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Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply - and show how they apply differently throughout life. From starting your career to entering retirement, we'll help you identify where your time, energy, and money will have the biggest impact. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryIn this episode of The Gentle Art of Crushing It, Doug Clark discusses the concept of multiplying efforts through strategic partnerships in real estate and business. He emphasizes the importance of collaboration, setting criteria for choosing partners, and the benefits of working with others to achieve greater success. Doug shares personal experiences and insights on how partnerships can lead to personal growth, accountability, and faster business expansion.Chapters00:00 Multiplying Your Efforts08:36 The Power of Partnerships14:52 Building a Team for Success18:27 outro Keywordsreal estate, partnerships, personal development, investing, business growth, team building, accountability, abundance mindset, solopreneur, asset management
Your Nightly Prayer
Brian Skrobonja breaks down two retirement curveballs that most people don't see coming until it's too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when one spouse passes away, this episode walks you through the real-life scenarios that can make or break your retirement plan. Brian starts by introducing Joe and Jane, a blend of real-life clients whose story brings clarity on the right way to claim Social Security and what happens to your income when a spouse passes away. He highlights how to understand the impact of Social Security and the math behind what you keep and what you lose. Brian explains how Social Security isn't just about retirement timing. It's about your income, your long-term tax exposure, and your ability to stay financially independent. You've worked your whole life to earn these benefits, you shouldn't allow the tax man to take more than necessary just because of bad timing or misinformation. Why is retirement planning so important? For married couples like Joe and Jane, the right decision on when to claim benefits can be a six-figure decision. According to Brian, filing before full retirement age means you accept a permanent reduction in your benefit. For example, if Joe starts drawing Social Security at 65 and Jane at 62, Joe's full retirement benefit is $3,000 a month, and Jane just $2,000 a month. But since they're drawing before their full retirement age, there's a permanent reduction. Joe gets $2,600 a month and Jane gets $1,400 a month. That's $1,400 a month total. Multiply that across 25 years and you land at about 1.2 million in lifetime benefits. Brian walks through a smarter path—Joe waits until 70, Jane until 67. With this strategy, Joe's benefit increases substantially thanks to delayed credits, while Jane locks in her full amount. The result is $5,720 per month and a total retirement income that's $172,000 higher than the early-filing option. If they both wait until age 70, their monthly income jumps to $6,200—and over the same 25-year period, that choice results in $1.398 million in total benefits. That's nearly $200,000 more than the “default” approach. Why does this matter so much? Because those additional dollars don't just boost your lifestyle, they can help protect your surviving spouse, increase your flexibility later in life, and reduce your reliance on investment withdrawals. Every strategy has trade-offs. Waiting requires income from other sources, which means you need a plan in place. But if you can do it, the long-term gain is not just higher monthly income, it's peace of mind that you've made a decision that protects both you and your spouse for life. Brian highlights how the survivor benefit is a critical retirement planning piece that many people overlook. Brian explains how Social Security doesn't have to be a guessing game and how you can use it to design a retirement plan with confidence. Most people think retirement planning ends when you start withdrawing income from your accounts, but Brian believes that's actually where the real planning begins. He explains why it's not just about having enough money. It's about how that money behaves in retirement, how it stretches, how it responds to market shifts, and how it continues to support you when something unexpected happens. Brian shows how lower income in retirement can sometimes lead to higher effective tax rates—especially when you factor in things like Social Security taxation and Medicare surcharges. Filing status changes everything when one spouse passes away. The surviving spouse becomes a single filer, which means half the standard deduction and compressed tax brackets. Even with a smaller income, they could end up paying significantly more in taxes. Learn how Joe and Jane's provisional income pushed them into the 85% tax zone for Social Security. With IRA withdrawals and benefits combined, their adjusted gross income hit nearly $83,000. After the standard deduction, their taxable income was just under $53,000—enough to land them in the 12% bracket and trigger nearly $6,000 in federal tax. Brian emphasizes why tax planning isn't optional. You can run all the retirement projections in the world, but if you're not planning for survivorship and changing tax dynamics, you're only seeing half the picture. This is where strategies like Roth conversions come in. By converting part of your IRA while both spouses are still alive—and still filing jointly—you can lock in today's low rates. Later, the surviving spouse benefits from a source of income that's entirely tax-free. The cost of losing a spouse isn't just emotional—it's financial. And it often happens at the exact moment when a household is least equipped to absorb the hit. Without a plan, what should have been a smooth transition can become a financial scramble. One way to fill the gap is life insurance. A properly designed policy can deliver a tax-free lump sum that replaces lost income and offsets new tax liabilities. Brian encourages couples to model survivor income today. Waiting until someone passes away to find out what's left is a mistake. Knowing what the future looks like allows you to prepare now and avoid painful surprises later. He explains why your retirement plan can't rely on assumptions. It needs to function even when life doesn't go as planned. The goal is not just to survive retirement—but to do it with confidence, clarity, and control. Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube Common Sense Financial Podcast on Spotify Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.
We welcome Connor Karwowski to this episode of Dave Tate's Table Talk Podcast! Connor Karwowski is a multiply powerlifter and the founder of Conjugate Strong, an online training business built on the proven principles of the Conjugate Method. With a best total of 2518 lbs in the 308 lb class—including a 1040 squat, 766 bench, and 775 deadlift—Connor has carved out a name for himself in the world of equipped powerlifting as both a fierce competitor and an accomplished coach. Since launching Conjugate Strong in 2018, Connor has helped lifters across the country optimize their performance with strategic, high-intensity training rooted in the Westside Barbell system. He holds a CSCS and is Westside Barbell Special Strengths certified, combining his academic foundation with real-world success under the bar. Connor is also the head strength and conditioning coach at Whitefish Bay High School in Milwaukee, Wisconsin, where he oversees athletic development and fosters a culture of strength from the ground up. With a master's degree in kinesiology from the University of Wisconsin–Madison, he brings science, structure, and a relentless work ethic to every athlete and team he works with. His powerlifting journey began during college and has since followed a path shaped by both passion and family. From his time in Madison, to Indianapolis during his wife's medical school, to his current home in Milwaukee for her residency, Connor has continuously evolved his coaching and training environments while staying deeply committed to the iron. Follow Connor's lifting and coaching journey at @conjugatexstrong. THANK YOU TO OUR SPONSORS Get Started with Your AG1 Starter Kit: https://drinkag1.com/DAVETATE Get 10% OFF Your Next Marek Health Labs (CODE: TABLETALK): https://marekhealth.com/ Get a FREE LMNT Sample Pack: https://partners.drinklmnt.com/free-gift-with-purchase?utm_campaign=agwp&am… Save Up to $315 at Sleepme: https://sleep.me/tabletalk Get 10% OFF RP Hypertrophy App (CODE: TABLE TALK) :https://go.rpstrength.com/hypertrophy-app/ Get 10% OFF at elitefts (CODE: TABLE TALK): https://www.elitefts.com/ Get 10% OFF at Granite Nutrition (CODE TABLETALK): https://granitenutrition.com/ Save $250 at the Business of Strength Retreat 2025 (CODE: Elite250): https://bosretreat.com/ SUPPORT THE SHOW All profits from elitefts Limited Edition Apparel, Table Talk Coffee, and Team elitefts Workouts, Programs, and Training eBooks support Dave Tate's Table Talk Podcast. elitefts Shop: https://www.elitefts.com/ elitefts IG: https://www.instagram.com/elitefts/ elitefts Limited Edition Apparel: https://www.elitefts.com/shop/apparel/limited-edition.html
In this episode of PhotoWork with Sasha Wolf, Sasha welcomes two extraordinary guests: artist and curator Justine Kurland and Marina Chao, a curator at CPW. Together, they discuss their collaboration on The Rose, an exhibition that explores collage as a feminist form, strategy, and genealogy. Featuring works by over fifty contemporary artists and key figures from the 1960s and 1970s, the exhibition examines collage as both a means of world-building and a survival strategy in times of crisis. Sasha, Justine, and Marina delve into the layered responsibilities of artists and discuss the assumption that interpreting a straightforward photograph is inherently simpler than reading and interpreting conceptual art. https://www.justinekurland.com https://cpw.org/staff/ https://cpw.org/exhibition/the-rose/ Justine Kurland is an artist known for her utopian photographs of American landscapes and the fringe communities, both real and imagined, that inhabit them. Her early work comprises photographs, taken during many cross-country road trips, that counter the masculinist mythology of the American landscape, offering a radical female imaginary in its place. Her recent series of collages, SCUMB Manifesto, continues to make space for women by transforming books by canonized male photographers through destruction and reparation. Kurland's work has been exhibited at museums and galleries in the United States and abroad. Her work is included in permanent collections of the Whitney Museum of American Art, New York; Solomon R. Guggenheim Museum of Art, New York; Museum of Modern Art, New York; Carnegie Museum, Pennsylvania; Getty Museum, California; National Gallery of Art, Washington, D.C.; and the Museum of Fine Arts, Montreal, among others. She works with Higher Pictures in New York. Marina Chao has previously held curatorial positions at the International Center of Photography and the Museum of Modern Art in New York. As assistant curator at ICP she organized the exhibition Multiply, Identify, Her (2018) and contributed to the publication Public, Private, Secret: On Photography and the Configuration of Self (Aperture and ICP, 2018). She was awarded a 2019 Curatorial Research Fellowship from the Andy Warhol Foundation for the Visual Arts for Seeing Meaning, a project exploring the intersections of image, language, and technology.
Sarah Robbins is a former kindergarten teacher who became one of the most legendary figures in network marketing.She built one of the fastest-growing sales forces in the industry, generating over $2 billion in sales in under five years—with no prior network marketing experience.This interview took me 12 years to get... but it was so worth it!Listen to it and you'll know why it took so long and the journey to get Sarah onto MLM Nation's podcast.If you've never heard of Sarah Robbins, she is the founder of The Multiply Method™ which is a proven system that helped her team create the largest and fastest-growing sales force in the history of the industry.Under her leadership, her team achieved over $2 billion in sales in under five years, breaking records and setting a new standard for success.Sarah's company unfortunately gave up the network marketing model and she had to start over recently but in this second time around, her team is growing even faster with the same Multiple Method™.Sarah Robbins is the author of the best-selling book, Rock Your Network Marketing Business, and the creator of The Network Marketing Inner Circle, a coaching community and also leads The Made to Multiply Mastermind, a high-level mentorship for top-performing leaders in MLM.Her highly anticipated new book, “The Multiply Method” releases in August 2025.If you're in network marketing, this interview is a must-listen masterclass.
Summer has a way of piling on the pressure—between family, fun, and faith-based business, your time can feel maxed out before you even hit mid-June. But more isn't always better. In this episode, we're talking about how simplifying—a.k.a. pruning—can actually lead to greater productivity, presence, and profitability in this season.If you're already swirling with “shoulds,” reactive yeses, and never-ending to-dos, this episode is your reminder: you don't need to do it all. You just need to make space for what matters most.In this episode, you'll discover:Why simplifying—not hustling—is your superpower this summerHow to prune back your time and tasks without guilt or fearWhat a fruitful week really looks like, and how to start designing one right nowThis conversation is your permission slip to do less… so the right things can grow more. We're gonna prune with purpose and make this a summer that actually bears fruit.YOU. HAVE. TIME. LissaRECOMMENDED RESOURCES
Nahum 2:1-3:19 The scatterer has come up against you. Man the ramparts; watch the road; dress for battle; collect all your strength. 2 For the Lord is restoring the majesty of Jacob as the majesty of Israel, for plunderers have plundered them and ruined their branches. 3 The shield of his mighty men is red; his soldiers are clothed in scarlet. The chariots come with flashing metal on the day he musters them; the cypress spears are brandished. 4 The chariots race madly through the streets; they rush to and fro through the squares; they gleam like torches; they dart like lightning. 5 He remembers his officers; they stumble as they go, they hasten to the wall; the siege tower is set up. 6 The river gates are opened; the palace melts away; 7 its mistress is stripped; she is carried off, her slave girls lamenting, moaning like doves and beating their breasts. 8 Nineveh is like a pool whose waters run away. “Halt! Halt!” they cry, but none turns back. 9 Plunder the silver, plunder the gold! There is no end of the treasure or of the wealth of all precious things. 10 Desolate! Desolation and ruin! Hearts melt and knees tremble; anguish is in all loins; all faces grow pale! 11 Where is the lions' den, the feeding place of the young lions, where the lion and lioness went, where his cubs were, with none to dis- turb? 12 The lion tore enough for his cubs and strangled prey for his lionesses; he filled his caves with prey and his dens with torn flesh. 13 Behold, I am against you, declares the Lord of hosts, and I will burn your chariots in smoke, and the sword shall devour your young lions. I will cut off your prey from the earth, and the voice of your messengers shall no longer be heard. 3:1 Woe to the bloody city, all full of lies and plunder— no end to the prey! 2 The crack of the whip, and rumble of the wheel, galloping horse and bounding chariot! 3 Horsemen charging, flashing sword and glittering spear, hosts of slain, heaps of corpses, dead bodies without end— they stumble over the bodies! 114 And all for the countless whorings of the prostitute, graceful and of deadly charms, who betrays nations with her whorings, and peoples with her charms. 5 Behold, I am against you, declares the Lord of hosts, and will lift up your skirts over your face; and I will make nations look at your na- kedness and kingdoms at your shame. 6 I will throw filth at you and treat you with contempt and make you a spectacle. 7 And all who look at you will shrink from you and say, “Wasted is Nineveh; who will grieve for her?” Where shall I seek comforters for you? 8 Are you better than Thebes that sat by the Nile, with water around her, her rampart a sea, and water her wall? 9 Cush was her strength; Egypt too, and that without limit; Put and the Libyans were her helpers. 10 Yet she became an exile; she went into captivity; her infants were dashed in pieces at the head of every street; for her honored men lots were cast, and all her great men were bound in chains. 11 You also will be drunken; you will go into hiding; you will seek a refuge from the enemy. 12 All your fortresses are like fig trees with first-ripe figs— if shaken they fall into the mouth of the eater. 13 Behold, your troops are women in your midst. The gates of your land are wide open to your enemies; fire has devoured your bars. 14 Draw water for the siege; strengthen your forts; go into the clay; tread the mortar; take hold of the brick mold! 15 There will the fire devour you; the sword will cut you off. It will devour you like the locust. Multiply yourselves like the locust; multiply like the grasshopper! 16 You increased your merchants more than the stars of the heavens. The locust spreads its wings and flies away. 17 Your princes are like grasshoppers, your scribes like clouds of locusts settling on the fences in a day of cold— when the sun rises, they fly away; no one knows where they are. 18 Your shepherds are asleep, O king of Assyria; your nobles slumber. Your people are scattered on the moun- tains with none to gather them. 19 There is no easing your hurt; your wound is grievous. All who hear the news about you clap their hands over you. For upon whom has not come your unceasing evil?
Pastor Nathan Harris shares our church "Vision" with "Multiply". Where is God calling us in the year ahead? Our God is a multiplying God. What happened on the day of Pentecost? What can happen through us with God's power? What is already happening?Today's passages: Acts 6: 7 Date: 15.06.2025Please send prayer requests to prayer@bridgeman.org.au or on our website: www.bridgeman.org.au/prayer/To contact Bridgeman Baptist Community Church please email hello@bridgeman.org.auIf you would like to give at Bridgeman Baptist Community Church please go to www.bridgeman.org.au/giving/Please view our Sermon List if you would like to order from our back catalogue, please email bridgemedia@bridgeman.org.au
Pastor Nathan Harris shares our church "Vision" with "Multiply". Where is God calling us in the year ahead? Our God is a multiplying God. What happened on the day of Pentecost? What can happen through us with God's power? What is already happening?Today's passages: Acts 6: 7 Date: 15.06.2025Please send prayer requests to prayer@bridgeman.org.au or on our website: www.bridgeman.org.au/prayer/To contact Bridgeman Baptist Community Church please email hello@bridgeman.org.auIf you would like to give at Bridgeman Baptist Community Church please go to www.bridgeman.org.au/giving/Please view our Sermon List if you would like to order from our back catalogue, please email bridgemedia@bridgeman.org.au
My friend Sarah Robbins just released a book—and it's not just another story about success… it's a
Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: https://greatness.lnk.to/1415Dave Ramsey, Entrepreneur and Best-selling Author discuss the strategies you can use to multiply your income.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter
A quick video clip from THURSDAY FIRE #260 written by BUILD Founder Ben Rogers on September 5th, 2024. Media produced by Dream Free Media, Inc. To learn more about BUILD, please visit www.buildthearmy.com or email brogers@buildthearmy.com. Our mission is to build an army of Disciplined Leaders. Thanks for helping us build the army!
You know those people on Instagram that seem like they're ALWAYS signing a new client? Always posting about a new inquiry. & ALWAYS making sales? & you're sitting there wondering, “HOW IS SHE DOING THIS?!” That person is Bella Ochoa. Homeschool mom, podcaster, & MY SALES COACH!! Inside this episode she shares how to create massive momentum in your online coaching business so you can multiply your sales. TAKE NOTES. Xoxo, Camie OFFER LUXE LAB
Episode DescriptionIn this episode of the Lead Ministry Podcast, Josh Denhart and Vance Martin unpack practical strategies to help you not only survive but thrive in summer ministry. They explore the unique challenges and opportunities of the summer season, offering fresh encouragement and tangible ideas for leaders in the trenches.If you've ever felt drained by summer ministry chaos, this episode will equip and inspire you with simple shifts that lead to long-term impact.Key Topics Covered– Intentional Rest – Planning rest both before and after major events– Summer Serve – Using low-commitment roles to test and grow new volunteers– Family Investment – Making your own family part of the ministry journeyKey Quote“Your value isn't tied to your numbers… just because the tank is empty doesn't change the car's worth.”Scripture ReferencesGenesis 2:2–3 – “By the seventh day God had finished the work he had been doing; so on the seventh day he rested from all his work.”Mark 6:31 – “Come with me by yourselves to a quiet place and get some rest.”TakeawaySummer is a powerful ministry season when approached with intentional rest, fresh volunteer strategies, and a focus on family. Small, simple changes can multiply impact and renew both leaders and teams.Call to ActionWe hope this episode encourages and equips you in your leadership. Share it with a friend, and stay tuned for more resources each week.Stay Connected for More ResourcesVisit our website: http://leadministry.comFollow us on Facebook: https://www.facebook.com/LeadVolunteersFind us on Instagram: https://www.instagram.com/leadvolunteers
Mature Disciples Multiply (Matthew 28:18-20) by Harvest Church
As we celebrate Pentecost today, we remember the story of Philip, who was led by the Holy Spirit to come alongside the eunuch from Ethiopia. As the eunuch studied the scriptures, Philip helped him see how they were fulfilled in Jesus, and this led to the eunuch being baptized. Philip took the opportunity to share what he new with the eunuch, and it is believed that the eunuch took the good news of Jesus to Africa, and the church was established there as a result. What could be possible in our community if we were to respond to the opportunities that God gives us through the prompting of his Holy Spirit? Pastor Cheryl shares from Acts in this sermon from our Model and Multiply series.
In this episode of the Etsy Seller Success podcast, host Dylan Jahraus sits down with Julie from P&W Designs—an SEO and Pinterest strategist with a deep understanding of how search-based platforms like Pinterest can skyrocket visibility for Etsy sellers. Julie shares how her background running a custom paper planner business evolved into helping online entrepreneurs grow with systems, SEO, and intentional Pinterest marketing.If you've ever wondered how to drive traffic to your Etsy listings without relying on social media, this episode is your blueprint. Julie walks us through the exact strategies she uses to help clients get thousands of monthly clicks with minimal time and effort—by leveraging keyword research and consistent batching.She also breaks down how to optimize your Pinterest profile, set up boards correctly, and why repins no longer work like they used to. If your Etsy traffic is stalling, this episode will help you reboot it—with clarity and direction.Whether you're managing your shop solo or looking to scale sustainably, Julie's practical, step-by-step advice will help you build a system that works for you.In this episode, we cover:[00:08] Julie's background and early Etsy lessons[03:21] Long-tail keyword strategy and batching pins[06:41] Pinterest business account setup and board optimization[10:32 ] Tools, repinning updates, and pinning workflows[15:09] High-performing pin types and design tips[20:44] Pinterest ads, outsourcing, and long-term traffic strategyAbout Julie:Julie is the founder of P&W Designs, where she helps entrepreneurs grow their online presence through strategic SEO, Pinterest systems, and web design. With a background in Etsy and product-based sales, Julie now empowers other creatives to take control of their organic traffic. She offers Pinterest audits, SEO setups, and monthly management—plus a free Pinterest Marketing Guide to help you get started.Website: https://www.bypwdesigns.com/pinterest-marketing-guide/#pinterestInstagram: julie.pwdesigns⏳ Currently booking new clien
I will multiply them, and they shall not diminish; [NKJV]
Episode Overview In this candid snack episode, Miranda Dorta puts Tracy Cherpeski in the interview seat to explore the essential roadmap from where healthcare practice owners are now to where they want to be. This unscripted conversation dives deep into the systems, strategies, and team-building approaches that create sustainable practice growth. Whether you're taking your first growth step or navigating complex expansion challenges, this episode provides the clarity and confidence needed to move forward strategically. Key Highlights Subtract Before You Multiply- Essential pre-growth evaluation to identify systems that won't scale and operational bottlenecks that need addressing Capacity Assessment- How to determine if your current systems can "rinse and repeat" with minimal intervention before expanding Sustainable Growth Rates- Understanding the difference between rapid growth (which sometimes just happens) and sustainable 30% year-over-year growth Values-Driven Decision Making- Distinguishing between growth opportunities that align with core values versus those that simply increase revenue The WAIT Method- Strategic pausing using the acronym "Why Am I Talking?" to ensure thoughtful leadership decisions Culture as Foundation- How practice culture extends far beyond pizza parties to include conflict resolution, team unity during challenges, and shared vision alignment Memorable Quotes "You need to subtract before you multiply. If you don't take care of your problems, they're gonna grow with you." "The key is if the systems you have in place can basically rinse, repeat, with minimal intervention, you're probably in a really good place to expand." "We call it a shiny object and we call that the SOS - the shiny object syndrome." "Culture isn't a workshop that you attend. If you're the head of practice and you're the practice owner, you set the tone." "When you come together for a common goal, which would be the vision and mission of the practice, when you have your team on board, that's everything. That really is everything." Miranda's Bio: Miranda Dorta, B.F.A. (she/her/hers) is the Manager of Operations and PR at Tracy Cherpeski International. A graduate of Savannah College of Art and Design with expertise in writing and creative storytelling, Miranda brings her skills in operations, public relations, and communication strategies to the Thriving Practice community. Based in the City of Oaks, she joined the team in 2021 and has been instrumental in streamlining operations while managing the company's public presence since 2022. Tracy's Bio: Tracy Cherpeski, MBA, MA, CPSC (she/her/hers) is the Founder of Tracy Cherpeski International and Thriving Practice Community. As a Business Consultant and Executive Coach, Tracy helps healthcare practice owners scale their businesses without sacrificing wellbeing. Through strategic planning, leadership development, and mindset mastery, she empowers clients to reclaim their time and reach their potential. Based in Chapel Hill, NC, Tracy serves clients worldwide and is the Executive Producer and Host of the Thriving Practice podcast. Her guiding philosophy: Survival is not enough; life is meant to be celebrated. Connect With Us: Be a Guest on the Show Thriving Practice Community Schedule Strategy Session with Tracy Tracy's LinkedIn Business LinkedIn Page
June 1, 2025 Worship Service Order of Service:
Pastors Alex and Chris bring you up to date with the project and where we are at so far! Enjoy and let us know if you need more information on Multiply. Click here if you want to know more about Multiply.Key thought from this episode: God is doing some huge things!We look forward to hearing from you for future topics we might address!Email chris.stukenberg@parkhillsefc.org or check out parkhillschurch.com for more info.
Work with Jimmy & the Vreeland Capital Team to build a 20-Unit Portfolio that will get you the equivalent of a retirement account 3X faster with a third of the capital - - - - - - - In this episode of the podcast, Jimmy discusses the implications of Trump's Big. Bold. Beautiful. Tax Bill on the real estate market, particularly focusing on how it affects high-income earners and real estate investors. The conversation delves into the concept of bonus depreciation, the benefits of being classified as a real estate professional, and various tax strategies that can help individuals retain more of their earnings. Jimmy shares personal experiences and insights on how depreciation saved his tax butt, real estate investments and tax planning, emphasizing the importance of understanding these financial tools to build wealth and preserve it. About Jimmy Vreeland Jimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business. Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses. Get in touch with Jimmy and his team at www.jimmyvreeland.com/getstartedinrealestate More about Jimmy Website: www.jimmyvreeland.com Linkedin: www.linkedin.com/in/jimmy-vreeland Instagram: www.instagram.com/jimmyvreeland Facebook: www.facebook.com/JimmyVreeland Youtube: www.youtube.com/@JimmyVreelandC >>>>>>Get free access to the private Ranger Real Estate facebook group
Too many entrepreneurs fall into the trap of chasing deals they'll never close. In this eye-opening episode, Vinney and Gualter break down the 80/20 Focus Rule—revealing why 80% of your results come from 20% of your activities. Learn how to eliminate distraction, stay aligned with your investment criteria, and streamline your business to focus only on what delivers.
Welcome to The Daily, where we study the Bible verse by verse, chapter by chapter, every day. And a big shout-out to James Walker from Laredo, TX. James, thank you for being a vital part of Project23. Because of you, we're helping people across the world receive and respond to the Word of God. This one's for you. Today, we're looking at Mark 4:13-20: And he said to them, “Do you not understand this parable? How then will you understand all the parables? The sower sows the word. And these are the ones along the path, where the word is sown: when they hear, Satan immediately comes and takes away the word that is sown in them. And these are the ones sown on rocky ground: the ones who, when they hear the word, immediately receive it with joy. And they have no root in themselves, but endure for a while; then, when tribulation or persecution arises on account of the word, immediately they fall away. And others are the ones sown among thorns. They are those who hear the word, but the cares of the world and the deceitfulness of riches and the desires for other things enter in and choke the word, and it proves unfruitful. But those that were sown on the good soil are the ones who hear the word and accept it and bear fruit, thirtyfold and sixtyfold and a hundredfold.” — Mark 4:13-20 The disciples asked Jesus to explain the parable—and he did. No mystery. No guessing. Just clarity to those who ask, seek, and knock. He told them that the seed is the Word of God. And the soil? That's our hearts. What makes this parable so powerful is that it doesn't just explain how to grow—but why so many don't. Some hear the Word and Satan snatches it away before it can even sink in. Some hear and respond quickly—but without roots, they wither under pressure. Some let the Word grow—but it gets choked out by anxiety, money, distractions, and desires. Some—only some—receive the Word deeply, producing a harvest far beyond their own ability. The prevalence and prominence of the Word is never the problem. The condition of our hearts is always the problem. And this parable isn't about four different kinds of people. It's about four different kinds of hearts and their responses. And if we're honest, we've probably been all four in our lives. Sometimes we're hard. Sometimes we're shallow. Sometimes we're distracted. Sometimes—we're finally open, and the Word bears fruit. So the personal and probing question is: What kind of soil is my heart today? And here's the good news: soil can change. The Spirit can till, soften, clear, and prepare your heart again. You just have to ask. Are your ready to ask? Spirit, soften my calloused heart to the seed of truth. Multiply your Word and truth through me. May I bear a bountiful harvest. Amen. #HeartCheck, #GoodSoil, #FruitfulFaith ASK THIS: Which soil type best describes your heart right now—and why? What tends to choke out the Word in your life the most? How can you build stronger spiritual roots? What fruit have you seen when the Word takes deep root in your life? DO THIS: Write down one thing that's currently choking or distracting you from fully receiving God's Word. Then pray and ask God to help you clear it out. PRAY THIS: God, I want to be good soil. Help me uproot what's shallow, hardened, or distracting. Let your Word go deep—and bear lasting fruit in my life. Amen. PLAY THIS: Clear the Stage.
Michiel (M.C.) Laubscher is the Founder of Producers Wealth, a wealth strategy firm that helps business owners across the United States implement and execute advanced alternative wealth strategies. He is also the creator and host of the top-rated investing podcast Cashflow Ninja, which has been downloaded millions of times in over 180 countries. A best-selling author, M.C. has written several books, including The 21 Best Cashflow Niches and Get Wealthy for Sure, and is a member of the Forbes Finance Council and the Million Dollar Round Table. In this episode… What if you could take full control of your finances and multiply your wealth without relying on big banks or Wall Street? Many entrepreneurs and business owners are looking for smarter, safer ways to protect and grow their capital, especially in uncertain times. But how exactly do you build a banking system that works in your favor? According to M.C. Laubscher, a leading expert in alternative wealth strategies, the key lies in using dividend-paying whole life insurance policies as the foundation of a personal banking system. He highlights how this approach creates guaranteed, tax-free growth, uninterrupted compounding, and private access to capital that doesn't depend on traditional financial institutions. The main effect? You become the banker — gaining control, flexibility, and the ability to finance your own investments while your capital continues to grow. M.C. explains how this system has been used by the ultra-wealthy for generations and why it's a misunderstood yet powerful strategy for creating lasting financial freedom. In this episode of The Same Day Podcast, host Yoni Schmidt is joined by M.C. Laubscher, the Founder of Producers Wealth, to talk about how to build your own banking system and multiply wealth. They explore how infinite banking works in practice, why life insurance is more than just a death benefit, and how to generate and redeploy cash flow strategically. M.C. also shares the difference between financial freedom and sovereignty.
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This week, Jon Landwehr joins us as we drop the tailgate and dive into the story behind his incredible world-class deer. Jon gives us a firsthand look at the dedication, strategy, and hard work it takes to make it happen. We talk crop changes, chasing whitetails across wild open prairie, and everything in between. So sit back, relax, and come along for the ride—you won't want to miss this one! https://www.theoutdoordrive.com/ Get you Tickets to Into the Wild https://www.eventbrite.com/e/into-the-wild-an-ultimate-outdoor-experience-tickets-1295280221009?aff=ebdssbdestsearch Sponsors: BowTech archey: https://bowtecharchery.com Satties LLC: https://www.sattiesllc.com Latitude Outdoors: https://www.latitudeoutdoors.com/ Promo Code: Outdoordrive WCB: https://www.workingclassbowhunter.com Promo Code: Outdoordrive Fourth Arrow Camera Arms: https://www.fourtharrowcameraarms.com Huntworth Gear: https://huntworthgear.com/ Lost Nation Archery: https://www.lostnationarchery.com Promo Code: Outdoordrive10 Nuke Em Blinds: https://nukemhunting.com Promo Code: Outdoordrive Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textWhat does motherhood really mean when you don't have children of your own? I'm diving into this question from my personal perspective as a married woman without kids who's still figuring out if biological parenthood is part of my journey.The biblical instruction to "be fruitful and multiply" often gets brought up in conversations about having children. But looking deeper, I've found powerful meaning by breaking it down: "be" (to exist), "fruitful" (exhibiting the fruits of the spirit like love, joy, peace), and "multiply" (to increase). This reframing has shown me that nurturing the next generation extends far beyond having biological children.Through my experience mentoring with Big Brothers Big Sisters, I've discovered the profound connection that forms when you consistently show up for a child who isn't biologically yours. Despite knowing my "little sister" for just over a year, I find myself deeply invested in her wellbeing – attending her events, responding when her mother needs help, and including her in my daily prayers. This relationship has taught me that motherhood isn't confined to biological connections – it's about the heart's capacity to nurture and champion a young person's growth.For those longing for children but still waiting, I encourage you to start mothering now. Volunteer, mentor, or invest in the children already in your life. Every child I've connected with has drawn something out of me I didn't know I needed or possessed. They've helped me heal and grow in unexpected ways. We all have something inside us that this world needs – don't let fear stop you from sharing it. Whether you're a biological mother, aunt, godmother, teacher, or mentor, your contribution to raising the next generation matters profoundly. You're seen, you're heard, and you're an essential part of the village.Follow us on Facebook at Standing in your Truth Podcast with Yanni and on Instagram at Talks with Yanni to join our community of truth-seekers and nurturers.Support the show Standing In Your Truth Podcast with Yanni Thomas https://www.facebook.com/share/1Kcug7eVXX/?mibextid=wwXIfr
What if discipleship could feel less overwhelming—and more like a movement?In this episode, Discipleship Pastor Leo Loughmiller from The Vail Church (https://thevailchurch.com) interviews Jeremy about how Ordinary Movement works as a discipleship pathway within the local church.They dive into:What Ordinary Movement isWhat makes it different from typical small group modelsHow everyday people are becoming leadersWhy pastors are turning to this tool to multiply disciplesWhether you're a pastor looking for a clear discipleship process or an ordinary believer who wants to make disciples, this episode will give you the vision and tools to get started.
Katy Warren preaches on love. Often, we think there is only so much love to share, but love is not a limited resource. There is more than enough to go around. In all areas of our lives, we have new opportunities to love more. Love doesn't get used up; it grows if we allow it. We love without conditions or stipulations. To love as Jesus loves us, we should support, encourage, and provide for others, even those we don't know well, in whatever way we can. Preaching text: John 13:31-35
Discover practical leadership strategies to help you build a more engaged, productive team while avoiding burnout. Join host Matt Seitz, Chief Marketing Officer at C2P, as he interviews Josh Friberg, Transformational Emcee and Event Designer from Your Event Elevated. Learn how to establish yourself as a trusted leader, empower your team members, and approach difficult conversations constructively. From defining effective leadership traits to implementing communication strategies, this episode covers essential tactics for financial advisors looking to enhance their leadership skills and multiply their impact.Resources:Previous episode with Josh Friberg: Converting Culture into Growth: How Elite Financial Advisors Create High-Performing TeamsBooks referenced:Smarter, Faster, Better by Charles DuhiggVisioneering: Your Guide for Discovering and Maintaining Personal Vision by Andy Stanley Slow Productivity: The Lost Art of Accomplishment Without Burnout by Cal NewportFramework referenced: Simon Sinek's Golden CircleSystem referenced: EOS (Entrepreneurial Operating System)
Visit GoHighLevel.com/Travis to try the ultimate all-in-one CRM platform. Alex is the COO and co-founder of GoHighLevel, a billion-dollar marketing and CRM platform that has transformed how agencies and local businesses operate. With a background in tech and entrepreneurship, Robin's journey spans from running a game server company in college to leading one of the fastest-growing SaaS companies in the world. His unique blend of technical expertise, agency experience, and people-first leadership has made him a respected figure in the SaaS and marketing automation space. On this episode we talk about: Robin's path from tech-savvy entrepreneur to GoHighLevel co-founder How GoHighLevel scaled to 3-4 million users and 1,800+ employees in under seven years The impact of AI on business operations, jobs, and new opportunities like prompt engineering The critical role of soft skills-leadership, communication, persuasion-in an AI-driven world The difference between running an agency as a job versus building a scalable business Bootstrapping GoHighLevel and the power of organic, product-led growth Balancing family, priorities, and founder life Top 3 Takeaways Embracing AI and new technology can multiply your team's impact, but leveraging soft skills like leadership and communication remains irreplaceable. Building a scalable business requires moving beyond “just a job”-focus on systems, recurring revenue, and solving real customer problems. Organic growth, strong partnerships, and listening to your customers are key drivers for sustainable SaaS success Check out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeRobin Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey CEO- Did you know the average woman spends over 100 hours a year just deciding what to wear? Chances are you‘ve stood in front of a closet full of clothes on hangers (and in a pile on the floor) and still feel like you don't have anything to wear. If so, you're not alone. As a business owner who needs to show up in person, on zoom or on stage, your appearance matters…But your beauty is not based solely on what you wear, rather it's the alignment of your inner faith + your outward appearance.That's why I'm excited to introduce my personal stylist, Ashli Anna Hurley.Ashli Anna is the founder of Bold Faith and Fashion, where she helps Christian speakers and thought leaders authentically align their inner faith with their outer appearance to attract their ideal clients.As the creator of the SHINE framework and Focused 15 Capsule Wardrobe method, Ashli bridges the gap between biblical truth and practical style, helping women eliminate decision fatigue while maintaining powerful platform presence.On this episode we unpack: Why knowing your CEO style eliminates decision fatigueWhat your appearance can do to supplement your message, not distract from itHow focusing the right way on your appearance multiplies your impactCan't wait for you to get to know Ashli Anna today… and start making the time you spend on appearance an investment that doesn't just say “look at me” but “look at Him” Be sure to grab her Focused 15 Piece Capsule Wardrobe Checklisthttps://boldfaithandfashion.myflodesk.com/focused15Cuz it's time to SHINE the beautiful features + message He's given you!We pray this blesses, challenges and moves you to action!YOU. HAVE. TIME. Lissa + Ashli AnnaP.S. Continue the conversation inside the REDEEM Her Time Community redeemhertime.com/communityP.P.S. Wanna get back 5 hours THIS week? Binge the Productive + Profitable C.E.O. Private Podcast to discover the secret to productivity is not in your to-do list and how one simple shift can double your results. Walk away with more margin, less to-do's and exponential growth! (P.S. I'll share the secret to 10,000% productivity increase…no that's not a typo!)Grab access to the Productive + Profitable C.E.O. Private Podcast here https://redeemhertime.com/hours
This podcast is brought to you by LifeChurch West Chester. We pray you are blessed, and we thank you for listening! For additional content and information, please visit www.lifechurchwestchester.com.
Communication Queen | entrepreneurship, marketing, storytelling, public speaking, and podcasting
Ever wonder how some entrepreneurs seem to do it all—run thriving brands, parent like a boss, AND stay consistent with their content? In this episode of Communication Queen, Kimberly Spencer pulls back the velvet curtain on the transformational strategy that powers her content machine: the 3:1 Ratio. What's the 3:1 Ratio? It's not just a productivity hack—it's a QUEEN strategy rooted in storytelling and leverage. Kimberly reveals how one golden nugget from a client convo, podcast ep, or coaching session turns into a kingdom of content—from social posts to email funnels, podcast topics, and beyond. With three kids (including a newborn), multiple businesses, and a best-selling book on deck, Kimberly walks her talk—and shows you how you can, too. This episode isn't about doing more. It's about doing smarter. Simpler. Louder. And in true Queen style: with unapologetic purpose. Whether you're burnt out from creating one-off content or you're just ready to scale without sacrificing your sanity, this episode will flip the script on how you think about marketing. Grab your crown, press play, and prepare to reign over your content strategy like never before.
Groups Pastor Jonathan Shepherd and Associate Pastor Willie Mayfield join the conversation with Pastor Sean Azzaro discussing the transformative power of community groups in their church inspired by their recent journey through Francis Chan's "Multiply" series. Be listening for a touching testimony from a woman from Oregon, and learn how River City fosters deeper connections and accountability among its members. This podcast is the definition of experiencing Real Life.00:00 Introduction02:19 Fun and Fellowship at River City04:58 The Importance of Groups in Ministry06:59 Evolution and Training of Group Leaders10:47 Unified Direction: Francis Chan's Multiply11:55 Introduction to River City's Group Structure12:20 The Impact of Multiply Movement12:37 Francis Chan's Influence and Resources14:04 Personal Testimonies and Group Experiences17:24 The Power of Community and Groups18:20 Lessons Learned from Multiply Movement22:31 Upcoming Events and Sermon Series25:03 Conclusion and Invitation to River City
Groups Pastor Jonathan Shepherd and Associate Pastor Willie Mayfield join the conversation with Pastor Sean Azzaro discussing the transformative power of community groups in their church inspired by their recent journey through Francis Chan's "Multiply" series. Be listening for a touching testimony from a woman from Oregon, and learn how River City fosters deeper connections and accountability among its members. This podcast is the definition of experiencing Real Life.00:00 Introduction02:19 Fun and Fellowship at River City04:58 The Importance of Groups in Ministry06:59 Evolution and Training of Group Leaders10:47 Unified Direction: Francis Chan's Multiply11:55 Introduction to River City's Group Structure12:20 The Impact of Multiply Movement12:37 Francis Chan's Influence and Resources14:04 Personal Testimonies and Group Experiences17:24 The Power of Community and Groups18:20 Lessons Learned from Multiply Movement22:31 Upcoming Events and Sermon Series25:03 Conclusion and Invitation to River City
Pastor Kelly Soiles highlights that every person is intentionally gifted by God to serve others, using talents like creativity, compassion, and leadership to shine light and build community.
