Podcasts about aurora ontario

This weeks guest is Danielle Crowley who joins us from Whistler, BC. A very passionate and creative bartender, Dani is originally from Aurora Ontario and has been in the industry for over a dozen years now. Dani has worked in multiple facets of the industry from golf courses, cafes, nightclubs, train travel service and everything in between. Dani has also started competing in cocktail competitions and was crowned the Giffard West Cup Canadian National Champion in 2022 and was a semifinalist at Diageo World Class. Currently, Dani is bartending at The Raven Room - a craft cocktail bar in Whistler where she slings drinks, creates seasonal menus and hosts cocktail workshops. Links @drinkingwithdani @theravenroom.ca @sugarrunbar @babylonsistersbar @argyle_arms_2023 @the_industry_podcast email us: info@theindustrypodcast.club Podcast Artwork by Zak Hannah zakhannah.co

Asif & Tina discuss a Rental Fraud Horror Story, then are joined by Naresh Vyas, VP of Deposit Rocket, to chat about how Deposit Bonds will change the way Real Estate transactions are handled in the future. Listener Questions, This Week's HOT Listing from Aurora Ontario, and more ....

In the March edition of The Monthly, Trevor Dale, CEO of TK Dale Wealth, looks at how COVID is affecting unemployment rates, supply influencers, and movements in the stock and bond market.Don't forget to subscribe, watch on YouTube or visit our website at tkdale.com

This was a super fun Instagram Live with superstar realtor Gemma Leggett.We talk about what's changed about selling your house during COVID, what's stayed the same and how to drive value up when you're selling but also how to drive value down when you're buying.Want the inside scoop? Check out this video. Don't forget to hit the like button, leave a comment and SUBSCRIBE!!!Find out more about TK Dale Wealth at tkdale.comVideo of the interview is on YouTube here: https://youtu.be/Y40vLUJjmAg

Happy New Year, TK Dale Wealth listeners! A new year is always an exciting prospect, and this could not be more true after 2020, so how can you make 2021 your best year yet? In this podcast, I cover one of my favourite topics: goal setting. We talk about using the 4 Pillars of Wealth to focus your financial goals, using positive and negative reinforcement to motivate you, and setting small milestones to achieve big goals!To receive the digital assets discussed in the podcast, send me an email at info@tkdale.comLet's talk about how to achieve your financial goals for 2021, book a consultation call with me at tkdale.com!If you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.*Not intended as advice, for educational purposes only. Always seek the help of a licensed professional prior to acting on any of this information. Forward looking statements may not come true nor can we guarantee results.

In this episode I go over some of the reasons for the strength in the November stock market as well as start along the path to understanding if you're wealthy.Find out more at tkdale.comIf you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.*Not intended as advice, for educational purposes only. Always seek the help of a licensed professional prior to acting on any of this information. Forward looking statements may not come true nor can we guarantee results.

You've been growing your realty business, making good money, and bringing in new clients - you may be wondering: what's next for my business? If incorporating has ever come to mind, this is the podcast for you. In this episode, I go over the major considerations when deciding whether to incorporate and the team that you should assemble to ensure your success.Find out more at tkdale.comIf you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.*Not intended as advice, for educational purposes only. Always seek the help of a licensed professional prior to acting on any of this information. Forward looking statements may not come true nor can we guarantee results.

This marks our 100th episode!!! October was an interesting month in the markets. It had a sharp rise followed by a sharp sell-off. It neared the U.S. presidential election and in this episode I talk about:Interest rates & your homeWhere's the jobs?US Election & stock market inflation???Covid-19 & stock market protecting your moneyFind out more at tkdale.comIf you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.*Not intended as advice, for educational purposes only. Always seek the help of a licensed professional prior to acting on any of this information. Forward looking statements may not come true nor can we guarantee results.

This is a special episode of the TK Dale Wealth Podcast! I'll be speaking with Michael Damazo, a member of the US Navy and a content creator that focuses on achieving financial freedom. Michael went from having $50,000 of debt to $750,000 of net worth in only 10 YEARS. Once he took control of his own finances, he built up his platform on YouTube to help people in the same situation. We talk actionable steps to identify your biggest spending waste (buying coffee may not be your biggest problem, despite what finance articles suggest) and to become the leader in your own life.This episode is all about finding strategies that work for you and taking responsibility for the future you want to create. It was great sharing experiences with someone who has also been in the military and speaking to a leader that is constantly helping others. If you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.

As if 2020 couldn’t get any crazier. The world was basically shut down due to a global pandemic, kids worldwide not attending in-person school, a hot button US election with the chances of the incumbent president likely to reject the results if he loses, and now the US President contracts COVID-19 along with the First Lady and many of his closest advisors. All that and more, including their financial impacts, will be discussed in this episode, including: - Stock market movements for September - Disney recently laying off 28,000 furloughed employees - Probability of the survival of restaurantsShare this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher. If you're looking for more information, check out our website at tkdale.com and book a consultation!

A new school year starts up and change is in the air. In this podcast, I give an overview of the major market moves of August and how this will have an effect on September's economy. Key topics include how COVID-19 and school re-opening, and how retail sales are affecting the markets.If you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.

You may have heard of an all-in-one mortgage before and its ability to help you pay off your mortgage up to 15 years faster. While this sounds like a great plan, it isn't right for everyone, and it's important to understand how it is set up before you open this type of account.In this podcast, my Business Development Associate Niklas will be explaining the pros and cons of an all-in-one mortgage. If this sounds like the account fro you, book a consultation with me at tkdale.com.If you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.

COVID-19 has surprisingly been an incentive for many people to retire earlier than expected, but this raises an important question: what will happen to my benefits? This podcast explores avenues for if your benefits extend into retirement or if they end with your employment, and also discusses retirement planning and the Manulife FollowMe plan.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

2020 has been flying by, and as we enter the second half of the year, this is a great time to review the systems that have and have not been working in your life. As a Family CFO, my guiding principle is to monitor your finances like a business would, and that is exactly what a personal financial audit entails.In this podcast, my summer intern Sabrina explains the key components of a financial system and how you can audit your own systems to optimize the rest of the year.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.For help with setting up your financial systems, book a consultation at tkdale.com

Life is complicated and busy, but this is no reason for your finances to be pushed to the side. By creating a financial plan, uncertainty can be eliminated and you can take active steps towards your goals.In this podcast, my summer intern Sabrina talks about the benefits of creating a financial plan, both in the short and long term.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

When looking at finances, it is so easy to get bogged down in the details and look at our lives in segments. We keep our savings separate from our checking account which is separate from our mortgage, but this actually prevents you from seeing your finances and financial plan holistically. Ultimately, this keeps you from getting ahead.In this podcast, I talk about the benefit of considering your finances like a business's general ledger and how to plan ahead for greater efficiency.Listen to this podcast and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

I've had clients come to me after a period of investing on their own, ready to make a change. Some are happy to pass over the role of portfolio manager to me, while others are still interested in managing parts of their investments.In this podcast, I talk about how to manage a co-advising relationship. Co-advising gives you the freedom to live your life, without worrying about the performance of your portfolio every day, while still controlling a small portion of your assets. I explore what these relationships look like and the freedom it gives investors in the smaller assets they continue to invest on their own.Listen to this podcast and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more go to tkdale.com

As parents, we want what's best for our kids: we hope they'll grow up to be responsible, happy, and successful adults. For that to happen, kids need to have good financial skills, or at least a strong basis - and that's where we, as parents, come in.A study by Cambridge University found that kids' spending habits are being formed by age 7, so there is no better time than the present to teach your kids financial literacy. In this podcast, my summer intern Sabrina presents 3 essential financial skills that will set kids up for success and how to teach them.

We've all heard of the power of decluttering our spaces, but what about decluttering our financial statements and purchases? Financial minimalism means only spending on what truly brings you value to give you greater freedom in the future by saving.In this episode, my summer amazing intern Sabrina explains how financial minimalism works and how small changes can improve your financial future.You can pre-order an electronic copy of my new book "The Family CFO's Guide To Wealth Building" at TheFamilyCFO.ca

Trevor talks about some of the considerations for buying a cottage. What do you need to know in the buying stage with respect to permits and certificates?What's unique about getting a mortgage for the property?Tune in to find out more.

A CHIP Reverse mortgage is not for everyone. It is a perfect tool for some people though and most advisors should be aware of it so that should the situation arise.This is a very special episode with my summer student recording her first podcast!She did a great job in explaining how a CHIP reverse mortgage can be useful.Enjoy!

