Podcasts about fruitful

Fruitful and ForgetfulGenesis 41Big Idea: Remember, God's work is not just about you, but a family and a land.1. Joseph is remembered because of Pharoah's dreams. (1–13)2. Joseph becomes ruler over Egypt with God's interpretation. (14–46)3. Joseph is fruitful but forgets his family and land. (46–57)

Connected people are fruitful people. We're called into a life of CONNECTION! Community is where you GATHER, Commitment is when you GO, Connection is HOW you GROW What type of commitment does Jesus truly call us to as followers? Why does it sometimes feel like we are not growing, even if we say we are believers? Our connection is meant to be twofold: First and foremost to Christ, but also to other believers!

Leigh Snead talks about her new book, Infertile but Fruitful and Alvaro de Vicente on forming young men in a digital age.

Listen to Faithful God, Fruitful Years with Jonathan Strickland from Wednesday , August 6, 2025.Love is our Why. Join Us Online at 10/11 AM on Sundays and 7:30 PM on Wednesdays. To give online, visit wayoflife.church/give or text the word GIVE to 817-382-3270, click the link, and follow the prompts. If you need prayer, visit wayoflife.church/connect so we can pray for you.

With a recent study highlighting some very sobering statistics on teens that author Jonathan Haidt said only reifies the hards truths in The Anxious Generation, Alvaro de Vicente of The Heights School discusses the success he's had in forming young men to thrive in this digital world by teaching generosity, self-mastery, empathy, and so much more. With a new book hitting bookshelves this winter, Leigh Snead joins to share her journey to motherhood in Infertile But Fruitful. Marking the Assumption of the Virgin Mary, Msgr. Roger Landry joins to share what he loves most of this Solemnity! Catch the show every Saturday at 7amET/5pmET on EWTN radio!

Good Morning & Happy Frutiful Friday Everyone!   This Is A Powerful Day! The Lord Has An Incredible Turn Of Events For Us In This Month of Harvest-777!   Receive This Word From The Lord!

This summer, we encourage you to read through the book of Proverbs as part of your devotional time. With 31 chapters, it's the perfect built-in devotional for reading one chapter daily! Our Bible Bite episodes will follow along, with Amy choosing a verse or section from that week's reading to explore on a deeper level. The verse Amy chose for this week is found in Proverbs 14: "Where there are no oxen, the manger is clean, but abundant crops come by the strength of the ox." (Proverbs 14:4) References: Proverbs 14; John 15:5-8; 1 Peter 4:9; Romans 12:13; Philippians 2:14-18 Contact us: devotedpodcast@atheycreek.com women@atheycreek.com https://atheycreek.com/ministries/women Follow us on IG: @atheywomen @ammcreynolds

Happy Monday! Welcome back to week 8 of the fruitful fitness series as we cover the fruit of the spirit, gentleness. If you find yourself being harsh with yourself in the way that you speak or think about you, then it may time to practice some gentleness. I give you five signs that it may be time to practice some gentleness with yourself in this season. Hope this episode blesses you.    Love and hugs, Monica Rojas   Grab your worksheet here!-   https://mailchi.mp/boxfitqueens/2p4nyuaqzz Join my 7-day Boxing & Bible devotional challenge here.-   https://rebrand.ly/7day_boxing_bible  Website-    https://www.boxfitqueens.com You Tube channel- https://www.youtube.com/@boxfitqueens Books mentioned- Ruthless elimination of hurry by John Mark Comer To Hell with the hustle by Jefferson Bethke  

Welcome to Week 9 — the final week of Fruitful Girl Summer!

In a culture where masculinity is often misunderstood, understanding God's original design for men is crucial. With only 24% of American homes having a father figure present, many young men lack proper role models. Genesis 2 reveals God's blueprint for masculinity through three primary roles: men are called to be providers who work and lead, protectors who guard their families, and priests who offer spiritual guidance. Jesus Christ exemplifies perfect masculinity - providing for others' needs, protecting the vulnerable, and fulfilling the ultimate priestly role. By following His example, men can reclaim biblical masculinity and use their strength to serve others.

"Growing In Grace: The Fruitful Evidence of a Mature Disciple" Pastor Billy Philips 8.10.25

Destiny Christian Center August 10, 2025 Be Fruitful and Multiply, Pastor Lawrence Neisent destinyokc.com

Alan Crim :: Creekside Church :: Sunday, August 10, 2025 Alan Crim continues our short series in the Psalms with a message from Psalm 1, an ancient treasure map for blessing. Alan presents 3 critical landmarks—the path to avoid, the path to follow, and the 2 destinations in view. This message follows an announcement from Mark Kline about Awana, and Heather Derr about our College Care ministry. Worship music permitted under CCLI License #264436.

Good Morning ARISE Family! Happy Fruitful Friday!   Fasten Your Seatbelt Because The Levee Of Goodness Is Being Broken Open This Morning!   Share This Prayer Call!

In this series, we are diving deep into the Gospel of John! Not only will this be a verse by verse study of John's Gospel, but this will be so much more.If you want a deep understanding of John, this is the study for you!Support This Ministry If You Have Been Impacted! Your Support Allows This Ministry To Create More Content & Resources That Equip Others.Find Everything On My Website RIGHT HEREOrder My Book "Fruitful"Support This MinistryJoin Our Online Church

Week 7 of the fruitful fitness series! Today I cover 8 ways you can practice faithfulness in your fitness journey as you partner with God.   Grab your worksheet here!-   https://mailchi.mp/boxfitqueens/2p4nyuaqzz Join my 7-day Boxing & Bible devotional challenge here.-   https://rebrand.ly/7day_boxing_bible  Website-    https://www.boxfitqueens.com You Tube channel- https://www.youtube.com/@boxfitqueens  

Sunday Sermon - 4th Sunday of Epep @ St. Abanoub Coptic Orthodox Church - Euless, TX ~ August 3, 2025 | Epep 27, 1741

Welcome to Week 8 of Fruitful Girl Summer!

God's original design for humanity includes a call to multiply in every sphere of life - family, work, church, and personal growth. This purpose stems from being created in God's image, which gives all humans inherent dignity and worth. To fulfill this multiplication calling, we need to recover God's purpose, reproduce His multiplication power through relationships, His blessing, and health. Rather than embracing our culture's self-serving mentality, Pastor Matt Shackelford shows us how to identify areas where God wants us to multiply what He's entrusted to us.Visit https://www.centralchurch.com to get involved with Central Church.

Speaker: Hannah Jones // Date: Sunday 3 August 2025 // Scripture: 1 Corinthians 13

How to live a fruitful and abundant life.

Welcome to week 7 of the fruitful fitness series as we cover the fruit of goodness. If this is an area you find yourself struggling with to see how wonderful and beautiful God has made you then you are going to want to listen in. It is not based on what we do or don't do, Jesus has completed the finished work on the cross and you are included in that. Grab your bible, coffee and notebook, let's dive in!   Grab your worksheet here!-   https://mailchi.mp/boxfitqueens/2p4nyuaqzz Join my 7-day Boxing & Bible devotional challenge here.-   https://rebrand.ly/7day_boxing_bible    Grab your She is Strong confidence box here: https://www.boxfitqueens.com/shop  

2 Peter 1:3-11 July 30, 2025 Elder Jerry Grubb

The fruit of the Spirit is… SELF-CONTROL. Grab a cup of coffee and settle in for this episode full of encouragement for anyone who's ever wrestled with self-control. Listen in as Ruth shares her journey toward self-control. All summer long, join us in meditating on what it means to abide and consider the fruit of the Spirit in our lives. These short episodes, full of Scripture, are designed to be an opportunity to pause and realign your heart with truth Scripture referenced:Galatians 5:22-23Proverbs 25:281 Corinthians 10:13James 1:19-201 Corinthians 9:24-271 Peter 4:7 Resources mentioned:GraceLaced Fruit of the Spirit Collection (gracelaced.com/FOTS) - use code POD15 to take 15% off items in the collection

Tune in this week as we hear an incredible word from Nicole Gallant about the conditions of our hearts and God's work.

Fluent Fiction - Hungarian: A Fruitful Encounter: How a Single Peach Sparked Collaboration Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-07-30-22-34-01-hu Story Transcript:Hu: A Budapest Központi Vásárcsarnok mindig is különleges helynek számított.En: The Budapest Központi Vásárcsarnok, or Central Market Hall in Budapest, has always been considered a special place.Hu: Az illatok kavalkádja, a színes standok, a vásárlók zajos sürgés-forgása mindenkit magával ragadott.En: The blend of aromas, the colorful stalls, and the bustling noise of shoppers captivated everyone.Hu: Ma éppen nyár volt, és a csarnok megtelt a szezonális gyümölcsök varázslatos illatával.En: Today was a summer day, and the market was filled with the magical scent of seasonal fruits.Hu: Zoltán, egy fiatal vállalkozó, határozott léptekkel haladt előre.En: Zoltán, a young entrepreneur, walked forward with determined strides.Hu: Célja az volt, hogy megtalálja azt az egy különleges gyümölcsöt, amely inspirációt adhat új éttermi menüjéhez.En: His goal was to find that one special fruit that could provide inspiration for his new restaurant menu.Hu: Tudta, hogy a friss, hazai termékek adják a legjobb ízt.En: He knew that fresh, local products offer the best flavor.Hu: Szemében tűz égett, amikor meglátta a pulton az utolsó napfényben érlelt őszibarackot.En: His eyes burned with excitement when he spotted the last sun-ripened peach on the counter.Hu: Eközben Anna, aki lelkes food blogger volt, barátjával, Bálinttal sétált a piacon.En: Meanwhile, Anna, an enthusiastic food blogger, was strolling through the market with her friend Bálint.Hu: Mindig kereste az új trendeket és különleges recepteket, amelyek feldobhatják a blogját.En: She was always on the lookout for new trends and unique recipes that could spice up her blog.Hu: Ő is észrevette az őszibarackot, éppen abban a pillanatban, amikor Zoltán érezte, hogy valakinek ugyanazon a gyümölcsön pihen a szeme.En: She also noticed the peach at the same moment Zoltán felt that someone else's eye rested on the same fruit.Hu: Ahogy mindketten egyszerre nyúltak a gyümölcsért, tekintetük találkozott.En: As both reached for the fruit at the same time, their eyes met.Hu: Zoltán introvertált természete miatt kínosan állt meg, de tudta, hogy nem hagyhatja ennyiben.En: Due to his introverted nature, Zoltán awkwardly paused but knew he couldn't just leave it at that.Hu: Egy pillanatnyi tétovázás után, lágy mosollyal fordult Anna felé.En: After a moment of hesitation, he turned to Anna with a gentle smile.Hu: „Szeretnéd megkapni ezt az őszibarackot?” – kérdezte, enyhén zavartan.En: "Would you like to have this peach?" he asked, slightly embarrassed.Hu: Anna meglepődött Zoltán kedvességén.En: Anna was surprised by Zoltán's kindness.Hu: „Igazából, szükségem lenne rá egy új blogbejegyzéshez. De mi lenne, ha... összedolgoznánk? Kitalálhatnánk valami különlegeset.”En: "Actually, I need it for a new blog post. But what if... we worked together? We could come up with something special."Hu: Zoltán arca felderült.En: Zoltán's face brightened.Hu: Ez az ajánlat lehetőséget nyújtott arra, hogy ne csak a menüjét gazdagítsa, de új kapcsolatokat építsen.En: This offer provided an opportunity not only to enrich his menu but also to build new connections.Hu: „Rendben van. Miért ne készítenénk közösen egy fogást?”En: "Alright. Why don't we create a dish together?"Hu: Bálint mosolyogva bólogatott, örült, hogy Anna új barátokra lel.En: Bálint nodded with a smile, pleased that Anna was making new friends.Hu: A nap tovább forrósodott, és a piac zaja fokozódni látszott.En: The day grew hotter, and the noise of the market seemed to increase.Hu: Zoltán és Anna a konyhában a legfrissebb hozzávalókkal dolgozott.En: Zoltán and Anna worked in the kitchen with the freshest ingredients.Hu: A zöldségvágás halk kopogását a serpenyők sercegése követte, ahogy a gyümölcsös étel elkészült.En: The soft knock of chopping vegetables was followed by the sizzling of pans as the fruity dish was completed.Hu: Közös munkájuk gyorsan mély megértést és közös szenvedélyt hozott felszínre.En: Their collaboration quickly brought out a deep understanding and shared passion.Hu: Egy különleges fogást alkottak, amely nemcsak Zoltán menüit, de Anna blogját is gazdagította.En: They created a special dish that enriched not only Zoltán's menus but also Anna's blog.Hu: A közös erőfeszítés eredménye minden várakozást felülmúlt.En: The result of their joint effort exceeded all expectations.Hu: Az étterem zsúfolásig megtelt vendégekkel, akik dicsérték az új fogásokat, Anna blogja pedig számos új követőt szerzett a kreatív ötletek miatt.En: The restaurant was packed with guests who praised the new dishes, and Anna's blog gained numerous new followers thanks to the creative ideas.Hu: Zoltán maga is meglepődött, mennyire inspiráló lehet másokkal együtt dolgozni.En: Zoltán himself was surprised by how inspiring it can be to work with others.Hu: Anna pedig ráébredt, hogy milyen csodálatos hatása van a szenvedélyes emberekkel való közös munkának.En: Anna realized the wonderful impact of collaborating with passionate people.Hu: A történet sikere új barátságokat hozott, és nyarat varázsolt mindkettőjük szívébe.En: The success of the story fostered new friendships and brought summer warmth to both of their hearts. Vocabulary Words:blend: kavalkádjaaromas: illatokcaptivated: magával ragadottentrepreneur: vállalkozólocal: hazaiseasonal: szezonálissun-ripened: napfényben érleltstrolling: sétáltintroverted: introvertálthesitation: tétovázásembarrassed: zavartanenrich: gazdagítsadetermined: határozottunique: különlegesopportunity: lehetőségetinspiration: inspirációtconcluded: elkészültconnections: kapcsolatokatunderstanding: megértéstcollaboration: közös munkafollowers: követőtrends: trendeketpassion: szenvedélybrightened: felderültpacked: zsúfolásig megteltpraised: dicsértékchopping: vágássizzling: sercegéseknock: kopogásátfostered: hozott

The Porch examines John 15, emphasizing that believers must remain connected to the Lord through faith, obedience, and love to be fruitful. The Holy Spirit sustains and empowers them to live fruitful lives that honor God. Firefall Talk Radio episodes are archived, allowing you to download them for future listening or to share with others. Feel free to share them with others as the Lord leads. Please help us spread The Word.  If our teachings have been a blessing to you, please let us know by using the contact button on our website.  If you would like to support what we do, there are ways to do so on the main page for Firefall Talk Radio.  We appreciate your support and encouragement. Follow us on YouTube at The Firefall Network.    Links for all social media and streaming platforms can be found on the main page at firefalltalkradio.com.

In this series, we are diving deep into the Gospel of John! Not only will this be a verse by verse study of John's Gospel, but this will be so much more.If you want a deep understanding of John, this is the study for you!Support This Ministry If You Have Been Impacted! Your Support Allows This Ministry To Create More Content & Resources That Equip Others.Find Everything On My Website RIGHT HEREOrder My Book "Fruitful"Support This MinistryJoin Our Online Church

The fruit of the Spirit is love, joy, peace, forbearance, kindness, goodness, faithfulness, gentleness and self-control. — Galatians 5:22-23 My mother used to advise me and my sisters to leave a place better than we found it. What might that look like for followers of the good shepherd? What evidence might there be that one of Jesus' sheep has been in the area? Paul, who wrote Galatians, lists some attributes and behaviors that ought to be noticeable in Jesus' sheep. As the Holy Spirit shepherds us from within, we grow to reflect the Spirit's presence within us. We begin to radiate the character and attributes of Jesus. As he treats us with gentleness, patience, and kindness, these attributes begin to flow out from us to others. The goodness, love, and peace that we experience in his constant companionship overflow to others as well. Jesus' sheep are anointed and filled with the Holy Spirit and, as Psalm 23 puts it, our cups overflow. Anyone we meet can be a recipient, and everywhere we go can be a veritable splash zone of God's goodness, which is so attractive that others want to share in it too. We need to pray that we reflect the Lord's attributes faithfully, because we know we are still tempted to wander and to hoard and squander the goodness that the shepherd gives us. Where is the Spirit inviting you to share his presence today? Spirit of God, help us to bear your fruit as you work faithfully within us, aiming to bless others with Jesus' love wherever we go. Amen.

Fruitful in His Kingdom Luke 19:11-27The Village Chapel - 07/27/2025"What kind of King is Jesus? And what does He expect of us while we wait for His return?"In Luke 19, Jesus tells a provocative parable about a nobleman, two good servants, one bad servant, and a group of hateful citizens who reject the nobleman's rule altogether. It's a story about stewardship, rejection, fear, and faithfulness.Join Pastor Jim as he explores what it means to be faithful in the in-between—the season between Christ's first coming and His return as the rightful King. We'll learn that our lives are not our own; that we've been entrusted with something quite valuable. And that one day, the King will return to set the world to rights.In this passage we'll rediscover what it means to live with gospel courage, kingdom purpose, and a heart that longs to hear, “Well done, good and faithful servant.”To find more resources like these, follow us:Website: https://thevillagechapel.comYouTube: https://www.youtube.com/channel/UCQVTzDbaiXVUAm_mUBDCTJAInstagram: https://www.instagram.com/tvcnashville/Facebook: https://www.facebook.com/tvcnashvilleX: https://twitter.com/tvcnashvilleTo support the ongoing mission of The Village Chapel go to https://thevillagechapel.com/give/. If you are a regular giver, thank you for your continued faithfulness and generosity!

Sermons, July 2025, John, Fruitful, Disciples, Pastor Leighton Lindo

Good Morning ARISE Family! The Lord Bless You On This Fruitful Friday Morning! Listen In As The Holy Spirit Gives Us Additional Instructions For Our Journey. God Bless!

The fruit of the Spirit is… GENTLENESS. Listen in as Ruth shares her journey with gentleness, how she's seen God work, and encourages you that his Spirit is at work in you, too. All summer long, join us in meditating on what it means to abide and consider the fruit of the Spirit in our lives. These short episodes, full of Scripture, are designed to be an opportunity to pause and realign your heart with truth Scripture referenced:Galatians 5:22-23Proverbs 15:41 Peter 3:3-4Titus 3:1-21 Timothy 6:11-12Matthew 11:29 Resources mentioned:GraceLaced Fruit of the Spirit Collection (gracelaced.com/FOTS) - use code POD15 to take 15% off items in the collection

Hello happy Tuesday! Today I cover the fruit of the spirit kindness and ways that you can apply it into your fitness journey as a mom in recovery. I know it is a difficult challenge when you first get into recovery because you probably never really experienced kindness or love with yourself. I pray this episode blesses you.    Grab your worksheet here!-   https://mailchi.mp/boxfitqueens/2p4nyuaqzz Join my 7-day Boxing & Bible devotional challenge here.-   https://rebrand.ly/7day_boxing_bible    Grab your She is Strong confidence box here: https://www.boxfitqueens.com/shop  

In this series, we are diving deep into the Gospel of John! Not only will this be a verse by verse study of John's Gospel, but this will be so much more.If you want a deep understanding of John, this is the study for you!Support This Ministry If You Have Been Impacted! Your Support Allows This Ministry To Create More Content & Resources That Equip Others.Find Everything On My Website RIGHT HEREOrder My Book "Fruitful"Support This MinistryJoin Our Online Church

☀️ Fruitful Girl Summer!

Pastor Jack continues our Remain series with "Fruitful or Fruitless".   THE PURPOSE IN PRUNING · Cut away what is dead and unproductive. · Stripping back as a way of preparation for greater fruitfulness. · Removing unnecessary attachments and anxieties. · Freeing us from habits and patterns that hinder growth.   EMBRACING THE PRUNING PROCESS · Be quick to recognize Gods love. · Trust God knows exactly what he's doing. · Learn through the process. · Choose to remain.   —— If you want to support what God is doing through Cityline, click here: https://www.citylineonline.churchcenter.com/giving Want to learn more about Cityline and how to get involved? Click here: https://citylineonline.org Are you in need of prayer or someone to talk with? Click here: https://citylineonline.org/prayer —— Follow us on socials! Instagram: https://www.instagram.com/citylineonline/ Facebook: https://www.facebook.com/citylineonline/ YouTube: https://www.youtube.com/channel/UCumM40GFhmHumITXmh8MV0g Apple Podcast: https://podcasts.apple.com/us/podcast/cityline-church/id1308579363?mt=2 Spotify Podcast: https://open.spotify.com/show/0pHyJ5pxtry1tIMlD9ZBPd?si=e01fc4636d5543e1

Series: The Miracles of Jesus (Part 24)Date: Sunday, July 13, 2025What kind of faith are you producing—real fruit or just leafy show? In this powerful message titled Fruitful Faith, we dive into one of Jesus' most surprising miracles: the withering of the fig tree. More than just a moment of judgment, this was a divine lesson on the kind of faith that moves mountains, prays with power, and bears lasting fruit.Jesus is still walking up to our lives looking for evidence of real connection, not just religious appearance. In this episode, we'll unpack: Why fruitless faith is dangerous How real fruit grows from real relationship (Galatians 5:22–23) What it means to pray with believing faith How to speak to the mountains in your life with authority

The fruit of the Spirit is… FAITHFULNESS. Join Ruth for this episode as she unpacks what it means to stay faithful, keep pursuing Christ, and persevere under trial. All summer long, join us in meditating on what it means to abide and consider the fruit of the Spirit in our lives. These short episodes, full of Scripture, are designed to be an opportunity to pause and realign your heart with truth Scripture referenced:Galatians 5:22-23Proverbs 3:3-4Proverbs 3:5-6Psalm 31:23-24James 1:12Philippians 3:12-14 Resources mentioned:GraceLaced Fruit of the Spirit Collection (gracelaced.com/FOTS) - use code POD15 to take 15% off items in the collection

What's your favorite summer fruit...

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com