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The Customs Minister insists the Government's had success seizing illicit tobacco, as a report outlines the reality of the black market. FTI Consulting's study - commissioned by tobacco companies - found more than a third consumed last year was illegal. It estimates the Government lost $817-million in excise and GST revenue last year. Casey Costello says despite more seizures than ever, smuggled amounts are getting through. She's advising customers to be cautious. "When you've buying that cheap packet of cigarettes, you're lining the pockets of some pretty bad people." LISTEN ABOVESee omnystudio.com/listener for privacy information.
They say hope is the last thing to die. And thus it was yesterday when I heard Labour's first policy announcement in months. Give me a reason to vote for Labour – and they didn't. Chris Hipkins and Tangi Utikere announced a cap of some public transport fares —mostly for the cities, mostly for Auckland, where there's already a cap— that cuts off at a lower spending base. Not really the sort of bold and visionary policy you'd hope would come from a party that's been sitting around for years in Opposition, promising policy once the Budget's been released like it's going to be something quite seismic, revolutionary, changing the way we do things. A bit like the bold and visionary Labour of yore. That's what they came up with, starting with Michael Joseph Savage and moving through. Labour governments in the past have given us state housing, and the welfare state, and GST, and a shakeup of our economic policy, and a nuclear free New Zealand, and the Super Fund, and Kiwibank, although via Jim Anderton's Progressive Party. You would hardly say that this lot are the visionary Labour politicians of yesteryear. From them we get a lowered cap on public transport – after months, years, of being able to sit and develop policy, this is what they come up with. Labour's transport spokesperson was bigging it up, Tangi Utikere saying it will be a game changer for those who use public transport. “This is a real policy that will make a huge difference to households, commuters, shift workers, students, people who get from A to B every single day, every week. They're sitting around the kitchen table realising that their household bills are getting higher. This will provide absolute certainty for them when it comes to sorting their public transport.” Will it make a difference? I'm not sure how shift workers will benefit given the last bus in Auckland during the week finishes at 12:30am. Did Tangi even look at a bus timetable before he talked about how shift workers will find this absolutely a game changer? For some, I'm sure the extra 30 bucks will make a huge difference. I had a text yesterday that said, “it takes me three buses each way to get to and from work. As someone who's on a low income with a new baby, that extra $30 will go a long way. The current $50 cap does help with clear budgeting, but at $20 it feels like a godsend." So that's fantastic, but wouldn't it be better all round for the country, for people who are doing it tough right now, if we had targeted assistance? At the moment, Labour's spraying around universal policies, universal benefits, universal – although in the case of the public transport it's only universal if you happen to live in an area where there is public transport. As I say, it's mainly for the cities, mainly for Auckland. But the three GP visits for all... The taxes are going to be targeted, so why aren't the benefits? Why not give young Taylor who has to take three buses to work and has a young baby and is right at that stage of life where it's really grindy and in a particular stage in history where it's particularly, particularly grindy, why not give those young people a bit of extra assistance and not have young urban professionals who live close to public transport who don't need the cap putting it towards their end of week espresso martinis? Now I had an email from Dean who says, “my wife and I are both professionals who commute to the Auckland CBD. We have two sons, 22 and 23, one who lives at home. We'll be saving around $165 a week or close to $8,000 a year – that's simply going to pay for our next family holiday." They're just going to put the money, the public transport subsidy that taxpayers who don't live anywhere near a bus are helping to fund, towards a holiday and they don't even have the option of turning it down really. Once you hit that cap, that's it. Okay, so will it help you? Do you need the help? Would you like to see that help targeted more to those who need it rather than being universal? Would you like to see some visionary bold Labour policy? Hand up, yes I would. See omnystudio.com/listener for privacy information.
Cheap, illict, black market ciggies are in the news again. A new report claims more that than one third of tobacco consumed last year was bought on the black market. It estimates the Government lost $817 million in excise and GST revenue last year. It's worth noting the report was commission by tobacco companies, who are obviously very keen to knock this behaviour on the head. Immediately, it raises questions about the excise tax placed on cigarettes and whether we should raise it, keep it steady, or drop it. Excise tax and GST in NZ means a packet of cigarettes is around $40 – but you can pick up a pack on the black market for around $13. It's a difficult policy choice. On one hand, high cigarette taxes have helped reduce smoking rates over time. On the other hand, you can't deny that rising prices have increased the incentive for black market tobacco smuggling and illicit sales. There is a reasonable argument for reducing or freezing excise taxes if policymakers believe the illegal market is growing faster than the legal market is shrinking. Australia provides a warning. After years of large tax increases, the Australian Bureau of Statistics estimates illicit products made up as much as 80% of nicotine consumption in 2025. Organised crime groups have become heavily involved, leading to violence, extortion, and firebombings. However, cutting taxes also has drawbacks. Cheaper cigarettes may encourage more smoking, undermining progress towards public health goals. I would also argue it's unlikely the excise tax would be reduced enough to truly compete with a black market $13 pack of cigarettes. New Zealand has not yet reached Australia's level of criminal involvement. The Government has stated that while illicit tobacco is increasing, New Zealand is “not yet facing the same issues as Australia.” Authorities have responded with joint operations involving Customs, Police, and Health agencies. Last night, Customs Minister Casey Costello defended border controls on Newstalk ZB Drive, stating that Customs has had huge success in seizing illicit tobacco. And to be fair, they have demonstrated significant enforcement capability. In one recent case, officers intercepted 927,000 smuggled cigarettes concealed in shipments falsely declared as clothing, leading to arrests and the potential tax avoidance of $1.4 million. Other operations have seized more than 1.5 million cigarettes and over a tonne of loose tobacco. What we need to see though is better organisation between Police and Health agencies once the product is in New Zealand and on sale. In the year ending in March, Ministry of Health did not undertake any enforcement action against retailers under Smokefree legislation, and yet, dodgy retailers don't seem to be very hard to find. From here they need to make it clear whose jurisdiction it is to focus on breaking up the domestic supply of illegal cigarettes, with serious fines and consequences on the table. Overall though, the strongest response may be a middle path: avoid large future excise increases while investing more resources in enforcement. This approach preserves the health benefits of high tobacco prices while reducing the risk of creating an Australian-style black market dominated by organised crime. See omnystudio.com/listener for privacy information.
Tax time can add to the stress of small business. So, to help reduce that worry, this episode is devoted entirely to small business issues for tax time 2026. With high-level expertise from the ATO's Angela Allen, assistant commissioner responsible for small business experience, in the studio with CPA Australia's tax lead Jenny Wong, explore the most common tax issues affecting small business, and how you can stay compliant. In this episode, you'll gain valuable information on: The most common tax time mistakes made by small businesses Why accurate record keeping is still critical for compliance The ATO's key focus areas for small business audits and reviews How data matching is changing tax reporting and enforcement What businesses need to know about Payday Super changes How the instant asset write-off applies this financial year Why cashflow management is essential for meeting obligations The support tools and learning resources available for business owners How the ATO is addressing shadow economy activity and tax evasion Why early engagement with advisers and the ATO can prevent bigger problems Tune in now. Host: Jenny Wong, tax lead, CPA Australia Guest: Angela Allen, assistant commissioner at the ATO, responsible for small business experience For more, head to CPA Australia's tax time tools and resources page. And of course, you can head to the ATO website or you can download the ATO app. The ATO also has online services and you can go to the ATO website and search verify or report a scam or how to stay scam safe for more information. And you can phone the ATO on 1800 008 540. Loving this episode? Listen to more With Interest episodes and other CPA Australia podcasts on YouTube. https://www.youtube.com/@CPAaustralia/podcasts And don't forget to click subscribe to the channel for a wide range of content that will help your career. CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance and accounting: With Interest https://www.cpaaustralia.com.au/tools-and-resources/podcasts/with-interest INTHEBLACK https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack INTHEBLACK Out Loud https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack-outloud Excel Tips https://www.cpaaustralia.com.au/tools-and-resources/podcasts/excel-tips Search for them in your podcast platform. Email the podcast team at podcasts@cpaaustralia.com.au Chapters: 00:00 Cash Flow Pressure for Small Businesses and When to Contact the ATO 00:16 Tax Time 2026 Overview with Angela Allen, Australian Taxation Office 01:00 Common Small Business Tax Time Mistakes and Record‑Keeping Errors 02:06 ATO Record‑Keeping Tools: Recordkeeping Evaluation and myDeductions App 02:38 ATO Small Business Compliance Focus Areas for 2026 02:58 ATO Small Business Compliance Risks: Income Reporting, Employer Super Obligations, and Cash‑in‑Hand Payments 04:08 ATO Small Business Tax Time Toolkit and Online Learning Resources 05:27 Managing Cash Flow Stress and Early Engagement with the ATO 05:51 Tax Time 2026 Changes: TPAR Reporting and Pre‑Fill Data 06:37 Instant Asset Write‑Off Rules for Small Businesses 06:56 Payday Super Starting 1 July and Employer Readiness 07:18 Staying Compliant Year‑Round Using Digital Tax Tools 08:15 GST, PAYG Withholding, Superannuation, and Cash Flow Planning 09:05 ATO Priorities on the Shadow Economy and Cash‑in‑Hand Payments 10:26 Episode Wrap‑Up and CPA Australia Resources #taxtime #smallbusiness #smallbusinesstax #compliance #ATO
You know the feeling. You post the last minute cancellation, the one that used to fill within the hour, and now it just sits there. The Monday DMs that used to be mental are quiet. The new client requests that used to roll in are a trickle. You are not imagining it, and you are not doing anything wrong.In this episode, Sam and Jen are joined by one of Sam's dearest friends and the final piece of her rat pack, Rach from Halo Hair and Beauty in Tweed. Fourteen years a salon owner, six years an educator, and refreshingly honest about what has actually shifted in this industry. Rach and the girls get into the thing most owners are quietly worried about and almost no one is saying out loud. The clients are not coming the way they used to, building a new column is harder than it has been in years, and the old playbook of post on Monday and fill by Friday does not work anymore.This is a real conversation about the new landscape of the Australian salon industry. Why younger clients are skipping colour altogether. Why the hate around pricing online misses what a haircut actually costs to deliver. Why a smaller team has quietly become the smarter, calmer, more profitable choice. And the slow shift that comes with time in the chair, when you stop chasing the bigger salon and start enjoying the one you already built.What we coverWhy building a new client column is so much harder than ten years agoThe new client landscape and why last minute spots no longer fill the way they didYounger clients going natural and skipping colour, and what that does to the booksThe online hate around salon pricing and the real cost behind a haircutWhy a smaller team often means better culture, less tax and more profitKnowing your numbers and team targets so you are not paying people to do nothingWhy going back to basics is the skill apprentices are missingChoosing to enjoy the salon you have built instead of always chasing moreSome weeks the most powerful thing you can do is jump in, do what you need, and jump back out.FAQsWhy is it harder to build a new client column now than it used to be? Demand has shifted, so the steady stream of new clients many salons relied on has slowed right down. More people are going natural or stretching out appointments, which means fewer new bookings and a slower build for newer team members.Is a smaller salon team better than a bigger one? For many owners, yes. A smaller team can mean stronger culture, less time spent managing people, and a lower wage, tax and superannuation load, which often leaves the business more profitable and far less stressful to run.Why do salon prices feel so high right now? A haircut or colour covers far more than the time in the chair. Rent, stock, insurance, superannuation and tax all come out of that price, and rising client expectations mean each service takes more time and skill than it used to.Mentioned in this episode:
A new federal GST top-up is reaching eligible Canadians, with some families receiving hundreds of dollars in added support; Canada's labour market exceeded expectations last month, adding 88K jobs while the national unemployment rate dropped to 6.6%; With the World Cup set to begin in Toronto next week, officials are outlining final preparations for transit, traffic, stadium readiness, and safety.
Could your CDC vouchers, GST vouchers and cash payouts be worth more than you think? Hosted by Michelle Martin, Ayush Goyal, Country Manager of SingSaver and MoneyHero Singapore, shares how households can turn government support into a smarter financial plan. From making the most of payouts and SRS tax savings to getting financially ready for a BTO, discover practical ways to create more breathing room and get ahead in 2026. The show starts with a bite of AI news.See omnystudio.com/listener for privacy information.
In this episode of the podcast, Dave Wheeler and Tyler Carr help kick off an incredibly massive summer weekend in Winnipeg, starting with the launch of Pride Month. They also break down Manitoba Premier Wab Kinew's decision to shut down plans for a massive AI data center near Winnipeg, alongside the provincial government's new $802,000 mobile paramedic pilot program designed to address toxic drug overdoses downtown—a plan heavily questioned by the mayor and the paramedics' union due to ongoing citywide staffing shortages. Plus, they look at the incoming GST top-up payments hitting bank accounts today, the arrival of Lumi the rescued lynx at the Assiniboine Park Zoo, and country star Morgan Wallen flipping a piano in viral frustration. The guys celebrate a heavy Manitoba connection in Game 2 of the Stanley Cup Finals, where Oakbank's Brett Howden, Winnipeg's Mark Stone, and Winnipeg's Seth Jarvis combined for an unforgettable thriller to tie the series 1-1 heading to Vegas. Plus, it's officially GAME DAY for the Winnipeg Blue Bombers as they kick off the CFL regular season tonight in Calgary against the Stampeders!
In this episode of the podcast, Dave Wheeler and Tyler Carr dial up the nostalgia with a nod to the legendary Sega Genesis Mortal Kombat blood code: A-B-A-C-A-B-B. The guys throw it open to the listener lines to tackle a massive local question: who exactly should step up as Winnipeg's next mayor? Over in the newsroom, the team dives into the unfolding backlash surrounding Pride Winnipeg's decision to ban military personnel from marching in uniform this weekend, plus a major Corydon Avenue renewal project, a look at Devonshire Park's upcoming school expansion, and the surprise GST top-up landing in bank accounts tomorrow. They also laugh through the bizarre marketing stunts of Scary Movie 6 and track Meta's latest AI security blunder.
We're closing out Part 1 of Season 6 with an episode about something near and dear to our hearts, and oh-so-important in rural and ag communities: mental health. For Mental Health Awareness Month, Rebecca sits down with therapist Chris Swenson — owner of Rhino Wellness Center and host of the Rhino Resilience podcast — to reframe what strength really looks like in rural communities. (Yes, we know that May is technically Mental Health Awareness Month, but we recorded this episode in May, so it counts, right?) Chris breaks down his four-pillar Rhino Resilience framework, explains mental health as biology (a regulated nervous system with an accelerator and a brake), and shares practical, do-anywhere tools for staying calm and steady. It's a warm, honest reminder about some pretty important things: you can be both strong and struggling, that you're not broken, and that connection is what pulls us out of isolation. About Chris: Chris "Rhino" Swenson is a licensed mental health therapist, speaker, and founder of Rhino Resilience. For more than 20 years, he has worked with rural individuals, families, and communities, helping people build practical resilience skills for the challenges of modern rural life. He hosts the Rhino Resilience Podcast and is passionate about strengthening rural communities from the inside out. In this episode, we cover: Why rural suicide rates run two and a half to three and a half times higher than urban areas (why awareness alone isn't enough without practical next steps) Chris's four pillars of Rhino Resilience and how they redefine strength to include recovery and reaching out (not going it alone) How understanding your nervous system as biology (an accelerator and a brake) can dissolve the stigma around mental health Simple, accessible tools you can practice anywhere — breathwork, micro-resets, and grounding — and why you have to build them before you need them How a single moment can can a life Links + Resources Mentioned: Website: https://rhinoresilience.com Youtube: https://www.youtube.com/channel/UCso1ch-Kaa_2IXZPJSZFZoQ FB page: https://www.facebook.com/RhinoResilienceOfficial Podcast: https://rhinoresilience.com/podcast/ Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
In this conversation with NSW Opposition Leader Kellie Sloane, she explains why she believes New South Wales has gone from the nation's top-performing economy to the bottom of the pack under Labor's watch. Kellie discusses her journey from country journalism to opposition leadership, her experience during the Bondi terror attack, and her strategy for defeating a first-term government. She also addresses federal-state tensions within Labor, the importance of assimilation in modern Australia, and why authenticity matters more than ever in contemporary politics. New South Wales economic decline under Labor government Federal-state tensions over GST and infrastructure funding The Bondi Junction terrorist attack response Assimilation versus multiculturalism debate Coalition relationship between Liberals and Nationals Presidential-style campaigning in state elections Young people's disillusionment with traditional politics Join my exclusive Mentored+ community: https://mentored.com.au/become-a-member/ Subscribe to the Mentored newsletter here: https://mentored.com.au/newsletterSee omnystudio.com/listener for privacy information.
In this week's episode of Money Made Simple, Liv and Jennie tackle a topic that deserves some airtime: the finances of self-employment. Nearly 1 in 5 Kiwis work for themselves - and the financial scaffolding that employees take for granted simply doesn't come with the territory. They break down what that means in practice, what to set up early, and how to make sure your future self doesn't miss out.This episode covers:The scale of self-employment in New Zealand - and why it's a growing slice of the workforceThe three types of self-employed Kiwis, and why the financial picture looks different for eachTax, GST, and ACC - the basics you need to knowThe KiwiSaver gap between the employed and the self-employed, and what that means for your futureWhat happened to the government contribution - and why it still makes sense to chase itThe "hidden" perks of employment you quietly lose when you go out on your ownFive practical watch-outs to set up early, including cash buffers, KiwiSaver contributions, and income protectionWhy you shouldn't assume selling your business will fund your nest egg - and what to think about when it comes to retirement planning as a self-employedResources mentioned in this episode:- Sorted - tools and guides for building good financial habits: https://sorted.org.nz- Business NZ x IRD's guide to becoming self-employed: https://www.business.govt.nz/business-stage-or-type/sole-traders/becoming-a-sole-trader- Retirement Commission x Hnry report on the KiwiSaver savings gap for self-employed: https://retirement.govt.nz/news/latest-news/new-report-highlights-growing-retirement-savings-gap-between-self-employed-and-employees- Hnry - tax and invoicing platform for sole traders and freelancers: https://hnry.co.nz- MMS Episode 64 - how compounding returns work: https://open.spotify.com/episode/5GEHBzjZWUhTxnyXBNj6ku?si=7bcc6849f80b4a12 By the end of this episode, you'll understand exactly how the financial future of a self-employed person is largely theirs to engineer - and a clearer picture of the key things to set up, think about, and get advice on before the tax bill arrives out of nowhere.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.
A crucial day for domestic data points! While the benchmark index faced selling pressure, India's economic engine showed steady ground with gross GST collections matching expectations. Join us as we analyze Maruti Suzuki's historic sales peak alongside robust SUV volumes from Mahindra. We also discuss why analysts are projecting a near-term moderation in auto growth. Get the briefing here.
A crucial day for domestic data points! While the benchmark index faced selling pressure, India's economic engine showed steady ground with gross GST collections matching expectations. Join us as we analyze Maruti Suzuki's historic sales peak alongside robust SUV volumes from Mahindra. We also discuss why analysts are projecting a near-term moderation in auto growth. Get the briefing here.
REDIFF - À Templeton, en Californie, le lancement de la nouvelle chaîne de télévision locale GST tourne au cauchemar le 15 avril 1958. L'écran se déforme, la voix de la speakerine devient un grésillement insupportable, et personne ne comprend pourquoi. Geoffrey Smith, le riche industriel derrière la chaîne, se retrouve face à une énigme qui défie toutes les lois de la télécommunication... Des meurtres qui défient la raison, des enquêtes impossibles, ou encore des assassins imprenables : abonnez-vous pour ne rater aucun nouveau récit passionnant de Pierre Bellemare, pour qui l'art de conter n'avait aucun secret. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
A crucial day for domestic data points! While the benchmark index faced selling pressure, India's economic engine showed steady ground with gross GST collections matching expectations. Join us as we analyze Maruti Suzuki's historic sales peak alongside robust SUV volumes from Mahindra. We also discuss why analysts are projecting a near-term moderation in auto growth. Get the briefing here.
PayU Finance CEO Deepak Mendiratta explains how the company is reimagining SMB credit through embedded, data‑driven lending models that overcome long‑standing barriers like irregular cash flows, limited documentation, and the high cost of small‑ticket loans. PayU uses alternative credit evaluation based on UPI transactions, GST records, and behavioural insights, enabling more accurate underwriting. Its EDI—equated daily instalment—model aligns repayments with daily cash flows, reducing interest burden and stress for small businesses. Through deep integrations with platforms like PhonePe, Swiggy, and Meesho, PayU delivers frictionless, real‑time credit access. Robust risk management combines machine learning, daily repayment visibility, and short‑tenure loans, while ethical lending, transparency, and data protection remain core principles driving sustainable, inclusive credit growth.
Most salon owners think branding is the colours, the logo and the name above the door. Tegan from Moosh used to think that too. Then she realised her brand had quietly gone missing, not because she got the visuals wrong, but because she had stopped knowing who she was actually talking to.In this Mini Moment, Tegan joins Jen to pull branding apart in plain language. The thing that brought hers back was almost too simple. She stopped posting to everyone and started posting to one favourite client, a real person, as if she was talking only to her. From there the feeling, the team and the whole vibe of Moosh fell back into place.This is an honest, practical chat about why your brand is a feeling more than a colour, why your team is part of it whether you planned that or not, and why two salons right here in Australia can share the exact same palette and still feel like nothing alike.What we coverWhy your brand is a feeling, not just your colours and logoThe one client trick that makes your posts actually landHow a busy salon quietly loses its brand without noticingWorking out who you really want sitting in your chairWhy your team and their personalities are part of your brandPosting to attract the right client instead of everyoneThe difference between the look of a salon and the feeling of itYour colours were never the brand. The feeling people walk into always was.What makes up a salon brand? A salon brand is the feeling people get from you, not just your colours, logo or name. It comes from who you serve, how your team shows up and how clients feel in your space.How do I find my salon brand? Start by picturing one favourite client and speak only to her, the way Tegan from Moosh did. Once you know who you are talking to, your colours, tone and team culture fall into place around her.Why does my salon brand feel off? Most brands feel off when the salon gets busy and the owner loses sight of who they are speaking to. The fix is rarely new colours, it is getting clear on your person again.Mentioned in this episode:https://www.salonrising.com
At Mumbai Tech Week 2026, the conversation around “AI in Action” is shifting from hype to real-world execution.In this deep-dive conversation, GetVantage Founder Bhavik Vasa joins Ryan to discuss why India's biggest AI opportunity isn't in building trillion-parameter LLMs — but in Applied AI powered by proprietary enterprise data, digital infrastructure, and embedded finance.From MSME lending and OCEN to cashflow-based financing, underwriting automation, due diligence, and workflow intelligence — this episode explores how India can become a global powerhouse in AI-led economic productivity.Key topics covered:• Why AI FOMO around public LLMs is fading• The rise of Small Language Models (SLMs)• Proprietary data as the real competitive moat• India Stack, UPI, GST & the MSME credit gap• How GetVantage uses Applied AI for underwriting• GrowthSahay, OCEN & embedded finance infrastructure• Revenue-based financing vs founder dilution• AI-powered due diligence & tender automation• The future of invisible finance and automated enterprise workflowsIf you're attending Mumbai Tech Week, building in AI, fintech, SaaS, embedded finance, digital lending, or enterprise infrastructure — this conversation is for you.Keywords:Mumbai Tech Week, MTW 2026, AI in Action, Applied AI, Proprietary Data, Small Language Models, SLMs, India AI ecosystem, Embedded Finance, OCEN, Revenue Based Financing, MSME Credit Gap, Digital Lending India, India
The Supreme Court on Wednesday upheld retrospective levy of 28 per cent GST on online gaming companies. The court also clarified that final decision in the matter is left to the concerned GST authorities. At the same time, it also upheld the laws enacted by Tamil Nadu and Karnataka criminalising online games played for money or stakes, including games such as rummy, poker and fantasy sports. A Bench of Justices J B Pardiwala and R Mahadevan said, quote: “The online gaming operators are not mere facilitators or intermediaries, but are suppliers of actionable claims amenable to GST.” End quote. Accordingly, the levy of GST on the supply of actionable claims arising from betting and gambling is constitutionally valid, it said, while setting aside a Karnataka High Court judgment. The case arose from GST notices issued to real-money gaming companies on the basis that 28 per cent tax was payable on the full face value of bets or contest entry amounts, and not merely on the platform fee or gross gaming revenue. The gaming industry's case was that GST could only be levied on gross gaming revenue, which is the amount retained by platforms after deducting winnings. The Supreme Court ruling, which comes after over one lakh crore rupees worth of showcause notices issued to gaming companies, is expected to put pressure on their margins, with survival likely to hinge on aggressive cost rationalisation and rapid business model adaptation. Meanwhile, in a move aimed at turning the country's vast ration distribution network into a technology-driven welfare platform, the Cabinet Committee on Economic Affairs on Wednesday approved continuation of the SARTHAK-PDS scheme for another five years with a central outlay of 25,530 crore rupees. The revamped scheme seeks to modernise the public distribution system by bringing together foodgrain logistics, beneficiary management and grievance redressal on a single digital architecture, while also easing the financial burden on States for transporting grains to ration shops. Information and Broadcasting Minister Ashwini Vaishnaw said the scheme covers the entire supply chain, from identification of beneficiaries and movement of foodgrains to citizen feedback mechanisms and reduction in transportation delays. The scheme will run till March 31, 2030. In the aviation sector, Air India will reduce up to 22 per cent of its domestic flights amid rising operational costs due to high fuel prices, according to sources. The loss-making airline, which is facing financial headwinds, has already reduced international flights by around 27 per cent. Air India operates around 4,400 weekly flights. Out of these, about 3,600 are domestic and 800 are international services. In a statement, the airline said that, in continuation of previously announced adjustments to select international services between June and August 2026, it has temporarily rationalised operations on certain domestic routes during the same period, with a reduction in frequencies on select routes. Sources indicate that 20 to 22 per cent of domestic flights will be reduced, with the airline citing the sustained impact of high fuel prices on overall operations. And on the global front, as tensions in the Middle East approach a critical juncture, reports have surfaced regarding a draft memorandum of understanding between the United States and Iran aimed at de-escalating the ongoing conflict, according to Iranian state media. With President Trump convening senior officials to finalise a potential agreement, the proposal offers a roadmap for restoring stability in the vital Strait of Hormuz while navigating the complexities of regional military presence. According to Iran's state television, the preliminary document outlines a multi-layered peace process designed to wind down hostilities and address key economic and security concerns. Under the proposal, Iran would restore commercial shipping through the Strait of Hormuz to pre-war levels within 30 days. Transit would be managed by Iran in coordination with Oman, though the current draft reportedly excludes US military vessels from this specific transit framework.
ලිබරල් සන්ධාන් රජයක් ආවොත් NDIS සහ තවත් රජයේ සුභසාධන වැඩසටහන් 17ක් “Australians only” ඒ කියන්නේ ඔස්ට්රේලියානු පුරවැසියන්ට පමණක් සීමා කරන බවයි. මේ සඳහා JobSeeker, Youth Allowance, Carer Payment, Austudy, pensions වගේ සහනාධාරත් ඇතුළත් වෙන්න පුළුවන්.සංක්රමණිකයින් ඔස්ට්රේලියාවේ පුරවැසිභාවය ලභා නොතිබුනත් ස්ථිර පදිංචි කරුවන් ලෙස ඔවුන් රජයට බදු ගෙවන බව සංක්රමණික උපදේශක කණ්ඩායම් පවසනවා. GST බදු හරහාත් සංක්රමණිකයින් ඔස්ට්රේලියාවේ ආර්ථිකයට දායක වනවා. ඒ නිසා ඔවුන්ට සහයක් ලබාදීම සිදු කල යුතු බව මේ සංවිධාන පවසනවා. මේ පිළිබඳව වැඩිදුර තොරතුරු දැනගන්න SBS News වෙබ් අඩවියේ පලවන ලිපියක් ඇසුරින් සැකසු මේ විශේෂාංගයට සවන් දෙන්න.
You have done everything right. The website is beautiful, the work is gorgeous, the reels go up. So why does it feel like you are shouting into a void while new faces still trickle in from who knows where? This episode answers the who knows where, and the answer has changed.Jen sits down with Renee from Salon Society, for a conversation that started over dinner and turned into a deep dive neither of them wanted to end. Renee has seen this industry from every side. A mature age apprentice who became a Kevin Murphy educator. Then a sales rep who built a territory on relationships. Then a social media agency owner running it all between nap times. And now someone who lives inside the world of AI marketing for salons. She is not teaching theory. She is in salon every week watching real new clients walk in and asking every single one of them how they found the place.What she is finding will change how you think about marketing in 2026. One woman booked a curly hair appointment after typing "best curly hairdresser south Perth" into ChatGPT. Renee shares the real numbers, the multi step path a client takes before they book, and the holes in the bucket that quietly cost you the clients you already worked hard to attract. There is also a tender thread running underneath all of it, about success, motherhood, and the day her son threw her phone across the room and she realised she had built the business but forgotten to pivot it.If this conversation lights something up in you, Renee teaches the full system behind it, building a digital presence that brings in bookings without posting more or chasing trends, in her own online course.What we coverHow clients are now using AI tools like ChatGPT to find a salon, and what that means for youThe one thing to become obsessed with in 2026, knowing exactly where your new clients come fromWhy a referred client can find you and still not book, and how to plug the holes in your bucketOptimising your socials, website and Google Business Profile so AI can actually find youWhy your captions matter again, and the problem and solution story every caption should tellBuilding an evergreen content strategy so you can stop chasing trends and get off the hamster wheelUsing AI to amplify your brand voice instead of replacing itRenee's own pivots, from the salon floor to education to agency to AI, and knowing when each season is overWhat success actually felt like, and the honest cost of chasing moreThis is the episode that makes the AI shift feel less like a threat and more like the most useful thing to happen to salon marketing in years.FAQsHow do salon clients find a business using AI like ChatGPT? Clients type a plain question into an AI tool, such as the best hairdresser for a service in their suburb, and the AI answers by pulling from your socials, website, Google reviews and listed services. The more consistent and specific your content is across those places, the more likely AI is to recommend you.What is the one thing salon owners should focus on in 2026? Become obsessed with knowing where your new clients actually come from by asking every new client how they found you and whether that is when they booked. Once you know what is working, you can make more of that content instead of chasing new clients online for hours.Do captions still matter for salon social media? Yes, more than ever. AI reads the words in your captions and on screen text to understand what your content is about, so a caption that names the service, the client's problem and the solution is what helps you get found and booked.Mentioned in this episode:https://www.salonrising.com
India has 20–25 years. After that, the demographic window closes. That is the central claim of this conversation. India is racing to do in 50–60 years what the West did in 150–200. To grow rich before it grows old. To become a developed economy while still a democracy — something almost no large country has ever managed. In this Bharatvaarta conversation, Roshan Cariappa sits down with Neelkanth Mishra — Member of the Economic Advisory Council to the Prime Minister, Chief Economist at Axis Bank, and one of India's most respected voices on the economy — to ask the question that very few people are asking honestly: Can India actually pull this off? Neelkanth walks us through the real economics of India's next 25 years. The petrol-dollar problem. Why India's inequality is rising — and why that is not the same as repression. Why most countries that grew rich first were not democracies. Why the next leg of India's growth must happen at the state and district level, not at the Centre. Why cities matter more than anyone admits. Why fixing education and healthcare is politically thankless but economically essential. This isn't political commentary. It's an economist's view of what's at stake. We discuss: - Why the Prime Minister's recent remarks on petrol, diesel and foreign travel matter more than they sound - The "grow rich before growing old" framework — and how much time India actually has - Why most countries that got rich first were autocracies — and what that means for democratic India - The land–labour–capital–entrepreneurship lens, and which two are stuck - Why states (not the Centre) hold the keys to India's next leg of growth - The "optimal crisis" theory — why nations don't reform without one - Why inequality is rising, and when it becomes dangerous - Funding cities, urbanisation, and the silent reform India keeps postponing - AI, productivity, and India's race against demographic time ═══════════════════════════════ ⏱️ TIMESTAMPS (ALL IMPORTANT CHAPTERS) ═══════════════════════════════ 00:00 – India's race against the demographic clock
Tonight, on The Panel, Wallace Chapman is joined by panellists Nichole Lewis and Andrew Clay. First up, the sting of nearly nine thousand public sector jobs going is still setting in, and nowhere will that pain be felt more than Wellington. The panel hears from Kirsten Saunders, the owner of Smith the Grocer Cafe, in the Old Bank Arcade on Lambton Quay. Then, it's no secret that rates alone aren't cutting it for councils, with budgets stretched to the max. And now, Local Government New Zealand says it's about time the beehive heavyweights start sharing GST revenue from new builds. Hauraki District Mayor Toby Adams joins the panel.
In today’s episode, Ben O’Shea asks if PM Albanese can be trusted on the GST carve-up after the negative gearing backflip. Plus, illicit booze with deadly methanol flooding bottle-Os & new recession fear.See omnystudio.com/listener for privacy information.
This episode of the Everyday Epigenetics: Raw. Real. Relatable. podcast takes a hard look at one of the biggest trends in the wellness world: detox culture. Susan Robbins shares a raw and deeply honest perspective on the fear-based messaging surrounding parasites, mold, heavy metals, cleanses, and “toxic overload,” while explaining what true detoxification actually looks like inside the body. From harsh protocols and supplement overload to the nervous system's role in health, this conversation challenges the idea that more detoxing always equals better wellness.Susan also dives into the genetics behind detox pathways, including MTHFR, COMT, PEMT, GST genes, inflammation markers, bile flow, and histamine responses. She explains why personalized health matters, why one-size-fits-all detox programs can backfire, and how stress, sleep, nutrition, circadian rhythm, and emotional safety often play a much bigger role in how the body functions than another cleanse ever will. This episode is a reminder that the body already knows how to detox when it has the right support, nourishment, and stability.In this episode:Why the detox industry often profits from fearThe difference between true toxic overload and depletionHow the body naturally detoxifies through the liver, kidneys, gut, skin, and lymphatic systemWhy harsh cleanses can create more stress on the bodyThe truth about parasite cleanses, binders, colonics, and juice detoxesHow chronic stress impacts detox pathways and hormone balanceWhy genetics like MTHFR, COMT, GST, PEMT, IL6, and TNF-alpha matter in personalized healthThe connection between histamine, sulfur pathways, glutathione, and detox symptomsHow nervous system regulation impacts healing and detoxificationWhy lifestyle rhythms, sleep, meal timing, and stress management matter more than most people realizeHow Susan uses epigenetics and PH360 health types to personalize detox supportThe importance of building resilience instead of living in fear around healthRESOURCES:Find all of Susan's Resources and links in the show notes: Shop the products: http://healthygut.com/healthyawakenings (this link will provide you a special discount!)https://healthyawakening.co/2026/05/18/episode124/Connect with Susan: https://healthyawakening.co/Visit the website: healthyawakening.co/podcastFind listening links here: https://healthyawakening.co/linksP.S. Want reminders about episodes? Sign up for our newsletter, you can find the link on our podcast page! https://healthyawakening.co/podcast
Why is it up to the Reserve Bank to control inflation with interest rates? Imagine if there were other tools that spread the pain to more people, not just those repaying a home loan. Perhaps the government could force workers to put more money into their superannuation accounts or move the GST up and down depending on the inflation rate. Today, independent economist Chris Richardson assesses the options. Featured: Chris Richardson, independent economist
This week Rachel and Lynne are responding to a question from listener Stephanie about how to make time to work on your freelance business. It's a bit of a choose-your-own adventure because we have such different work styles and systems. Rachel uses a mix of a bespoke paper diary (Creator's Friend), Outlook, Google Keep, batching, and Friday "work on the business" time, plus automations in Moxie (forms, pipelines, calendar booking windows, templated replies, and auto-created Google Drive folders). Lynne has a paper-free setup using Trello, an electronic calendar, "salami tactics" (small daily actions), Marketing Monday, Mail scheduling/follow-ups/reminders, and industry events for networking. We also discuss invoicing habits, accounting software, setting aside GST/tax/super, and recommend choosing regular business time, one in-person event monthly, and automating two tasks per month. Want to suggest a topic for a future episode? Email us at hello@thecontentbyte.com Find Lynne www.lynnetestoni.com Find Rachel www.rachelsmith.com.au Rachel's List www.rachelslist.com.au Thanks (as always) to our sponsors Rounded (www.rounded.com.au), an easy invoicing and accounting solution that helps freelancers run their businesses with confidence. Looking to take advantage of the discount for Rachel's List Gold Members? Email us at: hello@rachelslist.com.au for the details. Episode edited by Marker Creative Co www.markercreative.co
India is growing. But why does the average Indian still feel stuck? In this conversation with Saurabh Mukherjea, we break down what's really happening to India's middle class — from stagnant incomes and rising debt to job uncertainty and changing financial behaviour. Based on real data, field research, and on-ground stories, this episode explores: - Why people earning ₹5 lakh to ₹1 crore feel stuck - How automation is silently reducing salaries - Why India's middle class is taking on more debt than ever before - The hidden impact of UPI and easy credit - Why people are taking loans for vacations, phones, and even concerts - The rise of risky investing and massive retail losses - How social media is reshaping aspirations and spending habits - And what this means for your financial future This is not just an economic discussion. It's a reality check.
What if 45% of India's entire economy is black money? The ED has filed nearly 6,000 money laundering cases in 10 years and secured just 15 convictions. Digital arrest scams have stolen over ₹120 crore from ordinary Indians. And elections may be the single largest consumer of black money in this country.In this episode of xMonks Drive, Gaurav Arora sits down with Abhishek Bali — CEO & Co-Founder of ZIGRAM and one of India's foremost experts on financial crime, money laundering, and regulatory technology — for one of the most wide-ranging and honest conversations ever had on this subject on an Indian podcast.From the Nirav Modi PNB scandal to Vijay Mallya's Kingfisher collapse, from hawala networks to digital arrest scams targeting your parents — Abhishek breaks down exactly how black money moves, who it hurts, and what is being built to stop it.What we cover in this episode:
Tax reform. It's one of the most hotly debated issues around the world. And as global tax expert Viva Hammer notes, the biggest barrier to tax reform in Australia is not policy – it is the pursuit of perfection. In this episode of With Interest, she brings a global perspective shaped by her work on significant tax reforms in recent US history. Her message is clear: progress comes from doing something better, not waiting for something perfect. Main learnings include: lessons from US tax reform and what Australia can apply why "better, not perfect" is critical for improving tax reform how predictability drives investment more than headline tax rates how to provide certainty for international investors the role of GST as a more efficient and sustainable tax base the fairness of corporate tax versus consumption and land taxes where Australia sits in the global tax competition landscape As we head toward the 2026 Federal Budget, it's clear that governments, businesses, and the accounting profession are grappling with complex and interconnected challenges – from investment certainty to intergenerational fairness and the future of our tax mix. This episode is a timely look at a key issue with one of the most respected global voices in tax. Tune in now. Host: Jenny Wong, tax lead, CPA Australia Guest: Viva Hammer, a leading global tax policy expert. Most of her career was spent in the US as partner in New York and Washington law and consulting firms as well as at the US Treasury Department and US Congress. She now brings that international perspective back to Australia. For more, head to Viva's website. And don't forget to check out CPA Australia's YouTube channel for the upcoming live Federal Budget 2026 webinar. Loving this episode? Listen to more With Interest episodes and other CPA Australia podcasts on YouTube. https://www.youtube.com/@CPAaustralia/podcasts And don't forget to click subscribe to the channel for a wide range of content that will help your career. CPA Australia publishes four podcasts, providing commentary and thought leadership across business, finance and accounting: With Interest https://www.cpaaustralia.com.au/tools-and-resources/podcasts/with-interest INTHEBLACK https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack INTHEBLACK Out Loud https://www.cpaaustralia.com.au/tools-and-resources/podcasts/intheblack-outloud Excel Tips https://www.cpaaustralia.com.au/tools-and-resources/podcasts/excel-tips Search for them in your podcast platform. Email the podcast team at podcasts@cpaaustralia.com.au
Some people are just wired to make things better–in their businesses, their communities, their small towns–even when it's hard, and nobody around them quite gets it. This episode is for those people. We get it. Today's guest, Jordan DeGree, gets it. And he has created the Rural Ideas Network to connect you with other people who get it, too. Today's episode is what support and connection can look like, and where you can find them. About Jordan: Jordan DeGree is an entrepreneur, social innovator, artist, and comedian. No, just kidding about the comedian part. He's experimented with several different ventures and enjoys solving problems, creating value, and helping people. Jordan and his team launched the Rural Ideas Network, a nonprofit organization, in 2021. They continue to evolve how it supports and connects rural innovators in small communities across the country. Some random stats - Jordan has 3 kids, an $11M real estate portfolio, was awarded a Governor's Volunteer Award, has a 4.96 star host rating on Airbnb, changed his major 4 times in college, has helped hundreds of rural ventures since 2021, teaches a stained glass class most Tuesdays, and has successfully avoided joining LinkedIn. He's at his best helping people think outside the box and finding new opportunities to create value. You can learn more about Jordan at JordanDeGree.com. In this episode, we cover: The origin story of the Rural Ideas Network — and what five years of experimenting built into RIN 2.0 Why "Rural Innovator" is a bigger tent than you might think The new Rural Innovator Awards, the wildcard category, and the October 8th Summit date you'll want to save Rebecca's honest reflection on almost quitting — and what pulled her back Why "where you're standing determines what you see" might be the most useful thing you hear this week Links + Resources Mentioned: Rural Ideas Network: https://ruralideas.net/ Growing Small Towns Club: https://www.growingsmalltowns.org/club Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
Ben was joined by Mark Riboldi from UTS to preview this weekend's Farrer by-election, and what it might imply about the Coalition's bigger issues losing support to One Nation and independents. You can now watch a video version of this podcast on Youtube. This podcast is supported by the Tally Room's supporters on Patreon. If you find this podcast worthwhile please consider giving your support. You can listen to an ad-free version of this podcast if you sign up via Patreon for $8 (plus GST) or more per month. And $8 donors can now join the Tally Room Discord server.
On Episode 863 of The Core Report, financial journalist Govindraj Ethiraj talks to Captain Sam Thomas, President at ALPA India as well as Garima Kapoor, Economist & Deputy Head of Research at Elara Securities (India).SHOW NOTES(00:00) The Take: India's Next Global Champion Should Be Built, Not Debated(05:38) Markets set for a more stable start as the US and Iran seek off-ramp(07:50) The party on Wall Street continues as markets hit new highs(09:00) India's high GST collections, because of increased customs collections(16:44) Two more pilots died last week of health issues, what should airlines be doing?Check out our Live Earnings tracker: https://earnings.thecore.in/For more of our coverage check out thecore.inSubscribe to our NewsletterFollow us on:Twitter |Instagram |Facebook |Linkedin |Youtube
India's economy shows surprising resilience, indicated by a surge in GST collections driven by robust year-end spending. Meanwhile, Vodafone faces no risk to its immediate survival as state steps in to support and Apple accuses Indian authority for regulatory overreach after demand for revealing its global turnover. Also inside: the nagging problem of inverted duty structure ushered in by GST 2.0, India's fuel demand rise amid Strait of Hormuz disruption and some interesting insights from the two riveting political contests in West Bengal and Tamil Nadu.
राहुल गांधी को इलाहाबाद हाईकोर्ट से राहत मिली, चुनाव खत्म होते ही LPG कमर्शियल और 5 किलो सिलेंडर महंगे हुए, नए नियम भी लागू, भगवंत मान पर विधानसभा में शराब पीकर आने के आरोप लगे, जिस पर विपक्ष ने जांच की मांग की, अप्रैल 2026 में GST कलेक्शन रिकॉर्ड स्तर पर पहुंचा, हरिद्वार में बुद्ध पूर्णिमा पर भारी भीड़ उमड़ी, देश का पहला बैरियर-लेस टोल सिस्टम लॉन्च, अमेरिका में एक भारतीय छात्र ने आत्महत्या की, पाकिस्तान में पेट्रोल-डीज़ल महंगा हुआ और ईरान के विदेश मंत्री ने अमेरिका और इज़राइल को लेकर बड़ा दावा किया. सिर्फ 5 मिनट में सुनिए शाम 4 बजे तक की बड़ी ख़बरें.
Sponsored by Chargebee, subscription and revenue management → check out their startup offer: https://www.chargebee.com/startups Jeff Gibson, Founder of Kintsugi https://www.linkedin.com/in/jeffgibsonsf/?utm_source=chatgpt.com - Kintsugi, founded by Jeff Gibson, provides an AI-driven platform that automates global indirect tax compliance (VAT, GST, sales tax, etc.) for internet businesses, handling tax calculation, collection, and remittance. - The company targets SMBs and mid-market companies selling online, offering a simple, automated solution to a complex, high-risk compliance problem, resulting in high customer retention and low churn. - Kintsugi's founding insight came from the realization that businesses were paying more for tax compliance than for billing solutions, and that the market was underserved, especially for SMBs and mid-market companies. - The company raised a $2M pre-seed round in September 2023 from angels, followed by an $18M Series A led by Vertex. - Jeff emphasizes the importance of founder conviction, qualifying investors for deep understanding of the problem, and building trust with customers in a “boring but essential” fintech space.
Amy Jacobson is the Director of UND's Special Education Resident Teacher Program, and on today's episode, she breaks down two innovative pathways that have trained roughly 600 special education teachers for North Dakota schools since 1997, including one designed for people who don't even have an undergraduate degree yet. The programs combine paid, year-long internships with layered mentorship and heavily subsidized graduate education, creating a model with remarkable retention rates in rural communities. Whether you're in North Dakota or not, this episode is full of transferable ideas for any small town looking to think outside the box about recruiting and retaining the professionals they need most. About Amy: Amy Jacobson, Ed.D. is the Director of both the Special Education Resident Teacher Program and the Accelerated Bachelor of General Studies and Master of Education in Special Education at the University of North Dakota. With over two decades of experience in special education, she leads statewide efforts to recruit, train, and retain special education teachers, particularly in rural and high-need areas. Dr. Jacobson earned her Doctor of Education in Teacher Education from the University of North Dakota, along with a master's degree in special education. She earned her bachelor's degree in elementary education from Mayville State University. In her role, she collaborates with school districts, state agencies, and university partners to oversee program development, funding, and teacher placement. She also coordinates an accelerated pathway program designed to support paraeducators and others in becoming licensed special educators. Prior to her current position, Dr. Jacobson served as a special education teacher and department leader at the secondary level, where she worked extensively with students with diverse learning needs. She is also an experienced faculty member and advisor, having taught numerous graduate courses and mentored master's students. Her work focuses on strengthening the special education workforce through innovative preparation models, mentorship, and partnerships across North Dakota. In this episode, we cover: How UND's Special Education Resident Teacher Program combines grad school with a paid, year-long classroom internship and how that helps retention The creative dual-enrollment pathway Amy built for people who want in but don't have a completed bachelor's degree that helps them earn two degrees in roughly four years Why 75–85% of resident teacher candidates today have zero education background — and why that's a feature, not a bug Practical ideas any community can steal: apprenticeship programs, dual credit for high schoolers, and employer-matched tuition through local economic development Why strong special education in rural schools isn't just good for schools but the whole community Links + Resources Mentioned: Special Education Resident Teacher Program: https://education.und.edu/academics/tlpp/rtp-special-ed.html General Studies Degree with Master's in Special Education: https://und.edu/programs/general-studies-ba-special-education-med/index.html Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
Grocery prices are back in the news… again. How are they ripping us off this time?It turns out the whole system looks a lot like three kids in a trench coat, except each kid is a different layer of the supply chain, and they're all insisting their margins are razor-thin while your grocery bill gets higher and higher.So are tax rebates or public grocery stores the solution, or just bandages on a much deeper problem?None of this is new, but you know what is new? Surveillance pricing! This dystopian algorithm could adjust what you pay based on the sensitive personal data on your phone. Polls suggest nobody wants this. So why is regulation still lagging behind?It's crowd-finding time at Canadaland! Share this episode with three people or send them over to canadaland.com/share and we'll help them get started with a starter pack of some of our favourite episodes. Host: James NicholsonCredits: James Nicholson (Producer), Andrea Varsany (Producer), Kallan Lyons (Associate Producer and Fact Checking), Caleb Thompson (Mixing and Mastering), max collins (Director of Audio), Jesse Brown (Editor)Guest: Keldon BesterFurther reading: Canada Needs More Grocery Competition NDP Leader Avi Lewis pushes for publicly funded grocery stores Response from the Retail Council of Canada to the consultation on the Market study of retail groceryNDP motion urging ban on algorithmic pricing defeated in House of Commons One-time GST top-up to land in Canadians' accounts in June, Grocery Benefit in July Highest food price growth in 40 years pushes Canadians further behind Consultation on Algorithmic Pricing and Competition: What We Heard Gravy Plane Song - Alex Huot [X/Twitter] Stefan Watkins Thread [X/Twitter]Naming Names: Attorney General Bonta Secures Public Access to Evidence in Amazon Price Fixing Case Sponsors:oxio: Head over to canadaland.oxio.ca and use code CANADALAND for your first month free! Shopify: Sign up for your one-dollar-per-month trial today at Shopify.caDouglas: Douglas is giving our listeners a FREE Sleep Bundle with each mattress purchase. Get the sheets, pillows, mattress and pillow protectors FREE with your Douglas purchase today. Visit douglas.ca/canadaland to claim this offer.If you value this podcast, Support us! You'll get premium access to all our shows ad free, including early releases and bonus content. You'll also get our exclusive newsletter, discounts on merch at our store, tickets to our live and virtual events, and more than anything, you'll be a part of the solution to Canada's journalism crisis, you'll be keeping our work free and accessible to everybody. Hosted on Acast. See acast.com/privacy for more information.
In a wide-ranging interview, Dr. Sylvain Charlebois ("The Food Professor") discusses whether lab-grown (cellular) meat is overhyped, citing consumer acceptance, cost, and labeling as key barriers, though he found lab-grown chicken indistinguishable in taste and notes potential for nutrient customization. The conversation then turns to Canadian food inflation, arguing there is little evidence grocers are gouging consumers via higher margins, though grocers pressure suppliers through fees, affecting prices and supply-chain discipline. Charlebois contends food inflation is largely structural and policy-driven, pointing to trade barriers, carbon tax impacts, logistics, supply management, counter-tariffs, and the GST holiday's inflationary effect. He proposes solutions focused on competition, tax relief, logistics investment, and policy reform, and closes with a cautious view of ultra-processed food rhetoric, emphasizing consumer information over bans. Dr. Sylvain Charlebois is a professor of food distribution and policy at Dalhousie University and director of the Agri-Food Analytics Lab, where his work focuses on food distribution, food policy, food security, and food safety. Widely known as "The Food Professor," he is one of Canada's most recognized voices on food inflation, grocery pricing, supply chains, and the future of food. His research has been featured in major outlets including The Economist, The New York Times, The Wall Street Journal, and The Globe and Mail, and he also hosts The Food Professor Podcast. In this episode, he breaks down what's really driving food prices in Canada, whether grocers are being unfairly blamed, the debate around lab-grown meat, and how ultra-processed foods and GLP-1 drugs are reshaping the food industry. Sylvain / The Food Professor The Food Professor on X — https://x.com/FoodProfessor Sylvain Charlebois on LinkedIn — https://ca.linkedin.com/in/thefoodprofessor The Food Professor Podcast — https://the-food-professor.simplecast.com/ Food Tech / Salmon AquaBounty — https://aquabounty.com/our-salmon/why-aquabounty-salmon FDA AquAdvantage Salmon Fact Sheet — https://www.fda.gov/animal-veterinary/aquadvantage-salmon/aquadvantage-salmon-fact-sheet Sustainable Blue — https://www.sustainableblue.com/ Canada Food Policy / Data Canada Grocery Code of Conduct — https://canadacode.org/ Code of Conduct Page — https://canadacode.org/code/code-of-conduct/ Health Canada Front-of-Package Nutrition Symbol — https://www.canada.ca/en/health-canada/services/food-nutrition/nutrition-labelling/front-package.html Statistics Canada Household Income — https://www.statcan.gc.ca/hub-carrefour/quality-life-qualite-vie/prosperity-prosperite/household-income-revenu-menage-eng.htm CUSMA — https://www.international.gc.ca/trade-commerce/trade-agreements-accords-commerciaux/agr-acc/cusma-aceum/index.aspx?lang=eng GST/HST Holiday Page — https://www.canada.ca/en/services/taxes/child-and-family-benefits/gst-hst-holiday-tax-break.html David Dodge, Bank of Canada Profile — https://www.bankofcanada.ca/profile/david-dodge/ Companies / Brands Mentioned Loblaw Companies — https://loblaw.ca/ Sobeys — https://www.sobeys.com/ Walmart Canada — https://www.walmartcanada.ca/ CBC Organization Profile — https://federal-organizations.canada.ca/profil.php?OrgID=CBC&lang=en Johnson & Johnson — https://www.jnj.com/ McDonald's Canada — https://www.mcdonalds.com/ca/en-ca.html GLP-1 / Weight Loss Drugs Ozempic Canada — https://www.ozempic.ca/en_ca.html Wegovy Canada — https://www.wegovy.ca/en_ca.html Media / Podcast Reference The Joe Rogan Experience — https://open.spotify.com/show/4rOoJ6Egrf8K2IrywzwOMk Show Notes 00:00 Welcome to the Hart2Heart Podcast 00:37 Lab Meat Hype Cycle 01:50 How Cultured Meat Works 03:06 Acceptance and Cost Barriers 04:46 Taste Test and Nutrition Tweaks 06:54 Vegans Vegetarians and Labeling 14:53 Canada Food Inflation Debate 15:57 Grocers Fees and Supplier Squeeze 17:40 Policy Roots and Middle Class Squeeze 21:06 Fixes Without More Spending 23:27 Supply Management Price Premiums 24:51 Politics Crises and Inflation Spending 26:53 Inflation And Taxes 27:38 Conservative Policy Impact 28:19 Grocer Margins And Manufacturing 30:05 GST Holiday Backfire 33:18 Media Blind Spots 35:05 Counter Tariffs Price Ripple 37:41 Carney Versus Poilievre 42:53 Media Subsidies And CBC 44:39 Ultra Processed Food Debate 48:54 Addiction Obesity And GLP1 51:30 Regulation Tradeoffs Wrap Up 52:51 Where To Follow Closing The Hart2Heart podcast is hosted by family physician Dr. Michael Hart, who is dedicated to cutting through the noise and uncovering the most effective strategies for optimizing health, longevity, and peak performance. This podcast dives deep into evidence-based approaches to hormone balance, peptides, sleep optimization, nutrition, psychedelics, supplements, exercise protocols, leveraging sunlight, and de-prescribing pharmaceuticals — using medications only when absolutely necessary. Beyond health science, we explore the intersection of public health and politics, exposing how policy decisions shape our health landscape and what actionable steps people can take to reclaim control over their well-being. Guests range from out-of-the-box thinking physicians such as Dr. Casey Means (author of "Good Energy") and Dr. Roger Sehult (Medcram lectures) to public health experts such as Dr. Jay Bhattacharya (Director of the National Institutes of Health (NIH) and Dr. Marty Mckary (Commissioner of the Food and Drug Administration (FDA) and high-profile names such as Zuby and Mark Sisson (Primal Blueprint and Primal Kitchen). If you're ready to take control of your health and performance, this podcast is for you.We cut through the jargon and deliver practical, no-BS advice that you can implement in your daily life, empowering you to make positive changes for your well-being. Connect with Dr. Mike Hart Instagram: @drmikehart Twitter: @drmikehart Facebook: @drmikehart
In this episode, we dive into the world of oxidative stress, GST gene patterns, and hormone genetics, uncovering how these factors influence chronic illness and overall health. You'll hear about innovative testing strategies, gene patterns seen in chronically unwell patients, and real-world case studies that illustrate the practical steps clinicians can take to restore health and balance.Whether you're a healthcare professional seeking to advance your knowledge or an individual looking to understand the science behind fatigue, hormone imbalance, and detoxification, this episode bridges the gap between complex genetics and actionable solutions. Enroll now in: Precision Protocols Unlocked: Guide to Nutrigenetics & Peptide Mastery, with Rajka Milanovic Galbraith, MD⚡ Learn to integrate genetics, micronutrients, and peptides into patient care.
Rebecca sits down with futurist Rebecca Ryan for a conversation about why and how small towns need to stop planning for the past and start envisioning multiple possible futures. They discuss the PHOEBE energy assessment, the three futures framework, and why traditional stakeholder-based visioning often fails. It's one of those episodes that both challenges how you think while also encouraging you to work in your strengths, build trust over polish, and remember that the future isn't something that just happens to us—we happen to it too. About Rebecca: Rebecca Ryan is a noted top 50 professional futurist, economist, best-selling author and entrepreneur. She is the founder of NEXT Generation Consulting through which she partners with government leaders across the country. Looking a generation ahead, she outlines strategies in urban planning, economic development and workforce development to ensure communities are well equipped for future trends and challenges. Rebecca is a graduate of Drake University with a certificate in Strategic Foresight from University of Houston; she is the Resident Futurist at the Alliance for Innovation and on the Executive Committee of the global Association of Professional Futurists. In this episode, we cover: How Rebecca Ryan became a professional futurist and why that career path even exists The PHOEBE assessment and its four energy patterns: Visionary, Collaborator, Organizer, and Driver Why most strategic plans are just last year's document with updated dates The three futures framework: expectable, challenging, and visionary Why trust is the invisible force multiplier that makes or breaks community work Links + Resources Mentioned: Keynotes: https://www.youtube.com/watch?v=LQcg7ED38gI Substack: https://rebeccaryanfuturist.substack.com/ Training: https://rebeccaryan.com/what-we-do/training/think-like-a-futurist YouTube Channel: https://www.youtube.com/@rebeccaryan620 Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
Brent chats with Darren Case about what planning looks like this year for ultra high net worth families. They discuss how “basic” planning is key, GST tax planning, using general powers of appointment, trust protectors, intentionally defective grantor trusts, structuring trust flexibility, family limited partnerships, and more! Darren is a shareholder in the law firm Tiffany & Bosco, PA, in Phoenix, AZ. He assists families and individuals in the areas of estate planning, probate, and tax, and is the Co-Author (with Brent Nelson and TJ Ryan coincidentally) of the Arizona Estate Planning and Probate Handbook, published by Thomson Reuters – West. Darren is experienced in a broad range of planning techniques, including traditional wills and revocable trusts, along with more sophisticated planning strategies such as insurance trusts, residence trusts, “defective” grantor trusts, generation-skipping or dynasty trusts, charitable trusts, split-interest trusts, family limited partnerships and intra-family sales and loans, etc. He assists clients by providing tax and estate planning services specifically tailored to each individual client, whether it is a client who has amassed substantial wealth or those who are in the process of accumulating such wealth. Darren is also experienced in the area of probate and trust administration and litigation, having worked on simple to complex trust and estate matters, and everything in between. Darren attended Arizona State University for his undergraduate studies, where he received his Bachelors of Interdisciplinary Studies in business and communication. He received his law degree from Chapman University, graduating with an emphasis in taxation, and was the Tax Law Emphasis Honors Graduate of his class. In addition to his law degree, Darren received his Master of Laws in Taxation, with a Certificate in Estate Planning, from Georgetown University. Darren's firm bio and contact information are available at https://www.tblaw.com/attorneys/darren-t-case/. This material is for informational purposes only. The views expressed are those of the speaker as of the date noted and not necessarily of the speaker's firm or its affiliates. If you are enjoying the podcast please SUBSCRIBE and leave a REVIEW, and if you want to learn more about Brent go to https://wealthandlaw.com/team/.
This episode is about Oakes, ND's first-ever Career Carousel, a speed-dating-style event that connected 52 high school juniors and seniors with 14 local employers for four-minute rotational conversations. The goal was to give students a safe, constructive space to practice professional interactions, learn about local opportunities like tuition reimbursement or who's hiring in Oakes, and help employers connect with future talent. The pilot was a hit, which we're tickled about, and we're so excited because reaching even one student makes these efforts worthwhile. In this episode, we cover: How the room was set up for max interactions, minimal distractions An honest review from Rebecca's oldest son, Andrew, who participated in the event (word on the street is that some kids complained before the event, but ended up enjoying it more than expected). Why hosting the event off-campus at a Main Street location made it feel more legitimate and less like "just another school thing." The layered goals behind the event: practicing professional conversations, discovering local opportunities, and building the community's workforce pipeline Lessons learned and next steps, including the idea of attaching a grade to participation and offering all planning materials free to other communities Links + Resources Mentioned: You can access resources here: https://drive.google.com/drive/folders/1bPKmUe8fDA1tuiCxBMHUldXA9SznJcxH?usp=sharing Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
Max talks with Russell Ladbrook about a chance meeting in New Zealand that turned into one of the most delightful episodes of Aviation News Talk. Max was taking a glowworm cave tour when Russell noticed his Cirrus jacket, struck up a conversation, and soon realized he was talking to the host of a podcast he had followed for years. By the end of the day, the two were sitting down at the Fjordland Aero Club near Manapouri Airport for a conversation about flying in one of the most scenic and demanding parts of the world. How aero clubs keep flying affordable Russell explains that aero clubs fill a role in rural New Zealand that would often be handled by a flight school or FBO in the United States. In smaller towns, there may not be enough demand to support a traditional aviation business, so clubs become the way local flying survives. The Fjordland Aero Club has about 85 members, a hangar, and club-owned aircraft, along with privately owned airplanes brought in by members. What makes the model especially interesting is the economics. Russell says the club rents its aircraft wet for about 150 New Zealand dollars per hour, plus GST, and that includes fuel. The airplanes are microlights rather than larger certified aircraft, which helps reduce costs. Even more striking, much of the labor is donated. Club members help with maintenance, instruction, and field work. Russell himself mows the runway, and the club also earns revenue by mowing airport property and baling hay from the surrounding grass. It's a practical, community-based approach that makes flying accessible in a part of the world where a normal commercial model might fail. Flying near Milford Sound The conversation then shifts to the geography of New Zealand's South Island and the challenges of flying there. Russell describes the area around Te Anau and Manapouri as farmland on one side and steep mountains on the other, right on the edge of a huge national park. The terrain is beautiful, but it also makes aviation more demanding. ADS-B coverage can be spotty because mountains block signals, some aircraft operate without transponders, and local knowledge matters enormously. Russell gives an example of a nearby valley where 4,500 feet might provide a smooth ride while 3,500 or 5,500 feet can be rough. That local knowledge becomes even more important around Milford Sound, where tourism flying is a major part of the aviation scene. Russell says many of the flights into Milford use Cessna Caravans from Queenstown, and that it is not unusual to see dozens of aircraft lined up there. Helicopters are also everywhere, supporting sightseeing and practical work in remote terrain. Russell talks about helicopter flights into the mountains, helicopter barbecues in remote valleys, and the many ways rotary-wing aircraft are woven into daily life in the region. Weather, waterfalls, and helicopter work One of the strongest parts of the episode is Russell's description of the weather around Milford Sound. He confirms that many planned flights never happen because low clouds, wind, avalanche danger, and poor visibility can shut things down completely. He describes Milford as one of the wettest places in New Zealand and says it can receive astonishing amounts of rain, with conditions that may be dramatically different only a short distance away on the other side of the mountains. On wet days, entire mountainsides fill with temporary waterfalls, while only a few permanent waterfalls remain visible when the rain stops. Russell also explains that helicopters in New Zealand do far more than scenic flights. They recover deer, resupply backcountry huts, and haul waste out of remote wilderness areas where it would be impractical to carry supplies in and out by hand. That operational detail gives the episode a more grounded feel. This is not just a postcard version of New Zealand. It's a working aviation environment where flying is both practical and essential. Glowworm caves and an unexpected connection The final section of the episode brings the story back to where it started: the glowworm caves. Russell says his first full-time job in the mid-1980s involved both flying Cessna 172s and working as a cave guide, and that decades later he is once again guiding visitors through the same cave system. He explains that glowworms are tiny insects that live in dark, damp spaces and use light to lure prey into sticky threads. The cave tour includes a boat ride, narrow walkways, an underground waterfall, and a final passage through deep darkness where the glowworms shine overhead. Russell's description of guiding the boat through the cave is especially memorable. He compares it to a kind of cave IFR, navigating in darkness by feel and by markers on chains overhead. It's a funny comparison, but also a revealing one. The whole episode is built on that same blend of aviation mindset, local knowledge, and sense of wonder. Russell also shares his own story of returning to flying after doubting himself for years, and the joy he now gets from taking others aloft, especially children seeing aviation up close for the first time. That gives the episode a strong emotional finish and makes it about more than scenery. It becomes a story about community, confidence, and how aviation creates connections in the most unexpected places. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. 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澳大利亚参与有关重新开放霍尔木兹海峡的谈判;随着中东战争进入第二个月,特朗普称北约联盟是“纸老虎”;澳洲政府通过燃油消费税和GST措施缓解民众燃油支出压力;台湾国民党主席郑丽文下周将率团访问中国大陆。
주와 테러토리 정부의 합의로 기름값 추가 인하의 길이 열렸습니다. 유류세 리터당 26.3센트 인하 조치에 더해, GST(부가가치세) 추가 세수 역시 기름값을 낮추는 데 사용키로 했기 때문입니다.
2026年4月2日下午:各州和领地将放弃预计至6月底约4亿澳元的额外GST收入,并将其用于支持进一步每升5.7澳分的减税措施,使油价的总降幅达到每升32澳分(收听播客,了解详情)。
What actually moves a small town forward? It's not a lack of ideas, it's a lack of execution. This episode digs into the mindset shift from planning to ownership, showing how consistent action, local investment, and focusing on the people who show up can create real momentum over time. It's a practical, experience-based take on how we make things happen on the ground. About Andrew: After a 15-year career working in rural North America with the various businesses and economic development organizations, Andrew founded Mashup Lab (www.mashuplab.ca); a for-more-than-profit company focused on one thing: unleashing the entrepreneurial potential of rural places. Mashup Lab's activities fall under two business units; virtual business incubation programming, and a network of rural co-working spaces that operate under the brand WorkEvolved (www.WorkEvolved.ca). To date Mashup Lab has successfully scaled its Virtual Business Incubator to rural regions throughout Canada & the US, working with more than 1,200 entrepreneurs to start and grow 700+ businesses in 600+ rural communities. Andrew is also co-founder of Awesome South Shore (www.awesomesouthshore.ca), a community-backed micro-fund that has given away over $90,000 in no-strings-attached cash to people that want to do something awesome in their community. Andrew holds an MBA from Saint Mary's University and a BBA from Acadia University. Most recently he was selected into the Wallace McCain Institute's Entrepreneurial Leaders Program as one the Top 30 high-growth potential entrepreneurs in Atlantic Canada. Andrew is from a small rural community in Newfoundland, married a girl from a small rural community in Nova Scotia (Eva) that they now call home with their two boys (James & Josh). In this episode, we cover: Why most communities don't have an idea problem—they have an execution problem The difference between chasing big wins and building sustainable, incremental growth How to think about participation without getting stuck on who isn't involved What generational transition really means—and how to adapt instead of resist it Why ownership, not titles or committees, is the real driver of progress Links + Resources Mentioned: 1) Folks can connect with Andrew on LinkedIn: https://www.linkedin.com/in/abutton/ 2) If listeners would like to chat about what they're working on in their small town and how Andrew and/or Mashup Lab might be helpful (or anything else we touch on during our conversation, for that matter!), Andrew is kindly offering a free, no obligation Discovery Call! Book here: https://tidycal.com/mashuplab/discovery-call 3) If listeners would like more details on our Dream Business Program (aka Mashup Lab Virtual Business Incubator), please fill out this form: https://wkf.ms/4bMNmhV Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
What actually drives economic development in small towns? In this episode, Bob Worrell shares how community banking, long-term thinking, and a willingness to act—not just plan—have shaped his own small town's success. It's a practical look at what happens when people stop waiting for change and start building it themselves About Bob: Bob Wurl grew up in Hankinson, ND. He holds a B.S.B.A. degree with a major in Accounting from University of North Dakota and completed the Graduate School of Banking Program at the University of Wisconsin in 1995. He has 45 years of banking experience, serving 30 years as President & CEO of Lincoln State Bank, Hankinson; currently CEO and Board Chair. Wurl serves as: Treasurer of the Hankinson CDC Secretary of the Lake Agassiz Regional Development Corporation Board & Chair of Loan Committee Board member and Secretary of Southeast Senior Services and Richland County Council on Aging Vice Chairman of Immanuel Lutheran Church, Hankinson and Chairman of the Endowment Fund Committee. Advocate for Project 24 / Christ's Care for Children – Kenya In this episode, we cover: Why community banks play a bigger role in economic development than most people realize How Hankinson shifted from chasing big industry to building sustainable local growth What it really takes to keep Main Street alive (hint: sometimes you have to buy the building yourself) How to think about generational transitions without defaulting to "kids these days." A simple but powerful mindset shift: focus on who shows up, not who doesn't Links + Resources Mentioned: Hankinson ND: www.hankinsonnd.com , Lincoln State Bank: www.lsbhank.com, Christ's Care for Children: www.lcms.org/ccck Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!