All is Money

Attempt to bring private companies on board the Indian Railways have barely worked. We dive deep into the real financial strain: Did you know the Indian Railways spends over ₹98 for every ₹100 it earns? We unpack why the 2019 grand plan to privatize 150 passenger trains failed, and explore the essential steps experts say the government must take from gradually raising fares to separating non-core functions like hospitals and schools to finally get the tracks aligned for private investors.

The $150 Billion Bill: We dissect the true costs of 'the largest deportation effort in American history'. Explore how losing nearly 5% of the US workforce could trigger a 6.8% economic contraction, and weigh political promises against the logistical and financial nightmare of mass removal

The rise of Gold ETFs in India: Discussing how physical gold held by these funds nearly doubled from 27 tonnes to 55 tonnes by October 2024, and how domestic Gold ETFs attracted ₹12,450 crores in net inflows over 21 months.Defining Gold ETFs: Explaining that they allow ownership of gold without needing a vault, slicing gold bars into digital units that trade like shares.• Drivers of the migration: Highlighting the tax-friendly nudge introduced in the 2024 Union Budget, which slashed the long-term capital gains holding period from 36 months to 12 months, resulting in gains being taxed at a flat 12.5%. Other factors include the scarcity of new Sovereign Gold Bond (SGB) issues and increased allocation by multi-asset funds in India.• The drawbacks: Addressing challenges such as liquidity, tracking error (the gap between the ETF's performance and gold prices), and recurring costs like the expense ratio, brokerage fees, and transaction costs.• The strategy: Concluding that Gold ETFs should be viewed as a tool requiring balance and strategy in an investment toolkit, rather than a hero or a villain

Imagine trading a financial "masterpiece" for an unfinished project. That's exactly what Sumitomo Mitsui Banking Corporation (SMBC)—a major Japanese banking giant—did when it walked away from its passive stake in the "flawless" Kotak Mahindra Bank to become the largest shareholder in the once-battered Yes Bank.This is the story of a classic finance dilemma: Influence over Inertia. While Kotak offered the satisfaction of owning a quality, "safer compounding machine", SMBC held "prestige without power," lacking boardroom representation or a say in strategy.Now, as a "co-author" in Yes Bank, SMBC has voting rights, two board seats, and the ability to integrate its deep roster of Japanese clients into a domestic Indian network.In this episode, we unpack the high-stakes bet:• Why did SMBC trade a premium slice of a finished franchise for a "deep-value setup" in a bank that is still rebuilding?• How does gaining governance levers and board oversight accelerate a turnaround and build market confidence?• We examine the potential for "outsized payoff" if SMBC successfully implements Japanese precision in risk teams and helps raise the average credit quality of the bank.Discover why, for strategic investors, planting a flag in a bank that can still change shape is worth the risk of volatility

Why does every major Indian company from Zomato to Firstcry love this one "magical" figure? We dive deep into the world of corporate accounting to uncover the secret metric that helps India Inc. define its own success. We break down the massive difference between a company's adjusted profit margin and its actual profit, showing you exactly how these tech giants want you to perceive their financial health. If you want to know what's really happening on the balance sheet, tune in.

What happens when Congress fails to fund the country? The US government shutdown is here, fueled by an acrimonious funding stand-off between the White House and Congressional Democrats. Tune in as we dissect the budget impasse sparked by the fight to restore Medicaid cuts and extend healthcare subsidies. While Members of Congress are protected and continue to get paid, we examine the fate of the federal workforce 40% of whom are now on unpaid leave. Plus, hear the latest on President Trump's warning that this shutdown could accelerate further layoffs and his threat to target ‘Democrat Agencies' for cuts. From frozen research grants to delayed Social Security applications, we analyze how this high-stakes political gamble affects every American.

The National Highways Authority of India (NHAI) faces a crisis: after aggressively borrowing, its debt soared to ₹3.35 lakh crores by 2024, leading the Finance Ministry to put a stop to fresh loans. To keep India's road construction moving a sector seen as the backbone of infrastructure with a 3.2x multiplier effect on GDP—NHAI launched the MoRPH (Monetisation of Public Highway Assets Framework) strategy to raise thousands of crores without borrowing.But is this a "silver bullet or a silver sell-off"?We explore how NHAI is turning its ₹3.5–4 lakh crore asset base into quick cash by auctioning 20-year tolling rights (TOT), bundling roads into InvITs, and even creating public retail investment products. While this strategy has already helped reduce debt by allowing NHAI to prepay ₹56,000 crores worth of loans, it forces a hard choice: Are we trading a consistent pipeline of long-term income for a one-time payout and short-term financial relief?.Tune in to understand the dilemma: When private funds and infrastructure giants reap the benefits of decades of cash flows by collecting tolls, who pays for the next phase of construction once all the high-traffic roads are monetized?. We ask the tough questions about India's infrastructure future and whether selling assets is a sustainable financing model, or if the government is merely using taxpayer-built assets to plug a funding gap.⁠Support ALL IS MONEY

The global French fries market is worth around $24 billion, but just a couple of decades ago, India was a net importer of frozen potatoes. So how did a country that relied on European traders to introduce the "batata" centuries ago quietly transform into a processing giant, shipping frozen potato products worth ₹1,817 crores in FY25 nearly nine times its exports just five years prior?Join us as we peel back the layers on this massive agricultural and logistical transformation. We explore how global players like McCain Foods set up shop in Gujarat, the rise of local powerhouses like HyFun Foods, and the simple contract farming strategy that helped boost farmer incomes by an average of 75% since 2017. Discover the secrets behind the perfect golden color and crispiness, from the specialized 'Santana' and 'Frysona' potato varieties to the crucial work of Indian scientists at CPRI.From planting table potatoes to exporting specialized, low-sugar varieties that rival Europe's best, this is the fascinating story of how India went from being a net importer to supplying key markets across Southeast Asia and the Middle East, turning a humble crop into a powerful global export.⁠Support ALL IS MONEY

India has an unending love story with gold, but this affection comes at a massive cost: 1,000 tonnes of gold imported every single year! Meanwhile, domestic production remains a "laughably small" 1.5 tonnes.For decades, getting to India's hidden reserves was a "paperwork nightmare" tied up in confusing policy knots between central and state governments, making it unfeasible for companies to bid for leases.But the game has changed!This episode dives into the revolutionary 2023 Mines and Minerals Bill, which created new exploration licenses and financial incentives (like reverse bidding) to unleash the power of private miners. We unpack the story of the Jonnagiri gold project, which is not only the country's first private gold mine but also the first new discovery since Independence under this bold new regime.Can one project hailing from the same southern gold belt where reserves largely sit boost India's current output by 60% and set the precedent for unlocking other critical minerals?Tune in to find out how private enterprise is launching the new Indian gold rush and whether this golden pivot can finally reduce India's dependence on costly imports⁠Support ALL IS MONEY

Protein is no longer just for nutritionists or the "gym bros on social media" it's now in your lassi, your bread, and even your Amul Kulfi (which packs 10 grams of protein). This surge in high-protein products from companies like Britannia and Amul is tackling a major health crisis: urban Indians consume a median of only 37 grams of protein daily, falling significantly short of the recommended 60 grams.But what is truly powering this rush? We explore how rising per capita income has made consumers willing to spend extra on products positioned as "healthier", providing FMCG companies with a golden opportunity to boost revenue with premium ₹30 or ₹40 variants.Join us as we ask the vital question: Are these products actually fixing India's nutrition problem, or just monetising it? We dive into the risk of the ‘health halo' effect—where consumers focus solely on the protein claim while ignoring potentially high sugar, carb, or fat content. Discover why a single protein snack, while beneficial, won't bridge the massive protein deficiency gap.Find out what it will take for this trend to become a genuine nutritional solution, rather than fading away like the "baked, not fried" fad of 2016⁠Support ALL IS MONEY

For 34 years, Japan held one of the most prestigious titles in global finance: the world's top creditor nation. This meant Japan owned more assets in other countries than foreigners owned in Japan, holding the biggest net positive balance in "net external assets". But that long-standing record has been broken, as Germany quietly climbed to the top of the ladder.Tune in as we explain this massive $3.7 trillion shift. The surprising twist? Japan's net external assets actually hit an all-time high in 2024Support ALL IS MONEY

India's green revolution hinges on Kutch, a harsh salt desert that provides three-quarters of the nation's salt. Now, thanks to 320 sunny days a year, this remote region has become a "renewable energy jackpot".Join us as we explore the massive corporate "desert duel" unfolding in Kutch: Mukesh Ambani and Gautam Adani, India's richest men, have acquired close to a million acres nearly 10% of the entire district. They are locked in a high-stakes race to control not just power plants, but the "very molecules of tomorrow," from hydrogen to polysilicon.But this transition story is far from clean⁠Support ALL IS MONEY

Amazon joins India's fiercely competitive quick commerce war. Discover why this late debut feels like a "calculated delay", leveraging deep pockets to challenge rivals who are currently "burning cash"Support ALL IS MONEY

Tired of the standard script: school, work, and retirement at 60? It's time to FIRE - Financial Independence, Retire Early and leave the rat race behind. Discover your magic number using the Rule of 25 to live life on your own terms. We break down the calculations and expose the hidden risks, from lifestyle creep to unforeseen medical issues.Support ALL IS MONEY

President Trump has set his sights on mandatory quarterly results, proposing companies switch back to semi-annual reporting to ease regulatory burdens.We examine his central argument that the current system is expensive, drives 'short-termism,' and pushes managers away from focusing on long-term strategy and growth.Explore why the SEC and investors worry that fewer reports create "information asymmetry," and whether the UK's similar regulatory history suggests this change will actually help public marketsSupport ALL IS MONEY

NVIDIA drops $105 billion in landmark deals with Intel and OpenAI, solidifying its chip monopoly and building a formidable “team USA” front in the global technology competition with ChinaSupport ALL IS MONEY

Reliance Consumer's relaunch of Campa Cola at a low price point forced major competitors like Coca-Cola and Pepsico to introduce their own zero-sugar beverages, such as Coke Zero and Pepsi No-Sugar, at the same highly competitive price of Rs 10. This aggressive price war inadvertently made "zero sugar" products mainstream, shifting them from premium items for the health-conscious to widely available, mass-market options. Support ALL IS MONEY

We cut through the noise of the debate is this about protecting 85,000 American jobs, or shutting the door on the skilled immigrants who are essential because "talent is the new oil?"Support ALL IS MONEY

why global banking giants are retreating from India's lucrative retail sector, despite a booming economy and eager population. Discover how their limited branch networks and high operating costs prevent them from competing with domestic banks, which thrive by mastering the scale needed for profitable retail banking in IndiaSupport ALL IS MONEY

Unpack the untold story behind its unusual name change, the secret to its 'network effect' success, and the brewing challenges from gig worker protests to potential competition that could shape its future.Support ALL IS MONEY

We're diving into India's growing EMI epidemic, where easy access to credit for lifestyle choices like iPhones and beauty treatments has normalized debt, pushing household debt to a record 42% of GDP. This shift means many are now budgeting around repayments rather than saving, leading to financial stress and increasing defaults.Support ALL IS MONEY

Unpack the global finance revolution and how India's vital pipe industry is laying the groundwork for the nation's future, from homes to farmsSupport ALL IS MONEY

India's real estate market offers unique opportunities, with luxury areas like Altamont Road commanding prices higher than Manhattan, driven by niche demand and limited supply.Support ALL IS MONEY

India's rupee hits a record low against the US dollar, driven by investor jitters over steep US tariffs that have doubled duties on Indian goods to 50%.Explore how this currency crisis, complicated by its fall against the yuan due to contrasting tariff treatments, adds complexity for India's economy and its employment-intensive sectors.Support ALL IS MONEY

Explore India's new GST 2.0 reforms, simplifying tax slabs and cutting rates on everyday items to boost consumption and address previous complexities. Support ALL IS MONEY

This episode provides a clear, beginner-friendly guide to what financial instruments you can legally trade in India, emphasizing regulation by SEBI and RBI. It details everything from stocks and derivatives to ETFs and REITs, while also advising on what to avoid to invest smart, stay informed, and grow your wealth safely within legal boundaries.Support ALL IS MONEY

This podcast reveals how the "real rat race" stems from poor money management and consumption habits, not just a 9-5 job, highlighting what formal education often misses about financial literacy. It offers a powerful framework for balancing your production and consumption by understanding money as value, controlling spending, and maximizing your ability to create value at scale.⁠⁠Subscribe to All is Money for exclusive updates

SEBI is revolutionizing share trading, aiming for you to get your shares in your account within an hour, a game-changing T+0 settlement12. This episode explores how this move could significantly improve market liquidity and offers a look at the benefits and challenges of such rapid transactions⁠⁠Subscribe to All is Money for exclusive updates

Gold is emerging as the new treasury standard1. Tune in to understand its rise and what this means for the global financial landscape⁠⁠Subscribe to All is Money for exclusive updates

⁠Support All is MoneyImagine a tech titan, twice declared an illegal monopolist, facing the very real threat of being broken up. Now, picture its crown jewel – a browser used by 3.3 billion people, potentially worth $50 billion – suddenly up for grabs. This isn't just a sale; it's a battle for the future of the internet, with AI giants like OpenAI and PerplexityAI lining up to seize Google Chrome and fundamentally reshape how we search, interact, and even how our personal data powers the next generation of artificial intelligence. Will the 'devil we know' be replaced by an AI 'devil we don't know'? Stay tuned to find out who might get Chrome and what it means for all of us

Support All is MoneyThe U.S. national debt has rapidly escalated to over $37.2 trillion and is projected to hit $54 trillion within a decade, signaling an unsustainable fiscal path. This alarming growth is prompting credit rating downgrades, with soaring interest payments now exceeding Medicare and defense budgets and potentially stifling future economic investments.

Support All is MoneyDonald Trump proposes that Coca-Cola switch from high fructose corn syrup (HFCS) to cane sugar as part of his "Make America Healthy Again" campaign, citing concerns about ultra-processed foods and obesity.The health benefits of this swap are marginal due to the similar biological composition and processing of both sweeteners, which primarily affect the liver.Such a shift could severely dent the US agricultural economy, causing billions in losses for corn farmers and posing significant logistical challenges for the US, which lacks sufficient domestic cane sugar production and has import restrictions.

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Is University Worth it Anymore My HONEST advice on the state of Universities in 2022 Support: https://rzp.io/l/allismoney

The Rise of Fake Gurus - The Dark Truth Behind Making MILLIONS from Online Courses Support: https://rzp.io/l/allismoney

The INSANE Story of Instagram _ How Kevin Systrom & Mike Krieger Built A BILLION DOLLAR Company Support: https://rzp.io/l/allismoney

How to Profit from a Recession - A Guide to Investing During an Economic Collapse Support: https://rzp.io/l/allismoney

Data Brokers - The Dark Industry of Selling Your Identity for Profit Support: https://rzp.io/l/allismoney

The Toxic World of Self Help - Hustle Culture, Toxic Positivity, Addiction, and Fake Gurus Support: https://rzp.io/l/allismoney

The Untold Truth About Money - How to Build Wealth From Nothing Support: https://rzp.io/l/allismoney

The Rebranding of Tyler1 - Rage, Redemption, and Reformation Support: https://rzp.io/l/allismoney

The Multilevel Marketing Cults - Lies, Pyramid Schemes, and the Pursuit of Financial Freedom Support: https://rzp.io/l/allismoney

Escaping the Rat Race - What School Failed to Teach You About Money Support: https://rzp.io/l/allismoney

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