Podcasts about multiply

“Go therefore and make disciples of all nations…” (Matthew 28:19–20)

We're living through a hurricane of distraction—constant pings, endless opportunities, and FOMO-fueled comparison. In Episode 5 of our H2 Leader Summer Series, Alan and Jonathan unpack why today's leaders feel overwhelmed yet under-productive, and share a simple but counter-intuitive answer: do fewer things—better. Press play to learn how to develop “healthy tunnel vision” in a scattered world, why prioritization and elimination go hand-in-hand, and how to stay accessible (not available) so you can protect your best work. If you find yourself grasping at tasks like kids in a wind-tunnel booth grabbing dollar bills, this episode will give you a clearer, calmer path forward. Key Takeaways Scattered vs. Strategic: Today's world bombards us like a wind-tunnel booth of swirling dollar bills. You must choose a few priorities—and let the rest go. Effectiveness > Efficiency: Machines optimize for efficiency; leaders optimize for impact by focusing on the right 2–3 actions. Prioritize & Eliminate: To truly excel, ruthlessly say “no” to good things so you can say “yes” to the best things. Accessible ≠ Available: You can remain reachable without being on-call 24/7—protect deep-work blocks as sacred. Model the Change: A leader's bandwidth sets the bar for their team. Guard your own focus to help everyone guard theirs. Reflect & Apply Set aside 10–15 minutes today with your journal or notes app. Answer honestly: How scattered am I right now? Where is your attention leaking? What's distracting me from what matters most? Identify the “dollar bills” you're chasing. What's one commitment I must say “no” to this fall so I can laser-focus on my top priorities? Links & Resources

Fr. Benjamin gives the Sunday sermon following the feast of the apostles concerning a phrase we hear during every liturgy, "The Word of the Lord shall grow, multiply, be mighty" and speaks about what this famous phrase really means.

The Voice Of GO(r)D podcast is very happy to bring you a discussion with former MIT Data Scientist Dr. David Correll, whose work within MIT FreightLab, a project of the MIT Center for Transportation and Logistics, examines the mother of all problems in trucking, and the one that begets so many others, DETENTION.For non-truckers, detention is when trucks are held up for unreasonable amounts of time in the loading and unloading process at customer facilities. Some facility operators are notorious for this, and I have spent days trying to get certain things unloaded, and will share a particularly egregious example in the book I am writing on the fate of the North American Trucker in 2025. (see details below)Everyone remembers seeing footage of a hundred container ships waiting to be docked at the Port Of Long Beach/Los Angeles during Covid - imagine that this is what its like in many sectors of trucking, except it happens all the time, year in, year out, and has been this way since forever.Dr. Correll's research concludes, in his words, that America leaves “40% of its trucking capacity on the table every day” due to this pernicious and seemingly intractable problem, which is the proximate cause of -- Truck driver churn and retention issues- Speeding and aggressive driving behavior which pose a saftey hazard on our roads, and has resulted in the imposition of ELDs and other surveillance tech into the lives of truckers- Shippers being ghosted by carriers who find better facilities to work with- The wasting of millenia, yes, literally thousands of years worth of valuable human capital. Multiply all of the hours lost times millions of truckers times decades of this problem …. and its probably more than millenia.- An unnecessary drag on the resiliency of American supply chains.We had an interesting discussion that covers detention and then connects it to these other issues, and we also discuss possible solutions.You can read all about it at the following links -David's testimony to the Biden ‘Trucking Task Force' -https://www.congress.gov/117/meeting/house/114233/witnesses/HHRG-117-PW0Wstate-CorrellD-20211117.pdfDavid at Medium -https://medium.com/mitsupplychain/is-there-a-truck-driver-shortage-or-a-capacity-crisis-73a7d7a5bcbFrom MIT's own news site -https://news.mit.edu/2022/are-supply-chains-stuck-detention-0425Some FreightLabs research papers for your perusal -https://dspace.mit.edu/handle/1721.1/130093https://dspace.mit.edu/handle/1721.1/142935https://dspace.mit.edu/handle/1721.1/126383You can find Dr. Correll onlinehttps://www.linkedin.com/in/davidhccorrell/https://x.com/DavidHCCorrellPlease enjoy this musical interlude - https://www.youtube.com/watch?v=c7kwFSp7yh4&list=RDc7kwFSp7yh4&start_radio=1I have written extensively about one of the solutions to this problem, and that solution has been sitting in Congress for 3 years, waiting to be acted upon. Its amazing how a one line bill that doesn't include new taxes or giveaways to anyone seems to have so much trouble getting out of committee -https://www.newsweek.com/republicans-want-support-working-class-vote-andy-levins-trucker-bill-opinion-1715058https://www.newsweek.com/trumps-proposal-remove-taxes-overtime-almost-perfecthe-just-needs-include-truckers-opinion-1954663https://www.theamericanconservative.com/pay-truckers-for-their-work/Questions, comments, suggestions, corrections and Hate Mail are welcomed and encouraged, especially if you are being abused by lazy and disorganized cretins holding you up and wasting the only resource you can't make more of and is the most important thing we have in life - TIME.gordilocks@protonmail.comI'm almost done the rough manuscript of this detailed overview of what has become of the North American Trucker in 2025 -https://autonomoustruckers.substack.com/p/book-project-announcement-and-a-major

What's the real reason your business isn't growing—chaos, confusion, or costly mistakes? In this episode of The New Flat Rate podcast, Vice President Matt Koop reveals the real formula behind smart, sustainable business growth. If you've ever felt overwhelmed by decisions, regretted a rushed hire, or chased a shiny idea that flopped, this episode is for you.Matt walks through a proven four-part strategy—Clarify, Simplify, Maximize, Multiply—that helps contractors scale with confidence, not chaos. You'll learn how to avoid decision fatigue, streamline your systems, and set your business up to grow better, not just bigger. Packed with real stories, actionable steps, and hard-won wisdom, this episode is your roadmap to smarter leadership and long-term success.______________________________________________________________Timestamps:0:00 – Introduction0:19 – Decisions made in panic mode1:18 – Growth doesn't come from chaos2:27 – The formula: Clarify, Simplify, Maximize, Multiply3:40 – Defining the real problem6:07 – Aligning growth with your vision and values7:19 – Simplify: Avoid overcomplicating solutions9:14 – Strategic thinking in the field11:12 – Maximize: Amplify what already works13:52 – Guerrilla marketing that drives results14:48 – Multiply: Scaling what's solid17:05 – Learning from mistakes (like a septic truck...)18:20 – Scaling smarter, not harder19:59 – Encouragement to keep moving forward20:38 – Closing_______________________________________________________________Links and Resources:Learn more about The New Flat Rate: thenewflatrate.comFree 4-Step Growth Formula PDF: https://21060341.fs1.hubspotusercontent-na1.net/hubfs/21060341/Clarify-Simplify%20Decision%20making%20frame%20work%20R1.0%20MK22.pdf

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ******************* 2025's Real Estate Rollercoaster: Dodge the Career-Killers with THIS Mastermind!

ChatGPT said:M.C. Laubscher is a husband, father, entrepreneur, and one of the leading voices in alternative wealth strategies. As the founder of Producers Wealth, he helps business owners across the U.S. implement powerful financial systems to create freedom and lasting legacy. He's the creator and host of top-ranked podcasts like Cashflow Ninja, which has been downloaded millions of times in over 180 countries and featured by Entrepreneur Magazine. A best-selling author of several books on wealth-building niches, M.C. is also a member of the Forbes Finance Council and Million Dollar Round Table, placing him among the top 1% of financial professionals worldwide. Work With M.C. - https://producerswealth.com/getwealthyforsure/

Most people are stuck managing chaos, but there's a better way to grow what God gives you—with less effort and more clarity. Discover how to shift from striving to strategy and turn big visions into consistent, daily progress. Ed Rush and I break down the mindset shifts and practical tools that make life simpler, impact greater, and results inevitable. Join the event by going to: LanceWallnau.com/Speedway

Are you feeling the weight of trying to do everything as a microschool founder, homeschooling parent, or educational entrepreneur? You're not alone. In this heartfelt and practical episode, I'm pulling back the curtain on what it really looks like to lead a microschool into a new school year — without burning out in the process. I'm sharing how I'm intentionally scaling back in order to show up fully — for my family, my team, my students, and myself. You'll hear how the powerful phrase “Subtract to Multiply” has reshaped the way I'm planning for the upcoming school year, and why I chose the word THRIVE to guide everything I do. From stepping back to one podcast episode a week, to reworking my schedule at Lighthouse Learning, to navigating a season of deep personal reflection after almost losing our school location — this is a behind-the-scenes look at how I'm preparing for a school year that actually feels right. This episode is for: Microschool founders who are tired of surviving and want to thrive Teachers-turned-leaders juggling family, business, and faith Anyone who's been burned out and knows something has to change Visionaries ready to build something quality, not just bigger If you've ever questioned your capacity, felt the pressure to “do it all,” or just need a reminder that you can lead with peace, clarity, and purpose—this episode is for you. We'll talk real-life strategies for simplifying your schedule, using the tools you already have (hello, MicroSchool Masterminds Planner

Summer rewind: What does Canada do with excess energy? How is it stored today and how will it be stored as the energy industry evolves? Justin Rangooni, CEO of Energy Storage Canada, shares how energy storage supports a sustainable future for Canadians—from enhanced flexibility to affordability, large-scale grids to individual consumer needs. Listen to episode 152 of thinkenergy to learn about ongoing projects and challenges facing the energy storage sector in Canada.   Related links   ●     Justin Rangooni on LinkedIn: https://www.linkedin.com/in/justin-rangooni-5063b542/ ●     Energy Storage Canada: https://www.energystoragecanada.org/ ●     TC Energy Pump Storage Project: https://www.tcenergy.com/operations/power/pumped-storage-project/ ●     From Small to Mighty report: https://energyontario.ca/Files/OEA_ESC_From_Small_to_Mighty_Dec_2024.pdf ●     Ontario Energy Board: https://www.oeb.ca/ ●     Trevor Freeman on LinkedIn: https://www.linkedin.com/in/trevor-freeman-p-eng-cem-leed-ap-8b612114/ ●     Hydro Ottawa: https://hydroottawa.com/en    To subscribe using Apple Podcasts: https://podcasts.apple.com/us/podcast/thinkenergy/id1465129405   To subscribe using Spotify: https://open.spotify.com/show/7wFz7rdR8Gq3f2WOafjxpl   To subscribe on Libsyn: http://thinkenergy.libsyn.com/ --- Subscribe so you don't miss a video: https://www.youtube.com/user/hydroottawalimited   Follow along on Instagram: https://www.instagram.com/hydroottawa   Stay in the know on Facebook: https://www.facebook.com/HydroOttawa   Keep up with the posts on X: https://twitter.com/thinkenergypod ----- Transcript: Trevor Freeman  00:00 Hi everyone. Well, summer is here, and the think energy team is stepping back a bit to recharge and plan out some content for the next season. We hope all of you get some much needed downtime as well, but we aren't planning on leaving you hanging over the next few months, we will be re-releasing some of our favorite episodes from the past year that we think really highlight innovation, sustainability and community. These episodes highlight the changing nature of how we use and manage energy, and the investments needed to expand, modernize and strengthen our grid in response to that. All of this driven by people and our changing needs and relationship to energy as we move forward into a cleaner, more electrified future, the energy transition, as we talk about many times on this show. Thanks so much for listening, and we'll be back with all new content in September. Until then, happy listening.   Trevor Freeman  00:55 Welcome to think energy, a podcast that dives into the fast changing world of energy through conversations with industry leaders, innovators and people on the front lines of the energy transition. Join me, Trevor Freeman, as I explore the traditional, unconventional and up and coming facets of the energy industry. If you have any thoughts, feedback or ideas for topics we should cover, please reach out to us at think energy at hydroottawa.com, Hi everyone. Welcome back. We tend to take for granted that when we flick that light switch on, or we plug in our coffee maker or EV, electricity is there to do what we want it to do. It will light up the room or make our coffee or charge our car or whatever the case may be. But let's take a minute to reflect on the engineering marvel that makes that a reality. The traditional power grid is set up as a one way on demand system, meaning, when you need those electrons for your morning cup of coffee somewhere else, that same amount of electricity needs to be generated pretty much simultaneously. Multiply that one use case by hundreds of millions or likely even billions of devices needing power at any given time, and you can appreciate the challenge. Traditionally, power grids don't store electricity. They need to make sure they're generating enough power for the load that's required at any given time. And as many generation sources can't be instantaneously turned on or off. This requires forecasting, also known as informed guessing, of what the load might be at any given time to make sure that the generation resources needed are up and running. Some forms of generation require a few minutes to turn on and off. Some require a few days or even weeks. In the case of nuclear generation, for example, and others like solar or wind are dependent on weather conditions. So all of this means that often there is some excess generation that needs to go somewhere, and that somewhere is traditionally a neighboring jurisdiction, who will buy that excess power at a pretty low rate. So all that I've described above, while it is an engineering marvel, is a rather inflexible system. The good news is that this is the power grid of yesterday. Well, today, a little bit as well. The grid of tomorrow is shaping up to be much more flexible in terms of when and where we generate and use electricity, and a major tool that will help us get to that state is energy storage. Energy Storage means things that let us generate electricity at a certain point in time, such as when the sun is shining or the wind is blowing, or when not a lot of people are using grid electricity, like the middle of the night, but save it to be used later, when the conditions are opposite to those I just mentioned. This opens up loads of possibilities and can help with grid flexibility, for sure, but also other things like customer affordability. So imagine being able to pull cheaper off peak electricity from the grid and use it later when rates are higher during peak times, instead of buying that more expensive power. It supports things like resiliency, so using stored electricity during an outage, for example, and it also lets utilities and system operators pull on different resources on the grid at different times, instead of only having generation to pull from. Energy storage can take many forms, which we'll get into in today's conversation, but certainly, batteries are the ones that we are most familiar with. We're seeing more and more applications for this technology, from home battery systems to large scale Grid applications. In fact, here in Ontario, the Independent System Operator or IESO is working through their long term or LT one RFP, which is looking to procure capacity, including battery storage for grid needs. But some of these projects are facing hurdles, such as opposition from community. Members opposed to project developments in their area over concerns about what those projects mean with the need for more energy storage of all sizes on our grid. I thought this would be a good time to dig into this growing sector and understand it a little bit better. And the perfect person to help us do that is actually someone who's been on the show twice before, Justin Rangoon, he the president and CEO of energy storage Canada. So even though Justin's been on before, I think given what's happening in the news and the evolving sector that he represents, it's great to have him back to talk through some of this stuff together. So energy storage Canada, or ESC is the National Trade Association that's dedicated to advancing Canada's energy storage sector. It's a non profit organization that was established in 2016 and has a diverse membership of more than 85 members, from technology providers to project developers, power generators, utilities like Hydro Ottawa, engineering firms, etc, etc. Justin in particular, is the President and CEO of energy storage Canada, and is a lawyer with more than a decade of experience in Canada's energy sector, specializing in policy and government relations. He's been the executive director since 2019 and has facilitated significant growth within ESC membership, staff, conference offerings, et cetera, to kind of match the pace of accelerated growth in the storage sector. So it's really great to have Justin here today to talk through this with us. Justin Rangooni, welcome to the show. Great to be here again. Thanks for having me. Yeah, actually, that's a great correction or clarification. Welcome back to the show. So I think you're actually the first three Pete guests that we've had on the think energy podcast you've been on twice before, both times with my predecessor, Dan. So great for us to chat for the first time, but welcome back to Think energy for the third time.   Justin Rangooni  06:54 Oh, thank you. It's always good to have the Triple Crown, right? I'm happy to wear it   Trevor Freeman  06:59 and the first one too. So why don't we start right off the bat, Justin, if you don't mind, remind our listeners about the important role that energy storage can and will play for both customer needs as well as for grid management.   Justin Rangooni  07:16 Okay, so the best way to think of it is, there's an analogy that one of our members had always said, and we continue to use it when we talk about energy storage. And the great things that can do is that it's like bacon. It makes everything better. I don't eat bacon, but I take I understand the concept, and what that means is, if you look at from a grid management point of view, is that we have all in Ontario, we're lucky to have a pretty clean grid, if it's nuclear power, or it's water power, or it's intermittent generation like wind and solar and even some gas too, which is which is near zero carbon or don't have coal. So it's a clean grid, and energy storage can make that better in the sense that it will optimize those generation assets so we're not wasting it. So those days before we would hear about when energy is needed but the wind's not blowing, or the sun's not shining, or we don't need the energy and we have to spill water, or, you know, we may have to power down a ramp, down a bit of the nuclear ramp or the natural gas units. Now energy storage can make sure we don't waste that now we can collect that power when it's done, when it's when it's being done, when it's being made, and we're holding it for when it's needed. And from a grid management that is the real key. That is the game changer that energy storage provides. And if we break it down, to the customer themselves. You know, you're trying to think of now, not just helping keep the lights on. We're also talking about your rates now in terms of now we can kind of defer those investments in terms of more generation, because now you have energy storage that's getting more out of it. We're also talking from the distribution side about pools and wires. Maybe you don't you can defer those investments a little longer with more distributed, connected energy storage. So now the customer is starting to see the benefits of energy storage in their rates and in their electricity bill. And look, I just got an electric car. They're really excited about it, and I can see the possibilities of that car being a battery for my home, for my use, which, again, now maybe that's still a bit down the road with B to G and using it to power a residential energy storage unit in my house, but the possibilities are really endless. So this is really the exciting thing about energy storage, from a Grid Manager down to the customer,   Trevor Freeman  09:35 yeah, and I think it's important to think about the different contexts that energy storage can play, or the different roles that it can play for our individual customers, a homeowner, there's a role for storage there, and you get some of those benefits that you just mentioned, but then we can scale that all the way up to the grid level. And you know, us in the utility space also have some things that we can do with. Energy Storage, and like you said, we can manage things a little bit better. We don't have to waste that energy. We can generate it when it's cheap and hold on to it and use it when it's maybe a bit more difficult in those peak periods. So lots of different uses. Thanks for laying that out for us. Now we hear a lot about, you know, decentralization and community-based energy systems, kind of more control at the community level when it comes to energy what's the role of energy storage in systems like that?   Justin Rangooni  10:32 Well, I think that's energy storage can really make that a reality. Now, again, I think I'll go back to my example having an electric car. It seems like more getting closer to being more a prosumer than just a consumer now. So I can see the possibilities of using electric vehicle you could and then you start to pair that with other kind of your thermostat or your other smart technologies in your home. So now, when we're talking about decentralizing community based energy systems, the consumer, the utility, the system operator, you're all able to get in the space of playing with the technologies. And that's really again, where it gets kind of exciting that everyone's playing a role. There's different possibilities to use, and we think energy storage is the key to doing that, because it can store that energy when it's not needed, and you can use it when it's needed. And if the technology evolution continues, eventually, the homeowner, the business owner, can start to use that. I can use buy power from the cars. I can use my power that I'm generating myself or from the distribution grid. And now I can start to play with it and use it store overnight when rates are low or when there's excess supply. I could store that energy and use it when it's needed during the day. So really exciting times, and that's why we think energy storage is key to any decentralized or community based energy systems.   Trevor Freeman  11:51 Yeah, it really unlocks that ability to push control into the hands of the end user, whether that's the homeowner or the business owner. The community, kind of pushes it downstream into their hands. So as I mentioned up top, you've been on the show before. I think the last time was 2021 which, I mean, doesn't seem like that long ago, in some sense, and also seems like decades ago. What has changed in the world of energy storage since the last time you were on the show? Oh,   Justin Rangooni  12:20 oh, how much has changed? Geez, like that does seem like a very long time ago. I think the Toronto Raptors were only two years coming out of an NBA championship, and we thought maybe we'll get some more, get some more long playoff runs. And that's right, still living the high on that. That's right, or still living the high back then? Well, since 2021 like, a massive amount has changed in the sector. You know, we're seeing incredible growth across Canada. I think when we first chatted back then, you know, we were talking about the energy storage potential, specifically in Ontario. And since that time, we've seen one of the largest procurements for energy storage technologies, and really globally, take place in Ontario, with over 3000 megawatts of contract contracts awarded in that time, and we're looking at more in subsequent rounds of procurements for the rest of the decade, including one of the first of the kind procurements focused on long lead time or long duration energy storage technologies, which does get very interesting, because now you're looking just beyond batteries, or just beyond lithium batteries. Now you're looking at things that can store power, six, 812, hours, days, weeks, even seasons. If you really think about it, it's really exciting. We've seen the growth in Ontario. And it's not just there. You look across the country, Nova Scotia, since that time, announced 350 megawatt battery energy storage projects. Alberta already has over 100 megawatts providing value and what their market design consultation is going on now we expect to see a lot more. BC is a 600 megawatt target. Saskatchewan installed a 50 megawatt desk system. And you're looking at projects big and small, transmission, connected, dx connected, being announced, implemented, you know, across the country, and just more as we speak.   Trevor Freeman  13:59 Yeah. So those long lead was just maybe for my own curiosity. Everybody's probably pretty familiar with battery technology, and if you're not, it's really the same concept as the batteries you put in, I don't know, your remote control, or in your phone or your car. Now, scaled up, what are some of those technologies as that energy storage technology that provides that long duration storage time that you were just mentioning. So   Justin Rangooni  14:22 you're looking at possibly different battery chemistries, like zinc, vanadium, for instance, like, again, different elements critical minerals that are found that can actually do their technological process, and what it can hold, can hold that energy for even longer. So you're looking at different battery chemistries. You're also looking for different methods of energy storage, like compressed air. Wow, which, again, there's a Canadian company which is one of our members of hydro store, and is doing great work getting ready for that in other parts of the world, where it's basically taking air, compressing it into underground caverns, saving that energy potential, and then releasing it to. Create electricity when it's needed, then you have thermal storage. And again, some Canadian companies are really looking in and on that one in terms of using, you know, heating molten salts or molten rocks for thermal storage, and eating that, that energy potential, and using and keeping it there and then using it for when it's needed. And I go think back to the batteries. There's, there's easing, which is, which is an Ontario company based out of Etobicoke that's looking at zinc based batteries for that long duration, and not to mention even pump storage, which has been around for decades. And we heard a recent announcement of moving the ball forward on TC energy's pump storage project in medieval again, that's a long duration energy storage project, again, doing more, doing it more than the four hour lithium batteries, but you get all those options available for a system operator then, then it gets really interesting that they can see what they need and what time and what storage technology to to rely on.   Trevor Freeman  15:55 Yeah. So for our listeners, I mean, you might be familiar with hydro generation, you take water that's flowing downhill, whether it's a waterfall or just a river, and use that momentum to turn a turbine. Pumped Storage would be taking that that water, actually pumping it uphill and holding it there and then when you want to generate electricity, letting it flow down through the turbine, and just repeating that process over and over again. So thanks. Thanks for sharing that with us. I think it's important to recognize that like any technology, things kind of move forward. They iterate, they improve, and as we see more adoption that technology, it speeds up the process of that iteration, and we see jumps forward in the technology and its efficiency. So we've talked about the importance for grid management, for cost, sort of reliability, but there are folks out there whose main driver is reducing their carbon footprint. So understanding that energy use often has a carbon aspect to it, how can energy storage help, whether that's a business or an industry, help them reduce their carbon   Justin Rangooni  17:01 footprint? That's a great question. And what energy storage can do is, traditionally, before energy storage technologies started to mature and be more economically viable, like we're seeing right now, a lot of companies, a lot of new communities and had a lot of access to electricity, reliable electricity would use diesel generation as backup. So that's dirtier, that's like, it's not good for the environment. But now energy storage can provide that different option. Now you can install an energy storage system, smaller battery, for instance, to provide that backup system, if that's what the reason you need it. But again, because now you have that battery, well, it's not just there for backup. Now you can use it for helping smooth those peaks. A lot of industrial customers, especially Ontario too, are using behind what's called behind the meter energy storage to really help mitigate or manage that electricity use during peak times where they don't necessarily have to rely on the grid. They can use that battery that's installed. Again, low carbon footprint, if at all, you're just using the clean electricity that's on the grid to power that battery, and now you're using that battery and reducing the pressure that's on the grid during those peak periods. So not only decarbonization, you're applying reliability, and it's really good for affordability reasons, and so that's why you're seeing a lot of interest from the CNI type customers.   Trevor Freeman  18:19 Awesome. Are you seeing an increased pace in the adoption of energy storage? Are we kind of hitting that technology adoption curve where it's starting to pick up, or has it been relatively stable the last couple of   Justin Rangooni  18:32 years? Well, I would say we're still in the growth mode. And I always like to say that the sector is growing as us the association energy storage Canada's growing. Our members keep getting bigger. Our conference keeps getting bigger. The amount of submissions and work and like podcasts like this and getting questions about it continue to grow. And it goes with the sector that it's still growing. There are provinces like Ontario that are ahead of the game right now, but there's others that are coming now. Provinces like Saskatchewan is starting to look more at energy storage. So in a few years, they'll might be where Ontario is. So everyone's coming at different angles, and it's because of the technology advancements for energy storage. It's also the economics have started to go down, but it's also that they are seeing, we really need that reliable backup power, or reliable electricity to help keep the lights on while keeping rates low, and they're seeing energy storage, that's the option that they really need to look at. So we are way beyond now science experiments and pilot projects, but we're still not there where it's starting to plateau. I'm not sure when that happens. I hope maybe it never happens. Maybe it just keeps going. The technology will advance, but just keep happening. So it's a really fun kind of we're still riding the wave, I would say,   Trevor Freeman  19:41 Yeah, awesome. So you gave a bit of an outlook on the Canadian landscape. Are there other jurisdictions around the world that are real leaders when it comes to energy storage, you know, policy or adoption, or where they are, compared to Canada? You know   Justin Rangooni  19:55 what? We're starting to see that almost like everywhere. So obviously us, they lead. Their leaders, a lot of the ways, similar to us, their states have different priorities, different reasons for using it, just like we have our provinces. So states like California are have a lot of energy storage to make use of the intermittent solar generation that they have. Texas, also, maybe with solar, too, is using a lot of energy storage. But interesting, like the red state, the Republican state of Texas, is embracing innovative technologies like energy storage. Because, if you recall, during their winter storm they had they ran like their power was really short. So what did they look at going forward, saying, we need to make sure that we have a reliable system. And entered and they started to really embrace energy storage. So if it's decarbonization goals, if it's reliability goals, if it's a priority, goals are really driving a lot of the policy directions in the US, in Europe, in China, in Asia, China, Japan, Korea, they're all looking to install more energy storage. Again, it's not, it's not just like politically neutral. It's almost like country neutral, that you can put this anywhere. It's scalable, it's portable. And that's the beauty of energy storage.   Trevor Freeman  21:08 Yeah. I mean, it's a good reminder that when you get right down to it, when you cut through all the noise, good ideas, you know, kind of transcend politics and transcend political parties or rhetoric. If it's a good idea, it's a good idea and it's and it's going to happen. Okay? So I want to dive into a report that you kind of partnered with the Ontario Energy Association recently on the reports called from small to mighty unlocking ders to meet Ontario's electricity needs. So in this report, you outline a policy and regulatory framework that is aimed at enabling widespread adoption of DERs, which includes energy storage. Can you talk us through the main principles of that framework?   Justin Rangooni  21:52 Sure, and this is a great collaboration between the Ontario Energy Association trying to look at everyone's been talking about distributed energy storage or energy resources as kind of the next phase, the next piece of the energy puzzle in Ontario, and really for Canada. But we're looking Ontario here to meet our capacity needs that are being forecasted by the IEA. So, so what we thought working with the OEA was, can we come out with a paper that kind of looks at a roadmap to how do we really start to implement DERs, and that includes the utilities in Ontario, that includes the private entities and companies who want to install and own and help own and operate these DERs. So what this paper really looks at is, you know, it supports the development of an overarching policy and regulatory framework to enable DERs to play a much larger role in Ontario's electricity resource needs to support economic growth. So we're recommending that for Ontario government to issue policy directions to the Ontario Energy bowl or to the ISO to really enable LDCs like Hydro Ottawa led der procurements, as well as make grid modernization investments necessary to integrate and manage DERs, because we believe enabling an LDC led der procurement stream builds on LDCs existing responsibility and aligns with the development of future local markets for distribution services and really to play In that upcoming ISO wholesale market enhancements to better integrate DERs. So it's kind of bringing DERs into that game. So it's not just relying on centralized generation, which speaks really well to what energy storage kind of does. It's you can play in a wholesale market. It's a tech transmission connector. It could also be distribution connected. So that's why we consider it as a big piece of this der puzzle, distributed energy storage.   Trevor Freeman  23:43 Yeah. So I mean, you've outlined kind of that engagement piece and encouraging the regulatory bodies, our levels of government, to enable more DERs to happen. What does that engagement look like to support the industry's growth? How are you engaging with policymakers?   Justin Rangooni  24:00 Well, this is one of the great things of having a dedicated trade association, like energy stores. You know, we our team is growing. We're about six now. Across the country. We have a great we have fantastic 100, over 100 members, including Hydro Ottawa, who help us develop these policy submissions. And we have various working groups dedicated either Ontario wholesale or distributed energy storage or BC, Alberta, federal, Atlantic, Canada as well, what have you. And this is how we engage policy makers. We are able to tap into the expertise of our members and get their feedback and then bring that common consensus position focus exclusively on energy storage, nothing else. We do this 24 hours, seven days a week, 365, days a year, and we bring this to decision makers, if it's the regulator, the system operator and governments. So when we're talking about DERs, or we're talking about anything else, we're bringing that pure energy storage perspective that no one else can bring, and so they're seeing, i. Us is that trusted voice for the sector, and that's how we're really seeing a lot of momentum, and we are moving the ball down the   Trevor Freeman  25:06 field Great. What is the role that you guys play when it comes to fostering innovation and investment in new storage solutions? It's kind of that, you know, iterative process where technology improves over time. How are you and how is it energy storage Canada sort of helping speed that along. I   Justin Rangooni  25:25 think one of the best examples was with Ontario's procurement. They were really interested in long lead time, or long duration energy storage. So to help ISO get comfortable with the concept, because of our membership continues to grow, we have members who are dedicated to long energy storage. So we were able to facilitate introductions. We were able to group meetings, bring them to talk about their technologies to the ISO. And we'll do this again. We'll replicate this across the country as well. And it gets the ISO comfortable where they can ask all the questions that they could ever have about that into that company's LDS technology. And it gets them comfortable to start to frame the procurement so they'll know what technologies are available now, what technology may be available in, say, five years time, but then they can start applying so this is how we foster innovation and new storage solutions. We bring our members, facilitate those meetings with decision makers, and that really, can really start to get things moving   Trevor Freeman  26:18 when it comes to those new technology. So you mentioned, you know, having line of sight into what's coming five years down the road. I know earlier in the conversation, we were talking about, you know, different battery chemistries, different technologies. Is there anything coming up that isn't viable today or doesn't work today, or we may not be aware of today that you see as the next thing, the next technology that looks promising for deployment in the coming five or 10 years.   Justin Rangooni  26:45 You know what I would think a better way to look at it is, I think there's a knowledgeable a lot of the existing technologies, even if you look at lithium batteries, which is the most prevalent right now, where lithium batteries will be in five years, will probably look a lot different than it is now in terms of its efficiency, of how long, how many hours, it could be considered a long duration asset in five years time. And you can think of any of the other newer technologies that are coming now saying, oh, you know, I'm ready now. Or I need a long lead time. It might take me a year to have built in five years time that that, construction timeline could be shorter. So in this nascent sector, which is really brewing with so many great ideas and innovation, it's going to change year to year. Who knows by the end of the decade, how many different types of energy storage technologies are viable right now? That's what I'm really excited about. Where a system operator somewhere in this country will say, I need some capacity now. And now they could almost do it as the menu. I could pick the location I need it in, I need I need a certain duration, I need a certain size. And they can look at the menu of energy storage technologies that are really available now and start to kind of pick them off and say, Well, maybe, maybe this combination will really   Trevor Freeman  27:57 work. Yeah, having options really addresses multiple needs and different folks that have different drivers can sort of pick and choose what makes the most sense for them. Like any new technology or newer technology, it often starts with, you know, high capital costs. Those with the deep pockets are able to really engage in it first, but then over time, that comes down. So I'm curious, kind of, on the economics of it. Are there any trends that you're seeing when it comes to investment in energy storage projects in Canada that you're seeing over time? Yeah, I   Justin Rangooni  28:31 think there's a couple of buckets you can look at. You can look at, like strategic government support for programs. So when we first started, I think when we first talked, probably in 2021 where I just, kind of, I started in 2019 in this role, and we were talking to the federal government, saying, you grab all these great programs for other generation assets, why not create one for energy storage that can start to really help the project economics? So they created the smart renewable electricity Pathways Program. Then came the investment tax credits. So those are great examples of government support programs to really help this sector as it's growing. Will those be needed in five years plus time? Maybe not, maybe not. Maybe then it try, maybe it pivots to the newer energy storage technologies to help so but strategic government support is a is a great driver of it. You saw that in the US with their investment Reduction Act program, the RR, the IRA, which started to launch a lot of ITCs for different energy technologies, like energy store. And you saw the market boom. It really started making the economics better. And it just made helped on rates, where people were able to start looking at different innovative technologies. So strategic government support is key private sector engagement as well. And you're looking at that on the the AI start of things like the big data centers. They want to power their own clean supply of generation, and they're going to need energy storage to provide that 24/7 power. So they're willing to dole out money for. Are ESG goals as well. There's companies, hopefully still out there who still want to pursue ESG goals. So they're going to be looking at cleaner energy solutions and help and energy storage obviously plays a role in there. There's international collaborations with different governments, where Canada's part of talking about, you know, what can we do to share R and D to really advance different sorts of technologies. So really, it's government, it's the public, it's public together, and it's private altogether, doing this investment trends.   Trevor Freeman  30:30 Yeah, I mean, great answer, and you kind of answered my next question, or my follow up question, which is, what are some of the levers that we can lean on to encourage investment and to sort of speed up that investment. And I think you've hit the nail on the head there of the role that sort of government can play. We've talked on the show before about the role that government can play in sort of jump starting technology and using investments and tax credits to help get nascent technology off the ground until it's market ready. And we're seeing that in the in the storage space, the role of, you know, private entities with strong drivers, like data centers, for example, to come in and say, look, we've got a need here, and we see that energy storage can fulfill part of that need, and we're willing to pay in order to make that happen. And that also helps move the industry along and move the technology forward. So those are great examples. Thanks for highlighting that. Let's dive in a little bit into the technology. Here. One question that often comes up, maybe by by those more resistant to the technology, is, well, what about end of life? What about the environmental impacts when it comes to, you know, battery storage, in particular, the rare earth metals that go into that the mining required. Talk to us a little bit about some of the sustainability considerations regarding batteries, end of life. Can they be recycled? What? What happens? How are we mitigating that, that environmental impact?   Justin Rangooni  32:01 Yeah, I think these are excellent questions to ask, if you look on the recycling end of life, because we're at kind of the starting point of enabling energy storage. We're talking about batteries, specifically with these recent Ontario contracts. So these are 20 years contracts, so these batteries are going to last a while. You know? They might get replaced every 10 years. But what you're seeing is a lot of interesting Canadian companies. So there's a store, there's there BC, for example, is looking to be one of the leaders in not just EV, not just battery energy storage recycling, but electric vehicles and other recycling as well. So companies like tax and moment energy are taking you this opportunity while this window is open right now, see, how is it best to recycle these batteries? So either you're going to break them down to recycle them as much as you can in the most environmentally sensitive way, or can you now repurpose them? So a lot are looking at electric vehicle batteries that may come to life much sooner than battery energy storage system, let's say six to eight years, then repurposing those to say, well, we can get more life out of these. Could be battery, energy, standalone systems for another eight to 10 years. So there are recycling options, there's refurbishing options, and then there's just breaking down the components. And here is the opportunity for Canada to be a leader. You have this window. So there's interest, there's, there's, there's startup companies, and there's a lot of interest. So if Canada could do this, right, you know, we could be a leader in the recycling of EVs and battery energy storage.   Trevor Freeman  33:29 Yeah, it's like, it's the old. I don't know if it's a cliche or an adage, but somebody's problem is another person's opportunity, right? The challenge of a new technology, having a battery that gets to end of life at some point creates opportunity, whether that's in the recycling of it or and I'm glad you brought that up. It's one of my favorite examples or potential use cases of you know, an EV battery gets to the point where it can no longer provide the required power for moving a car down the highway at highway speeds, but it still can provide the kind of power that a house might need for backup power, for peak shaving or for reliability, whatever the case may be. So just because it's end of life in one use case doesn't necessarily mean it's end of life in another use case. I think that's a great example. I really like hearing that one. So one other thing that comes up when we talk about these maybe larger scale battery energy storage installations is safety, public safety. And there's a bit of a question mark, I think, in the public mind of, well, are these safe? Are we going to be at risk if we're near to one of these facilities? I think people are generally familiar with or even maybe even if they aren't familiar with it, they feel like they are when it comes to other types of generation, for example. But battery is a bit of an unknown. Are these battery installations? Are they safe? What are some of the safety considerations, and how is the industry addressing those?   Justin Rangooni  34:58 No and. And the short answer is, these are safe. As you mentioned at the outset, this technology is the same lithium batteries that are in your phone that you might put near your head when you're falling asleep, that you're plugging in overnight you're in your kitchen or your living room, what have you now, because they are bigger scale and the questions there they have to follow the correct procedures and installation. So what we rely on, obviously, our members adhere to the latest safety standards, the latest fire safety measures that have to take in the low risk that this might happen. What we also do, and we'll make a plug for these two members of ours who have been really helpful to us. It's Hillier Safety Group. Hillier and energy safety response group. So these are two members of ours who have especially with esrg. They are there. They are firefighters and ex firefighters who test batteries, energy storage system to and then take learnings and best practices from it. So we've encouraged and esrg goes out with our members. They go with the ISO. They do webinars that we host with them, speaking about how as a firefighter, they say, we test these things if they're installed correctly, if you're using the correct like a reputable company, and you ask about the mitigation measures these things are safe and in the low risk that these things might catch on fire by letting it burn out. It might not look so good sometimes, but that is actually the safest way. And there have been instances which I think were referenced and people talk about like in New York, and there was one in Los Angeles and and it, and they've done studies after this to say, Okay, what was the impact after nothing in the air, nothing in the soil, nothing in the water, it just burned itself out. Now, as the technology in the sector advances, you're going to see a lower risk of that. The numbers in the US actually say be as the number of battery in energy storage systems have increased, the incidence of these risks have gone down dramatically. And the reason is that technology is advancing. The safety measures are advancing, the standards are are advancing. So these things are becoming safer and safer. But if you're a community member and you have questions, ask the developer these questions. Say to them, what battery are you using? Is this a reputable company? How many What measures do you have in place in case something does happen? And these are all great questions to ask, and those who are our members of energy storage Canada, you know they will, they will be able to answer those and provide that comfort.   Trevor Freeman  37:27 Absolutely great, good answer. Okay, final question here, What is the long term vision for energy storage Canada? You know, we're seeing movement in the sector. We're seeing more adoption. Where do you kind of see your organization, your association, going in the coming years. We expect   Justin Rangooni  37:46 it to continue to grow as the sector grows. And really what we want to see is that in every jurisdiction, with every utility, and soon to get down to the residential that they're seeing energy storage technologies as a viable option. So if you're a system operator, or you're a government and you're looking at the supply mix and saying, Well, how are we going to make sure we can keep the lights on while keeping rates low, energy storage is like, if not the first option, it is up there. And that's really the vision. Now this is seen as a mainstream resource, that it is no question that you wouldn't look at energy storage as part of your solution, on the distribution level or at the transmission level. So the very exciting vision, and again, we talked about the residential and becoming a prosumer, and then that really is the opportunities start to become even more endless.   Trevor Freeman  38:34 Yeah, it's one of the things. I mean, our listeners are probably roll their eyes because they hear me say this all the time. But one of the things I like about being in this sector, this kind of energy space, is exactly that you can see the vision for how these various technologies, these strategies, this sort of new way of dealing with energy, seem really exciting and really cool, but they're also not that far down the road, like we're in the midst of this change when it comes to all this technology, I think energy storage is a perfect example of that, where just a couple years ago, maybe four or five years ago, it was hard to even imagine where we are today and where we'll be in the very near future, because things are changing so fast. So I share your excitement for that vision. Thanks for sharing that with us, and no doubt, energy storage Canada will have a big role to play in that today and in the years to come. Justin, thanks very much for this conversation. We do always end our interviews with a series of questions, so I'm going to fire those at you now, and we'll see. We'll see what you come up with. So first question is always, what's a book that you've read that you think everybody should read? Okay,   Justin Rangooni  39:45 that's a great question. This is my favorite part of these podcast interviews, really. Um, we saw a little political jump junkie who likes Pulitzer Prize winning books, so I kind of focus on political history. So if you want. Ever want to read any of those that are the best? I would say the Teddy Roosevelt trilogy by Edwin Morris is a must read. They're fantastic. So that's when I read those. I'm like, Okay, this was, are you gonna top this? So you're always chasing that next book to read like that. That's   Trevor Freeman  40:16 awesome. I just as a complete aside, my kids school does this big used book sale every year, and it was just this past weekend, and you never know what you're going to find when you're like, wandering through the aisles and there's books there that you never heard of, and you pick something up. So I have this new stack of books at home that I can dive through, and I'm the same with you. I like to, yeah, read about some historical figure or some, like, important period when it comes to policy, and just kind of, yeah, try and get myself into that headspace. So, same question, but for a movie or a show, what's a movie or show you watch that you think everybody should   Justin Rangooni  40:52 Oh, well, it's gonna take, like, almost the exact opposite of like, seriousness. But you know, the officer Veep, you know you can go to those anytime, like just long lasting stand up. I think we're gonna be watching those episodes in the next 30 years, even though Veep is getting kind of more real than I think they originally thought.   Trevor Freeman  41:13 And yeah, in a kind of scary way, but I hear you, yeah, it's good to have those classics that you can always go back to if someone offered you a free round trip anywhere in the world, where   Justin Rangooni  41:24 would you go? Well, as we're taping this, and it's winter and it's cold and there's snow, probably somewhere like Fiji or Bora, Bora, where it's warm and there's beaches, so especially the warmth is where we're really emphasizing right now, I hear you in February.   Trevor Freeman  41:39 Yeah, absolutely. That's the joy and the curse of living in Canada. Who is someone that you admire?   Justin Rangooni  41:47 Well, I'd say you for doing these podcasts, but that is pretty cool that you're doing. Nate, so I appreciate it. You're on the list. Otherwise, I would say otherwise, frontline workers, you know, for even talking about even our sector, you know, you got lines men, you got people who are putting their lives on the line, nurses, teachers, doctors, police officers. You know, those who, every day are putting are on that front lines to do something for others. I think that's those are the real heroes out there.   Trevor Freeman  42:15 Awesome, great answer. And finally, what's something about the energy sector or its future that you're really excited about. And I know we kind of just talked about this, but I'll let you, I'll let you elaborate.   Justin Rangooni  42:26 Oh, it's an easy one, that it's continually evolving like nothing is stagnant. The way things are. We've seen today are going to change tomorrow, and energy storage is a fantastic example of that, where we first talked to 2021 Oh, we were just getting started now. Here we are, and the momentum is growing. If you have me again in another couple years, who knows where we're going to be at that time? So it's really exciting to see where, where it's going.   Trevor Freeman  42:50 Absolutely awesome. Great answer. Justin, thanks very much for your time. I appreciate the conversation. I appreciate your passion and excitement for this pretty cool technology that's going to have a big role to play as we kind of navigate this energy transition, and really already is playing a big role. So thanks for coming on. Thanks for your time and appreciate the   Speaker 1  43:08 conversation. Thanks for having me, Trevor talk again, my friend, awesome. Take care.   Trevor Freeman  43:15 Thanks for tuning in to another episode of the think energy podcast. Don't forget to subscribe wherever you listen to podcasts, and it would be great if you could leave us a review. It really helps to spread the word. As always, we would love to hear from you, whether it's feedback, comments or an idea for a show or a guest. You can always reach us at think energy, at hydro ottawa.com, you.  

Sunday GatheringPastor Jason Proctor"A Mandate to Multiply; Learning to Surrender to the Holy Spirit"071325

Between The Lines – Episode: The Elements Series: Crime, Compassion & Cliffhangers Ever finish a book and just need to talk about it? Multiply that by four, and you'll get Chelle and Leanne's reaction to John Boyne's “The Elements” series! This week, our hosts dive into “Water,” “Earth,” “Fire,” and “Air”—four compact but powerful novellas that weave together stories of crime, guilt, trauma, and redemption. Boyne's storytelling is masterful: each book stands alone but also connects into a larger, unforgettable tapestry of human experience. The characters—a mother on the run, a rising soccer star, a surgeon with secrets, and a father on a journey of transformation—are complex, flawed, and oh-so-relatable. The result? A reading experience that's both disturbing and deeply moving. In this episode: The unique structure of “The Elements” series and how each novella brings a new perspective Why Boyne's approach to responsibility and redemption feels so real (and sometimes hits a little too close to home) How the books challenge our ideas of good, bad, judgment, and compassion The emotional rollercoaster of connecting with characters who make questionable choices for all-too-human reasons Cliffhangers that will have you reaching for the next book (trust us: buy the whole set!) Why this series is one of Chelle and Leanne's top recommendations—and the kind of stories that linger long after the last page Discussion prompt: Which element—Water, Earth, Fire, or Air—pulled you in the most? Did you find yourself judging or empathizing with the characters? We'd love to hear your thoughts, reactions, and wildest theories—join the conversation on Instagram or in the book club! PS: If you're ready for a binge-worthy, emotionally rich reading experience, grab all four novellas and let us know which one you couldn't put down. Spoiler chat is totally encouraged!

Welcome back to Not Fintech Investment Advice, where Simon Taylor and I talk about fintech companies that we're definitely not giving investment advice on. We kick things off with Polar (think Stripe Billing but for LLMs). Polar tracks things like token usage, execution time, and even GitHub access to handle metered billing for AI-native products. It's not even payments; it's pre-payments, too. Polar helps you charge for the thing before the thing happens. Hey, as AI agents start shopping for themselves, someone has to keep the receipts… Next up is Multiply Mortgage. “Mortgage-as-a-benefit” sounds cursed, but here we are. Multiply partners with employers to offer discounted mortgages (plus human advisors) to employees with zero cost to the company. Their bet is housing is the new healthcare: too broken to fix individually, but too big for employers to ignore. Especially useful in tech, where compensation is equity-heavy and underwriting gets weird. But it's also a bet on this macro moment in time; if rates drop or unemployment spikes, the model may crack. Then there's OpenTrade. Yield-as-a-service for stablecoins. Most stablecoins can't offer interest directly (thanks, regulators), but OpenTrade does the regulatory gymnastics to plug stablecoins into money market funds via tokenized swaps. But I wonder what's more disruptive: the yield or the regulatory workarounds? You can't stop yield from sneaking in the side door (and honestly, why try?). Last up is Spinwheel (think Plaid, but for liabilities). While Plaid figured out the asset side of your balance sheet, Spinwheel builds pipes for the other half: credit cards, BNPL, student loans, and more. They started with embedded debt repayment and found their niche by giving lenders the kind of granular, real-time liability data that credit bureaus can't (or won't) offer. With Section 1033 on life support, is Spinwheel poised to become the only player with coverage that actually matters? Plus, manifestations: can someone please build a public credit bureau (kind of like a USPS for liabilities)? And while we're at it, a stablecoin for the unbanked/underbanked that isn't built on Tron? Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Simon: LinkedIn: https://www.linkedin.com/in/sytaylor/ Substack: https://sytaylor.substack.com   Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Companies featured: https://polar.sh/ https://www.multiplymortgage.com/ https://www.opentrade.io/ https://spinwheel.io/

We're continuing the Women in Wealth series with a conversation you do not want to miss. This week, I'm joined by Jana Uselton — 10X Lead Performance Coach, powerhouse businesswoman, and multifamily investor with over 20 years of real estate experience. Jana helps business owners scale their businesses, buy back their time, and create real wealth through strategic investing. In this episode, we're breaking down the layers of wealth building most people were never taught — especially if you grew up with a hard-work-for-every-dollar mindset like I did. Here's what we're covering: 1️⃣ Why multifamily real estate is not the same as buying rental homes 2️⃣ How to turn your business cash into long-term, tax-advantaged assets 3️⃣ The truth about passive income (and what most investors get wrong) 4️⃣ How we're building legacy wealth through team-based investing 5️⃣ What to watch out for if you're just getting started If you've ever wondered how to make your money work for you, instead of constantly reinvesting in your business — this one's for you. We're not just talking about creating revenue. We're talking about multiplying it. PLUS: If you're still working on creating consistent revenue and want more clients coming in now — join me for the Get More Clients Masterclass happening July 14th. I'll show you what's keeping potential clients from saying yes… and exactly how to fix it. Save your seat: https://masterclass.kimguillory.com/clients 

Discover The Power of Certification Programs to Scale Your ExpertiseIn this solo episode, Tara Bryan delves into the advantages of creating a certification program around your expert framework. By doing so, not only do you scale your delivery and leverage your intellectual property, but you also meet both the supply and demand side of the customer equation. Tara Bryan shares insights from her agency experience and highlights the exponential growth potential and various revenue streams through certification models. Tune in for a detailed outline and examples of how to effectively grow your brand and expertise through certification.00:00 Introduction and Welcome00:21 The Power of Certification Programs01:09 Building Your Authority Framework02:07 Agency Model Example06:56 Client Success Story09:27 Scaling Your Business with Certification11:23 Final Thoughts and Encouragement12:58 Call to Action and Subscription ReminderCheck out more details around this episode at www.taralbryan.comInterested in creating your own certification program? Schedule a free discovery call with TaraMentioned in this episode:https://taralbryan.com/step/15-learn-to-scale-call

Summary: In this #70secondCEO episode, Carl Gould introduces the power of S-A-P growth—Strategic Alliance Partnerships. He explains how actively cross-promoting complementary, non-competing services to shared ideal clients can accelerate growth. By referring trusted partners like a carpet cleaner promoting a gutter cleaner (and vice versa), both businesses gain credibility and access to pre-qualified customers. It's a smart, low-cost growth strategy based on mutual benefit and client trust.   Read full transcript: Hi everyone, Carl Gould here with your #70secondCEO. Just a little over one minute investment every day for a lifetime of results. Next area to look at S-A-P growth, Strategic Alliance Partnership growth. This is a slightly different strategy, what you're going do is active cross promoting of complementary services to similar ideal client avatars. What does all that mean? Active cross promoting means I find another company that services a similar client (hey Rob) we have the same ideal client, homeowner, dentist, doctors office you name it but we have non-competing products. Maybe I'm a gutter cleaner and you're a carpet cleaner. So if I'm a gutter cleaner, I'm gonna write a letter to all of my clients and say “hey I know Bob's gutter cleaning they're fantastic”. I clean the carpets, he cleans the gutters. If you're in the market for somebody for somebody that does that I vetted them they're really good and they're gonna give you a special price just because you're a client of mine, thank you for being my customer. They're gonna do the same thing “hey you should see Carl's service” they're non competitive and because the referral comes from a trusted resource they are likely to trust the referred. Like and follow this podcast so you can learn more. My name is Carl Gould and this has been your #70secondCEO.  

YouVersionhttps://www.bible.com/events/49458699

It's time to talk about customer and market segmentation - no math needed. For now, at least. What exactly is the MAP framework? Tamara breaks it down. It stands for measure volume, analyze performance, and prioritize potential, so you can determine who your highest-potential customers are. It helps you focus your marketing tactics and shape your roadmaps.  But what does measuring volume even mean? Daniel reveals that a lot of Marketers have an idea of what their ideal customer is, but the customers who are sharing the best signals may be completely different.  Plus, Tamara gives a real-life example about an AI-powered project and how she and her team determined whether their customers were valuable in the long run.  If you're a Marketer who wants to know more about MAP and segmentation, this is the episode for you…And it's only 13 minutes long. ⌛ Follow Tamara: LinkedIn: https://www.linkedin.com/in/tamaragrominsky/ Follow Daniel: YouTube: https://www.youtube.com/@themarketingmillennials/featured Twitter: https://www.twitter.com/Dmurr68 LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing Sign up for The Marketing Millennials newsletter: www.workweek.com/brand/the-marketing-millennials Daniel is a Workweek friend, working to produce amazing podcasts. To find out more, visit: www.workweek.com

Key Takeaways Use forward-looking strategies when investing. Successful land deals are structured today based on projected market conditions two to three years ahead. Partner with experienced developers to access opportunities like land entitlement and horizontal development that are typically closed to average investors. Mitigate risk by reverse engineering deals. Secure exit contracts with homebuilders before initiating entitlement and development. Focus on scalable solutions. Land development meets long-term housing demands, especially in high-growth Sunbelt markets. Diversify your real estate portfolio by including high-growth, high-return assets like land development alongside cash-flowing multifamily. Look for investments that multiply capital, not just preserve it. This is especially important during your prime wealth-building years. Episode Timeline [0:00 – 3:00] Opening reflections on intentionality, setting goals, and being in alignment. [3:01 – 6:00] Alice's background: from law to entrepreneurship to real estate investing. [6:01 – 9:00] Career journey through international trade, M&A, and launching The Pender Hastings fund. [9:01 – 12:00] Fund structure and investment focus in Canada vs. U.S. markets. [12:01 – 16:00] The land entitlement and horizontal development model—why it works. [16:01 – 20:00] Forward purchase contracts with homebuilders and how risk is minimized. [20:01 – 24:00] Current market trends, housing deficits, and forward-looking investing. [24:01 – 27:00] Investor profile: ideal fit, expected returns, and hold period. [27:01 – 34:00] Raising capital through networking, investor mindset, and economic insights. Contact Company Website: Alice Chen Companies

In this episode, I break down how to dramatically increase your on-camera sales, whether you're a Live Launch veteran or selling on video for the first time. As AI-generated content becomes more prevalent, human connection, brand trust, and sales clarity are more important than ever. You'll learn how to find topics that convert, simplify your offer for today's overwhelmed buyer, and how short-form vs. long-form strategy impacts price point, pitch, and the conversation at large. Whether you're promoting your trust-building offer or launching a premium high ticket program, this episode delivers actionable insight for increasing your conversions and creating deeper impact on-camera! TIMESTAMPS 2:15: The 3 things AI can't replace 4:20: Short-form vs. long-form content strategy 6:10: What makes a topic “camera-ready” for conversion 11:45: Common live launch mistake that lowers conversions 14:30: Understanding zeitgeist and sourcing topics from your market 17:25: How price point affects your pitch structure 19:45: Tips for high-ticket on-camera sales 25:30: Why even experienced launchers lose the edge (and how to get it back) Resources: Grab The Live Launch Method book: https://www.amazon.com/Live-Launch-Method-Simplicity-Strategy/dp/0578671182  Work with Kelly's team 1:1 to optimize your launch strategy: https://programs.thebusinessadvisory.com/consulting  Free Guide: The New Trust Building Funnel High Ticket Entreprenurs Are Using to Add 6+ Figures in Revenue: https://kellyroachinternational.kit.com/tbo Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/ Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/   

Send us a textToday's episode is Part 1 of 2. We are looking at a 10 part list on how to have a healthy relationship with money. The five we examine today relate to those who have very little. Maybe you are like, "I'm Broke, Help!" These truths can help"1) Do not despise small beginnings2) Money that is not earned is unfaithful3) Money is the reward for solving problems4) No one releases money until the value exceeds it5) Money multiplies after its own kind. Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors:  Jon Cunningham, Owner, Cunningham Financial GroupWebsite:  www.cunninghamfinancialgroup.com   Phone:  205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487

Are you ready to see your faith grow beyond what you ever imagined? Join Marcus Burton as he dives into the powerful truths of Colossians 1, revealing God's blueprint for multiplying your faith and experiencing His abundant blessings in every area of your life!

Richmond controversies continue to multiply Guest: Kash Heed, Richmond City Councillor Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the No Regrets Podcast, Steve Sonderman sits down with Craig Holmquist from Fort Wilderness to dive into what makes a great men's retreat—and why gathering men together in intentional spaces matters more than ever. They explore how retreats help men relax, reconnect, and wrestle with real-life issues like relationships, fatherhood, work, and faith. Fort's Men's Retreats are designed with men in mind—offering activities like tomahawk throwing, chainsaw seminars, and quiet mornings by the lake. Craig shares stories from the retreat that illustrate how God shows up when men step away from their routines and into brotherhood. If you're longing for more in your men's ministry, this episode will inspire you to take the next step—pray, gather your guys, and go after it together. Learn more about the Fort Men's Retreat happening September 11–14 and October 16–19: fortwilderness.com

Struggling with the command to “be fruitful, multiply and replenish the earth” when you're still single and childless? This episode will change how you see it—forever. In today's conversation, I'm unpacking one of the most quoted scriptures and showing you how it applies to you—yes, even if you never marry or have kids. You'll learn how being fruitful, multiplying, and replenishing the earth isn't just about diapers and wedding rings. It's about growth, influence, and bringing goodness into the world. If you've ever felt left out of God's plan because of your marital status, I hope you'll listen in. You're not behind. You're not disqualified. You're already living this command—one faithful act at a time.

11am John 6:5-11

Get the Free eBook Becoming a Disciple Maker: https://discipleship.org/shop/becoming-a-disciple-maker/    Today's episode will help us tackle the three main barriers to spiritual reproduction—immaturity, sin, and lack of intimacy with Jesus—while learning to bloom where we are planted and passionately engage in disciple-making. Join Discipleship.org at one of our fall events: https://discipleship.org/one-day-events/  Stay Informed - Get our newsletter: http://eepurl.com/hPViAr   Born to Reproduce: The Call to Spiritual Multiplication   Join Jason Ishmael and Josh Howard in this episode of the Disciple Maker's Podcast as they delve into the transformative power of disciple-making. Josh shares his journey, inspired by a powerful sermon from Dawson Troutman, the founder of the Navigators, titled 'Born to Reproduce.' The conversation focuses on the importance of spiritual maturity, overcoming sin, and fostering intimacy with Jesus to effectively reproduce disciples. They encourage listeners to take immediate action, bloom where they're planted, and embrace the mission with joy and commitment. Tune in to be inspired and challenged to become a disciple who makes disciples, no matter your current season or circumstances.   Get Discipleship.org's premium Podcast Feed: https://disciplemakerspodcast.supercast.com/    Key Takeaways  00:00 Introduction and Welcome 00:22 The Disciple Maker's Box 01:09 The First Sermon That Changed Everything 03:38 Three Reasons for Spiritual Infertility 09:33 The Longing for Spiritual Reproduction 14:14 The Cost of Discipleship 15:00 The Struggles and Persistence of Success 15:30 Growing Where You're Planted 17:01 The Story of the Sunflower 20:16 Encouragement to Bloom in Unlikely Places 24:03 Invitation to Join Jesus' Mission 26:32 Final Words and Resources   Check out our Blogs: https://discipleship.org/blog/    Join us for our 2026 National Disciple Making Forum: https://discipleship.org/2026-national-disciple-making-forum/  See Below for a longer description: Welcome back, everyone! Today we're diving into the heart of disciple-making. In this episode, Josh shares how a sermon by Dawson Trotman called "Born to Reproduce" changed his life. His mentor, Coach Dave Craft, introduced him to this impactful message, which highlights three main hurdles to spiritual reproduction: immaturity, sin, and lack of intimacy with Jesus. First, immaturity. Sometimes we think we're mature, but if we're not reproducing disciples, we need to grow more spiritually. Second, sin. Disobedience acts like a spiritual disease, hindering us from making disciples. Lastly, lack of intimacy. Without a close relationship with Jesus, we can't bear spiritual fruit. Josh realized these barriers were holding him back and addressed them head-on, encouraging all of us to do the same. Jason chimed in, comparing the longing to make disciples to the deep desire couples have for children, urging us to be just as passionate. The discussion shifted to the idea of blooming where you're planted. No need to wait for perfect conditions! Josh shared an inspiring story about a sunflower thriving in an unlikely spot, emphasizing that we can flourish spiritually anywhere. Jason shared a story about his friend Tim Palmer, who started a business despite obstacles, illustrating that we should stay faithful and trust God's timing. The episode wraps with a call to action: say 'yes' to Jesus now and join Him in the mission. Let His joy and guidance lead you to make a real impact right where you are. Check out discipleship.org for more resources, and let's get to work making disciples! Bless you guys!

The after-effects of trauma leave the survivor with the feeling of being stuck in any current event that triggers feelings of pain or suffering. This makes sense with the past horrors of extreme abuse that went on for years with no resolution. One ritual seemed to go on forever. Multiply that by dozens or hundreds of rituals, and you get the idea that they would never end. The safe, adult survivor is still going to feel stuck in the present. Kardia Joi presents us with fascinating ideas that we need to think through to acknowledge this state of being, so we can begin the process of breaking free to explore choice and freedom. God has given us the courage to walk free. He is with us on this complex path of healing to navigate out of this confusion to find all the freedom of a life that we have yet to joyfully experience. It sounds like we have some good things to come! Only God Rescued Me: Website: www.onlygodrescuedme.com Contact Lisa:lisa@onlygodrescuedme.comTo help support this podcast: PayPal @Lisa453Venmo @lisameister4242 Square https://square.link/u/kQLAozvVBuy Me a Coffee https://buymeacoffee.com/onlygodrescuedme.com

Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. Today's shout-out goes to Daryl Ackerman from Becker, MN. Daryl, your partnership with us through Project23 is bringing compassion and miracles to others. This study is for you. Our text today is Mark 8:1-10: In those days, when again a great crowd had gathered, and they had nothing to eat, he called his disciples to him and said to them, “I have compassion on the crowd, because they have been with me now three days and have nothing to eat. And if I send them away hungry to their homes, they will faint on the way. And some of them have come from far away.” And his disciples answered him, “How can one feed these people with bread here in this desolate place?” And he asked them, “How many loaves do you have?” They said, “Seven.” And he directed the crowd to sit down on the ground. And he took the seven loaves, and having given thanks, he broke them and gave them to his disciples to set before the people; and they set them before the crowd. And they had a few small fish. And having blessed them, he said that these also should be set before them. And they ate and were satisfied. And they took up the broken pieces left over, seven baskets full. And there were about four thousand people. And he sent them away. And immediately he got into the boat with his disciples and went to the district of Dalmanutha.— Mark 8:1-10 This crowd didn't just stumble into a sermon. They stayed for three days. No food. No preparation. Just hungry hearts chasing after truth. And Jesus notices. He doesn't just preach—He provides. He sees their empty stomachs and says something compassionate. In my words: “I feel for the people. They have full souls and empty stomachs, and I cannot leave them in this condition.” But the word Jesus uses here is—"compassion,"—which means to feel it in your gut. It wasn't pity. It wasn't obligation. It was love that moved him to act. And the disciples? They still don't get it. They respond: “How can we feed all these people out here?” Did they forget the feeding of the 5,000 just a few chapters ago? But Jesus doesn't shame their forgetfulness—He invites them to participate. “How many loaves do you have?” They hand him what they have. Just seven loaves and a few small fish. And Jesus does what He always does—He multiplies. Everyone eats. Everyone is satisfied. And there are leftovers—seven baskets full. That's the kind of King we serve. A King who notices. Who cares. Who multiplies. Some of us need this reminder today. Jesus sees your situation. He knows you're worn down. He knows what you lack. And he's not asking you for what you don't have. He's asking, “What do you have?” A little time. A few dollars. A short prayer. An act of obedience. That's where he starts. And if you give it to Jesus, he will use it. He will multiply it. Because Jesus still feeds. He still satisfies. He still multiplies. But it begins with you bringing what you have, and then you will see Jesus has no lack. #GodProvides, #JesusFeeds, #FaithInAction ASK THIS: What small “loaves” could you offer to Jesus today? Why do we forget what God has already done for us? How do you know when God is stirring you to compassion? What area of your life feels empty or “desolate” right now? DO THIS: Offer one small act of obedience today and ask God to multiply it for his glory. PRAY THIS: Jesus, I trust you with the little I have. Multiply it for Your glory and help me to see others through your compassionate eyes. Amen. PLAY THIS: “Jireh” by Elevation Worship & Maverick City

Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply - and show how they apply differently throughout life. From starting your career to entering retirement, we'll help you identify where your time, energy, and money will have the biggest impact. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

In Episode 95 of The Powerlifter's Den, Cam is joined by Shawna Mendelson-Curry (@mendelsonstrength), a veteran of the sport with over 25 years on the platform and 20 years of coaching experience. From stepping out of her brother Scot Mendelson's shadow to building her own legacy through Blue Collar Barbell, Shawna shares her journey through equipped lifting, coaching philosophy, and the evolution of women in powerlifting.We dive into the myths about gear, what makes a real coach, and what it takes to stay in the game long enough to shape the next generation.

In this episode, we dive into the exact systems, connections, and mindset shifts that helped me build a network that pays in more ways than one. Whether it's revenue share, community collaboration, flipping houses with my husband, or simply showing up consistently—I'm breaking down what it really takes to grow a business rooted in relationships.This one is for the woman who wants to scale her income, protect her energy, and build something that lasts.Key Takeaways

SummaryIn this episode of The Gentle Art of Crushing It, Doug Clark discusses the concept of multiplying efforts through strategic partnerships in real estate and business. He emphasizes the importance of collaboration, setting criteria for choosing partners, and the benefits of working with others to achieve greater success. Doug shares personal experiences and insights on how partnerships can lead to personal growth, accountability, and faster business expansion.Chapters00:00 Multiplying Your Efforts08:36 The Power of Partnerships14:52 Building a Team for Success18:27 outro Keywordsreal estate, partnerships, personal development, investing, business growth, team building, accountability, abundance mindset, solopreneur, asset management

Your Nightly Prayer

Brian Skrobonja breaks down two retirement curveballs that most people don't see coming until it's too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when one spouse passes away, this episode walks you through the real-life scenarios that can make or break your retirement plan. Brian starts by introducing Joe and Jane, a blend of real-life clients whose story brings clarity on the right way to claim Social Security and what happens to your income when a spouse passes away. He highlights how to understand the impact of Social Security and the math behind what you keep and what you lose. Brian explains how Social Security isn't just about retirement timing. It's about your income, your long-term tax exposure, and your ability to stay financially independent.  You've worked your whole life to earn these benefits, you shouldn't allow the tax man to take more than necessary just because of bad timing or misinformation. Why is retirement planning so important? For married couples like Joe and Jane, the right decision on when to claim benefits can be a six-figure decision.  According to Brian, filing before full retirement age means you accept a permanent reduction in your benefit.  For example, if Joe starts drawing Social Security at 65 and Jane at 62, Joe's full retirement benefit is $3,000 a month, and Jane just $2,000 a month.  But since they're drawing before their full retirement age, there's a permanent reduction. Joe gets $2,600 a month and Jane gets $1,400 a month. That's $1,400 a month total. Multiply that across 25 years and you land at about 1.2 million in lifetime benefits. Brian walks through a smarter path—Joe waits until 70, Jane until 67. With this strategy, Joe's benefit increases substantially thanks to delayed credits, while Jane locks in her full amount. The result is $5,720 per month and a total retirement income that's $172,000 higher than the early-filing option. If they both wait until age 70, their monthly income jumps to $6,200—and over the same 25-year period, that choice results in $1.398 million in total benefits. That's nearly $200,000 more than the “default” approach.  Why does this matter so much? Because those additional dollars don't just boost your lifestyle, they can help protect your surviving spouse, increase your flexibility later in life, and reduce your reliance on investment withdrawals. Every strategy has trade-offs. Waiting requires income from other sources, which means you need a plan in place. But if you can do it, the long-term gain is not just higher monthly income, it's peace of mind that you've made a decision that protects both you and your spouse for life. Brian highlights how the survivor benefit is a critical retirement planning piece that many people overlook. Brian explains how Social Security doesn't have to be a guessing game and how you can use it to design a retirement plan with confidence. Most people think retirement planning ends when you start withdrawing income from your accounts, but Brian believes that's actually where the real planning begins. He explains why it's not just about having enough money. It's about how that money behaves in retirement, how it stretches, how it responds to market shifts, and how it continues to support you when something unexpected happens. Brian shows how lower income in retirement can sometimes lead to higher effective tax rates—especially when you factor in things like Social Security taxation and Medicare surcharges. Filing status changes everything when one spouse passes away. The surviving spouse becomes a single filer, which means half the standard deduction and compressed tax brackets. Even with a smaller income, they could end up paying significantly more in taxes. Learn how Joe and Jane's provisional income pushed them into the 85% tax zone for Social Security. With IRA withdrawals and benefits combined, their adjusted gross income hit nearly $83,000. After the standard deduction, their taxable income was just under $53,000—enough to land them in the 12% bracket and trigger nearly $6,000 in federal tax. Brian emphasizes why tax planning isn't optional. You can run all the retirement projections in the world, but if you're not planning for survivorship and changing tax dynamics, you're only seeing half the picture. This is where strategies like Roth conversions come in. By converting part of your IRA while both spouses are still alive—and still filing jointly—you can lock in today's low rates. Later, the surviving spouse benefits from a source of income that's entirely tax-free. The cost of losing a spouse isn't just emotional—it's financial. And it often happens at the exact moment when a household is least equipped to absorb the hit. Without a plan, what should have been a smooth transition can become a financial scramble. One way to fill the gap is life insurance. A properly designed policy can deliver a tax-free lump sum that replaces lost income and offsets new tax liabilities. Brian encourages couples to model survivor income today. Waiting until someone passes away to find out what's left is a mistake. Knowing what the future looks like allows you to prepare now and avoid painful surprises later. He explains why your retirement plan can't rely on assumptions. It needs to function even when life doesn't go as planned. The goal is not just to survive retirement—but to do it with confidence, clarity, and control.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

We welcome Connor Karwowski to this episode of Dave Tate's Table Talk Podcast!   Connor Karwowski is a multiply powerlifter and the founder of Conjugate Strong, an online training business built on the proven principles of the Conjugate Method. With a best total of 2518 lbs in the 308 lb class—including a 1040 squat, 766 bench, and 775 deadlift—Connor has carved out a name for himself in the world of equipped powerlifting as both a fierce competitor and an accomplished coach.   Since launching Conjugate Strong in 2018, Connor has helped lifters across the country optimize their performance with strategic, high-intensity training rooted in the Westside Barbell system. He holds a CSCS and is Westside Barbell Special Strengths certified, combining his academic foundation with real-world success under the bar.   Connor is also the head strength and conditioning coach at Whitefish Bay High School in Milwaukee, Wisconsin, where he oversees athletic development and fosters a culture of strength from the ground up. With a master's degree in kinesiology from the University of Wisconsin–Madison, he brings science, structure, and a relentless work ethic to every athlete and team he works with.   His powerlifting journey began during college and has since followed a path shaped by both passion and family. From his time in Madison, to Indianapolis during his wife's medical school, to his current home in Milwaukee for her residency, Connor has continuously evolved his coaching and training environments while staying deeply committed to the iron.   Follow Connor's lifting and coaching journey at @conjugatexstrong.   THANK YOU TO OUR SPONSORS  Get Started with Your AG1 Starter Kit: https://drinkag1.com/DAVETATE Get 10% OFF Your Next Marek Health Labs (CODE: TABLETALK): https://marekhealth.com/ Get a FREE LMNT Sample Pack: https://partners.drinklmnt.com/free-gift-with-purchase?utm_campaign=agwp&am…   Save Up to $315 at Sleepme: https://sleep.me/tabletalk Get 10% OFF RP Hypertrophy App (CODE: TABLE TALK) :https://go.rpstrength.com/hypertrophy-app/  Get 10% OFF at elitefts (CODE: TABLE TALK): https://www.elitefts.com/  Get 10% OFF at Granite Nutrition (CODE TABLETALK): https://granitenutrition.com/ Save $250 at the Business of Strength Retreat 2025 (CODE: Elite250): https://bosretreat.com/     SUPPORT THE SHOW    All profits from elitefts Limited Edition Apparel, Table Talk Coffee, and Team elitefts Workouts, Programs, and Training eBooks support Dave Tate's Table Talk Podcast.    elitefts Shop: https://www.elitefts.com/  elitefts IG: https://www.instagram.com/elitefts/    elitefts  Limited Edition Apparel: https://www.elitefts.com/shop/apparel/limited-edition.html

In this episode of PhotoWork with Sasha Wolf, Sasha welcomes two extraordinary guests: artist and curator Justine Kurland and Marina Chao, a curator at CPW. Together, they discuss their collaboration on The Rose, an exhibition that explores collage as a feminist form, strategy, and genealogy. Featuring works by over fifty contemporary artists and key figures from the 1960s and 1970s, the exhibition examines collage as both a means of world-building and a survival strategy in times of crisis. Sasha, Justine, and Marina delve into the layered responsibilities of artists and discuss the assumption that interpreting a straightforward photograph is inherently simpler than reading and interpreting conceptual art. https://www.justinekurland.com https://cpw.org/staff/ https://cpw.org/exhibition/the-rose/ Justine Kurland is an artist known for her utopian photographs of American landscapes and the fringe communities, both real and imagined, that inhabit them. Her early work comprises photographs, taken during many cross-country road trips, that counter the masculinist mythology of the American landscape, offering a radical female imaginary in its place. Her recent series of collages, SCUMB Manifesto, continues to make space for women by transforming books by canonized male photographers through destruction and reparation. Kurland's work has been exhibited at museums and galleries in the United States and abroad. Her work is included in permanent collections of the Whitney Museum of American Art, New York; Solomon R. Guggenheim Museum of Art, New York; Museum of Modern Art, New York; Carnegie Museum, Pennsylvania; Getty Museum, California; National Gallery of Art, Washington, D.C.; and the Museum of Fine Arts, Montreal, among others. She works with Higher Pictures in New York. Marina Chao has previously held curatorial positions at the International Center of Photography and the Museum of Modern Art in New York. As assistant curator at ICP she organized the exhibition Multiply, Identify, Her (2018) and contributed to the publication Public, Private, Secret: On Photography and the Configuration of Self (Aperture and ICP, 2018). She was awarded a 2019 Curatorial Research Fellowship from the Andy Warhol Foundation for the Visual Arts for Seeing Meaning, a project exploring the intersections of image, language, and technology.

Sarah Robbins is a former kindergarten teacher who became one of the most legendary figures in network marketing.She built one of the fastest-growing sales forces in the industry, generating over $2 billion in sales in under five years—with no prior network marketing experience.This interview took me 12 years to get... but it was so worth it!Listen to it and you'll know why it took so long and the journey to get Sarah onto MLM Nation's podcast.If you've never heard of Sarah Robbins, she is the founder of The Multiply Method™ which is a proven system that helped her team create the largest and fastest-growing sales force in the history of the industry.Under her leadership, her team achieved over $2 billion in sales in under five years, breaking records and setting a new standard for success.Sarah's company unfortunately gave up the network marketing model and she had to start over recently but in this second time around, her team is growing even faster with the same Multiple Method™.Sarah Robbins is the author of the best-selling book, Rock Your Network Marketing Business, and the creator of The Network Marketing Inner Circle, a coaching community and also leads The Made to Multiply Mastermind, a high-level mentorship for top-performing leaders in MLM.Her highly anticipated new book, “The Multiply Method” releases in August 2025.If you're in network marketing, this interview is a must-listen masterclass.

Summer has a way of piling on the pressure—between family, fun, and faith-based business, your time can feel maxed out before you even hit mid-June. But more isn't always better. In this episode, we're talking about how simplifying—a.k.a. pruning—can actually lead to greater productivity, presence, and profitability in this season.If you're already swirling with “shoulds,” reactive yeses, and never-ending to-dos, this episode is your reminder: you don't need to do it all. You just need to make space for what matters most.In this episode, you'll discover:Why simplifying—not hustling—is your superpower this summerHow to prune back your time and tasks without guilt or fearWhat a fruitful week really looks like, and how to start designing one right nowThis conversation is your permission slip to do less… so the right things can grow more. We're gonna prune with purpose and make this a summer that actually bears fruit.YOU. HAVE. TIME. LissaRECOMMENDED RESOURCES

Nahum 2:1-3:19 The scatterer has come up against you. Man the ramparts; watch the road; dress for battle; collect all your strength. 2 For the Lord is restoring the majesty of Jacob as the majesty of Israel, for plunderers have plundered them and ruined their branches. 3 The shield of his mighty men is red; his soldiers are clothed in scarlet. The chariots come with flashing metal on the day he musters them; the cypress spears are brandished. 4 The chariots race madly through the streets; they rush to and fro through the squares; they gleam like torches; they dart like lightning. 5 He remembers his officers; they stumble as they go, they hasten to the wall; the siege tower is set up. 6 The river gates are opened; the palace melts away; 7 its mistress is stripped; she is carried off, her slave girls lamenting, moaning like doves and beating their breasts. 8 Nineveh is like a pool whose waters run away. “Halt! Halt!” they cry, but none turns back. 9 Plunder the silver, plunder the gold! There is no end of the treasure or of the wealth of all precious things. 10 Desolate! Desolation and ruin! Hearts melt and knees tremble; anguish is in all loins; all faces grow pale! 11 Where is the lions' den, the feeding place of the young lions, where the lion and lioness went, where his cubs were, with none to dis- turb? 12 The lion tore enough for his cubs and strangled prey for his lionesses; he filled his caves with prey and his dens with torn flesh. 13 Behold, I am against you, declares the Lord of hosts, and I will burn your chariots in smoke, and the sword shall devour your young lions. I will cut off your prey from the earth, and the voice of your messengers shall no longer be heard. 3:1 Woe to the bloody city, all full of lies and plunder— no end to the prey! 2 The crack of the whip, and rumble of the wheel, galloping horse and bounding chariot! 3 Horsemen charging, flashing sword and glittering spear, hosts of slain, heaps of corpses, dead bodies without end— they stumble over the bodies! 114 And all for the countless whorings of the prostitute, graceful and of deadly charms, who betrays nations with her whorings, and peoples with her charms. 5 Behold, I am against you, declares the Lord of hosts, and will lift up your skirts over your face; and I will make nations look at your na- kedness and kingdoms at your shame. 6 I will throw filth at you and treat you with contempt and make you a spectacle. 7 And all who look at you will shrink from you and say, “Wasted is Nineveh; who will grieve for her?” Where shall I seek comforters for you? 8 Are you better than Thebes that sat by the Nile, with water around her, her rampart a sea, and water her wall? 9 Cush was her strength; Egypt too, and that without limit; Put and the Libyans were her helpers. 10 Yet she became an exile; she went into captivity; her infants were dashed in pieces at the head of every street; for her honored men lots were cast, and all her great men were bound in chains. 11 You also will be drunken; you will go into hiding; you will seek a refuge from the enemy. 12 All your fortresses are like fig trees with first-ripe figs— if shaken they fall into the mouth of the eater. 13 Behold, your troops are women in your midst. The gates of your land are wide open to your enemies; fire has devoured your bars. 14 Draw water for the siege; strengthen your forts; go into the clay; tread the mortar; take hold of the brick mold! 15 There will the fire devour you; the sword will cut you off. It will devour you like the locust. Multiply yourselves like the locust; multiply like the grasshopper! 16 You increased your merchants more than the stars of the heavens. The locust spreads its wings and flies away. 17 Your princes are like grasshoppers, your scribes like clouds of locusts settling on the fences in a day of cold— when the sun rises, they fly away; no one knows where they are. 18 Your shepherds are asleep, O king of Assyria; your nobles slumber. Your people are scattered on the moun- tains with none to gather them. 19 There is no easing your hurt; your wound is grievous. All who hear the news about you clap their hands over you. For upon whom has not come your unceasing evil?

My friend Sarah Robbins just released a book—and it's not just another story about success… it's a

Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: https://greatness.lnk.to/1415Dave Ramsey, Entrepreneur and Best-selling Author discuss the strategies you can use to multiply your income.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter

A quick video clip from THURSDAY FIRE #260 written by BUILD Founder Ben Rogers on September 5th, 2024. Media produced by Dream Free Media, Inc. To learn more about BUILD, please visit www.buildthearmy.com or email brogers@buildthearmy.com. Our mission is to build an army of Disciplined Leaders. Thanks for helping us build the army!

You know those people on Instagram that seem like they're ALWAYS signing a new client? Always posting about a new inquiry. & ALWAYS making sales?   & you're sitting there wondering, “HOW IS SHE DOING THIS?!”   That person is Bella Ochoa.   Homeschool mom, podcaster, & MY SALES COACH!!   Inside this episode she shares how to create massive momentum in your online coaching business so you can multiply your sales.   TAKE NOTES.    Xoxo, Camie   OFFER LUXE LAB

Episode DescriptionIn this episode of the Lead Ministry Podcast, Josh Denhart and Vance Martin unpack practical strategies to help you not only survive but thrive in summer ministry. They explore the unique challenges and opportunities of the summer season, offering fresh encouragement and tangible ideas for leaders in the trenches.If you've ever felt drained by summer ministry chaos, this episode will equip and inspire you with simple shifts that lead to long-term impact.Key Topics Covered– Intentional Rest – Planning rest both before and after major events– Summer Serve – Using low-commitment roles to test and grow new volunteers– Family Investment – Making your own family part of the ministry journeyKey Quote“Your value isn't tied to your numbers… just because the tank is empty doesn't change the car's worth.”Scripture ReferencesGenesis 2:2–3 – “By the seventh day God had finished the work he had been doing; so on the seventh day he rested from all his work.”Mark 6:31 – “Come with me by yourselves to a quiet place and get some rest.”TakeawaySummer is a powerful ministry season when approached with intentional rest, fresh volunteer strategies, and a focus on family. Small, simple changes can multiply impact and renew both leaders and teams.Call to ActionWe hope this episode encourages and equips you in your leadership. Share it with a friend, and stay tuned for more resources each week.Stay Connected for More ResourcesVisit our website: http://leadministry.comFollow us on Facebook: https://www.facebook.com/LeadVolunteersFind us on Instagram: https://www.instagram.com/leadvolunteers

Mature Disciples Multiply (Matthew 28:18-20) by Harvest Church

In this episode of the Etsy Seller Success podcast, host Dylan Jahraus sits down with Julie from P&W Designs—an SEO and Pinterest strategist with a deep understanding of how search-based platforms like Pinterest can skyrocket visibility for Etsy sellers. Julie shares how her background running a custom paper planner business evolved into helping online entrepreneurs grow with systems, SEO, and intentional Pinterest marketing.If you've ever wondered how to drive traffic to your Etsy listings without relying on social media, this episode is your blueprint. Julie walks us through the exact strategies she uses to help clients get thousands of monthly clicks with minimal time and effort—by leveraging keyword research and consistent batching.She also breaks down how to optimize your Pinterest profile, set up boards correctly, and why repins no longer work like they used to. If your Etsy traffic is stalling, this episode will help you reboot it—with clarity and direction.Whether you're managing your shop solo or looking to scale sustainably, Julie's practical, step-by-step advice will help you build a system that works for you.In this episode, we cover:[00:08] Julie's background and early Etsy lessons[03:21] Long-tail keyword strategy and batching pins[06:41] Pinterest business account setup and board optimization[10:32 ] Tools, repinning updates, and pinning workflows[15:09] High-performing pin types and design tips[20:44] Pinterest ads, outsourcing, and long-term traffic strategyAbout Julie:Julie is the founder of P&W Designs, where she helps entrepreneurs grow their online presence through strategic SEO, Pinterest systems, and web design. With a background in Etsy and product-based sales, Julie now empowers other creatives to take control of their organic traffic. She offers Pinterest audits, SEO setups, and monthly management—plus a free Pinterest Marketing Guide to help you get started.Website: https://www.bypwdesigns.com/pinterest-marketing-guide/#pinterestInstagram: julie.pwdesigns⏳ Currently booking new clien

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