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Retirement can feel like something to worry about “later” - especially when you're in your 20s or 30s. But every decade comes with opportunities to improve your financial future.In this episode of Money Made Simple, Jennie and Liv talk about what retirement planning looks like at different ages and stages of life. From making the most of KiwiSaver early on, to checking whether you're on track in your 40s and 50s, to thinking about how you'll actually use your savings in retirement, this episode is all about practical steps you can take now - whatever age you are.In this episode, we cover:Why retirement planning matters at every ageHow money can create choices, independence and dignity later in lifeThe important role KiwiSaver can play in helping New Zealanders save for their retirementThe power of compounding returns, especially in your 20s and 30sHow to make sure you're getting the most from KiwiSaver, including contributing regularly, maximising the benefits and choosing the right fund for you (at the right time)What to review in your 40s and 50s, especially as your life priorities changeHow to think about the lifestyle you want in retirement - and what it might costWhat to consider in your 60s as you move from saving to spendingRetirement isn't just about accumulating money - it's about independence, security and having choices later in life. And no matter your age, there is almost always something you can do to improve your future. The key takeaways are - start early if you can (but don't panic if you haven't), check your KiwiSaver settings regularly, take time to think about the retirement you actually want and make small adjustments as your life changes.Resources mentioned in this episode:Simplicity KiwiSaver Fund SelectorSimplicity KiwiSaver calculatorsSimplicity Future Projection Tool — available to members only in the Simplicity member app Sorted retirement calculator and guidesMassey University New Zealand Retirement Expenditure Guidelines 2025MMS podcast on Compounding Returns - The Money Makes Money episode Resource we should have mentioned but didn't (opps): Simplicity Retirement Decumulation Tool (it helps you plan how to withdraw funds to ensure your nest egg lasts for your retirement years) available to members in the Simplicity member app.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
What if the people getting ahead at work aren’t working harder… they just understand the new rules first? On Biz season 3, we’re unpacking the work skills that actually matter now, and tomorrow. With the latest AI tools to elevate your work and time, to becoming harder to replace in a changing workplace, to the unconventional career moves no one tells you about. Plus, insights from leading experts, founders and career coaches who’ll help you think sharper, move faster, and stand out for the right reasons. Biz. Work. Life. Sorted. Season 3 starts June 4 wherever you get your podcasts, thanks to Open Universities Australia.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
In this week's episode of Money Made Simple, Liv and Jennie tackle a topic that deserves some airtime: the finances of self-employment. Nearly 1 in 5 Kiwis work for themselves - and the financial scaffolding that employees take for granted simply doesn't come with the territory. They break down what that means in practice, what to set up early, and how to make sure your future self doesn't miss out.This episode covers:The scale of self-employment in New Zealand - and why it's a growing slice of the workforceThe three types of self-employed Kiwis, and why the financial picture looks different for eachTax, GST, and ACC - the basics you need to knowThe KiwiSaver gap between the employed and the self-employed, and what that means for your futureWhat happened to the government contribution - and why it still makes sense to chase itThe "hidden" perks of employment you quietly lose when you go out on your ownFive practical watch-outs to set up early, including cash buffers, KiwiSaver contributions, and income protectionWhy you shouldn't assume selling your business will fund your nest egg - and what to think about when it comes to retirement planning as a self-employedResources mentioned in this episode:- Sorted - tools and guides for building good financial habits: https://sorted.org.nz- Business NZ x IRD's guide to becoming self-employed: https://www.business.govt.nz/business-stage-or-type/sole-traders/becoming-a-sole-trader- Retirement Commission x Hnry report on the KiwiSaver savings gap for self-employed: https://retirement.govt.nz/news/latest-news/new-report-highlights-growing-retirement-savings-gap-between-self-employed-and-employees- Hnry - tax and invoicing platform for sole traders and freelancers: https://hnry.co.nz- MMS Episode 64 - how compounding returns work: https://open.spotify.com/episode/5GEHBzjZWUhTxnyXBNj6ku?si=7bcc6849f80b4a12 By the end of this episode, you'll understand exactly how the financial future of a self-employed person is largely theirs to engineer - and a clearer picture of the key things to set up, think about, and get advice on before the tax bill arrives out of nowhere.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
A bus eating bus. What's more to explain? Comments? Join our discord at https://discord.gg/mqbYZSxZHc. Email us at vaultveritas@gmail.com.
A bumper Sunday NRL Show saw the Roosters Connor Watson join the team and his next move in Rugby League was a hot topic of discussion. He's being courted by a number of clubs which he admitted was nice but he'd still like to put pen to paper sooner rather than later. He joined Luke Lewis and John Gibbs in tackling the big issues in Six Again and they gave a first thought on Workhorses. There's a chance to get to know the latest member of the ABC's NRL crew - Scott Sorensen, Billy Moore goes head to head to dissect the State of Origin teams and Manly's Jamala Fogarty lifts the lid on the stripped back prep under coach Kieran Foran. Chris Mortimer chatted about NSW 1st ever Origin clean sweep and on the subject of Origin it's time for a re-working of the Denis Carnahan classic That's in Queensland.
Al and Codey talk about The Farmer Was Replaced. Timings 00:00:00: Theme Tune 00:00:30: Intro 00:02:20: What Have We Been Up To 00:06:37: Game News 00:38:38: The Farmer Was Replaced 01:43:56: Outro Links Bitter Harvest Release OddFauna Early Access Snacktorio Release Harvest Moon: Echoes Of Teradea Release Cosmic Coop “Museum” Update Hello Kitty Island Adventure “Under The Sea Celebration” Critter Crops Rewrite Haunted Chocolatier Interview Contact Al on Mastodon: https://mastodon.scot/@TheScotBot Email Us: https://harvestseason.club/contact/
Andy Heaton joins us to break down Liverpool's goalkeeping situation — from Alisson Becker's uncertain future to the early doubts around Giorgi Mamardashvili. Are Liverpool simply going through a difficult transition period, or are we witnessing a wider shift in what clubs now want from modern goalkeepers? Plus, a look at the next generation coming through at Anfield, including Armin Pesci and Vitezslav Jaros. Josh Sexton is joined by Andy Heaton, Joel Richards and Ian Salmon. For a limited time, save on the perfect gift by visiting AuraFrames.co.uk and get £25-off Aura's best-selling Carver Mat frame by using the promo code TAW at checkout. Terms and conditions apply. Subscribe to The Anfield Wrap for more on Liverpool's 25/26 season… Learn more about your ad choices. Visit podcastchoices.com/adchoices
When I was a first-home buyer, I can honestly say that I never expected any parental assistance with the finances. Now, granted, my father was no longer alive and I probably thought it would be a stretch for my mum to help out. But I had no expectations. And, as far as I can remember, I didn't grow up with any expectation that the Bank of Mum and Dad would be there to get me onto the property ladder. Fast-forward to today, though, and we find out that nearly 50 percent of young adults do expect financial help.That's according to the latest OneChoice Kiwi Housing Trends Report, which says 48 percent of 18-to-39 year olds say they need and expect help from their parents to get into their first home. Which I think is very unfair on parents, to have that expectation. I'm sure it's probably very natural to want to help your adult kids buy their first homes. None of mine are at that stage yet. But the bigger question is whether it's fair to have these expectations placed on parents.And I don't think it is. The most common way for parents to help out is to use the equity in their home to get a loan, which they then pass on to their kids. Which is fine. But what if life throws those parents some sort of curveball and not having as much equity in their home as they used to works against them? If one of them needs to go into care, for example. Which is pretty much what a financial adviser is getting at today. The way I'd describe what he's saying is that it's a bit like being on the plane and putting your own oxygen mask on before you help the kids put theirs on. Tom Hartmann, who is a personal finance expert with Sorted, says he's concerned about parents disadvantaging themselves by putting money into their kids' homes. He says you shouldn't be dishing out money to the kids to buy houses if it means retirement becomes more of a struggle than it should or could be. “Before someone is trying to help the next generation, they also need to take into account how they're going to fill that gap.” He also says parents helping out with money for a first home need to be clear from the outset whether it's a loan or a gift. And to formalise it. So, if it's a loan, then people should get legal advice and get a loan agreement drawn up so that everyone's clear what's going to happen. As I say, my kids aren't buying houses yet. And when it comes to helping them out, for me the bigger thing to consider is whether buying a house still makes sense. Because I don't see houses necessarily being the asset they used to be, partly because I don't see future generations enjoying the same level of capital gain that we did. What's more, owning a house might deliver you some financial gain down the track, but owning a home costs a lot of money day in, day out, doesn't it? So is it really worth it? LISTEN ABOVESee omnystudio.com/listener for privacy information.
Emilia headed out to Docklands to give 'From Here by Mike' a go ahead of Mother's Day this Sunday. See omnystudio.com/listener for privacy information.
In a year of wacky polls and debate, we have this morning probably the maddest result of all. Horizon research has either asked a leading or confusing question, or they have a misrepresentative group of people. Or the people who answered have other things in mind when they answered because the poll is about the fuel crisis. Now the fuel "crisis", such as it is, has not actually been a crisis. You might argue in price it has, but it's peaked and the fears of $200 a barrel never happened and never came close. The major worry, which lasted mainly in the minds of the thick and bewildered, was supply. Would we run out? Now that really would have been a crisis. But here is the reality – we didn't run out. We were never going to run out and surely by now with the myriad of updates on storage and tankers it is abundantly clear we will be fine. Yet, here is your poll: 24% have no confidence at all in the Government to manage what they have already managed. 32% have not very much confidence. So collectively that's 56%. How is it possible to say you don't have confidence in an event that is already sorted? Unless, and here is where the poll might be an example of something to be wary of closer to the election, by “manage” do the 56% mean they wanted tax off, wanted a handout, wanted a price cap? So in not doing that to a larger extent than they did, is that failing to manage a crisis? The poll does not tell us this, mainly because it didn't ask. Is the crisis about supply of petrol or the cost of it? And if it is about the cost of it, you not only have to ask about that, you then presumably have to follow up with a "what sort of support did you want?" type question. "How much would have been acceptable?" We know from Australia that they have handed out a fortune in freebies and people love them. There was one poll here that asked, "would you like a handout even if it meant a smaller Government tax take or a bigger debt pile" and the vast majority said yes please. So my view of this Government handling of the so-called "crisis" is they have done an exemplary job and one that has been recognised globally. But I didn't want free money. If this poll truly represents the average New Zealand view of debt and the economy and political responsibility, then the Government is toast and we are on our way to third world status. See omnystudio.com/listener for privacy information.
Manchester United assured of UEFA Champions League football for the 2026/2027 season following the defeat of Liverpool at the weekend. What next for the football club next season? What about Michael Carrick and the wonderful job he has done to get the club there?@quinnyUnited, @jodambusta, @ndetov, @lourd4lanre and @bobokons are in the podcast to discuss what they think the future should look for the football club from next season on
May 03, 2026, | Pastor Nathan Elms To watch the video: https://www.youtube.com/live/Vz1zFddlhlo?si=WoU6BWIkrMGxINbM To help support this ministry, donate by texting the number: 704-445-5353, or online using the "Tithely" App, & give to "First Church Charlotte", or by going to the website link: Giving | First Church Charlotte Breakthrough on Mondays at 7pm: https://meet.google.com/ppj-surc-zvt Stay Connected Women's Bible Study on Tuesdays at 7pm: https://meet.google.com/zss-cuin-buw Connect on Wednesdays at 7pm: https://meet.google.com/cds-mmwh-tzk?pli=1 House to house On Thursdays at 7pm: https://meet.google.com/vnq-txun-ozr If you are in the Charlotte, NC area, allow us to host you at: 4929 N Sharon Amity Rd. Charlotte, NC 28205 (704) 535-1000
April 26, 2026, | Pastor Nathan Elms To watch the video: https://www.youtube.com/live/kjXWf-K0Czo?si=GOnaPUFdJ8on__29 To help support this ministry, donate by texting the number: 704-445-5353, or online using the "Tithely" App, & give to "First Church Charlotte", or by going to the website link: Giving | First Church Charlotte Breakthrough on Mondays at 7pm: https://meet.google.com/ppj-surc-zvt Stay Connected Women's Bible Study on Tuesdays at 7pm: https://meet.google.com/zss-cuin-buw Connect on Wednesdays at 7pm: https://meet.google.com/cds-mmwh-tzk?pli=1 House to house On Thursdays at 7pm: https://meet.google.com/vnq-txun-ozr If you are in the Charlotte, NC area, allow us to host you at: 4929 N Sharon Amity Rd. Charlotte, NC 28205 (704) 535-1000
In this insightful interview, Dr. Juliet McGrattan discusses menopause, perimenopause, and their impact on women runners. We cover: Hormonal changes during menopause and perimenopause Symptoms affecting women runners, including energy and sleep Exercise modifications and the importance of strength training Role of HRT in managing menopause symptoms and supporting activity Research gaps and the need for more women-specific studies Timestamps: (00:00) Introduction and guest introduction (01:43) What is menopause and perimenopause? (02:42) Common symptoms experienced during menopause transition (04:36) Effects of menopause on energy and running performance (06:16) Managing fuelling and recovery during menopause (07:12) Myths about aging and joint health in runners (09:40) Adjusting training loads and incorporating slow running (11:27) The importance of strength training for women over 35 (13:55) Bone health, osteoporosis, and impact of running (15:49) Recovery strategies and nutrition tips (18:10) Listening to your body and adapting training (21:27) Positive stories of women runners in menopause (22:10) HRT and its effects on women's health and running (27:00) Author's motivation for writing the book (28:36) The need for more research on women and menopause (33:49) Daily habits to support women during menopause (36:35) Running outdoors vs treadmill and safety considerations (39:04) Overcoming fear and safety concerns while running (41:37) The importance of running groups (42:25) Key advice for women runners in menopause (44:31) Where to find more information and connect with Dr. Juliet More about Dr. Juliet McGrattan: Dr Juliet McGrattan is an award-winning author, speaker, runner and a former GP. She is the Woman's Health Lead and a Master Coach at 261 Fearless. Juliet is the author of Run Well and Sorted and her new book, The Runners Guide to Menopause. You can buy her books at all major retailers, worldwide. Grab The Runners Guide to Menopause here. Connect with Dr. Juliet McGrattan: Website: https://drjulietmcgrattan.com/ IG: https://www.instagram.com/drjulietmcgrattan/ Facebook: https://www.facebook.com/DrJulietMcGrattan/ YouTube: https://www.youtube.com/@drjulietmcgrattan8825
Paring Down: Realistic minimalism to live more intentionally
The strategies in today's episode are practical and life-changing! I had so much fun hearing from Kate Vanness-Kandoth on how her background in science and process improvement led her to rethink decluttering as a systems problem—not a motivation problem. She brilliantly shows us how to reduce friction, eliminate waste, and create sustainable systems that actually support real life. You'll learn: How to use the LEAN framework to identify hidden sources of waste in your home—like overbuying, waiting, and unnecessary effort How the 5S method creates lasting organization A simple but powerful decluttering method called “red tagging” that separates decision-making and makes letting go easier ...and so much more. When you design your home around what actually matters to you, your space stops working against you. PARING DOWN (SHANNON LEYKO): Sign up for my newsletter! The L.E.S.S. Express Website: www.shannonleyko.com Instagram: @shannonleyko TikTok: @shannon_leyko Youtube: https://www.youtube.com/@shannonleyko Facebook: www.facebook.com/shannonleyko.paringdown Substack: Blog & Additional Support (free trial!) KATE VANNESS-KANDOTH Website: https://www.sorted-state.com/ Sorted in 6 program Substack: https://substack.com/@katevannesskandoth MENTIONED THIS EPISODE Ep 34: The Pitfall of Too Much Backstock Ted Talk about Rumination PARING DOWN RESOURCES (free checklist, hacks, worksheet, & more!) SPONSORS: Go to BornShoes.com today for a 15% discount plus free ground shipping on all full-price shoes when you use my promo code, PARING 20% OFF any AquaTru water purifier when you go to AquaTru.com and use promo code PARING 10 Free Meals from Hello Fresh + Free Nutribullet® Ultra Plus+ 2-in-1 Compact Kitchen System (a $189.99 value) on your 3rd box: www.hellofresh.com/paring10fm Only $2.99 per meal from Every Plate + 10% off for a month: www.everyplate.com/podcast - CODE: paring299 Ethical, luxury women's clothing at Quince.com/paring for 365-day returns, plus free shipping on your order! Find furniture, decor, and essentials that fit your unique style and budget. https://www.wayfair.com/ $300 off Air Doctor Pro air purifier: https://airdoctorpro.com/ - Use code PARING High-quality, eco-friendly activewear at fabletics.com/PARING & use code PARING at checkout- sign up as a VIP and get 80% off everything. 20% off at Cozy Earth: www.cozyearth.com - code PARING 50% off MeUndies at www.meundies.com/paring - code PARING Use code PARING at jonesroadbeauty.com to get a Free Cool Gloss with your first purchase! Learn more about your ad choices. Visit megaphone.fm/adchoices
From food to hospitality to the arts, today's episode of Afternoons with Helen Farmer is all about shining a spotlight on the local leaders putting their hearts and souls into helping their industries thrive through adversity...See omnystudio.com/listener for privacy information.
https://ontargetpodcast.caMod Marty's back from England and the crates came home heavier than he left. This week's On Target mixes fresh wax from the trip with a few road stories that give the records extra weight. Expect sharp cuts, new discoveries, and that travel-worn energy in every spin. He's back—and he brought the sound with him.-----------------------------------------------The playlist is:"Kiss Me Baby"Stevie Wonder- Tamla-Motown"Jerk Baby Jerk"Smoky & The Fabulous Blades- Dore"Watch Out Mr. Lonely"Shirley Vaughn- Double RR"Good Boy"Conroy Cannon- Atlantic"Queen Of The Go-Go"Rex Garvin & The Mighty Cravers- Canterbury"The Doorbell Rings"Goodie Wilson- Titanic"I Want To Know Right Now"Carol Slade- Highland"Shadow Company"The Syndicate of Soul (SOS)- Tunegoody"Mr. Soul"Burson Enterprise- Ru Ro"Patterns"Small Faces- Decca"You Don't Know It"The Playhouse- Steed"Tired Of Being Lonely"The Sharpees- Stateside"I Like What You're Doing To Me"Al "TNT" Braggs- Action"Betwixt And Between"The Joe Tex Band- Dial"Hound Dog"Ruby Andrews- odiac"Tossin' And Turnin'"Bunny Sigler- Epic"Mia's Boogaloo"Ozzie Torrens- Boogaloo In Apartment 41"Bye Birdie Fly"The Measles- Columbia"Come On Girl"The Redcaps- Decca"Dance Dance"The Grey Skys- Midnight Hallucination
Geddit Geddit Friday WHAT A FEELING KNOWING IT'S FRIDAY!... Not any Friday though, A FOOT LOCKER FRIDAY! As per usual, the last Friday of every month the team at Foot Locker have got you SORTED with hooking you up with a pair of the freshest kicks - Listen till the end of the show to find out how you could win yourself a pair of new sneakers!... All Whites star player (And Shifter) Marko Stamenić joins us in studio to give us an insight of what his journey has looked like to get to this point, what the feelings are currently like in the New Zealand camp with the 2026 FIFA World Cup only a few months away!... We recieved a voice message that may be among the very few that left us almost stumped and divided when trying to answer it... Let us know your thoughts in the comments below! Stay safe over the weekend Shifters, we love n appreciate you! - See you on Monday! Thank you to the team at Chemist Warehouse for helping us keep the lights on, here at The Morning Shift... www.chemistwarehouse.co.nz/ 00:00 - Intro 3:13 - Check In 10:29 - Daily Bread (Shakespeare Has Entered The Room) 21:30 - A VUA Of The Ages 31:56 - Marko Stamenić - Thoughts Ahead Of The 2026 World Cup 45:47 - The Foot Locker Friday Bracket (Be In To WIN!) 54:42 - Outro Learn more about your ad choices. Visit megaphone.fm/adchoices
In this clip from Journo Insight, Dan is joined by Liverpool Echo Journalist Paul Gorst to discuss the contract situation of some of The Red's key players following the renewal of Ryan Gravenberch. Hosted on Acast. See acast.com/privacy for more information.
As the U.S. beef herd continues to decline, we visit with STgenetics® Beef managers, Aaron Arnett and Zach Clodfelter along with Dr. Carl Dahlen of North Dakota State University to learn about the state of the current market. They discuss how the industry is adapting to tighter cattle supplies by increasing carcass weights, supported by genetic improvement and sustained demand for high-quality beef. The group then dives into the balance of managing record high prices with long-term herd sustainability and where adoption of Artificial Insemination plans and gender-sorted semen technology can fall into place to improve profitability, replacement strategies and herd rebuilding.
'People got to know our personalities and got to know who we are as people'Dave chats to Simon Cowell's newest boyband, December 10.
The PMP exam is evolving again.Starting July 2026, PMI is rolling out updates that reflect where project management is actually headed — hybrid delivery models, AI integration, data-driven decision-making, and stronger business alignment.If you're thinking about getting certified, already studying, or training others, this is not the time to drift.This is the time to get it sorted.What's Likely Changing?While PMI doesn't overhaul everything overnight, updates typically reflect:Greater emphasis on hybrid and adaptive deliveryMore real-world business acumen and strategic thinkingStronger focus on leadership influence over technical memorizationDeeper integration of technology, automation, and AI-enabled workflowsScenario-heavy questions that test judgment under pressureTranslation: less textbook recall, more applied thinking.What This Means for YouIf you plan to take the PMP before July 2026:You still have a window to prepare under the current structure.Your study materials remain valid.Momentum matters — don't stall.If you're taking it after July 2026:Expect refined domains.Expect updated examples.Expect more real-world nuance.Expect decision-making depth over process trivia.The fundamentals won't disappear — Integration, Scope, Schedule, Cost, Risk, Stakeholders — those pillars stay.But how they are tested will continue shifting toward leadership and business impact.The Bigger PictureThe PMP is not becoming easier.It's becoming more relevant.PMI is aligning the credential with how projects are actually delivered in 2026:Distributed teamsCloud infrastructureAI-supported planningContinuous delivery environmentsBusiness-first accountabilityThat means you can't just memorize outputs.You must understand flow.You must understand intent.You must understand why.What You Should Do NowDecide your timeline.Commit to a structured study plan.Focus on logic and sequencing — not rote memorization.Practice scenario-based questions.Build judgment, not just recall.If you've been “thinking about” PMP… stop thinking.Act.July 2026 is not far away.Get it sorted.
Thu, 12 Feb 2026 13:00:00 GMT http://relay.fm/penaddict/703 http://relay.fm/penaddict/703 I Sorted by Price 703 Brad Dowdy and Myke Hurley What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. clean 3643 What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. This episode of The Pen Addict is sponsored by: Squarespace: Save 10% off your first purchase of a website or domain using code PENADDICT. Pen Chalet: Check out this week's special offer, and to get your code for 10% off. Links and Show Notes: Support The Pen Addict with a Relay Membership Submit Feedback This is every 2026 Formula 1 car – Motorsport Brad's Plotter Narrow Kit – Instagram Plotter Narrow Notebook Review — The Pen Addict Sakura Pigma Micron Blue Black Review — The Pen Addict Uni-ball One F Gel Pen 0.5 mm Earth Texture Color Series Review — The Pen Addict Delfonics x Pentel Sharp P205 Mechanical Pencil Review — The Pen Addict Franklin-Christoph Model 46 in Autumn Oak: A Review — The Pen Addict Ink Bottle, StarWalker PolarGreen, Green, 50 ml - Green - Montblanc® GB StarWalker PolarGreen – Instagram Montblanc StarWalker Polar Green Bottled Ink – Dromgoole's Fine Writing Instruments Pilot Custom 74 Fountain Pen Review — The Pen Addict Nagasawa Original Mini Fountain Pen - Mouette - 14k Medium - Limited Edition | JetPens An Interview With Linda Di Fonzo Of Aurora Pens — The Pen Addict For Medicinal Purposes | From the Pen Cup Uni Kuru Toga Mechanical Pencil - 0.5 mm - Disney Donald | JetPens Mark Three – Studio Neat JAPAN BLUE Professional Gear Fountain Pen | Wancher Pen Sidekick Pocket | Cotton Bureau Buy a Drehgriffel Nr. 2 | LEUCHTTURM1917 Abstract – Tactile Turn Josh Fenn - YouTube Tactile Knife Co. Pelikan World Festival Hanami Special Edition M200 Fountain Pens – Pen Chalet Retro 51 Tornado Rescue Ballpoint Pens – Pen Chalet Pentel Multi 8 Lead Holders | JetPens Pentel Art Multi 8 Lead H
Thu, 12 Feb 2026 13:00:00 GMT http://relay.fm/penaddict/703 http://relay.fm/penaddict/703 Brad Dowdy and Myke Hurley What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. clean 3643 What are we using? Brad and Myke go through their current favorites, but not before plenty of digressions. Brad also takes the Pentel Multi 8 for an initial spin, and has many thoughts. This episode of The Pen Addict is sponsored by: Squarespace: Save 10% off your first purchase of a website or domain using code PENADDICT. Pen Chalet: Check out this week's special offer, and to get your code for 10% off. Links and Show Notes: Support The Pen Addict with a Relay Membership Submit Feedback This is every 2026 Formula 1 car – Motorsport Brad's Plotter Narrow Kit – Instagram Plotter Narrow Notebook Review — The Pen Addict Sakura Pigma Micron Blue Black Review — The Pen Addict Uni-ball One F Gel Pen 0.5 mm Earth Texture Color Series Review — The Pen Addict Delfonics x Pentel Sharp P205 Mechanical Pencil Review — The Pen Addict Franklin-Christoph Model 46 in Autumn Oak: A Review — The Pen Addict Ink Bottle, StarWalker PolarGreen, Green, 50 ml - Green - Montblanc® GB StarWalker PolarGreen – Instagram Montblanc StarWalker Polar Green Bottled Ink – Dromgoole's Fine Writing Instruments Pilot Custom 74 Fountain Pen Review — The Pen Addict Nagasawa Original Mini Fountain Pen - Mouette - 14k Medium - Limited Edition | JetPens An Interview With Linda Di Fonzo Of Aurora Pens — The Pen Addict For Medicinal Purposes | From the Pen Cup Uni Kuru Toga Mechanical Pencil - 0.5 mm - Disney Donald | JetPens Mark Three – Studio Neat JAPAN BLUE Professional Gear Fountain Pen | Wancher Pen Sidekick Pocket | Cotton Bureau Buy a Drehgriffel Nr. 2 | LEUCHTTURM1917 Abstract – Tactile Turn Josh Fenn - YouTube Tactile Knife Co. Pelikan World Festival Hanami Special Edition M200 Fountain Pens – Pen Chalet Retro 51 Tornado Rescue Ballpoint Pens – Pen Chalet Pentel Multi 8 Lead Holders | JetPens Pentel Art
Join us as we re-visit the benefits and technology behind 4M™ gender-sorted semen! Ben Voelz sits down to explain the advancements from previous generations of gender-sorted semen to the latest 4M™ Ultraplus™ technology and its impact on conception rates and fertility. In this STtalks they also explore the cost implications for producers, the role of this technology in improving genetic progress, and future trends in gender-sorted semen. Don't miss this deep dive into reproductive technologies and their benefits for dairy farmers!00:00 Introduction 00:38 Understanding 4M™ Ultraplus™ Gender-sorted Semen02:04 Comparing 4M™ and 2M: Conception Rates and Fertility03:42 Cost Efficiency: 4M™ vs 2M04:56 Building Genetic Momentum with 4M™ Technology06:11 Future of Gender-sorted Semen Technology07:35 Conclusion and Summary08:34 Closing Remarks and Where to Find More
"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.
After a chaotic stretch on Capitol Hill, Congress seems to have settled most of the remaining 2026 funding fights. But even with the dust clearing, the path forward on the final bills still isn't entirely locked in. Here to break down what the House will tackle this week and what the split over DHS funding could mean for the agencies caught in the middle is deputy news director for bloomberg government, Loren Duggan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
You don’t need spare cash to make your future better. You just need to make sure the future fund you already have is working as hard as it can for you. Super is usualy one of the last things we think of when it comes to our finances. It’s boring, it’s confusing, and it feels like a future problem. But quietly? It’s one of the easiest places to make real impact without changing a single thing about your day to day life. This is the last episode of our Summer Starter Series (episodes 1-4 are linked below), and it’s all about the $0 moves that can seriously change your long term outcome. We’re talking log in, check a few settings, log out in a better financial position. Victoria walks you through a proper super hygiene check, how to compare funds without falling for shiny marketing, and why your investment option matters way more than most people think. If super has been sitting in the too hard basket, or you’ve been quietly feeling behind without knowing why, this is the reset that makes everything feel clearer.MORE EPS ON SUPER: The small tweaks that could make you a millionaire LISTEN TO EP 1: Budgeting and Cash FlowLISTEN TO EP 2: Managing DebtLISTEN TO EP 3: Making Saving EasierLISTEN TO EP 4: Protecting Yourself with Personal Insurance FREEBIES: All our best free money resources in the one place here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
In this episode of Lead On Purpose, I sit down with Sam Stubbs, founder of Simplicity, to unpack why simplicity is the ultimate performance advantage. In life. In leadership. And especially with money. We talk about dignity, choices, long game thinking, and how KiwiSaver could help build a fairer future for everyday Kiwis.What we cover:Why Sam founded Simplicity and the idea of being a “dignity company” that gives people more choicesThe hedonistic treadmill, why more money stops adding happiness, and why giving feels better than gettingWhy money is simpler than the finance world makes it look, and the two hour fundamentals anyone can learnThe hidden power of fees, compounding, and why long term investing beats chasing short term performanceHow KiwiSaver could fund New Zealand's future, from infrastructure to housing, and what it means for the next 30 yearsIf you want a clearer way to think about money, purpose, and the long game, this conversation will make you feel calmer. And more in control.Grab a copy of Money Made Simple here - https://simplicity.kiwi/money-made-simple-bookYou can view Sorted website here - https://sorted.org.nzYou can view MoneyHub website here - https://www.moneyhub.co.nzCheck out Simplicity here - https://simplicity.kiwiIf you're interested in having me deliver a keynote or workshop for your team contact Caroline at caroline@jjlaughlin.comWebsite: https://www.jjlaughlin.com YouTube: https://www.youtube.com/channel/UC6GETJbxpgulYcYc6QAKLHA Facebook: https://www.facebook.com/JamesLaughlinOfficial Instagram: https://www.instagram.com/jameslaughlinofficial/ Apple Podcast: https://podcasts.apple.com/nz/podcast/life-on-purpose-with-james-laughlin/id1547874035 Spotify: https://open.spotify.com/show/3WBElxcvhCHtJWBac3nOlF?si=hotcGzHVRACeAx4GvybVOQ LinkedIn: https://www.linkedin.com/in/jameslaughlincoaching/James Laughlin is a High Performance Leadership Coach, Former 7-Time World Champion, Host of the Lead On Purpose Podcast and an Executive Coach to high performers and leaders. James is based in Christchurch, New Zealand.Send me a personal text messageJoin me at the 2026 Goal-setting Workshop here - jjlaughlin.com/2026goals - If you're interested in booking me for a keynote or workshop, contact Caroline at caroline@jjlaughlin.comSupport the show
We find out all about the upcoming Al Quoz Arts Fest, and go behind the scenes at the Golden Globes with judge, William Mullally.Plus, Helen faces House of Habanero’s hot sauce challenge, meets the chef behind the original Dubai Chocolate and discuss the launch of Tresind Studio’s first cookbook.See omnystudio.com/listener for privacy information.
-The 2 biggest names left in the portal were Raiola and Leavitt, and they finally know where they're headed---Raiola is going toOregon where he'll either start this year or back-up Dante Moore; and Leavitt is joining Lane Kiffin at LSU-There were some rumors that Leavitt might be going to Miami (FL), but it's not the case---big moves ahead of the 2026 seasonOur Sponsors:* Check out Aura.com: https://aura.com/remove* Check out BetterHelp: https://www.betterhelp.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Practical things you can do to get your year off to a good start financially. RNZ's money correspondent Susan Edmunds spoke to Lauren Crimp.
In this episode, Adam Biles welcomes Jonathan Coe to Shakespeare and Company in Paris for a rich, funny, and wide-ranging conversation about Coe's genre-bending novel The Proof of My Innocence. What begins as a playful pastiche of a cozy crime mystery evolves into three interlocking novellas—a whodunnit, a piece of dark academia, and a fragment of autofiction—that push at the limits of storytelling itself. Coe discusses why crime fiction offers comfort in anxious times, how the destabilising politics of late 2022 (from Liz Truss to the Queen's death) seeped into the book, and why he's increasingly drawn to overtly fictional narratives in an age suspicious of facts. He reflects on class, Cambridge, generational politics, and the powerful role fiction plays in preserving memory. Filled with humour and insight, the conversation offers both a defence of storytelling and a portrait of Britain in flux.Buy The Proof of My Innocence: https://www.shakespeareandcompany.com/books/the-proof-of-my-innocence-3Jonathan Coe was born in Birmingham in 1961. He is the award-winning, bestselling author of fifteen novels, including What a Carve Up!, The Rotters' Club, Middle England and, most recently, The Proof of My Innocence. He has won the Costa Novel Award, the Prix du Livre Européen, the John Llewellyn Rhys Prize, the Prix Médicis Étranger and the Bollinger Everyman Wodehouse Prize, among many others. He is a Fellow of the Royal Society of Literature and an Officier de l'Ordre des Arts et des Lettres. His work has been translated into twenty-two languages. Jonathan Coe lives in London.Adam Biles is Literary Director at Shakespeare and Company.Listen to Alex Freiman's latest EP, In The Beginning: https://open.spotify.com/album/5iZYPMCUnG7xiCtsFCBlVa?si=h5x3FK1URq6SwH9Kb_SO3w Hosted on Acast. See acast.com/privacy for more information.
LDV Mahi Monday The time of year is here! The TMS Awards for 2025 have arrived! We may have not won anything this year but that doesn't mean YOU don't have to go home empty handed!... Sharesies wants to help you in 2026! Listen to find out just how they want to help!... And by the time you hear this the boys are in the bright lights of Las Vegas! So get comfy because this final week is about to be DIFFY! Hit that link below to stay caught up with anything and everything TMS. www.facebook.com/groups/3394787437503676/ We dropped some merch! Use TMS for 10% off. Here is the link: https://youknowclothing.com/search?q=tms Thank you to the team at Chemist Warehouse for helping us keep the lights on, here at The Morning Shift... www.chemistwarehouse.co.nz/ 00:00 - Intro 3:50 - Check In 9:07 - Daily Bread 20:02 - The TMS 2025 Awards 37:55 - Sharesies Has Got Your 2026 Sorted 40:16 - Outro Learn more about your ad choices. Visit megaphone.fm/adchoices
In this BRAND NEW episode from Charlie Higson, he mixes History and Cartography to bring you the authors of a book that shows that a map might not be the honest, accurate and useful tool you once thought. Born on Youtube, The Map Men has been an internet sensation and their new book 'This Way Up' is a funny and fascinating journey into the maps that messed up: big time!In this chat with Mark Cooper-Jones and Jay Foreman (aka, the Map Men) Charlie finds out how they got into the world of mad maps in the first place and digs into the book that takes a deep dive into the world's most baffling and absurd map blunders, some innocent, but others not so!Remember that Charlie's book of the podcast, Willie Willie Harry Stee is available NOW in all book shops. Christmas. Sorted!! Hosted on Acast. See acast.com/privacy for more information.
Noob Spearo Podcast | Spearfishing Talk with Shrek and Turbo
In this episode of the Noob Spearo Podcast, host Shrek interviews Jordan Hunter, founder of the Your Fish app. They discuss Jordan's background in spearfishing, the inspiration and development of the app, and its features such as social networking, buddy finding, and competition management. Jordan also shares insights into his personal spearfishing journey, the importance of meditation and relaxation in diving, and the potential of ice baths to improve diving performance. The conversation highlights the app's goal of building a global community of spearfishers and anglers, making it easier to connect and share their passion. Listeners are encouraged to download the app and join the community. Important Times 00:00 Introduction and Welcome 01:27 Meet Jordan Hunter: Founder of Your Fish App 03:35 The Inspiration Behind Your Fish App 06:07 Features and Future of Your Fish App 07:48 Community and Competitions 12:52 Monetization and Growth Strategies 15:26 User Experience and Tech Challenges 29:15 Personal Journey: Jordan's Spearfishing Story 34:03 Lessons from Free Diving 34:49 Wave Three Deep Week in Thailand 36:49 Spearfishing Retreats and Life Changes 37:58 Culinary Adventures with Surgeon Fish 48:08 The Importance of Meditation and Ice Baths 01:01:09 The Vision for YourFish App 01:04:05 Concluding Thoughts and Future Plans Links Mentioned, Partner Deals and Discounts + Froth
Paul Byrne talks to Seamus McGrath TD who has raised the issue with the Minister for Finance Hosted on Acast. See acast.com/privacy for more information.
Today we read, Holiday Sorted, by Jimmy Rees.For longer episode each month and some bonus content for subscribe for 99 cents a month!https://creators.spotify.com/pod/show/chestersbookclub/subscribeBRAND NEW BOOKMARKS!!!!Worldwide link ($6.45USD including postage worldwide)https://buy.stripe.com/7sYdR8gt395q0VC0bxfjG06Australia link ($6.45 including postage)https://buy.stripe.com/00wfZg1y9ftO33K1fBfjG05Chester's Book Club library/tote bag plus free bookmark!Australia & NZ link below ($32AUD including shipping):https://buy.stripe.com/28o9CfduAfPw4q4147Worldwide link below ($30-32USD including shipping):https://buy.stripe.com/00gcOrcqwcDk8GkeUY
The building blocks of a real crime scene. We're diving into a corner of the Odd News world where true crime meets the absolutely ridiculous. It's a story so twisted, it could only be real. Join Clinton and prepare to be shocked. Also, it might be a good idea to wear your shoes as you listen to this tale of "A Sorted Crime". A Sorted Crime: The Latest in Odd News What kind of villain lives in this house of horrors? One who is responsible for creating a ghastly scene right out of the crime pages of your local newspaper. If you still have those where you live. In this Odd News story, we investigate a Santa Rosa, California that quickly escalates from simple investigation to terrifying tableau. You'll never look at your neighbor's "innocent" pastime the same way again after hearing this truly bizarre story. Hyperloop's Revenge As part of our Platinum Anniversary celebration, we look back at a 2018 episode where the mega-villain Hyperloop hatched his most diabolical plot yet. Joined by Tweet Storm, Target Run, and the ever-emojional Emoji, Hyperloop details a trap that promises to permanently eliminate the 4K Kid. His plan is so dastardly, that even his fellow criminals are shocked! What does Hyperloop have in store for the our hero? Ready for the ridiculous? Hit play on this episode of comedy4cast right now! >> You can also support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.
From new restaurants and a museum opening, to movie releases and a GOAT festival, we’ve got all the fun you could ask for this Friday!See omnystudio.com/listener for privacy information.
Eoin McGee, Personal Finance Expert
The See It, Say It, Sorted announcer has been in touch with a personal message for William and Jordan! We also hear a dilemma involving chocolate that leaves the boys both stunned and impressed in equal measure - while also giving Jordan a new idea for a future tour routine. Hosted on Acast. See acast.com/privacy for more information.
In this episode of the Johnson City Living Podcast, host Colin Johnson welcomes Sarah Barnett, an expert organizer and entrepreneur, to discuss the transformative power of organization in people's lives. They explore the beauty of Johnson City, the challenges of moving, and practical tips for organizing homes, especially during the fall season. Sarah shares insights on her business, Simply Sorted, and how she helps clients declutter and simplify their lives. The conversation also touches on community engagement, local businesses, and the importance of giving back.Connect with Sarah: https://simplysortedco.com/TakeawaysThe weather and mountains are the best parts of Johnson City.Organization can transform lives and mental states.Many clients are moms seeking to simplify their lives.Moving can be a stressful process, but organization helps.Fall is a great time for home organization.A seasonal closet switch involves editing, storing, and staging.Garages should be organized to prevent flooding issues.Preparing for holiday hosting starts with decluttering.Affordable organizing products can be found at Target.Managing paperwork effectively can reduce stress.Buy your next home, or list your current home with us! https://www.thecolinandcarlygroup.com/Be a guest on the Johnson City Living Podcast: https://www.johnsoncityliving.com/guests?fbclid=PAZXh0bgNhZW0CMTEAAaf_qLsH2l73s8fTV40Oebx8kSAGlIFS_y50ij7CRneeNX3I6NzzfQMUKP-7hw_aem_xHCpTZ5r_cOfc22X1DNvmw
Forget all that talk about education as the great equalizer. Public schools and inequality are joined at the hip. But must it be that way? We talk to the authors of a recent book called Schooled and Sorted, an eye-opening investigation into the ways sorting within schools translates into inequality in the larger world, and how to change that. And we head to Portland, Oregon for a close-up look at the most destructive sort of sorting in action, and meet some parents who are trying to do something about it. The financial support of listeners like you keeps this podcast going. Subscribe on Patreon: https://www.patreon.com/HaveYouHeardPodcast
Feeling stuck in a style rut as you navigate perimenopause or menopause? You're not alone. Changing bodies and shifting skin tones can make getting dressed feel like a bit of a minefield, and before you know it, you're hiding behind a sea of black, shapeless clothes.In this episode of The Happy Menopause, award-winning personal stylist Chantelle Znideric joins us to share her expert tips on what really works for midlife women. From finding the right colours to boosting body confidence and avoiding common style mistakes, Chantelle will help you rediscover your personal style and start loving your wardrobe again.Because the truth is, you can wear anything you like. It's all about making fashion work for you.
Jude warned Jesus' followers about divisive people within the church. Before he outlined the threat, he reminded believers of the truths they can hold on to—even when bad news is delivered. Listen as Alistair Begg explores these truths on Truth For Life. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the series‘Encore 2025' • Learn more about our current resource, request your copy with a donation of any amount. •Make a deep exploration of the person and work of Jesus the topic of your next individual or group study. Download Name Above All Names by Alistair Begg and Sinclair Ferguson as an ebook for free August 1-31, 2025. Comes with a chapter-by-chapter study guide. Request yours at truthforlife.org/name. Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | Twitter This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today's program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!
Shepherds guard sheep from danger, but sometimes wolves get into the flock and do damage. The same can happen within the church! On Truth For Life, Alistair Begg explains why it's important to recognize the threat, heed the warning, and keep the faith. ----------------------------------------- • Click here and look for "FROM THE SERMON" to stream or read the full message. • This program is part of the series‘Encore 2025' • Learn more about our current resource, request your copy with a donation of any amount. •Make a deep exploration of the person and work of Jesus the topic of your next individual or group study. Download Name Above All Names by Alistair Begg and Sinclair Ferguson as an ebook for free August 1-31, 2025. Comes with a chapter-by-chapter study guide. Request yours at truthforlife.org/name. Helpful Resources - Learn about God's salvation plan - Read our most recent articles - Subscribe to our daily devotional Follow Us YouTube | Instagram | Facebook | Twitter This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today's program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!
Happy Radio Lads! Don't mind if I do.Some huge celebrity gossip from Ed's mum this week, plus tales from Matthew's camping holiday, and a special guest appearance from a voice familiar to millions.Thanks for downloading the podcast – remember, you can be an Early Worm and catch the show live on Radio X every Sunday 8am – 11am.Get in touch on sunday@radiox.co.uk@EdGambleComedy@matthewcrosby @fionabruceonabudget_
Preseason is heating up, but are the board delaying spending until Rodgers' future is sorted?Treat yourself or the 20MT listener in your life, as well as supporting the podcast with some 20MT merch at 20mt.bigcartel.com/You can help support the production of these podcasts, get AD FREE content as well as gaining access to over 1100 extra episodes at patreon.com/20MinuteTimsSign up for Celtic's Youth Development Lottery The Celtic Pools and help shape Celtic's future here - https://celticpools.securecollections.net/index.aspx?Agent=353920MT Hosted on Acast. See acast.com/privacy for more information.