Today on the show Lisa interviews Ashley Stegeman & Chad Manbeck. Ashley is the Director of Church Engagement and Partnerships at Stadia. Chad is the Lead Pastor at Richwoods Christian Church in Central Illinois. Today's episode is full of specific information about Stadia's Vision Trips. You don't want to miss this information or the surprising way that Chad's trip ignited his next steps in being part of multiplying churches for the next generation.
Hustling harder. Adding more strategies. Hiring more people. That's how most healthcare practice owners try to grow their business—but all it leads to is burnout, chaos, and flatlined profits. In this episode, Tristan Bond reveals why adding more is the fastest path to less—less profit, less control, and less joy—and how to adopt a multiplication mindset to scale simply, sustainably, and stress-free. Whether you're still chasing 7 figures or you're trying to break past it, this episode is your roadmap to scaling without the complexity. Here's what you'll learn from this episode: ✅ Why adding more = more chaos (and what to do instead) ✅ The shift from “growth mode” to “multiplication mode” ✅ How to scale ONE strategy and explode your results ✅ What metrics you must track to grow profitably ✅ How one client grew from $900K to $1.5M by focusing on less You don't need more—you need to do what's already working better, smarter, and at scale. That's how real growth happens. P.S. If you want to learn more on how to scale your healthcare practice, chat with one of our expert coaches at https://practiceacceleration.com/application and see how we can help you! Thanks so much for joining us this week. We hope you love it! Have some feedback you'd like to share? Leave us a review on iTunes! If you enjoyed this episode, please subscribe and leave an honest review for The Practice Acceleration Podcast on iTunes. Ratings and reviews are super helpful and greatly appreciated as it helps us expose this show to a wider audience- plus, we read each one of them! If you're looking for ways to grow your healthcare practice even faster, join our free Facebook group Scale Your Practice.
Ordinary Guys Extraordinary Wealth: Real Estate Investing and Passive Income Tactics
In this deep-dive episode of The Faster Freedom Show: REI Only Edition, Sam breaks down the Rehab stage of the BRRRR method—the step that scares off most investors but holds the key to long-term wealth. Learn how to rehab smart (not cheap), avoid common pitfalls, get the most out of your appraisal, attract top-tier tenants, and build equity fast—without using your own money. From contractor secrets to must-know budgeting strategies, this is the blueprint to confidently scale your portfolio.
What if the most overlooked growth strategy in your business wasn't another ad campaign, funnel tweak, or team hire – but a relationship? In this week's episode, I'm joined by longtime friend and powerhouse publicity expert Selena Soo, who just released her brand-new book, Rich Relationships. Selena has built a multi-8-figure business and forged over 400 affiliate and referral partnerships, and in today's conversation, she's peeling back the curtain on exactly how she did it. You'll learn why generosity is the greatest growth accelerator, how to build a trusted inner circle (even if you're an introvert), and how to get intentional about cultivating meaningful relationships that pay back tenfold—emotionally, spiritually, and financially. Whether you want to grow your audience, expand your impact, or simply feel more connected in a disconnected world, this episode gives you the blueprint. IN THIS EPISODE, YOU'LL LEARN: Why rich relationships are more valuable than 100 casual connections How Selena leveraged strategic generosity to grow her business (and how you can too) The framework of The Six Circles of Connection and how to assess your current network How to proactively support your inner circle without overextending yourself The key difference between trust and relationship—and why one without the other isn't enough Why you must become the kind of person who attracts the relationships you desire How to use a Generosity Fund to intentionally invest in meaningful partnerships Selena's process for building 400+ affiliate and referral partnerships—including scripts, systems, and strategic invites Why your team is one of your most overlooked rich relationships The true ROI of giving without expectation (and how it leads to exponential returns) TIMESTAMPS: 2:30 – Selena's quarter-life crisis that led to her passion for elevating others 6:21 – The Six Circles of Connection framework 11:05 – Showing up generously for Circle 1 & Circle 2 16:00 – The concept of “Relationship Math” and small acts with big impact 22:55 – The Currency of Integrity and why giving returns tenfold 26:15 – Building over 400 affiliate and referral partnerships 33:55 – How to set expectations when collaborating or promoting others 37:00 – Why Selena believes rich relationships outperform every other investment 41:00 – Why team members must be seen as part of your inner circle 45:09 – Selena's free offer: 4 free chapters + 20+ rich relationship scripts RESOURCES: Get Selena's free bundle: RichRelationshipsBook.com/KellyRoach Includes: First 4 chapters of Rich Relationships 20+ plug-and-play scripts for referrals, introductions, endorsements, and more Follow Selena on Instagram and LinkedIn Apply for a Power Hour with Kelly — Get clarity, strategy, and results in just one high-impact session https://thekellyroach.com/power-hour SUBSCRIBE TO THE KAIROS NEWSLETTER: Faith leadership strategies to bulletproof your business and life that are delivered to your inbox every Saturday morning. https://thekellyroach.com/kairosnewsletterorganic Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/ Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/ The Kelly Roach Show is your business podcast that gives you quick, actionable trainings for business growth, sales growth, and leadership. Kelly teaches about the entrepreneurial mindset and how to leverage building an unstoppable team with high performance strategies for rapid and sustainable business growth.
On this episode of The Table with Anthony ONeal, we're breaking down the illusion of wealth that's all over your timeline. Social media may show you luxury, but what's behind the scenes? Most people are barely getting by, and the economic reality is getting tougher: rising interest rates, inflation, and financial pressure at every turn. It's time to face the facts and take control. No more paycheck-to-paycheck living. We'll talk about real wealth-building, the discipline it takes, and why an emergency fund isn't optional anymore—it's essential. Let's build a life that's not just rich in appearance, but rich in stability.Mentioned On Today's Show:**This show is sponsored and brought to you by Better Help!**