Podcasts about Nubank

SEJA LEGEND E TENHA ACESSO À INTELIGÊNCIA POR TRÁS DA GESTÃO DE GRANDES FORTUNAS: https://lp.mmakers.com.br/market-makers-legend?xpromo=MI-LEGEND-YT-DESCRICAO-EPISODIO251-20250828-POSTUNICOSOBRELEGEND-MM-XTenha acesso a +15 modelos de IA, cursos, ferramentas exclusivas e 30 dias grátis pra testar: https://go.adapta.org/campaign/adapta-mm-youtubeAcesse a plataforma da Credit Guide: https://creditguide.com.br/?utm_source=Market+Markers&utm_medium=videoNeste episódio #287 do Market Makers, Thiago Salomão e Mateus Soares recebem o lendário gestor Florian Bartunek, CIO da Constellation. Bartunek, um dos idealizadores do livro "Fora da Curva", revela os bastidores de uma carreira de décadas dedicada ao Value Investing e ao longo prazo.Bartunek compartilha sua profunda reflexão sobre a última carta de Warren Buffett e como o Oráculo de Omaha moldou não só seus investimentos, mas sua vida pessoal. Ele explica por que a simplicidade e a concentração em poucas empresas de qualidade (como Equatorial, BTG, Nubank e Mercado Livre) se tornaram a sua filosofia central, mesmo após começar com operações de Day Trade na era Pactual.O gestor discute a importância de carregar as posições vencedoras (TOTS, Porto Seguro) e como evitar o erro de vender cedo, ressaltando que "ninguém morreu realizando lucro" é uma frase fatal na bolsa. Ele analisa a evolução do mercado brasileiro, a competição por talentos e as novas opções de investimento que tornaram a vida do gestor de ações mais desafiadora, mas também a oportunidade que o Brasil representa para o investidor global.Florian também mergulha em lições atemporais que vão além do financeiro, abordando a generosidade, a humildade e o poder dos relacionamentos. Ele compartilha o que faz uma "boa empresa" — desde o fanatismo do fundador até a satisfação do cliente — e reflete sobre como a mentalidade de sócio transforma a jornada do investidor.Qual é a sua principal lição de investimento para o longo prazo e por que ela te impede de vender suas melhores ações? Deixe seu comentário!

No episódio do Performa Q. Pod. na CBN Campinas desta semana, recebemos Fabíola Marquiori, VP de Engenharia e General Manager no Nubank, para uma conversa reveladora sobre tecnologia, segurança digital e o desafio de proteger milhões de clientes de golpes e fraudes todos os dias.Fabíola compartilha como o Nubank desenvolve camadas de segurança usando inteligência artificial, machine learning e antropologia para entender o comportamento humano, e como conseguem, por meio de tecnologia, “proteger o cliente dele mesmo”.Descubra os bastidores de uma das operações mais sofisticadas do setor financeiro, os tipos de golpes mais comuns hoje, o papel da IA generativa no futuro dos bancos e como o Nubank se prepara para um cenário em que IA combate IA. Além disso, ela revela como liderar times ágeis com autonomia e responsabilidade, escalando tecnologia global com foco na experiência do cliente.

Muy buenos días, con café sin azúcar para México, que elevó los aranceles al azúcar importado. La acción de Nubank, entre máximos históricos y alzas de más de 50%. SoftBank vende toda su participación en Nvidia, ¿por qué lo hace? Y seis lecciones para inversionistas que deja la carta de Warren Buffett. [Patrocinado] Descubre más sobre los beneficios que Banamex tiene para las empresas y los empleados con la campaña “Larga vida a tu quincena”: https://www.youtube.com/watch?v=BNEh_ruYpDU

Send us a text[Original air date, November 19, 2024]  Miguel Armaza travels to Alexandria, Virginia for an in-person interview with a fintech legend: Nigel Morris, Co-Founder of QED and Capital One. QED is a global fintech venture capital firm that has backed numerous amazing companies, including Credit Karma, Nubank, Avant, SoFi, and Klarna. They currently have over $4.0 billion in AUM.Prior to QED, Nigel co-founded Capital One in 1994. The bank today is amongst the 10 largest banks in the US with almost $500 billion in assets. They are also one of the most innovative financial institutions that have inspired countless of entrepreneurs worldwide.Timestamped Overview00:00 Intro 01:25 Nigel's Background05:02 Driven by Curiosity and Empiricism09:03 Banking economics and unsecured credit10:10 Data economics and scientific method14:12 Intentional Leadership Shapes Culture18:25 NuBank exceptional net promoter scores22:37 Fintech Journey Early Stages25:06 Financial inclusions global expansion27:50 Big Tech AI Dominance33:16 Co-Founder Synergy and Longevity36:00 Effective board meeting essentials37:25 Effective Board Meetings Matter42:09 Climbing a million feet yearly44:21 Fintech empowering global changeWant more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~70,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

Caos e confusão no Nubank! Banco demite funcionários após reunião polêmica e sindicato cobra esclarecimentos; WhatsApp vai bloquear mensagens de quem não está nos seus contatos; Google Maps ganha recurso para combater extorsão por avaliações falsas; Não lembra o que foi dito naquela reunião ou conversa importante? Lançaram o Stream Ring, anel inteligente ‘espião' que grava conversas; Ovelha conduz sozinha cadeira motorizada e emociona nas redes sociais e App Store oferece apps grátis para iPhone!

Nesse episódio trouxemos as notícias e novidades do mundo da programação que nos chamaram atenção dos dias 01/11 a 07/11.☕ Café Código FontePrograme sua xícara para o sabor certo!http://cafe.codigofonte.com.br

Nesse episódio trouxemos as notícias e novidades do mundo da programação que nos chamaram atenção dos dias 01/11 a 07/11.☕ Café Código FontePrograme sua xícara para o sabor certo!http://cafe.codigofonte.com.br

On this episode of Chit Chat Stocks, we speak with Dave Ahern of the Investing For Beginners Podcast. We discuss how Nubank has come to dominate the online banking space in Latin America. We explore their innovative digital banking model, growth strategies in Brazil and Mexico, potential expansion into other Latin American markets, and the implications of applying for a U.S. banking license.(03:22) Understanding NuBank's Business Model(06:08) Growth Strategies in Brazil(10:30) Expansion Potential in Mexico(16:34) Future Expansion in Latin America(22:37) Why NuBank applied for a U.S. Banking License(25:47) Exploring Growth Beyond Financial Services(31:43) Management Insights: David Velez and His Leadership(36:56) Valuation and Growth ProjectionsVALUE SPOTLIGHT: https://einvestingforbeginners.com/value-spotlight-newsletter/*****************************************************JOIN OUR EMAIL NEWSLETTER AND CHAT COMMUNITY: ⁠https://chitchatstocks.substack.com/⁠ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: ⁠https://www.interactivebrokers.com/⁠ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠⁠https://fiscal.ai/chitchat⁠ *********************************************************************Portseido is your best portfolio tracking & reporting solution that helps you track all investments in one place. We personally use the software to track our portfolio returns across brokerage accounts. Get up to 40% off Nov. 26th - Dec. 1st with our link: https://portseido.com/?fpr=ryan63⁠ *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Hoy hablaremos sobre la actualización de proyecciones del PIB y la inflación del Banco de la República, del aumento del Índice de la Incertidumbre de la Política Económica, la nueva directriz de Nubank y la decisión del banco central mexicano https://whatsapp.com/channel/0029Va4POHt6WaKhONGGhi38[Patrocinado] Conoce las oportunidades que ofrece Deel aquí.

No vídeo de hoje você fica sabendo como o Brasil está prestes a ter internet via satélite de 1 Gbps, a parceria entre Nubank e Amazon que oferece até 24× no parcelamento, os rumores do Galaxy S26 Ultra com carregamento de 60 W e o possível vazamento de 100 mil credenciais na Universidade Cruzeiro do Sul._____________________________________________________

Siga nosso perfil no Instagram! [patrocinado] Há 15 anos a Braskem lançou I'm green™ bio-based uma inovação 100% brasileira que ajuda no combate às mudanças climáticas. Um plástico feito de plantas com pegada de carbono negativa. Saiba mais em: https://www.braskem.com.br/imgreenA China anunciou que removerá as tarifas retaliatórias que impôs sobre uma série de produtos agrícolas dos EUA, depois que Washington reduziu pela metade suas taxas relacionadas ao fentanil sobre os produtos chineses.

Câmara aprova regulação das plataformas de streamings, mas e o potencial aumento no custo da mensalidade, como fica? Eppi TV e My Family Cinema recebem onda de queixas no Reclame Aqui: 'Quero reembolso'; Pix Protegido: Nubank lança seguro pago contra golpes e roubo do celular; Meta é acionada na Justiça por brecha de segurança no WhatsApp e o Facebook Dating está surpreendendo o mercado de relacionamentos online. Tudo isso e muito mais, no nosso programa de hoje.

The U.S.-to-LATAM corridor is heating up fast, and the rules of getting paid are changing even faster. We sit down with PPRO's Therese Hudak to unpack fresh insights from their new Almanac, spotlighting what actually moves the needle for conversion and growth across Brazil, Mexico, Chile, Colombia, Peru, and Argentina. From the meteoric rise of PIX in Brazil to the quiet power of cash vouchers in Mexico, we break down the methods your customers already use and why adopting them can transform your cross-border results.We explore how real-time bank transfers and digital wallets are overtaking traditional rails, what super app ecosystems like Mercado Pago, Nubank, Rappi, and PicPay mean for reach and retention, and why local acquiring often beats cross-border processing on authorization rates, costs, and customer trust. You'll hear concrete examples of local-only card schemes, the hidden fees that trigger chargebacks, and practical ways to present clean, transparent pricing that keeps buyers coming back.We also dive into vertical-specific tactics. Retail remains the growth engine with fashion, electronics, and beauty leading spend, while mobile-first behavior and social commerce reshape discovery and checkout. Gaming and SaaS face unique subscription hurdles as issuers scrutinize merchant-initiated transactions; we share ways to align with LATAM's installment culture and use wallet flexibility to lift acceptance. To wrap it up, we provide a simple checklist: activate local access, accept the right methods, manage performance - to help you enter, learn, and scale with confidence.If LATAM is on your roadmap, this conversation gives you the playbook to act now. Visit ppro.com/almanac to learn more. 

Os backups do WhatsApp agora têm proteção por passkeys, e a Samsung comentou sobre problemas de bateria na One UI 8. Atenção: o Chrome vai pedir autorização para sites inseguros em 2026. O Gemini explodiu, chegando a 650 milhões de usuários! A nuvem da Microsoft deu tchau, e a OpenAI virou uma "capitalista do bem". No Brasil, o "roxinho" é o banco mais valioso! E o futuro da IA é a pesquisa autônoma. Tudo isso e muito mais, no nosso programa de hoje.

Em pouco mais de uma década desde sua fundação, a fintech Nubank (ROXO34) alcançou o posto de empresa mais valiosa do Brasil, superando a setuagenária Petrobras (PETR4). O "roxinho" também assumiu a sQual o “segredo” por trás desse feito?É o que o O Professor Fernando Coelho, autor do livro Gestão de vendas e experiência do cliente, explica mais neste episódio. Dá o play e confere! Leve a Palestras Gestão de Vendas e Experiência do Cliente, do Professor Fernando Coelho, para sua empesa:https://www.institutoexperienciadocliente.com/Livro Gestão de Vendas e Experiência do Cliente:https://www.amazon.com.br/Gest%C3%A3o-vendas-experi%C3%AAncia-cliente-Encante-ebook/dp/B0FJYF325Z Siga o Professor Fernando Coelho, no Linkedin: https://www.linkedin.com/in/fernando-coelho-experi%C3%AAncia-do-cliente-%F0%9F%8F%B3%EF%B8%8F%E2%80%8D%F0%9F%8C%88%F0%9F%92%9B-bab71425/

In episode 86 of o11ycast, Ken Rimple and Jessica Kerr sit down with Amarilis Campos from Nubank. They explore how Brazil's largest digital bank uses observability to build resilience and autonomy at scale. Amarilis shares how Nubank's culture of “acting like owners, not renters” and its journey from metrics and logs to tracing with Honeycomb helped the company grow to over 100 million customers.

In episode 86 of o11ycast, Ken Rimple and Jessica Kerr sit down with Amarilis Campos from Nubank. They explore how Brazil's largest digital bank uses observability to build resilience and autonomy at scale. Amarilis shares how Nubank's culture of “acting like owners, not renters” and its journey from metrics and logs to tracing with Honeycomb helped the company grow to over 100 million customers.

00:00: ☀️ Bom dia Tech!00:25:

A Renata fez engenharia química na Unicamp, mas sempre preferiu as matérias que lidavam com dados. Ainda na faculdade, com uma passagem pela China e múltiplos estágios, ela foi se aproximando da estatística e, ao final da graduação, ingressou no Nubank como Business Analyst.De lá, passou pelo Hospital Albert Einstein e pelo Mercado Livre, até receber uma proposta para trabalhar em uma consultoria em Portugal. Neste episódio, a Renata conta como foi seu processo de mudança, e o que a levou a decidir se mudar para Turim, mesmo ainda trabalhando e fazendo mestrado na terra onde chove muito no outono e no inverno.Fabrício Carraro, o seu viajante poliglotaRenata Biaggi, Cientista de Dados em Turim, Itália Links:Metodologia Six SigmaInstagram da RentaCarreiras Alura: Explore as carreiras por meio de um caminho estruturado, com prática, profundidade e orientação para você sair do zero e conquistar domínio real em uma habilidade.TechGuide.sh, um mapeamento das principais tecnologias demandadas pelo mercado para diferentes carreiras, com nossas sugestões e opiniões.#7DaysOfCode: Coloque em prática os seus conhecimentos de programação em desafios diários e gratuitos. Acesse https://7daysofcode.io/Ouvintes do podcast Dev Sem Fronteiras têm 10% de desconto em todos os planos da Alura Língua. Basta ir a https://www.aluralingua.com.br/promocao/devsemfronteiras/e começar a aprender inglês e espanhol hoje mesmo! Produção e conteúdo:Alura Língua Cursos online de Idiomas – https://www.aluralingua.com.br/Alura Cursos online de Tecnologia – https://www.alura.com.br/Edição e sonorização: Rede Gigahertz de Podcasts

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.00:00 – Intro & welcoming Gustavo Flores01:17 – UK opens retail BTC/ETH ETPs04:13 – Japan stablecoins & productization07:49 – LATAM stablecoin wave; Brazil in focus11:27 – Coinbase x CoinDCX (India/APAC)15:47 – Stablecoin plumbing: BlackRock & Stripe20:27 – BTC credit vs high LATAM rates; Bolivia case23:31 – Nubank pursues U.S. bank charter29:11 – 2026 custody (Citi/Schwab) & cycle timing33:25 – Aureo announced (Swapido → Aureo)35:03 – Aureo MIC thesis & team42:21 – Storage-first: MIC + localized service56:40 – Debasement trade & BTC hurdle rate1:04:23 – Onramp Business controls; wrap & disclaimerIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Links discussed:https://www.aureobitcoin.com/enhttps://www.earlyriders.com/news/early-riders-acts-as-exclusive-investor-in-aureos-pre-seed-round-to-build-latam-native-bitcoin-financial-services-infrastructurehttps://bitcoin.docsend.com/view/2dj7n3sjr5uyrsr4https://blockworks.co/news/tempo-series-a-raisehttps://www.lightspark.com/news/lightspark/introducing-lightspark-gridhttps://www.theblock.co/post/374924/blackrock-to-launch-genius-compliant-money-market-fund-tailored-for-stablecoin-issuers-report?utm_source=telegram1&utm_medium=socialhttps://www.cnbc.com/2025/10/13/citi-aims-to-launch-crypto-custody-in-2026-exploring-stablecoin.htmlhttps://www.theblock.co/post/375228/japan-fsa-local-banks-cryptohttps://www.theblock.co/post/375250/21shares-bitwise-blackrock-wisdomtree-uk-retail-bitcoin-ethereum-etps-fcahttps://www.coinbase.com/en-in/blog/Coinbase-makes-investment-in-CoinDCX-expanding-our-commitment-to-India-and-the-Middle-Easts-crypto-futurehttps://www.theblock.co/post/374870/paxos-mistakenly-mints-300-trillionhttps://www.theblock.co/post/375083/japans-big-banks-join-forces-on-stablecoins-to-speed-corporate-payments-nikkeihttps://www.theblock.co/post/374643/stripe-stablecoin-unit-bridge-applies-for-national-bank-trust-charter-co-founder-zach-abrams-saysKeep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/Keep up with Gustavo:https://x.com/gustavojfehttps://www.linkedin.com/in/gustavo-j-flores-echaiz/

El presidente colombiano podría capitalizar la crisis diplomática con Estados Unidos para potenciar sus candidatos al Congreso, los precios de la vivienda podrían subir en 2026 y la llegada de Nubank a EE. UU, si bien ya se tramita todavía tardará en concretarse https://whatsapp.com/channel/0029Va4POHt6WaKhONGGhi38

Send us a textMiguel Armaza sits down with Santiago Suárez, Co-Founder & CEO of Addi, one of Colombia's fastest-growing fintech and commerce platforms. With a background that spans global finance and a track record of driving innovation in Latin America, Santiago shares a candid, in-depth look at lessons from scaling Addi to over $1.3 billion in annualized GMV, serving 2.5 million customers, and achieving industry-leading gross margins above 55%.In this episode, Santiago and Miguel dive deep into Addi's unique approach to board management—treating every board meeting as a “dirty laundry” session to maximize transparency, trust, and tangible input from world-class investors like Andreessen Horowitz, GIC, and Union Square Ventures. Santiago also unpacks the company's relentless focus on operational excellence, from shifting to a North Star-driven management style to building a contentious yet high-performing executive team with global talent from Amazon, Capital One, and PayTM.Timestamped Overview00:00 Intro03:57 Monthly updates streamline meetings09:00 Building Success Amid Challenges13:02 Seamless commerce and finance ecosystem14:20 Persistent Networking Pays Off18:49 Marketplace built on consumer demand21:43 Scaling globally through self-funding24:00 Show Your Work The Why27:30 Empowered Customer Service Equity31:30 AI Agents Powering Transactions34:10 AI Data and Deployment Nuances38:30 Building success through early funding41:30 CEO weekly field day

We've curated a special 10-minute version of the podcast for those in a hurry. Here you can listen to the full episode: https://podcasts.apple.com/no/podcast/david-v%C3%A9lez-building-nubank-transforming-banking-across/id1614211565?i=1000730718547&l=nbHow does one company redefine banking for millions? Nicolai Tangen speaks with David Vélez, founder and CEO of Nubank, one of the world's largest digital banks serving 120 million customers across Brazil, Mexico, and Colombia. They explore David's remarkable entrepreneurial journey and his mission to revolutionize Latin American banking, the strategy behind Nubank's iconic purple branding, and how the company built such incredible customer loyalty that millions joined waiting lists for their products. David shares his philosophy on customer obsession, the challenges of scaling from startup to major financial institution, and his view on the massive global opportunity as financial services continues to digitalize worldwide. With Nubankvalued as one of the most valuable banks in the region, this anti-bank is reshaping financial services. Tune in for an inspiring conversation!In Good Company is hosted by Nicolai Tangen, CEO of Norges Bank Investment Management. New full episodes every Wednesday, and don't miss our Highlight episodes every Friday. The production team for this episode includes Isabelle Karlsson and PLAN-B's Niklas Figenschau Johansen, Sebastian Langvik-Hansen and Pål Huuse. Background research was conducted by Isabelle Karlsson. Watch the episode on YouTube: Norges Bank Investment Management - YouTubeWant to learn more about the fund? The fund | Norges Bank Investment Management (nbim.no)Follow Nicolai Tangen on LinkedIn: Nicolai Tangen | LinkedInFollow NBIM on LinkedIn: Norges Bank Investment Management: Administrator for bedriftsside | LinkedInFollow NBIM on Instagram: Explore Norges Bank Investment Management on Instagram Hosted on Acast. See acast.com/privacy for more information.

O que diferencia um time de tecnologia que apenas sobrevive de um que cresce em meio à crise? No episódio de hoje do Podcast Canaltech, a repórter Elisa Fontes conversa com Odair Bonin, Head de TI na CI&T e professor da Conquer, sobre como formar equipes resilientes, liderar com empatia e transformar desafios em oportunidades de crescimento. Com mais de 20 anos de experiência em empresas como Nubank, Accenture, B2W e Banco Votorantim, Odair compartilha aprendizados sobre o papel da liderança, o impacto da inteligência artificial e a importância de criar espaços reais de desenvolvimento dentro das organizações. Você também vai conferir: Preço dos celulares deve subir menos que o esperado em 2026, Banco do Brasil libera Pix com imagem no WhatsApp,WhatsApp para iPhone fica 'a cara do iOS 26' após nova atualização e Documentos do Word serão salvos automaticamente no OneDrive.Este podcast foi roteirizado por Fernanda Santos e apresentado por Marcelo Fischer, e contou com reportagens de André Magalhães e Vinícius Moschen, sob coordenação de Anaísa Catucci. A trilha sonora é de Guilherme Zomer, a edição de Jully Cruz e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

How does one company redefine banking for millions? Nicolai Tangen speaks with David Vélez, founder and CEO of Nubank, one of the world's largest digital banks serving 120 million customers across Brazil, Mexico, and Colombia. They explore David's remarkable entrepreneurial journey and his mission to revolutionize Latin American banking, the strategy behind Nubank's iconic purple branding, and how the company built such incredible customer loyalty that millions joined waiting lists for their products. David shares his philosophy on customer obsession, the challenges of scaling from startup to major financial institution, and his view on the massive global opportunity as financial services continues to digitalize worldwide. With Nubank valued as one of the most valuable banks in the region, this anti-bank is reshaping financial services. Tune in for an inspiring conversation!In Good Company is hosted by Nicolai Tangen, CEO of Norges Bank Investment Management. New full episodes every Wednesday, and don't miss our Highlight episodes every Friday. The production team for this episode includes Isabelle Karlsson and PLAN-B's Niklas Figenschau Johansen, Sebastian Langvik-Hansen and Pål Huuse. Background research was conducted by Isabelle Karlsson. Watch the episode on YouTube: Norges Bank Investment Management - YouTubeWant to learn more about the fund? The fund | Norges Bank Investment Management (nbim.no)Follow Nicolai Tangen on LinkedIn: Nicolai Tangen | LinkedInFollow NBIM on LinkedIn: Norges Bank Investment Management: Administrator for bedriftsside | LinkedInFollow NBIM on Instagram: Explore Norges Bank Investment Management on Instagram Hosted on Acast. See acast.com/privacy for more information.

Muy buenos días, Finamex se quedará con los activos de Vector Casa de Bolsa, hablaremos un poco más de la importancia que tiene en el mercado. Nubank cayó (más) en bolsa tras generar dudas por su entrada a Estados Unidos, el S&P 500, fiel a la buena temporada que le espera, resiste al cierre de Gobierno en EE.UU. y México desplaza a Londres del Top 20 de países más activos para salir a bolsa. Y para los tiktokers mexicanos hay noticias que le convienen a su cartera. Boletos Bloomberg Línea Summit: https://www.bloomberglinea.com/summit-2025-mexico/ 

En este episodio de El Brieff, analizamos las noticias que mueven la economía y negocios en México y EE. UU. Desde la reunión de Claudia Sheinbaum con acreedores internacionales de Ricardo Salinas Pliego, el contrato millonario de Grupo Carso con Pemex, y el mejor septiembre bursátil en 20 años, hasta decisiones clave de Trump en aranceles, posibles cierres gubernamentales, y la expansión global de Nubank. También destacamos innovaciones de Boeing y un sólido trimestre para Nike. Información esencial para líderes que toman decisiones.STRTGY Predict transforma datos masivos en análisis profundos y recomendaciones estratégicas para que anticipes tendencias y tomes decisiones ágiles, manteniéndote siempre un paso adelante frente a la competencia. Conoce más en www.strtgy.aiRecibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

Muy buenos días, Nubank quiere operar en Estados Unidos, muy bonito todo pero el reto es no se distraiga. Lo analizamos hoy. ¿En qué invertir mientras la Fed recorta tasas? Alphabet apunta a su mayor alza trimestral en 20 años, Milei volverá a reunirse con Trump, Pandora logra un hito de género y hay relevos en Spotify.Boletos Bloomberg Línea Summit: https://www.bloomberglinea.com/summit-2025-mexico/ Suscríbete a Línea de Mercado: https://www.bloomberglinea.com/newsletter/ [Patrocinado] Conoce más sobre el futuro de los pagos digitales, junto a los expertos de Mastercard que están trazando el camino de la transformación: https://www.bloomberglinea.com/brandedcontent/mexico-y-la-nueva-era-de-los-pagos-digitales-video/

Hoje o papo é dev raiz! Neste episódio, mergulhamos em Clojure e Datomic dentro do Nubank. Do armazenamento de dados à linguagem de programação, do valor de ter a stack à aquisição da Cognitect, o papo envolveu todos os aspectos da eterna busca pela redução da complexidade em troca de ter mais tempo de pensar na solução de problemas. E antes de ver quem participou do papo, fica o convite: Garanta o seu lugar na Clojure South 2025, a maior conferência de Clojure na América do Sul. O evento acontece nos dias 6 e 7 de outubro, na Av. Manuel Bandeira, 346, Vila Leopoldina, São Paulo/SP. Você não vai querer perder! E agora sim, vem ver quem participou desse papo: André David, o host que começa dando um recado Paulo Silveira, CVO do grupo Alun e co-fundador da Alura Mário Souto, o Dev Soutinho, Staff Software Engineer no Nubank Pamella Araujo, Senior Software Engineer no Nubank Thiago Carvalho, Senior Engineer Manager no Nubank

In this episode of Breaking Banks Europe, hosts Matteo Rizzi and Don Ginsel welcome guest Bianca Lopes for a global discussion on fintech innovation, neobanks, and regulation. They begin with Revolut's rapid growth and $13 billion expansion, comparing its evolving model to Brazil's Nubank, which thrives with cost efficiency and minimal physical infrastructure. The conversation shifts to stablecoins, cross-border payments, and announcements from SWIFT at Sibos about new digital asset layers and near-instant international transactions. Lopes highlights the “Finance of Tomorrow” conference in Rio de Janeiro, which fosters collaboration among 17 countries' regulators and promotes financial inclusion and responsible innovation across Latin America. They discuss Brazil's leadership in instant payments, regulatory cooperation inspired by India's UPI system, and global progress in open banking. The episode closes with reflections on the evolving role of central banks, financial well-being, and the human impact of inclusive fintech.

On this special segment of The Full Ratchet, the following Investors are featured: Daniela Binatti of Pismo Paul Madera of Meritech Capital Nnamdi Okike of 645 Ventures We asked guests to discuss the most visionary founder that they've worked with and what makes them so special. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

00:00 Ibovespa bate recorde00:50 Ibovespa em dólar01:29 A bolsa está barata03:13 Eleições 202604:31 BTG 05:37 Nubank06:12 Taxa Selic 07:15 Investimentos no exterior08:43 Conclusão

Crypto News: Gary Gensler joined CNBC today and spread FUD about crypto. DBS, Franklin Templeton and Ripple will offer tokenized trading and lending services on the XRP Ledger to attract institutional investors. Grayscale prepares to stake Ether holdings amid shifting SEC stance.Show Sponsor -

O Pix se tornou alvo de ataques milionários nos últimos meses, com incidentes envolvendo C&M Software, Sinqia/HSBC e fintechs como a Monbank. No novo episódio do Podcast Canaltech, conversamos com Geraldo Guazzelli, diretor-geral da NETSCOUT no Brasil, para entender por que os Provedores de Serviços de Tecnologia da Informação (PSTIs) viraram o elo mais frágil do ecossistema financeiro, como o Banco Central tem reagido e o que bancos, fintechs e usuários podem fazer para se proteger. Você também vai conferir:Meta prepara óculos com tela transparente e IA, Nubank e Uber dão desconto e até corridas grátis em carros exclusivos, FBI alerta: hackers atingem Google, Adidas e gigantes da tecnologia, usuários do Facebook começam a receber indenização por vazamento de dados e Samsung abre inscrições para programa de estágio. Este podcast foi roteirizado e apresentado por Fernanda Santos e contou com reportagens de Vinicius Moschen, André Lourenti, Lilian Sibila, Marcelo Fischer e Claudio Yuge, sob coordenação de Anaísa Catucci. A trilha sonora é de Guilherme Zomer, a edição de Jully Cruz e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

Como uma fintech à beira da falência virou a solução de pagamentos do Nubank?No palco do ACE Summit 2025, Pedro Waengertner conversa com Alan Chusid, fundador da SpinPay — hoje NuPay for Business — sobre uma jornada que parece saída de um MBA na prática. De uma startup que nascia com erros (e coragem) à saída estratégica para o Nubank em 2021, ele compartilha insights que toda pessoa que empreende deveria escutar.Alan compartilha como foi:

A ambição saiu de moda? Em tempos de quiet ambition e equilíbrio entre vida pessoal e profissional, será que ainda existe espaço para metas ousadas, cultura de alta performance e vontade de mudar o jogo?Neste episódio especial, você ouve o painel mais provocador do ACE Summit 2025, com Pedro Waengertner mediando uma conversa franca com José Salibi Neto e Sandro Magaldi (autores de Gestão do Amanhã) e Almir Araújo (Head de inovação digital da BASF).O papo foi direto ao ponto:

Os smartwatches e outros dispositivos vestíveis já fazem parte da rotina de milhões de pessoas e até já ajudaram a salvar vidas. Mas será que esses números são realmente confiáveis? No novo episódio do Podcast Canaltech, Elisa Fontes conversa com Luma Rissatti, engenheira biomédica formada pelo Instituto Nacional de Telecomunicações (Inatel), que é professora da graduação em Engenharia Biomédica da instituição e orientadora de projetos no eHealth Innovation Center, centro de pesquisas em Engenharia Biomédica do Inatel. Ela explica como funciona a tecnologia por trás desses aparelhos, quais métricas já têm boa precisão, os riscos de confiar cegamente nos resultados e o papel da inteligência artificial no futuro da saúde digital. Você também vai conferir: Grok 3 será código aberto em até seis meses, Pix por WhatsApp: truque do Nubank facilita transferências, geradores de sites por IA viram arma de cibercriminosos, como evitar que suas conversas de IA vazem online e Casal perde viagem após confiar no ChatGPT sobre visto. Este podcast foi roteirizado e apresentado por Fernanda Santos e contou com reportagens de André Lourtenti, Bruno de Blasi, Lilian Sibila, Viviane França e Nathan Vieira. A trilha sonora é de Guilherme Zomer, a edição de Jully Cruz e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

Siguiendo la tónica de las tasas de interés, hablemos ahora del caso de México pero también de Colombia a ojos de BlackRock, de cómo los ETF inundan ya a los mercados financieros, qué anda haciendo el dueño de la brasileña Nubank en Argentina, y cuánto costó el anillo de compromiso de Taylor Swift. 

Agenda: 00:00 – Databricks hits $100B: Bubble or just the beginning? 03:15 – Is Databricks actually undervalued at 25x revenue? 07:40 – Are we on the verge of the biggest IPO wave ever? 11:30 – Can Andreessen's Databricks bet return $30B+? 18:10 – Who really gets rich when mega-unicorns IPO? 19:30 – Is the return of Chamath's SPACs the ultimate bubble signal? 28:00 – Should OpenAI staff be cashing out billions in secondaries? 33:30 – Founder raises $130M… then walks away. Is this the new normal? 36:30 – Nubank's $2.5B profit: The best FinTech in the world? 48:00 – On Running at $15B: Can consumer brands still be VC-backed rockets? 52:00 – CoreWeave takes on $11B in debt: smart bet or ticking time bomb? 1:11:00 – Will AI spend really hit trillions—or is it all hype?  

In This Episode This week on Breaking Banks we're excited to introduce Brett King's latest book, Branch Tomorrow. This new book re-examines our understanding of bank branches, banking culture, and the future of financial services across the globe, from the US to India, China and Latin America. In a special Breaking Banks series, Brett interviews contributing authors Bruno Diniz, Efi Pylarinou, Jim Marous, Paolo Sironi, and Richard Turrin to deliver a multi-perspective global look at banking. Each author brings specialties in different markets; all analyzing changes and data from the past decade to what's been happening with branch banking and providing insights into the ongoing transformation in finance. In this conversation, Brett speaks with Bruno Diniz, Financial Innovation Expert, Bestselling Author, Speaker and Professor specializing in fostering financial innovation in Latin America. They delve into the evolution of banking in Brazil and LATAM, particularly the decline of traditional bank branches and the rise of digital banks like Nubank with its rapid growth in Latin America (123 million+ customers). They also explore the impact of regulatory changes, the economics of digital banking, and the role of innovative payment systems like PIX while discussing the challenges traditional banks face in adapting to this rapidly changing financial landscape. We encourage you to listen now and stay tuned for more in this series!  Branch Tomorrow, releasing in September, is a must-read for bankers, regulators, fintech innovators, and future-focused leaders eager to thrive in the digital transformation of finance. The future of banking is here! 

De bicicletas a zapatos: México quita privilegios a más productos importados. Hablamos también de Carlos Treviño, un exCEO de Pemex que será juzgado en México. En Brasil, la COP30 corre el riesgo de ser un fiasco logístico, las acciones de Nubank se disparan y para hacerle saber a Tláloc que seguimos buscando soluciones, recordamos una propuesta de Carlos Slim para aprovechar las lluvias de Ciudad de México.

Desde pequeno, ele teve contato com o esporte. Passou pela natação, tênis e taekwondo durante a infância e adolescência. Já adulto, priorizou os estudos e a carreira, movido pelo desejo de alcançar a independência financeira. Construiu uma trajetória sólida no mercado financeiro, com passagens por banco de investimento, fundos de private equity e asset management. Mais tarde, assumiu o desafio de liderar empresas de tecnologia: foi co-CEO da Easy Taxi e vice-presidente de operações do Nubank, período em que consolidou sua reputação como especialista em gestão de pessoas e cultura organizacional. Durante os anos mais intensos da vida profissional, buscou no ioga uma forma de equilíbrio diante da rotina estressante. Experimentou a corrida, mas foi interrompido pela pandemia. Em 2022, incentivado por amigos, descobriu o triatlo. Desde então, encontrou no esporte uma extensão de seus valores: disciplina, constância, resiliência e aprendizado constante. Participou de alguns Ironman 70.3, de uma maratona e de provas de ciclismo. Em maio deste ano ele viveu um dos dias mais felizes da sua vida ao completar o Ironman Brasil, em Florianópolis. Conosco aqui, ele que é formado em Administração Pública, conselheiro e investidor em empresas de tecnologia, mentor no G4 Educação e, mais recentemente, também um Ironman: o paulistano Dennis Wang. Inspire-se! A 2 Peaks Bikes é a importadora e distribuidora oficial no Brasil da Factor Bikes, Santa Cruz Bikes e de diversas outras marcas e conta com três lojas: Rio de Janeiro, São Paulo e Los Angeles. Lá, ninguém vende o que não conhece: todo produto é testado por quem realmente pedala.  A 2 Peaks Bikes foi pensada e criada para resolver os desafios de quem leva o pedal a sério — seja no asfalto, na terra ou na trilha. Mas também acolhe o ciclista urbano, o iniciante e até a criança que está começando a brincar de pedalar. Para a 2 Peaks, todo ciclista é bem-vindo.  Eu convido você a conhecer a 2 Peaks Bikes, distribuidora oficial da Factor e Santa Cruz Bikes no Brasil. @2peaksbikes @2peaksbikesla Um oferecimento da Meia do Corredor Lupo Sport. Compre com desconto clicando aqui. @luposportoficial SIGA e COMPARTILHE o Endörfina através do seu app preferido de podcasts. Contribua também com este projeto através do Apoia.se.    

For this special edition of TCP Talks, Justin Brodley is joined by four distinguished guests from the FinOps Foundation following the recent FinOps X conference in San Diego. Rob Martin, Mike Fuller, Graham Murphy, and the TCP team dive deep into the evolution of FinOps from pure cloud cost management to the broader “Cloud Plus” world, the rapid adoption of Focus 1.2, and how AI is transforming both what we manage and how we manage it. About Our Guests Rob Martin has been with the FinOps Foundation for four years, currently focusing on the AI working group, ITAM initiatives, and the rapidly growing public sector adoption. His experience spans training development and strategic initiatives that have helped shape the foundation’s direction during a period of explosive growth. Mike Fuller is one of the founding members of the FinOps Foundation and co-author of the Cloud FinOps book. As a member of the Focus project steering committee, he’s been instrumental in developing the specification that’s standardizing cloud billing data across the industry. Graham Murphy serves as Director of SaaS P&L for Technology One in Brisbane. With 8-9 years in FinOps and recently nominated as both a FinOps Ambassador and Focus Ambassador, Graham brings a practitioner’s perspective from the APAC region and insights on implementing Focus in a SaaS environment. Conference Growth and Evolution The 2025 FinOps X conference in San Diego marked a significant milestone with approximately 2,000 attendees—a substantial increase from the previous year. Despite the larger venue, the conference maintained its intimate feel, allowing for meaningful connections and knowledge sharing. 2:49 Graham: “AI definitely grew a lot this year. A lot more talk about how you go about managing AI, how FinOps is going to drive better value out of your AI investments. And also just a lot of people trying to understand where to start.” The conference format evolved with more senior leadership participation, including executives from PepsiCo, Ticketmaster, and Nubank sharing their FinOps journeys. The quality of presentations notably improved, with practitioners willing to share deeper insights into their mature FinOps programs. The Cloud Plus Revolution A dominant theme throughout the conference was the expansion beyond traditional cloud cost management into what the foundation calls “Cloud Plus”—encompassing SaaS, data center, licensing, and AI costs. 4:31 Mike: “We saw that sort of echoed quite well across many of the breakout sessions by practitioners exactly how they’re sort of incorporating other costs into the conversation of their practices.” 6:56 Rob: “Ticketmaster said something that I loved, which was that they were ‘happily hybrid’… we understand that we’ve got all these different modalities that we’re going to use to deliver value—SaaS models and data center models and cloud models.” This shift represents a fundamental change in how organizations view FinOps, moving from a cloud-specific practice to a comprehensive IT financial management approach.

No episódio de hoje do Podcast Canaltech, a pesquisadora Marina Garrote, coordenadora no RegLab, explica os bastidores da nova medida provisória que pode transformar o Brasil em um hub de data centers, exigindo uso de energia renovável e prometendo incentivos fiscais. A conversa também mergulha nos conflitos entre o incentivo ao setor e a regulação da inteligência artificial, os riscos ambientais da operação desses centros e os desafios para tornar o país competitivo no cenário digital global. Você também vai conferir: BYD entra no top 100 das maiores empresas do mundo pela primeira vez Samsung vai fabricar chips de IA para a Tesla em contrato bilionário nos EUA Terremoto histórico não derruba a internet: cabos submarinos seguem intactos Brasília lança app para acompanhar ônibus em tempo real e evitar atrasos Nubank abre 140 vagas de estágio com home office e benefícios completos. Este podcast foi roteirizado e apresentado por Fernanda Santos e contou com reportagens de Danielle Cassita, Raphael Giannotti, Vinicius Moschen, Emanuele Almeida. A trilha sonora é de Guilherme Zomer, a edição de Jully Cruz e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

From microloans for farmers to free savings accounts for the ‘unbanked' to customised insurance for gig workers to a cheaper, faster way for migrants to send money to loved ones: a growing range of services is helping many of the world's least advantaged citizens increase their financial resilience. Previously, banks and other traditional lending institutions overlooked these customers. But as impact director Ed Whitten explains, by backing the companies now involved, you have an opportunity to improve people's lives and achieve strong growth. Background:Ed Whitten is an impact director in Baillie Gifford's Positive Change Strategy. Its dual objective is to provide our clients with attractive returns while contributing to a more inclusive, healthy world. Whitten's role is to ensure that the companies it holds fulfil the second part of that pledge. In this episode, he explores the topic of financial inclusion, explaining why the companies involved need to do more than simply provide access to loans, insurance and money transfers. Topics include how firms can use data and apps to deliver customised services that address specific people's needs while protecting them from indebtedness. Whitten also explains how conversations with the companies Positive Change backs can nudge them towards better outcomes, such as providing customers with better financial education. And he explores the importance of helping people gain financial resilience against the effects of climate change and other events that could otherwise devastate their livelihoods. Companies covered include: Nubank – the digital-only bank used by most Brazilian adults that's also growing in Mexico and Colombia. Grab – the south-east Asian ride-hailing and delivery service that provides loans and insurance to drivers and merchants using its platform. Remitly – the remittance service offering migrants a quick, low-cost and reliable way to transfer money to family and friends. HDFC Bank – the Indian lender expanding its rural branch network to explain face-to-face how its services can put customers on a better financial path. Resources:Case study: MaligaNubank's Beyond Access studyPositive Conversations 2024The Song of the CellTrip Notes: Brazil (UK version / Ex-UK version) Companies mentioned include:ChimeBank Rakyat IndonesiaGrabHDFC BankMercadoLibreNubankRemitly Timecodes:00:00 Introduction02:05  From the British Army to impact investing03:40  A sustainable, inclusive, healthy world04:25  The different types of financial inclusion05:40  Eyes open to the risks of indebtedness06:45  Volatile repayment rates07:35  Beyond accessibility: the personalisation of products09:05  Partnering with CGAP and other development bodies10:25   Nubank's Caixinha money boxes12:45   Nubank's Mexican banking licence14:15   Ensuring growth comes with impact15:20   Grab's loans and insurance16:40   Grab's data-driven approach to risk19:45   The fast growth of remittances 21:25   Remitly's cheaper money transfers22:35  Gaining market share from Western Union23:40  HDFC Bank's expanding rural branch network24:55  Financial inclusion in advanced economies26:55  The ‘lucrative customers of the future'28:15   Book choice 

Daniel and Shawn step back for a mid-year review of the Intrinsic Value Portfolio, revisiting each holding to test the strength of their original theses and weigh what's changed. From ride-hailing to beauty retail, this episode covers the full lineup: why Uber's cross-sell flywheel and Waymo partnership reinforce its moat; how Alphabet's latest earnings measure up against the growing threat of AI-native search; and why Reddit may succeed where Snapchat struggled, turning engagement into monetisation. You'll hear updates on Q1 earnings, commentary on management execution, and discussions on whether current valuations still offer upside or warrant trimming. They re-evaluate Airbnb's evolving strategy as it expands into services and experiences, break down Ulta Beauty's standout results, and revisit early convictions in new names like Nubank. They also debate the long-term outlook for consumer brands like Nike. Along the way, they reflect on where they've been right, where they've been early, and how to think about sizing, patience, and risk-reward in a concentrated portfolio. Prefer to watch? Click ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠ to watch this episode on YouTube. IN THIS EPISODE, YOU'LL LEARN 00:00 - Intro 03:14 - Why the Ulta Beauty position was being trimmed 17:47 - How Alphabet is holding up against AI competition 28:10 - Why Uber could benefit from autonomous vehicles 58:57 - How Airbnb overcomes regulatory hurdles and expands into experiences 1:06:17 - How Adobe used the AI revolution to strengthen its ecosystem 1:10:10 - Why Reddit might become more of a second Meta than a second Snapchat 1:20:46 - How Nike could overcome the recent headwinds 1:27:39 - Why initiating a position in Nubank is worth the risks *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign Up for ⁠⁠⁠⁠The Intrinsic Value Community.⁠⁠⁠ Ulta Beauty: Check out the Podcast and Newsletter. Alphabet: Check the Podcast & Newsletter. Airbnb: Check the Podcast & Newsletter. Adobe: Check the Podcast & Newsletter. Reddit: Check the Podcast & Newsletter. Uber: Check the Podcast & Newsletter. Nike: Check the Podcast & Newsletter. Explore our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Nintendo⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Airbnb⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠AutoZone⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Alphabet⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Ulta⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠John Deere⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠Madison Square Garden Sports⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out the books mentioned in the podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠sponsors⁠⁠⁠: • ⁠Airbnb Connect with Shawn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Daniel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠ HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Scott Nolan is the CEO of General Matter, enriching uranium in America to reshore domestic nuclear fuel capacity and power the American energy production needed to lead in AI, manufacturing, and other critical industries. General Matter is backed by Founders Fund, the first institutional investor in SpaceX, Palantir, and Anduril.Scott is also a partner at Founders Fund, where for the past 13 years he led hardtech investments across energy, infrastructure, manufacturing, aerospace, and defense. Companies Scott has worked with include SpaceX, Neuralink, Crusoe Energy, Planet Labs, The Boring Company, Nubank, Impulse Space, and Radiant Nuclear. Previously, Scott was an early engineer at SpaceX, where he helped develop the Merlin engine systems and Dragon capsule. He earned his Master's and Bachelor's degrees in Mechanical and Aerospace Engineering from Cornell University, and his MBA from Stanford University. Shawn Ryan Show Sponsors: https://www.americanfinancing.net/srs nmls 182334, nmlsconsumeraccess.org https://www.tryarmra.com/srs https://www.betterhelp.com/srs This episode is sponsored by BetterHelp — give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://www.shawnlikesgold.com https://www.drinkhoist.com - USE CODE SRS https://www.patriotmobile.com/srs https://www.rocketmoney.com/srs Scott Nolan Links: LinkedIn - https://www.linkedin.com/in/scottpnolan X - https://x.com/ScottNolan General Matter - https://www.generalmatter.com  X - https://x.com/generalmatter  Founders Fund - https://foundersfund.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shawn O'Malley and Daniel Mahncke break down Nubank (ticker: NU), a leading fintech company providing credit card, banking, and insurance services to millions across Latin America, with nearly 60% of Brazil's adult population using one of the company's products. Nubank's success is a true David vs.Goliath story, overcoming a powerful banking oligopoly in Brazil to provide more accessible and lower-fee digital banking services to the masses, who had long been neglected by traditional banks. In this episode, you'll learn how Nubank grew to become one of Latin America's largest companies with over 100 million users in just over a decade, how being a digital-first bank has given them huge operating cost advantages, why Nubank's unit economics are so attractive, what key metrics to focus on when evaluating a banking business, and whether Nubank is attractively valued given its incredible growth prospects, plus so much more! Prefer to watch? Click ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠ to watch this episode on YouTube. IN THIS EPISODE, YOU'LL LEARN 00:00 - Intro 13:42 - Nubank's inspiring David vs. Goliath origin story. 19:17 - How Nubank's first credit card product spread like wildfire. 23:20 - Why the customer experience with Nubank is fundamentally different than with competitors. 25:00 - What makes David Velez such a special founder and CEO. 29:30 - How Nubank has used its low-cost moat to compound the advantages of its business structure and built customer loyalty by sharing those rewards with customers. 41:17 - Why Nubank's growth story may only be just starting. 01:20:14 - Whether Shawn & Daniel add NU to The Intrinsic Value Portfolio. And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠. Sign Up for ⁠The Intrinsic Value Community. Nubank: Business Breakdowns Podcast. Is Nubank Disrupting Traditional Banking? Substack Article. Article on Nubank's late payments jumping. Aswath Damodaran's resources on equity & country risk premiums. Nubank's CEO on the Crucible Moments Podcast. Long-form investment thesis on NU. Check out our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠Nintendo⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠Airbnb⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠AutoZone⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠Alphabet⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠Ulta⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠John Deere⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠Madison Square Garden Sports⁠⁠⁠⁠⁠⁠. Check out the books mentioned in the podcast ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠sponsors⁠: Airbnb Connect with Shawn: ⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠ Connect with Daniel: ⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠ HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it!  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm