Podcasts about impact economics

Is-servizzi għal dawk li m'għandhomx dar fejn joqogħdu madwar l-Awstralja qed jiġu ffaċċjati b'għażliet impossibbli peress li l-akkomodazzjoni affordabbli għadha f'livelli ta' kriżi, u d-domanda għas-servizzi tagħhom qed tkompli tikber. Rapport ġdid mill-Impact Economics sab li xi servizzi qed jibagħtu lura l-familji li jkollhom bżonn l-għajnuna, għax m'għandhomx biżżejjed riżorsi biex jgħinu lil kulħadd.

รายงานล่าสุดจาก Impact Economics พบว่าผู้ที่เสี่ยงต่อการไม่มีที่อยู่อาศัย มีอัตราเพิ่มขึ้นทั่วประเทศถึงร้อยละ 63 หรือ ประมาณสามล้านคน หน่วยงานที่เกียวข้องมีมาตรการการรับมือและช่วยเหลือคนกลุ่มนี้อย่างไร คุยกับคุณเอกพงษ์ ศรานศาสตร์ หรือคุณเอก ผู้กำกับภาพยนต์เรื่อง Breaking the cycle ที่ได้รับการเสนอชื่อเข้าชิงในงาน Asia Pacific Screen Awards 2024

Overwhelmed homelessness services across Australia are being faced with impossible choices as housing affordability remains at crisis levels, and the demand for their services grows. A new report from Impact Economics has found some services are turning away families and others, because they do not have enough resources to help everyone. - Xizmetên bêmalbûnê li seranserê Australya bi vebijarkên ne gengaz re rû bi rû dimînin ji ber ku erzanbûna xanîyan di astên krîzê de dimîne, û daxwaziya xizmetên wan zêde dibin.

Overwhelmed homelessness services across Australia are being faced with impossible choices as housing affordability remains at crisis levels, and the demand for their services grows. A new report from Impact Economics has found some services are turning away families and others, because they do not have enough resources to help everyone. - มีความต้องการเข้ารับบริการช่วยเหลือด้านคนไร้บ้านมากขึ้นทั่วออสเตรเลีย เนื่องจากผู้คนจำนวนมากกำลังเผชิญกับปัญหาที่อยู่อาศัยที่เป็นปัญหาในระดับชาติของออสเตรเลีย รายงานล่าสุดจาก Impact Economics พบว่าผู้คนจำนวนมากไม่สามารถเข้าถึงบริการความช่วยเหลือที่จำเป็นด้านที่อยู่อาศัย เพราะทรัพยากรในการให้ความช่วยเหลือไม่เพียงพอต่อความต้องการที่มากขึ้นอย่างมาก

Yπερφορτωμένες οι υπηρεσίες φροντίδας αστέγων σε ολόκληρη την Αυστραλία, δυσκολεύονται να αντιμετωπίσουν τις συνεχώς αυξανόμενες ανάγκες, καθώς το κόστος στέγασης παραμένει υψηλά και η ζήτηση για τις υπηρεσίες τους αυξάνεται. Μια νέα έκθεση της Impact Economics διαπίστωσε ότι ορισμένες υπηρεσίες δεν δέχονται οικογένειες και παιδιά, επειδή δεν έχουν αρκετούς πόρους για να τους βοηθήσουν.

Các dịch vụ hỗ trợ người vô gia cư quá tải trên khắp nước Úc, lại phải đối mặt với những lựa chọn bất khả thi, khi khả năng chi trả nhà ở vẫn ở mức khủng hoảng và nhu cầu về các dịch vụ của họ ngày càng tăng. Một phúc trình mới từ Impact Economics phát hiện ra rằng, một số dịch vụ đang từ chối các gia đình và một số dịch vụ khác, vì họ không có đủ nguồn lực để giúp đỡ mọi người.

