Podcasts about toolkit

David McKnight looks at what happened when NASCAR legend Kyle Busch reportedly lost $8+ million in what was supposed to be a tax-free retirement plan. The plan Busch relied on was built around an indexed universal life insurance policy. According to Kyle and Samantha Busch's lawsuit, they paid more than $10.4M into several IUL policies issued by Pacific Life Insurance between 2018 and 2022. While these policies were pitched as a safe, self-funding, tax-free retirement plan, things didn't go as promised…  Poor design, unrealistic expectations, a delayed 1035 exchange, and poor oversight are the key reasons why the Busch's retirement plan ended up belly up. "If you're going to do a 1035 exchange, make sure you do it at the start of the policy, not years into it", warns David. David goes over the lessons that can be drawn from the Busch's case. For instance, you should never enter into a contract that you don't understand, nor should you do an IUL if you can't overfund it from day one. David believes that you shouldn't rely on the IUL alone…  In his opinion, the Busch case is a cautionary tale about what happens when one strategy is positioned as a silver bullet retirement solution. In a balanced, comprehensive approach to tax-free retirement, which includes Roth IRAs, Roth 401(k)s, and Roth conversions, the IUL's purpose is not to carry the whole load, but rather to act as a shock absorber. A recent Ernst & Young study demonstrated that a retirement income strategy that incorporates IUL provides far more income than a strategy that calls for investments alone. David shares a few tips on how to avoid the IUL trap that the Busches unfortunately fell into.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com NASCAR Kyle Busch Samantha Busch Pacific Life Insurance  Ernst & Young

Welcome to the Money Confidence Podcast with Bre — the space where financial strategy meets spiritual alignment. In this powerful relaunch episode, Bre shares how becoming a mom, reconnecting with faith, and redefining integrity transformed her relationship with money — and how you can do the same. In this episode, you'll learn:

In this episode Heidi Schumacher, MD, FAAP, discusses a new toolkit that simplifies the process of school health information sharing. David Hill, MD, FAAP, and Joanna Parga-Belinkie, MD, FAAP, also speak with Shuan Chen, MD, FAAP, about discrepancies between parent and child reports of social media use among 8- to 12-year-olds. For resources go to aap.org/podcast.

November 10, 2025: For this edition of PSYCHOTIC BUMP SCHOOL PARTS 1 & 2 Licensed Clinical Social Workers DR KASEY PHILLIPS BROWN & DR VIVIAN MITCHELL stop by to discuss THE MISSING BLACK WOMAN DISPARITY SYMPOSIUM - hosted recently to enlighten all communities about the inequitable law enforcement practices surrounding searching for & reuniting the families of missing womenDr Mitchell's brother: Help us find Kim L. Lewis, @verbumdeijesuit @verbumdeiathletics c/o 1979 who has been missing since 1985 from @ucsantabarbara @ucsbmbbIf you know anything or want to help, use the hashtag#helpusfindkimlewishttps://www.instagram.com/nanwashingtonfoundation/PART 3: Married Licensed Marriage & Family Therapists/School Psychologist ART & NARISSA HARRIS return after a long hiatus to spread the word about the Ntu™ and Spiritual Illumination: Manifesting The Life Force workshop recently hosted by Dr Tracey Garrett.IG: https://www.instagram.com/reel/DN1zDjrYvfG/?igsh=NjZiM2M3MzIxNA%3D%3D

In today's episode of the My DPC Story Podcast, host Dr. Maryal Concepcion welcomes Dr. Stephanie Lucero, the pioneering founder of Northern New Mexico's first Direct Primary Care (DPC) clinic, Hometown Doc, LLC. Dr. Lucero shares her journey from growing up in the Pojoaque (Puh-Wah-Kee) Valley to becoming a board-certified family physician deeply committed to her local community. The conversation dives into DPC's benefits over traditional fee-for-service healthcare within New Mexico, addressing common myths about DPC being “concierge medicine” and highlighting its affordability and accessibility—even for Medicaid patients. Dr. Lucero discusses challenges like physician shortages, healthcare access issues in rural New Mexico, the impact of restrictive non-compete clauses, and the importance of relationship-based care. Listeners will gain valuable insights into how DPC empowers physicians and community by fostering meaningful patient relationships, improving health outcomes, and creating community-focused innovation. Discover how Dr. Lucero is making healthcare personal, accessible, and efficient for New Mexicans/Hispanos/Nuevomexicanos—and why DPC might be the answer for patients and physicians nationwide. Hint Summit is coming to Nashville, Tennessee, April 8th through 11th, 2026. Save $50 with code MYDPCSTORY. Get your ticket at summit.hint.com today! Learn about healthcare for your own family and about health shares today! Get your FREE DIGITAL COPY of The Toolkit, the magazine from My DPC Story at mydpcstory.com/magazine. Coming NOV 25th 12pm PST: our LIVE Webinar and Q&A on the OBBB, HR1, HSAs and DPC. Register at dpcare.org. Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

On today's episode of the podcast I'm Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement. When going through contractor onboarding, we need to go through a few steps: 1. Determine if someone is a contractor or employee This is the first layer of protection on my Legal Layers of Protection. Layer 1 is protection, and it's basically just "don't break the law." This is why you need to make sure your new hires are classified correctly, because misclassification is illegal and there are interests and penalties when you get audited. These laws are dictated by state. This is where the State by State Contractor Classification Guide in our Toolkit comes in handy. Each state has different classification laws, with about 30 states using the ABC test. California is known for enforcing it the most after they passed the AB5 Law. You can implement this test with our , and you can learn more about that in the California Contractor Compliance Framework Part A - Control - You can't have too much control over your contractors and their work. Part B - A business owner may not provide services that are within the usual course of the hiring entity's business. For example, a lawyer hiring a lawyer to provide legal services, a photographer hiring a second photographer, these would need to be employees. It's not just this simple, it's anything that's integral to your business that you're doing all the time. This is the part of the test that a lot of people fail. Part C - Someone can only be a contractor if you're hiring them to provide a service that they already have a business doing. For example, if you're hiring a photographer who has a photography business to come do your brand photos. 2. What type of contractor are they? If you've determined them to legally be a contractor, ask yourself if they are working in your business or are they a project-based contractor? If you are a project-based contractor, you may consider yourself a service provider offering B2B services. If you are the service provider, you are likely the one to provide the contract versus the person hiring you giving you a contractor agreement. Also consider who's leading the conversation? Be careful to avoid the use of the term "controlling" the situation, as that brings you back to test A on control. 3. Contractor onboarding If the contractor is the one leading the conversation/process to provide you the service, they should be providing you the contact, sending you the invoices, etc. When hiring a contractor, make sure you get a contractor agreement, ideally a copy of their business license (in some states they need to have their own business in order to be a contractor), and have them provide you a W9 (get this up front so you don't have to chase them down for a 1099 later on). What should go in the contract? You want their address, you want to specify the exact services they'll be providing, you want to outline the payment terms and you want provisions in there that this is a work-for-hire agreement. You can find all of these in the Contractor Agreement in the Contract Club (notavglaw.com/club). I also recommend a sophisticated onboarding tool (I use Gusto) to connect the W9, their ID and all the necessary tax information and then Gusto will automate the 1099 come tax time. It's important to note that before hiring a contractor or employee, you want to have an LLC and just generally have your shit together. If your business is already messy, it can look even messier once you start to bring outside people in. I dive into this more in my book, Unf*ck Your Biz (available at notavglaw.com/book). Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement.

As educators, we've grown wary of the term “safe spaces,” especially when what many students really need is a space to engage with “dangerous” ideas. But true dialogue doesn't begin with risk—it starts with trust. Our guest today, Ben Swire, wrote the book Safe Danger, which offers a thoughtful, practical approach to building the psychological safety that allows curiosity, connection, and even productive disagreement to flourish. Find bonus content and more on our Substack: https://designbetterpodcast.com/p/ben-swire-former-ideo-design-lead Ben's career took him from the buttoned-up world of financial marketing to IDEO—a shift he describes as going “from Kansas into Oz.” At IDEO, he discovered that world-class work could be fueled by something radically different than what he'd experienced everywhere else. That discovery led him to spend years exploring a deceptively simple question: How do you get people to fail but enjoy doing it? The answer became the foundation of his book and his work—a concept he calls “Safe Danger,” that sweet spot where people feel safe enough to leave safety behind, but challenged enough to grow. In this conversation, we'll explore why team building desperately needs reclaiming, how an introvert ended up running a team building company, and why the quality of your relationships at work matters way more than you think. Get the book Bio Ben Swire is an award-winning designer and writer, and former Design Lead at IDEO. His work spans design thinking, philosophy, cinema, and psychoanalytic theory, driven by curiosity about the hidden factors that shape our lives. At IDEO, Ben created Make Believe Time, a bi-weekly creative play date where colleagues learned, created, and meaningfully connected. When interest spread beyond IDEO, Make Believe Works was born—now helping organizations from Fortune 500 companies to startups build the creative and emotional muscle memory that leads to healthy, innovative, collaborative cultures. *** New tools in the Toolkit We've just upgraded the Design Better Toolkit, with new tools and other perks (now worth almost $2K in total). Here's what's new in the Toolkit: TextExpander (a wonderful productivity tool, 6 months free) Kittl (tools and templates to support your creative process, 6 months free) Subatomic: The Complete Guide to Design Tokens (20% off) Design Better Coffee & Tea (fuel your creativity, 15% off). Some of these perks are very limited and will sell out quickly. Get the Toolkit

David McKnight focuses on three of the biggest names in personal finance – Dave Ramsey, Suze Orman, and Ken Fisher – and why you should be careful with following their advice. David emphasizes that anyone trying to wring the most efficiency out of their retirement savings should focus on advice that's backed by math… not soundbites. While David Ramsey is the right person for people who are making less than they are spending, the same can't be said for his retirement planning advice. For instance, he claims that 100% of cash value life insurance sucks 100% of the time.  For David, whenever someone gives you advice that claims it should be applied 100% of the time, you should run the other way! Remember: there's no financial strategy that works for everyone all the time. According to an Ernst & Young study, by contributing 30% of your retirement savings to an IUL, you'll dramatically increase your income in retirement over a stock market investing alone.  Citing E&Y, David explains an approach that shields you from the sequence of returns risk and that has a 95% chance of your money lasting as long as you do. David points out that most Americans don't have thousands of dollars lying around in savings accounts just to pay the taxes on a Roth conversion… David sees Dave Ramsey as someone who gives basic advice for people with basic problems and whose advice could potentially be catastrophic if you want to shield your retirement from higher taxes. When it comes to Suze Orman, David looks at her recent advice of keeping 3-5 years worth of living expenses in an emergency fund in retirement. While Orman is trying to safeguard against sequence of returns risk, she seems to be forgetting about inflation eating away at your purchasing power. As David shares his dislike of Orman's advice, he touches upon a resource that can double your sustainable withdrawal rate from 4 to as high as 8%. Ken Fisher, on the other hand, has become the face of the "anti-annuity crusade". The problem with Fisher's approach? He's primarily referring to variable annuities, completely disregarding fixed indexed annuities (which are a totally different animal). David discusses how replacing bonds with fixed annuities "can increase your returns, lower your risks, and give you a better outcome over time." Beware of financial gurus saying "I hate annuities", "100% of life insurance sucks 100% of the time", or "never pay taxes from your IRA"! In his latest book The Guru Gap, David takes a deep dive into the flawed logic of financial gurus, and gives the full story with the math, the context, and the strategies they conveniently leave out in their content and speeches.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Suze Orman Ken Fisher Ernst & Young

In this episode, we dive deep into the world of anxiety with expert Bonnie Brindle, author of 'Cracking the Crazy Makers'. Bonnie shares her insights on the rising prevalence of anxiety in society, particularly among seniors and caregivers. We explore the various causes of anxiety, from hereditary factors to environmental influences, and discuss how it manifests in our daily lives.Our conversation takes a practical turn as we examine effective strategies for managing anxiety. Bonnie emphasizes the crucial role of movement and hydration, even for those with limited mobility. We also delve into the power of therapy, meditation, and building supportive communities. Whether you're grappling with anxiety yourself or supporting someone who is, this episode offers valuable advice and actionable tips.Tune in to discover Bonnie's five daily practices for anxiety management and learn about her transformative journey from experiencing panic disorder to becoming an anxiety expert. Don't miss this insightful discussion that could change the way you approach anxiety in your life or the lives of those you care for.Experience The Anxiety Avenger Alliance: Tire Swing CommunitySeniorLivingGuide.com Podcast sponsored by Terrabella Senior Living and Tom Marks, Best Selling AuthorThe background music is written, performed and produced exclusively by purple-planet.com.https://www.purple-planet.com/*SeniorLivingGuide.com Webinars and Podcast represents the opinions and expertise of our guests. The content here is for informational and educational purposes. It does not necessarily represent the views, recommendations, opinions or advice of Fairfax Publishing/SeniorLivingGuide.com or its employees

Join Jared as he interviews Kienna Shaw and Lauren Bryant-Monk, the folks behind the Tabletop Safety Toolkit.

Every firm loses good cases, they just don't know it. David Haskins, president of SPEED AI, reveals where those hidden “lead leaks” start and how to fix them before opportunity slips away. From bias at the intake desk to systems that never catch mistakes, David explains what the best firms are doing to convert more of the leads they already have. You'll learn:  The unseen reasons firms lose qualified leads before they hit the CRM The “one call close” mindset that stops giving clients homework Why call auditing and AI tools are changing intake accountability How recognizing your best calls can motivate—and multiply—wins If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok

Hot flashes, mood swings, and the mysterious disappearance of your favorite pants—yep, menopause is here, and it's not messing around! But don't worry, we've got Patti Ellins, fitness and menopause guru, on the show to help us laugh, learn, and thrive through it all.In this episode of Save Our Sisters Unplugged, Patti shares her Menopause Toolkit, packed with tips on fitness, nutrition, and mindset for women 40+ who want to feel energized, confident, and unstoppable. Additionally, we discuss how the men in our lives can step up (without asking a thousand questions). It's real talk, practical advice, and a few laughs because menopause might be unavoidable, but misery is optional!Contact PattiePatricia Ellins - HomeTo Share Your Story

A Blueprint for Modern Leadership Welcome to the Leadership Lens Podcast! I'm your host, Tammy Tiller-Hewitt, and today we have a very special returning guest who's been on an incredible career trajectory – Matt Fry, President and CEO of Freeman Health System. Now, if you're imagining a healthcare executive reading dry business books, think again. Matt's current reading list includes the latest Stephen King novel - he's read King's entire library, the epic The Rise and Fall of the Third Reich, by Wm Shirer, and he's absolutely captivated by historian Nathaniel Philbrick. Why does this matter? Because Matt finds leadership lessons in the most unexpected places, including Philbrick's three-book series on the Revolutionary War, but he highlights Philbrick's incredible book “The Heart of the Sea," the harrowing account of the whaleship Essex, which was the real-life inspiration for Moby Dick. This is a leader who believes that understanding human resilience – whether in founding a nation or surviving a catastrophic disaster at sea – directly informs how he leads a 5,300-employee health system through today's toughest challenges. We dive into his unique leadership philosophy on why he works for his team in what he calls an "inverted triangle," his sacred responsibility to develop others, his commitment to data-driven decisions, and the "heavy crown" of being a healthcare CEO today. So if you're ready to explore how lessons from revolutionary wars, white whales, and real-life shipwrecks can make you a better leader, then stay right here. My conversation with Matt Fry starts right now.

Text your thoughts and questions!Are you a high achiever or multi-passionate caregiver feeling completely drained? Maybe you used to juggle work, family, and passions with ease, but now your once-achievable "do it all" goal is leaving you exhausted, resentful, and scattered. If you're constantly searching for a way to manage your overwhelming to-do list, you're not alone, and I am here to help. This week, episode 286 of the Positively LivingⓇ Podcast is about what to do when doing it all doesn't work!In this episode of the Positively LivingⓇ Podcast, I'm diving into the “do it all” trap, breaking down the psychology why we feel compelled to take on so much and giving you actionable steps to take right now to shift out of this perpetual state of overdrive to a place of sustainable success and true productivity. I cover the following topics:Why high achievers and multi-passionates especially fall into the allure of “doing it all.”The damaging cost of “doing it all” and the telltale signs that you're on the road to burnout.Essential steps to shift from doing it all to doing what matters. How to process the grief of letting go of an old identity and redefine success. You are not meant to do it all; you are meant to do what matters most. The strength for thriving comes from knowing and honoring your limits.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Ep 53Ep 206Ep 284Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Tired of losing your notes or forgetting key lore details? In this episode of The Bearded Nerd Podcast, Brian shares the ultimate toolbox for world-building GMs. From dynamic campaign wikis like World Anvil to powerful mapping apps like Inkarnate, this episode walks you through the best tools to plan, store, and spark creativity for your campaigns.

What do you do when life or your body keeps throwing setbacks your way? When pain, injury, or frustration make it feel like you're right back at square one? In this heartfelt and empowering conversation, I and Lorna tackle a listener's question about dealing with chronic back pain and the feeling of discouragement that comes when progress keeps getting interrupted. We explore what to do when your circumstances feel completely out of your control, and how to shift from frustration and hopelessness to curiosity, choice, and empowerment - one small mindset change at a time. You'll Learn: How to stop spiraling into discouragement when things don't go your way The crucial difference between your circumstance and your response How your thoughts directly shape your emotions, and your healing Practical mindset tools for regaining a sense of control, even when pain persists The power of asking: “What about this can I control?” How hypnotherapy can help you reframe and even reduce the perception of pain Key Quotes: “You can't always control your circumstances, but you can always control how you react.” “Your subconscious mind is always listening. What thoughts are you planting?” “You only have to get up one more time than you fall down.” “The goal isn't to get rid of pain, it's to learn how to live and move with it.” Resources Mentioned:

In this episode Wendi looks at specific aspects of emotional eating. Emotional eating impacts at least 38% of people every week, According to the American Psychological Association. Isn't it time we look at what actually drives our eating? Having a toolkit for your emotional eating is a game changer for you, your body and your weight.

“They say it takes a village to raise a child. I really think it takes a village to treat a patient,” says Dr. Lanae Mullane, a naturopathic doctor and clinical strategist who has spent years at the forefront of bridging functional medicine, nutraceutical development, and digital health. In this episode of Raise the Line, host Lindsey Smith explores Dr. Mullane's view that naturopathic medicine complements conventional care by expanding -- not replacing -- the clinical toolkit, and that collaboration should be the future of medicine. “At the end of the day, collaboration and connection create the best outcomes for the people we serve,” she says. Their in-depth conversation also spans the shifting landscape of women's hormone health, including the perimenopausal transition and long-overdue calls for research equity. “We're not just smaller versions of men. We need to have dedicated research for us.” Tune in to learn about the importance of grounding health in sustainable habits, rethinking midlife care for women, and how to help patients take ownership of their health.Mentioned in this episode:Joi + BlokesSuppCoDr. Mullane's Clinical Website If you like this podcast, please share it on your social channels. You can also subscribe to the series and check out all of our episodes at www.osmosis.org/podcast

Sweet Balance: Preparing Your Toolkit for Sugar Season Sugar season is here! How does that make your body feel, like truly?  No need to stress over the decisions you made yesterday, look ahead and plan accordingly. This episode is to help you remember to stock up on the products your body and mind will need when life needs some support.  Enjoy learning my friends, and we hope you share this with your essential oil loving friends as well.  #sugarseason #essentialoils #wellnessmadeasy #naturalwellness #tipsforhealth   Welcome into our little essential oil world where we talk about the physical and emotional support of our essential oils.   Hi friends, don't forget to leave us a review, your feedback is always welcome, and helps this podcast reach more ears. Join us in our New Facebook Community! Connect on Instagram  We upload a brand new episode every Tuesday and Thursday!   Want to learn more about us? theessentialoilscoop.com   Remember to like, share, and subscribe to our podcast so you will be notified every time we upload a brand new episode.  Leave us a review as well, your feedback is always welcome. Also opt-in to our newsletter at https://theessentialoilscoop.com/newsletter   If you have any questions or have subject ideas you would like us to cover please email us at theessentialoilscoop@gmail.com   Tag us on socials using #theessentialoilscoop #essentialoilpodcast #oilpodcast   Disclaimer:  Welcome to The Essential Oil Scoop Podcast. We want to remind our listeners that the information provided in this podcast is for educational purposes only and should not be considered as a substitute for professional medical advice, diagnosis, or treatment. The use of essential oils is a personal choice and should be done at your own risk. We are not medical professionals and cannot diagnose, treat, or prescribe any medical condition. Please consult with a qualified healthcare provider before using any essential oils or making changes to your healthcare routine. Any information or opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the views of any particular organization. Thank you for listening.

David McKnight compares the approach of some of the biggest names in personal finance: Suze Orman, and William "Bill" Bengen (the man who invented the 4% Rule). In a recent interview covered by MSN, Suze Orman declared flat out that the 4% Rule is dead since markets are volatile, interest rates fluctuate, and people are living longer. David shares the "origin story" of how the 4% Rule came to be – and its creator Bill Bengen. Interviewed by MSN, Bengen updated his research and concluded that, based on current data, a 4.7% withdrawal rate is now sustainable. David compares Orman's views on the 4% Rule with those of Bengen. As explained by David, when you purchase a guaranteed lifetime income annuity, you're transferring a portion of your retirement savings to an insurance company in exchange for a guaranteed paycheck for life. Remember: not all annuities are created equal – that's why you need to understand fees, credit ratings, inflation writers and surrender periods. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman William Bengen

Text your thoughts and questions!Are you struggling to support the men in your life—your husband, sons, partner, or father—who feel the pressure to be strong, stoic, and silent? Do you watch them struggle, knowing the cultural expectation to suck it up keeps them from seeking the help they need? Outdated ideas about masculinity create significant barriers, often leading men to dismiss their own emotional needs as a weakness. This week, episode 285 of the Positively LivingⓇ Podcast is about why men's mental health matters! In this powerful episode of the Positively Living Podcast, host Lisa Zawrotny revisits a vital, deeply needed conversation with Tim Beisiegel to challenge the stigma around men's emotional well-being. Tim Beisiegel is a married man and father of three, who discovered a passion for podcasting as a crucial outlet for social connection and sanity during a time of intense family health struggles. Tim is the host of the Funny Science Fiction Podcast, where he indulges his love for all things sci-fi and pop culture.Tim and I cover the following topics:Courage is Asking for HelpUnderstand Trauma is SharedSubmission to Help is a StrengthStart the Conversation, Don't StopFinding the Right Counselor May Take TimeCONNECT WITH TIM BEISIEGEL:Funny Science Fiction PodcastInstagramCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! IMPORTANT LINKS AND RESOURCES:SAMHSA.GOV Psychology TodayThe Body Keeps the Score by Bessel VanDerKolkIt Didn't Start With You by Mark WolynnMaybe You Should Talk to Someone by Lori GottleibAuthors: Melody Beattie, Anne Lamott, Brene BrownEnding The Stigma PodcastEpisode 4 The Power of GratitudeEpisode 7 The Impact of Stress and How to Manage it for GoodEpisode 14 How We Grow through Grief with Katie RosslerEpisode 29 Trauma Informed Life with Mallory Jackson(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, Request this Toolkit and other free resources at the Resources Page.

Send us a textNikki Cloutier sits down with Dr. Kimberly Bitz from the Canadian Institute for Public Safety Research and Treatment (CIPSRT) to unpack the tools and resources helping first responders protect their mental health. From PSPNET's online therapy options to CIPSRT's Mental Health Toolkit, Dr. Bitz breaks down practical strategies focused on self-awareness, regulation, connection, and recovery—all designed specifically for public safety personnel. 

David McKnight discusses one of the most destructive pieces of retirement advice he has ever heard: that you should never do a Roth conversion in retirement or within five years of retiring. Dave Ramsey believes you should forego doing a Roth conversion if you're within five years of retirement or are already retired – because of the so-called Five-Year Rule. The problem with this approach, according to David, is that Ramsey is misinterpreting what that rule actually means, in addition to confusing multiple rules and applying them to the wrong people. Ramsey's advice, continues David, encourages retirees to make choices that could cost them a fortune and taxes over time. The bigger issue, however, is the fact that Ramsey is focusing on the wrong thing – what he should really focus on is where tax rates are headed in the future. The current historically low tax rates won't last, as the U.S. national debt is on track to hit $63 trillion by 2035. If that were to happen, the U.S. Congress won't have the luxury of keeping tax rates low anymore. According to former Comptroller General David Walker, tax rates will likely need to double just to keep the Government solvent. A recent Penn Wharton study found that if the U.S. doesn't get its house in order by 2040, no combination of raising taxes or reducing spending will arrest the financial collapse of the nation. David warns that if you're still contributing to or sitting on a big tax-deferred nest egg like a 401(k) or IRA, you're setting yourself up to pay massive taxes in the future. Remember: 2035 is your Roth conversion deadline. David goes through his suggested strategies to avoid paying higher tax rates and potential penalties in the future. Something good to keep in mind is that if you're in the 0% tax bracket and tax rates double, two times zero is still zero… David sees Dave Ramsey as the go-to expert for get-out-of-debt advice, not retirement planning strategy.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey David Walker Penn Wharton

An IndieWire favorite, director Kelly Reichardt returns to Toolkit with her new film The Mastermind. Reichardt told us about working with Josh O'Connor, putting her own spin on the heist genre, and the cast-and-crew road trip it took to get the movie made. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mass torts don't have to mean new hires, new overhead, or taking on risk alone. Cason Carter, CEO of Broughton Partners, pulls back the curtain on how firms are entering mass torts without ballooning overhead. From co-counsel structures to vendor oversight and budget discipline, he highlights the hidden pitfalls that trip up most firms — and the strategies that keep cases, and dollars, from slipping away.  You'll learn:  How co-counsel structures work (and why the litigating firm matters as much as the tort) The vendor-vetting basics: references, oversight, ethics checks How to control affiliate risk and keep messaging inside ethical lines How to spread your budget across early, mid, and late-stage torts without going all-in on one case type What realistic timelines look like for mass tort payouts If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok

In this episode, Myrna Young and guest Kate Moryoussef dive deep into **adult ADHD** and its significant impacts on **women's mental health**. Diagnosed at 40, Kate reveals her journey of navigating life with undiagnosed ADHD, shedding light on the unique, often unseen symptoms women face, particularly those influenced by hormonal changes. This enlightening discussion highlights the intersections between ADHD and everyday life challenges, including maintaining healthy relationships, managing work stress, and developing emotional regulation strategies. Tune in to discover practical tools and holistic approaches to women empowerment amidst the complexities of ADHD. Join us in embracing authentic selfhood and harnessing the potential within!Key Takeaways:Broadened Understanding of ADHD: ADHD encompasses much more than the inability to focus and can significantly impact emotional regulation, hormonal sensitivity, and relationships.Symptoms in Midlife: Hormonal cycles, anxiety, depression, and coping mechanisms are all connected to undiagnosed ADHD, highlighting the importance of awareness and diagnosis.Impact on Relationships: ADHD's influence on communication, emotional regulation, and addictive behaviors can strain relationships significantly.Toolkit for Well-Being: Kate promotes a comprehensive approach, combining medication, lifestyle modifications, holistic practices, and deeper self-awareness to manage ADHD effectively.Authentic Living: The call to embrace one's authenticity and thrive by aligning life choices with personal passions and innate strengths.Sponsors of this podcastShopifySign up for your one-dollar-per-month trial period at SHOPIFY.com/transformResources Kate Moryoussef's Book: ADHD Women's Wellbeing ToolkitPodcast: ADHD Women's Wellbeing PodcastWebsite: ADHD Women's WellbeingInstagram: @adhd_womens_wellbeing_podTo advertise on our podcast, visit https://advertising.libsyn.com/TransformyourMindor email kriti@youngandprofiting.com See this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094 https://podcast.feedspot.com/personal_development_podcasts/

Text your thoughts and questions!If you're anything like me, you know the holiday season is coming, and yet, it somehow always feels like it sneaks up on you, trading your joy for what feels like an impossible to-do list. What follows is a feeling of overwhelm, exhaustion, and stress, even when good things are happening. The gap between the “picture-perfect” ideal and our chaotic reality leaves us depleted and in recovery mode as the new year rolls around. But it doesn't have to be this way! This week, episode 284 of the Positively LivingⓇ Podcast is about how to protect your peace this holiday season. In this episode of the Positively LivingⓇ Podcast, I'm sharing simple, practical, and compassionate ways to set healthy boundaries, manage high expectations, and guard your mental energy so you can truly enjoy the holiday season without losing yourself in the process. I cover the following topics:Three reasons why the holiday season comes with so much added stress. The cost of not setting limits around your time and energy.Four practical strategies for protecting your peace during the holiday season. A cozy bonus tip to reduce stress and regulate your nervous system. Protecting your peace is an act of self-care that allows you to show up for what truly matters. I encourage you to take back the joy of your holiday season by choosing intention over obligation. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Ep 236Ep 22Ep 117Ep 241Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Cheri Andrews is a small business attorney who specializes in helping small business owners and writers in Pennsylvania and Maryland with legal compliance and protection.  Cheri discusses her bestselling book “Smooth Sailing,” which is a comprehensive guide for small business owners on legal matters such as business formation, contracts, compliance, and trademarks.  She also delves into the essentials for copyright law, the impact of AI on legal processes, and the importance of proper legal documentation for authors.  Cheri touches on her collaboration on “The Author's Toolkit” and provides valuable advice for authors on copyright protection, advanced reader copies, and the intricacies of publishing.  This episode is packed with vital information for small business owners and authors alike, offering insights into the often complex world of legal protection.Cheri AndrewsWebsite -- https://www.cheriandrews.com/ Book – The Author's Toolkit -- https://www.barnesandnoble.com/w/the-authors-toolkit-deborah-kevin/1147520073?ean=9781956442588 Book – Smooth Sailing -- https://www.cheriandrews.com/product/smooth-sailing/ Facebook -- https://www.facebook.com/YourSmallBusinessAttorney Instagram -- https://www.instagram.com/cheridandrews/ LinkedIn -- https://www.linkedin.com/in/cheri-andrews/ Youtube -- https://www.youtube.com/channel/UCdtF5ByMkDCFOwoKLbMg07g  Anne Zuckerman! Website -- https://annezuckerman.com/ Website -- https://justwantedtoask.com/Facebook -- https://www.facebook.com/AnneInPinkInstagram -- https://www.instagram.com/annezuckerman/LinkedIn -- https://www.linkedin.com/in/annezuckerman/Bezi Woman -- https://beziwoman.com/ | https://www.beziwoman.shop/two-step-order1591558404525Bezi Bra Discs - Facebook -- https://www.facebook.com/bezibradiscs

> Available on Amazon >> Signed author copy >> Welcome back to A Bit Of A Boost with me, George Anderson! Today's episode is a whilstle stop tour of 84 different energy-boosting ideas, taken from one of the free Boost Toolkit resources I created for my new book By Design Not Default. When I was writing the book I originally included these within a chapter, but there was way too much in it so I relegated it to an appendix. Then on the second or third rewrite it still felt like it was bloating the book, so I took them out completely and added them to the resource pack. They're not all going to be relevant to you... but imagine if you could just start doing two or three simple things and that they leave you with more energy, more resilience and more bandwidth? I also  outline 3 key concepts at the start of this episode that you need to keep in mind whenever you're faced with a load of 'stuff you could do'. 1) The Effort Impact Matrix 2) Momentum Habits 3) Flexibility is the key to consistency If you don't already have a copy of the book head over to Amazon or the website (for a signed author copy) now, and you'll have the link for the rest of the Toolkit (including helpful  guided worksheets and a link to a custom GPT 'AI Energy Coach' I have created to support with putting these ideas into practice.

This weekend Maryal spoke at the Robert Wood Johnson Health Policy Fellows event in Washington, D.C. about the growing impact of the Direct Primary Care clinic model in combating physician burnout and promoting sustainable, relationship-based healthcare, so the next main episode will drop next Sunday. This episode continues to spotlight the latest issue of “The Toolkit,” a free DPC magazine curated by My DPC Story, designed to support clinics through open enrollment season. The Toolkit offers practical tools, customizable patient resources, and actionable checklists to help physicians and clinics navigate insurance changes and confidently discuss Medicare and healthcare benefits with their patients without feeling like insurance brokers. Listeners will find features on how DPC can help avoid pharmacy surprises and cost spikes, and detailed policy updates like the big win enabling HSA dollars for DPC memberships.Maryal also shines a light on inspiring DPC leaders who are innovating at the practice level like Dr. Emily Holt and shares information on upcoming events like the DPC Coalition's webinar on HSAs and the RiseUp Physician Summit for DPC physicians exploring side gigs and direct contracting HAPPENING THIS Oct 23-26th! If you're a physician looking for meaningful ways to deliver or maintain your delivery of relationship-based care, prevent burnout, and thrive during open enrollment, this episode—and The Toolkit magazine—are essential resources. Download the free issue at mydpcstory.com/magazine and stay ahead in your DPC care journey!Save $100 on your Hint Summit 2026 ticket through October 31st and join the chorus of direct care leaders shaping tomorrow.Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

In this special episode, Julie does something she's never done before—she's sharing a full Secret Sisters Circle lesson right here on the podcast! This exclusive teaching, called “Common Pitfalls,” dives into the six major traps that wives of alcoholics often fall into—pitfalls that can keep them feeling stuck, hopeless, and emotionally drained for years.Julie explains how recognizing and avoiding these patterns can be the first step toward peace, strength, and spiritual clarity, even in the middle of the chaos.✨ Mentioned in This EpisodeHow to go deeper with the Turning Point ToolkitThe Turning Point Toolkit is a brand new free resource created especially for Christian wives of alcoholics.Inside this free Toolkit you'll find:This Common Pitfalls lesson (with video + worksheet)Another full SSC lesson: The Art of Healthy DetachmentTwo powerful SSC tools to help you regulate your emotions when you're triggered or spiraling

Today's “next chapter toolkit” episode for women 60+ is inspired by the topic of reinvention…starting something new…allowing yourself to be happy and regret proof your life. And we're going to look at this through the lens of life after 60.  Don't worry, you'll be able to apply this podcast to your life if you're in your 50s, too. You'll discover why mindfulness tools, practical tools, network tools, and purpose tools are important to have in your toolbox. They will all help you figure out what you want so you can go after it and regret proof your life! Learn more: https://suzyrosenstein.com/podcast/ep-429-your-next-chapter-toolkit-starting-something-new-after-60-without-starting-over/

David McKnight addresses something that can make or break your Roth conversion strategy: how you actually pay the tax. David kicks things off by sharing that Federal and state estimated tax payments are usually made in four equal installments: April 15th, June 15th, September 15th, and January 15th of the following year.  Did you know that doing a Roth conversion in December, like many people do, will lead to the IRS pretending that income was earned evenly throughout the year? If you don't account for that, you could get hit with an underpayment penalty (8% of the underpaid amount). David goes over different ways you can handle the tax payment.  The first way is to pay it using cash or a taxable brokerage account – this allows the full conversion amount to move from IRA to Roth IRA. By doing that, you're essentially using your least efficient dollars, from a tax efficiency perspective, to catapult 100% of the converted amount into the Roth IRA. David touches upon the IRS Form 2210 Schedule AI, which informs the IRS of the fact that your income was uneven and it can wipe out the penalty for the first three quarters of a year. The second way is to withhold the tax at the time of conversion. While this method helps prevent the risk of penalty (and you don't have to file extra forms) it comes with a downside: less money ends up in the Roth IRA. Thirdly, you could make a second IRA distribution and withhold 100% for taxes. David shares a word of caution: when using this approach, you don't want to bump up into a higher tax bracket, especially if it's a jump from the 24 to the dreaded 32% bracket.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

Jessica Brandt knows a lot about influence. She was the director of the Foreign Malign Influence Center, which served as intermediary between the U.S. intelligence community and the public. It alerted private citizens and the public to disinformation operations orchestrated by adversaries overseas. Jessica explains how the toolkit has gotten larger, more sophisticated, and is being wielded by more countries than ever before. Prefer to watch your podcasts? Find us on YouTube at https://www.youtube.com/@IntlSpyMuseum/podcasts.  Subscribe to Sasha's Substack, HUMINT, to get more intelligence stories: https://sashaingber.substack.com/  And if you have feedback or want to hear about a particular topic, you can reach us by E-mail at SpyCast@Spymuseum.org.  This show is brought to you from Goat Rodeo, Airwave, and the International Spy Museum in Washington, DC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever considered taking control of your health before it's too late?The only time we act in most cases is only when we already experience discomfort or symptoms that are linked to disease. This episode is about to change that.In today's installment of the DNA Talks Podcast, Dr. Krista Kostroman is joined by Jen Goddard, the owner of Thriving Proof, a Certified Holistic Health Practitioner, and a Certified Thermographer through the American College of Clinical Thermology (ACCT). At Thriving Proof, Jenn and her team focus on uncovering and addressing the root causes of your health challenges, using personalized healing plans that include herbal and homeopathic remedies, nutritional strategies, and lifestyle optimization to create a sustainable path to wellness.Dr. Krista and Jen discuss Jen's personal story and how learning of her genetics has changed the trajectory of her health for the better, and has helped with her practice of integrative wellness. They talk about their initial connect years ago during a gene consult, and how the application of genes has helped with how people deal with hormones.Here are the highlights of today's podcast:01:33 - Jen's Story05:46 - Discussing Genes11:30 - Philosophy of Care17:35 - Hormones and Genes26:08 - Patient Response29:03 - Adding Genetics to Your Toolkit32:16 - The Importance of Health Education35:04 - ConclusionIf you wish to connect more with Jen Goddard, you may check out his channels here:Website: https://thrivingproof.com/Instagram: https://www.instagram.com/thrivingproof/LinkedIn: https://www.linkedin.com/in/jen-goddard/______________________________________________________Keep yourself up to date on The DNA Talks Podcast! Follow our socials below:The DNA Talks Podcast Instagram: https://www.instagram.com/dnatalkspodcast/______________________________________________________Music: Inspiring Motivational Background by Stock-Waveshttps://www.stock-waves.com/https://protunes.net/Video Link:  https://www.youtube.com/watch?v=pbwVDTn-I0o&list=PLQtpqy3zeTGB7V5lkhkfBVaiZyrysv_fG&index=5______________________________________________________Music: Peaceful Corporate by Stock-Waveshttps://protunes.net/Video Link:  https://www.youtube.com/watch?v=I34bTKW8ud0&list=PLQtpqy3zeTGB7V5lkhkfBVaiZyrysv_fGMedical Disclaimer: The information provided in this communication is for general informational purposes only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read here. If you think you may have a medical emergency, call your doctor or 911 immediately.

Text your thoughts and questions!The secret to success isn't avoiding failure; it's learning to trust your gut when everyone else says “no.” All too often, we feel isolated, struggle with overthinking, and let the fear of failure hold us back.In this replay episode of the Positively LivingⓇ Podcast, Gwen Austin joins to reveal her journey of launching an online community of thousands overnight by following her inner knowing and shares how you can trust yourself to make the right choice in your own endeavors. In this episode of the Positively LivingⓇ Podcast, Gwen Austin shares the importance of following the path that feels authentic to you, no matter how scary it may feel, and actionable steps you can take right now to identify that genuine gut feeling and find what feels right for you.Gwen and I cover the following topics:Rediscovering your childhood instinct to fall down and get back up. Learning to let your brain “get out of the way” and act on your intuition. Cultivating a supportive community of people to cheer you on and help you believe in self-trust.Embracing the flow of change and taking bite-sized steps that keep the forward momentum going. Ask yourself: What is one small step you can take today to follow your gut and move past a fear of failure? Remember,  there's enough room for all of us to succeed. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH GWEN AUSTIN:Gwen Austin StudiosEntrepreneur Women Unified FB GroupCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Episode 66Episode 216 with Valerie FriedlanderBook a Clarity CallDance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Barry Kleiman is the Founder, Executive Mentor, and Workshop Leader at Barry C. Kleiman & Associates, a firm he established in 1979 to help executives and teams elevate performance through leadership development and coaching. With over four decades of experience, Barry has guided leaders across industries in improving communication, alignment, and results. He is the author of The Playground Principles™: Why Connection Still Matters, a book that draws on stories from leaders and athletes to explore lessons on trust, consistency, and connection.  Jason Smith is the Owner and CEO of Spotlight Social Advertising, a company that specializes in helping businesses grow and scale with Facebook and Instagram ads. He is also the host of The Truth About Social Ads, where he interviews guests from all corners of the digital marketing landscape. Before founding his company in 2016, Jason spent 14 years in uniform with the LAPD and later started a side gig helping people with their online traffic, advertising, and Facebook ads, which became his core business. He then left the police department permanently to focus on Spotlight Social Advertising. Zach Wilcox is the Founder and CEO of Fide Freight, a representative logistics solution providing a full range of services in long and short-distance freight, specialty haulage, and management of dry freights. Zach and his team pride themselves on complete transparency and communication, from bringing on a client to getting the shipments completed on time. Before founding Fide Freight, Zach held project management, operations, and manufacturing roles across different companies. He has a business degree from Grand Valley State University. Ian Garlic is the Founder of Garlic Marketing, the brand behind Video Case Story, where they help brands with the strategy and goals for video case stories. Ian is also the Founder of StoryCrews, a company that helps businesses connect with top-rated videographers and market and expand their brand through powerful stories captured on video. He hosts the Garlic Marketing Show podcast and has featured amazing guests such as Gary Vaynerchuk, Neil Patel, Ryan Deiss, and many more. In this episode… What do successful leaders, entrepreneurs, and creators all have in common? They're constantly seeking tools and ideas that help them connect better — with others, their teams, and themselves. But in a world of endless options, how do you know which books, podcasts, or habits actually move the needle? For today's guests, the answer starts with curiosity and connection. They share how leadership lessons from sports, creativity, and business mentorship continue to shape their personal and professional growth. From refining time management to building resilience and embracing storytelling, each guest emphasizes the importance of learning from experience and surrounding yourself with inspiration that drives both action and reflection. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz talks with Barry Kleiman, Jason Smith, Zach Wilcox, and Ian Garlic about the books, podcasts, and tools that influence how they lead and live. They discuss how reading fuels creativity, why discipline and mindset are essential to growth, and how digital tools can help organize ideas and inspire innovation.

Now that you understand binges are signals and you know the 8 primary reasons why they happen, it's time to get practical. In this episode, you'll learn how to become the scientist of your own experience and decode what YOUR specific signals mean. No more guessing - you'll have a clear toolkit for understanding your patterns.What You'll Discover:• The Scientist's Toolkit for observing your own patterns• How to use The 3 Powerful Questions to gather data about your signals• Common patterns to look for and what they might mean• How to connect your personal patterns to the 8 reasons frameworkIf you're ready to stop feeling confused about your relationship with food and start understanding exactly what your body is trying to tell you, this episode will give you the tools to become your own expert.Upcoming Workshop: Join me for a free live workshop on October 13th to start decoding your personal signals. The Tell-Tale Signs a Binge is Coming (and How to Break the Cycle). Sign up here.   Catch up on previous episodes:Signals, Not Setbacks: What Binges Really MeanThe 8 Reasons Why People Binge (and the Real Solutions)Join Jane Pilger on October 13 for a free live workshop, The Telltale Signs a Binge is Coming and How to Break the Cycle. Go beyond podcast insights and experience a real-time practice to interrupt the binge cycle. Sign up today at janepilger.com/eventWant to know why you struggle with food and what to do next? Start watching The Binge Breakthrough Mini Series today.

David McKnight explains why he has chosen to avoid bonds entirely and why you might want to rethink how you protect your portfolio as you approach retirement. David kicks things off by illustrating the so-called sequence of returns risk. According to conventional wisdom, bonds tend to be less volatile, so they help smooth out the rough years in the stock market.  However, bonds aren't the safety net they used to be. And over long periods of time, bonds tend to underperform stocks by a wide margin. David warns against “stuffing your portfolio with bonds just to be safe.”  The reason for that is that you're not only capping your upside, you're also taking on risks of your own: inflation risk, interest rate risk, and the risk of simply not having enough growth to fund a long-term retirement. Instead of watering down his stock portfolio with bonds, David uses a volatility buffer. He keeps 3-5 years' worth of living expenses in a separate, safe, and productive account – his go-to option is Indexed Universal Life Insurance (IUL). An IUL gives you safety from market downturns because it's linked to an index but has a floor that protects you from losses.  In other words, an IUL has potential for reasonable growth without the full downside risk of stocks. David discusses a scenario in which he's retired and living off his investments when the market suddenly drops by 30%... The approach David relies on enables him to have peace of mind – something that really helps because, as he puts it, “The more you can take emotion out of the equation, the better your investment returns.”  David goes over what to consider and do to get started with a volatility buffer.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

What really happens when your veterinary clinic is sold? In this week's episode of The Veterinary Viewfinder, Dr. Ernie Ward and Beckie Mossor, MPA, RVT, unpack the messy realities behind acquisitions, whether by large corporate groups or independent buyers. They explore what practice owners, associates, and staff need to know before the ink dries on a deal. For veterinarians, the shift often means more reporting, formal reviews, and oversight that can feel like a loss of autonomy. For technicians and support staff, acquisitions can bring both anxiety and surprising benefits, such as more consistent schedules, guaranteed lunch breaks, and expanded benefits. The conversation extends globally, examining the UK and Australia, where corporate ownership now dominates the market. Government commissions are scrutinizing rising costs and pushing for price transparency, a trend that could shape the U.S. veterinary landscape. Ernie and Beckie also discuss the ripple effects of mergers, staffing cuts, upsell pressures, and client frustrations (and uncomfortable conversations) when fees suddenly jump. Most importantly, they outline what teams can do to prepare, from negotiating staff retention clauses to protecting community trust. If you're facing an acquisition—or even just wondering what might happen—this episode offers clear insights into how to navigate change and protect both your team and your patients. World Pet Obesity Week, October 6-12, 2025, Toolkit, Social Media Shareables, and Survey Link: www.petobesityprevention.org National Veterinary Technician Week - October 12-18, 2025 https://navta.net/national-veterinary-technician-week/ #VeterinaryPodcast #VetMed #VeterinaryCommunity #VetPracticeManagement #VeterinaryBusiness #VetClinicAcquisition #CorporateVetMed #GlobalVetMed #VeterinaryLeadership #PriceTransparency

Knowing how to spot a bad argument is one thing, but how do you build a good one? What practical tools can you use to solve stubborn problems, generate innovative ideas, and make better decisions in your work and life? It's time to move from defense to offense. This episode is a hands-on workshop where we open up the Critical Thinking Toolkit. We're moving past theory and giving you five powerful, versatile mental models—a Swiss Army knife for your brain—that have been used by everyone from Toyota engineers to tech billionaires. Get ready to stop spinning your wheels and start building better solutions. In this episode, you'll get your hands on: The 5 Whys:A simple technique to uncover the hidden root cause of any problem. First Principles Thinking:The method Elon Musk uses to deconstruct challenges and innovate from the ground up. C.A.M.P.E.R.:A seven-step checklist to spark creativity and improve any existing idea. The Pre-mortem:An ingenious way to forecast failure, mitigate risks, and make your plans more resilient. The S.I.F.T. Method:A 60-second framework for navigating online information and spotting fake news. To unlock full access to all our episodes, consider becoming a premium subscriber on Apple Podcasts or Patreon. And don't forget to visit englishpluspodcast.com for even more content, including articles, in-depth studies, and our brand-new audio series and courses now available in our Patreon Shop!

This week, Pete and Jen dive in to the idea of auditing your leadership tool kit, to help you solve problems and become more efficient.Specifically, in this episode Jen and Pete talk about:What are some tactics you might use to evaluate and assess your various skill sets?Why is it important to borrow ideas, questions, and tools from other leaders?How might we become more aware of our tool kits, so that we can reuse the tools we have in difficult conversations?To hear all episodes and read full transcripts, visit The Long and The Short Of It website: https://thelongandtheshortpodcast.com/.You can subscribe to our Box O' Goodies here (https://thelongandtheshortpodcast.com/) and receive a weekly email full of book and podcast recommendations, quotes, videos, and other interesting things that Jen and Pete are noodling on. To get in touch, send an email to: hello@thelongandtheshortpodcast.com.Learn more about Pete's work here (https://humanperiscope.com/) and Jen's work here (https://jenwaldman.com/).

Text your thoughts and questions!The relentless pursuit of productivity has a dark side: the pervasive and false belief that our worth is directly tied to our output. Too many of us are trapped in this cycle, feeling intense guilt whenever we rest or worry that slowing down makes us "lazy." This toxic belief system, relentlessly reinforced by hustle culture and outdated capitalist conditioning, is the most direct road to burnout and emotional exhaustion. This week on the Positively LivingⓇ Podcast, I debunk the idea that “productivity is dangerous” by identifying what the danger actually is and help you cultivate a shame-free productivity approach that deeply honors your energy, values, and genuine need for restoration. In this episode of the Positively LivingⓇ Podcast, I'm dismantling the traditional, harmful ideas of productivity, exposing dangerous mindset traps, and giving you actionable steps to take right now to redefine productivity to be used as a sustainable, supportive tool. I cover the following topics:Three dangerous mindset traps that have us using productivity against ourselves. Why traditional, rigid productivity models are harmful, especially for caregivers, chronically ill, and neurodivergent individuals. How to shift your perspective to view productivity as a flexible tool that supports your life.You deserve to rest simply because you are human… not because you've "earned" it. If the pursuit of being productive is making you miserable, it's time to change the rules. Choose to let go of the inherited mindset that's keeping you stuck and start building a shame-free, compassionate productivity system that truly supports your life.Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Episode 61Episode 280Episode 269Episode 250Stress Management Podcast PlaylistDance Song Playlist V1, V2, Request this Toolkit and other free resources at the Resources Page.

Send us a textSupport the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!

In this inspiring episode of the My DPC Story Podcast, host Dr. Maryal Concepcion talks with Dr. Kathryn Dreger, a board-certified Internal Medicine physician and founder of Prime-PLC, a Direct Primary Care (DPC) practice in Arlington, Virginia. Dr. Dreger shares her journey from fee-for-service medicine to launching her thriving DPC clinic, highlighting how DPC restores time, trust, and personalized relationships in primary care. She discusses the challenges of traditional insurance-driven healthcare, her personal experiences with bureaucracy and performance metrics, and why DPC is revolutionizing patient-centered care. Dr. Dreger explains her approach to panel size, pricing strategies, and the value of maintaining hospital connections. She also provides insightful advice for physicians considering a transition to DPC and talks about her upcoming book on the future of patient-centered medicine. Listeners gain practical knowledge about starting and sustaining a DPC practice and the importance of advocacy for primary care reform. Tune in to learn how DPC empowers both doctors and patients, leading to better healthcare outcomes and greater professional fulfillment.Register HERE for the Physician Attendees ONLY RiseUP Summit brought to you by FlexMed Staff & My DPC Story! Join me at AAFP FMX in Anaheim at our My DPC Story LIVE event sponsored by SmartHeart! Get your copy of our DPC Magazine, the Toolkit, and your limited edition Disney-themed DPC swag! Send me a message on the contact page HERE and let me know you'll be there so I can send you more details on the event! Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

Dr. Kelly Casperson shares with Jennie from her new book, The Menopause Moment, a practical tool-kit of resources to survive and thrive in mid-life. What's the difference between peri and post menopause? How to hack your insurance company for reasonable hormone replacement, finding the right doctor and much more. Follow the "I Choose Me" Podcast on Instagram and TikTok Follow Jennie on Instagram, TikTok, and FacebookSee omnystudio.com/listener for privacy information.

Authoritarian regimes are upgrading their playbook — from surveillance cameras and spyware to algorithmic censorship and AI-driven policing. Steven Feldstein, senior fellow at Carnegie and author of The Rise of Digital Repression, joins Bankless to map the expanding world of repression technology. We cover everything from Nepal's protest movement to China's sophisticated censorship stack, the global spyware industry, and the unsettling rise of predictive policing and AI in warfare. Along the way, Feldstein explains how financial repression and social credit systems extend state power into the economic sphere — and where crypto fits into the story of resistance.

Authoritarian regimes are upgrading their playbook — from surveillance cameras and spyware to algorithmic censorship and AI-driven policing. Steven Feldstein, senior fellow at Carnegie and author of The Rise of Digital Repression, joins Bankless to map the expanding world of repression technology. We cover everything from Nepal's protest movement to China's sophisticated censorship stack, the global spyware industry, and the unsettling rise of predictive policing and AI in warfare. Along the way, Feldstein explains how financial repression and social credit systems extend state power into the economic sphere — and where crypto fits into the story of resistance. ---

Jen Hatmaker learned the hard way that being in a relationship does not have to mean sacrificing your best self. In this BONUS episode, Jen shares with Jennie how to leave anger in the past, what every woman needs to know about finances, how to break the cycle of codependency, how to start taking your own "ME" camp and other lessons learned to be a wide AWAKE, healthy and flourishing woman. Follow the "I Choose Me" Podcast on Instagram and TikTok Follow Jennie on Instagram, TikTok, and FacebookSee omnystudio.com/listener for privacy information.