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SUMMARYIn this episode of Right About Now, Ryan Alford and co-host Chris Hansen explore the latest headlines in business and economics—from rising tariffs and stock market fluctuations to the evolving world of cryptocurrency. They're joined by bestselling author and corporate strategist Arjan Singh, who shares expert insights on:How tariffs are reshaping global business dynamicsThe future of U.S. manufacturing and supply chainsEmerging trends in digital advertising and consumer behaviorThe role of brain-computer interfaces and AI in strategic planningWhy proactive, adaptive business strategies are more critical than everIf you're a founder, executive, or strategist navigating an uncertain business landscape, this is an episode you won't want to miss.
In this episode of the "Vibe Science" podcast, hosts Ryan Alford and Chris Hansen, along with guest Dr. Ebru Karpuzoglu, an immunologist and skincare expert, delve into the importance of skincare and hydration. Ryan emphasizes hydration's role in overall and skin health, while Dr. Ebru Karpuzoglu shares her personal journey and the science behind her skincare line, AveSeena. Chris discusses men's skincare from his perspective, highlighting societal shifts and personal experiences. The episode underscores the need for quality skincare products, a holistic approach to health, and breaking down gender norms in skincare routines.TAKEAWAYSImportance of hydration for overall health and skincare.Personal journeys and experiences related to skincare.The significance of quality skincare products and their scientific basis.Psychological aspects of skincare and its impact on self-perception.Societal perceptions and gender norms surrounding skincare, particularly for men.The connection between skin health and overall well-being.Practical advice for evaluating skin health and recognizing signs of distress.The need for education in skincare practices and awareness of harmful trends.Debunking skincare myths and emphasizing science-backed solutions.Innovations in skincare and the future of science-based products.This episode is sponsored by:Warrior Salt Electrolyte Powder – Hydrate & Reenergize NaturallyExperience Warrior Salt's all-natural electrolyte powder for optimal hydration and performance. Boost energy, prevent cramps, and stay hydrated. Order Now!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
At age 74, Chris Hansen traded retirement for reinvention by joining the Peace Corps in Guatemala. In today's episode of The Valley Current®, host Jack Russo talks with Chris about why service beats sitting still. From cultural immersion and multi-generational dynamics to empowering indigenous women with sustainable tools, Chris brings a lifetime of global development experience into sharp focus. With humor, purpose, and a mosquito net, he's proving it's never too late to make a difference. As they reflect on life, legacy, and learning, Jack also helps Chris shape his journey into a memoir that captures his extraordinary chapter as it unfolds.
Hasan Hani Abu Halemeh is a predator caught in a Polk County, Florida investigation of Takedown with Chris Hansen. He is notable for having large amounts of child pornography on his phone when arrested. At the time of the sting, Halemeh had been living in Brandon, Florida. He is an immigrant from Jordan, but is currently a United States citizen and had been living in Florida for ten years. His wife still lived in Jordan at the time of the sting and intended to join him in the United States at a future time. He worked as a supervisor at his company, helping his employees better communicate with customers. Halemeh has cancer, but was doing well in his treatment at the time. Because Halemeh was reluctant to enter the hotel room where the sting was set up, instead choosing to ask the girl to come to his car, deputies arrested him in the parking lot. While being led into the hotel room, Halemeh claimed that he "wasn't trying to do anything." When questioned by Chris, Halemeh said that he came to the hotel to "discover if what was happening was true or not." Learn more about your ad choices. Visit megaphone.fm/adchoices
In a recent interview with Chris Hansen, attorney Tony Buzbee discussed the extensive legal actions against music mogul Sean "Diddy" Combs. Buzbee revealed that his firm is representing over 120 individuals alleging sexual assault, exploitation, and abuse by Combs and other defendants. These cases span more than 25 years and include incidents involving minors, with some victims as young as nine years old. Buzbee emphasized the courage of these individuals in coming forward and noted that the allegations encompass a range of serious offenses, including rape and the use of controlled substances to incapacitate victims.The interview also highlighted the broader implications of these lawsuits. Buzbee indicated that the legal actions aim not only to hold Combs accountable but also to expose other powerful individuals and entities that may have enabled or benefited from the alleged misconduct. He mentioned that the lawsuits could involve various defendants, including corporate entities such as banks, pharmaceutical companies, and hotels. Buzbee stressed the importance of a thorough investigation to ensure that all responsible parties are identified and held accountable.(commercial at 15:27)to contact me:bobbycapucci@protonmail.com
SUMMARYIn this episode of "Vibe Science," co-hosts Ryan Alford and Chris Hansen engage with Dr. Dominic, a pioneer in biological dentistry and founder of DNA Aesthetics. Dr. Dominic discusses the critical connection between oral health and overall wellness, emphasizing the shortcomings of conventional dentistry. He highlights issues like chronic inflammation in the jawbone, often overlooked in traditional practices, and advocates for a holistic approach to dental care. The episode also provides practical tips for improving oral health, such as using natural toothpaste, copper tongue scrapers, and focusing on nutrition. The conversation underscores the need for a paradigm shift in dentistry.TAKEAWAYSThe connection between oral health and overall wellness.The need for a paradigm shift in dental practices towards holistic approaches.Critique of conventional dentistry and its focus on repairing teeth without considering overall health.The concept of biological dentistry and its emphasis on health optimization.The lack of standardized practices in biological dentistry and the need for certification.The implications of cosmetic dentistry and the importance of minimally invasive procedures.The role of oral health in chronic diseases and the significance of early intervention.The importance of nutrition and natural products in maintaining oral health.Practical tips for improving oral hygiene and health, including natural toothpaste and dietary recommendations.The future of dental care, including the potential for mobile dental services and education for expectant mothers.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Timothy Lee Wellman is a predator caught in a Polk County, Florida investigation of Takedown with Chris Hansen. Wellman had been communicating with a decoy posing as a fourteen-year-old girl. Immediately after learning of her age, Wellman asked for pictures of her. He told he decoy that as long as she was "cool" and he wasn't in danger from law enforcement, he was fine with her age. When the decoy told him that she was not a virgin, Wellman said, "Guess nobody has ever ate you up and wore you out. I can eat pussy for days." Timothy Wellman drove around the block several times before deputies apprehended him at his vehicle. He was led into the sting house in handcuffs, greeted by Polk County Sheriff Grady Judd saying, "Welcome to Polk County." During the drive to the sting house, Wellman had been on the phone with his two young children because he "wanted them to tell [him] good night." In the interview with Chris Hansen, Wellman said that he was looking for "conversation, mainly." He stated that he wanted to take the decoy out to eat, but Chris responded, "Sounds like you came over here to eat something different." Chis asked him what he meant when he said in the chat that he wanted to "eat [the decoy's] a**." Wellman clarified that he did not intend on having oral sex with the girl, only "eat all over" the decoy. Chris said that would be oral sex, to which Wellman agreed but said that wasn't his intention. He never fully explained what he meant. Learn more about your ad choices. Visit megaphone.fm/adchoices
SUMMARYIn this episode of Weekly Business News, hosts Ryan Alford and Chris Hansen delve into current business and economic trends as of May 2025. They discuss the impact of tariffs, the cooling real estate market, and rising interest rates. The conversation highlights the migration patterns affecting community dynamics and the influence of multinational corporations on the middle class. They also explore the introduction of Meta's new AI assistant app and its potential applications. The episode blends analysis with personal reflections, encouraging listeners to stay informed and optimistic while navigating the evolving economic landscape.TAKEAWAYSCurrent economic climate and trends as of May 2025Discussion on tariffs and their impact on business conversationsAnalysis of the real estate market, including price reductions and migration patternsEffects of demographic changes on local communities and economiesThe role of multinational corporations in shaping the middle classThe influence of the COVID-19 pandemic on migration trendsConcerns about economic disparities and job outsourcingIntroduction and potential applications of a new AI assistant app by MetaImportance of focusing on local issues amidst global challengesEncouragement to maintain a positive outlook and prioritize community well-beingSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, Chris Hansen confronts Ryan Scott Howard, a 26-year-old caught in a sting operation in Michigan's Upper Peninsula. Known for his bizarre baseball cap fetish and inappropriate comments, Ryan chatted online with a decoy he believed was a 15-year-old boy. He arrived at the sting house in short shorts and flip flops, bringing lube but declining pizza. Concerned more about losing his job than the harm he intended, Ryan made himself comfortable—until Chris walked in. Learn more about your ad choices. Visit megaphone.fm/adchoices
SUMMARYIn this episode of Weekly Business News, hosts Ryan Alford and Chris Hansen sit in for a wide-ranging conversation on today's most pressing business trends. From the easing of U.S.-China tariff tensions to shifts in the Miami real estate scene, they dive into hot topics with sharp insights. They also tackle the rising costs of luxury goods, the evolving role of AI in the workforce, and the latest in crypto. Plus, they break down Instagram's new app “Edits” and its challenge to CapCut's dominance. With a blend of real talk and expert analysis, Ryan and Chris make complex issues not just understandable—but unmissable—for anyone looking to stay ahead in a fast-moving world.TAKEAWAYSCurrent state of U.S.-China tariff discussionsTrends in the Miami real estate marketPricing strategies of luxury brands and consumer perceptionsImpact of artificial intelligence on the job market and business operationsCreation and use of AI personas in businessRecent trends in the cryptocurrency marketMarket volatility and trading strategiesIntroduction of Instagram's new app "Edits" and its implications for content creationComparison of social media platforms, specifically Threads and X (formerly Twitter)Importance of critical evaluation of news reporting and media biasSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
SUMMARYIn this episode of the "Vibe Science" podcast, hosts Ryan Alford and Chris Hansen discuss chronic pain management with pain specialist Dr. Jordan Barber. They explore the limitations of pharmaceutical treatments, the challenges posed by the healthcare system, and the importance of a holistic approach. Dr. Barber emphasizes alternative therapies like acupuncture and lifestyle changes, such as exposure to natural light and proper posture. The episode underscores the need for patient empowerment and education, encouraging listeners to take an active role in their health and seek comprehensive, effective treatment options.TAKEAWAYSComplexities of chronic pain managementLimitations of pharmaceutical treatments for painChallenges posed by the healthcare system and insurance companiesImportance of alternative therapies in pain managementNeed for a holistic approach to wellness and pain treatmentPatient empowerment and advocacy in healthcareLifestyle changes and natural remedies for pain reliefCommon pain issues and effective treatment approachesRole of specialists in managing specific pain conditionsValue of education and awareness in health decision-makingThis episode is sponsored by:Warrior Salt Electrolyte Powder – Hydrate & Reenergize NaturallyExperience Warrior Salt's all-natural electrolyte powder for optimal hydration and performance. Boost energy, prevent cramps, and stay hydrated. Order Now!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
SPONSORS: 1) Get firearm security redesigned and save with BOGO the StopBoxPro AND 10% off at StopBox w/ code JULIAN at https://www.stopboxusa.com/JULIAN #stopboxpod 2) American Financing: Go to https://www.AmericanFinancing.net/Dorey or call 888-991-9788 today! (***TIMESTAMPS in description below) ~ Jesse Cord Weber is a host, anchor, attorney, and legal analyst. He anchors for the Law & Crime Network and hosts the nationally syndicated true crime show Prime Crime. Jesse co-hosts Always In Fashion on 710 WOR and major podcast platforms, and is a freelance radio host on SiriusXM POTUS. He has appeared as a legal analyst on Fox News, CNN, CBS, CNBC, NewsNation, and more. His past work includes hosting for HLN, Crime Watch Daily with Chris Hansen, and The Jam in Chicago. PATREON: https://www.patreon.com/JulianDorey JESSE'S LINKS - YT: https://www.youtube.com/@LawAndCrime - X: https://x.com/jessecordweber?lang=en - WEBSITE: https://www.jessecordweber.com/ FOLLOW JULIAN DOREY INSTAGRAM (Podcast): https://www.instagram.com/juliandoreypodcast/ INSTAGRAM (Personal): https://www.instagram.com/julianddorey/ X: https://twitter.com/julianddorey JULIAN YT CHANNELS - SUBSCRIBE to Julian Dorey Clips YT: https://www.youtube.com/@juliandoreyclips - SUBSCRIBE to Julian Dorey Daily YT: https://www.youtube.com/@JulianDoreyDaily - SUBSCRIBE to Best of JDP: https://www.youtube.com/@bestofJDP ****TIMESTAMPS**** 00:00 - Jesse's background in law and media 11:53 - Coverage of Johnny Depp vs Amber Heard trial 21:15 - How modern juries are selected amidst social media influence 30:11 - Details about Luigi Mangione's alleged crime 43:20 - Overview of Sean Combs' criminal enterprise 57:43 - Labor dispute lawsuit involving Blake Lively accusing Justin Baldoni of harassment 01:14:45 - Rise in true crime interest over last decade 01:31:23 - New insights into JFK assassination files 01:43:33 - Challenges faced by defense attorneys representing Weinstein or Cosby 01:57:23 - Upcoming trials coverage including live updates for Diddy case starting May 2025 02:08:42 - Understanding the Conspiracy Charges 02:14:44 - Witness Intimidation and Legal Strategy 02:20:25 - The Impact of Video Evidence 02:25:43 - Understanding Racketeering and Underlying Crimes 02:30:57 - CIA's Role and Historical Context 02:41:19 - The Challenges of Criminal Defense CREDITS: - Host & Producer: Julian Dorey - Producer & Editor: Alessi Allaman - https://www.youtube.com/@UCyLKzv5fKxGmVQg3cMJJzyQ Julian Dorey Podcast Episode 294 - Jesse Weber Music by Artlist.io Learn more about your ad choices. Visit podcastchoices.com/adchoices
SUMMARYIn this episode of "Vibe Science," hosts Ryan Alford and Chris Hansen, along with guest Scott Haug, a manifest coach and healer, explore the intricacies of manifesting and personal empowerment. Ryan emphasizes the importance of belief and actionable steps in achieving goals, sharing personal anecdotes. Scott discusses his transition from aeronautical engineering to coaching, highlighting the role of belief and healing trauma. He shares practical techniques for manifesting, including self-reflection, visualization, and emotional alignment. Chris underscores the impact of external stimuli on mindset. The episode inspires listeners to confront limiting beliefs and actively engage in personal growth.TAKEAWAYSThe concept of manifesting and personal empowerment.The significance of belief and action in achieving goals.The role of skepticism in personal growth and manifesting.The impact of limiting beliefs on personal development.Practical techniques for identifying and addressing limiting beliefs.The influence of external stimuli (e.g., social media, news) on mindset.The importance of self-reflection and introspection in personal growth.A five-step process for effective manifesting.The relationship dynamics and their reflection of personal behaviors.The necessity of consistency and dedication in the manifestation process.Check out Scott's Website & Social Media:Website: https://manifestwithscott.com/scott-courseYouTube: https://manifestwithscott.com/scott-youtubeInstagram: https://manifestwithscott.com/scott-instagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this segment, Mark is joined by Chris Hansen, the Executive Director of the Kranzberg Arts Foundation. He discusses the recently announced lineup of this year's Music at the Intersection Festival and Conference.
In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day, and much more. Alex Rich joins the crew as he does every Wednesday and shares of his ridiculous ticket story. He is later joined by Chris Hansen, the Executive Director of the Kranzberg Arts Foundation. He discusses the recently announced lineup of this year's Music at the Intersection Festival and Conference.
In hour 1 of The Mark Reardon Show, Mark and the crew discuss the horrific track teenager stabbing case in Frisco, Texas. Mark is then joined by Brian Kilmeade, the Co-Host of Fox and Friends and the Host of One Nation with Brian Kilmeade & The Brian Kilmeade Show on KFTK. They discuss the trending political news including the accusations against Letitia James, a Maryland Senator Chris Van Hollen's advocacy for bringing MS-13 gang member back to the United States from El Salvador. He is later joined by Paul Mauro, and Fox News Contributor and retired NYPD inspector and attorney. They discuss the jury being seated in the re-trial of Karen Reed in Massachusetts. Is she innocent? They then carry the White House's press briefing live. In hour 2, Sue hosts, "Sue's News" where she discusses the latest trending entertainment news, this day in history, the random fact of the day, and much more. Alex Rich joins the crew as he does every Wednesday and shares of his ridiculous ticket story. He is later joined by Chris Hansen, the Executive Director of the Kranzberg Arts Foundation. He discusses the recently announced lineup of this year's Music at the Intersection Festival and Conference. In hour 3, Mark is joined by Mike Elam, the Chair of the St. Charles County Council and a fill in host at 97.1. Elam announces his plans to run for St. Charles County Executive, what he brings to the table, and more. Mark is then joined by his friend, Chris Smith who previews his new book, "My Fatal First Date: A True Life Story of Survival, Tragedy, Inspiration, Triumph, and Faith". They wrap up the show with the Audio Cut of the Day.
Chris Hansen, Executive Director of the Kranzberg Arts Foundation joins Megan Lynch as the artist list for the September 2025 Music festival is announced. MATI is in its 5th year, and 'every year we learn something and we try to make it a little bit better,' he says. He points out that events like this are, 'a real opportunity for cultural tourism.' https://matistl.org
Before the night's recording the guys talk about Chris Hansen pizza, peanut butter and jelly M&Ms, who uses their fly or goes over the waistband when peeing, people walking in on Cheddar taking a dump on more than one occasion, zipping up too fast, and more!
This week the guys tackle the Chuck Norris movie "Sidekicks" from 1992. They welcome Ashley, MTD, Producer Gary and Minnesota Gary to the show. They open by welcoming Minnesota Gary to the show and Jacob forgets to say hello to MTD. The guys wonder how Ashley has never seen a Chuck Norris movie and didn't believe he was real. Brad wonders if Barry should be in an asylum. They talk about Jonathan Brandis died too soon IRL. They talk about how MTD would handle only the hot teachers 8 and above when Brad was getting bad grades. Plus, Joe Piscopo as an asian and Minnesota Gary said he would be the asian guy on the show and should Chris Hansen visit the old man in this movie? Sit back and enjoy this amazing show.Checkout the new Hopecast website:https://thehopecastnetwork.com/Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/
SUMMARYIn this episode of "Right About Now," hosts Ryan Alford and Chris Hansen delve into pressing business topics. They start with the ongoing tariff wars between the U.S. and China, discussing the economic uncertainties and the strategic nature of these negotiations. Chris likens the situation to a high-stakes poker game, emphasizing the importance of patience and resilience.The conversation then shifts to the stock market's recent downturn, where Chris advises focusing on long-term strategies. They also explore a new sponsorship deal between UFC and Meta, highlighting the innovative ways technology is enhancing fan engagement.TAKEAWAYSOngoing tariff disputes between the U.S. and ChinaEconomic implications of tariff negotiationsStock market fluctuations and investor sentimentLong-term investment strategies versus short-term panicThe relationship between business risk and economic conditionsRecent sponsorship deal between UFC and MetaImpact of technology on fan engagement in sportsPolitical implications of trade negotiationsCultural differences affecting U.S.-China negotiationsThe importance of resilience and innovation in business strategiesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
SUMMARYIn this special episode of the "Vibe Science" podcast, host Chris Hansen and Dr. Rudy Eberwein explore the benefits of NAD+ (Nicotinamide adenine dinucleotide) for energy, longevity, and overall health. Dr. Eberwein, a specialist in men's health, explains NAD+'s crucial role in cellular energy production and detoxification. The discussion highlights a new NAD+ self-injection pen, VAION+ offering a convenient way to boost NAD+ levels. They cover the science behind NAD+, its impact on inflammation, brain function, and addiction recovery, and practical tips for supplementation. The episode emphasizes NAD+'s potential to enhance well-being and vitality.TAKEAWAYSIntroduction to NAD+ (Nicotinamide adenine dinucleotide) and its significance in health and wellness.Role of NAD+ in cellular energy production and ATP (adenosine triphosphate) synthesis.Importance of NAD+ in detoxification and optimizing neurotransmitter signaling.Health benefits associated with NAD+, including energy enhancement, recovery from exercise, and brain function support.Different forms of NAD+ supplementation, including oral supplements and injections.Discussion of a new NAD+ self-injection pen product for convenient administration.Recommended dosing protocols for NAD+ supplementation and the importance of consistency.Aesthetic benefits of NAD+, such as improvements in skin health and cellular repair.Precautions and considerations for NAD+ supplementation, particularly for individuals with certain health conditions.Summary of the potential applications of NAD+ in promoting longevity and overall well-being.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Episode #963 What if the fear of rocking the boat is exactly what's sinking your relationship? Too many men are quietly stuck—avoiding tough conversations, tiptoeing around decisions, and hoping things somehow just…get better. But that hesitation? It's costing you your peace, your leadership, and the connection you crave with your wife. In this episode, Chris Hansen and I get real about what's actually holding men back. We dig into how fear shows up in marriage, how indecision slowly erodes intimacy, and why taking back leadership doesn't mean being a jerk—it means showing up. You'll hear stories from real coaching conversations where men were scared to set boundaries, afraid to commit to change, or just stuck in that familiar “messy middle.” We break down the identity traps, the ego plays, and the excuses that keep men stuck—and what to do instead. Whether you're feeling stuck in your marriage, your career, or your own head—this one's for you. It's time to stop sitting on the fence and start stepping into the man you know you're capable of being. __________ Hungry for more? Head over to our Bonus page for special access to some of the deeper tactics and techniques we've developed at The Powerful Man.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin and his guests, Denise Sobczak and Michael Zuraw, introduce the new RIMS paper: “The Pre-Mortem Method: Learning From Failure Without Actually Failing”. Unlike post-mortem analysis, a pre-mortem risk assessment attempts to learn from failure before a project even begins. This report highlights the advantages of implementing a pre-mortem risk assessment approach to strategic projects. Download the report to learn about the three steps to activate a pre-mortem assessment that fosters a better understanding of a project's overall objectives, and ultimately improves transparency, communication, and business outcomes. Justin, Michael, and Denise discuss implementation steps and frequency of pre-mortems in an organization. They cover ways of documentation and tracking insights from pre-mortem exercises, and tools for structuring an effective pre-mortem session. They explore how to involve participants and how to flip the script from naysaying to contributing insights. They consider the collateral benefits of involving your organization in a pre-mortem analysis. They share examples of how the pre-mortem works in their organizations. Listen to gain insight into this innovative risk management tool to build upon the successes and achievements of your organization. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our topic is pre-mortem analysis, which we will explore with past and present members of the RIMS Strategic & Enterprise Risk Management Council. [:42] RIMS-CRMP Workshops! As part of RIMS's continuing strategic partnership with Purima, we have a two-day course coming up on April 22nd and 23rd. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:01] Virtual Workshops! On April 16th and 17th, Chris Hansen will lead “Managing Worker Compensation, Employer's Liability, and Employment Practices in the U.S.” [1:14] On June 12th, Pat Saporito will host “Managing Data for ERM” and will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:30] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:41] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, May 4th through 7th in Chicago. Register at RIMS.org/RISKWORLD. Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. [1:59] These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” “Contractual Risk Transfer,” “Fundamentals of Insurance,” “Fundamentals of Risk Management,” RIMS-CRMP Exam Prep, and more! The links are in the show notes. [2:18] In March, RIMS released a new professional report called “The Pre-Mortem Method: Learning from Failure Without Actually Failing.” The two authors of this report are joining me here today! They have both been RIMScast guests. [2:39] Denise Sobczak is the Director of Group Risk Management at the BIC Group and Michael Zuraw is the Senior Director of Global Enterprise Risk Management for Onsemi. [2:52] Denise is a former member and Michael is a current member of the RIMS Strategic & Enterprise Risk Management Council. Their paper, “The Pre-Mortem Method,” is available through the Risk Knowledge page of RIMS.org. Tap on the White Paper button on that page. [3:10] We're going to hear how Denise and Michael have used the pre-mortem method at their respective companies. We're going to give you tips on how to lead pre-mortem analysis discussions at your organizations whether for a big merger or unveiling a new product. [3:32] This conversation will continue on May 7th at RISKWORLD when Denise hosts “Pre-Mortem or Post-Mortem: If You Were a Patient, What Would Choose?” That session will be held in Room BC185. [3:47] Interview! Michael Zuraw and Denise Sobczak, welcome back to RIMScast! [3:55] Denise and Michael's paper is “The Pre-Mortem Method: Learning from Failure Without Actually Failing.” Pre-mortem analysis is a risk assessment approach that you apply to strategic projects. [4:13] The concept is simple. You assume that an initiative fails. Then you identify triggers of that failure and develop plans to avoid and mitigate them to achieve success. It was developed by Gary Klein and has been widely applied in the business world. [4:39] Michael says the approach was discovered by cognitive psychologists. It releases folks from some of the biases, such as groupthink and confirmation bias, that will muck up decisions. This approach encourages participation and takes risk identification to the next level. [5:07] Justin calls the paper an easy read that people can keep returning to. [5:22] The Strategic & ERM Council decided to do a track on scenario planning. One of their first shareouts was a paper on scenario planning with a segue on pre-mortem risk assessment on how to draw those scenarios. [5:44] Many things are going on, with a level of uncertainty in the external environment that drives uncertainty in the internal environment. As a risk practitioner, it's very important to have these tools. [5:59] Michael joined the Strategic & ERM Council a little over a year ago after they had started the scenario planning. He had already read the SERM Council paper on scenario planning with great interest. Michael is a fan of Gary Klein's and had used pre-mortems. [6:24] When Denise and others mentioned they were going to take the next step in their series of scenario planning to include a pre-mortem discussion, Michael immediately volunteered to be part of it. It was a topic he was familiar with and he had done some sessions on it already. [7:05] Denise explains a pre-mortem is one of many risk assessment tools available. There's no set number for how often an organization should perform one. The main attraction of this tool is its use when you are short on time and have few resources and you want a high-value output. [7:53] It's good to use a pre-mortem when there are a lot of cross-functional initiatives with interdependencies that create complexity and generate risks. [8:07] Michael thinks that for major strategic decisions, a pre-mortem should almost always be used. As you use it, you find out that it's very efficient and not complicated. You can learn from it to include contrarians in discussions to question all assumptions. It changes your risk culture. [8:52] Pieces of the pre-mortem method find their way into the way people approach everyday decisions, even without doing a formal pre-mortem analysis. A pre-mortem analysis is not difficult or expensive to do. As often as you think it provides value, have at it! [9:20] The primary thing a pre-mortem does is open the door to legitimizing doubt. It allows the group decision process to stay in inquiry not to be sucked into advocacy before all the risks are discussed and mitigated. [9:44] Michael notes that as the pre-mortem opens up concerns, they can be put on the table and discussed. The key is you have to take the next step which is to consider what you can change and improve your plan to prepare for the possibility of that risk and mitigate it. [10:08] The goal is to take what you've learned, feed it back into the decision process, and come out with a better plan than you had going in. [10:16] It's very key to get the insights and embed them into the company's core processes versus having a stand-alone tracker for the pre-mortem that you've done. If you've done a pre-mortem for a strategic initiative, integrate it into the status update reports for that initiative. [10:34] If the pre-mortem is related to an event, integrate it into regular management reviews, operating reviews, or even risk governance. Integrate insights that will help you into your core processes. [10:49] Denise and Justin discuss recording remote pre-mortem sessions on Zoom and transcribing them. Justin suggests recording even in-person sessions on Zoom for a transcript. [11:40] Michael says having a transcript of a pre-mortem helps because you want people to focus attention on the conversation and not on note-taking. Sometimes you want to go back and get some context. In-person meetings also allow seeing body language. [12:11] The point of this is to get it out there and talk about it. It's very interactive. [13:19] Pre-mortems are structured to picture a failure six months into the future. Then set a two-minute timer and ask everyone to write down what went wrong. Each one comes up with ideas without the group's influence and writes down key failure points that caused this outcome. [14:04] As a result, things that were just below the surface come out first. Even the staunchest advocate of the plan has to come up with something. The creativity of what could have gone wrong becomes an asset, not a detriment. [14:31] You're not a naysayer, you're an identifier. The basic premises of ERM are risk identification, risk prioritization, and risk response. A pre-mortem creates a more robust identification. You're a contributor. You've discussed something that you hadn't before. [14:54] Denise explains that a pre-mortem is a paradise for the naysayers because they don't have the burden to say it failed. We give that to them. It's not about being skeptical or negative but identifying the contributors that could have caused the failure and being part of the solution. [15:18] Plug Time! RIMS Webinars! On April 10th, Audit Board will present “What CISOs Want Risk Executives to Know About Cyber Risk in 2025”. [15:30] Following the success of their recent webinar, HUB International returns for the next installment of their Ready for Tomorrow Series, “From Defense to Prevention: Strengthening Your Liability Risk Management Approach”. That session will be on April 17th. [15:45] On April 24th, RiskConnect returns to deliver “Better Together: The Marriage of Insurable Risk and Business Continuity”. [15:54] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [16:05] Important Announcement! RIMS and the Institute of Internal Auditors have entered into an agreement to deliver a selection of the other group's educational programming to their members. Twenty-nine shared courses will be available to both association's members. [16:23] RIMS members can explore the IIA courses that are now available to them at See Courses Here. To access RIMS's complete selection of workshops, webinars, and courses, visit RIMS.org/Education. [16:42] Let's Get Back to our Discussion about Pre-Mortem Analysis with Michael Zurow and Denise Sobczak! [17:09] Denise says individuals who have had experience with failures can tap into that experience in new situations. Newcomers can offer a fresh perspective. The key is diversity of thought and experience. Make participants comfortable to express their opinions. [17:38] Watch out for those who would take over. As you facilitate the pre-mortem, make sure that you're engaging and that it's a responsive type of facilitation. There's no right or wrong answer when you're looking for triggers. Later on, you will prioritize. [18:22] Michael has been at Onsemi for 20 years with broad exposure in product line management and supply chain. Four and a half years ago, Onsemi had a new CO and much of the top management changed. The question was what did the stakeholders want from ERM. [18:44] There was some change in how they approached it. He did pre-mortems before and he has done them since. The key is broad participation of the players, broad perspectives, and leading it to say that we want to know what you think. We want to question our assumptions. [19:08] That basic approach is to try to make the plan better, not bring it down, trying to improve the likelihood of success. That plays through all types of corporate change. [19:35] Participants should not be in the top tier of leaders, but in middle management with some boots on the ground. The middle management group forms the culture and they know enough key details about what the planners are thinking and to ask, what if they're wrong? [20:14] Denise expects the participants to be the people who are knee-deep in the initiative and are the subject matter experts. You can also invite folks who are not in the initiative but who have a say from the legal, financial, and business support perspectives. [20:42] The number of participants depends on the setting. An in-person setting can accommodate 10 or 15. In a virtual setting, you can have eight to 10. You need to make sure that everyone can participate. [21:14] More RIMS Plugs! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved in part by its collaboration with risk management and insurance educators across the U.S. and Canada. [21:33] Since 2010, Spencer has awarded over $3.3 million in general grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. [21:46] Spencer's 2026 application process will open on May 1st, 2025, and close on July 30th, 2025. General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [22:06] Spencer has several events lined up before and during RISKWORLD 2025. On May 3rd, there's the Spencer-CNA Pickle Ball Social, on May 4th, the Spencer-Gallagher Golf Tournament, on May 5th, the Spencer Soiree, and on May 6th, the Spencer-Sedgwick 5K Fun Run. [22:25] You can register for or sponsor any of these through the links on this page or by visiting SpencerEd.org/riskworld2025. [22:35] The call for submissions for the RIMS Canada Conference, which will be held in Calgary from September 14th through the 17th, 2025, is now open. We want to hear from you! We are looking for dynamic, insightful presentations on key industry topics. [22:49] Topics may include are but not limited to alternative risk transfer, insurance, legal and regulatory, risk modification and loss control, the DEI Studio, the Thought Leader Stage, corporate sustainability, ESG, and more. [23:03] Submit your proposal by the submission deadline, Wednesday, April 16th at 11:59 p.m. Eastern Time. Visit RIMSCanadaConference.ca and the link in this episode's notes for information. [23:17] If you will be in the Dallas/Fort Worth area on April 17th, be sure to stop by Lone Star Park for DFW RIMS's 7th Annual Night at the Races. It's going to be a blast! Guest, member, and student tickets are available. Visit DFWRIMS.org and the link in this episode's show notes. [23:41] Let's Return to our Discussion about Pre-Mortem Analysis with Denise Sobczak and Michael Zurow! [24:02] Denise mentions different ways to measure the ROI of a pre-mortem, in the light of inherited risk impact before mitigation versus residual risk, post-mitigation. [24:16] For a consumer goods company like BIC, Denise says it is more sensible to tie the effectiveness of the pre-mortem exercise with the overall achievement of the strategic goals or the operating targets because you are changing as you go. [24:38] Michael says it's tough to measure the effectiveness of a pre-mortem. You're asking a team that has already been assembled to spend half a day looking at the plan and, at the end, asking if they learned something that helped improve the plan. [25:30] Is the plan or decision better the day after the pre-mortem than it was the day before? Was it worth the four hours? Would you suggest doing this again? Would you recommend it to your peer? Advocating for a pre-mortem indicates its value, way beyond the cost of doing it. [26:16] Denise stresses the collateral benefits of a pre-mortem. If you are facilitating this type of risk assessment, you will reach a lot of folks in the organization and help them think differently. They will think of the risk management department or the ERM practitioner as a resource to use. [26:37] There is some amplification from a showcase of value to the organization from your function. Denise says a pre-mortem never took a day for her. Once she applied a pre-mortem in a 20-minute phone call with all the constituents. They came up with 15 reasons it could fail. [27:02] A pre-mortem can be formal or informal. The informal pre-mortem is as efficient and it is quicker. You need to understand what the culture of your organization is. If it is very formal, adapt to that. Denise tends to work in more agile organizations. [27:36] Michael works for a company that is heavy in engineering. A pre-mortem takes about two hours there. Engineers want to solve problems and tell you why their solution to the problem is awesome! They want data and rationalization justification. [28:15] Part of it is the moderation. Say the goal of this meeting is to get the concerns and issues out on the table. Afterward, we'll do a quick prioritization so we can assign owners to address the next step of how this feeds back into improving the plan. [28:32] As everybody took two minutes to write down the issues, get them out on the table and rotate through the biggest issue from each person as quickly as you can, one at a time, so no one gets into a laundry list of items. Keep the discussion moving across all the participants. [28:55] What you get is honest dialog and everyone participates. If you do that, you'll avoid overcomplicating it. It can be very simple. It's structured to help you manage that. As long as you keep it moving, it will be fine. [29:12] On 1:45 p.m., on May 7th, at RISKWORLD, in Room 185BC. Denise will be presenting “Pre-Mortem or Post-Mortem: If You Were Patient, Which One Would You Choose?” Denise will be extending the dialog from the paper and this episode. [29:37] Denise will miss Michael on stage. They had a successful session together at the RIMS ERM Fall Conference. Now that the paper is published, the presentation will be more robust. [29:55] The presentation will cover what pre-mortem risk assessment entails. You basically assume the strategic project has failed. Then you identify the triggers of that failure and develop plans to avoid and mitigate them to achieve success. Then you monitor. [30:25] Once Denise goes through the fundamentals, she will take you through a hands-on exercise of applying this technique. She will give a business case and have the audience start solving it and finding triggers. It's very easy. It will give a sense of what this is all about. [30:52] Denise's aim is that the participants, with the presentation and the white paper, will have another skillset to apply and bring value to their organization. There will be audience participation to close out the last day of the education track at RISKWORLD. [31:20] Denise will have a full hour and then there will be more audience participation when the Second City takes the stage for the Conference Finale. [31:34] Justin recommends attendees check out Denise's solid one-hour presentation. She assures you there will be no coasting in her session! [31:59] It has been such a pleasure to see you both. I appreciate you taking the time. You wrote a wonderful paper. The link is in this episode's notes. Go to RIMS.org/riskknowledge to check it out. Press the White Paper button and it will pop right up. Thank you both so much! [32:18] Special thanks again to Michael Zuraw and Denise Sobczak for joining us here on RIMScast. A link to their paper, “The Pre-Mortem Method: Learning from Failure Without Actually Failing” is available through the Risk Knowledge of RIMS.org. A link is in this episode's notes. [32:35] Beyond the pages and this episode, Denise will be extending the dialog at RISKWORLD on May 7th at 1:45 p.m. local time. She will deliver “Pre-Mortem or Post-Mortem: If You Were a Patient, Which Would You Choose?” That session will be held in room 185BC. [32:52] Register in advance through the RIMS Events App. [32:55] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [33:24] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [33:41] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:59] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [34:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [34:30] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [34:37] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: Presented by the RIMS SERMC: “The Pre-Mortem Method: Learning From Failure Without Actually Failing” RISKWORLD 2025 — May 4‒7 | Register today! Spencer Educational Foundation — General Grants 2026 — Application Dates Spencer's RISKWORLD Events — Register or Sponsor! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now Announcement: RIMS and The Institute for Internal Auditors' Strategic Alliance on Education RIMS Canada Conference 2025 | September 14‒17 | Calgary | Submit a session by April 16. DFW RIMS — 7th Annual Night at the Races / Lone Star Park – April 17, 2025 Nominations for the Donald M. Stuart Award [Canada] The Strategic and Enterprise Risk Center “Truly Long-Term Strategic Risk Management in Focus” — RIMS Q&A with Michael Zuraw (2019) RIMS Webinars: RIMS.org/Webinars “What CISOs Want Risk Executives to Know About Cyber Risk in 2025” | Sponsored by Auditboard | April 10, 2025 “Ready for Tomorrow? From Defense to Prevention: Strengthening Your Liability Risk Management Approach” | Sponsored by Hub International | April 17, 2025 “Better Together: The Marriage of Insurable Risk and Business Continuity” | Sponsored by Riskonnect | April 24, 2025 “Understanding Third-Party Litigation Funding: Its Importance and How You Can Contribute” | Sponsored by Zurich | May 1, 2025 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | April 22‒23 Full RIMS-CRMP Prep Course Schedule Upcoming Virtual Workshops: “Managing Worker Compensation, Employer's Liability and Employment Practices in the U.S.” | April 16‒17 | Instructor: Chris Hansen “Managing Data for ERM” | June 12 | Instructor: Pat Saporito “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Maintaining an Award-Winning ERM Program with Michael Zuraw” “Scenario Planning with the RIMS SERMC” “Q1 2025 Risks with Morgan O'Rourke” “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Risk Quantification Through Value-Based Frameworks” “Applying ERM Theory with Elise Farnham” “On Risk Appetite and Tolerance” Sponsored RIMScast Episodes: “Understanding Third-Party Litigation Funding” | Sponsored by Zurich (New!) “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog (New!) “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring Walmart ERM Director Michelle Black! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Denise Sobczak, Director of Group Risk Management at the BIC Group Michael Zuraw, Senior Director of Global Enterprize Risk Management for Onsemi Production and engineering provided by Podfly.
SUMMARYIn this episode of Vibe Science, hosts Ryan Alford and Chris Hansen explore the world of sexual wellness with Rick Magana, co-founder of Matrix Vibes. They dive into the importance of open conversations around sexual health, the advantages of natural alternatives over synthetic pharmaceuticals, and the societal stigma that often surrounds the topic. Rick breaks down the science behind Matrix Vibes' key ingredients—like blue lotus—and their role in enhancing intimacy and addressing concerns like erectile dysfunction. This insightful discussion challenges outdated perceptions and makes the case for prioritizing sexual wellness as a vital part of overall health and well-being.TAKEAWAYSImportance of sexual wellness and its impact on overall healthStigma surrounding discussions about sexual health, particularly among menBenefits of using natural ingredients over synthetic pharmaceuticals in sexual wellness productsThe increasing prevalence of erectile dysfunction among younger menNeed for open dialogue and education regarding sexual healthRole of Matrix Vibes in providing effective natural alternatives for sexual wellnessChallenges faced by consumers in understanding and using sexual wellness productsThe significance of optimizing sexual health as part of overall well-beingFuture vision for normalizing discussions about sexual wellness in societyEncouragement for individuals to seek knowledge and prioritize their sexual health Follow us on Instagram: @Vibe.Science Subscribe to our YouTube Page: www.youtube.com/@Vibe.Science Visit our homepage www.VibeScience.com
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Crystal Trout is a director with Baker Tilly's Risk Advisory practice. Justin and Crystal discuss her career in anti-money laundering compliance, and what brought her to consulting. They discuss the elements of AML compliance and how the need for it stretches beyond financial institutions to any sector that involves large transactions, including virtual digital assets and investing. They talk about the $3 billion settlement TD Bank entered into with regulators in October of 2024 and the messages that sends both to financial institutions and money criminals. Listen to Crystal's advice to risk professionals who may oversee large transactions. Key Takeaways: [:01] About RIMS and RIMScast. [:15] Public registration is open for RISKWORLD 2025! Engage Today and Embrace Tomorrow with RIMS at RISKWORLD from May 4th through May 7th in Chicago, Illinois. Register at RIMS.org/RISKWORLD. [:31] About this episode of RIMScast. Crystal Trout of Baker Tilly and I will discuss how Anti-Money Laundering regulations are impacting the risk profession. [:56] RIMS-CRMP Workshops! As part of RIMS's continuing strategic partnership with Purima, we have a two-day course coming up on April 22nd and 23rd. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:15] Virtual Workshops! On April 16th and 17th, Chris Hansen will lead “Managing Worker Compensation, Employer's Liability, and Employment Practices in the U.S.” [1:29] On June 12th, Pat Saporito will host “Managing Data for ERM” and will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:44] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:55] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, May 4th through 7th in Chicago. Register at RIMS.org/RISKWORLD. Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. [2:14] These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” “Contractual Risk Transfer,” “Fundamentals of Insurance,” “Fundamentals of Risk Management,” RIMS-CRMP Exam Prep, and more! The links are in the show notes. [2:38] Money laundering should be one of the top risks on your risk radar, especially in 2025 as new regulations are added or rolled back. Some high-profile resolutions have made recent headlines. [2:51] To help me make sense of it all for the RIMScast audience, here is the Director of Baker Tilly's Risk Advisory Practice, Crystal Trout. Crystal has more than 23 years of experience working with financial institutions with a focus on financial crimes compliance. [3:08] We're going to talk about anti-money laundering (AML) programs and get some best practices for implementation and reporting. [3:18] Interview! Crystal Trout, welcome to RIMScast! [3:33] Crystal Trout is a director with Baker Tilly's Risk Advisory Group. She joined Baker Tilly after having worked in financial crimes risk for over 23 years. Previously, she was in the financial institution space. [3:51] Crystal switched to consulting to help other financial institutions build out their AML compliance programs and ensure that they're in a good spot for regulatory exams. [4:19] Crystal tells how she was drawn to anti-money laundering. In high school, she had an internship with a financial institution, and it was robbed. [4:37] When the FBI was doing their investigation, Crystal was trying to understand what they were doing and how they were going to catch the robber. She was so fascinated by the process that she changed what she went to school for and altered her career path. [5:09] Crystal's interest in understanding how fraudsters and money launderers act led her to use her banking career to work in the back office and investigation space. [5:38] Crystal says the institution used dispensers that limited cash, and the robbers only got $500. Because of the weapon they used, the robbers got a massive sentence at trial. [6:38] Crystal explains the current AML environment. Baker Tilly is staying close to any regulatory changes. The complexity of regulations is extensive. It's critical that professionals in this space stay close to the challenges that extend even beyond the regulatory requirements. [6:59] We're seeing more changes in regulations than we have historically had, Crystal observes. It's a matter of understanding the landscape, staying close to the changes, and trying to predict which direction they may go and plan for either direction. The key is planning and not waiting. [7:32] Crystal suggests you should hope for the best and plan for the worst. Make sure that you're prepared to go in either direction, whether regulations are rolled back or strengthened. [7:57] Justin recalls that TD Bank reached a $3 billion settlement with U.S. regulators in October 2024, pleading guilty to failing to maintain an adequate AML program, which unfortunately led to the facilitation of money laundering activities. That's a huge penalty, Crystal points out. [8:37] This event provides valuable insight for risk professionals regarding regulatory expectations and also the consequences of inadequacies in their programs. [8:49] People need to understand that they can't be lackadaisical in their compliance program. They need to be ahead of it. It's all about preparation and planning. [9:03] In the TD Bank case, regulators had identified substantial weaknesses in the overall transaction monitoring system and due diligence procedures. [9:17] TD Bank had allegedly failed to allocate the resources needed to operate their AML program, but they continued to have significant growth within their higher-risk customer segment and geographical region. [9:35] TD Bank wasn't staying ahead and keeping current with its customer base and the risks that were taking place. Beyond the penalty, TD Bank has expenses for remediation efforts, enhanced compliance infrastructure, and independent monitoring. All of these are added costs. [9:57] Financial institutions may fail to realize the costs that happen beyond the penalty. They may say it costs too much to add the staffing or build the correct tools, not realizing it will cost them more when the regulators find these faults and weaknesses within their program. [10:18] A key lesson to learn is that compliance programs must be able to scale appropriately with the institution's business growth and evolving risk profiles. [10:30] Regulators focus on the overall program effectiveness rather than mere technical compliance, particularly regarding the quality of suspicious activity identification and reporting. [10:41] It's important for institutions that have to comply with these programs to be proactive and make sure they have the correct resource allocation. Those things are key when it comes to ensuring that AML compliance programs operate effectively. [11:11] There are five key pillars involved in an AML compliance program, including a designated compliance officer and following customer due diligence. You build an AML Bible, with paperwork that documents the steps you're going to take to be in compliance. [11:39] It allows your people to understand the risk that the institution is willing to take, and what it's not willing to accept. You document everything as evidence base for regulators, as having the correct tools and technology to support the program's overall risk tolerance. [12:33] Justin and Crystal address the reputational risk to an institution that may come from a regulatory settlement. Crystal states that these settlements signal to the bad guys that they are going to be caught and they're not going to be able to continue to act at that institution. [13:14] Crystal tells about the bank robber. For prevention, when someone comes into the bank, make eye contact, talk to them, and acknowledge them. If they're scouting it out, there's a lot less chance they'll come back to that bank because they are being noticed. [13:37] A criminal may not physically be in the bank, but if you do due diligence up front when they open an account, asking the right questions, and looking for red flags, they may realize that you have a very strong AML program in place and they'll go elsewhere. [14:07] Plug Time! RIMS Webinars! On April 3rd, join Zurich for “Understanding Third-Party Litigation Funding”. On April 10th, Audit Board will present “What CISOs Want Risk Executives to Know About Cyber Risk in 2025”. [14:24] Following the success of their recent webinar, HUB International returns for the next installment of their Ready for Tomorrow Series, “From Defense to Prevention: Strengthening Your Liability Risk Management Approach”. That session will be on April 17th. [14:40] On April 24th, RiskConnect returns to deliver “Better Together: The Marriage of Insurable Risk and Business Continuity”. [14:48] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [14:59] Important Announcement! RIMS and the Institute of Internal Auditors have entered into an agreement to deliver a selection of the other group's educational programming to their members. Twenty-nine shared courses will be available to both association's members. [15:17] RIMS members can explore the IIA courses that are now available to them at See Courses Here. To access RIMS's complete selection of workshops, webinars, and courses, visit RIMS.org/Education. [15:35] Let's Return to my Interview with Crystal Trout! [15:50] Are risk professionals who are not at financial institutions at risk of inadvertently being caught up in a money laundering crime? Crystal says this question is in the back of the mind of any risk professional. She remembers that running an AML compliance program is stressful. [16:22] There's always the risk that a chief compliance manager could be cited for a failure and have to pay a significant, hefty fine. A risk manager should be aware of this when they're performing any form of transaction. Listen to your gut if something seems off. Don't ignore it. [17:26] Is paying in cryptocurrency a red flag? Navigating AML compliance specifically regarding cryptocurrency is new for a lot of professionals. There are risks and benefits to digital assets concerning AML compliance. [17:54] With any evolving form of payment, if risk professionals aren't staying ahead, truly understanding and navigating how it works, it's going to make it difficult for them to understand red flags and risks that might come, as well. [18:13] There is sometimes a natural fear in risk professionals that because they're not comfortable with cryptocurrency, they're not able to address any legitimate concerns or concerns that may be their internal fear due to the lack of knowledge. [18:45] Is it too risky for a company to announce the voluntary departure of a Chief Compliance Officer? Crystal says the company should already have a plan for somebody to temporarily step in and continue to operate so it doesn't leave a gap or exposure in the organization. [19:22] It's an opportunity for a risk professional to go into a financial institution and make a mark for themselves by helping the institution strengthen its overall compliance program. [19:49] It's a good practice for a company to announce the replacement chief compliance officer at the same time as the announcement of the leaving chief compliance officer. It's part of succession planning. [20:47] The money laundering risk landscape is expanding significantly. Industries outside of finance and banking face substantial financial crime risk and corresponding regulatory scrutiny. They have less mature compliance infrastructure than their banking counterparts. [21:07] Crystal mentions the real estate sector as a potential vehicle for money laundering due to the high-value transactions, price stability, and the lack of historical regulatory oversight. [21:19] Digital asset providers, cryptocurrency exchanges, wallet providers, and any type of virtual asset service providers face intensifying regulatory scrutiny because the platforms can facilitate anonymous transactions. [21:35] The Financial Action Task Force has established clear expectations for virtual asset service providers to implement robust AML controls. Gaming and gambling services present money laundering risk. [21:53] There are other high-risk sectors that money laundering risk could expand to. FinCEN recently required registered investment advisors and exempt reporting advisors who have not been required to have an AML compliance program to have one in place by January 2026. [22:22] We're seeing AML compliance extend beyond traditional banking. [22:34] There are very few industries that, in some form or fashion, could not be a victim of a bad actor performing money laundering. It's just a matter of the bad guy finding a way to do it. [23:09] What steps should a company take when money laundering by an employee is discovered? The appropriate officer needs to start an internal investigation. That's a lengthy process. Make sure the “i”s are dotted and the “t”s are crossed within the investigation. [23:47] Make sure all the evidence and documentation are aligned. Involve HR and the appropriate supervisor authority. If it's shown to be true, interview the individual. It could lead to termination. The investigative process could take months. The authorities may be alerted. [24:39] The company may not want it out in public knowledge and may not file a police report. It can damage a company's reputation. [25:00] Crystal explains her passion for AML compliance and why she became a compliance consultant to help more institutions. The downstream impact is so significant. She wants to make sure the bad apples don't have the opportunity to launder funds. [25:54] Special thanks again to Crystal Trout for joining us here on RIMScast. I've got links to more RIMS coverage of fraud, compliance, financial risk management, and anti-money laundering in this episode's show notes. [26:09] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [26:38] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [26:55] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [27:13] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [27:30] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [27:44] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [27:51] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: RISKWORLD 2025 — May 4‒7 | Register today! Nominations for the Donald M. Stuart Award [Canada] Spencer Educational Foundation — General Grants 2026 — Application Dates Spencer's RISKWORLD Events — Register or Sponsor! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now Announcement: RIMS and The Institute for Internal Auditors' Strategic Alliance on Education RIMS Webinars: RIMS.org/Webinars “Understanding Third-Party Litigation Funding” | Sponsored by Zurich | April 3, 2025 “What CISOs Want Risk Executives to Know About Cyber Risk in 2025” | Sponsored by Auditboard | April 10, 2025 “Ready for Tomorrow? From Defense to Prevention: Strengthening Your Liability Risk Management Approach” | Sponsored by Hub International | April 17, 2025 “Better Together: The Marriage of Insurable Risk and Business Continuity” | Sponsored by Riskonnect | April 24, 2025 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | April 22‒23 Full RIMS-CRMP Prep Course Schedule Upcoming Virtual Workshops: “Managing Worker Compensation, Employer's Liability and Employment Practices in the U.S.” | April 16‒17 | Instructor: Chris Hansen “Managing Data for ERM” | June 12 | Instructor: Pat Saporito “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “RIMS Legislative Priorities in 2025 with Mark Prysock” “AI and Regulatory Risk Trends with Caroline Shleifer” “Financial Risk Management with Chris Willey of American Eagle FCU” “Maintaining an Award-Winning ERM Program with Michael Zuraw” “ERM in Banking & Finance with Eleni Willis” Sponsored RIMScast Episodes: “Understanding Third-Party Litigation Funding” | Sponsored by Zurich (New!) “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog (New!) “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring Walmart ERM Director Michelle Black! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: Crystal Trout, Director, Risk Services Advisory Group at Baker Tilly Production and engineering provided by Podfly.
SUMMARYIn today's Weekly Business News episode, hosts Ryan Alford and Chris Hansen discuss the current economic climate, focusing on a significant decline in consumer sentiment revealed by a University of Michigan survey. They express concerns about inflation, government policies, and their impact on consumer behavior. The hosts also explore retail trends, noting the closures of stores like Forever 21 and GameStop, and the rise of e-commerce platforms such as Shein and Temu. They emphasize the need for better communication from the administration and highlight the importance of adapting to changing consumer preferences in a digital age.TAKEAWAYSDecline in consumer sentiment as reported by the University of Michigan survey.Concerns about the overall economic climate and inflation.Impact of government policies on consumer behavior and the need for better communication.Retail sector challenges, including store closures of brands like Forever 21 and GameStop.Shift in consumer shopping habits towards e-commerce platforms like Shein and Temu.GameStop's strategy to invest in Bitcoin as a response to retail challenges.Emotional aspects of investing and the volatility of GameStop's stock.Nostalgia for physical media and the transition to digital formats in entertainment.Importance of understanding consumer preferences and emotional drivers in business.The need for businesses to adapt to the changing economic landscape and consumer behavior. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
SUMMARYIn this rerun episode, Ryan Alford and Chris Hansen sit down with Todd Anderson, founder of Dream Recovery, to explore the profound impact of sleep on health, performance, and leadership. Todd shares his inspiring journey from an overweight child to a dedicated athlete, emphasizing how quality sleep fuels success in all areas of life.The discussion dives into the science of sleep, challenging outdated perceptions and highlighting its crucial role in organizational performance and overall well-being. Todd also breaks down the complexities of weight management, from genetic factors to the rise of weight loss medications. Drawing from his experience coaching elite swimmers, he offers insights into the sport's unique challenges and the discipline it demands.The episode wraps up with Todd's perspective on working alongside his wife, Olympian Katie Hoff, in the wellness space—showcasing the powerful synergy between sleep, recovery, and peak performance.TAKEAWAYSTodd Anderson's background and passion for wellnessImpact of sleep on overall health and performanceImportance of sleep in leadership, organizational performance, and well-beingShift in mindset regarding sleep and its impact on long-term health and successChallenges of maintaining a healthy weight and complexities of weight lossPotential implications of weight loss drugs and genetic/physiological factors in weight managementTodd's experiences working with athletes, particularly swimmers, and holistic coaching approachDiscipline and dedication of swimmers and unique challenges they faceCollaboration with Katie Hoff, a two-time Olympian in swimming, in the wellness industryInterconnectedness of sleep, wellness, and performance, and opportunities in holistic health and coaching Follow us on Instagram: @Vibe.Science Subscribe to our YouTube Page: www.youtube.com/@Vibe.Science Visit our homepage www.VibeScience.com
Breaking: Council President Sara Nelson tells Seattle Nice she's open to considering new progressive taxes to fund drug treatment and that she supports involuntary commitment for people who are “severely impaired through years of addiction.” We also dive deep into the epic battle over Sara's plan for affordable “workforce” housing near the stadiums. Why were some urbanists opposed? Did billionaire Chris Hansen pull the strings? What really went down at the marathon city council meeting before the vote? Quinn Waller is our editor. About Seattle Nice It's getting harder and harder to talk about politics, especially if you disagree. Well, screw that. Seattle Nice aims to be the most opinionated and smartest analysis of what's really happening in Seattle politics available in any medium.Send us a text! Note that we can only respond directly to emails realseattlenice@gmail.comThanks to Uncle Ike's pot shop for sponsoring this week's episode! If you want to advertise please contact us at realseattlenice@gmail.comSupport the showYour support on Patreon helps pay for editing, production, live events and the unique, hard-hitting local journalism and commentary you hear weekly on Seattle Nice.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. William Sako is a security and risk expert. Justin and William address issues such as how security tech makes buildings smarter and safer, examples of the risk tech used in these buildings, and mistakes that risk leaders might make today. They discuss how COVID-19 has facilitated change in enhancing security measures that will be with us forever. They talk about the important role of the risk manager when designing a security plan for a building. They dig into how risk managers can lead the charge, going above and beyond check-the-box compliance. Listen to William's perspectives on risk technology, communication within an organization, and the future of building security. Key Takeaways: [:01] About RIMS and RIMScast. [:15] Public registration is open for RISKWORLD 2025! Engage Today and Embrace Tomorrow with RIMS at RISKWORLD from May 4th through May 7th in Chicago, Illinois. Register at RIMS.org/RISKWORLD. [:31] About this episode of RIMScast. We will be joined by Bill Sako of Telgian Engineering to discuss security risk management in 2025. [:58] RIMS-CRMP Workshops! As part of RIMS's continuing strategic partnership with Purima, we have a two-day course coming up on April 22nd and 23rd. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:15] Virtual Workshops! On March 26th, Pat Saporito will host “Generative AI for Risk Management”. The next course will be on June 26th. [1:29] On April 16th and 17th, Chris Hansen will lead “Managing Worker Compensation, Employer's Liability, and Employment Practices in the U.S.” [1:42] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:53] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, May 4th through 7th in Chicago. Register at RIMS.org/RISKWORLD. Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. [2:12] These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” “Contractual Risk Transfer,” “Fundamentals of Insurance,” “Fundamentals of Risk Management,” RIMS-CRMP Exam Prep, and more! The links are in the show notes. [2:35] Our guest today, Bill Sako, is the Vice President and Senior Security Consultant at Telgian Engineering and Consulting. He has 50 years of experience in security risk management. [2:49] Bill will tell us what's keeping him up at night in security, risk management, visitor management, and workplace safety in 2025. We'll also provide tips for risk managers on how to be more of a leading voice in finding a new location, renovating it, and installing security tech. [3:15] Interview! Bill Sako, welcome back to RIMScast! [3:33] Bill got into the business of security in 1974 by starting Sako & Associates, a security consulting firm. It became the second largest in the U.S. with 28 engineers and support staff, doing every kind of security project in buildings and venues. [3:54] Sako & Associates did security projects at U.S. Embassies, F.B.I. Headquarters, super highrise buildings all over the world, large mixed-use projects, and developing multiple security programs that have to meld together in a large, complicated building. [4:20] These projects include large medical centers and college campuses around the world. A lot of its work was done with architects in corporate America when they were developing office buildings. [4:39] Sako & Associates developed over $2.2 billion in security plans over many projects. [5:33] Today's security tech is transforming buildings into smarter and safer environments through advanced sensors, AI, and connectivity. AI-powered surveillance cameras detect unusual behavior, recognize faces, and track movement in real-time. [5:58] That technology was in its infancy 10 years ago. It's come a long way and the technology is becoming rock-solid. The systems can differentiate between threats and harmless activities to reduce false alarms and help the person monitoring the system understand them. [6:18] Access control to the building and tenant spaces within the building is provided through biometric scanners, mobile-based apps, and smart card readers, with logs for digital security auditing. [6:37] Smart IoT sensors monitor temperature and air quality. They trigger alarms very quickly in case of fire, gas leak, or unauthorized entry, to keep the building occupants safe. [6:54] Automated threat response is provided through automatically locking doors, alerting authorities, and activating emergency lighting, in response to hazards and breaches. We've had this capability for 20 years, but it is being used more now. [7:27] Cloud-based surveillance allows remote monitoring by management and first responders through web access and smartphones to see the cameras in the building in real time. It's becoming a trend. [7:59] Cyber security measures, with increased connectivity, can provide solutions to protect networks from threats like hacking and data breaches to ensure physical security systems are uncompromised. [8:12] Fire response systems have been hardwired for years. Engineers are starting to implement connected capabilities for them. [8:39] Bill talks about companies paying to install cameras, but when a camera fails, not paying to replace them, leaving black monitor screens. That gave birth to predictive maintenance plans with established lifelines for any piece of equipment and budgets for replacement as needed. [9:49] All the functions of emergency management are being automated. These innovations collectively create smarter buildings that are more secure, efficient, and responsive to any potential threat. [10:40] Many times, the technology that's put into a building is assumed to be static. That's true until you make changes to the building. Then you have to update the system. [11:02] Security is a different ball game. Security is based on behaviors. The threat environment can change from hour to hour or day to day, depending on who's visiting the building and what's going on down the street. You have to have flexibility and people to operate the equipment. [11:28] The technology needs a human operator to interpret the signals and determine the right response in real time. AI and machine learning are great technologies and we're using them virtually in every piece of equipment going in. [12:09] You still need a human to be able to assess what's happening and how they're supposed to respond when multiple sensors are going off. Bill tells of a break-in when the right response was to send three armed security officers to the asset vault. The suspects were apprehended. [13:46] Bill explains some of the changes in security technology that have been incorporated as a result of COVID-19. Increased reliance on technology led to changes in security practices. Touchless access control came about as a result of COVID-19. [14:28] Occupancy management lets building owners know who is in the building and allows for the building to be evacuated safely. [14:48] With people working from home, COVID-19 led to an expansion in remote monitoring. [15:02] Visitor management is important. Healthcare facilities realize today that they have to protect their staff and patients in the building. They need screening in the lobby and must use visitor management. Automated systems make it easy. [16:28] Touchless and mobile access control will be with us forever. Bill also includes hybrid security management, AI-powered surveillance and analytics, and moving security and surveillance to the cloud provides greater capability. Your command center can be your laptop. [17:35] As security moved more into the digital domain, we figured out how to operate across networks and maintain security for all the data we have. Bill says it's rock-solid today. [17:55] Bill believes cloud-based services are the way to go for most buildings today. It gives you the capability to do everything remotely. [18:04] Data-driven decision-making will stay with us for a long time. It allows you to predict and mitigate risk on the fly. You have to train people well to know how to respond to the data. [18:26] Zero trust is a practice where no one coming into the network is trusted without proof through multi-factor identification. Even the Chairman of the Board must be verified. [19:01] Bill continues with crisis management and business continuity planning. A bullet list is not a business continuity plan. With crisis management and business continuity, you have to train people so they understand the plans. [19:24] The pandemic introduced new security practices and accelerated the modernization of legacy systems. Security includes integrating legacy systems with new systems. Command centers may have multiple disparate systems in one security management enterprise system. [20:14] Plug Time! RIMS Webinars! On Wednesday, March 26th at 2:00 p.m. Eastern Time, members of the RIMS Strategic and Enterprise Risk Management Council will extend the dialog that began in the recent RIMS Executive Report “Understanding Interconnected Risks”. [20:33] On Thursday, March 27th, Descartes Underwriting will make its RIMS Webinar debut with a session about parametric insurance. On April 3rd, join Zurich for “Understanding Third-Party Litigation Funding”. [20:47] On April 10th, Audit Board will present “What CISOs Want Risk Executives to Know About Cyber Risk in 2025”. [20:54] Following the success of their recent webinar, HUB International returns for the next installment of their Ready for Tomorrow Series, “From Defense to Prevention: Strengthening Your Liability Risk Management Approach”. That session will be on April 17th. [21:10] On April 24th, RiskConnect returns to deliver “Better Together: The Marriage of Insurable Risk and Business Continuity”. [21:18 More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [21:30] Let's Resume Our Dialogue about Security Risks with Bill Sako! [22:10] In 50 years of security work, Bill did not encounter many leaders with Risk in their titles. While all insurance is about risk, in the corporate world, only very large companies have risk officers. Everything is in its silo. Getting the silos to talk together can be a nightmare. [22:48] Typical buildings don't have risk managers. Corporate campuses may have a risk manager to manage 50 or 60 buildings. That person is strained. [23:02] When Telgian Engineering & Consulting is brought in for an audit or to develop a new system design for a client, they identify who the risk leader is, whatever title they may have. They team with the people who know the vulnerabilities and the threats of the organization. [23:47] Telgian has recommended to several clients that they should hire a risk management person on staff. In a lot of cases, they say they don't have the budget but they'll think about it for the future. At that organization, who is evaluating risk for them? [24:07] Telgian, as a consultant, takes that role for the organization while they're doing the assessment, creating detailed risk models. Then they educate the client to the extent that the client understands what the risks are and the risk mitigation techniques they could use. [24:47] Bill says the hard thing is to dig into organizations internally to find who that risk leader might be. Someone is doing it, even without the title. It might be the CEO. [25:36] In organizations with a titled risk officer, they may be siloed, in a lot of cases. That risk manager needs to understand whom to work with within the organization to address all the organization's security concerns. The siloes need to be taken down. [26:17] Telgian Engineering & Consulting has always had the responsibility to educate its clients. The clients may think they understand what security is and what the risks are, but they often have a very narrow view without seeing the big picture. [27:06] The person at the lobby reception desk of an office building is often the first line of defense. There may be security officers there. What happens when the visitor goes up the elevator? [27:38] The organization should provide security training for the lobby receptionist. They can see if a visitor is acting agitated. They can attempt to de-escalate an angry visitor. They need to be briefed on the organization's security practices, especially when they identify a threat. [29:23] When Telgian does an assessment, they don't want one point person to show them around. They want to talk to everybody who is in touch with what's going on in the organization. Receptionists are one of the primary sources of information for Telgian. [30:13] Bill says that risk leaders and officers need to find a way to become embedded in the organization and the things that are going on. The risk manager needs to be part of the security team, the facilities team, the legal team, and the IT team. [30:32] Bill has recommended to risk managers that they should set up monthly or bi-monthly meetings with the leaders of the siloes to discuss concerns and risks and how to solve those problems together. The risk manager is usually the right person to pull that team together. [31:42] Bill says identifying risks through AI on video cameras and following a visitor through the building is happening in many organizations now. This is critical for post-incident analysis. [33:07] One thing the government is great at is doing a full-blown report after an incident. That incident report winds up informing security of the risks to watch for. [33:19] On every consultation project, Bill got past reports upfront from the organization to see what the issues have been with the organization. They design security systems to meet those threats. Organizations have to do that to manage their risks properly. [33:42] Special thanks again to William Saco for joining us here on RIMScast. In this episode's show notes, I have links to more RIMS Risk Management magazine and RIMScast coverage on security risks and workplace violence preparedness and prevention. [33:59] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:27] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:46] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:03] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:20] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:34] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [35:41] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: RISKWORLD 2025 — May 4‒7. | Register today! Nominations for the Donald M. Stuart Award [Canada] Spencer Educational Foundation — General Grants 2026 — Application Dates Spencer's RISKWORLD Events — Register or Sponsor! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now RIMS Webinars: RIMS.org/Webinars “Understanding Interconnected Risks” | Presented by RIMS and the Strategic and Enterprise Risk Management Council | March 26, 2025 “Parametric Insurance and Climate Risk: An Innovative Tool for CAT Risk Management” | Sponsored by Descartes Underwriting | March 27, 2025 “Understanding Third-Party Litigation Funding” | Sponsored by Zurich | April 3, 2025 “What CISOs Want Risk Executives to Know About Cyber Risk in 2025” | Sponsored by Auditboard | April 10, 2025 “Ready for Tomorrow? From Defense to Prevention: Strengthening Your Liability Risk Management Approach” | Sponsored by Hub International | April 17, 2025 “Better Together: The Marriage of Insurable Risk and Business Continuity” | Sponsored by Riskonnect | April 24, 2025 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | April 22‒23 Full RIMS-CRMP Prep Course Schedule Upcoming Virtual Workshops: “Generative AI for Risk Management” | March 26 and June 26 | Instructor: Pat Saporito “Managing Worker Compensation, Employer's Liability and Employment Practices in the U.S.” | April 16‒17 | Instructor: Chris Hansen See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Evolving Fire Risks with Ralph Bless” “Public Violence and Workplace Safety with Lauris Freidenfelds” “E-Commerce's Impact on Fire Safety in Supply Chains with Leonard Ramo” “Data Privacy and Protection with CISA Chief Privacy Officer James Burd” “Solving Wicked Problems with Dr. Gav Schneider” Sponsored RIMScast Episodes: “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog (New!) “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring Walmart ERM Director Michelle Black! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: William Sako, Vice President, Senior Security Consultant at Telgian Engineering & Consulting, LLC Production and engineering provided by Podfly.
Vincent M. Ambrosio was a nineteen-year-old from Wappinger Falls, New York, caught in the Fairfield, Connecticut sting of Hansen vs. Predator. Unlike others, his episode never aired—deemed too grim. In 2019, Chris Hansen quietly released the raw footage as “premium content” on his YouTube channel. Ambrosio had dropped out of high school, was unemployed, and living with his parents while caring for his ailing grandfather. Battling depression, he was under psychiatric care, though the medication wasn't helping. When he arrived at the sting house, he awkwardly tried to hug the decoy, who quickly distanced herself before stepping away. Moments later, Chris entered. Visibly emotional, Ambrosio broke down. He spoke of his failing mental health, academic struggles, and a life unraveling. He claimed he was seeking friendship—not sex—and even said he dreamed of becoming a police officer but felt his weight made that impossible. Despite showing some empathy, Chris couldn't reconcile Ambrosio's pain with his attempt to meet a minor for sex. In a final, awkward effort to defuse the moment, Ambrosio told Hansen, “My dad's overweight too.” But there's even more to this predato's story.
SUMMARYIn this episode of Right About Now, host Ryan Alford and co-host Chris Hansen dive into a dynamic mix of current events and business trends. They kick things off with the economic impact of March Madness, exploring productivity losses and the tournament's deep cultural influence. The conversation then shifts to Elon Musk and Tesla, examining public reactions and recent acts of vandalism. They also explore the evolving luxury car market, focusing on Ferrari's shifting demographics and the challenges of maintaining brand integrity. Wrapping up on a lighter note, the duo discusses astronauts' food choices in space, blending humor with sharp insights.TAKEAWAYSEconomic impact of March Madness on productivity and businesses.Cultural significance of March Madness in corporate America.Statistics related to March Madness, including financial losses and economic boosts for host cities.Discussion on the financial dynamics of NCAA athletes versus college basketball coaches.Current events surrounding Elon Musk and Tesla, including societal reactions and vandalism incidents.Exploration of the implications of Musk's actions and media portrayal.Challenges faced by astronauts during extended space missions.Insights into the luxury car market, focusing on Ferrari's changing demographics.Comparison of brand integrity and quality between Ferrari and Lamborghini.The balance luxury brands must maintain between exclusivity and profitability. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
SUMMARYIn this episode of Vibe Science, hosts Ryan Alford and Chris Hansen dive into the transformative world of guided psilocybin journeys with Rob Grover and Gary Logan, founders of the Journeymen Collective. They explore how these immersive experiences, combined with intentional preparation and ongoing support, empower individuals to unlock profound personal growth.Rob and Gary share how their program helps high achievers break free from limiting beliefs, confront past traumas, and gain deeper self-awareness. The conversation highlights the power of alternative healing practices in fostering emotional and psychological well-being—offering a new path to clarity, purpose, and transformation.TAKEAWAYSTransformative power of guided psilocybin journeysPersonal growth and self-discovery through immersive experiencesPreparation phase for participants, including intention setting and reflectionStructure and support provided during psilocybin ceremoniesEmotional and physical healing through confronting past traumasIntegration and ongoing support after the initial journeyImportance of creating a safe and trusting environment for participantsDifferences between individual and group journey experiencesThe role of vulnerability and curiosity in personal transformationBlending modern medicine with alternative healing practices for holistic wellness Follow us on Instagram: @Vibe.Science Subscribe to our YouTube Page: www.youtube.com/@Vibe.Science Visit our homepage www.VibeScience.com
SpaceX Launch to Save Stranded Astronauts Tuddle and Kristin talk about a SpaceX mission launched to rescue astronauts stranded in space. They dive into the complexities of space missions and the importance of such rescue operations, showcasing how technology is used to help astronauts return safely to Earth.Love is Blind: Left at the Altar Over Political Views The hosts discuss a dramatic moment on Love is Blind, where a couple calls it quits at the altar due to differing political views. They reflect on the impact politics can have on relationships and whether such differences should be deal-breakers in romantic partnerships.Could You Date Someone Who Believed Differently Than You Politically? Tuddle and Kristin explore the idea of dating someone with different political beliefs. They ask whether it's possible to have a healthy relationship with someone whose views are the opposite of yours, weighing the pros and cons of ideological differences in relationships.Chris Hansen is Back and a Menace to Pedophiles Chris Hansen, famous for his work exposing predators on To Catch a Predator, is back and continuing his fight against sexual predators. Tuddle and Kristin discuss Hansen's return and how his efforts to expose these criminals have impacted public awareness of child safety.Can You Hypnotize Someone to Have Sex With You? The hosts debate the ethics and possibilities of using hypnosis to manipulate someone into engaging in sexual activity. They talk about the boundaries of consent, psychological manipulation, and the dangers of attempting to use such techniques in real life.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of Unspeakable, KJ speaks with the one and only Chris Hansen and Livingston Parish Sheriff Jason Ard about what they are doing to catch sexual predators. Takedown with Chris Hansen can be found here: https://www.watchtrublu.com/takedown-with-chris-hansen #takedown #chrishansen #predator #unspeakable #sheriffjasonard Timestamps 01:46 The Perils of Predators02:09 An Interview with Chris Hansen05:36 The Reality of Grooming09:21 The Need for Proactive Measures11:09 The Cycle of Offenders15:19 The Threat of Blackmail19:07 The Importance of Communication22:34 Meeting Chris Hansen24:21 The Sting Operation Explained27:37 The Everyday Reality32:15 The Challenge of Prevention36:23 The Danger of RecidivismVideo, Sound and Editing for Unspeakable: A True Crime Podcast by Kelly Jennings is provided by the podcast experts at Envision Podcast Studios in Denham Springs, LA. Executive Producer: Jim Chapman Listener Deals from Sponsors: DeleteMe: DeleteMe™ employs human agents to handle significant sites where automation won't cut it. Remove Personal Info from Search! Text UNSPEAKABLE to 64000 right now to save 20% off your subscription to DeleteMe and protect your identity online!
SUMMARYIn this episode of Business News, hosts Ryan Alford and Chris Hansen delve into current business news. They discuss TikTok's potential $32 billion ad revenue, Southwest Airlines' controversial decision to charge for checked bags, and the evolving landscape of influencer marketing. The conversation also touches on Tesla's stock fluctuations, driven by Donald Trump's public support for Elon Musk, and the cryptocurrency market's sluggish response to recent positive news. The hosts emphasize the need for clear communication from leaders, particularly regarding economic policies and strategies, to alleviate public uncertainty and guide constituents through challenging times.TAKEAWAYSOverview of current business news and trendsTikTok's potential ad revenue and market challengesImpact of Southwest Airlines' new baggage fees on customer loyaltyEvolution of influencer marketing and its significance for brandsTesla's stock performance and the influence of public figures like TrumpTrends in the cryptocurrency market and investor sentimentImplications of tariffs on international trade and economic relationsImportance of transparency and clear communication in leadershipEffects of daylight savings on productivity and work-life balanceGrowth and popularity of the podcast and its content offerings If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
In this episode of “Louisiana Unfiltered” Host Kiran Chawla sits down with Livingston Parish Sheriff Jason Ard and the world renowned host of TruBlu TV's “Take Down” as well as the classic “To Catch A Predator” series, host Chris Hansen as they discuss this growing danger that exist online and how they teamed up to stop it.Timestamps01:09 The Livingston Parish Takedown05:07 Insights from Chris Hansen06:48 Educating Parents on Online Safety08:39 The Importance of Awareness16:54 Parental Responsibility in the Digital Age18:21 Real-Life Experiences with Predators21:43 Sheriff Ard's Perspective23:43 The Role of Law Enforcement30:24 The Legal Consequences36:55 The Aftermath of Arrests41:03 Closing Thoughts on Community SafetyLocal Sponsors: Neighbors Federal Credit Union: Neighbors FCU is a community chartered Baton Rouge credit union that has served the community for over 60 years.For more information visit them by Clicking Here Another Chance Bail Bonds Their goal at Another Chance Bail Bonds is to reunite families and reconnect friends. They accomplish this goal by providing many services which aide in the bonding process.You can learn more by visiting them Here Video, Sound and Editing for this podcast by the podcast experts at Envision Podcast Studios in Denham Springs, LA.
Edmundo Dasilva, a Transportation Security Officer for Homeland Security at Raleigh-Durham International Airport, was caught in a sting operation on the show "Takedown with Chris Hansen" in Polk County, Florida. Born in Venezuela and raised in Florida, Dasilva moved to Holly Springs, North Carolina after his marriage. During a vacation, presumably in Florida, he was entrapped in a hotel sting where he met an undercover cop posing as a minor's father. Dasilva acted suspiciously quiet, accepted a key to a hotel room, and upon entry, was arrested for soliciting a minor. Throughout the arrest, Dasilva displayed erratic behavior, sweating profusely and screaming claims of innocence and entrapment. Despite his protests and denials of any illicit intent, the situation escalated as he continued to scream, even as detectives threatened additional charges for disturbing the peace. The ordeal ended with his arrest and public confrontation with Chris and his camera crew outside the police station.
SUMMARYIn this episode of "Right About Now," host Ryan Alford and co-host Chris Hansen discuss key business news, including Donald Trump's address to Congress, the discontinuation of Skype, and the impact of tariffs on the U.S. economy. They reflect on the decline of Skype in favor of platforms like Zoom and WhatsApp, and explore the evolving job market influenced by AI. The conversation also touches on the importance of diversity in hiring, the benefits of entrepreneurship, and the volatile nature of cryptocurrency markets. The episode emphasizes staying informed and adaptable in a rapidly changing economic landscape.TAKEAWAYSBusiness news highlights and current events overviewKey takeaways from Donald Trump's address to CongressImplications of tariffs on the U.S. economyDiscontinuation of Skype and its impact on communicationPolitical climate and its influence on business decisionsEconomic insights, including discussions on tax cutsDiversity in hiring practices and merit-based hiringThe role of technology and AI in the job marketThe importance of entrepreneurship and brand building on social mediaThe evolving landscape of communication platforms and their alternatives If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
This week, in Arcadia Township, Michigan, it's a mystery, when a woman is found dead, floating in a lake, near a boat dock. Her husband says that he left the area, and she just disappeared, but the evidence tells a slightly different story, with her smashing to the concrete, before somehow ending up in the lake. Plus, affairs, gambling, alcohol & pills are all in the mix. Was this all a tragic accident, or was she murdered in a seriously cold blooded way??Along the way, we find out that local bands make for the strangest festivals, that an affair might not be a motive for murder, if you didn't know the affair was happening, and that human bodies definitely don't bounce off of concrete!!New episodes every Thursday!Donate at: patreon.com/crimeinsports or go to paypal.com and use our email: crimeinsports@gmail.comGo to shutupandgivememurder.com for all things Small Town Murder & Crime In Sports!Follow us on...twitter.com/@murdersmallfacebook.com/smalltownpodinstagram.com/smalltownmurderAlso, check out James & Jimmie's other show, Crime In Sports! On Apple Podcasts, Spotify, Amazon Music, Wondery, Wondery+, Stitcher, or wherever you listen to podcasts!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Vincent Robert Roop, a former school custodian and alleged predator, was apprehended during a sting operation in Marquette County, Michigan. Roop, known for his unique speech and constant fear of harm, lived in Newberry, Michigan with his therapy cat that assisted him with Major Depression and an anxiety disorder. Prior to moving to Michigan in 2021, he lived in Wyoming and worked as a custodian at Yellowstone National Park nd a civic center. During the sting, Roop mistakenly tried to enter through the garage door, was wearing a shirt with actress Nia Peeples on it, and became hysterical when confronted by Chris Hansen, pleading for his safety and claiming ignorance of the decoy's age. After Chris asked him how he got into the situation that day, Roop responded, "I drove here." Roop claimed that he did not know the decoy's age. Chris asked what would have happened had the situation not been a sting, to which Roop said, "Something bad, maybe? Is-is that a right answer?" He then said that he probably would have had sex. Chris told Roop that he was "a grown ass man."
SUMMARYIn this episode of Right About Now, hosts Ryan Alford and Chris Hansen break down the latest headlines shaping the business world. They dive into President Donald Trump's newly launched Gold Card Visa Program, a bold initiative designed to attract high-net-worth foreign investors by offering U.S. residency for a $5 million investment.The conversation shifts to Apple's groundbreaking $500 billion investment in U.S. facilities — a move set to create 20,000 jobs and boost the domestic economy. Ryan and Chris analyze how this massive commitment signals confidence in the U.S. market and what it could mean for the future of tech infrastructure.With AI reshaping industries at a rapid pace, the hosts explore the impact of artificial intelligence on the job market. They discuss both the displacement of traditional jobs and the emergence of new opportunities, offering insights into how businesses and workers can stay ahead of the curve.The episode wraps with a deep dive into the volatile cryptocurrency market, examining recent setbacks, future potential, and tips for navigating crypto investments in uncertain times.Throughout the discussion, Ryan and Chris emphasize the importance of adaptability, strategic thinking, and seizing new opportunities in an ever-changing business environment.Tune in to stay informed and gain actionable insights into the forces reshaping today's economy.TAKEAWAYSDiscussion of President Trump's gold card visa program for attracting wealthy foreign investors.Analysis of Apple's $500 billion investment in U.S. facilities and its implications for domestic manufacturing.Examination of the impact of artificial intelligence (AI) on the job market, including job displacement and creation.Overview of the current state of the cryptocurrency market, including Bitcoin's volatility and recent hacks.Insights on the cyclical nature of sports card collecting and trading, particularly around major events like the Super Bowl.Strategies for buying and selling sports cards, emphasizing timing and market fluctuations.Introduction of new sports card products, such as the Prism football cards, and their appeal to collectors.Explanation of card breaks and the mechanics of bidding on individual teams for card collections.Discussion on the grading process for sports cards and its effect on market value.Encouragement for audience engagement through live pack openings and e-commerce platforms for card sales. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
Right About Now with Ryan AlfordJoin media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.Resources:Right About Now NewsletterFree Podcast Monetization CourseJoin The NetworkFollow Us On InstagramSubscribe To Our Youtube ChannelVibe Science MediaSUMMARYIn this episode of Right About Now, host Ryan Alford, joined by Chris Hansen, welcomes Jamie Schwarz—an innovative entrepreneur and co-founder of Team Flow Institute and Parallel Worlds US. As the holder of the world's oldest NFT patent, Jamie shares his journey from advertising to founding Brand Therapy. The discussion explores the evolving world of branding, marketing, and NFTs, with a strong focus on authenticity and community-driven engagement. Chris provides insights into the communal aspects of NFTs, while Jamie delves into co-creation and the intersection of digital and physical assets, highlighting the transformative potential of NFTs in redefining digital ownership.TAKEAWAYSThe evolution of branding and marketing in the digital age.Jamie Schwarz's background in advertising and transition to brand therapy.The significance of authenticity and creativity in marketing strategies.The impact of performance marketing versus branding on consumer relationships.The role of NFTs in digital ownership and their potential to reshape value in the digital realm.The community aspect of NFTs and their emotional storytelling value.The convergence of digital and physical assets, particularly among younger generations.The concept of digital spaces as "sandboxes" for creators and the importance of economic incentives.The shift towards co-creation and collaboration in creative industries.The need for companies to adapt and prioritize employee well-being in a rapidly changing business landscape. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
In this special episode, Chris interviews Danielle Miura aka Dani Jayden. Dani was the female decoy used in the Long Beach, California sting. Chris and Dani share behind the scenes stories of the sting and the predators they caught. Paid Partner of TruthFinder® This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
SUMMARYIn today's Business News of the week episode, host Ryan Alford welcomes co-host Chris Hansen to the studio for an engaging and wide-ranging conversation. The episode kicks off with a lively debate about the appropriateness of wearing sports jerseys, setting a light-hearted tone. From there, the discussion delves into financial news, focusing on recent developments with XRP and the Bitwise XRP ETF. They also tackle broader challenges in the cryptocurrency market, including a significant incident in Argentina.Shifting gears, the duo explores the rising interest in sports cards as collectibles, sharing personal anecdotes and the thrill of uncovering valuable finds. With a mix of humor, insight, and relatable stories, the episode makes complex topics approachable and keeps listeners entertained throughout.TAKEAWAYSDiscussion of health and wellness trends, including cold plunges and their benefits.Analysis of current business news and the impact of government policies on companies.Exploration of emerging beverage trends, particularly healthier alternatives to traditional sodas.Examination of the intersection of sports and music, focusing on the Golden State Warriors' record label.Nostalgia-driven fashion trends, specifically the resurgence of vintage sports jerseys.Insights into the cryptocurrency market, including XRP and the Bitwise XRP ETF.Overview of recent challenges in the cryptocurrency space, particularly in Argentina.Discussion on the growth of the sports card market and its appeal as collectibles.Personal anecdotes related to sports jerseys and the culture surrounding them.Emphasis on the importance of patience and a long-term perspective in investing. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
Tuesday's Daily Puck Drop with Jason “Puck” Puckett, features Danny Kelly from The Ringer and Tim Booth of the Seattle Times. Puck chats about Luis Castillo not being traded this offseason, the U.S. vs. Canada round two Thursday, the NFL draft and why no NBA expansion buzz with Seattle, plus, it's a big day for the CEO of the Puckett family…his wife. (12:33) - Danny Kelly, The Ringer joins Puck to talk about his latest Mock Draft at The Ringer and who he has in his top ten and a surprise at number one. Also, who do the Seahawks take at #18?(39:39) - Tim Booth, Seattle Times stops by and pays a visit with Puck to recap the NBA All-Star weekend in which Tim went down to San Francisco to cover in hopes of asking NBA Commissioner Adam Silver about expansion, however, the league limited questions and Tim never got to ask about the topic, nor did any national reporter ask. Tim points out that the buzz around expansion has cooled, why? Tim and Puck discuss that if the timeline continues to drag, at which point do fans start to swear off the league if they haven't done so already? Also, Tim points out that in the recent months there has been rumors of another group wanting to bring a team to Seattle. What about Chris Hansen? Would Jeff Bezo's be a potential owner? What about Bezo's ex-wife, Mackenzie Scott? She was rumored last year to be interested in the Blazers. (1:14:27) - Puck gives a sneak preview of his podcast with NFL draft guru Dane Brugler from The Athletic. The full podcast is available to Puck's Posse members and you can join by going to PuckSports.com. On the first episode of a seven part series leading up to the draft, Puck and Dane discuss the overall depth and talent of the 2025 draft. (1:18:42) - “Hey, What the Puck!?” The NBA needs to stop screwing around with Seattle.
Eric Hernan Gamonal is an unaired suspected predator involved in the Riverside, California investigation. He is known for being a lawyer prior to being caught in the sting. On January 6th, 2006, the first day of the sting, using the screen name "chinaski818," Eric made contact with a decoy he thought was a fourteen-year-old girl named Maria Bothal. Eric was considered a "fast mover," because after verifying that he had seen her age on her profile, he told her she was cute, inquired as to whether she had a boyfriend, asked if he could replace him as his, and inquired as to whether she had had oral sex before. Chris brought all that to a halt. Paid Partner of TruthFinder® This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
SUMMARYIn this special Valentine's Day episode of "Right About Now," host Ryan Alford and co-host Chris Hansen explore the economic implications of the holiday. They discuss consumer spending trends, noting that Americans are expected to spend billions on gifts, dining, and experiences. The conversation also touches on broader business news, including tariffs and inflation. Additionally, they delve into the impact of the Super Bowl on advertising revenue and share personal anecdotes about sports card collecting. The episode combines humor, insightful analysis, and practical advice, making it a compelling listen for those interested in the intersection of business and culture.TAKEAWAYSEconomic implications of Valentine's Day in 2025Consumer spending trends related to Valentine's DayStatistics on average household spending for the holidayPopular gifts and dining habits associated with Valentine's DayImpact of Valentine's Day on local businesses and retailUnique and unconventional celebration ideas for Valentine's DayBroader business news, including tariffs and U.S.-China trade relationsDiscussion on inflation and interest rates in the current economic climateSuper Bowl viewership and its advertising revenue impactThe intersection of consumer spending, economic trends, and cultural events If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
SUMMARYIn this episode of "Right About Now," host Ryan Alford is joined by Chris Hansen and David Caldwell for a dynamic discussion on the current business climate, political developments, and cryptocurrency. Chris shares insights on the market's reaction to political actions, particularly those of former President Trump, and the evolving landscape of cryptocurrency. David, an ex-NFL player and business consultant, emphasizes the need for business-minded leaders in government for better efficiency and accountability. The episode also touches on the resurgence of sports card collecting and its financial potential, offering listeners a blend of optimism and critical analysis.TAKEAWAYSCurrent business climate and its challenges for entrepreneursPolitical developments and their impact on the economyThe role of business leaders in government and governance efficiencyRecent political actions, particularly those related to former President TrumpCryptocurrency market trends and institutional investmentLiquidity issues in the cryptocurrency market following the FTX crashThe potential of XRP and its role in disrupting traditional banking systemsThe resurgence of sports card collecting as a hobby and investmentThe intersection of politics and business, including policy implicationsThe importance of adaptability and long-term perspectives in business and investing If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
This week, in Pearisburg, Virginia, an area in the hills is sent into a panic, when a local, who is known for his constant lying & strange behavior, brutally murders two hikers, in absolutely awful ways. He is sent to prison, and earns parole, living a simple reclusive life, until one day, when he surprises everyone by attacking more people, leading to a manhunt, some strange "Satatnic" writings, and a wild conclusion to the story!!Along the way, we find out that scarecrows don't scare people, that it's very weird to laminate pages of a Hustler magazine, and that sometimes, you can tell exactly what someone is going to do, based on what they've done in the past!!New episodes every Thursday!Donate at: patreon.com/crimeinsports or go to paypal.com and use our email: crimeinsports@gmail.comGo to shutupandgivememurder.com for all things Small Town Murder & Crime In Sports!Follow us on...twitter.com/@murdersmallfacebook.com/smalltownpodinstagram.com/smalltownmurderAlso, check out James & Jimmie's other show, Crime In Sports! On Apple Podcasts, Spotify, Amazon Music, Wondery, Wondery+, Stitcher, or wherever you listen to podcasts!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.