Becoming the Lender

As an online service provider, agency owner, or new digital business owner, reaching that $100k mark is a target you likely have set for yourself. You scroll through Instagram where many announce that they've reached these financial goals in short time spans from $100k in 100 days, or even $10k in 10 days.    To celebrate our 100th episode, I'll be taking you behind-the-scenes of how the Pod Factory reached the $100k mark. This isn't a remarkable story of how we reached those goals very quickly. Instead, I dive deep into an honest conversation about slow growth, building and trusting a team, and defining success by other measures instead of financial ones.    This episode is for the entrepreneur who is just starting out, and the ones who feel like reaching huge money goals is something they can't currently imagine for themselves. I share my best tips and advice about growing slowly but steadily, stepping into your role as CEO, and how I keep my head up high throughout the ups and downs of entrepreneurship. Your journey might not look like everyone else's and that's alright. Tune in and trust that you're on the right track with your slow and sustainable growth.   Connect with Fran: The Pod Factory website: https://thepodfactory.co/  Fran's Instagram: https://www.instagram.com/fransmoore/  The Pod Factory's Instagram: https://www.instagram.com/thepodfactoryco/   

The online entrepreneurship world can seem like a chaotic lottery. Follow any number of online entrepreneurs or business owners and you'll hear phrases like “5-figure days” or “multiple 6-figure years”. However, if you're new to making money online, getting started is a lot easier said than done.   In today's episode, my friend Tara Paton takes over to share the 5 mistakes that are holding you back from making money online. Tara is the world's leading marketing strategist and coach for beauty brands. She has over 10 years of experience helping product-based beauty entrepreneurs enhance their branding, refine their messaging, identify ideal customers, and improve sales.   If making money online is your goal, this episode is a must for you. Tara is breaking the 5 mistakes you need to avoid down so that you can confidently launch your business, create a brand, and start growing your income as soon as possible. Connect with Tara:  Apply to work with Tara inside Positioned to Profit and get an invitation to join an exclusive private training: www.positionedtoprofit.co Download the case study to learn how a beauty company made $7K in just 4 days using the Positioned to Profit framework: Casestudy.tarapaton.com  Grab your copy of the Profitable Marketing Playbook to learn how to unlock top marketing secrets to attract customers that spend more: Playbook.tarapaton.com Connect with Tara on Instagram: @Tarasoether

Is it just me, or is the online entrepreneurship space starting to feel like high school (but in a good way)? What I mean by that is we're all in the same space and the same familiar faces seem to pop up on our feeds, screens, and wherever else we are online.   My guest host today is Jamar Diggs - a YouTube strategist for coaches and consultants looking to RANK on YouTube and Google search so they can stop being a slave to the content spiral. Jamar and I met online as I kept seeing him tagged on stories and posts on Instagram. He pointed out that having a podcast and using YouTube to market the podcast is the best way to grow your audience, which eventually led to us hosting my first and only Instagram live on this very topic.   Jamar is taking over today to spill the tea on why you need both Instagram and YouTube to power your marketing strategy. He dives into the major differences between Instagram and YouTube, and how you can use both of them to target different aspects of your content strategy. From evergreen content to engaging and building a solid community, Jamar is here to flip the script on your marketing efforts, giving it a strategic upgrade by making the case for both Instagram and YouTube. Connect with Jamar:  Jamar's YouTube Starter Guide: https://bit.ly/2QhUyNc  Jamar's YouTube: https://jamardiggs.com/youtube Follow Jamar on Instagram: https://instagram.com/jamardiggs Work With Jamar: https://bit.ly/3tFjZqo   

