Podcasts about personal finance podcast

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

High rates and high prices feel overwhelming, but this episode explains how first-time buyers can reduce money stress, build stronger habits, and explore creative ways to buy in today's market. David talks with Andrew Giancola about the financial habits and mindset shifts that help buyers make smarter homebuying decisions, starting with emergency savings and the “Sleep Well At Night” number. The conversation moves through practical budgeting methods, why time matters so much for younger buyers, and how buyers can use automation to build better money habits. In the second half, they connect those personal finance principles to homebuying in a tough 2026 market, including cosmetic fixer opportunities, seller credits, rate buydowns, adjustable-rate mortgages, and mortgage assumptions. The episode closes by reinforcing that buying a home is not just a math decision—it is also shaped by stress, confidence, and money psychology. “The SWAN number is going to help reduce your stress and anxiety around money, which is one of the most beneficial things that you can do.” - Andrew Giancola Highlights What is a “Sleep Well At Night” number, and why might six months of expenses be the real minimum for buyers who want less financial stress? Why do so many people fail at budgeting, and what simpler systems can work better in real life? How can daily money habits and automation help first-time buyers prepare for homeownership without feeling deprived? What creative homebuying strategies could make a first purchase more realistic in a high-rate, high-price market? Why do money psychology and emotional stress matter just as much as the numbers when you are deciding whether to buy? Check out Master Money to learn more!Or Listen to the Personal Finance Podcast with Andrew GiancolaCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

This is the proven path to becoming a real estate millionaire, retiring early, and gaining complete financial independence. It's not hard, but it takes time, work, and forethought. If you can follow this financial freedom “stack,” you'll be able to retire early, or retire much richer, like today's guest.  Andrew Giancola, host of The Personal Finance Podcast, beat the system. He reached financial independence in his 30s, not through luck, market timing, or big bets, but through slow, smart money moves and purchasing enough rentals to buy back his time. He reverse-engineered his path, creating the 11-step financial freedom “stack” that anyone can use to become a millionaire and retire early. The “stack” starts at the beginning. You don't need any money or experience to start. The genius part of the system is that it almost automatically puts you in the best possible position to invest, reinvest, and finally retire how you want. We're going into detail on each step of the “stack” so you can follow it, find financial freedom, and live life completely on your terms.  In This Episode We Cover The 11 (repeatable) steps to go from no rentals to complete financial freedom  How to trade your time for rental properties (if you're starting with no money) The least amount of money you should have before you begin investing  How much do you need to retire? Calculating your “freedom number” fast Still got “bad” debt? What to do ASAP before buying your first rental  How to pick a real estate investing strategy based on your savings  Don't just invest in rentals: Why Andrew and Dave think "100% rentals" is too risky  “Wealth accelerators” that supercharge your net worth  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠ttps://www.biggerpockets.com/blog/real-estate-1250 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join Andrew's FREE Investing for Beginner's Masterclass. Click the Link Here  

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Andrew Giancola is the host of The Personal Finance Podcast. Today, we discuss how to build wealth on a small salary. While this may not be you...it might be your child, friend, or family member. Do you truly need a high income to make it today? Learn more about your ad choices. Visit megaphone.fm/adchoices

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Whether you are with a big super fund - or run your own SMSF - the outstanding risk for your long-term return is whether your portfolio is appropriate for your age? The chances are that you are being too conservative because you are going to live a lot longer than you realise. Anna Shelley, chief investment officer at AMP joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: Are you taking enough risk? The end of traditional age-based rules for investors A new era of inflation could shrink your spending power Getting to know the 'bucket strategy' See omnystudio.com/listener for privacy information.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Send us a textOn this week's episode, I welcome national financial voice and host of the Personal Finance Podcast, Andrew Giancola back to the show. He shares the importance of automation and how to set up your accounts and make your personal finance life automatic! This is a must listen if you want to successfully set up your accounts and bills. Check out Andrew's Money Automation Checklist https://courses.mastermoney.co/automate-your-money-checklistBe a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Join the Free Master Your Money Workshop here! Get the Free Automate Your Money Checklist here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 

You make good money… so why do you still feel broke?If you're a high-earning woman who looks successful on paper but still feels behind financially, this episode is for you. In this eye-opening conversation, Rebecca Whitman sits down with Budget Besties—Shana & Vanessa, best friends, business partners, and master financial coaches helping women stop wondering “Where did my money go?” and start building wealth with clarity and confidence. They reveal why overspending isn't the real issue, why budgeting feels emotional (even when you're smart and capable), and how disorganization—not discipline—is quietly draining your bank account. Most importantly, they share how to create a simple, automatic system that allows you to save, spend, and invest without sacrificing your bougie lifestyle. This episode proves you don't need to hustle harder, restrict yourself, or give up travel, dinners, or luxury to feel financially secure—you just need the right system. ✨ WHAT YOU'LL GET FROM THIS EPISODE • Why making more money doesn't automatically create financial peace• The real reason budgeting feels emotional, overwhelming, and exhausting• How disorganization quietly leaks money every single month• A simple automatic system that builds wealth for you• How to enjoy a bougie lifestyle without guilt, shame, or sabotage• The first step to feeling calm, confident, and in control of your finances 

Join the Free Master Your Money Workshop here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Slava shares how he retired early and his whole journey to get there. Enjoy.Want to be a guest? → https://vwo3759x8i7.typeform.com/to/gh00JmnZ–––––––––––––––––––––––––––––The statements provided are from individuals who are not clients of Root Financial Partners, LLC. These individuals were not compensated for their comments, and their views do not necessarily reflect those of Root Financial Partners, LLC. The information shared is for informational purposes only and should not be considered a recommendation or testimonial regarding advisory services.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom.

After years of research searching for the perfect retirement community, Judy found Woodside. She visited the Villages, Del Webb, and so many others that she found didn't fit what she was looking for - other active retirees of similar age. Now she's IN LOVE with retirement and shared her entire story with me on my show, Retirement Reality. This NOT a paid advertisement. If you wish to reach out for a Discovery tour of Woodside, you can email David directly at dseawell@woodsidecommunities.com and if you let him know you found him through my channel, he'll make sure to treat you well!I'm flying from Los Angeles to Aiken, South Carolina to visit the Woodside community next month myself to do a full review of the community (similar to a restaurant review, but for retirement communities)!Is there a retirement community you're excited to go to? If so, let me know in the comments and I'll add them to my list of communities to review!For Judy, early retirement comes down to one word: choices. At 57, two years into life after work, she wakes up with the freedom to choose slow mornings, long walks, golf leagues, pickleball lessons, and spontaneous trips.Her plan was always early retirement at 55, and she never lost sight of it... even when fear, routine, and the temptation of “one more year” crept in.She shares how she built her “superhero account,” prepared for healthcare, learned to balance enjoying today with planning for tomorrow, and embraced the courage to leave a career she liked for a life she loves.Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZ –––––––––––––––––––––––––––––Judy is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. Her statements reflect her own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offereCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Get the Free Guide to The Master Money Kids Wealth System here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Ex-silicon valley guest turned Scuba Diver shares the truth behind retiring early!Hope you enjoy the insights shared!Want to be a guest on THIS show and help others by sharing your story? Complete this: https://vwo3759x8i7.typeform.com/to/gh00JmnZInterested in a custom strategy to retire early? → https://www.rootfinancial.com/start-here/Get access to the same software I use in my videos and join the Early Retirement Academy here  → https://ari-taublieb.mykajabi.com/early-retirement-academy–––––––––––––––––––––––––––––Suzi is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

Get the Free Automate Your Money Checklist here. Join the community built to help you master your money, stay accountable, and reach financial freedom.

In this episode of The Personal Finance Podcast, Andrew sits down with Jade Warshaw to discuss her new book "What No One Tells You About Money," revealing how she paid off $460,000 in debt, why money is emotional not mathematical, and the hidden emotions like frustration, shame, fear, and envy that sabotage financial progress, plus the critical shift someone needs to make right now if they feel stuck or overwhelmed. Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Andrew Giancola is the creator of MasterMoney.co and host of The Personal Finance Podcast, a top personal finance show doing over 400,000 downloads every month. He started with no money, no investing knowledge, and the same fears around asking for a raise most people have, and now teaches millions how to build real, lasting wealth through simple systems, smart debt strategies, and increasing income.​ On this episode we talk about: How Andrew went from $30,000-a-year financial analyst to business owner, real estate investor, and top personal finance podcaster.​ Why most people dramatically overcomplicate money—and how automating your finances can free up your time and mental energy.​ The “1–3–6 Method” for building your emergency fund and getting out of the paycheck-to-paycheck cycle.​ Why paying off high-interest credit card debt is a “pants-on-fire” emergency and how credit card APR really works against you.​ The fastest paths to increasing your income: raising your W‑2 salary, smart side hustles, and stacking high-value skills.​ Top 3 Takeaways Build a rock-solid foundation with Andrew's 1–3–6 Method: save one month of expenses, pay off high-interest debt (6%+), then grow to three and finally six months of essential expenses before going aggressive on investing.​ High-interest credit card debt is compound interest working against you; if you're carrying balances at 20–30% APR, paying them off should be your top financial priority.​ Long-term wealth is built in “the gap” between your income and expenses—so you must both manage money well and actively increase earnings through negotiating raises, job-hopping strategically, certifications, and scalable side hustles.​ Notable Quotes "Credit card debt is compound interest basically working against you."​ "Once you have your foundation in place, the biggest catalyst for most people is increasing their income."​ "Everything out there is an opportunity—you just have to be able to see it and then take advantage of it."​ Connect with Andrew Giancola: Website: MasterMoney.co​ ✖️✖️✖️✖️

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Get Your Networth Audit Checklist here. Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Get the Free Automation Checklist⁠ here. Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

In this enlightening episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with Will R. Young, a financial strategist, behavioral thinker, and author whose work bridges the worlds of ancient wisdom and modern wealth-building. Together, they unpack the transformative connection between stoicism, behavioral psychology, and financial clarity — offering listeners a roadmap to navigate both markets and life with resilience and intention.Will shares his powerful journey of integrating timeless philosophical principles into today's fast-paced financial landscape. Drawing parallels between the unpredictability of the stock market and the motion of ocean waves, he demonstrates how stoicism provides the mental discipline needed to make grounded decisions during volatility, uncertainty, or emotional turbulence.Through personal stories, professional insights, and deep reflective wisdom, Will illuminates how mastering your mindset is the true foundation of wealth — not just financially, but emotionally and spiritually. This episode invites listeners to rethink their relationship with money, redefine what “enough” truly means, and embrace the virtues that lead to lasting fulfillment.Whether you're an experienced investor or just beginning your financial journey, this conversation offers clarity, empowerment, and the tools needed to ride the waves of life with confidence.Practical tools for applying stoicism to relationships, career, money, and self-leadership.Listeners will walk away with a deeper understanding of how inner stability leads to outer success — and how the pursuit of “less” can ultimately bring more peace, more clarity, and more freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Join the community built to help you master your money, stay accountable, and reach financial freedom.