POPULARITY
Do you carry a redundant card in your wallet? Why? And how might you change your direct deposit to help you manage money more frugally? 00:00 – Intro 00:36 – Why We Carry a Debit Card We Don't Use 05:57 – How to Hack Your Direct Deposit and Cash Flow In the story today, Jay explains why he and his wife carry an extra debit card in their wallet that they never use. Have you ever been in a position where you couldn't access your money? What did you do about it? Let us know in the comments. The main topic is inspired by a conversation with Chris White from Wichita, KS - a financial advisor who utilizes Currents to improve client savings rates. Chris inspired Jay to share the unique strategy that flips direct deposit convention on its head. This process is a simple on that you can implement to better your financial life on you own in 2025. Would restructuring your direct deposit help you with your money habits and savings rate? If you would like to meet Chris to discuss the process or Currents, here is his booking link: https://outlook.office.com/bookwithme/user/d498e83b34d846fdb2c8ea85ad48f1a8@sfcinc.net?anonymous&ep=pcard&isanonymous=true As we close out the year, we will also be taking a break from weekly HopeFilled Financial Podcast episodes. Our goal will be to program an amazing 2025 season for you and to get ahead on our recording. We will be back! Please follow us on Facebook and X to make sure you don't miss when we come back. https://www.facebook.com/hopefilledfinancial.com https://x.com/HopeFilledCoach Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.
Hey hey, Marty here, and I'd like to thank you for checking in with us here at Warehouse and Operations […]
Did you know that you can get paid to go to the theater and watch new movies? Find out how in this episode. There is a work from home job that is hiring mods to keep people safe online paying $19 to $23 per hour plus more work from home jobs. Get more work from home job leads below Get access to all the jobs in this episode here More Jobs https://www.workersonboard.com/friday-freebies/ Join our Group - 25+ Work from home jobs + extra cash, recipes, and more. Join Rare Patient Voice - Pays $120 per hour Join Grabpoints - Instant Cash Rakuten - Get paid to shop
Tammy Theriot and Bryant DeLoach of Home Bank, Member FDIC, join Discover Lafayette to discuss how banks can assist business owners achieve their financial goals, along with treasury management solutions. Bryant Deloach serves Home Bank as a Senior Commercial Relationship Manager. He has lived in Lafayette his entire life, graduating from Lafayette High and USL, and raising his family here. Starting out 23 years ago in financial services Bryant has spent 12 years in commercial lending. Tammy Theriot started out with Home Bank in 1985 as the 28th employee of the bank when she was 21 (now there are over 400 employees) and has dedicated her entire professional career to the bank, starting out as a teller at the Oil Center branch, moving into opening new accounts, handling IRA administrative services, and then moving into the Deposit side over the past twenty years, currently serving as Treasury Management Officer. "I've grown into that position." She joked that she's been married to her husband for the same length of time: 39 years! Both bankers stressed the importance of building a relationship with their clients. Bryant shared that "as a commercial relationship manager, our #1 priority is to provide service to our client. We have to understand their borrowing needs, if any. You meet a lot of great people and help businesses grow. You're involved in decision making, helping a client take their business to the next level. It's important for the client to be matched with a banker that understands their specific needs. At the end of the day, you want your client to feel comfortable with you." "It's important to know your customers and their needs. We can make the collection and payment of funds easier and more efficient," says Tammy Theriot. Her role in Treasury Management starts on the front end of the banking relationship, putting systems in place to optimize financial management and planning. Managing payables through Direct Deposit and ACH payments, handling receivables via Remote Deposit Capture, optimizing liquidity via account management services for optimal cash positions and maximal returns, and safeguarding against fraud and risk by employing tools such as Positive Pay and account monitoring, are all services offered by Home Bank. With check fraud running rampant, Positive Pay is an important risk-management tool to consider for your business. How does it work? The client submits a daily file to the bank that includes details about each check issued, such as the check number, date, payee, and amount. When a check is presented for payment, the bank compares the details of the presented check against the check file provided by the client. If the check details match what is in the file, the bank processes the check for payment. If it doesn't, the bank will flag the check and notify the company to determine if the check will be approved or rejected. Home Bank is the last bank, headquartered in Lafayette LA. Originally chartered as a savings and loan association known as Home Building and Loan in 1908, Home Bank has experienced incredible growth over the years, currently having assets of $3.34 billion dollars, 43 locations across Louisiana, Mississippi, and Texas, and 476 employees. Bryant DeLoach assists business owners get working capital needed to fuel their business. Small businesses and startups can apply for a Home Bank loan guaranteed by the U. S. Small Business Administration's (SBA) 7(a) loan program. The 7(a) loan can be used for various purposes, including Working capital, equipment, real estate, refinancing existing debt, expansion or renovation, starting a new business, or inventory purchases. He also advices his clients to ask for advice from their banker to avoid exposure to unnecessary loss. "Customers don't always realize the importance of getting advice from the bank. An example given was one client who had provided debit cards to all employees; the safer route was to issue ...
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Work from home and get paid over $20 per hour to help train AI. These non-phone jobs are hiring remote workers right now. No experience is required. Work anytime. Get more work from home job leads below https://www.workersonboard.com/friday-freebies/ Join our Group - 25+ Work from home jobs + extra cash, recipes, and more. Join Rare Patient Voice - Pays $120 per hour Join NCP - Easy Money-Making App Get access to all the jobs in this episode here
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Pastor Robert Madu reminds us that God has placed a unique gift on the inside of each and every one of us. He has placed a “Direct Deposit” on your life. To whom much is given, much is required. Thank you for partnering with Social Dallas! To GIVE Online- head to our website: www.socialdallas.com/give Make sure to LIKE and SUBSCRIBE! Also follow us on all Social Media: Instagram: www.instagram.com/social_dallas
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
As hard as it may be for you to believe, money doesn't have to be complicated. Sure, there are complexities with anyone's money situation, but there are always opportunities to simplify. Don't make things more complicated than they need to be, especially your money! Wherever you can simplify and reduce complexity with your money, take full advantage. Not sure where to start? In this episode, I'm sharing a few ways you can simplify your money situation and keep things as simple as possible. The easier you make things in your finances, the more brain power you can give to working on your financial goals! Here's a glance at this episode: [02:27] You should always know where your money accounts are and where you stand with those accounts. [05:03] Include automation in your money situation. Automate your savings, direct deposit, or retirement contributions. [07:45] Find a budgeting method that works for you. Raya walks through the 50-30-20 budget rule, which could be helpful for budget newbies. [12:01] Spreading your resources across multiple goals may slow your progress towards all your goals. Focus on 1-2 goals at a time. [15:17] Functioning in the negative with your income and spending is a recipe for disaster. Focus on breaking even every month, at minimum. Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube! Resources mentioned in this episode: Listen to CGS Podcast Episode 21 – Setting Up Your Own Financial Filing System Let Raya create a budget plan for you! Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Tesla's Full Self-Driving software is gearing up for major updates, including the ability to recognize hand gestures. With significant improvements in user comfort and reduced driver intervention, Elon Musk promises a transformative leap in autonomous driving. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
In this week's "Elon Musk Weekly News Update," we dive into the latest headlines from Tesla, SpaceX, X (formerly Twitter), and Neuralink. Discover Tesla's newest electric vehicle advancements and how they're pushing the boundaries of innovation. Get the scoop on SpaceX's ambitious missions and future plans for space exploration. Stay updated on Neuralink's groundbreaking work in brain-machine interface technology. Plus, learn about the latest developments at X. It's your go-to source for all the exciting news about Elon Musk and his groundbreaking ventures. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
SpaceX is hosting a Space Talk event today with the help of the Harlingen Economic Development Corporation in partnership with Texas State Technical College. Starbase General Manager Kathy Lueders is speaking at the event to discuss updates on SpaceX in the Rio Grande Valley at Boca Chica Beach. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Tesla Inc. has recently reemployed some members of its previously disbanded Supercharging team, including the pivotal North American director, Max de Zegher. This move comes weeks after Elon Musk, the company's CEO, abruptly dismissed nearly the entire group. The initial decision by Musk last month to reduce the team significantly surprised the electric vehicle industry, especially considering the Supercharger network's critical role in Tesla's infrastructure and strategic partnerships. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 #ad
OpenAI CEO Sam Altman is exploring an innovative concept to support those in financial need through what he terms "universal basic compute." This idea extends the principle of universal basic income by providing a share of computational resources from AI systems like GPT-7 to individuals. Altman suggests these resources could be used directly, sold, or donated to causes such as cancer research, potentially redefining socioeconomic structures by making compute power a valuable asset. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
