Rich Living On Less

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the importance of organizing your finances to reduce stress and increase productivity. They share personal anecdotes about the challenges and benefits of transitioning from mental note-taking to using physical agendas, calendars, and financial systems. Key points include the impact of financial disorganization on stress levels, debt accumulation, and missed financial goals. They also offer practical tips such as using password managers, financial apps, and creating dedicated financial emails to streamline processes. The episode concludes with encouragement to take small steps toward financial clarity and offers resources like Steward Lab for more in-depth guidance. 00:00 Introduction to Financial Organization 00:17 Welcome to the Steward Lab Podcast 00:39 The Importance of Using an Agenda 02:11 The Financial Course Revelation 03:26 Building Effective Systems 05:54 The Impact of Financial Disorganization 09:30 Emotional Toll of Financial Stress 16:28 Practical Steps to Financial Clarity 18:10 Small Tweaks for Big Changes 25:58 Join the Steward Lab Community 26:44 Conclusion and Call to Action

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich are joined by Mary Valloni, a seasoned professional in the nonprofit sector with over two decades of experience. Mary shares her journey and insights into the importance of giving, working with nonprofits, and supporting missionaries. The discussion covers the mutual benefits of giving for both the giver and receiver, how to start giving even if you have limited resources, and the various forms of donations beyond just monetary contributions. Mary also emphasizes the importance of vocal support for nonprofits and provides practical advice on how to discern where to give.  Resources: Steward Lab Online Coaching Community: https://stewardlab.com/Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet Resources Mentioned in this Episode:  https://www.maryvalloni.com/https://fullyfundedacademy.com/ Subscribe to our YouTube channel, rate, and leave a review to help others discover the transformative concept of biblical stewardship in today's world. 00:00 Introduction to Giving 00:09 Welcome to the Steward Lab Podcast 00:35 Meet Our First Guest: Mary Vol 00:45 Mary's Journey in Nonprofit Work 03:16 The Importance of Giving 04:12 Spiritual Gifts and Giving 07:21 Motivations Behind Giving 12:14 Different Ways to Give 14:11 The Importance of Public Generosity 14:54 A Doctor's Inspiring Example 15:35 Aligning Business with a Cause 17:13 Supporting Missionaries: A Personal Touch 18:59 Practical Steps for Donors 20:31 Finding and Vetting Charities 23:22 Using Your Voice and Resources 24:03 Connecting with Mary Baloney 25:37 Final Thoughts and Encouragement

Welcome to our seventh episode of the Steward Lab Podcast with James and Amberlee Rich! In this lively discussion, we delve deep into the concept and significance of the Sabbath. Contrary to popular belief, the Sabbath isn't a day meant for boredom, but a day filled with life, rest, and worship. Join us as we explore how observing the Sabbath can transform your productivity, relationships, and spiritual life. We also share personal stories and practical tips on how to implement a life-giving Sabbath in your busy week. Don't miss this episode that could change your approach to weekly rest and worship. Resources: Steward Lab Online Coaching Community: https://stewardlab.com/Free Q&A Call for One-on-One Coaching: https://richlivingcoaching.com/meet Subscribe to our YouTube channel, rate, and leave a review to help others discover the transformative concept of biblical stewardship in today's world. 00:00 Introduction to the Sabbath 00:16 Welcome to the Steward Lab Podcast 01:41 Personal Experiences with the Sabbath 04:05 Reevaluating the Meaning of Sabbath 05:50 The Biblical Perspective on Sabbath 07:50 The Importance of Rest in Modern Life 10:45 Practical Tips for Observing the Sabbath 12:09 The Transformative Power of Sabbath 19:39 Reflecting on Your Own Sabbath Practice 21:18 Conclusion and Action Steps

In this special anniversary edition of the Steward Lab Podcast, hosts James and Amberlee Rich celebrate their 16th wedding anniversary by sharing valuable marriage advice they've gathered over the years. They discuss the importance of teamwork, continuous learning about your spouse, annual marriage counseling, regular date nights, and effective communication. They also highlight personal stories and practical tips to strengthen your relationship. Whether you're newly married or have been together for decades, this episode is filled with insights to help you steward your marriage better and grow closer as a couple. Tune in and get inspired to make your marriage stronger! Resources:

In this episode of The Steward Lab Podcast, James and Amberlee Rich discuss the journey from dissatisfaction to contentment. They share personal experiences, such as fixing up their first home and realizing the impact of media consumption, like TV shows, on their satisfaction with life. They dive into biblical teachings on wealth and contentment, emphasizing the importance of Christ-sufficiency rather than self-sufficiency. The episode offers practical advice on identifying and reducing triggers of discontentment, fostering gratitude, and trusting God's provision. Join them as they explore these themes and how to live a life rooted in contentment and stewardship. Resources Mentioned:

In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich discuss the often-taboo subject of money from a Christian perspective. They share personal anecdotes and Biblical insights on how to be good stewards of time, money, relationships, health, and careers. The episode emphasizes the importance of aligning financial practices with Biblical teachings, highlighting three key Biblical truths: all resources are God's, be content with both little and much, and don't put your trust in wealth or possessions. Additionally, they introduce their program 'Steward Lab,' aimed at helping people manage their finances based on Biblical principles, complete with a community, courses, Q&A sessions, and more. The episode concludes with the Good Steward Prayer. 00:00 Introduction to the Steward Lab Podcast 00:27 Personal Money Stories and Lessons 01:47 Biblical Perspective on Money 02:30 The Taboo of Money in Church 03:50 The Importance of Giving 08:51 Steward Lab Community and Resources 11:34 Biblical Truth 1: All Resources are God's 18:47 Biblical Truth 2: Be Content with Little and Much 29:02 Biblical Truth 3: Trust in God, Not Wealth 31:58 The Good Steward Prayer

In this special episode, we share an insightful clip from a sermon series about money and the Bible. Discover how different money stories and experiences shape our financial decisions, and get practical advice on aligning your money story with God's teachings. Reflect on your own money story through guided questions and personal anecdotes. Get access to the Free Money Talks Goal Setting Guide and the full sermon series by going to stewardlab.com/moneytalks. 00:00 Introduction and Podcast Overview 00:28 Special Episode Announcement 02:13 Understanding Money Stories 04:15 Personal Reflections on Money 08:40 Messages About Money 10:32 Client Stories and Reflections 15:03 Commitment and Homework 16:01 Conclusion and Resources

Understanding and Practicing Stewardship in Daily Life In this episode of the Steward Lab Podcast, hosts James and Amberlee Rich dive into the concept of stewardship from a Biblical perspective. They discuss how stewardship encompasses managing time, money, relationships, health, careers, and even children as God's resources. Using Biblical references and personal anecdotes, they emphasize that everything we have is God's and we are merely surrogates for His resources. They highlight the importance of viewing our possessions and talents as tools for glorifying God and bettering His creation. The episode also touches on practical steps for improving stewardship in various areas of life and encourages listeners to start small and be intentional in their efforts. 00:00 Introduction to the Steward Lab Podcast 00:41 Understanding Stewardship: A Personal Story 02:37 Defining Stewardship: Biblical and Practical Perspectives 06:51 Stewardship in Action: Real-Life Examples and Parables 19:43 The Grace Project: A Church Initiative 23:11 Continuous Growth in Stewardship 30:52 Practical Steps to Improve Stewardship 32:55 Self-Examination and Taking Action 34:26 Conclusion and Call to Action

In the inaugural episode of the Steward Lab Podcast, hosts James and Amberlee Rich embark on a journey to empower listeners to become better stewards of their resources, including time, money, relationships, health, and careers. Through personal anecdotes like their transformative hot tub conversations, they illustrate the importance of being intentional with what God has given. The episode centers around the pivotal question, 'Am I in a position to say yes to the things God is calling me to do?' and discusses actionable ways to remove barriers holding us back. The Riches also introduce their lab concept, emphasizing experimentation and practical application of biblical principles to steward every aspect of life effectively. The episode concludes with a thoughtful prayer and invites listeners to join in this ongoing experiment to better align their lives with God's purpose. Resources: Good Steward Prayer 00:00 Introduction to the Steward Lab Podcast 00:30 Meet Your Hosts: James and Amberlee Rich 01:20 The $200 Hot Tub That Changed Our Lives 02:48 Dreaming Big: Architecting Our Future 05:44 The Debt Dump Challenge: Paying Off Our House 06:56 Homeschooling and Financial Freedom 08:15 The First Big Yes: Serving on a Ranch 09:49 The Purpose of Steward Lab Podcast 14:03 Stewardship Beyond Finances 19:41 The Lab Experiment: Taking Action 27:12 Final Thoughts and Prayer

In this introductory episode, we announce the exciting transition from the Rich Living on Less podcast to the new Steward Lab podcast. Amberlee introduces her husband, James Rich, as they explore the concept of stewardship in various aspects of life, including finances, time management, parenting, relationships, and work. The revamped podcast will incorporate insights from thought leaders and will be available both as an audio podcast and on YouTube. New episodes will be released every Tuesday. Tune in to discover how to effectively steward God's resources in your daily life. 00:00 Welcome to the Steward Lab Podcast 00:25 Introducing Co-Host James Rich 00:48 Exploring the Concept of Stewardship 01:05 Topics Beyond Money 01:33 Living Out Christian Values 02:03 Exciting New Elements and Schedule 02:36 Stay Connected with Us

We live in a world that is fighting for our kid's attention. There's T.V., video games, cell phones, social media, and the list goes on that are filling many of our children's lives. We also live in a world full of busyness where our kids have one activity after another, leaving little time for anything else, let alone reading. Reading is powerful. A story opens a new world for our children. It teaches our kids new perspectives. I love this quote by Sarah Mackenzie, “We read with our children because it gives both them and us an education of the heart and mind. Of intellect and empathy. We read together and learn because stories teach us how to love.” Reading shouldn't be an afterthought. It's something we need to prioritize to make it happen. But how? In today's show, I share 9 ways to help your kids love reading. If you want your kids to fall in love with reading and make reading part of your everyday lives, this episode is for you. Let's raise a generation of readers who will lead our world well! Links from today's episode: I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie. Other Resources: Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

This year, one of the habits I'm trying to improve upon and track is my reading. I love reading. It is one of my favorite pastimes. It fills me up more than most activities. I can't think of a day when I don't read. It's who I am.  I know my love of reading is not held by a lot of people. Many people don't read a book unless they have to for school. Today I'm going to share some ways that have helped me read on a regular basis and I hope this will give you some ideas on how to make reading part of your everyday life. Links from today's episode: I talked about this book "Read Aloud Family: Making Meaningful and Lasting Connections with your Kids" by Sarah Mackenzie.I also talked about the Read Aloud Revival Podcast by Sarah Mackenzie. Other Resources: Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Today we're going to talk about how to keep the habits long term and how to make them rewarding. If you want to stick with a habit long term, it must be satisfying, otherwise you will quit and stop doing it. When we were working on getting out of debt, we created many new habits to help us reach our goal.  We started eating at home almost all the time, and we hardly ate out. We cut down on our food waste, so we spent less on groceries. We went shopping less, we tried not to buy anything that wasn't essential. We were able to do this because every month we would make an extra principle payment on our debt with everything extra we saved each month.  We were visually tracking our debt payoff and seeing that momentum was exciting and satisfying. And we had accountability through the Debt Dump Challenge to keep us on track. Today's episode is all about how to put your new habits into practice and how to stick with them. Links from today's episode: Want to try the budgeting app we LOVE? Go to QubeMoney.com and use the coupon code RICH for 8 free weeks of premium. There is also a free version too!I talked about our Weekly Family Challenges in today's show. If you want to hear more about it, listen to episode 43: Weekly Family Challenges!If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com. Other Resources: Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

I'm always trying to find ways to help me become a better mom, wife, teacher, friend, and follower of Jesus. I've realized that daily habits can push me closer towards the person I want to become, and habit-stacking is one of the easiest ways to get there. If you want to create new habits that you will stick to, habit-stacking is a great way to make that habit part of your routine.  Habit-stacking is when you take a habit you already have and tie it to the new habits you want to have. In today's episode of the Rich Living on Less Podcast, I share tons of examples on how to put habit-stacking into practice.  This episode will make new habits a lot easier and doable. Be sure you are subscribed and leave a review for this podcast, so you won't miss an episode! Links from today's episode: If you missed the Free Debt Dump Challenge, you can rewatch the videos at debtdumpchallenge.com. Other Resources: Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Our environment affects the way we live and our ability to achieve our goals. How can you change your environment to set you up for success? In today's show, you are given tools and tips to become the architect of your environment. Let your environment work for you, not against you! P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com. Links from today's episode: Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com. Other Resources: Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Do you have a vision of what you want to become, but you never seem to get there? Is your mindset holding you back? We all have a view and opinion of ourselves and from others. And that mindset becomes our north star. We keep going back to behaving in alignment with what we believe about ourselves. What belief about yourself do you want to say goodbye to this year? Today's show walks you through how to make small mindset shifts that with time will change your life. P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com. Links from today's episode: Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com. Other Resources: Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Have you ever made a New Year's resolution, but you ended up abandoning it? If you have a list of New Year's resolutions you've never met, welcome to the club! Most people have a laundry list of all the changes they want to make, yet most rarely accomplish them. In today's episode of the Rich Living on Less Podcast, I share why most people never reach their New Year's resolution goals and some actionable steps to set you up for making goals that you'll meet. Be sure you are subscribed and leave a review for this podcast, so you won't miss an episode! Let's start off 2022 right! P. S. The Debt Dump Challenge starts January 10-14th of 2022!! Come join this free 5-day challenge to set you up for paying off your debt this year. Sign up at debtdumpchallenge.com. Links from today's episode: Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com. Other Resources: Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

We're about to start a brand-new year. It's a time when we set goals for ourselves, but rarely do we ever meet them. The truth is, everyone needs to have a plan for their money. If you have a plan for your finances, you can align your spending and saving with your priorities. But if you don't have a plan, your spending behavior is out of alignment with what's important to you. In today's episode of the Rich Living on Less podcast, James and I go in depth on how to align your priorities with your spending.  And if debt is weighing you down, we are starting the debt dump challenge January 10-14th. It's a free, 5-day challenge to set you up for success in paying off your debt. To sign up, go to debtdumpchallenge.com. Links from today's episode: Sign up for the Free Debt Dump Challenge starting January 10-14th at debtdumpchallenge.com.Tune into Episode 68, Budgeting with the Riches here.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/. Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Your attitude towards debt matters. If you're fine with it, you'll stay in it. If you are infuriated by it, you'll take every opportunity to get rid of it. The choice is yours. We all have different financial standards when it comes to how much debt we're okay with. In today's episode of the Rich Living on Less podcast, James and I talk about how debt affects us and some practical tips to start tackling debt. Links from today's episode: Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Sign up for the Free Debt Dump Challenge starting in January at debtdumpchallenge.com.Tune into Episode 65, let's talk about debt here. Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

We all have our own set of financial standards, the things that we are ok and not ok with when it comes to money.  It's our bottom line. The boundaries we create in our finances become our financial standards. Think about it in terms of dating. We all had or have a certain set of standards that we want in another person. Those standards guide or guided your decisions on who you were ok with dating or not.   Financial standards work similarly. Our standards guide our day-to-day purchasing decisions without even thinking about it. Many times we don't even realize that we have financial standards. They are just ingrained inside us.  The key is to notice what financial standards you need to keep and what you need to change, and that's what this episode is all about. If you want to see real, lasting change in your finances, you have to have a set of financial standards that serve you. Links from today's episode: Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Christmas is supposed to be one of the best times of the year.  Its time to spend with our family, it's magical and full of memories. Christmas is a time that can feel like we are bleeding money. Maybe we're traveling more, food costs for all the special events add up, and don't forget: Gifts, gifts, and more gifts! According to holiday shopping statistics, per household, Americans predict to spend around $1,387 during this winter's holiday sales. Plus, more than a quarter of Americans expect to go into debt this holiday season, according to a recent Credit Karma survey. Yikes!!! Is this really what Christmas should be like?! In today's show, I'll show you five ways to save this Christmas so you won't be a statistic. It's time to not go in debt this Christmas. Get ready to spend the amount that you can afford (and budget for) this holiday season. Links from today's episode: Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

What does your life look like right now? Are you in a season of life that just isn't fun? In today's show I share a story from a recent hike in the wilderness. God really showed up and had something profound to say. My hope is that this message gives you hope and gratitude that goes well beyond Thanksgiving. Links from today's episode: Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Thanksgiving is just around the corner and Christmas will be here in no time. This time of year is meant to be full of family, memory making, remembering to be thankful for what we have, and Jesus. But all too often we get sucked into a season of go, go. We have one event after the other. Hurry becomes the norm. We feel like were running a marathon trying to make the holidays amazing for our kids, buying presents, hosting and going to family functions. I think moms in particular carry the burden of the holidays. We want our kids to absolutely love the holidays.  We normally buy the presents, wrap them, make all the fancy meals, and coordinate the schedule. A lot can fall onto us. But what if we didn't have to live and breathe business this season.  What if we actually experienced peace? Imagine that?! Links from today's episode: Book recommendations: The Ruthless Elimination of Hurry by John Mark Comer and To Hell with the Hustle by Jefferson BethkeWant us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/.Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

What comes to mind when you hear the word budget? Maybe you think of being restricted. It's time-consuming. It's overwhelming. Or maybe you feel like you don't make enough money to budget. Maybe you've tried tracking expenses and income before, and it feels like a chore. Maybe you've tried different methods, but nothing has really worked long term. Today I'm bringing on my husband James to talk all about budgeting. We've been budgeting together for almost 13 years now. We're going to have a conversation about what budgeting has looked like for us and some tips to help make budgeting work for you. Links from today's episode: Want us to be your financial coach? Check out https://budgetfreedom.com/ to learn more.Interested in trying the budgeting app we LOVE?! Learn more about Qube Money at https://budgetfreedom.com/. Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

What we think matters. And when we ask ourselves the right questions, our lives can change. In today's show, I share a question that will help you make better financial choices. You can follow tons of steps to get to a better financial position, but let's stop overcomplicating everything. This episode is all about asking one question that will simplify your life and give you the direction you need to make better choices with your money. All you have to do is tune in! Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Do you know your net worth? It's kinda like a report card on your finances that helps you know where you are at financially. The last two episodes have been preparing you to figure out your net worth and in today's episode, you get to determine what that number is. If you are petrified to find out where you really are financially, this episode is especially for you. Every person on the planet needs to know where they are at financially, and that means you. This gives you the groundwork to change your finances for good! Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Debt. Most of us have it. We have a love-hate relationship with it. Debt helps us not have to wait on what we want. It opens opportunities we wouldn't have otherwise. But, debt has a major downside. We have compounding interest working against us. And debt grows fast, making it feel impossible to tackle and pay off. Today's show is a continuation of the last episode. We've been talking all about finances and determining what your financial situation looks like right now by determining your net worth. In today's episode, we talk about our liabilities- or debt so you can discover your net worth. Today's show is for everyone, and you need to tune in! Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Do you consider yourself rich, poor, or something in between? In reality, we all have a different idea of what rich and poor look like and we use our lives as a measuring stick. Those who have less than us are poor and those who have more are rich. But what if we are focusing on the wrong thing entirely? What if we need to stay in our own lane and work on bettering our own financial situation, instead of watching everyone else? Today's show will give you the blueprint on how to get started when your finances seem too messy to handle. If you know you need to change your financial lifestyle, but you don't know where to start- today's show is for you! Tune in to find out what you need to do today to get yourself in a better financial place in the future. Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Last week we talked all about our attitude towards the rich. This week we're talking all about our attitude towards the poor. It's time to an introspective look and see if we have some judgments, ideas, and maybe perceptions that may need to be shifted. This episode will really get you thinking and give you some ideas on how to have a more positive perspective on the poor. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

In the world, there is so much hatred of the rich. We see it all the time in the news, social media, and even hear about it in everyday conversations. We all have ideas and judgments about every people group in some way or another. In today's show, we'll be talking all about our attitude towards those we consider rich. This episode will challenge you and hopefully give you a new perspective. Plus, you'll get some action steps to help shift your perspective. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Can you imagine what life would be like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

It's easy to think that the more we spend on our kid's education, the better the education they will have, but this simply isn't true! There are so many ways to save on homeschooling. And in today's show, I go in-depth on how you can make this year an amazing educational year without a high price tag! If you aren't homeschooling your kid, a lot of these tips will still be beneficial to you and your family. Please share this episode with those who homeschool. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

We are living in a time right now that is really scary. There is so much division in the world and hope seems to be dwindling. It's easy to get swept away in worry and fear, but today's episode is all about hope. We all need a big dose of encouragement during this time! Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

It's back to school time!! Our routines change and we get a fresh start midway through the year. Today's episode is all about optimizing this school year in our educational choices, what we say yes and no to and so much more. Tune in to be more intentional this school year from the start. And even if you don't have kids that are school-aged, this will help you know what to prepare for. Let's make this school year count and work for us, not against us. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Are you feeling burnt out? Does your schedule feel chaotic? Is it hard finding time to connect with your family and to God? The remedy to all these questions and more is to rest regularly. Today's show is all about how to keep the Sabbath holy on a weekly basis. Last week show was all about the importance of the Sabbath, and this week is all about putting it into practice. Tune in to hear how we have cultivated a day of rest. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich What if we connected with our family and partner through fun regularly? That's what today's episode is all about! Tune in to hear ideas on how to add more fun into your life without a lot of expense.

Keeping the Sabbath day holy is one of the 10 commandments that most Christians don't really talk about. What is the Sabbath, and what does keeping it holy look like? Does going to church on Sunday count? Let me just say, I've been on a two-year journey to find these answers, and I've been very convicted. In today's episode, I go in depth talking about the Sabbath and why it is so important that God made a commandment, so we can cultivate a day of rest. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich What if we connected with our family and partner through fun regularly? That's what today's episode is all about! Tune in to hear ideas on how to add more fun into your life without a lot of expense.

Today's message really is the message I need to hear. If you are feeling burdened and overwhelmed with everything that is going on in your life, you need to tune in. Today's message is all about giving yourself some grace and paying attention to your expectations. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich What if we connected with our family and partner through fun regularly? That's what today's episode is all about! Tune in to hear ideas on how to add more fun into your life without a lot of expense.

Being busy isn't very fun. It's easy to not make having fun a priority in our marriages and our family. But what if we made it a goal to have fun year-round? What if we didn't feel like we needed a vacation, but we just wanted one? Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich What if we connected with our family and partner through fun regularly? That's what today's episode is all about! Tune in to hear ideas on how to add more fun into your life without a lot of expense.

We just celebrated two whole years of having no debt including a mortgage payment! It's been amazing not having any debt and that alone has made our lives less stressful. In today's episode, I share what it's been like this year for us financially and what I've learned this past year when it comes to money. Tune in to here what life looks like after paying off debt. Be sure you are subscribed and leave a review to this podcast, so you won't miss an episode! Links from today's episode: Can you imagine what life would like if you and your partner knew what you wanted and how to get there? Let me show you how… For $7 you can get instant access to my Marriage Goal Setting Guide at https://amberleerich.com/goalsetting/Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://amberleerich.com/motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Boundaries are so important, and we need them in every area of our lives. I've noticed in my own life that I have really strong boundaries in some areas and awful boundaries in others and that's something I've been actively working on. What are boundaries? What boundaries do you need to set? And how do you set up boundaries in the first place? In today's episode, I share what I have been learning about boundaries and some boundaries James and I have with each other. This episode will give you the tools to set healthy boundaries in your life. I also made a resource to help you start dreaming up your life together as a couple! You're about to change your marriage for the better!! You'll set goals and learn how to reverse engineer your way to get there- and it's only $7! To get the Marriage Goal Setting Guide, go to https://amberleerich.com/goalsetting/ to download the 12-page guide. Resources: Want to start setting goals with your spouse, but you're not sure where to start? Go to RichLivingOnLess.com/goalsettingThis book is a must-read for learning to set boundaries: Boundaries by Henry Cloud Other Resources: Are you ready to save over $17,000 annually? Find out how inside the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.  Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich

We all know we are unique and one of a kind and that sounds great until we are met with opposition. We are living in a time when there is more division in the world than maybe ever before.   Everyone has a side and they are sticking to it. But what about in our families? Each member of our family is unique and has different qualities. How do we support and love each other through our differences? How do we see our differences as an opportunity to see life in a different way? Today's episode explores these questions and gives you some action steps to help you gain a better perspective of your family. I also made a resource to help you start dreaming up your life together as a couple! You're about to change your marriage for the better!! You'll set goals and learn how to reverse engineer your way to get there- and it's only $7! To get the Marriage Goal Setting Guide, go to https://amberleerich.com/goalsetting/ to download the 12-page guide. Resources: Want to start setting goals with your spouse, but you're not sure where to start? Go to RichLivingOnLess.com/goalsetting Want to be more missional as a family? Learn how to create your own family mission statement by going to https://amberleerich.com/family-mission-statement/ Other Resources: Are you ready to save over $17,000 annually? Find out how inside the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.  Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich

One of the best pieces of advice we have ever been given was to interview people you look up to. So, before we got married, we interviewed several couples who had marriages we looked up to. This process was so life-giving for us and the people we talked to. And you don't just have to interview people before you get married, you can do this for any major decision or change of season in your life! For example, I interviewed homeschooling moms to get as much insight and wisdom before I tipped my toe into that venture. So tune into today's episode to get some major inspiration and tangible tools to help you in your life right now. You just have to do the work. I also made a resource to help you start dreaming up your life together as a couple! You're about to change your marriage for the better!! You'll set goals and learn how to reverse engineer your way to get there- and it's only $7! To get the Marriage Goal Setting Guide, go to https://amberleerich.com/goalsetting/ to download the 12-page guide. Resources: Want to start setting goals with your spouse, but you're not sure where to start? Go to RichLivingOnLess.com/goalsetting Are you ready to save over $17,000 annually? Find out how inside the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.  Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich

It's easy to lose sight of what drew you to your spouse and why you got together in the first place. In today's episode, I share some ways to help you when you are frustrated with your spouse and feel like you just aren't connecting like you used to. Plus, you'll even get a little bit of homework that will help you reframe how you see your spouse by remembering the past. I also made a resource to help you start dreaming up your life together as a couple! You're about to change your marriage for the better!! You'll set goals and learn how to reverse engineer your way to get there- and it's only $7! To get the Marriage Goal Setting Guide, go to https://amberleerich.com/goalsetting/ to download the 12 page guide. Resources: Want to start setting goals with your spouse, but you're not sure where to start? Go to RichLivingOnLess.com/goalsetting Are you ready to save over $17,000 annually? Find out how inside the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.  Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich Be sure you are subscribed and leave a review to this podcast so you won't miss an episode!

One of the most cost-effective vacations out there is camping. But oftentimes we overbuy because we want to be extra prepared, and we don't really know what we actually need. Camping with kids can add a whole new dose of overwhelm into the mix, but it doesn't have to be this way. This episode is loaded with tips to help you spend less on camping and enjoy your trip more. Tune into today's episode to get practical tips that will save you time and money. Make sure you share with your friends who are planning on camping this year or may want to camp but don't know where to start. Links from today's episode: Recreation.gov is a great resource to reserve campsites. The app is very user-friendly.ioverlander app is a great resource for finding free camping sites.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Be sure you are subscribed and leave a review to this podcast so you won't miss an episode! Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Divorce is costly. In today's episode, we talk about the financial implications of divorce and some tips to have a vibrant and healthy marriage. Marriage is a gift from God that we need to constantly be working on. There are so many benefits for being married including financial. Tune into today's episode, it'll give you tangible steps to help your marriage grow. Links from today's episode: Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.Be sure you are subscribed and leave a review to this podcast so you won't miss an episode! Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Do you want to read devotions to your kids, but don't know what to choose and how to make it routine? In today's episode, I talk all about our family favorite devotions and the ideal ages for the books. Plus, I share the methods we use for making devotion part of our daily life. Tune into today's episode to help you find a devotion you'd like to share with your children. Let's read God's truth to our children and ignite their child-like faith! Links from today’s episode: Recommended Devotions: The Jesus Storybook Bible: Where Every Story Whispers His Name by Sally Lloyd-JonesLove Does for Kids by Bob GoffEverybody Always for Kids by Bob GoffIndescribable: 100 Devotions for Kids About God and Science by Louie GiglioAdventures in Odyssey Devotions: Exploring God's Word With Your Adventures in Odyssey Friends by Focus on the FamilyThe Beginner's Bible: Timeless Children Stories by Zonderkidz Extra Resources: Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons.  Go to RichLivingOnLess.com/Groceries.Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off.Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Are you ready to join the FREE 5-day Motherhood Challenge? https://richlivingonless.com/motherhood Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode

Have you ever read a book to your kids and really felt like the book was for you? When I read the book, "You Are Special" by Max Lucado I was hit with the significance of the simple story. "You Are Special" is full of truth about our identity and how to discover who we really are. Today's show is a real treat. Get ready to get read to and hear some truth bombs! And I've made a free download to help you discover your true identity. Just go to AmberleeRich.com/identity. Links from today’s episode: Who I am in Christ FREE mini workbook: Discover your true identity so you can start living out your calling!"You Are Special" by Max LucadoBe sure you are subscribed and leave a review to this podcast so you won’t miss an episode!Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31.  Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

Typically, we don't eat out much. Eating out adds up quickly. It's more of a luxury than a common occurrence, that is until our house was flooded. We went four months without a kitchen sink and six months without a functioning kitchen. Because of the circumstances, we had to eat out often. In today's episode, I share the lessons I learned from eating out all the time. If you are trying to cut back on spending, if you're in debt, or if you eat out at all, this episode is for you. Tune into learn the hard truths I discovered from spending 5x more than I typically do on eating out and groceries. Links from today’s episode: Are you ready to save over $17,000 annually? Find out how inside of the Simplified Savings Guide at AmberleeRich.com/savings and use the coupon code AR10 for 10% off. Episodes referenced: https://amberleerich.com/podcast/ 39: MIS-C: Lessons I learned from my daughter's diagnosis38: Perspective Shift: Being Grateful for 202018: Easy Ways to Save on Groceries5: Stop Acting Rich Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode! Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

It's easy to feel stuck in our motherhood. Changing directions can be scary and unknown, and that is why I want to walk you through how to identify what needs to change in your life and the steps needed to make the changes. In today's episode, I share personal examples of how my motherhood is so different than I ever anticipated. I hope you leave today feeling like you don't have to settle, that you can have a motherhood that doesn't feel draining or mundane. Links from today’s episode: Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!Are you ready to join the FREE 5-day Motherhood Challenge? Go to motherhood.richlivingonless.comAre you wanting to fix the root of your money issues and change your financial situation for good?  Check out Amberlee’s online course Rewind: Overcoming Your Financial Past. Connect with me: Facebook: www.facebook.com/amberlee.richInstagram: www.instagram.com/amberlee_rich

If you are a parent, I guarantee that you can find a handful of things that annoy you. It could be the constant messes, shoes lying around, legos left on the floor. Let me just say, we've been implementing weekly challenges as a family and it has been a complete game-changer. Plus, it has united us as a family like never before. So, if you'd like a tool that will really move the needle in your family, tune into today's episode! Links from today’s episode: Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started. Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!

In today's show, Amberlee shares lessons on debt from the book The Trumpet of the Swan by E.B. White. This episode will give you plenty of truth bombs and some ambition to pay off debt! Resources: Want to know how Amberlee and her family got out of debt at age 31? Go to richlivingonless.com/31. Check out Amberlee’s FREE Money-Saving Download to save on groceries without using coupons.  Go to RichLivingOnLess.com/Groceries. Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!

In today's episode Amberlee reflects on the ending of the TV show The Office. Andy Bernard (from The Office) talks about the good ole days at the end of the season. In this podcast, Amberlee shares from her own life and from a perspective of motherhood. Get ready to start enjoying your life right now. You don't have to wait until someday! Resources: Are you ready to join the FREE 5-day Motherhood Challenge? Go to RichLivingOnLess.com/motherhood to get started.Check out my blog post about enjoying each stage of motherhood: https://amberleerich.com/every-season-of-motherhood/ Connect with me: Facebook: www.facebook.com/amberlee.rich Instagram: www.instagram.com/amberlee_rich Be sure you are subscribed and leave a review to this podcast so you won’t miss an episode!