Podcasts about toolkit

On this episode: Lucy Lopez, Elizabeth Newcamp, and Zak Rosen are going to be taking a summer break after the June 11 episode. But fear not, they are still here to be your guides to a great summer. They swap ideas for keeping kids entertained without losing your sanity - from making play time a neighborhood affair to where to find the best summer deals. But first they have a round of triumphs and fails that include a school refusal you have to respect. This week on the Plus Playground: Tips to avoid the Summer Slide.Don't forget to subscribe to Best Mom Friends Forever! Podcast production by Cheyna Roth and Rosemary Belson.Follow us on YouTube! Join us on Facebook and email us at careandfeedingpod@slate.com to ask us new questions, tell us what you thought of today's show, and give us ideas about what we should talk about in future episodes. You can also call our phone line: (646) 357-9318.If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get to hang out with us on the Plus Playground every week for a whole additional grab-bag of content — and you'll get an ad-free experience across the network. And you'll also be supporting the work we do here on Care and Feeding. Sign up now at slate.com/careplus – or try it out on Apple Podcasts.Need to set up your Slate Plus feed? If you subscribed through Slate.com, check out our FAQ at slate.com/podcastfaqs for easy instructions. Members subscribed via Apple Podcasts get automatic access—no setup required. Hosted on Acast. See acast.com/privacy for more information.

On this episode: Lucy Lopez, Elizabeth Newcamp, and Zak Rosen are going to be taking a summer break after the June 11 episode. But fear not, they are still here to be your guides to a great summer. They swap ideas for keeping kids entertained without losing your sanity - from making play time a neighborhood affair to where to find the best summer deals. But first they have a round of triumphs and fails that include a school refusal you have to respect. This week on the Plus Playground: Tips to avoid the Summer Slide.Don't forget to subscribe to Best Mom Friends Forever! Podcast production by Cheyna Roth and Rosemary Belson.Follow us on YouTube! Join us on Facebook and email us at careandfeedingpod@slate.com to ask us new questions, tell us what you thought of today's show, and give us ideas about what we should talk about in future episodes. You can also call our phone line: (646) 357-9318.If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get to hang out with us on the Plus Playground every week for a whole additional grab-bag of content — and you'll get an ad-free experience across the network. And you'll also be supporting the work we do here on Care and Feeding. Sign up now at slate.com/careplus – or try it out on Apple Podcasts. Hosted on Acast. See acast.com/privacy for more information.

Cozy StoryBook Creator – https://www.marketingsharks.com/cozy-storybook-creator-ai-coloring-book-toolkit/Cozy StoryBook Creator – AI Coloring Book Toolkit – The First AI Chatbot That Creates CompleteCozy Coloring Books From A Single Story Idea —With Built-In KDP Publishing PackageHow To Turn ONE Simple Story Idea Into A Complete Cozy Coloring Book… With Matching Cover, Title, Description & SEO – All Done For You In Under 10 Minutes✅ No Character Drift – Same Character Across All 30 Pages✅ No Design Skills Needed – Just Tell Your Story✅ No Research Required – Get Title, Keywords, and Categories✅ KDP & Etsy Ready – Publish The Same Day

Trish McCarthy uses the metaphor of a physical car toolkit to describe a rich spiritual toolkit that can be built up over a few years. It contains a wide range of resources gathered through experience, learning, prayer, relationships, and the sacraments to help navigate life's changing circumstances

Text your thoughts and questions!The halfway point of the year brings up a mix of thoughts, from wondering where the time went to figuring out what comes next. Maybe your January intentions are thriving, or perhaps they quietly dissolved back in February, leaving you with low-grade guilt while you scrambled to stay busy.January 1st is an arbitrary date driven by culture rather than internal readiness. Forcing yourself to overhaul habits during the darkest, coldest, most energy-depleted stretch of the year forces your recovering nervous system to sprint when it naturally wants rest.June offers a perfect opportunity to check in and choose to change. Instead of relying on predictions or hopes, you now have six months of real data to assess what actually got your attention, where your energy went, and how to look both backward and forward at the same time.This week, episode 316 of the Positively Living® Podcast shares a simple, three-question framework to help you pause, clear out what isn't serving you, and make a sustainable plan on your own terms.Key Takeaways:Realize that sustainable change requires adequate energy and internal readiness, not just an arbitrary calendar date during winter depletion .Use the halfway mark of the year to work with actual factual information about your habits instead of relying on predictions or guesses .Name your systems and small wins without rushing through them, because identifying what went right shows you the conditions that helped you thrive .Identify where plans fell apart and look closely at the root cause, whether it was wrong timing, over-planning, or a lack of capacity .Choose how you want to feel or who you want to be over complex, rigid goals when your next immediate steps are unclear .Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Episode 136: Reflections Instead of ResolutionsEpisode 242: A Reverse Approach to Better Achieve Your GoalsBook a Clarity Call(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Today's episode of The Power of Zero Show revolves around a question host David McKnight gets asked all the time: "Should I still be doing Roth conversions in my 60s, even if I'm already retired?" In short, David believes that you should not only do a Roth conversion in your 60s, it's actually one of the most optimal times in your entire life to do it. When doing a Roth conversion, you're choosing to pay the IRS its portion of your IRA now, on your terms, instead of paying it a much larger portion later, on their terms. That's why Roth conversions don't only make sense for younger people but for retired folks too. Remember: with Roth conversions, you're not catching up because you're not behind. You're locking in a lower tax rate today to avoid a much higher tax rate down the road. David explains why the so-called "retirement income valley" is a strategically perfect time to do a Roth conversion. The 32% tax bracket is David's least favorite tax bracket, which he recommends avoiding at all costs when doing Roth conversions. David touches upon the Penn Wharton Budget Model and why 2040, or so, will be the do-or-die date for these matters. What if you don't have extra cash sitting around? Would you still need to pay the taxes on your Roth conversion out of pocket? David illustrates what you can do if you find yourself in that situation. David goes over why you should want to get as much of your IRA into Roth as you possibly can – and what's the beauty of doing that in your 60s.     Mentioned in this episode: David's new book: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Congressional Budget Office Penn Wharton Budget Model

Podcasts are a popular educational tool that can be used to deliver content in asynchronous online education. Creating the content and accompanying learning activities, however, can be time consuming for faculty. Dr. Becky Carson has an innovative podcast, The Peds NP, that delivers content via microlearning podcasts on focused topics. She discusses a project she completed with colleagues to demonstrate that this podcast series can be used in a flipped classroom paired with learner-centric activities to address curricular gaps and deliver graduate nursing competency-based education. If interested in developing educational podcasts, be sure to access evidence- based standards to guide podcast production.  