The FIRE movement seems a little extreme to me however what can I learn from it and can I implement some of those things in my life?I'm a married Canadian executive and I like to maintain a certain lifestyle. I'm not willing to sell my home and move my wife and two kids into a Tiny Home.In this episode I talk about my takeaways and things I can implement.Find out more at tkdale.com and socials are @tkdalewealth

These are the principals that I use to decide which debts to payoff first and keep a good credit score. It doesn't matter whether we are in Covid-19 times or not. Here's how I look at dealing with credit.tkdale.com

Have you considered changing HOW you live? The bigger house, the maintenance, the stress? Have you considered selling your luxury home and buying a luxury condo?With the proximity to the lifestyle you love and none of the maintenance it can be a beautiful move for many. I know people that have moved from having the house with the pool in Mississauga to a condo with a pool downtown Toronto. They were spending all their free time in the city at shows and events anyways so why not move closer to the things that they love?In this episode I talk about the lifestyle, financing and options for downsizing luxury homes.

In this episode, I speak with Scott, a fourth-year Commerce student with a riveting background in competitive skiing. We dive deep into his views on everything from Aurora Ontario to journalism. This episode is full of laughter and heart to heart discourse you will not want to miss.  --- Support this podcast: https://anchor.fm/mario-a/support

Let's start this conversation with as of October 17, 2019 that US and Canadian central bank interest rates are below 2%. This is known as the risk free rate.Premiums are built on top of this.Liquidity, credit risk, volatility in revenue, tenure, experience, time, country, industry and other types of risk will cause the required compensated return to go up.I start the conversation with the rule of thumb that over the last 100 years stocks have historically returned around a 6% return before fees.Presumably things with less risk will have a lower return and things with a higher risk will have a higher return.You can take a lower risk asset, add leverage and get a higher return in some cases but now you've added risk.Let's never forget that your ability to save money is the single greatest contributor to your ability to grow your wealth.My job comes in the form of optimizing and helping you use that money to make more money.In this podcast I look at stocks, bonds, cash, real estate, alternate investing such as hedge funds, private lending, participating whole life policies, your own company and yourself.The point is that you should look at each of your options and make a non-emotional decision.If you run a company you are a special case and I get into that in this podcast.Check out more episodes like this on Apple Podcast, Google Podcast, Spotify, Stitcher and tkdale.comDon't forget to subscribe!

I had a friend of mine pass away last week.I sat next to him at work every day for 7 years. I miss him very much and I'm saddened by the family he left behind and how they must feel.I always try to impart some positivity when I go to a funeral or viewing and I told his wife that he made me laugh every single day. He was very funny and always had a crazy story to tell.I can't help but reflect on how death is an eventuality for all of us.It makes me think about life insurance which leads me to strategies which left me with the life lesson:Death Does Not Freeze UsIt made me stop and reflect. My thoughts were occupied for a couple of days and then I started to move better again.Join me in this podcast on Apple Podcast, Google Podcast, Spotify, Stitcher and tkdale.com

When it comes to wealth management, it is more than just delivering products and providing good service. It is about understanding someone's entire situation and putting the pieces of the puzzle together.How does someone's life fit with their investments, life insurance, mortgage, other assets like cottages or rental properties, kids and aging parents? These are all variables to factor in and consider when structuring a plan for a client.In this episode we talk about setting targets, newsworthy items, economic data and how this translates into my current playbook.A full writeup can be found at tkdale.com/podcast

Host Trevor Dale, Founder of TK Dale Wealth Management and Creator of MillionDollarMortgage.com, talks about how many veterans in business talk about how using debt is a bad thing.The thing they don't tell you is that they themselves likely used debt and a lot of it. They probably took themselves right to the edge and risked everything and that pain they have is shaping their advice to you.It's like telling a developing country not to use coal power plants when they are the cheapest although dirtiest methods of providing power to their citizens. They are in a difficult spot... they can't afford the more expensive and cleaner options but still want to grow their infrastructure, provide a better living standard for their citizens and create more industry which will allow them to find cleaner methods later.It's easy for a developed country to tell them that they shouldn't use coal but they themselves did and the developing country doesn't have many other choices.To grow or not to grow.So what's the take away?Be conscious of the debt that you take on, have a purpose and an expected return by utilizing that debt. Make sure it is only on productive items and not consumables or discretionary spending like restaurants.Also have a backup plan. Can you sell an asset to pay off the debt if it becomes too heavy? Can you make interest only payments like an interest only mortgage or line of credit?How can you reduce your cash flows and cash burn rate while at the same time increasing your revenues?Think about this all the time and do regular reviews. I review my finances weekly......KNOW YOUR NUMBERS.Make big moves and go after it.In the podcast I talk about rentals and starting your own business.Subscribe on Apple Podcast, Spotify, Google Play and Stitcher.For more information go to tkdale.com/podcast

Host Trevor Dale talks about when to use a TFSA, Tax Free Savings Account.There are three primary considerations which are your debt, RRSP room available and expected retirement income.I talk about a strategy of how to more efficiently use your savings to reduce your borrowing costs.Plus I give on strategy when a TFSA could be used as a holding account for future RRSP contributions.Podcast available on iTunes, Spotify, Google Play and Stitcher.For a full writeup go to tkdale.com or https://tkdale.com/2019/09/12/when-to-use-a-tfsa/

US and Canadian markets were flat but intra-month there was a lot of movement and with different sectors there continues to be changes of leadership.This speaks to two things. One is the benefit of holding a diversified portfolio. Second is the benefit of using a cash flow based asset allocation.The cash flow based asset allocation that I deploy with all my clients ensures that we have 3-7 years of cash flow in bonds and fixed income investments - that is the foundation of the portfolio... more below.In this newsletter I will cover:Continuation of investment strategiesMarket overviewCase study on investments, retirement planning and taxesOverview of recent podcasts - Just hit 50 podcasts!!!For the full write up go to tkdale.com/podcastSubscribe on iTunes, Spotify, Google Play and StitcherVideo on YouTube and posted on tkdale.com/podcast

Host Trevor Dale talks about negative interest rate mortgages. It is well known that interest rates and consequently mortgage rates in Canada are historically low.If I had to guess five years ago where interest rates would have been today I would have guessed that they would have been much higher.Never would I have imagined that we would be seeing the world's first NEGATIVE interest rate mortgages.In Denmark I last read that there was a lender issuing mortgages at -0.5%. This means that when you get take out a mortgage that you will pay back less than you originally borrowed.The principle + interest that we traditionally pay is now principle MINUS interest.The equation changes and things are different.But what does this mean for mortgages and housing?This means that people are incentivized to take out the biggest mortgage that they can get because they will pay back less than they borrowed.This is stimulus. This is encouraging borrowing and likely real estate purchases.This is great until the buying stops and house prices drop.Like all things there are benefits and risks. Positive and negative. Pros and cons.Will we see negative interest rates in Canada? Not in the near future but who knows long term where rates are going.Interest rates across the world are slowing falling and negative interest rates are a product of that.While a recession or falling inflation could spur more rate cuts I am optimistic and believe that as humans always do, we evolve and innovate over the long term.While new technologies make the cost of products cheaper, we are simultaneously becoming more productive. This is changing the way we measure inflation as many things are getting more expensive while others are getting cheaper.The take away: keep long term trends in mind and remember that we are in a historically low interest rate environment. See if it makes sense economically and be mindful of the potential risks to mitigate where possible.

This is a major topic and without accountability why would you be incentivized to continue through.I talk about some of the mechanisms that I use to keep myself accountable and some methods that you can utilize.Enjoy!

I can’t stress enough how getting to know your numbers is crucial. There are neither good nor bad numbers... they are just numbers. Are they what you want them to be?Either way, always be trying to increase your revenue. Are you employed?Connect with people on LinkedIn regularly. Post something on LinkedIn. Go out to lunch with someone from your industry. When was the last time you took a course to improve your skills and make you more marketable?Don’t hide behind age or time limitations. If it suits your company they will fire you if they choose. Stay ready and be on the offence. You are a business just like the one you work for. Work to take care of yourself and provide an economic moat. tkdale.com#financialfreedom #jobsearch#makingmoney #retire#financialadvisor #mortgage #family#putyourselffirst