SpaceX's Starship program is set to undergo its fourth test flight in June, following a recent update from Elon Musk. This announcement comes after the initial plan for a May launch was adjusted. The delay gives SpaceX additional time to prepare and improve the rocket, which has seen rapid progress and ambitious scheduling in its development. This fourth test is critical as SpaceX continues to refine its technologies and strategies toward achieving reliable and sustainable space travel. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
NASA's Curiosity rover has unearthed geological evidence from Gale Crater on Mars suggesting it may have once hosted conditions akin to Earth, potentially conducive to microbial life. This discovery comes from the rover's analysis of manganese-rich sandstones, pointing to a time when the red planet might have had an oxygenated environment capable of supporting life forms. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 Tesla CEO Elon Musk has initiated a series of strategic retreats from the company's Supercharger network commitments, an unexpected move for a carmaker that has been highly invested in this electric vehicle (EV) charging infrastructure. This week, it was reported that Tesla is abandoning leases for several Supercharger stations in the New York City area, a decision that arrives in the wake of Musk firing the entire team responsible for this crucial service, including the senior director of EV charging, Rebecca Tinucci, and her team of 500.
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 Tesla Inc. is restructuring its workforce, impacting the team responsible for its Supercharger network. Elon Musk, the CEO of Tesla, announced the disbandment of the Supercharger team, which is part of a broader initiative to reduce the company's staff by ten percent. Despite these changes, Tesla plans to continue expanding the Supercharger network, albeit at a reduced pace, with a renewed focus on enhancing the reliability and capacity of existing stations.
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 A powerful new artificial intelligence model, referred to as "gpt2-chatbot," emerged this week on a prominent AI benchmarking platform, LMSYS Org, capturing the attention of the tech community due to its sophisticated capabilities, which are comparable to OpenAI's GPT-4. Despite its sudden appearance and the lack of details about its origins, the model quickly became a focal point for discussion and speculation across various online forums. #ad
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 The U.S. Supreme Court recently decided not to consider a challenge from Elon Musk against an agreement he made with the Securities and Exchange Commission (SEC), which mandates that his social media posts be pre-approved by a legal expert if they pertain to his company, Tesla. This decision effectively upholds earlier rulings from lower courts and sustains the stipulations of the 2018 settlement that followed Musk's controversial tweets about potentially taking Tesla private.
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 #ad #spacex #news The Starship system is a fully reusable, two‑stage‑to‑orbit super heavy‑lift launch vehicle under development by SpaceX. The system is composed of a booster stage named Super Heavy and a second stage, also called "Starship" ►► https://spacenewspod.com ►► https://starshipshirts.com ►► https://open.spotify.com/show/0jW7nOHQNi1Xlr3v7UMi2p ►► https://discord.gg/dMXghpX ►► https://twitch.tv/spacenewspod ►► https://facebook.com/spacenewspod ►► https://patreon.com/spacenewspod ►► https://twitter.com/spacenewspod ►► https://instagram.com/thespacenewspod
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 #ad #spacex #news The Starship system is a fully reusable, two‑stage‑to‑orbit super heavy‑lift launch vehicle under development by SpaceX. The system is composed of a booster stage named Super Heavy and a second stage, also called "Starship"
Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243 OpenAI faces a legal challenge in the European Union due to a complaint about ChatGPT's inaccurate responses, particularly when it generates false personal information. A European privacy rights group, noyb, lodged the complaint with the Austrian Data Protection Authority, asserting that OpenAI's ChatGPT often provides incorrect data about individuals, which it then fails to correct or erase. This inability to adjust false information reportedly contravenes the General Data Protection Regulation (GDPR), raising significant privacy and accuracy concerns.
Hiring Data Entry Keyers to work remotely and get paid up to $43,500 a year! This job will not last! There is an entry-level Customer Service Job that pays $25 per hour with a free computer. Sites to earn $500 a month or more. Get more work from home job leads below Join our Group - 25+ Work from home jobs + extra cash, recipes, and more. Join Rare Patient Voice - Pays $120 per hour Join NCP - Easy Money-Making App Get access to all the jobs in this episode here
Get paid to listen to podcasts to review the audio. This is an easy gig you can do from home. There are also non-phone work from home AI jobs paying up to $25 per hour. See a payment proof and more. You can also get access to new companies hiring in this episode. Get more work from home job leads below Join our Group - 25+ Work from home jobs + extra cash, recipes, and more. Join Rare Patient Voice - Pays $120 per hour Get access to all the jobs in this episode here
Elon Musk's company, now known as X, previously Twitter, is extending the availability of its Grok chatbot to a broader base of subscribers. Initially restricted to the Premium+ tier, Musk announced on X that Grok will now also be accessible to Premium subscribers. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
A lawsuit filed by X, owned by Elon Musk, against a group studying online hate speech was dismissed by a federal judge, with the ruling emphasizing the protection afforded by the First Amendment to the research group's reports on the platform previously known as Twitter. The judge's decision articulated that the suit aimed to penalize the researchers for their findings on the increase in hate speech on X. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Flight Directors for NASA and Starliner presented an overview of the Boeing Crew Flight Test (CFT) to the International Space Station during a mission overview briefing March 22. CFT is scheduled to launch on at Atlas 5 rocket from Launch Pad 41 at the Cape Canaveral Space Force Station in Florida in early May and will carry NASA astronauts Butch Wilmore and Suni Williams to the space station for a planned stay of around eight days. Hey! We'll both earn $50 when you join Current and receive a qualifying Direct Deposit. Terms apply. Just use my link or code when signing up. Code: WILLIAMW243 https://current.com/get-started/?creator_code=WILLIAMW243
Work from home rating data from people shopping online and get paid $23 per hour. This easy non-phone job is hiring people with no experience that allows you to work whenever you want. You can also get access to new companies hiring in this episode. Get more work from home job leads below Join our Group - 25+ Work from home jobs + extra cash, recipes Get access to all the jobs in this episode here
In this episode we are talking about 2 services offered at First Pioneers and many financial institutions that help you save money!Direct Deposit creates an easy and safety to depositing your funds that helps you save, helps with record keeping and more.Bill Pay is a great service that helps you pay your bills on time which in turn helps you save money.These services are often overlooked or not used to their fullest potential. Check out our episode to learn more.You can find First Pioneers Federal Credit Union at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com. If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu. Check us out on linktree:https://linktr.ee/firstpioneersfcu
Did you know you can work from home for Dr. Berg? He is looking for remote workers to proofread content, assist customers, and more. You will also get access to data entry jobs that pay up to $28 per hour. Get more work from home job leads below Join our Group - 25+ Work from home jobs + extra cash, recipes Get access to all the jobs in this episode here Dr. Berg Jobs
Hiring Alert! There is a company hiring people to search for things online using words. This easy non-phone work from home job has 1,300 openings paying direct deposit to your bank account. Are you looking for a data entry job that is open worldwide with weekly pay of up to $23 per hour? You will get access to that plus additional work from home job leads hiring remote workers today. Join our Group - Exclusive Work from home Content Get access to all the jobs in this episode here
We seem to be enthralled with what happens after putting a mic and a camera in front of a struggling celebrity, artist, or athlete. Oh, can't forget to throw in something to smoke on, unlimited alcohol and several years severe clinical depression, limited income and overall irrelevance. Katt Williams is latest go full Masked Magician - and the culture was lit for the first weekend of 2024. Same ole same in Blackland. I passed on Katt spilling his tea, but took a look at Taraji P. Henson's struggling empire, David Oyewolo's Bass Reeves, BJ the Chicago Kid's latest album Gravy and smiled at Ayo Edibiri's ascendance on FX's The Bear. We ain't all down bad - but could use some heightened awareness. I almost forgot, I discussed the spectrum of problematic Black podcast content from Jason Whitlock to liberal/progressive Reecie Colbert... What's your diet like? --- Support this podcast: https://podcasters.spotify.com/pod/show/its-always-personal/support
If someone offered to pay you earlier than expected, wouldn't you be ecstatic? If you have Direct Deposit with your employer, then you may have the option of getting paid up to two days earlier! Listen to this tip to learn more. Links: Learn more about Triangle's checking accounts with Early Paycheck Download the direct deposit form to get started Check out TCU University for more financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: This is Money Tip Tuesday from the Making Money Personal Podcast. I know, getting paid up to two days early from your employer sounds too good to be true, but it is, in fact, true and here's how it works: Most companies send payroll information up to two days before funds arrive. If your credit union offers Early Paycheck (or a similar product/service), the credit union can release your paycheck into your account early. To take advantage of this, there are three requirements that must be available to you: (1) You must have a direct deposit service set up with your credit union, which means your employer must offer direct deposit. If you're not sure that your employer offers direct deposit, ask your HR department or manager if this is available to you. If Direct Deposit is available, sign up as soon as possible. There are many benefits of Direct Deposit that will be presented later—at the top of list is Early Paycheck. Setting up Direct Deposit is simple. Fill out a Direct Deposit form, which you can get either from your credit union or employer. All forms pretty much have the same information but look a little different. You will need your routing number of your financial institution (this can be found on their website), the account number where you want your paycheck deposited (this is usually a savings or checking account), and a voided check. (2) Your credit union or financial institution must participate in the early payment or paycheck option to have funds available for you. Availability of your payroll funds is based on the release of payment information. Sometimes there can be issues with the electronic transfers, so keep in mind that you may run into delays on occasion. If these issues are ongoing, you should contact your HR/Payroll Department or the credit union for additional information. (3) Your company's payroll must be on board with transferring the payroll files electronically. Many companies have third party services that process payroll for their employees. Payroll companies, like ADP, are consistent about processing and sending files in a timely manner. Now that you know how it works, let's go over some benefits of Early Paycheck with Direct Deposit: First, it's all about cash flow. The sooner you have access to your paycheck, the better—whether that means you use it to pay bills or your best friend for picking up the dinner tab last night! Better cashflow usually makes it easier to manage your money because you know when funds are available to you. This is tremendously valuable when you are on a budget. Direct deposit makes your life so much easier! Your paycheck is automatically deposited at your credit union so you don't have worry about remembering to deposit your check yourself! Plus, electronic fund transfers are safe and secure. You don't have to think about where your paycheck is or losing it! You also have access to your funds faster. When the electronic transfer is received and applied, your payroll funds hit your account without any hold restrictions, which means you can use your money as soon as it is deposited. If your employer offers Direct Deposit, take advantage of this huge time saver! For those who may not have Direct Deposit available, we recommend Remote Deposit Capture (RDC). Most institutions require registration for this service, but once RDC is turned on, use your mobile banking to deposit checks from anywhere. RDC is convenient. Just endorse your check (be sure to read the endorsement instructions within your app) and follow the photo prompts on your phone. The prompts will ask you to take a picture of the front and back sides of your check. Hit submit and you'll get a confirmation that your check has been submitted to your institution. For more information about RDC as an option, contact your credit union. If you have any additional tips or would like us to cover a specific topic, email us at tcupodcast@trianglecu.org. For more great content, be sure to subscribe to our Making Money Personal podcast wherever you listen to podcasts and follow us on Facebook. Special thanks to our sponsor, Triangle Credit Union and to you for tuning in! Have a great day!
Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services
This Podcast Is Episode Number 530, And It's About How To Manage Your Construction Company Payroll Effectively Payroll is one of those things that starts simply enough. You start your construction business and hire a few employees, and things tick along. It's straightforward enough to keep everything in line at first, but what happens to most companies is… they grow! This is a great thing, but it also means that payroll becomes more complicated. As such an essential aspect of your business, payroll must run smoothly. Getting paid is, after all, the primary reason that most people come to work. One of the biggest challenges contractors face is keeping track of overtime hours. With so many employees working on different job sites and projects, it isn't easy to calculate their overtime pay accurately. Complying with all federal and state labor laws is another essential aspect of a construction payroll system. This includes appropriately classifying employees as exempt or non-exempt, withholding the correct amount of taxes from their paychecks, and providing accurate wage statements. Here are some tips for managing payroll effectively: 1. Simplify Payroll is one of those things that can be overly complex, and the importance of simplifying it can't be overstated. Many small and medium-sized companies have quirks in managing their payroll. This can make it difficult for somebody else to step in or for someone new to be trained. Keep things as simple as possible wherever you can. One way to do this is by switching to direct deposit. This will drastically reduce the work put into issuing and tracking payments. 2. Schedule At least once per year, and preferably more, it's essential that your payroll professional take some time to create a payroll calendar. This will allow them to highlight any dates that may cause a lag in your employees' pay. It will also allow you to plan for any potential shortcomings or other issues arising from holiday closures or oddities in the calendar. Making a payroll mistake is a surefire way to lower employee morale, so it's important to be aware of these dates ahead of time. Once compiled, distribute the calendar to your managers so that they can communicate the information to their employees. This will keep everyone apprised of any potential delays in getting paid that may come up. 3. Automate The computer can be your best friend. Finding the right software to help with payroll can automatically take care of simplifying and scheduling, freeing up valuable time for your payroll specialist. It also eliminates the potential for human error in payroll processing and creates a crystal-clear picture of your finances. Many options are available these days that are easy to learn and straightforward to maintain. 4. Brush up Payroll rules and regulations can change frequently and for any number of reasons. It's important to stay informed on any changes in your region and proactively plan for them. A lot of time can go into correcting a payroll error, so know what's happening to avoid this. With more and more employees being hired remotely, it's also important to be aware of any regulations about those geographically located in a different area from your business. 5. Get help There comes the point for all growing trade businesses where they have to outsource their payroll processing; if this is you, congratulations! It is truly a milestone. There are many options out there regarding hiring a payroll specialist, and many of them are available online. Choose the one best suited for you and your business needs without leaving your desk. This takes the pressure off you to know all the nitty gritty details about payroll processing. By hiring an outside professional, preferably a construction payroll specialist, you can ensure your employees will be paid correctly and on time. Payroll Options While every contractor recognizes the flaws of using ineffective tools, they may still be losing money due to inefficient payroll tools and processes. When contractors ask us which payroll option we recommend the most, we often say Direct Deposit. As usual, the reasons are simple and related to our primary role as "Profit and Growth Specialists for Contractors." Option 1 - Paper check looks like the least expensive. Calculate payroll, handwrite or print a paycheck, hand it to your employee, and done. What is the first thing an employee does after getting a paper paycheck? They go to the bank or the check-cashing store and get cash! Nowadays, you can deposit a check using your bank's mobile app, but let's say your employee wants to cash it immediately: If they are paid for travel time to and from the job site, they will typically cash their paycheck to the job site or take a break as soon as the bank opens. Having this scenario in mind, there are three costs to consider: #1 Travel Time - See how much ten minutes can cost your company and Multiply By Three! Because it will take ten minutes each way to detour to and from the bank or payday advance company, plus ten minutes inside the building. For example, you pay your employee $25.00 per hour, which means every ten minutes of doing personal business on company time costs you $5.94, multiplied by three equals $17.82. If Your Company Earns 10% Net Profit, you need to sell another $178.20 worth of work to compensate for your loss. If there is more than one worker in the company vehicle, multiply everything by that number. #2 Cost Per Mile - To operate the company vehicle, which varies depending on the type of vehicles your company uses. Generally, the numbers range from $1.25 to $1.75 per mile. This considers Fuel + Insurance + Repairs + Maintenance + Registration + License divided by the number of miles driven. In this example, we estimate a three-mile detour at the middle range of $1.50 per mile = $4.50. This is towards the lower-end cost and may not reflect the current prices. #3 Delays On The Job - In construction, you are dealing with project-based systems, not operations or manufacturing-based operations. Every additional day you have to mobilize and de-mobilize costs you money. For example, if it takes (15) minutes for (4) workers to get set up in the morning and the same amount of time at night, your total costs could be $121.92 The total cost for paper checks is between $15.00 and $50.00 per employee. To get the actual results for your company, some analysis would need to be run, or you would look in your Business Process Management System (BPM) for the answers. Option 2 - Direct deposit could cost an additional $5.00 per payroll and $0.99 per deposit. Direct deposit drops into your employee's bank account one minute after midnight on the day payroll is due. Having a Professional Bookkeeper prepare the payroll is less with direct deposit because of the time saved in making and printing the paper checks, setting them aside for you to sign them, stuffing them in the envelopes, and taking time to pass them out. Option 3 - A debit Card is similar to a direct deposit. The difference is that the employee does not need a checking account. Final thoughts Everything runs smoothly during your regular pay schedule when timecards arrive on time. When employees do not turn in their timecards on schedule and expect you to have their checks ready, no worries; we have you covered. When Payroll Processing gets too complicated, it's time to outsource it. Payroll is most effectively managed when it's simple, straightforward, and coordinated. By ensuring that our employees are paid fairly and on time, we can help to create a positive and productive work environment. When it starts getting tough to keep it that way, it's likely a sign that your company has grown and you're ready for more robust support. About The Author: Sharie DeHart, QPA, co-founded Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com
Peter has been accused of more than a few things in this interview Tasha K did with a former employee, but I wanted to talk about why I feel he's still writing checks and not doing direct deposit for a business his size. Thanks for joining me on the Being Beautifully Honest channel! Leave a comment, like & subscribe for more and check out my other videos. Get your Byte Aligners For a Discount of $100 off and 75% off an impression kit! http://fbuy.me/v/ewill_1 Build your credit and earn reward points with your debit card! Check it out and you'll get 50,000 points ($50) if you sign up: https://extra.app/r/ELZABG2EGV... Your beautiful skin is waiting at www.inezelizabethbeauty.com and enter the code PERFECT10 for 10% off your first order! Get THE BEST EYELASH STRIPS here! https://temptinglashes.com Join me on my other platforms! WEBSITE: WWW.BEINGBEAUTIFULLYHONEST.COM PODCAST: bit.ly/thebbhpcast SUBSCRIBE TO MY OTHER CHANNEL AT bit.ly/ytcmobeauty THE BEING BEAUTIFULLY HONEST PODCAST DISCLAIMER: The views and opinions expressed in this video and on the The Being Beautifully Honest Podcast Youtube Channel are just that, opinions and views. All topics are for entertainment purposes only! All commentary is Alleged. COPYRIGHT DISCLAIMER UNDER SECTION 107 OF THE COPYRIGHT ACT 1976, ALLOWANCE IS MADE FOR "FAIR USE" FOR PURPOSES SUCH AS CRITICISM, COMMENT, NEWS REPORTING, TEACHING, SCHOLARSHIP, AND RESEARCH. FAIR USE IS A USE PERMITTED BY COPYRIGHT STATUTE THAT MIGHT OTHERWISE BE INFRINGING.
"What is present may not always be visible in the moment. At the right moment it will be seen. Its relevance requires its process and cannot be rushed."SOL Affirmations was (once again) nominated for an Ambie award which this time took them to Vegas. While in reflection, Karega and Felicia note how all of this, the podcast and the stories that they share in it, start with Kamaiu and the story that they never wanted to tell. Felicia never wanted anything to come from the loss of her first daughter, and yet through her sharing her story, the story of being Kamaiu's mother, they have created so much space for reference and for community, and how others in this podcasting community have lifted them up and made space for them.Make sure you check out the Ambies nominated podcasts Queue Points, Direct Deposit, and the Ambies Award Winning Queer News!========Karega's New Album Legacy Lounge Season 1 "Legacy Talk Only" is AVAILABLE NOW through EVEN. Felicia's new book SOL Affirmations: A Toolkit for Mothers Who Are Investigating Grief's Process is available now! A collection of affirmations for Mothers who are experiencing Motherhood differently than imagined. These affirmations are carefully written with the intention to support Mothers in centering their Love through different walks of pregnancy and neonatal loss. Karega's book SOL Affirmations: A Toolkit for Reflection and Manifesting Light Within is also available for purchase. You can find out more about Karega and Felicia (and Kamaiu and Kamali) at their website SOLandLove.com========The award-winning
State of big d county address new years day for big d county! The day where I give my annual state of big d county address and this starts the launch of the new prince court aka prince cabinet! The opening of the new supreme court of big d county and two prime ministers from podcast movement and podfest my beloved podcasting conventions!! We also have a defense department as well The sheriff is getting a part on the podcast as we talk about wrestling and maybe more?? 2023 starts now in big d county!!!!High quality health products lower cost save 80%-90% Direct Deposit every Thursday100% Empty Bott;e Moneyback GuaranteeOnly $40(0ne time to be an affiliate plus $9.95 monthly membership fee.https://livegoodtour.com/bigdcountry Become a member at https://plus.acast.com/s/thebigdzoe. Hosted on Acast. See acast.com/privacy for more information.
After PK the first day of podfest 2023 ended a bit early for me due to stress and struggling to get here early because of a snow storm Tuesday night in st Louis Missouri.Why watch this great video?High quality health products lower cost save 80%-90% Direct Deposit every Thursday100% Empty Bott;e Moneyback GuaranteeOnly $40(0ne time to be an affiliate plus $9.95 monthly membership fee.https://livegoodtour.com/bigdcountry Become a member at https://plus.acast.com/s/thebigdzoe. Hosted on Acast. See acast.com/privacy for more information.
An update on the support rant for the judge continues and sand news for our beloved game show community to report then advantage player nightmare main rant about Cody and he he kills his competition during what's supposed to be fun clean drama meal restaurant not the bad drama he done it on tic tac Doug and now on high rollers. Why watch this great video?High quality health products lower cost save 80%-90% Direct Deposit every Thursday100% Empty Bott;e Moneyback GuaranteeOnly $40(0ne time to be an affiliate plus $9.95 monthly membership fee.https://livegoodtour.com/bigdcountry Become a member at https://plus.acast.com/s/thebigdzoe. Hosted on Acast. See acast.com/privacy for more information.
The sheriff is at the embassy of big d county in Orlando Florida as we talked about both the 30 anniversary of raw and we also give our picks on the WWE pay per view the royal rumble ! The sheriff is also a Podcaster on Facebook every week Why watch this great video?High quality health products lower cost save 80%-90% Direct Deposit every Thursday100% Empty Bott;e Moneyback GuaranteeOnly $40(0ne time to be an affiliate plus $9.95 monthly membership fee.https://livegoodtour.com/bigdcountry Become a member at https://plus.acast.com/s/thebigdzoe. Hosted on Acast. See acast.com/privacy for more information.
Bakari Sellers is joined by writer, director, and actor Chad Sanders to discuss his journey from Google to the writer's room of ‘Rap Sh!t' (1:10), conversations about race and wealth on his ‘Direct Deposit' podcast (6:49), and working on a production led by Issa Rae (14:36). Host: Bakari Sellers Guest: Chad Sanders Producer: Donnie Beacham Jr. Executive Producer: Jarrod Loadholt Learn more about your ad choices. Visit podcastchoices.com/adchoices
Chad Sanders, author of Black Magic: What Black Leaders Learned From Trauma And Triumph, and writer on HBO Max's new show, Rap Sh!t, joins the Journey To Launch podcast to discuss his experience leaving Google and the tech industry, how to deliberately develop your creative skills in the real world and Black money and wealth. We chat about his new project, Direct Deposit, a podcast through Audible Originals, where he talks about being on the brink of wealth and what Black wealth looks like when you start earning money and more! Chad's writing has appeared in The New York Times, SLAM magazine, Teen Vogue and more– but he isn't only a writer and author. Since his time in tech, Chad has also directed and acted on TV series and feature films with collaborators Spike Lee, Morgan Freeman, Issa Rae and Will Packer. In this episode, we discuss: Being scrappy with money, opportunity cost and his new financial podcast Direct Deposit The pull to choose what is safe vs. what you love and deciding to follow your passions Why it takes so much courage to leave corporate America or a stable career Code switching, pivoting from the tech industry to the creative space, making it in Hollywood + more Other related blog posts/links mentioned in this episode: Listen to Chad on the Direct Deposit Podcast Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Chad: Instagram:@ChadSand Twitter:@Chad_Sand Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide