Podcasts about toolkit

In this Bell Work Talk, Dr. Ashleigh Bowman will introduce the key components of a business case, including calculating a return on investment (ROI). Forensic nurses should be able to articulate business components of the program and justify program costs for long-term sustainability. This podcast will help listeners begin thinking about the business model for their program to use in discussions with middle and upper administration and leaders. Ashleigh F. Bowman, DNP, CRNP, CPNP-AC, SANE-A, SANE-P, is an Associate Professor at the University of South Alabama, College of Nursing, and also maintains a faculty practice at USA Health's Children's & Women's Hospital Pediatric Emergency Department in Mobile, AL. She has been a certified acute care pediatric nurse practitioner since 2016 and became a pediatric SANE in 2020. She obtained her DNP in 2018 from the University of South Alabama. While Dr. Bowman has focused her clinical career on the care of acute and critically ill pediatric patients since 2012, her research and educational interests are focused on health policy and the intersection of policy impacts on clinical practice. Dr. Bowman is currently the project director for federally-funded grant project centered around pediatric sexual assault. Resources: Agency for Healthcare Research and Quality (2017, March). Toolkit for using AHRQ quality indicators. Retrieved from https://www.ahrq.gov/patient-safety/settings/hospital/resource/qitool/index.html Bartlett Ellis, R. J., Embree, J. L., & Ellis, K. G. (2015). A business case framework for planning clinical nurse specialist-led interventions. Clinical Nurse Specialist, 29(6), 338-347. https://doi.org/10.1097/NUR.0000000000000162 Birken, E. G. (2022). Return on Investment (ROI). Retrieved from https://www.forbes.com/advisor/investing/roi-return-on-investment/ Drenkard, K. N. (2022). The business case for Magnet® designation. The Journal of Nursing Administration, 52(9), 452-461. https://doi.org/10.1097/NNA.0000000000001182 Egan, C. (2024). Break-even point formula and analysis: How to calculate BEP for your business. Retrieved from https://squareup.com/us/en/the-bottom-line/managing-your-finances/how-to-calculate-break-even-point-analysis#:~:text=Revenue%20is%20the%20price%20for,%E2%80%93%20Variable%20Cost%20per%20Unit). Fernandez, V., Gausereide-Corral, M., Valiente, C., & Sanchez-Iglesias. (2023). Effectiveness of trauma-informed care interventions at the organizational level: A systematic review. Psychological Services, 20(4), 849-862. https://doi.org/10.1037/ser0000737 Gallagher, M. A., & Chraplyvy, N. (2022). Building a business case for hiring wound, ostomy, and continence nurses. Advanced Skin Wound Care, 35, 493-498. http://doi.org/10.1097/01.ASW.0000855028.36575.dc Green, J. S., Brummer, A., Mogg, D., & Purcell, J. (2021). Sexual assault nurse examiner/forensic nurse hospital-based staffing solution: A business plan development and evaluation. Journal of Emergency Nursing, 47, 643-653. https://doi.org/10.1016/j.jen.2021.03.011 Hollender, M., Almirol, E., Meyer, M., Bearden, H., & Stanford, K. A. (2023). Sexual assault nurse examiners lead to improved uptake of services: A cross-sectional study. Social Emergency Medicine and Populational Health, 24(5), 974-982. https://doi.org/10.5811/westjem.59514 Office for Justice Programs, Office for Victims of Crime. (n.d.). SANE program development and operation guide. Retrieved from https://www.ovcttac.gov/saneguide/introduction/ Vogt, E. L., Jiang, C., Jenkins, Q., Millette, M. J., Caldwell, M. T., Mehari, K. S., & Marsh, E. E. (2022). Trends in US emergency department use after sexual assault, 2006-2019. JAMA Network Open, 5(10), e22236273. https://doi.org/10.1001/jamanetworkopen.2022.36273 Welch, T. D., & Smith, T. B. (2021). Anatomy of a business case. Nursing Administration Quarterly, 46(1), 88-95. https://doi.org/10.1097/NAQ.0000000000000498

David McKnight addresses three key questions you must be able to answer before executing a single Roth conversion. Too many people go for Roth conversions without a game plan – this is something that can lead to overpaying taxes and running out of money sooner than anticipated. David points out that if you can't answer the three key questions, you should stop and reevaluate because guessing here can cost you big. "What's the total amount I should convert from my IRA or 401(k) to tax-free?" is the first and most critical of the three questions. Remember, the goal of a Roth conversion isn't to get your tax-deferred bucket to zero at all costs. It's to get to the right amount of tax-deferred dollars shifted to tax-free, the amount that allows you to stay in the 0% tax bracket in retirement. "How much should I convert each year?" is the second question and is about pacing your conversion so as to avoid unnecessary exposure to higher tax brackets. The goal is to convert to Roth slowly enough that you don't rise into a tax bracket that gives you heartburn. "Over what time frame should I complete my Roth conversions?" is the third question you should address before executing a Roth conversion. Addressing each of the three questions helps you shift from Roth conversion guesswork to Roth conversion strategy. Be careful. Most financial gurus will say "Roth conversions are great, just pay the tax and move on!"     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com OBBBA (One Big Beautiful Bill Act) Donald Trump David Walker

Oscar winning director Chloé Zhao returns to the Filmmaker's Toolkit to break down the devastating emotions and enthralling craft of her new film "Hamnet." You'll wont want to miss Zhao's in-depth breakdown of the ending, and how she achieved such a delicate triumph. Listen to the Screen Talk Podcast. Every Friday IndieWire editors Anne Thompson & Ryan Lattanzio break down insider news from Hollywood and debate the latest films and series. https://podcasts.apple.com/us/podcast/indiewire-screen-talk/id893977298 Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling behind on your agency's data game? Marcel Petitpas, CEO of Parakeeto, joins Galen Low to reframe what it really takes to build profitable, data-driven operations. Hint: it's not about buying software or pushing for time tracking compliance. Marcel breaks down why starting with metrics, models, and meaning—not tools—is the real shortcut to operational clarity.With real-talk on utilization myths, data fluency for PMs, and how AI can actually drive measurable impact (without overwhelming your team), this episode is a field guide for agency leaders who want to do more than just keep up. It's about building a smarter foundation for the long haul—and doing it in a way that doesn't burn you out.Resources from this episode:Join the Digital Project Manager CommunitySubscribe to the newsletter to get our latest articles and podcastsConnect with Marcel on LinkedInCheck out ParakeetoAgency Profit PodcastParakeeto Profitability Framework & Toolkit

3 Strategien, um unter Druck deine beste Leistung im Tennis abzurufen Warum spielst du im Training top – aber im Match blockiert dich der Druck? Warum fühlen sich entscheidende Punkte plötzlich „schwer“ an? In dieser Folge zeige ich dir die 3 effektivsten mentalen Strategien, mit denen du unter Druck konstant performst und endlich deine wahre Leistung auf den Platz bringst. Du erfährst: - warum Drucksituationen dir deine Kontrolle rauben – und wie du sie in Sekunden zurückholst - wie du die Angst vor Fehlern, Versagen oder engen Spielsituationen sofort entschärfst - welche mentalen Routinen dir helfen, ruhig zu bleiben und trotzdem aggressiv zu spielen - wie du deinen Fokus weg vom Ergebnis und hin zu dem einzigen Punkt lenkst, der wirklich zählt - wie du mentale Visualisierung nutzt, um mehr Selbstvertrauen aufzubauen und im Match zu automatisieren Diese Folge ist ideal für dich, wenn du im Training stark bist, aber im Match einknickst. Am Ende der Episode hast du ein klar strukturiertes Toolkit, das dir hilft, auch in Druckmomenten locker zu bleiben, mutig zu entscheiden und deine beste Performance genau dann abzurufen, wenn es am wichtigsten ist. Wenn du genug davon hast, dass deine Nerven dich im Stich lassen, dann sichere dir jetzt dein kostenloses Strategiegespräch unter www.timoschwarzmeier.com

Today's episode is one of the most important conversations we've had on My DPC Story. As of July 4th, we are standing at a true inflection point for Direct Primary Care—and for every physician, employer, broker, advocate and patient who believes primary care should be personal, accessible, and free from insurance middlemen.In this special session, I'm joined by Jay Keese, Executive Director of the Direct Primary Care Coalition, who has spent more than a decade at the front lines in Washington, DC. Together, we break down what HR 1—the major tax bill signed into law this year—actually means for DPC. This includes:The historic win: HSAs are now fully compatible with Direct Primary Care for the first time ever.What patients can do starting January 1: Use tax-free HSA dollars to pay for DPC memberships without losing HSA eligibility.How this changes the landscape: New opportunities with employers, brokers, high-deductible plans, and even ACA bronze/catastrophic plans.What stays the same, what's evolving, and what rulemaking from the IRS will finalize.What's coming next: How DPC can scale responsibly and sustainably as demand accelerates.If you've ever wondered how policy actually becomes reality—or what the future of DPC looks like on a national scale—you'll want to listen closely. This episode is equal parts celebration, clarification, and a roadmap for what comes next.Learn about healthcare for your own family and about health shares today! Get your FREE DIGITAL COPY of The Toolkit, the magazine from My DPC Story at mydpcstory.com/magazine. Coming NOV 25th 12pm PST: our LIVE Webinar and Q&A on the OBBB, HR1, HSAs and DPC. Register at dpcare.org. Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

Podcast: Nexus: A Claroty Podcast (LS 32 · TOP 5% what is this?)Episode: Greg Garcia on the Sector Mapping and Risk Toolkit for HealthcarePub date: 2025-11-23Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationGreg Garcia, Executive Director of the Health Sector Coordinating Council Cybersecurity Working Group, joins the Nexus Podcast to discuss the recent publication of the working group's Sector Mapping and Risk Toolkit. The SMART toolkit is a methodology that helps healthcare providers visualize key services that support workflows in the industry and is also used to measure risk appropriately for each of those services.Listen and subscribe to the Nexus Podcast. Get the SMART Toolkit here. The podcast and artwork embedded on this page are from Claroty, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Can science really help us live longer - and feel better while we age? In this episode, longevity expert Kayla Barnes-Lentz joins Jonathan and Dr Federica Amati to explore how daily behaviours, emerging science, and personalised data may shape our health span. Many people believe longevity requires extreme routines or expensive treatments, but new evidence suggests simple habits may have a powerful impact. This conversation asks one central question: how can we age well while still enjoying life? Together, Kayla, Jonathan and Federica explore what longevity science currently understands… and what it still doesn't. Kayla shares her personal journey from chronic fatigue and brain fog to measurable improvements after changing her diet, sleep routine and lifestyle. The discussion covers nutrition, sleep, oral health, fasting, environmental toxins, supplements, wearable tracking, personalised lab testing, and why women may need different guidance based on physiology and life stage. For listeners wanting practical steps, this episode includes guidance on five foundational habits such as consistent sleep timing, reducing late-evening eating, flossing and dental check-ins, supporting your gut and oral microbiome, and increasing plant diversity in meals.  As science continues to uncover how and why we age, what small behaviour could you change today that your future self may thank you for? And if you could meaningfully extend your healthy years, how differently might you live now? Unwrap the truth about your food

In this grounding holiday episode, I give you a simple, powerful 5-step toolkit to help you stay connected with yourself instead of slipping into holiday overeating, emotional spirals, or reactive decisions with food. These steps will help you name what you're feeling, regulate your nervous system, breathe with your cravings (and emotions) instead of fighting them, and shift back into intention, connection, and presence. If your cravings feel louder today, there's a real reason for that — and I walk you through exactly what to do. This episode is both a grounding practice and a powerful reminder that you can stay with yourself, even through uncomfortable emotions, cravings, and the complexity of the holiday season. Plus — after 10 years of podcasting about the holidays, I share how to access a curated list of my best holiday episodes, and I introduce a new end-of-year series: Self-Care During Fascism. If you need clear, actionable steps for cravings or BIG emotions this holiday season to, these 5 steps will meet you exactly where you are. LISTEN NOW. xo Brenda PS. Let's work together! 3 ways to work with me: The Last 10 (TL10) → www.brendalomeli.com/the-last-10 She Creates Freedom (SCF) →  www.brendalomeli.com/she-creates-freedom Private Coaching → www.brendalomeli.com/private-coaching

Diego Simeone's has got more weapons up his sleeve this season. He proved his firepower off the bench in Atlético's win over Inter? But what about his mind games in the pre-match press conference? Could Simeone really be Inter manager one day, or was this just another trick in his arsenal?Dotun, Andy and “Nautical” Lars Sivertsen ponder over that. Plus, have Bayer Leverkusen turned a corner? And should Mainz and Fiorentina prioritise domestic or European commitments?Ask us a question on Twitter, Instagram and TikTok, and email us here: otc@footballramble.com.For ad-free shows, head over to our Patreon and subscribe: patreon.com/footballramble.***Please take the time to rate and review us on Apple Podcasts or wherever you get your pods. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

The holiday season is upon us. It's a wonderful time, but if we're being honest, it's also a little stressful. Whether you're worried about hosting a big family gathering, talking with cousins who have very different perspectives on politics or awkward questions from prying aunts, the holidays are full of complicated relationship dynamics. On this episode of “Modern Love,” Nedra Glover Tawwab, a therapist, responds to questions from listeners about making the holidays just a bit more tolerable. Tawwab is the author of “Drama Free,” a guide to having better relationships with family, and the forthcoming book “The Balancing Act,” which is all about creating healthy dependency within relationships. She tells us why Black Friday is her practice's busiest day of the year, and how we can all take control of our own holiday experience.  How to submit a Modern Love Essay to the New York TimesHow to submit a Tiny Love Story Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.

David McKnight busts some of the most common Roth conversion myths that are costing retirees hundreds of thousands – if not millions –  of dollars over the course of retirement. The "Don't worry about Roth conversion, you'll be in a lower tax bracket when you retire" myth is based on two flawed assumptions. The first one is that your lifestyle will drop significantly in retirement, while the second is the one related to future tax rates being the same or lower than they are today. David points out that, in retirement, people want to maintain their lifestyle. In some cases, they even spend more in early retirement (think travels, healthcare and helping with kids or grandkids). Let's remember that the U.S. national debt is projected to hit $63 trillion by 2035. The country has unfunded obligations in Social Security, Medicare, and Medicaid that total over $200 trillion, and interest on the debt is going to crowd out most of the national budget items by the mid 2030s… The primary value of a Roth conversion is that it pre-pays taxes at historically low rates to avoid paying them later when rates are likely to be higher. Roth conversions not being binary, and the fact that you can get massive tax benefits without having to convert your entire IRA is another big myth David debunks. David explains why you should voluntarily pay taxes instead of delaying that decision. Ever heard of "If you don't have cash to pay the tax, you shouldn't convert"? It's another myth David addresses in this episode. For the millions of Americans who have most of their savings in tax-affirmed accounts, strategic conversions are one of the best ways to insulate yourself from the tax freight train bearing down on America.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

Founder of the Fungi Consultant, Oli Genn-Bash is a mycotherapy educator, psychedelic writer and musician exploring the intersections between functional mushrooms, animism, altered states, and human well-being. Though courses, consultancy, and creative work, Oli blends scientific research with traditional wisdom to make mushroom based healing accessible and grounded.   He is the creator of Mycomastery:  The Functional Mushroom Buyer's Toolkit and is the "Saturnian" saxman of the band Codex Serafini.   Check out his many offerings at:  https://thefungiconsultant.com/  @oligennbash @codexserafini_band Musical tracks in the podcast are from Codex Serafini's new album "Mother, Give Your Children Sanity." This podcast is available on your favorite podcast platform, or here:  https://endoftheroad.libsyn.com/episode-328-oli-genn-bash-animismthe-fungi-consultantcodex-serafini   Have a blessed weekend!      

Text Sue what you think!Worried about family questioning your unschooling over Thanksgiving?In this episode, Sue Patterson shares a simple Thanksgiving Toolkit to help you stay calm, grounded, and confident when the tough questions come. Grab 3 practical tools to steady yourself, respond (or not respond) with clarity, and keep the holiday peaceful for you and your kids.Thanksgiving Parent Bundle https://www.unschoolingmom2mom.com/product/Thanksgiving-Parent-BundleBlack Friday Deals for Sue's Membership https://www.unschoolingmom2mom.com/black-fridaySupport the show_____________________________________________________As always, reach out if you need more help. You don't have to do this alone!Free Email List with weekly unschooling resourcesLike what you're hearing - buy Sue a cup of coffee! Buy Me a Coffee Creating Confidence Membership Group Podcast listeners can join without the sign up fee - so use this link! UNSCHOOLING 101 Course Math WITHOUT Curriculum Course Unschooling Transcript Course Seasonal Unschooling Guides Private 1:1 Coaching with Sue www.UnschoolingMom2Mom.com

In this episode, Host Allison Bettin is joined by Matt Dixon, an elite triathlon coach and cofounder of Purple Patch Fitness, for a masterclass on the offseason—the time of year Matt Dixon boldly claims is the single biggest predictor of athlete breakthroughs. Together, they unpack Matt Dixon's four-phase coaching model and explore why offseason isn't just a break, but a critical opportunity for reflection, realignment, and revolutionizing athletic potential. You'll hear actionable insights on athlete retention, the art of the season review, what mistakes coaches often make, and how to turn downtime into your most powerful training advantage. Plus, discover the holistic habits and “offseason toolkit” that make the difference between a good athlete and a great one—along with practical ways TrainingPeaks brings it all together.

Operational lag is the silent profit killer. Every idle demand bleeds momentum, margin, and client trust. Saam Mashhad, Co-Founder & Chief of Product & Legal Operations at EvenUp, breaks down how AI-driven workflows turn stalled files into speed, accuracy, and higher outcomes. From knowledge-graph extraction to litigation continuity, learn how to run your firm like a business that closes cases faster and settles smarter. You'll learn: Why faster operations directly raise your firm's lead value and competitiveness How data shows delays, treatment gaps, and idle demands compound firm-wide How pre-lit and litigation teams can share context without redoing the work If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) powered by Rankings.io is on Instagram | YouTube | TikTok

In an era where emotion drives 50% of airline choice and experience trumps products, Cathay Pacific's Edward Bell explains to WARC's Jenny Chan why AI's rise means premium brands must become more human, not less, based on insights from WARC's Marketer's Toolkit. This podcast is sponsored by Criteo. For more information, check out criteo.com/warc

Dr Patricia Heavey from TUS joins Joe to discuss a toolkit designed to help with symptoms of menopause. Hosted on Acast. See acast.com/privacy for more information.

Are you ready? Have you been preparing and stocking your mental health toolkit to navigate this holiday season? Navigating the holiday season can present a challenge because it can be a balancing act where you're experiencing and learning to manage big and difficult emotions. As you navigate this holiday season, I'm encouraging you to check your mental health toolkit. I ask you to consider the following: Context, safety, and compassion/grace for self and others. www.talkingwithdrtoy.com

Today we hear from Dr. Maria Rutmann, founder of Lionheart Direct Primary Care in northern Maine. She discusses the transformative power of the Direct Primary Care (DPC) clinic model as physician burnout and healthcare system challenges escalate nationwide. Dr. Rutmann shares her journey from working in a traditional fee-for-service hospital group - where mounting administrative demands and loss of autonomy led to emotional exhaustion - to reclaiming her purpose and joy in medicine through DPC.Listeners learn how Lionheart DPC empowers physicians to practice value-based care by fostering lasting patient-physician relationships, personalizing health experiences, and eliminating the barriers of insurance-driven healthcare. Dr. Rutmann emphasizes that DPC not only improves healthcare access in rural areas, but also allows doctors the time and freedom to provide comprehensive, preventative, and patient-centered care. Families in her community have experienced the convenience and rapid responsiveness of the DPC model, sometimes avoiding costly and time-consuming ER visits and walk-ins thanks to direct communication and same-day appointments.This episode also highlights how DPC serves as a solution to physician burnout, supporting practitioners to reconnect with their sense of purpose, maximize patient outcomes, and enjoy professional autonomy. Listeners considering DPC - from those facing moral injury in fee-for-service settings, to those interested in community-driven, flexible healthcare - will find practical advice, heartfelt encouragement, and proof that a better way in healthcare is not only possible, but thriving.Keywords: physician burnout, healthcare access, direct primary care, DPC, value-based care, physician autonomy, patient-centered care, rural healthcare, medical practice models, Lionheart Direct Primary Care.Learn about healthcare for your own family and about health shares today! Get your FREE DIGITAL COPY of The Toolkit, the magazine from My DPC Story at mydpcstory.com/magazine. Coming NOV 25th 12pm PST: our LIVE Webinar and Q&A on the OBBB, HR1, HSAs and DPC. Register at dpcare.org. Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

Greg Garcia, Executive Director of the Health Sector Coordinating Council Cybersecurity Working Group, joins the Nexus Podcast to discuss the recent publication of the working group's Sector Mapping and Risk Toolkit. The SMART toolkit is a methodology that helps healthcare providers visualize key services that support workflows in the industry and is also used to measure risk appropriately for each of those services.Listen and subscribe to the Nexus Podcast. Get the SMART Toolkit here. 

When everything falls apart and your magical tools are nowhere to be found, the real power isn't on your altar, it's in you. The Witch's Emergency Kit breaks down the three things every witch can rely on in a crisis: the breath that resets you, the voice that protects you, and the will that refuses to let chaos call the shots. Portable, raw, and real, this is the magic you use when life doesn't give you time for pretty rituals.

Existential anxiety and digital fatigue are shaking up the experience economy, driving more interest in escapism and 'IRL'. S. Subramanyeswar, Group CEO/CSO APAC at Mullen Lowe Lintas, and WARC's Rica Facundo join Anna Hamill to discuss how this shift requires marketers to adapt, based on insights from WARC's Marketer's Toolkit. This episode is sponsored by Criteo. To learn more, visit criteo.com/warc

Self-care podcast exploring Stress, Immunity and our Well-Being, Ways to Support Immunity & Your Essential Health Toolkit for The Holidays with Dr. Erin Stokes, ND. TOPICS:: ** Stress, Immunity and our Well-Being (08:47). ** Ways to Support Immunity (17:13). ** Your Essential Health Toolkit for The Holidays (34:39).   NOTES:: Show notes: amberapproved.ca/podcast/622 Leave me a review at amberapproved.ca/review Email me at info@amberapproved.ca   PRE-HOLIDAY SALE! Save 40% off everything in the online store from Nov 16-23! Use code AMBER40 at checkout as many times as you like!  https://amber-romaniuk.mykajabi.com/store    SHOW LINKS: Click below to schedule a 30 minute Complimentary Body Freedom Consultation https://amberapproved.ca/body-freedom-consultation/  Take my free Emotional Eating Quiz here: http://amberapproved.ca/emotional-eating-quiz Listen to Episode 291 about what it's like to work with me here: http://amberapproved.ca/podcast/291/ Follow me on Instagram www.instagram.com/amberromaniuk Youtube Channel: https://www.youtube.com/@amberromaniuk/    ABOUT MY GUEST: As a Naturopathic Doctor who has been on the forefront of innovative education for over 20 years, Dr. Erin Stokes is passionate about people transforming their lives through the healing power of plants. Erin received her Naturopathic Doctor degree from Bastyr University in 2001, and remains true to the primary principles of naturopathic medicine – the healing power of nature, treating the whole person, and doctor as teacher. Dr. Erin Stokes realized her passion and skill for education early in her career.  Shortly after launching her naturopathic practice in Boulder, Colorado, she became an instructor at Southwest Acupuncture College.  She also worked as a Lead Practitioner at Pharmaca Integrative Pharmacy providing one-on-one integrative health consultations. Through her different roles as Director of Education and Medical Director over the last 13 years, Dr. Erin has emerged as a media spokesperson, with a unique ability to translate technical knowledge, combined with an engaging personal style. As Medical Director at WishGarden,  Dr. Erin Stokes is energized about finding new and effective ways to help share the power of herbalism to improve people's lives and is a frequent podcast and TV guest. Follow Dr. Erin on Instagram: https://www.instagram.com/erinstokesnd/   WishGarden Herbs Instagram: https://www.instagram.com/wishgardenherbs/    MY PARTNERS: This holiday season, give the gift of wellness with WishGarden Herbs — there's truly something for everyone. From thoughtful stocking stuffers to ready-to-go 3-packs and bundles that support Stress, Immunity, and Well-Being, their handcrafted herbal remedies make the perfect gift for you or someone you love. Some of my favorites are Deep Stress, Digestive Rescue, Kick-Ass Immune, and Liquid Bliss — a soothing blend that helps lift your mood, calm your system, and bring a little peace and tranquility. And when sleep isn't coming easy, Sleepy Nights with passionflower, skullcap, and hops is my go-to herbal ally to help me drift back into rest. Crafted for rapid absorption, WishGarden's remedies deliver powerful results in minutes — no fillers, gums, or sugars, just pure botanicals in their most effective form. Discover your essential health toolkit for the holidays at WishGardenHerbs.com/NoSugarcoating  and use code NOSUGARCOATING at checkout for 20% off your order.

  ✨ Weight Loss Wednesday | Direction Not Perfection Podcast  ✨  Hosted by Lindsey House, RD, LD — Dietitian, Personal Trainer, Accountability Coach  

Today's episode revolves around one of the biggest financial debates among pre-retirees and retirees: When should you take Social Security? Host David McKnight touches upon the recent debate of two of the smartest voices in the field – Dr. Laurence "Larry" Kotlikoff and Dr. Derek Tharp – on this exact question. Dr. Tharp, out of the University of Southern Maine, notes that economists commonly recommend delaying social security benefits until age 70. Boston University's Dr. Kotlikoff agrees and explains that delaying can give you a 76% higher monthly benefit compared to taking it at age 62.  Since Social Security is inflation-adjusted and guaranteed for life, it acts as longevity insurance. Hence, Dr. Kotlikoff thinks that waiting doesn't only help you but your loved ones too. Dr. Tharp isn't convinced: he points out that only about 10% of workers actually wait until age 70 to claim benefits. Overall, he sees studies that recommend delaying rely on overly conservative assumptions – they assume that retirees earn returns similar to Treasury inflation-protected securities. With this line of thinking, if your portfolio is earning 5% real returns instead of 2%, then delaying your benefits might not look as attractive mathematically… Dr. Kotlikoff cites Menahem Yaari's 1965 paper, which suggests looking at delaying social security like buying insurance. It protects you from the catastrophic risk of living too long and running out of money.  The debate continues with Dr. Tharp talking about the sequence of return risk.  If the market drops early in retirement and you're forced to withdraw more from your investments to delay Social Security, you can permanently damage your "nest egg". Even though he acknowledges Dr. Tharp's point, Dr. Kotlikoff points out that most retirees have options, such as continuing to work longer, cutting spending, downsizing, or borrowing temporarily instead of taking benefits early. Plus, he adds, the people most affected by sequence of returns risk are, generally, wealthier households… Dr. Tharp concludes the debate by citing a study showing that retirees tend to spend about 80% of predictable income streams like Social Security or pensions, but only about 50% of portfolio income. He also brings up Bill Perkins' book Die With Zero into the conversation. Perkins believes that Americans often focus too much on lifespan and not enough on health span. Dr. Kotlikoff responds by stressing that some people underspend, while others overspend… and that's exactly why there's a need for good planning software. For David, both Dr. Kotlikoff and Dr. Tharp make valid points, and it all boils down to a key question: how long are you going to live? If you're likely to die at 63, then you should probably take Social Security at 62. If you're going to live to age 100, it makes sense to wait until you're 70. While there's no accurate way to determine that, there's currently a group of people who are in the business of figuring that out: life insurance actuaries. David shares two reasons why you may want to consider the additional benefits of life insurance, especially Indexed Universal Life (IUL).       Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

Your ad dollars are working — your intake isn't. Most clients fall through the cracks before your team ever calls them back. Daniel Steinberg built Lawbrokr to fix that, replacing generic contact forms with guided, personalized funnels that educate, prequalify, and convert. The result: higher trust, better data, and more signed clients from the same traffic. You'll learn: Why static forms lose 97% of potential clients How small design cues from  consumer apps can boost intake engagement Gamified, mobile-style flows that feel human, not bureaucratic Automation that follows up before your staff even picks up the phone If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) powered by Rankings.io is on Instagram | YouTube | TikTok

In this week's essential episode, Daniel and Alton sit down to discuss the Player's Toolkit! What is truly necessary for a successful tabletop RPG session? From the indispensable dice and notes to the less tangible, but equally vital, qualities of communication and immersion, they break down what's necessary, what's acceptable, and what can significantly increase game play value. Tune in to learn their secrets on how to go from simply participating in a game to creating a truly beyond exceptional session!

In this episode of the My DPC Story Podcast, host Dr. Maryal Concepcion interviews Dr. Sarah "Sassy" Weinstein, a triple board-certified physician in family, sports, and lifestyle medicine. Hear how Dr. Sarah Sassy Weinstein turned personal health experiences - including Lyme disease and sports injuries - into a compassionate approach for patient care. Discover why she left insurance-driven medicine for a direct specialty care model in Princeton, NJ, empowering her to focus on holistic, patient-centered treatment without time constraints. Learn her insights on starting a direct care clinic, tips for keeping overhead low, and building a thriving practice. She shares strategies for integrating lifestyle medicine, the importance of listening to patients' goals, and balancing her roles as doctor, mom, and fitness instructor. This inspirational episode is packed with advice for physicians interested in launching a direct care or direct specialty care practice. COMMERCIAL-FREE Episodes now on PatreonLearn about healthcare for your own family and about health shares today! Get your FREE DIGITAL COPY of The Toolkit, the magazine from My DPC Story at mydpcstory.com/magazine. Coming NOV 25th 12pm PST: our LIVE Webinar and Q&A on the OBBB, HR1, HSAs and DPC. Register at dpcare.org. Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

The statement that DNA acts as a receiver or "quantum-electromagnetic interface" challenges the conventional materialist view, which holds that consciousness is a byproduct of complex biology. This alternative model posits that consciousness is primary—a universal field existing independently of brain and body.In the standard model, DNA is a fixed blueprint and the brain a video recorder storing memory and generating mind. By contrast, the "Consciousness First" perspective sees consciousness as a fundamental attribute of the universe, like mass or space-time.If consciousness is a pre-existing field of information, biological structures shift roles: the brain becomes a receiver or transceiver, localizing awareness from the field. DNA is not the source of all instructions, but a biological interface designed to interact with it.This reframing turns biological inheritance into a dynamic process where life systems tune into pre-existing, non-local information.The core mechanism for DNA as receiver lies in its structural suitability as an antenna.Electromagnetic Resonance: The double helix, with its helical symmetry, is ideal for interacting with electromagnetic fields. DNA is highly photonic, absorbing and emitting light (biophotons), which some theorists suggest is the carrier wave for informational coherence. This implies DNA communicates via a coherent bio-laser light system.Quantum Link: DNA's receiver function aligns with quantum biology concepts like coherence and non-locality. Its helical geometry and electrical properties support antenna-like resonance, enabling access to information independent of physical separation. Electromagnetic signals can modulate gene expression, proving DNA is field-sensitive.The non-local information DNA receives resides in a universal field—often called the Akashic Records or Cosmic Library.Morphic Resonance: This concept proposes that self-organizing systems inherit memory from previous similar systems via morphogenetic fields. DNA need not store all formative information; it simply tunes to the correct morphic field. Biological inheritance and instinct arise from non-local resonance with past members of the species.Role of the Observer: If DNA is a receiver, our internal state controls the dial. Consciousness, beliefs, and emotions shape environmental perception, influencing how DNA receives information. Fear may tune DNA to contraction; love may tune it to healing. This offers a biophysical mechanism for mind-body influence beyond static genetics.In this integrated view, the universal field equates to the Akasha or Quantum Vacuum—the potential field of all reality. The morphogenetic field is the Shakti force, orchestrating life through vibrational resonance and field coherence. DNA localizes timeless information into biological form.The idea of DNA as a receiver suggests we are not victims of our genes, but empowered participants capable of retuning our biology through conscious perception.The Paradigm Shift:Consciousness Precedes BiologyDNA as Quantum-Electromagnetic TunerTuning to the Universal FieldLet me know if you'd like this adapted for podcast narration, visual metaphor, or social media resonance. We could even build a “Receiver's Toolkit” for vibrational mastery.Grant Cameron websitewww.presidentialufo.com

Welcome to episode 281 of Growers Daily! We cover: our very first Growers Daily "best of" or roundup video in which we talk all things tools for your farm! We are a Non-Profit! 

This month, Cynthia and Molly talk about the beauty of aging and bring Father Evan Armatas on to talk about time, as featured in his latest book, Toolkit for Spiritual Growth II: A Practical Guide to Scripture, Confession, and Time

In the Foyer of Relik's, reflections bend and truth fractures. As the party confronts haunting paintings and the unnerving Mirrored Butler, visions twist reality itself—blurring the line between what's seen and what's real.Beddlym's Social Hour contains adult language and adult situations. Listener discretion is advised.Credits:DM: BeddlymGrom: Percy SteeleTylylor: Kari DennisDoxan: GeorgeLenore: Marc McGrathQuillion Feleaf: Dutton JonesVaalril: Matt Wagner on HiatusFind all of our relevant links in our Link Tree.Support us on PatreonUse our affiliate code peaceinthechaos to receive $5.00 off Arkenforge's Master's Toolkit to start creating amazing VTT content.Produced by Peace in the Chaos ProductionsEmail: peaceinthechaosprod@yahoo.com or beddlym.gm@yahoo.comMusic by Monument Studios. Thanks to them for the great music and sound they're creating. Hosted on Acast. See acast.com/privacy for more information.

Years of economic uncertainty is impacting not only how consumers spend, but also their life milestones. WARC's Adi Kishore and Cathy Taylor, with Rival's Cecelia Parrish, join Anna Hamill to discuss how these trends will impact brands in 2026, based on insights from the WARC Marketer's Toolkit. This episode is sponsored by Criteo. For more info, check out criteo.com/WARC

David McKnight looks at what happened when NASCAR legend Kyle Busch reportedly lost $8+ million in what was supposed to be a tax-free retirement plan. The plan Busch relied on was built around an indexed universal life insurance policy. According to Kyle and Samantha Busch's lawsuit, they paid more than $10.4M into several IUL policies issued by Pacific Life Insurance between 2018 and 2022. While these policies were pitched as a safe, self-funding, tax-free retirement plan, things didn't go as promised…  Poor design, unrealistic expectations, a delayed 1035 exchange, and poor oversight are the key reasons why the Busch's retirement plan ended up belly up. "If you're going to do a 1035 exchange, make sure you do it at the start of the policy, not years into it", warns David. David goes over the lessons that can be drawn from the Busch's case. For instance, you should never enter into a contract that you don't understand, nor should you do an IUL if you can't overfund it from day one. David believes that you shouldn't rely on the IUL alone…  In his opinion, the Busch case is a cautionary tale about what happens when one strategy is positioned as a silver bullet retirement solution. In a balanced, comprehensive approach to tax-free retirement, which includes Roth IRAs, Roth 401(k)s, and Roth conversions, the IUL's purpose is not to carry the whole load, but rather to act as a shock absorber. A recent Ernst & Young study demonstrated that a retirement income strategy that incorporates IUL provides far more income than a strategy that calls for investments alone. David shares a few tips on how to avoid the IUL trap that the Busches unfortunately fell into.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com NASCAR Kyle Busch Samantha Busch Pacific Life Insurance  Ernst & Young

Welcome to the Money Confidence Podcast with Bre — the space where financial strategy meets spiritual alignment. In this powerful relaunch episode, Bre shares how becoming a mom, reconnecting with faith, and redefining integrity transformed her relationship with money — and how you can do the same. In this episode, you'll learn:

Davis Carman and John Stonestreet, President of the Colson Center for Christian Worldview, discuss the "Truth Rising" documentary that was created in partnership with Focus on the Family.Toolkit: https://www.truthrising.com/k12_educators/00:00 Trailer00:15 Intro01:30 Civilization decline04:25 Civilizational moment07:22 Truth and courage13:57 Favorite "Truth Rising" story20:04 Dream for "Truth Rising"23:20 Partnership with Focus on the Family26:51 "Truth Rising" study guide30:09 Where to connect and closing comments

In this episode Heidi Schumacher, MD, FAAP, discusses a new toolkit that simplifies the process of school health information sharing. David Hill, MD, FAAP, and Joanna Parga-Belinkie, MD, FAAP, also speak with Shuan Chen, MD, FAAP, about discrepancies between parent and child reports of social media use among 8- to 12-year-olds. For resources go to aap.org/podcast.

November 10, 2025: For this edition of PSYCHOTIC BUMP SCHOOL PARTS 1 & 2 Licensed Clinical Social Workers DR KASEY PHILLIPS BROWN & DR VIVIAN MITCHELL stop by to discuss THE MISSING BLACK WOMAN DISPARITY SYMPOSIUM - hosted recently to enlighten all communities about the inequitable law enforcement practices surrounding searching for & reuniting the families of missing womenDr Mitchell's brother: Help us find Kim L. Lewis, @verbumdeijesuit @verbumdeiathletics c/o 1979 who has been missing since 1985 from @ucsantabarbara @ucsbmbbIf you know anything or want to help, use the hashtag#helpusfindkimlewishttps://www.instagram.com/nanwashingtonfoundation/PART 3: Married Licensed Marriage & Family Therapists/School Psychologist ART & NARISSA HARRIS return after a long hiatus to spread the word about the Ntu™ and Spiritual Illumination: Manifesting The Life Force workshop recently hosted by Dr Tracey Garrett.IG: https://www.instagram.com/reel/DN1zDjrYvfG/?igsh=NjZiM2M3MzIxNA%3D%3D

In today's episode of the My DPC Story Podcast, host Dr. Maryal Concepcion welcomes Dr. Stephanie Lucero, the pioneering founder of Northern New Mexico's first Direct Primary Care (DPC) clinic, Hometown Doc, LLC. Dr. Lucero shares her journey from growing up in the Pojoaque (Puh-Wah-Kee) Valley to becoming a board-certified family physician deeply committed to her local community. The conversation dives into DPC's benefits over traditional fee-for-service healthcare within New Mexico, addressing common myths about DPC being “concierge medicine” and highlighting its affordability and accessibility—even for Medicaid patients. Dr. Lucero discusses challenges like physician shortages, healthcare access issues in rural New Mexico, the impact of restrictive non-compete clauses, and the importance of relationship-based care. Listeners will gain valuable insights into how DPC empowers physicians and community by fostering meaningful patient relationships, improving health outcomes, and creating community-focused innovation. Discover how Dr. Lucero is making healthcare personal, accessible, and efficient for New Mexicans/Hispanos/Nuevomexicanos—and why DPC might be the answer for patients and physicians nationwide. Hint Summit is coming to Nashville, Tennessee, April 8th through 11th, 2026. Save $50 with code MYDPCSTORY. Get your ticket at summit.hint.com today! Learn about healthcare for your own family and about health shares today! Get your FREE DIGITAL COPY of The Toolkit, the magazine from My DPC Story at mydpcstory.com/magazine. Coming NOV 25th 12pm PST: our LIVE Webinar and Q&A on the OBBB, HR1, HSAs and DPC. Register at dpcare.org. Get your DPC Resources HERE at mydpcstory.com!Support the showBe A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

On today's episode of the podcast I'm Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement. When going through contractor onboarding, we need to go through a few steps: 1. Determine if someone is a contractor or employee This is the first layer of protection on my Legal Layers of Protection. Layer 1 is protection, and it's basically just "don't break the law." This is why you need to make sure your new hires are classified correctly, because misclassification is illegal and there are interests and penalties when you get audited. These laws are dictated by state. This is where the State by State Contractor Classification Guide in our Toolkit comes in handy. Each state has different classification laws, with about 30 states using the ABC test. California is known for enforcing it the most after they passed the AB5 Law. You can implement this test with our , and you can learn more about that in the California Contractor Compliance Framework Part A - Control - You can't have too much control over your contractors and their work. Part B - A business owner may not provide services that are within the usual course of the hiring entity's business. For example, a lawyer hiring a lawyer to provide legal services, a photographer hiring a second photographer, these would need to be employees. It's not just this simple, it's anything that's integral to your business that you're doing all the time. This is the part of the test that a lot of people fail. Part C - Someone can only be a contractor if you're hiring them to provide a service that they already have a business doing. For example, if you're hiring a photographer who has a photography business to come do your brand photos. 2. What type of contractor are they? If you've determined them to legally be a contractor, ask yourself if they are working in your business or are they a project-based contractor? If you are a project-based contractor, you may consider yourself a service provider offering B2B services. If you are the service provider, you are likely the one to provide the contract versus the person hiring you giving you a contractor agreement. Also consider who's leading the conversation? Be careful to avoid the use of the term "controlling" the situation, as that brings you back to test A on control. 3. Contractor onboarding If the contractor is the one leading the conversation/process to provide you the service, they should be providing you the contact, sending you the invoices, etc. When hiring a contractor, make sure you get a contractor agreement, ideally a copy of their business license (in some states they need to have their own business in order to be a contractor), and have them provide you a W9 (get this up front so you don't have to chase them down for a 1099 later on). What should go in the contract? You want their address, you want to specify the exact services they'll be providing, you want to outline the payment terms and you want provisions in there that this is a work-for-hire agreement. You can find all of these in the Contractor Agreement in the Contract Club (notavglaw.com/club). I also recommend a sophisticated onboarding tool (I use Gusto) to connect the W9, their ID and all the necessary tax information and then Gusto will automate the 1099 come tax time. It's important to note that before hiring a contractor or employee, you want to have an LLC and just generally have your shit together. If your business is already messy, it can look even messier once you start to bring outside people in. I dive into this more in my book, Unf*ck Your Biz (available at notavglaw.com/book). Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement.

As educators, we've grown wary of the term “safe spaces,” especially when what many students really need is a space to engage with “dangerous” ideas. But true dialogue doesn't begin with risk—it starts with trust. Our guest today, Ben Swire, wrote the book Safe Danger, which offers a thoughtful, practical approach to building the psychological safety that allows curiosity, connection, and even productive disagreement to flourish. Find bonus content and more on our Substack: https://designbetterpodcast.com/p/ben-swire-former-ideo-design-lead Ben's career took him from the buttoned-up world of financial marketing to IDEO—a shift he describes as going “from Kansas into Oz.” At IDEO, he discovered that world-class work could be fueled by something radically different than what he'd experienced everywhere else. That discovery led him to spend years exploring a deceptively simple question: How do you get people to fail but enjoy doing it? The answer became the foundation of his book and his work—a concept he calls “Safe Danger,” that sweet spot where people feel safe enough to leave safety behind, but challenged enough to grow. In this conversation, we'll explore why team building desperately needs reclaiming, how an introvert ended up running a team building company, and why the quality of your relationships at work matters way more than you think. Get the book Bio Ben Swire is an award-winning designer and writer, and former Design Lead at IDEO. His work spans design thinking, philosophy, cinema, and psychoanalytic theory, driven by curiosity about the hidden factors that shape our lives. At IDEO, Ben created Make Believe Time, a bi-weekly creative play date where colleagues learned, created, and meaningfully connected. When interest spread beyond IDEO, Make Believe Works was born—now helping organizations from Fortune 500 companies to startups build the creative and emotional muscle memory that leads to healthy, innovative, collaborative cultures. *** New tools in the Toolkit We've just upgraded the Design Better Toolkit, with new tools and other perks (now worth almost $2K in total). Here's what's new in the Toolkit: TextExpander (a wonderful productivity tool, 6 months free) Kittl (tools and templates to support your creative process, 6 months free) Subatomic: The Complete Guide to Design Tokens (20% off) Design Better Coffee & Tea (fuel your creativity, 15% off). Some of these perks are very limited and will sell out quickly. Get the Toolkit

David McKnight focuses on three of the biggest names in personal finance – Dave Ramsey, Suze Orman, and Ken Fisher – and why you should be careful with following their advice. David emphasizes that anyone trying to wring the most efficiency out of their retirement savings should focus on advice that's backed by math… not soundbites. While David Ramsey is the right person for people who are making less than they are spending, the same can't be said for his retirement planning advice. For instance, he claims that 100% of cash value life insurance sucks 100% of the time.  For David, whenever someone gives you advice that claims it should be applied 100% of the time, you should run the other way! Remember: there's no financial strategy that works for everyone all the time. According to an Ernst & Young study, by contributing 30% of your retirement savings to an IUL, you'll dramatically increase your income in retirement over a stock market investing alone.  Citing E&Y, David explains an approach that shields you from the sequence of returns risk and that has a 95% chance of your money lasting as long as you do. David points out that most Americans don't have thousands of dollars lying around in savings accounts just to pay the taxes on a Roth conversion… David sees Dave Ramsey as someone who gives basic advice for people with basic problems and whose advice could potentially be catastrophic if you want to shield your retirement from higher taxes. When it comes to Suze Orman, David looks at her recent advice of keeping 3-5 years worth of living expenses in an emergency fund in retirement. While Orman is trying to safeguard against sequence of returns risk, she seems to be forgetting about inflation eating away at your purchasing power. As David shares his dislike of Orman's advice, he touches upon a resource that can double your sustainable withdrawal rate from 4 to as high as 8%. Ken Fisher, on the other hand, has become the face of the "anti-annuity crusade". The problem with Fisher's approach? He's primarily referring to variable annuities, completely disregarding fixed indexed annuities (which are a totally different animal). David discusses how replacing bonds with fixed annuities "can increase your returns, lower your risks, and give you a better outcome over time." Beware of financial gurus saying "I hate annuities", "100% of life insurance sucks 100% of the time", or "never pay taxes from your IRA"! In his latest book The Guru Gap, David takes a deep dive into the flawed logic of financial gurus, and gives the full story with the math, the context, and the strategies they conveniently leave out in their content and speeches.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Suze Orman Ken Fisher Ernst & Young

In this episode, we dive deep into the world of anxiety with expert Bonnie Brindle, author of 'Cracking the Crazy Makers'. Bonnie shares her insights on the rising prevalence of anxiety in society, particularly among seniors and caregivers. We explore the various causes of anxiety, from hereditary factors to environmental influences, and discuss how it manifests in our daily lives.Our conversation takes a practical turn as we examine effective strategies for managing anxiety. Bonnie emphasizes the crucial role of movement and hydration, even for those with limited mobility. We also delve into the power of therapy, meditation, and building supportive communities. Whether you're grappling with anxiety yourself or supporting someone who is, this episode offers valuable advice and actionable tips.Tune in to discover Bonnie's five daily practices for anxiety management and learn about her transformative journey from experiencing panic disorder to becoming an anxiety expert. Don't miss this insightful discussion that could change the way you approach anxiety in your life or the lives of those you care for.Experience The Anxiety Avenger Alliance: Tire Swing CommunitySeniorLivingGuide.com Podcast sponsored by Terrabella Senior Living and Tom Marks, Best Selling AuthorThe background music is written, performed and produced exclusively by purple-planet.com.https://www.purple-planet.com/*SeniorLivingGuide.com Webinars and Podcast represents the opinions and expertise of our guests. The content here is for informational and educational purposes. It does not necessarily represent the views, recommendations, opinions or advice of Fairfax Publishing/SeniorLivingGuide.com or its employees

Every firm loses good cases, they just don't know it. David Haskins, president of SPEED AI, reveals where those hidden “lead leaks” start and how to fix them before opportunity slips away. From bias at the intake desk to systems that never catch mistakes, David explains what the best firms are doing to convert more of the leads they already have. You'll learn:  The unseen reasons firms lose qualified leads before they hit the CRM The “one call close” mindset that stops giving clients homework Why call auditing and AI tools are changing intake accountability How recognizing your best calls can motivate—and multiply—wins If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok

Text your thoughts and questions!Are you a high achiever or multi-passionate caregiver feeling completely drained? Maybe you used to juggle work, family, and passions with ease, but now your once-achievable "do it all" goal is leaving you exhausted, resentful, and scattered. If you're constantly searching for a way to manage your overwhelming to-do list, you're not alone, and I am here to help. This week, episode 286 of the Positively LivingⓇ Podcast is about what to do when doing it all doesn't work!In this episode of the Positively LivingⓇ Podcast, I'm diving into the “do it all” trap, breaking down the psychology why we feel compelled to take on so much and giving you actionable steps to take right now to shift out of this perpetual state of overdrive to a place of sustainable success and true productivity. I cover the following topics:Why high achievers and multi-passionates especially fall into the allure of “doing it all.”The damaging cost of “doing it all” and the telltale signs that you're on the road to burnout.Essential steps to shift from doing it all to doing what matters. How to process the grief of letting go of an old identity and redefine success. You are not meant to do it all; you are meant to do what matters most. The strength for thriving comes from knowing and honoring your limits.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Ep 53Ep 206Ep 284Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

In this episode Wendi looks at specific aspects of emotional eating. Emotional eating impacts at least 38% of people every week, According to the American Psychological Association. Isn't it time we look at what actually drives our eating? Having a toolkit for your emotional eating is a game changer for you, your body and your weight.

David McKnight compares the approach of some of the biggest names in personal finance: Suze Orman, and William "Bill" Bengen (the man who invented the 4% Rule). In a recent interview covered by MSN, Suze Orman declared flat out that the 4% Rule is dead since markets are volatile, interest rates fluctuate, and people are living longer. David shares the "origin story" of how the 4% Rule came to be – and its creator Bill Bengen. Interviewed by MSN, Bengen updated his research and concluded that, based on current data, a 4.7% withdrawal rate is now sustainable. David compares Orman's views on the 4% Rule with those of Bengen. As explained by David, when you purchase a guaranteed lifetime income annuity, you're transferring a portion of your retirement savings to an insurance company in exchange for a guaranteed paycheck for life. Remember: not all annuities are created equal – that's why you need to understand fees, credit ratings, inflation writers and surrender periods. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman William Bengen

Mass torts don't have to mean new hires, new overhead, or taking on risk alone. Cason Carter, CEO of Broughton Partners, pulls back the curtain on how firms are entering mass torts without ballooning overhead. From co-counsel structures to vendor oversight and budget discipline, he highlights the hidden pitfalls that trip up most firms — and the strategies that keep cases, and dollars, from slipping away.  You'll learn:  How co-counsel structures work (and why the litigating firm matters as much as the tort) The vendor-vetting basics: references, oversight, ethics checks How to control affiliate risk and keep messaging inside ethical lines How to spread your budget across early, mid, and late-stage torts without going all-in on one case type What realistic timelines look like for mass tort payouts If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok