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Brews and Tiny Teeth, The Unfiltered Pediatric Dentistry Podcast
Treating Hasidic Jewish Kids in Brooklyn

Brews and Tiny Teeth, The Unfiltered Pediatric Dentistry Podcast

Play Episode Listen Later Dec 23, 2025 51:24


Dr. Alexandra Markou-Guzman is a pediatric dentist who works in a public health center treating children from a Hasidic Jewish population in New York City. She shares her experience working with this population, and the cultural challenges that come with it. We discuss some of the unique dental considerations that come into play with treatment planning and working with these families. Dr. Alex is a recent graduate of an NYU residency. She shares how she was able to apply for and receive a National Health Service scholarship to help pay for school. By qualifying for this scholarship and completing two years of work in public health, she was able to significantly reduce her student loan burden.

Heavybit Podcast Network: Master Feed
Ep. #48, Unpacking Software Supply Chain Security with Justin Cappos

Heavybit Podcast Network: Master Feed

Play Episode Listen Later Dec 23, 2025 64:59


On episode 48 of The Kubelist Podcast, Marc Campbell and Benjie De Groot sit down with Justin Cappos, professor at NYU and a pioneer in software supply chain security. They explore the origins of modern package manager security, the real-world limits of SBOMs, and why systems should be designed assuming compromise. The conversation spans CNCF governance, in-toto, TUF, Git security, and the emerging role of AI in securing software.

The Influence Continuum with Dr. Steven Hassan
STRONGMEN: Mussolini to the Present- The Rising Tide of Online Authoritarian Influence with Ruth Ben-Ghiat

The Influence Continuum with Dr. Steven Hassan

Play Episode Listen Later Dec 22, 2025 47:17


As we near the end of 2025, Trump has implemented Opus Dei's Heritage Foundation's Project 2025 to fundamentally gut America's core values and checks and balances. The depth of harm is incalculable and Americans are 70% against Trump's handling of the economy. Threats to free speech, ignoring Constitutional guarantees, unprecedented corruption and violence undermine people's feelings of safety and security. So we are resharing this vital interview in the hopes of educating and motivating millions of Americans and people worldwide to stand up for democracy and rule of law. In this discussion with historian Ruth Ben-Ghiat, we discuss the subtle and often sinister ways authoritarianism intertwines with the psychological mechanisms of control. We connect the dots from my experiences with cults and coercive persuasion. Ruth Ben-Ghiat is a historian, as an NYU professor and expert on fascism and authoritarianism. She is also a celebrated author,  Her book Strongmen: Mussolini to the Present explores the tactics of illiberal rulers and the history of resistance against them. With a focus on unraveling the complex tapestry of undue influence in modern politics, my discussion with historian Ruth Ben-Ghiat sheds light on the intricate relationship between authoritarianism and its psychological underpinnings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Story Collider
Don't Be Dramatic: Stories about downplaying it

The Story Collider

Play Episode Listen Later Dec 19, 2025 24:18


In this week's episode, both of our storytellers look back on moments that might have deserved a little more drama than they got at the time.Part 1: When Jess Nurse feels a throbbing pain in her gut, she chalks it up to heartbreak. Part 2: When Maryam Zaringhalam's physician mother goes in for brain surgery, everyone insists there's nothing to worry about.Jess Nurse is a Boston born, NYU graduate and Los Angeles transplant. Her writing career began at the tender age of eight when she wrote a play about a horse, hosted a play reading and no one came. Devastating. She's still working through it. An actor as well, she has guest starred on several TV shows (Quantum Leap, The Resident, Danger Force) and regularly pops up on the commercials of those shows. Very meta. Very multiverse. Jess wants to thank her superhero friends, her Mom and Dad, her sisters Lizzy and Becky and her sweet niece Feather who is already cuter than the cutest Pixar baby. For more of her face and funnies: @jessisnotanurse. Maryam Zaringhalam is a molecular biologist by training who traded in her pipettes for the world of science policy and advocacy. She's on a mission to make science more open and inclusive through her work both as a science communicator and policymaker. She's a Senior Producer for the Story Collider in DC and previously served as the Assistant Director for Public Access and Research Policy at the White House Office of Science and Technology Policy from 2023 to 2024. She has a cat named Tesla, named after the scientist and not the car. You can learn more about her at https://webmz.nyc.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Sean McDowell Show
The Miracles Science Can't Explain (Dr. Marc Siegel)

The Sean McDowell Show

Play Episode Listen Later Dec 19, 2025 57:14 Transcription Available


Do miracles still happen or have we explained them away with modern medicine? Today, I am with Dr. Marc Siegel, Fox News senior medical analyst, NYU clinical professor, and practicing physician, to explore why many doctors believe miracles are not relics of the past, but realities they still encounter today. He argues that as medical skill advances, the value of human life and the reality of the soul become harder to ignore. Miracles are often not single supernatural moments, but an accumulation of unlikely outcomes, faith, perseverance, and healing. READ: The Miracles Among Us, by Dr. Marc Siegel: https://amzn.to/4rVVPGy *Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf) *USE Discount Code [smdcertdisc] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM) *See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK) FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowell TikTok: https://www.tiktok.com/@sean_mcdowell?lang=en Instagram: https://www.instagram.com/seanmcdowell/ Website: https://seanmcdowell.org Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Grow Your Law Firm
Data-Driven Marketing Powered by AI With Jake Soffer

Grow Your Law Firm

Play Episode Listen Later Dec 19, 2025 27:32


Welcome to episode 310 of Grow Your Law Firm, hosted by Ken Hardison. In this episode, Ken is joined by Jake Soffer, Founder and CEO of FirmPilot, an AI-driven marketing platform built to help law firms acquire more clients through intelligent automation and deep market data. Jake brings over a decade of experience in natural language processing and artificial intelligence, rooted in his computer engineering studies at RPI and NYU. Before founding FirmPilot, he built and exited companies in the NLP space and now leads one of the most advanced AI marketing systems in the legal industry—what he calls a "high-performing AI agency in a box." With FirmPilot now supporting more than 120 firms, Jake is at the forefront of how AI, competitive intelligence, and real-time data are reshaping the way legal practices grow. What you'll learn about in this episode: 1. How AI Content Really Works - What differentiates low-quality AI content from high-performing - Why models trained on legal sources outperform generic tools like ChatGPT 2. Using Market Data to Outperform Competitors - Why copying what you see your competitors doing will usually fail - How to analyze deeper signals like backlinks, markup, and behavioral data 3. Domain Authority and Backlinks - What domain authority really measures and how to interpret it - Why quality, consistency, and relevance in link building now outweigh volume 4. Attribution and Tracking in a Multi-Channel World - Why last-touch attribution no longer gives you the full picture - How Google Tag Manager and call-tracking create accurate marketing feedback loops 5. Preparing for the Future of AI Search - How generative engines like ChatGPT and Gemini evaluate legal expertise - Why optimizing for "fanned-out queries" and AI overviews is becoming essential Resources: Website: firmpilot.com LinkedIn: linkedin.com/in/jake-soffer-jd-00797a62 Facebook: facebook.com/p/FirmPilot-100092301576461 Instagram: instagram.com/firmpilot     Additional Resources:    https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind AI for PI Expo:   www.pilmma.org/ai-for-pi-expo

Chachi Loves Everybody
Ep. 76 Lesley Visser

Chachi Loves Everybody

Play Episode Listen Later Dec 19, 2025 59:04


EPISODE SUMMARY: Lesley Visser is the most highly acclaimed female sportscaster of all time. She shares her journey to becoming the first woman to achieve numerous recognitions, the people who helped get her there, and many great stories from along the way.Visser was honored as a Giants of Broadcasting by the Library of American Broadcasting Foundation at the 2025 Giants of Broadcasting & Electronic Arts luncheon and awards ceremony.On this episode of Chachi Loves Everybody, Chachi talks to Lesley Visser about:Growing up with a love of sports and getting a Carnegie Foundation scholarship to go into the male-dominated field of sports writingThe terrifying but exciting honor of being the first woman to cover the NFL Beat at The Boston GlobeTransitioning from writing to broadcasting on TV at CBS SportsGetting to present the Lombardi TrophyTraveling the world to report on major news such as the fall of the Berlin WallWorking with other legendary sports figures like Greg Gumbel and Terry Bradshaw, and riding on John Madden's busThe greatest events she's covered from Super Bowls to Final Fours to The Olympics and moreWhat it means to be a trailblazing woman, how sports reporting is evolving, and the progress that must still be madeThe role of technology in sports journalism, and her advice to future journalistsAnd More!ABOUT THIS EPISODE'S GUEST: Lesley Visser is the most highly acclaimed female sportscaster of all time. Across numerous accolades, she has been the “First” – the First woman enshrined in the Pro Football Hall of Fame; the First woman to win the Lifetime Achievement Sports Emmy and the First woman to win the Broadcasters Foundation of America Lifetime Achievement Award; the First woman on the Network broadcasts of the Final Four, the NBA Finals, the Super Bowl and the World Series. She is the First and only woman to have presented the Championship Lombardi Trophy at the Super Bowl. She was the First woman to cover the NFL as a beat, the First woman on Monday Night Football and the First female NFL analyst in both Radio and TV. She was the First female sportscaster to carry the Olympic Torch and the only winner of the Billie Jean King “Outstanding Journalist Award.”Visser is the only sportscaster – male or female – to have worked on the network broadcasts of the Final Four, the Super Bowl, the NBA Finals, the Olympics, the World Series, the Triple Crown, the World Figure Skating Championship and the US Open Tennis.Visser was voted the No. 1 Female Sportscaster of All-Time by the National Sportscasters of America. Her career began at the Boston Globe in 1974 after she won a Carnegie Foundation grant, given to only 20 women in the country who wanted to go into jobs that were 95% male. The Boston Globe made her the First woman to cover the NFL as a beat, at a time when the credentials said, "No Women or Children in the Press Box." She was elected to the National Sports Media Hall of Fame for her writing at the Boston Globe, magazines and CBS.com, and she was voted to the Sportscasters Hall of Fame for her work at CBS, ABC, ESPN and HBO. Visser has been named a Muhammad Ali “Daughter of Greatness” and won the Newseum Award for Lifetime Achievement – First given to Walter Cronkite. She reported from the fall of the Berlin Wall in 1989, focusing on how sports would change in East Germany after reunification, and had the privilege, in 2013, of throwing out the First pitch for her beloved Red Sox. In October 2024, she was honored with the Vin Scully Award for Excellence in Sports Broadcasting by Fordham University's public media service, WFUV.A graduate of Boston College, which awarded her an Honorary Doctorate in 2007, she served on the Board of the V Foundation for Cancer Research for more than 20 years, while also serving on the Board of NYU's “Sports and Society.” Visser has mentored young women for decades, while speaking at colleges and businesses around the world – from Doha, Qatar, to Charleston, South Carolina, where she delivered an address at the Renaissance Weekend, founded by President Clinton. Her book, Sometimes You Have to Cross When It Says Don't Walk, is a memoir of breaking barriers. It has been optioned for both a movie and a TV series.The Hall of Fame sportscaster has spent more than 30 years at CBS and more than 45 in the business. She is a contributor to the only all-female network sports show, We Need To Talk, on CBS, and had a podcast, In Conversation with Lesley Visser, on SiriusXM. Visser has been voted one of the “Women we Love” by Esquire magazine and one of the “Five Ideal Dinner Guests” by GQ.She and her husband, Bob Kanuth, a former captain of Harvard basketball, live in Bay Harbor Islands, Florida.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.ABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world- class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown's Audio Architecture is one of the only commercial libraries that is built exclusively for radio spots to provide the right music for radio commercials. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton, StudioTexter, The Rooster Show Prep, and AmeriCountry. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: IEX: Boxes and Lines and Molecular Moments.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

The Innovation and Diffusion Podcast
S3 E2: Culture and Economic Growth with Alberto Bisin from NYU

The Innovation and Diffusion Podcast

Play Episode Listen Later Dec 19, 2025 54:36


In this episode, our guest is Alberto Bisin, a Professor of Economics at NYU. We talked about his personal academic journey, the economics culture at the University of Chicago, culture for economic growth, evolution in economics, and more!Host: Ruveyda Gozen (Cardiff Business School and CEP LSE)Producers: Ruveyda Gozen (Cardiff Business School and LSE) and John Van Reenen (LSE) 01:50 Evolution of Economics05:16 Experiences at the University of Chicago13:50 The Role of Culture in Economic Growth21:06 Let's Think of a Hypothetical County?25:45 The Long Divergence between the West and Middle East42:48 Cheezy Questions & Never Have I Ever!

The Energy Gang
Energy Gang's year in review: the highs, the lows, the people and the technologies of 2025

The Energy Gang

Play Episode Listen Later Dec 18, 2025 61:09


It's the final Energy Gang of the year, and host Ed Crooks is joined by regulars Amy Myers Jaffe, Director of NYU's Energy, Climate Justice and Sustainability Lab, Shanu Mathew, a portfolio investor and manager, and Melissa Lott, a systems engineer and energy analyst, to take stock of an exciting year for energy.The buzzword of 2025 was undoubtedly AI. Data centres transformed the outlook for power demand, and rising electricity prices put pressure on a new US administration that is determined to focus on affordability. As the shockwaves from advances in AI spread out across the industry, everyone started talking about “bring your own power” and flexible loads on the grid. Meanwhile battery deployment soared, as businesses looked for solutions to the challenges raised by variable renewable generation and rising demand.The crew discuss permitting reform in the US, congestion pricing for cars in New York – one of the more positive stories of the year – and exciting times for nuclear power. The reality of new nuclear technologies was the subject of intense debate in 2025. Does the future of nuclear power really lie in small modular reactors, or do more established proven designs actually have a better chance to accelerate deployment? Join us for the hot topics that shaped energy in 2025, and will keep on making headlines in 2026.The article on air pollution reduction referenced by Ed and Melissa you can find here: https://news.cornell.edu/stories/2025/12/congestion-pricing-improved-air-quality-nyc-and-suburbsBooks mentioned on the show include: Breakneck: China's quest to engineer the future by Dan WangHouse of Huawei: The secret history of China's most powerful companyby Eva DouConsumed: How big brands got us hooked on plastic by Saabira ChaudhuriWe hope you have a great holiday season and a very happy New Year. The gang will be back on January 6th. Follow the show wherever you listen to podcasts. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Connecting the Dots
The Noise Between Us with Michael Chad Hoeppner

Connecting the Dots

Play Episode Listen Later Dec 18, 2025 31:51


Michael Chad Hoeppner is the Founder and CEO of GK Training, a firm dedicated to giving individuals, companies, and organizations the communication skills to reach their highest goals in work and life.Michael has worked with some of the world's most influential companies and leaders, across a wide range of industries, universities, and professional sectors. His corporate clients include: three of the top eight financial firms in the world, 45 of the AmLaw 100, and multinational tech, pharma, and food and beverage companies. He teaches his unique approach to communication at Columbia Business School, in both the MBA and PhD programs.Michael assists clients in every aspect of their communication: public speaking, business development, executive presence, interpersonal agility, Q&A, speech writing, email skills, and more. His individual coaching clients include varied professionals at the peak of their industries: US Presidential candidates, deans of Ivy League business schools, three of the managing partners of the 25 largest global law firms, founders of asset management firms with $100B+ under management, field officers of international peace keeping organizations, and visionaries in various fields, including the innovator who coined the term cloud computing, the most successful venture capitalist in the US for a consecutive 5-year period, and senior board members of the Special Olympics. Michael advised US democratic presidential candidates in the 2016 and 2020 races, including his role as senior communications strategist and debate coach for the Andrew Yang 2020 Presidential campaign. He also works with political aspirants at the beginning of their careers, including pro bono work for Vote Mama, an org that supports mothers with young children seeking first-time public office.His background in communication, training, and teaching is diverse and rich, having studied linguistics, theatre, speech, rhetoric, philosophy, and communications at the graduate and undergraduate level. His work in professional communications started two decades ago with achieving his Master of Fine Arts degree from NYU's graduate acting program, studying with many of the preeminent vocal and performance teachers in the country. After NYU, Michael enjoyed a prolific first career as a professional actor: playing on Broadway twice, including working with stage legends like Nathan Lane; touring to 30+ US states; performing internationally, including at the 2009 European Capital of Culture; guest starring in prime-time network television; and originating roles in independent film.His passion then evolved, shifting to launching his first and still primary entrepreneurial venture, GK Training. As head of GK, Michael developed his unique, proprietary approach to communications training over a decade plus, an approach that utilizes kinesthetic learning to unlock rapid and lasting behavioral change. In that work he has created a suite of over 40 proprietary kinesthetic drills to address stubborn communication challenges like excessive filler language, lack of eye contact, slouching, talking too fast, and more with innovative tools that activate embodied cognition and circumvent thought suppression. Now entering its second decade, GK Training has clients in 43 industries across five continents.Michael's work in academia at Columbia University spans disciplines. In addition to teaching in the MBA and PhD programs at the Business school, he designed the curriculum for the PhD program's capstone communication course focused on entering the job market, as well as Executive Presence programs for the Law school. One of the GK online courses he designed is integrated into the Advanced Management Program summer curricula. His proprietary kinesthetic learning drills are featured in the curriculum of communication courses in the Management Division. He has coached over 15 members of the business

Life's Essential Ingredients
Season 5 Episode #26 Dr. Fawad Mian is Caring for Others on Their Personal Life Journey!

Life's Essential Ingredients

Play Episode Listen Later Dec 17, 2025 40:04


Send us a textC4 Leaders – the ONLY nonprofit to utilize the pizza making process to create space for our companions to be seen, heard, and loved.   We work with businesses, sports teams, hospitals, churches…anyone looking to RISE TOGETHER.  We also write children's books and use the most amazing handmade, hand-tossed, sourdough pizza to bring out the best in each other.   Please check out c4leaders.org to support our important work. Season 5 Episode #26 Dr. Fawad Mian is coming from Denville, New Jersey (inform, inspire, & transform)You can find Dr. Mian via his website prolohealing.com or advocareneurowellnessmd.comAbout our guest: Dr. Mian is not just a physician—he is someone who's lived the very pain he now helps others overcome.  Dr. Mian is a board-certified neurologist and regenerative medicine specialist, working with active adults 55+ who are tired of being told that pills, surgery, or “just living with it” are their only options. After years of dealing with chronic pain and facing a future of invasive procedures, he chose a different path—and discovered what traditional medicine often misses: that the body can heal, when given the right tools and support.  Dr. Mian's expertise is in helping high-performing individuals reclaim their strength, mobility, and freedom through precision diagnostics, regenerative therapies like PRP and stem cells, and custom movement protocols. Dr. Mian's approach is deeply personal, because he knows what it's like to be dismissed, misdiagnosed, and stuck. That's why he treats the whole person—not just the symptom—and guides his patients with the same care he'd offer his own family.One motto at Dr. Mian's clinic is, we don't just mask pain—we resolve it. Because healing isn't a hope. It's a plan.Dr. Mian, thanks for sharing your many gifts and talents with people all over the world, thank you for seeking alternatives that help people who live with chronic pain, thank you for having the courage to write your book (Getting to Pain Free…#1 best seller on Amazon) and thanks for being our guest on Life's Essential Ingredients, welcome to the show.TOTD – “At the end of life, most of us will find that we have felt most filled up by the challenges and successful struggles for mastery, creativity, and full expression of our dharma in the world.   Fulfillment happens not in retreat from the world, but in advance – and profound engagement.”                                                                                                                       Stephen CopeBuild a habit - to create intention - to live your purpose!In this episode:What was life like growing up?What are your life's essential ingredients?Neurologist by trade…NYU for residency and Emory University for your neurophysiology/sleep medicine fellowshipStressExerciseSleepPRP after injuryDifferent treatments for joint stiffness/painChronic pain relief and IV therapySustained Energy and Focus – any supplements or even better natural ways to stay on top of your gameStem Cell TherapyGood fat vs. bad fatSkin Care Insulin Resistance and what is itIntermittent FastingElectronic devices – light exposure Congrats on your book – Getting to Pain Free #1 best seller on AmazonBooks you recommend?Legacy   

SeventySix Capital Leadership Series
Dan Porter, CEO & Co-Founder of Overtime - SeventySix Capital Sports Leadership Show

SeventySix Capital Leadership Series

Play Episode Listen Later Dec 17, 2025 36:27


On this episode of the SeventySix Capital Sports Leadership Show, Wayne Kimmel interviewed CEO and Co-Founder of Overtime, Dan Porter.Porter, who graduated with a B.A. from Princeton and a masters from NYU, is the CEO and co-founder of Overtime, a sports network for the next generation of fans, generating a billion views a month and backed by VC's like Andreessen Horowitz and Spark, and Kevin Durant and former NBA commissioner David Stern. Previously Porter was the head of digital at Endeavor. He also led and sold the gaming company OMGPOP for $200mm and ticketing company TicketWeb for $40mm. Porter was the creator of the Draw Something mobile game which was downloaded 250 million times. Earlier in his career, Porter led development for Richard Branson and the Virgin Group, worked twice in the music business, was a public school teacher, and was President of Teach For America, the national education non-profit. Today Porter teaches undergraduates at NYU and lives in Brooklyn with his wife, sons, and dogs.Dan Porter:LinkedIn: https://www.linkedin.com/in/danporter/Instagram: https://www.instagram.com/tfadp/?hl=enX: https://x.com/tfadp?lang=enChapters: 00:00 Introduction to Overtime and Dan Porter03:26 Overtime's Growth and League Development06:28 NIL Impact on Player Empowerment09:34 Recruitment and Global Reach of Overtime12:23 Draft Success and Player Development15:30 Media Strategy and Brand Partnerships18:32 Memorable Moments and Community Engagement21:23 Dan Porter's Personal Journey and Leadership24:23 Overtime is Born27:25 Key Videos and Content Strategy30:18 Expansion into Football and Women's Sports33:38 Leadership Lessons and Closing Thoughts

The Reboot Chronicles with Dean DeBiase
Miracles Among Us: How God's Grace Plays Role in Healing, DR Marc Siegel FOX News SR Medical Analyst

The Reboot Chronicles with Dean DeBiase

Play Episode Listen Later Dec 17, 2025 32:58


For years, modern medicine has promised certainty—more data, sharper diagnostics, faster answers. Yet some spiritual moments defy logic and explanation. Instances where coma patients awaken after weeks of silence, or individuals once immobilized by Lewy Body disease rise and walk with strength. These are modern-day miracles, often grounded in faith and prayer, reminding us that healing can transcend science. On this episode of The Reboot Chronicles, Dr. Marc Siegel joins us to explore the profound intersection of medicine and miracles.  A clinical professor at NYU, Fox News Senior medical analyst, and the medical director of SiriusXM's Doctor Radio' for nearly two decades, Dr Siegel has been a trusted guide through the most pressing public health challenges of our time.  A best-selling author, with his sixth book out entitled, The Miracles Among Us: How God's Grace Plays a Role in Healing, Dr. Siegel takes us beyond the boundaries of medical protocol to explore how faith can heal in ways medicine cannot.  Follow along as we reflect on Marc's remarkable career and personal reboots shaped by science, epidemics, faith, and miraculous recoveries.

Don't Be Alone with Jay Kogen
Shane Black, Fred Dekker, Jim Herzfeld, & David Silverman of “The Pad O' Guys”, explains why I'm not “Pad O Guys” Material

Don't Be Alone with Jay Kogen

Play Episode Listen Later Dec 16, 2025 59:56 Transcription Available


Shane Black (Lethal Weapon, The Nice Guys)  Jim Herzfeld (Meet The Parents/Fockers), Fred Dekker (Preditor), & David Silverman (The Simpsons) reminisce about their college hangout that became the social group that supported their life and art for the rest of their lives.  They describe a house full of UCLA film nerds with a 24 hour open house policy.  It was young guys finding themselves and their drive and their fun by making a scene in the early 1980's. Movie watching, game playing, movie making, and joking around led to a group of people that has made some of the biggest films of the last 30 years.  Bio: JIM HERZFELD is an American film and television screenwriter who has also done work as a television producer. Herzfeld graduated from UCLA's School of Theater, Film and Television (TFT) and his earliest TV credit – on the ground breaking “It's Garry Shandling's Show” -- was followed by almost 10 years of writing and producing episodes on dozens of sitcom staffs, including the Fox TV classic "Married... With Children." Herzfeld's earliest feature film work was a writing credit on the cult comedy “Tapeheads“ in 1988. His most successful work was writing the screenplay for the 2000 film” Meet the Parents” as well as writing the story and screenplay for its 2004 sequel “Meet the Fockers.” To date, both those films remain on the list of the 20 Highest Grossest Comedies. More recently, in 2015 his screenplay for “Meet the Parents” was selected by the Writer's Guild of America's as one of the “101 Funniest Screenplays” of all time. Herzfeld was also the writer of the canceled Circle 7 Animation version of Toy Story 3 and has done countless punch-up and rewrites on dozens of big budget comedies and animated films for virtually every major studio.  Herzfeld has also guest lectured about screenwriting at several major universities, including NYU, UCLA and AFI along with appearing on writer panels at various film festivals, most notably the Austin Film Festival where Jim was a judge for their Comedy Screenplay Competition. Currently, Herzfeld continues to write and develop comedy screenplays and recently became an advisor for Scripthop, a software startup focused on revolutionizing how screenplays are both presented and circulated throughout the entertainment industry. FRED DEKKER - Pursuing a movie career, he moved to Los Angeles where his fledgling screenwriting efforts led to a Hollywood agent and a job writing Godzilla: King of the Monsters for director Steve Miner. Although the film went unproduced, Dekker provided the story for Miner's 1985 horror-comedy House, starring William Katt (screenplay by Ethan Wiley). The film was recognized by the Fantasporto and the Avoriaz Film Festivals, and spawned several sequels. Dekker made his directorial debut with Night of the Creeps, an homage to B-movies that eventually developed a devoted cult following. He went on to direct another cult favorite, The Monster Squad, co-written with his UCLA friend Shane Black. He subsequently wrote five episodes of Tales From The Crypt, including the first episode, directed by Robert Zemeckis. In 1991, Dekker conceived the Denzel Washington starrer Ricochet and the spy spoof If Looks Could Kill, both for Warner Bros. He then returned to the director's chair for the third RoboCop film, co-written with comic book legend Frank Miller. As a script doctor, Dekker made uncredited contributions to films including Titan A.E. and Lethal Weapon 4. He then served as Consulting Producer and wrote three episodes of Star Trek: Enterprise. In 2015, he reteamed with Shane Black on a western TV pilot for Amazon Studios, entitled Edge. The two went on to co-write the 2018 release The Predator, which Black also directed. Dekker's international awards include the Silver Raven from the Brussels International Festival of Fantasy Film; the Estrella de Fantastico Award from the 2019 Bilbao Fantasy Film Festival; and the 2024 Honorary Time Machine Award (Premi Màquina del Temps) at the Sitges Film Festival for his contributions to horror and fantasy cinema. He is currently developing a true crime limited series for Amazon based on a murder which occurred in his hometown.SHANE BLACK is a writer/director whose writing credits include such films as Lethal Weapon, The Last Boy Scout, The Long Kiss Goodnight and The Monster Squad.  He began as a director in 2005 with Kiss Kiss Bang Bang and receives increasingly strident sequel requests for 2016's The Nice Guys.  He is currently writing a spec original and trying to lose some weight by New Years'.  Not that he's fat -- he's just old, and being careful.DAVID SILVERMAN After graduating from UCLA in 1983, David Silverman worked as a freelance illustrator and animator until, in 1987, he landed a job animating on The Tracey Ullman Show — where The Simpsons began. Animating on all 48 shorts led to David directing the first shows of The Simpsons. Starting with the Christmas Special in December 1989, and then the premiere episode the following month, David soon became Supervising Animation Director and a producer on The Simpsons. All told, he has directed 24 episodes and has won 4 Emmys along the way.  When no one was looking, David snuck away from The Simpsons to work at DreamWorks (The Road to El Dorado – co-director), Pixar (Monsters, Inc. – co-director), and Blue Sky (Ice Age, Robots – writing and boarding). But, he came back to the show full-time at the end of 2003 and directed The Simpsons Movie. In 2012, David directed and co-wrote the short film The Longest Daycare about Maggie Simpson, which earned him an Academy Award nomination.And since the Disney acquisition of The Simpsons (via the purchase of Fox), David has directed 10 Simpsons shorts especially for Disney+, as well as several promotional pieces.Editing Notes: There are many verbal cuts on the show we directed to Dan. Also after the show, Shane Black emailed and ask we cut out this.  I say “It's nice your place was a rape free environment” and Shane says something like: “But not rape free for guys,”. He wants his comment cut.

The Journalism Salute
Jules Roscoe, Freelance Journalist (404 Media, Matter News, The Boston Guardian)

The Journalism Salute

Play Episode Listen Later Dec 16, 2025 39:26 Transcription Available


On this episode we're joined by Jules Roscoe. Jules is an independent journalist (freelance writer) who covers labor and technology from a national perspective and politics from a local perspective.Jules has written for (among other places), 404 Media, The Boston Guardian, Vice, Wired, and Matter News, is a 2024 graduate of NYU, and works full-time as a legal proofreader.We talked about Jules' experience, approach to writing stories (why it needs to sound good to the ear) and why a 'stupid question' is often a good question.Plus, we'll get an update from Anita Pinto, adviser to The Gateway Times at Urban Assembly Gateway School for Technology in New York City. She's been providing monthly reports on what her students have been doing. One highlight: They got to visit the New York Post. You can hear Anita's original interview with me here.Jules' salutes: 404 Media, and journalists Ken Klippenstein and Matthew GaultWork examplesUPS workers driving in heat storyhttps://www.vice.com/en/article/ups-workers-share-horror-stories-about-driving-in-heat/Indonesian fishermen storyhttps://www.404media.co/they-sometimes-worry-that-im-dead-already-deep-sea-fishers-fight-for-wi-fi/Other storieshttps://muckrack.com/julesaroscoeYou can find all our episode guides for teachers and professors here,Please support your local public radio station: adoptastation.orgThank you for listening. You can e-mail me at journalismsalute@gmail.comVisit our website: thejournalismsalute.org Mark's website (MarkSimonmedia.com)Bluesky at @marksimon.bsky.socialSubscribe to our newsletter– journalismsalute.beehiiv.com

The Interventional Endoscopist
Episode 40: The one where I explore building a path to Advanced Endoscopy with Dan Marino, MD

The Interventional Endoscopist

Play Episode Listen Later Dec 16, 2025 55:30


In this episode of The Interventional Endoscopist, host Mankanwal Sachdev sits down with Dr. Dan Marino, a GI fellow at NYU and future advanced endoscopy fellow, to unpack the real-world pathway to a fourth-year advanced endoscopy fellowship. Dan shares his journey from New Jersey soccer goalie to medical student, resident, fellow and ultimately interventional endoscopy fellow. He discussed how early mentorship, showing up in the endoscopy suite, and consistently doing excellent work shaped his trajectory. Together, they walk through how to think about competitiveness, building a portfolio (clinical performance, procedural exposure, research, and leadership), and how to strategically approach the ASGE Advanced Endoscopy Match—from choosing programs and asking for letters to understanding program culture, case volumes, and general GI expectations. They also dive into wellness, boundaries, and the “human side” of a very long training road, including protecting physical health, finding community, and keeping hobbies alive. Dan closes with concrete advice for residents and fellows: be present, do excellent work, say yes early in your career, and leverage mentors who genuinely want to see you succeed. This is a practical, candid roadmap for anyone seriously considering a career in advanced endoscopy.   https://www.asge.org/home/education-meetings/training-trainees/advanced-endoscopy-fellowship-(aef)

The Most Dramatic Podcast Ever with Chris Harrison
Working the Runway with Emira D'Spain

The Most Dramatic Podcast Ever with Chris Harrison

Play Episode Listen Later Dec 15, 2025 51:39 Transcription Available


She broke barriers as the first black transgender 'Victoria’s Secret' model to sashay down the runway, and she’s just getting started. Hear how her journey began in Dubai, then NYU, and ultimately towards a fabulous career in fashion. Plus, why she gets emotional when remembering the day she told her parents she wanted to transition. See omnystudio.com/listener for privacy information.

Marketplace Tech
A case for AI models that understand, not just predict, the way the world works

Marketplace Tech

Play Episode Listen Later Dec 15, 2025 7:47


Gary Marcus, professor emeritus at NYU, explains the differences between large language models and "world models" — and why he thinks the latter are key to achieving artificial general intelligence.

Marketplace All-in-One
A case for AI models that understand, not just predict, the way the world works

Marketplace All-in-One

Play Episode Listen Later Dec 15, 2025 7:47


Gary Marcus, professor emeritus at NYU, explains the differences between large language models and "world models" — and why he thinks the latter are key to achieving artificial general intelligence.

Rachel Goes Rogue
Working the Runway with Emira D'Spain

Rachel Goes Rogue

Play Episode Listen Later Dec 15, 2025 51:39 Transcription Available


She broke barriers as the first black transgender 'Victoria’s Secret' model to sashay down the runway, and she’s just getting started. Hear how her journey began in Dubai, then NYU, and ultimately towards a fabulous career in fashion. Plus, why she gets emotional when remembering the day she told her parents she wanted to transition. See omnystudio.com/listener for privacy information.

The Bandwich Tapes
Jonathan Haas: Inside the Stories Behind Zappa, Glass, and ELP

The Bandwich Tapes

Play Episode Listen Later Dec 15, 2025 68:14


In this episode, I talk with legendary timpanist, educator, and musical pioneer Jonathan Haas. Jonathan's journey weaves together St. Louis, Chicago, New York, Juilliard, Frank Zappa, Emerson Lake & Palmer, Philip Glass, and a powerful new project responding to the world we live in today.Jonathan tells the story of how a newspaper clipping from his mom led him to Washington University, where he studied with Rich O'Donnell, John Kasica, Tom Stubbs, and Rick Holmes—often taking four private lessons a week while subbing with the St. Louis Symphony.From there, he describes:Heading to Juilliard to study with Saul GoodmanSubbing with the New York PhilharmonicAuditioning for and touring with Emerson, Lake & Palmer (including opening Bolero in front of 50,000 people at Soldier Field!)A 20-year relationship and collaboration with Frank Zappa, sparked by a handwritten letterThe long road to commissioning the Philip Glass Double Timpani Concerto and why it had to become a double concertoHis work at NYU, including powerful new pieces by Lenny White and Tim Adams, connected to Black Lives Matter and the murder of George FloydJonathan is a phenomenal storyteller, and the combination of history, humor, honesty, and perspective makes this one of the most compelling conversations I've had.Thank you for listening. If you have questions, feedback, or ideas for the show, please email me at brad@thebandwichtapes.com.

All in a Day's Work
S4, Episode 8: Alexandra Debow, swsh

All in a Day's Work

Play Episode Listen Later Dec 15, 2025 13:37


In this special episode, created by one of our student podcast fellows, NYU student Sandra Cai interviews Alexandra Debow, CEO and co-founder of swsh, a platform for shared albums of live experiences. Alexandra studied across three of NYU's global locations and leveraged as many resources as possible during her short time in school. As a student, she began building and creating and hasn't stopped since, eventually leaving school to pursue her business. Then, they discuss Alex's top tips for aspiring entrepreneurs, followed by a lightning round where Alexandra talks about her sources of guidance and inspiration.Alexandra Debow is the CEO & Co-Founder of swsh, an AI-powered shared photo album platform to deepen one's connections. She studied Computer Engineering at NYU Tandon before leaving the university in 2023 to pursue her entrepreneurial endeavors. She was awarded the Thiel Fellowship in 2024.For a full transcript of this episode, please email career.communications@nyu.edu.

Mission Implausible
How We're Targets for Influence Operations (with Tamsin Shaw)

Mission Implausible

Play Episode Listen Later Dec 14, 2025 51:25 Transcription Available


An expert on psychological manipulation and politics, including Nazi propaganda and Stassi, NYU professor Tamsin Shaw studies conspiracy theories and how they might be changing with the internet and A.I. Watch Mission Implausible on YouTube: https://www.youtube.com/@MissionImplausiblePod

Word Balloon Comics Podcast
Olan Soule: The Forgotten Knight of Batman Voice Actors

Word Balloon Comics Podcast

Play Episode Listen Later Dec 13, 2025 83:39 Transcription Available


Today on Word Balloon, we're diving into the legacy of Olan Soule — the original animated Batman — and the long, fascinating TV career that made him a cornerstone of early superhero entertainment. And there's no better guide for this conversation than our guest, Dan Pasternack.Dan  is one of the great archivists and historians of television comedy and classic broadcast performance. Over the years, he's worked with and documented some of the most influential talents in the medium, including Mel Brooks, Carl Reiner, Norman Lear, Betty White, Bob Newhart, and Jonathan Winters. His work preserving and celebrating these artists has made him a crucial voice in understanding how TV comedy and character performance evolved.Dan is also the producer behind the acclaimed Jonathan Winters Record Store Day release, Jonathan Winters Unearthed, a project built from both classic and newly uncovered recordings — a tribute to one of comedy's purest improvisational geniuses.Beyond his archival work, Dan is shaping the next generation of creators as an educator at NYU's Tisch School of the Arts, where he teaches graduate students the craft of developing television and digital storytelling.Today, he joins us to break down Olan Soule's journey from Chicago radio actor to defining the animated voice of Batman in Filmation's 1960s shows, The Batman/Superman Hour, and the Super Friends era — and how Soule's understated, square-jawed vocal style helped create the template every animated Batman actor followed. It's a deep dive into forgotten history, iconic performances, and the building blocks that shaped superhero animation long before the modern era.

Jerm Warfare: The Battle Of Ideas
Michael Rectenwald on the stupidity of cancel culture

Jerm Warfare: The Battle Of Ideas

Play Episode Listen Later Dec 13, 2025 53:45


This episode was recorded in 2020.Michael Rectenwald is an author and former academic (at NYU) who critiques liberalism as failing due to its politicisation of the economy, eroding faith in free markets and property rights.He argues that wokeness is a totalitarian ideology that weaponises victimhood to silence opposition and advance agendas like the Great Reset, promoting superficial fairness over justice.Michael also says that political correctness is inherently flawed and authoritarian, and stifles freedom of speech in academia. Peter Boghossian highlighted this when he and James Lindsay hilariously trolled the peer review process, revealing how broken it is. ➡️ Please support my work: https://www.jermwarfare.com/support/

Lifetime Cash Flow Through Real Estate Investing
Why Mobile Home Parks Are Still One of the Best Investments in 2026 | Ep.1,186

Lifetime Cash Flow Through Real Estate Investing

Play Episode Listen Later Dec 12, 2025 33:10


Ray began his commercial real estate journey in late 2022 and quickly built a focused portfolio in mobile home parks and industrial assets. In just three years, he and his business partner grew their holdings to nine mobile home parks totaling 280 doors and three industrial properties with 110,000 square feet in Central Florida. With strengths in deal sourcing, negotiations, underwriting, and operations, Ray brings both analytical discipline and practical execution. He holds an MBA from NYU and a Ph.D. in engineering from the University of Missouri, previously served as a finance executive at IBM in New York, and now works as a full-time CFO for a manufacturing company in Orlando. He joined Rod's Warrior Group last year after attending the live bootcamp to accelerate his growth as an investor.   Here's some of the topics we covered:   From high-paying jobs to commercial real estate Recession-proof real estate strategies that win The hidden downsides of mobile home parks The top value-add move for mobile home parks Exactly how the value-add strategy works How to finance a mobile home park fast Why Ray came to Rod's live bootcamp The power of being around Rod's Warrior Group   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon.   For more about Rod and his real estate investing journey go to www.rodkhleif.com  

The Cinematography Podcast
Eric Lin and Lyle Vincent tell a tragic story in Rosemead

The Cinematography Podcast

Play Episode Listen Later Dec 12, 2025 75:22


The Cinematography Podcast Episode 337: Eric Lin and Lyle Vincent Rosemead tells the tragic, true story of Irene (Lucy Liu), a terminally ill single mother, and her son, Joe (Lawrence Shou). As Joe battles schizophrenia and urges toward violence, Irene is left isolated from her Chinese American community in Southern California, facing impossible choices without a safety net. After decades behind the camera, director Eric Lin connected deeply with the personal nature of Rosemead. He grew up in Southern California and frequently visited the San Gabriel Valley, where the film takes place. Producer Mynette Louie, who he'd know since NYU Film School, sent him the script, and Eric decided to take it on as his first directorial feature. “I've shot a lot of features and I've been side by side with directors, watching how difficult it is to make a feature,” he says. “The thing that sort of lured me into the director's chair was that it's a story that I felt like I'd never seen before on screen.” Recognizing the film's nuanced demands, Eric knew he didn't want to pull double duty as cinematographer. Instead, he asked Lyle Vincent, another NYU alum with whom he shared a cinematic shorthand. “Knowing what a DP does, especially on a film like this, where I felt like I had to be so present, that would be a fatal mistake,” Eric explains. Lyle appreciated the trust, describing Eric as a director who “is extremely visual and who has amazing visual references and language.” Together the two shotlisted and discussed each scene emotionally and visually. To capture the film's emotional landscape, Lyle chose a subjective camera style. Handheld camerawork and portrait lenses help mirror Joe's psychological state and the looming sense of danger. Using E-series anamorphic lenses, he created a shallow depth of field that softened the background, forcing the viewer's focus onto the characters. This gritty reality contrasts sharply with Joe's memories of the idyllic time he spent with his parents in a hotel. His flashbacks are rendered in warm tones, evoking a surreal, dreamlike nostalgia. See Rosemead in theaters. Find Eric Lin: Instagram @holdtheframe Find Lyle Vincent: Instagram @lylevincent SHOW RUNDOWN: 01:38 Close Focus 13:20-01:03:54 Interview 01:04:13 Short ends 01:13:09 Wrap up/Credits The Cinematography Podcast website: www.camnoir.com YouTube: @TheCinematographyPodcast Facebook: @cinepod Instagram: @thecinepod Blue Sky: @thecinepod.bsky.social

Tests and the Rest: College Admissions Industry Podcast
695. TEST PREP PROFILE: Dani Fleischer & Kevin McCormick

Tests and the Rest: College Admissions Industry Podcast

Play Episode Listen Later Dec 12, 2025 19:02


Ready to learn the history, philosophy, and practice of an experienced professional in the test prep industry? MEET OUR GUESTS Kevin S. McCormick is a certified New Jersey English teacher who has taught middle and high school in Elizabeth, NJ since 2013. Before joining Teach for America, he worked in Institutional Equity Sales at Salomon Smith Barney, the NYSE, and the American Stock Exchange. He holds an MBA in Finance and International Business and a BA in English from NYU. Dani Fleischer is a writer and educator whose work has appeared in The Huffington Post and The Washington Post. Like Kevin, she teaches Middle School Language Arts in Elizabeth, NJ, helping students grow as readers, writers, and critical thinkers. She holds a BA from Rutgers University.  Kevin and Dani founded Steel Trap Tutoring ten years ago, developing their own proprietary materials for ACT and SAT prep. In their free time, they endure the lifelong struggle of being New York Giants and Knicks fans—valuable firsthand experience in resilience to pass along to their students. Find Dani & Kevin at 646-499-0019 or steeltraptutoring@gmail.com. ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.  

Marketplace Tech
The little-known regulatory bodies that can make or break AI data centers

Marketplace Tech

Play Episode Listen Later Dec 11, 2025 7:02


The AI boom is propelling a once-obscure group of state regulators into key decision-making roles for the economy. AI needs data centers, data centers need power and power is generally regulated in some way — depending on the state — by public utilities commissions.That's the topic of a new report from the Center on Technology Policy at NYU. Scott Brennen, CTP director and author of the report, said these commissions often make decisions on planning and permitting for new infrastructure and decide the rates utilities charge consumers.

Marketplace All-in-One
The little-known regulatory bodies that can make or break AI data centers

Marketplace All-in-One

Play Episode Listen Later Dec 11, 2025 7:02


The AI boom is propelling a once-obscure group of state regulators into key decision-making roles for the economy. AI needs data centers, data centers need power and power is generally regulated in some way — depending on the state — by public utilities commissions.That's the topic of a new report from the Center on Technology Policy at NYU. Scott Brennen, CTP director and author of the report, said these commissions often make decisions on planning and permitting for new infrastructure and decide the rates utilities charge consumers.

Nirvana Sisters
Coasting, Toasting, Then Resetting: Kicking Off Super Clean January with Kristin McGee

Nirvana Sisters

Play Episode Listen Later Dec 11, 2025 58:20


This week on Wellness Junkies, Amy is back with favorite co-host Rachel Johnson of ah.mi to chat with the iconic Kristin McGee – celebrity yoga and pilates teacher, former Peloton coach, mom of three, and founder of the Kristin McGee Movement app.Kristin shares how a random yoga class at Crunch led to MTV Yoga DVDs, a dream role launching Peloton's Yoga & Pilates program, and what really went into her decision to leave a high-profile role and build her own platform while navigating divorce and single motherhood. She breaks down her “Flow • Sculpt • Connect” philosophy, why meditation is the ultimate anti-ager, and how short, stackable workouts can actually change your body (and your mind) over time.We also announce something fun: Super Clean January with ah.mi x Kristin McGee – a four-week, approachable reset with strength, yoga, pilates and meditation to help you feel better after a very “coast and toast” December.In this episode, we talk about:Kristin's wild origin story: from NYU theater major to MTV Yoga DVDsSliding into Peloton's DMs and helping build Peloton Yoga & PilatesThe emotional side of leaving a beloved job – grief, fear and finally, reliefLaunching the Kristin McGee Movement app and working with TonalWhy women need strength training (and how to make it less intimidating)Her “Flow • Sculpt • Connect” method: strength, mobility, + mind-body connectionThe twice-daily meditation practice she swears by – and how it got her through divorceWhat she actually eats in a day (including her nightly dark chocolate square)Mom life with three boys, Chick-fil-A hacks, and lowering the holiday “perfect mom” barThe scoop on Super Clean January with ah.mi and how to joinSuper Clean January with Ami x Kristin McGeeStarts: first Monday after New Year's (Jan. 5th)What you get each week:3 strength workouts2 yoga/Pilates classes2 meditationsBuilt-in accountability via ah.mi's communityBonus: Ami members get 2 months free of the Kristin McGee Movement app

Dental A Team w/ Kiera Dent and Dr. Mark Costes
A Conversation With the Michelangelo of Dentistry

Dental A Team w/ Kiera Dent and Dr. Mark Costes

Play Episode Listen Later Dec 10, 2025 33:35


Kiera is joined by renowned cosmetic dentist Dr. Pia Lieb to talk about Dr. Lieb's journey in her field, as well as her insights into what the rich and famous ask for (and pay for) when it comes to their teeth. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am so excited. I have an incredible doctor on our podcast. Dr. Pia is coming to   from New York, Manhattan. And this woman is incredible. She has been able to build and sustain a high-end cosmetic practice. She's figured out how to be, you guys are gonna love this, a referral only destination for patients seeking discretion, innovation, and ultra-personalized care.   This woman has been named the Michelangelo of dentistry and I am so excited to welcome her on the podcast. Welcome Dr. Pia, how are you today?   Dr Pia (00:32) Thanks for having me, Kiera.   Kiera Dent (00:34) Of course. Well, I have been so excited about this podcast. I don't often get to bring clinical guests onto the podcast. And so to just kind of hear of how you do your cosmetic dentistry, how did you become this practice of being so sought after? ⁓ How did you become the Michelangelo of dentistry? So kind of just walk the listeners through how did Dr. Pia go from where she was to where she is today? Kind of just give us a background on, on who you are and what your story has been.   Dr Pia (01:04) Well, I'm gonna start with, it all started in dental school. There was a lecturer by the name of Dr. Gallup Evans who has passed away since. And he was giving a PG, which is obviously post-doctoral course on cosmetic dentistry. And his reputation was he was the one who did.   the supermodel Polina Povaskova's veneers back in the early 90s. And I went up to him after the lecture and I basically said, I'm a sponge, teach me, tell me what to do so I can do the same thing that you're doing. I've completely fell in love and cut out a class to go to that course. And after the course, he turned around to me and said, well,   sweetheart. You're either born with it or you're not. So I went home and I cried for five days.   and he completely tore me to shreds and that really got me upset and ⁓ I was a great student. was the youngest in NYU as a student. I graduated high school at 16. I was the nerd, right? And basically what I did is I was asked to start teaching after residency and that was my...   Kiera Dent (02:03) Absolutely.   Dr Pia (02:26) way to make sure that I would never allow anyone to speak to a student like that. And my whole point was, I want to empower the dental students. I don't want anyone to feel the way I did by this particular person. And basically I had nowhere to start. So I started taking all of these courses, these PG program courses, and I met up.   Kiera Dent (02:37) Mm-hmm.   Dr Pia (02:53) When I was actually in dental school, I went and I met the holy grail ceramist who invented veneers in America. And I went up to him and I said the same thing, I'm a sponge, please teach me. And he was like, great. Okay. You have a car. And I'm like, yes, I do. He goes, all right, come to the lab every Friday after school and every Saturday, let me teach you how to prep and how to do veneers. And this man who also passed away has taught me everything.   Kiera Dent (03:12) I'm   Dr Pia (03:23) that I know because the doctors were not doing it and there was only two guys in New York that were doing veneers in the 80s and in the 90s and those were older men in their 40s and they were not going to take a young 20 year old female and teach her what to do because they were you know insecure that we were going to take over the business from them.   So that's how it all started. And obviously, I taught for 18 years and I did do that what I set my mind to do. I wanted to give every one of my students the best experience that they can have with dentistry and with cosmetic dentistry. And we're still friends after all these years. So I must have done something right, that they still love me to invite me for dinners into their houses.   Kiera Dent (04:10) Thank   ⁓ I think that you're speaking to my own heart. mean, having that love   being in the dental colleges, of   to give back, like that's the whole reason Dental A Team exists was because of those students that you just fall in love with. And kudos to you because I got really lucky and I worked at Midwestern University's Dental College in Arizona. And I have been told that the culture there and the experience there is not like most dental schools. It was a very empowering, very enriching. There was no smashing of models. There was no...   ⁓ destroying people's dreams, but I know that that's not everywhere. so kudos to you for ⁓ making a stance and also not giving up on your dream. And I think something I took from that is how often are we maybe told something that's not true and we believe it. We take that on as an identity and yes, crying for five days. I don't blame you, I would have done the same thing, but ⁓ it is.   Dr Pia (05:03) No, it's demoralizing, you know, like it's   just here you are, you're this young bright-eyed and bushy-tailed eager beaver who wants to be the best at her profession and then you get some 50 year old man telling you, ⁓ honey, you can't do this, you gotta be born with it. I'm like, really?   Kiera Dent (05:20) Hmm.   Maybe I am born with it and have you seen it. ⁓   Dr Pia (05:25) And you know what I was and that's that's the   thing and it's just but it's the way he said it but we'll get back to karma because 18 years go by and he was lecturing again and karma if it's a small I don't want to say the b word on a podcast but   Kiera Dent (05:42) Mmm.   Hahaha   Dr Pia (05:51) it is. So he's got the lecture, same thing, same before and afters. And this time I'm wearing a white lab coat and scrubs underneath and I had you know, and at this point, I was clinical assistant professor and there were like 350 doctors in the audience. And he's like, Does anyone have anything to say? And I'm at the back wall, I wasn't sitting down, I was standing up and I raised my hand and I was like,   He goes, and he goes, I know that name. You're in press and you're my competition. And he was like, and you know, what is it that I said? said, you know what? Thanks to you, I am who I am today. I want to say thank you. If you didn't say this to me and make me go home and cry for five days, I wouldn't have.   done everything humanly possible to be your competition and here I am I didn't know if he was gonna slap me or kick me out or just whatever it was but it was not what I and he said you know come on down and just tell us more about it he goes you've got so much pressure all over the place and it was funny because at that point   Kiera Dent (06:52) Ha!   Dr Pia (07:08) That was like maybe 10 months after I did 10 episodes on TLC of 10 years younger. And I was all over the place. Like everybody knew me from TV and from press and ⁓ the New York Times wrote that I'm the Michelangelo in Smile Boutique. And it just got to that point. I got the recognition that I worked so hard for. he was like, all right, give me a hug. I was like, thank God.   to   get a slap. But I was ready to get like thrown out or to. So that's kind of what I wanted to do is I just want to empower every single person out there. And you have to understand, when I went to school, we there were no women, it was 97 % men, we had   Kiera Dent (07:43) You   Dr Pia (08:02) maybe seven girls in the graduating class. I mean, not that we had a lot. We have much smaller classes back then and we were 97, but seven out of 97 is a low percentage.   Kiera Dent (08:14) That is,   yeah. Wow, that's such a fun, ⁓ I think kudos to you. And one of my favorite lines through life has been, life is not happening to us, it's happening for us. And I'm sure in that moment, you felt like life was happening to you. Like, who is this jerk? And they destroyed my dreams. And yet, ⁓ again, not to say that that's ever the right route to go. But I just want to highlight and compliment of you took something that people could have said would be sour grapes and you actually turned it into beautiful wine.   and you turned it into something beautiful and it was fuel to your fire to make you into this incredible woman that the world needed. And so I'm very curious, how did you then go from, okay, here we are, how'd you become this renowned cosmetic dentist, getting on TLC, getting all the press, like what was kind of the way to get into that? Because I'm sure there's a lot of dentists who want to live your dream. How did you do it?   Dr Pia (09:04) I think the   way in was truly like in 1998 or 99, I don't remember what year it was, but it was the first gen art fashion show for Fashion Week in New York where they took up and coming young designers and they had a private fashion show with about 10 of small up and coming, which we don't have anymore. mean, New York Fashion Week is no longer what   used to be. But I go there and I had a patient from Belgium who had a really good friend who was an up and coming crazy French designer and he was showing the runway and I just basically went with her and I remember that we were after the fashion show there was a VIP with champagne and we got these wristbands and so forth and my   my patient was, you know, late 30s, single and ready to mingle. And there was this really cute male model that did the runway for ⁓ another designer that wasn't as big. And she was like, my God, he's so cute. And here I was, I had no makeup on, right?   Kiera Dent (10:07) Yeah.   Dr Pia (10:23) this long Margiela dress and I have like Doc Marten boots, my hair up in a ponytail, just like mascara and red lips on. And I went up to this guy and I said, hi, I'm Dr. Pia. You know, my friend Jacqueline wants to meet you. And he had this woman who was next to him and she was like, you gotta talk to me. I'm his booker. I didn't know what a booker was. So I'm like, what's a booker? I thought it was like the, you know, betting on horses, know, like booking, you know, that's what I thought.   Kiera Dent (10:47) Yeah.   Yeah.   Dr Pia (10:53) And basically, ⁓ I was like, No, no, no, I'm just, you know, we're going behind if you guys want to come and join us at the after party behind and he was like, great, she goes, No, no, no, we can't go anywhere. You got to go through me. And I'm like, Okay, I said, Look, I'm a cosmetic dentist. And back then we had cards, right? So I was like, Here's my card. She goes, I want one, too. And I and   Yeah, that was it. had some drinks afterwards. And she was like, Yeah, I want to come in as a patient. I have to come in first before he comes in. Because he said he needed his teeth done. I was like, okay, so the next morning, I'm like, live it at like nine o'clock. I call Wilhelmina who was like back then the number one modeling agency for men. And I call and I'm like, Can I speak to Jennifer and   Kiera Dent (11:32) Yeah.   Dr Pia (11:47) She picks up the phone. I'm like, hi, it's dr. P again. I'm like, I just want to make it really clear I'm married. I do not I am NOT picking up on on your male model It was my friend who was interested just making putting it out there and being totally transparent. So she's like fine I Want an appointment so I booked her and the moment that I booked her She introduced me to the modeling industry. So then I started getting all the models   Kiera Dent (11:57) Mm-hmm.   Dr Pia (12:13) the supermodels, I got everybody in and I think that's how it all started with the press and everything because they've seen my work with the modeling industry and that's how kind of it all started and the thing with me it's always been privacy it's I've never named names I will never name names because it's like plastic surgery if you're going to go in and get a facelift do want it to be plastered all over the press I don't think so so it's the same thing with veneers I mean I do very   natural handmade porcelain and the whole secret that I think to my success is I've never gone into that chicklity white Hollywood smile the toilet bowl teeth or the turkey teeth as now they all go to Turkey to have them done well I've never done that so for me I've always followed what I believe in and did the best that I can and I think that that is as long as you love what you do   Kiera Dent (12:55) Mm-hmm, mm-hmm.   Yeah.   Dr Pia (13:12) and try to be the best that you can be. think the universe, no matter what God you believe in, you know, I think the universe gives it back to you.   Kiera Dent (13:23) I think, well, and also what I heard from that is kudos to you for just going and meeting people and for being out there. Like, I don't think people realize the power of connections, the power of human interaction, the power of who you know. I think we're in such a society where it's all online and we just think, which you can still connect online, but like, don't be afraid to say hi to people. Don't be afraid to introduce yourselves and...   Like I said at the beginning, Dr. Pia, it's very rare that I bring on clinical guests to the podcast. So I'm curious, you work on supermodels, you work on really incredible people. I have a doctor, which we will not name names either, who works on movie stars in LA. so I have a couple of questions and if you don't want to answer by all, you probably do. We will chat post show and see, exactly off call. ⁓ But.   Dr Pia (14:07) I probably know him. If it's it, we'll do it all off, off.   Kiera Dent (14:15) I'm curious, Dr. Pia, just for listeners to know, what is like, I'm gonna ask a few questions and like I said, privacy and respect are my number one. So if there's something that you're like, I'm not gonna answer by all means, audience just know Dr. Pia is so kind to come onto the podcast for us and I did not prep her because I never know what I'm gonna ask. It's just a genuine curious host over here wanting to know, what are the average cases like dollar wise, our low end to our high end of cases that you're doing?   I just want people to know, because I think people do not believe that this is real life dentistry and it can be.   Dr Pia (14:51) You're talking about veneers or you're talking about all the procedures. Veneers. Veneers are from three to 45, 100 or two. It depends. mean, if someone is a massive grinder and I've got issues with them.   Kiera Dent (14:54) I would say let's do veneers and then let's do other procedures.   Dr Pia (15:12) having, you know, doing the grinding at night, felspathic, I'm a little bit weary of doing that and I'll do the 3D printed. ⁓ As much as I'm not the greatest fan of doing that, I would rather keep them in a night guard and let them have the beautiful teeth. But it basically is... ⁓   Kiera Dent (15:19) Totally.   Mm-hmm.   Dr Pia (15:35) You know, for the handmade porcelain, I mean, there are some people out there that are charging over five. And I think that's just a little bit exaggerated because I know how much it costs me to make. think, you know, 4500 is a fair price. You don't have to go above five. I think that's just the ingredient.   Kiera Dent (15:42) Totally.   Sure.   Mm-hmm. Which I appreciate that you say that, especially with the press and with the people that you worked on. You have an opportunity to charge more, but you're also being ethical and fair, which I think ties to the passion, the love, the reason people can trust you. So how many veneers, this is like, now I'm gonna just be like a nerdy patient. How many, because I feel like a lot of people just want like the four veneers and then the six and then.   Dr Pia (16:15) Alright, come on, bring it on!   Kiera Dent (16:20) Do you just do all of them? there a space where clinically you recommend like we stop here for smile lines? What's kind of your, what's your, what's your clinical excellence on this? What do you recommend?   Dr Pia (16:25) No!   I think you should have either one or as many as you need. think the biggest problem and the... Okay, now you got me. So my competition in New York will only do 10. And he's my former student.   Kiera Dent (16:37) I'm ready. She got fired up everybody. Juicy like sits up.   Mm-hmm.   Dr Pia (16:51) which is even more infuriating to me. Like I so disagree because I think if you have a beautiful smile and let's say you fell and you've had a root canal and the tooth is starting to change color. I think if you're a good clinician and a good clinician is a cosmetic dentist, I don't believe a GP could do this. Okay. And men, we have the issue with 40 % are colorblind. So that's another issue altogether.   Kiera Dent (16:52) That's   I do remember there was a girl in dental school who couldn't like really see and I was like, how do you like she couldn't see colors and I'm like, how do you, how do you, how do you get over that as a dentist? I'm just curious. I can't check the color, right? Okay, so making sure you think that you can do one if you're a good clinician, which is, love this. Cause people tell me all the time, you can't do one.   Dr Pia (17:29) Well, they get the dental assistant to choose the color.   I do one. do one. So I do one.   I do one. I'll do two. If you're if you ground I do four.   I'll do six, I'll do 10, I'll do 12. If the person has a really big smile and it's a color correction like a tetracycline case, then I have to do 12, you know, like, because it depends if you're someone that has this uber large mouth, then and you when you smile, you go back to the second molars, you have to do it. But I feel that this whole entire ⁓   doing 10 or nothing. think that is so unfair to the patients. And I think it's such bad karma as well, because it's going to come back and bite you later on, because I don't feel that everyone has to have that many done. And the other thing that I'm actually known for is the fact that I don't believe that   you have to necessarily file the tooth down. If the teeth are in the correct position, okay let's back it up. If the teeth are not in the correct position do Invisalign first and then do the handcrafted veneers because the way I do them they're as thin as a contact lens so there is no drilling needed. Anytime why I wouldn't want anyone to drill my teeth to put veneers on why are you taking away to add on it's an   Kiera Dent (18:42) Love.   Mm-hmm.   Dr Pia (19:08) moron right so if you are a true cosmetic dentist and know how to do this and have the right support of the right ceramist they should be see-through   Kiera Dent (19:09) Mm-hmm, mm-hmm.   Yeah.   Dr Pia (19:24) So if that's the case, there's no drilling involved. And if you need only one, just do one. There's no reason to spend that money on doing more if you don't need them.   Kiera Dent (19:32) It's incredible.   which I'm so grateful to hear this. This is why I was so excited. I'm like, I have so many questions about this and I'm just curious of how you do it and to hear that being really talented at this, you don't need to do more than that because I hear all the time like, well, if you only do four, then you're gonna see it, but I don't disagree with you. think if you're good at what you, and this isn't just dentists. I also think dentists, well, I'm gonna go out on a limb. Now I'm fired up to be, like, here we go.   Dr Pia (20:02) No, no, they   want the money. It's clear as day. They're doing it for the money.   Kiera Dent (20:06) Right.   Well, and also I'm like, if you're not good enough to be able to do one without it looking like a chicklet, I might question, you good enough to be doing this in general? And that I know is a very bold statement, but I might get really good at this. I don't disagree.   Dr Pia (20:18) No, they should not be doing them. I'm sorry, they should   not be doing it. And with felspathic, with the handmade porcelain, it... I can't say it enough. One is not a problem.   Kiera Dent (20:35) Okay, let's talk about different labs and how do you choose a good lab for ceramic, for cosmetic cases? Like what's the difference? I mean, I've heard some people that are printing ⁓ Emax crowns for the front and I wanna like cringe and I'm like, ⁓ that feels really bad. So let's talk about like, how do you pick a good lab? What's the difference of a good lab? How is it handmade versus not? Like what are some of those nuances within the cosmetic world that really make a difference on being able to do one versus having to do eight to 10?   Dr Pia (20:48) No, no, no, no, I didn't write.   Kiera Dent (21:03) because you're gonna see lines and it's gonna look different.   Dr Pia (21:06) Okay, so I'm a nerd. I'm going to give you the whole entire background. Okay. ⁓ So basically the handmade porcelain is felspathic and it can be as thin as 0.16 of a millimeter, which is technically a contact lens. Okay. It's thinner than your natural fingernail, not with gel on it or powder, you know, polish. I'm talking about a natural fingernail. So having said that,   Kiera Dent (21:08) I love it. I want this.   Mm-hmm.   Dr Pia (21:33) Now in the way that those are made they're done on platinum foil so you take the model of the teeth they put platinum foil which is also like super super thin microns it's you know anywhere between 10 microns 20 microns okay and then on that porcelain on that platinum foil the porcelain multiple colors multiple translucencies get added on and that's   the veneer is made. Okay so that's how we're able to have them super thin. The 3D printing, different story altogether. So 3D printing needs to have minimum   Kiera Dent (22:05) Mm-hmm.   Yeah.   Dr Pia (22:17) between 1.5 to 2 millimeters of thickness. So those right there are thick. Okay, so that's why you need to file. Otherwise, everything is gonna be out. That's why they need to do 10 because they can't match the flatness of a natural tooth. So those are done by a computer. So what you do is you scan with the feldspathic. You still have to take good old fashioned impressions because the model has to be poured in   Kiera Dent (22:22) Right.   Mm-hmm.   Mm-hmm.   Dr Pia (22:47) it cannot be on plastic to do the platinum foil. With the 3D printing, with 3D printing veneers and crowns, you basically just scan the tooth, send it via, you know, the cloud. It gets to the lab, they print out the model, and then they start designing the shape and the size of what they want the veneer or the crown to look like.   Kiera Dent (22:51) Interesting.   Dr Pia (23:14) and then they have this block which is like about this big and it's like a disc it's like an oversized hockey puck okay and out of those they usually get out of those hockey pucks usually they get 25 crowns and veneers like either or okay ⁓   Kiera Dent (23:22) Mm-hmm. Okay.   Sure, okay.   Dr Pia (23:35) Now those blocks you have to understand they come in one solid color and very opaque hence why they look like toilet bowls like you can see like ⁓ Simon from What is it the the show with America's Got Talent right now his teeth walk in before him   Kiera Dent (23:55) Mm-hmm.   Dr Pia (23:58) They're so white and chalky. He had them done and they're too big, personal. I mean, I think they're too, he's too horsey. He should have stayed with the veneers he had before because they looked more natural and.   Kiera Dent (23:58) It's true.   Dr Pia (24:12) But that's the problem. If you have them very, if you have the 3D printed, the opacity is one solid, you know, base that the computer then drills that hockey puck to form the crowns and the veneers. So you're never going to get the aesthetics of having incisal translucency or having a halo or having them nice and flat. You're not, because the computer is going to make them the thickness that   Kiera Dent (24:33) right?   Dr Pia (24:41) They cannot drill those any thinner than that because they're going to break.   Kiera Dent (24:46) So this is fascinating and I love this because now I have more quite like being an assistant, also having worked in this, also having gone to labs, also having like things done for family and friends that I know. Are you a fan of custom shading where you send your patients to the lab or how, okay, so how do you get it to where it's like a perfect shade match, like consistently, any tips that you have to make it to where it is really that absolutely perfect, making your smiles.   Dr Pia (25:04) Hell no.   Kiera Dent (25:15) beyond perfect without sending them to a lab. Because I think a lot of people hold back and they're like, I've got to send it. But I've seen a lot of dentists where they'll try to put the shading in, they try to put the translucency in. This is no knock on dentists. This is like, hey, we've got an expert here. Let's ask how she does it so we can all rise up.   Dr Pia (25:30) Okay, honestly, I take the patient to the window. My whole main thing is every single office that I've built, I need to have windows that are five feet tall.   and sunlight. So I'm able just to move the patient to the window. And that's where the talent comes in. I'm able to take shade without a shade guide. I mean, I'm at that point, but I've been doing this for decades now. So it's like at the beginning, I wasn't so I would do the shade guide and I would write it on a piece of paper and just be like, okay, the neck is an A two and then we have an A one body and then we have translucency of two millimeters and a halo and I just draw it.   Kiera Dent (25:41) Fascinating.   Dr Pia (26:10) and then they would make every single veneer with the same recipe. It's almost like cooking. But the window and natural sunlight is the key. Because all these computers that you put up against your tooth, all due respect.   Kiera Dent (26:15) I see. Mm-hmm. Yep. Mm-hmm.   That's great.   they shade it differently.   Dr Pia (26:29) it's not only   that you have to understand everybody's tooth is a different length okay like your centrals are fairly long for the average person right that particular shade guide is not going to read color on your tooth that you probably have 12 millimeter long centrals and i'm diagnosing you over the video right so that particular   Kiera Dent (26:35) Mm-hmm.   Mm-hmm. Mm-hmm.   Yeah.   Mm-hmm. Hey, thank you. Yeah.    Dr Pia (26:58) light source is not going to be able to read 12 millimeters perfectly from the gum line to the incisal. It's just not going to happen. You're going to need and if you're not good at taking shade, go do endo or oral surgery or ortho.   Kiera Dent (27:07) Right.   It's true cosmetic is about I feel it's about the precision. It's about the aesthetics and like there I mean I hire designer to do my house. I'm not going to do it. I know that that is not my forte. I'm really good at other things, but I'm not good at color matching and what goes well together and how to put this together. It's just not my strength and skill set and I really do believe like this is what I think going back to your original professor speaker lecturer who   completely dash your dreams. I think maybe possibly what he meant was, I think there's some people who have a natural eye for cosmetic and aesthetics and there's other people who maybe don't. And I think you can adapt it and evolve it and become, and you have clearly proven that. But my guess is, I mean, hearing that you're even on fashion week, my hunch is you already by default had a very strong fashion aesthetic. Maybe you didn't, but I would guess that that kind of has been a part of you.   Dr Pia (28:07) No, I did. did.   And you know, I do like my own makeup and I know my colors and things like that. And so that helped. I have to say that really did help me quite a bit.   Kiera Dent (28:11) Mm-hmm.   which is why you were drawn   to this. You had the passion, fire, because you already knew that.   Dr Pia (28:21) And I loved it and I was like, how can I? And then what the other thing is like, you may not know you have it. So the other thing what I say is buy some art books. That's what I did. Buy some art books. Get to learn the difference between the chroma and the hue and just take a couple of art classes and see if you have it.   And if not, what can you pick up and learn from those art classes if you really want to do it? And I'm not trying to be sexist by any means, but I do think that women are better at it because of color. And I think we're a lot more patient because the way I do it is I do diagnostic wax ups on every case, whether it's one tooth, unless it's even with the prepless veneers where I don't touch the tooth.   Kiera Dent (28:52) Yeah.   Dr Pia (29:16) I still do the wax ups to see I've had all let me backtrack a little bit but I've had every single 2d program   in the last what 16 years that they've been out more than 16 years okay and it's not the same when you see yourself in a photo with the size and shape and color that you might want okay it's like using it's like using the apps to change your hair color i'm   Kiera Dent (29:32) Wow.   I agree.   Mm-hmm.   Mm-hmm.   Dr Pia (29:50) the strongest belief that if you do want to change your hair color, I think you should try on a wig and wear it for a couple of days. So that that whole entire ⁓   Kiera Dent (29:58) Yeah, I don't disagree.   Dr Pia (30:03) philosophy that I have what I do is I do the diagnostic wax-ups I do the indexes and without drilling the teeth the patients come in and I pop it over their teeth, you know with the Luxe attempt, know the temporary material that sets over it and I tell them to walk out with it and You know, it's not bonded on or anything. They can just take their fingernail and just pop it all off But go out let your family see it. Let your partner see it. See how you feel. Is it too long?   Kiera Dent (30:22) Mm-hmm.   Dr Pia (30:33) Is it too square? Is it too round? I'm allowed to have my opinion, but you're paying me and if your opinion is different than mine You have you should have the right as a patient to get what you want. Not what I want We have to come somewhere in between sometimes like I'll put my foot down and I'll be like you really don't want them that way   Kiera Dent (30:49) Mm-hmm. And I'm glad...   You're right. We don't want them to make a statement before you walk in the room. That's what we're going to just highlight here. But hey, if you want white white, like at the end of the day, that's what they're going to have. I love that you, ⁓ I think this is probably what's made you really great. I don't know. I've heard a lot about you. But I think what you do is you make sure that the patients are obsessed with the results and not that Dr. Pia is obsessed. Like you're obsessed with the craftsmanship of what you've done.   You're really talented at that. But like hearing that you let people walk out and go try these on and what is it going to be like before you do it? That to me says that you are so obsessed about the outcome and the result for the patient. And then your job is to make sure you have the most excellent craftsmanship, the best product, the best techniques, the best method to get them the outcome they want. And I think hearing that, I'm just so proud of you. And I'm so grateful to hear that there are clinicians in our industry that   are obsessed about that rather than the reverse. Because I think some people are obsessed about maybe the dollar, maybe about doing these types of cases, but they're not the best at it, or this is what I think that they should look like. You really want to make sure that that patient is like a walking raving fan of you before you even do the work on them. And that I think is very special about you.  

Ask a Jew
Reclaiming our Confidence, with Dr. Mijal Bitton

Ask a Jew

Play Episode Listen Later Dec 10, 2025 71:36


*No International Laws were broken during the recording of this episode.*Dr. Mijal Bitton is a spiritual leader at the Downtown Minyan, an NYU sociologist, a scholar-in-residence at the Maimonides Fund, co-host of the Wondering Jew podcast AND she's right here on Substack at Committed by Mijal Bitton . We discuss being a sephardic, south American Jew, orthodox feminism, dirty words in the bible, and even some TV recommendations (Pluribus anyone??)Good for the Jews is a reader-supported publication. To receive new posts and support our work, consider becoming a free or paid subscriber.Also ICYMI, Van Jones had a dream come true this week….I don't want to embarass the happy couple even more, but let me just say that AI is a wonderful tool and you can do many fun things with it and share here, if you are inclined.To end on an even more positive note, last week over a thousands Jews and friends stood outside the Park East Synagogue in the freezing cold to show their support after the congregation was attacked by a bunch of losers in Keffiyah's and masks. A Holocaust survivor Rabbi told us not to be afraid. Matisyahu sang songs about peace. An adorable kids choir sang their hearts out. Every single speaker talked about their love of NYC, America, and thanked the NYPD to the cheers of the crowd. Fam, you're in good company. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit askajew.substack.com/subscribe

The Energy Gang
California's grid under pressure: affordability, AI, and the future of electricity markets

The Energy Gang

Play Episode Listen Later Dec 9, 2025 44:16


California is often described as the state where you can see the future of the US, and of the world. That has certainly been true in terms of some of the problems faced by the electricity grid. California has been grappling with the impact of wildfires and a big shift to renewable generation, and now faces the prospect of rising power demand from electrification and data centers.In this episode, host Ed Crooks and regular guest Amy Myers Jaffe of NYU talk to Elliot Mainzer, President and CEO of the California Independent System Operator (CAISO), to dig into how the state is tackling those challenges.California's electricity prices have nearly doubled in eight years, rising to about 32 cents per kilowatt hour for residential customers. Affordability has become a political flashpoint, as it has in many other parts of the US, and other countries around the world. Elliot explains how CAISO is using reforms of transmission planning and interconnection queues to help “bend the cost curve” downwards.The discussion also covers an important shift that is now under way in western power markets. Governor Gavin Newsom of California recently signed AB 825, advancing an independent regional governance structure for the emerging extended day-ahead market. Elliot outlines how implementing the new law could change reliability, capacity planning, and resource adequacy across 11 states.Another pressure point is AI, and the data centers needed to support it. While large load growth in California is more modest than in some other states such as Texas or Virginia, the state still expects 2.3 gigawatts of new data center demand by 2030. Ed and Amy question how much flexibility these data centers can provide, whether price pressure is pushing hyperscalers elsewhere in the US, and how CAISO will manage the all-important issues around siting and grid integration.The episode also dives into one of California's most contentious debates: the role for distributed energy resources and virtual power plants. Elliot discusses what CAISO can see, what it can't, and what needs to change for DERs to support affordability and reliability—while highlighting the remarkable performance of the state's battery fleet in avoiding Flex Alerts for the past three summers.Finally, the conversation looks ahead to California's longer-term energy future. The state has set an ambitious energy goals, including sourcing all its electricity from zero-ccarbon generation by 2045. To achieve that, many gigawatts of new renewables are still required, and wide-area coordination across the western US will have to live up to its full potential. As Elliot puts it, managing this grid is challenging, but “the challenge is energizing.”Stay tuned to The Energy Gang as we continue tracking the forces that are reshaping the power industry, from technology and finance to policy and climate.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Brian Lehrer Show
Eating Well Today

The Brian Lehrer Show

Play Episode Listen Later Dec 9, 2025 30:40


Marion Nestle, professor of nutrition, food studies, and public health emerita at NYU and the author of many books, including her latest, What to Eat Now: The Indispensable Guide to Good Food, How to Find It, and Why It Matters (North Point Press, 2025), talks about her newly revised classic and how to navigate the food landscape today.

You Know I'm Right
You Know I'm Right, Episode 373: The Amazing Race's Natalie Negrotti

You Know I'm Right

Play Episode Listen Later Dec 9, 2025 86:55


On the 373rd episode of You Know I'm Right, Nick Durst and Joe Calabrese are joined by The Amazing Race's Natalie Negrotti and eventually Stephanie Negrotti to discuss: - First app they check everyday - Why do people think they are dating? - Childhood - Not being able to say each other names and calling each other Sissy - Stephanie attending NYU and working in hospitality - Stephanie living and working in Hawaii - Natalie attending Seton Hall and studying Public Relations - Natalie being a New York Jets Cheerleader - Natalie working for Madison Square Garden for 11 years - Natalie auditioning for and getting on Big Brother - Stephanie's thoughts on her sissy doing reality tv? - Natalie going on The Challenge and shacking up with Johnny Bananas - Natalie getting called to do The Amazing Race, was it easy to convince Stephanie to do the show? - Perfect outfit coordination, how much did Natalie's role as an Amazon Live host play into that? - The Trainwreck Alliance ultimately being their downfall on The Amazing Race. Have Adam and Joseph Abdin apologized yet for skipping them on line at the travel agency? - Scariest and most difficult challenges they had to do? - Watching Natalie drive shift, Stephanie having so much leg room navigating in the back while Natalie had the seat all the way up to drive - Which show is most difficult, Big Brother, The Challenge or Amazing Race? - You Know I'm Right moment For more information visit: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/youknowimright⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow our show on instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/YKIRPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Like our show on facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/YouKnowImRightPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow our show on twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/YKIRPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Nick on twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/Nick_Durst⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Joe on twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/JCalabrese1⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Mobile Dev Memo Podcast
Season 6, Episode 21: Does GenAI outperform humans with ad creative production? (with Anindya Ghose and Vilma Todri)

Mobile Dev Memo Podcast

Play Episode Listen Later Dec 9, 2025 36:11


In this episode of the podcast, I speak with Anindya Ghose from NYU and Vilma Todri from Emory University about their recent paper, The Impact of Visual Generative AI on Advertising Effectiveness, which is available in pre-print. In the paper, Anindya, Vilma, and the other authors assess the performance efficacy of three types of ad creative: Creative entirely crafted by humans;Creative crafted by humans but modified by generative AI;Creative entirely created by generative AI. The authors also quantify the impact of disclosing that creative was produced by generative AI tools. In the paper, the authors run a field experiment (buying display impressions on Google Display Network) as well as a lab study where they collect qualitative data. We discuss the results of these in the podcast.In addition, we cover:The genesis of this paper and the motivation to explore this topic;The four research questions the authors pursue in the paper;The methodology used to interrogate those questions;The principal conclusions from the studies the authors ran;The authors' finding that lower creative constraints on the genAI tool led to better results;Possible explanations for why a Generative AI tool benefits from total control with the visual modality whereas textual generation performs better with a structured, chain-of-thought process.Thanks to the sponsors of this week's episode of the Mobile Dev Memo podcast:⁠Xsolla⁠. With the Xsolla Web Shop, you can create a direct storefront, cut fees down to as low as 5%, and keep players engaged with bundles, rewards, and analytics.⁠INCRMNTAL⁠⁠⁠. True attribution measures incrementality, always on.⁠Universal Ads⁠ is Comcast's self-serve TV ads platform that lets you launch campaigns in minutes across premium inventory from NBC, Paramount, Warner Bros. Discovery, Roku, and more.Interested in sponsoring the Mobile Dev Memo podcast? Contact ⁠⁠Marketecture⁠⁠.

Get Rich Education
583: "Getting Your Money to Work For You" is a Middle Class Trap

Get Rich Education

Play Episode Listen Later Dec 8, 2025 55:12


Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Horror Movie Survival Guide
HMSG Interview Darren Stein - "Parents"

Horror Movie Survival Guide

Play Episode Listen Later Dec 8, 2025 64:40


HMSG Interview Darren Stein - "Parents"It was a real treat to chat with director Darren Stein about one of his favorite films - PARENTS (1989). This dark comedy, directed by Bob Balaban, explores the often toxic generational experiences a child can face when interacting with their family. A perfect film for the holiday season! More about our Guest: Darren is a director, screenwriter and film producer who grew up in the San Fernando Valley. After graduating from NYU's Tisch School of the Arts, Darren co-wrote and directed his first feature film, SPARKLER which premiered at the Hamptons Film Festival in 1997 and featured Park Overall, Freddie Prinze Jr, Jamie Kennedy, Veronica Cartwright and Grace Zabriskie. Darren then went on to write and direct the dark teen comedy JAWBREAKER which premiered at the 1999 Sundance Film Festival and has gone on to become a cult classic. He has also written the final installment of VC Andrews' FLOWERS IN THE ATTIC movie series SEEDS OF YESTERDAY for Lifetime, produced the cult horror film ALL ABOUT EVIL and directed the teen comedy feature GBF (Gay Best Friend). Darren has been a producer and guest judge on seven seasons the Emmy-nominated reality competition series THE BOULET BROTHERS' DRAGULA on AMC.Support the show

The Steve Gruber Show
Rob Chadwick | How Cities Can Reduce Street Violence

The Steve Gruber Show

Play Episode Listen Later Dec 8, 2025 11:00


Rob Chadwick, Principal Training Advisor for the US Concealed Carry Association (USCCA), joins The Steve Gruber Show to discuss the troubling NYU student attack and the broader issue of high-risk repeat offenders cycling through the criminal justice system. Chadwick examines what cities can realistically do to reduce random street violence and shares practical safety guidance for students, commuters, and everyday Americans navigating urban environments. From situational awareness to personal preparedness, this conversation provides actionable advice for staying safe in today's unpredictable world.

CryptoNews Podcast
#498: Arthur Breitman, Co-founder of Tezos, on Tokenized Uranium, Quantum's Threat to Bitcoin, Proof-of-Stake, and The Future of Crypto

CryptoNews Podcast

Play Episode Listen Later Dec 8, 2025 28:28


Arthur Breitman, the co-founder of Tezos, is a computer scientist and entrepreneur. Arthur has a background in mathematics and computer science, and prior to the Tezos project, he worked in quantitative finance at Goldman Sachs and Morgan Stanley, and as a research engineer at Google and Waymo. Arthur graduated from the École Polytechnique and the Courant Institute of NYU where he studied applied mathematics. Arthur is a member of the Tezos Foundation Council and is also a director at Trilitech, a London-based adoption team for the Tezos blockchain. In this conversation, we discuss:- Tokenized uranium - Quantum's threat to Bitcoin - Deep dive on Tezos blockchain - Proof-of-stake is the best consensus - There is no PMF for security on blockchains - The emergence of Tezos as the artists' blockchain - EVM compatibility layer - 19 upgrades without a hard fork - The Data Availability Layer deep dive - The future of Tezos TezosX: @tezosWebsite: tezos.comLinkedIn: TezosArthur BreitmanX: @ArthurBLinkedIn: Arthur Breitman---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50FollowApple PodcastsSpotifyAmazon MusicRSS FeedSee All

Charlie's Toolbox
How to See the Workplace System Clearly & Stop Second-Guessing Yourself with Minda Harts

Charlie's Toolbox

Play Episode Listen Later Dec 7, 2025 40:33


300,000 Black women have been pushed out of the workforce. The system labels them "aggressive" when they speak, "not a team player" when they set boundaries, "difficult" when they advocate for themselves. These aren't random incidents; they're the deliberate mechanisms that systematically remove Black women from positions of power and influence. Minda Harts has documented this structural violence across thousands of women's experiences and built a framework to navigate it with clarity. As a bestselling author, workplace consultant, and NYU professor, she created The Seven Trust Languages®, a system that gives women the precise vocabulary to identify where and how they're being strategically undermined at work in real time. She's the author of The Memo: What Women of Color Need to Know to Secure a Seat at the Table, Right Within: How to Heal from Racial Trauma in the Workplace, You Are More Than Magic, and Talk to Me Nice: The Seven Trust Languages for a Better Workplace. Recognized by LinkedIn as the #1 Top Voice for Equity in the Workplace and by Business Insider as one of the 100 People Transforming Business, Minda is the founder of The Memo LLC and Queen of Harts Productions. She works with Fortune 500 companies to rebuild trust and teaches the next generation of leaders at NYU's Wagner School of Public Service. In this conversation, Minda shows you how to see the patterns, name what's happening, and make strategic choices that protect your power.   You can find Minda Hart's work here: Website: https://www.mindaharts.com/ Instagram: https://www.instagram.com/mindaharts/?hl=en YouTube: https://www.youtube.com/@OfficialMindaHarts LinkedIn: https://www.linkedin.com/in/mindaharts/ Facebook: https://www.facebook.com/MindaHarts/ ----more---- Tools and stories to help you choose yourself in a world that socializes you not to. The Shop: Discover exclusive tools, curated workshops, and guides for the radical woman ready to step fully into her power. https://www.charliestoolbox.com/shop Substack Newsletter: Read deep dives and stories about women choosing themselves, money, self-trust, and building power outside of old systems. https://charliestoolbox.substack.com/ Website: Find more resources, learn about our methodology, and explore all our offerings in one place. https://www.charliestoolbox.com/ The Podcast: Listen to real conversations with women who've built lives beyond approval, expectation, and limits. https://charliestoolbox.podbean.com/ Your sovereignty is your foundation. My role is to help you use it as a launchpad. **Follow for Daily Inspiration:** - TikTok: https://www.tiktok.com/@charliestoolbox - Instagram: https://www.instagram.com/charliestoolbox/ - LinkedIn: https://www.linkedin.com/company/charliestoolbox   Take Action Now: Hit subscribe if you're ready to stop waiting for permission and start choosing yourself. New episodes drop weekly with tools for building a life that's authentically felt and beautifully lived.

The Lebanese Physicians' Podcast
Weaving a Life Across Continents: Medicine, Humanities, and Home with Dr. Nancy Chedid

The Lebanese Physicians' Podcast

Play Episode Listen Later Dec 7, 2025 54:23


In this deeply personal and inspiring episode, Dr. Nancy Chedid—surgeon, educator, writer, musician, and cultural bridge—shares the extraordinary journey that shaped her life across the United States and Lebanon. From training at Yale, Johns Hopkins, NYU, and Harvard to rebuilding a life in Beirut after loss, Dr. Chedid reflects on identity, purpose, and the power of weaving medicine with the humanities. She discusses her memoir Snow on the Barbecue, her transformative years at LAU, the creation of humanities-in-medicine programs, and the profound impact of mentorship and community. We explore themes of home, displacement, grief, belonging, and reinvention. This episode is a tribute to the resilience of the human spirit and to the many ways one can build a meaningful life across continents.  #LebanesePhysiciansPodcast #NancyChedid #HumanitiesInMedicine #MedicineAndHumanities #MedicalEducation #PhysicianStories #WomenInMedicine #LebaneseDiaspora #ArabAmericanVoices #Lebanon #Beirut #DiasporaStories #Memoir #LifeTransitions #Resilience #Healing #HomeAndBelonging #IdentityAndCulture #StorytellingInMedicine #MentorshipMatters #AcademicMedicine #ArtsInMedicine #CreativeWritingInMedicine #GlobalMedicine #CrossCulturalJourneys #Reinvention #GriefAndHealing #BeirutPortExplosion #SnowOnTheBarbecue #LebaneseWriters #ArabDiaspora Episode also on YouTube    

What Happens Next in 6 Minutes
Cutting Foreign Aid

What Happens Next in 6 Minutes

Play Episode Listen Later Dec 6, 2025 21:28


Our speaker is William Easterly who is a Professor of Economics at NYU and the author of a new book entitled Violent Saviors: The West's Conquest of the Rest. I want to hear from Bill about whether foreign aid has been a source for good in the developing world.  I also want to understand the role of experts and whether the World Bank's programs has been successful. Get full access to What Happens Next in 6 Minutes with Larry Bernstein at www.whathappensnextin6minutes.com/subscribe

The Megyn Kelly Show
Details on Alleged DC Pipe Bomber, NYU Assault Suspect's Past, Air India Crash Cause: AM Update 12/5

The Megyn Kelly Show

Play Episode Listen Later Dec 5, 2025 20:53


New details about the Virginia man arrested by the FBI after a nearly five-year investigation into the pipe bombs planted outside the DNC and RNC on January 6th. The extensive criminal history of the man accused of assaulting an NYU student earlier this week is uncovered. A former Navy pilot reacts as U.S. and Indian investigators clash over whether the Air India crash was deliberately caused by the captain. A major climate-change paper that sparked global alarm last year is retracted after errors were found to have drastically skewed its conclusions.Cozy Earth: Slow down and recharge with Cozy Earth's luxurious Bamboo Sheets and Bubble Cuddle Blanket—order by December 12 for Christmas delivery and use code MEGYN at https://CozyEarth.com for up to 40% off.Riverbend Ranch: Visit https://riverbendranch.com/ | Use promo code MEGYN for $20 off your first order. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's Complicated
Episode 151 | Trump Admin PANICS as Congress OPENS New PROBE | It's Complicated

It's Complicated

Play Episode Listen Later Dec 5, 2025 50:05


After a bombshell report that the U.S. military targeted and killed shipwrecked survivors of a Venezuelan boat strike, Congressional lawmakers from both sides of the aisle announced they'd be investigating the potentially illegal act. Asha and Renato speak with NYU law professor Ryan Goodman to find out if the Trump administration committed a war crime and who could be held accountable. Plus, they cover the latest developments in a federal judge's attempt to hold DHS officials in contempt for defying his order to return Venezuelan migrants being deported to an El Salvador prison. Tune in! Asha Substack: https://asharangappa.substack.com/ Subscribe to our podcast: https://link.chtbl.com/its-complicated Follow Asha on Bluesky: https://bsky.app/profile/asharangappa.bsky.social Follow Renato on Bluesky: https://bsky.app/profile/renatomariotti.bsky.social Follow Asha on Instagram: https://www.instagram.com/asha.rangappa/ Follow Renato on Instagram: https://www.instagram.com/renato.mariotti/ Cruise with us! https://www.travelstore.com/group-travel/its-complicated-cruise-2026/ Subscribe: https://www.youtube.com/@LegalAFMTN?sub_confirmation=1 Legal AF Substack: https://substack.com/@legalaf Follow Legal AF on Bluesky: https://bsky.app/profile/legalafmtn.bsky.social Follow Michael Popok on Bluesky: https://bsky.app/profile/mspopok.bsky.social Subscribe to the Legal AF by MeidasTouch podcast here: https://podcasts.apple.com/us/podcast/legal-af-by-meidastouch/id1580828595 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Buck Sexton Show
Buck Brief - Locking Up Violent Maniacs Makes Us All Safer

The Buck Sexton Show

Play Episode Listen Later Dec 4, 2025 13:34 Transcription Available


Buck breaks down the shocking broad-daylight attack on NYU student Amelia Lewis and the larger crisis of violent offenders being repeatedly released. He explains why Iryna's Law in North Carolina, which ends cashless bail for violent crimes, could be the model every state needs and how soft on crime policies are putting young women at risk on America’s streets and transit systems. Never miss a moment from Buck by subscribing to the Buck Sexton Show Podcast on IHeart Radio, Apple Podcasts or wherever you get your podcasts! Connect with Buck Sexton:Facebook – / bucksexton X – @bucksexton Instagram – @bucksexton TikTok - @BuckSexton YouTube - @BuckSexton Website – https://www.bucksexton.com/See omnystudio.com/listener for privacy information.

Bernie and Sid
Combating Violence and Anti-Semitism: A New York Story | 12-04-25

Bernie and Sid

Play Episode Listen Later Dec 4, 2025 150:15


On this Thursday edition of Sid & Friends in the Morning, Sid delves into the arrest and charges against James Rizzo for sexual assault against an NYU student, Amelia Lewis, before he expands on President Trump's rollback of fuel economy standards and its implications, an anecdote from his touching in-studio interview yesterday with Holocaust survivor Sami Steigmann, Mayor Eric Adams' anti-BDS executive order signed yesterday clearly defying the incoming Mamdani administration's policies, and Sid's own upcoming oath to be sworn in as a new council member to the Holocaust Memorial Museum in Washington D.C come Tuesday morning. Andreas Fiorentinos, Anthony D'Esposito, Bill O'Reilly, Chad Pergram, Miranda Devine & Scott LoBaido join Sid on this Friday-eve installment of Sid & Friends in the Morning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's Talk Off Camera with Kelly Ripa
Billy Crudup: Born Charming

Let's Talk Off Camera with Kelly Ripa

Play Episode Listen Later Dec 3, 2025 56:39


Star of stage and screen, Billy Crudup, joins Kelly to talk about giving the NYU commencement speech, accidentally ending up at Gay Ski Week and meeting his now wife Naomi Watts while working together on GYPSY. He shares the worst theater experience of his life, his work on THE MORNING SHOW and his new film with George Clooney, JAY KELLY. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.