 2017 you transitioned to Chive Media Group. How did that come to be?Mike Grisko:Well, it's twofold. I go back to the point on network and I got an opportunity to... One of the deals I worked on at Moelis back in 2014, 2015 was advising Chive Media Group. John and Leo Resig co-founders of The Chive back in 2008, starting in 2012, 2013, they really started to catch fire. I mean, it was a true social movement. You had folks wearing Bill Murray t-shirts and Keep Calm and Chive On. Folks wearing the shirts everywhere. So they brought Moelis in to take a look at strategic alternatives. And so over an 11 month period, we looked at everything from buying up smaller competitors to doing [inaudible 00:20:56] recap, to even potentially selling.Mike Grisko:And so we actually got pretty far down the path with Playboy, but Leo and John couldn't get comfortable with the deal and the management team that was there at the time. They decided to pull out. And so that was in mid 2015, but stayed in touch with both Leo and John. And when the prior CFO, who was part of the founding team was looking to move on in 2017, Leo called me up and I jumped at the opportunity. So that's some of the backstory just on how I came across the opportunity. Leo tells me now, I think I was the only person he reached out to.Chris Erwin:He was like, "I think I like this guy, Mike, he was on our deal team. Let's take a bet on him."Mike Grisko:It's very tight interview process, but it goes back to the point that building network from that seed in banking is just incredibly valuable. That wasn't the first time that I was offered a job by a client. You get so close to your clients when you're working alongside them. But this is the one I jumped at. The biggest thing is if you know Leo and John, they're just real salt to the earth humans. And that meant a lot to me. To be leaving banking into something that was a lot more unknown.Mike Grisko:Yeah. I knew whatever happened with the business, they were going to do the right thing by myself and my family. And I think that was the most critical thing I was looking for is I really wanted to jump into an operational role. I'd spent a little over nine years advising CFOs. There was some that I had incredible respect for. There was some I thought I could do that job better. The opportunity to jump right into this was just too good to pass up. And then there was the personal side of this, which at the time we were making this decision, I had a 11 month old son and then my wife was pregnant with our daughter.Chris Erwin:Oh, wow.Mike Grisko:Yeah. So the ability to go into something that had a little bit more flexibility or control over your hours was big for me.Chris Erwin:You were moving too. Because you were moving to Austin from Chicago.Mike Grisko:Yeah. The full go. And I think it's that personal relationship with John and Leo, that we're two feet in. Sold a place in Chicago and moved down to Austin, away from family again.Chris Erwin:Your 30 cousins and brothers.Mike Grisko:Right. Yeah. And rest is history.Chris Erwin:Hey listeners, this is Chris Erwin, your host of The Come Up. I have a quick ask for you. If you dig what we're putting down, if you like the show, if you like our guests, it would really mean a lot if you can give us a rating wherever you listen to our show. It helps other people discover our work. And it also really supports what we do here. All right, that's it everybody. Let's get back to the interview.Chris Erwin:You make the transition. And I hear you on the point of it's all about relationships. I think I was having a call the other day with Jason Rapp from Whisper Advisors who I've just gotten to know. And he had a note that I really liked. He said, "Companies are not sold, they're bought." And I think the implication there is it's about there being a clear strategic fit, but also this notion of there's relationships developed with strategic and commercial partners over time, and more often than not an investment or an acquisition is made from two companies who have many data points, a trend line of building a rapport and a relationship. And I think that also speaks to how executive hirings and placements, particularly at the C-suite level are done. You weren't out of the blue, it was long term relationship building where Leo and John had been exposed to your work. So I think that's important for our listeners to just be mindful of. We always say that. Say start planting the seeds now.Mike Grisko:I think that has been incredibly important. Those relationships and the relationships that I quickly developed with the other C-suite members at The Chive who are now at Atmosphere. You want to be working with good people. It is just so difficult to get a startup business into a true growth path and on a true path to success. Being able to do that with folks that you trust and truly enjoy working with is so critical. It starts at the top. If you want your entire company growing the [inaudible 00:25:02] in the same direction, it really does start with having a cohesive leadership group.Chris Erwin:So let's talk about when you show up, what are you guys working on? What are the goals in 2017, 2018, fast forward a few years, where do you guys get to? And that's going to set up the story for how Atmosphere was incubated, but take us back to that.Mike Grisko:I walked in at a pretty critical time for the company. There was a lot of different initiatives that Chive Media Group was chasing. It became pretty apparent quickly that we couldn't do all of them. The business needed an overall guiding direction and overarching focus. And so my first three months on the job, Leo and John asked me to, "Hey, just give us your full assessment as an outsider." And spent just a ton of time on a listening tour, diving into data. Became pretty clear that we were sitting on something incredibly powerful with Chive TV, which at the time was maybe in a little over 1000 locations and had six or seven dedicated employees to that product line. We knew that we had something incredibly powerful.Mike Grisko:We thought we had something incredibly powerful with that business, but we also had just many other initiatives, everything from original content creation with Chive Studios to some large initiatives, both on the digital ad sales side to a lot of different facets that they were chasing on the e-commerce side. So everything was set up for big strategic meeting in December of 2017. Myself, John, Leo, Eric Spielman, our chief strategy officer, and Alen Durbuzovic, our CTO. And we made some very critical decisions to really lay out, "Hey, here's our vision for the next three years." It included shuttering some business lines, re-orging some groups. All on the guise of trying to take the Chive TV product line and turn it into a real business.Chris Erwin:You start and pretty soon after you start, you're making some very big decisions at the company, contributing to that to allow you guys to focus on where you think the biggest win is. Atmosphere, I think technically founded in 2018, but Chive TV, you guys were working on this probably well before that, is that right?Mike Grisko:Yeah. So Chive TV was the original proof of concept. It was started in late 2014, early 2015 as an audience extension play. As the landscape got more and more competitive competing for eyeballs with Instagram, Facebook, and every other platform, Roku opened up their marketplace for content companies to build apps. And so they decided that technological opening allowed them to build a streaming TV app. And then they also were able to leverage the strong community on The Chive to help get distribution because the content programming, they realized quickly like, "Yeah, this is good for in-home, but this actually works incredibly well in bars and restaurants." And so that was the initial, "Hey, can we build an app? Can we distribute it? Can we actually make this work?" And that's where in the early days, I mean, they're a lot of learnings the guys talk about.Mike Grisko:And so it really teed up into 2018 where we had to go from, "Hey, this is a product with potential. How can we actually turn this into a real business?" That was the big mission of 2018 to see how we could really craft the story around Atmosphere as a platform. So Atmosphere, as it exists today, streaming TV platform for businesses. Over 50 different audio optional channels. We like to say we have a channel for every type of venue, whether you're a pediatric office or gym or a bar restaurant, we got a channel that's programmed for you. Everything from Chive TV, which is now a channel fully owned by Atmosphere to we have a Happy TV channel. We have Paws TV with cute puppies and kittens. We have partner channels such as America's Funnies Home Videos, Red Bull TV, and Disney's X Games. So we have quite a few.Chris Erwin:Mike, you have this content network, you have all these different channels that cater to different offices, different business environments, et cetera. And you make a decision as a company that it's like, "All right, foot on the gas. This is not just going to be an exciting new growth initiative out of Chive. This is its own standalone business that will probably require a separate growth plan, separate capitalization, and more." So when you guys convene, you, Spielman, the Resigs, and whoever else, what decisions do you make to really amplify the opportunity here?Mike Grisko:You summed it up pretty well from you, Chris. It really came down to this business has the ability to be a platform and like an N of 1 platform, the actual network that can tape over this niche of streaming TV for business. That's a big ambitious plan. So obviously would require risk capital to fund it if we really wanted to chase the velocity that we thought was there. It couldn't continue to be self-funded by The Chive and really drive to where it needed to be.Mike Grisko:Putting together that plan, and it was complications. Spinning the business off all of the shared services that were going to be required to spin it off. The conflict of interest was a big issue for VCs who were concerned if they threw millions of dollars into this new Atmosphere, entity in business, if it wasn't going well, would the entire founding team just turn around and go back to working at Chive Media Group and say, "Sorry, unfortunately, that didn't work out." It was a tough one to sell through. And if you remember in 2018, nobody wanted to touch ad supported startup businesses. Everyone was focused on subscription.Chris Erwin:Oh, how the world has changed. Just think of Netflix launching an advertising platform.Mike Grisko:Exactly. There was several times we thought about pivoting and driving resources hard into venues paying subscriptions. But luckily we stuck with the plan because we saw how much leverage there was in advertising to this massive underserved market.Chris Erwin:All right. So when you think about there's the big, exciting stuff to do, which is all right, what's the new growth plan who we hiring for this go raise venture capital, then there's all the administrative stuff of... All right. Yeah. Like you said, allocating shared services, who works on what, how do we communicate that, how do we set up a dedicated legal entity and put the right resources into that? All these little things that you as a CFO probably had to take care of.Mike Grisko:Yeah. And this is also where you and I met. As I'm pulling a lot of this stuff together with the group and bringing on lawyers, getting advisors all set, you and I got connected through Jason Anderson and you guys did an engagement for us both to... Well, number one, be that initial test run before we hit the market just on materials and the story, the model, just the entire thing, which was incredibly helpful and just help us. Like most VC fundraising rounds, it really comes down to the product, the team, and the TAM. And so helping us to find that overall opportunity in isolating our unit economics. There was a lot there because again, it wasn't just another enterprise SAS software business that was easy to digest and easy for VCs to give seed/Series A funding.Chris Erwin:I will say thank you to Jason Anderson for that intro. And it was a delight to meet you and Eric nearly five years ago now and have gotten to know the Resigs a little bit. But really, yeah, Mike, you're the first point of contact. I remember working arm in arm with you on some of this stuff. I have an image in my head of one of the financial runway slides of "Here's the traction for what we did last year," which I don't even know if it broke a million. "Here's our five year forecast," which was maybe at the low tens of millions. And the numbers that you guys are putting up on the board today are much bigger than that.Chris Erwin:But you guys were very hopeful, very optimistic. You saw a need in the market, but we also could sense that it wasn't a guarantee. It was a big swing. Chive was a business that had been around for over 10 years. It was time to find a new growth opportunity. And also, not just from a value creation perspective, but I think just for the team and for the brothers of an exciting new thing to dig into. And there was conviction and excitement, but it was clear that you guys were taking a big risk and there was uncertainty. I'm curious to hear the early days, when did you realize you really had something special here? Because you hit some big headwinds during COVID and maybe even a little bit before that, but things did change. Walk me through that.Mike Grisko:So our first headwind that we fought through was we'd agreed to heads of terms with a VC in early 2019 to do our initial funding. And they pulled out. They had internal issues that they had to sort out and they just could not do any fundings. And so we had to go back to our underbidder, who was Charlie Plauche from S3. And Charlie didn't try to take advantage of the situation. He stood up and honored his initial term sheet for the most part. And S3 ventures, if you don't know, Austin based VC, and Charlie was willing to roll up his sleeve, all those things we talked about with the conflict of interest, he and the team were willing to do the work because they saw the big potential. And his read on it, not only was this a massive opportunity, but this is a team that's done it before. And so it's an advantage that they've had The Chive business and been operating successfully for 10 plus years.Chris Erwin:Wow. Yeah. He probably had a chance to bend you guys over a barrel. But instead I think he was probably exhibiting the type of partnership behavior of, "Hey, this is how I'm going to act when you guys are in a moment of need and I'm going to be a resource for you guys and positive asset in good times and in bad." That's a fantastic move on his part.Mike Grisko:And then you flash forward a year, we did a series A extension in bringing on Valor Equity. And we closed that deal on March 6th. And if you remember, I think on March 8th, that was a Sunday that oil tanked 40%. But Jon Shulkin and the team at Valor, they never for a second wavered just on their commitment. And that's a rocky time to be stepping into a new investment, especially one with its end markets being bars, restaurants, gyms.Chris Erwin:Just to be clear, because we glossed over this quickly, when oil had that precipitous drop, that was essentially the week during the massive shutdown for COVID in the US and throughout the world. So the times fundamentally changed.Mike Grisko:Our end users of our service are all out of home venues. And so all subject to lockdowns. It was a trying couple months, but great support from our investors. Having a cohesive team to make some moves to change up the cost structure. And we got through it. Very little turnover and an employee base that was just still so bought into the story. And so to your question on inflection point, really then in Q3 of that year, right around mid August, we really started to see things uptick in the dailies. And so the big question on the business back in 2020, great, we're starting to understand that you can truly build a network in a fairly economic way to get distribution into these B2B customers. Get them signed up, get them to stream. The question was, all right, so if you build all this supply, are advertisers going to come? And that started to be answered in Q3. If you remember, everybody pulled back in the advertising world in Q2 of 2020. As they reassessed, they started to redeploy more and more money into connected TV environments and streaming TV environments.Mike Grisko:And we were one of the benefactors of that, especially in the programmatic open exchange. And so we started to see that coming through in the dailies and then the narrative really flipped. And then in October we did an inside up round. So, it's all of a sudden like now the story was almost flipped with VCs looking to preempt because they saw the traction was starting to build for what we were building.Chris Erwin:And then that leads to, I think in January of this year you announce a blowout round. You announce $100 million in new capital. I think 80 million equity and 20 million in debt.Mike Grisko:Yeah. You flash forward to 2021, which was just one of the most memorable, positive years in my career. But I'm sure there was others that shared that sentiment, but Valor Equity preempted and led our series B raised 25 million in April. And then Sageview led our series C that we've announced in January of 2022, an $80 million round plus a $20 million debt facility with bridge. And so over that three year path, we've now been able to raise $145 million worth of capital and really have been able to put that to work incredibly efficiently in building this network where you go back five years, about 1000 venues. We're now streaming in over 29,000 venues today, reaching close to 40 million people on a monthly basis and generating a lot of ad inventory.Chris Erwin:And just to make this exciting for potential venue partners. If you want to grow your network, people listening to this podcast, what is the value that you bring by putting Atmosphere on their walls?Mike Grisko:Yeah. I like to sum it up as it's better, simple, and free. So it's better content for at least TV. You think TV for business was never broken. It just was never right to begin with. Everything that you see out in bar, restaurant, or gym is content that was built for in-home consumption with audio. It is talking heads. It is entertainment that's going to require the voiceover. We purpose build everything for that audioless experience.Mike Grisko:So it's fast paced. Our news and sports channels, heavy typography that allows the viewer to really just consume visually. So it's better content for these screens and it gives you an alternative to live sports because not everybody is a sports fan and there's not always a relevant game on. And simplicity. There are no monthly contracts. We overnight you a device for free. It is a five minute install process, logging onto your wifi and away you go. And for the venue, it's free. For a free product, you're getting better content to entertain your patrons. And depending on the type of venue you are, we have multi TV locations and single TV locations. So if you're single TV location, such as a waiting room, auto repair shop, you're a car wash, why are you paying for cable? This gives you a cut the cord option in providing entertainment in the waiting room. And then if you're a multi TV location, this is just a great alternative for those other moments.Chris Erwin:I think that sums it up quite well. I like the notion of "It's not broken, it was just never right." So what would you say to wrap up the Atmosphere segment before we go into the rapid fire and we close this out and as a leader, you're at a company like you were saying that at Chive, I think you guys were around 50 to 75 people. Now Atmosphere, it's over 400. What are some of the lessons that you've learned scaling an organization this quickly? How have your responsibilities evolved? What does that look like?Mike Grisko:We have this concept internally, like giving up your Legos. Your job description changes every three to six months when you're going through rapid growth. 18 months ago, we were less than 100 people. Yeah, today we're close to 450 employees just at Atmosphere. And so that requires you to change your roles. Some of the things that I was doing back in 2018, 19, 20, it's just not scalable at that level. And so being able to hire great people, reassign tasks and responsibilities is absolutely critical.Chris Erwin:And what is something as you think about inspiring your team, inspiring the culture there personally. What is something that maybe you do different today than what you did three to five years ago?Mike Grisko:Something our exec team talks about a lot is authenticity. I think if you are just real with people, you show them a bit of yourself, but then also give them an environment that allows them to just come to work as they are. They don't have to pretend to be someone different in a professional setting than they are outside of the office. You give that to them and it just engenders great environment, creative problem solving, and just people with good energy that want to be part of this mission.Chris Erwin:Yeah. I think it's a great mission. I think a lot of people should join the Atmosphere wave. A final note from me, Mike, in the spirit of authenticity to give you some kudos. Something that came across to me when we first met back in 2018 was just, this is a really sharp guy. He's building something exciting in this business, but he also feels very genuine and very grounded. I have always gravitated towards people from the Midwest. I went to grad school at Kellogg in Chicago, have had a lot of team members at RockWater and some of the other companies I've been at from the Midwest. And there's always just something special about them.Chris Erwin:I think you 100% fall into that category. I think of the days where you had so much conviction early on, but you were willing to work so hard to manifest this future that you guys had thought about. And I remember getting late night and early morning emails from you being like, "All right, I've been refining our business model. I think I have a new idea for the TAM. Let's talk through it." You were burning the candle at both ends to really will this thing to life. And it's awesome to see now looking back what you've accomplished for your career. And you guys haven't even had your big exit yet. So I think there's so much opportunity ahead of you and you deserve a special shoutout.Mike Grisko:Thanks, Chris. As amazing as this whole run has been. Yeah. I don't know if I'd want to redo 2017 through early 2019 again. A lot of decisions that we made back then in building this thing out that seem obvious now were not obvious then. It was a lot of rigor and work to really position this thing to set it on the right path to where we're at today. But it's great to see the traction and how far we've come as a team.Chris Erwin:It's amazing. So we're going to move into the final segment, Mike. It's called the rapid fire round. Here are the rules. I'm going to ask you six questions. Your responses are to be brief. They can be one sentence or maybe just a couple words. Do you understand the rules?Mike Grisko:Yep.Chris Erwin:All right, here we go.Mike Grisko:I'm in.Chris Erwin:Proudest life moment?Mike Grisko:Outside of my family and kids being born, I would have to say the proudest professional moment was our last all hands and seeing how big this company has gotten and the number of folks that are now underneath the Atmosphere umbrella is pretty incredible.Chris Erwin:What do you want to do less of in 2022?Mike Grisko:I'm really trying to do less time on my phone at home. The less screen time at home, more time present with the kiddos.Chris Erwin:What do you want to do more of? Well, I guess you just answered that. More time with the kiddos.Mike Grisko:More time with the kiddos and also more sleep. That's been a big thing this year. So far, so good.Chris Erwin:What one to two things drive your success?Mike Grisko:I go back to, after getting laid off, I laid out two rules for myself and it was "Always work harder than the guy next to you" and "Do things the right way." It's pretty basic, but that's always how I attack everything.Chris Erwin:This is one I actually just want to expand on for a second. When you say "do things the right way," just give us a little bit more context there.Mike Grisko:It's treat others how you want to be treated. It's be fair. Work with integrity. That will always get you much further in the end.Chris Erwin:Got it. Well said. All right, last couple here. Any future startup ambitions?Mike Grisko:I actually helped co-found a business last year. Project Bankman. It's a crypto services business that is building solutions for brands on the blockchain. And so we were looking for a solution for Chive Media Group for effectively a branded social token that could replace our loyalty points. Wasn't really one out there. And so we partnered with a gentleman, Gavin Gillis, who is a ton of experience in the crypto space. And we put together a business plan. We're able to raise seed funding and that business is doing incredibly well in signing up new clients, including The Chive and some other financial institutions and airlines just to build them solutions on the blockchain.Chris Erwin:That's awesome. All right. Last one, Mike, this is very easy. How can people get in contact with you?Mike Grisko:LinkedIn.Chris Erwin:Okay. Hit up Mike on LinkedIn. All right, Mike. That is it. Thank you for being on the podcast.Mike Grisko:Chris. This was awesome. Thank you very much. Incredible host. Thanks for making me look good.Chris Erwin:Of course.Chris Erwin:All right. That was a really fun interview with Mike. That has been a long time coming and I'm very glad that we finally were able to make that happen. All right. Quick heads up that our company has a new service offering. We just introduce RockWater Plus, which is for companies who want an ongoing consulting partner at a low monthly retainer, yet also need a partner who can flex up for bigger projects when they arise.Chris Erwin:So who is this for? Well, three main stakeholders. One, operators who seek growth and better run operations. Two, investors who need help with custom industry research and diligence. And three, leadership who wants a bolt on strategy team and thought partner. So what is included with RockWater Plus? We do weekly calls to review KPIs or any ad hoc operational needs. We create KPI dashboards to do monthly performance tracking. We do ad hoc research ranging from customer surveys to case studies, to whitespace analysis. Financial modeling, where we can understand your addressable market size, do P&L forecast. ROI analyses, even cash runway projections.Chris Erwin:We also do monthly trend reports to track new co launches, M&A activity, partnership activity in the space. And lastly, we make strategic introductions to new hires, investors for fundraising, and then also potential commercial strategic partnerships. So if any of this sounds appealing or you want to learn more, reach out to us at hello@wearerockwater.com. We can set a call with our leadership. All right. Lastly, we love to hear from our listeners. If you have any feedback on the show or any ideas for guests, shoot us a note at tcupod@wearerockwater.com. All right, that's it everybody. Thanks for listening.Chris Erwin:The Come Up is written and hosted by me, Chris Erwin, and is a production of RockWater Industries. Please rate and review this show on Apple Podcasts and remember to subscribe wherever you listen to our show. And if you really dig us, feel free to forward The Come Up to a friend. You can sign up for our company newsletter at wearerockwater.com/newsletter. And you could follow us on Twitter @TCUpod. The Come Up is engineered by Daniel Tureck. Music is by Devon Bryant. Logo and branding is by Kevin Zazzali. And special thanks to Alex Zirin and Eric Kenigsberg from the RockWater team.