City Limits' monthly housing update with Shane McGrath from Housing for the Aged Action Group (HAAG) and Jack Verdins from Friends of Public Housing Victoria.In the top half of the show, Keving mentions the event at Coburg Town Hall on Saturday 23 November: Voices from the Frontline of the Climate Crisis – an urgent call from the NTShane McGrath comes on the show to discuss retirement villages. HAAG featured recently on a 7.30 Report's investigation on Retirement Villages' prioritise profit over their residents. Also discussed were the upcoming rental reforms and their shortcomings as well as the long waiting lists for aged care packages. You can give HAAG a call on 1300 765 178 if you're looking for help accessing aged care services. Upcoming HAAG AGM: 28th Nov 11am-1pm Ross House. RSVP online or call 96547389. Updates provided by Jack Verdins: CLASS ACTION UPDATE FROM INNER MELBOURNE COMMUNITY LEGALPublic housing class action against the Victorian Government The Victorian Government made the decision to ‘retire and redevelop' all public housing towers across Melbourne by 2051 on 18 September 2023.  Inner Melbourne Community Legal ("IMCL") filed a class action on behalf of public housing residents in North Melbourne and Flemington against Homes Victoria over the decision. What happened in the class action trial?IMCL argued in the Supreme Court of Victoria that Homes Victoria's decision to demolish the public housing towers in Flemington and North Melbourne was made without regard to the policies and procedures it is required to follow.  It was also argued and that Homes Victoria did not properly consider the residents' human rights before it made the decision and compatible with the Charter of Human Rights and Responsibilities Act 2006 (Vic). Homes Victoria said its proposal for the redevelopment of 44 public housing towers across Melbourne was based on the understanding that the towers could not be refurbished. They said the decision was based on documents that cannot be shared with the Court because they are Cabinet documents and therefore cannot be released.  The Judge has paused the trial to decide whether the documents should be produced in Court and considered as evidence in the matter. The class action documents can be found on the Supreme Court of Victoria's website. What happens next and what do you need to do?IMCL will return to Court before the end of the year to argue the documents the decision was based on should be included as evidence in the trial. Once this issue is decided, the trial can resume. This means the timeline for the trial has been extended and we will not have a final decision until next year.Residents do not need to leave their home for now.The Judge has ordered Homes Victoria to not send residents eviction notices to make them leave their homes because the trial is still underway. Public housing residents can contact IMCL for free legal advice on (03) 9328 1885 or by email at info@imcl.org.au.Services overwhelmed as 3 million at risk of becoming unhoused, says Homelessness Australia report - Monday 18 NovemberA new Homelessness Australia report has found more than a 60 per cent increase in risk of homelessness since 2016. The Impact Economics modelling estimates that between 2016 and 2022, the number of Australians at risk of homelessness increased by 63 per cent, representing between 2.7 and 3.2 million people.due to increasing rental stress and low incomesservice providers say they are having to shut their doors to new clients due to poor resourcing.Homelessness Australia has commissioned modelling of the number of Australians struggling with complicating factors such as low income, rental stress or low social resources, and says people with two or more of those factors are 'at risk' of becoming homeless. "People who could have afforded private rentals just a few years ago are now resorting to couch surfing, sleeping in cars or pitching a tent."Victoria and Queensland the fastest growersA state-by-state breakdown found Victoria and Queensland had seen the greatest growth in people at risk of homelessness, due to rental stress.In Victoria, 987,405 people were at risk of losing their home, the report found, after the state saw a 23.1 per cent increase in rental stress.The ACT was the only state to see a decrease in homelessness risk.Homelessness Australia acknowledged the Albanese government's increase investment in social housing, but said those homes would take some time to be built and there was still a shortfall of 640,000 social homes.

Overwhelmed homelessness services across Australia are being faced with impossible choices as housing affordability remains at crisis levels, and the demand for their services grows. A new report from Impact Economics has found some services are turning away families and others, because they do not have enough resources to help everyone.

Headlines: Labor's preparing to ban debit card fees, Federal Government to change visa pathways for Palestinians, a class action could be coming for Ticketmaster and Live Nation over dynamic ticketing and Donald Trump slams biopic ‘The Apprentice'. Deep dive: A strong Chinese economy has long been essential to Australia's economic health and for decades its growth has been nothing short of remarkable. But has years of over-spending, excessive consumption, and poor investment decisions caught up with Beijing? With faltering growth, China recently introduced a series of economic stimulus measures aimed at stabilising its economy. So, just how severe is the situation and should Australia be looking to diversify its trade relationships? In this episode of The Briefing, we're joined by Dr Angela Jackson, lead economist at Impact Economics and Policy to break down the current state of China's economy and what it means for Australia Follow The Briefing:TikTok: @listnrnewsroomInstagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroomFacebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

Are you in need of a go-to explainer on what the hell is going on with the stock market and how it could affect you? This time last week, everything was coming up Milhouse for Australian investors. The Australian Stock Exchange – or ASX – hit yet another record high after months of relatively consistent growth. But since Friday markets across the globe have been tumbling, and $100 billion has been wiped off the value of Australian shares alone. Dr Angela Jackson is Lead Economist at Impact Economics - she joins Bension Siebert on The Briefing to break down what it all means for you.See omnystudio.com/listener for privacy information.

Paul Pester is Chair at Tandem Bank, NED at National Bank of Bahrain and former CEO of Virgin Money and TSB Banking Group. Tune in to hear Paul's thoughts on: Where did the Virgin Money board add most value to you as CEO? (2:07) Can you talk about the rotating Chair concept? (3:44) Where could the board have added more value to you? (4:52) How did the Santander board help during the banking crisis? (7:56) How much detail should board members get into? (11:03) Why do things go wrong, in spite of experienced boards? (15:03) What keeps you awake at night as a board member? (17:17) How can boards impact company culture? (20:23) Are there quantitative frameworks boards can use to work on culture? (26:14) Do you have data that demonstrates how brand impacts revenue? (27:41) How did you start your board career? (31:23) How do you understand the role of the board? (33:10) ⚡The Lightning Round ⚡(35:45) Show notes and transcript available at https://www.nurole.com/news-and-guides

Dr Angela Jackson, Lead Economist at Impact Economics and Policy joined Julie-Anne Sprague on 6PR Afternoons to discuss calls for the Federal Government to implement $10-a-day childcare, as fee increases and cost-of-living pressures force some families to go without.See omnystudio.com/listener for privacy information.

The RBA left official interest rates at 4.35% but warns the war on inflation isn't yet won. Hear from Governor Michele Bullock, plus SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics and Policy for her take on the decision including when interest rates could start to fall, and the market reaction with Joe Youssef from Areus Asset Management.

The RBA left official interest rates at 4.35% but warns the war on inflation isn't yet won. Hear from Governor Michele Bullock, plus SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics and Policy for her take on the decision including when interest rates could start to fall, and the market reaction with Joe Youssef from Areus Asset Management.

Dr Emily Millane, policy analyst, lawyer and adviser from Impact Economics joined Philip Clark to discuss the latest finance news.  

Bendigo and Adelaide Bank has posted a record full-year cash profit as it avoided a cash back war on mortgages, so SBS Finance Editor Ricardo Gonçalves speaks with CEO Marnie Baker for more, including why the bank's not concerned about rising interest rates on its borrowers. Plus, the day on the markets with George Boubouras from K2 Asset Management and Rhayna Bosch talks with Angela Jackson from Impact Economics about the positive impact the Matildas and FIFA Women's World Cup will have on the Australian economy.

Bendigo and Adelaide Bank has posted a record full-year cash profit as it avoided a cash back war on mortgages, so SBS Finance Editor Ricardo Gonçalves speaks with CEO Marnie Baker for more, including why the bank's not concerned about rising interest rates on its borrowers. Plus, the day on the markets with George Boubouras from K2 Asset Management and Rhayna Bosch talks with Angela Jackson from Impact Economics about the positive impact the Matildas and FIFA Women's World Cup will have on the Australian economy.

The Commonwealth Bank reported a whopping $10.2bn profit this week, with the CEO saying strong banks are good for Australia.  But how is it making such huge money as its home loan customers are squeezed by rising interest rates?  Today, economist Angela Jackson on the fairness of big bank profits and whether the banks should be hit with a super profits tax.    Featured:  Angela Jackson, lead economist at Impact Economics and Policy

There are a lot of lags in the economy right now. The cost of a bag of chips is a good example. The impact of multiple RBA rate hikes on mortgage holders now coming off fixed rates is another. Some of the lags are really hurting. This episode we explore the impact of lags, and whether the RBA will take any of them into account when it makes its August interest rate decision. While some economists think it's a flip of the coin, they are agreed we're not far from the top of the hiking cycle. Analysis of the latest inflation data is a good place to start in understanding how the economy is performing and where consumers are feeling it. And maybe, just maybe - the data is telling us to stay away from the carbs ;-) Barrenjoey Senior Economist Johnathan McMenamin and Impact Economics, Economics Manager Emma Grey join Gillian to explain. Click here to see the Australian Bureau of Statistics Graph Measuring What Matters StatementSee omnystudio.com/listener for privacy information.