In this episode of The Grand Balance, working grandmas Angela and Sharon discuss toddler tantrums, emotional regulation, attention-seeking behavior, and expert-backed strategies for handling meltdowns calmly. Plus, real-life stories about balancing family, caregiving, travel, health, and the chaos of modern grandparenting. Episode Notes:  Sharon's Fabulous Find: Roe Powder Sunscreen Impulse: Brain Training App  

Text your thoughts and questions!If Sundays elicit a sense of dread or a creeping feeling of anxiety that builds as the day progresses, you are experiencing a very real psychological phenomenon known as the Sunday scaries. This anticipatory anxiety occurs when your brain projects into the unknown of the week ahead and treats that uncertainty like an immediate threat. Data shows you are genuinely not alone—recent studies from early 2026 reveal that a massive 88% of Americans experience this weekly dread.The good news is that you cannot simply logic your nervous system into relaxing, but you can take action. Taking small, deliberate steps interrupts the mental spiral, grounds your brain in the present, and allows you to reclaim your weekend.This week, episode 315 of the Positively Living® Podcast maps out a calm, intentional, and minimal weekly reset strategy that eases the transition back into your routine on your own terms.Key TakeawaysUnderstand Anticipatory Anxiety: Sunday dread is a physical threat response triggered by your brain projecting into an uncertain weekly schedule.Interrupt the Spiral: Small, intentional actions shift your brain away from worst-case future scenarios and ground you in the present.Establish a Calm Space: Clear your immediate environment before you plan, as visual clutter leads directly to cluttered thinking.Unplug for Clear Focus: Turn off all phone notifications for just five to ten minutes to allow your nervous system to focus without distraction.Empty Your Mental Storage: Complete a pen-and-paper mind sweep to capture pending tasks, free up cognitive capacity, and stop mental rumination.Practice Minimum Effective Planning: Avoid over-planning every hour, which creates rigidity and guarantees frustration when real life disrupts your schedule.Build a Skeleton Plan: Layout core commitments and just one key priority per day instead of an exhaustive, rigid task list.Focus on Monday Only: When completely depleted, plan only for the next day's non-negotiables and map out the rest of the week on Monday morning.Choose Your Best Window: Reset when your natural energy peaks, whether that means a quiet Sunday morning, Saturday afternoon, or Friday before closing down.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitMENTIONED:Ep 314: How to Calm Your Nervous System for Better Focus and EnergyEp 306: Planning a Day that Works for YouEp 133: The Dangers of Over-PlanningEp 140: How to Declutter Your Mind in One Simple StepMinimum Effective Day Mini-TrainingCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

This is the deep dive on Enneagram Type Eights. I open by talking about what it looks like to be an Eight and how that is not the same for everyone. The same energy that gets a man called a leader gets a woman called a bitch. Add a layer if you are a woman of color. We are going there. We are also going into the armor, the heart underneath it, and the misunderstanding that follows this type around.In this episode:How the world receives Eight energy differently depending on gender and raceThe clearest way to tell Eight apart from Three, One, and the counterphobic SixWhere the armor actually comes from, and why it never fully comes off for most EightsWhat lust and excess really mean for an EightWho this is for: Anyone who suspects they might be an Eight, anyone who loves an Eight and wants to understand them more deeply, and any Eight who has ever been told they are too much.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Sevens. Not the fun, free-spirited, party-loving version. We are going into the strategy underneath the lightness, what Sevens are actually running from, and the depth that most people never see because the system is so good at keeping it hidden.In this episode:The clearest way to tell Seven apart from Three, Two, and EightWhere the snap back to lightness actually comes from, and why it is not what it looks likeWhat gluttony really means for a Seven (it is rarely about food)The defense mechanism that lets Sevens reframe almost anything in secondsWhy the lightness Sevens bring into a room is not a small thing, and why there is even more of it waiting on the other side of what they have been outrunningWho this is for: Anyone who suspects they might be a Seven, anyone who loves a Seven and wants to understand them more deeply, and any Seven who is ready to know that the rest of them is worth meeting.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery. ⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

Core motivations are the deepest layer of the Enneagram. The fear underneath what you do. The desire driving every decision you make. The thing that got wired in so early that you mistake it for personality. Two people can do the exact same thing for completely different reasons. That is why behavior alone will never tell you your type. The why will.In this episode:A childhood scene for each type and the decision that came from itWhat each type longed to hear, and what got wired in insteadThe deepest fear and the deepest desire for all nine typesWhat this pattern is actually costing you that you cannot fully seeHow to use core motivations to land on your type when nothing else has workedWho this is for: Anyone trying to find their type, anyone who has tried every other framework and still has not landed somewhere that feels true, and anyone ready to look at the why underneath what they do.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery. Get the Self-Typing Toolkit HERE!Connect on ⁠⁠⁠⁠⁠⁠Instagram.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠here⁠⁠. Enneagram shirtsAll of my freebies and links can be found ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Six. And the first thing I want to say is that Sixes are not just anxious people. That framing does such a disservice to this type that I hear from Sixes regularly saying they feel completely misrepresented by it. We are going into what is actually happening underneath, and why this type is so much more layered than most resources make it look.In this episode:Why anxiety is the symptom and not the sourceThe clearest way to tell Six apart from Two, Nine, and OneThe difference between phobic and counterphobic Sixes, and why a Six can move between the twoThe defense mechanism that turns intuition into projection, and how to tell the differenceWho this is for: Anyone who suspects they might be a Six, anyone who loves a Six and wants to understand them more deeply, and any Six who is ready to be seen as more than just an anxious person.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Four. Not the stereotyped moody, sensitive, dramatic version that gets handed to Fours over and over. We are going into the wound, the gift, the depth, and the specific way Fours experience the world that almost no one else can access.In this episode:The clearest way to tell Four apart from Nine, One, and TwoWhere the belief that something is missing actually comes from, and how it became the lensWhat envy really means for a Four (it is not what most people think)The defense mechanism that explains why criticism lands deep and praise slides offWhy Fours are some of the most quietly extraordinary people you will ever knowWho this is for: Anyone who suspects they might be a Four, anyone who loves a Four and wants to understand them more deeply, and any Four who is ready to hear that they were never missing anything.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Five. Not the stereotyped withdrawn, emotionally disconnected version that gets thrown around. We are going into the actual inner world of a Five, which happens to be one of the most extraordinary places on the entire Enneagram.In this episode:The clearest way to tell Five apart from Four, Nine, and OneWhy Fives are not emotionally disconnected, and why that misunderstanding causes so many to mistype as FourWhat avarice really means for a Five (it has almost nothing to do with money)Why the energy depletion is real, where it actually comes from, and how it shapes everythingWhat it looks like when a Five finally lets someone inWho this is for: Anyone who suspects they might be a Five, anyone who loves a Five and wants to understand them more deeply, and any Five who is ready to consider that the world needs what they know.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is a deep dive on Enneagram Type Three. We are going into the psychological structure underneath the performance, the shape-shifting that even Threes do not always recognize they are doing, and the question that lives underneath everything.In this episode:The clearest way to tell Three apart from One, Eight, and TwoThe defense mechanism that makes the performance so convincing, even to the Three running itThe difference between needing to be loved and needing to be seenWhat the crash into Nine actually looks like, and why it happensWhat having a Three in your corner is really likeWho this is for: Anyone who suspects they might be a Three, anyone who loves a Three and wants to understand them more deeply, and any Three who is ready to consider that they have always been enough, even without the performance.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is a deep dive on Enneagram Type One. Not the surface level version you have heard a hundred times. We are going into the psychology, the wiring, what is actually happening underneath, and the parts of being a One that almost nobody talks about out loud.In this episode:How Type One is different from Six, Three, and Eight, and the clearest way to tell them apartWhere the anger lives, why it never gets called anger, and what it does to the body when it has nowhere to goThe defense mechanism running quietly underneath everythingWhat this type looks like at every level of awarenessThe thing every One needs to hear, and almost never doesWho this is for: Anyone who suspects they might be a One, anyone who loves a One and wants to understand them more deeply, and any One who is ready to see themselves a little more clearly.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

Most people find their Enneagram type by taking a quiz and hoping for the best. Quizzes run somewhere between 60 and 70% inaccurate. Starting with the wrong type costs you. Every bit of inner work you do, every pattern you examine, is pointed at someone who is not quite you.A self-discovery process that guides you inward. The Enneagram is a tool. The Self-Typing Toolkit is a kit full of tools to help you use it well.In this episode:Why quizzes get it wrong, and what to do insteadThe difference between mistyping from a quiz and mistyping through a process like this oneThe many ways to find your type, and why this one is the long way on purposeWhat is inside the toolkit and how each piece works togetherHow to actually use this so you land on your type with confidenceWhy the order of the episodes mattersWho this is for: Anyone who has bought the Self-Typing Toolkit, anyone considering it, and anyone who is tired of starting and stopping their Enneagram journey because the type they were assigned never quite fit.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Nines. Not the chill, easygoing, peaceful version that most resources stop at. We are going into the slow, quiet form of disappearing , the stubbornness that catches everyone off guard, and the version of a Nine that comes out when they finally stop making themselves small.In this episode:The clearest way to tell Nine apart from Two, Four, and FiveWhy narcotization is not laziness, and how to spot it in yourselfThe pattern of merging, and why Nines can lose track of what they actually wantWhy Nines are one of the most stubborn types on the entire Enneagram (yes, really)What a Nine who has done the work actually looks like, and why they are a forceWho this is for: Anyone who suspects they might be a Nine, anyone who loves a Nine and wants to understand them more deeply, and any Nine who is ready to take up the space they were always allowed to take.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery.⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

This is the deep dive on Enneagram Type Twos. Not the warm and giving version you already know about yourself. We are going into the part underneath that. The part that is a little harder to look at.In this episode:The clearest way to tell Two apart from Nine and Three, the two types Twos most often get confused withWhere the radar to read other people's needs actually comes fromWhat is really happening in the moment a Two finally snapsWhy the giving has strings even when you swear it doesn'tWho this is for: Anyone who suspects they might be a Two, anyone who loves a Two and wants to understand them more deeply, and any Two who is ready to start turning a fraction of that love inward.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery. Get the toolkit here.Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join the private ⁠⁠⁠⁠⁠⁠⁠Facebook community (that I am terrible about posting in! lol)

Your Enneagram arrows/lines are your psyche doing something pretty intelligent under pressure and once you understand what is happening, everything changes. This episode covers all nine types in one place.In this episode:Why your stress line shows up the way it does, and what it is actually trying to do for youWhat each type looks like in stress and what each type looks like in securityThe difference between phobic and counterphobic Sixes in stressHow to use your stress line as a typing tool when you are stuck between two typesWhy moving toward your security line feels uncomfortable, and why that is the only wayWho this is for: Anyone trying to land on their type, anyone who wants to understand why they sometimes look nothing like their type, and anyone ready to use their arrows as a tool for actual growth.I have a free resource on how to work consciously with your stress line and how to embrace it as a growth tool rather than just managing it as a problem. Get the freebie I mention in the episode here.If you are still in the process of figuring out your Enneagram type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery instead of a quiz. ⁠Get the Self-Typing Toolkit HERE!⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join my free private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

The Enneagram Harmonic Triads place you into one of three groups based on how you respond to conflict, disappointment, and things not going your way. And those things are happening multiple times a day, which means whatever strategy you reach for is running constantly, probably without you ever noticing it. When you learn which group you are in, it tends to be one of those aha moments where you finally name something you have been doing your whole life.In this episode:The three groups (Positive Outlook, Competency, Reactive) and which types belong to eachHow each type inside each group handles disappointment differentlyWhat happens when types from different groups try to work through a hard moment togetherHow to use your harmonic group as a typing tool when you are stuck between two typesThe gift of each group, and the shadow side that costs you when you cannot see itWho this is for: Anyone trying to figure out their type, anyone who has ever wondered why a hard conversation with someone you love keeps going sideways, and anyone ready to see their automatic strategy for what it actually is.If you are still in the process of figuring out your type, the Self-Typing Toolkit is built for you. A nine dollar collection of tools designed to help you find your type through 5 days of guided self-discovery. ⁠⁠Get the Self-Typing Toolkit here!⁠⁠Connect on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠.Take the Unf*ck Your Type Enneagram shadow work course ⁠⁠⁠here⁠⁠⁠. ⁠Enneagram shirts⁠All of my freebies and links can be found ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠.Join the private ⁠⁠⁠⁠⁠⁠⁠Facebook group⁠⁠⁠⁠⁠⁠⁠.

Bestselling novelist Holly Ringland on writing from joy instead of fear, the toolkit she built to meet the inner critic with self-compassion, and finding the first true sentence of her debut after decades of silence.   We discuss Why the pain of not writing eventually outweighs the pain of writing. What grief and loss can crack open in a writer that nothing else can. How the first true line of a novel can arrive once you stop listening to the reasons you can't write it. A bullet-point approach to plotting that protects the nervous system from the blank page. What to ask for from early readers, and what to refuse. The distinction between self-doubt and the inner critic, and why it matters. Meeting the inner critic with an equal and opposite internalised force. Breaking procrastination by making the next step impossibly small. Fiction as the lie that tells the truth truest.   Resources & Links

No Braincast 634, Carlos Merigo, Cris Dias, Hiago Vinícius e Luiz Yassuda discutem o vibe coding, a nova febre da IA que promete permitir que qualquer pessoa crie aplicativos, dashboards, automações e protótipos apenas descrevendo o que quer. A conversa passa por Claude, Codex, Lovable, Replit, Bolt, Cursor, Manus, low-code, SaaSpocalipse, token maxing e a fantasia do “unicórnio de uma pessoa só”. Afinal, estamos diante de uma revolução criativa, em que mais gente pode transformar ideias em produtos, ou de uma fábrica de gambiarras em escala industrial? Também entram no papo os riscos de segurança, vazamento de dados, dependência das big techs, código ruim, Shadow IT, empresas tentando substituir times inteiros por IA e a importância de repertório, critério e bom gosto num mundo onde executar ficou mais fácil, mas saber o que pedir continua sendo o grande desafio. No Qual é a Boa, ainda tem Cinemático sobre Obsessão, jogos como Crimson Desert e The Last Caretaker, o Anti-Authoritarian Toolkit, IA em Curso, The Traitors e Momento Faustão. -- CONHEÇA OS CURSOS DA ESCOLA DE IA DA PUCPR https://posdigital.pucpr.br/areas/escola-de-ia?utm_source=podcast&utm_medium=braincast&utm_campaign=pucpr_externo_leads_ativacao-1_escola-ia&utm_content=audio_atributo_26-05-17 -- 04:17 PAUTA 05:37 O que é vibe coding 08:31 Origem e ferramentas 09:52 É programação mesmo 14:50 SaaSpocalipse e limites 19:59 Dilema do monstro 25:30 Token maxing e tralha 27:50 Low code e democratização 30:37 Agentes e checagem 34:10 Programadores e IA 34:52 Autocomplete e Vibe Code 38:52 Hype e corrida da IA 39:56 Segurança e dados 41:45 Automação pessoal útil 43:55 SaaS pequeno vs grande 46:07 Sites leves sem WordPress 49:57 Canva e custos ocultos 57:09 Dependência e mediação 59:45 Legado corporativo e suporte 01:02:57 Habilidades e formação 01:11:40 Bom gosto e repertório 01:12:46 Curiosidade como profissão 01:15:03 Educação e base teórica 01:18:00 A febre dos prompts 01:18:50 QUAL É A BOA 01:28:56 Toolkit anti autoritário 01:34:38 Cupom IA em Curso 01:35:24 Reality The Traitors 01:40:06 Momento Faustão -- ✳️ TORNE-SE MEMBRO DO B9 E GANHE BENEFÍCIOS: Braincast secreto; grupo de assinantes no Telegram; e episódios sem anúncios!

Big TOOLKIT OPERATION Beings | Abhishek EXPOSED

As the party continues to explore Relik's Laboratory, what fantastical artifacts and dangers will they uncover? Beddlym's Social Hour contains adult language and adult situations. Listener discretion is advised.Credits:DM: BeddlymGrom: Percy SteeleTylylor: Kari DennisDoxan: GeorgeLenore: Marc McGrathQuillion Feleaf: Dutton JonesVaalril: Matt Wagner on HiatusCreative and Technical Director: Dan CleggTalent and Event Coordinator: Jen CleggFind all of our relevant links in our Link Tree.Support us on PatreonUse our affiliate code peaceinthechaos to receive $5.00 off Arkenforge's Master's Toolkit to start creating amazing VTT content.Produced by Peace in the Chaos ProductionsEmail: peaceinthechaosprod@yahoo.com or beddlym.gm@yahoo.comMusic by Monument Studios. Thanks to them for the great music and sound they're creating. Hosted on Acast. See acast.com/privacy for more information.

David McKnight unpacks the five most common objections to Roth conversions and why they simply don't hold up under scrutiny.  The first objection has to do with people not wanting to voluntarily pay taxes before the IRS requires them to. While on the surface, postponing this may sound logical, it ignores a fundamental aspect: the state of the U.S. national debt. It has just passed $39 trillion, and it's slated to grow by $2 trillion per year for the next 10 years, and $3 trillion after that. In other words, interest on the national debt is becoming one of the largest line items in the federal budget.  That means that by refusing to pay taxes today, you're making an insanely risky bet that taxes in the future will be lower than they are right now. All, while your IRA keeps growing and compounding over time. Thus, 10 years from now, not only could tax rates be higher, but your required minimum distributions could be dramatically larger. The second most common objection to Roth conversions revolves around people saying, "If I do Roth conversions, that additional income will force me to pay increasingly higher levels of IRMAA or cause my Social Security to be taxed." David points out that Roth conversions do increase your taxable income, which can trigger those additional expenses during the conversion period.  However, while it's true that you'll pay IRMAA and Social Security taxation in the short term, you'll get rid of those additional expenses for the rest of your life once your conversion period is over. Objection #3 is "There's too much opportunity cost, I won't have time to make up for the taxes I paid".  David explains that, despite sounding sophisticated, this objection is based on a flawed premise. Your IRA is a "business partnership" with the IRS – and every year they get to vote on what percentage of your profits they get to keep. So, when you do a Roth conversion, you're not losing money. You're simply buying out your "silent business partner" at today's historically low tax rates. David highlights that, if taxes double in the future, you'll be glad you bought them out while taxes were still on sale. The fourth objection – "In retirement, I'll be in a lower tax bracket" – is actually one of the most dangerous assumptions in all of retirement planning. People assume that when they retire, their taxes automatically go down. For many Americans, the exact opposite happens, though. Once required minimum distributions kick in, they can force huge amounts of taxable income onto your tax returns. David touches upon an additional issue almost nobody talks about: the so-called widow's penalty. The fifth objection to Roth conversions revolves around the question, "Won't the federal government tax Roth IRAs sometime down the road?" People don't realize that the government loves Roth IRAs because they generate tax revenue today – unlike traditional IRAs, which delay tax revenue. That's why, every time Congress needs money, they tend to pass legislation that makes Roth accounts even more attractive. Remember: Roth conversions are about taking advantage of the tax sale of a lifetime before catastrophic levels of debt force tax rates higher.     Mentioned in this episode: David's new book: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

It's a timely subject: This week, Corinne Malcolm and Hillary Allen dive into not just the physical side of injury, but the mental skills needed.With Hillary dealing with her own injury right now, she's put a lot of time and thought into building a practical injury toolkit:Normalizing the mental struggle athletes go throughReframing your goalsControlling what you can controlAnd building a recovery identity & communityInjury can disrupt identity, routine, and motivation — but dealing with injuries is also incredibly common for runners. Let's learn together to work on the skills we need during these periods.Follow Us:Join Feisty at the Grand Traverse in Duluth, MN on October 3rd! Use code FEISTY20 for $20 off when you register at https://feisty.co/events/the-grand-traverse/@feisty_media@trail.societySupport our Partners:Injinji: use code  Trailrun15 to get 15% off at https://www.injinji.com/ProBio: Use code Trail20 for 20%-off orders (30%-off + free shipping w/ subscriptions) at https://www.probionutrition.com/rabbit: Visit https://www.runinrabbit.com/ use code: APRILTRAIL for 10% off.

Get tips on building a proofreading toolkit - the tools, checklists and techniques that support consistency and accuracy.Listen to find out more aboutWhy a toolkit mattersCore proofreading toolsChecklists – your secret weaponProofreading techniquesCombining tools, checklists, and techniquesTips for building your proofreading toolkitResourcesFree proofreading checklist: https://www.louiseharnbyproofreader.com/pdf.htmlCourse: PROOFREADING: How to mark up PDF page proofs: https://denisecowleeditorial.com/training/Free proofreading stamps: https://www.louiseharnbyproofreader.com/pdf.htmlBook series: Notes from the PodcastWant to hone your editorial business skills? Our actionable guides and workbooks help you plan and implement a programme for business growth and development.Find out more here: https://www.louiseharnbyproofreader.com/notes.htmlSupport The Editing PodcastTip your hosts: Support Louise and Denise with a one-off tip of your choosing.theeditingpodcast.captivate.fm/supportJoin our Patreon community: Our patrons benefit from access to PDF transcripts for episodes featuring just Louise and Denise, and for some of our guest episodes. Tier-2 patrons also receive bonus content for most episodes.patreon.com/editingpodcastDenise and LouiseDenise Cowle: denisecowleeditorial.comLouise Harnby: harnby.co/fiction-editingPost-productionLiv Cowle: livcowle.comMusic credit'Vivacity' by Kevin MacLeodLink: https://filmmusic.io/song/4593-vivacityLicence: http://creativecommons.org/licenses/by/4.0/

Text your thoughts and questions!You can own the best planner in the world, maintain a beautifully organized workspace, and set clear priorities, yet still feel like you drag yourself through wet sand. Systems and strategies fail to function if your body runs on high alert. Your nervous system state operates underneath your productivity tools and dictates whether your strategies can express themselves.This week, episode 314 of the Positively Living® Podcast addresses the physiological layer of productivity. Learn how to transition from survival mode into a state of calm focus so you can make good decisions and execute your best work.Key Takeaways: Your nervous system scans your environment outside your conscious control and treats a full inbox or a tight deadline the same way it treats an actual physical threat .Fight-or-flight responses push your brain's prefrontal cortex offline, which temporarily impairs your capacity for focus, decision-making, and creative thought.Shift your body into parasympathetic dominance to create the space required to absorb information and think clearly .Signal safety to your body by make your out-breath longer than your in-breath, which directly stimulates the vagus nerve to slow your stress response .Combine a double inhale through your nose with a long, slow exhale through your mouth to down-regulate your system faster than traditional mindfulness meditation .Use physical movement like stretching, a brisk walk, or shake out your hands to release the physical energy that modern conflict leaves behind in your muscles .Splash cold water on your face to activate the diving reflex, or hum along to a song to stimulate the vagus nerve where it runs through your vocal cords .Complete a pen-and-paper mind sweep to capture random thoughts and stop the unconscious mental loops that keep your stress response active .Document exactly what is factually true in the current moment to ground your mind and prevent worst-case scenarios from hijack your focus .Develop a flexible nervous system that naturally rises to meet daily demands and returns to center quickly when a task finishes .Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Episode 79: How Your Body Responds to StressEp 257 The Special Nerve That Helps With StressEp 140 How to Declutter Your Mind in One Simple Step.Ep 183 for a no fail approach to gratitude journalingResources Page(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Divorce doesn't just break hearts.It impacts nervous systems.And when your child is struggling after separation or divorce… most parents are left asking:What do I actually DO?In this Cocoon VIP episode of Dear Divorce Diary, Dawn, Joy, and Coach Tiffini walk you through the exact body, mind, spirit, and nervous system tools they wish they'd had sooner while helping their own children navigate divorce, grief, emotional dysregulation, attachment wounds, and anxiety. This isn't theory.It's the real-world toolkit they've actually used with their own kids.Inside this episode:– How to help your child identify negative thoughts and emotional patterns– Why some kids dissociate instead of “acting upset”– Tools for helping children get out of their heads and back into their bodies– When boredom is actually healthy for your child's nervous system– Homeopathic and flower essence tools the team has personally used– How divorce trauma can show up as anxiety, clinginess, shutdown, grief, or emotional overwhelm– Signs your child may need deeper support beyond DIY tools– Why your own nervous system regulation matters more than you think One of the hardest truths in divorce recovery?Your child doesn't need a perfect parent.They need a present and connected one.And sometimes the most powerful healing tool in your child's life is a mother willing to do her own work first.If your child is struggling after divorce and you've been wondering where to start… this episode gives you practical places to begin.Want access to all Thursday healing episodes like this one? Join Cocoon VIP for guided healing tools, deeper support, and monthly live workshops.Support the show✨Join the Cocoon Community - your people are waiting! ✨

David McKnight dissects a topic that causes a lot of confusion for retirees and pre-retirees: How  Roth conversions affect social security taxation and Medicare premiums (IRMAA). Some warn against Roth conversions in retirement as they can cause your Social Security to become taxable and could also raise your Medicare premiums. While that's true, David believes that the long-term benefits of Roth conversions can far outweigh the temporary, short-term pain they can cause. In order to determine whether your Social Security benefits will be taxed, the IRS tracks the so-called provisional income. If you perform a Roth conversion after you begin collecting Social Security, that additional income can push you above certain thresholds that cause your Social Security benefits to become taxable. Medicare premiums are also influenced by your income through IRMAA (Income-Related Monthly Adjustment Amount), and they look at your income from two years earlier to determine your IRMAA bracket, Remember: A Roth conversion today could trigger higher Medicare premiums two years from now.  David also explains that Roth withdrawals are not included in provisional income. Not only do they not cause your Social Security benefits to become taxable, but they also do not count towards the income thresholds that trigger higher Medicare premiums. As David points out, with the approach discussed in this episode, you're essentially compressing the tax pain into a few years, so you can enjoy decades of tax-free income later on. The national debt continues to spiral out of control to the point where economists are now predicting massive tax increases within the next 10 to 20 years. If such predictions are accurate, the people who will benefit most are those who have already shifted large portions of their retirement savings into tax-free accounts like Roth IRAs. By performing Roth conversions today – while tax rates are historically low – you're effectively locking in today's tax rates and protecting yourself from the possibility of much higher rates down the road. When talking about Roth conversions affecting Social Security taxation and IRMAA, we have to remember that those impacts are temporary, while the tax-free benefits can last for the rest of your life. David touches upon two reasons why it may make sense to delay taking Social Security while you're performing Roth conversions. Increasing the likelihood that your money will last as long as you do should be the #1 goal of every retirement plan.     Mentioned in this episode: David's new book: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

HIV research is one of the clearest examples of molecular biology in action. In this Mol Bio Minutes episode, Dr. Ryan Jeep walks through how fundamental molecular techniques power everything from detection to drug resistance studies to cure-focused research. Ryan begins with HIV biology and detection, explaining how qRT-PCR enables highly sensitive viral load measurement. These assays not only detection strategies but also support research to monitor treatment efficacy and viral rebound. From there, he moves into drug resistance, describing how sequencing, RT-PCR, and cloning strategies help researchers map resistance-associated mutations. By generating recombinant reporter viruses and measuring infectivity against different drugs, scientists can better understand treatment failure and move toward more personalized therapeutic strategies. Finally, Ryan explores cutting-edge cure research, including CRISPR-Cas9 approaches aimed at either disabling integrated viral genomes or engineering HIV-resistant immune cells. Across all three areas one theme remains constant: PCR, sequencing, and cloning form the technological backbone of HIV research. As these tools continue to evolve, so too does the potential to improve outcomes and one day eliminate the virus entirely. Since recording this episode, Ryan has joined KBI Biopharma as a Scientist l in their Formulation Development Group. Helpful resources and links: Access Stanford University's HIV Drug Resistance Database. Visit International AIDS Society's Towards an HIV Cure site, which includes resources.  Access Thermo Fisher PCR resources and products. Learn about RT-qPCR, which is relevant to HIV research.  Explore the cloning technologies referenced in this episode.  Subscribe to get future episodes as they drop and if you like what you're hearing we hope you'll share a review or recommend the series to a colleague.  Visit the Invitrogen School of Molecular Biology to access helpful molecular biology resources and educational content, and please share this resource with anyone you know working in molecular biology. For Research Use Only. Not for use in diagnostic procedures.

GLOW stands for Guided Layout & Output Workflow — a guided, confidence-building accessibility experience built for real publishing workflows. The GLOW Accessibility Toolkit helps authors, publishers, and organizations produce documents that comply with the American Council of the Blind Large Print Guidelines and WCAG 2.2 Level AA. The toolkit audits, fixes, and templates Word, Excel, PowerPoint, Markdown, PDF, and ePub documents for accessibility. Presenter Contact Info Email: jeff@jeffbishop.com GLOW website: https://glow.bits-acb.org/about/

Text your thoughts and questions!Have you ever sat down to work with everything you needed, yet still couldn't get anything done? While we often blame a lack of motivation or discipline, productivity stalls are frequently caused by hidden energy leaks rather than a lack of willpower. Energy is the true currency of productivity, and several specific factors can drain it in ways you might not even realize are connected to your output.This week, episode 313 of the Positively Living® Podcast explores five critical factors that have a direct, measurable impact on your focus and ability to finish your tasks.Key Takeaways:Sleep is not a luxury or a reward for finishing your to-do list; it is a biological requirement for your brain to function.Losing just one or two hours of sleep a night significantly impairs attention and decision-making.After seventeen to nineteen hours without sleep, your cognitive performance is equivalent to a blood alcohol level of 0.05%.Your brain consumes roughly 20% of your body's total energy, and blood sugar crashes from skipping meals can slow your reaction times and increase irritability.Hormones like estrogen and cortisol directly affect your mood, motivation, and the part of the brain responsible for planning and focus.Simple changes like opening a window or adjusting your lighting can have an immediate impact on your ability to concentrate.Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/CONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS AND RESOURCES MENTIONED IN THIS EPISODE:Books Mentioned AmazonGlucose ResearchPrefrontal Cortex ResearchMenstrual Cycle ResearchEnvironment ResearchPTSD ResearchEp 312: Why Your Energy is More Important Than Your Time Ep 249: Five Energizing Habits to Make You More Productive Ep 243: How Your Home Office Makes You More Productive Decluttering Playlist(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

In this episode we talk about how D&D and other games affect our real life perspective and who we are as people. And of course there is a little digression as well.Beddlym's Social Hour contains adult language and adult situations. Listener discretion is advised.Credits:DM: BeddlymGrom: Percy SteeleTylylor: Kari DennisDoxan: GeorgeLenore: Marc McGrathQuillion Feleaf: Dutton JonesVaalril: Matt Wagner on HiatusCreative and Technical Director: Dan CleggTalent and Event Coordinator: Jen CleggFind all of our relevant links in our Link Tree.Support us on PatreonUse our affiliate code peaceinthechaos to receive $5.00 off Arkenforge's Master's Toolkit to start creating amazing VTT content.Produced by Peace in the Chaos ProductionsEmail: peaceinthechaosprod@yahoo.com or beddlym.gm@yahoo.comMusic by Monument Studios. Thanks to them for the great music and sound they're creating. Hosted on Acast. See acast.com/privacy for more information.

David McKnight addresses one of the biggest threats to your retirement plan: sequence of returns risk. Are you retired or within 10 years of retirement? Sequence of returns risk may be the single most important concept you need to understand if you want to ensure your money lasts as long as you do. Sequence of returns risk refers to the danger of experiencing a market downturn early in retirement while you're simultaneously taking withdrawals from your portfolio. David explains why this risk is most dangerous during your first 10 years of retirement. Early in retirement, your money still needs to last 20 to 30 years – an early blow to your portfolio can significantly impact its ability to do so. To defend yourself in the most dangerous decade of retirement, you need an account that allows you to avoid touching your stock portfolio until the market has recovered. The reason for that is that, historically, most market downturns take 3-5 years to recover back to their previous peak. David discusses the 4% Rule and the "catch" that comes along with it. Some experts, like Suze Orman, recommend having 3-5 years' worth of expenses accumulated in an emergency fund. David goes over why it may not be a good idea.  David brings Indexed Universal Life insurance (IUL) and the concept of volatility buffer into the conversation. Remember: if you're within 10 years of retirement, now is the time to start thinking seriously about how you'll create a volatility buffer.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman

Text your thoughts and questions!Have you ever reached the end of a day where you technically had enough time to do everything, but it still felt like you got nothing done? We talk a lot about time—how to track it, schedule it, and protect it—but time isn't the only variable in the productivity equation. Time management has a fundamental flaw: it treats all hours as equal, but they aren't. An hour of work at 9:00 AM when you are sharp and focused is completely different from that same hour at 3:00 PM when you are running on empty .This week, episode 312 of the Positively LivingⓇ Podcast is about energy management—the practice of paying attention to, protecting, and replenishing your energy so you can show up fully for what matters .In this episode of the Positively LivingⓇ Podcast, I share how to identify your natural rhythms and why managing your energy is the secret to sustainable productivity.Key Takeaways:Understand that a schedule cannot account for sleep, stress levels, or hormonal cycles, which dictate what you are actually capable of in any given hour.Pay attention when you start reading the same paragraph over and over; that is your clear signal that you lack the energy for the task at hand.Manage your capacity across four critical levels: physical, mental, emotional, and spiritual.Align your most demanding work with your daily "peak windows" and save low-stakes tasks for your natural dips in energy .Build in "buffer days" and recognize that your motivation in January will naturally look different than it does in July.Use curiosity instead of judgment to document when you feel most capable and when you feel drained throughout the day.Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Ep 215: Why You Need to Know Your Internal Productivity Rhythm Ep 119: Seasonal EnergyEp 160: Seasonal Planning with Erik FisherEp 245: Using Themes to Organize Your LifeEp 249: 5 Energizing Habits to Make You More Productive(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, Request this Toolkit and other free resources at the Resources Page.

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#ThisMorning | Building #Economic #Independence: #Disability #Financial #Toolkit | Julie Hocker, Assistant Secretary of Labor for Disability Employment Policy | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

David McKnight breaks down the approach he would follow if he were to invest a $2 million 401(k) in retirement. David points out that when you retire, you're no longer just investing for growth; you're investing for income.  Remember: If you get this wrong, you don't get a do-over. In the case David discusses, many financial advisors would recommend investing the $2 million in the market and withdrawing whatever your lifestyle requires. The problem with that way of doing things, however, is the exposure to the sequence of returns risk. If the market crashes early in retirement and you're pulling money out at the same time, your portfolio could go into a death spiral from which it never recovers. The main trap those planning their retirement and retirees should avoid is running out of money before running out of life. David touches upon the role that a guaranteed lifetime income annuity plays in retirement planning. As far as annuities are concerned, he's in favor of annuities that have what he refers to as "piecemeal internal Roth conversion feature." That means being able to gradually convert that annuity from tax-deferred to tax-free during the annuity's deferral period. David recommends investing discretionary funds with the following ratio: 70% in a total U.S. stock index, 30% in a total international stock index. He would automatically rebalance if his allocations ever got more than about 5% out of alignment. The reason why David's approach lacks bonds is simple: if your portfolio goes down in your retirement years, your guaranteed lifetime income gives you the luxury of watching it recover before you take further distributions. Long-term care is a piece of the strategy that most advisors completely ignore – David explains why it shouldn't be overlooked. Moreover, the cash value inside that policy can also act as a volatility buffer. David brings up a move that can increase the sustainable withdrawal rate on your stock portfolio from 4% to as high as 8% with a 95% confidence rate. "I believe we're currently experiencing the lowest tax rates we're likely to see in our lifetime," says David. Many experts believe that by 2035, when the debt-to-GDP ratio will hit about 150%, the Federal Government would have to begin phasing in tax increases over time to avoid an all-out economic crisis. That's why David would like to convert his IRA to Roth, little by little, over the next 10 years in the most tax-efficient way possible. David provides a bird's eye view of the entire strategy, which by his own admission, "checks every single box." An Ernst & Young study looked at this type of strategy combining investments with insurance-based solutions like annuities and life insurance – David discusses its findings. "I'm proposing a strategy that gives you certainty where you need it most, your income and tax-free flexibility everywhere else," he adds.  Such an approach allows you to neutralize longevity risk and tax rate risks all in one cohesive strategy.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ernst & Young

What does it take to move from entrepreneur to super angel investor, and what can leaders learn from that journey? In this episode, The Leadership Toolkit with Dave Berkus, Tim Staton sits down with Dave Berkus, a pioneering entrepreneur, tech innovator, and investor with more than 200 startup investments, to unpack the lessons he has learned building companies, backing founders, and advising leaders. Dave shares how a teenage side business evolved into a public company, how he recognized opportunity during crisis, and how he built one of the earliest hospitality software systems, technology that helped shape modern hotel reservations and was adopted by Marriott International for decades. The conversation explores the evolution of angel investing and the story behind the renowned Berkus Method, Dave's practical framework for valuing early-stage startups before revenue. He explains what he looks for in founders, the red flags that signal trouble, why coachability matters, and why disciplined investing is often about making money before you ever exit. Tim and Dave also dive into missed opportunities, including passing on Amazon, and why failures and near misses often become a leader's greatest teachers. Dave offers candid insights on risk, diversification, internal rate of return, and why angel investing is not for the faint of heart. The discussion also turns to leadership through Dave's book, The Leader's Toolkit, where he shares practical wisdom on decision-making, crisis leadership, governance, and building the right advisory board. From startup strategy to boardroom negotiations, this episode is packed with lessons on leadership, investing, and thinking long term. In this episode, we discuss: How Dave Berkus built and exited a pioneering software company The origins of the Berkus Method for startup valuation What separates investable founders from risky ones Lessons learned from missed opportunities and failed investments Why strong boards and governance can shape a company's future Practical leadership principles from The Leader's Toolkit If you are interested in entrepreneurship, leadership, investing, or building something that lasts, this conversation delivers wisdom earned through decades of experience. Listen in and discover why great leadership, like great investing, often comes down to judgment, relationships, and seeing opportunity before others do.

In a rare mid-season Toolkit check in, IndieWire's Chris O'Falt sits down with the creator of Euphoria and series cinematographer Marcell Rev to explore what makes Season 3 such a powerful departure for the show. From the custom film stock to the new approach to visual storytelling, don't miss this analysis of some of the most interesting filmmaking happening on TV right now. Read our breakdown of Episode 3's big wedding - https://www.indiewire.com/features/craft/euphoria-season-3-wedding-production-designer-1235190227/ Learn more about your ad choices. Visit megaphone.fm/adchoices

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter In this episode, Peter explores one of the most foundational topics underlying nearly everything discussed on the podcast: how to think scientifically. Framed as an introspective deep dive, he examines why scientific thinking is inherently difficult for humans, the cognitive biases and tendencies that make it challenging to separate belief from evidence, and why these challenges are even more consequential in today's environment saturated with misinformation. He also offers a framework for improving our ability to evaluate claims, question assumptions, and identify a personal panel of experts, providing listeners with practical tools to become more disciplined and effective thinkers. We discuss: Topics to be covered and goals for this episode [2:00]; Scientific thinking: hypotheses, uncertainty, and the process of ruling out explanations [3:45]; How scientific knowledge differs from mathematical proof: useful approximations, evolving evidence, and acting under uncertainty [8:00]; Why scientific thinking is difficult: evolution, social instincts, and the need for deliberate practice [13:30]; Systems and tools designed to correct human bias [18:15]; How to think scientifically pt. 1: Notice when you're feeling certain [20:30]; How to think scientifically pt. 2: Judge the process, not just the conclusion [23:00]; How to think scientifically pt. 3: Notice when identity is shaping your beliefs [28:15]; How to think scientifically pt. 4: Don't confuse criticism with understanding [33:45]; How to think scientifically pt. 5: Outsource your thinking carefully [36:15]; Evaluating who to trust: incentives, consensus, and red flags in scientific credibility [45:15]; Science as a self-correcting system: why updating with evidence is a strength, not a weakness [49:00]; The key principles of scientific thinking, and a practical framework for evaluating claims and improving judgment [50:45]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube

Text your thoughts and questions!Last week, we focused on clearing the digital clutter through unsubscribing and archiving. Today, we move from the cleanup to the construction of a better system. Whether your inbox is currently chaotic or freshly cleared, the goal is to build a structure that handles community commitments, client needs, and family logistics without competing for your attention.This week, episode 311 of the Positively Living® Podcast is about how to organize your inbox so it stops being a source of stress and starts being a system for living well!In this episode of the Positively Living® Podcast, I share how to use filters, labels, and strategic forwarding to ensure your inbox supports your real life.Key Takeaways:Automate with Filters: Set up automated instructions to apply labels or archive emails based on specific criteria, such as the sender or subject line.Create Intuitive Folders: Build labels that match how you naturally search for information, whether by topic or by sender.Avoid Overcomplicating Categories: Use larger, intentional categories instead of creating a folder for every single thing to prevent a different form of overwhelm.Route Information Strategically: Use forwarding to keep collaborators in the loop or send action-oriented emails directly to a task manager like Todoist.Flag for Follow-Up: Utilize the starring feature as a lightweight way to curate a list of emails that require your attention later.Distinguish Archive from Delete: Archive for intentional preservation of items like contracts, while deleting anything that has served its purpose and is no longer needed.Define the Tool: Treat your inbox as a decision-making tool rather than a primary to-do list.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Ep 310: Easy Ways to Declutter Your Inbox Tech Tools Playlist Book a Clarity Call(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast withRequest this Toolkit and other free resources at the Resources Page.

David McKnight explores the so-called "22% Roth conversion mistake," which he considers a common and costly mistake when it comes to Roth conversions. He points out that, despite Trump tax cuts being made permanent with the passage of the One Big Beautiful Bill Act in July 2025, tax rates can change at any time with a simple act of Congress. That's why he refers to this as a "temporary permanent tax cut." The $200 trillion underfunding of entitlement programs and the exploding interest on the national debt makes it clear that tax rates are unlikely to stay this low for long. Many Americans currently find themselves in the 22% bracket and refuse to bump into the 24% bracket for Roth conversion purposes – because they've been told to stay in their current bracket. However, if you stay in the 22% bracket, you are unlikely to be able to convert a meaningful amount of your IRA to Roth before tax rates go up for good. David shares an example that illustrates why, by trying to save a little bit on taxes today, you actually set yourself up for a massive tax bill down the road. The other scenario – where you allowed yourself to rise into the 24% bracket – buys you the ability to convert a lot more money every single year. Even though most people would be willing to pay 2% more in taxes today if it meant avoiding potentially much higher tax rates in the future, most people don't consider this option.  That's because they have been conditioned to believe that any move into a higher tax bracket during the Roth conversion period is inherently bad… 10 years from now, you are probably going to look back at the 24% tax bracket as a good deal of historic proportions… Remember: you are not trying to minimize taxes this year, you are trying to minimize taxes over the rest of your life. For David, you shouldn't let the 22% Roth conversion mistake keep you from fully insulating your hard-earned retirement savings from the impact of future higher taxes. The goal, he reminds everyone, should be to get to the 0% tax bracket in retirement.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com One Big Beautiful Bill Act

What does the world look like after Microsoft Deployment Toolkit? Richard talks to MDT creator Michael Niehaus about the life and death of MDT. Michael talks about his early days at Microsoft, when he created a better way to manage operating system images so you can build and rebuild Windows PCs for your organization. But MDT had been in maintenance since 2013, without specific support for Windows 11. And now, some security concerns have ended support entirely. So what happens next? Michael offers fixes to keep MDT safe to use, and some alternatives if you want to keep managing your own images!LinksMicrosoft Deployment ToolkitMichael's Post of the MDT VulnerabilityWindows AutopilotFriends of MDTMDT Retirement NoticeMicrosoft Intune2Pint DeployRMMS ConferenceiPXE AnywhereRecorded February 17, 2026

Giving and receiving feedback is an important part of any job or relationship—but it can be tricky to get it right. This season, Anne and Frances are introducing a new segment called Toolkit: a practical guide to ideas, tools, and frameworks that can help you reach your goals at work and beyond. In this episode, they break down the different kinds of workplace feedback and share common pitfalls that can keep you and your colleagues from reaching your full potential. They also offer actionable tips for delivering both praise and critique, along with advice for what to do with criticism that falls short of constructive.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Text your thoughts and questions!When you open your email, how do you feel? If you feel dread, overwhelm, or a low-grade anxiety that makes you want to close the tab immediately, you are not alone. We often focus on physical or mental clutter, but digital clutter is just as real and just as heavy. Your inbox is one of the biggest contributors to your digital mental load, often accumulating faster than you can handle.This week, episode 310 of the Positively LivingⓇ Podcast is about reducing the weight of your email and creating a system that functions the right way for you!In this episode of the Positively LivingⓇ Podcast, I share practical moves to clear out the digital noise and regain your focus without the pressure of achieving a perfect empty inbox.Key Takeaways:Digital clutter contributes to a heavy cognitive load and acts as a background hum of unfinished business that drains your energy.Use your email's built-in categories, like Gmail tabs, to automatically separate marketing emails from your primary correspondence.Unsubscribing is the most effective long-term move you can make; use the sidebar options or individual links to clear lists without hunting through tiny print.Work smarter by using the search bar to pull up specific categories like old receipts, confirmations, or newsletters to delete them all at once.If the backlog feels paralyzing, try the "fresh-start" approach by moving everything currently in your inbox into a dated "Old Inbox" archive folder.Remember that small, consistent action beats a perfect overhaul; pick one simple task today to start reducing the weight of your digital space.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Ep 244: How to Clear Your Digital ClutterEp 308: Declutter Your Calendar for Better Time Management(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyRequest this Toolkit and other free resources at the Resources Page.

Plus, how the bestselling author writes his way out of despair.   John Green is the award-winning, #1 bestselling author of books including Looking for Alaska, The Fault in Our Stars, Turtles All the Way Down, and The Anthropocene Reviewed. With his brother, Hank, John has co-created many online video projects, including Vlogbrothers and the educational channel Crash Course. His most recent book is Everything Is Tuberculosis.   In this episode we talk about: John's toolkit for managing thought spirals and dispair Why he wrote a whole book about the thing that terrifies him  How he maintains hope in a chaotic and unfair world Finding the "self"  Shame reduction through naming What John learned from his time as a chaplain in a pediatric hospital  His current view of God And the question of how much––or how little––we should be sharing about ourselves with other people   Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel Join Dan and Emmy Award-winning journalist Allison Gilbert at 92NY on May 17th for a live conversation about how mindfulness can deepen connection and combat loneliness, available in person and via streaming. Register here.   Join Dan, Sebene Selassie and Jeff Warren for Meditation Party, a 3-day immersive retreat at the Omega Institute in Rhinebeck, NY, October 16–18, 2026. Register here. This episode is sponsored by: Paleo Valley — 100% grass-fed beef sticks made without preservatives or additives. Get 15% off at https://www.paleovalley.com/happier or use code HAPPIER at checkout Square — Business tools with AI, smart reporting, and payments all in one place. Get up to $200 off Square hardware at https://www.square.com/go/happier Gainbridge — Guaranteed-rate financial products with no hidden fees. Learn more at https://www.gainbridge.com LinkedIn Ads — Reach the right professionals with precision targeting. Spend $250 and get a $250 credit at http://www.linkedin.com/happier   To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris