Podcasts about GST

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Best podcasts about GST

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Latest podcast episodes about GST

The Daily Lawyer Podcast
From Small Town to GST Powerhouse: The Untold Journey of India's New-Age Tax Lawyer | GST Law Explained Simply

The Daily Lawyer Podcast

Play Episode Listen Later Dec 15, 2025 81:52


In this powerful episode of The Daily Lawyer Podcast, Jenna sits down with Mr. Ashwarya Sharma, GST and Indirect Tax legal expert, founder of RB Law Corp, first-generation professional, and one of India's most dynamic voices in indirect tax litigation. From growing up in Kashipur to building a multi-city boutique law firm to handling large-scale GST litigation for major Indian businesses, this conversation is equal parts inspiring, insightful, and deeply practical. In this exciting episode, we discuss: ✔️ His journey from accidental lawyer to GST specialist ✔️ The reality of starting with zero clients ✔️ What it takes to build a brand as a first-generation professional ✔️ The truth about GST, input tax credit, refunds & compliance ✔️ Why GST is actually a “good and simple tax” ✔️ The future of GST in India and opportunities for young lawyers ✔️ Productivity, discipline, reading habits & mindset for success ✔️ Modern law firm culture, technology, and internal case management systems If you're a young lawyer, law student, founder, or business owner, this episode gives you the mental models, clarity, and courage to build something meaningful - no matter where you start. Find out more about RB Law Corp: https://www.rblawcorp.in/ Connect with Ashwarya Sharma:https://www.linkedin.com/in/ashwarya-sharma-13244238/?originalSubdomain=in Connect with us: Contact: contactus@thedailylawyer.in Website: https://thedailylawyer.in/ Instagram: https://www.instagram.com/thedailylawyerig/?hl=en LinkedIn: https://www.linkedin.com/in/jenna-v-krishnan/ Subscribe to The Daily Lawyer Podcast for more conversations at the intersection of law, leadership, and humanity. #TheDailyLawyerPodcast #LegalPodcast #IndianLegalPodcast #LawPodcastIndia #GST #IndirectTax #GSTLaw #GSTLitigation #GSTExpert #TaxLawIndia #IndianTaxLaw #IndirectTaxLitigation

5 Minute
शाम 4 बजे का न्यूज़ पॉडकास्ट- 5 मिनट

5 Minute

Play Episode Listen Later Dec 12, 2025 5:13


संसद के शीतकालीन सत्र में आज विपक्ष ने राज्यसभा में केंद्रीय मंत्रियों की गैरहाज़िरी पर हंगामा किया, गोवा क्लब अग्निकांड के आरोपी लूथरा ब्रदर्स को भारत लाने की प्रक्रिया शुरू, DGCA ने इंडिगो के चार अधिकारियों को सस्पेंड किया साथ ही कंपनी पर 58 करोड़ की GST पेनल्टी का नोटिस आया, सरकार MNREGA का नाम बदलने पर विचार कर रही है, यूपी बीजेपी अध्यक्ष चुनाव की प्रक्रिया तय, जस्टिस स्वामीनाथन के खिलाफ महाभियोग पर विवाद, सुप्रीम कोर्ट ने कैंसर को राष्ट्रीय बीमारी मानने पर राज्यों से मांगा जवाब, विनेश फोगाट ने वापसी की घोषणा की और वैभव सूर्यवंशी का धमाकेदार शतक चर्चा में. सिर्फ 5 मिनट में सुनिए शाम 4 बजे तक की बड़ी ख़बरें.

Property Apprentice Podcast
Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts

Property Apprentice Podcast

Play Episode Listen Later Dec 12, 2025 18:13


Send Us A Message! Let us know what you think.Topic #1:  Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the countryTopic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again?Topic #3: Interest.co.nz  11th of December- Average asking prices on Trade Me Property cooled in most regions in NovemberTopic #4: RNZ 9th of December - The OCR is down, so why are home loans rising?Topic #5: Financial Markets Authority 11th of December - FMA censures Opes for breaching financial advice provider licensee obligations  A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts".Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

The Food Professor
Chicken Supply Turmoil, GST off Food Movement and guest Carman Allison, Vice President NIQ Canada

The Food Professor

Play Episode Listen Later Dec 11, 2025 58:20


This episode of The Food Professor Podcast opens with Michael and Sylvain analyzing the most pressing developments shaping Canada's food and retail landscape. Sylvain reflects on the extraordinary national and global reach of Canada's Food Price Report, which this year generated unprecedented media attention and continues to influence retailers, manufacturers, governments, and consumers planning for 2026. They dig into the structural issues behind Canada's complex food-tax regime, discuss why the GST holiday changed how Canadians think about food pricing, and explore the broader economic forces influencing consumer behaviour.The hosts then turn to one of the most surprising developments of the season: mounting instability in the chicken sector. With nine consecutive missed production cycles, increased reliance on imports, and confusion around border testing, the system designed to provide stability is under strain. Sylvain breaks down why this matters for households, grocers, foodservice operators, and the broader supply chain—especially as chicken remains Canada's most-purchased protein. The conversation then expands southward to U.S. agricultural subsidies, tariff battles, Costco's legal challenge over tariff refunds, and the potential fallout of proposed U.S. tariffs on Canadian fertilizer.The second half of the episode shifts to a live interview recorded at the Coffee Association of Canada conference, where Michael and Sylvain sit down with Carman Allison, Vice President, NIQ Canada, one of the country's most respected consumer data voices. Carman previews his conference keynote, “Navigating Disruption,” and explains why coffee inflation is reshaping buying behaviour even among loyal consumers who consider coffee essential. He outlines NIQ's segmentation showing that 29% of Canadian households are now financially vulnerable—and how this is affecting deal-seeking, product substitution, and consumption patterns.Drawing on NIQ's expanded Omni Shopper Panel, Carman describes how rapid multicultural population growth is shifting beverage preferences, why Generation X now holds the greatest spending power, and how value-seeking is reshaping entire store categories. He also reveals early evidence of the GLP-1 effect, where households using weight-loss or diabetes medications show measurable declines in food consumption.Carman closes by highlighting growth opportunities in instant coffee, protein-and-coffee hybrids, Maple-forward flavour innovation, and the continued rise of home-meal-replacement programs. His insights give retailers and suppliers a grounded, data-rich roadmap for growth in a highly price-sensitive marketplace. The Food Professor #podcast is presented by Caddle. About UsDr. Sylvain Charlebois is a Professor in food distribution and policy in the Faculties of Management and Agriculture at Dalhousie University in Halifax. He is also the Senior Director of the Agri-food Analytics Lab, also located at Dalhousie University. Before joining Dalhousie, he was affiliated with the University of Guelph's Arrell Food Institute, which he co-founded. Known as “The Food Professor”, his current research interest lies in the broad area of food distribution, security and safety. Google Scholar ranks him as one of the world's most cited scholars in food supply chain management, food value chains and traceability.He has authored five books on global food systems, his most recent one published in 2017 by Wiley-Blackwell entitled “Food Safety, Risk Intelligence and Benchmarking”. He has also published over 500 peer-reviewed journal articles in several academic publications. Furthermore, his research has been featured in several newspapers and media groups, including The Lancet, The Economist, the New York Times, the Boston Globe, the Wall Street Journal, Washington Post, BBC, NBC, ABC, Fox News, Foreign Affairs, the Globe & Mail, the National Post and the Toronto Star.Dr. Charlebois sits on a few company boards, and supports many organizations as a special advisor, including some publicly traded companies. Charlebois is also a member of the Scientific Council of the Business Scientific Institute, based in Luxemburg. Dr. Charlebois is a member of the Global Food Traceability Centre's Advisory Board based in Washington DC, and a member of the National Scientific Committee of the Canadian Food Inspection Agency (CFIA) in Ottawa. Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

BusinessLine Podcasts
Top Business & Market Headlines Today — BL Morning Report, Dec 11, 2025

BusinessLine Podcasts

Play Episode Listen Later Dec 11, 2025 3:45


Amazon to invest over $35 billion in India till 2030 across its businesses E-commerce major Amazon on Wednesday said it will make fresh investments of over $35 billion across all its businesses in the country till 2030. These investments will focus on business expansion as well as driving digitisation and export growth. It added that it plans to create one million additional job opportunities and deliver AI benefits to 15 million small businesses and Indian consumers. According to Amazon, Since 2010, the company has invested nearly $40 billion in India and has enabled over $20 billion in cumulative e-commerce exports, reports Meenakshi Verma Ambwani. H1B visa interviews of thousands of applicants in India cancelled triggering outrage Pre-scheduled interviews of thousands of H-1B visa applicants slated for later this month in India have been abruptly postponed by several months apparently to scrutinise their social media posts and online profiles. Some of the applicants, whose visa appointments were scheduled next week, have received e-mails from US immigration authorities informing that their interviews are being pushed back as late as May next year. The mass cancellation of scheduled interviews of the H-1B visa applicants in view of the enhanced vetting measures is set to result in significant delays in their return to the US. The rescheduling of the interviews is for all applicants who were previously given appointments from December 15 onwards. Most of them were already in India and are now unable to return to the US pending their new interview dates since they don't have a valid H1B visa to travel back to the US for their jobs. DGCA summons IndiGo CEO Pieter Elbers to explain mass flight cancellations India's aviation safety regulator has summoned IndiGo's Chief Executive Pieter Elbers on Thursday to present facts related to the recent mass cancellation of flights.  The Directorate General of Civil Aviation (DGCA) has directed the airline's Chief Executive to present comprehensive data and updates relating to the recent operational disruptions. Elbers has been instructed to submit a complete report and appear before the DGCA on December 11, 2025. Sluggish growth in own tax revenue of most large States in FY26 At a time when GST rates have been lowered and states don't receive GST compensation cess either, the own tax revenue (OTR) of states becomes more significant. businessline analysis of OTR data from CAG shows that the growth of this revenue has been sluggish for some of the top states in FY26. Gujarat's OTR for April–October 2025 has grown by about 13 per cent over last year. This is the highest increase among the 10 biggest states in India (by GDP). Growth of OTR in some of the larger states such as Tamil Nadu, Uttar Pradesh, Andhra Pradesh and Madhya Pradesh was anaemic, below 5 per cent. Only four of the ten large states have crossed half of their budgeted own tax collections by October 2025, reports Sindhu Hariharan.

ACTEC Trust & Estate Talk
Gift Tax Blunders: Common Mistakes on Form 709

ACTEC Trust & Estate Talk

Play Episode Listen Later Dec 9, 2025 14:09


Common Form 709 mistakes can trigger costly GST and gift-tax consequences. ACTEC experts explain how to spot and fix DSUE, GST allocation, and gift-splitting errors. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

The Tally Room
159 - The Labor factions

The Tally Room

Play Episode Listen Later Dec 7, 2025 29:24


Ben was joined this week by Osmond Chiu, Per Capita research fellow and contributor editor for the Labor Left magazine Challenge, to discuss the factions of the Australian Labor Party. Read Osmond's 2020 piece in Jacobin on the history of Labor's factions. This podcast is supported by the Tally Room's supporters on Patreon. If you find this podcast worthwhile please consider giving your support. You can listen to an ad-free version of this podcast if you sign up via Patreon for $8 (plus GST) or more per month. And $8 donors can now join the Tally Room Discord server.

4BC Breakfast with Laurel, Gary & Mark
Beyond the band-aid: Why Australia needs a tax overhaul now

4BC Breakfast with Laurel, Gary & Mark

Play Episode Listen Later Dec 7, 2025 8:52 Transcription Available


Facing a national debt nearing $1 trillion, Stephen Smith from Deloitte Access Economics joined Sofie Formica on 4BC Breakfast to propose a radical five-point tax reform plan capable of raising $57 billion annually. The strategy centres on simplifying income tax, increasing the GST to 15%, and targeting corporate super profits to correct Australia’s structural budget deficit. See omnystudio.com/listener for privacy information.

Let's Talk Money with Monika Halan
Why GDP is Hot but Markets Are Cool?

Let's Talk Money with Monika Halan

Play Episode Listen Later Dec 4, 2025 23:54


This week, Monika breaks down the surprising 8.2% GDP growth print for India's July–September quarter, and why the cheer hasn't shown up in the stock market. She revisits the GDP formula and unpacks the drivers — strong private consumption, resilient services growth, a manufacturing boost from PLI schemes and GST cuts, and a surge in MSME credit that signals broad-based momentum. With India on track for ~7.5% growth this year, the fastest among major economies, Monika explains why this is solid, real activity rather than price-led nominal growth, and how that strength is built on rural spending, good monsoons and recent tax breaks.Monika then turns to the puzzle of why markets remain flat despite a booming economy. She outlines three reasons: money being pulled into IPOs, gold and silver instead of the secondary market; exceptionally low inflation reducing the GDP deflator and therefore nominal growth (the number that drives corporate revenues, profits and market valuations); and stretched valuations that still need cooling. Even so, she emphasises that long-term investors should stay disciplined, maintain asset allocation across debt and equity, and rebalance if needed — the structural growth story remains intact. She also previews next week's discussion on the RBI's rate decision and what it means for households.In listener questions, Shivam asks whether to prepay a low-rate education loan or invest aggressively, and how he and his wife should structure ₹1 lakh of monthly SIPs; Monika explains why, given their stability, keeping the loan and investing for growth works. Piyush writes in from a severe debt trap with home loans, personal loans and card dues far exceeding income; Monika urges him to involve family, liquidate assets and seek structured help through a debt resolution service. Anup, writing from Germany, wants to sell two residential plots and eventually buy a home in India; Monika points him toward Sections 54 and 54F, suggests consulting a CA on capital-gains planning, and outlines why a short-term loan followed by staggered asset sales may be practical.Chapters:(00:00 – 00:00) Why GDP Is Hot but Markets Are Cool(00:00 – 00:00) Understanding the Drivers Behind India's Surprising Q2 GDP(00:00 – 00:00) EMI vs Investing: Navigating a Low-Interest Education Loan(00:00 – 00:00) Escaping a Debt Trap: Practical Steps When Repayments Overwhelm(00:00 – 00:00) Selling Plots or Taking a Loan: Smart Strategies for Buying a Home in Indiahttps://freed.care/ https://cleartax.in/s/section-54-capital-gains-exemption#h6If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠LinkedIn ⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠Production House: ⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠

The #WhatsNext Podcast
EP 544 - Surviving December As A SME

The #WhatsNext Podcast

Play Episode Listen Later Dec 4, 2025 31:36


Buying a business? Book a call with Phil first: https://nextadvisory.nz/buying-a-business/December is only 3 working weeks this year. The 20th falls on a Saturday. Good luck getting paid between then and February. Phil and Luke break down the December disaster every SME business faces: customers disappear to Pauanui, decision-making stops, and your cash flow gets crushed while bills keep coming. We cover why you need to chase money NOW, not send emails, and how to set payment deadlines before everyone checks out.You'll still pay wages, rent, GST, PAYE, and provisional tax in January while revenue flatlines. Meanwhile, the big corporates keep taking their direct debits and the government wants their money on the 15th. We cover annual leave costs, the Christmas gift pressure, and why employees don't understand the stress business owners face. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

The New Zealand Initiative
How New Zealand ends up writing off $700 million in corporate taxes every year

The New Zealand Initiative

Play Episode Listen Later Dec 3, 2025 28:11


In this episode, Eric talks to Oliver about a major loophole in New Zealand's tax system that allows some companies to accumulate PAYE and GST debts, stop filing, and effectively walk away — contributing to almost $7 billion in unpaid corporate taxes. They discuss Oliver's new research note, "Responsibility before ruin: A pre-emptive fix for NZ's phoenix problem", which examines how Germany prevents such debts from building up through automatic insolvency triggers. Oliver explains how a New Zealand-adapted version — requiring directors to act within a set timeframe after missing tax payments — could stop phoenix behaviour and reduce the $700 million in corporate taxes written off each year. Read Oliver's research note here: https://www.nzinitiative.org.nz/responsibility-before-ruin-a-pre-emptive-fix-for-nzs-phoenix-problem/

5 Minute
शाम 4 बजे का न्यूज़ पॉडकास्ट- 5 मिनट

5 Minute

Play Episode Listen Later Dec 2, 2025 5:12


संसद के शीतकालीन सत्र में SIR पर टकराव, लोकसभा और राज्यसभा में विपक्ष के हंगामे से कामकाज हुआ प्रभावित, विपक्ष ने GST बिल पर चर्चा के दौरान वॉकआउट किया, केंद्र ने संचार साथी App पर जासूसी संबंधी आरोपों को खारिज किया, सुप्रीम कोर्ट ने SIR प्रक्रिया पर चुनाव आयोग से मांगा जवाब, ममता बनर्जी ने 14 साल का रिपोर्ट कार्ड पेश किया, राजस्थान में कलेक्टरों की फर्जी आईडी से ठगी की कोशिश, पाकिस्तान ने श्रीलंका को एक्सपायर्ड राहत सामग्री भेजी और 14 वर्षीय वैभव सूर्यवंशी ने एक और T20 शतक जड़कर नया रिकॉर्ड बनाया. सिर्फ 5 मिनट में सुनिए शाम 4 बजे तक की बड़ी ख़बरें.

Yadnya Investment Academy
Daily Stock Market News(Dec 2'2025): US and Oil markets, India IIP, Chinese EV Brands, Bajaj Finance

Yadnya Investment Academy

Play Episode Listen Later Dec 2, 2025 20:49


How to Use Artificial Intelligence for Investing - Combo of 5 ebookshttps://shorturl.at/gM97lHow to Achieve Financial Freedom - Offline Workshop by Parimal Ade & Gaurav JainBook your seat now - https://shorturl.at/cGQGAWelcome to your Daily Stock Market News – December 2, 2025, where we break down global cues, India's macro numbers, corporate headlines, and sector-specific updates in one quick video.In today's market wrap, we look at cooling inflation trends globally, industrial production momentum in India, a softer CAD print, GST moderation, and the rapid rise of Chinese EV brands. We also cover major corporate developments — including Wockhardt's FDA milestone, the Bajaj Finance stake sale, and Bank of Maharashtra's OFS.If you follow the stock market, macroeconomics, or sector trends, this is your go-to daily update!

The Growing Small Towns Show
S5:E29- How Chambers Can Change with the Times with Kausha Magill

The Growing Small Towns Show

Play Episode Listen Later Dec 1, 2025 61:50


We're back with one of our most very favorite people and Oakes local, Kausha Magill, to talk Chambers of Commerce. This episode explores how Chambers of Commerce can stay relevant by embracing collaboration, experimentation, and a regional mindset. It's a practical, uplifting look at what happens when chambers evolve with the times instead of sticking to the "Well, this is how we've always done it."  About Kausha: Kausha lives on her family's farm and ranch about 15 miles north of Oakes. She and her husband Chuck, have been married for 30 years and have three children: Dalton, who is married to McKinzee, and their daughter, Nellie Mae (soon to be a big sister!); Addison and her husband, Parker; and their youngest son, Garret, who is engaged to his lovely fiancée, Morgan. They are so proud to say that their sons are part of the family farm/ranch and so that legacy will continue for the Magill homestead. Their daughter is also involved in agriculture and has started her own Ag Marketing business, where she designs and produces bull sale catalogs along with other creative advertising for ag-related businesses.   Kausha was an English Teacher in her early days then worked side by side with her husband for several years until their sons were able to be involved in the day-to-day operations. Then, the wonderful opportunity to become the Oakes Area Chamber of Commerce Director became her part-time job, and she's been serving in that capacity for nearly six years!   She can honestly say that she's never had a day when she dreaded coming to work and finds her job to be incredibly rewarding. She gets excited thinking about young people coming back to Oakes because it's a thriving small town! She loves being able to help our chamber membership promote what they have, whether that is merchandise, services, opportunities, or events for the public, as well as just promote Oakes as a whole.   In her free time, she likes to spend time with her family (especially her new granddaughter!) and work on puzzles and read in the winter. Her summers are usually filled with outdoor activities, along with riding horses as much as she can!   In this episode, we cover: Why regional collaboration may be the next evolution for rural chambers. How the Oakes Chamber uses progressive leadership and strong governance to stay relevant. Union Square: how a bold park project became a community hub in year one. What makes board recruitment work in a small town. Why ideas need a place to land, and how chambers can become that place.  Links + Resources Mentioned: Oakes Chamber Website: https://oakesnd.com/chamber Oakes Chamber Facebook: https://www.facebook.com/oakeschamber/ More about Union Square: https://www.inforum.com/news/north-dakota/teens-in-oakes-transform-downtown-with-new-union-square-park Sponsor Spotlight: The Yellow Bird The Yellow Bird is a longtime favorite and friend of Growing Small Towns and our Executive Director, Rebecca. The Yellow Bird is a family-owned, all-natural skincare company committed to keeping things pure, simple, and safe. Their products are made with real ingredients you can pronounce (and actually read on the label), free from synthetic chemicals, and gentle enough for the whole family—especially anyone with allergies or sensitivities. Founded by Nicole, who grew up in a home that prioritized holistic living, The Yellow Bird was born from a simple truth: what we put on our skin matters. Their mission is to make effective, affordable skincare using minimal yet powerful ingredients like coconut oil and essential oils. You can shop their full line online, including on Amazon. Use https://www.theyellowbird.co/?ref=REBECCAUNDEM for a discount when you shop!  Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support.  We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things.  "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that.  If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you!  Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org   Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!  

5 Minute
शाम 4 बजे का न्यूज़ पॉडकास्ट- 5 मिनट

5 Minute

Play Episode Listen Later Dec 1, 2025 5:03


शीतकालीन सत्र के पहले दिन लोकसभा में मणिपुर GST बिल पास, बिहार विधानसभा के विशेष सत्र में नवनिर्वाचित विधायकों ने शपथ ली, कोलकाता में SIR विवाद को लेकर EC दफ्तर के बाहर प्रदर्शन, अमृतपाल सिंह की संसद सत्र में शामिल होने की याचिका पर हाईकोर्ट में सुनवाई, असम में आदिवासी संगठनों ने विरोध प्रदर्शन की चेतावनी दी, डिजिटल अरेस्ट से जुड़े मामलों की जांच सुप्रीम कोर्ट ने CBI को सौंपी, अमेरिका-यूक्रेन बातचीत में रूस-यूक्रेन युद्ध खत्म करने पर प्रगति के संकेत मिलेऔर इंडोनेशिया, श्रीलंका, मलेशिया, थाईलैंड में बाढ़-भूस्खलन से मौत का आंकड़ा 1,000 पार, सिर्फ़ 5 मिनट में सुनिए शाम 4 बजे तक की बड़ी ख़बरें

5 Minute
शाम 7 बजे का न्यूज़ पॉडकास्ट- 5 मिनट

5 Minute

Play Episode Listen Later Dec 1, 2025 4:48


संसद में मणिपुर GST बिल पास, बिहार विधानसभा का विशेष सत्र आज से शुरू, दिल्ली एयरपोर्ट पर साइबर अटैक की पुष्टि, संसद में वंदे मातरम के 150 साल पूरे होने पर विशेष चर्चा, महाराष्ट्र में निकाय चुनाव से पहले महायुति में तनाव, पश्चिम बंगाल में SIR को लेकर प्रदर्शन ,सुप्रीम कोर्ट दिल्ली-NCR वायु प्रदूषण पर सख्त, जेल में आजम खान के करीबी को उनसे मिलने नहीं दिया गया, पाकिस्तान ने इमरान खान की तस्वीरें हटाने का आदेश दिया और बांग्लादेश की पूर्व पीएम ख़ालिदा ज़िया की हालत गंभीर, सिर्फ 5 मिनट में सुनिए शाम 7 बजे तक की बड़ी ख़बरें.

Daily News Dose
Tobacco, pan masala won't get cheaper after GST compensation cess ends: Here's why | Daily News Dose Dec 1, 2025

Daily News Dose

Play Episode Listen Later Dec 1, 2025 3:20


India is about to rewrite the tax rules for its biggest sin goods. With the GST compensation cess set to disappear, the Centre is moving fast to ensure tobacco and pan masala don’t suddenly get cheaper. Two new bills in Parliament could change how these products are taxed for years to come. See omnystudio.com/listener for privacy information.

Economy Watch
The run into Christmas underway

Economy Watch

Play Episode Listen Later Nov 30, 2025 6:30


Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news we are waiting for the first indications of retail sales, as the US and EU economies make their run to the end-of-year holiday season. It is this retail impulse that powers much of the global economy.Also, in the week ahead we will get local and Australian building consent data, and the Aussies will release the Q3-2025 GDP growth rate, expected to be +2.2% from a year agoIn the US, there will be more catch-up official data releases but their non-farm payroll data for November has been delayed until mid-December now. However ADP will release its new weekly update and the Challenger job cut report will still come out on time. There will be PMIs for the US and no-one expects much change in any of this. Of special interest will be the end-of-week release of the UofM sentiment survey. Few see any improvement there either with it hovering around record lows.Elsewhere there will be a raft of PMI and trade and inflation releases from many countries. And the Indian central bank meets and is widely expected to cut its policy rate by -25 bps to 4.25% despite the surging growth. Fast-falling food prices means inflation is seen as under control there.Over the weekend India said their economy expanded by +8.2% in September from the previous year from the previous year and well above the expected +7.3% Q3-2025 rise and above the +7.8% growth rate from Q2-2025. It was the sharpest annual growth rate rise since March 2024. India trimmed its GST rates and increased government spending when they were faced with swingeing US tariffs, and that, along with re-orienting trade has supported consumer confidence and private investment. In late September, they simplified their multi-slab GST system with the rates for most goods falling from 12% or 28%, to 5% and 18%. This change has been a big part of their boost, giving more of an effect than anticipated.China said its official November PMIs were weaker and their tepid expansion has turned into a general but small contraction. The main change was for their services sector, shrinking for the first time in three years and joining the ongoing small contraction in their factory sector. That factory sector has now contracted for eight straight months. Both measures would be a lot worse if they didn't have deflation in their input costs. The private S&PGlobal version isn't expected to vary much from that when it is released later today, although it may be on the more positive side. Either way, these indicators are not pointing to an economy expanding like their GDP claims.Japan said retail sales were +1.7% higher in October than a year ago (real) and that was very much better than the +0.8% expected and the +0.2% in September. And Japanese industrial production rose +1.5% in the year to October, an unexpected second consecutive month of expansion and the October month also came in much better than expected.In South Korea there was a big separation between the two sectors. Industrial production declined, and quite sharply in October, although this largely reverses the big surge in September. And their retail sales took an unexpected surge, up +3.5% from September to be +2.2% higher than a year ago.In Canada, they released their September GDP growth outcome over the weekend and their forecast for October. The picture was mixed and they seem to be settling into a bit of a yo-yo pattern. July was up +0.3% for the month, August down -0.3%, September up +0.2% and October's 'flash' result down -0.3%. There is a tendency for the 'flash' results to be revised higher. Generally their goods-producing sector is marginally weaker while their services sector is mixed. From a year ago, Canada's economic activity is up +1.4%.Early reports of US retail trade over the weekend seem positive, but heavily focused online.The UST 10yr yield is now just on 4.02%, unchanged from Saturday but down -5 bps from a week ago.The price of gold will start today at US$4218/oz, and up +US$7 from Saturday. And that is a +US$134/oz rise for the week, or +3.2%.Silver surged in Friday US trade to a record high US$56.50/oz. Chinese inventories have dropped to their lowest level in a decade following heavy shipments to London triggered by a supply squeeze. A Comex outage in the US didn't help either.American oil prices are unchanged from Saturday to be just on US$59.50/bbl, while the international Brent price is little-changed at just over US$63/bbl. A week ago these prices were US$58/bbl and US$62.50/bbl, so a +US$1.50 rise in the US but far less internationally.The Kiwi dollar is up another +10 bps from Saturday, now at just under 57.4 USc. A week ago it was at 56.1 USc so a +120 bps rise since then or a +2.1% appreciation. Against the Aussie we are little-changed overnight at just on 87.6 AUc. Against the euro we have held at 49.4 euro cents. That all means our TWI-5 starts today at just under 62, and essentially unchanged from Saturday, up +110 bps for the week.The bitcoin price starts today at US$91,838 and up +1.5% from Saturday. And it is up +6.9% from this time last week. Volatility over the past 24 hours has been low however, at just on +/- 0.9%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

SparX by Mukesh Bansal
2026 Job Shock: What Neelkanth Mishra Predicts for India | SparX

SparX by Mukesh Bansal

Play Episode Listen Later Nov 29, 2025 53:24


In this episode of SparX, Mukesh Bansal sits down with economist and policy thinker Neelkanth Mishra to unpack why he believes this is the true golden age of Indian entrepreneurship. They talk about:Falling cost of capital and a stronger banking system expanding access to debt and equity.Massive domestic flows via SIPs, EPFO, and insurance fueling startups and exits.Policy shifts in GST, decriminalization, and state reforms that slowly ease doing business.The next wave beyond internet startups: fintech, precision manufacturing, hardware, semiconductors, and data centers.The next wave of entrepreneurship beyond internet companies: fintech, precision manufacturing, hardware, semiconductors, data centers, and chip design.Aadhaar's evolution into a trust and KYC layer, and how lower unit costs in finance, education, and health can break vicious economic cycles.Navigating big tech power, US–China tensions, and political noise while staying focused on India's long runway from $4T to $20T GDP.If you're interested in where India's economy is really headed, how policy and infrastructure shape founder opportunities, or what it takes to build in the middle of geopolitical churn, this conversation with Neelkanth offers rare clarity, realism, and optimism.

The Tally Room
158 - The 2025 Australian Election Study

The Tally Room

Play Episode Listen Later Nov 29, 2025 28:55


Ben was joined by Sarah Cameron from Griffith University, to discuss the results of the 2025 Australian Election Study, including Peter Dutton's unpopularity, foreign policy, voter dealignment, and how the vote splits by gender, generation and whether people own their own home. This podcast is supported by the Tally Room's supporters on Patreon. If you find this podcast worthwhile please consider giving your support. You can listen to an ad-free version of this podcast if you sign up via Patreon for $8 (plus GST) or more per month. And $8 donors can now join the Tally Room Discord server.

Wonk
Minister Champagne: Putting a ‘generational' budget into practice

Wonk

Play Episode Listen Later Nov 27, 2025 32:21


Canada's recent federal budget has been called generational and transformational. Of course, it's been called that by the government that passed it, but there's no question that this budget comes at a pivotal moment for Canada. Host Amanda Lang talks to Finance Minister François-Philippe Champagne about changing the investment climate, affordability and following the German economic example.

The Tally Room
157 - The Liberal factions

The Tally Room

Play Episode Listen Later Nov 25, 2025 31:15


Ben was joined by Michael Evangelidis from GovConnex to discuss the factions of the Liberal Party of Australia - how fluid they are, how they work from the branch level to federal and state party rooms, and how the factions have changed in recent years. This podcast is supported by the Tally Room's supporters on Patreon. If you find this podcast worthwhile please consider giving your support. You can listen to an ad-free version of this podcast if you sign up via Patreon for $8 (plus GST) or more per month. And $8 donors can now join the Tally Room Discord server.

Get Pregnant Naturally
Getting Pregnant with High FSH | Understanding Fertility Treatment Options

Get Pregnant Naturally

Play Episode Listen Later Nov 24, 2025 20:21


If you've ever been told your FSH is too high or that you're not a good candidate for IVF, today's episode will help you understand what that number actually means and the many ways you can still support your fertility. When most people hear "high FSH," they immediately think poor ovarian reserve or low egg count. That's not the full story. In this episode, we look at what high FSH signals, how to interpret it alongside other markers, and what both conventional and functional fertility options can help you move forward with clarity. You'll learn: • What high FSH actually measures and why context matters when paired with AMH, estradiol, and AFC • How inflammation, stress, thyroid imbalance, sleep, and environmental toxins influence FSH • Conventional treatment options such as mini IVF, natural cycle IVF, Letrozole, and individualized stimulation protocols • How functional fertility improves the internal environment so your ovaries respond better to any treatment • The key labs, nutrients, and lifestyle factors that support egg quality and hormone communication in high FSH cases This episode is especially for you if: • You've been told you have high FSH or diminished ovarian reserve and worry the window is closing • You've had canceled IVF cycles or poor responses and want to understand what else you can do • You want to see how a functional fertility approach can support egg quality so your next steps feel strategic and not desperate Sarah Clark is the founder of Fab Fertile Inc. and the host of Get Pregnant Naturally. Her team specializes in functional approaches for low AMH, high FSH, diminished ovarian reserve, premature ovarian insufficiency, recurrent miscarriage and helping couples prepare their bodies for pregnancy success naturally or with IVF. Next Steps in Your Fertility Journey Subscribe to Get Pregnant Naturally for evidence-based guidance on functional fertility, and share this episode with anyone on their fertility journey. Not sure where to start? Download our most popular guide:  Ultimate Guide to Getting Pregnant This Year If You Have Low AMH/High FSH it breaks everything down step by step to help you understand your options and take action For personalized support to improve pregnancy success, book a call here. --- TIMESTAMPS 00:00 – What High FSH Really Means for Fertility What FSH actually measures, why it does not reflect egg quality, and why high FSH is often misunderstood in conventional fertility care. 01:00 – The Emotional Impact of High FSH and Canceled IVF Cycles Understanding why high FSH triggers fear, how it influences IVF decisions, and how a functional lens shifts your strategy. 02:00 – Real Case Story: FSH in the 60s Reduced to 7 A Fab Fertile client lowered FSH dramatically after three failed IVFs and conceived with her own eggs after being told donor eggs were the only option. 03:00 – Drivers of High FSH: Inflammation, Stress, Thyroid, Sleep, and Toxins FSH as feedback, not failure. Exploring how inflammation, poor sleep, blood sugar imbalance, thyroid dysfunction, and environmental toxins impact ovarian response. 04:00 – Conventional Treatment Options for High FSH Mini IVF, natural-cycle IVF, Letrozole, Clomid, individualized protocols, medication dosing considerations, and how clinics determine next steps. 05:00 – Why Medication Alone Isn't Enough: The Functional Fertility Lens How functional testing identifies hidden blocks like gut infections, food sensitivities, chronic inflammation, nutrient deficiencies, and nervous system dysregulation. 06:00 – Hidden Stressors That Disrupt Egg Quality and Hormone Signaling Parasites, H. pylori, bacterial overgrowths, mold exposure, toxin load, fragrances, plastics, and irregular cortisol patterns that impact egg development. 09:00 – Key Fertility Labs for High FSH Optimal vs normal ranges for thyroid markers, vitamin D, ferritin, fasting insulin, A1C, homocysteine, and how methylation affects hormone detox and ovarian health. 12:00 – Functional Testing That Personalizes Your Fertility Plan GI-MAP, food sensitivity testing, DUTCH hormone mapping, genetic testing (MTHFR, COMT, GST), and vaginal microbiome tests for implantation and inflammation insights. 18:00 – When to Pause IVF and Re-Evaluate Your Strategy Why repeating protocols isn't effective when the internal environment isn't optimized. When a 3–6 month reset can improve ovarian response and IVF success. 19:00 – Final Takeaway: High FSH as a Message, Not a Verdict High FSH is information, not a dead end. How combining functional optimization with conventional care improves egg quality, hormone signaling, and overall fertility outcomes. RESOURCES

The Growing Small Towns Show
S5:28 - Fostering Belonging and Creating Community with Emma McIntyre

The Growing Small Towns Show

Play Episode Listen Later Nov 24, 2025 66:50


Loneliness is a big deal, and it's become an actual epidemic. And, while it may seem simple to combat (the opposite of loneliness is belonging and community, right?), creating belonging and community can actually be much harder.  This is what Emma McIntyre is all about. She builds events that create belonging — from farmers markets to winter festivals to senior socials — and this episode is all about how small towns can replicate these ideas at any scale by focusing on comfort, connection, and purpose. It's a roadmap for how to build community in ways that actually stick.  About Emma: Emma McIntyre, originally from North Dakota, is the Manager of Development and Partnerships at Folkways, an organization dedicated to building community through experiences, placemaking, and creative programming. After graduating college, she intentionally chose to return to North Dakota to help strengthen her home state through meaningful community-building projects. In this episode, we cover: How Emma and Folkways use placemaking to combat loneliness with intentional design, not just "fun events" The real metrics that matter: dwell time, collisions, intergenerational experiences Why belonging is a public health issue — and what communities can do about it How small towns can adapt big-city ideas like farmers markets and themed gatherings The power of personal traditions to build connection at the micro level   Links + Resources Mentioned: https://www.folkways.org/ https://creativemornings.com/cities/FAR Sponsor Spotlight: The Yellow Bird The Yellow Bird is a longtime favorite and friend of Growing Small Towns and our Executive Director, Rebecca. The Yellow Bird is a family-owned, all-natural skincare company committed to keeping things pure, simple, and safe. Their products are made with real ingredients you can pronounce (and actually read on the label), free from synthetic chemicals, and gentle enough for the whole family—especially anyone with allergies or sensitivities. Founded by Nicole, who grew up in a home that prioritized holistic living, The Yellow Bird was born from a simple truth: what we put on our skin matters. Their mission is to make effective, affordable skincare using minimal yet powerful ingredients like coconut oil and essential oils. You can shop their full line online, including on Amazon. Use https://www.theyellowbird.co/?ref=REBECCAUNDEM when you shop!  Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support.  We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things.  "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that.  If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you!  Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!

Pushing The Limits
How Lightning Pay is Redefining Money & Payment with Dr. Simon Collins

Pushing The Limits

Play Episode Listen Later Nov 20, 2025 91:21


The Bitcoin payment revolution is here and it's changing how the world moves money. In this episode of Pushing the Limits, Lisa Tamati sits down with Dr. Simon Collins, Co-Founder and Chief Revenue Officer of Lightning Pay NZ, a pioneering Kiwi startup making Bitcoin payments faster, cheaper, and more accessible through the Lightning Network. Simon shares his insights on the evolving world of Bitcoin, from the future of payment systems and scaling, to mining energy debates, New Zealand's crypto tax rules, and how Bitcoin is reshaping the global financial system. Whether you're a Bitcoin veteran, a business owner, or just curious about digital money, this deep dive covers the technology, economics, and policy behind the next generation of payments. What You'll Learn: Bitcoin Payment Systems & Scaling: How Lightning Pay uses the Lightning Network to enable instant, low-cost Bitcoin transactions and solve Bitcoin's base layer limitations  Bitcoin vs. Other Cryptocurrencies: Why Bitcoin's decentralisation, fixed supply, and proof-of-work make it unique in the crypto ecosystem. Bitcoin Mining & Energy Use: The real story behind mining energy - renewables, stranded power, and how Bitcoin can drive green innovation. Mining Centralisation: Why the network remains decentralised despite large mining pools and how geographic shifts (e.g., post-China) enhance security. The Future of Payments: How Lightning Pay is helping New Zealand merchants accept Bitcoin seamlessly with instant fiat conversions and zero volatility risk. Bitcoin & Taxes in NZ: Simon explains how the IRD treats Bitcoin profits, GST rules, and what compliance means for individuals and businesses. Bitcoin Policy Institute: Why sound Bitcoin policy matters and how organisations like BPI are shaping global conversations on regulation and innovation. Simon Collins Bio: Dr. Simon Collins, PhD, is the Co-Founder and CRO of Lightning Pay, a New Zealand-based company building scalable Bitcoin payment infrastructure on the Lightning Network. Co-founded with Rob Clarkson and Brandon Bucher, Lightning Pay is revolutionising how Kiwis use Bitcoin for real-world payments. Simon is also a Bitcoin researcher and advocate, contributing to organisations like Satoshi Action and the Bitcoin Policy Institute, and frequently shares insights on X about Bitcoin's role in the global economy. Catch up on the episode with Brandon Bucher here: Building the Future of Bitcoin Payments  Resources & Links: Lightning Pay NZ Website  Simon Collins on X Bitcoin Policy Institute IRD Crypto Guidance  

The West Live Podcast
Meta PURGES U16 users & IMF calls for GST increase

The West Live Podcast

Play Episode Listen Later Nov 20, 2025 9:17


In today’s episode, Ben O’Shea unpacks the news Meta is PURGING teen users before the Government’s U16 social media ban kicks in. Plus, why the IMF is demanding a GST increase to save the Australian economy.See omnystudio.com/listener for privacy information.

The Tally Room
156 - History of a bigger parliament

The Tally Room

Play Episode Listen Later Nov 18, 2025 39:13


Ben was joined by Frank Bongiorno and Chris Monnox to discuss the history of Australia's federal parliament being expanded, in 1949 and 1984. We discuss the motivations for these changes, the positions taken by the parties and why it happened when it did. We also discuss efforts to break the 'nexus' which links the size of the House to the size of the Senate. This podcast is supported by the Tally Room's supporters on Patreon. If you find this podcast worthwhile please consider giving your support. You can listen to an ad-free version of this podcast if you sign up via Patreon for $8 (plus GST) or more per month. And $8 donors can now join the Tally Room Discord server.

The Growing Small Towns Show
S5:27 - Cattle, Creativity, and Community with Tesa Klein

The Growing Small Towns Show

Play Episode Listen Later Nov 17, 2025 63:35


This episode dives into the amazing creative journey of Tesa Klein, the cowgirl-turned-entrepreneur behind Wildflowers, who rebuilt her business after years in the rodeo world and rediscovered her spark. She's deeply rooted in rural (she lives in a NoDak town of 50!) but has had her share of big-time viral moments. It's an inspiring look at trusting yourself even when your dreams don't seem to match your zip code, and we love hearing her take on balance and dreaming big from her tiny ND town. About Tesa: Tesa is the owner, operator, and creative artist behind Wildflowers, a western and seasonal home décor business that operates as an occasional shop, hosts markets and travels to events across the region. A small cattle rancher and wife of a cowboy, Kelly, she draws inspiration from life on the prairie, the rhythm of the seasons, the beauty of nature and the spirit of the western way of life she lives. When she's not creating (which is rare), you will find her chasing sunsets or soaking in the views of rugged country by horseback.  In this episode, we cover: How Tesa rebuilt her creative business after years in the rodeo world The decision-making that goes into all the things we love, and why we have to sometimes let things go (like fifty cows) to make time for other things What going all-in on a big vendor show did for her confidence and visibility Navigating judgment, assumptions, and loneliness as a creative in a tiny town How she keeps her spark alive and what's next for Wildflowers   Links + Resources Mentioned: Website thendwildflower.com FB @thendwildflower.com IG @junkinwildflower Sponsor Spotlight: The Yellow Bird The Yellow Bird is a longtime favorite and friend of Growing Small Towns and our Executive Director, Rebecca. The Yellow Bird is a family-owned, all-natural skincare company committed to keeping things pure, simple, and safe. Their products are made with real ingredients you can pronounce (and actually read on the label), free from synthetic chemicals, and gentle enough for the whole family—especially anyone with allergies or sensitivities. Founded by Nicole, who grew up in a home that prioritized holistic living, The Yellow Bird was born from a simple truth: what we put on our skin matters. Their mission is to make effective, affordable skincare using minimal yet powerful ingredients like coconut oil and essential oils. You can shop their full line online, including on Amazon. Use https://www.theyellowbird.co/?ref=REBECCAUNDEM when you shop!  Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support.  We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things.  "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that.  If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you!  Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org  Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!

The Core Report
#726 Retail Investors Now Think Like Pros: India's Market Is Changing | Govindraj Ethiraj | The Core Report

The Core Report

Play Episode Listen Later Nov 15, 2025 39:37


Retail investors in India are no longer the “weak hands” of the market. They are behaving more like pros, staying invested through volatility and forcing everyone to rethink how India's stock market really works.In this episode of The Core Report Weekend Edition, Financial Journalist Govindraj Ethiraj in conversation with Mr. Pranav Haridasan, MD and CEO, Axis Securities, to decode how the Indian markets have changed from 2020 to 2025 and what that means as we head toward 2026. They unpack the rise of the equity culture, the new discipline in retail investors, and the real story behind flows into equities, derivatives, and IPOs in India.You will hear a ground level view from a leading brokerage on:1) Why retail investors now think and act more like institutional investors2) How the 2020 to 2025 bull run reshaped confidence in Indian equities3) Whether India's stock market rally can survive global shocks and AI bubbles4) Equities versus derivatives and why regulation is cooling risky short term trading5) How themes like consumption, capex, Make in India, defence, EMS, building materials are shaping market leadership6) What is really happening in India's IPO and tech IPO pipeline and how to think about profitless tech valuations7) Why volatility, climate shifts and changing cycles make forecasting demand harder for manufacturers and consumer companies8) How policy, GST moves and ease of doing business reforms affect brokers, investors and marketsIf you follow business news, markets, tech, manufacturing, policy and IPOs and you want a clear, jargon light view of where India's markets may be headed next, this conversation is for you.Watch till the end to hear Pranav's candid take on:a) Whether 2025 was the “hard reset” the market neededb) How he sees earnings, growth and sentiment playing out in the year aheadc) What long term investors should really focus on in Indian equitiesHit like, share this with someone who tracks the India stock market, and subscribe to The Core Report podcast for more deep conversations on markets, business, technology and the Indian economy.The Core & The Core Report is ad supported & FREE for all readers & listeners. Write in to shiva@thecore.in for sponsorships & brand studio requirements.For more of our coverage check out thecore.in (https://www.thecore.in/)Support the Core Report (https://tinyurl.com/Support-the-Core-Report)Join & Interact anonymously on our WhatsApp channel (https://tinyurl.com/The-Core-WhatsApp-Channel) Subscribe to our Newsletter (https://www.thecore.in/newsletters/thecorenewsletter)

The Canadian Real Estate Investor
Budget 2025's Impact on Housing, Immigration & Jobs

The Canadian Real Estate Investor

Play Episode Listen Later Nov 11, 2025 42:48


Canada's Budget 2025 and its impact on housing policy. The hosts critique the $25 billion housing investment as insufficient, noting it includes infrastructure conditions, a limited GST rebate, immigration cuts, and controversial OAS spending — while the construction industry warns of job losses. The federal HST rebate on new homes up to $1 million only helps about 20,000 buyers per year nationwide — essentially a political soundbite rather than a broad affordability solution. BILD and the Large Urban Centre Alliance criticize the budget for relying on backward-looking data while new-home sales have collapsed 67-82% across major markets, warning that 100,000 construction jobs are at risk. Exchange-Traded Funds (ETFs) | BMO Global Asset Management UGLY SWEATER HOLIDAY PARTY LISTEN AD FREE free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.

The Growing Small Towns Show
S5:26 - Generational Perspectives in Small Towns with Jackie Knutson and Lisa Schulz

The Growing Small Towns Show

Play Episode Listen Later Nov 10, 2025 56:02


In this episode, we sit down with "Oakes Folks" Jackie Knutson and Lisa Schulz, a mother–daughter duo who represent two generations deeply invested in their hometown. They talk about leaving and returning, building belonging, showing up for community, navigating change, and why small towns need to both embrace the future and remember the past in order to thrive. It's a heartfelt, grounded conversation about loving where you live, even when it's not perfect. About Jackie and Lisa: Jackie Knutson and Lisa Schulz are a mother–daughter pair deeply rooted in GST's hometown of Oakes, North Dakota. Jackie was born in Oakes in 1944, built her family and career here, and has spent decades serving through church, civic work, and everyday acts of community care. Lisa and her husband returned to Oakes after years in Colorado, drawn back by family, relationships, and the desire to live in a place where community is truly lived, not just a nice idea. Together, they model what it looks like to show up, volunteer, take pride in your town, and choose connection over convenience. They are the kind of neighbors who quietly make small towns work, and the conversation they share reflects the heart of what it means to belong to a place. In this episode, we cover: Jackie's decades-long perspective on how Oakes has changed and why progress, even when uncomfortable, matters. What brought Lisa and her husband back to Oakes after years away in Colorado, and how they've built community as "returners" Why small towns need people who show up (in every way) How negativity spreads in a community, and how to halt its spread Why building a thriving town requires both honoring the past and making room for the new Places Mentioned (For When You Come Visit Us in Oakes!): The Grand Theatre: https://www.facebook.com/p/Grand-Theatre-in-Oakes-100049102555697/ Oakes Chamber of Commerce: https://oakesnd.com/chamber Hockenberry Park: https://oakesnd.com/park-board Bingo at the American Legion: https://www.facebook.com/AmericanLegionOakes/ Oakes' Calendar (Bingo Nights!): https://oakesnd.com/calendar-listing.php?cid=1856 And, of course, our very own GST building. We'd love to see you! Sponsor Spotlight: Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org This week's Small-Town Shout-Out is: Lamoure, ND. Just a stone's throw away from Oakes, we're shouting them out today because we've heard people talk about it over and over (including Lisa on today's episode!) and Rebecca went to see it for herself, and it's so cool. It takes audacity and really knowing your community to build something like that in a small town, and that deserves recognition! Way to go! We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things.  "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that.  If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you!  Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!  

Moneycontrol Podcast
4892: Rajnath Singh exclusive, UpGrad-Unacademy in talks & inside Finance Bill 2026 | MC Editor's Picks

Moneycontrol Podcast

Play Episode Listen Later Nov 7, 2025 3:52


Tune in for an exclusive interview with Rajnath Singh on India's defence capabilities, find out the extent of damage from a prop trading scam unearthed in Surat, learn about the acquisition talks between UpGrad and Unacademy for and discover the key GST reforms that are likely to be included in the Finance Bill 2026. Moneycontrol Editor's Picks has all this and more top headlines from the day.

SBS French - SBS en français
Le journal de l'économie du 06/11/2025 : les bonnes et mauvaises nouvelles de la Banque Centrale

SBS French - SBS en français

Play Episode Listen Later Nov 5, 2025 7:42


Cette semaine on parle des dernières actualités a la banque centrale, la Reserve Bank of Australia. On évoque aussi le reversement de la GST par le Commonwealth selon les États australiens.

In Focus by The Hindu
How are the guardrails of India's microfinance sector helping it back to health?

In Focus by The Hindu

Play Episode Listen Later Nov 5, 2025 20:24


India's economy has been humming. Easing of income tax rules, followed by GST rate cuts for daily-use items have helped the it along. One important indicator of economic health is the microfinance sector. That has had its highs and lows over the past decade. Today we have with us Alok Misra, CEO of MFin, the representative organisation of the sector to give us an idea about how self-regulation has helped and why defaults rates, while improved from earlier levels, could still be lower than where they are. Guest: Alok Misra, CEO, MFin Host: Bharath Kumar K Edited by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

Business News - WA
At Close of Business podcast November 3 2025

Business News - WA

Play Episode Listen Later Nov 3, 2025 12:37


Mark Pownall speaks to Elisha Newell about Timezone founder Malcolm Steinberg and his businesses. Plus: $1m GST campaign; Nats drop net zero target; and Spudshed in record profit.

Girl about the Globe
Exciting News! Join me on a Madagascar Tour

Girl about the Globe

Play Episode Listen Later Nov 2, 2025 4:12


It's a country with wild rainforests, red-earth landscapes and lots of lemurs! Madagascar is a place that I have always wanted to go, and next year, I'll finally be living that dream... and you can join me!In September 2026, I'll be hosting a private small-group tour through Madagascar, an island that feels like a world all its own. We'll begin in the capital, Antananarivo, a city brimming with colour and culture, before heading east to Andasibe to meet the famous indri lemurs in their natural habitat. From there, we'll travel south to Ranomafana National Park, home to rare wildlife and misty forest trails, and then on to Isalo National Park, where the sandstone cliffs and hidden pools make for some of the most breathtaking hikes on the island. And because every adventure needs a little relaxation, we'll finish our journey in Ifaty, a peaceful fishing village by the sea, the perfect spot to unwind after days of discovery.This 11-day adventure combines wildlife, culture, and connection. You'll meet local tribes, explore bustling markets, and share laughter and stories with like-minded travellers who share your passion for exploring the world consciously.If you've ever wanted to experience somewhere truly unique, a place that feels untouched and full of life, this is it. Madagascar isn't just a destination; it's a once-in-a-lifetime journey that opens your eyes to the beauty and diversity of our planet.

Business is Good with Chris Cooper
106: Fixing Our Tax System

Business is Good with Chris Cooper

Play Episode Listen Later Nov 1, 2025 18:50


Canada's tax problem isn't just slow phones at the CRA—it's a century of bolt-on rules that made filing confusing, subjective, and expensive to administer. A new review found CRA contact centres gave accurate answers only 17% of the time during the 2025 tax season window, echoing long-standing issues flagged by earlier audits (including millions of dropped and blocked calls). This complicated tax system creates unnecessary bureaucracy, wasted money, unpaid taxes, and a subjective audit process that means you can pay more (or less) taxes depending on how well your auditor slept the night before.Hiring more agents won't fix a tax law that's impossible to interpret. Simpler rules will. In this episode, I sketch a path to simpler, fairer, faster taxes. First, a quick history lesson on why we have income taxes, and how they became a Frankenstein's monster of laws that no one can understand. This will show us that the problem is getting worse, and will keep getting worse until we have a major system overhaul. Then I'll get into solutions.I explore proven options from abroad:Pre-populated / return-free filing (pioneered by Denmark; now used in most OECD countries) to slash time, phone calls, and errors—already being piloted in Quebec for simple returns. Flatter, broader bases with minimal carve-outs (think Estonia's ultra-simple system) and NZ's broad-base/low-rate GST—models that raise revenue with less friction. Withholding-as-final for straightforward T4 earners, so most people don't file at all unless their situation is complex—borrowing design cues from the Nordics. Look, nobody wants to talk about tax until they have to. But when they do - and they have to every year - they hate everything about our tax system. It creates unnecessary frustration and anger. Nobody wants to deal with the CRA, and nobody wants to work for the CRA either. Why would they?Many people who don't pay taxes do it out of frustration - they just give up. They're not evil; they're just overwhelmed. Tax filings have become a game.I'm not anti-tax; I'm anti-waste. My companies happily pay millions of dollars in corporate taxes annually. Its employees add another 1M in income taxes to our society, and you can add HST on top of all of it. What I want is less money burned collecting taxes and more money spent on services. If Canadians want better healthcare, safer streets, and a clearer deal with citizens, we should push for tax simplification, not just bigger call centres.Sources:CRA call centres: 17% accuracy (Feb–May 2025); prior audits on access/accuracy. Investment Executive+1Canada's income tax history (1917 “temporary” tax). The Canadian EncyclopediaProvincial/territorial corporate tax—CRA administers most; exceptions Quebec & Alberta. Canada.caPre-populated returns (Denmark origin; 28 OECD countries). Tax Policy CenterQuebec simplified / pre-filled return pilot (2025 filing for 2024 year).

5 Minute
शाम 4 बजे का न्यूज़ पॉडकास्ट- 5 मिनट

5 Minute

Play Episode Listen Later Nov 1, 2025 5:23


प्रधानमंत्री नरेंद्र मोदी आज छत्तीसगढ़ रजत महोत्सव में शामिल हुए और 14 हजार करोड़ से ज्यादा की परियोजनाओं का लोकार्पण किया, आंध्र प्रदेश के वेंकटेश्वर मंदिर में भगदड़ से 9 लोगों की मौत हुई, बिहार में चुनावी रैलियों में अमित शाह और जेपी नड्डा ने जंगलराज और विकास का मुद्दा उठाया, जबकि प्रियंका गांधी ने सरकार पर क्राइम और भ्रष्टाचार को लेकर निशाना साधा, सिद्धारमैया ने केंद्र पर हिंदी थोपने का आरोप लगाया, मुंबई में मतदाता सूची में गड़बड़ी को लेकर MVA ने निकाली रैली, कोलकाता में SIR पर TMC 4 नवंबर को विरोध मार्च निकालेगी, अक्टूबर में GST कलेक्शन बढ़कर 1.96 लाख करोड़ पहुंचा, ISRO 2 नवंबर को CMS-03 सैटलाइट लॉन्च करेगा. तंजानिया में राष्ट्रपति सामिया सुलुहू दोबारा जीतीं और टेनिस खिलाड़ी रोहन बोपन्ना ने रिटायरमेंट की घोषणा की. सिर्फ 5 मिनट में सुनिए शाम 4 बजे तक की बड़ी ख़बरें.

The Line
Oh God, are we really having another election?

The Line

Play Episode Listen Later Oct 31, 2025 75:05


In the latest episode of The Line Podcast, recorded on October 31, 2025 — spooky! — your hosts take on the big political issues in Canada today, including, God help us, the prospect of a federal election. They don't think it's likely, but they do think it's possible. This episode of The Line Podcast is brought to you by Forestry For The Future. Canada's housing crisis demands bold, scalable solutions. Build Canada Homes is an opportunity to leverage Canadian wood in modern construction. Wood-based methods like mass timber and modular construction can significantly reduce build times, waste, and carbon emissions, while supporting local economies. Expanding building codes, streamlining approvals, and prioritizing domestic wood in federal projects could double demand and foster job creation in rural and northern communities.Despite trade challenges and market volatility, a partnership between industry and government is vital to stabilize the sector, enhance competitiveness, and deliver innovative, sustainably sourced Canadian wood products for homes across Canada and abroad. With capacity growing across provinces, stable demand and predictable financing are key to unlocking the sector's potential.We need to Build Canada Homes with Canadian wood. To learn more, visit ForestryForTheFuture.ca.After that, they turn to the latest turbulence in U.S.–Canada relations. It's been another difficult week. Both hosts hope the situation might finally knock some sense into our political leaders — though Matt Gurney warns Jen Gerson that Canadians may be almost immune to having sense knocked into them.This episode is also brought to you by CPA Ontario. If you're looking for a good scare this Halloween, you should check out Canada's economic numbers. Our GPD per capita is down, our business investment is down and so is our labour productivity. But if there is one thing Chartered Professional Accountants understand, it's numbers.Tax Reform for Growth in Canada, a recent report from our CPA Ontario, puts forward 20 pro-growth recommendations from CPAs and experts on reforming Canada's tax system to make our economy more competitive.For example? Canada gets 37 per cent of its total government revenue from individual taxes, 13 per cent higher than peer countries on average. Meanwhile, 22 per cent of Canada's total tax revenue is from consumption taxes like the GST, while other peer countries average 32 per cent. This means that Canada relies too heavily on the types of taxes that hurt economic growth the most. Eighty eight per cent of CPAs believe reforming our tax system is important. With the federal budget just days away, Canada can't be afraid to take bold action. Visit cpaontario.ca/taxreform to learn more.Finally, Jen gets everyone caught up on the fallout from Alberta's recent teachers' strike and notes that Danielle Smith took an awfully big swing to bring it to an end. We'll see how that works out for her.All that and more in this week's episode of The Line Podcast. Check us out at ReadTheLine.ca.

Flava Breakfast
FULL SHOW: Charlie is too heartbroken to show up to mahi..

Flava Breakfast

Play Episode Listen Later Oct 27, 2025 39:13


ON TODAYS SHOW: Our single girl Azura shares her flatmates icks in relationships but turn outs Azura actually has the biggest ick when she is in a relationship. Plus, Charlie was too heartbroken to come to work today so GST needs to be added to his bet with Hadz from Flava Drive. For more, follow our socials: Instagram Facebook TikTokSee omnystudio.com/listener for privacy information.

The Wellness Restoration Project
Ep 3 Partnering With Your Genes - the Stress, Hormone, Genetics Loop

The Wellness Restoration Project

Play Episode Listen Later Oct 24, 2025 14:11


Episode DescriptionWhat if detox wasn't about deprivation, but about bringing your body back into flow?In this episode, Shelley Swapp blends Traditional Chinese Medicine philosophy with cutting-edge nutrigenomics to reveal how your body's natural detox pathways influence hormones, metabolism, and energy. You'll learn why restoring gentle flow—rather than forcing a cleanse—is the key to long-term balance.Shelley explains how genes like NRF2, GSTM1, GSTT1, GCLM, and COMT shape your ability to clear hormones and toxins, and how everyday foods, herbs, and joyful practices can switch those genes on again. From the “savings-account” power of glutathione to the hormone-balancing effects of sulforaphane from broccoli sprouts, this episode turns complex biochemistry into everyday wisdom.“Your genes may show where the river narrows, but your lifestyle is the water itself—bringing life back into those channels, one small, consistent ripple at a time.”

The ROL Radio - Jiu Jitsu Podcast
#268 Bernardo Figueiredo

The ROL Radio - Jiu Jitsu Podcast

Play Episode Listen Later Oct 22, 2025 80:13


Send us a textIn this conversation, Thomas and his guest delve into the intricacies of Gracie Survival Tactics training, its impact on law enforcement, and the importance of teaching skills in Jiu Jitsu. They discuss the balance between structure and creativity in teaching, the role of leadership, and the significance of relatable teaching methods. His guest shares his own journey from being a competitive swimmer to embracing Jiu-Jitsu, emphasizing the importance of self-care, and mental resilience. He discusses the significance of understanding one's worth beyond accomplishments, and the impact of judgment and comparison on personal growth.Here is The RŌL Radio with GST master instructor, Safewrap co-founder, and owner of Gracie Jiu-Jitsu Virginia Beach, Benardo Figueiredo.www.rolacademy.tv 30% discount with ROLRADIO code at checkout. Over 1000 videos for your Jiu-Jitsu journey.http://www.therolradio.comhttps://www.instagram.com/therolradiohttps://www.facebook.com/therolradio/https://www.instagram.com/bernardosf93/https://www.instagram.com/graciejiujitsuvb/https://www.gracieuniversity.com/Pages/Public/Informationpages/graciesurvivaltactics2Episode Highlights:2:58 GST Training8:18 The Art of Instruction18:18 The Real Power of Jiu-Jitsu24:45 Effective Communication with New Students32:23 Bernardo's Journey45:35 Identity and Worth55:53 Difficult Conversations1:00:18 Resilience and Adaptability1:05:51 Finding SatisfactionSupport the show

The Cārvāka Podcast
Are GST Reforms Good Enough?

The Cārvāka Podcast

Play Episode Listen Later Oct 22, 2025 68:12


In this podcast, Kushal speaks with Harsh Madhusudhan Gupta about the impact of the GST reforms. The Diwali sales figures indicate an uptick in sales across India. ut are these reforms good enough? What else does the government need to do to ensure double digit growth in India? Follow Harsh: X: @harshmadhusudan #gstrates #trumptariffs #donaldtrump #indiangoods #narendramodi ------------------------------------------------------------ Listen to the podcasts on: SoundCloud: https://soundcloud.com/kushal-mehra-99891819 Spotify: https://open.spotify.com/show/1rVcDV3upgVurMVW1wwoBp Apple Podcasts: https://podcasts.apple.com/us/podcast/the-c%C4%81rv%C4%81ka-podcast/id1445348369 Stitcher: https://www.stitcher.com/show/the-carvaka-podcast ------------------------------------------------------------ Support The Cārvāka Podcast: Buy Kushal's Book: https://amzn.in/d/58cY4dU Become a Member on YouTube: https://www.youtube.com/channel/UCKPx... Become a Member on Patreon: https://www.patreon.com/carvaka UPI: kushalmehra@icici Interac Canada: kushalmehra81@gmail.com To buy The Carvaka Podcast Exclusive Merch please visit: http://kushalmehra.com/shop ------------------------------------------------------------ Follow Kushal: Twitter: https://twitter.com/kushal_mehra?ref_... Facebook: https://www.facebook.com/KushalMehraO... Instagram: https://www.instagram.com/thecarvakap... Koo: https://www.kooapp.com/profile/kushal... Inquiries: https://kushalmehra.com/ Feedback: kushalmehra81@gmail.com

Everything is Everything
Ep 121: How to Fix Our GST

Everything is Everything

Play Episode Listen Later Oct 22, 2025 50:25


The GST was conceptually superb, utterly necessary — and implemented poorly. There are still so many problems with it that it defeats the purpose. How do we think clearly about its problems? How do we fix it?Welcome to Episode 121 of Everything is Everything, a weekly podcast hosted by Amit Varma and Ajay Shah.In this episode, Ajay, one of the authors of the original paper of 2004 that proposed a GST in India, talks about what the GST is meant to do, why it fails in its current design and what we can do to make it better.TABLE OF CONTENTS: 00:00 Packaging00:13 Edge-of-the-Seat Excitement01:59 Chapter 1: It All Comes Down to Economic Growth09:08 Chapter 2: The Disaster of Cascading Taxes18:59 Chapter 3: How the World Solved This With VAT28:13 Chapter 4: How to Get the VAT Right31:59 Chapter 5: The Indian Journey to a Flawed GST48:23 Chapter 6: The FixFor full show notes, please click here!

Moneycontrol Podcast
4869: Govt tightens IT Rules on deepfakes; Diwali, GST cuts fuel UPI spike in Oct; Zoho to take on PhonePe and Google Pay with new payments app | MC Tech3

Moneycontrol Podcast

Play Episode Listen Later Oct 22, 2025 7:01


In today's Tech3 from Moneycontrol we bring you the top stories shaping India's tech and startup ecosystem. The government proposes stricter IT Rules to regulate deepfakes, ensuring clear labeling and transparency. UPI transactions surge this October, fueled by Diwali shopping and GST cuts. Zoho prepares to launch Zoho Pay, aiming to compete with Google Pay and PhonePe. Plus, India Quotient raises $129 million for its fifth fund, signaling renewed investor confidence in early-stage Indian startups.

Thoughts on the Market
A Good ‘Perfect Storm' for India

Thoughts on the Market

Play Episode Listen Later Sep 23, 2025 11:56


Our Head of India Research Ridham Desai and leaders from Morgan Stanley Investment Management Arjun Saigal and Jitania Kandhari discuss how India's promising macroeconomic trajectory and robust capital markets are attracting more interest from global investors. Read more insights from Morgan Stanley.----- Transcript ----- Ridham Desai: Welcome to Thoughts on the Market. I'm Ridham Desai, Morgan Stanley's Head of India Equity Research and Chief India Equity Strategist. Today, the once in a generation investment opportunities Morgan Stanley sees in India. Joining me in the studio, Arjun Saigal, Co-Head of Morgan Stanley Investment Management at India Private Equity, and Jitania Khandari, Morgan Stanley Investment Management, Head of Macros and Thematic Research for EM Public Equity. It's Tuesday, September 23rd at 4pm in Mumbai. Jitania Kandhari: And 6:30am in New York. Ridham Desai: Right now, India is already the world's fourth largest economy, and we believe it's on track to becoming the third largest by the end of this decade. If you've been following our coverage, you know, Morgan Stanley has been optimistic about India's future for quite some time. It's really a perfect storm – in a good way. India has got a growing young workforce, steady inflation, and is benefiting from some big shifts in the global landscape. When you put all of that together, you get a country that's set up for long-term growth. Of course, India is also facing pressure from escalating tariffs with the U.S., which makes this conversation even more timely. Jitania, Arjun, what are the biggest public and private investment opportunities in India that you'd highlight. Jitania Kandhari: I'd say in public equities there are five broad thematic opportunities in India. Financialization of savings and structurally lower credit costs; consumption with an aspirational consumer and a growing middle-class; localization and supply chain benefits as a China +1 destination; digitization with the India stack that is helping to revolutionize digital services across industries; and CapEx revivals in real estate and industrials, especially defense and electrification. Arjun Saigal: I will just break down the private markets into three segments. The first being the venture capital segment. Here, it's generally been a bit of hit or miss; some great success stories, but there've also been a lot of challenges with scale and liquidity. Coming to the large cap segment, this is the hundred million dollars plus ticket size, which attracts the large U.S. buyout funds and sovereign wealth funds. Here target companies tend to be market leaders with scale, deep management strength, and can be pretty easily IPO-ed. And we have seen a host of successful PE-backed IPOs in the space. However, it has become extremely crowded given the number of new entrants into the space and the fact that regional Asia funds are allocating more of their dollars towards India as they shift away from China. The third space, which is the mid-market segment, the $50- to $100 million ticket size is where we believe lies the best risk reward. Here you're able to find mid-size assets that are profitable and have achieved market leadership in a region or product. These companies have obvious growth drivers, so it's pretty clear that your capital's able to help accelerate a company's growth path. In addition, the sourcing for these deals tends to be less process driven, creating the ability to have extended engagement periods, and not having to compete only on price. In general, it's not overly competitive, especially when it comes to control transactions. Overall, valuations are more reasonable versus the public markets and the large cap segment. There are multiple exit routes available through IPO or sale to large cap funds. We're obviously a bit biased given our mid-market strategy, but this is where we feel you find the best risk reward. Ridham Desai: Jitania, how do these India specific opportunities compare to other Emerging Markets and the developed world? Jitania Kandhari: I will answer this question from two perspectives. The macro and the markets. From a macro perspective, India, as you said, has better demographics, low GDP per capita with catchup potential, low external vulnerability, and relatively better fiscal dynamics than many other parts of the world.It is a domestic driven story with a domestic liquidity cycle to support that growth story. India has less export dependency compared to many other parts of the emerging and developed world, and is a net oil importer, which has been under pressure actually positively impacting commodity importers. Reforms beginning in 2017 from demonetization, GST, RERA and other measures to formalize the economy is another big difference. From a market standpoint, it is a sectorally diversified market. The top three sectors constitute 50 percent in India versus around 90 percent in Taiwan, 66 percent in Brazil, and 57 percent overall in EM. Aided by a long tail of sectors, India screens as a less concentrated market when compared to many emerging and developed markets. Ridham Desai: And how do tariffs play into all this? Jitania Kandhari: About 50 percent of exports to the U.S. are under the 50 percent tariff rate. Net-net, this could impact 30 to 80 basis points of GDP growth.Most impacted are labor intensive sectors like apparel, leather, gems and jewelry. And through tax cuts like GST and monetary policy, government is going to be able to counter the first order impacts. But having said that, India and U.S. are natural partners, and hence this could drag on and have second order impacts. So can't see how this really eases in the short term because neither party is too impacted by the first order impacts. U.S. can easily replace Indian imports, and India can take that 30 basis point to 50 basis points GDP impact. So, this is very unlike other trade deals where one party would have been severely impacted and thus parts were created for reversals. Ridham Desai: What other global themes are resonating strongly for India? And conversely, are there themes that are not relevant for investing in India? Jitania Kandhari: I think broadly three themes globally are resonating in India. One is demographics with the growing cohort of millennials and Gen Z, leading to their aspirations and consumption patterns. India is a large, young urbanizing population with a large share in these demographic cohorts. Supply chain diversification, friend-shoring, especially in areas like electronics, technology, defense, India is an integral part of that ecosystem. And industrials globally are seeing a revival, especially in areas like electrification with the increased usage of renewables. And India is also part of that story given its own energy demands. What are the themes not relevant for investing in India is the aging population, which is one of the key themes in markets like North Asia and Eastern Europe, where a lot of the aging population drivers are leading to investment and consumption patterns. And with the AI tech revolution, India has not really been part of the AI picks and shovels theme like other markets in North Asia, like Korea, Taiwan, and even the Chinese hardware and internet names. Globally, in selected markets, utilities are doing well, especially those that are linked to the AI data center energy demand; whereas in India, this sector is overregulated and under-indexed to growth. Ridham Desai: Arjun, how does India's macro backdrop impact the private equity market in particular? Arjun Saigal: So, today India has scale, growth, attractive return on capital and robust capital markets. And frankly, all of these are required for a conducive investment environment. I also note that from a risk lens, given India being a large, stable democracy with a reform-oriented government, this provides extra comfort of the country being an attractive place to invest. You know, we have about $3 billion of domestic money coming into the stock market each month through systematic investment plans. This tends to be very stable money, versus previously where we relied on foreign flows, which were a lot more volatile in nature. This, in turn, makes for some very attractive PE exits into the public markets. Ridham Desai: Are there some significant intersections between the public and private equity markets? Arjun Saigal: You know, it tends to be quite limited, but we do see two areas. The first being pre-IPO rounds, which have been taking place recently in India, where we do see listed public funds coming into these pre-IPO rounds in order to ensure a certain minimum allocation in a company. And secondly, we do see that in certain cases, PE investors have been selectively making pipe investments in sectors like financial services, which have multiple decade tailwinds and require regular capital for growth. Unlike developed markets, we've not seen too many take private deals being executed in India due to the complex regulatory framework. This is perhaps an area which can open up more in the future if the process is simplified. Ridham Desai: Finally, as a wrap up, what do you both think are the key developments and catalysts in India that investors should watch closely? Arjun Saigal: We believe there are a couple of factors, one being repeat depreciation. Historically this has been at 2.5 to 3 percent, and unfortunately, it's been quite expensive to hedge the repeat. So, the way to address this is to sort of price it in. The second is full valuations. India has never been a cheap market, but in certain pockets, valuations of listed players are becoming quite concerning and those valuations in turn immediately push up prices in the large ticket private market space. And lastly, I would just mention tariffs, which is an evolving situation. Jitania Kandhari: I would add a couple more things. Macro equilibrium in India should be sustained – as India has been in one of the best positions from a macroeconomic standpoint. Private sector CapEx is key to drive the next leg of growth higher. Opportunities for the youth to get productively employed is critical in development of an economy. And India has always been in a geopolitical sweet spot in the last few years, and with the tariff situation that needs some resolution and close monitoring. All of this is important for nominal growth, which ultimately drives nominal earnings growth in India that are needed to justify the high valuations. Ridham Desai: Arjun, Jitania, thank you both for your insights. Arjun Saigal: Great speaking with you Ridham. Jitania Kandhari: Thank you for having us on the show. Ridham Desai: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

ThePrint
PoliticallyCorrect: How PM Modi's fresh push for reforms is an attempt to reposition his brand and why

ThePrint

Play Episode Listen Later Sep 23, 2025 8:42


GST reforms and the two informal groups of ministers the PM has set up are about the economy But, it's a lot about politics, too, ThePrint Political Editor DK Singh discusses in this episode of #PoliticallyCorrect   To read: https://theprint.in/opinion/politically-correct/pm-modi-reposition-brand-12th-year-office/2748308/?amp Apply here for ThePrint School of Journalism : https://tinyurl.com/48hdbx9d

Nobody Asked Us with Des & Kara
3.25. The "Short" Episode

Nobody Asked Us with Des & Kara

Play Episode Listen Later Sep 2, 2025 70:03


"What are we even going to talk about? We just did an episode last week..." - Des and Kara before they blink and produce 70 minutes of glorious podcast content. As such, this "short" episode turned long in all of the best ways. It starts with a laugh-inducing intro with life updates from Des and Kara and ultra training updates from Des. Then, they get into all of the latest running news - 20K US Champs, Sydney Marathon, UTMB, DL Final, GST, and a suprising and very maddening US doping positive. From leopard-print pajamas to Red Fox Regattas and all the running news that is fit to talk about, this episode was the best kind of "short," meaning that the time listening to it will fly by! Thanks to Ketone-IQ for sponsoring this episode and helping Des and Kara get revved up for this one. To support Ketone-IQ and support the pod, use code NOBODYASKED for 30% off on your subscription order (PLUS a free gift with your second shipment) at KETONE.com/NOBODYASKED.