Podcasts about enriched academy

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Best podcasts about enriched academy

Latest podcast episodes about enriched academy

The Tom Storey Show, with Steve & Tom
Half of Canadians Are Drowning in Debt

The Tom Storey Show, with Steve & Tom

Play Episode Listen Later Jan 26, 2025 68:44


**Start Your Realty Ninja Website** Free Trial: https://www.realtyninja.com/tom Book a call w/Tom for Toronto: https://calendly.com/TomStorey Book a call w/Steve for Greater Vancouver: https://calendly.com/stevekarrasch *** Ontario Agents! Get Your Custom Branded TRESA Explainer Video TODAY! *** Order Here: https://tresavideo.ca/ Promo Code: TOMSHOW *** Need Home or Property Insurance? *** Use SQUARE ONE: Tenants, Landlords and Home Owners Save $20 with Square One Insurance using this link: https://www.squareone.ca/thetomstoreyshow?offer_code=TTSS - - - Half of Canadians are swimming… or drowning, in debt, and way more than half have no idea how money works. In the first place. In this week's episode of The Tom Storey Show, Steve Karrasch and Tom Storey speak with co-founder of EnRiched Academy, Kevin Cochran to discuss financial literacy in Canada. Connect with Kevin: Web: https://www.enrichedacademy.com/ - - -

60 Mindful Minutes
EP280: Creating Financial Health with Jay Seabrook

60 Mindful Minutes

Play Episode Listen Later Dec 21, 2023 36:11


Our finances have an enormous impact on our wellbeing. Whether we're trying to make ends meet, get out of debt, or saving for home ownership, money can keep us up at night, negatively impact our relationships and cause us to feel very stressed. But what if we had better tools and insights for how we manage our money? Jay Seabrook, founder of Enriched Academy, is on a mission to expand financial literacy. This week we dive into his approach to financial health and wealth.      Guest Bio Jay Seabrook is COO and Co-Founder of Enriched Academy, Canada's fastest growing and largest financial education company.  Jay has been teaching financial education for 20-years and known for being an expert systems creator & chaos eliminator.   For episode homepage, resources and links, visit: https://kristenmanieri.com/episode280    Learn more about coaching: Kristen@kristenmanieri.com    Mentioned in this Episode   Guest's website: https://www.enrichedacademy.com/    Net Worth Calculator: https://www.enrichedacademy.com/files/tools/Financial_Freedom_Calculator_Boot_Camp_Version_2021_04_27.xlsx    Host Bio Kristen Manieri is a coach who works with teams to increase both productivity and wellbeing. She also helps individuals navigate transition with clarity and confidence. Her areas of focus are: stress reduction, energy management, mindset, resilience, habit formation, rest rituals, and self-care. As the host of the weekly 60 Mindful Minutes podcast, an Apple top 100 social science podcast, Kristen has interviewed over 200 authors about what it means to live a more conscious, connected, intentional and joyful life. Learn more at kristenmanieri.com/work-with-me.    Learn more about coaching: Kristen@kristenmanieri.com  Connect with the 60 Mindful Minutes podcast   Web: https://kristenmanieri.com  Email: Kristen@kristenmanieri.com    Facebook: https://www.facebook.com/60MindfulMinutes Instagram: https://www.instagram.com/kristenmanieri_/ Pinterest: https://www.pinterest.com/kristenmanieri/

The Evan Bray Show
The Evan Bray Show - Arian Beyzaei - November 30th, 2023

The Evan Bray Show

Play Episode Listen Later Nov 30, 2023 15:24


Today is the final day of Financial Literacy Month! Arian Beyzaei, Vice President of Enriched Academy, joins Evan to share some advice for listeners who want to improve their financial situation but aren't sure where to begin.

Finding Your Bliss
Deborah Huber, Willow Older and Alanna Abramsky

Finding Your Bliss

Play Episode Listen Later Nov 11, 2023 53:28


This week on Finding Your Bliss, Life Coach and Bliss Expert Judy Librach is joined by the authors of Today I Noticed: A Little Book of Mindfulness That Will Change The Way You See The World, Deborah Huber and Willow Older! Deborah has spent most of her career in the high-tech industry in a variety of creative and management roles. She writes children

U Talk
U Talk S2E121: Financial Literacy Pilot Program

U Talk

Play Episode Listen Later May 29, 2023 12:53


It's a reality for many Canadians that your hard-earned money doesn't go as far as it used to. With inflation and supply-line issues, becoming financially literate is more critical than ever. Manitoba is looking to help. Delivered by Enriched Academy, 1,500 Manitoba students in the 2023-24 school year will participate in a financial literacy pilot program. https://www.enrichedacademy.com/ Intro and outro music: Mind Games - Mathew Mcguire.

YVR REMO Show - Real Estate & Mortgage Experience in Vancouver
EP. 143 - Make Better Financial Decisions With Enriched Academy (Financial Expert Series with Arian Beyzaei)

YVR REMO Show - Real Estate & Mortgage Experience in Vancouver

Play Episode Listen Later Nov 15, 2022 37:43


We are joined by Arian Beyzaei, Vice President of Enriched Academy They have established themselves as leaders on the education landscape. Their business has expanded and has some incredible resources. Our conversation will be focused on what they do and the importance of early financial knowledge. They offer both programs for kids and adults! CLICK HERE to view the Enriched Academy website below! Looking to invest in real estate? Click here to check out our new investment guide! Visit our website at www.thrivemortgage.ca // Check out all of our content by clicking here! --- Send in a voice message: https://anchor.fm/yvrremoshow/message

Build Wealth Canada Podcast - Personal Finance Mastery
How to Protect Yourself From Inflation

Build Wealth Canada Podcast - Personal Finance Mastery

Play Episode Listen Later Oct 4, 2022 58:37


Today I have one of, if not THE largest financial literacy educators in Canada on the show, and we're going to go over some practical tips to deal with this horrific inflation that we've all been experiencing here in Canada.    These tips and education covered in the episode are of course, applicable right now as we go through this high inflation period. But, even if you end up listening to this episode years after it's been launched, we made sure that they are still relevant and applicable long term as well.     You might have seen our first guest on Dragon's Den, where literally all the dragons were bidding to partner with him. His name is Kevin Cochran and he is the founder of Enriched Academy, which is a company that teaches financial literacy, and does financial coaching for everyday Canadians like you and I. They are also now in many schools across Canada, teaching financial literacy as well.    Also from Enriched Academy, we have Arian Beyzaei back on the show. He's one of our really popular past guests, and you might have seen him featured on Financial Post, Globe and Mail, and other news sources.    I'm really excited to get things going here as both Kevin, Arian, and myself are actually born in different generations so I thought it would be fun and insightful to have the 3 of us on, as that way you get a unique perspective, no matter which age group you fall into.   Free Tickets to the Canadian Financial Summit: Before we get into the show, I wanted to invite you to join me, for free, at the Canadian Financial Summit this year. It's a fully online educational event, you can stream all the talks for free, and it starts this October 12, 2022 (so only a few days away).    You can get free tickets to stream the talks for free over at: buildwealthcanada.ca/summit    We have over 35 speakers this year, there's already over 20,000 Canadians registered for the event. We'll be covering investing, real estate, financial planning, early retirement, and much more.   We've got some really high-profile guests again this year including Brandon Beavis and Benjamin Felix who each run one of, if not the largest YouTube channels in Canada on investing. We have Rob Carrick from the Globe and Mail, many of the top writers from MoneySense and some of the largest Canadian personal finance bloggers and writers like Robb Engen, Mark seed, Ed Rempel, Jason Heath, and many, many more.   I hope to see you there! Here is the link again for the free tickets: buildwealthcanada.ca/summit    Resources Mentioned:   The free assessment call mentioned on the episode is available here: buildwealthcanada.ca/call The Ultimate Phone Script PDF is available for free download here: buildwealthcanada.ca/script   Questions Covered: What is the dynamic of inflation and interest rates? What is the right mindset for Canadians to help them through these challenging times without creating stress and harm to themselves? What are some defensive financial strategies to help Canadians get through these times? What are some financial strategies to help Canadians thrive during these challenging times ie. Investments?

The Unreasonable Grounds Podcast
EPISODE 28 : FINANCIAL FITNESS FOR LAW ENFORCEMENT Feat. Paul Britton (RCMP)

The Unreasonable Grounds Podcast

Play Episode Listen Later Sep 23, 2022 43:37


Episode 28 : Financial Fitness for law enforcement with special guest Paul Britton (RCMP) Episode 28 saw Mike and Erik sit down and chat with Paul Britton of the Resolute Bay RCMP (Nunavut) to discuss his recent article in Blue Line Magazine. Paul delved into the world of financial fitness as it pertains to law enforcement in Canada. Yes, the guys brought up the stereotypical first year Officers mandatory purchase of the Dodge Ram 2500 with a sled deck in the back or the Jeep Wrangler on steroids. Topics include retail therapy, house hacking and future training opportunities who new Officers entering into the world of first responder work with little to no financial strategy knowledge.  Paul was a wealth of knowledge based on his own personal experience as well as that learned from resources including the Enriched Academy.  Check out Paul's article at https://www.blueline.ca/financial-fitness-for-law-enforcement-officers/  Stay safe out there everyone!   The Unreasonable Grounds Podcast Team 

The Financial Classroom
054 | The 7 Figure Millennial | Saved 100k by 24 years old, now a millionaire in his early 30s | ft. Matt Dewey with Enriched Academy

The Financial Classroom

Play Episode Listen Later May 25, 2022 51:52


Today we got the chance to speak to a 7 figure Millennial! It's not very often that we have a 7 figure Millennial guest on but today Matt Dewey a coach with Enriched Academy decided to come on the show to share his story! In this episode we talked about how Matt was able to take advantage of real estate investing at an early age and build his net worth by buying a few properties early on in his life. Matt also talked about his unique way of investing using private lending and how it has benefited him when it comes to handing his own personal finance. Matt also shared about how growing up with frugal parents shaped his views about finances and the conversations he has with his wife when it comes to managing finances together as a couple. You also don't want to miss out on why Matt decided to sell all his real estate properties and how reading a book changed his whole perspectives on money. As well check out Enriched Academy if you are interested in seeing how they are helping Canadians with their finances. They don't sell products but simply want to help people get out of debt and teach people about investing so they can limit fees which WE LOVE! If you are like Matt and are a 7 figure millennial and would like to come on the show feel free to give us a shout at financialclassroom@gmail.com or if you have just anything interesting to talk about we would love to talk to you as well! Leave us a review on Apple Podcast as it will greatly help us reach more people!

Build Wealth Canada Podcast - Personal Finance Mastery
Lessons Learned After 5 Years of Early Retirement + Post Pandemic Small Business Update for Canadians

Build Wealth Canada Podcast - Personal Finance Mastery

Play Episode Listen Later Nov 2, 2021 69:36


Today we're going to have a two-part episode. Part 1 will be about the lessons that I've learned after being either fully retired, or semi-retired for the past 5 years. I definitely made some mistakes both during retirement and leading up to retirement; things that I definitely would have done differently if I were to do it all over again. I hope that by sharing these lessons, it'll help you avoid them on your financial independence and early retirement journey, as well as give you some insights on what it's been like to actually live off an investment portfolio as opposed to being reliant on a job. Part 2 of the episode will be some useful information for all the current and future Canadian small business owners out there: As COVID-19 restrictions loosen in many parts of the country and world, consumers are thinking differently about their needs/wants. During the pandemic, new habits and practices were formed, and altered how people do business. For small business owners, it also meant many changes along the way. In the interview, we tackle which of these practices are here to stay because they offered a good client experience? What types of businesses and experiences will Canadians seek out in a post-COVID economy? And what about the businesses that launched during the pandemic - what's next for them? Resources: Join Our Free Live Retirement Planning Strategies Webinar: The free live webinar and Q&A on Retirement Planning Strategies is on November 24th, 2021 at 1 pm EST. You can sign up for free at buildwealthcanada.ca/retirementwebinar.  If you're seeing this after the event has already taken place, you can still go to the link above to get the recorded version of the webinar.  Definitely join us live though if you can as that way you can get your questions answered, plus we'll be giving away prizes during the webinar but you have to be on the live webinar to be eligible.  Excellent Resources for Canadian Small Businesses:  As mentioned in part two, this RBC page has some really useful education and free resources for Canadian Businesses, and they've partnered up with other businesses to get you additional discounts and bonuses. You can access all the information for free here: BuildWealthCanada.ca/rbc Free Assessment Call for Financial Coaching: The free assessment call mentioned in the episode is available here: buildwealthcanada.ca/call. This is part of the coaching program that I am currently going through with Enriched Academy.