Emma Grey from Impact Economics breaks down the 2023 Federal Budget; the team rank their favorite movie car chasing scene; Justin ‘Digga' Calverley is all about olives; Drag royalties Cerulean and E-Layin chat about the upcoming Mabu Mabu Bottomless Drag Brunch at Yirramboi; Nat is experiencing some laundry woes; Daniel provides the most recent laundromat news; Author and principal Steven Cook talks community spirit in light of his new book From the Ground Up; and finally, this week's live segment includes a performance and a chat with rock icon Stephen Cummings. With presenters Simon Winkler, Daniel Burt, Nat Harris and fill-in presenter Pauly P. Website: https://www.rrr.org.au/explore/programs/breakfasters/Facebook: https://www.facebook.com/Breakfasters3RRRFM/Twitter: https://twitter.com/breakfasters

Nat is back with another installment of her whiteboard saga; Food enthusiast Michael Harden applies his expertise to the hot cross bun debate; Writer Alexandra Collier chats about her new memoir Inconceivable; Dan Salmon from Byte Into It talks about his favorite finds in the Trove archives; Emma Grey from Impact Economics discuss the RBA's rate pause; the team explain their personal pedestrian style; Book devotee Laura Pietrobon reviews Funny Ethnics by Shirley Lee; and comedian Dr Brown explains the significance of staying still. With presenters Simon Winkler, Daniel Burt & Nat Harris. Website: https://www.rrr.org.au/explore/programs/breakfasters/Facebook: https://www.facebook.com/Breakfasters3RRRFM/Twitter: https://twitter.com/breakfasters

Dr Emily Millane, Economic Security and Governance Lead at Impact Economics and Policy, speaks in-depth about the history of superannuation policy in Australia, the reluctance of governments to tackle major tax reform, plus how the Robodebt Royal Commission has revealed a deeper problem with the way the public service now operates. Historian Dr Emma Shortis and veteran political journalist Brian Toohey delve into the multi-faceted problems with the AUKUS alliance, Australia's $368 billion nuclear submarines announcement, and former PM Paul Keating's significant intervention in the debate at the National Press Club. They draw out and explore the big picture strategic issues Keating raised. Brian has been writing extensively on national security since 1973. Comedian, musician, and performer Andrew Hansen talks about his Melbourne International Comedy Festival show, Andrew Hansen Is Cheap! The show is a thrifty antidote to the rising cost of absolutely everything else. Andrew explains what influences his comedy and musical compositions

SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics and Policy Economics plus Telstra CFO Michael Ackland as well as Domain CEO Jason Pellegrino.

SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics and Policy Economics plus Telstra CFO Michael Ackland as well as Domain CEO Jason Pellegrino.

Nine months in a row of interest rate hikes. We've got the lowdown on why the Reserve Bank isn't shying away from making plenty of households uncomfortable while it tries to bring down high inflation. We explain why the RBA is ok with that, and where to look to see if the multiple rate rises (and the upcoming ones) are working. Plus, there's an update on unemployment on Thursday. The labour market is really tight - how will what happens impact the next RBA decision. We dive into what would be the RBA's nightmare scenario. Also what are the chances of receision and will you feel it? Peter Munckton, Bank of Queensland Chief Economist and Emma Grey, Manager Economics at Impact Economics join Gillian to explain. National Debt HelplineSee omnystudio.com/listener for privacy information.

Unemployment in Australia has returned to its lowest level in almost 50 years. People looking for full time jobs are snapping them up faster than part-timers but there are still plenty of vacancies. So what are the surprise industries calling out for workers? And how is it impacting small businesses? Plus - there's been a jump in wages but is it actually being felt in the right way. We take a look at what's fuelled the increase and what the RBA will DO with all this economic data.. Plus can you believe there are now 8 billion people in the world? This episode takes a look at the good, the bad and the ugly of that. St. George Senior Economist Pat Bustamante and Emma Grey, Manager of Economics, Impact Economics join Gillian to explain.See omnystudio.com/listener for privacy information.

On this podcast, we will be discussing economic policy as it relates to women, and the opportunity to not only increase economic productivity, but also address the growing skills shortage across Australia. My guest is Dr Angela Jackson, an economist with expertise across health, disability, gender and fiscal policy. She was Deputy Chief of Staff to Australia's Finance Minister the Hon Lindsay Tanner MP during the Global Financial Crisis. Angela is currently a member of the Victorian National Heart Foundation Advisory Board, a Board Member of GenVic and Deputy National Chair of the Women in Economics Network.She is currently Lead Economist, at Impact Economics and Policy.Website: https://www.impacteconomics.com.au/Linked In: www.linkedin.com/in/jacksonangela/Twitter: @EconomistAnge Hosted on Acast. See acast.com/privacy for more information.

Overview Marcia Drake is the Deputy of Data Acquisition and Data Management at the State of Washington Health Care Authority and has over 20 years experiences working in a variety of public service roles. In today's episode, Marcia Drake shares her inspirational story of how she turned her weaknesses into her strengths, how she takes a purpose driven approach to data projects, and her thoughts on how women can drive change in the metaverserve. About Marcia Drake Marcia Drake has a passion for helping others to turn data into actionable results to make a difference in the world. With 24 years of data and IT experience in state, federal and private agencies, her data journey has involved saving lives, reducing collisions, studying social behavior patterns, solving crimes, improving systems, increasing data quality, evaluating systems, and local, state, federal and tribal committee work. She is a former chair of the USDOT NCSA NHTSA Fatality Analysis Reporting System (FARS) National Information Technology Advisory Panel, and has served as a grant peer reviewer on numerous grants for the United States Department of Justice. Marcia has worked with traffic safety and transportation data, health data, court data, law enforcement and crime data, GIS, and other social science data. She is a trained anthropologist, crime, traffic and intelligence analyst who served with both the Washington State Patrol and Pinkerton Consulting and Investigations at Microsoft Global Security- Microsoft Headquarters. Later, she spent several years working for the Washington State Courts as the Data Quality Coordinator. Marcia is currently the Deputy of Data Acquisition and Data Management at the Washington State Health Care Authority. Marcia has received numerous awards throughout her career, including from the United States Department of Transportation (USDOT), National Center for Statistical Analysis (NCSA), National Highway Traffic Safety Administration (NHTSA), the Washington Traffic Safety Commission, and the Washington State Patrol. Additionally, Marcia is trained in Feminine Power Transformational Leadership, life and business coaching, and Impact Economics. She has an interest in sustainability and solving problems at the global level and is a certified blockchain enterprise professional. Learn more about our mission and become a member here: https://www.womenindata.org/ --- Support this podcast: https://anchor.fm/women-in-data/support

In this recap episode we bring you the first parts of four Going Conscious episodes that centre around impact entrepreneurship - different perspectives and insights from using business for good. Enjoy discovering some inspiration and checking out some of the interviews you may have missed.   We will hear from so-called denfluencer Rhona Eskander who shares her journey building her new and very quickly growing sustainable toothpaste business, Stuart Williams who is the founder of Impact Economics and a true pioneer, from Tamara Loehr who has proven that profit can thrive with purpose with her 10s of millions of revenue from positive impact business in beauty and wellness, and from Tommy Ricketts who is revolutionising the carbon market with his incredible business. These four people are all dear friends and people who have impacted my life, and I hope they will impact yours too in some way.   This is the time for us to come together and share new ways to use business not to sustain this earth, but to regenerate this earth. For ourselves, each other, and nature to once again thrive in balance.   Please let me know in a short review which episode, guest or takeaway grabs your attention, and I'll be reading some out as listener shout outs soon.   To listen to the full episodes, search for: #79 Rhona Eskander #29 Stuart Williams #56 Tamara Loehr #12 Tommy Ricketts   Discover show notes, book recommendations and more on www.goingconscious.com.   Connect with Nikki:Instagram & LinkedIn @nikkitrottwww.consciousaccelerator.com

The Reserve Bank is tipped to lift official interest rates next week because inflation is too hot. SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics to help explain the good and bad of inflation, and how interest rates can manage it; plus Guy Chambers from PwC on why electricity costs are rising and Matt Sherwood from Perpetual on the day on the markets.

The Reserve Bank is tipped to lift official interest rates next week because inflation is too hot. SBS Finance Editor Ricardo Gonçalves speaks with Angela Jackson from Impact Economics to help explain the good and bad of inflation, and how interest rates can manage it; plus Guy Chambers from PwC on why electricity costs are rising and Matt Sherwood from Perpetual on the day on the markets.

The funding of the National Disability Insurance Scheme has always been a contentious issue between the ALP and the Coalition. Economist Dr Angela Jackson from Impact Economics and Policy outlines why the costs are so high and how to make it more sustainable. What can economic modelling tell us about who will win the Federal Election? Economist Hamish Greenop-Roberts from the University of Queensland, has studied past elections to determine which economic figures are the best indicators for a win. And what does it mean for a country to default? Eliza Wu, Sydney University's associate professor of finance discusses the consequences of defaulting and what will happen with Russia, and PhD candidate Nimna Prematilaka from the University of Melbourne shares her insights on the economic crisis facing Sri Lanka.

The funding of the National Disability Insurance Scheme has always been a contentious issue between the ALP and the Coalition. Economist Dr Angela Jackson from Impact Economics and Policy outlines why the costs are so high and how to make it more sustainable. What can economic modelling tell us about who will win the Federal Election? Economist Hamish Greenop-Roberts from the University of Queensland, has studied past elections to determine which economic figures are the best indicators for a win. And what does it mean for a country to default? Eliza Wu, Sydney University's associate professor of finance discusses the consequences of defaulting and what will happen with Russia, and PhD candidate Nimna Prematilaka from the University of Melbourne shares her insights on the economic crisis facing Sri Lanka.

With the release of the federal budget on Tuesday night, it was noticed by many that one key area of concern was missing - wages. On the podcast today, we talk to Angela Jackson from Impact Economics.

Unemployment in Australia is the best it's been in years but consumers are still feeling glum. This episode we look at what the latest jobs numbers mean, why wages growth hasn't caught up yet and PLENTY of ideas for government on how to ease the rising cost of living. Plus - did you know women over 55 are the fastest growing cohort of homeless Australians? Find out why and what can be done to help. Angela Jackson from Impact Economics and Johnathan McMenamin, Senior Economist at EY join Gillian to explain. Gillian on Instagram, Gillian on LinkedIn, Gillian on Twitter, email: makingmoneyeasy2021@outlook.com

Guest Bio Marcelo Rojas Decut is the Co-Founder & CEO of eCLUB a modern bank for the unbanked in Latin America.  Marcelo has a professional career with over 18 years of senior experience in the financial sector - in retail and corporate banking - as a board member and commercial director in large global banks such as BBVA and Citi Bank focusing on LatAm, particularly Argentina, Paraguay & Uruguay.  He is also an entrepreneur at heart and 10 years ago ventured into new areas including Agro business and the use of innovative technologies to improve the yield and performance of its investments. Since 2017 he is a member of the executive board of CREA - the regional Consortium of Agricultural Innovation. Marcelo is a chartered accountant, with an Executive Post-graduate from the University of Navarra (IESE), a post-graduate degree in Applied Business Management at the California State University, as well as a Masters in Strategic Management from the Universidad de Misiones (UNAM) eCLUB eCLUB is a FinTech company focused on democratizing impact by providing access to financial services in Latin America. eCLUB's mission is to solve the financial inclusion problem in Latin America. The social mission is to empower the 270 million unbanked people to help unlock Latin America ́s growth potential by giving them access to financial services for the first time. The vision is to become the regional leader. The first target country is Paraguay, given the current opportunities and partnerships available for the faster and more successful delivery of the initial growth plans and impact. Summary How do you help people improve their lives? Research shows that Impact Economics is key, which is driven by financial inclusion and empowerment, since the opportunities for people increase exponentially as their income and financial situation improves. But for this, people first need to be able to access what only a small percentage of the population can - equality so people have the same available to them, but this begins with access.   During this insightful conversation you will have a window open for you … to show you the current situation in Latin America, what needs to be done, what can be done, and who is doing it, and the immense opportunity for Impact Investing. Key Points In the US almost 60% of transactions are done digitally, in Latin America almost 75% of transactions are done in cash. The unbanked are living in an unequal society where people who have the least access to cash have to pay a higher price for financial services. We can help to close the huge gap between those who have access to financial services and those who haven't. eCLUB's mission is to solve the financial inclusion problem in Latin America. The main focus is to help people have a better life. That is the end goal. Consumers have very few alternatives, most of the banking sector is concentrated in very few banks. And you can see the same story in every country. The sector is dominated by 5 or 6 banks that concentrate 80% of deposits and 80% of the loans.  Due to the lack of competition in the sector, the people have to pay some of the highest interest rates in the world, and some of the highest fees in the world. Yes, because they have no alternative.  The worst is that this way of doing banking has created a big problem, where almost 50% of the middle class and lower-middle-class people don't have access to an account, over 70% of the people don't have access to credit. Banking the unbanked means that simplicity is key in the user experience. “We are not just providing financial services, we are also giving the unbanked tools to improve their financial knowledge to re functionalities that allow people to track their expenses, knowing what they are spending the money.” In Latin America, there is a high level of entrepreneurship.  For small businesses the main barrier to growth is a lack of access to finance and credit. This sector creates 70% of employment in the whole of Latin America. eCLUB's first market is Paraguay and to reach 1 million people in the next 4 years. They aim to launch in Brazil next! Time Stamp 2.30 Introduction - Marcelo Rojas Decut, CEO of eCLUB. Asunción, Paraguay 6:15 What is eCLUB 9:50 Living in a cash-based economy without credit history 14:13 Why Marcelo and his team are the right people 16:50 Banking sector in South America is concentrated in very few banks 21:37 What is the eCLUB user experience 26:45 How they made it work with compliance and regulations 30:20 Dealing with low-risk customers 32:08 How to make eCLUB financially sustainable 35::45 Measuring impact on society 40:36 Positive cycle of helping small businesses get credit 42:38 Paraguay, Brazil and other fintechs 46:00 Why Warren Buffet is investing in Latin America 48:18 Biggest challenge for Marcelo and the team 52:20 What makes an impact leader? Useful link: Marcelo Rojas Decut in Linkedin  eClub - https://eclub.com.py/ Reuters article: “Warren Buffett-backed Nubank to seek IPO valuation of over $55 bln” Report: Fintech for Financial Inclusion in Latin America and the Caribbean - The Case of Paraguay -------- Call-to-actions: The podcast is one of the catalytic initiatives to help deliver on Our mission to “Raise awareness to help transition capital into Sustainable & Impact Investing faster and at scale” 1- Become an IMPACT LEADER - Book your FREE STRATEGY CALL today! We are looking for 10 people interested to join our new IMPACT LEADERS programme. Book your FREE strategy call today. 2-Become a sponsor We're looking for 3 founding sponsors to support the mission! Reach out today to work with us!  3-Become a Patreon if you would like to support it, you can become a Patreon and also make one-off contributions.  4 - Get in touch Contact us to help you transition into Sustainable & Impact Investing - ILA & Partners 5 - GIFT: My FREE Guide to Fastrack your Career to create Profit & Impact  If you are a professional, a high-achiever, trying to get ahead in your career to double your Income & Impact …  then download my free guide: The 6 Reasons you are stuck in your career and how to fix it fast Connect with JP Dallmann on Linkedin, Twitter, Instagram, and Clubhouse Impact Leaders is produced by Woon Tan of Podcast Publishing ------- Important: The content shared on this podcast does not constitute a request, offer a recommendation, or solicitation of any kind to buy, subscribe, sell or redeem any investment instruments or to perform other such transactions of any kind.

Sharon Kleyne Interviews Katie Peplin, Impact Economics Intern and Tony Somers, COO of Impact Economics about women's impact on the water crisis.