Podcasts about toolkit

In this episode of the Power of Zero Show David McKnight gives you a blueprint with the key steps to follow for a successful and stress-free retirement if you're about five years away. The first step is figuring out your retirement income shortfall, the income you'll need every month in retirement, as well as how much of that will be covered by sources like Social Security and pensions. The retirement income shortfall represents the amount of income your retirement assets need to produce in order to fund your lifestyle. One strategy many retirees rely on is taking a portion of their liquid retirement savings, often from a traditional IRA or 401(k), and rolling it into an annuity designed to produce inflation-adjusted lifetime income. The second pillar of the blueprint discussed by David are investments: Roughly 70% to a total U.S. stock market index fund, and 30% to a total international stock market index fund. While things like paying the electric bill or putting food on the table are covered by your guaranteed income sources, this portfolio is designed to fund discretionary expenses (e.g. taking the grandkids to Disneyland, traveling, etc.) and unexpected shock expenses. David emphasizes that, by investing this discretionary bucket entirely in stocks rather than bonds, you increase the likelihood that the portfolio will last through your actuarial life expectancy. "When properly structured and funded, an index universal life policy or IUL can serve as a volatility buffer within your retirement plan", says David. Furthermore, a IUL policy can also provide a death benefit that can be accessed in advance of your death for the purpose of paying for long-term care… Remember: Retirement planning isn't about guessing what the market will do, it's about building a system where your basic needs are guaranteed, your growth assets continue compounding and you have the tools in place to manage volatility and unexpected risks.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

We're flipping the script on our own show—and we're taking you behind the scenes.In this special episode, Anna + Selena share why they've revamped the 15{ish} Minute Coffee Chat into the new Keep . Ditch. Try. 15{ish} Minute Business Fix Podcast format will deliver even more practical value for small business owners.They walk through what they're keeping from the original format, what they're ditching, and what they're excited to try moving forward. If you're a business owner who's ever thought about refreshing your brand or pivoting a platform, this one's for you.

We've all heard that actions speak louder than words—but the words you choose can have a profound impact on the actions of the people around you. In the first part of this essential Toolkit segment, Anne and Frances break down the learnable skills that everyone can use to communicate more confidently and effectively. They share practical ways to help others avoid embarrassment, get on the same “frequency" with your conversation partners, and deliver comments that are clear, concise, and persuasive. For the full text transcript, visit ted.com/podcasts/fixable-transcriptsLearn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

In this episode, we are joined by organizers from Dare to Struggle, a multinational organization committed to struggling against all forms of domination. Throughout this conversation we discuss some of their tactics deployed in response to the recent uptick in ICE raids happening nationally. We take a critical look at what has been effective and what has not, and the stakes for those who are daring to struggle against the deportation machine are up against. We also discuss their recent calls for a Spring Surge to melt ice, please check out the show notes to see how you can connect and get involved with the actions they are trying to spread nationally. Dare to Struggle is a multinational organization open to anyone who wants to resist and stop injustice no matter who holds political office. We don't lobby politicians. We don't use insular activist lingo. We don't chase social media fame. We don't seek careers or corporate sponsorship through activism. We're committed to standing with the people subjected to the horrors of the American nightmare. We go to the neighborhoods facing police brutality, ICE raids, poverty, and evictions, talk to people about the problems they face, and organize people in collective struggle. We know that radical change only happens when people step outside of routine protest or expecting politicians to do it for us and take bold, collective action.   If you like what we do and want to support our ability to have more conversations like this. Please consider becoming a Patron. You can do so for as little as a 1 Dollar a month at patreon.com/millennialsarekillingcapitalism.   Some of Dare To Struggle's links and info:   Dare to Struggle's website   Spring Surge Information, Toolkit, and Guides   When the enemy retreats, We pursue: On the end of metro surge    Why Dare to Struggle takes aim at the left   Donate to Support Building a movement against ICE    Donate to help Families Demanding Justice throw their first conference      

In this week's Grow Guides, we're focusing on the small tools that make a big difference in the grow room. Not the big-ticket items like lights or tents, but the everyday tools growers rely on to keep plants healthy and problems under control. We talk about the essentials like EC and PPM meters, pH pens, and hygrometers, explaining why accurate measurements can save you a lot of headaches. We also cover practical tools such as pruning snips, LST clips, and other plant training aids that help shape plants and maximise growth. We discuss the usefulness of a jeweller's loupe for checking trichomes, along with simple but important gear like watering tools, moisture checks, spray bottles, and sticky traps for early pest detection. Finally, we touch on one of the most underrated tools of all: keeping a grow journal, and how tracking what happens in your grow can help you improve with every cycle. A simple but essential episode that highlights the tools every grower should have within arm's reach if they want smoother, more successful grows.

Today we welcome Conner Kinney! He is a 22-year-old, full time real estate investor who has built a multi-seven-figure real estate business with a core focus on acquiring and scaling long-term rental properties primarily through seller-financed acquisitions. He is the founder of his own real estate company, Kinney Property Group, and currently owns a 37 unit rental portfolio with over 10M+ in completed real estate transactions.  In high school, Conner struggled with ADHD and was often told it was a disadvantage. Instead of fighting it, he learned how to channel it into focus, creativity, and decisive action, ultimately turning what others saw as a weakness into one of his greatest advantages in building his business. Enjoy! 00:50 - Welcome back to FTN! We are still here! :-) 01:30 - Intro and welcome Mr. Conner Kinney!! 02:15 - First of all, tell us your story and when you got diagnosed? 02:27 - How did you decide to begin a career in Real Estate? 03:55 - How did you acquire your first property? 05:00 - How the clients become 'the bank' and defer capital gains taxes 06:00 - Where are you based? 06:15 - You didn't fit into the traditional mold as a kid; tell us about your journey? 07:15 - Faster Than Normal and The Boy with the Faster Brain 08:00 - On how Conner is hitting the numbers in his business 08:40 - Say what??! 09:00 - On how things work and the systems involved 09:45 - About moving too fast, but smartly 10:00 - What has been your biggest goof-up to this date? 11:37 - On ADHD systems and parameters 11:55 - Tell us about your team(s) and your ADHD management tool kit? 14:00 - What's the catch Conner- how have you been so "lucky"? 15:44 - How can people find you? • Website: ConnerKinney.com Socials: @ConnerKinney on Facebook  LinkedIN and INSTA Thank you for being here- give us a shout anytime! https://linktr.ee/petershankman Substack:  petershankmanofficial.substack.com Email: peter@shankman.com Podcast: Faster Than Normal 16:00 - The win/loss proposal of 'free time' 17:35 - Please do not forget to stretch! Cheers, Conner 18:15 - Thank you for staying tuned-in; more episodes coming up soon! Do you happen to know anyone who is doing wonderful things with #ADHD or their neurodivergent brain? We would love to have them on to learn how they are using their #neurodiversity to their advantage. Shoot me an email and we will get them booked! My link tree is here if you're looking for something specific. https://linktr.ee/petershankman

Today's episode of the Power of Zero Show sees David McKnight address one of the most important decisions you'll ever make in retirement: where you should withdraw money from first. It's important to note that the sequence in which you draw down your retirement dollars can dramatically affect how long your money lasts and how much of it you get to keep. Since the Trump tax cuts were permanently extended on July 4th, 2025, retirees have been presented with one of the most significant tax planning windows they may ever see. The national debt continues to grow – with Social Security and Medicare obligations expanding every year, and interest on the national debt taking up a larger and larger share of the federal budget. Analysts at the Congressional Budget Office and several independent economists agree that, although the 2025 extension has delayed the inevitable, it has not solved the underlying math… In or around 2035, the Government will have to raise revenue to keep pace with rising expenditures. Every dollar you withdraw from tax-deferred accounts – like IRAs, 401(k)s, 403bs, 457s – is a dollar tax rate that may be the lowest you're likely to see in your lifetime. "The goal isn't to eliminate RMDs entirely but to shrink your tax-deferred bucket to the point where these distributions are completely absorbed by your standard deduction", says David. "That means tax-free distributions from IRAs and 401(k)s. Many experts have warned people: if the U.S. doesn't right its fiscal ship of state by 2043, no combination of raising taxes or reducing spending will arrest the financial collapse of the country. You're living in a decade where taxes are as low as you've seen in your lifetime… …and even though the tax cuts were extended indefinitely, the long-term fiscal math still points in one clear direction.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

In this engaging interview, Chloe Varnfield shares her journey in digital marketing, her experiences with mistakes and lessons learned, and insights into managing client relationships and the evolving AI landscape. Perfect for marketers looking to grow and learn from real-world scenarios.Key topicsCommon PPC mistakes and how to avoid themThe importance of default settings and account auditsManaging client relationships during campaign crisesThe impact of AI on digital marketing strategiesLessons learned from real-world marketing errorsChapters00:00 Introduction and Personal Updates06:20 Mistakes in Digital Marketing: Learning from F-ups14:02 Navigating Campaign Challenges and Client Communication20:29 Building a Toolkit for Success23:13 The Importance of Community and Support26:04 Learning from Mistakes in Marketing29:37 Common Pitfalls in Account Management33:08 Navigating the AI Revolution in Marketing34:47 Celebrating Successes and Personal Growth40:57 Outro.mp3Follow Chloe on LinkedIn PPC Live The Podcast features weekly conversations with paid search experts sharing their experiences, challenges, and triumphs in the ever-changing digital marketing landscape.Go to PPC Live for early bird ticket saleJoin us on ⁠Slack⁠Subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠

For episode 242, we take a break from the regular format for a special live episode highlighting our recent community space: "Impact Onchain: Bridging the Gap for Nonprofits and Changemakers," where we welcomed our partners The GSR Foundation and Social Equation Hub for a fascinating conversation on how we can successfully onboard nonprofits to Web3, and where we also shared an update about our Toolkit. We also welcomed our friends from Alliance for Public Health to share a little about their work and their current campaign. They're doing critical work in Ukraine, and we're proud to be supporting their campaign through Endaoment.You'll learn:

We're always trying something — new supplements, beauty hacks, sleep routines, shapewear — but today we're going deeper. Because getting “snatched” isn't just about how you look. It's about feeling strong, energized, confident, and comfortable in your own skin in whatever season you're in. The truth is, what worked in your 20s doesn't always work now. Hormones shift. Skin changes. Sleep changes. Muscle changes. Confidence evolves. So instead of fighting it, we've built a toolkit that evolves with us. In this episode, we're sharing what's actually stuck — from creatine, magnesium, colostrum, and GLP-1 transparency to bone broth, muscle-building, sleep fixes, and collagen support. We get into red carpet prep, undergarments that truly smooth and support, eye-brightening tricks, red light therapy, and the beauty tools that are actually worth it. Including one of our current favorites: ThirdLove. Known for their personalized fit (including half cup sizes from AA–H) and seriously comfortable designs, ThirdLove pieces are the kind of basics that quietly make your day better - no adjusting straps, no digging bands, just great fit and quality that actually delivers. If you want to try them for yourself, head to thirdlove.com and use code LIPSTICK15 for $15 off your first purchase. This isn't about extremes or 14-step routines. It's smarter, not harder. Consistency over trends. Longevity over quick fixes. Build your toolkit. Stay strong. Stay glowing. Stay snatched — inside and out. A Sony Music Entertainment production.  Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts and follow us at @sonypodcasts  To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Mentioned in the Episode: Learn more about your ad choices. Visit podcastchoices.com/adchoices

This is the second episode of our discussions on the experiences and challenges of transitioning into being a mid-career professional. For many, mid-career brings a wave of financial and personal pressure, leaving them working out how to handle new milestones and systems while managing their careers. Last Zebra Podcast creator Ugo Ezema, MD, of Tulane University hosts this episode. He speaks with fellow Tulane University colleague Joshua Lee Denson, MD, MS, and Kristina Montemayor, MD, MHS, Johns Hopkins University, about financial education, negotiation skills, retirement planning, leadership boundaries, and more.Be sure to register for ATS 2026 for some of the great mid-career programs, including the ATS Storytelling series, the Mid-Career Roadmap and Toolkit, Scientific Symposium: Breathing New Life Into Your Career.

In this episode of Maritime Nation, we debut the February 2026 report “Ports of Power: China's Growing Maritime Network of Ports, Bases, and Dual-use Facilities” by Congressman Mark Kennedy and Lea Thome. Join us as we explore how China is expanding its global maritime presence through ports, bases, and dual-use facilities, reshaping strategic competition and the future of global trade and security.Season 5 of Maritime Nation is produced in partnership with Johnson Group Defense.

Giving and receiving feedback is an important part of any job or relationship—but it can be tricky to get it right. This season, Anne and Frances are introducing a new segment called Toolkit: a practical guide to ideas, tools, and frameworks that can help you reach your goals at work and beyond. In this episode, they break down the different kinds of workplace feedback and share common pitfalls that can keep you and your colleagues from reaching your full potential. They also offer actionable tips for delivering both praise and critique, along with advice for what to do with criticism that falls short of constructive.For the full text transcript, visit ted.com/podcasts/fixable-transcriptsLearn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Polygon launches an Agent CLI toolkit. Bitwise donates $100k to Protocol Guild. And Vitalik urges bolder Ethereum innovation. Read more: https://ethdaily.io/897 Earn 10% real yield on your dollars, fully onchain. Hold $BOLD, the only decentralized stablecoin rated A- by stablecoin agency, Bluechip. No vaults, no middlemen, no RWAs. Learn more on liquity.org/earn Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.

Does your child have trouble following directions, organizing tasks, or sitting still for more than 5 second?  Is his work messy, does he have poor time management skills, is he always forgetting materials (or can't find them), or is he easily distracted or overwhelmed?  Does your child have ADHD?  Do you have ADHD?  Are you also a homeschooling mom?  If so, then you don't want to miss this week's episode.  Carrie talks with April Pettyjohn.  Not only is April the host of the podcast Follow The Leader Home Education, but she is also ADHD, and she is homeschooling her highly active son.  Get your coffee! Yes, the extra caffeine will help you concentrate (especially if you are ADHD) and stick around for this coffee and conversation with April Pettyjohn.Listen to Follow the Leader Home Education Podcast on YouTube.Follow April on Instagram @followtheleaderhomeschool.Support the showSupport the Show Purchase A Home Education Handbook: 9 Questions to Ask for Simple & Balanced Home-Based Learning Purchase Homeschool High School: A Handbook for Christian Education Purchase Just Breathe (and Take a Sip of Coffee): Homeschool Simply & Enjoyably. Schedule a Coffee Date (One-on-One Personalized Coaching Session: Coffee With Carrie Subscribe to Coffee With Carrie email newsletter for FREE Morning Time Plans and monthly tips https://coffeewithcarrie.org Follow on Instagram @coffeewithcarrieconsultant.

Possible iPhone-hacking toolkit used by spies Hacker mass-mails HungerRush extortion emails Tycoon 2FA phishing platform dismantled Get the show notes here: https://cisoseries.com/cybersecurity-news-iphone-hacking-toolkit-used-by-spies-hungerrush-extortion-emails-tycoon-phishing-platform-dismantled/ Huge thanks to our sponsor, Adaptive Security This episode is brought to you by Adaptive Security, the first security awareness platform built to stop AI-powered social engineering. Picture a "new hire" who interviews well… except they're synthetic: AI video, AI voice, AI backstory. Once they're in, they go after payroll, internal docs, and access. That's the new reality: the attack surface is trust itself. Adaptive fights back with realistic deepfake simulations and training that actually sticks. adaptivesecurity.com.

Let's be real for a moment...In the corporate context, what's the thing that usually gets rewarded the most?It's often the person who "just" grinds through the chaos, works overtime to fix a broken process, and absorbs all the organizational friction without complaining.From very early on in our careers we are taught to treat ourselves like machines that just need to carry more weight.But as Kara Snyder points out in our conversation, that is treating resilience as output. It's performing professionalism when you are completely depleted. And it is a fast track to burnout.Instead, Kara challenges us to think about resilience as capacity. What do you actually need to sustain yourself so you can stay in this deeply human and emotionally demanding work?Because at the end of the day, the most important tool in your service design toolkit isn't a journey map or a blueprint... well, it's you.In this episode of Inside Service Design, I sit down with Kara and Siddhartha Saxena to talk about the inner game of being an in-house service design professional. We step away from the frameworks and talk about how to actually survive and thrive in this beautifully complex role.This conversation touches on topics like:How to stop measuring your worth by how much stress you can carry.How to create a "liminal space" between you and your work.And how to get to Friday and actually feel a sense of accomplishment, even when the work is messy.So if you've been feeling the weight of driving positive change using service design, take a deep breath, slow down, and tune into this one.How do you protect your own capacity? Have you found any specific rituals particularly helpful? Let me know, I'd love to hear how you're dealing with this.Be well,~ Marc--- [ 1. GUIDE ] --- 00:00 Welcome to the January 2026 Round Up!03:30 Kara's Journey: From Accounting to PWC06:30 Facing Burnout and Personal Loss09:00 Sidd's Journey: From Architecture to Startups11:30 Discovering Service Design as a Business Bridge12:30 Remote Healthcare in India14:00 Designing the "Nervous System" of an Organization15:45 Navigating Complexity19:00 Why Service Design Feels Like the "Wild West"19:50 Tool Spotlight: Using the Emotional Culture Deck21:30 Moving from Doing to Being24:00 Resilience in Startups vs. Corporate Safety26:15 How Personal Grief Shapes Professional Perspective31:15 The Gap Between Self and Work34:30 Why Service Designers are Natural "Absorbers"38:30 Building a Protective Layer Against Burnout41:15 Mapping the Invisible Organizational Nervous System44:45 Managing Design at Scale48:15 When to Say "No" to the Machine52:30 The Power of Invisible Labor56:15 Measuring the Value of What Can't Be Seen59:00 Protecting Your Design Culture from Company Culture1:00:15 Final Takeaways --- [ 2. LINKS ] --- https://www.linkedin.com/in/karamartinsnyder/https://www.linkedin.com/in/siddhartha-saxena --- [ 3. CIRCLE ] --- Join our private community for in-house service design professionals. ⁠https://servicedesignshow.com/circle[4. FIND THE SHOW ON ] ---Youtube ~ https://go.servicedesignshow.com/inside-service-design-10-youtubeSpotify ~ https://go.servicedesignshow.com/inside-service-design-10-spotifyApple ~ https://go.servicedesignshow.com/inside-service-design-10-appleSnipd ~ https://go.servicedesignshow.com/inside-service-design-10-snipd

David McKnight discusses the allocation of $1M if he had it to invest in 2026.  David sees a taxable brokerage account as the least efficient investment account you could possibly own – since it's taxed every year and it's exposed to both short- and long-term capital gains. While this type of account is liquid and can serve as an excellent emergency fund, it's the most tax-unfriendly of all the investment alternatives. The goal, says David, isn't to grow wealth within this type of account, rather to use it as a funding source to systematically build multiple tax-free income streams for retirement. Roth IRAs, which can be funded for a combined $17,200 per year (for your and your spouse's Roth IRA) is the first place David believes the money should go. Next, you should aim at maxing out your Roth 401(k)s – which is $24,500 a person for people under 50 and $32,500 per person. David explains how you can convert taxable money into tax-free money without triggering a massive taxable event and without disrupting your lifestyle. 70% total U.S. stock market index fund, 30% total international stock market index fund is the only allocation you'll ever need, says David. Having to properly structure and fully fund an indexed universal life policy (IUL) is the most misunderstood piece of the strategy discussed by David. The idea is to see an IUL as a way to grow a portion of the $1M portfolio safely and productively, and not to use it as an investment replacement or stock alternative… Historically, IULs have grown 5-7% in net fees over time – with zero stock market risks. The goal of day one of retirement is to have 3-5 years of living expenses sitting in your IUL's cash value, tax-free. This is your volatility buffer. According to a recent Ernst & Young study, the strategy discussed in this episode provides far more income, a far greater likelihood that your money will last through life expectancy and far more money to the next generation compared to the investment-only approach. Suze Orman recommends the exact same strategy but with a difference: Instead of using an IUL she suggests using a savings account that has rock bottom taxable rates of return. However, an IUL is a more effective tool, as it grows far more productively as tax-free, protects your principal, and the death benefit can double as long-term care protection. David's strategy doesn't include bonds as an IUL is safer: No sequence of returns risk early in retirement, not being forced to sell stocks in a down market. "I generally don't ever recommend bonds. There are far better instruments that are safer, more productive, and more tax-efficient tools, with IUL being one of them", illustrates David.  Many experts expect tax rates to rise dramatically by 2035 to pay interest on the national debt, bail out Social Security, and bail out Medicare and Medicaid. When that happens, you just don't want to be sitting on a massive taxable account..! The goal is to shift as much as possible from the $1M portfolio into tax-free accounts before 2035 – you want to have them in your Roth IRAs, Roth 401(k)s, and IUL cash value. Conversely, you only want about six months' worth of living expenses sitting in your taxable account.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Ernst & Young Suze Orman

Text your thoughts and questions!If you're an overthinker and overanalyzer like me, you already know how difficult taking action can be. You also know the frustrating feeling of not taking action because you simply cannot decide what to do. But here's the twist. Sometimes you have to pull an Uno Reverse card on your brain because sometimes, it's the action itself that brings the clarity you were trying to find. This week, episode 303 of the Positively LivingⓇ Podcast is about how action gives us clarity!In this episode of the Positively LivingⓇ Podcast, I'm sharing why your brain gets stuck in analysis paralysis and how you can break the loop of overthinking to move forward and gain clarity along the way. Key takeaways:Feeling stuck is often a result of your brain not having enough data to make a decision; taking a small step can provide the feedback your brain needs to resolve uncertainty. Analysis paralysis is often driven by perfectionism, and recognizing this as the barrier it is allows you to prioritize action over a flawless (but non-existent) plan.We are taught that clarity must precede action, but often, it is the action itself that creates the clarity you've been searching for.Clarity isn't always something you find; sometimes, it's something you create through movement. I encourage you to find the one "smallest safe step" you can take today to move past a decision that has you stuck.If you need help quieting the mental noise before you dive into action, check out the Guided Mind Sweep on the resources page at positivelyproductive.com/resources. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

There's a big deadline ahead—and a big reveal, too. Abby and Karli are sharing final order must-dos and debuting brand-new Test Day Toolkit enhancements designed with coordinators in mind. Press Play now for a Toolkit glow-up and some deadline-day dazzle on this episode of…Coordinated.Manage your exam order. Check out Test Day Toolkit.-----Chat it up with fellow AP coordinators on Chat with a Coordinator.Watch the Coordinated podcast on YouTube.Subscribe to the AP Coordinator Experience YouTube Channel.Bookmark the AP Coordinator homepage and visit for all the latest!Download the AP Coordinator's Manual, Part 2.Watch the video featuring “What's New in the AP Coordinator's Manual, Part 2.”Join the AP Coordinator Community. Read up at the AP Coordinator Resource Library. Podcast theme song, “Good as Gold,” courtesy of former AP Music Theory student, Jackie Rae.

The hit HBO drama "Industry" just dropped its season 4 finale last night, and we have creators Mickey Down and Konrad Kay on the Filmmaker's Toolkit to break it all down. They discuss turning the series into a conspiracy thriller this season, incredible moments like Erics walk off and Yasmin's punishing arc, as well as the meaning of the final shot and mysterious flash frame. Can't get enough "Industry?" Revisit our season 3 interview with Mickey and Konrad - https://podcasts.apple.com/us/podcast/industry-creators-konrad-kay-and-mickey-down/id1142632832?i=1000671314786 Subscribe to Top Of The Line - IndieWire's new newsletter about the craft of film and TV - https://cloud.email.indiewire.com/signup/ Learn more about your ad choices. Visit megaphone.fm/adchoices

According to new Amárach research carried out on behalf of the Department of Enterprise, Tourism and Employment more than four in five businesses (85%) say sustainability is important to the day-to-day running of their business and have considered retrofitting . The findings of the second phase of SME Sustainability Research – Wave 2 were announced by the Minister for Enterprise, Tourism and Employment Peter Burke T.D. and are in line with the previous year's findings. The value of retrofitting The survey of 344 SMEs shows that two in five had taken steps such as insulating their buildings or changing their windows in the past two years to improve their energy efficiency. Speaking at the launch, Minister Burke said by doing so these businesses would also be cutting their energy costs and would become more competitive: "It's really encouraging to see businesses reducing their costs by tackling the energy usage in their buildings. There is however another sizeable cohort of businesses (44%) who cite upfront investment costs as a barrier to becoming more sustainable. "That's why I'd ask SMEs to avail of the Local Enterprise Offices' Energy Efficiency Grant (EEG) and the SEAI's Building Energy Upgrade Scheme (BEUS) to buy energy efficient equipment and to retrofit their buildings. I changed the terms and conditions of the energy efficient grant last year so that a 75% grant is now available, up to a maximum of €10,000, which can make a huge difference to energy bills. In 2025, 681 small business were approved for the EEG at estimated value of €5.7 million, while 186 BEUS grants with an estimated value of €3.36 million were approved." Minister Burke announced the research at Wholesome Kitchen, Dominick St, Mullingar which had recently used the Climate Toolkit 4 Business to understand their environmental impact. Businesses can now also use the Toolkit to measure their Scope 1, 2 and 3 emissions. Minister Burke said by estimating their environmental impact, SMEs can start to tackle it: "Through this research we can see that businesses are also concerned that their staff may not implement sustainability measures. The Toolkit is free so anyone can use it to understand their business's carbon footprint, and it will provide information on where to access the Government's sustainability and energy supports." This year's survey included questions on the potential of the circular economy to Irish businesses. Minister of State for Employment, Small Business & Retail and Circular Economy Alan Dillon T.D. said it's clear that businesses are seeing the enormous value of re-using, recycling and minimising waste: "Not only did more than one in three (35%) respondents say that they already participate in the circular economy, of those that don't, a quarter are interested in doing so. By supporting businesses to reuse resources, reduce waste and keep materials in circulation for longer, they will not only become more sustainable they will cut costs and become more competitive." Key Findings 85% of businesses say sustainability is important to their business on a day-to-day basis, maintaining the high levels recorded in the 2024 research. Businesses said that making a positive difference (35%) and saving money (34%) were the top motivations in becoming sustainable. Just over a quarter of business say that climate change is currently affecting their operations, rising significantly among larger firms and those operating for more than 20 years. Among affected businesses, adverse weather is now the dominant impact, reflecting the growing reality of extreme weather events. Most sustainability action is concentrated in practical, cost-effective areas: waste reduction (49%), energy efficiency (44%), and renewable energy adoption (33%) remain the most common measures adopted by businesses. The main barrier for organisations to act more sustainably remained upfront investment costs (22%), although at a lower rate compared to 2024. This research was under...

This episode of The Power of Zero Show sees David McKnight discussing the single most hated retirement strategy in America: annuities. Interestingly enough, annuities are also one of the most powerful tools you can use to protect yourself from the biggest financial risk you face in retirement. Longevity risk, a retirement danger most retirees never fully grasp, is the reason why this topic matters so much. As David explains, "Longevity risk is the risk of living longer than you expected, running out of money before you run out of life."  While some people shrug longevity risk off as a good problem to have, it's actually the biggest risk in retirement (from a financial standpoint), as it is a risk amplifier. In other words, it magnifies everything else that can go wrong – such as inflation, long-term care, withdrawal risk, and sequence of returns risk. The reasons why many people hate annuities are legitimate, while others are propaganda. For more than 20 years, Kenneth Fisher has led a massive anti-annuity crusade. Remember: there's only one way to truly eliminate longevity risk from your retirement, and that's through a guaranteed lifetime stream of income in the form of an annuity. Research on annuities – something that has been ongoing for the last four decades – has shown that people with a guaranteed lifetime income tend to spend more freely in retirement than people living solely off an investment portfolio. David touches upon Richard Thaler's concept of the Annuity Puzzle. Annuities solve a problem that no stock portfolio ever can: a portfolio can't guarantee lifetime income you cannot outlive. With the American national debt exploding, which would probably lead to higher tax rates, an internal Roth conversion allows you to get ahead of that.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Kenneth "Ken" Fisher Richard Thaler

Text your thoughts and questions!The Positively LivingⓇ podcast is designed to help you prioritize your passions, personalize your approach to life, and achieve your goals without the burnout. If you're an overwhelmed multi-tasker, multi-passionate, people pleaser, creative, and/or caregiver, you'll love this mix of solo and special guest episodes.  With topics like productivity, self-awareness, personal development, habits + systems, decluttering + organizing, positivity, stress management, trauma + grief, entrepreneurship, and more, you'll find actionable advice, wrapped in humor and hope, dedicated to helping you do less, live more, and breathe easier.Request this Toolkit and other free resources at the Resources Page.

Sarah Elsie Baker is a Associate Professor and Head of Research at the Media Design School in Auckland, New Zealand. She is the author of Designing Gender: The Feminist Toolkit. In our conversation, Sarah reflects on why such a toolkit is necessary today and how it can be used to develop more critical, equitable, and reflective design practices.This episode is part of the list: Nueva Zelanda y diseño, Diseño feminista, Diseño con perspectiva de género, investigación en diseño and Government Design Finland, D&D in English. Even though the lists names are in Spanish, you might find episodes in English. In D&D in English all the episodes are in English. She recommends: Feminist is for everybody by bell hooksDesigning for Sex and Gender Equality by Isabel ProchnerFeminist Designer, On the personal and the political in design edited by Alison Place

Period pain. The monthly uninvited guest who shows up early, eats all your snacks, and refuses to leave quietly.In this episode, we're sharing our go-to acute remedies for period pain — aka what actually earns a spot in your monthly toolkit. From targeted herbal support and strategic heat therapy to acupuncture, magnesium, and the small-but-mighty shifts that make a big difference, we break down practical tools you can use right when you need them.We also talk about why timing matters (hint: don't wait until you're curled up in a ball), how to work with your body instead of fighting it, and the mindset shifts that can transform your experience from dread to something far more manageable.If your current strategy is “grit your teeth and hope for the best,” this episode is your upgrade. Because period pain might be common — but it's absolutely not something you have to just put up with.FIND NAT BELOW:Website - https://nataliekdouglas.com/Instagram - https://www.instagram.com/natalie.k.douglasBook a Free Assessment Call - https://NatalieKDouglas.as.me/?appointmentType=50255874EndoNourish - Endometriosis and Adenomyosis Guide - https://nataliekdouglas.com/endonourish-holistic-endometriosis-adenomyoisis-care-guide/SacredSeeds - Preconception Care Guidehttps://nataliekdouglas.com/preconception-care-guide/PCOS Wellness Guidehttps://nataliekdouglas.com/pcos-holistic-guide/Thyroid Rescue - Self guided programhttps://nataliekdouglas.com/thyroid-rescue/Coming Off The Pill/IUD Holistic Guidehttps://nataliekdouglas.com/coming-off-the-pill-mini-course/PMS/PMDD Natural Solutons Masterclass https://nataliekdouglas.com/pms-pmdd-natural-solutions-masterclass/Restore and Nourish Gut Reset - https://nataliekdouglas.com/restore-nourish-gut-reset/Perimenopause Masterclass -https://nataliekdouglas.com/perimenopause-masterclass-holistic-toolkit/Become a one-to-one clienthttps://nataliekdouglas.com/1-1-naturopathic-nutrition-consultations/FIND AMIE BELOW:Book a Free Assessment Call: https://p.bttr.to/3yBdmu3   Book Yourself In: https://l.bttr.to/ZDxWOWebsite - https://whatthenaturopathsaid.com   Instagram - https://www.instagram.com/thatnaturopathJoin the mailing list - https://elysium-clinic-of-natural-medicine.ck.page/69663ce14a  

Text your thoughts and questions!If you have ever felt like you should be treating yourself better but have no idea where to start, or maybe the idea of being nice to yourself feels strange, you're not alone. Many of us struggle with a harsh internal monologue, feeling isolated in our stress or trapped by rigid societal expectations. That's why, in this episode of the Positively LivingⓇ Podcast, I am sharing five simple ways to treat yourself better!In this episode of the Positively LivingⓇ Podcast, I show you how you can move from the theory of self-compassion to practical, daily application, reducing shame along the way.The five tips I cover in this episode include: Audit your internal monologue by first noticing how you speak to yourself in times of stress.Practice needs-based self-compassion, understanding it as an indulgence. Listen to your body's signals of depletion and take them as a sign to regulate your nervous system. Embrace common experiences, reminding yourself that you're not alone in how you feel.Utilize permission statements, allowing yourself to show up imperfect, change your mind, or set limits. Self-compassion isn't built through grand gestures; it's built through small moments of noticing and recalibrating. This week, don't try to master all five techniques. Instead, choose one single practice, try it for a few days and see what unfolds.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Ep 301: Why Self-Compassion Matters More Than You ThinkDance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

Are you too busy reacting to what's coming instead of proactively planning?In this episode of Life of And, Tiffany Sauder dives into the importance of proactive planning to manage the chaos of daily life. She shares how she sets aside time each week to organize her family and work commitments through two essential meetings: the planning meeting and the family meeting. Tiffany explains how these meetings, scheduled on her calendar, help her prepare for the week ahead, ensuring she stays on top of her responsibilities without becoming overwhelmed.She discusses how setting clear expectations for her family eliminates surprises and helps everyone feel more in control, especially during busy seasons. Tiffany also highlights her “no same day solving” rule, which prevents last-minute stress and allows her to manage requests from her family in a calm, organized way. By the end of the episode, Tiffany provides a simple framework for setting up your own planning and family meetings, giving you tools to stay ahead, minimize surprises, and create a smoother, more intentional week.You'll walk away with a framework to:Implement weekly planning and family meetings for smoother daysSet clear expectations and eliminate surprises for your familyProtect your time and energy by being proactive instead of reactiveCreate a predictable and organized week with intentional decisionsDownload the Family Meeting Agenda hereFor more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn More: https://www.tiffanysauder.com Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Life-of-And-ProgramTimestamps:(00:00) Intro(00:23) The two meetings that will save your sanity(01:14) The weekly planning meeting(02:41) Meal planning and the 45-minute time swap(04:29) The 6-week family meeting challenge(04:32) The Sunday agenda and running the meeting together(04:53) Setting boundaries and planning ahead(05:58) Proactivity in two questions(06:53) Expectation-setting for the week(09:08) What can be promised by implementing meetingsCheck out the apps and sponsor of this episode: Created in partnership with Share Your Genius

Glen brings back Joe Evangelliti to share his “5 Bottlenecks” framework—a universal set of constraints that keep entrepreneurs (especially real estate investors) stuck. The 5 bottlenecks framework 1) Mindset / limiting beliefs You don't get what you “conceive”—you get what you believe you can achieve. “Rational lies” = the stories we tell ourselves to avoid action (not smart enough, not ready, what will people think, etc.). Fastest unlock question: “What do I want?” (not what spouse/parents/friends want). 2) Clarity + reverse engineering (Point B → Point A) People plan vacations with precision but plan their lives in vague “wish” language. Define Point B clearly, assess Point A honestly, then close the gap. 3) Toolkit audit (simplify your tools/systems) Too much tech can create complexity and distraction. Quote-worthy idea: if you can't do it with notepad + pen + phone, software won't save you. Build consistent deal flow first; avoid shiny-object “easy button” chasing. 4) Rule of 168 (time control) Everyone has 168 hours/week—top performers just allocate it differently. Focus on: High-income activities (directly produce revenue now) High-gain activities (life/relationships/health that matter long-term) Track what moves the needle (e.g., offers made). Many people feel busy but do zero needle-moving actions. Calendar discipline = presence. “Show me your calendar and I can almost tell you your net worth.” 5) The trifecta (the “bow”) Execution (do the work, ship the offer, take the shot) Course correction (pivot around obstacles instead of quitting or forcing a broken plan) Radical accountability (someone outside your inner circle who won't let you off the hook)

David McKnight dissects Elon Musk's recent claims that, because of AI robotics and automation, the future will have such hyperabundance that ordinary people may no longer need to save for retirement.  In Musk's future, robots are going to do all the work, AI will create prosperity, and society will provide everything you need at a little or no – cost. While David likes Musk's vision for the future, he doesn't agree with him on this one. When examined through the lens of economics, government obligations, and retirement realities, Musk's idea of the future collapses. David identifies five specific reasons why that will happen. The first reason, and perhaps the biggest flaw in Musk's argument, is that AI productivity doesn't automatically translate into personal wealth.  David points out that, during major technological revolutions, productivity increases faster than wages, capital investors capture most of the gains, and wealth becomes more concentrated at the top. In the most optimistic AI scenarios, economists say that it takes decades for productivity gains to spread to the entire population; if they ever do. The second reason why Musk's predictions won't probably come true has to do with the fact that AI won't fix the U.S. national debt or entitlement crisis. The U.S. has $40 trillion in national debt, which is projected to grow $2 trillion per year over the next 10 years (with annual interest payments already over $1 trillion per year). Furthermore, the Social Security Trust Fund is forecasted to run out in 2033, while the Medicare Trust Fund in 2031, and 10,000 baby boomers retire every day. Yet, no rapid explosion of AI innovation will change any of this. The third pet peeve David has with Elon Musk's predictions is that AI has no built-in mechanism for sharing wealth.  "Musk's argument hinges on the idea that AI abundance will automatically be shared, but it won't. Here's how this will likely go down: the profits of AI companies will flow to shareholders, and governments will collect very little from that activity", says David. The fourth reason why David disagrees with Musk's views for the future is that universal basic income is NOT a retirement plan. The final reason why Musk is wrong about the need to save for retirement is that AI increases lifespans which, in turn, increases retirement costs. Any major economist studying debt trajectories seems to agree: tax rates in the future are likely to be much higher than they are today. The current status quo is where the power of your retirement strategy becomes indispensable.  Remember: if tax rates in the future are higher than they are today, then every dollar you withdraw from a taxable 401(k) or IRA is going to be worth a lot less than you ever thought possible. David's solution consists of, over time, repositioning your money into tax-free vehicles – primarily Roth IRAs and Roth 401(k)s.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

URGENT: Sign now to oppose Bill 242-38; the hearing is happening as this episode drops.  Petition: https://forms.gle/zEoq7Rf6Jmg32jTS7 Note: The recording took place 24 hours before the public hearing at the Guam Congress Building on Bill 242-38. Red Power Hour co-host Melanie Yazzie and TRN comrade Tåhdong talk with Melvin Won Pat-Borja (Executive Director, Guam Commission on Decolonization) and Michael Lujan Bevacqua (Co-Chair, Independent Guåhan) about why Bill 242-38 would erase a Native-Inhabitant–led vote and violate CHamoru self-determination. We cover Guåhan and Micronesia's decolonization history, the ways U.S. citizenship is switched on/off by a militarized agenda, how an Independent Micronesia could shift Guam from being America's "tip of the spear" to a bridge of peace between East and West, and why Indigenous solidarity is more powerful than spam. Submit written or oral testimony before the public hearing. Toolkit with scripts, emails, addresses: https://tinyurl.com/y2kxa38n Sign & share now: https://forms.gle/zEoq7Rf6Jmg32jTS7 →  Then submit testimony and call Guam's senators using the COD Toolkit https://tinyurl.com/y2kxa38n   Empower our work: GoFundMe: https://www.gofundme.com/f/empower-red-medias-indigenous-content Subscribe to The Red Nation Newsletter: https://www.therednation.org/ Patreon https://www.patreon.com/redmediapr

Text your thoughts and questions!So many of us are quick to say things like, “I need to be kinder to myself,” and I think we truly believe that. But the minute we fail to get something done, lose track of time, or struggle, our inner voice turns harsh. For us high achievers, especially, this is an unfortunate natural reaction. The problem is that we don't realize how much that critical inner voice is costing us. This week, episode 301 of the Positively LivingⓇ Podcast is about why self-compassion matters more than you think!In this episode of the Positively LivingⓇ Podcast, I'm diving into why the “try harder” mentality often backfires, and I give you actionable steps to take right now to practice self-compassion as the necessary foundation for true productivity and emotional regulation. Key takeaways:Self-compassion isn't a vague feeling; it's a system of self-kindness, common humanity, and mindfulness. While self-awareness is the ultimate productivity tool, self-compassion is the environment that makes those tools work. Your brain interprets self-criticism as a threat, triggering increased cortisol and bodily tension. In contrast, self-compassion helps regulate your nervous system. Self-compassion is not about lowering your standards but about being honest without being cruel, making it more likely that you'll take responsibility and repair mistakes.Self-compassion is a skill that can be practiced and developed over time, even if it feels unnatural at first.Self-compassion isn't about being nice to yourself when things are going perfectly; it's about how you respond in the moments you lose momentum or fail to meet the plan. This week, try to simply notice your inner dialogue without trying to fix it. Awareness without judgment is your first step toward a more resilient life.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)Ep 189: Why Compassion is Essential to Be More ProductiveDance Song Playlist V1, V2, V3MusicRequest this Toolkit and other free resources at the Resources Page.

“Once I start, I can't stop.”You know the drill: You've tried not keeping these foods in the house.You've tried willpower.You've tried “just one.”You've tried swearing them off forever.But every time that food shows up … you lose control.In this episode, I'm walking you through the exact process I use with my clients to break the cycle. Not with more restriction. Not with “just eat intuitively and hope for the best.” And not with a free-for-all.With structure. With skill. With actual behavior change.I'm talking about:* Why avoidance keeps you stuck (even if it feels like control)* What hyper-palatable foods are actually doing to your brain* The graded exposure method that turns down food noise* The five-step structure that changes everythingIf you've ever felt like certain foods are a life sentence, this one's for you.Save it. Share it. And listen with a notebook nearby.What did you think? What do you want to hear more of? Send me a text and let's chat. Connect with JordanaFind me on InstagramSign up for my weekly letter with personal stories and nutrition, body image and mindset tipsSchedule a free discovery call to talk more about working together Listen to more episodes of The Diet Diaries

As you work toward your organizing goals, it's important to set yourself up to succeed by creating a supportive environment. A key condition for success is having the right tools and supplies at your disposal. In episode #292 of The Clutter Fairy Weekly, Gayle Goddard, professional organizer and owner of The Clutter Fairy in Houston, Texas, offers guidance for assembling an organizing toolkit so you'll be equipped to face nearly any clutter challenge that may arise.Show notes: https://cfhou.com/tcfw292The Clutter Fairy Weekly is a live webcast and podcast designed to help you clear your clutter and make space in your home and your life for more of what you love. We meet Tuesdays at noon (U.S. Central Time) to answer your decluttering questions and to share organizing tools and techniques, success stories and “ah-hah!” moments, seasonal suggestions, and timeless tips.To participate live in our weekly webcast, join our Meetup group, follow us on Facebook, or subscribe to our mailing list. You can also watch the videos of our webcast on YouTube.Support the show

David McKnight explores one of the most fascinating and misunderstood topics: Retirement planning annuities. In the article Annuitization Puzzles, Economics Nobel Prize winner Richard Thaler tries to answer a deceptively simple question: If annuities are so good at protecting retirees from outliving their money, why don't more people buy them? Thaler, one of the founding fathers of behavioral economics, coined the phrase "the annuity puzzle" to describe a striking contradiction between theory and real life. According to traditional economic models, the rational choice would be for retirees to annuitize at least some portion of their wealth – yet, only very few Americans go out and buy a pure life annuity. The answers to this contradiction are almost entirely psychological. Loss aversion, loss of control, complexity and distrust, fear of disinheriting errors, underestimating longevity risks are the key reasons why that happens. David points out that most retirees believe they won't live as long as they actually will;they underestimate the probability of living into their 90s. "The Annuity Puzzle exists because economics assumes we're rational, while real retirees behave like human beings. They're  driven by emotions, fears, and biases, not economic data," says David. Remember not all annuities are created equal. David touches upon the key differences between immediate and fixed index annuities. Did you know that, while they aren't stock market replacements, fixed index annuities (FIAs) make for excellent bond alternatives? Furthermore, FIAs do resolve the flexibility and liquidity concerns many retirees face.   In his book Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement, David discusses what he considers the most powerful innovation in the annuity space today – he shares more about it in this episode. What he discusses isn't the old single premium immediate annuity you may be familiar with… rather, he illustrates a modern retirement income engine that blends the science of risk pooling with the tax-free advantages of Roth planning.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Annuitization Puzzles by Richard Thaler, Shlomo Benartzi, and Alessandro Previtero S&P 500 Penguin Random House

What does it really mean to become unshakable when your career, your family life, and the world around you all feel uncertain at the same time? In this episode of Becoming Unshakable, I sat down with Christine Ann Miller for a conversation that stayed with me long after we stopped recording. From the very first question, Christine grounds resilience in something more profound than grit or endurance. She shares how becoming unshakable is tied to purpose, faith, and the courage to stay anchored to who you are, even when the path forward is unclear. Christine takes us through her journey as a Jamaican American leader, the first in her family born in the United States, and how growing up around healthcare shaped her desire to solve meaningful problems.  From discovering chemical engineering through an encyclopedia to interning at Merck and dedicating more than three decades to developing medicines that save and improve lives, her story is rooted in service, curiosity, and conviction. She reflects on why purpose matters more than titles and why alignment, not momentum, is what sustains a long career.   The heart of this episode centers on a defining crossroads. Christine shares what it was like to leave a senior role with no next job lined up, only to have the world shut down weeks later during the pandemic. We talk openly about fear, faith, rest, and the discipline of self-leadership when everything familiar disappears. She explains how grounding practices like prayer, meditation, journaling, community, and intentional rest helped her stay receptive to what came next, rather than rushing to force an answer. We also explore the role of support systems, from coaches and therapists to family and trusted friends, and why resilience is rarely built alone. Christine offers thoughtful guidance for anyone who feels like they are barely holding it together right now, reminding us that breathing, connection, service, and reflection are not small acts when life feels heavy. As you listen, consider where you might be rushing past the very pause that could help you hear what is next for you. When things feel shaky in your own life or leadership, what enables you to stay grounded long enough to recognize the opportunity that may already be on its way?  

Sirât is a truly unique experience, a journey not only into desert rave culture but into the desert of our minds and our souls. From the Oscar nominated sound design, to the haunting visuals and non-professional cast, Director Oliver Laxe joined the Filmmaker's Toolkit to open up about the making of a film that must be seen to be believed. Subscribe to Top Of The Line - IndieWire's new newsletter about the craft of film and TV - https://cloud.email.indiewire.com/signup/ Listen to the Screen Talk Podcast. Every Friday IndieWire editors Anne Thompson & Ryan Lattanzio break down insider news from Hollywood and debate the latest films and series. - https://podcasts.apple.com/us/podcast/indiewire-screen-talk/id893977298 Learn more about your ad choices. Visit megaphone.fm/adchoices

Most founders think fundraising fails because of "bad luck." Usually, it fails because of simple physics.Fundraising is a sales funnel. If you have a structural leak at the top, no amount of "slick" pitching will produce a check at the bottom. In this episode, we pop the hood on pre-seed fundraising to look at the four filters your startup must pass before you even think about building a deck.Stop the "Fundraising Theater" and start building a machine that investors actually want to buy.Read the full blog post: https://ftb.bz/127BWatch the video: https://ftb.bz/127V[FREE TOOL] THE INVESTMENT READINESS SCORECARDDon't guess if you're ready. Use the same diagnostic tool I use to screen startups for the North Bay Angels. Identify your gaps and fix them before you waste your one "bite at the apple."Get the Toolkit & Scorecard: https://www.FeelTheBoot.com/raiseWHAT WE COVER:Filter 1: The Math (Portfolio Physics): Why a "nice" business isn't always a venture-investable business. We look at the $100M revenue requirement and the "Why Now" delta.Filter 2: The Evidence (Market Pull): The difference between "that's a good idea" and "I need this now." We discuss unit economics and why $1 of marketing must generate $2 of net profit.Filter 3: The Moat (Structural Defensibility): Why being a "first mover" is often a disadvantage and how to build friction that stops well-funded predators from crushing you.Filter 4: The Machine (Founder-Market Fit): Why investors don't fund science experiments and how to prove you have the unique insight to execute your blueprint.TIMESTAMPS:0:00 The "Fundraising Theater" Trap1:30 Why 99% of Success is Decided Before the Pitch3:15 Filter 1: The Harsh Math of Venture Capital5:45 The "Corpse Audit": Why Timing is Your Delta8:10 Case Study: The "Empty Box" Pitch at North Bay Angels11:20 Filter 2: Proving Customer Hunger14:45 Filter 3: Defensibility & The First-Mover Fallacy17:30 Filter 4: The Machine & Unique Insights20:15 Is Your Startup Default Alive or Default Dead?22:00 Your Next Step: The Readiness ScorecardABOUT FEEL THE BOOTI'm Lance Cottrell. I'm a former astrophysicist and successful tech founder turned startup advisor. I view company building as an engineering problem with solvable mechanics. No fluff. No hype. Just the hard truths you need to reach escape velocity.Subscribe for more pragmatic startup advice: [Link to your channel]#PreSeedFundraising #StartupFunding #VentureCapital #AngelInvestors #PitchDeck #Entrepreneurship #FounderTips #FeelTheBoot

Text your thoughts and questions!Productivity is best when it's shame-free and done in a way that honors your life. That is the message I started this podcast with, and it remains true 300 episodes later. Yes, you read that right. Today we're celebrating 300 episodes of the Positively LivingⓇ Podcast. And joining me to commemorate this landmark episode is my friend and podcast producer, Alesia Galati, as we flip the script and she interviews me. In our conversation, we reflect on my journey of podcasting and how listeners can make the Positively LivingⓇ Podcast work for their lives. Alesia and I cover the following topics:Expressing gratitude for the achievements this podcast has hit. Reflecting on the impact of this podcast through listener reviews. Taking a look at how this podcast has evolved and where it's headed in the future. How to use this podcast as a tool for productivity (without the overwhelm).Five things you may not know about me. As we celebrate 300 episodes–and 10 years of Positively Productive Systems, the business behind the podcast–I want to thank you, because you are what makes this possible. Whether you've been here from the start or just started listening, your support means the world to me. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:(Find links to books/gear on the Positively Productive Resources Page.)For more episodes and playlists, visit the podcast page of my website!Ep 299: 10 Lessons to Celebrate 10 Years of Positive ProductivityDance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!Request this Toolkit and other free resources at the Resources Page.

What is metacognition? And how can you use it to plan smarter, reflect on exams and evaluate your daily learning with clarity?We're joined by Nathan Burns, aka Mr Metacognition, to explore his favourite stackable metacognitive learning strategies that will have you reflecting on and improving your studying at home and in the classroom – from this moment, right through exam season and beyond. Discover how to think metacognitively about:answering questions carefullypre-exam season revision as a wholepost-exam and post-mock reflectionsmonitoring how your learning is going

FAIR News Weekly | 2/6/2026

Things are heating up in the Weekly Accountability Time Management Class, and this episode is all about one of the most important topics for any working actor: how to refresh your toolkit for 2026. I have five essential points to cover that will help you align your tools with the actor you are becoming. Let's get started. Align Your Tools with the Actor You Are Becoming Every piece of your toolkit should answer one question: What are the roles that I am calling in with my tools? Your headshots, your reels, your clips, your website, your resume—they aren't random. They are signals to casting directors. They are signals to producers. They are signals to writers and directors. If your tools reflect who you were five years ago, they can't sell who you are now and who you want to become. Think about 2026 by asking yourself: Does this material tell the story of the actor I want to be booked as today and in the future? As Marianne Williamson says, we are powerful beyond measure when we act with intention. And here's a PPR quote for you: Your tools are not decoration. They are direction. Audit Your Materials Without Drama This can be challenging, so I'm just going to warn you ahead of time. Most actors avoid looking at their tools because they attach their entire self-worth to a headshot or a clip. But you cannot update what you refuse to see. Do a calm, natural review: What's working here? What feels outdated? What is missing? Look at your materials like a business owner, not a wounded teenager. Jen Sincero, author of the Badass books, says: What you choose to focus on expands. So I don't want you focusing on that wounded teenager or that wounded child. I want you to be focusing on who you are today and who you want to become—the actor you are today and the actor you want to become. Update Your Target Lists with Precision We talk about this in the weekly accountability and time management class all the time, so listen up. Your career is not the industry as a whole. Your career is a specific group of casting directors, agents, managers, and creatives who are a fit for you. Just for you. Once a month, I want you to be cleaning up your list. Remove people who no longer make sense to you anymore. Add the new shows, offices, and companies that are a match of where you want to be heading. Precision makes your outreach more effective and less emotional. Again, Jen Sincero: You're going to have to push past your comfort zone if you want to change. You can't have the career you want being the person that you are. You need to change. A vague career plan creates vague results. We don't want to be vague. Simplify Your Marketing So You Can Actually Do It Hello? If you can't actually do it, it's not good time management. An overcomplicated system will die by February. Your marketing needs to be simple enough that you can maintain it on a busy week. A basic outreach schedule. A template email. A simple tracking sheet or a simple tracking system. These things are enough. The question is not how fancy is my system and how impressive is it. The question is: Will I be able to use this when I'm tired? Gabrielle Bernstein says: When you relax, you receive. And my quote is: If your system is exhausting, it's not a system, it's a stall tactic. Ooh, ouch. Did you just go, oof? Did you just go, oh, PPR, how could you? Yeah, that's a bit of a stab in the gut. And here's a bonus: Perfectionism leads to procrastination, leads to paralysis. Commit to One Improvement Each Month Instead of trying to overhaul everything all at once, pick one upgrade per month. Maybe in one month you update headshots and you choose the best ones. Or in February or March or April or May you clean up your reel. Or in another month you're refining your resume or a website. This is one of the things I talked about in my class—putting your business on a schedule for 2026. So important to do that. So important to do that. These focused upgrades in a year will move you much further than one frantic burst that burns you out. Remember that your career is built in layers. Join the Weekly Accountability & Time Management Class If you want help with any of this, I'd love to see you in the weekly accountability and time management class. It's super affordable. It's super fun. And guess what? You get a class for free.

David McKnight discusses the three assets he believes you really need for a stable, predictable tax-efficient retirement.  Getting them right will dramatically reduce the risks that derail most retirements: Market risks, sequence of returns risks, longevity risks, tax risks, and long-term care risks. Stock market investments, with a 70% total US stock market index and a 30% total international stock market index, are the first thing David recommends. He defines them as "Your growth engine, the one that pays for your discretionary expenses in retirement."  David goes over aspirational and shock expenses. A Fixed Index Annuity (or FIA) is the second asset you'll need in retirement. A FIA is the one asset that eliminates the longevity risk, the risk of living so long that you deplete all your other assets.  Then there's Index Universal Life Policy (or IUL). A recent Ernst & Young study found that retirement plans that included IULs, as well as FIAs, provided more income in retirement, a higher likelihood of money lasting through life expectancy, and more money to heirs over the investment-only approach to retirement." Remember: If you withdraw money from your stock portfolio in a down market, you lock in losses and your portfolio has a much harder time recovering.  In other words, the IUL acts as your retirement shock absorber. Did you know that, because of its safe and productive growth, the IUL can serve as what we call a "volatility buffer" in retirement?  And there's more! In fact, an IUL can also serve as a bond alternative during the accumulation years – but without the interest rate risk or bond price volatility. David sees IULs as the most dynamic asset of them all – it's your volatility buffer, your bond alternative, and your long-term care safety net.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Ken Fisher Ernst & Young

In Episode 340 You Will Discover: How ADHD low energy is biological, not a discipline problem Ways to identify which low-energy phase you're in right now Simple, compassionate tools that match your actual capacity Work With Me:

In celebration of Black History Month and Heart Health Month, we're re-airing our powerful conversation with Dr. Gabrielle Williams, founder of Gateway Direct Health in Georgia. Dr. Williams shares her inspiring journey from severe burnout in fee-for-service medicine where she dreaded waking up each morning to discovering Direct Primary Care as her "second chance into medicine." As the first person in her family to attend college, she went on to become a board-certified family physician who now practices medicine on her own terms. In this episode, Dr. Williams candidly discusses the personal and spiritual growth required in that crucial first year of entrepreneurship, the importance of healing from healthcare trauma, and why her patients, even those with insurance, choose her practice for the irreplaceable value of time, trust, and a genuine doctor-patient relationship. Her story embodies the resilience and possibility that emerges when physicians of color build sustainable, community-rooted practices, and serves as both inspiration and practical guidance for anyone considering the DPC path.Learn how Zion HealthShare can pair with DPC to protect patients and physicians without returning to traditional insurance. Read more in the Toolkit, our DPC magazine, today.  If hiring feels like one of the most intimidating parts of growing your DPC practice, read the Winter issue of The Toolkit, our DPC Magazine that includes an educational, step-by-step hiring guide from the Cooperative of American Physicians designed to replace guesswork with clarity. What do you want MORE of in your practice this year? Download the January worksheet HERE for free today!Support the showGET your FREE MONTHLY BUSINESS TOOL DOWNLOAD Become A My DPC Story PATREON MEMBER! SPONSOR THE PODMy DPC Story VOICEMAIL! DPC SWAG!FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube