Podcasts about Jeep Wrangler

What happens when someone spends decades helping people navigate both financial challenges and life's deepest spiritual questions? In this episode of The Suffering Podcast, we sit down with Daniel Burrus—a husband, father of four, Enrolled Agent, ordained minister, author, and educator whose unique journey bridges the worlds of accounting, theology, and leadership. Daniel holds both a Master of Arts (MA) and a Master of Theology (ThM) and brings more than 23 years of experience in public and private accounting, along with 15 years serving as a pastor. Today, he works with Atlas CPAs & Advisors while also serving with Equipping Leaders International, where he helps train and equip under-resourced Christian leaders throughout Asia, Africa, and South America. Our conversation explores faith, suffering, leadership, purpose, and the timeless lessons found in the biblical story of Job. Daniel also shares insights from his book, Wisdom in Suffering: Lessons from Job, offering practical wisdom for anyone facing adversity or searching for hope in difficult seasons. When he isn't teaching, writing, or serving others, Daniel enjoys spending time with his family, reading, watching great movies, playing golf, and taking his Jeep Wrangler out with the top down. If you've ever wrestled with suffering, questioned God's purpose during hardship, or wanted to grow stronger through life's trials, this episode is for you. Connect with Daniel Burrus Website: https://www.danielburrus.org Book: Wisdom in Suffering: Lessons from Job Atlas CPAs & Advisors: https://www.atlascpas.com Equipping Leaders International: https://equippingleadersinternational.org   Find The Suffering Podcast The Suffering Podcast Website  The Suffering Podcast Instagram  Kevin Donaldson Instagram  Apple Podcast  Spotify Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jeep Talk Show – Tragic Oregon Jeep Discovery, California's Tire Ban (2029/2033), Shopping Cart Roundtable & More Well hey Jeepers, welcome back to another jam-packed episode of the Jeep Talk Show with Tony and Josh. We open on a somber note with the recent discovery of a crashed 2005 red Jeep Wrangler off Highway 6 in Oregon's Tillamook area. Loggers/ODF personnel found the vehicle (linked to a September 2025 missing persons case out of Beaverton) along with skeletal remains believed to be those of Eddie Hair (Hare) and Scott Smith, both in their late 60s. Official identification is pending (dental records/personal effects), but the registration and circumstances point strongly to the two men who never returned from an outdoor/wheeling trip. We discuss the tragic accident angle, the "red Jeep curse" running joke since 2020, and some classic banter about James Dean and why red Jeeps seem to stick in people's memories. Then we dive deep into California's brand-new Replacement Tire Efficiency Program (approved by the CEC in mid-August 2026). Starting with tires manufactured on or after January 1, 2029, replacement passenger and light-truck tires sold in California must meet a maximum rolling resistance of roughly 9.0–9.1 N/kN (with a minimum wet-grip requirement). Phase 2 tightens it further to about 7.1–7.2 N/kN beginning January 1, 2033. Industry estimates suggest this could eliminate ~70% of current tire models from California shelves. Listener voicemails follow (including DR in Utah checking in after a long absence and sharing updates on the Jeep Scrambler/IFS talk plus personal notes, and Nicky G with a string of classic dad jokes). Then it's Round Table time: When (and why) do you put the shopping cart/basket/buggy back? Tony fires off a rant about free labor and shaming stickers; the crew (Glenn, John Lee, Rick, Bob, Travis and others) share honest takes ranging from "always, respect/karma/old-school raising" to "only if it's right next to me—I'm not working for the store." Robots, Walmart in-home delivery, and future trail-side parts robots even make an appearance. We close the "F*CK You, You F*CK" segment with a heated takedown of drivers who come to a near-complete stop to turn into a strip-mall, Burger King, or driveway—white-knuckle, wedding-cake-in-the-trunk style. Pit maneuvers and cow-catcher fantasies ensue. Timestamps: 00:00 – Oregon Jeep Crash Linked to Missing Persons Case 02:46 – Red Jeeps and the Fatality Legend 05:57 – California's Upcoming Tire Rolling‑Resistance Ban 16:40 – Potential Phase Three and Mud‑Tire Restrictions 17:44 – Political Backlash to California Tire Regulations 18:52 – Policy Logic vs Feelings Debate 22:54 – Tire Market Impact and Personal Reflections 27:04 – Rant on California Environmental Policies 27:40 – Potential Legal Pushback Against California Policies 28:49 – Company Relocation and Exodus from California 29:39 – Show Promotion and Listener Engagement 32:33 – Fun Trivia and Jokes Segment 33:06 – Closing Remarks for Joke Segment 33:41 – Grocery Basket Etiquette and Future Automation 44:37 – Robotic Delivery and Basket Automation 47:36 – In‑Home Delivery Services and Their Impact 49:56 – Upcoming Episodes and Audience Engagement 53:59 – Final Closing and Call to Action Key Highlights Tragic update on the missing Beaverton Jeepers and the red 2005 Wrangler found off Hwy 6 Full breakdown of California's new tire efficiency standards and what it means for AT/hybrid tires, mud terrains (exempt), prices, and the broader market Honest Round Table on shopping-cart etiquette Classic JTS rant energy on terrible drivers Got thoughts on the California tire rules (especially if you're in CA), the Oregon story, cart habits, or those crawl-to-turn drivers? We want to hear from you. Leave a comment, hit the video voicemail, email, or join the live Round Table. Support the Show & Shop Jeep Gear Thank you for watching and listening! If you enjoyed the conversation with Tony and Josh, consider checking out some of the great products and upgrades we discussed. BFGoodrich All-Terrain T/A KO2 (the iconic AT tire called out in the Phase 2 discussion) View on Amazon Tire Tread Depth Gauge View on Amazon Visit our website: https://jeeptalkshow.com/ Products From the show! https://jeeptalkshow.com/products Watch/Listen on Spotify https://jeeptalkshow.com/spotify Join our Discord Server: https://jeeptalkshow.com/discord Subscribe to our newsletter: https://jeeptalkshow.com/newsletter Help Support the show via Patreon: https://jeeptalkshow.com/patreon

This week on Two Parents & A Podcast, happy Friday!!! Ginny bears is in the office (should this be a new Friday ritual?!). We're kicking things off with a car debate (low-key our bicker of the week every week LOL): do we need a "non-car seat" car?! Alex is dreaming of a 4-door Jeep Wrangler for just the parents, Harrison is pitching a golf cart (Jules's face said everything), and somehow by the end of the convo we are still a one-car family until further notice. Then Harrison drops TWO bombs from his NFL schedule snooping: the 2027 Super Bowl is on Valentine's Day?! (You're welcome for the 6 months notice — Valentine's Day is now Saturday, Super Bowl Sunday!) AND… he signed up for a marathon that same day?! (Commitment level: 50% lol.) Then we get into the main topic of the week: decision fatigue. Did you know the average person makes 1,000+ decisions a day, and parents blow through the majority of those before 9 AM?! We get into the choice-free hacks we swear by (Alex's identical lunches, Jules's 10 identical tank tops, Harrison's default phone call person… we all have our systems). Plus some fun stuff: DoorDash is building its OWN delivery drones, WHAT I'M READING: The Calamity Club (ok I guess “listening to”…), HBO Max is launching shorts (RIP our attention spans), why actors change their names (Reese Witherspoon is LAURA JEAN?!), and the Adam Sandler deep dive: is he the nicest guy in Hollywood?! (The Katie Holmes theory got us..) Then even more “meat & bones” as we call it: “adult" vs. "adult+" (pool permits and fence heights have officially promoted us), is it OK to have completely different interests than your partner (a 21-year marriage take we loved), the power of being a "low maintenance friend" (Alex's text to her best friend this week is the blueprint!!), and a screen-free way for kids to talk to their grandparents that we're obsessed with. Hope everyone has a great weekend :-) LOVE YOU GUYS! Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast! 00:03:11 Do we need a “non-car seat” car?! 00:10:49 The 2027 Super Bowl is on VALENTINE'S DAY?!  00:16:26 Harrison signed up for a MARATHON?!  00:20:07 DoorDash is making its own delivery DRONES?! 00:26:52 WHAT I'M READING: The Calamity Club 00:28:58 DECISION FATIGUE: How we try to better manage all the decisions we need to make as parents  00:37:09 HBO Max is launching… SHORTS?! (RIP our attention spans) 00:40:58 Why actors change their names (Reese Witherspoon is LAURA JEAN?!) 00:45:24 Is Adam Sandler the nicest guy in Hollywood?!  00:50:33 Adult vs. "Adult+" 00:56:50 Is it OK to have completely different interests than your partner?!  01:00:53 The power of being a "low maintenance friend" 01:04:36 A screen-free way for kids to talk to their grandparents!! 01:06:06 Hope everyone has a great weekend :-) 01:07:27 LOVE YOU GUYS! #twoparentsandapod -------------------------------------------------------------- Thank you to our sponsors this week: *IM8: Go to https://www.IM8HEALTH.com/twoparents and use code twoparents for a Free Welcome Kit, five free travel sachets, plus ten percent off your order. *Morgan & Morgan: If you're ever injured in an accident, you can check out Morgan & Morgan. You can start your claim in just a click without having to leave your couch: https://www.forthepeople.com/twoparents -------------------------------------------------------------- Listen to the pod on YouTube/Spotify/Apple: https://www.youtube.com/@twoparentsandapod https://open.spotify.com/show/7BxuZnHmNzOX9MdnzyU4bD?si=5e715ebaf9014fac https://podcasts.apple.com/us/podcast/two-parents-a-podcast/id1737442386 -------------------------------------------------------------- Follow Two Parents & A Podcast: Instagram | https://www.instagram.com/twoparentsandapod TikTok | https://www.tiktok.com/@twoparentsandapod Follow Alex Bennett: Instagram | https://www.instagram.com/justalexbennett TikTok | https://www.tiktok.com/@justalexbennett Follow Harrison Fugman: Instagram | https://www.instagram.com/harrisonfugman TikTok | https://www.tiktok.com/@harrisonfugman -------------------------------------------------------------- Powered by: Just Media House – https://www.justmediahouse.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeep Wrangler y Ford Bronco son los iconos del 4x4 en USA. Pero los problemas que tienen son unos cuantos y hasta se pueden incendiar. Sabias esto? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With Josh Tomolak, Vice President of Independent Advisor Services, Diamond Consultants Louis Diamond and Josh Tomolak unpack today's IBD vs. RIA landscape, explaining what has changed, where each model excels, and how to determine which path best supports the business you want to build. In Summary The independent wealth management landscape has changed dramatically, making the decision between an independent broker dealer (IBD) and an RIA more nuanced than ever before. Louis Diamond welcomes Diamond Consultants' Vice President of Independent Advisor Services, Josh Tomolak, for a practical discussion of how the independent space has evolved, what truly differentiates the IBD and RIA models today, and how advisors can evaluate which path best aligns with the business they want to build. The Storyline Not long ago, the decision to become independent was relatively straightforward. Advisors either remained with a traditional firm or pursued independence through one of a limited number of models. Today, the conversation is far more complex. Independent broker dealers have significantly expanded their capabilities, offering stronger technology, larger transition packages, greater flexibility, and even pathways to RIA ownership. At the same time, the RIA ecosystem has matured into a sophisticated marketplace supported by multiple custodians, outsourced service providers, institutional capital, and enterprise platforms that rival many of the industry's largest firms. As these developments have unfolded, the traditional distinctions between an IBD and an RIA have become less obvious. Advisors evaluating their options are no longer simply asking whether they should become independent—they're asking which model best supports the clients they serve, the business they envision, and the lifestyle they want to create. In this Industry Update, Louis and Josh unpack the realities behind the IBD vs. RIA decision. They discuss where the two models overlap, where meaningful differences still exist, and why factors like service, technology, economics, operational responsibility, enterprise value, and long-term optionality often matter more than labels alone. Whether you're considering changing independent firms, launching your own RIA, or simply want a better understanding of how the independent landscape has evolved, this conversation provides an objective framework for evaluating today's choices—and preparing for tomorrow's opportunities. Topics Covered Independent Broker Dealer (IBD) vs. RIA models The evolution of supportive independence Technology investments across the independent space Transition support and advisor mobility Capital solutions and recruiting economics Business formation and enterprise value Launching an independent RIA Multi-custodial platforms and open architecture Minority investments and succession planning Future trends shaping advisor independence > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why are already-independent advisors reconsidering their current model? (5:27) Josh explains why service, technology, economics, and growing optionality are causing advisors to reevaluate their existing affiliations. How have independent broker dealers and RIAs become more alike? (19:28) Louis and Josh discuss the growing convergence between the two models and why the distinction is becoming less obvious than many advisors assume. What really separates an IBD from an RIA? (25:04) A practical discussion of autonomy, compliance, flexibility, custody, economics, and advisor experience. What misconceptions keep advisors from launching an RIA? (36:29) Josh outlines the “Four Pillars” of launching an RIA and explains where advisors tend to either overestimate or underestimate the operational realities. Which advisors thrive most in each model? (33:12) The conversation explores why there isn't a universally “better” model—only one that's better aligned with an advisor's goals. What trends are quietly reshaping independence? (42:13) Minority investments, enterprise value, business formation, and changing revenue models may have an even greater impact than advisors realize today. Key Takeaways Independence has evolved from a destination into an ongoing strategic decision. Independent broker dealers have significantly improved technology, transition support, economics, and flexibility. The RIA ecosystem has matured into a highly sophisticated marketplace with broad outsourcing and support options. Choosing between an IBD and an RIA should begin with long-term business objectives—not industry perceptions. Building a valuable business depends more on business structure and scalability than simply growing assets. Advisors considering independence should evaluate models with an open mind rather than relying on outdated assumptions. The next decade will likely bring continued convergence between independent business models. https://youtu.be/jHDVso2TsmQ Quotable Moments “The question is no longer, ‘Do I want to go independent?' The question is, ‘What kind of independence makes the most sense for my clients, business, and goals?'” “Business formation is far more important than assets under management.” “The way you build your business will ultimately determine how valuable that business becomes.” “Everything in an RIA is going to cost you either your time or your money.” FAQs Is there still a meaningful difference between an IBD and an RIA? Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Why are more independent advisors changing firms today? Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Is launching an RIA easier than it used to be? Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. Does every entrepreneurial advisor belong in the RIA model? No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. What matters more: assets under management or how the business is built? Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. What's the biggest mistake advisors make when evaluating independence? Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Yes. While the two models increasingly overlap, they differ in areas such as flexibility, compliance structure, operational responsibility, economics, and control. Improved technology, stronger transition support, evolving economics, and better service models are prompting many advisors to reassess whether their current platform still fits their business. Yes. Supportive independence, outsourced service providers, and improved custodial resources have significantly reduced many of the historical barriers. No. The best fit depends on an advisor's appetite for ownership, customization, operational responsibility, and long-term vision. Josh argues that scalable business formation often has a greater impact on enterprise value than AUM alone. Starting with assumptions instead of objectives. The most effective due diligence begins by defining the business you're trying to build, then identifying the model best suited to support it. Related Resources IBD vs. RIA Comparison Guide IBD vs. RIA Revisited: Two Independent Pathways for Advisors to Consider NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and goals?” Josh shares what he’s seeing across the landscape, the misconceptions that continue to shape advisor thinking and the factors that matter most when evaluating the next chapter of an independent business. There’s a lot to discuss, so let’s get to it. Josh, thanks for joining me today. Joshua Tomolak: Thanks for having me, Louis. It’s a real privilege to have come. This is a full circle moment for me going from being a student of your podcast, to working alongside you, to being a guest. So I appreciate you having me. Louis Diamond: Amazing. I’m excited for this one too, because you have a fresh and in the weeds perspective that a lot of our guests simply don’t have. So why don’t you start off, you spend your time helping advisors evaluate independence every day. So working with advisors who are already independent, for the most part. And to me, it feels like the independent space has really evolved dramatically over the last decade. I mean, this podcast is really the epicenter of that to prove that out, but give us a little background on your past roles in the space and then we can get into what you’re seeing right now. Joshua Tomolak: Yeah, I’d be happy to. So I took a very non-traditional path into wealth management. I spent a decade as a deep sea Navy diver, and upon completing my service there, I ended up working for TD Ameritrade. And in my role there, I spent about six years doing nothing but helping financial advisors explore the RIA space, whether that was to join or partner with an RIA, sell to an RIA, or in most cases, launch their own RIA. And one of the things that I ultimately came to terms with is it’s just not the right model for everybody. While I’m a huge advocate for it, we would often lose business to the major broker-dealers of the world. And at the time, I really didn’t understand why. In the last six years at Diamond Consultants has been a very interesting purview into what a lot of the broker-dealers have done and are doing to make themselves more RIA-ish and be very compelling to the right advisor. Louis Diamond: Perfect framing. Your background is incredibly germane to the folks you work with. So let’s start off with the softball here. What are you seeing right now? Joshua Tomolak: It’s not so different than the rest of the industry, the wirehouses, the regional firms, things of that nature, that if you took 10 firms, they’re all likely to go different directions, even if they were identical practices. That could be… A third would go from an independent broker-dealer to another independent broker-dealer. Certainly the supported RIA space is growing every day and has created a lot of very fun and unique solutions for advisors, very customized and curated. And then I think there’s still a lot of really great sophisticated teams and individual contributors that are making the decision to go hyper entrepreneurial and launch their own individual RIA. So the movement’s really all over the board from my perspective. Louis Diamond: It does feel like it’s no longer independence is an alternative option or it’s on the fringes. It’s very front and center whether for breakaways, which is a big topic on our podcast, but in general, the infrastructure has become much, much more sophisticated today than ever before. Advisors have way more tools in their toolbox to serve clients, whether in the private markets or through technology. And it’s no longer that if an advisor’s independent, they’re in the minor leagues where they don’t have the same ability to serve clients like they did if they’re at a big bank or a private bank or a wirehouse. Do you agree? Joshua Tomolak: I absolutely agree. And I’m reminded of a question I got one time from a great team that I worked with in New York. They asked me, “Are there really more options than ever before? Because all we see is one firm selling to another.” And I think that’s a really great point. There’s far less broker dealers on the street than there were even five years ago. But for every Commonwealth, for example, that sells to an LPL, up pops three or four really cool private equity-backed, sophisticated RIA platform firms that are built to service their own unique advisor base. Louis Diamond: I think that’s right. Sitting on the sidelines, sitting on top of everything going on in the industry, I feel like capital is always an interesting topic forever. If an advisor wanted to move within the independent world or break away from a big firm to go independent, the only way to get capital was to go to an independent broker dealer. So we still see that, but I feel like today between all these minority acquisition opportunities, we’re seeing firms acquire practices at time of transition, which is somewhat new. There’s debt solutions, recruiting deals are way up for firms that are paying forgivable loans. RIAs now would, in some cases, will pay a forgivable note. What are you seeing there as far as the availability of capital and just deals in general? Joshua Tomolak: It’s a great question and I didn’t want to take the low-hanging fruit, but capital’s been a huge innovation, I guess, in the last five years I’d say. Just to give you rough quotes, please don’t hold me to it, but traditional transition broker-dealer deals were five years ago, 40 to 60% of Trailing Twelve revenue today are somewhere between 90 and 120%, sometimes north of that for the right team. That’s really meaningful money for the team that is thinking about foregoing a wirehouse deal, for example. I’d also say a lot of these firms are getting hyper-creative in how they solve for capital. The minority investment piece that you mentioned is very interesting. We’re seeing a lot of privatized forgivable notes in the RIA space where third-party or private lenders are basically lending the money and the RIA is making the payments on that forgivable note as long as the advisor is affiliated with them. So there’s been a recognition among the RIA space to get away from the, “Oh, they just took a check” type of mantra, and to say, “Look, I understand there are capital needs. These people are taking a risk. We need to solve for that.” So we’ve seen a lot of that in the marketplace. Louis Diamond: Very interesting. I think another thing financially, and then we’ll keep the train moving, that I know I’ve seen, and maybe you can weigh in if you’ve seen the same, is the cost to an advisor or a business owner to join an independent BD or to join an RIA has come way down, probably in part because of Schwab going to zero on trading. That’s been a catalyst. But it feels like we used to say independent BDs were expensive relative to the RIA world. And in some cases, they certainly could be. And if you’re at scale, maybe you can pick up a point or two being in the RIA world versus a BD. But when you have some of these BDs that have a basis point admin fee or no admin fee at a certain size and the payouts I feel like are similar, maybe have gone up a little bit, but it’s more so like the administrator fees, the platform fees, the program fees. Anyone who’s not in that world, it’s like, “What are you talking about?” But basically the way that these broker-dealers make money, it seems like there’s been a pretty big differential in the exchange of value where advisors now get more services, better technology, get more money to join them and get it at a lower cost. Do you agree? Joshua Tomolak: I absolutely agree. I think that maybe that’s one of the larger changes that we’ve seen, and it’s probably one of the benefits from a lot of the industry consolidation on that independent broker-dealer side. The economies of scale of these folks have allowed them to increase their tech spend, increase their service capacities all while offering it to the advisors at a cheaper price. And when I was at TD Ameritrade, one of the biggest pitches was the idea of a 100% payout and you control the fixed expenses, your technology compliance, et cetera. But what’s changed is that broker-dealers are pretty darn comparable on the expenses. All of those admin fees and things you mentioned will still exist, but they’re on a much smaller scale. And I think the question a lot of advisors are asking is, “Am I getting congruent value from my broker-dealer for what I pay for?” And while that answer might’ve been no a couple years ago, today the answer is more often yes. Louis Diamond: Yeah, I would agree. A lot of times we work with advisors who are starting an RIA or affiliating with an RIA or going to a BD and they see how big the deals are in the independent BD world and the payouts are really high and the fees are relatively low. And honestly, it is a hard decision or calculus to make, like, “How does it make sense for me to turn down this extremely lucrative deal when my ongoing economics are going to be somewhat similar in the BD world versus in the RIA space?” I think it’s just an interesting dynamic and we’ll get more into that distinction. One of the stars of the show right here is we’ve seen a ton of advisor movement across the industry. Our annual advisor transition report said that in 2025, over 11,000 experienced advisors changed firms, which is a large number. A lot of those numbers are within the independent world. So advisors who are 1099 through a BD or through an RIA transitioning to another platform or organization or starting an RIA. So why do you think we’re seeing so many advisors reconsider their current firm or their platform or their broker-dealer today than in years past? Joshua Tomolak: It’s a jarring number. 11,000 is definitely a significant amount of advisor movements. To me, it comes down to a few things, but I will say that it’s almost always a conglomeration of pushes and pulls. Pushes being inherent frustrations with your status quo, pulls being the new sexy, shiny things that you see in the marketplace that could be really impactful for your business. To me, it typically comes down to one of three things, at least on the push front, that drives advisors to movement. Service being number one, technology being number two, and economics being number three. And if we were just going to unpack those, I think service being, “Can you call somebody that knows your business, that knows your name? Are you getting the correct answers? Are you being pushed through a phone tree? And even if you’re not doing it, is it taking up a meaningful amount of time of your staff’s free time?” On the technology front, there’s very significant tech spends happening in the industry right now. I think Raymond James and LPL reported, for example, they spent 500 million in 2025 on a tech spend. So advisors are going to the places that are making their life easier. People are looking for a mechanism to really scale their business without having to add staff and a lot of expenses to the bottom line. And technology is just the fastest, most efficient way to do that most times. And then economics, certainly a lot of advisors and teams have built phenomenal businesses and they’ve made a great living without really stressing out about the economics. And they eventually get to a point in their business where what they were giving up as a million dollar producer is far different than what they’re giving up as a $4 million producer. And back to the congruent value, it perhaps stops to make as much sense. Louis Diamond: Well said. I always say when the cost-to-value ratio is out of whack, that’s when advisors sit up and take notice. And not to name names of firms, but there definitely are firms that are more expensive. And even if you look at how much a wirehouse or a Ed Jones advisor paid their firm, it’s like, “What got me here is not necessarily what’s going to get me there.” And while the name on the business card, the resources were incredibly impactful, and I’m so grateful for what my firm, my broker-dealer did for me when I was just starting or when I was smaller. Now the business is bigger, I rely upon different resources or I don’t need the firm as much. So I’d rather plow the cost savings either into income for myself or invest it in areas that are most germane to my business. And it’s usually when that kind of light bulb moment goes off, that’s one of the major pushes that cause advisors to evaluate other options. So I agree with you, those are the major push factors, but then what are the pull factors? What are the major advancements or changes across the independent space that’s causing advisors to say, “Hey, okay, I might have some frustrations, but at the same time, I also need to find something that’s more than marginally better than the firm I’m at. Otherwise, why am I going to go through the hassle, take the risk, et cetera? So what are some of the pull factors that advisors are latching onto today? Joshua Tomolak: Sure. And I might say with one final push factor, there’s a straw that breaks the proverbial camel’s back when you’ve been told for however many years that this change or that change is coming down the pipeline and it never happens. And it translates well into the pull factors is do they do what they say they’re going to do? The talking points really for the pull factors are exactly the same. So the counterpoint to service is perhaps having a direct relationship with the chief compliance officer at a firm or having a dedicated service representative that knows their stuff inside and out and can get you the answer even if they don’t know it off the top of their head. Having the technology to rebalance a household in two clicks instead of two hours. In economics, I think it’s really a transparency of economics. We’ve both worked with some really significant firms that have looked at their P&Ls and said, “where the heck is the money going?” And we’ve looked at the same P&Ls and said, “I have no idea,” because it’s so convoluted. People are happy to pay for good service, good technology, good products, but they just want to know where the money’s coming from. So I think it’s a yin and yang. The same things that they’re the push are often the pull. Louis Diamond: Definitely. I’ll give you a couple other from my perspective. I’ll say first specific to the independent BD world, and then we’ll dive into the RIA, I think it’s a little bit different. But I think some other will say innovations or changes that are causing advisors to really perk up and listen and really make the case to themselves that life will be better at this new organization than the status quo or staying put. We’ve seen major advancements in transition support, whether it’s being able to do a transition without a shred of paper, being able to… I mean, we’ve seen some independent advisors move their entire book within two weeks, which never would’ve happened before. So the firms that I’d say are playing offense, the larger firms that are winning, they have insane headcount around transitions and are always investing in technology, whether now on the AI front or in general. And we’ve seen transitions, they’re never easy. So that’s not a comment to say it’s easy, but a lot of the friction, a lot of the manual work has been taken away, which is massive. You definitely mentioned the significant technology spend. I mean, just the innovations going on across the industry. There’s definitely some firms that are laggards on technology and others that are light years ahead, whether because their tech is more integrated or they’ve built out their platform to be more, we’ll say modular, to plug in different third-party softwares where an advisor can really customize and create their own tech stack. I think there’s been some changes on compliance. It used to be if you’re at an independent BD, you had to be the OSJ by yourself or you had to roll up under an OSJ. But now most BDs offer home office supervision, so a big friction or pain point is taken away. And then I’ll give you a bridge to talk about what we’re seeing on the RIA side. But we’ve also seen, I would say, a real blurring of the lines between what you would traditionally think of as an independent broker dealer versus what was an RIA. So whether it’s an internal pathway where it’s like, “Start off on our independent BD platform, get the big deal, get the support, but then you can ditch that and just use this as a custodian or you can sell the business to us when you want to retire and convert to W2.” So in that vein, transitioning internally to an RIA, give me the same points like, “What are the major advancements or changes you’re seeing on the RIA side today?” Joshua Tomolak: I love that you said that because it’s been one of the most interesting changes to watch. Independent broker dealers becoming more like RIAs, and to your point, being more flexible, having more optionality, a more curated experience in some cases. And in many cases becoming closer to independent broker dealers with some of these massive shops that we’ve seen be created over the last five years that now have hundreds, if not thousands of advisors. To your question on the internal RIA slide as we sometimes call it, this really didn’t exist many places a few years ago. And I think it’s been created as both originally a retention tool in many places for the advisors that were with a major independent broker dealer and they ultimately wanted to have their own ADV and their own RIA. And the firm didn’t want to lose all the assets to an independent custodian so they gave them the green light to… And it’s ultimately became a sales tool in many cases. Just to use a couple of examples across the industry, I mean, Raymond James has Raymond James Custody Services, which has attracted a lot of really sophisticated teams. I know Wells Fargo Finance done something similar and even the counterparts over at Cetera and Osaic are trying to do the same thing. So it’s a recognition in my view that we want to keep the best talent possible. And if these folks are ultimately going to go RIA anyway, it’s less about the money and more about the flexibility and control that it offers them. So what can we do to keep those folks on board? And rightfully so, a lot of senior management of these firms have said, “Let’s not lose these teams. It’s going to be a lower margin business for us, but at the rate that they’re growing, it’s going to pay off in the long run.” Louis Diamond: Well said. RIAs are now more mainstream. And some of these RIAs, they’re either resembling independent BDs or I would even go so far to say the valuations that are even publicly available on some RIAs is definitely having people take notice. I mean, Cerity Partners recently raised capital at an over $8 billion reported valuation. Crescent was well over a billion. Firms like Mariner, Creative Planning, Mercer, Wealth Enhancement Group, and there’s many that I’m missing, are all worth a couple billion dollars or more and growing. Do you think that’s had an impact on the legitimacy or the staying power of the RIA model? Joshua Tomolak: Oh, absolutely. There’s no doubt about it. I mean, those groups that you mentioned and many more are winning some of the biggest teams on the street. I mean, if you pull up a run-of-the-mill advisor hub article, for example, you’ll see as many of those RIAs win significant businesses as you will their broker-dealer counterparts, partially in my opinion, due to the massive valuations these firms are fetching. And it’s much more of a partnership in the sense that joining a Crescent or a Wealth Enhancement Group, as you mentioned, you’re a part of a boutique group of maybe a couple of hundred very sophisticated high-producing advisors all playing under the same banner, all rowing in the same direction, and that creates substantial growth. Louis Diamond: Exactly right. I think two other things to me that’s driving the legitimacy or the growth of the RIA segment, there’s so many different outsourcing solutions that have popped up, whether it’s more of a… We’ll say a bundled or a package outsourcing solution through firms like Dynasty and Sanctuary. LPL has done a ton with having a shared services outsourcing model. So you have those. But you also have, I mean, probably 10 different firms I could think of that can be an outsourced chief compliance officer. You have tons of marketing agencies that specialize in helping RIAs. You have all these FinTechs popping up to support the RIA space. Really, it’s like anything and everything can be outsourced now. And even the big Wall Street banks like UBS, Merrill, et cetera, they’re attempting to sell and distribute product into the RIA space. Venture funds, private equity funds, anyone you talk to is trying to get a piece of the RIA space, which means there’s more product and platform availability than ever before. And I think it’s massive because one, it’s a catalyst for teams who say, “I love everything about the RIA world. I just don’t want to do it on my own,” or, “I don’t know where to start.” But also it means that they can look their clients in the eye and say, “Hey, not only do I have the same stuff that I had for you at XYZ firm, I can actually do more for you.” And even if you look at what the custodians are doing on the lending side now, Schwab owning a bank is massive and being able to facilitate mortgages, securities-backed loans, things that didn’t really exist in the past. I think it’s a very exciting time for advisors either that are independent or are considering the independent space because you have all these choices and it’s really like, “Choose your own adventure. Give me your top five things you want.” I’m sure it exists and we can find it and make it happen. And I don’t think we’d have the same confidence in that statement 5, 7, 10 years ago. Joshua Tomolak: I couldn’t agree more. That’s such a huge development is the marketplace of third party vendors in any kind of capitalism environment. There’s problems that people encounter and there’s really smart people that are trying to make a lot of money that go to market to solve them. And we’ve seen a ton of that over the last few years. Louis Diamond: Exactly right. Yeah, it’s like also… If an advisor looks around and says, “Hey, this is what I want,” and it doesn’t exist, oftentimes that’s a light bulb moment to be like, “Okay, I’ll go build it. I’ll do it on my own.” Whether it was Stewart Partners when they launched a number of years ago or Hightower, Dynasty, et cetera. They were all started by people that said, “Hey, I see a big gap in the ecosystem. Let’s create a business and raise capital to go solve it and then deliver this service to other like-minded advisors or business owners.” Honestly, it’s a treat to be able to watch all this happen in real time. We probably should have laid the groundwork with this next question, but I think it’s an important one. What’s the difference between a independent broker-dealer and an RIA? Really basic foundational. It sounds like the lines are blurred. There’s probably a lot of similarities. Advisors are successful in both. It’s not like one’s better than the other. How would you explain the differences, if a client of ours asked, “What’s the difference between an independent broker-dealer and IBD versus an RIA”? Joshua Tomolak: Get into the core of it. Again, the lines are blurred, and I’ll stay very high level on the strategic differences, but I like to use this example. I drive a Toyota Tundra. Really like the truck, gets me from A to B. Now, if I were getting to a point where I wanted a new vehicle, if I were to go get another Toyota Tundra because I really like a lot of aspects of it, but I want the one with the bigger screen and the bigger tires and the power seats, and I have rolled down windows because I have a fear of drowning. But if I want a lot of the bells and whistles, but I want to keep the foundation, that’s what I align to a independent broker-dealer to independent broker-dealer. You like the foundation of everything all under one roof. You like a lot of the resources, but you have some meaningful frustrations and you want to see if another provider in the market can solve for those or you can upgrade. If I instead, Louis, decided that I wanted a sports car or a Jeep Wrangler or something, I would be looking at a different category altogether. That’s how I articulate the platform space. They provide the same services and support in many cases that an independent broker-dealer does, think of marketing and a tech stack and regulatory oversight and a fellowship in a community, but they’re built on an RIA TC registered chassis. They’re typically far more customized so you can shop the street to get a lot more of the things that you like, though you are walking away from maybe some of the things that you’ve liked in the independent broker-dealer model. So I guess that’s the highest level I might explain it, just a little bit more minutia in any broker-dealer is going to be a FINRA registered, FINRA member broker-dealer. So they’re subject to the FINRA rules, which basically means it’s the compliance interpretation of those rules that they have to follow. So LPL’s rules may be slightly different than Cetera’s than Ameriprise’s because it’s based on their interpretations of the rules. In the RIA space, everybody really operates on the fiduciary standard. So it’s just a different lens that from a compliance standpoint, business is looked at. And a lot of people would make the argument that it’s just easier to get things done when you’re looking at something from that lens. I might’ve gone too compliance nerd on you there, but I’d be curious what you think some of the major differences are. Louis Diamond: Yeah, I think that’s right. I mean, it sounds like if you’re in the RIA world in some capacity that you as the advisor or business owner are going to have a little bit more control and autonomy and flexibility. One, do you think that’s true? And what are the reasons why that is? Is it platform? Is it strictly just compliance is easier? What are the different ways that an RIA would have more or less flexibility than someone who’s with an independent BD? Joshua Tomolak: Yeah, I think it’s overwhelmingly true, but it certainly depends on your business. Within most RIA platforms, you’re going to be one of a couple dozen, maybe a couple hundred, where you’re going to have people within that firm that really know your business. So the experience in getting things done is much less about, “Can I do this,” or, “Can I not do this?” And it’s, “Louis, I understand you asked for this. We’re going to run into these issues, but let’s figure out how to get to yes.” So it’s far more curated by people that are not operating on black and white rules and can actually figure out how to get to yes for your business. The other thing I would say is that most significant RIA platforms have multiple custodial options. So many times you’ll see as few as two or as many as five. So if an advisor or a team is trying to bring on a new piece of business or do something creative, that might be something they can use a different custodial relationship to accomplish. It might be something that Goldman Sachs does really well but is in its infancy at Fidelity, or it might be international business that’s approved on Pershing’s platform but not Schwab’s platform. So the RIA partner that you’re with can really look at those custodians agnostically and say, “What’s the best home for this business? What’s the best way to get this done for Louis?” There’s a couple examples of where I see the flexibility in practice. Louis Diamond: Yeah, I think one more too would be the concept of being able to shop the street. I’ve heard it described as becoming a buy-side advocate for your clients versus being a professional seller. So meaning, if I’m affiliated with an RIA or I’m operating my own RIA, there’s no selling away like there is at a wirehouse or at certain BDs. So if I have a client who’s trying to get a $10 million loan for a new building that they’re breaking ground on, if I’m at UBS, Merrill, Morgan Stanley, captive to a BD, I can go to my firm and say, “Hey, this $10 million loan, here it is. What are the terms? What are the rates? Will you take on this business?” And the firm will say, “Yes. No. Yes, here are the terms. Here’s the caveats, et cetera.” But it’s a very closed market process and an advisor has to live and die by what their firm says. Versus in the RIA world, it’s, “Okay, I have relationships with nine different banks and I can go to these different banks and private credit funds and whoever and really create either an option process for my client or really just help them in a fully agnostic open way.” And we see the same thing when it comes to alternative investments. No one at a wirehouse, let’s say, is complaining that they don’t have enough alts that they can offer clients. Those firms have done an amazing job with really boiling the ocean and having tons and tons of options for private investments, hedge funds, et cetera. But if you’re in the RIA world, you can take it to the next level and say, “Hey, this $3 million startup company that my friend is starting, I’m going to help them raise capital,” or, “My client wants to get a syndicate of investors together to have a direct investment into a qualified opportunity zone fund that they’re starting. Let’s do it when we can advise on it.” So it really expands what an advisor is able to do on behalf of clients. Like to me, that’s the most interesting or exciting part of the RIA model. You can get some of that within the BD world, but to me, when an advisor’s business becomes more sophisticated as far as what their end client’s needs are, it tends to translate better to the RIA world than the BD world. Not to say there aren’t ultra-high net worth focused advisors at BDs, but because of that additional flexibility, autonomy, customization, et cetera, that speaks more RIA. So again, absolutely not down at all on the independent BDs because I think there’s a massive home for them. Josh, let me turn it back to you. I’m rambling now. Give me the pitch for an independent BD. What are the things that are misperceptions that people have? What are the advantages that an independent broker dealer like an LPL or a RayJ or a Cetera have over RIAs or over other models in general? Joshua Tomolak: Absolutely. And I’d say I’ve learned more over the last six years from some of your ramblings than most people learn in an MBA course, so keep doing what you’re doing. But it’s funny being in this position now, having spent so much time sort of selling against the IBD model within TD Ameritrade, but what I’ve learned is it’s a good home for everybody. And a lot of times the advisors that they’re entrepreneurial enough where they like having their name on the door, but they’re not so entrepreneurial where they want to build everything out themselves, that’s where the independent broker dealers absolutely kill it. Their economics have gotten to a point where they’re really competitive. They offer transition capital that isn’t even going to be comparable in the RIA space unless you’re selling a minority share of your business. And you mentioned LPL, or we could really list all of the major ones, there’s not a department that they don’t have. It could be as nuance as finding 403(b) payroll slots or it could be as mainstream as fixed income or setting up events. There are all kinds of really neat departments that these all under one roof independent broker dealers have invested in. And a lot of times they make an effort to make you very much aware of all of the support because most people don’t use it. So I would say for the advisors that are looking to get their improved Toyota Tundra, then you can get probably 70 or 80% of what you want within the independent broker-dealer world. And you can also keep 20 or 30% of the stuff, maybe more that you really liked at your previous firm. So I think that’s where it really shines. I sometimes call it an incremental change rather than a transformational change. But for many advisors, incremental is really good enough if you get to keep the familiarity of how you’ve been doing business for the last 20-some years, but you’re able to get net improvement on the things that were really bothering you. Louis Diamond: Well said. Something that I’ve seen that’s been… I guess this could be either pro or con depending upon the advisor, but with some broker dealers, letting an advisor co-brand with them or really having a real consumer-facing brand, whether it’s, “I’m a franchise owner with Ameriprise,” or, “I’m independent through Raymond James,” or, “Running my own practice through Wells Fargo FiNet,” or, “I’m independent with Northwestern Mutual.” There’s definitely some brand cache or brand familiarity with some of those firms that may or may not be the same if you’re in the RIA world. So I would agree there’s a lot to like about the independent BD world and there’s a fit for people that is absolutely better with independent BDs than on the RIA side. Even if some people would say RIA is better, we’re cleaner, I wouldn’t say that. To me, it’s all about what an advisor’s goals are and then matching that up with what these firms do. And there’s never a perfect option. I jokingly say, “If there was a perfect firm, we wouldn’t be in business.” Every firm has their advantages or disadvantages. And depending upon where an advisor’s coming from, their style of business, their pain points, that’ll match up really well with on firm or one type of firm or one model than the other. Let’s pivot a little bit to the RIA world. A lot of your comments have been more about advisors affiliating or joining RIAs, this whole supportive version of independence concept. But what about advisors who want to go and start their own RIA? Either they’re leaving a captive firm and taking the entrepreneurial route and starting their own firm, or they’re leaving an independent BD to go start their own RIA. What do you see as some of the biggest misconceptions that advisors have about that move? Joshua Tomolak: That’s probably my favorite topic because there are the most misconceptions I think in this space. Louis Diamond: I’d agree. Joshua Tomolak: And I would say there’s 9 out of 10 conversations that I have with advisors and teams, they start off with the launching an RIA in mind or at least RIA curious and they want to understand what’s out there. And probably less than half the time do these folks end up actually launching their own RIA, which is okay because the ones that do are massively successful and they know they’re dang sure that’s exactly what they want to do. I think it gets a little bit romanticized sometimes that they’ll say, “Oh, I’ll just give Schwab a call,” or, “I’ll just give the custodian a call,” as if they were shopping independent broker dealers. That’s fine. You can do that and they will help you, but there’s quite a bit more to think about. And it’s not, in my opinion, the same as evaluating independent broker dealers. If it’s all right, I was taught the four pillars of the RIA model. I can go through that with you really quickly. So the way to think about the RIA space is in four pieces. And shout out to a friend, Eli Suarez, that taught me this years ago. The first pillar… Thinking of four pillars on a bar stool, if you will. The first one being administration. And this is your compliance, this is setting up your ADV, your LLC, all of your business formation documents. The second piece being technology, what do you actually want to use? Because the benefits of the broker-dealer world and the supported independent world is they’ve already built it for you. They’ve already paid for it and scraped their knees building it. In this case, you have to. And for some people, that’s really exciting to source financial planning software and portfolio management software and your CRM and tax software, et cetera. For some people, it just sounds like a huge headache. The third pillar being custodians. I have them third because you want to make sure that the right custodian can integrate properly with the technology that you’ve sourced that you’re passionate about. And then ultimately transition. What does a transition really look like? What are my legal and regulatory requirements? How does this work? What are the timelines? Things of that nature. So I guess I would say in closing that if those four things are things that you really want to own, then you’re in a really good position to consider an RIA launch. What do you think, Louis? Louis Diamond: I think that’s a great framework to break it down. Not just be like, “Okay, I can tolerate that,” or, “My team can do it,” but I think you have to be pretty excited about rolling up your sleeves and customizing and doing it yourself because in our experience, there’s a nominal differential between the economics of running your own RIA versus affiliating with an RIA or going to an independent BD. All the extra work and responsibility, you’re not really going to make it up, at least on the front end, on a higher net payout. So it has to be more about what the model means to you and having a vision that you don’t think anyone else can accomplish other than yourself. And looking at that crazy ever-expanding Michael Kitces’ FinTech map and there’s 500 different logos on it and being like, “Yes, that’s what I want. I want to go through this. I want to pick the seven pieces of my tech stack that work for me,” rather than getting, “Here’s the tech stack, take a demo, you like it, you don’t like it, take it or leave it.” To me, the two biggest misconceptions people have about the RIA world is one, “I’m going to have to be a full-time chief compliance officer,” and just that compliance is this boogeyman, this terrible, scary thing. In some ways it is. But the reality is most, especially startup RIAs will fully outsource compliance to a firm or they’ll hire a compliance consultant or firms that are big enough even will hire a CCO or repurpose someone on their team to be CCO. But compliance is much more streamlined and simpler than BD compliance. And ultimately, it’s compliance that’s being built for your business rather than compliance that’s being built for a publicly traded multinational company that supports 20,000 financial advisors. So I think compliance is always a big misconception. It’s definitely what a lot of firms will pry upon when they’re saying like, “Oh, you’re going to own all the legal and regulatory requirements. You could, but it’s definitely not a requirement.” And then I think another one is folks sometimes underestimate and overestimate the operational burden and how much work it is to start an RIA. Sometimes people just… They’re perfect for the RIA world, that’s their goal, but they get stopped in their tracks. They don’t really know what to do. But what we’ve seen, we said it earlier with so many different outsourcing solutions and different service providers that have popped up, if you have the fire in your belly to go build something, it doesn’t mean you’re doing it by yourself. I mean, that’s what firms like ours do. The custodians are very helpful. On the flip side though, I have seen advisors chasing payouts say, “Hey, I’m just going to go start an RIA because I want to make another 1 to 3%,” or whatever it comes to and they drastically underestimate what it really takes to build a successful firm. Joshua Tomolak: Exactly right. I think that’s my favorite one, Louis, overestimating and estimating the operational burden there is you could have the same conversation with two teams and it can go the completely different direction. Louis Diamond: Josh, let’s wrap here. I got one more question for you that I think is an exciting one, but give me three key trends or storylines that most people don’t know about or aren’t talking about that you’re passionate about or that you’re sharing with advisors or counseling today. Joshua Tomolak: Sure. This is the free advice portion. And I’ll tell you what, Louis, if it’s all right with you, I’ll give you two and I would love to hear one from you as well. The first one I’ve seen in both the independent broker-dealer and RIA space is the minority investor concept. A lot of folks will talk about the idea of taking chips off a table and starting to partially monetize your business. I think that’s all important, but what I’ve found is that a lot of advisors really want their partner, whether it’s an RIA broker dealer to help them grow. And that could be with M&A opportunities, that could be with traditional recruitment of advisors, that could be building a business plan. But the minority investment part really helps accelerate that for a lot of businesses because all of a sudden, not only are you cashing out a small part of your business, but you’ve just created an ally with the parent entity, it is now much more likely to help you grow in that capacity because they’re insulated from it and they profit when you profit. So I think it’s easy to be shortsighted and say, “Well, my equity’s going to keep growing. Why would I sell you a piece of this?” But I counsel folks often to really think about what that long-term strategic partnership is and making somebody a real equity partner rather than just a vendor that provides you with technology and regulatory coverage. The other one I’d say is that… And this one’s really important to me, that business formation is far more important than your assets under management. Said a different way, the way you build your business is going to make your business far more valuable than the number of dollars underneath your name. And what I mean by that is, just to use an example, a sophisticated, well-built, centralized, scalable and repeatable business, whether it’s an RIA with a broker-dealer that is going to fetch a far higher M&A multiple than a OSJ that’s five times the size that just has a bunch of 1099 independent advisors underneath the umbrella. What we’ve seen in the M&A space is that if you’re going to shell out 50, 60, $80 million for somebody’s business, you want to know that you have this business for the long term. So I would certainly counsel people that have been around maybe far longer than me to take a look at how you’re building this and put together a business plan on what those next 10 years should look like and not necessarily fall into the trap where your only revenue source is the override that you receive from a firm and then you in turn pay to the advisors on your team. Louis Diamond: Well said. I really like that line. We’d probably do a whole episode on what are the tips and tricks for building a business with the end in mind? Like the Covey quote, “Begin with the end in mind.” Transitions are like… They’re a bear. I mean, there’s no way to sugarcoat it. Advisors, when they hear transition, if you ask them, “Don’t think about it, give me your reaction.” “Terrible, risky, a lot of work. I’ll never do it again. My friend did it and it was terrible. What if my clients don’t come?” It’s all these negative emotions. And in many cases, I don’t blame an advisor because it is a big act. But to me, if someone is weighing making a transition, whether a wholesale business model change going from being an employee to being independent, going from being an advisor at an independent BD to starting an RIA, or even going independent BD to independent BD, it’s an opportunity if you rise to the occasion to build with this next act with intentionality. So whether it’s restructuring compensation for your team, converting people from 1099 to W2, putting in place new workflows, changing how investments, instead of it being each individual advisor doing investments to more of a centralized model, cleaning up workflows, really investing in data, investing in AI. It’s something that I think, again, we can have a whole episode on it, but I think it’s a great one. Build the business the right way. And obviously, businesses that are larger, theoretically, sell for more, but we’ve certainly seen businesses that are half the size of a larger one sell for a similar amount or more because they did all the right things and the larger one did the things that really turn off a buyer or detract from a valuation. Let me give you one more and tell me if you agree, but I think we’re in this moment when Altruist, the upstart, a new kid on the block custodian, they launched a basically tokenization of cash in a way to automatically agentically source or sort cash to the highest yielding money market. And you’re like, “This is fricking wonky. Louis, why are you telling us this?” I think this is an important one just to keep a watchful eye on. I have no idea how this is going to shake out, but really the biggest way that independent BDs or even custodians like Schwab and Fidelity really make money, it’s not on their overrides from practices or the admin fee or the custody fee. It’s really on net interest margin. So how much the broker-dealer or the firm is making on client cash and brokerage accounts relative to what they’re paying out the client. It’s essentially like free margin to these firms. And this concept, I think, has massive potential for disruption for the business model. Again, I don’t know what it’s going to look like, whether it means platform fees that are instituted at all these firms, whether it means certain models would be more beneficial than others, whether it means nothing’s going to change, which is probably the right answer given this industry. But it’s something to keep a watchful eye on just if your firm institutes a new platform fee or there’s a fundamental way in which your firm can no longer make money. How are they going to make it up? Are they now going to be uncompetitive? They’re not going to have as much scale or profits to invest in the platform. Is it going to cause even more consolidation in the industry? So to me, that’s the one pretty under the radar, pretty wonky storyline that I don’t think enough people are talking about, but has the biggest possibility for disruption across their space than anything I’ve seen in a while. Joshua Tomolak: Sure. That’s the whole iceberg. Not a lot of people are talking about it. It’s not poking out of the ocean, but it’s going to be continuously brought up. I think it’s a question that a lot of advisors are going to have to ask these firms. And at the end of the day, the firms aren’t the bad guys. They have to make money too to provide a quality product. So where the money comes from matters. Louis Diamond: Exactly. Josh, this has been awesome. I learned a lot talking with you and just having your objective consulting hat on what I think are really the differences between IBD and RIA and some of the key trends and storylines to watch has been instrumental. I’ll also give a plug that on our website and we’ll link to it in the show notes, we have a really helpful one-page reference guide going through the differences between independent BDs or IBDs and RIAs. So feel free to click on it. We’ll make sure it gets in your inbox. Josh, thanks again for joining us today. Joshua Tomolak: Yeah, thanks for having me, Louis. It was a pleasure. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibilities seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. IBD vs. RIA: A Special Industry Update on Independence A conversation with Louis Diamond and Josh Tomolak, Vice President of Independent Advisor Services at Diamond Consultants.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is IBD vs. RIA: A Special Industry Update on Independence. It’s a conversation with Josh Tomolak, our Vice President of Independent Advisor Services. I’m Louis Diamond, and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: For a long time, going independent would suggest the destination. Today, it’s often the beginning of a different conversation. As the independent space has matured, advisors have more choices than ever before. Broker-dealers have expanded their capabilities. The RIA ecosystem has become increasingly sophisticated. Capital is more readily available and support models now exist that would’ve been difficult to imagine a decade ago. The result is that many advisors who are already independent are taking a fresh look at whether their current affiliation still aligns with what they’re trying to build. My guest is Josh Tomolak, Vice President of Independent Advisor Services here at Diamond Consultants and our resident expert on independence. Josh spends his days helping advisors evaluate independence in all its forms from independent broker dealers, the fully independent RIAs and everything in between. And his knowledge is critical because the distinction between these models is often blurred. Many broker dealers now offer pathways to greater autonomy while supported independence has made RIA ownership more accessible than ever before. So the question is no longer simply, “Do I want to go independent?” The question is, “What kind of independence makes the most sense for client, business, and go

Volition America CEO John Sapiente shares how his patriotic apparel brand is uniting Americans while making a direct impact on military and first-responder families. From partnering with top brands like Puma to donating a portion of profits to Folds of Honor, Sapiente shares his blueprint for building a business driven by choice, unity, and patriotism. He also details his personal "patriotic awakening," lessons learned from navigating the high-stakes worlds of automotive and medical manufacturing, and the heartwarming story behind surprising a decorated Navy SEAL with a brand-new Jeep Wrangler. Bring on the Stupid: An Idaho man sets a new Guinness World Record by balancing 195 rolls of toilet paper on his head for 30 seconds. Learn more about your ad choices. Visit podcastchoices.com/adchoices

When 39-year-old mother of three Maya Millete walked up to her Chula Vista home carrying grocery bags on the afternoon of January 7, 2021, security cameras captured what looked like a routine Thursday. But by the next morning, the vibrant Navy contract specialist had vanished without a trace, leaving behind a new Jeep Wrangler, plans for a family road trip, and an appointment with a divorce attorney scheduled for that very week.What followed was a years-long investigation that peeled back the layers of a marriage built on escalating, obsessive control. Featuring hidden car trackers, a search history involving poison hemlock, and hundreds of frantic emails sent to online spellcasters, the case ultimately centered on one terrifying question: did a devoted mom walk away to start over, or did her husband execute a calculated plan to ensure she would never leave?Support us on PatreonToday's snack: Lesser Evil Space Balls and CheezmosSources:Adan, Melissa. "New Family Court Documents Filed by Husband of Missing Chula Vista Mom." NBC 7 San Diego, 8 Sept. 2021, https://www.nbcsandiego.com/news/local/new-family-court-documents-filed-by-husband-of-missing-chula-vista-mom/2712834/Best, Paul. "California Missing Woman's Husband Planned Murder-for-Hire Scheme Targeting Alleged Boyfriend: Witness." Fox News, 5 Apr. 2021, https://www.foxnews.com/us/husband-of-missing-california-woman-planned-murder-for-hire-scheme-targeting-wifes-alleged-boyfriend-witness Best, Paul. "Missing California Mom: FBI, NCIS Assisting Chula Vista PD in Search for Maya Millete." Fox News, 22 Apr. 2021, https://www.foxnews.com/us/missing-california-mom-fbi-ncis-assisting-chula-vista-pd-search-maya-millete.amp Best, Paul. "Missing Maya Millete: Husband Larry Arrested for Murder 9 Months After California Mom Vanished." Fox News, 19 Oct. 2021, https://www.foxnews.com/us/larry-millete-arrested-maya-chula-vista-home Gregorio-Nieto, Brenda, Karla Rendon-Alvarez, and Eric S. Page. "Judge Defers Request By Maya Millete's Sister for Custody of Kids; Permits Visitation." NBC 7 San Diego, 10 Nov. 2021, https://www.nbcsandiego.com/news/local/maya-milletes-sister-to-appear-in-court-in-hopes-of-getting-custody-of-missing-moms-children/2788109/ Hood, Lindsay. "May 'Maya' Millete's Family Says She Told Them: 'If Something Happened to Me, It's Gonna Be Larry'." NBC 7 San Diego, 9 Apr. 2021, https://www.nbcsandiego.com/news/local/may-maya-milletes-family-says-she-told-them-if-something-happened-to-me-its-gonna-be-larry/2572999/ "Husband of Former Hawaii Woman Missing Since January Charged with Her Murder." Hawaii News Now, 19 Oct. 2021, https://www.hawaiinewsnow.com/2021/10/19/larry-millete-husband-former-hawaii-woman-arrested-accused-murder/ "Husband of Missing Fil-Am Allegedly Ordered a Hit on Her Suspected Lover." INQUIRER.net, https://usa.inquirer.net/67484/husband-of-missing-fil-am-allegedly-ordered-a-hit-on-her-suspected-lover "Husband of Missing Mother, Maya Millete, Files Response in Family Court." CBS 8, KFMB-TV, https://www.cbs8.com/article/news/investigations/husband-of-missing-mother-maya-millete-files-response-in-family-court-chula-vista-san-diego-larry/509-a4d91957-bdef-44e2-817f-099ab9e01450 Kurosu, Jason. "Larry Millete Murder Trial Set For Closing Arguments Tuesday." Patch San Diego, City News Service, 6 Jul. 2026, https://patch.com/california/san-diego/police-fire "Maya Millete's Husband Arrested on Suspicion of Murder." The Mercury News, MediaNews Group, 20 Oct. 2021, https://www.mercurynews.com/2021/10/20/maya-milletes-husband-arrested-nine-months-after-her-disappearance/ Muia, Katelyn. "Death of Young Women in Media: The Origins of Obsession and a Sentiment Analysis on the Broader Contemporary Cultural Impact." Bryant Digital Repository, Bryant University, May 2024, https://digitalcommons.bryant.edu/honors_data_science "New Details from Arrest Warrant for Larry Millete." CBS 8, KFMB-TV, https://www.cbs8.com/article/news/crime/new-details-from-arrest-warrant-for-larry-millete-husband-of-missing-chula-vista-mother-maya-millete/509-d7d60c88-7b3e-432f-99a2-d33cc8458908 Page, Eric S., and Karla Rendon-Alvarez. "Chula Vista Mom Maya Millete's Husband Enters Not Guilty Plea in Murder Case." NBC 7 San Diego, 21 Oct. 2021, https://www.nbcsandiego.com/news/local/larry-millete-due-in-court-following-arrest-for-wife-mayas-murder/2756723/

American motorists are growing weary of paying higher gas prices again after renewed military tensions between the US and Iran stoked fears of a disruption in the Strait of Hormuz and gas prices rose to over $4 per gallon this week.随着美伊军事紧张局势再度升级，引发市场对霍尔木兹海峡航运中断的担忧，本周美国汽油价格涨至每加仑4美元以上，美国驾车族对油价再次上涨感到疲惫。The national average for regular gasoline was $4 a gallon on July 20, according to the American Automobile Association, rising 13 cents per gallon, or 3 percent, over the past week amid the tensions in the Middle East. It is the first time the national average hit $4 since June 17, and it comes despite the June US-Iran memorandum of understanding to stop the military conflict and a 60-day negotiation period.据美国汽车协会数据，7月20日全美普通汽油均价为每加仑4美元，较上周上涨13美分，涨幅约3%。这是自6月17日以来全美均价首次触及4美元关口，尽管美伊双方在6月曾签署谅解备忘录以停止军事冲突并设定了60天谈判期。Sanjay Patel, 70, from Manhattan, was filling up his white Mercedes Benz SUV at a BP gas station in Brooklyn, New York when he expressed how annoyed he was at the rising price of gas. He pointed out that he was paying over $4 at the location, as it was $4.15 for regular, $4.55 for silver and $4.95 for diesel.70岁的曼哈顿居民桑贾伊·帕特尔在纽约布鲁克林的一家BP加油站为自己的白色奔驰SUV加油时，表达了对油价上涨的烦恼。他指出该站油价已超过4美元，普通汽油每加仑4.15美元，中档汽油4.55美元，柴油4.95美元。"I want it to go back below $4," Patel told China Daily, who blamed the rise in gas prices on the ongoing war with Iran. "Well, it's because of the war, they block the Strait of Hormuz, with all of that there's no supply. I think all of the world is suffering because everywhere it is high. But America has enough oil, but they are not really distributing it to the public.“我希望油价回到4美元以下，”帕特尔对《中国日报》表示。他将油价上涨归咎于与伊朗的持续战争。“这都是因为战争，他们封锁了霍尔木兹海峡，导致供应短缺。我认为全世界都在承受高价之苦。美国有足够的石油，但没有真正分配给国内公众。"The government should end the war. That is the most important. Secondly, they have to make sure all these big oil companies, BP, Shell and ExxonMobil should not be focusing on selling the oil outside of the country. America is in a war. I have to pay more to the fill up the tank. A full tank is $60."“政府应该结束战争，这是最重要的。其次，他们必须确保BP、壳牌和埃克森美孚等大石油公司不要把石油卖到国外。美国正在打仗，我不得不花更多钱加油。加满一箱油要60美元。”US crude oil traded between $81 and $85 per barrel on Tuesday, according to Reuters. Brent crude futures added 2 percent to end the day at $91.01, according to The Wall Street Journal. It was the first close above $90 since June 11.据路透社报道，周二美国原油价格在每桶81至85美元之间交易。据《华尔街日报》报道，布伦特原油期货上涨2%，收于每桶91.01美元，为6月11日以来首次收于90美元上方。Brian James, 55, from Brooklyn, New York, drives a black Jeep Wrangler.55岁的布赖恩·詹姆斯来自纽约布鲁克林，开一辆黑色吉普牧马人。He told China Daily: "Gas prices are ridiculous right now. Seriously. It costs $90 for me to fill up this car. In the past, it was $70. Instead of being able to buy certain things or save money, then you have to outlay in transportation. It's taking a hit on everyone.他对《中国日报》表示：“现在的油价太离谱了。真的。我加满这辆车要90美元。过去只要70美元。本可以用来买东西或存钱的钱，现在不得不用在交通上。每个人都受到了冲击。"I blame the government. They're making it hard for everyone right now, we're spending money where we shouldn't have to. The oil companies are passing on the costs to the customer. I remember when the gas price was in the three-dollar range, like $3.60 or whatever."“我怪罪政府。他们现在让每个人都很难，我们在不该花钱的地方花钱。石油公司把成本转嫁给了消费者。我记得油价还在3美元区间的时候，大概3.60美元左右。”On Tuesday, a tanker in the Strait of Hormuz came under attack near Oman, according to the United Kingdom Maritime Trade Operations.据英国海上贸易运营机构称，周二一艘油轮在霍尔木兹海峡阿曼附近海域遭到袭击。Iran's Islamic Revolutionary Guard Corps told state-linked Tasnim News Agency: "As long as American hostilities in the region continue, the Strait of Hormuz will remain closed."伊朗伊斯兰革命卫队对国家通讯社塔斯尼姆表示：“只要美国在该地区的敌对行动持续，霍尔木兹海峡将继续关闭。”The Houthis in Yemen said on Monday that they had implemented a blockade on Saudi Arabia's shipments through the Red Sea's Bab al-Mandeb Strait. This could cause even more blocks for shipping routes, warn experts.也门胡塞武装周一表示，已对沙特经红海曼德海峡的航运实施封锁。专家警告，这可能导致更多航线受阻。In March, shortly after the US-Israel attacks began on Iran, gas prices in the US hit an average of $4 a gallon.今年3月，美以对伊朗发动攻击后不久，美国汽油均价就达到了每加仑4美元。In May, they were $4.50 a gallon, then they dropped back down to $4 after the US and Iran agreed to the MOU in mid-June.5月油价曾达到每加仑4.50美元，6月中旬美伊签署谅解备忘录后回落至4美元。American drivers got some relief by early June, when prices at the pump were $3.79, the American Automobile Association found. But they have gradually crept back up this month.美国汽车协会数据显示，6月初美国司机曾获得一些喘息，油价降至每加仑3.79美元，但本月已逐渐回升。On July 7, the US government revoked a sanctions waiver on Iranian oil. President Donald Trump said a day later that the ceasefire agreement with Iran was "over" and he would reinstate the Iranian blockade.7月7日，美国政府撤销了对伊朗石油的制裁豁免。次日，总统特朗普表示与伊朗的停火协议“已结束”，并将恢复对伊朗的封锁。Three US service members were killed from July 17 to 19. Trump vowed to make Iran pay "many times over" for the deaths.7月17日至19日，三名美军士兵阵亡。特朗普誓言要让伊朗“加倍付出代价”。Nearly 100 US troops have been injured in the past two weeks amid renewed fighting with Iran, The Pentagon said.五角大楼表示，过去两周在与伊朗的持续冲突中，近100名美军士兵受伤。The Strait of Hormuz transported 20 percent of the world's oil supplies before the war began.战前，霍尔木兹海峡承载全球20%的石油供应。Over 130 ships per day used to cross the waterway, but from July 17 to 19 that plummeted to only 30 ships, MarineTraffic and Kpler said.据MarineTraffic和Kpler数据，该水道过去日均通行130多艘船舶，但7月17日至19日锐减至仅30艘。US Defense Secretary Pete Hegseth told the Senate Appropriations Committee on Tuesday that the war had cost $37.5 billion so far.美国国防部长皮特·赫格塞斯周二向参议院拨款委员会表示，战争迄今已耗费375亿美元。For most motorists, especially those who rely on their vehicles for work, lower gas prices cannot come back soon enough.对大多数驾车族而言，尤其是那些依赖车辆工作的人，油价回落越快越好。Sulaiman, 31, an Uber Eats delivery driver, was filling up his small motorbike at a gas station in New York and checking his phone on his way to deliver food to a customer.31岁的苏莱曼是一名Uber Eats送餐司机，他正在纽约一家加油站为小型摩托车加油，同时查看手机准备前往送餐。"I'm so busy, I have to deliver this food," he told China Daily. "Higher gas prices make it harder for people like me who need to earn money as more of my money goes towards transportation costs. I just wish they'd make things better for all of us out here working hard."“我很忙，我得去送餐，”他对《中国日报》表示。“油价上涨让我们这些需要挣钱的人更难，因为更多的钱花在了交通上。我只希望他们能为所有辛勤工作的人改善现状。”weary /ˈwɪəri/疲倦的，厌倦的stoked fears /stəʊkt fɪəz/引发担忧disruption /dɪsˈrʌpʃən/中断，扰乱national average /ˈnæʃənəl ˈævərɪdʒ/全国平均水平regular gasoline /ˈreɡjʊlər ˈɡæsəliːn/普通汽油memorandum of understanding (MOU) /ˌmemərændəm əv ʌndəˈstændɪŋ/谅解备忘录silver gasoline /ˈsɪlvə ˈɡæsəliːn/中档汽油diesel /ˈdiːzəl/柴油crude oil /kruːd ɔɪl/原油

JD sits down with Dan DuBose from Motobilt for a deeper look at the person behind one of the most recognized names in Jeep armor, off-road fabrication, and the sport itself. Dan walks through his early days building bumpers because he could not afford to buy them, the Blue Torch FabWorks era, his reality TV detour, and the long road to building Motobilt into a serious Made-in-USA manufacturing operation. The conversation hits Jeep Wrangler mods, rock crawler builds, Sand Hollow, BILTCON, off-road business lessons, and why quality parts matter when you are actually using your rig. Dan also talks about family, burnout, a major health wake-up call, and the difference between building a product catalog and building a company that can support real people. If you care about Jeep armor, off-road fabrication, rock crawling, or the humans behind the brands we trust on the trail, this one is worth the listen.

Join DriveChicago.com General Manager Mark Bilek and Chicago Auto Show Senior Marketing Director Jim OBrill as they review the 2026 Ford Explorer, catch up with our friend and auto media personality Rutledge Wood, and take a quick spin with Jill Ciminillo in the Jeep Wrangler.See omnystudio.com/listener for privacy information.

ESSAI COMPLET : Jeep Wrangler 392 MOAB : 470 hp de pur plaisirTORQ | Épisode 579Essai routier complet du Jeep Wrangler 392 MOAB 2026, un véritable Wrangler de performance équipé du légendaire V8 HEMI 6,4 L, développant 470 chevaux et 470 lb-pi de couple, jumelé à une transmission automatique à 8 rapports et à un véritable système 4x4 conçu pour le hors route.Dans cet épisode de TORQ, je prends le volant du Wrangler 392 MOAB 2026 pour découvrir ce que donne un gros V8 atmosphérique dans l'un des véhicules hors route les plus emblématiques au monde. On analyse ses accélérations, sa sonorité, son comportement routier, ses capacités hors route, son confort, sa consommation et son prix canadien de 110 845 $ avant taxes.Ce modèle est notamment équipé de pneus tout-terrain de 35 pouces, de différentiels avant et arrière verrouillables, d'une barre antiroulis avant déconnectable électroniquement, d'un treuil Warn, du toit électrique Sky One-Touch et d'un échappement qui met pleinement en valeur le moteur HEMI.Au programme :Jeep Wrangler 392 MOAB 2026Moteur V8 HEMI 6,4 L470 chevaux et 470 lb-piTransmission automatique 8 vitessesPerformance et accélérationsSystème 4x4 et capacités hors routePneus 35 poucesTreuil WarnConsommation réellePrix au CanadaComparaison avec les autres Wrangler 392Le Wrangler 392 MOAB représente exactement ce que plusieurs amateurs recherchent encore : un gros moteur atmosphérique, une sonorité unique, de vraies performances et des capacités hors route sérieuses.Abonnez-vous pour plus d'essais routiers, de nouvelles automobiles, de pickups, de VUS et de contenu automobile canadien en français.#JeepWrangler #Wrangler392 #V8HEMI

JD is joined by Angela Rickerson, the Seattle-based driver behind Ronda Rhino, for a conversation about Jeep life, Rebelle Rally, Pacific Northwest rock crawling, and the messy, rewarding path into off-roading. Angela shares how a 2017 two-door Jeep Wrangler went from “cool preschool drop-off rig” to a heavily built desert rally and rock crawling machine. The episode digs into Rebelle Rally endurance, sponsorship realities, stunt driving, DirtFish-style rally training, Jeep clubs, women in off-road, and why good spotting beats “just send it” every single time. If you're into Jeep Wrangler builds, women off-roaders, rally driving, rock crawling, or just finding your people on the trail, this one is absolutely worth the ride.

In Belf's News Gallery, Greg Belfrage goes over the day's trending headlines including Trump's recent threats against Kharg island, 8647 found on the National Mall, Space X to go public, JD Fance on The View, FIFA World Cup begins, the Jeep Wrangler recall, a Minnesota Fraudster and the FBI, and more...See omnystudio.com/listener for privacy information.

The car you buy says a lot about the life you think you're going to live. Maybe that's why “adventure vehicle” is one of the most loaded labels in the whole industry. We sit down with John Vincent from U.S. News & World Report to unpack the 2026 Best Adventure Vehicle Awards and figure out which winners make sense for real drivers who need a daily commute, weekend gear-hauling, and occasional dirt-road confidence. We run through the off-road SUV winners by category, including the Ford Bronco Sport, Jeep Wrangler, Ford Bronco, Nissan Armada Pro-4X, Toyota RAV4 Woodland, Land Rover Defender, and the Rivian R1S. Along the way, we talk about what these rankings actually measure, why size classes can feel inconsistent, and why most of us shop for “someday” adventures even if the vehicle spends 355 days a year on pavement. We also get into how recalls fit into car ratings, plus the practical side of modern tech like buggy infotainment systems and the upside of over-the-air updates. Then it's trucks and camping: Toyota Tacoma TRD Pro, Ford F-150 off-road flavors, and why electric pickups like the Rivian R1T are more legit than many people expect. After the awards, we pivot to the fun stuff that makes car culture matter: Jeff's deep dive on white letter tires (raised vs painted, how they're made, and how to keep them bright), and Mike's driving destinations segment on hidden Houston speakeasies that turn an ordinary night into a little mystery tour. If you like smart, opinionated car talk with useful details, subscribe, share this with a friend, and leave us a review. What's your pick for the best adventure vehicle when you have to live with it every day?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.----  ----- Want more In Wheel Time car talk any time?     In Wheel Time is now available on Audacy!  Just go to Audacy.com/InWheelTime where ever you are.-----   -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

The Nissan Xterra has been gone for years, but if the rumors and reports are true, its return could have a bigger impact on the overlanding world than most people realize. In this episode, I'm taking a deep dive into what a new Xterra could mean for overlanders, off-road enthusiasts, and anyone looking for an adventure-ready vehicle that doesn't cost a fortune.I'll talk about why the original Xterra became such a beloved platform, how the overlanding landscape has changed since it disappeared, and what Nissan would need to do to make the new version a serious contender against vehicles like the Toyota 4Runner, Tacoma, Bronco, and Jeep Wrangler. We'll also discuss whether there's still room in today's market for a rugged, purpose-built SUV and why I think the return of the Xterra could be exactly what many outdoor enthusiasts have been waiting for.Whether you're a longtime Xterra fan, a Nissan Frontier owner, or just someone who loves talking about overlanding vehicles, this episode should spark some interesting discussion.What do you think? Would you consider a new Xterra for your next adventure rig? Let me know in the comments!#Overlanding #NissanXterra #OffRoad #AdventureVehicle #Nissan #OverlandBuild #4x4 #Camping #OutdoorAdventure #AllThingsOverlanding #OverlandPodcast #SUVLife #OffRoadVehicles #VehicleBuilds #OverlandCommunityA huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  https://www.youtube.com/c/AllThingsOverlandingFacebook:  https://www.facebook.com/allthingsoverlandingInstagram:  https://www.instagram.com/allthingsoverlandingPodcast:  https://podcasters.spotify.com/pod/show/allthingsoverlandingWebsite:  www.allthingsoverlanding.comNewbie Overlander Facebook Group:  https://www.facebook.com/groups/367203658420467

We are Americas' Favorite Car Talk Show. On podcast and over 250 radio stations YouTube and TV we have been doing this for a long time. We also work full time in an automotive repair shop, have built hot rods and performance engine packages and own a large auto recycling facility. You might call them Junk Yards, but we don't. Who wants junk... Call us to get on the show for some free car repair advice.Here are todays callers. How often should I change my Escape Transmission Fluid? My 04 Jeep Wrangler cuts out 17 F750 goes into limp mode, it's deleted 00 Ram recall on brakes 19 Ram TPMS issue 17 Colorado which trans is best?

OVERHYPED! No, not us, we're pretty self aware. It's why we cry in the shower. In this episode we're talking about overrated cars. Not cars we hate, but cars we actually love, but still think are overrated like the Vector W8, the Jaguar XJ220, the Jeep Wrangler, and several classic cars. Are they bad cars? Not at all, and we want all of them in our garages, but the comprises these cars come with or came with are pretty hard to ignore. What's on your list?  On the life side of things, Nick and Kate picked up a new car, and we've gotta give another shoutout to our friends at Carter Subaru for hooking that up. Nick also spent some time in the new S5 this week, which is fully wrapped in STEK, so at least it's surviving this absolute mess of weather—sun, rain, pollen, and whatever else the trees feel like throwing at it. The Avants Podcast is brought to you by our friends at STEK USA and Carter Seattle! Not an Avants member? https://www.avants.com/member-plans Leave us a review on Apple Podcasts!  Leave us a voicemail or send us a text any time at 425-298-7873! We're doing give aways! Leave us a review on Apple Podcasts and we'll pick a random name every 25th review!  

This week the huns are aware they need to shorten the intro to keep everyone pleased. Will they achieve it? In other news, there's a' pounding a'coming, Big Suze has had a particularly grizzly lip wax and Hannah is a secret CYCLIST. Loads of goss and revelations here. Does Big S have a Jafar sex memory and did Hannah dress up as Jasmine? Are we all admiring the coat of dreams?  Phew. Intro over, Sharon. Let's relax and get SPOOKED.  Story 1:  Hannah takes us from LA to NYC... Anna is moving. Why does she keep seeing that Jeep Wrangler though?  Story 2: Suzie takes us to Malaysia - have you heard of the Pontianak? Chills.  Story 3: Hannah delves into a creepy story called The Sticky Man. He's coming for us all.  Creep of the Week this week (cow cow COW caCOw!) is from... an anonymous hun in PORTUGAL. Gerês Nash Park and the cabins of horror...  FINALLY, we get haunted so you don't have to... this one is A RELIGIOUS HEX!!!!!! Hallelujah.  ENJOY HUNS we love ya loads xoxoxo  JOIN OUR PATREON! EXTRA bonus episodes AND a monthly ghost hunt for just £4.50!  Or £6 for AD-FREE EPS and weekly AGONY HUNS! We'll solve your problems huns!  Sign up here: www.patreon.com/GhostHuns MERCH IS HERE: https://ghosthuns.co.uk/ HALLOWEEN 2026 TIX HERE: https://podlifeevents.com/event-details/ghost-huns---live-from-cheerful-earful-11-oct-2026-tickets Learn more about your ad choices. Visit megaphone.fm/adchoices

Call our show live 866-594-4150 and get help on the live show. Looking to save money on car repairs? Tune in to our latest episode of Under The Hood for practical automotive advice that can help you avoid costly repairs. Here are today's calls 1. What Diesel Fuel additive should I use? 2. Do I need to add more engine oil when I add an Oil Cooler? 3.Why is my Oil Pressure Light on? 2010 Acura MDX 4. Do I need new Struts? 2018 Fusion 5. 18 Fusion Oil leak between Engine and Transmission 6. 06 F150 and Ford Ranger sat 10 years. What do I need to do? 7. 06 Tahoe bad Transmissions 8. CRV TPMS system fix 9. 03 Buick Park Ave vibrates on take off 10. 16 F150 300k Transmission Flush or not? 11. 12 Jeep Wrangler runs rough after new engine and the old one too 12. Low Brake Pedal after Disc Brake Conversion how to fix it? 13. Why does my rear Fuel Pump not work on my F150?

JD is joined by Bryan (Beatrice JKU the Lunchbox) and Calvin (SRG Offroad) for a loose, funny, and brutally honest conversation about whether Easter Jeep Safari still deserves its reputation as the kickoff to the off-road season. Alongside Bryan's Moab trail plan—Coyote Canyon, Metal Masher, Kane Creek, Behind the Rocks, and Top of the World—the crew gets into Jeep Wrangler reality, rock crawling travel costs, overlanding trends, and why more wheelers are choosing other events over Moab. JD also shares a what may be his final update on his JK warranty battle, including oil consumption, repeated codes, and the possibility of an engine replacement. From public land access and vendor-show fatigue to the simple question of where your off-road dollars actually go, this episode has plenty for anyone following EJS, Moab trails, Jeep events, and the future of the community. If you've ever wondered whether the 60th anniversary of EJS still matters, this one's worth a listen.

Under The Hood is America's Favorite Car Talk Show. Free Car Repair Advice given to anyone who needs it. You can save money on car repairs and get your car going faster. Three guys hanging out talking cars and any repair problem you may have. Check us out on our podcast on any site or listen right here on YouTube Podcasts. Thanks for Tuning in and Tuning Up!1. 2014 E350 manifold leak 2. Jeep Wrangler joint squeak 3. 18 Pacifica Misfire or cam? 4. New SUV Purchase Enclave and Acadia 5. 09 Venza Rear Diff Failure 6. Buying a crossover SUV which one is best on a budget 7. A Hoodie gift from the Nissan 8. 15 Ram Diesel transmission failures 9. Electric School bus update

The EPIC duo discusses the Advance Adapter's Atlas Transfer Case for the 392 Jeep Wrangler. Listen up!

Send a textThis episode dives into the life and legacy of Andrew McLaughlin—builder, racer, event host, and founder of Let's Roll Off-Road. From a cross-country upbringing to ASU and into the Arizona off-road scene, Andrew shares how a love for the outdoors turned into a lifestyle and multi-faceted career.From the early years of skiing, boating, and bikes to his first Jeep Wrangler; Andrew always jumps in with both feet. He's built a business empire with Letz Roll Off-Road at the lead, adding Let's Roll Venture Rentals, LM1—Letz Roll Metalworks (manufacturing) and many more. Partnerships over sponsorships and team-first culture that matters in off-road. Listen in as Andrew shares the good stuff.Support the show

Fighting Words. This year we look at energy arguments, battles and debates: the impact of data centers on power prices, the cost of solar plus storage as baseload power, the “primary energy fallacy” that ignores waste heat, the true cost of small modular reactors, Germany's decision to shut down nuclear, China's dominance of renewable supply chains, solid oxide fuel cells as turbine alternatives, the materiality of demand response, staffing cuts at the EIA, the hype around geothermal and geologic hydrogen, the misplaced fascination with small country energy transitions, satellite vs factor-based oil & gas basin methane emissions, the mostly profitless EV industry, xAI mobile gas plant permits, negligible progress on carbon capture and renewable fuels, and the unfavorable economics of charging my Jeep Wrangler hybrid. Watch the video

Join us for a road trip up to Oxnard, California to the headquarters of Borla Performance, where we check in with David Borla, get his take on the state of the industry, the latest in exhaust tech, and learn more about how to better enjoy an EV with Borla's latest product. We also install a brand new T-304 Stainless S-Type exhaust system on our Jeep Wrangler 392. The Truck Show Podcast is produced in partnership with AMSOIL, Kershaw Knives, and OVR Mag. Don't forget to check out truckshowpodcast.com for special offers from our friends and sponsors.   AMSOIL amsoil.com   Kershaw Knives Kershaw.kaiusa.com   OVR Magazine Use promo code @truckshowpodcast for a free annual digital subscription or a discount on a print subscription on ovrmag.com.

Episode #276 features Chong Xie, Founder @hyperarchfascia_training and Therapy ® (HFT). Chong is a Clinical Fascia Researcher, Performance Coach for the Pros in MLS, NFL, and NBA. We challenge muscle-first thinking and show how fascia, the body's tension network, drives elastic power, foot-to-glutes connection, and resilient performance. Practical drills, footwear context, nutrition timing, and new research back up big gains without bulky mass.• what fascia is and why it integrates force• signs of an elite foot and glute activation• EMG evidence of elastic athletes vs segmented movers• how to train the foot–glutes connection safely• case studies on punching power and ankle stability• strength versus elastic performance under speed and fatigue• footwear choice based on mechanics and adaptation• fascial gliding, recovery, and pain reduction• nutrition timing for collagen synthesis and antioxidants• self-tests and three-month remodeling timelines• environment, barefoot culture, and epigenetic influences• open-minded advice for the next generationThe 276th episode of the Athletes Podcast, brought to you by Perfect Sports Supplements, Pioneer Auto Group, Alder Grove, for providing us with an amazing Jeep Wrangler!Support the show Check out our Website | Twitter | LinkedIn | Instagram | Tiktok | Spotify | Apple | Google | Youtube l Save 15% on Perfect Sports Supplements

THIS WEEK: Dane, Sydni & Gabe answer detailing questions while Sydni's daughter, (And fellow detailer) Delaney cleans the dirt and grime off her very own Jeep Wrangler 4xe with a power wash before applying an Armour Detail Supply coating!Want to get your hands on the latest & greatest detailing towels, chemicals and tools from this year's TRCMA show? Check it all out at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://theragcompany.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to catch the next live Q&A? Tune into ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rag Company YouTube Channel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thursdays at 2pm Mountain Time (4pm Eastern)

Join us for another fun Jeep Talk Show interview! We're catching up with Ryan from Gladius Off-Road (yes, it's spelled G-L-A-D-I-U-S Off-Road) — returning guest from our October 2024 episode. If you missed the first one, search "Gladius Off-Road Crafting Unique Jeep Emblems" right here on the channel! In this chat, Ryan dives deep into his Mopar-licensed, USA-made custom emblems for Jeep Wrangler and Gladiator — over 150 designs in hundreds of colors! We cover everything from layered 3D acrylic badges (with that awesome shadow effect and detail), retro styles, motor emblems (like 392 HEMI), club patches, and even custom engraving/topography options coming soon. Big updates since last time: - New Doors-Off Mirror Bracket: Billet aluminum, RAM ball mount compatible (use cheap ATV/motorcycle mirrors ~$27), fully adjustable, no vibration, doubles as a GoPro/light mount when doors are on! - Tailgate prop brackets (the unbreakable billet upgrade) - Plans for a revamped Shopify site with dealer connections (like Underground Graphics), more off-road gear from small makers, install tools, and a mini-marketplace vibe. Ryan shares the origin story (the name comes from the Roman gladiator sword — he admits he kinda hates it now

Welcome to Episode 419 of the Microsoft Cloud IT Pro Podcast. In this episode, Ben is once again live from Workplace Ninjas and is joined by John Joyner, an 18-year Microsoft MVP in Cloud Security and Azure Management. They discuss some of the announcements from Microsoft Ignite focused around Microsoft Security as well as diving deep into the new Security Store, AI agents, Security Compute Units (SCUs), and how Microsoft is making enterprise AI security more accessible and affordable than ever. Key topics include the phishing triage agent, conditional access optimization, E5 integration with included SCUs, and the strategic consolidation of security services into the Defender XDR portal. Whether you’re a security professional or IT administrator, this conversation provides valuable insights into Microsoft’s AI-driven security roadmap and how to stay ahead of AI-powered threats. Your support makes this show possible! Please consider becoming a premium member for access to live shows and more. Check out our membership options. Show Notes John Joyner on LinkedIn John Joyner’s Blog John Joyner’s Books Corica Technologies What is Microsoft Security Copilot? Security Store Microsoft Security Copilot agents overview Learn about Security Copilot inclusion in Microsoft 365 E5 subscription Microsoft Security Copilot Phishing Triage Agent in Microsoft Defender John Joyner John Joyner is an inventor, author, speaker, and professor specializing in datacenter and enterprise cloud computing. He serves as Senior Director of Technology at Corsica Technologies (formerly AccountabilIT), where he delivers next-generation technology management services to customers worldwide as a cloud architect helping businesses stay competitive. John is a Microsoft Azure MVP and Security MVP, having been recognized eighteen times (2007-2026) as a Microsoft Most Valuable Professional for his exceptional technical expertise, leadership, speaking experience, online influence, and commitment to solving real-world problems. He holds a Bachelor of Science in Business Administration with an Emphasis in Human Resources Management from the University of Colorado at Boulder. From 2007 to 2024, John served as an Adjunct Professor at the University of Arkansas Little Rock, teaching a pro-bono cloud computing management course open to all Arkansas residents. As an author, John co-wrote the 2021 book “Azure Arc-Enabled Kubernetes and Server” from Apress and contributed to four editions of the industry-standard “System Center Operations Manager: Unleashed” from SAMS Publishing (2005-2013). Between 2012 and 2015, he authored weekly cloud and datacenter columns for CBS Technology publications including TechRepublic and ZDNet. A retired U.S. Navy Lieutenant Commander and computer scientist, John worked for NATO in Europe and aboard an aircraft carrier in the Pacific. He earned the Computer Scientist sub-specialty and served as chief of network operations for NATO during the former Yugoslavia conflict. He is also a veteran of the Persian Gulf War. Outside of technology, John’s personal passions include 4-wheeling in his ‘Black Ops’ Jeep Wrangler and running a visionary art clothing company called Lit Like Luma. About the sponsors Would you like to become the irreplaceable Microsoft 365 resource for your organization? Let us know!

THIS WEEK ON Q&A: Dane, Sydni & Anthony answer viewer's best detailing questions while tackling the mud, dirt and extremely faded trim of a daily-driven Jeep Wrangler!Want to get your hands on the latest & greatest detailing towels, chemicals and tools from this year's TRCMA show? Check it all out at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://theragcompany.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to catch the next live Q&A? Tune into ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rag Company YouTube Channel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thursdays at 2pm Mountain Time (4pm Eastern)

In this in-depth interview, Tony from GenRight Off-Road opens up about the real challenges of running an American-made Jeep parts company in today's world. From high-stakes business risks and unpredictable external factors (COVID, inflation, policy changes) to his passion for keeping manufacturing in the USA, Tony shares why GenRight prioritizes quality, complete kits, and honest pricing over cutting corners. He dives into: - The struggles of domestic manufacturing vs. overseas sourcing - How government policies (tariffs, R&D credits, California regulations) directly impact small businesses - Why he refuses to compromise on American jobs and premium materials - His frustration with career politicians and misallocated funds - Building complete, no-surprise kits based on his own garage-days experience - Material choices: when to use steel vs. aluminum (and why weight matters) - Favorite Jeep platforms (JKU, TJ/LJ conversions, Tracer builds) - The future of off-roading in California and fighting to keep trails open - Behind-the-scenes stories from racing, product development, and even visiting Jeep engineers in Michigan If you're a Jeep enthusiast who values American-made quality, innovation, and straight talk from someone who lives and breathes off-roading, this one's for you.

Welcome to Jeep Talk Show, the ultimate podcast for Jeep enthusiasts! Join Tony, and, the crew as we dive into off-road adventures, Jeep Wrangler 392 updates, Jeep Gladiator camping, and the Jeep Cherokee relaunch. From $130K Jeep resale trends to Gladiator tent reviews, we cover Jeep modifications, off-road gear, and events like Easter Jeep Safari and Great Smoky Mountain Jeep Invasion. Get expert Jeep 4xe towing tips, lightweight truck camper insights, and off-road trail guides for Jeeps. Subscribe for weekly Jeep news, join our community at jeeptalkshow.com/discord, and hit the trail with us! Head to https://jeeptalkshow.com to explore our world of Jeep madness, subscribe, and let us make your day a little more rugged and a lot more fun. Ready to roll with us? Let's hit the trails together! #Jeep Talk Show, #Jeep podcast, #off-road podcast, #Jeep community, #Jeep off-roading, #Jeep Wrangler, #Jeep Gladiator, #Jeep news, #Jeep modifications, #Jeep accessories, #off-road adventures, #Jeep events, #Jeep 4xe, #Wrangler 392, #Jeep camping, #Jeep trails, #Jeep Wrangler 392, #$130K Jeep resale, #Jeep infotainment bricking, #TuneOutdoor Gladiator tent, #RealTruck trail access 2025, #Jeep Gladiator camping, #lightweight truck camper, #$13K Jeep camper, #Jeep Cherokee relaunch 2025, #Great Smoky Mountain Jeep Invasion, #Easter Jeep Safari 2025, #Jeep Badge of Honor app, #women off-road Jeep podcast, #Chic Chat Jeep podcast, #Jeep off-road gear reviews, #best Jeep accessories 2025, #Jeep 4xe towing tips, #off-road trail guides for Jeeps

Welcome to another episode of **Chic Chat** – the real, unfiltered corner of the Jeep Talk Show where women in the Jeep life share their stories, growth, and trail-earned wisdom!

Discover the **SylvanSport GOAT** — the ultimate lightweight overlanding camper trailer perfect for Jeep owners and off-grid adventurers! In this in-depth interview and factory tour from Brevard, North Carolina, SylvanSport founder Tom Dempsey explains why RV trailers can be so expensive, breaks down the superior build quality of their American-made products, and showcases the GOAT (GO All-Terrain) — once called the "Coolest Camper Ever" by National Geographic Adventure Magazine. Starting at around **$18,995**, the 1,200-lb GOAT is engineered for real overlanding: Timbren independent suspension, high ground clearance, articulating hitch compatibility, lockable storage, and multifunctional design that lets you haul ATVs, bikes, kayaks, or gear when you're not camping. It sets up into a comfortable shelter for 2-4 people with king-size bed options, all while being light enough for Jeep Wranglers and Gladiators and easy to store or move by hand. Learn why SylvanSport focuses on simplicity on the other side of complexity, premium materials, in-house manufacturing, and durability that has kept trailers on the road for decades — even surviving extreme adventures worldwide. Whether you're new to overlanding or a seasoned Jeep enthusiast looking for a versatile, go-anywhere trailer that won't break the bank, the GOAT delivers real value. Check it out and configure yours at

Dive into this in-depth **Jeep Talk Show interview** with Dennis Wood from **TeraFlex Suspensions**! With over 22 years at TeraFlex, Dennis shares insider stories, product insights, and his passion for the Jeep community. Discover TeraFlex's latest innovations built for serious off-roaders: - **Universal Tire Deflators** — Wheel-mounted, adjustable (8–28 PSI), tool-free air-down for quick trail prep. Replace your valve stem and deflate fast without hoses or tools. - **HD Ball Joints for Dana 60 (and 30/44)** — Heavy-duty, adjustable preload design prevents catastrophic pull-outs on big tires. Greaseable, rebuildable, and perfect for daily drivers or weekend warriors. - **Alpine RT Coilover Suspension Systems** — Silent, high-performance coilovers with true dual-rate springs, massive travel (up to 13" stroke), easy height adjustment, and unbeatable on/off-road ride. - **Ford Bronco HD Tie Rods & Steering Rack Support** — Beefier tie rods with greaseable joints and bronze bushing to protect the rack from damage. Dennis also chats about TeraFlex's quiet coilovers, website updates, Black Friday sales, and upcoming Christmas giveaways. Whether you're upgrading your Wrangler, Gladiator, or even a Bronco, TeraFlex has the proven parts to handle the toughest trails. Check out these products and more at https://teraflex.com Subscribe for more Jeep interviews, tech tips, and off-road adventures! #JeepWrangler #JeepGladiator #TeraFlex #OffRoadUpgrades #JeepMods #JeepLife #Dana60 #Coilovers #TireDeflators #FordBronco #JeepTalkShow #JeepInterview Welcome to Jeep Talk Show, the ultimate podcast for Jeep enthusiasts! Join Tony, and, the crew as we dive into off-road adventures, Jeep Wrangler 392 updates, Jeep Gladiator camping, and the Jeep Cherokee relaunch. From $130K Jeep resale trends to Gladiator tent reviews, we cover Jeep modifications, off-road gear, and events like Easter Jeep Safari and Great Smoky Mountain Jeep Invasion. Get expert Jeep 4xe towing tips, lightweight truck camper insights, and off-road trail guides for Jeeps. Subscribe for weekly Jeep news, join our community at jeeptalkshow.com/discord, and hit the trail with us! Head to https://jeeptalkshow.com to explore our world of Jeep madness, subscribe, and let us make your day a little more rugged and a lot more fun. Ready to roll with us? Let's hit the trails together! #Jeep Talk Show, #Jeep podcast, #off-road podcast, #Jeep community, #Jeep off-roading, #Jeep Wrangler, #Jeep Gladiator, #Jeep news, #Jeep modifications, #Jeep accessories, #off-road adventures, #Jeep events, #Jeep 4xe, #Wrangler 392, #Jeep camping, #Jeep trails, #Jeep Wrangler 392, #$130K Jeep resale, #Jeep infotainment bricking, #TuneOutdoor Gladiator tent, #RealTruck trail access 2025, #Jeep Gladiator camping, #lightweight truck camper, #$13K Jeep camper, #Jeep Cherokee relaunch 2025, #Great Smoky Mountain Jeep Invasion, #Easter Jeep Safari 2025, #Jeep Badge of Honor app, #women off-road Jeep podcast, #Chic Chat Jeep podcast, #Jeep off-road gear reviews, #best Jeep accessories 2025, #Jeep 4xe towing tips, #off-road trail guides for Jeeps

Are you tired of wasting money on overlanding mods that don't live up to your expectations for your Jeep Wrangler or Gladiator? In this video, we're giving you a reality check on the best and worst modifications for your 4x4 vehicle. Whether you're into off-road adventures, camping, or trail running, we'll help you make informed decisions on the best jeep customization and upgrades for your Jeep Gladiator or Jeep Wrangler. From jeep camping gear to overlanding gear and trail gear, we'll review the essential items you need for a successful outdoor camping trip. If you're part of the jeeps unleashed community or just starting out in the 4x4 life, this video is for you. We'll discuss the pros and cons of popular mods, including those for the Jeep 4xe, and provide you with valuable insights on how to optimize your adventure jeep for the ultimate off-road experience. So, if you're looking for honest reviews and expert advice on jeep modifications, gladiator upgrades, and more, then this video is a must-watch. Get ready to take your overlanding adventures to the next level and make the most of your jeep accessories and trail reviews. If you want to get more out of your weekend, you've got to get more out of your truck, and this video explores various ways to achieve just that. We cover essential items like a reliable truck bed cover, efficient truck bed accessories, and smart truck organization strategies. Whether you're planning an off road adventure or a camping trip, these storage solutions ensure your tools and gear are protected and easily accessible. Tony and April break down how to optimize your truck for any task, big or small.

Ever wanted to fly a massive 3x5 flag (or bigger) on your Jeep, daily driver, side-by-side, boat, or even a Lamborghini… without drilling holes or permanent mounts? In this episode of the Jeep Talk Show, we sit down with Chris, the founder of Bad Flag, the ORIGINAL suction-cup flag mount system that started in a Utah garage and is now trusted by Jeepers, sports fans, patriots, car clubs, Diesel Brothers, country music stars, and even fighter pilots! Here's what we cover: - How Bad Flag started because Chris wanted a BIG flag on his Cadillac for football games - The insanely strong vacuum-pump suction cups (250 lbs each!) that stick to any flat, clean surface - Real-world testing: 160+ MPH runs, Hellcats, off-roading in Moab, and even semi trucks - Why normal flags shred at highway speeds – and how Bad Flag's reinforced flags last 1,000+ miles - Jeepers' favorite ways to use it (trail flags, club flags, LED whip combos, dual-flag setups) - Crazy stories: F-16 jets, political rallies, school buses, NASCAR motorcade dreams, and more - Tips & tricks for rock-solid mounting at 80–90+ MPH - Upcoming products for Harleys, boats, and more Best part? Chris hooked up Jeep Talk Show viewers with an exclusive code!

Get ready to revolutionize your off-road adventures with the Full Self-Driving Wrangler, the ultimate game changer in the world of 4x4 life. In this video, we'll be exploring the capabilities of this incredible vehicle, from its advanced features to its unparalleled performance on the trails. Whether you're a seasoned outdoor enthusiast or just starting to dip your toes into camping and trail reviews, this self-driving Wrangler is sure to impress. With its impressive array of Jeep accessories and customization options, including Gladiator upgrades, you'll be able to take your adventure jeep to the next level. From navigating rugged terrain to setting up camp with the best camping gear, we'll show you how this vehicle can handle it all. Join us as we put the Full Self-Driving Wrangler to the test and discover why it's the perfect companion for any off-road adventure, whether you're part of the Jeeps Unleashed community or just looking for a reliable trail gear. With its unique blend of technology and capability, this vehicle is set to change the face of off-road adventures forever, so be sure to watch until the end to see it in action and learn more about the latest developments in the world of Jeep Wrangler and Gladiator enthusiasts.

Buckle up, Jeep family — the latest Jeep Talk Show episode is here and it's packed! - Jeep officially declares 2026 "The Year of the Wrangler" with 12 limited-edition Wranglers dropping on the 12th of every month (purple Moab 382 already out, V8 rumors swirling!) - New Willys 41 Buzz Gladiator hits dealers NOW — retro WW2 graphics + upgraded no-nut door hinges - U.S. Compass delayed until 2028 (yes, really) - Real-world cold-front tire pressure panic in Texas & South Carolina + why the Gladiator's onboard air + Tire Fill Assist horn still scares the host every single time - 3-year, $95 Mopar Gladiator door sill guard review — do they still look brand new on a daily-driven Sport? (Spoiler: yes) - Fun tangents: snow in the South, AI music taking over the Grammys, coffee enemas (yes, really), and why April is powered purely by energy drinks today Whether you run a Rubicon, Sport, Gladiator, JL, JT, or you're just Jeep-curious, this episode is pure Jeep talk with zero filter.

Dive into 15+ years of pure Jeep chaos, laughs and heart with Tony from the XJ Talk Show / Jeep Talk Show! In this special "Behind the Archives" episode, Tony dusts off ancient recordings (some never released!) and reacts live to the wildest moments: • The infamous "gay man poisons lesbian neighbors with toast over three-legged cat" story • Live from Bantam 2017 mudding in 72° perfection • Josh calling in from the Oregon coast promising "inevitable recovery" • Epic campfire chat – who would YOU take shotgun on the trail? (Bill Murray, Tom Hanks, Einstein, John Wayne, Robin Williams, Teddy Roosevelt, Betty White… the answers are gold!) • The soldier in the rain who stood at attention for a funeral procession (bring tissues) • Grand Cherokee newbie Cody launches "My Grand Adventure" segment • 2007-2010 Wrangler secret "not-really-a-recall" brake line drama • Classic XJ Talk jingle + Tom Rapp's legendary Christmas song • Antler hat moisture mystery (you have to hear it) Whether you've been listening since episode 1 or you just found us, this is the perfect "where it all began" episode. Timestamps in comments ↓ New episodes every Thursday night – join us live on Zoom! Subscribe + hit the bell so you never miss a trail story, tech tip or Tony roasting Josh Links you need right now: Newsletter (1 email/week, easy unsubscribe) → https://jeeptalkshow.com Facebook group → facebook.com/jeeptalkshow Campfire Chat Zoom sign-up → in the newsletter Merry Christmas, happy wheeling, and thank you for being part of the world's most downloaded Jeep podcast. See you on the trail… or around the virtual campfire! #XJTalkShow #JeepTalkShow #JeepLife #XJCherokee #GrandCherokee #OffRoad #JeepFamily #Bantam2017 #BillMurrayJeepStories (Comment your dream trail shotgun passenger below – I'll read the best ones on the next live show!) Just copy-paste this whole thing into YouTube and you're done. Want me to also write the title, thumbnail text and the 5 best comment replies to boost engagement? Reply "yes" and I'll send them in 30 seconds. Enjoy the views – this one's gonna blow up with the Jeep crowd! Welcome to Jeep Talk Show, the ultimate podcast for Jeep enthusiasts! Join Tony, and, the crew as we dive into off-road adventures, Jeep Wrangler 392 updates, Jeep Gladiator camping, and the Jeep Cherokee relaunch. From $130K Jeep resale trends to Gladiator tent reviews, we cover Jeep modifications, off-road gear, and events like Easter Jeep Safari and Great Smoky Mountain Jeep Invasion. Get expert Jeep 4xe towing tips, lightweight truck camper insights, and off-road trail guides for Jeeps. Subscribe for weekly Jeep news, join our community at jeeptalkshow.com/discord, and hit the trail with us! Head to https://jeeptalkshow.com to explore our world of Jeep madness, subscribe, and let us make your day a little more rugged and a lot more fun. Ready to roll with us? Let's hit the trails together! #Jeep Talk Show, #Jeep podcast, #off-road podcast, #Jeep community, #Jeep off-roading, #Jeep Wrangler, #Jeep Gladiator, #Jeep news, #Jeep modifications, #Jeep accessories, #off-road adventures, #Jeep events, #Jeep 4xe, #Wrangler 392, #Jeep camping, #Jeep trails, #Jeep Wrangler 392, #$130K Jeep resale, #Jeep infotainment bricking, #TuneOutdoor Gladiator tent, #RealTruck trail access 2025, #Jeep Gladiator camping, #lightweight truck camper, #$13K Jeep camper, #Jeep Cherokee relaunch 2025, #Great Smoky Mountain Jeep Invasion, #Easter Jeep Safari 2025, #Jeep Badge of Honor app, #women off-road Jeep podcast, #Chic Chat Jeep podcast, #Jeep off-road gear reviews, #best Jeep accessories 2025, #Jeep 4xe towing tips, #off-road trail guides for Jeeps

In this episode of the Jeep Talk Show, we sit down with Todd Pearson, Revenue Director at The Headrest Safe Company, to talk about one of the coolest and most practical products to hit the Jeep, truck, Bronco, and RV world in years — a fully hidden, lockable vault that literally replaces your passenger-seat headrest.

Paul from Radio Chatter is back! Since his last appearance, he quit corporate America, went ALL-IN on the business, and just dropped a brand-new MOBILE APP version of the game we all love. In this fun, laid-back interview we cover: - How Radio Chatter went from a side-hustle deck of cards to a full-blown app on iOS & Android - The brand-new $4.99 one-time-purchase app (with a free trial coming THIS WEEK!) - Offline-first design — perfect for no-signal trails - Custom questions, future community cards, cloud sync, expansion packs, and even event-specific sponsored cards - The hilarious "After Dark" 18-card expansion pack for campfire nights

We just visited RealTruck's brand-new 15,000 sq ft flagship retail store in Rochester Hills, Michigan… and it is INSANE. In this episode we sit down with Lauren (yes, her entire job for the last year has been to make this store perfect) and get the full rundown on why RealTruck – a company that's dominated online for years – decided to go brick-and-mortar, and why this store is a total game-changer for truck, Jeep, and Bronco owners. What you'll see: - 15,000 sq ft showroom packed with full-size trucks & Jeeps loaded with accessories - 5 lifestyle display vehicles you can climb in, open doors, and drool over - Massive tire & wheel wall with real 33", 35", and 37" tires side-by-side - On-site professional installation bay (white-glove service – they do the heavy lifting!) - The ultimate "stealth mode" shopping experience – no giant boxes shipped to your house (spouse-approved!) - Tonneau covers, steps, hitches, Husky liners, SuperLift suspension, roof-top tents, winches, rock sliders, lighting, recovery gear… basically everything RealTruck owns under one roof - They can order ANYTHING from realtruck.com and have it shipped straight to the store for install Location: 2576 S Adams Rd, Rochester Hills, MI 48309 (Right next to Walmart, Meijer, Tractor Supply – tell your wife you'll "wait in the car"… then disappear into truck heaven) Store page & hours: https://www.realtruck.com/store/detroit (Grand Opening with Calvin Johnson this Thursday + Trucks & Tacos event this Saturday!) If you're in Michigan (or willing to road-trip), you HAVE to see this place. Touch it, feel it, sit in it, and drive away with it installed the same week. This isn't just a store – it's an experience. RealTruck has been advertising with us for over 3 years – we're pumped to finally walk through the doors and show you what they've built. Like, comment, and let us know – are you Team Online or Team Touch-It-First brick-and-mortar now? #RealTruck #RealTruckStore #TruckAccessories #JeepBuild #Overlanding #TonneauCover #LiftKits #Michigan Trucks #TrucksAndTacos RealTruck First Flagship Store Tour Jeep Wrangler Build Rochester Hills MI Welcome to Jeep Talk Show, the ultimate podcast for Jeep enthusiasts! Join Tony, and, the crew as we dive into off-road adventures, Jeep Wrangler 392 updates, Jeep Gladiator camping, and the Jeep Cherokee relaunch. From $130K Jeep resale trends to Gladiator tent reviews, we cover Jeep modifications, off-road gear, and events like Easter Jeep Safari and Great Smoky Mountain Jeep Invasion. Get expert Jeep 4xe towing tips, lightweight truck camper insights, and off-road trail guides for Jeeps. Subscribe for weekly Jeep news, join our community at jeeptalkshow.com/discord, and hit the trail with us! Head to https://jeeptalkshow.com to explore our world of Jeep madness, subscribe, and let us make your day a little more rugged and a lot more fun. Ready to roll with us? Let's hit the trails together! #Jeep Talk Show, #Jeep podcast, #off-road podcast, #Jeep community, #Jeep off-roading, #Jeep Wrangler, #Jeep Gladiator, #Jeep news, #Jeep modifications, #Jeep accessories, #off-road adventures, #Jeep events, #Jeep 4xe, #Wrangler 392, #Jeep camping, #Jeep trails, #Jeep Wrangler 392, #$130K Jeep resale, #Jeep infotainment bricking, #TuneOutdoor Gladiator tent, #RealTruck trail access 2025, #Jeep Gladiator camping, #lightweight truck camper, #$13K Jeep camper, #Jeep Cherokee relaunch 2025, #Great Smoky Mountain Jeep Invasion, #Easter Jeep Safari 2025, #Jeep Badge of Honor app, #women off-road Jeep podcast, #Chic Chat Jeep podcast, #Jeep off-road gear reviews, #best Jeep accessories 2025, #Jeep 4xe towing tips, #off-road trail guides for Jeeps

Join host Amanda for another high-energy episode of Chic Chat – where style, adventure, and Jeep obsession collide! Today we're stoked to welcome Josh from American Iron Off-Road, the crew behind the game-changing Ball Joint Delete systems that have saved countless rigs from trailside disasters. In this episode we get into: - Exactly what a ball joint delete is and why factory ball joints are the Achilles' heel of lifted Jeeps - How American Iron's fully rebuildable design kills the endless press-in/press-out nightmare - Why these deletes are a massive upgrade even for daily-driven, street-only Jeeps (tighter steering, longer life, zero compromise) - How they stack up against other "adjustable" deletes on the market - Fitment list: JK, JL, JT, TJ, LJ, Dana 60 axles, and more - Sneak peek at hot new Dana 60 products dropping soon - Real-world torture testing… including surviving the Baja 1000! - Gold advice for brand-new Jeep owners ready to hit the trails and start building - Why wheeling a bone-stock Jeep first is the smartest move you'll ever make If you're sick of ball joint failures, building a monster rig, or just want the strongest, most serviceable front end available, this one's for you. **Connect with American Iron Off-Road:** Website & Shop: https://americanironoffroad.com Instagram: @americanironoffroad Facebook: American Iron Off-Road YouTube: American Iron Off-Road (killer install and tech videos!) Got questions for Josh? Drop them below – we're dragging him onto one of our live TikTok rapid-fire sessions very soon! Loved the episode? Smash that LIKE button, SUBSCRIBE to the Jeep Talk Show, and turn on notifications so you never miss Chic Chat! #JeepLife #JeepGirls #ChicChat #BallJointDelete #AmericanIronOffroad #JeepJK #JeepJL #JeepJT #Dana60 #OffRoad #JeepTalkShow See you on the trails, ladies (and gents)! ✌️ Welcome to Jeep Talk Show, the ultimate podcast for Jeep enthusiasts! Join Tony, and, the crew as we dive into off-road adventures, Jeep Wrangler 392 updates, Jeep Gladiator camping, and the Jeep Cherokee relaunch. From $130K Jeep resale trends to Gladiator tent reviews, we cover Jeep modifications, off-road gear, and events like Easter Jeep Safari and Great Smoky Mountain Jeep Invasion. Get expert Jeep 4xe towing tips, lightweight truck camper insights, and off-road trail guides for Jeeps. Subscribe for weekly Jeep news, join our community at jeeptalkshow.com/discord, and hit the trail with us! Head to https://jeeptalkshow.com to explore our world of Jeep madness, subscribe, and let us make your day a little more rugged and a lot more fun. Ready to roll with us? Let's hit the trails together! #Jeep Talk Show, #Jeep podcast, #off-road podcast, #Jeep community, #Jeep off-roading, #Jeep Wrangler, #Jeep Gladiator, #Jeep news, #Jeep modifications, #Jeep accessories, #off-road adventures, #Jeep events, #Jeep 4xe, #Wrangler 392, #Jeep camping, #Jeep trails, #Jeep Wrangler 392, #$130K Jeep resale, #Jeep infotainment bricking, #TuneOutdoor Gladiator tent, #RealTruck trail access 2025, #Jeep Gladiator camping, #lightweight truck camper, #$13K Jeep camper, #Jeep Cherokee relaunch 2025, #Great Smoky Mountain Jeep Invasion, #Easter Jeep Safari 2025, #Jeep Badge of Honor app, #women off-road Jeep podcast, #Chic Chat Jeep podcast, #Jeep off-road gear reviews, #best Jeep accessories 2025, #Jeep 4xe towing tips, #off-road trail guides for Jeeps

Buckle up for another wild ride on the longest-running Jeep podcast in the world! In this flagship episode, Tony & April battle cursed equipment gremlins (again), laugh about past co-host tech meltdowns, and finally get the show rolling. Here's what we packed into this one:

Holman continues his journey west in his Jeep Wrangler 392, giving an update from the road and sharing a couple of firsts with the TSP listener, ranging from the first WOT run too the first time the Jeep was peppered with rocks. Also find out how many ounces of Dr. Pepper he consumed before reaching Denver, Colorado. The Truck Show Podcast is produced in partnership with AMSOIL, Kershaw Knives, and OVR Mag.