As an entrepreneur and a new mom, I'm all too familiar with the concept of “work-life balance”. It's a term that's thrown around so often in the online entrepreneurship space, but it's a term that seems quite far out of reach for busy moms, solopreneurs, and even well-established entrepreneurs.   Ashley AsShire Adams is the founder of Mentor Me, a professional development and mentoring company for professional women teaching them how to leverage their leadership skills to thrive personally and professionally. She takes over Franly Advice today to share why work-life balance is a myth that holds women back. Instead of bursting your work-life balance bubble, Ashley shares why you should strive for a harmonious life as opposed to balance.   If striking a balance between your busy work schedule and your personal life feels like an unattainable goal, this episode is for you. Ashley busts the myth of finding work-life balance while sharing the simple and effective strategies you need to live a more harmonious and fruitful life. Connect with Ashley:  Follow Ashley on IG: https://www.instagram.com/ashleyasshire/  Work with Ashley: https://www.mentor-me.org/your-mentor

As someone who once ran the show by myself, I still have to pinch myself as I acknowledge the team that I've grown and the agency that I've built. This is the very reason why I've been so blessed to enjoy my maternity leave. And if you're a solopreneur or one-woman service provider, my friend Rachel Everington is here to spill the beans on transitioning from a one-woman show to a full-blown agency.   Rachel is the CEO of The Executive Ninja, an operations and virtual executive assistance agency, where CEOs can outsource their essential responsibilities to a professional and focus on their ultimate revenue potential. Today, she's here to pull back the curtain on her journey, as she gives you the play-by-play from starting off with all the jobs she's had, leaving corporate, starting as a virtual assistant and solopreneur, and finally building a 6-figure agency where she and her team support other businesses by leveraging their time, so that they may concentrate on their zone of genius while her team handles all the things required for the smooth and efficient operation of their business.   If you feel a little stuck with moving the needle forward in your business, this episode is for you. Tune in and let Rachel's story inspire you as she shares what possibilities you could have looming in your future. Connect with Rachel:  Follow Rachel on IG: https://www.instagram.com/theexecutiveninja/  Work with Rachel: https://theexecutiveninja.com/ 

I love connecting and building true relationships with my clients outside of the work environment. In today's special episode, I'm handing the mic over to one of my clients and friends, Payal Beri.   Payal is a  Leadership Mindset Coach for highly driven empathic women leaders who often struggle with imposter syndrome, perfectionism, and the guilt of setting boundaries. And today, she's talking all about overthinking, why we do it, and how we can overcome it. If you're guilty of overthinking whenever you're launching a product, hiring someone new, or up-leveling your business, this episode is for you. Tune in as Payal unpacks the process of overthinking so you can overcome it.   Connect with Payal:  Follow Payal on IG: https://www.instagram.com/payalberi/  Work with Payal: https://payalberi.com/unapologeticwoman 

As service providers, we get so comfortable being behind the scenes. So much so that sometimes we find ourselves as employees of our own business instead of stepping fully into the role of CEO.    Meet Loran Elise, the founder and CEO of Loran Elise Collective. Loran is a positioning and operations coach for service providers such as OBMs, VAs, and anyone who has had to DIY their business. Today, she shares her expert insight into how you can position your brand with expert authority, so you can own your place in the online space, establishing yourself as the go-to in your field.    Connect with Loran:  Follow Loran on IG: https://www.instagram.com/loranelisecollective/  Work with Loran: https://loranelisecollective.com/ 

Meet Frannie Coggeshall. Frannie is the founder of Elevate Her Marketing, a Facebook and Instagram ads agency that helps female-identifying online course creators elevate their businesses and lives through paid ads. She has run ads for big names in the online entrepreneurship space from Amy Porterfield to Brooke Castillo.   Frannie takes over in this episode of Franly Advice to share her wealth of business experience, having been an online entrepreneur herself for several years. Tune in as she talks about finding opportunities in the different seasons of your business, so you can shift your perspective beyond what's “good” and “bad,” and find the silver lining in every situation instead.   Connect with Frannie:  Follow Frannie on IG: https://www.instagram.com/elevatehermarketing/  Work with Frannie: https://elevatehermarketing.com/ 

Meet the virtual CFO for The Pod Factory, Dondrea! Dondrea is a certified CPA who helps online business owners with getting their books all the way together. Dondrea helped me go from paying myself zero dollars a month all the way to paying myself and creating a plan to make sure my agency is always profitable.    In today's episode, Dondrea walks gives 5 tips on how to be fiscally responsible as the CEO of your business. Press play and get out a notebook, you don't want to miss this one!    Connect with Dondrea:  Follow Dondrea on IG: https://www.instagram.com/thecreativescfo/ Work with Dondrea: https://www.thecreativescfo.com/services

Switching from being an Online Business Manager to the CEO of The Pod Factory changed my life for the better... While I was a pretty good OBM I knew in my heart of heart it was not where I belonged.    Today we are talking about why I left the OBM world and the behind-the-scenes of what it felt like to run upwards of eight six-figure businesses at once. Press play for a little come to Jesus moment with Fran!    Links We Mentioned:  Apply for a VIP Day https://thepodfactory.co/agency-from-scratch-vip-day The Elevate Effect Clickup Templates: https://clickup.com/?fp_ref=fran91

One day I looked around and noticed there were so many people running from the Virtual Assistant business and the Done For You space to coaching and consulting... I asked myself why and realized yall need to know the true benefits of running a DFY online business.    In today's episode, we are talking about the 4 biggest reasons I won't completely leave the DFY space behind for coaching and why you should reconsider. I know it's easier said than done but hear me out. Press play!    Links we mentioned:  Agency From Scratch Coaches and Co Legal Contracts  

I brag about my team ALL the time and how they have given me space and freedom to get through this pregnancy, but there is one more ingredient that makes up the special sauce for The Pod Factory... If you guessed Clickup, give yourself a pat on the back girl! In today's episode, we are diving into the pros and cons of Clickup and why I am so obsessed. Get out your notepad and get ready to add this to your list of reasons you might consider switching to Clickup as your project management tool!    Links we mentioned:  Courtney's Template Shop My Clickup Affilate code Apply for a VIP Day    

Do you ever feel like you are stuck in the "hustle" phase of your business and you cant get away from it?    Today we are talking about taking mandatory breaks from your business throughout the day to help you with balancing work and life. When I started to prioritize break times, my business began to thrive without me. Press play and go on break for a quick 15 minutes to listen to this episode.    Links we Mentioned:  Apply for a VIP Day

Selling and retaining clients are two different skills that we need to talk about in order for you to truly grow your DFY business.    In today's episode, we are diving into the importance of following through to maintain a stable business and keep your clients happy! Press play to learn more about effective ways to keep your commitments to your clients.    Links we mentioned:  Apply for a VIP Day

Going to the Cheesecake factory and attempting to order is like trying to pick between steakhouse, seafood, and Italian all in one place! Yikes.   What if I told you clients feel like that after reviewing your packages and offers as a service provider? Well my friends we are fixing that issue today and we are diving into niching down your packages and why it's important to have fewer service offerings.    Links we mentioned:  Apply for a VIP Day Sign Up for Dubsado

Have you found yourself answering the question 'tell me about yourself' with things about the business you launched?    Today we are jumping into ways to separate yourself from your business. It's so easy to get caught up in business goal chasing and to forget about checking in on the human who built this wonderful money-making machine. Grab your headphones and get ready for some much-needed me-time!    Links we mentioned:  Agency From Scratch Coaches and Co Legal Contracts

Ever feel like you are stuck in a certain lane as a Done For You Service Providers and confused about how to pivot your offers?  In this episode, we are chatting about how I went from being a virtual assistant to an online business manager and finally launching my podcast agency all without making less than 5k a month in revenue! You can transition when you are ready it's all about making the right moves at the right times my friends.    Links we mentioned:  Apply for a VIP Day: Agency From Scratch Sign Up For Dubsado    

Are you currently stuck in a hustle cycle in your business and longing to escape the loop?    We have all been there where we get so into the business that we start to create crappy habits around working long hours. Today we are getting into the top five reasons that are most likely causing you to spend 10-12 hours working on/in your business a day.  Some of these issues you might be like "duh Fran I knew that" but use this episode as a gentle reminder to work on getting out of grind mode and into a true flow.    Links we mentioned:  Apply for a VIP Day: Agency From Scratch  Clickup Templates by The Elevate Effect

Have you ever felt like you can't breathe in your own business because so many people overstep your boundaries?  In today's episode, we are talking about how to set and maintain healthy relationships with your clients. It's not easy to tell people no but it is necessary. Building strong and lasting client relationships can work without saying yes to everything.    Links we Mentioned:  Agency From Scratch VIP Day Waitlist: https://relentless-painter-4686.ck.page/784d5f84ea https://www.coachesandcompany.com/ref/jafrancesmoore/

Ever asked yourself how people close clients deal as online entrepreneurs?    Today we are talking about how to followup with potential clients after a sales call. After closing over 100 sales within my business I have tracked how I close over 80% of all my sales calls. Press play to tune in!    Links we Mentioned:  Agency From Scratch VIP Day Waitlist: https://relentless-painter-4686.ck.page/784d5f84ea https://www.coachesandcompany.com/ref/jafrancesmoore/  

Looking for ways to grow your business without hanging out on the 'gram all day or paying for Facebook ads?    I love a good freebie just like the next girl, but it's tough to build a service-based business through funnels and list building. Because so much of what we do as done for you service providers requires our clients to trust us, we need to lean on our networks to build a stable foundation for our business.    In today's episode, we are diving into how to organically grow your business and build a network that works for you! It's exhausted constantly looking for new clients, so we wanna start getting clients to your doorsteps before you can even think about creating a sales plan.    Links we Mentioned:  Sign up for Dubsado   Let's be Friends!  Follow me on the 'gram fran.s.moore Join The Pod Community on Facebook to connect with other podcast lovers!   Looking for podcast management or launch services? Check out The Pod Factory service offerings! https://thepodfactory.co/services  

Have you ever worked for someone and felt like they were so out of touch with what you actually do? I am sure that you do not want your team to feel that way. Today we are chatting about why sitting in the seat of your team members before they exist is so important for growing your agency.    Links mentioned in this episode: Done in a Day   Let's be Friends!  Follow me on the 'gram fran.s.moore Join The Pod Community on Facebook to connect with other podcast lovers!   Looking for podcast management or launch services? Check out The Pod Factory service offerings! https://thepodfactory.co/services

Ever have a client fire you as a Service Provider and you feel like you suck afterward? Let me guess, they gave you the 'it's not me it's you' speech and you now feel like a trash human? While it is soul-crushing to feel like you have done someone wrong and failed at the very job you pitched to them, there's also something to learn in these storms. Today, I am diving into the framework I use to continue growing my business even when there are a few clients who no longer wanna work with me and The Pod Factory.  In this episode, I am giving you tangible ways to improve your business and confidence after a client break-up.    Links mentioned in this episode: Done in a Day   Let's be Friends!  Follow me on the 'gram https://www.instagram.com/podfactoryco/  Join the Pod Community on Facebook to connect with other podcast lovers!  Looking for podcast management or launch services? Check out The Pod Factory service offerings! https://thepodfactory.co/services

Do you ever feel like there's no way your business will work/run without you?  Well, I used to be that girl and I am here to tell you those days are over my friends. In this episode, I share the behind the scenes on how my business thrived while I was on bed rest for six weeks.  Press play and listen to all the dope things that my team made possible while I was on bed rest for my first trimester of pregnancy!    Let's be Friends!  Follow me on the 'gram https://www.instagram.com/podfactoryco/  Join the Pod Community on Facebook to connect with other podcast lovers!  Looking for podcast management or launch services? Check out The Pod Factory service offerings! https://thepodfactory.co/services 

Ever wished you had a business fairy godmother who could talk you through doing the dang thang?   In this episode, you all get to meet the lady who helped me create my business and leave my 9-5. Sara Wiles mentored me in such a personalized way and gave me the blueprint to run a successful business along with some mindset hacks!    Sara Wiles is an Online Business Mentor for done-for-you service providers. She helps Virtual Assistants, Online Business Managers and Social Media Managers build successful, profitable, balanced businesses in weeks instead of years. She's also a wife, mama, dog mama, exercise enthusiast, champagne connoisseur, four-letter word addict, and the co-founder and co-host of The Happy Thoughts Show. Links we mentioned:  https://www.instagram.com/sara_wiles/ https://www.sarawiles.co

It is so easy to feel like you work for your clients as a DFY service provider and that your offers need to align with what people want. We are here to tell you that ain't true girl!    In this episode, I am joined by Brittany Annette and we talk about how we both moved past pleasing our clients and moved into building offers around our personal talents.    Links we mentioned:  https://www.instagram.com/brittanyannette/ https://www.facebook.com/groups/streamlineandscaleyourbiz/  DFY Service Provider Mentorship  

Ever heard a coach say "take messy action" and felt nervous about what that meant?    There's a time and a place to take messy action, but your entire business cannot be based on messy action. You have to have some skills to pay those bills y'all! In Today's episode, we are talking all about when to take messy action versus when to get me training before making your next move.    Let's Dive in! 

It is so easy to fall into en employee role in the virtual support world. You are providing a service to multiple clients and you want them all to feel loved and supported but you also wanna go to bed at a decent hour, hang out with friends, and do all the things we see our coaching counterparts doing on the 'gram. In this episode, we are reclaiming our time as Done For You Service Providers and owning the role of CEO in our businesses! Get these 6 tips on how to go from employee to CEO!    Grab this Link Below if You are a DFY Girl!   

Have you ever been nervous to make the switch from general virtual assistant to specialist or OBM?    In this episode, I am talking about how to pivot as a Done For You service provider. It can be hard to feel free to make a change in your business and see value in your offering, but I am here to bust that myth for all the DFY girl!    Get out your notebook and get ready to start feeling yo'self as a DFY service provider!    In this episode we covered:  Knowing how and when to plan your pivot in business  Being proud of the next level you  Identifying where you belong in the online world and how to own it Creating a "big picture" plan for your service offers Let's connect!  https://www.instagram.com/fransmoore/   

Podcasting has blown up and everyone is telling you it is easy to start and low cost to begin. What they aren't saying is the effort it takes to bring your show to life consistently.  In today's episode, I am spilling all the tea on how it feels to produce, record, and keep up with a podcast at home. I love podcasting (I mean I made an entire business about it lol), but I will always be honest with yall about what it takes to bring a show to life.  Pop those headphones in and turn up the volume and let's get into this week's episode.    In this episode we discuss:  Soundproofing your show at home  Being a good steward of your time  Fran's unfiltered truth about editing    Links we mentioned:  https://amzn.to/2ZL3mwF

Did you start that business, huh? Now you are trying to figure out how to make more money and offer all the things.    In this episode, I am talking about the dangers of being the everything queen and why niching down is so important. I started my journey in business as a general VA contractor and realized I was not about that learn all the things about business everyday life.    Pull up your notes tab on your phone, and let's get to it!    In this episode, we discuss:  Why niching will save you a thousand hours  How wonderful it feels not to know everything  Systems and niching down are cousins.    Let's be friends!  https://www.instagram.com/fransmoore/  

Have you ever sat down to build your website and felt lost on where to start?    In today's episode, we are diving into creating a website that you not only love but also helps you drum up more business.    Haylee is a web designer for coaches, creatives, and online entrepreneurs who want to do good and create a huge impact on the world and those around them. With 10+ years of experience working in the creative industry, she helps them to completely up-level their DIY websites and bring their creative vision to life.    Links we mentioned:  www.seekbalancedesign.com https://www.instagram.com/seekbalancedesign/ www.seekbalancedesign.com/vip-intensive-day

Ready to leap into full-time entrepreneurship, but not sure how to create a real financial plan for that big jump?    I have been there, and I am here to tell you there is a way to leap without putting too much financial strain on your household! I know the idea of just going with the flow sounds beautiful, but with this game plan, you can sleep at night without fearing the loss of your necessities.    Grab a pencil and your favorite notebook, and let's dive into today's episode.   In this episode we cover:  The Jump Account we All Need to Create the Business of Our Dreams Coaching Yourself Through the Last Half of Your Corporate Career What the Heck is a Calculated Risk!?  Moving From Fear to Understanding Your Exit Plan    Links we mentioned:  My First Budget Spreadsheet Sinking Funds Episode Saving Your First 1k The New Zero

Today I sat down with LaToya Westbrook of Wealthy and we talked about the wealth gap between Black Americans and White Americans and other POCs. This conversation just scratched the surface of the issue, but I hope it inspires you to make a difference! While we cannot change the past we can influence the future for the Black community.     LaToya Joy Westbrooks is the founder of Wealthly...and money is her mission. LaToya is a Personal Finance Expert, and an established Finance professional with over 15+ years of experience in the banking and FinTech (financial technology) industry, she has worked with hundreds of individuals mapping their financial future. Want to chat with LaToya about your finances, grab the link below!  www.wealthlyliving.com/ https://www.instagram.com/latoyajoy/?hl=en https://www.instagram.com/Wealthly.Living/?hl=en

Marketing is so important when it comes to growing your business! Press play to learn more about how you can start pitching yourself to be featured on your favorite shows.    Here's A Closer Look at What We Talked About: What the Heck is Podcast Pitching  Your go-to topics!  Getting to Know You!  Connections are Key    Links We Mentioned:  https://www.instagram.com/p/CADwfbuAVVn/?utm_source=ig_web_copy_link  

Let's be real, finding clients in this online business space is not as easy as baking pie. Especially when you consider the fact that everyone is a virtual assistant now and it is so hard to stand out. Today I spill the tea on my top 5 ways to utilize Facebook groups as an online business owner. There are so many strategies out there to convert your audience and contacts into paying clients so here is another way to get yourself out there friends!    Here is a Closer Look at Today's Episode:  Getting to Know Peeps Online [7:08] Rules are Rules Guys! [10:01] Know Where You Belong [13:02] Did You Know Your WHY [15:52] It's Your Thing, Do What You Wanna Do [18:03]   Links to Keep in Mind:  https://www.facebook.com/groups/theradiantentrepreneur/ https://www.facebook.com/groups/laptoplifestyleentrepreneur/learning_content/

Looking to start a Podcast but you aren't sure where the heck to start? You have googled how to start and you are still feeling overwhelmed with the next steps and where to go from here. No worries girl, in this episode I chat all about the 5 must-haves to start your podcast right now!     Quick Look at What We Talked About: What's the Minimum amount of Equipment you need [4:06] Selecting a Host Platform [7:11] Connecting to Your Favorite Podcast Libraries [11:16] Where to edit Your Show [14:59] Your Secret Sauce [16:39]   Links We Mentioned: Podbean: https://www.podbean.com/becomingthelender Libsyn: https://libsyn.com/ Anchor: https://anchor.fm/ Giveaway: https://www.instagram.com/p/CADwfbuAVVn/ Cheap Macs: https://www.instagram.com/laptopsrus/ Connecting to iTunes: https://itunesconnect.apple.com/login The artwork just needs to be 1400 x 1400 pixels for approval for iTunes. 

Am I the only one who has been thinking really hard about what my financial plans should look like while COVID-19 is changing our new normal? Well for all of us who are worrying about the next steps, Jacqueline Schadeck is here to walk us through how to plan for now and the future!  Jacqueline Schadeck is a CERTIFIED FINANCIAL PLANNER™ professional who partners with individuals and families to help them gain financial clarity. She believes that people need comprehensive financial guidance in order to make the best decisions, and she has a passion for helping clients achieve financial success.   Quick Look at What We Talked About: Meet Jacqueline [1:02] Ways to Financially Plan During COVID-19 [4:37] LifeStyle Inflation aka Fran! [10:10] Money and Relationships and How Could Working Together Save A Few Coins [19:34]   Links we mentioned: https://www.jacquelineplans.com/ https://www.instagram.com/jacquelineplans/ 

If you are looking to start your Virtual Assitant Business Right now, listen to learn more about the three ways you can begin to get clients in the door now!    Quick Look at What We Talked About:  Take Messy Action [1:32] Why Facebook Matters for a New Virtual Assistant [3:58] Networking [8:42] The Start [11:09]   Links we mentioned:  The Start w/ Sara Wiles: https://www.sarawiles.co/thestart-waitlist (Don't forget to write in Fran Moore as your referral!) Dubsado: https://www.dubsado.com/?c=franmoore Facebook Groups to Join: https://www.facebook.com/groups/theradiantentrepreneur/ https://www.facebook.com/groups/vasavvies/  

Today I am talking about what to do with extra coins, based on your current situation, during these uncertain times. Sure, it would be cool to use the stimulus check for a down payment on a new car, but would it be wise? Press play to learn about my personal opinion on what to do with your extra cash now! 

Alright! Last week we talked about the different online businesses you could get into, and this week we talked about how to actually get that baby up and running! Now, press play, grab a notebook and dive right in!    Target Audience [4:41] Adding Values [8:56] Taking Online Courses [12:43] Hiring a Coach [16:09] Leveraging your current Network [18:35]   Let's be friends! Follow me on IG https://www.instagram.com/fransmoore/

You looking for a few some money or a side hustle that you can start while you have a little extra time? Hit play and learn about a few online hustles you can start today!    Online Side Hustles [5:02]   Looking for the links I mentioned, here ya go:  Start a Podcast w/ Podbean ads Management My Website  

You ever think man I could go for some steak from this or that place but it's closed or you are trying to save some coins? Well, I got you boo just hit play!    Fran's Chick-Fil-A Obsession is back [1:05] 5 tips for Using Pinterest to Save your Food Budget [3:15]  Ways to Involve your Kids [11:18] Recap! [15:41]

Y'all, when an emergency strikes and you are not ready... Guess what? It is STILL not too late! If you are nervous about how to get through a storm, listen to this episode!  Grab the link below to get your budgeting spreadsheet!  Budgeting Spreadsheet  Becoming the Lender Budgeting 103 Follow me on the 'Gram    

Amanda Henry is a Sr. Digital Strategy Lead at Google, Melanin Millennial Women in Tech Advocate, and Founder of LadyBossFinance. Lady Boss Finance is a platform focused on empowering women on the essence of making money moves by unapologetically going after everything life has to offer – knowing success is in their DNA – all while carrying themselves with style and grace. She brings over 8 years of experience in the art of living an intent-filled life while navigating the unknowns of career, marriage, and financial independence. You can find her on Instagram @LadyBossFinance | Twitter @mrsamandajhenry | LinkedIn

You ever wonder how people shift their mindset from lack to abundance... that is exactly what Stephanie and I chat about! Press play now!  About Stephanie [1:03] Making Finances a Priority [7:48] How to tell Yourself No to Spending [13:01] Mindset Shifts [25:03]   Connect with Stephanie online:  https://www.instagram.com/financesonpoint_/ https://linktr.ee/_financesonpoint_

You ever feel like you wish you were the Oprah of money and just want to tell everyone "you get a 50, you get a 100 everybody gets some MONEY"? Well right now I am not (you might be in the same boat!) so we need to know how to say NO now so that we can become the Oprahs of the future!!! Press play and learn how to gently say no while still providing your friends and family with some assistance!    Ways to say No to giving money [1:12] How to feel better about saying No [11:02]  

Y'all know I love a good strategic planning session with Jesus and I found a friend who also shares the same love! Raven is back for part two all about Faith + Finance!  Raven is a serial entrepreneur hailing from Timmonsville SC. She currently resides in Cincinnati, Ohio where she manages an accounting firm as well as traveling locally and nationally as a financial coach, heralding the message “Going For Wealth”. Raven graduated from Clemson University, is Certified Public Accountant(NC) and a Certified Fraud Examiner.  Raven’s desire is to equip individuals with the knowledge and resources needed to break poverty and debt cycles. Facing financial troubles herself because of the ill choices she made in her early 20s, Raven has completely transformed her finances. On her 28th birthday, her net worth reached the multi-millions and she was able to quit her job in Corporate America to run her businesses full time.  Raven is now blessed with the opportunity to teach others how she was able to pay down a mountain of student loan debt, credit card and car debt, while managing to travel internationally, open 2 businesses, create nonprofits, and enjoy life. Raven is on a mission to debunk every money myth and show others that achieving financial freedom is not as hard as you may think. Raven does not teach others how to become rich, but she provides practical steps on how to Go For Wealth to live a life you deserve.    Connect with Raven online: 1. https://www.ravensimon.com 2. https://www.instagram.com/themoneyprofessional/

Y'all, everyone wants to be an HGTV house flipping rockstar and guess what, Raven is giving all the details on what it is like to for real for real flip a house. Here's a little more about Raven. When it comes to money...no ones knows money like Raven knows money. Raven is on a mission to debunk every money myth and show others that achieving financial freedom is not as hard as you may think. Raven does not teach others how to become rich, but she provides practical steps on how to Go For Wealth to live a life you deserve.    About Raven [0:58] Raven's Introduction to Real Estate [4:01] Prepping Homes for Flipping [15:02] Selecting Tenants [21:08] 

Today I was joined by Melissa and Murphy (M&M). They have been married for nine years. A little over five years ago Murph began listening to the Dave Ramsey's Show podcast. In January 2014 they began Dave Ramsey’s baby steps with a total of $229,000.00 in debt. This daunting amount consisted of it student loans, lines of credit, credit cards, medical bills, IRS bills, cars, you name it we had it. It took Mel the first year to get on board, but once they started to gain momentum in their debt snowball they saw a huge shift in not only their finances but many other areas of their lives! One thing that they can express to you is that this journey will transform you in more ways than one! Today, THEY ARE DEBT FREE and they believe that through what they’ve learned they can encourage others to get their fitness/finances in order.   They Paid off over 200k in Debt [1:00] Marriage and Budgeting [7:44] Advice for Young Couples About Personal Finance [12:36] Melissa and Murphy's Why [30:35]   Follow Melissa and Murphy on IG https://www.instagram.com/fitnfunds/ Grab their link to see them on all the platforms and read their blog https://linktr.ee/fitnfunds    

Aunt Kara is changing the game when it comes to travel hacking! Aunt Kara has been travel hacking before the term was coined by the online community and even before rewards programs had apps and websites for tracking! Tune in to learn how you can travel without overspending!    Meet Aunt Kara [1:07] How Kara began Travel Hacking in [3:24] How to Budget for Travel Hacking [11:04] Kara's Favorite Travel Cards [15:24] Kara's Recent Travel Wins [30:45]    Follow Aunt Kara on Instagram: https://www.instagram.com/aunt.kara/ Want to get started with Travel cards? Here is a link to start with the Delta American Express Card.  http://refer.amex.us/JAFRABba48?xl=cp33