Annuities are something that people know are out there, may know a little about the basic framework but don’t know much more than that.Let’s dive into them for a moment before we go into:Recap of podcastsAnnuitiesMarket overviewUsing segregated funds for creditor protectionWe used to give negative equity mortgages not that long ago - we’re still really closeRecap of Podcasts: tkdale.com/podcastIntroduction of MillionDollarMortgage.com - Check out the bio film about me on the website!Leaning on resources - how to move quickly and bring in other team members to your finances.Estate planning and your portfolioReal Estate OpportunityIndividual Stocks vs FundsHedge Fund Strategies: Market NeutralHedge Fund Strategies: Merger ArbitrageAnnuities:Annuities are an insurance product that guarantees a stream of cash flows.Basically you pay a lump sum once upfront and then the insurance company will pay a predetermined amount every month. There are annuities which you can pay into over a number of years but we’ll use the lump sum version in this illustration.Your age and gender is a factor and if it is joint with your spouse their age and gender will be a determining factor too. These variables will affect how much income you can generate from the upfront payment (called a premium). The older you are, the less time the insurance company will have to pay the funds and as a result will provide more beneficial rates. This reduces their risk.Should you invest all of your money in an annuity? Usually no.Financial planning would dictate that you would use an annuity to cover off your required expenses. This acts like a bond portfolio.Growth and inflation can be factored in through a holding of stocks. If you want the estate benefits of an insurance policy then segregated funds might be a good way to go however if that is not a concern, and neither is creditor protection, then the growth and inflation can be gained through other avenues such as direct holdings in stocks, ETF’s and mutual funds.Will you lose all of your money if you die? You can often set up a survivor with an annuity and also have a death benefit so that remaining funds will be paid to a beneficiary.Do you have questions about annuities? Give me a call.Market Overview:The tale of two markets continues with the Canadian TSX (up 0.15% in July) lagging the US S&P500 (up 1.31% in July). Both markets had sell-offs on the last trading day which suppressed returns for the month. Economically speaking the data this month continued to push the importance of a US strategy.Major concerns remain to be trade uncertainty and tariffs that may hit corporate earnings more and that it causes business investment to continue to hold back. Corporate expected earnings had been adjusted downward and as companies continue to report, many are beating the lower bar that has been set for them. Many of the trade uncertainties have been priced in until a newsworthy event moves the markets.This month the US Central bank lowered rates as expected by 0.25% as an insurance policy against soft international economics but indicated that it was happy with the progr

Over the last couple of days I've had numerous conversations about people buying raw land and building on it or just enjoying it.tkdale.com/podcast

Trevor Dale, founder of TK Dale Wealth Management, talks about how people are constantly looking for a newer, better, alternate future.In doing so they give up what they worked so hard for and lack the commitment to make things happen that are truly on the verge of success. Yet the same relationship that they are going through divorce, the weight loss program that they say doesn't work and the financial plan that they are giving up on is the same characteristic. In essence they are giving up on themselves.It is said that how we do one thing is how we do everything.For years, my neighbors' lawns have looked better than mine. Why? Because I didn't care. I don't want a lawn and I don't put in the effort. It shows. It is a reflection of my commitment to an amazing lawn and there are other areas of my life that this happens too. My wife says that I have two speeds: idle and 200%. When I move, I move fast.This weekend I got in 4 yards of soil, seeded the entire lawn in a major way and pulled out EVERY-LAST-WEED in that lawn. EVERY-SINGLE-WEED. For hours I declared war on my lawn and it hurts. I have the sore muscles and sunburn as evidence. War scars.Very soon, I will have the best and greenest lawn on the street. No longer will I look on the other side to see a greener lawn. I put in the work to my own lawn and I will have the greenest.The grass is greener where you put in the work.The difference is that when it comes to money so many people treat their bank accounts the way I treat my lawn.I did too. I didn't worry about how much I was saving and went on the defense thinking that my savings levels were adequate but not knowing what they meant in the grand scheme of things.I didn't coordinate with my wife on our financial plan... or lack thereof. I was uncertain and insecure of what retirement would look like.The grass was greener on the side.Then I got serious about things. I started to build a future plan. I got a better understanding of what things meant. I consulted professionals. I watched my spending. I reduced my expenses by $1,000 per month. That's right, $1,000 per month. That's almost $20,000 of pre-tax earnings per year.It allowed me to save enough to start this company, it reduced my cash burn so that I had a long runway and it gave me clarity on where my money was going.I felt good about my finances as I put myself in the position to live my dreams by running my own wealth management company.My wife and I were coordinated and on the same page. We were unified because I had clarity and understanding. This new found control brought benefits all over my life.It was because I had put in the work. I put in the and no longer was the grass greener on the other side. It was greener where I put in the work.

Trevor Dale talks about the advantages of various types of mortgages as they relate to a medium size business owner.Should she go with a home equity line of credit, an interest only mortgage or a regular principle and interest payment mortgage?Listen for details and subscribe!

In this episode host Trevor Dale and lawyer Mark Epstein discuss the many facets of real estate law as it pertains to buying both new construction and pre-existing homes. The real gem from this conversation is how it spans the different areas from real estate law to family law to wills and estates, to inheritance and so much more.This was one of the most fascinating conversations that I've had on the topic and I'm glad that I was able to capture it for you.

Shadow banking in Canada is rarely talked about. However, given the B20 rule changes, we are starting to see some of the affects on the Canadian economy. As a positive, the Canadian banks are having better mortgages on their books than if they were qualifying people at the contract rate. As a consequence of this happening, the alternate and private sector is picking up deals that these banks no longer do. This is pushing a major growth in the private and alternate lending space. Trevor talks about history and leverage in the US prior to the credit crisis and where Canada is today. He talks about the affects and how it is affecting his investment strategy and also his mortgage strategy. Enjoy this insightful episode!

In this episode, Trevor talks about whether to go fixed or variable on your mortgage and some of the considerations that should happen... They likely aren't what you would expect.Please note that all mortgage discussions are provided by Trevor Dale, who is registered as a mortgage agent under iBridge Capital number 13056.

This interview is with Michele Caranci, a realtor with Right at Home Realty covering most of Ontario. She’s sold everything from single family homes, to cottages, condos and assignments on new build homes.Full video can be found at: https://tkdale.com/2019/04/10/realtor-michele-caranci/My two biggest take aways from the conversation are:Take actionGet help from someone to narrow your time and stress (it doesn’t have to cost anything)Make sure that the person helping you is a good fit for your goalMichele has two university degrees and was raised in a real estate environment. As a child, rather than playing “eye spy” she played “guess the value of the house”.Her mom is a realtor and she works with her. She loves this because she gets to spend time with her mom while she works. Together they make The Jewel Home Team.My biggest take away is that for anyone buying a home for the first time or even if you haven’t moved in a while you can do two things to remove the stress. First is to ask for help from a professional who knows the market, the rules, the procedures and your likes. Second is to find a professional that is a fit for you.I can’t stress this enough. If there is a fit of personality then things will most likely go well because of an enhanced level of communication. That in turn will work out to better advice which will save you time, stress and frustration.One overarching theme of this interview is to take action. I see so many people dream and never act. I live a life that when I get clear on what I want, then I go for it. Why wait? Have the discussions, explore and make a decision. It’s better to come to an understanding and make a decision quickly than to avoid it and not getting what you want. Take Action.Michele uses the analogy of going through the mountain and not around it. Don’t take the long way around. Take the efficient way to the other side.This means that once you’ve decided that moving may be in your future then explore it and explore with the help of a professional. Make sure that there’s a fit and move forward to make that desire a reality.Michele’s blend of listening and understanding is what sets her apart. She really takes the time to understand what you are thinking.Michele has a unique approach to selling real estate. She previews all the homes in the area when they come on the market so that when she talks with her clients she can quickly cut out houses that don’t fit. This is a big time saver.When my wife and I bought our first house we viewed around 30 houses and we felt overwhelmed, stressed and couldn’t remember what was different from #17 to #27. They all started to blend together. I’m a big fan of having a realtor get to know me and my preferences so that I only view the most likely properties. It saves me time and stress.One thing you won’t find in the interview is that she has a certificate in Geographic Information Systems. Basically this is mixing data with a physical environment and helped York Region develop plans in 3D.I hope you find this interview interesting and helpful.We did the interview at the Right at Home Realty office at 16850 Yonge St., Newmarket which is a beautiful new office with lots of room to meet. It’s also accessible being just north of Mulock.A big thank you Michele for being on the show and the Right at Home Realty office in Newmarket for filming on location. Michele can be found online at:Website: http://www.thejewelhome.ca/Facebook: https://www.facebook.com/mcaranci3Instagram: https://www.instagram.com/michelethejewel

A young family in Aurora, Ontario is in need of financial and emotional support, after the recent death of their mother. Letitia Broad was a single parent and died of lung cancer on January 21, 2019 shortly after her diagnosis. A campaign has been set up by close friends of the Broad family as a means to raise money for the children who range in age from 17 to early twenties, to help them with their living expenses and education costs, and to support this family through this unbelievably tragic time. Donate: https://bit.ly/2BMB9ts Strategies to both pay down debt AND save for #retirement w/ Dilys D'Cruz, Vice President & Head of Wealth Management at Meridian Credit Union and Jordan Damiani, a Senior Wealth Advisor. https://www.meridiancu.ca Movie & TV Reviews with film critic Anne Brodie - http://www.twitter.com/annebrodie Travel Expert Candace Sampson on why you should look for the Travel Industry Council of Ontario logo before you book your next trip! Learn more - https://www.tico.ca https://www.lifeinpleasantville.com Google engineer Komal Singh on encouraging girls to #code with new children’s book 'Ara The Star Engineer.' Get the book: http://www.arastarengineer.com "There's a huge stigma between being a pop star and being a sex worker." Laika joins us & performs her debut single 'Earl Grey' LIVE in our #StudioSessions - Watch the music video here: https://www.youtube.com/watch?v=dYAP5wtUdgU SUBSCRIBE to What She Said & never miss an interview! http://www.youtube.com/WhatSheSaidTalk Miss a show? Stream & download full shows for free on iTunes: http://www.apple.co/1U700c0 Follow us on Facebook/Twitter/Instagram: @WhatSheSaidTalk Website: http://www.whatshesaidtalk.com What She Said! aims to inspire and uplift women by giving them a voice in pursuing their professional and personal goals through showcasing successful women across Canada and by creating opportunities for others to do the same. Tune in Saturdays & Sundays at Noon on 105.9 The Region or listen live: http://www.1059theregion.com

Bobby is the Founder and CEO of Parlay Ideas. He was born and raised in Stouffville Ontario and is the middle of three boys. He comes from three generations of Irish, Scottish and Italian immigrants and entrepreneurs, most of whom came to Canada around the turn of the century. After finishing high school in Aurora Ontario, Bobby studied International Management at McGill University. While at school he spent time learning Mandarin and studying in China. Afterward he started a clothing line, worked in various roles at CI Financial, and finally as a Solutions Engineer for an Enterprise Software company called Resolver. His current venture (and the reason he is here with us today) - Parlay - was born out of a frustration with the lack of engaging dialogue in the classroom, and a simple but powerful realization that the only way to build a better world is through meaningful conversation.  See acast.com/privacy for privacy and opt-out information.

LOCAL BUSINESS PROFILE. Come with me as I meet Jennifer Fisher from Jennifer Fisher Essentials Rejuvenation Centre in ‪‎Aurora‬ Ontario. Learn about her proprietary skin care line that benefits and promotes inner and outer beauty! Did I mention a full service spa also?

LOCAL BUSINESS PROFILE - Foxglove Design Inc. Located in Aurora Ontario. Whether you're looking for a full on or phased in renovation to any aspect of your home indoor or outdoor or just require a colour consultation Foxglove has the experience and knowledge to handle your design needs. ‪#‎Aurora‬ ‪#‎SupportLocalBusiness‬ ‪#‎SmallBusiness‬

Interview with Rev, Tracy L. Cox, Ordained Minister.  Rev. Tracy L. Cox is an Ontario Wedding Officiant and Licensed Clergy, Pastoral and Spiritual Care Provider, Certified Energy Healing Practitioner and Reiki Master.  She offers one on one consultations in her private Aurora Ontario office and worldwide by phone.  You can check out her website at http://www.divineheartcentre.ca In this interview we start talking about relationships.  We chat about connecting with our own self and connecting with passion.  Meditation is also beneficial according to Rev. Tracy. I will have to try guided meditation.   We chat about bullying and Reiki. As a Reiki master she offers a youth Reiki group for children 14 and up.   Listen up to this wonderful interview.  If you have any questions for Rev Tracy L. Cox, please send an audio file to 2activemommas@gmail.com.  When we have enough questions, I will request another intervew. How to record an audio file question? Most smart phones have a voice memo app.  Record your name and question.  Then, when you are satified with your recording, send it to 2activemommas@gmail.com. Don't forget to say who you are and where you are from.  ie:  This is Marsha from Angus..."Question". The intro song is "In the End" and the outro song is "We don't know" by Grant Boyer.  Please help support our local artists by purchasing a CD and attending their events.   If you like this show, please help spread the word and tell 3 friends.  Leave us a review on Itunes, like us on facebook, follow us on twitter or find us on Pintrest.   Till next time, have a Great Active week.   Bye.