Podcasts about Nubank

I recorded this episode live at ConsenSys in Hong Kong with Sukdeep Bhogal, Founder of Veera.We dive deep into how Veera is building a full-service Web3 neobank. Their goal is simple. Make crypto easy enough for anyone to use. Even your mom.Sukdeep shares how they raised over $10M. How they plan to onboard the next 100 million users. And why user experience matters more than flashy infrastructure.We talk about tokenized equities, gold and silver on-chain, credit scores in crypto, and why community beats paid marketing.If you are building in fintech, DeFi, or thinking about banking the unbanked, this episode is for you.Key Learnings 00:00 – Live from ConsenSys Hong Kong Why Veera is focused on banking the unbanked.The Problem with Crypto UX Why fragmented wallets, seed phrases, and complex bridges stop adoption.30-Second Onboarding How Veera simplifies account setup using passkeys.Lessons from Web2 Neobanks What projects like Revolut and Nubank got right about user experience.Tokenized Equities & Accessibility How anyone globally could buy fractional US equities on-chain.The Four Pillars of Veera Spend. Earn. Invest. Borrow.Multi-Chain Yield Vaults 40+ yield aggregators across Ethereum, Solana, Base, and BNB.Gold, Silver & US Equities On-Chain Real-world assets made accessible through tokenization.Financial Identity Score (FIS) Building credit scores for crypto users.Biggest Challenges Ahead Credibility and regulation.Go-To-Market Strategy Why community and partnerships beat marketing spend.Retention in Web3 Why rewards alone don't keep users. Experience does.What Sukdeep Would Do Differently Community first. Launch faster. Iterate sooner.Connect with Veerahttps://veera.com/https://discord.com/invite/veerahttps://x.com/On_Veera https://t.me/Veera_Browser_chathttps://www.linkedin.com/company/onveera/ DisclaimerNothing mentioned in this podcast is investment advice and please do your own research.It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Nos falaram que o cartão internacional Ultravioleta do Nubank possui IOF E SPREAD zero. Ou seja, nenhum custo para conversão de moeda de compras internacionais. Será verdade? Verificamos! Ao final, opinião e recomendação de Gustavo Candiota, consultor de câmbio e fundador da Câmbio Inteligente.

Sebastian Siemiatkowski is the co-founder and CEO of Klarna, the global digital bank with over 114 million global active users and 3.4 million transactions per day. Seb is one of the leading public company CEOs pushing the boundaries of AI.  AGENDA: 04:50 — The Real Threat to SaaS is The Switching Cost Coming Down 05:57 — What revenue multiple will software companies trade at in the future? 14:12 — Why you need to build your own customer service AI to win 23:51 — Klarna has two times the customer base of Revolut. They will beat Revolut 25:39 — How I lost a billion dollars not investing in Nubank 30:57 — Why Nubank are more likely to win the US than Revolut? 34:28 — We used to be 6,000 people. Now we are just 3,000 39:58 — When is a high valuation too high and can be dangerous? 42:45 — How we got Sequoia to invest and Michael Moritz to join the board 53:14 — If you are an investor today that is not building then you're at a fundamental disadvantage 01:11:43 — I have changed my mind on the adoption cycle... I think it will take longer than people think 20VC: Is SaaS Dead: Klarna Replaces 1,500 Internal SaaS Products | Why Systems of Record Will Die in an Agentic World | What Revenue Multiple Will Software Companies Trade At? | From 7,000 to 3,000: We Need Less People Than Ever with Sebastian Siemiatkowski

What happens when all the world's money moves on chain? That's not a hypothetical for Marc Boiron, CEO of Polygon Labs, it's the company's mission. In this episode, Marc explains how Polygon is evolving from its roots as an Ethereum layer two into the blockchain for global payments, detailing two recent acquisitions that form the foundation of what he calls the "open money stack" - a single API combining on-ramps, wallets, and cross-chain interoperability.With over $2.5 trillion in transaction volume already processed and partnerships with Revolut, Stripe, Nubank, and dozens of fintechs across Latin America, Africa, and Asia, Marc makes the case that stablecoins are just the beginning. He shares why tokenized bank deposits will be the real game-changer, how banks are already positioning to profit from this shift, and why in 10 years he believes every dollar, whether paying a merchant down the street or sending a remittance across the globe, will move on a blockchain without anyone even thinking about it.In this podcast you will learn:How Marc first got interested in blockchain and crypto technology.Why he decided to make the move to Polygon Labs.Why Polygon decided to focus on payments.All the components you need to move money around the world on blockchain.The idea behind the open money stack.How Polygon is working with the likes of Revolut and Stripe.How they differentiate themselves from the other payments blockchains.What they are doing in AML and sanctions policy.The scale that Polygon is at today when it comes to transaction volume.What will the financial system look like when more money stays on chain.The two things banks ask in their initial conversations with Polygon.How money will transform in the next 10 years and why most people will not notice.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Este episódio foi originalmente publicado no podcast Elixir em Foco e está disponível em https://www.youtube.com/watch?v=4xibkZ4jFWw.

Fala galera, nesse episódio eu falo sobre a minha visita aos escritórios da Sequoia e dos Founders Fund, 2 dos maiores fundos de VC do MUNDO! Eu falo sobre as histórias que eles contaram pra gente sobre a NVIDIA, Nubank, PayPal, OpenAI e Anthropic. Além disso eu explico o que são fundos de VC e como eles funcionam!Aqui está o link para a página de vendas para saber mais sobre mim e sobre o curso: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cursovidacomia.com.br/Aqui está o link para se inscrever: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://pay.hotmart.com/W98240617U?off=sgcxar41&bid=1769049109622Link do grupo do wpp: https://chat.whatsapp.com/GNLhf8aCurbHQc9ayX5oCPInstagram do podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/podcast.vidacomia⁠Meu Linkedin: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/filipe-lauar/

In this episode, Lex speaks with John Caplan — CEO of Payoneer, a public fintech company driving over $85 billion in annual cross-border payment volume. With roots as a prepaid card provider, Payoneer has evolved into a global financial operating platform serving 2 million entrepreneurs across 190 countries.Caplan shares insights from his entrepreneurial journey—from building OpenSky and scaling it to $50 million in revenue before its acquisition by Alibaba, to now leading Payoneer's transformation into a full-service banking alternative for global SMBs.We explore how Payoneer is addressing the complex financial needs of international businesses, competing in a dynamic payments landscape, and preparing for a future that includes stablecoins, workforce management, and potentially $1 trillion in annual volume.NOTABLE DISCUSSION POINTS:Payoneer's Strategic Evolution from Payout Processor to Global SMB Bank AlternativeUnder John Caplan's leadership, Payoneer expanded beyond marketplace payouts to become a comprehensive cross-border financial platform, offering AR/AP, intra-network transfers, cards, and global workforce management. This shift has significantly increased customer retention, take rate, and profitability—highlighting how product expansion and upmarket focus can unlock durable growth in fintech.Execution Over Hype in Global Fintech InfrastructurePayoneer operates in 190 countries with 100+ banking partners and 7,000 payment routes—demonstrating the importance of deep regulatory compliance, local licensing, and multi-entity support in building resilient cross-border infrastructure. Unlike crypto-native entrants, Payoneer emphasizes last-mile utility and customer trust as core differentiators for scaling in complex markets.Profitable Scale and Global Demand for SMB Financial ServicesWith $1B+ revenue, $200M+ EBITDA, and $7.5B in customer funds held, Payoneer is proving that serving cross-border SMBs is not just a mission, but a highly profitable business. Their customer base spans from Bangladeshi freelancers to European firms doing $1M+ in volume, signaling massive, underserved global demand for modern financial tools outside the traditional banking system.TOPICSPayoneer, Alibaba, OpenSky, Stripe, Wise, Airwallex, Mercury, NuBank, digital banking, embedded finance, stablecoins, blockchain, regtech, B2B payments, SPAC, supple chain, ecommerce ABOUT THE FINTECH BLUEPRINT

Galaxy S26, S26+ e S26 Ultra: nova cor, imagens, ficha técnica e datas vazam por completo. Novo sistema do Pix para rastrear fraudes passa a ser obrigatório a partir de hoje (2). IA do Google que faz jogos quebra até a dona de GTA 6! O que é esse tal de Genie 3 que impactou o mercado? Power bank da Xiaomi tão fino quanto um iPhone Air chega ao mercado global. Samsung confirma um bug na One UI 8 que afeta o modo Não Perturbe no Galaxy Watch. Tim Cook recebe críticas e pedidos de boicote, Uber expande o Uber Electric no Brasil, Apple e Google foram acusadas de lucrar com apps ilegais de IA, o Google aceitou pagar US$ 68 milhões por espionagem via Assistente, a Amazon demitiu 16 mil funcionários e o Nubank virou alvo de investigação por CDBs do Banco Master.

Crypto News: Bitcoin's price bottom is near and rotation from Gold and Silver is coming. Binance to buy $1 billion in Bitcoin over the next 30 days. President Trump nominates pro crypto Kevin Warsh as the next Fed Chairman.Brought to you by

Grupo Salinas acuerda pagar MXN$32.000 millones al SAT tras años de litigios, la llamada entre Sheinbaum y Trump, Nubank da un paso más en su expansión a Estados Unidos, los resultados de Apple, Mastercard y Visa, y Shakira, vaya que factura. 

Hoy hablaremos de la suspensión de la emergencia económica que decretó Petro, de la reunión de la Junta Directiva del Banco de la República y de la aprobación que recibió Nubank en EE.UU. https://whatsapp.com/channel/0029Va4POHt6WaKhONGGhi38

O projeto pioneiro da Acelen Renováveis com a Macaúba para a transição energética destaca a relevância dessa matéria-prima estratégica para o SAF e o interesse de mercados como Estados Unidos e Europa. Marcelo Lyra, vice-presidente de RI, ESG e Comunicação traz detalhes dessa inovação que é o futuro da energia global. Confira a entrevista completa em: https://www.youtube.com/watch?v=IHtzorhYKMo#Patrocinado

México y EE.UU. arrancarán las conversaciones formales rumbo a la revisión del T-MEC, las claves del mensaje de Jerome Powell tras la decisión de la Fed, Nubank anota máximo en bolsa, los resultados de Microsoft y Meta, y Musk insiste en hacer sus propios chips.

Galaxy S26 Ultra pode trazer tela com modo de privacidade avançado. Apple Watch: notificação de hipertensão agora está disponível no Brasil. Caso Master: ação pede investigação do Nubank, BTG e XP. Amazon confirma demissão de 16 mil funcionários em novo corte e os serviços do INSS ficarão fora do ar a partir desta terça-feira (27) e podem voltar só no dia 31 de janeiro, venha entender o porquê.

A los 25 años, Alejandro Casas dejó su trabajo como CTO convencido de que sabía todo sobre emprender. La primera semana quedó paralizado. No sabía nada.Pasó por 11 ideas diferentes. Recibió decenas de "no" de fondos de inversión. Vivió un accidente grave que lo obligó a repensar todo.Hoy es CEO de Simetrik, una empresa presente en 28 países que procesa más de 80 mil millones de dólares al año para clientes como Mercado Libre, NuBank y Rappi.En este episodio descubrimos:•    Por qué las ideas no tienen valor (y qué sí lo tiene)•    Cómo transformar los "no" en combustible•    Qué nos falta a los latinoamericanos para construir empresas globales•    Por qué en la era de la IA tenemos que soñar más grande"Creía que sabía todo sobre emprender. La realidad me enseñó humildad”, confesó Alejandro.Cambia cómo ves. Todo lo demás sigue.

Bem-vindas de volta ao podcast de tecnologia mais empoderado do Brasil!No primeiro episódio de 2026, mergulhamos nos bastidores da empresa que é uma das maiores plataformas de serviços financeiros digitais do mundo. Como o Nubank consegue manter uma experiência simples e intuitiva atendendo a 127 milhões de clientes enquanto sustenta uma tecnologia robusta e global?Para explorar esse universo, contamos com a presença de Maristela Calazans, General Manager no Nubank. Em um papo transparente e estratégico, vamos explorar como a empresa constrói e escala produtos na prática!Vocês estão prontas para começar 2026 com a gente?Então dá um play e vamos juntas!Host: ⁠Suelen Ramos⁠Convidada: Maristela CalazansEdição: ⁠⁠⁠Isabella Yoshimura

Si te interesa llevar estas ideas a tu empresa, te invito a aplicar a nuestro Curso de Growth pensado para líderes y equipos: https://bit.ly/growthrockstar-JM (cupos limitados).—En este episodio converso con José Madera, Chief Growth & Marketing Officer en Lulo Bank.Hablamos de cómo se construye growth en un banco digital. Qué decisiones importan, qué trade-offs aparecen todo el tiempo y por qué crecer en banca es totalmente distinto a crecer en la mayoría de los negocios digitales.Algunos de los temas que conversamos en este episodio:• La transición de marketing a growth• Estrategia de adquisición y canales• Activación, incentivos y educación financiera• Retención, cross sell y churn• El rol de la IA dentro del equipo de growth• Y más…—Dónde encontrar a José:• LinkedIn:   / jos%c3%a9-madera-7a35b470  Dónde encontrar a Dylan:• LinkedIn:   / dylanrosemberg  • Sitio web: https://www.growthrockstar.com/• Blog: https://blog.growthrockstar.com/—Capítulos:00:00 - Intro01:43 - Qué es Lulo Bank09:25 - El rol de Chief Growth & Marketing Officer13:16 - Equipo de growth21:26 - Revenue pull24:12 - Estrategia de Adquisición28:43 - Canales de adquisición31:22 - Influencer marketing en fintech33:30 - La llegada de Nubank a Colombia39:51 - Activación en Lulo48:29 - Incentivos vs Educación financiera52:22 - Trade-offs al diseñar incentivos1:02:15 - Métricas clave para tomar decisiones1:05:25 - Retención en Lulo1:09:05 - Estrategia de cross selling1:11:11 - Churn1:14:30 - Cómo usa José la IA1:19:15 - IA dentro del equipo de growth1:20:38 - Reflexión final y visión de ecosistema1:22:09 - Preguntas finales—Dylan puede ser inversor de las empresas mencionadas en los episodios.

Today's guest is Thiago Ghisi!Thiago is former director of engineering at Nubank and with a long and successful tech career in companies like ThoughtWorks, Apple and more. But right now, he's on a sabbatical and he's been for more than six months.So get ready for an incredible chat where we talked about your identity as an engineering leader, psychology, Claude Code and more.(00:00) Preview(01:01) Introduction(03:25) Quitting the job(10:32) Planning during a sabbatical(14:03) Detaching from your work identity(20:31) Measuring progress(26:03) Finding yourself: Claude Code and second brain(33:34) The biggest revelations(45:22) Thiago's next chapter—You can also find this at:•

This interview was recorded for GOTO Unscripted.https://gotopia.techRead the full transcription of this interview here:https://gotopia.tech/articles/408Michael Nygard - Chief Architect at Nubank & Author of "Release It!"Charles Humble - Freelance Techie, Podcaster, Editor, Author & ConsultantFULL TALK TITLEBuilding Software That Survives: Autonomy, Architecture & Alignment at ScaleRESOURCESMichaelhttps://www.linkedin.com/in/mtnygardhttps://twitter.com/mtnygardhttp://www.michaelnygard.comCharleshttps://bsky.app/profile/charleshumble.bsky.socialhttps://linkedin.com/in/charleshumblehttps://mastodon.social/@charleshumblehttps://conissaunce.comDESCRIPTIONMichael Nygard, author of the influential "Release It!" and Chief Architect at Nuank, discusses his journey from programmer to technical leader.In this conversation, he shares insights from major transformation projects at Sabre and Nubank, exploring the nuances of centralization versus autonomy, the often-misunderstood implications of Conway's Law, and how architectural boundaries can reduce the need for constant organizational alignment.He emphasizes that effective technical leadership involves more than reorganizations - it requires understanding communication structures, celebrating the right behaviors, and creating systems that enable teams to operate independently within well-defined boundaries.RECOMMENDED BOOKSMichael Nygard • Release It! 2nd Edition • https://amzn.to/3WJeKV8Michael Nygard • Release It! 1st Edition • https://amzn.to/3XCkiRfRichard Monson-Haefel • 97 Things Every Software Architect Should Know • https://amzn.to/3JdRYU2Charles Humble • Professional Skills for Software Engineers • https://www.conissaunce.com/professional-skills-shortcutPatterson, Grenny, McMillan & Switzler • Crucial Conversations • https://amzn.to/3LhGHTaYevgeniy Brikman • Fundamentals of DevOps and Software Delivery • https://amzn.to/3WMPMFUTod Golding • Building Multi-Tenant SaaS Architectures • https://amzn.to/3YfM49oJacqui Read • Communication Patterns • https://amzn.to/3E37lvvMatthew Skelton & Manuel Pais • Team Topologies • http://amzn.to/3sVLyLQJames Stanier • Become an Effective Software Engineering Manager • https://amzn.to/3vHrx1EBlueskyTwitterInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

00:00 Os Critérios: O que define um bom banco hoje?01:00 Banco Inter: pontos, cashback e premium sem tarifa04:50 Mercado Pago: rendimento automático e ecossistema Mercado Livre07:10 PagBank: conta digital + força no PJ09:27 PicPay: cashback e uso no dia a dia11:51 Nubank: simplicidade e Ultravioleta13:10 Ranking oficial: melhor banco digital em 202514:42 RC Club e RC Wealth

From Pony.ai launching a robo-taxi service during a Shanghai storm to E Ink revolutionising the way supermarkets label their shelves – emerging market companies are in many cases leapfrogging western counterparts. In this episode, investment manager Alice Stretch reveals to host Leo Kelion some of the most disruptive companies innovating at speed in Asia and Latin America. Background:Alice Stretch is an investment manager in Baillie Gifford's Emerging Markets Equity Team. In this conversation, recorded as part of our annual Disruption Week briefings, she explores some of the growth companies in her portfolios turning constraints to their advantage and reducing friction in their customers' lives. Companies discussed include: PolicyBazaar – the Indian insurance platform making it easier for people to protect themselves against life's financial shocks.Nubank – the Brazilian digital lender extending access to banking and credit.Meituan – the food delivery and local services app extending its reach beyond China.MercadoLibre – the Latin American ecommerce and fintech giant expanding into advertising.Mobile World – the Vietnamese conglomerate that has expanded from mobile phones to competitively priced groceries.Sea Ltd – the Singaporean gaming, shopping and fintech group eyeing the possibilities of agentic AI.TSMC (Taiwan Semiconductor Manufacturing Company) – the world's leading chip manufacturer.E Ink – the Taiwanese e-paper pioneer building on its ebook success to provide supermarkets with updateable price tags and marketers with low-power digital billboards.Pony.ai – the first driverless car company to offer a robo-taxi service in four of China's most populous cities. Resources:Disruption Week Emerging markets: how we do what we doEmerging markets: from imitators to innovatorsEmerging markets: the next engines of growth (podcast)Emerging markets in 2050: growth in a changing worldImecShort Briefings on Long Term Thinking hub Companies mentioned include:AmazonByteDanceChromaE InkMercadoLibreMobile WorldMeituanNubankNVIDIAPolicyBazaarPony.aiSea LtdStellantisTSMC Timecodes:00:00  Introduction – Pony.ai takes to Shanghai's roads02:00  The imitators become the innovators05:10   How PolicyBazaar benefits from not being locked into a legacy system 07:10   Nubank: reducing friction while expanding access to banking and credit09:25  MercadoLibre's multi-act expansion leads it to advertising technology10:25   Mobile World's move from selling handsets to groceries11:50   Ways Sea Ltd developed capabilities while operating under constraints13:45   Sea CEO Forrest Li's ability to adapt and pivot15:25   Taking the long-term view and a generalist approach17:30   Studying the semiconductor industry with the help of Imec and TSMC19:45   Investing in Chroma and E Ink in Taiwan21:10   Walmart and other supermarkets adopt E Ink's updateable price labels22:45  The case for investing in Pony.ai as a long-term growth investor24:10   Pony.ai's cost advantage and international partnerships25:55  Taking macroeconomic and geopolitical risk into account27:15   Putting deep knowledge and research to our clients' advantage

My Fintech Newsletter for more interviews and the latest insights:↪︎ https://rexsalisbury.substack.com/In this episode, Nubank co-founder Christina shares how they built a $70B fintech giant serving 99M users—60% of Brazil's primary banking relationships. From launching Brazil's first purple credit card to surviving regulatory crises, conquering Mexico/Colombia, and now applying for a US bank charter. She reveals their low-cost playbook, customer love strategy, and why they're bullish on America.Christina: https://www.linkedin.com/in/crisjunqueira/00:00:00 - Nubank's $70B Rise, US Charter News00:03:34 - Why US? Cost Edge, Customer Demand00:07:30 - Three Misfits Quit Bank to Start Nubank00:10:16 - Capital One Lessons Shape Credit Cards00:13:58 - Purple Card Launch: Viral Pull Effect00:17:14 - Waitlist Fuels Organic Early Growth00:20:05 - 2016 Crisis: Customers Save Nubank00:23:04 - Accounts Launch: Self-Funded Destiny00:26:28 - Inclusion Stats: 80% First-Time Savers00:30:04 - Mexico 2019: Underpenetrated Market00:33:32 - IPO at 8 Months Pregnant, No Finish Line00:37:08 - US Team: Miami Hub, Tech Hires00:41:54 - Stablecoins Real: #2 in Brazil00:45:14 - AI Transforming Underwriting, Support00:48:05 - Founder Advice: Homework, No Perfect Time00:52:33 - Culture: Avoid Negativity, Hire Aligned___Rex Salisbury LinkedIn:↪︎ https://www.linkedin.com/in/rexsalisburyTwitter: https://twitter.com/rexsalisburyTikTok: https://www.tiktok.com/@rex.salisburyInstagram: https://www.instagram.com/rexsalisbury/#NubankUSExpansion #FintechDisruption #ChristinaNubank

Nubank va con todo, invertirá 2,500 mdd en México  Clara Brugada viaja a Washington para el sorteo del Mundial 2026  Fuerte incendio en Hidalgo por quema de basura en bodegaMás información en nuestro Podcast

Nubank co-founder Cristina Junquiera joins the podcast to discuss one of fintech's most remarkable success stories, from a Brazilian startup that had customers begging to get off the waitlist to a publicly traded company serving 127 million customers and reaching 60% of Brazilian adults.In this wide-ranging conversation, Cristina shares the origin story of how three founders from different countries came together to fight complexity in financial services, the challenges of conducting simultaneous IPOs in New York and Sao Paulo to give their customers access, and lessons from expanding into Mexico and Colombia. Most notably, she reveals why Nubank chose the massive US market as their fourth country, detailing their de novo bank charter application with the OCC and her relocation to Miami to lead the charge. Cristina also discusses Nubank's approach to digital assets, their partnership with OpenAI, and why she believes there's far more ahead for the company than behind it.In this podcast you will learn:How Cristina's time at Brazil's largest bank prepared her for Nubank.How she met David Velez, the CEO and co-founder.What she saw was missing in the Brazilian market.When they realized that they were on to something special with Nubank.What they had to change when they expanded into Brazil.How consumers use credit cards different from Brazil to Mexico and Colombia.Why they took on the added complexity and cost of allowing their retail customers to participate in their IPO.How becoming a public company has impacted their mission.With 60% of adults in Brazil, how Nubank can still grow in their home market.When they decided that the U.S. was going to be in their expansion plans.What they see as the opportunity for Nubank in the U.S.Why they decided to file a de novo bank charter application rather than acquire a bank.Nubank's approach to digital assets.How they are partnering with OpenAI and their approach to AI in general.What Cris is most excited about for this new chapter for Nubank.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Muy buenos días, anuncio doble el que da el Gobierno mexicano: se aumenta el salario mínimo y la iniciativa de reforma laboral de 40 horas está lista. Lo curioso es que la segunda ayudó a definir lo primero. Para profundizar, hablamos con el meromero de la Comisión de Salarios Mínimos y de paso esclarecer algunas dudas. Relevo esperado en la FGR, Nubank buscará la licencia bancaria en Brasil y no porque quiera, hay giro de tuerca en el conteo de votos en Honduras, Paramount cree tener la oferta ganadora para Warner y se viene el cara a cara más esperado del año. [Patrocinado] Conoce las oportunidades que ofrece Deel aquí.

IPTV pirata não vacila na zona leste de São Paulo: ‘Eu já tinha outra antes de cair'. Deputado cria PL para liberar armas de fogo a profissionais de TI e segurança. Nubank confirma intenção de adquirir licença bancária para virar banco. Brasil ganha plano contra fraudes bancárias; 23 instituições envolvidas e YouTube lança retrospectiva oficial com vídeos mais vistos; saiba como fazer a sua.

Thanks to Prosus Group for collaborating on the Agents in Production Virtual Conference 2025.Abstract //The discussion centers on highly technical yet practical themes, such as the use of advanced post-training techniques like Direct Preference Optimization (DPO) and Parameter-Efficient Fine-Tuning (PEFT) to ensure LLMs maintain stability while specializing for e-commerce domains. We compare the implementation challenges of Computer-Using Agents in automating legacy enterprise systems versus the stability issues faced by conversational agents when inputs become unpredictable in production. We will analyze the role of cloud infrastructure in supporting the continuous, iterative training loops required by Reinforcement Learning-based agents for e-commerce!Bio // Paul van der Boor (Panel Host) //Paul van der Boor is a Senior Director of Data Science at Prosus and a member of its internal AI group.Arushi Jain (Panelist) // Arushi is a Senior Applied Scientist at Microsoft, working on LLM post-training for Computer-Using Agent (CUA) through Reinforcement Learning. She previously completed Microsoft's competitive 2-year AI Rotational Program (MAIDAP), building and shipping AI-powered features across four product teams.She holds a Master's in Machine Learning from the University of Michigan, Ann Arbor, and a Dual Degree in Economics from IIT Kanpur. At Michigan, she led the NLG efforts for the Alexa Prize Team, securing a $250K research grant to develop a personalized, active-listening socialbot. Her research spans collaborations with Rutgers School of Information, Virginia Tech's Economics Department, and UCLA's Center for Digital Behavior.Beyond her technical work, Arushi is a passionate advocate for gender equity in AI. She leads the Women in Data Science (WiDS) Cambridge community, scaling participation in her ML workshops from 25 women in 2020 to 100+ in 2025—empowering women and non-binary technologists through education and mentorship.Swati Bhatia //Passionate about building and investing in cutting-edge technology to drive positive impact.Currently shaping the future of AI/ML at Google Cloud.10+ years of global experience across the U.S, EMEA, and India in product, strategy & venture capital (Google, Uber, BCG, Morpheus Ventures).Audi Liu //I'm passionate about making AI more useful and safe.Why? Because AI will be ubiquitous in every workflow, powering our lives just like how electricity revolutionized our society - It's pivotal we get it right.At Inworld AI, we believe all future software will be powered by voice. As a Sr Product Manager at Inworld, I'm focused on building a real-time voice API that empowers developers to create engaging, human-like experiences. Inworld offers state-of-the-art voice AI at a radically accessible price - No. 1 on Hugging Face and Artificial Analysis, instant voice cloning, rich multilingual support, real-time streaming, and emotion plus non-verbal control, all for just $5 per million characters.Isabella Piratininga //Experienced Product Leader with over 10 years in the tech industry, shaping impactful solutions across micro-mobility, e-commerce, and leading organizations in the new economy, such as OLX, iFood, and now Nubank. I began my journey as a Product Owner during the early days of modern product management, contributing to pivotal moments like scaling startups, mergers of major tech companies, and driving innovation in digital banking.My passion lies in solving complex challenges through user-centered product strategies. I believe in creating products that serve as a bridge between user needs and business goals, fostering value and driving growth. At Nubank, I focus on redefining financial experiences and empowering users with accessible and innovative solutions.

A série Talks Estadão Mídia & Mkt traz as trajetórias, desafios e inovações na voz das lideranças da comunicação e do marketing. A primeira temporada é dedicada às mulheres de impacto – profissionais que estão transformando o mercado e redefinindo o futuro dessa indústria. Neste episódio, Juliana Roschel, chief marketing officer do Nubank, compartilha histórias de sucesso, inovação e cultura da empresa.See omnystudio.com/listener for privacy information.

00:00 Isenção IR até R$ 5 mil02:05 Eleições 202603:18 Azedou o Clima entre Lula, Mota e Alcolumbre04:26 Pauta Bomba no Congresso07:10 Arrecadação de Impostos Bate Recorde08:48 Ranking Global de Competitividade10:10 Ranking Estados Mais Competitivos do Brasil11:38 Itaú Compra Ações do Nubank12:02 RC Club e RC Wealth

Muy buenos días, con café sin azúcar para México, que elevó los aranceles al azúcar importado. La acción de Nubank, entre máximos históricos y alzas de más de 50%. SoftBank vende toda su participación en Nvidia, ¿por qué lo hace? Y seis lecciones para inversionistas que deja la carta de Warren Buffett. [Patrocinado] Descubre más sobre los beneficios que Banamex tiene para las empresas y los empleados con la campaña “Larga vida a tu quincena”: https://www.youtube.com/watch?v=BNEh_ruYpDU

Send us a text[Original air date, November 19, 2024]  Miguel Armaza travels to Alexandria, Virginia for an in-person interview with a fintech legend: Nigel Morris, Co-Founder of QED and Capital One. QED is a global fintech venture capital firm that has backed numerous amazing companies, including Credit Karma, Nubank, Avant, SoFi, and Klarna. They currently have over $4.0 billion in AUM.Prior to QED, Nigel co-founded Capital One in 1994. The bank today is amongst the 10 largest banks in the US with almost $500 billion in assets. They are also one of the most innovative financial institutions that have inspired countless of entrepreneurs worldwide.Timestamped Overview00:00 Intro 01:25 Nigel's Background05:02 Driven by Curiosity and Empiricism09:03 Banking economics and unsecured credit10:10 Data economics and scientific method14:12 Intentional Leadership Shapes Culture18:25 NuBank exceptional net promoter scores22:37 Fintech Journey Early Stages25:06 Financial inclusions global expansion27:50 Big Tech AI Dominance33:16 Co-Founder Synergy and Longevity36:00 Effective board meeting essentials37:25 Effective Board Meetings Matter42:09 Climbing a million feet yearly44:21 Fintech empowering global changeWant more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~70,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

Caos e confusão no Nubank! Banco demite funcionários após reunião polêmica e sindicato cobra esclarecimentos; WhatsApp vai bloquear mensagens de quem não está nos seus contatos; Google Maps ganha recurso para combater extorsão por avaliações falsas; Não lembra o que foi dito naquela reunião ou conversa importante? Lançaram o Stream Ring, anel inteligente ‘espião' que grava conversas; Ovelha conduz sozinha cadeira motorizada e emociona nas redes sociais e App Store oferece apps grátis para iPhone!

On this episode of Chit Chat Stocks, we speak with Dave Ahern of the Investing For Beginners Podcast. We discuss how Nubank has come to dominate the online banking space in Latin America. We explore their innovative digital banking model, growth strategies in Brazil and Mexico, potential expansion into other Latin American markets, and the implications of applying for a U.S. banking license.(03:22) Understanding NuBank's Business Model(06:08) Growth Strategies in Brazil(10:30) Expansion Potential in Mexico(16:34) Future Expansion in Latin America(22:37) Why NuBank applied for a U.S. Banking License(25:47) Exploring Growth Beyond Financial Services(31:43) Management Insights: David Velez and His Leadership(36:56) Valuation and Growth ProjectionsVALUE SPOTLIGHT: https://einvestingforbeginners.com/value-spotlight-newsletter/*****************************************************JOIN OUR EMAIL NEWSLETTER AND CHAT COMMUNITY: ⁠https://chitchatstocks.substack.com/⁠ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: ⁠https://www.interactivebrokers.com/⁠ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠⁠https://fiscal.ai/chitchat⁠ *********************************************************************Portseido is your best portfolio tracking & reporting solution that helps you track all investments in one place. We personally use the software to track our portfolio returns across brokerage accounts. Get up to 40% off Nov. 26th - Dec. 1st with our link: https://portseido.com/?fpr=ryan63⁠ *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

No vídeo de hoje você fica sabendo como o Brasil está prestes a ter internet via satélite de 1 Gbps, a parceria entre Nubank e Amazon que oferece até 24× no parcelamento, os rumores do Galaxy S26 Ultra com carregamento de 60 W e o possível vazamento de 100 mil credenciais na Universidade Cruzeiro do Sul._____________________________________________________

Câmara aprova regulação das plataformas de streamings, mas e o potencial aumento no custo da mensalidade, como fica? Eppi TV e My Family Cinema recebem onda de queixas no Reclame Aqui: 'Quero reembolso'; Pix Protegido: Nubank lança seguro pago contra golpes e roubo do celular; Meta é acionada na Justiça por brecha de segurança no WhatsApp e o Facebook Dating está surpreendendo o mercado de relacionamentos online. Tudo isso e muito mais, no nosso programa de hoje.

The U.S.-to-LATAM corridor is heating up fast, and the rules of getting paid are changing even faster. We sit down with PPRO's Therese Hudak to unpack fresh insights from their new Almanac, spotlighting what actually moves the needle for conversion and growth across Brazil, Mexico, Chile, Colombia, Peru, and Argentina. From the meteoric rise of PIX in Brazil to the quiet power of cash vouchers in Mexico, we break down the methods your customers already use and why adopting them can transform your cross-border results.We explore how real-time bank transfers and digital wallets are overtaking traditional rails, what super app ecosystems like Mercado Pago, Nubank, Rappi, and PicPay mean for reach and retention, and why local acquiring often beats cross-border processing on authorization rates, costs, and customer trust. You'll hear concrete examples of local-only card schemes, the hidden fees that trigger chargebacks, and practical ways to present clean, transparent pricing that keeps buyers coming back.We also dive into vertical-specific tactics. Retail remains the growth engine with fashion, electronics, and beauty leading spend, while mobile-first behavior and social commerce reshape discovery and checkout. Gaming and SaaS face unique subscription hurdles as issuers scrutinize merchant-initiated transactions; we share ways to align with LATAM's installment culture and use wallet flexibility to lift acceptance. To wrap it up, we provide a simple checklist: activate local access, accept the right methods, manage performance - to help you enter, learn, and scale with confidence.If LATAM is on your roadmap, this conversation gives you the playbook to act now. Visit ppro.com/almanac to learn more. 

In episode 86 of o11ycast, Ken Rimple and Jessica Kerr sit down with Amarilis Campos from Nubank. They explore how Brazil's largest digital bank uses observability to build resilience and autonomy at scale. Amarilis shares how Nubank's culture of “acting like owners, not renters” and its journey from metrics and logs to tracing with Honeycomb helped the company grow to over 100 million customers.

In episode 86 of o11ycast, Ken Rimple and Jessica Kerr sit down with Amarilis Campos from Nubank. They explore how Brazil's largest digital bank uses observability to build resilience and autonomy at scale. Amarilis shares how Nubank's culture of “acting like owners, not renters” and its journey from metrics and logs to tracing with Honeycomb helped the company grow to over 100 million customers.

A Renata fez engenharia química na Unicamp, mas sempre preferiu as matérias que lidavam com dados. Ainda na faculdade, com uma passagem pela China e múltiplos estágios, ela foi se aproximando da estatística e, ao final da graduação, ingressou no Nubank como Business Analyst.De lá, passou pelo Hospital Albert Einstein e pelo Mercado Livre, até receber uma proposta para trabalhar em uma consultoria em Portugal. Neste episódio, a Renata conta como foi seu processo de mudança, e o que a levou a decidir se mudar para Turim, mesmo ainda trabalhando e fazendo mestrado na terra onde chove muito no outono e no inverno.Fabrício Carraro, o seu viajante poliglotaRenata Biaggi, Cientista de Dados em Turim, Itália Links:Metodologia Six SigmaInstagram da RentaCarreiras Alura: Explore as carreiras por meio de um caminho estruturado, com prática, profundidade e orientação para você sair do zero e conquistar domínio real em uma habilidade.TechGuide.sh, um mapeamento das principais tecnologias demandadas pelo mercado para diferentes carreiras, com nossas sugestões e opiniões.#7DaysOfCode: Coloque em prática os seus conhecimentos de programação em desafios diários e gratuitos. Acesse https://7daysofcode.io/Ouvintes do podcast Dev Sem Fronteiras têm 10% de desconto em todos os planos da Alura Língua. Basta ir a https://www.aluralingua.com.br/promocao/devsemfronteiras/e começar a aprender inglês e espanhol hoje mesmo! Produção e conteúdo:Alura Língua Cursos online de Idiomas – https://www.aluralingua.com.br/Alura Cursos online de Tecnologia – https://www.alura.com.br/Edição e sonorização: Rede Gigahertz de Podcasts

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.00:00 – Intro & welcoming Gustavo Flores01:17 – UK opens retail BTC/ETH ETPs04:13 – Japan stablecoins & productization07:49 – LATAM stablecoin wave; Brazil in focus11:27 – Coinbase x CoinDCX (India/APAC)15:47 – Stablecoin plumbing: BlackRock & Stripe20:27 – BTC credit vs high LATAM rates; Bolivia case23:31 – Nubank pursues U.S. bank charter29:11 – 2026 custody (Citi/Schwab) & cycle timing33:25 – Aureo announced (Swapido → Aureo)35:03 – Aureo MIC thesis & team42:21 – Storage-first: MIC + localized service56:40 – Debasement trade & BTC hurdle rate1:04:23 – Onramp Business controls; wrap & disclaimerIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Links discussed:https://www.aureobitcoin.com/enhttps://www.earlyriders.com/news/early-riders-acts-as-exclusive-investor-in-aureos-pre-seed-round-to-build-latam-native-bitcoin-financial-services-infrastructurehttps://bitcoin.docsend.com/view/2dj7n3sjr5uyrsr4https://blockworks.co/news/tempo-series-a-raisehttps://www.lightspark.com/news/lightspark/introducing-lightspark-gridhttps://www.theblock.co/post/374924/blackrock-to-launch-genius-compliant-money-market-fund-tailored-for-stablecoin-issuers-report?utm_source=telegram1&utm_medium=socialhttps://www.cnbc.com/2025/10/13/citi-aims-to-launch-crypto-custody-in-2026-exploring-stablecoin.htmlhttps://www.theblock.co/post/375228/japan-fsa-local-banks-cryptohttps://www.theblock.co/post/375250/21shares-bitwise-blackrock-wisdomtree-uk-retail-bitcoin-ethereum-etps-fcahttps://www.coinbase.com/en-in/blog/Coinbase-makes-investment-in-CoinDCX-expanding-our-commitment-to-India-and-the-Middle-Easts-crypto-futurehttps://www.theblock.co/post/374870/paxos-mistakenly-mints-300-trillionhttps://www.theblock.co/post/375083/japans-big-banks-join-forces-on-stablecoins-to-speed-corporate-payments-nikkeihttps://www.theblock.co/post/374643/stripe-stablecoin-unit-bridge-applies-for-national-bank-trust-charter-co-founder-zach-abrams-saysKeep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/Keep up with Gustavo:https://x.com/gustavojfehttps://www.linkedin.com/in/gustavo-j-flores-echaiz/

Send us a textMiguel Armaza sits down with Santiago Suárez, Co-Founder & CEO of Addi, one of Colombia's fastest-growing fintech and commerce platforms. With a background that spans global finance and a track record of driving innovation in Latin America, Santiago shares a candid, in-depth look at lessons from scaling Addi to over $1.3 billion in annualized GMV, serving 2.5 million customers, and achieving industry-leading gross margins above 55%.In this episode, Santiago and Miguel dive deep into Addi's unique approach to board management—treating every board meeting as a “dirty laundry” session to maximize transparency, trust, and tangible input from world-class investors like Andreessen Horowitz, GIC, and Union Square Ventures. Santiago also unpacks the company's relentless focus on operational excellence, from shifting to a North Star-driven management style to building a contentious yet high-performing executive team with global talent from Amazon, Capital One, and PayTM.Timestamped Overview00:00 Intro03:57 Monthly updates streamline meetings09:00 Building Success Amid Challenges13:02 Seamless commerce and finance ecosystem14:20 Persistent Networking Pays Off18:49 Marketplace built on consumer demand21:43 Scaling globally through self-funding24:00 Show Your Work The Why27:30 Empowered Customer Service Equity31:30 AI Agents Powering Transactions34:10 AI Data and Deployment Nuances38:30 Building success through early funding41:30 CEO weekly field day

We've curated a special 10-minute version of the podcast for those in a hurry. Here you can listen to the full episode: https://podcasts.apple.com/no/podcast/david-v%C3%A9lez-building-nubank-transforming-banking-across/id1614211565?i=1000730718547&l=nbHow does one company redefine banking for millions? Nicolai Tangen speaks with David Vélez, founder and CEO of Nubank, one of the world's largest digital banks serving 120 million customers across Brazil, Mexico, and Colombia. They explore David's remarkable entrepreneurial journey and his mission to revolutionize Latin American banking, the strategy behind Nubank's iconic purple branding, and how the company built such incredible customer loyalty that millions joined waiting lists for their products. David shares his philosophy on customer obsession, the challenges of scaling from startup to major financial institution, and his view on the massive global opportunity as financial services continues to digitalize worldwide. With Nubankvalued as one of the most valuable banks in the region, this anti-bank is reshaping financial services. Tune in for an inspiring conversation!In Good Company is hosted by Nicolai Tangen, CEO of Norges Bank Investment Management. New full episodes every Wednesday, and don't miss our Highlight episodes every Friday. The production team for this episode includes Isabelle Karlsson and PLAN-B's Niklas Figenschau Johansen, Sebastian Langvik-Hansen and Pål Huuse. Background research was conducted by Isabelle Karlsson. Watch the episode on YouTube: Norges Bank Investment Management - YouTubeWant to learn more about the fund? The fund | Norges Bank Investment Management (nbim.no)Follow Nicolai Tangen on LinkedIn: Nicolai Tangen | LinkedInFollow NBIM on LinkedIn: Norges Bank Investment Management: Administrator for bedriftsside | LinkedInFollow NBIM on Instagram: Explore Norges Bank Investment Management on Instagram Hosted on Acast. See acast.com/privacy for more information.

O que diferencia um time de tecnologia que apenas sobrevive de um que cresce em meio à crise? No episódio de hoje do Podcast Canaltech, a repórter Elisa Fontes conversa com Odair Bonin, Head de TI na CI&T e professor da Conquer, sobre como formar equipes resilientes, liderar com empatia e transformar desafios em oportunidades de crescimento. Com mais de 20 anos de experiência em empresas como Nubank, Accenture, B2W e Banco Votorantim, Odair compartilha aprendizados sobre o papel da liderança, o impacto da inteligência artificial e a importância de criar espaços reais de desenvolvimento dentro das organizações. Você também vai conferir: Preço dos celulares deve subir menos que o esperado em 2026, Banco do Brasil libera Pix com imagem no WhatsApp,WhatsApp para iPhone fica 'a cara do iOS 26' após nova atualização e Documentos do Word serão salvos automaticamente no OneDrive.Este podcast foi roteirizado por Fernanda Santos e apresentado por Marcelo Fischer, e contou com reportagens de André Magalhães e Vinícius Moschen, sob coordenação de Anaísa Catucci. A trilha sonora é de Guilherme Zomer, a edição de Jully Cruz e a arte da capa é de Erick Teixeira.See omnystudio.com/listener for privacy information.

How does one company redefine banking for millions? Nicolai Tangen speaks with David Vélez, founder and CEO of Nubank, one of the world's largest digital banks serving 120 million customers across Brazil, Mexico, and Colombia. They explore David's remarkable entrepreneurial journey and his mission to revolutionize Latin American banking, the strategy behind Nubank's iconic purple branding, and how the company built such incredible customer loyalty that millions joined waiting lists for their products. David shares his philosophy on customer obsession, the challenges of scaling from startup to major financial institution, and his view on the massive global opportunity as financial services continues to digitalize worldwide. With Nubank valued as one of the most valuable banks in the region, this anti-bank is reshaping financial services. Tune in for an inspiring conversation!In Good Company is hosted by Nicolai Tangen, CEO of Norges Bank Investment Management. New full episodes every Wednesday, and don't miss our Highlight episodes every Friday. The production team for this episode includes Isabelle Karlsson and PLAN-B's Niklas Figenschau Johansen, Sebastian Langvik-Hansen and Pål Huuse. Background research was conducted by Isabelle Karlsson. Watch the episode on YouTube: Norges Bank Investment Management - YouTubeWant to learn more about the fund? The fund | Norges Bank Investment Management (nbim.no)Follow Nicolai Tangen on LinkedIn: Nicolai Tangen | LinkedInFollow NBIM on LinkedIn: Norges Bank Investment Management: Administrator for bedriftsside | LinkedInFollow NBIM on Instagram: Explore Norges Bank Investment Management on Instagram Hosted on Acast. See acast.com/privacy for more information.

Hoje o papo é dev raiz! Neste episódio, mergulhamos em Clojure e Datomic dentro do Nubank. Do armazenamento de dados à linguagem de programação, do valor de ter a stack à aquisição da Cognitect, o papo envolveu todos os aspectos da eterna busca pela redução da complexidade em troca de ter mais tempo de pensar na solução de problemas. E antes de ver quem participou do papo, fica o convite: Garanta o seu lugar na Clojure South 2025, a maior conferência de Clojure na América do Sul. O evento acontece nos dias 6 e 7 de outubro, na Av. Manuel Bandeira, 346, Vila Leopoldina, São Paulo/SP. Você não vai querer perder! E agora sim, vem ver quem participou desse papo: André David, o host que começa dando um recado Paulo Silveira, CVO do grupo Alun e co-fundador da Alura Mário Souto, o Dev Soutinho, Staff Software Engineer no Nubank Pamella Araujo, Senior Software Engineer no Nubank Thiago Carvalho, Senior Engineer Manager no Nubank

On this special segment of The Full Ratchet, the following Investors are featured: Daniela Binatti of Pismo Paul Madera of Meritech Capital Nnamdi Okike of 645 Ventures We asked guests to discuss the most visionary founder that they've worked with and what makes them so special. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Crypto News: Gary Gensler joined CNBC today and spread FUD about crypto. DBS, Franklin Templeton and Ripple will offer tokenized trading and lending services on the XRP Ledger to attract institutional investors. Grayscale prepares to stake Ether holdings amid shifting SEC stance.Show Sponsor -

Agenda: 00:00 – Databricks hits $100B: Bubble or just the beginning? 03:15 – Is Databricks actually undervalued at 25x revenue? 07:40 – Are we on the verge of the biggest IPO wave ever? 11:30 – Can Andreessen's Databricks bet return $30B+? 18:10 – Who really gets rich when mega-unicorns IPO? 19:30 – Is the return of Chamath's SPACs the ultimate bubble signal? 28:00 – Should OpenAI staff be cashing out billions in secondaries? 33:30 – Founder raises $130M… then walks away. Is this the new normal? 36:30 – Nubank's $2.5B profit: The best FinTech in the world? 48:00 – On Running at $15B: Can consumer brands still be VC-backed rockets? 52:00 – CoreWeave takes on $11B in debt: smart bet or ticking time bomb? 1:11:00 – Will AI spend really hit trillions—or is it all hype?  

In This Episode This week on Breaking Banks we're excited to introduce Brett King's latest book, Branch Tomorrow. This new book re-examines our understanding of bank branches, banking culture, and the future of financial services across the globe, from the US to India, China and Latin America. In a special Breaking Banks series, Brett interviews contributing authors Bruno Diniz, Efi Pylarinou, Jim Marous, Paolo Sironi, and Richard Turrin to deliver a multi-perspective global look at banking. Each author brings specialties in different markets; all analyzing changes and data from the past decade to what's been happening with branch banking and providing insights into the ongoing transformation in finance. In this conversation, Brett speaks with Bruno Diniz, Financial Innovation Expert, Bestselling Author, Speaker and Professor specializing in fostering financial innovation in Latin America. They delve into the evolution of banking in Brazil and LATAM, particularly the decline of traditional bank branches and the rise of digital banks like Nubank with its rapid growth in Latin America (123 million+ customers). They also explore the impact of regulatory changes, the economics of digital banking, and the role of innovative payment systems like PIX while discussing the challenges traditional banks face in adapting to this rapidly changing financial landscape. We encourage you to listen now and stay tuned for more in this series!  Branch Tomorrow, releasing in September, is a must-read for bankers, regulators, fintech innovators, and future-focused leaders eager to thrive in the digital transformation of finance. The future of banking is here! 

Scott Nolan is the CEO of General Matter, enriching uranium in America to reshore domestic nuclear fuel capacity and power the American energy production needed to lead in AI, manufacturing, and other critical industries. General Matter is backed by Founders Fund, the first institutional investor in SpaceX, Palantir, and Anduril.Scott is also a partner at Founders Fund, where for the past 13 years he led hardtech investments across energy, infrastructure, manufacturing, aerospace, and defense. Companies Scott has worked with include SpaceX, Neuralink, Crusoe Energy, Planet Labs, The Boring Company, Nubank, Impulse Space, and Radiant Nuclear. Previously, Scott was an early engineer at SpaceX, where he helped develop the Merlin engine systems and Dragon capsule. He earned his Master's and Bachelor's degrees in Mechanical and Aerospace Engineering from Cornell University, and his MBA from Stanford University. Shawn Ryan Show Sponsors: https://www.americanfinancing.net/srs nmls 182334, nmlsconsumeraccess.org https://www.tryarmra.com/srs https://www.betterhelp.com/srs This episode is sponsored by BetterHelp — give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://www.shawnlikesgold.com https://www.drinkhoist.com - USE CODE SRS https://www.patriotmobile.com/srs https://www.rocketmoney.com/srs Scott Nolan Links: LinkedIn - https://www.linkedin.com/in/scottpnolan X - https://x.com/ScottNolan General Matter - https://www.generalmatter.com  X - https://x.com/generalmatter  Founders Fund - https://foundersfund.com Learn more about your ad choices. Visit podcastchoices.com/adchoices