Build Wealth Canada Podcast - Personal Finance Mastery
How to Save Money: Top Lessons From Teaching 100,000+ Canadians

Build Wealth Canada Podcast - Personal Finance Mastery

Play Episode Listen Later Sep 18, 2021 79:26


Our guest today is Arian Beyzaei, the Vice President of Enriched Academy, one of the most successful companies to be featured on the show Dragon's Den.  Over the past 6 years he has travelled around the country teaching students and entrepreneurs how to get smarter with their finances. He has presented to over 10,000 people and has been the keynote speaker for several corporations.  Arian has also been featured on the Financial Post, The Globe and Mail and many more providing personal finance tips and strategies. What's really neat about Enriched Academy is that they are definitely one of, if not the largest financial literacy educators in Canada. They have over 100,000 students, so I thought it would be useful for Arian to share some of the top money saving lessons learned, after teaching that many students, here in Canada. In other words, what can really move the needle for all of us, when it comes to making a dent in our spending? What are the highest impact savings strategies that we should be focusing on, to really drastically increase the extra cashflow that we all receive month to month? Questions Covered: We talk a lot about increasing our wealth through investing on this show but a higher income, or return on investment, is only one component of growing our net worth. The other of course, is saving and not incurring unnecessary liabilities. To kick things off, why should finding ways to save money be on our radar? As opposed to us just focusing on maximizing our income and returns? When it comes to saving money on things that really move the needle in increasing our financial wellbeing, housing and transportation come to mind as the top areas to optimize. Can you give us some insights and advice on these two areas? While housing and transportation are definitely high priority areas due to their high price, another area that can have a large impact is those smaller but recurring expenses that we sign up for, which end up draining our cashflow on an ongoing basis. Can you give us your thoughts and strategies on those? While mortgage rates are relatively low these days, they are nevertheless a very large monthly cashflow drain for most Canadians. Can you talk about some of your favourite mortgage tactics to help us save money? If someone is looking for a little bit of extra income this year, without an enormous time commitment, do you have a favourite go-to's that you found many Canadians can benefit from? When it comes to debt, how are Canadians doing vs the rest of the world, and what are your favourite strategies that we can use to lower the interest on our debt? Resources Mentioned In the Episode: The free tickets to this year's Online Canadian Financial Summit are here: http://buildwealthcanada.ca/summit The free assessment call mentioned on the episode is available here: http://buildwealthcanada.ca/call The Ultimate Phone Script PDF is available for free download here: https://buildwealthcanada.ca/script The financial literacy for kids educational program is available here: https://buildwealthcanada.ca/kids The Mortgage Broker mentioned on the episode (to get your mortgage questions answered for free) is available at: https://buildwealthcanada.ca/sean

#thisisbrokering
Ep 51. Keeping the Money You Make

#thisisbrokering

Play Episode Listen Later Jun 10, 2020 45:36


Special guest and former Dragon's Den winner, Enriched Academy's own - Arian Beyzaei.

money dragon enriched academy
The Wealth Exchange
Why I Built It: Helping Students Eliminate Debt, Build Wealth and Develop Financial Literacy with Jay Seabrook.

The Wealth Exchange

Play Episode Listen Later Jun 4, 2020 28:09


Jay Seabrook, Chief Operating Officer and Co-Founder of Enriched Academy joins host Mark Therriault to discuss how he and his team are working to fill that gap in Financial Literacy. In this episode, Jay shares his incredible story of entrepreneurship, from being in immense debt, to teaming up with his co-founder, Kevin Cochran, and appearing on Dragons Den. They also discuss his motivation for starting Enriched Academy, how it has developed over time and the importance of financial literacy at a young age.  For more information on this episode, visit: www.NicolaWealth.com/Category/Podcasts

Ignited Entrepreneurs
Episode #28 - The Budget Babe with Alanna Abramsky

Ignited Entrepreneurs

Play Episode Listen Later May 22, 2020 37:06


Episode #28 - the budget babe with Alanna Abramsky In December of 2015, Alanna quit her job, got rid of her apartment, and left the big city to go on a 6-month adventure of a lifetime to South America and Southeast Asia. She managed to save $20,000 in one year of working in Toronto, and it all came down to creating a solid budget, sticking to it, and prioritizing where I spent my money. The majority of people who do this kind of travelling come home broke or in some serious debt. But not me! I came back with enough money in the bank to move back to Toronto and continue to live my wonderful (not extravagant) life in one of the most expensive cities in Canada. It turns our that Alanna just happens to be damn good at budgeting and understanding the basics of personal finance. After talking to peers and co-workers, She realized that there was a lack of information surrounding the world of money. So, she decided to create a blog about the basics of personal finance. The Budget babes blog http://www.thebudgetbabes.org/ In 2017, she was approached by Enriched Academy and hired as the Head of Financial Coaching. Enriched Academy is on a relentless mission to teach every Canadian about financial literacy. Book your personal financial coaching call here or email Alanna alanna@enrichedacademy.com and tell her you heard her on the Ignited Entrepreneurs podcast! And........... for all you public speakers out there looking to get paid to speak this year, check out the Speakers Club Calendar for the best way to stay on top of the events and hiring managers looking to hire you! Jessica Coulthard is the host and founder of Ignited Entrepreneurs Podcast as well as the Ignited Entrepreneurs on FB and the founder of Just a Girl Like Me Coaching. Jessica is a Strategic Interventionist and NLP Practitioner working to help entrepreneurs up level their businesses. I am passionate about promoting and supporting other entrepreneurs and helping them get leads for their business Book your FREE 30 min session with Jess @ ignitedentrepreneurs@gmail.com

What They Did Not Teach You in School
#027 Personal Wealth building tips with Arian Beyzaei. How to play defence but still go on the offensive during the "COVID19 pandemic recession"

What They Did Not Teach You in School

Play Episode Listen Later Apr 28, 2020 45:00


This episode is for the investor looking to make smart decisions and take advantage of the opportunities during this time. The Wise Investor Team sits down with personal finance advocate Arian Beyzaei (@arianbeyz) from Enriched Academy, to discuss personal finance tips and tricks to come out of quarantine ahead of the curve. Topics include: defensive strategies during bear markets, offensive strategies to capitalize in market volatility, emergency fund strategies, as well as how and when to invest in real estate and stocks. @thewiseinvestor on Instagram

What They Did Not Teach You in School
#027 Personal Wealth building tips with Arian Beyzaei. How to play defence but still go on the offensive during the "COVID19 pandemic recession"

What They Did Not Teach You in School

Play Episode Listen Later Apr 28, 2020 45:00


This episode is for the investor looking to make smart decisions and take advantage of the opportunities during this time. The Wise Investor Team sits down with personal finance advocate Arian Beyzaei (@arianbeyz) from Enriched Academy, to discuss personal finance tips and tricks to come out of quarantine ahead of the curve. Topics include: defensive strategies during bear markets, offensive strategies to capitalize in market volatility, emergency fund strategies, as well as how and when to invest in real estate and stocks. @thewiseinvestor on Instagram

Her Megaphone
Alanna Abramsky on Investing

Her Megaphone

Play Episode Listen Later Mar 10, 2020 64:29


Alanna is the founder of The Budget Babes and current Head of Financial Coaching for Enriched Academy, a financial education company. She is super savvy and knowledgeable when it comes to money, and today’s interview is no exception – I truly learned so. freaking. much. about investing. As a total novice, and someone who has never really done a deep dive into the world of investing but is feeling the pressure as 30 approaches, I wanted to ask every question I had on the topic, no matter how dumb I felt. This is the kind of episode you might find yourself taking notes from – it’s a true crash course in acronyms, how it all works and what paths you have to make your hard-earned dollars work a little bit harder for you in the long run. It’s a topic I think all women should understand so you can have complete control over your funds and ultimately, your future.

Her Megaphone
Alanna Abramsky on Budgeting

Her Megaphone

Play Episode Listen Later Feb 11, 2020 41:38


In the first of what I hope will be many episodes on Her Megaphone about money, we're chatting with Alanna Abramsky of The Budget Babes and Enriched Academy about a pretty basic yet essential skill - budgeting.

budgeting enriched academy
The Mortgage Show
The Mortgage Show Interview - Kevin Cochran

The Mortgage Show

Play Episode Listen Later Oct 10, 2019 12:15


Kevin Cochran from Enriched Academy joins The Mortgage Show.

mortgage show kevin enriched academy kevin cochran
Let's Talk Real Estate
Money Matters With Kevin Cochrane

Let's Talk Real Estate

Play Episode Listen Later Sep 24, 2019 53:55


Welcome to episode 13 of The Lifestyle Entrepreneur Podcast!Today's special guest is Kevin Cochrane, Co-Founder of Enriched Academy. A Dragon's Den success story - Kevin shares his expertise and experience with money management. Financial literacy is important no matter where you are in your entrepreneurial journey. And, it is more than just making money and saving money!Tune in and enjoy a candid conversation, delivered with humour and honesty and practical tips you can implement right now to help you get out of debt and build the wealth you dream of.For more information, head on over to www.michellerisi.com/episode13

The Richard Robbins Show
Ep #9: From Dead Broke to Multi-Millions with Kevin Cochran

The Richard Robbins Show

Play Episode Listen Later Aug 6, 2019 82:01


Malcolm X said it best, “There is no better than adversity,” and my next guest on The Richard Robbins Show has seen his fair share. Kevin Cochran, Co-Founder of EnRICHed Academy, is a highschool dropout turned multi-millionaire, sharing his knowledge of financial mastery with companies as large as Investors Group to children as young as elementary and highschool students. Full disclosure, Kevin was my very first employee at RRI nearly 20 years ago. He came to me out of the blue: inexperienced, untrained but incredibly driven and focused. With no experience, Kevin learned how to telephone prospect and present in front of groups. These skills became his #1 secret to his success and have helped him throughout all stages of his career. You can find show notes and more information by clicking here: http://bit.ly/2MHLPzw

First Responders Wealth Network
Association and Service unite to help educate its members on financial literacy – with guest HRPA President Barry Hughes

First Responders Wealth Network

Play Episode Listen Later Apr 29, 2019 26:25


In this episode, I talk to Halton Regional Police Association President Barry Hughes. We talk about the progression of how the Association and Police Service have come together to help its members become more educated and financially aware, by proving financial literacy education programs - with the intention of bringing more financial health and security to its members. It's interesting to learn that Halton is leading the pathway for police services in Ontario towards formal education for its service members, and family members, through a program and company, called Enriched Academy. Hope you enjoy the podcast – and get inspired to take control of your finances and financial future. If you want to learn more visit www.911WealthNetwork.com for my book and audiobook on how to grow your wealth as a first responder through real estate.

The Burn Your Mortgage Podcast
How to Become Wealthy Without Making More Money with Kevin Cochran of Enriched Academy

The Burn Your Mortgage Podcast

Play Episode Listen Later Apr 14, 2019 35:41


Kevin Cochran is a sought after speaker on the necessity of money management for families, teens and young adults. Having been featured on radio and television programs across the country, he has spoken to well over 100,000 people including professionals, students, schools, communities and corporations on the importance of financial literacy and how to create a foundation for personal wealth. Kevin believes that money management is a lesson that we all learn eventually. Some learn it the easy way and some learn it the hard way. Kevin is also the Co-Founder of Enriched Academy. Enriched Academy provides a foundation to help people avoid the damage caused from learning it the hard way and to set the stage for people to take control of their financial health. In my interview with Kevin, we discuss getting a deal on Dragon's Den, 8 ways to get an A+ beacon score and different ways to invest in real estate, including investment properties and private mortgages.   Enriched Academy: Looking After the Financial Wellbeing of Canadians I'm a big fan and supporter of Enriched Academy. I've taken Enriched Academy's online course and I can honestly say it's the best financial program in Canada. It should be mandatory in schools across the country as far as I'm concerned. In case you're wondering, Enriched Academy isn't affiliated with the banks. You won't be sold on anything, but what you will get is the financial tools you need to better manage your money and build wealth. When you sign up for Enriched Academy, you'll get instant access to two of its most popular programs, its tools and resources, and its interviews with 32 of Canada's top financial experts, including yours truly. Enriched Academy's course has a big focus on real estate investing. It has courses dedicated to investment properties and private lending. It's worth signing up for these courses alone! Signing up for Enriched Academy is money well spent. It's a course that literally pays for itself. Join Enriched Academy now and take your finances to the next level. To learn more about Enriched Academy and to sign up, visit BurnYourMortgage.ca/Academy. SIGN UP NOW!

Build Wealth Canada Podcast - Personal Finance Mastery
TFSA creator shares top saving and investing strategies, while promoting financial literacy for Canadians

Build Wealth Canada Podcast - Personal Finance Mastery

Play Episode Listen Later Apr 8, 2019 61:00


Today I have the creator of the TFSA (Tax Free Savings Account) on the show who shares his best TFSA tips and strategies, while also discussing his initiative to enhance financial literacy in Canada. His name is Kevin McCarthy, and while working in Ottawa, Kevin was responsible for the financial literacy file for Minister Flaherty and helped launch the federal government's Financial Literacy Panel. He played a key role in the development and naming of the Tax-Free Savings Account (TFSA), the single most important personal savings vehicle since the introduction of the Registered Retirement Savings Plan (RRSP). Kevin has since joined a great organization called Enriched Academy which focuses on teaching financial literacy here in Canada. Get Your Free 1-Year Subscription to Canadian MoneySaver Magazine Lastly, don't forget to claim your free 1-year digital subscription to Canadian MoneySaver Magazine (Canada's largest personal finance and investing magazine). The magazine features Canada's top experts on personal finance and investing, and is a great place to learn best practices, and stay up to date on changes that will impact your investments and financial situation for years to come, specifically here in Canada. To get that, all you have to do is open up a free savings account with my favourite bank (and the bank that I personally use, EQ bank). The reason that I personally use EQ bank, is that they have one of the highest interest savings rates in Canada. In fact, over all the years that I've been with them, I've seen them consistently be almost double the interest rate compared to other online banks, and well over double the interest rate compared to the major brick and mortar banks that we have here in Canada.   Plus it's free to sign up and keep an account with them, so you're not paying a monthly fee as you do with many of the other banks out there. As a bonus you also get unlimited free Interac e-transfers every month! Because of those reasons, I've been with them ever since they launched in Canada years ago, and it's where I keep my entire emergency fund and spending money. To get the free account and a 1 year free subscription to Canadian MoneySaver magazine, just go to buildwealthcanada.ca/eq, open the free account, and once you're done, forward any email that you get from EQ to bonus@buildwealthcanada.ca and I'll send you a coupon code that gets you a free one year subscription to the magazine. Enjoy, and thanks for supporting the show! Links and Resources: Financial Literacy Training at Enriched Academy Kevin's LinkedIn Profile EQ High Interest Savings Account with Bonus Questions Covered: To start things off, tell us a bit about yourself and your background in government, as well as your transition to promoting financial literacy by working with Enriched Academy. Why did the government decide to introduce the TFSA and what was your involvement in that? For anybody just getting started learning about RRSPs and TFSAs, can you explain what they are, and share your best practices on how to use them? I find that definitely one of, if not the most common questions that Canadian investors have, is how to decide for any given year whether they should be putting their savings in their TFSA, RRSP, or a combination of the two. As someone who helped create the TFSA, what would you say to someone asking this question?  What are the most common mistake you see Canadians making with their TFSA?  What about the most common mistakes Canadians make with their RRSP?  When it comes to financial literacy, what would you say are the biggest misconceptions, or things that Canadians just don't know about that are holding them back and limiting their net worth?  I find we Canadians sometimes get worried about the changes that the government might do which can impact our financial futures. In particular, there definitely seems to be some worry about the large percentage of the Canadian population retiring, and about there not being enough young people to support them from a tax revenue perspective. Should we be concerned? Based on your extensive experience in the government sector, how do you see things playing out when it comes to this challenge? What changes to our government benefits do you think may take place? For anybody that won't be retiring for another 10+ years, how can we best prepare ourselves for this uncertainty of how much income from the government we'll actually end up receiving in the future? I'd love to get your perspective on the Registered Disability Savings Plan (RDSP). It's something that is relatively new, created by Minister Flaherty when you worked with him, and it helps families with disabled children but I find it isn't that well known.  Can you give a brief explanation of the RDSP, tell us know why it was created and what people should know about it?  You recently joined Enriched Academy to help you with your mission of increasing financial literacy for Canadians. Can you tell us about Enriched Academy, and why you decided to join them? It was great seeing Enriched Academy be so successful when it appeared on the show Dragon's Den. Can you tell us what it's been like having the Dragons as investors and advocates for Enriched Academy, and tell us a bit more about how Enriched Academy helps improve Financial Literacy here in Canada. Where can we hear and learn more from you? Bonus Question: Let's talk about using the RRSP vs TFSA when saving for a home. The RRSP has the Home Buyers Plan, but the TFSA is more flexible as there are less rules surrounding it. What is your preference and what should we be considering when choosing to use one vs the other.   In Closing: If you enjoyed the episode, please take a moment to leave an honest review and rating on iTunes by clicking the “View in iTunes” button at this link. If you have any tips, suggestions or comments, please be sure to leave a comment in the section below. I read all the responses and look forward to hearing from you. Also if you liked the episode please share it using the social media buttons on the left, and sign up for free below to receive all new episodes as they get released, news on giveaways, and the free guide on the Top 5 Personal Finance and Productivity Tools here in Canada! I looking forward to hearing from you. Kornel

What They Did Not Teach You in School
#013 Arian Beyzai, Millennials, Robo vs Human Advisor (November 7, 2018)

What They Did Not Teach You in School

Play Episode Listen Later Mar 11, 2019 56:48


The Wise Investor sits down with Vice President of EnRICHed Academy to discuss the financial issues millennials are facing in today's economy, how to combat it with the tools provided to us and what we can do to become more financially literate. This episode was recorded on November 7th, 2018 Follow us @thewiseinvestor instagram

What They Did Not Teach You in School
#013 Arian Beyzai, Millennials, Robo vs Human Advisor (November 7, 2018)

What They Did Not Teach You in School

Play Episode Listen Later Mar 11, 2019 56:47


The Wise Investor sits down with Vice President of EnRICHed Academy to discuss the financial issues millennials are facing in today's economy, how to combat it with the tools provided to us and what we can do to become more financially literate. This episode was recorded on November 7th, 2018 Follow us @thewiseinvestor instagram

Money Moves Under 30
How To Master Your Credit Score

Money Moves Under 30

Play Episode Listen Later Dec 27, 2018 16:51


The most important number when it comes to your personal finances is your credit score. It is next to impossible to build wealth with a poor score because you will be paying MORE for everything around you. Just like school, everyone has a credit score, here is the breakdown: 800 to 900 = A+ 720 to 799= A 650 to 719= B 600 to 649= C 300 to 599= Needs Improvement If you do NOT know your credit score, GO FIND it out! There are several free options online, we at Enriched Academy have partnered up with Transunion, so be sure to check them out. Here is a breakdown of the most important aspects of your credit score: Payment History: 35% Amount Owed: 30% (remember to spend less than 35% of your credit limit) Length Of Credit History: 10% New Credit Applications 10% Type Of Credit Used: 10% If this was helpful you could return the favour by taking 3 seconds out of your day to leave me a review :) It means the world to me.

master credit score transunion go find payment history enriched academy
The Personal Finance Show
57 - Arian Beyzaei

The Personal Finance Show

Play Episode Listen Later Nov 9, 2018 60:01


At 22, Arian Beyzaei is Vice President of Operations at Enriched Academy and has investments of over $100,000. At 16 he read Rich Dad, Poor Dad by Robert Kiyosaki and told his parents he wasn't going to college or university. They were not happy with his decision. That year he saw Enriched Academy on Dragon's Den and decided he wanted to join their mission to help Canadians learn, understand and control their money. Though he was young, the founders of Enriched Academy were impressed by Arian's passion for personal finance and his willingness to learn and let him join the company as an intern at 17. He was hired on full time after 8 months and since then he has presented to tens of thousands of Canadians and has been the keynote speaker for hundreds of different corporations. Arian joined me in the studio to tell us his personal finance story. NEXT EPISODE 58 - Liz Enriquez

Fresh Outta College
#7: Arian Beyzaei - Money Management for Millennials, A Student's Guide to Investing, and Not Taking No for an Answer

Fresh Outta College

Play Episode Listen Later Jun 17, 2018 33:56


In this episode I interview young financial literacy guru Arian Beyzaei. As a recent graduate Arian has witnessed first hand how unprepared the average person is when it comes time to face the real world of MONEY. Looking for a solution Arian teamed up with Enriched Academy to educate people on the important subject of money management. Since joining Enriched Academy, Arian has read hundreds of personal finance books, attended multiple courses and has interviewed experts on this topic.  As a result, he has been featured in the Globe & Mail and has done over 200 presentations teaching thousands of students and entrepreneurs the key skills and lessons behind wealth creation and career success. His speaking engagements have included the top Royal LePage and RE/MAX offices across the country. We discussed how millennials should be managing their money, being persistent to get his dreamjob, and the extreme importance of being financially literate.