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![VERITAS w/ Mel Fabregas | [Non-Member Feed] | Subscribe at http://www.VeritasRadio.com/subscribe.html to listen to all parts.](https://ivyfm.s3.amazonaws.com/i320/347516.jpg)
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Recorded 2026-06-25 13:59:22
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Host Ericka Adler is joined by Roetzel shareholder Jonna Eimer to discuss letters of intent (LOIs) in health care transactions and the common misunderstandings that can arise before a deal reaches the final agreement stage. The episode explores what health care providers should understand before signing an LOI, which terms are most important to address early, and how due diligence can shape the final transaction. Ericka and Jonna also discuss the importance of working with trusted legal and financial advisors, managing expectations throughout the process, and avoiding common pitfalls between signing an LOI and closing a deal. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/
Recorded 2026-06-22 02:04:29
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Why do some Masonic Lodges thrive with energy and purpose while others fade? Is it the members? The events? The traditions? Or is it something deeper—something you can't simply copy and paste? In this episode we are joined by WBs Bull Garlington and Scott Dayton, Past Masters of the innovative Lux Lunae Lodge No. 1181 in Chicago, a Lodge founded with the radical idea that culture must be intentional from day one.Show notes and links: Join us on Patreon. Start your FREE seven day trial to the Craftsmen Online Podcast and get instant access to our bonus content! Whether it's a one time donation or you become a Patreon Subscriber, we appreciate your support.Visit the Craftsmen Online website to learn more about our FREE American History "Summer School" online course with Arizona State University, New York Masonic History, and our Masonic Education blog!Follow the Craftsmen Online Podcast on Spotify.Subscribe to the Craftsmen Online Podcast on Apple Podcasts.Follow Craftsmen Online on YouTube, hit subscribe and get notified the next time we go LIVE with a podcast recording!Yes, we're on Instagram.Get our latest announcements and important updates in your inbox with the Craftsmen Online Newsletter.Email the host, RW Michael Arce. Yes, we will read your email and may even reach out to be a guest on a future episode!Become a supporter of this podcast: https://www.spreaker.com/podcast/craftsmen-online-podcast--4822031/support.
El episodio 119 llegó con historia, escándalo y datos que no te podés perder.Arrancamos con el hito más grande del momento: Elon Musk se convirtió en el primer trillonario de la historia. SpaceX salió pública a 2.3 trillones de dólares y lo puso en una categoría donde nadie más existe. Lucas lo dijo mejor que nadie: él está más cerca de Larry Page que Larry Page de Elon. Un número que no tiene sentido hasta que lo escuchás.Después hablamos de por qué SpaceX no es solo una empresa espacial. Es la única compañía verticalmente integrada de principio a fin para la era AI: tiene datos, centros de cómputo, energía solar, telecomunicaciones satelitales y exploración espacial bajo el mismo techo. El bull case es simple y brutal.Luego viene el escándalo de la semana. El fundador de Cloudflare contó públicamente que Vinod Khosla, uno de los VCs más respetados del mundo, intentó convencerlo de echar a sus co-founders a cambio de quedarse con todo el equity. Y cuando lo negó, publicó el term sheet como prueba. Una historia que debería leer todo founder antes de levantar su primera ronda.También hablamos de un caso cercano que sirve de advertencia real: un co-founder que quiso salirse de una startup que no funcionaba y recibió amenazas legales de sus socios y los VCs para que perdiera su vesting. La lección es clara — antes de arrancar una compañía, hay que tener las conversaciones incómodas.En el frente de IPOs, Anthropic y OpenAI hicieron sus filings privados casi al mismo tiempo y están obligando a los banqueros a elegir bando. Lucas se queda con Anthropic. Cristóbal también, aunque reconoce que la flexibilidad moral de Sam Altman en el mundo de Trump puede ser una ventaja.Después analizamos a Bending Spoons, los italianos que compraron Evernote, Vimeo y WeTransfer entre otros, y los están exprimiendo con AI desde Milano a una fracción del costo americano. Un modelo de negocio que muchos subestiman y que ya factura más de un billón de dólares al año.Cerramos con tres temas que tocan directamente la vida cotidiana. AI destruyó el modelo de las grandes consultoras — Accenture cayó 18% en un solo día y los puestos entry-level están desapareciendo, lo que pone en jaque el ROI del MBA. Los smartphones y la caída global de la natalidad tienen una correlación que empieza a asustarnos a todos. Y los propios CEOs de las redes sociales no le dan pantallas a sus hijos, que es la señal más honesta que existe sobre lo que realmente piensan de sus productos.
During Ep. 37 of the Ask the Law Firm Seller Show, Jeremy E. Poock, Esq. addresses the following question: I found a Buyer for my law firm, but we have not agreed upon terms yet. What do you recommend? At the outset, Poock clarifies the scope of the question to apply to Small Business Law Firms, typically owned by 1 or more founders. Poock next distinguishes between why sellers typically have difficulty agreeing upon terms with either of the following 2 types of purchasers: (a) Internal successors; and (b) Growing Law Firm purchasers. Regarding internal successors, Poock explains the following as typical reasons for why negotiations stall: Most internal successor prefer remaining as key employee lawyers because of their concerns about the following risks associated with purchasing their boss' law firm: (i) Risk of decreased originations after the firm's founding Rainmaker(s) retire; (ii) Risk of not affording to pay a purchase price; (iii) A need to work even harder; (iv) A worsening work-life balance; (v) Personal financial risk associated with guarantying an office lease and bank credit line; and (vi) Risk of key employees departing the firm. Based upon those risks, key employee lawyers often stall negotiating purchase terms, followed by, at some point, sharing their preference to remain as an employee, rather than an owner of their boss' law firm. Poock then explains the following typical reasons for why negotiations stall between selling law firms and Growing Law Firm purchasers: (i) Discomfort with asking difficult questions during due diligence; (ii) Not necessarily knowing terms to include in a letter of intent, offer, or similar document; and (iii) Difficulty negotiating financial terms with a buyer who is often a colleague or friendly competitor. As a cure to such stalled negotiations, Poock shares the following advice: That the parties consider engaging a deal intermediary to facilitate completing due diligence, negotiating purchase terms, and preparing an agreement. Here's why: The value of a deal intermediary includes: (i) Asking difficult questions to a seller and a buyer, including financial questions, experience level questions, post-Closing role questions, and more; (ii) Sharing the answers to difficult questions with each party, together with assisting the parties to remain focused on reaching deal terms; (iii) Facilitating the negotiation of deal terms; and (iv) Assisting with drafting deal terms into a Letter of Intent, followed by an agreement. So, when a selling law firm and a purchasing law firm become “stuck in the mud” with reaching terms, a deal intermediary can provide the value needed to assist the parties with completing due diligence, facilitating negotiations, and reaching a win-win agreement.
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Introduction Carriers have spent decades building underwriting models on structured data - loss history, credit scores, telematics - while ignoring one of the richest signals available: how people actually behave when they fill out an application. ForMotiv was built on the premise that digital body language is predictive, and after nearly a decade of proving it, the company just hit profitability. Woody Klemmer is the co-founder and Head of Growth at ForMotiv, a behavioral analytics platform now embedded across the majority of the top ten U.S. carriers. In this conversation, Josh Hollander and Klemmer dig into the growth paradox carriers can't escape, what agentic AI fraud actually looks like at the application layer, and why the build-versus-buy math on behavioral data almost always favors buying. Guest Bio Woody Klemmer is the Co-Founder and Head of Growth at ForMotiv, a behavioral analytics platform purpose-built for the insurance industry. ForMotiv captures digital body language - hesitations, edit patterns, corrections, and interaction behaviors - from online applications and turns them into real-time signals for conversion, risk, and fraud decisions. Klemmer has spent nearly a decade growing the business from a direct-to-consumer tool to an enterprise-wide behavioral intelligence layer serving the majority of the top ten U.S. carriers. Key Topics The growth paradox — Every tactic carriers use to grow inadvertently lowers the barrier for misrepresentation and fraud. The impact catches up 12 to 24 months later in loss ratios. ForMotiv's thesis is that behavioral intelligence can break this either/or dynamic between growth and risk. Intent is two-dimensional - Conversion likelihood on one axis, risk profile on the other. A high-intent applicant who backed into their garage is a fundamentally different underwriting risk than one who just bought a new car. The Year of the Agent - ForMotiv sold more agent-related solutions than direct solutions for the first time in 2024. Agents know underwriting thresholds and how to game the system. Agent scorecarding and benchmarking tools are now being used for fraud detection, SIU referrals, and new hire training. Enterprise intent - In 2026, ForMotiv embeds across the full policy lifecycle from first quote to claims, providing a unified behavioral thread across systems that have traditionally been siloed. Agentic AI detection is live - ForMotiv can identify when an AI agent is completing an application. Carriers are still deciding what to do with that signal, but the detection capability exists today. First-party data as a model input - Carriers incorporating ForMotiv's behavioral dataset into existing predictive models are seeing measurable jumps in predictive lift from a genuinely novel data source. Notable Quotes "Carriers are faced with what we call a growth paradox - the mechanisms they use to grow inadvertently increase risk. And that usually catches up 12, 18, 24 months later." "We had a carrier say the quiet part out loud: our worry is we're getting the bad business that you're helping protect the other carriers from." "When people ask who our biggest competitors are, I always say bandwidth and budget. We're sunscreen - protective, but not a necessity until we're integrated." "The JavaScript component isn't the value. What we've done over a decade is feed it all back to you in 40 milliseconds." Resources Guest: ForMotiv: https://www.formotiv.com Woody Klemmer: https://www.linkedin.com/in/woodyklemmer/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast: https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.
Episode 87: In this episode, Timalyn talks about the CP504 Notice of Intent to Levy. She explains what this notice means, what can happen if it is ignored, and some of the options taxpayers may have to stop IRS collection actions before things get worse.What is the CP504 Notice of Intent to Levy?The CP504 is a notice from the IRS letting taxpayers know that the IRS intends to levy if the balance is not resolved.Timalyn explains that this is not a notice you want to ignore. The IRS is letting you know that collection action may be coming if you do not take steps to resolve the balance.Can the IRS really levy you?Yes.The IRS has the authority to levy under Internal Revenue Code Section 6331(d). A levy can affect bank accounts, wages, business income, state tax refunds, Social Security benefits, and even property.If you would like a more of liens and levies, Timalyn discusses those topics in Episodes 2 and 3 of the podcast.What should you do if you receive a CP504?The first thing Timalyn recommends is opening the notice and reading it carefully.Review the balance due, the penalties, and the interest being charged. Ignoring the notice allows penalties and interest to continue growing.If you have the ability to pay the balance in full, that may be the quickest way to stop additional collection actions.What if you cannot pay the balance in full?If paying in full is not an option, Timalyn explains that taxpayers still have options.An Installment Agreement may allow you to make monthly payments over time. If you'd like to learn more see Episode 10 of the podcast.If paying the tax debt would create a financial hardship, you may qualify for Currently Not Collectible Status, which can temporarily delay IRS collection actions. See Episode 23 of the podcast.For some taxpayers, an Offer in Compromise may also be worth exploring. Timalyn has several podcast episodes discussing Offer in Compromise qualifications and related topics.What if you do not agree with the amount owed?If you believe the IRS balance is incorrect, Timalyn recommends reviewing your IRS account transcripts before contacting the IRS.Review your IRS transcripts before calling so you understand what the IRS says you owe.You may also want to explore your appeal rights if you disagree with the IRS determination.Can the IRS file a tax lien too?Yes.Timalyn explains that taxpayers dealing with a levy situation may also receive a federal tax lien. A tax lien lets other creditors know that the IRS has a legal claim against certain assets.Depending on your situation, a lien can create challenges when selling or financing property.What is the main takeaway?Timalyn's biggest message in this episode is simple: do not put your head in the sand.Open your IRS mail, verify what you owe, understand your options, and communicate with the IRS before collection actions begin.Need Tax Help Now?If you have received a CP504 Notice of Intent to Levy and would like help understanding your options, Timalyn invites you to schedule a consultation.Getting help sooner may prevent additional collection actions.As we conclude Episode 87, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms.Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time. Thanks for listening to today's episode.For more information about tax relief options or filing your taxes, visit www.bowenstaxsolutions.com.If you have any feedback or suggestions for an upcoming episode topic, please submit them here: https://www.americasfavoriteea.com/contact.Disclaimer: This podcast is for informational and educational purposes only. It provides a framework and possible solutions for solving your tax problems, but it is not legally binding. Please consult your tax professional regarding your specific tax situation.
Set the context for a joyful, exuberant day with a short, powerful message from Sadhguru. Explore a range of subjects with Sadhguru, discover how every aspect of life can be a stepping stone, and learn to make the most of the potential that a human being embodies. Conscious Planet: https://www.consciousplanet.org Sadhguru App (Download): https://onelink.to/sadhguru__app Official Sadhguru Website: https://isha.sadhguru.org Sadhguru Exclusive: https://isha.sadhguru.org/in/en/sadhguru-exclusive Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times. Learn more about your ad choices. Visit megaphone.fm/adchoices
Recorded 2026-06-18 00:10:34
Recorded 2026-06-18 02:07:45
Recorded 2026-06-18 18:02:34
Set the context for a joyful, exuberant day with a short, powerful message from Sadhguru. Explore a range of subjects with Sadhguru, discover how every aspect of life can be a stepping stone, and learn to make the most of the potential that a human being embodies. Conscious Planet: https://www.consciousplanet.org Sadhguru App (Download): https://onelink.to/sadhguru__app Official Sadhguru Website: https://isha.sadhguru.org Sadhguru Exclusive: https://isha.sadhguru.org/in/en/sadhguru-exclusive Inner Engineering Link: isha.co/ieo-podcast Yogi, mystic and visionary, Sadhguru is a spiritual master with a difference. An arresting blend of profundity and pragmatism, his life and work serves as a reminder that yoga is a contemporary science, vitally relevant to our times. Learn more about your ad choices. Visit megaphone.fm/adchoices
Get 15% off your eSIM today—download the Saily app or visit saily.com/lwos and use code LWOS at checkout. We're back twice in a matter of days as Tottenham have agreed a deal with Brighton to sign defender Jan Paul van Hecke. The deal is believed to be around £52M and the player has expressed his desire to play under 'father figure' Roberto De Zerbi. The centre-back only wanted to join Tottenham. Spurs' statement of intent appears to be taking shape as Tottenham want to sign Newcastle midfielder Sandro Tonali this summer. The Italy international is a top target for Spurs boss Roberto De Zerbi as he looks to rebuild his squad after helping the club avoid relegation from the Premier League. One of Spurs' top priorities this summer is improving the technical ability of the squad and bringing in a midfielder who can dictate play. The club also remain interested in Manchester City forward Savinho meanwhile Brighton target Luka Vuskovic wants to leave Tottenham permanently. The 19-year-old is not happy at the prospect of being sent out on loan, or a lack of gametime at Spurs following the addition of Marcos Senesi and impending arrival of Jan Paul van Hecke. Independent Multi-Award Winning Tottenham Hotspur Fan Channel (Podcast) providing instant post-match analysis and previews to every single Spurs match along with a range of former players, manager, special guests. WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #SPURS Learn more about your ad choices. Visit podcastchoices.com/adchoices
![Being [at Work]](https://ivyfm.s3.amazonaws.com/i320/636094.jpg)
Being [at Work] offers a daily dose of leadership focused on helping you, the leader. During challenging times we need all of the encouragement we can get. Sometimes there's simply no playbook and we just need to do the best we can. Sometimes the best we can is being reminded of the gifts and insight you already have within. Be sure to subscribe and get your daily dose. Subscribe in Apple Podcasts https://podcasts.apple.com/us/podcast/being-at-work/id1468460670 Subscribe in Spotify https://open.spotify.com/show/4xU1c5ncX5Vuukohwhps34 About Andrea Butcher Andrea Butcher is a visionary business leader, executive coach, and keynote speaker—she empowers leaders to gain clarity through the chaos by being MORE of who they already are. Her experiences—serving as CEO, leading at an executive level, and working in and leading global teams—make her uniquely qualified to support leadership and business success. She hosts the popular leadership podcast, Being [at Work] with a global audience of over 600,000 listeners and is the author of The Power in the Pivot (Red Thread Publishing 2022) and HR Kit for Dummies (Wiley 2023). Connect with Andrea https://www.abundantempowerment.com/ LinkedIn - https://www.linkedin.com/in/leaderdevelopmentcoach/ Abundant Empowerment Upcoming Events https://www.abundantempowerment.com/events
Recorded 2026-06-17 14:19:30
Recorded 2026-06-17 18:00:39
Send us Fan MailBall Watching hosts, Jake Koenig and Justin Graham, recap the USMNT's 4-1 win over Paraguay in their opening match of the FIFA World Cup, and preview their second group stage against Australia!Follow the show on X and/or Instagram (@BallWatchingSTL)! Find our guest interviews and all episodes in video form on YouTube by searching https://www.youtube.com/@ballwatchingSTL. Be sure to hit subscribe and turn notifications on!Hoffmann Brothers is the 2025 presenting sponsor of Ball Watching! Headquartered right here in St. Louis for over 40 years, Hoffmann Brothers is a full-service residential & commercial provider, providing Heating, Air Conditioning, Plumbing, Drains, Sewer, Water Heaters, Duct Cleaning, Electrical and Appliance Repair services. Visit them online at hoffmannbros.com!Make The Pitch Athletic Club & Tavern (thepitch-stl.com) your St. Louis CITY SC pregame and postgame destination for all your food and drink needs! Tell them your friends at Ball Watching sent you... Shop in-store or online at Series Six (seriessixcompany.com) and receive a 15% discount on all orders storewide using code "BALLWATCHING" at checkout!
What if the biggest thing standing between you and your next closed deal isn't your pitch…it's your communication pattern?In this episode, Michael Reddington sits down with Amy Reczek, founder of Sales and Presence and author of Connect to Close, her second book on building genuine relationships in sales and leadership. Amy works with sales and leadership teams to equip them with the skills necessary to build trust, navigate complexity, and guide the decision-making process forward without the old-school scripts that get in their own way.Amy and Michael cover the full spectrum of intentional communication: from interrupting the patterns holding you back, to recognizing the micro moments that change the course of a relationship, to deploying her BREW methodology as a practical framework you can apply to any conversation. If you've ever felt like you were talking at someone instead of with them, this episode will show you exactly what to do differently.What You'll Learn in This EpisodeWhy your communication patterns are probably more outdated than you think -- and how to interrupt them by just 1%The difference between intent and impact, and why getting that wrong costs you relationships before they even startHow micro moments in everyday conversations can shift your outcomes more than any pitch ever willWhy the goal of the meeting is never the deal -- and what it actually should beHow to build confidence through non-verbal cues and purposeful preparation before you walk in the roomThe BREW methodology: Be the Moment, Raise Confidence, Engage, and What About -- a framework for any interactionWhy "you," "because," and "thank you" are three of the most powerful words in your vocabulary, and why "sorry" and "just" are quietly killing your credibilityChapters(00:00) Introduction to Amy Reczek and Connect to Close(04:12) Why Communication Patterns Go Stale and How to Interrupt Them(10:30) Intent vs. Impact: The Hidden Driver Behind Every Conversation(14:53) Why Buying Relationships Doesn't Build Them(22:43) Micro Moments and the Listening Skills That Unlock Them(28:35) Building Confidence Through Non-Verbal Cues and Practice(34:48) The BREW Methodology: A Framework for Every Interaction(42:41) Guiding Decisions Without Scripts or Pressure(51:53) The Most Impactful Words and Phrases in Any ConversationLinks and ResourcesConnect to Close by Amy Reczek: https://a.co/d/01F83b8ESales and Presence: https://www.salesandpresence.comAmy Reczek | LinkedIn: https://www.linkedin.com/in/amy-reczekSponsor Links:InQuasive: http://www.inquasive.com/Humintell: Body Language - Reading People - HumintellEnter Code INQUASIVE25 for 25% discount on your online training purchase.International Association of Interviewers: Home (certifiedinterviewer.com)Podcast Production Services by EveryWord Media
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