Podcasts about RS

Conectar-se deixou de ser opção e virou necessidade, o que ficou ainda mais evidente na pandemia, consolidando uma nova realidade para os provedores de internet (Internet Service Providers, ou ISPs). A Vero Internet é um dos maiores provedores regionais do Brasil, com forte atuação em mais de 180 cidades de MG, PR, RS e SC. Vem realizando investimentos para ampliar sua rede de mais de 28.000 km de fibras, com alguns desafios de infraestrutura, enquanto investe em inteligência artificial na relação com os clientes e análise preditiva da malha, usa redes neutras para atuar em algumas cidades e planeja um futuro no qual o 5G e a fibra atuarão lado a lado em diversos novos modelos de conectividade para a sociedade. O Start Eldorado recebe Fabiano Ferreira, CEO da Vero Internet, que conversa com o apresentador Daniel Gonzales. O programa vai ao ar às 21h, na Eldorado FM 107,3 - SP, toda quarta-feira. See omnystudio.com/listener for privacy information.

Compacto de entrevista com a abordagem de temas pertinentes à comunidade do Vale do Rio Pardo e Taquari. A cada edição um tema relevante ou algum assunto específico de ampla repercussão

Roughly eight months on from X70 Pro+, which itself came just six months after the one before it, Vivo is back with another flagship phone. Gadgets 360 senior reviewers Sheldon Pinto and Aditya Shenoy join host Akhil Arora to discuss the Vivo X80 series. Read: Vivo X80 hands-on: promising premium all-rounder We talk about Vivo's attempts to simplify the new naming convention — this time, we have a Vivo X80 at Rs. 55,000, and a X80 Pro at Rs. 80,000 — and the resulting confusion it creates. We delve into what the two phones offer, be it their triple and quad rear camera setups, the high refresh rates displays on par with Apple and Samsung, or that humongous camera module on the back. Read: Vivo X80 Pro hands-on: worthy upgrade? Along the way, we touch upon how Samsung is pushing the industry to do better with their Android update promises, and why the likes of Vivo need to stop showing off a “cool” new feature with every launch. Follow Gadgets 360 on Facebook, Twitter, Instagram, and YouTube. Write to us at podcast@gadgets360.com Chapters Intro (00:00) Naming confusion (00:17) Trust in Vivo? (03:13) What you get (06:00) Camera, display, and design (11:41) Software and charging (17:47) Needs consistency (21:11) Who it's for (23:49) Outro (27:44) Photo credits: Sheldon Pinto/Gadgets 360 Disclosure: Vivo sponsored Pinto's flights and hotel for the pre-launch event in Dubai.

A Estratégia Invencível: Suno + Stock Pickers https://lp.suno.com.br/cl/a-selecao-invencivel/?utm_source=infomoney&utm_medium=stpk&utm_campaign=RS.SIS22.ns.20220512Paolo Di Sora, sócio-fundador e cio da RPS Capital, e André lion, sócio, CIO e gestor de ações da Ibiuna Investimentos, ao vivo no episódio #146 do podcast Stock Pickers.Apresentação: Lucas Collazo e Henrique EsteterEdição e produção: Nando Lima

Compacto de entrevista com a abordagem de temas pertinentes à comunidade do Vale do Rio Pardo e Taquari. A cada edição um tema relevante ou algum assunto específico de ampla repercussão

Original research can be a gold-mine for content marketers. But only if you get the results you need – and repurpose them effectively. In this episode, we ask Michele Linn, content marketing and research expert, how marketers can get the most out of their original research findings. Michele is the co-founder and Chief Strategy Officer for Mantis Research, and shares her techniques for repurposing research findings into engaging content. She also reveals what marketers can do to set their research up for repurposing success, and shares examples of research repurposing in action. Amy Woods is a content repurposing expert and the CEO and Founder of Content 10x–a specialist content repurposing agency helping tech and professional services businesses worldwide repurpose their content. Amy is a best-selling author, hosts two content marketing podcasts (The Content 10x Podcast and B2B Content Strategist), and speaks on stages all over the world about the power of content repurposing. Find out: How story stats and inventory stats differ and why both can level-up your content strategy The 4 Rs of repurposing your data and research findings The biggest mistake marketers make with research projects Important Links & Mentions Michele's LinkedIn: https://www.linkedin.com/in/michelelinn/ (https://www.linkedin.com/in/michelelinn/) Mantis Research: https://mantisresearch.com/ (https://mantisresearch.com/) Research Power (Half) Hour: https://mantisresearch.com/research-power-half-hour/ (https://mantisresearch.com/research-power-half-hour/) How to Repurpose a White Paper or Research Report into a Webinar: https://www.content10x.com/repurpose-white-paper-into-webinar/ (https://www.content10x.com/repurpose-white-paper-into-webinar/) My book: https://www.content10x.com/book (Content 10x: More Content, Less Time, Maximum Results) Join hundreds of business owners, content creators and marketers and get content repurposing tips and advice delivered straight to your inbox every week https://www.content10x.com/newsletter (https://www.content10x.com/newsletter)

Sam Primm is a Real Estate Investor, Educator with over 40 million dollar Real Estate using people's money  He started a successful Rental Real Estate company, Wholesale company and he does Flips as well.  In this episode we talked about: * Sam's  Bio & Background * The First Investment in Real Estate * Using Other People's Money to Buy Real Estate * Network Building * Private & Institutional Lenders  * Capital Structure * Interest Rate Risks * Journey on Social Media * The Process of Property Acquisition  * Mentorship, Resources and Lessons Learned Useful links: Book “Pitch Anything” by Oren Klaff Book “Eat that frog” by Brian Tracy https://www.instagram.com/samfasterfreedom/?hl=en https://fasterfreedom.com Transciption: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, my name is Jennifer gala and you're listening to working capital the real estate podcast. My guest today is Sam prim. Sam is a real estate investor educator with over $40 million worth of real estate using other people's money.   He started a successful rental real estate company, a wholesale company, and he does flips as well. We just kind of went over a little bit about his portfolio right now, Sam, how's it going?   Sam (45s): It's going well, man, it's going well, appreciate you having me on.   Jesse (47s): Yeah, thanks so much for coming on. I think one thing we miss here in the intro is just the fact that your social media presence with real estate is pretty pronounced. It's part of the reason that we connected, I saw what you were doing online. And I said, you know, I think that listeners would get a lot of value about you coming on, telling your story, and also talking a little bit about that presence online. So thanks for coming on. Really appreciate it. Why don't we take a couple of steps back as we normally do here and talk a little bit about your background and how you got into real estate, you know, from, you know, where you started and where you're at today.   Sam (1m 23s): Yeah, for sure. So I don't have the most exciting story, like, you know, some guests and some people I know that, you know, came over here or grew up super, super poor and didn't have, you know, much of an upbringing. I had a normal upbringing, you know, my parents were middle-class. My dad was an engineer. My mom was a teacher. My dad worked for the same company for 40 years and retired. That was kinda what I was grown up in. That was kind of how I was raised, you know, save money, save money, save money, invest, and went to college and was kind of planning that path.   But kinda during college, I started a, a house, you know, painting company with my buddy. We started to kind of paint in the summers, painted exteriors of houses and fences and decks, kinda got some entrepreneurial itches and then went to school and finished school and then, you know, graduated and got a job out of school. And he got an engineering degree and we were just doing our own thing. And then we started to connect and talk real estate and we decided to go in and buy one house a year for 10 years was our goal. And just kind of start to just see what real estate can do for us on the side.   And that kind of ballooned into what I'm doing today. I kind of really kind of ventured away from that traditional mindset of work for somebody else, your whole life. I was able to quit my full-time job and go full-time in real estate a few years later and really enjoying now showing other people that you do have an option. You can do the traditional path, but if that's not for you or you can't do that, or whatever, whatever the reason may be, you do not have to work for someone else, your whole life. You can do what you want when you want and real estate's the best, you know, kind of bridge to help you get to that life.   Jesse (2m 53s): So, Sam, what was the first investment in real estate that you, that you ever did? What did that look like?   Sam (2m 60s): It was a single family rental. I actually bought it in 2014 into 2014, bought it with the thought that you got to, I was going to fix it up and sell it and take that profit and put 20% down on a rental. So back then, even when I started, you know, investing in real estate, I thought 20% down on rental property. So, all right, I don't have 20% to put down, so I'm going to flip a house, take that profit and then put 20% down. So I thought for every, you know, one rental I wanted to buy, I had to flip one, so two houses to get one rental.   But during that process, I learned a, about the cash out refinance and kind of leveraging money and leveraging bank funds and all that, all that stuff that I'm sure a lot of your viewers know about, but I didn't know about it. And I ended up actually turning that one into a rental that worked out pretty well. So just, you know, jumped in and was figuring it out and then found out about refinancing and, and all that cash out stuff. And you haven't looked back since, and haven't had to put 20% down of my own money on anything since. So   Jesse (3m 55s): That's great. So in terms of the actual debt side of the equation, when you are looking for properties and over your career, when you've been looking for properties using other people's money, I mean, people hear that and they, you know, intuitively understand what that means. You know, you understand what the words mean, but in terms of actually executing that and doing it in a way that doesn't put you in a unreasonable amount of risk, how do you approach that? And what does that look like for you when you're saying you're using other people's money to buy real estate?   Sam (4m 26s): Yeah, for sure. Cause if you're, if you're not using your own money, you're putting 20% down, you know, you could be overleveraging yourself, like you said, and putting yourself at unnecessary risk, you know, shift in the market could sink you. And, and that did a lot in oh eight, it's sunk a lot of people. So the key to using other people's money in your own money honestly, is making sure there's equity in the property. Everybody thinks that banks care about that 20% down when you're buying rentals, they don't, they care about that 80%. They want to just make sure that they are not over leveraged themselves and that there's 80% equity in the deal.   So if you can creatively use somebody else's money to find distressed properties, you know, fix them up, manage them well, whether we're talking, you know, single families, commercial multi-families, whatever it is, if you can just find the deals out there and use other people's money and, you know, find a good enough deal and increase the value enough that there is at least 20% equity at the end, then you're not over leveraged. If, if you bought a million dollar apartment complex and put $200,000 down, there's 80% equity. If I've, you know, did the same thing and use somebody else's money and have $800,000 of somebody else's money in the deal, and it's still worth a million, why it's the same position?   There's, you know, there's, there's not any risk there. As long as that equity is built in, obviously there's some more intricacies that go into it and there's a ton different ways to do it. But I think the key concept that you brought up and kind of wanted me to drive home is as long as you're buying at a discount and managing it properly, you shouldn't over leverage yourself. If you do it the right way, it's not buying things at market value, you know, a hundred percent of costs, a hundred percent of value, a hundred percent of loan. It's, you know, we're, we're deep, we're much less than that. There's a lot of equity built in at the end of these deals that just grows over time.   Jesse (6m 5s): So during that time 2014, and I guess the, the few years after that, that got you to where you're at today, the actual network that you had, the people that you went to to actually raise money from, how did that evolve? You know, did you have somebody in the beginning that you were doing this with, that kind of showed you who the ideal people would be that would invest with you? What did that look like?   Sam (6m 25s): Yeah, kind of. So I knew that you could use other people's money to buy and fix up a property. I think, I don't remember. I think that flip or flop the torque and Christina moose or whatever, the ones that was on HTV. I remember seeing them go to like their lawyer's somebody's house and they would get the money and then they would fix up the house and they would split the profit with them. So I knew you could do that. So I knew that you could borrow money to buy and fix up a house. I just didn't know about the 20% down. And that's what I did on my first property. I borrowed the money to buy it and fix it up. It was from like a kind of a friend of a friend kind of thing. It was one of my dad's friends that owned a business.   I'd known him growing up a little bit and he'd always talked about, you know, if we ever get into business, you know, he'd like to help me out kind of like a, a mentor type thing, but he wasn't a real estate investor more just on the business and mindset side of things. And we talked and, you know, met a few times and, and showed them the plans and show them what we wanted to do. And he said that he would be willing to give us, you know, you know, a hundred thousand dollars to buy and fix up a house. If we found something that worked and showed him the deal and ran through the numbers and we did that. And then we did it again. And I continued to use that same private lender for, for a long time.   My first, first three or four years in investing in real estate, I had a full-time job. So it probably maybe a 20, 20 rentals or so. So it was good, but it wasn't anything crazy. But then after that, you just make connections and know the right people and that lender talks to other people. And then eventually we, you know, got more money than we know what to do with now, just as far as, you know, sourcing deals for private lenders, it's, it's just, it can be tough to find private lenders. So I was pretty lucky, but I always tell people whether it takes you two months or two years to find a private lender, always be looking one private lender can change your life.   There's other, there's other options. In the meantime, you can wholesale, you can use hard money, you can use lines of credit, you can do a ton of different things. Self-directed IRAs, all those are great. But, you know, using a, having a private lender that has flexible terms that will lend you a hundred percent of purchase and rehab on, you know, whatever the property may be is life-changing so be looking for one, you may stumble across when, right away, you may not, but don't give up because one can change your life. For sure.   Jesse (8m 27s): And what was the, I mean, flexibility, you mentioned that there w what are the other appeals that you have with private lenders, as opposed to institutional institutional lenders for what you're trying to do?   Sam (8m 38s): Yeah. So private lenders are, you know, their flexibilities by far the biggest one. So, you know, if I'm buying an apartment complex, I'll go to private lenders and they'll put 20% down. And then the other 80% is institutional. Whether it be, you know, government money, Fannie, or Freddie, or whether it be, you know, bank money, but they're, they're going to be in second position. Then the private lender is okay with that. It's, you know, most hard money lenders or other institutions won't want to be in second position. They're going to want to be in first position to be most secured. So they're flexible because you have a relationship with them.   There are people that, you know, or people that, you know, know that understand real estate that don't usually, they don't have millions. It's usually it's, you know, I just had a student the other day that was like, I can't find a private lender. And then all, you know, all of a sudden he was talking with a real estate agent that he was trying to buy houses from. And that agent said they always want to do invest, but they don't have the time or knowledge. And they had an extra 150 green, you know, they didn't have millions, but they took some out of the stock market and they had that and they're willing to invest with them because they knew them. So it just comes from different sources. It usually doesn't come from a rich uncle or even a rich friend of your dad like minded, but, you know, there's a ton of different places.   You can find them. And they're just flexible. They're understanding. I think a couple of the second deal I did, we couldn't pay back. The private lender has full amount plus interest. So he let us roll that into the next deal. And just things like that. There's flexibility being second position on terms, and I'm on lengths of things. And, you know, when you're dealing with somebody that they have relationship with built with, you can talk about that when you're dealing with these bigger institutions, they're just a number on a spreadsheet to them. They don't give a, they don't give a crap if you had an issue or not.   Jesse (10m 10s): Yeah. I feel like when you're dealing with private lenders, if the deal goes sideways, God forbid there, you know, you want to work with the person, the person typically wants to work with you where it's the bank. Like you said, if you're just a number on a spreadsheet there, you know, they can be a little bit more aggressive and saying, yeah, sorry, like this, we're going to take this action X. That might be pretty detrimental to your investment in terms of the, the, what you described there. So the 20% down from a private lender and then the balance from say an institutional lenders. So that to me is a very similar or very common for a short-term kind of, you're basically trying to stabilize an asset or you could potentially be flipping it.   How do you look at the capital structure when you're dealing with more of a longer term, hold on your real estate.   Sam (10m 54s): So everything, and we've done this a few times now, so I own six, six apartment complexes, and I've done this on three of them and three of them in the process of doing this. So like, what I've done in the past is for one of my second apartment complex, I bought it. No, nothing big. I haven't done any huge deals yet. This was a 32 unit. So what we ended up doing was we bought it for 1.1 million. So we've got 20% down from our private lender. So he lend us 20% down, which I guess is 220 grand. We got an $880,000 mortgage from the bank.   So it was worth a little bit more than that when he bought it. So there's equity built in, but we improve the building over the next couple of years. You know, we increased cashflow by raising rent. We use some of that to fix up the property and we, you know, got efficient with the expenses and managing and just took care of everything and just kind of turn the building. Wasn't a nightmare, but we turned it around relatively quickly and just two years. And we were paying the private lender a little bit out of cashflow. And then two years later, it appraised for 1.5 million. So we took some equity out.   We refinanced at 80% and paid him back as two 20 plus interest. And now we own it and we own it. Long-term and, you know, we have a one point had a one point, you know, one, something million dollar note on it. It was worth 1.5. And then two years later, which was last year, just the price for 2 million. So it just kind of shows you that you, you get one of these assets and you can force the value in force appreciation by being efficient and raising rents. You can create so much equity so fast that you can do these short term. I call them short term burst deals in two or three years.   You can, you can reposition an asset and create enough equity and value by you controlling the asset properly to get enough to pay him back plus interest and move on to the next one. It's just kind of a rinse and repeat thing. I haven't, you know, done the syndication route where you're raising 20% from, you know, lenders that you're going to pay back over the next, however many years or, or anything like that. But mine's a little bit more of that, you know, smaller scale. But if you do it enough, you know, like I said, I got 40 million that I own a hundred percent of you can, you can scale pretty quickly.   Jesse (12m 57s): Yeah, for sure. I mean, there's good money to be made. And both strategies might find the, like you said, almost a, like a, a variation of the burst strategy where you are buying, holding, or refinancing, renting all the RS. But if you do the syndication route, it's basically the same thing. I, the only difference would be an equity portion coming from LPs. So we, we did something very similar recently, and it is just a larger version of buying that single family house and, and doing a, doing a burst strategy with, so in terms of the, where you kind of see the market right now, obviously we're in a time right now, it's Q2 20, 22 interest rates have continued to go up.   How do you look at the risk of your deals in terms of interest rate, what you typically keep in reserve? Like how, w from a risk standpoint, how do you, how do you view your, your real estate acquisitions?   Sam (13m 51s): Yeah. Interest rates have gone up way more than I thought they would way quicker, but even, even with that, I'm not, not overly concerned. A majority of my portfolio, we have tied up at, at 10 year arms, you know, tenure. So the rate's not going to just, I guess for eight more years now, we locked them in a couple of years ago. So majority of it is eight is eight more years of our current rates. Modem is non-recourse with some government and funding, but as far as going forward with the current purchase, I'm just keeping that into account interest rates are going to be a little bit higher.   If we do a deal now, or we have a three-year arm or something that probably going to be a little bit higher, but I don't think they're going to be substantially higher. And now that my portfolio has got to a point where I'm just trying to add good assets to it, I'm not worried about, you know, they're all good deals. They all cashflow on their own, but I'm just looking at it as more of a portfolio that I'm going to have for 20 years. So a little bit of interest rates, a little bit higher on the portion of the portfolio right now, isn't extremely concerning to me. I don't love it, but also going with higher interest rates, rents more rents going up every, I think I heard the other day or read something rent's going up every year in the past, like 90 years, except 2008 or 2009, like one is the only year rent's ever not gone up.   So with increase interest rates, you also have increased expenses. We're getting more efficient in management with property, with software, with things like that. So you can offset some of that extra interest on that. You'll be paying with a higher, with a little bit higher interest rate, but you can offset that with just being smart and efficient and just scaling and not worrying about, you know, having to spend a little bit more. I feel like if your deal hinges on 50 basis points, you'd probably buy in too deep. Anyway, I understand this gone up more than that recently, but in the, in the commercial game with a small local banks who I deal with, it's it hasn't gone up.   It hasn't gone up near what the residential has. That's right. Not to get too into a, you probably know this better than I do, but the, the residential, the mortgage that people hear about this going up like crazy is based on the ten-year treasury, what, what we borrow at the small local banks that I deal with. And part of the reason it's based on the fed funds rate, and that's barely gone up. So they're kind of based on two different things. And, you know, you can take advantage of one while the other one's, you know, doing something. And so there, there's always some way to be flexible and get around it. I, I'm not thinking that you're not going to be able to invest in real estate because interest rates are too high, but that's kind of how I look at it.   W what do you think about that?   Jesse (16m 10s): Yeah, I have very similar view. I think the 50 basis points comment, I think it actually is accurate because even though rates have gone up higher, if you're doing an analysis and underwriting a deal and say, you're playing Monday morning quarterback, and you're in the deal now, and rates have gone up. If you didn't, if you didn't have some sort of sensitivity analysis that gave you a bit of a range, you don't underwrite a deal and go, okay, I can't go higher than this. You give yourself a little bit of padding. So you, yeah. Even with the padding, you might be, you might be within 75 bips or 50 BEPS.   And it, like you said, if that's going to kill your deal, then you've got bigger problems to worry about. I think the, the different approach that we're taking is just looking at things banks, when we're doing refinances or bef before LTV loan to value was a lot bigger piece of the pie. Now, debt service coverage ratio is which makes sense, right there. They're being cognizant about how much you have in cashflow. And it kind of, I think every once in a while, every five, 10 years, we need a little bit of a jolt in the real estate industry because we start getting away from the fundamentals and then we kind of need to be brought back that cashflow is, is a key aspect of what we do.   So I think, you know, provided that we don't go into a global pandemic again, which is kind of, I only laugh. It's, you know, it's not funny, but only ironic in the sense that we always say, like, you know, caveat this, as long as this doesn't happen, it will be okay. Now that we have seen something very intense, like the last two years, I think investors will be a little bit more prudent, but provided that we don't have anything crazy geopolitically going forward. I think that it's not unhealthy to have interest rates go up a little bit and values of cool off, especially in some of the major markets, you know what I didn't even ask.   What a, which market are you currently investing in right now? We're   Sam (17m 58s): St. Louis, Missouri, everything. Everything's here within an hour, hour and a half of a, of St. Louis on the Missouri side. So yeah, everything's here local in the Midwest, not the most exciting city, but it's a great city to own rental properties in and invest in is, is pretty stable. You don't get the swings. So it's, it's a good place to be.   Jesse (18m 16s): Yeah, for sure. What, switch gears a little bit here and talk about this presence on social media. It's pretty fascinating to me, especially in our space because, well, I guess any space you get all these quotation gurus online and posting random stuff, and just kind of filtering through a lot of that. I saw the content you were posting really interesting, engaging educational. You kind of go through some of the deals. We'll put a link up for listeners to check you out on Instagram. And I assume you, you know, you have a link for YouTube, but talk a little bit about that, that journey on social media as it relates to real estate.   Sam (18m 52s): Yeah. So I just started posting a little bit on Facebook about what I was doing, you know, and drummed up a pretty good amount of, you know, interest from just friends and family and people that didn't know that I was investing in real estate. They just thought I had that full, you know, my full-time job. And so that kind of started to get some traction and, you know, it didn't really think a ton of it. Then I went full-time in real estate in 2018 and was focused on growing my rental portfolio and growing, you know, the flipping company and doing all that for a good year and a half, two years and occasionally posting on social media.   And then we got those businesses to a pretty stable place being my business partner, Lucas, and kind of had the idea of you run those, keep those going. I'm going to try to, you know, get into this education space and try to educate people what you're doing, because the minimal exposure I had was just inundated with people. How did you do it? Can you teach me how to do it? How do you do it? You know, so I thought, well, let's, let's try to, you know, make a social media about it and try to maybe create some type of course or mentorship. So I just started by just giving away as much as I could for free on YouTube and then Instagram and slowly getting some traction.   And then Pope did Tik TOK and got made fun of for a while. But I posted on Tik TOK once a day for 30 days and said, I'm just going to give it a shot. And this was back in 2020 middle to end of 2020, and then that blew up and then everything else kind of just followed from there. You know, ticktack saying is it all starts on Tik TOK? And for me, it kind of did that kind of gave me the credibility to grow the other platforms. And like, what you said is what I do. I just try to post informational stuff. I don't overreact. I could have a bigger following if I was a, fearmonger not going to name any names, but the people that have had that YouTube thumbnails for five years in a row saying the world's ending and the market's going to crash, eventually they're going to be right.   But you know, those people that do that negativity and that just kind of drove me crazy. And also I knew somebody that had done three bird deals and wrote a bird book. So I was just like, come on. So anyway, so I decided to, to teach and go in a little bit more and go full-time into it. And the last I've been doing social media for about years. And as you alluded to, you've got a decent following on tic-tac YouTube and Instagram, and just trying to provide as much education as I can. It's fun. Obviously I can make money from it if people want, want me to educate them further, but regardless, it's just a good place to, you know, be creative and have fun and teach people and show them that there is another path out there that real estate can be fun.   And it's a, it's a good thing to invest in and so great way to get free eyeballs.   Jesse (21m 13s): So I don't think I connected with you on Tik TOK, but what was that 30 days like, was that just I'm going to post some deals, some, some tip, but what did that 30 days look like?   Sam (21m 22s): I just, I just was posting and at the time my Instagram was probably like 500. My YouTube was probably like a thousand, I don't know. And I just wasn't getting as much traction on them. So I thought let's hop on Tik TOK. I had somebody told me that people were talking about real estate. I thought it was just a place for people to dance and you know, what it's turned into now, craziness. But so I got on not early, but kind of early. And then I just posted once a day for 30 days. And I think my fourth video got a hundred thousand views and I was like, holy cow, it was like a 15, 22nd video. You know, it makes sense now that people can scroll and see, you know, five different people in one minute, the only platform that really allows for that.   But yeah, and then just kind of got some traction there and then other social media started to grow and then it's kind of the staple. I, I don't even, it's insane. I have 1.5 million followers on Tik TOK, and it's just like, that is like a city. And then when it does bleed over to the other platforms and now, yeah, and now that tic-tacs allowing for longer videos and things like that, I'm trying to leverage it to, to, to push people towards the other social media platforms. Cause tic Tacs fine and all, but you know, in five minutes, someone probably sees 50 different people on Tik TOK in five minutes.   They've see probably 10 people on Instagram in five minutes. You just, usually one people on YouTube and same with podcasts. So the goal is to push people to the longer form content, to warm them up and teach them more. But just taking advantage of what's out there. And it's a lot easier to make a 32nd video than an engaging 30 minute podcast. So that's, that's what I was doing for a while and still do.   Jesse (22m 53s): Yeah. And it's, you know, like we're talking right now, if we probably end up putting this on YouTube, you know, it's one thing to have this story. Some people, you know, you, I find a lot of people just like people are visual learners. I find we, we remember stories better. You have this long form aspect of, of Sam prim they'll remember certain aspects, but you know, like at some point in this conversation, we said, DSCR, you know, that's a 32nd video for tech doc or for Instagram. Right. But you can't get the, well, you can only get so much information out there in the short form. So that makes sense that you kind of capture them there, bring them over to longer form content.   So in terms of the educational stuff, what type of, what type of stuff are you putting out there? You mentioned the course that you had.   Sam (23m 34s): Yeah. So Joe, I have a, I have a mentorship currently, you know, it's a lot of different things that go and it, but basically it's everything or, you know, everything I can put into that content about creating a rental portfolio using other people's money. There's 250 videos I put in there because no one likes to sit down. No one has an hour free time, or usually they don't. So I spent about eight months making five to 10 minute clips of every single step of the way. So someone, if they got a free 10 minutes can just watch to my videos and learn a little bit or poke around and see.   So there's that, there's a closed Facebook group. There's weekly mentorship calls, group mentorship calls, and then all the resources you'll need. So it's pretty in depth and it's pretty comprehensive. You know, we just launched it about six months ago, had a little over 500 people sign up. So it's, it's not, it's it's for people that are willing to take action. We'd one of the questions is making sure that they're willing to take action. We just don't want to take people's money just to take their money. If they're willing to take action and it's a good fit for you, but it's been fun. And it's just kind of one of the trickle down effects of getting a lot of eyeballs, a certain amount of those people will want we'll happily give you money to teach them further.   You know, we're not holding a gun for anybody's dad to sign up. So it's, it's been, it's been a fun thing that I don't really push a ton. A lot of people don't even know I have it that follow me on social media. So I kind of like it that way.   Jesse (24m 50s): Yeah. I mean, it's also too, it's a reflection of, of yourself. So this idea of just, you know, signing up a million people in the short term is, you know, a lot of people do it, but if it's something that you you're trying to build and you want it to be quality, it makes sense that you want people to actually be in there engaged because unfortunately, a lot of people, you know, we've all been guilty of it, but there are a lot of people that consume a lot of great content, but never take any action with it. Whether it's a finance real estate need, it could be anything. So it's, it's definitely one of those things you want to have that action piece connected to the actual consumption of, of information.   Want to just hop back to the real estate side of things. So, one thing that we talk about with a lot of guesses, their process for acquisition now more than ever off-market deals are, seem to be the route that a lot of people are going in terms of finding properties. We'll see if that changes with the changing environment out there. What's your process when you're looking to acquire properties. And maybe you could talk about if, if it has evolved when, since you started out.   Sam (25m 54s): Yeah, it has. For sure. So at first, when I was, you know, just doing this on the side, I was, you know, buying things, certain things were on market, you know, back in 2015, 16, it was a little more common to find some of these on market deals. So that's what I did at first. And then through some local wholesalers, you know, people that were out there doing the work themselves and, and drumming up the deals and bringing them to me. And then we, you know, went full-time and have our house flipping company now. So we have five full-time buyers. That's all they do every day. They buy between 30 and 60 houses a year and they go and find the deals and drum up and talk to other wholesalers and connectors and real estate agents and lawyers and senior care facilities and all those kinds of things we buy.   We bought 252 houses last year. And I think like 165 of them were through no marketing spend all just through networking and our, and you know, going to find people. And then we also do the, do the advertising. You know, we got Facebook and AdWords and SEO and all those. So we do a mixture of, you know, you know, actual ads and then a mixture of networking for the sort of the houses. But for the apartments, that's a little bit different, you know, we've done some mailers specifically to owners, but we're, we got most of our deals. I've just been dealing with local brokers and, you know, local people that are wholesale on those deals.   And, you know, people that come across these cause you know, the commercial space is a little bit different. An agent can get something and you kind of have a pocket listing and put shell it out. They don't have to blast it to everybody like they do on the residential side. So yeah, just getting to know people and networking our last three apartments we bought from the same broker that he brought to us first because we were able to perform on one. So relationship-based, I guess is the key to what we've done. It takes time, but it takes time upfront. You'd be friendly and get to know them, offer value. Then you get a gravy train of deals coming. And yet it takes a little bit of time, but our last three deals I've been through one guy.   I mean, we'll probably buy 20 apartments from him in the next 10 years. So that's well worth it. I'm spending some time, you know, you can flood the market with advertising. That's an option, but not everybody has the money or knowledge to do that. So anybody can go network and market with people and, and, you know, come across deals that way.   Jesse (27m 56s): Yeah. And it's beneficial for him as well. Right. You have a qualified buyer and he knows that when he has that pocket listing, that you're going to be one he shows. I think it's, it's just, it's interesting to see the different approaches people take. Like for, you know, a lot of people come in with mailers. I found with our market it's, hasn't been, as we haven't had seen that much advantage or that much output from mailers, but I still call direct. I'm a broker by trade. So it's a little different in the sense that, you know, I get the free quote freebies of CoStar Altice, a bunch of different software pieces that when I need to find a corporate search for a numbered company, it's something fairly easy for me to do.   Whereas I know, you know, for a private investor to do that, they have to scale their business fairly, fairly big, but a lot of this stuff, depending on which state or province, if you're in Canada, in terms of, you know, where you're finding information, it's a lot of this is publicly available for on the apartment side as well. So you can usually enough elbow grease and you can find a name for a person, but you're absolutely right. It's a different animal on the commercial side, but in terms of making those relationships, I think, you know, just going back to your educational aspect, I think stuff like that is, what's so valuable in education.   And one thing is, okay, you can say connect with a good broker, but there are aspects of, you know, making sure that you sound like, you know, what you're talking about and you know, do's, and don'ts when you're trying to connect with the brokerage community. And not that they're, you know, we're this, you know, just geniuses, it's just the fact that you want to be speaking our language. And there's a couple of red flags that just jump out right away. When brokers hear somebody talk that, you know, you can, you lose credibility fairly quickly, but if you do the opposite, you know, it's a, it's a list an off-market listing then I'll definitely want to get out and, you know, give to somebody that if they sound like they know what they're talking about.   Sam (29m 40s): Yeah. I agree. Hundred percent like that. The education is, is just huge. And it's obviously something I believe in it's something I practice and I pay a lot of money every single year to be in a couple of masterminds and some subscription services. But it's, you know, they say you can't buy time, but you can like time, you can buy time by being more efficient and effective. If, if you know, you took 10 years to learn how to do what you do. And you know, we're putting a lot of that in this pocket. Someone keynote can spend listened to, you know, 10 hours of your podcast and get two years worth of knowledge and information.   So they can be more efficient and effective. So whether it's free or paid. And I take part in this, in all my businesses and every aspect, I'm writing a book right now, and I got a ghost writer helping me write it, like taking other people's information. So you can be, and their knowledge and experience. So you can be more efficient and effective and kind of take that group path and have less headaches and, you know, do more in less time you are buying time. So yeah, that's huge. That goes along with the lingo that you're talking about and just general, you know, just having somebody keep you in the lanes and keep you out of the gutters is huge, hugely important.   So yeah, I fully believe in it and sell it obviously, but also take part in it. And pretty much every business I have.   Jesse (30m 51s): Yeah. Well, it's a great community be in. I find that there's a lot of like-minded people. And generally speaking for the most part, everybody is pretty encouraging when you get into this business. And I, you know, I assume it's similar for other industries, but one thing I've always loved with the real estate industry is that if you are hustling and, and you are outwardly showing that you're interested, older individuals in our industry do want to do nothing but help you. I've found that through my career is because they see a little bit of themselves in you. I want, you know, when they're 50, 60 plus, and they see a younger version of themselves kind of doing their thing.   So reaching out to those people is, is something that, you know, if you can add value, it's something that I always encourage for people to do.   Sam (31m 31s): Yeah. Don't, don't underestimate vanity. I see it all the time. They're, they're willing to help. They really are those older people, they a hundred percent want to help. They see themselves in you, but they're also like, Hey, this is what I did. Look at how cool I am and look, here's the secrets that I did. And I figured out, and look at me, I did this, you know, look up to me and it's, it's everybody has it as natural. I'm not trying to dog on anybody. I have it, you have it everybody. But if, you know, people will, some people have a little bit more banning than others, but having, you know, people, you know, be able to say, look what I did and have you be like, wow, that that's something and that's real.   And that, that goes along with people wanting to help you're right. Real estate investors are surprisingly helpful in my opinion, compared a lot of other industries.   Jesse (32m 10s): Yeah, for sure. And you're absolutely right on the vanity side, I've found that even on the podcast and it's, and again, it's not to say that in a negative way, but I get a lot more honey from people I reach out to, especially on the commercial real estate side and, and the academic side, when I said, Hey, I just read your last paper, you know, that you wrote on, you know, commercial real estate prices and their effect on X. And all of a sudden you're like, oh, read my work. Okay. Like, you know, I would test it. So yeah, definitely. That's a good aspect.   I think any, any time in life, you can kind of a tickle or a, you know, a warmup through the vanities angle or a little bit of the stroke in the ego. I think it, you know, it helps Sam. We're coming up to the end here. We've got a few questions at the end. We ask every guest. So if you're cool with that, I'll, I'll send them your way. All right. All right, Sam, what you know, talking about mentorship, what is something that you would recommend or encourage for a young person getting into our industry, whether that's, you know, investing or commercial real estate as a, as a profession, you know, even on the institutional side,   Sam (33m 19s): Just take advantage of all the free resources out there, your podcasts. Those is a ton of social media stuff. I'm on YouTube and Instagram and even Tik TOK. Now, like we kind of alluded to, but just take advantage of all the free stuff out there. You can learn so much for free if you're willing to spend a little bit of time and energy on it. So take advantage of the free stuff out there, and then that'll guide you to pay stuff if you want. But also get out and network, go to these meetups, go to meet people, go grab lunch with someone it's so much different commenting on somebody's Instagram or joining a Facebook group and chatting then getting in your car, driving, going to a meetup, meeting, other people that got in their car and drove and went to that meetup.   Those people are so much more valuable to connect with than somebody you just met online. So do the online research, but go meet people, talk to people because those people are the people that you want to know. And you, one connection probably will eventually change your life. You just gotta meet that connection. So go connect with people in person. And if you're young, like you said, man, people like to take you under their wing, especially if you're super young and just wanting to get into it in green, you don't even have to act like, you know what you're talking about. As long as they know that you're green and you don't act like, you know what you're talking about, you'd be shocked at how many people will help you.   Jesse (34m 31s): Yeah. It's almost an advantage if you act like you don't really know what you're talking about, they want to, they want to help you out. So speaking of resources, what's something, a podcast or book that you're reading right now that you could share with listeners.   Sam (34m 44s): Yeah. I just talk on that. I love listening to podcasts and listened into books and kind of getting, I usually get my active information and active knowledge and, you know, from, you know, masterminds or podcasts or YouTube like this, but my overall like mindset stuff comes from more books and things like that. A book that I just read again for the second time that I, I really, really like is a pitch. Anything, if anybody's ever read a pitch, anything's a good one. And then eat that frog,   Jesse (35m 13s): Oren Klaff right. Pitch anything,   Sam (35m 15s): And then eat it just about, you know, conversations and how you can kind of not control the other person, but you can kind of lead the conversation to where you want and lead the relationship to, to, you know, something that's beneficial for everybody. And then also eat that. Frog's a really good, simple one that I kind of liked. It's just about, if you get the, you get the hardest thing over at the beginning of the day and everything else, it's not just like, you're done with the hard thing. It's like, you got momentum, you got the energy from it. And then everything else seems easy. You get, if you wait until the end of the day, do the hard thing, you won't do it. Or you do at the end of the day.   If you do the hard thing at the beginning of the day, you get literally twice as much done. So just suck it up and do it. So that's that's I really liked that book.   Jesse (35m 52s): Yeah. We'll put links to both of those. I've, you know, I can't even, it was probably three, four years ago. I read, eat that frog and I was so confused. Cause a buddy sent it to me and I was like, what is this? I don't get the, you read the book. And you're like, yeah, it makes a lot of sense. No, I mean the, the, the title, when I first saw it, I was like, what am I getting into? But yeah, it's basically getting, getting that, you know, that toughest thing out of your day and then setting yourself up for, you know, for the rest of the day, week a year. That's awesome. We'll put a couple links to those last question. We'd like to ask all of our guests just cause I'm a bit of a petrol head.   First car make and model   Sam (36m 26s): First car make a T at 1993. Stick-shift Toyota Corolla.   Jesse (36m 31s): I like how you say stick, stick, shift. I listened to this econ talk one of my favorite podcasts and they call it a, a millennial security device.   Sam (36m 39s): Yeah. I've heard that too. That that's true. That's true. That a lot of, not a lot of people can, can find those these days.   Jesse (36m 46s): Awesome. We'll say for those that want to reach out, we alluded to it throughout the whole podcast, but working the working, they get to you. What's your handle for Instagram? Tik TOK or YouTube.   Sam (36m 57s): Yeah, they're all. It's all the same. It's same faster freedom. So my name and then faster freedom is my brand. So same fastest freedom on Tik TOK, YouTube, Instagram, check out the stuff. If you like it, shoot me a follower and shoot me a message on Instagram. I, I try to get to as many as I can and I'll usually get to them within a day or two if I don't get them right away. So shoot me a message. If you have any questions, I'd love to help you out.   Jesse (37m 17s): My guest today has been Sam prim Sam, thanks for being part of working capital.   Sam (37m 21s): Thank you. I appreciate being on.   Jesse (37m 30s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.  

Compacto de entrevista com a abordagem de temas pertinentes à comunidade do Vale do Rio Pardo e Taquari. A cada edição um tema relevante ou algum assunto específico de ampla repercussão

Compacto de entrevista com a abordagem de temas pertinentes à comunidade do Vale do Rio Pardo e Taquari. A cada edição um tema relevante ou algum assunto específico de ampla repercussão

Diretor do Centro Nacional de Gerenciamento de Riscos e Desastres (Cenad) do Ministério do Desenvolvimento Regional, Armin Braun Ciclone provoca onda de frio e derruba temperaturas no RS

Ciclone provoca onda de frio e derruba temperaturas no RS

On Cock & Bull today, we are joined by Ayushi Amin, Niveditha Prakasam and the new co-host Abbas Momin. Cyrus talks about how mad he gets when he sees people leaving yoga mats on the floor in the gym, and starts out the show in his usual way, that is, with a sexual reference. The panelists today talk about Cyrus' new Cyrus Says IVM merchandise, where Silverie is today, and more. They also talk about some topics for the day - the story of the US cat owner who won Rs. 95 Lakh in a settlement after her cat was wrongly put in kitty jail, whether Putin has blood cancer, the rumors claiming that Putin is severely ill, and more. The panel also discusses how calling a man ‘bald' could be akin to sexual harassment, and Abbas plays a new game with Cyrus of 'Guess The Movie Plot'. Tune in for this and much more.Check out Cyrus Says merch: https://shopping.grow91.com/search?options%5Bprefix%5D=last&q=ivmYou can follow Ayushi Amin on Instagram at @ayushia9You can follow Niveditha Prakasam on Instagram at @niv.prakasamYou can follow Antariksh on Instagram @antariksht: https://instagram.com/antarikshtDo send in AMA questions for Cyrus by tweeting them to @cyrussaysin or e-mailing them at whatcyrussays@gmail.comDon't forget to follow Cyrus Broacha on Instagram @cyrus_broacha(https://www.instagram.com/cyrus_broacha)In case you're late to the party and want to catch up on previous episodes of Cyrus Says you can do so at: www.ivmpodcasts.com/cyrussaysYou can listen to this show and other awesome shows on the new and improved IVM Podcasts App on Android: https://ivm.today/android or iOS: https://ivm.today/ios

Fala sobre a previsão de mudança climática e ciclone no RS

Compacto de entrevista com a abordagem de temas pertinentes à comunidade do Vale do Rio Pardo e Taquari. A cada edição um tema relevante ou algum assunto específico de ampla repercussão

#1 Smartwatch Brand in India#3 Smartwatch Brand in Asia#9 Smartwatch Brand GloballyAll the above feats are not from Apple, Samsung, or a legacy player in the market, but from our own homegrown Indian brand - Noise.In this week's podcast, we turn the spotlight on Noise : A brand that's on a mission to offer quality smart wearables at affordable prices to its customers. In our conversation with Amit Khatri, Co-founder of Noise, he shared how the brand started bootstrapped in 2014, what have been the challenges and how have they scaled over the years.We have tried to summarize some key themes & takeaways from our conversation. Notes - 02:09 - Early Career & Family Background before starting Noise05:45 - Product development & Revenue journey from 2014 to 201808:04 - Finalising the main categories - Smartwatch and Wireless Earbuds09:55 - Why prioritize growing own Website instead of relying on marketplace?12:18 - Testing your idea in the market being bootstrapped13:36 - Vision & plan of the brand early-on14:56 - Initial Learnings for early-stage D2C Entrepreneurs16:16 - Focus on building the brand from Day 118:55 - Building and launching the first product24:15 - Secrets of scaling from Rs.160 Cr+ to Rs.800 Cr+ Revenue26:26 - Key elements of creating a playbook for a Rs.1000 Cr+ D2C brand31:36 - Keeping prices reasonable while ensuring better quality

In this episode, we will be talking (entirely in Danish) about James Clear's 3R model on how to develop new habits that last. The three Rs stand for Reminder (påmindelse), Routine (rutine) and Reward (belønning).  I hope you enjoy the podcast. As always, you are welcome to reach out to me at danishwithchristina@gmail.com   The episode is based on an article from produktivisten.dk.

Benjamin and Sami are back after a short hiatus! The duo explain their mysterious absence before jumping back into whatever it is that makes the Unnamed Automotive Podcast so unstoppable. This week Benjamin describes his experience in the 2022 Audi RS e-tron GT, the speedy alternative to the Porsche Taycan and his first high performance EV experience. Does it make the right noises for an RS badged model, or does that even matter as battery-powered cars consistently eclipse their gas-powered rivals? Sami then shares his thoughts on the European market after having spent two weeks abroad, including some fun road trips in the 2022 Toyota Yaris Cross. The subcompact crossover is quirky and efficient, and managed to impress it's fair share of fans. Benjamin follows with an explanation of what it's like to tow his Datsun Z track car with the new 2022 Jeep Grand Wagoneer. Will his wallet will ever be the same? Finally the pair wrap up a secret, sticky, sweet feature that's only our die hard fans will really appreciate. Listen, like, rate and enjoy!

New phones, new watch, new wireless earbuds, and even a new tablet. Is Google getting serious about hardware? Gadgets 360 executive editor Jamshed Avari and deputy reviews editor Roydon Cerejo join host Akhil Arora to discuss the best of Google I/O 2022. The only bit actually confirmed for India is the Pixel 6a, a “budget” phone in the US that will likely end up around Rs. 40,000 or more in India. It's not due before August, so who knows what that segment — already very competitive — will look like by then. With the Pixel Watch, Google finally enters wearables and puts its Fitbit acquisition to good use. No price on that though. The Pixels Buds Pro do have a price, and they seem to be going up against the AirPods Pro and others of its ilk. Google also teased a Pixel Tablet for 2023, and the next generation of its flagship phones — the Pixel 7 and Pixel 7 Pro — expected in late 2022. We also discuss Google Maps' new Immersive Mode, and the new Indian languages coming to Google Search and Translate. Follow Gadgets 360 on Facebook, Twitter, Instagram, and YouTube. Write to us at podcast@gadgets360.com Chapters Intro (00:00) Pixel 6a (00:20) Pixel Watch (10:27) Pixel Tablet (15:49) Pixel Buds Pro (23:19) Pixel 7 (27:55) The rest (31:20) More of India (40:24) Outro (42:27) Photo credits: Google

A Estratégia Invencível: Suno + Stock Pickers https://lp.suno.com.br/cl/a-selecao-invencivel/?utm_source=infomoney&utm_medium=stpk&utm_campaign=RS.SIS22.ns.20220512________________Pedro Cerize, sócio-fundador da Skopos Investimentos, e Luiz Alves, gestor de portfólio da Versa Asset Management, ao vivo no episódio #145 do podcast Stock Pickers.________________Apresentação: Lucas Collazo, Henrique Esteter e Fernando FerreiraEdição e produção: Nando Lima Redes sociais e memes: Josué Guedes

Azeite produzido no RS figura entre os melhores do mundo e evento que que acontece no Cais sobre a produção gaúcha.

Presidente do Conselho de Comunicação Social do Tribuna de Justiça do RS, Desembargador Antonio Vinicius Amaro da Silveira TJ manda soltar os nove réus acusados de matar adolescente na saída de festa em Charqueadas

Hello Wine Enthusiasts Welcome to the Daily Taste for Wednesday May 11th, 2022I saw an ad online the other day advertising low sugar wines.  The picture shows a wine glass full of granular sugar and its heading reads, “How much sugar does your wine contain?” Most people probably can't definitively answer this question and may assume that there is some sugar in their wine based on this add. The advertisement is supposed to get you to consider buying their low sugar wines as a healthy alternative to the wines you already drink.   Since wine labels don't have to report on the sweetness level of their wines, it makes sense that most people don't know.  So how much sugar is in our wines?  If we are looking to cut sugar out of our diets, does it mean we have to give up wine too?  These are questions I wanted to answer so here is what I learned.  All Wine grapes contain the fruit sugars fructose and glucose.  During alcoholic fermentation, the yeast eat the sugars and produce ethanol and carbon dioxide. Any sugar that is left by the yeast after fermentation is called residual sugar or RS. The level of RS desired in the wine is determined by the winemaker depending on the type of wine he or she wants to make. The winemaking team keeps a very close eye on their fermentations and runs analysis on wine samples everyday in the lab.  The sugar level of the fermenting juice is one of the most important analysis done.  This tells the winemaking team how the fermentation is progressing.  If the winemaker wants to make a sweet wine, they will typically arrest the fermentation at the desired sugar level by dropping the temperature of the tank to stop the yeast activity.  If a dry wine is desired, the winemaking team will let the fermentation go until all of the detectible sugar has been consumed.  It's difficult to get a wine to bone dry which means there is absolutely no residual sugar.  Therefore, most wines that are considered Dry still contain between 0 and 10 g/l RS.  For comparison, a can of regular Coke has 108 g/l of sugar.  Off-dry wines such as some Rieslings contain 10-35 g/l RS, Sweet wines like Moscato and sweet Riesling contain 35-120 g/l RS, and very sweet wines including Tawney Ports, Ice Wines, and Sauternes contain 120 – 220 g/l Rs.  So, what does this mean?  It means that if you are drinking a dry wine such as a Cabernet Sauvignon, Chardonnay, a Pinot Noir, or a Viognier for example, you are getting a wine that has very low sugar.  You would have to drink almost 11 glasses of your favorite Zinfandel to get the amount of sugar in a can of coke.  That's assuming the wine has 10 g/l of RS and most dry wines have much less.  One more thing to consider, there is a correlation between cheap wines and residual sugar levels.  Cheap wines typically mask the taste of lower quality grapes by leaving additional residual sugar. Finally, if you enjoy the content of this podcast, I encourage you to go to the show website at www.obsessedwithwine.net and click on the link at the top of the page called “Buy me a glass of wine” Unfortunately it doesn't buy me any wine, but it does give you the opportunity to donate to the show which helps me offset some of the costs of production.  Anything you can donate is greatly appreciated!  

Daniela Cavalet Blanco, presidente da Sociedade de Pneumologia e Tisiologia do RS - 10/05/2022 by Rádio Gaúcha

Dans cet épisode, Sarah et Iris donnent quelques conseils pour avoir une relation plus saine avec les réseaux sociaux et pour ne pas y passer trop de temps !

On Cock & Bull this week, we are joined by Niveditha Prakasam, Punit Pania and the late comer today Silverie (Antariksh). Cyrus rants about having a fight with a bus driver in the morning and exchanging some innovative curse words with him. The panel then talks about Silverie being late today, the joy of watching public fights when you're not involved, and news topics where many temples in Karnataka played the Hanuman chalisa at 5:00am on Monday morning leading to increase in communal tensions in the state, former Pak PM Imran Khan saying that 'donkeys will be donkeys' in an interview when talking about himself, the Madhya Pradesh man who complained to the Minister of Madhya Pradesh and the consumer court about receiving alcohol which had 'no kick' and it didn't get him drunk, the man who complained about his slippers worth Rs. 180/- getting stolen and how a sherwani and dhoti-kurta trigger a violent clash at a wedding celebration. Tune in for this and much more.You can follow Punit Pania on Instagram at @punitpaniaYou can follow Niveditha Prakasam on Instagram at @niv.prakasamYou can follow Antariksh on Instagram @antariksht: https://instagram.com/antarikshtDo send in AMA questions for Cyrus by tweeting them to @cyrussaysin or e-mailing them at whatcyrussays@gmail.comDon't forget to follow Cyrus Broacha on Instagram @cyrus_broacha(https://www.instagram.com/cyrus_broacha)In case you're late to the party and want to catch up on previous episodes of Cyrus Says you can do so at: www.ivmpodcasts.com/cyrussaysYou can listen to this show and other awesome shows on the new and improved IVM Podcasts App on Android: https://ivm.today/android or iOS: https://ivm.today/ios

Mais uma vez a Petrobrás anunciou aumento, desta vez no diesel. Mas quais serão os impactos no frete e, consequentemente, nos produtos finais que chegam aos consumidores? Entrevista com Afrânio Kieling, presidente do Sistema Fetransul (Federação das Empresas de Logística e Transporte de Cargas do RS). Representa 13 sindicatos patronais, cerca de 20 mil transportadoras gaúchas e frota de quase 300 mil caminhões.

Someone makes a reddit post and then Dilz tries to explain the Tick system. In the same vein, Jagex tries to explain the results in the PvP poll blog which ultimately leaves people more confused. They then decide to open up the PvP Discord Server to the public. See the devblog here Giants Foundry receives some tweaking and extra rewards as well. Question of the week: "What is your most proudest achievement in OSRS?" Call us on Speakpipe Join the community discord: www.Discord.gg/TheWilderness  You can support the show at: www.Buymeacoffee.com/dilz  www.Patreon.com/TheWildernessPodcast  Come hangout in-game in our clan Wild Get in touch with us at TheWildernessPodcast@gmail.com

Veja a edição completa do JR deste sábado (7) com os seguintes destaques: Cantor sertanejo Aleksandro e mais cinco pessoas morrem em acidente grave no interior de SP; Rússia é acusada de violar novamente o cessar-fogo em Mariupol, leste da Ucrânia; Bolsonaro volta a criticar Petrobras durante feira agropecuária no RS; Gasolina passa de R$ 7 em 20 capitais. E, no último episódio da série especial, cerca de três bilhões de brasileiros vivem sem nenhum registro básico.

On this weeks episode the W12 lads are joined by a Louis Moir previously of Up the Rs fame and by former police detective, star of " Hunted" and massive QPR fan Peter Bleksley. We chatted through; * The breaking news of Charlie Austin leaving * Reviewing Sheff Utd performance * Life after Warburton....who we think could be in next * Player contract situations * The silence from the board * Swansea preview Plus a whole lot more........ Give us a listen, subscribe and if you like what you hear leave us a 5* rating! 

A special 10min podcast where Mark Warburton meets with Paul Finney to say his goodbyes to the fans ahead of his final game in charge of the Rs

A Estratégia Invencível: Suno + Stock Pickers https://lp.suno.com.br/cl/a-selecao-invencivel/?utm_source=infomoney&utm_medium=podcast&utm_campaign=RS.SIS22.ns.20220420O Ibovespa caiu 15 pontos em um mês. Qual a principal causa desta queda do Ibov? Os estrangeiros saíram da bolsa brasileira? Ainda vale investir em ações brasileiras? Para responder essas questões, Lucas Collazo, Henrique Esteter e Tiago Reis entrevistam João Luiz Braga, CFA - CEO e fundador da Encore Asset Management, e Luiz Nunes, CEO e co-fundador da Forpus Capital, ao vivo no episódio #144 do podcast Stock Pickers.________________Apresentação: Lucas Collazo, especialista em alocação e fundos, Henrique Esteter, especialista de mercado do InfoMoney e Tiago Reis, fundador e CEO da Suno Research.Edição e produção: Nando Lima Redes sociais e memes: Josué Guedes

Projeto Quinta Galponeira reúne bandas do RS no CTG Independencia Gaúcha em Esteio by Rádio Gaúcha

Economista-chefe da Fecomércio-RS, Patrícia Palermo - 04/05/2022 by Rádio Gaúcha

Eliane Soares, conselheira do Conselho Regional de Contabilidade do RS by Rádio Gaúcha

The wait is over! India's biggest ever Initial Public Offering (IPO) of Life Insurance Corporation of India (LIC) kicked off for subscription for retail institutional investors today, that is on 4 May. Since it's completely an offer for sale, all the proceedings will directly go to the government which is expecting to raise Rs 21,000 crores by selling a 3.5% stake of LIC, in a bid to replenish the public coffers that have been drained out by the pandemic. But moving on to the pricing details, the price band for this IPO has been set at Rs 902-949 per share for sale of 22.13 crores equity shares. There is also a discount offer of Rs 60 per share for its policyholders and Rs 45 apiece for retail investors and LIC employees. The LIC IPO will close on 9 May and the company will be listed on the stock exchange on 17 May. And the first two hours of the first day of bidding itself saw a pretty decent response with a subscription of around 28 percent by 12 noon. By the time of the recording of this podcast, it was at 58 percent. Expectedly, in the months leading up to this massive IPO listing, there's been a lot of buzz around this listing, partly because LIC which is a state-run insurance company, has been a household name in the country for several decades given that it's the biggest and the oldest insurance company in India. But after some newly listed stocks of companies Zomato, Nykaa and Paytm hit record lows after many weeks of record highs...there's also been a big question among policyholders and investors, and it is: to invest or not to invest? While that is a tricky question to answer, what are the pros and cons of investing? We'll take that question to our guest Prosenjit Datta, former editor of Businessworld and Business Today in the podcast today. We'll also hear from senior journalist Madhavan Narayanan on his take on why the government is going ahead with this IPO listing under volatile market conditions. Tune in! Host and Producer: Shorbori Purkayastha Editor: Shelly Walia Music: Big Bang Fuzz Listen to The Big Story podcast on: Apple: https://apple.co/2AYdLIl Saavn: http://bit.ly/2oix78C Google Podcasts: http://bit.ly/2ntMV7S Spotify: https://spoti.fi/2IyLAUQ Deezer: http://bit.ly/2Vrf5Ng Castbox: http://bit.ly/2VqZ9ur

Patricia O'Connell interviews Mac Gardner, CFP®, Founder and Chief Education Officer at FinLit Tech about teaching children financial literacy to help eliminate the wealth gap. Mac shares his vision of financial literacy for elementary school students, and how parents can teach it in the home. He describes new technology parents can use with their children. Mac shares what he learned growing up with a father with an MBA in Finance.   Listen in to learn more about the link between financial literacy and financial wellness. Key Takeaways:   [:25] April is Financial Literacy Month in the United States. Fewer than half the states require any economics or financial literacy. According to Mac Gardner, we are missing a huge opportunity to help close the wealth gap. [:45] Patricia O'Connell introduces Mac Gardner, CFP®, Founder and Chief Education Officer at FinLit Tech. Mac joins the podcast to talk about why financial literacy matters, how to increase awareness in children about the power of money, and the relationship between financial knowledge and financial wellness. [:56] Patricia welcomes Mac to the podcast.[1:11] Financial literacy plus financial capability — the tools — equals financial wellness. [1:50] Mac founded FinLit Tech to build a bridge between financial literacy and financial technology. Financial technology tools allow people to utilize financial education to achieve financial wellness. [2:23] Florida has just announced a requirement for a half-credit in economics or financial literacy for high school seniors to graduate. [3:29] There are 23 states that offer or require a class in financial literacy by the senior year in high school. According to a Cambridge study, a child's connectivity with money starts as early as age seven. That leaves ten years without teaching financial literacy. [4:24] If a child has no access to financial literacy technology, most of their financial education comes from what they observe among their family members and peers. [4:42] If parents never learned financial literacy, how do they teach their children to use money? This is why Mac wrote the book, The Four Money Bears. Mac teaches about three “Rs” of money: First, you realize what money is; second, you recognize the function of money in your life; and third, you rationalize how to use this tool in your life. [5:34] If your only awareness of the function of money is about spending and saving, you're limited in what you believe it can do for you. The idea behind The Four Money Bears is to open up the minds of young people that you have four options: you can spend it, save it, invest it, or give it away. [6:16] Children often identify with one type of Money Bear, more spending, saving, or giving than investing. Mac tells about an Investing Bear kid. If we start kids thinking about investing and growing their money long-term, we can see good things happen. [8:18] Will children resonate more with their parents' behaviors with money or with what they read in The Four Money Bears? Mac gives his thoughts on the new Berryville app. It uses the TAT method to teach, analyze, and track.[9:03] Financial wellness is developed over time by things you do regularly. Most young people absorb how their parents talk about money. They see how they shop at the grocery store. Are they looking for the better price? [10:04] Our society shies away from talking about finances. You need to be intentional about having the conversation. We live in one of the strongest economies. We need to teach our children how to use the tools that got us here. [10:38] Mac addresses parents who have different money personas. One may be a Spender Bear but the other is a Saver Bear. The important principle of The Four Money Bears is making young people aware they have options. When you invest, your money works for you. Giving harnesses the power of altruism. [12:04] The four rules of The Four Money Bears are Spend Cautiously, Save Diligently, Invest Wisely, and Give Generously. Mac explains. The big issue in our country is overspending! [13:14] Do parents have to agree in terms of teaching their children about money? Who teaches children about money? Why isn't financial literacy talked about in society? [14:58] How do you teach young people about money in a digital world where they may not even hold physical money? Most elementary school children still get money, because they don't have credit. Mac's older children use a Greenlight account for their allowance, debit card spending, and more. [16:00] It's so important to start the educational process early. If you have a debit card instead of cash, you'd better know how to use it! With the technology, young people can even buy fractional shares of stocks. [17:39] Mac talks about FinLit Tech's Berryville app in development. It will provide an on-ramp to a child's ongoing financial education journey into the four options they have with money. What if we could get children to start investing at age seven? [19:37] Mac shares what he learned about money at home. Mac grew up in Antigua. His grandmother didn't have a lot but she was able to make the dollar stretch. His dad had an MBA in Finance and taught him young about assets, liabilities, and balance sheets.[20:51] Where's the Earning Bear? Mac hears that question a lot. The Berryville app teaches both sides of the personal finance fence, including how to earn money and run a business. Look at TheFourMoneyBears.com to learn more about the mission to teach kids money. You can download the demo of the app from Apple or Android. [22:03] Patricia thanks Mac for joining This is Capitalism, the podcast, during Financial Literacy Month.   Mentioned in This Episode: National Financial Literacy Month FinLit Tech Mac Gardner The Four Money Bears Greenlight

In this podcast, Maddy talked to Emily Elgar, who is a pelvic health physiotherapist based at Katie Bell Physio in Sheffield. They talk about topics relating to pregnancy and postpartum, such as pelvic health, delivery and recovery, and pelvic organ prolapse. Emily talks about her approach to pelvic health during pregnancy and postpartum, from her perspective as a life coach as well as for exercise. Emily also shared a number of great resources that support this conversation that can be found in the show notes. Some of the topics covered are;The changing landscape of pelvic physio in relation to pregnancy and postpartumBack and pelvic girdle pain and how we can manage itThe pelvic floor; finding it, training it and timeframesDelivery and initial recovery postpartumC-section recoveryPelvic organ prolapse. This is a massive area, with so much to delve into. If you are interested in strength training then check out our podcast with Joy Black, or our podcast with UMI-Health about the pelvic floor.Resources from Emily:Reframing return-to-sport postpartum: the 6 Rs frameworkhttps://bjsm.bmj.com/content/54/6/360https://www.acog.org/clinical/clinical-guidance/committee-opinion/articles/2020/04/physical-activity-and-exercise-during-pregnancy-and-the-postpartum-periodHome Page - Burrell EducationHome Page - Squeezy (squeezyapp.com)www.hlp-therapy.co.uk  (c-section) Its You Babe V2 Supporter | StressNoMore   (Prolapse support)Kegel Exerciser with App | Perifit - Perifit (United Kingdom) Elvie Trainer | Smart Pelvic Floor Exerciser and App | Elvie | ElvieThe Lattice jingle is brought to you by Devin Dabney, music producer of the outdoor industry who also hosts the American Climbing Project.

Bruno Eizerik, Presidente Sindicato do Ensino Privado do RS - 03/05/2022 by Rádio Gaúcha

Chuva causa transbordamento de rios do RS

Jonathan Segal is someone I've wanted to interview for years. When STANDARD H launched I had called his firm to see if they would mind me hosting an image of theirs on my website as the home served as an inspiration to the brand. They politely agreed and even though the website no longer hosts that image, this conversation will be present instead. Jonathan has designed some of the most recognizable buildings in and around San Diego. Primarily characterized as Brutalist architecture, his buildings' façades clad in concrete often house people as well as businesses - labeled as “mixed use” - the approach has been quite popular over the last couple of decades. However, not many are as aesthetically pleasing to me as Jonathan's creations. A funny thing about Jonathan is there may be several of you listening who already now of him for an entirely different reason, and that's his incredible car collection. He has shown at the Quail, and has won several awards over the years. When we recorded this conversation, he had driven a ‘73 911 RS in chartreuse to work which looks incredible - so you'll have to check out the Instagram post for photos. Needless to say we dive into architecture, his cars and even talk watches. I really love the analogy Jonathan comes up with comparing buildings to blue jeans, so I hope you enjoy this episode as much as I did. STANDARD H https://standard-h.com/ @standardh_ @standardh_podcast Jonathan Segal Architect https://www.jonathansegalarchitect.com/ @jonathansegalfaia @jonathan.segal Passion Fine Jewelry https://passionfinejewelry.com/ @passionfinejewelry Independent in Time https://www.independentintime.com/ @independentintime

Domingos Velho Lopes, secretário da Agricultura, Pecuária e Desenvolvimento Rural do RS - 02/05/2022 by Rádio Gaúcha

Psiquiatra do Hospital São Lucas da PUC-RS e pesquisador do Instituto do Cérebro do RS, Lucas Spanemberg. Avalia a pesquisa do Ministério da Saúde que apontou Porto Alegre como a capital com maior número de casos de depressão

What is centering prayer? How can it help us when we're triggered or preoccupied? In this episode, Matthew Lyda explains the 4 Rs of centering prayer: Resist no thought Retain no thought React to no thought Return to GodMatthew Lyda is a Pastoral Sex Addiction Professional and a poet. He is the author of Recover The Wild: Unfiltered Poems And Prayers (paid link). Matthew is also trained as a mental health & life purpose coach. Take Matthew's free 5-day course on centering prayer here.Please join us for "An Evening of Centering Prayer" inside the Husband Material Community on Wednesday May 11, 2022 at 4:00 PM Pacific Time.

This week we see the first step towards Raids 3, the pre-requisite quest "Beneath Cursed Sands".  Jagex also releases the PvP poll blog results and... it didn't go well. Question of the week: "What quest do you love and what quest do you hate?" Call us on Speakpipe Join the community discord: www.Discord.gg/TheWilderness  You can support the show at: www.Buymeacoffee.com/dilz  www.Patreon.com/TheWildernessPodcast  Come hangout in-game in our clan Wild Get in touch with us at TheWildernessPodcast@gmail.com

In April, the Criminal Procedure (Identification) Bill was passed in both houses of the Parliament. This new law allows law enforcement agencies to collect a range of private information from people arrested under any offence. The information can be stored for 75 years.  In this episode, Suno India's Menaka Rao and Suryatapa Mukherjee try to understand the government's objectives in introducing the law and understand the different dangers that are inherent in the law. Suryatapa talks to Nikita Sonawane, co-founder of Criminal Justice and Police Accountability Project, and Praavita Kashyap, a member of Article 21 Trust and Rethink Aadhaar campaign. This is part two in a two-part miniseries. You can listen to the first part of this series here.  References Home Minister Shri Amit Shah's reply on The Criminal Procedure (Identification) Bill, 2022 in RS. Mahua Moitra's Remarks on Criminal Procedure Bill 2022 । TMC MP Mahua Moitra को LS Speaker की फटकार Mahesh Jethmalani's Remarks | The Criminal Procedure (Identification) Bill, 2022  Decoding DNA Bill: Will storing DNA solve crimes? – Suno India In Refrence vs Ravi @ Toli Malviya on 9 September, 2021 India Enterpise Architecture (IndEA) | Ministry of Electronics and Information Technology, Government of India. Why state data hubs pose a risk to Aadhaar security | Latest News India – Hindustan Times. See sunoindia.in/privacy-policy for privacy information.

The IPL 2022 saw quite a few overhauls- two new teams being added, the mega auction where teams splurged close to Rs 550 crore for 204 players to construct some new squads. We also saw iconic names going missing and some new captains being announced.  There seems to be a lot of change this season and a quick glance at the points table tells the same story. Three of the most successful and storied teams in the history of IPL - Mumbai Indians and Chennai Super Kings and the Kolkata Knight Riders- are languishing at the bottom of the points table.  Here is a quick roundup of where these teams stand: Mumbai — which is at the bottom of the table — has made history by losing their first eight matches. Chennai — who is one rung above Mumbai—has lost 6 of the eight matches it has played so far. And lastly, Kolkata which has also lost six of the nine matches it has played so far. But the big question is what has happened to these three iconic teams? Is it just plain bad luck or does it go deeper? In today's episode, we take these questions to die-hard fans of these teams. Joining me today our my colleagues Mythreyee Iyer, Meghnad Bose, Debayan Dutta and Saptarshi Basak. Host and Producer: Himmat Shaligram Editor: Mendra Dorjey Sahni Music: Big Bang Fuzz Listen to The Big Story podcast on: Apple: https://apple.co/2AYdLIl Saavn: http://bit.ly/2oix78C Google Podcasts: http://bit.ly/2ntMV7S Spotify: https://spoti.fi/2IyLAUQ Deezer: http://bit.ly/2Vrf5Ng Castbox: http://bit.ly/2VqZ9ur

June Millington “one of the hottest female guitarists in the industry”(Guitar Player Magazine) has been making music since she was a child playing ukulele in her native Philippines. Having moved from Manila to California in the early sixties, she and her sister, bassist Jean, turned in their folk guitars for electric guitar and bass and formed a succession of all-girl bands. By 1969 they were in Hollywood with their band Fanny, one of the first all women's rock bands to be signed to a major label (Reprise). Through five successful albums and extensive touring of Europe and North America, Fanny served notice that women could do more than simply sing, they could write and play passionate rock ‘n roll. As David Bowie said of the group in an interview with Rolling Stone:“ They were one of the finest f***ing rock bands of their time ... They were extraordinary: They wrote everything, they played like motherf***ers ... They are as important as anyone else who's ever been, ever ...” (RS, January 2000). In 1975 June played on Cris Wiliamson's “The Changer and the Changed” which launched her involvement in the genre of women's music, and which led to being a co-founder and Artistic Director of the Institute for the Musical Arts [IMA], a non-profit organization for women and girls. IMA [www.ima.org] has been hosting Rock ‘n Roll Girls Camps each summer since 2002, and has grown into an internationally known teaching, performing and recording facility supporting women in music and music-related business. The founding board included activist/writer Angela Davis and acclaimed engineer/producer Roma Baran (Laurie Anderson, Rosalie Sorrels). June released her autobiography “Land of a Thousand Bridges: Island Girl in a Rock ‘n Roll World” in 2015; Bobbi Jo Hart's documentary, “Fanny: The Right to Rock” is currently being released amid much excitement. June's latest album, Snapshots was just released via IMA on her label Fabulous Records (all proceeds support programming). Available at https://www.ima.org/snapshots/ To learn more about June Millington: www.ima.org https://www.facebook.com/june.millington.1/ and of course, the fundraiser for Jean, www.gofundme.com/jean-millington-go Photo credit: Marita Madeloni

India is in bad shape. Bad economics is one reason why. Economists Rajeswari Sengupta and Shrayana Bhattacharya join Amit Varma in episode 274 of The Seen and the Unseen to take stock of the mess. You don't like dissent? Too bad. We're Bongs, and you cannot shut us up. Also check out: 1. Shrayana Bhattacharya on Twitter, Instagram and Google Scholar. 2. Rajeswari Sengupta on Google Scholar and her own site. 3. Demystifying GDP -- Episode 130 of The Seen and the Unseen (w Rajeswari Sengupta). 4. Twelve Dream Reforms -- Episode 138 of The Seen and the Unseen (w Shruti Rajagopalan, Rajeswari Sengupta & Vivek Kaul). 5. The Loneliness of the Indian Woman -- Episode 259 of The Seen and the Unseen (w Shrayana Bhattacharya). 6. Desperately Seeking Shah Rukh -- Shrayana Bhattacharya. 7. The Importance of the 1991 Reforms — Episode 237 of The Seen and the Unseen (w Shruti Rajagopalan and Ajay Shah). 8. India's Lost Decade — Episode 116 of The Seen and the Unseen (w Puja Mehra). 9. The Lost Decade — Puja Mehra. 10. The Art and Science of Economic Policy — Episode 154 of The Seen and the Unseen (w Vijay Kelkar & Ajay Shah). 11. Rukmini Sees India's Multitudes -- Episode 261 of The Seen and the Unseen (w Rukmini S). 12. The State of Our Economy (Nov 2021) -- Episode 252 of The Seen and the Unseen (w Puja Mehra and Mohit Satyanand.) 13. Taking Stock of Our Economy (May 2021) — Episode 227 of The Seen and the Unseen (w Ila Patnaik). 14. Two Economic Crises (2008 & 2019) — Episode 135 of The Seen and the Unseen (w Mohit Satynanand). 15. The Indian Economy in 2019 — Episode 153 of The Seen and the Unseen (w Vivek Kaul). 16. Episodes of The Seen and the Unseen with Ajay Shah (in reverse chronological order): 1, 2, 3, 4, 5, 6, 7. 17. Everything That Was Broken -- Mary Oliver (from Felicity). 18. I Boiled My Buttocks for a Week -- Amit Varma on how we normalize everything. 19. Dekalog -- Krzysztof Kieślowski. 20. What the Economy Needs Now -- Various authors. 21. Beware of the Useful Idiots -- Amit Varma. 22. Episodes of The Seen and the Unseen on the creator ecosystem with Roshan Abbas, Varun Duggirala, Neelesh Misra, Snehal Pradhan, Chuck Gopal, Nishant Jain and Deepak Shenoy. 23. The Anti-Defection Law — Episode 13 of The Seen and the Unseen (w Barun Mitra). 24. Our Parliament and Our Democracy -- Episode 253 of The Seen and the Unseen (w MR Madhavan). 25. Urban Governance in India -- Episode 31 of The Seen and the Unseen (w Shruti Rajagopalan). 26. Emergent Ventures. 27. India's Problem is Poverty, Not Inequality -- Amit Varma. 28. On Inequality -- Harry Frankfurt. 29. We Must Save Our Farmers — Amit Varma. 30. Episodes of The Seen and the Unseen on agriculture (in reverse chronological order): 1, 2, 3, 4, 5, 6, 7, 8. 31. Intent to Implementation : Tracking India's Social Protection Response to COVID-19 -- Shrayana Bhattacharya and Sutirtha Sinha Roy. 32. On the Internet, nobody knows you're a dog. 33. Modi's Lost Opportunity — Episode 119 of The Seen and the Unseen (w Salman Soz). 34. Most of Amit Varma's writing on DeMon, collected in one Twitter thread. 35. What a Long Strange Trip It's Been — Episode 188 of The Seen and the Unseen (w Arvind Subramanian). 36. The Median Voter Theorem. 37. The 'bloated and grotesque' tweet by @mrjohndarby. 38. ASER, CMIE and SWAN. 39. The Billion Prices Project. 40. Pramit Bhattacharya Believes in Just One Ism — Episode 256 of The Seen and the Unseen. 41. In Bollywood, women get screen time but very little talk time -- Mohua Das. 42. A Woman, Thinking -- Paromita Vohra. 43. Lost in the Shallows -- Amit Varma on Dear Zindagi. 44. The Life and Times of Mrinal Pande -- Episode 263 of The Seen and the Unseen. 45. Mrinal Pande's pieces for Pragati on women in Indian agriculture: 1, 2. This episode is sponsored by CTQ Compounds. Check out The Daily Reader and FutureStack. Use the code UNSEEN for Rs 2500 off. Check out Amit's online course, The Art of Clear Writing. And subscribe to The India Uncut Newsletter. It's free!

Show #1444 Good morning, good afternoon and good evening wherever you are in the world, welcome to EV News Daily, you trusted source of EV information. It's Saturday 23rd April, it's Martyn Lee here and I go through every EV story so you don't have to. AUDI UPDATES U.S. EVS FOR 2023 - Audi of America today announced updates to its lineup for the 2023 model year, including pricing, vehicle packaging updates, and new standard and available equipment. - Additionally, by the end of 2022, Audi plans to have more fully electric models on sale in the United States than any other luxury brand. The Audi e-tron, e-tron S, e-tron Sportback, e-tron S Sportback, Audi e-tron GT, and RS e-tron GT, will be joined by the Audi Q4 e-tron, and Q4 Sportback e-tron. - . Standard on the e-tron Sportback Prestige trim are 22-inch 5-spoke-Turbine design bi-color wheels, dynamic orange front and rear brake calipers, rear side airbags with illuminated safety belt buckles, and Digital Matrix-design headlights. - Following the introduction of Audi's first electric grand tourer, the e-tron GT sees changes in exterior appearance as well as changes to packages and standard features. The Hekla gray grille which adorned the front fascia of the model year 2022 e-tron GT is now replaced by a body-color grille. Additionally, as standard equipment, a second charging port has been added on the passenger side of the e-tron GT - The RS e-tron GT also adds a newly available Ceramic brake package with Anthracite calipers bundled with 21-inch 5-double-spoke concave module design wheels. Original Source : https://media.audiusa.com/en-us/releases/518 HYUNDAI AND WE DRIVE SOLAR DEPLOY IONIQ 5S WITH V2G TECH IN THE NETHERLANDS - Hyundai Motor Group and We Drive Solar have teamed up to help create a completely bi-directional region in the Dutch development district of Cartesius in Utrecht of the Netherlands. To begin, We Drive Solar has equipped 25 Hyundai IONIQ 5 BEVs with vehicle-to-grid (V2G) technology to send power back to homes and businesses in the region during peak energy hours. - By implementing a holistic system of solar panels, charging stations, and shared vehicles with V2G capabilities like the modified IONIQ 5s, the companies seek to power 2,530 homes in Utrecht to create the “world's first bi-directional city.” - When vehicles do need to be used, residents of Utrecht will be able to drive a shared car through We Drive Solar, offering EVs like the IONIQ 5s equipped with V2G tech. The initial rollout is 25 BEVs, but Hyundai has already shared intentions to implement 150 over the course of 2022. - In the Utrecht region, renewables like solar and wind power are the main sources of energy. That energy can then be stored in the battery packs of the IONIQ 5s to drive around as shared vehicles, but also use V2G capabilities to send that stored energy back to the city during peak hours. Original Source : https://electrek.co/2022/04/22/hyundai-and-we-drive-solar-deploy-ioniq-5s-with-v2g-tech-in-the-netherlands-to-create-the-worlds-first-bi-directional-city/ TESLA FSD BETA 10.12 WILL RECEIVE MORE DETAILED VEHICLE MODELS - The next iteration of Tesla's Full Self-Driving software, expected to be numbered 10.12, is supposedly making some improvements to the visualizations shown on the vehicle screen. - Most notably, it will now display a new render for sedan-type vehicles that will show wheels and highlight open doors in yellow. - Tesla has been gradually increasing the number of visualizations available on the car display, demonstrating what the car can perceive and respond to in its surroundings. In the beginning Tesla mainly displayed road markers and a few vehicles, and over time started to gradually add more types of vehicles, pedestrians, and traffic cones, speed bumps, even dogs. - The 3D model Tesla uses to represent our vehicle on the display is much more detailed than other vehicle models. Tesla can make other vehicle models just as detailed, however they're purposely vague to represent any vehicle. Original Source : https://www.notateslaapp.com/software-updates/upcoming-features/id/754/tesla-fsd-beta-10-12-will-receive-more-detailed-vehicle-models SAEMES TO INSTALL OVER 1,000 CHARGE POINTS IN PARIS CAR PARKS - In Paris, a number of car parks are being equipped with 1,100 AC charging points for electric vehicles. The car park operator Saemes has chosen TotalEnergies and the telecommunications provider Sogetrel as partners for this project. Some charge points are already in operation. - The largest completed project is the Madeleine-Tronchet car park in the 8th arrondissement of Paris, which now offers 505 charging points with outputs ranging from 7 kW to 22 kW. These are Type 2 wall boxes without a permanently attached cable - The charging points are accessible via the TotalEnergies fleet card or other charging cards – ad-hoc charging is also possible via QR code and mobile website. Starting a charging process costs 0.50 euros, after which 0.40 euros (including VAT) is charged for each charged kilowatt-hour. Original Source : https://www.electrive.com/2022/04/22/saemes-to-install-over-1000-charging-points-in-paris-car-parks/ ANALYSIS: PRICES ON USED HYBRIDS AND EVS ARE UP MORE THAN A THIRD VS. A YEAR AGO Original Source : https://www.greencarreports.com/news/1135599_prices-on-used-hybrids-evs-up-more-than-a-third-vs-a-year-ago ELECTRIC VEHICLES: MORE PEOPLE ARE INCLINED TO BUY AN EV AS GAS PRICES SOAR Original Source : https://finance.yahoo.com/video/electric-vehicles-more-people-inclined-205509325.html TESLA CAN NOW INSURE YOUR EV IN COLORADO, OREGON AND VIRGINIA Original Source : https://www.engadget.com/tesla-insurance-colorado-oregon-virginia-200217835.html TESLA'S CHINA WORKERS ARE BACK ON THE JOB BUT SLEEPING IN THE FACTORY Original Source : https://observer.com/2022/04/tesla-shanghai-gigafactory-resume-production-amid-covid-lockdown/ QUESTION OF THE WEEK WITH EMOBILITYNORWAY.COM What cables should or shouldn't  come with a new or used EV? Email me any feedback to: hello@evnewsdaily.com It would mean a lot if you could take 2mins to leave a quick review on whichever platform you download the podcast. And  if you have an Amazon Echo, download our Alexa Skill, search for EV News Daily and add it as a flash briefing. Come and say hi on Facebook, LinkedIn or Twitter just search EV News Daily, have a wonderful day, I'll catch you tomorrow and remember…there's no such thing as a self-charging hybrid. PREMIUM PARTNERS PHIL ROBERTS / ELECTRIC FUTURE BRAD CROSBY PORSCHE OF THE VILLAGE CINCINNATI AUDI CINCINNATI EAST VOLVO CARS CINCINNATI EAST NATIONAL CAR CHARGING ON THE US MAINLAND AND ALOHA CHARGE IN HAWAII DEREK REILLY FROM THE EV REVIEW IRELAND YOUTUBE CHANNEL RICHARD AT RSEV.CO.UK – FOR BUYING AND SELLING EVS IN THE UK EMOBILITYNORWAY.COM/ OCTOPUS ELECTRIC JUICE - MAKING PUBLIC CHARGING SIMPLE WITH ONE CARD, ONE MAP AND ONE APP