Podcasts about Commonwealth Bank

Australia’s economy may be slowing overall, but the picture looks very different depending on where you live. So which states are performing the strongest, and what’s driving the divide? Host Mandy Drury speaks with CommBank Economist Harry Ottley about why Queensland has taken the top spot in CommBank’s latest state rankings, the investment boom supporting South Australia and the pressure households are facing across the country. They unpack how data centre investment is reshaping New South Wales and Victoria, the growing influence of housing and population growth, and what could reshuffle the state rankings over the year ahead. Plus, CommBank Economist & Currency Strategist Carol Kong shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Join Dennis Voznesenski, Director, Sustainable and Agricultural Economist at Commonwealth Bank, for this week's Agri Commodity Update — where larger global crops, Black Sea export constraints and surging oil-markets collide with Australian farmgate prices. This week, Dennis unpacks why global wheat prices softened as USDA lifted production and stocks, why Australian APW1 prices fell despite Russian and Ukrainian exports remaining sharply constrained, and how favourable WA and southern crop conditions contrast with increasing dryness risk in northern NSW and QLD. He also breaks down canola's decline as larger global supply outweighed stronger crude oil and import demand, before turning to cattle markets where higher yardings and dry northern conditions are weighing on young cattle, but tight US beef supply remains supportive for processor cows. Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.       

KI ersetzt Mitarbeitende – und Unternehmen holen sie später zurück? In dieser Folge schauen wir auf Ford, Klarna und die Commonwealth Bank und fragen: Wo stößt KI an ihre Grenzen und warum werden Erfahrungswissen, Urteilsvermögen und menschliche Interaktion wieder wichtiger?Außerdem geht es um die Zukunft der Minijobs. Eine mögliche Reform soll den bisherigen Sonderstatus verändern – mit Folgen für soziale Absicherung, Personalkosten und flexible Beschäftigungsmodelle. Was bedeutet das für Arbeitgeber und HR? Und könnten am Ende sogar weniger Menschen arbeiten? Darüber sprechen Susa und Laura in dieser Folge.Quellen:https://www.theguardian.com/technology/2026/jun/30/ai-backfired-so-ford-had-to-rehire-humans-greybeard-engineers  https://www.forbes.com/sites/briansolis/2026/06/30/the-ford-ai-lesson-every-ceo-should-learn-before-replacing-people/  https://techcrunch.com/2026/06/28/ford-rehires-gray-beard-engineers-after-ai-falls-short/  https://www.techradar.com/pro/now-thats-an-embarassing-u-turn-bank-forced-to-rehire-human-workers-after-their-ai-replacement-fail-to-perform?https://www.fastcompany.com/91332763/going-ai-first-appears-to-be-backfiring-on-klarna-and-duolingohttps://www.personalwirtschaft.de/news/hr-organisation/minijob-abschaffung-was-die-rentenkommission-vorschlaegt-und-was-das-fuer-arbeitgeber-bedeutet-205829/“Das HR-Briefing" ist der wöchentliche HR-Podcast für Personaler:innen und Führungskräfte – powered by Personio. Weitere Infos zum Podcast, den Hosts und Personio findest du hier: https://www.personio.de/hr-briefing/Du hast Fragen, Feedback oder spannende Themen-Vorschläge? Kontaktiere uns unter: hr-briefing@personio.de

Australia is one of the world’s biggest LNG exporters, so why could the east coast face gas shortages later this decade? Host Mandy Drury speaks with CommBank Head of Commodities and Sustainable Economics Vivek Dhar about why east coast gas prices have nearly tripled over the past decade, the infrastructure constraints threatening future supply and what a proposed domestic gas reservation scheme could mean for prices. They unpack why Sydney and Melbourne face a very different outlook to Brisbane, the potential solutions to keep gas prices lower and why gas remains an important part of Australia’s transition to renewable energy. Plus, CommBank Economist Lucinda Jerogin shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Reporting season is over, and Peter Switzer starts with the CEO of a company he thinks is on the upside.First, William Elliott, Managing Director and Chief Executive Officer of CAR Group, on the result he says makes a fifth consecutive year of double digit growth, why the share price has not followed, and the international business he thinks the market underestimates. Then Diana Mousina, Deputy Chief Economist at AMP, on whether the RBA hikes this month, what falling house prices are doing to spending, and where she sees shares over the next 12 months. Then Charlie Aitken, Group Investment Director at Regal Partners, on the divide between global and domestic earners, the Commonwealth Bank, CSL, Pro Medicus, BHP and the case for owning commodities. Finally Michael Gable, Managing Director and founder of Fairmont Equities, on the charts for the Commonwealth Bank, BHP, Xero, Pilbara Minerals, Zip and his own top pick.Get a 21-day free trial of the Switzer Report - switzerreport.com.au/subscribeorSubscribe to the free Switzer Daily newsletter - https://switzer.com.au/subscribeThe Switzer Show airs live each Monday at 7pm AEST on switzer.com.au/tv, plus stream on Spotify and Apple Podcasts.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Agri Conversations with Ash Teakle in Western Australia: in this podcast, CBA's agricultural economist Dennis Voznesenski speaks to WA central wheat belt farmer Ash Teakle. Dennis and Ash discuss everything from what crops Ash grows to the difficulty of farming when your input costs for farming and grain prices are influenced by war developments.  Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence. 

Making it to the top of real estate takes more than listings and sales, with resilience, consistency, and relationships proving critical to building a lasting career. Live from the REB Top 100 Agents event in partnership with Commonwealth Bank of Australia, Emilie Lauer is joined by Suzanne Hibberd from Abode Property on Real Estate Exposed to discuss what it takes to reach the top of the real estate industry and stay there. Hibberd reflects on more than 30 years in the industry, including the hard work, rejection, and relationships behind her success, as well as what it meant to be recognised among Australia's leading agents. The conversation looks at competing in a tougher market, managing high listing volumes, and working across different price points, with Hibberd sharing why strong vendor relationships and realistic expectations remain central to her approach. Hibberd also shares the mindset and skills she believes separate top agents from the rest, from resilience and consistency to listening, finding strong mentors, and backing yourself through the highs and lows of real estate. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

38 Australier nach Überschwemmungen an Grenze zwischen Nepal und Tibet vermisst / Bundespolizei durchsucht Haus eines Ex-CFMEU-Funktionärs / Commonwealth Bank prognostiziert starke Rückgänge der Hauspreise in Sydney und Melbourne / NSW-Polizeichef kritisiert Beamten nach Video über Angriff auf Demonstranten / Untersuchung sieht mangelhafte Aufsicht als Ursache für Telstra-Netzausfall / Russland weist Verantwortung für mutmaßlichen Drohnenanschlag auf Flughafen Leipzig/Halle zurück / Drug Checking an NSW-Musikfestivals wird dauerhaft eingeführt / Zusammenbruch der Bathla Group verschärft Sorgen um Sydneys Wohnungsmarkt / Frühlingspollen erhöhen Asthmarisiko für 2,8 Millionen Australier

Bond yields are hitting multi-year highs around the world, so what is the bond market telling us about where interest rates are headed? Host Mandy Drury speaks with CommBank Head of Market and Rates Strategy Adam Donaldson about what’s driving the global bond sell-off, why higher yields aren’t simply an inflation story and the structural forces pushing interest rates higher. They unpack growing concerns around US policy credibility and the Fed, why Australian bonds could fare better, and what a higher-rate world could ultimately mean for investors and borrowers. Plus, CommBank Economist and Currency Strategist Samara Hammoud shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Send us Fan MailWhat really sits behind the booming world of global wealth? In this episode of Money Majlis, Suvo Sarkar sits down with Annabel Spring, Global CEO of Allfunds, to unpack the invisible infrastructure that now powers how trillions of dollars move across borders, banks and platforms. From Hong Kong to Dubai to Dublin, a growing share of the world's mutual funds, ETFs and alternatives are being manufactured in one place, distributed in another, and serviced on technology stacks most investors never see. Annabel runs one of the world's largest B2B wealthtech ecosystems, connecting more than three thousand fund groups and asset managers to hundreds of banks, private banks and wealth managers across sixty-plus markets, with close to 1.8 trillion euros in assets running through the pipes.Drawing on three decades at Morgan Stanley, Commonwealth Bank of Australia and HSBC, she explains how the old linear chain of manufacturer–distributor–client has morphed into a dense web of platforms, data pipes and service layers, all supposedly centred on the end investor. Suvo and Annabel explore where the real frictions still lie, from cross-border onboarding and KYC to legacy systems and fragmented data, and how platforms like Allfunds decide what to build, what to partner on and what to leave to others. They dive into the surge in private markets for wealth clients, why access is no longer the main barrier, and how education, liquidity design and secondary markets will determine whether alternatives truly go mainstream.The conversation covers AI, tokenisation and the “boring plumbing” that actually changes economics. Annabel separates genuine operating-model transformation from AI-washing, and describes how Allfunds is using data, analytics and blockchain rails to move from being a transaction pipe to a full-scale digital ecosystem. She also lifts the lid on the strategic logic behind the planned combination with Deutsche Börse's Clearstream fund services and reflects on the legacy of Allfunds' late founder, Juan Alcaraz. Finally, from the rise of Asia and the Middle East as enduring wealth hubs to the blurring lines between private banking, mass affluent and institutional segments, Annabel shares a candid, practitioner's view of what global wealth will look like in 2035 – and what leaders need to get right now to still matter then.Produced by : PoddsterGiving partner : GoodworldVisit moneymajlis.com to join our giving movement and get your USD 50 complimentary GiveCard. 

Fertility rates are collapsing around the world, China's robotics boom is sending tech valuations into the stratosphere, and some of the market's most beaten-up stocks are staging serious comebacks. Bryce & Ren unpack what changing demographics could mean for investors, and finish with a deep dive into factor investing, including whether QOZ's recent outperformance makes it a better bet than A200.00:00 The global baby bust07:31 Beaten-up stocks making a comeback12:03 China's tech bubble & wild IPO valuations17:35 China's humanoid robotics boom23:00 Community question: QOZ vs A20024:22 Factor investing explained29:54 QOZ vs A200: performance, holdings & fees35:10 How to use factor ETFs in a portfolioStocks & ETFs Mentioned: Guzman y Gomez (ASX: GYG), CSL Ltd (ASX: CSL), Zip Co (ASX: ZIP), TransMedics Group (NASDAQ: TMDX), Nike (NYSE: NKE), Alibaba Group (NYSE: BABA), Tencent Holdings (HKEX: 0700), Unitree Robotics (SSE STAR Market: 688785), ChangXin Memory Technologies / CXMT (SSE STAR Market: 688802), Samsung Electronics (KRX: 005930), SK Hynix (KRX: 000660), Micron Technology (NASDAQ: MU), NVIDIA (NASDAQ: NVDA), Semight Instruments (SSE STAR Market: 688808), MetaX Integrated Circuits (SSE STAR Market: 688802), Moore Threads Technology (SSE STAR Market: 688795), BHP Group (ASX: BHP), Commonwealth Bank of Australia (ASX: CBA), Betashares FTSE RAFI Australia 200 ETF (ASX: QOZ), Betashares Australia 200 ETF (ASX: A200), Vanguard Global Value Equity Active ETF (ASX: VVLU), VanEck Australian Quality ETF (ASX: AQLT), Betashares Australian Quality ETF (ASX: AQLT), VanEck MSCI International Quality ETF (ASX: QUAL), Betashares Global Quality Leaders ETF (ASX: QLTY), Betashares Australian Momentum ETF (ASX: MTUM), Betashares Global Momentum ETF (ASX: MTUM), VanEck MSCI International Small Companies Quality ETF (ASX: QSML), Vanguard MSCI International Small Companies Index ETF (ASX: VISM), Vanguard Global Minimum Volatility Active ETF (ASX: VMIN), iShares Edge MSCI Australia Multifactor ETF (ASX: AUMF), Vanguard Global Multi-Factor Active ETF (ASX: VGMF)Grab your FinFest tickets today: https://www.finfest.live/———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

No link clicked. No OTP shared. Still lost $4,243 to a credit card scam, in the middle of the night. In this real case study, SBS Hindi's Nabeel Hasan investigates his own scam, unpacking the real difference between a scam and a fraud with cybersecurity expert Sandeep Taileng and Commonwealth Bank's Shannon Brown. From the AI versus AI battle now playing out between scammers and banks, to practical steps you can take and what NAB and Commonwealth Bank of Australia (CBA) are doing to fight back, we explore in this episode.

Inflation has come in softer than expected, but is Australia really getting closer to the end of the fight against rising prices? Host Mandy Drury speaks with CommBank Head of Australian Economics Belinda Allen about the latest inflation data, why price pressures are expected to ease only gradually and why the RBA isn’t ready to declare victory just yet. They also unpack what could still trigger another rate hike, why the economy needs to slow further and what would need to change for the RBA to begin cutting interest rates in 2027. Plus, CommBank Senior Associate, Market Strategy and Rates Research Michael Tang shares the key focuses for markets in the week ahead. *This episode of CommBank View was recorded on Tuesday 25 August 2026, before CommBank’s Global Economic and Markets Research team revised its RBA interest rate forecast on Thursday 27 August 2026. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

My guest today is Jan Petke, a dynastic architect and strategic consigliere to sovereign and leading global entrepreneur families, who designs continuity architectures so that power, capital, and culture compound across generations — not just portfolios.3:00 — Jan traces his path from a McKinsey-spinoff consultancy through private equity (Commonwealth Bank of Australia's First State Investments) to advising “centi-millionaires” — first-gen tech entrepreneurs with liquidity events over €100 million.5:25 — Jan rejects “advisor” and “wealth manager” as labels: “wealth has nothing to do with money” (6:14).7:35 — The shift from “next generation” to “rising generation,” and from financial capital to human and intellectual capital.11:04 — The “meteor” metaphor: inherited wealth arrives with a weight of responsibility most heirs are unprepared for (12:55).20:43 — On the shirtsleeves proverb: “This proverb is real and serious, because that is physics” — though every family has “free will” over whether it repeats (21:45).25:04 — Jan's own 100 Year Family Project, built with his four children: “my mantra is I eat my own cooking.”32:25 — Declining birth rates and families transforming into institutions.38:53 — New “tribal” dynasties forming around purpose, not bloodline. 2,000–5,000 new dynasties expected within a decade — 40% female-led (41:19).43:51 — Women as an “underestimated” force in the wealth transfer.50:43 — Bringing elders into governance through an “elder council”: “you can't Google wisdom” (54:12).54:51 — The 1,000-year vision — inspired by Hong Kong's Lee Kum Kee family and echoed across scripture.58:42 — Why Jan avoids “legacy” in favor of “lineage impact.”1:03:20 — On success: “if I can inspire someone to do better.”Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed.

Join Dennis Voznesenski, CBA's Agricultural and Sustainability Economist, for this week's Agri Commodity Update - where Black Sea port attacks, oil-markets and US efforts to lower beef prices collide with Australian farmgate prices. This week, Dennis unpacks why global wheat prices have rallied despite a near-record Black Sea crop, why Australian APW1 prices have risen by much less, and why the next move could be sharply higher but short if shipping resumes from the Black Sea. He also explains canola's support from disrupted oilseed and crude-oil flows and rising biofuel demand, before turning to cattle markets where favourable rain and tight US supply remain supportive, but returning Mexican cattle and greater Brazilian beef access are limiting upside. For more frequent updates, follow Dennis Voznesenski on X (@Voz_Dennis) or on Linkedin by searching his name.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.     

In episode 69 of Leaders Getting Coffee our guest is one of New Zealand’s most successful business CEO’s, Sir Ralph Norris. An everyday upbringing in Auckland’s suburb of Mt Roskill, laid the foundations for the humble and softly spoken manner that typifies Sir Ralph Norris. But don’t let that humility fool you. He was an active youngster and clearly bright enough to further his education. However, like many of the time, the family fortunes didn’t enable university study. But he certainly made up for it when opportunity came calling. His banking career started in the IT department of the ASB Bank, where he was a beneficiary of the bank’s training relationship with IBM and his own curiosity about technology. The IBM training filled in what he’d missed at university and he became instrumental in enabling the massive change that went through the banking system over the following two decades. He speaks of starting with mainframe computers that occupied their own air-conditioned rooms, and he leads us through the changes brought by the personal computer generation, and now the mobile phone centric life we all lead today. Over the course of his career, he led three massive companies. In the first, ASB Bank, he worked his way to the top job. The reputation he built there led to the next two. Firstly he was asked to take the reins at a suffering Air New Zealand in 2001, and subsequently Commonwealth Bank of Australia in 2005. In both, he encountered poor customer experience, weak employee engagement, and a flattened growth curve. In both, he led a rejuvenation that still gets talked about. Norris became the CEO of ASB Bank through that most unusual avenue of the IT department at a time when CEO’s came from sales and marketing. He also became a change manager before there was such a term. He led ASB Bank from it’s roots as a regional bank, to a national player competing on level terms with the big internationally owned banks. He brought institutional and commercial banking to what was previously a domestically focussed affair. And he created leaders. On the Leaders Getting Coffee podcast, Sir Ralph Norris speaks with Bruce Cotterill about turning business performance around. The importance of asking good questions and listening to what the people within the organisation are saying is the starting point. Then comes a good plan, and the need for relentless communication. There are lessons in this discussion for every current and aspiring leader. And each one delivered in that quiet and humble way. Sir Ralph Norris is one of our country’s best, and this discussion, a must listen, reflects that. Leaders Getting Coffee – Episode 69 with Bruce Cotterill and Sir Ralph Norris – Former CEO of ASB and Air NZ.See omnystudio.com/listener for privacy information.

Markets are hitting new highs despite war, inflation and higher interest rates, so what’s keeping asset prices rising? Host Mandy Drury speaks with CommBank Director, Fixed Income and Interest Rate Strategy Dr Hamid Yahyaei about liquidity, why it matters for financial markets and how an abundance of money and credit can push investors towards assets even when the headlines are bad. They also explore why liquidity remains supportive in 2026, what happens when it starts to dry up and the warning signs that could signal a shift in the global liquidity cycle. Plus, CommBank Energy & Sustainable Economist John Oh shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Wednesday 19 August 2026 Copper becomes the driving force for BHP and healthcare giant CSL claims it is back in the game. The federal government does deals to push through its gambling, NDIS and widow tax legislation Three different takeover bids were made yesterday in the manufacturing, mining and financial services sectors Commonwealth Bank expands its loyalty points beyond credit cards A badly stuffed fox head, which turned out to be a Tasmanian Tiger, sells at auction for $118,000 Hit follow on the podcast so you don’t miss the latest news, and join our free daily newsletter here. And don’t miss the latest episode of How Do They Afford That? - ten purchases that actually save you money. Get the episode from Apple, Spotify or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

SHARESIES · MARKET MOVEMENTS · 17 AUGUST 2026Jacki Neumann, Head of Capital Markets at Sharesies Note: Filmed Monday 17 August ↑ WHAT’S UP — US markets saw slight gains, with the S&P 500 up 0.4% and the Nasdaq up 0.2%, while the NZX 50 added 0.2%. Super Micro jumped 19% on an earnings beat and upbeat guidance, and Commonwealth Bank posted a record annual cash profit of $10.98 billion, up 7%. ↓ WHAT'S DOWN — The ASX 200 fell 1.6%, dragged by financials: Westpac lost almost 6% after a 20% drop in mortgage applications, while Suncorp's and IAG's profits fell 44% and 25% respectively. In the US, solid numbers didn't prevent declines, with RocketLab down about 7%, Cisco 5% and AST SpaceMobile 4% despite reporting record or fast-growing revenue. ! BIGGEST SURPRISES — The RBA held at 4.35% but Governor Bullock struck a hawkish tone, refusing to rule out further hikes on inflation concerns. In contrast, US core CPI eased to a multi-year low of 2.5% and core PPI slowed to 4.2%, cutting the odds of a September Fed hike to 28%. ◎ WHAT TO WATCH — Australian earnings ramp up, with NAB's update rounding out the big four banks and results due from JB Hi-Fi, BHP, Fortescue, CSL and Cochlear among others. The FOMC's July minutes land Wednesday and Australia's July unemployment rate follows on Thursday. ◈ BIGGER PICTURE — Australian bank earnings showed resilience but growing exposure to a cooling housing market. In the US, AI and space infrastructure investments stalled despite strong revenue growth, with investors zeroing in on losses, margins, and execution risks. Meanwhile, a hawkish RBA is still weighing hikes just as softening US inflation nudges the Fed the other way. Disclaimer: Sharesies Market Movements is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. This video is general market commentary and educational in nature. It is not financial advice and does not take into account your personal objectives, financial situation or needs. Information is current at the time of recording and may be subject to change. We do not provide recommendations and nothing in this video should be taken as a recommendation to buy or sell any financial product. Investing involves risk. You might lose the money you start with. Past performance is not indicative of future performance. If you require personal financial advice, you should consider speaking with a qualified financial adviser. Our disclosure documents and terms and conditions, including a Target Market Determination and IDPS Guide for Sharesies Australian customers, are available on our relevant Australian or NZ website.See omnystudio.com/listener for privacy information.

Australia's biggest home lender, Commonwealth Bank, has beaten forecasts with a near $11 billion dollar annual profit. At the same time it warns of how cost-of-living pressures, a slowing Australian economy and global uncertainties are starting to show up in its loan book. Stephanie Youssef speaks to Francesco De Stradis, Investment Advisor at Ord Minnett.

Join Dennis Voznesenski, CBA's Agricultural and Sustainability Economist, for this week's Agri Commodity Update - where escalating Black Sea export disruption, stronger oil-markets and improving Australian rainfall collide with farmgate prices. This week, Dennis unpacks why Australian APW1 prices fell as northern hemisphere harvest supply pressure and favourable local weather weighed on prices, before examining why Russia's wheat story is increasingly about how much grain it can get out, rather than simply how much it can produce. He also breaks down canola's rally from oil-markets, Black Sea logistics and North American biofuel demand, before turning to cattle markets where favourable rain and tight US beef supply remain supportive, but temporarily weaker export demand is limiting local price upside.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.       

Η Commonwealth Bank, η μεγαλύτερη τράπεζα της Αυστραλίας, και ο μεγαλύτερος χρηματοπιστωτικός οργανισμός χορήγησης στεγαστικών δανείων στη χώρα, ανακοίνωσε, σήμερα, ότι οι αιτήσεις για στεγαστικά δάνεια έχουν μειωθεί, από τον Μάιο, κατά 15 τοις εκατό. Η πτώση αυτή, αποδίδεται αφενός, στις τρεις αυξήσεις των επιτοκίων από την Κεντρική Τράπεζα, και αφετέρου, στις φορολογικές αλλαγές που επέφερε η κατάθεση του ομοσπονδιακού δημοσιονομικού προϋπολογισμού τον Μάιο. Παράλληλα, όμως, τα καθαρά κέρδη της CBA, αυξήθηκαν κατά 7% το τελευταίο οικονομικό έτος, φτάνοντας τα 10,9 δισεκατομμύρια δολάρια.

Todays headlines include: Charges against Bondi Beach massacre hero Ahmed Al Ahmed have been withdrawn. The Commonwealth Bank has reported a cash net profit of $11 billion for the 2026 financial year. New Zealand Prime Minister Chris Luxon has survived a leadership vote, three months out from a general election. And today’s good news: More than 5,000 little penguins in Victoria will be vaccinated against the H5 bird flu. Hosts: Billi FitzSimons and Emma GillespieProducer: Imogen Abbott Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

Commonwealth Bank reported a full year profit of $10.9 billion. CEO Matt Comyn joins Scott Haywood to discuss his outlook for the housing market and the Australian economy. See omnystudio.com/listener for privacy information.

The Australian share market is poised to open lower after the RBA kept rates on hold yesterday but warned inflation remains too high. Wall Street reversed early gains as hopes of an Iran peace deal faded, sending oil prices back towards one-week highs. Locally, a busy day of earnings includes Commonwealth Bank, AGL and SEEK, while key US inflation data will also be in focus. James Gruber, Equity Market Strategist at CommSec takes you through all the key numbers. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

The Australian share market rose on Tuesday as energy stocks surged on higher oil prices amid US-Iran tensions, while the Reserve Bank kept interest rates on hold. Reporting season dominance saw mixed results: Austol soared on a takeover offer despite losses, while Live360 and SGH fell on weak outlooks. Commonwealth Bank and other major reporters headline tomorrow's agenda.Steve Daghlian and Laura Besarati are Market Analysts at CommSec. Each episode, they break down the day's market movements and explain what the numbers really mean. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

China’s exports are booming while its property market and consumers remain under pressure, so what’s really happening in the world’s second-largest economy? Host Mandy Drury speaks with CommBank Economist & Currency Strategist Carol Kong about China’s increasingly two-speed economy and why Beijing is moving away from the stimulus-led growth model of the past. They discuss the property downturn, weak household confidence and the shift towards advanced manufacturing, technology and greater economic self-reliance. Carol also explains why China is willing to accept slower growth in pursuit of its long-term priorities, the risks that strategy creates for consumers and global trade, and what China’s changing economy could mean for Australian businesses and investors. Plus, CommBank Economist Harry Ottley shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Australia is attracting billions of dollars in data centre investment, but can the country deliver the infrastructure needed to support the AI boom? Host Mandy Drury speaks with CommBank Economist Lucinda Jerogin about Australia's rapidly expanding data centre pipeline, what is driving demand and why the sector is set to become the biggest contributor to business investment growth over the next two years. They discuss the scale of the proposed build-out, why the economic boost is smaller than the investment headline suggests, and the evidence that projects are already moving beyond announcements. They also explore the challenges facing the sector, from electricity, water and skills shortages to community opposition, and whether Australia's data centre boom should ultimately be viewed as an AI opportunity or an infrastructure challenge. Plus, CommBank International & Sustainable Economist John Oh shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Join Dennis Voznesenski, Agriculture and Sustainability Economist at Commonwealth Bank, for this week's Agri Commodity Update - where Black Sea disruption, improving northern hemisphere supply and softer global demand collide with Australian farmgate prices. This week, Dennis unpacks why wheat prices fell as harvest supply outweighed repeated attacks on Black Sea export infrastructure, why Australian APW1 prices followed offshore futures lower and how forecast southern rainfall is improving local crop prospects. He also breaks down canola's decline from improved Canadian crop conditions, weaker soybeans, softer oil-markets and a firmer Australian dollar. He then turns to cattle markets where tight US supply remains supportive, but limited inland rainfall, rising yardings and weaker Chinese and US beef-market signals are putting downward pressure on prices.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence. 

Join Dennis Voznesenski, Director, Sustainable and Agricultural Economist at Commonwealth Bank, for this week's Agri Commodity Update — where Black Sea disruption, oil-markets and global beef trade collide with Australian farmgate prices. This week, Dennis unpacks why wheat prices swung sharply as Russia-Ukraine attacks disrupted Black Sea export logistics, why Australian APW1 prices rose despite offshore futures finishing lower, and how patchy rainfall is changing local crop prospects. He also breaks down canola's pull between weaker oilseed and crude markets, Canadian crop risk and expanded crushing capacity, before turning to cattle markets where US beef demand and continued market access remain supportive, but limited inland rain, higher feedgrain costs, rising yardings and South Korea's safeguard tariff are limiting upside.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence. 

The Middle East conflict has entered a new phase, but where could it go from here and what would it mean for the global economy? Host Mandy Drury speaks with CommBank Senior Geo-Economics Analyst Dr Madison Cartwright about why the Memorandum of Understanding collapsed, the three most likely paths for the conflict and why a diplomatic solution may become more likely over the coming months. Mandy also speaks with CommBank Head of Commodities and Sustainable Economics Vivek Dhar about how markets are assessing the conflict, the outlook for oil prices and what higher energy costs could mean for Australian households, businesses and inflation. Plus, CommBank Senior Associate, Market Strategy and Rates Research Michael Tang shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Join Dennis Voznesenski, Director, Sustainable and Agricultural Economist at Commonwealth Bank, for this week's Agri Commodity Update — where Black Sea disruption, oil-markets and the Middle East collide with Australian farmgate prices. This week, Dennis unpacks why wheat prices rallied sharply as Russia-Ukraine attacks disrupted Black Sea export logistics, why Australian APW1 prices rose but lagged offshore futures, and how WA rainfall is changing local crop prospects. He also breaks down canola's lift from crude oil, soybean oil, European crop downgrades and improved Chinese import access, before turning to cattle markets where rainfall and US beef demand remain supportive, but higher feedgrain costs, larger yardings and Brazilian beef competition are limiting upside.   Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.     

Australia is entering a major defence investment cycle, but what will it mean for the economy and which businesses and industries stand to benefit? Host Mandy Drury speaks with CommBank Senior Economist, Business & Industry Ryan Felsman about why the global peace dividend is over, Australia's growing defence investment, the role of AUKUS and the challenges of building Australia's sovereign defence capability. They also explore the opportunities for shipbuilders, engineering firms, technology companies and SMEs, as well as the states likely to receive the greatest economic benefit from increased defence spending. Plus, CommBank Economist and Currency Strategist Samara Hammoud shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

After our brief hiatus, we are back with our Cross-Examining Cyber Director Series. In this series, we sit down with some of Australia's leading directors to discuss the challenges and opportunities facing boards in an increasingly complex cyber landscape. In this episode, we cross-examine Anne Templeman-Jones, one of Australia's most accomplished business leaders and non-executive directors. Anne has served on the boards of Commonwealth Bank, GUD Holdings Limited, Worley Limited, and Blackmores (as Chair). She has also held board and leadership roles with Cuscal Limited, HT&E Limited, Pioneer Credit Limited, TAL Superannuation Fund… the list goes on. Anne is also passionate about technology and cyber security – what a combination! In this conversation, Anne shares insights from her boardroom experience, including how directors can navigate emerging technology risks, approach cyber resilience, and balance governance with growth and innovation. Drawing on a career that has spanned multiple industries, Anne reflects on what makes an effective director and the lessons that boards can apply in an increasingly uncertain digital environment. Thanks again for listening. This is Cross-Examining Anne Templeman-Jones. Here we go…

This week Dennis Voznesenski, CBA's Agricultural Economist, interview's GrainCorp's CEO Robert Spurway about the pathway to creating Sustainable Aviation Fuel and Renewable Diesel in Australia.    You can find a video version of the podcast on LinkedIn here: https://www.linkedin.com/feed/update/urn:li:activity:7483437809404674048/?commentUrn=urn%3Ali%3Acomment%3A(ugcPost%3A7483434611427934208%2C7483445471546363904)&dashCommentUrn=urn%3Ali%3Afsd_comment%3A(7483445471546363904%2Curn%3Ali%3AugcPost%3A7483434611427934208)&dashReplyUrn=urn%3Ali%3Afsd_comment%3A(7484735060278120449%2Curn%3Ali%3AugcPost%3A7483434611427934208)&replyUrn=urn%3Ali%3Acomment%3A(ugcPost%3A7483434611427934208%2C7484735060278120449)    Disclaimer:  Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.       

With an updated broker strategy underway, Australia's largest mortgage lender is now targeting partnerships with 'high-quality, highly productive' brokers to provide a tailored service to better support their clients. But what does that actually entail? In this today's episode of In Focus, sponsored by the Commonwealth Bank of Australia, host Annie Kane welcomes national broker sales lead Michael Piper to dive into how the major bank is leveraging technology, tiering support, and evolving its lending policies to help brokers navigate increasingly complex borrower scenarios and scale their businesses. Tune in to find out: Why CBA thinks brokers will thrive as client needs become more complex. What the bank's three-tiered support system for brokers entails. How digitisation is helping brokers proactively manage client portfolios. And much more! Disclaimer: Applications for credit are subject to credit approval, satisfactory security, and minimum deposit requirements. Conditions apply to all loan options. Full terms and conditions will be set out in our loan offer if an offer is made. Interest rates are subject to change.

Join Dennis Voznesenski for this week's Agri Commodity Update — where global geopolitical risk is back at the centre of agricultural markets. This week, Dennis unpacks why wheat prices jumped as Black Sea disruption, tighter North American supply and European crop-quality concerns pushed offshore futures sharply higher — and why Australian APW1 prices only partly followed. He also breaks down Canadian canola moisture risk, stronger China-linked soybean demand, split GM and non-GM canola prices, and why cattle markets took a breather as higher yardings, firmer feed costs and softer offshore beef signals weighed on prices. From the Sea of Azov to the Strait of Hormuz, this is the week in agriculture through the lens of prices, risk and Australian producer impact. Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence. 

The global economy is entering a new era, but what does that mean for interest rates, inflation and long-term growth? Host Mandy Drury speaks with CommBank Head of Market Strategy & Rates Research Adam Donaldson about the long-term forces reshaping interest rates. They discuss the rising neutral interest rate, the impact of AI investment, defence spending and the energy transition, and why central banks are facing a very different environment than they did over the past three decades. Mandy also speaks with CommBank Senior Geoeconomics Analyst Dr Madison Cartwright about the changing global order. They explore the end of the globalisation era, why governments are prioritising security over efficiency, and what a more fragmented world could mean for inflation, investment and economic growth. Plus, CommBank International & Sustainable Economist John Oh shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

I'm Blake, and Tracey is taking a well-earned break this week, but I'm joined by a very special guest co-host, Jonno Newman from TRM Labs.If you haven't come across TRM before, they're one of the world's leading blockchain intelligence firms, working with governments, law enforcement agencies and some of the biggest crypto businesses on the planet to investigate hacks, trace stolen funds and follow the money on-chain. Jonno, great to have you with us.And you've picked a fascinating week to jump in.

Join Dennis Voznesenski, Director, Sustainable and Agricultural Economist at Commonwealth Bank, for this week's Agri Commodity Update — where global market risk meets Australian farmgate reality. This week, Dennis unpacks why offshore wheat and canola markets rallied, why Australian prices only partly followed, and how plentiful rainfall is reshaping local crop and cattle market confidence. From weaker US wheat conditions and European quality risk, to Canadian canola weather concerns, softer feedgrain costs and shifting beef demand from the US, China and South Korea — this is the week in agriculture, through the lens of prices, risk and what it means for Australian producers. Disclaimer:    Important Information   This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”).  Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au.   No Reliance  This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes.  This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast.   The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made.  Liability Disclaimer  The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.   Usage of Artificial Intelligence  To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence. 

Australia’s economy is slowing, but what does the global outlook mean for the path ahead? Host Mandy Drury speaks with CommBank Head of Australian Economics Belinda Allen about why housing has become the key headwind for the Australian economy. They discuss weaker market momentum, consumer spending, the outlook for interest rates and whether AI investment can help offset softer domestic demand. Mandy also speaks with CommBank Head of FX, International and Geoeconomics Joseph Capurso about the global forces shaping the economic outlook. They discuss lower oil prices, maritime trade risks, the US AI boom, China's two-speed economy and Europe's ongoing challenges. Plus, CommBank’s Associate Economist Lucinda Jerogin shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Markets began the year expecting US interest rate cuts, so why are they now preparing for hikes instead? Host Mandy Drury speaks with CommBank Senior Economist & Currency Strategist Kristina Clifton about the changing outlook for US monetary policy and what it means for global markets. They discuss why expectations for the Federal Reserve have shifted so dramatically, how stronger US growth and AI investment are supporting the economy, and why CommBank continues to expect a Fed hiking cycle. They also explore Kevin Warsh's first meeting as Fed Chair, the importance of central bank independence, the outlook for inflation and interest rates, and why developments in the US continue to shape financial markets around the world. Plus, CommBank Senior Associate in Market Strategy & Rates Research Michael Tang shares the key focuses for markets in the week ahead. Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance This podcast is not investment research and nor does it purport to make any recommendations. Rather, this podcast is for informational purposes only and is not to be relied upon for any investment purposes. This podcast does not take into account your objectives, financial situation or needs. It is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products, or as a recommendation, and/or investment advice. You should not act on the information in this podcast. The Bank believes that the information in this podcast is correct and any opinions, conclusions or recommendations made are reasonably held at the time given, and are based on the information available at the time of its compilation. No representation or warranty, either expressed or implied, is made or provided as to accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast. Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.See omnystudio.com/listener for privacy information.

Around three million low-paid Australian workers are set to receive a pay rise after the Fair Work Commission lifted the national minimum wage and increased award wages above the current inflation rate. Ricardo Gonçalves speaks with Commonwealth Bank economist Harry Ottley about what the decision means for household budgets, inflation and the broader economy. Plus, the ASX 200 edged lower as retailers and shopping centre operators came under pressure following the wage decision, while technology stocks rallied and BHP hit another record high. Alice Shen, CFA from VanEck joins the podcast to unpack the day's market moves and the influence of another strong session on Wall Street

The federal budget has investors asking whether the old wealth-building playbook still works. Charlie Viola joins Bryce and Ren to unpack what proposed tax changes mean for trusts, super, property, private credit and portfolio construction and why the fundamentals still matter more than the tax noise.In this episode: 00:00 — Why tax changes shouldn't derail good investing00:55 — Budget changes and the pressure on family trusts05:14 — Capital gains tax: overreaction or real risk?09:01 — How accumulators should think about structures15:31 — Has the case for investment property changed?17:22 — Property, leverage and negative gearing19:23 — Global equities, AI and portfolio positioning23:14 — Why Australian equities look less compelling25:01 — Private credit and understanding the risks28:14 — Infrastructure's role in portfolios32:49 — Charlie's key actions for investors this yearIf you would like to speak to Charlie or any of his team head to equitymates.com/advice and we will put you in touch.Stocks & ETFs mentioned: Commonwealth Bank of Australia (ASX: CBA), BHP Group (ASX: BHP), ANZ Group (ASX: ANZ), Telstra Group (ASX: TLS), Woolworths Group (ASX: WOW), CSL (ASX: CSL), Cochlear (ASX: COH), Brambles (ASX: BXB), Macquarie Group (ASX: MQG), Hamilton Lane (NASDAQ: HLNE), KKR & Co (NYSE: KKR), Qualitas (ASX: QAL).———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

“We're in a world surrounded by so much data and AI we can get lost in the noise of it all, and I've found that throughout my year as a performer, the amount of times people say to me, you know, your content is great, but your energy, your essence, your presence is what really makes us attracted to connecting with you…” Sarah Rowan Top Five Tips For Staying Human, Creative and Connected In 2026 1. Choose presence over performance2. Create spaces where people feel safe, seen and connected3. Prioritize quiet...stillness is becoming a superpower4. Grow your tech skills... and your human skills... side by side5. Get your hands in the dirt TIME STAMP SUMMARY01:39 Human connection and presence are essential, 06:05 Creating a safe space for people to be creative, free from judgment and ridicule.12:48 Learning bit by bit to avoid burnout and stay present.18: 50 Finding small ways to connect with nature, even in urban environments, to improve their overall well-being. Where to find Sarah?Website                             https://artistsarahrowan.com/about/LinkedIn                            https://www.linkedin.com/in/artistsarahrowan/ Sarah Rowan Bio Sarah Rowan (who now goes by Rowan) is an artist and thought leader who empowers individuals and organizations to ignite a better future through creativity. As one of Australia's top Speed Painters, she has lived and breathed the dynamic process of transformation for over 20 years, turning blank walls and cavasses into thought-provoking pieces of art, with limited time and often in front of a live audience. Merging her artistic talent with her passion for public speaking, Rowan has reimagined the role of the artist, pushing the boundaries of a studio-based pursuit into a trail-blazing performance genre that challenges the limitations of time and space.After graduating from Converse College in 2003 with a BFA in Studio Art, Rowan started an art business in Greenville, South Carolina, USA before moving to Sydney to expand her horizons. It was here that she used the process of creative futurism to overcome depression, challenge chronic illness and create a new future for herself and her family. No longer shackled by societal norms, she has stepped into the full power of her truth personally and professionally.Rowan's strong emotional storytelling, along with her ability to paint fast and think fast has captivated hundreds of clients like Nestlé, ANZ, AMP, Ernst & Young, Woolworths, Sydney Airport, and Priceline. She has inspired audiences to embrace their own creativity which she believes is a “birthright to all” and to date has painted at over 600 events raising over $400,000 for charity.Other clients include: SAP, Netball World Cup, Salvation Army, Terry White Chemmart, YPO, City of Sydney, Commonwealth Bank, American Express, Doterra, Department of Defence, Mirvac, Australian College of Nursing, Liberty Finance, University of Sydney, NAB, ANZ, Dexus, Fastway Couriers, AUSCAM, Bombay Sapphire, International Canadian School Ho Chi Min City, etc.

CannCon and Ashe in America tackle Chapter 3 of G. Edward Griffin's The Creature from Jekyll Island, where the theoretical bailout playbook from Chapter 2 gets applied to real history. Penn Central, Lockheed, New York City, Chrysler, Commonwealth Bank of Detroit, First Pennsylvania Bank, and Continental Illinois all get walked through the same script: reckless loans, emotional blackmail to Congress, taxpayers absorb the losses, and the banks walk away whole. The FDIC gets exposed as a tiered system that quietly hands large banks a free ride on uninsured deposits paid for by smaller banks and the public. The duo also uncover significant content missing from the fifth edition compared to the third, including entire sections on the FDIC mechanics and the Unity Bank bailout, and ask the question everyone should be asking: why was it removed? Plus, CannCon drops the news that an interview with author G. Edward Griffin himself may be on the horizon.

Peter Merel: When a Hub-and-Spoke Executive Hijacks Your Agile Transformation — And What to Do About It Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "Either you're going to do what you know works, or you're going to step away. Either way, you're not going to do damage to your client." - Peter Merel   After a successful transformation at Commonwealth Bank of Australia, Peter Merel moved to Westpac, another major Australian bank, expecting to replicate the same approach. He found an executive who appeared eager to support an agile transformation — but this executive saw agile as the ideal form of micromanagement. Everything and everyone revolved around this one individual, and as Peter began facilitating conversations that didn't hub on the executive, the executive felt disempowered. Peter was blind to this dynamic — he had never encountered it before. The situation deteriorated because Peter had been hired to run a push-based transformation, when he knew from experience that only pull-based transformation works. At Commonwealth Bank, he had built a thin steel thread from business through to DevOps with a small group, proved it worked, and then grown it organically. At Westpac, he let himself be persuaded to push change into the organization, and it compromised everything. The lesson Peter shares is stark: if you can't do what you know works, and you can't step away, then you are the problem. He also warns that when coaches fail this way, they make life harder for whoever comes next — a responsibility that's easy to overlook in the moment.   In this segment, we talk about pull-based transformation and why push-based change programs consistently fail in large organizations.   Self-reflection Question: Are you currently in a situation where you've compromised on your approach to change — and if so, are you doing more damage by staying than you would by stepping away? Featured Book of the Week: The Agile Way by Peter Merel Peter's own book, The Agile Way, is his modern translation of the Tao Te Ching — a 3,000-year-old text he argues was originally about how to achieve agile development in organizations large and small. Peter first started translating this text in 1989, and after decades of iteration, the book draws connections between ancient wisdom and modern agile practices — XP, Lean, Theory of Constraints, throughput accounting, and permaculture. As Peter explains, "The sage in Lao Tzu is Shang Ren — agile people. This is a book about agile people, agility, and it always was." The book is available at agile.way.pm, and Kent Beck, who wrote the foreword, calls it "a dangerous little book" — dangerous in the same sense as the word extreme.   [The Scrum Master Toolbox Podcast Recommends]

Peter Merel: When Telling a Manager "You Don't Have a Role" Backfires — A Lesson in Agile Coaching Humility Read the full Show Notes and search through the world's largest audio library on Agile and Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes.   "A failure is not a failure. A failure is just the first step." - Peter Merel   Peter Merel became a Scrum Master by stealth — long before the title existed. Credited in Kent Beck's first XP book and present at the first agile conference, Peter was practicing lightweight processes at Hewlett Packard in the late 1990s. When he took a role at GMAC, the residential finance arm of General Motors, he brought XP practices with him and found early success. After six months of strong results, the project manager, Mike Alakom, sat Peter down and asked the most dangerous management question: "What do I do?" Peter gave what he now calls the stupidest answer possible — "You don't really have a role in this process." The next day, Mike called an all-hands meeting and calmly maneuvered Peter into crediting the entire way of working as Mike's idea. Peter stayed on for another six months, but at arm's length. In hindsight, Peter recognizes Mike did exactly what he should have done. The second failure came at Commonwealth Bank of Australia, where Peter was brought in to coach agile but was actually being set up to fail — a ripcord the organization could pull when it wasn't ready for change. The delivery manager, Des Webster, told Peter directly: "You were set up to fail." Peter walked away, thinking he'd never return. But six years later, every person he had coached had moved up in the organization, and Peter came back as principal coach for 50,000 people. The CIO declared Agile one of the bank's five pillars. Just because you hit the wall doesn't mean it's the end — it might be the beginning.   Self-reflection Question: When was the last time you failed at introducing change, and have you considered that the seeds you planted might still be growing in ways you can't yet see?   [The Scrum Master Toolbox Podcast Recommends]

Find the full episode and bonus content on our Substack: https://designbetterpodcast.com/p/etinosa-agbonlahor For product teams at startups and established tech giants alike, finding the right pricing and value proposition often feels more like alchemy than science. It's a high-stakes game of guesswork involving the complex psychology, shifting values, and ingrained behaviors of your customers. While it can take years of trial and error to dial in, our guest today is here to help us decode the pricing formula and understand the behavioral drivers that make a product indispensable. Etinosa Agbonlahor is a behavioral economist and founder of Decision Alpha, a consultancy that helps businesses understand the psychology behind how people make financial decisions. She's worked with organizations like Fidelity and Commonwealth Bank of Australia studying how people save, spend, and invest — and she's turned those insights toward one of the trickiest challenges any business faces: pricing. In this episode, Etinosa walks us through the cognitive shortcuts that shape how customers perceive value — from anchoring and the decoy effect to the surprising power of round numbers. She explains why pricing should be a conversation that starts early in product development, not an afterthought tacked on at launch. And she offers practical guidance for freelancers and studio owners who struggle with that uncomfortable moment of telling a client what they charge. We even put her to work live on the show, walking through the Design Better membership page to diagnose what's working and what we could improve. Her advice was immediate, specific, and — honestly — a little humbling. Whether you're designing a SaaS pricing page or figuring out how to raise your freelance rates without apologizing, this one's packed with insights you can use right away. Bio Etinosa Agbonlahor is a behavioral economist and CEO of Decision Alpha, a behavioral firm that helps businesses understand what customers value and turn that into clearer pricing and growth. Passionate about helping people reduce financial stress and live healthier financial lives, Etinosa brings over a decade of experience working across the U.S., Australia, Africa, and the U.K. She has shaped financial wellbeing, engagement, and customer behavior strategies for global financial institutions, private businesses, and venture-backed startups. Her work has been featured in MarketWatch, Morningstar, and other leading platforms, highlighting her focus on how behavior drives healthier financial outcomes. Etinosa is the author of How to Talk to Your Parents About Money, a guide to navigating complex financial conversations.