Podcasts about Buddy

Our buddy Jon Mackey is back on the show to debut his new voice and also to promote the Big Grande Tour coming to Dublin, Edinburgh & London. If you're across the pond, you should definitely check them out. Also check out The Brett DeMott Show with Buddy (we've all been on as guests)Starring:Adal RifaiJohn Patrick CoanErin KeifSpecial Guest: Jon MackeyEditing by: Casey ToneyTheme by: Arne ParrottLogo by: Emily Kardamis & Emmaline MorrisWant more? Get Weekly Bonus Eps on Patreon!JPC's Guided Meditations Volume 1, available now at our Patreon digital store!Want merch? Visit our Dashery Store!Want to mail us something? Hey Riddle Riddle 6351 W Montrose Ave #267Chicago, IL, 60634Want to leave us a voicemail? Call (805) RIDDLE-1 or (805-743-3531)Want to advertise on the show? Check out Hey Riddle Riddle via Gumball.fm See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Fall Of King's Landing. Two years after we got half a season of television from Ryan Condal, the gang is back and they've learned the lesson that we need more dragons and more battles.  Ivan & Red hop on the back of Sheepstealer in search of seared rare mutton while talking season 3 of HBO's House of The Dragon. Also, check out Red & Maggie Tokuda-Hall's podcast, Failure to Adapt, available on Spotify, Apple Podcasts, or via RSS As always: Support Ivan & Red! → patreon.com/boarsgoreswords Follow us on bluesky → @boarsgoreswords.bsky.social Find us on facebook → facebook.com/BoarsGoreSwords

Have I found the right language to describe these new horizons in brick building? Buddy, I'm not sure about anything.Be sure to check out Orlando Parkstop's STOP HATE fundraiser for the Trevor Project! Let me know if you donate or purchase something from an auction, and you'll have the chance to win some SWM swag and the LEGO kit from this episode!The show really needs your help right now. Keep Sleep With Me going and get hours of bonus content by joining Sleep With Me Plus! sleepwithmepodcast.com/plusGet your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeThis episode is produced by Rusty Biscuit aka Russell Sperberg.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleepAQUATRU - AquaTru is a countertop water purifier tested & certified to remove 84 contaminants, including chlorine, lead, forever chemicals, and microplastics! Get 20% off your water purifier by going to AquaTru.com and using promo code SLEEPTALKIATRY - Talkiatry gives you access to real psychiatric care with licensed clinicians who can diagnose and prescribe medication if it's right for you. It's a simple way to get effective treatment right from home. Head to Talkiatry.com/SLEEP to complete the short assessment and get matched with an in‑network psychiatrist in just a few minutes.QUINCE - Quince Superfood Greens cuts through all the nutrition noise with one simple, daily scoop that helps fill in your nutrient gaps and support your overall health. Head to quince.com/sleepwithme for free shipping and 365-day returns. Learn about your ad choices: dovetail.prx.org/ad-choices

Washington Watch Reporter Mary Stackhouse covers the House Freedom Caucus press conference and the latest on the SAVE America Act. She also recaps Secretary of State Marco Rubio's visit to the Middle East and House Speaker Mike Johnson's meeting

K&C HR 2

Gator Nation are you ready for a LIVE Tuesday edition of PodUp with Matthews in the Morning?! Stay Tuned for a full show hosted by Florida Gators HoF QB ~ Shane Matthews! First half we have Buddy Martin from GatorBaitMedia.com! Second half we'll be joined by UF M.D. Dr. Pete Indelicato!

Dave talks about feeling a little guilty for winning a large sum of money from their buddy Marcus in Monopoly Go. 

THE WALK BOOK by Sean out MONDAY from Little Engines (at littleengines.shop, starting NOON EASTERN tomorrow, 6.22.26), COME UNDONE by Eddie Huang OUT NOW, Sean finished his Tale of Genji essay, Harold QUESTIONS EVERYTHING. https://www.patreon.com/c/1storypod

Episode Notes This week, we go to space with Ryan Gosling in the hopes of making friends. Grace spends the entire thing unsettling because he has borrowed her name. Grace gives (actually quite good) dating advice Nick gives (some alright) fashion advice) and James is here too. Enjoying the show? Got a fic you'd like us to read? Hate the show and you want to tell us anyway? Come find us on our social media; tumblr: the-shipping-forecasters tiktok: 'theshippingforecast' instagram: 'fanficsandchill' Bluesky: ShipForecast.bsky.social twitter theshipforecast

Today's scripture reference is Psalm 86.

We missed him last week, but our buddy Ed is back on the program this week. It's always good to have Ed back to settle down. Let's get into it.

We missed him last week, but our buddy Ed is back on the program this week. It's always good to have Ed back to settle down. Let's get into it.

What actually happens after a relationship ends — when you have children together, you're living in the Netherlands, and your village is far away?Niko, a German dad, joins us this week to talk honestly about something most men never say out loud: the grief, the guilt, the fear of what separation would do to his kids — and how he came out the other side.They talk about growing apart after years together, the question he had to ask himself when staying felt like slowly disappearing, why he believes ending a marriage and ending a family are not the same thing, and how he and his ex built a coparenting relationship they're both proud of.This is not a conversation about divorce being easy. It's a conversation about what's possible when two parents put their children first — and take care of themselves in the process.For any dad who is struggling and hasn't told anyone yet: this one's for you.RESOURCES — Nationwide NetherlandsFor children:KIES (Kinderen In Een Scheiding Situaties) — free municipality-funded support groups for children aged 4–18. Available across the Netherlands. Self-refer or via your child's school. Find your local KIES via: kiesvoorhetkind.nl or kiesamsterdam.nl (Amsterdam-specific)Villa Pinedo — online support platform for children and young people with divorced parents. Available in English. Buddy app, forum, and parent resources: villapinedo.nl/englishFor parents:Mediation in the Netherlands — if you need support building a parenting plan, a registered mediator can help. Search via the Dutch Mediation Federation: mfnregister.nlYour gemeente — ask your local jeugdregisseur (youth coordinator) what coparenting support is available in your area. Every municipality is different.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Buddy and Ross share their recent adventures, including family trips, bear hunting experiences, and insights into the challenges of hunting and the impact of AI on the environment and industry. In this episode, Buddy Woodberry shares insights on leveraging AI for business automation, the challenges of e-commerce configuration, and the future of technology in the outdoor and hunting industry. Ross and Buddy explore practical applications, potential pitfalls, and the evolving landscape of AI and online commerce. We would like to thank those who support this podcast. Special thanks to Double U Hunting Supply for sponsoring this episode. www.dusupply.comhttps://www.youtube.com/@DoubleUHuntingSupply/podcasts

Friday Hour 1: Qdoba Friday, US in the World Cup with check-ins from Heather, Buddy Kofoid makes it 5 in a row at Huset's

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is one of the most memorable cases I've encountered in my career as a dog behaviorist.It's a true story about a kind, intelligent man named Tim and his rescue dog Buddy. Despite loving his dog deeply, Tim found himself repeatedly bitten by the very dog he adored. The mystery wasn't why Buddy was biting. The mystery was why Tim couldn't see the warnings that came before the bites.In this episode, I share the surprising discovery that changed everything and the lesson every dog owner can learn from it. If you've ever wondered whether your dog is trying to communicate something you're missing, this episode is for you.Episode Link(s):Understanding Dog Body Language VideoYou can visit USADogBehavior.com for lots of dog behavior resources—almost all of them are free—including videos, blog articles, and past podcast episodes to help you understand your dog.Scott Sheaffer provides customized behavioral seminars for shelters, rescues, and veterinary teams—available online or on-site—focused on real-world strategies, with discounted or complimentary options available. Learn more about Scott Sheaffer's behavioral seminars.Find us at USADogBehavior.com.Follow us on Facebook.DisclaimerThis podcast is for educational purposes only and is not a substitute for professional advice. If your dog is displaying aggression toward humans, consult an experienced and knowledgeable canine behavior professional who uses humane, non-aversive methods, and always take precautions to keep others safe.Scott Sheaffer and USA Dog Behavior, LLC, are not responsible for any outcomes resulting from the use or interpretation of the information shared in this podcast.

LEGO brings to life the Kpop Derpy cat! Double Insiders points are coming, we travel to the arcade in classic space fashion with a pinball machine, and more! Tune in to this weeks Bricking LEGO News!FOLLOW my YouTube channel: Back 2 BrickLEGO set Review: 21063 Neuschwanstein CastleMoc Review: The White City by WizBrxKpop Demon Hunters Derpy Tiger and Sussie BirdTribute to Leonardo Da VinciDouble points!Bricklink EU flat rate taxStar Wars 50th anniversary MinifigsBricklink Series 8 sales numbersWorld Play Day employee set45 years in prison for LEGOCoffee cup for ants!Buddy the Elf!Sandworm!Oliphaunt from LOTRPinball machine timeBricklink refreshSports Insiders rewardDungeons and Dragons FREE expansion!Thank you, Patrons! - Bellefonte Bricks Studio, Jimmy Tucker, David, Paul Snellen, Lee Jackson, Pop's Block Shop, Steve Miles, David   Support the showSee some of the designs I've built - REBRICKABLE.COMHead over to Back2brick.com for links to the latest LEGO set discounts!Support the podcast through our affiliate links AND join the Back 2 Brick Patreon!Have a question? Want to be a guest? Send me a message!backtobrick@gmail.comBack 2 Brick Podcast is not an affiliate nor endorsed by the LEGO Group.LEGO, the LEGO logo, the Minifigure, and the Brick and Knob configurations are trademarks of the LEGO Group of Companies. ©2025 The LEGO Group.

⚾ Jacob Small's story is one of growth, faith, and finding purpose. Growing up, baseball was a huge part of his life. He spent much of his life living with his grandparents and navigating some difficult seasons that helped shape who he is today. Through those experiences, Jacob learned resilience, perseverance, and the importance of having people who believe in you.❤️ One of the biggest blessings in Jacob's life has been his wife, Ericka. Their growing family has brought incredible joy, laughter, and purpose.  Jacob shares how family has transformed his perspective and given him a deeper appreciation for what truly matters.

Con Carlos López I Conversamos con Dani Pérez, Horacio Fumero y Guillem Arnedo a propósito de Buddy Django, un álbum que reúne composiciones originales de sus tres integrantes. Fruto de una larga complicidad musical y de un repertorio desarrollado y transformado sobre los escenarios, el disco propone un sonido orgánico, sincero y profundamente personal, donde la escucha mutua y el diálogo entre generaciones se convierten en elementos esenciales. A lo largo del programa, los músicos reflexionan sobre el proceso creativo detrás de las composiciones, la evolución del trío y el papel que desempeñan la experiencia, la curiosidad y la colaboración. Una invitación a descubrir la música desde dentro, en compañía de tres voces fundamentales de nuestra escena.

Thursday Hour 1: Bird in Connor's apartment, Iowa playing Alabama at the Casey's Center, Dr. Fitzsimmons from Vero & Buddy Kofoid wins at Husets

The biggest opportunities often sit in the work everyone else is afraid to touch. In this episode of the IC-DISC Show, I sit down with Scott Abels, a CPA and business valuation specialist in Austin, to talk about why he built his practice around estate, trust, and gift valuations, the one area most professionals avoid. Scott spent 25 years in corporate finance at Dell and Motorola before launching his own firm. He moved from CFO consulting into valuation, then narrowed further into estate and trust work, an area with its own IRS code sections, examination rates above 20% on large estates, and the highest error rate he's seen. He walked through the landmines, retained rights and marketability discounts among them, where a single mistake can wipe out a client's discounts entirely. What struck me was his case for getting the valuation expert in during planning, not after, when it's often too late to fix anything. The same logic shows up in his turnaround standard of 30 to 45 days and the dozen questions he tells attorneys to ask before hiring anyone. Scott also revealed a project he'd been quietly working on, a plain-English book for Texas attorneys, and his answer for how the busiest professionals actually want to be helped. SHOW HIGHLIGHTS * The riches really are in the niches: narrowing from CFO work to a field with fewer than 10 true specialists turned a commodity service into a moat. * The IRS examines large estates more than 20% of the time, because it knows that's where taxpayers try to avoid taxes, so the valuation has to hold up. * Get your valuation expert involved during estate planning, not after; retained rights and other landmines often can't be fixed once the structure is set. * A buy-sell agreement signed and executed perfectly still won't bind the IRS, which weighs economic reality over legal form every time. * Overstep on discounts and the penalty isn't just losing them; the IRS can throw out your whole valuation and re-value with no discounts at all. * Before hiring a valuation pro, ask their guaranteed turnaround time and whether they offer audit defense; vague answers signal it's a side service, not their focus. Contact Details LinkedIn - Scott Abels LINKS Show NotesBe a Guest About IC-DISC AllianceAbout ETG Valuations TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dave: Good morning, Scott. Welcome to the podcast. Scott: Thanks, Dave. Thanks for having me. I'm looking forward to visiting with you. Dave: Sure. So where are you located today? What part of the world are you calling into from today? Scott: I'm in Austin, Texas. Cloudy, Austin, Texas this morning and just up the road from you a bit. Dave: Okay, well, that sounds good. So I've been really excited to have you on here. You were a guest a while back. You've kind of had some updates that I want to talk about. So why don't we just talk out. Scott: Talk. Dave: Give me a little bit of your background, you know, where are you from, what you're, you know, how'd you get to this point in your career? Scott: Sure. So I'm a Texas boy, born and raised. Went off to college, majored in accounting, got my accounting degree at the University of Houston and went, went straight into industry. Got my CPA shortly after. After I graduated and went into industry. And I spent about 25 years in what I call corporate America. Dell, Motorola, in corporate finance. And you know, most of my background is running a business division of a larger business. So it's really understanding how businesses work, how the day to day operation works, how's. How does the business model work from a financial perspective? Because I did that for about 25 years. Started my own consulting business about 15 years ago now. Dave: Okay. Scott: Initially, I started out as a CFO consultant, just kind of using the things that I learned in corporate America for smaller businesses in the. Mainly in the Austin area. And really quickly I, I had a client early on who needed help with business valuation, wanted to buy out a minority partner, and so I went away and got the valuation credential, the cva. It's essentially a CPA for business valuation. Dave: Okay. Scott: And I did a couple of these business valuations and I realized several things really quickly, Dave. I realized that these are like business valuation is like a puzzle. It's like a little business puzzle. And it's just perfectly suited to my background in understanding how businesses work. So I really, I like the work and it's well suited to my background. Other things I realized is as a CFO in Austin, I'm probably one of a thousand. Lots of competition, really. A commoditized service at the time that I started out, probably still is. As a business valuation professional, though, I'm probably one of 15 or 20. Okay. And there's probably only, you know, there's probably fewer than 10 of those that specialize and do nothing but business valuation. It's much more of a niche and you know, Much more of a specialized industry. And it just was a great fit with my background. So that's where I am today. I'm specialized in business valuation. And, you know, my background as a CPA and in corporate America has really kind of lent itself well to what I do currently. Dave: Okay. No, I appreciate that oversight. And, you know, my business is somewhat similar that, you know, there's a saying the riches are in the niches, and I'm convinced. But I find most professionals don't have the courage to really truly focus on a niche because to say yes to the niche, you have to say no to everything else. And so I really respect, you know, niching know, you know, kind of highly focused on the valuation. But then it sounds like you've done. You've decided to niche even further. So talk to me about that. I see what's in your background. I assume that's got something to do with does. Scott: It does. And you know, Dave, I'd like to tell you that I planned this whole thing out and that it was all this, you know, deep thought and yeah, this business research and everything else. But it really just has kind of evolved along the way, you know, from doing CFO work, which is pretty broad, to. To doing business. Valuation was, you know, really a specialization move there. But it made sense for my background and it was a, you know, a good opportunity based on. On, you know, what my skill set was and what I found now after doing valuations for several years is that one area that I think has the, you know, maybe a greater need than any other is estate trust and gift valuations. And, you know, the reason, there's really three reasons that I can think of. One is that it's. It has its own specialized IRS rules and regulations for estate trust and gift. So it's almost like there's every other valuation and then there's estate trust and gift that has its own specialized code sections, and it's very different from typical valuations. Another reason is that the IRS really scrutinizes estate, trust and gift valuations more than any other. So, for example, large estates, they are examined greater than 20% of the time when their returns are. Their tax returns are. That's a really high examination rate. And the reason is because the IRS knows that there's ways in there that taxpayers can avoid taxes. And so, as you might imagine, the IRS is not a big fan of taxpayers avoiding taxes. So they're going to examine those, especially the big estates. So specialized rules. The IRS loves to look at these. And the last reason is this is an area that, where evaluation folks make mistakes probably more than any other is what my research has told me. You know, it cries out for somebody to really specialize in this kind of work. And because, like I said, just because not everybody can do this. The problem is a lot of folks try to do this as a one off. And that's where we really end up hearing the horror stories about how the IRS picks these things apart. So for me, where a lot of people see this as an area of risk they don't want to touch. It's an area that I run to because it, you know, again with my specialization in this area, it allows me to work in the here and to see it as a real opportunity to serve clients better than what they might normally get from their, from their okay CPA or from, you know, from many other valuation professionals. Dave: Yeah, and I suppose it's a little bit like you, like a generalist valuation person. Doing a state trust or gift valuation is a little bit like a corporate attorney who really is great at corporate work. M and a contract work. And then they have a buddy who says, hey, we need to do this, we need to set up some, you know, this is this trust and we need to do some gift work. And the attorney says, yeah, sure, no problem. Right? I mean, technically they're qualified, right. They're a member of the state bar, they have a law degree. And so, you know, and the IRS recognizes that degree. But is it kind of a similar thing where you just, people just don't know what they don't know? Scott: It is. And I just look back to when I started doing these, I didn't know about all of the different code sections either. I wasn't doing these things at the time. And when I started doing these a few years ago, I realized, you know, some of the specialized knowledge and code sections that you have, and after doing them for a number of years now, I think I realized it even more. And it just is, it's a flashpoint area for the irs. They know that there is a lot of potential to go in here and claw back revenue because of things like discounts and retained rights. Things that don't come up in normal, you know, discounts come up in normal valuations, but not the way they do in estate and trust and gift valuations. And it's a, it's an area where you can, you know, clients can take advantage of the rules to save themselves significant taxes, but if they don't do it properly or if they, if they overstep the penalties are huge. So not only do they lose what they thought they had in discounts, for example, but the IRS may completely invalidate their whole valuation and go back and value it for them with no discounts. So the penalties are huge here. Which, again, I think is a reason that I see this as a huge opportunity to help clients navigate what is really a minefield here. It's a, it's an opportunity, but it can potentially be a huge downside if it's not done properly. And being able to offer that kind of specialized knowledge, I think is very valuable to clients and especially to their attorney partners. Dave: Yeah, I can understand that. And, you know, is this is when you get, when you pick up valuation clients in this space, is it like it was in the. When you're doing general value valuations where you just get a call from somebody out of the blue and they say, hey, Scott, you know, I've got this trust set up and I need evaluation done. Is that how the clients come to you? Is it just the actual end user calling you, or does it come to you some other mechanism? Scott: So it's. The short answer is no. It's seldom the end user because the end users don't usually know what they don't know. Right. They are reliant upon an attorney. So in almost every case it's going to be in a state and trust attorney who's going to recognize there's a triggering event where they need to get evaluation done and they'll reach out to me or to another valuation professional at that point in time. And so that's where the whole process usually starts. Interestingly enough, what I share with estate and trust attorneys when I visit with them, have a coffee shop conversation, is that it's even better, more advantageous to them and their clients to get their valuation person, regardless of who that is, to get them involved on the planning side way at the beginning of this, when the estate and trust attorney is putting together the whole, you know, the whole package of here's what we're going to do, here's the way we're going to set these things up, and here's how it's all going to flow. Because, you know, sometimes what we find is we do that valuation way later, way after the estate planning has been done, and we find these issues like retained, retained rights, for example, it's too late, then there's nothing else we can do. It's already, it's going to do, you know, it's going to, it's going to be a negative for the clients at that point. Whereas if we had been involved on the front end of the planning in this thing, we might have been able to say, hey, look, the IRS is going to look at that and they're going to disallow that as far as a tax advantage goes. So let's find a different way, you know, to work around that. But all that work, regardless, it comes in through attorneys or their CPAs. Client CPAs. Attorneys and CPAs who have business owner clients who experience a triggering event. And that's how we get involved. Dave: Yeah. And I know, I know that attorneys get a bad rap in certain circles, but I know that you and I, one, you know, we've known each other a while and one thing we each have in common is we, I think in a different life, either or both of us could have very well gone to law school, practice law. I know you have a brother who's an attorney, but I think early in your professional career, I think you had an insight into the legal profession that I think helped develop that appreciation for the profession. Is that right? So tell me about that. I know there's a story, but I really don't remember much about it. Scott: So you've been digging into my background here, Dave, I can tell. And you've done a good job. So early on. You're exactly right. Early on, I was from a small town in Texas called Bay City, about an hour and a half southwest of Houston there, and small town. And I worked for an attorney who was a family friend, a well known guy in the community. We knew him from church and like family and everything, and he was kind enough to let me work for him as a small one man office during the summer and during breaks and I got exposure to the legal profession like, like you could never get today, you know, here I am, a kid in college, don't have, I don't have any kind of legal skills or background or anything, but. But the one thing I was curious and willing to kind of jump in and wanted to learn stuff. And the attorney's name was Lynn Grebe. He was a general practitioner. So I got to see estate, trust wills, I got to see general business stuff. I got to see divorces, real estate, even did some small criminal defense stuff. So he's a generalist. Dave: Yeah. Small town, you kind of have to be. Scott: Right, exactly. So I went to the courthouse and filed suits and filed documents. I did some legal research, some, you know, lightweight legal research, but. And I listened, you know, I drafted documents for him and I just, I got to spend a lot of time with this guy. He was very generous. And as a one man office, I had access to him on a, you know, on a, you know, full day basis. So I got to see how he thinks, I got to see how attorneys work, I got to see how the legal profession works. And what I figured out was it really is, it's a very logical thinking kind of, you know, of a practice of a work. And, and it just thought, hey, you know, I, I like this. It's logical, it makes sense, Communication is really big. And I was always a good writer and I was just kind of drawn to that work. And I got to see again how a law office works early on. And Lynn was really a, was a professional role model for me. My parents were not professionals, business professionals. So he was, early on he was a role model for me as to how you conduct yourself, how you run a business. And, and I just really, you know, kept a lot of those things that I learned from him early on. And so I, you know, when I got out of college, got my cpa, when I started my own business working with attorneys, it was, it was kind of a natural, comfortable throwback for me, Remembering how law offices work, remembering how attorneys think, the time pressures, the schedules, all of those things that go in with being attorneys. It was kind of a, like I said, a natural return to some of those things for me. The other thing you didn't mention is, you're right, I've got a brother who's an attorney, I've got a son who's an attorney. You know, I can't do lawyer jokes anymore. I'm not allowed to do those without really offending family members. I've learned to, I've learned to huddle with attorneys on a regular basis at home and at work. Yeah. Dave: And the other thing that I've noticed About attorneys and CPAs is that, and I think it's part of what motivates them professionally. And when I tell this to attorneys and CPAs, they kind of all shucks, downplay it, but they really are, in many situations, they're a hero, they're a superhero to their clients. They are either saving them from a dire circumstance like, you know, the client was audited and they have to come in and clean up, or they were sued or they're doing planning that, that really relies on that. And I think one of the things that I especially appreciate about attorneys is they are this in some ways, you know, they're right up there, I think, with the cpa and you can make a case of which one is the more trusted advisor and maybe depends on the circumstances. But I've noticed the attorneys I've met, they really relish that fiduciary duty to their clients. They don't take it lightly. And they really are about the big picture and especially on the estate and trust side. I mean, they're doing work that, that's going to survive them and they're, they have to have a long term focus and a patience and a discipline and they have to be willing to push back on the client and say, yeah, I know it's helpful if we value this business at $5 million, but come on, Charlie, this business is worth $40 million. So maybe we can get some discount, you know, and maybe make it valued at 30 or 35 million. But we can't value it 5 million. And if we do, we're just asking for trouble. Scott: So anyway, that's kind of been my Dave: experience of working with attorneys. How has yours been? Have you had a similar experience? Scott: Yeah, and I go back to Lynn, Lynn Grievy, the attorney that I worked for. You just explained exactly the relationship that Lynn had with his clients. You know, these people looked up to him as a, you know, one of the, one of the towers of the community. He really was the guy that, that, you know, that looked out for the, you know, the common man in, in many ways, like you said. So he really was, you know, just a great figure in the little small town when I was there. And so many of the attorneys that I work with now, and especially estate and trust attorneys, Dave, as I work with these folks and, and I know a number of them and you know, and speak with them on a regular basis, even when we're not working on a particular evaluation case. And they are, like you said, they are not just doing a service for that client, they are doing something for that client's children and grandchildren oftentimes. And the clients are trusting these attorneys, especially the estate and trust attorneys, to know this mountain of regulation and to understand how to help them navigate based on their, their particular circumstances, something that's going to survive them and their children and maybe down to their grandchildren. So I agree with you. Most attorneys that I know relish what it is that they do because they can do something that not everyone can do for those clients and they love making clients happy. Dave: Yeah, yeah, that's certainly been my experience as well. Well, why don't we dive just a little bit more into the estate and trust and valuation discount. What are some other, like, if there's an estate attorney Listening to this, what are some other things that maybe they're not familiar with? As far as landmines or opportunities on the valuation side? What are some other things that come to mind? Scott: You know, it's interesting that you, that you mentioned that there's several IRS code sections that deal with very specialized rules. And so we actually, you know, have done some research to find out what are the rules that most often trip up, you know, attorneys and their clients. And we recently put together a white paper that I've shared with a lot of my trust and estate attorney friends of some of the, in this case, the six top things that tend to trip up attorneys and their clients. And it's, you know, it's things like treating a family buy sell agreement as fair market value. Just because you prepare a buy sell agreement and you go through the formal documents and have everyone sign it and you say, hey, here's what the value of our LLC is going to be. Just because you've done everything properly legally doesn't mean that the IRS is going to accept that. The IRS looks at the economic reality over the legal form. So just because you say, you know, hey, we gave this property away, you know, from this client, this client, you know, gave this property away, and so it's not included at his estate, the IRS looks at it differently and they say, okay, you gave it away, but you gave it away two days before you died. You know, this is almost, it's not, you weren't really looking to give this stuff away. You're looking to avoid taxes to your estate, right? Or let's say that the client says, hey, I'm giving away this, this, this business interest, you know, to my kids, but I'm retaining the right to, to make dividends, you know, from that business interest. The IRS looks at that and says, you're like, we call that retained rights. The IRS says, hey, you're retaining, you know, certain rights to that business that suggests that you still control it. So guess what? That business interest, you know, for $30 million that you said you gave away is not part of your estate. You effectively kept that. We're going to pull that back into your estate now and you're going to owe us taxes on that. And you've got a huge estate. So this means that your marginal tax rate on that business is, you know, it's astronomical. So, so those are some of the types of things. But it's, you know, it's knowing specialized rules like, you know, retained rights. It's another area where the IRS really gets folks is in discounts. Dave: Okay. Scott: Oftentimes. So discounts are a legal tool to use to represent a market reality. And so let me just give you an example there. You know, we have what we call a marketability discount that we can take on a business interest. And what that means is I can't turn this into cash very easily. A marketability discount shows the market reality that my privately held business, if I wanted to liquidate it, it would take me some amount of time and probably a lot of time, probably many months to liquidated. And therefore a, an informed investor would pay me less for that. They would discount that. Dave: That's a, sooner you want to close, the bigger the discount. Scott: Right? Dave: I mean, if you went to an arm's length transaction, that said, I have this $50 million business that would normally require a year of due diligence and you say to them, what will you give me to close on this business in one month? Well, they naturally are going to put a huge discount on that to account for the fact that they're having to skip their normal due diligence to offset their risk. Scott: Yeah, it really is a risk and return thing, is what these discounts represent, but it represents a market reality. Okay. What you can't do, though, what the IRS really frowns on is when maybe, let's say it's a CPA or somebody who only does valuations part time and they, you know, they're going to go look and they're going to say, oh, okay, for, for this type of asset, the average marketability discount is 35%. So boom, there we go. We're going to put 35% on it. They don't bother to explain it in the report because there's nothing to explain. They just went and found the market average. And the IRS is going to say, absolutely not. The discount needs to reflect the market reality of what's going on here. And, and using an average is not acceptable. And there's tons of court cases that show this. Now, if you went, for example, and found a court case with an asset that was very similar to yours, and they took a 50% marketability discount because of certain market realities with that business, and you and your business was very similar and had the same set of facts and circumstances, you might be able to take a 50% discount, but you've used a court case or you've used, you know, solid reasoning for how you did that. You didn't just take an average. So discounts are a huge area that the IRS loves to attack. And then like I said, the Last thing, really is the overriding theme in so many of these estate, trust and gift rules of the IRS is valuing the economic reality over the legal form. So just because you say that you gave something away, if you retain the right and use, you know, the ability to use it and to enjoy it and to have certain rights, the IRS says, I don't care that you've got a legal document that's signed. You didn't really give away those, those things from an economic perspective. And so you lose your discount and we're going to hit you where it hurts, which is in tax dollars. So that's what makes, you know, this area of specialization, you know, so difficult for a lot of folks. You don't want somebody who dabbles in this stuff. You really need to know these rules and to have dealt with them and to be experienced in this. Dave: So that's a really interesting point on the discount because, and I guess it's because these are related party transactions is what causes the scrutiny. Because if you have a $50 million business and you have a unrelated third party and they strike a deal to buy the business for $25 million and that's what everybody agrees to, then that's the price. And there's really no way for any other entity, a government body, a bank, anyone else, to really question it. Or conversely, if they're. A bidding war happens and that $50 million business sells for $100 million, that the contract governs it. As long as, you know, it meets the elements of a contract, that contract is valid. And it just strikes me that I could see somebody being tripped up on this because like you said, they could have all the I's dotted, the T's crossed, it being notarized, being signed by all the parties, I could see all that happening. And it seems like that $50 million business that you valued at $25 million, on the surface, everybody may think, hey, we're in great shape, I's dotted, T's crossed, everybody signed it, we had it notarized, we signed in a fancy office, everybody was sober, we're good. So is that, is it the related party aspect that creates the nuance and the difference? Scott: That. That is a big part of it. So in estate trust work, we're talking about, you know, it's clients that are doing things for themselves that often involves their family members or close friends. And so that's exactly what it is. So if, like you said, if, you know, a sale to an unrelated third party, that's market value, unless there's something else going on under the table. Otherwise, it's, by definition, it's what the market would pay and, you know, a buyer who doesn't have to buy and a seller who doesn't have to sell. But when you're doing these things, when you're gifting something to your children or to your spouse and you're assigning a value to that, it's a much different story, right? Because now it's, that's a family member or a person that's close to you. And you know, the real thing here, that that's, that that causes the friction, Dave, is that, you know, IRS rules allow people to take advantage of certain things to pay less taxes. There's certain things you can do. You can take discounts. The thing is, you can't take, you can't just willy nilly take discounts. They have to be properly supported and they have to be market based. And, and unfortunately, those things are not clear and objective. It's like, okay, you get, you do 1, 2, 3. And it works perfectly every time, right? There's a lot of subjective knowledge that goes into this, but at the end of the day, it needs to make sense to the irs. And they make the assumption they're at, they're adverse from us, right? From us and our clients. And their assumption is this thing is probably wrong unless you can prove to me that it's right. And that may not seem fair, but oftentimes that's kind of the way it is with the valuation. So it's really important to prepare that valuation from the perspective of, I'm expecting that the IRS is going to ask me these questions and they're going to push on me on these areas. And so I want this report to be so clear, when they look at it, it's like, okay, well, I see what he did. I may not fully agree with it, but what he did was reasonable and he didn't take any crazy positions. As opposed to just doing a standard valuation where you don't really speak specifically to some of those issues. You leave those areas of interpretation open for the irs and they're going to take advantage of that every time because they've done way more of these than our client has. Right? Dave: Well, I couldn't. But I always thought that once you did the valuation, you were done, you washed your hands of it. You said, hey, that's it, we got this crazy 80% discount. I'm done, I've washed my hands of this, and I never am going to be asked about this again. Is that how it goes. Scott: And I'm sure that you're being facetious when you ask that question. That's how it goes with some evaluation professionals, unfortunately. But that's not how it goes at atg. The way that we do these things, when we do evaluation like this, we always offer what we call audit defense. And you know, what that means, is that if the IRS picks this thing up and does a first line of examination of this, we're going to represent you. Whether that means sitting down with him face to face or answering emails or getting on a zoom call, we're going to defend our work. And so we're going to talk to the IRS and say, hey, look, here's what we did. Here's why we did it. And, you know, the IRS doesn't always have to agree with you. That's okay. They may not agree with you on everything. They probably won't. But as long as you. As long as you can clearly explain and it makes sense from a market perspective, you're going to be okay. And so when we prepare these things, we know that we are going to be having to explain this to the IRS potentially, and that's the perspective that we take. You know, one of the things we. That we typically say is we think like the irs, before the IRS ever shows up, we're thinking like, okay, what are the questions that they're going to ask? What are the areas that we need to really do? Make sure that we've got this thing perfectly buttoned up and prepare that. Like, we're going to sit down with an IRS agent who's angry and hasn't had his coffee on that day. And so we do that in advance for every one of these, knowing that we're going to. That we're going to be. That we're going to be on the hook if they examine this thing? And so we're never. We don't ever leave the client, you know, hung out to dry. It's like, okay, I do see that from time to time where clients come and they've got a. They've got evaluation, or their attorney comes and says, hey, we got this valuation. And it seemed really great, but the IRS has got all these questions about this 80% discount, and we don't know how to answer them. And we can do what we can do to try to, you know, to try to help the situation. We can't fix those things that, that, you know, if it's. If they've taken. If somebody else has taken a position that's not defensible. Not a whole lot we can do, but hopefully what we can do is just to help to, you know, to smooth it as much as possible or to prepare the client in advance for, you know, for what is likely to happen here is oftentimes what we do. Dave: Well, it sounds like your approach is more thorough and probably takes more time than just, you know, somebody who, you know, has some boilerplate language. They do 10 minutes of research, they say the average discount for this industry should be 40%. They plug it in, they have a five page report and they say that's that. You know, is this one of those things of you, you get what you pay for? It is. Scott: It is. It definitely takes more time for us to do it the way that we do it, which is building that report, assuming that the IRS is going to ask us questions, takes more time and it costs the client a little bit more to do that. But the downside is such that it more than pays for itself. If you think about it, we're, you know, I talk with the clients, with attorney referral partners about this. Where would you rather your client be? Would you rather them be elated about that 80% discount that they got that is not defensible? Or would you. Are you still going to be there when the IRS examines this? They got a 1 in 5 chance of examining it. Are you going to want to be there when you have to give them the bad news that the IRS disallowed the discount? And the problem is, Dave, that if the valuation is off significantly, the IRS doesn't just say, oh, no, that's not 80, it should have been 50%. So we're just going to take the delta. They look at it and they say, it's 80, it should have been 35. You guys screwed this up so bad that we're going to disallow the whole discount. And oh, by the way, that other discount that you took to, you took a control discount, it's automatically disallowed too, because you have so egregiously misstated this. And they can take the final step of saying, we're going to disallow the whole valuation here. We're going to set the value and you don't get any discount. So that's the absolute worst that could happen. But think about it. When they disallow that, that big discount that you've promised your client, and they've probably put the money in the bank and maybe even spent it, now you got to go back and say, hey, we don't. Not only do we not get that. That 50 or 80% discount, but you got to turn around and pay taxes on that whole amount. And, you know, for these larger estates, it could be millions of dollars. It's oftentimes. It's always thousands, hundreds of thousands, oftentimes millions of dollars that the client didn't think they were going to have to pay. They were super happy when they got that really cheap valuation. But. But it's like, okay, would you have paid, you know, 25 or 30% more for the valuation if. If you would have known that it was going to save you this whole debacle? Dave: Yeah. We're talking thousands of dollars in additional fees versus millions or tens of millions of dollars of tax exposure. Scott: Absolutely. That. That is potentially it. So I have never seen a case where, when the IRS reviews these things, where the incremental fee, you know, that the client, you know, would have paid is more than the, you know, the exposure that they have to the irs. It's always, you know, a multiple of that. So that, you know, the easy way to say it is there's huge downside here. And a lot of times, if it's a big estate and, you know, and there's some thorny issues involved, it makes much more sense to go ahead and get these things done right the first time. Dave: Okay. And, I mean, I. I know a lot of attorneys and some of the estate planning attorneys I know just getting ready for this call, I'd asked them, like, what are some of their frustrations with valuations? And one of the things they said is just re. Is responsiveness. They said, there are some firms out there. They said, you know, we're kind of under the gun. We brought the valuation person in too late, and they need three months to do this valuation. And, you know, sometimes it's a part of a large bureaucratic organization, and it's just, you know, there's just that. And my sense is that you all, being a boutique firm, focused purely on this, I'm guessing you have service options where you can turn things around more responsively than, you know, months. Is that true? Scott: Yeah, that is absolutely, Dave. You know, our standard Turnaround is usually 30 to 45 days. Oh, wow. Dave: Okay. Scott: You know, for an estate trust or gift valuation. And we, you know, we don't. As part of our standard package, we don't offer it quicker than that. We can deliver sooner than that. But of course, it's going to be an additional fee if you wait till the last minute. Yeah. Dave: You're paying overtime for your team and Scott: all somebody's got to sleep less when we do this thing and somebody has to sleep less. Dave: And, and that's what they're paying for. Scott: They're paying for those hours of sleep that they missed. But, but you know, Dave, I put together for, for some of my referral partners, I put together a list of 11 or 12 questions that, that they should ask or that they should think about when they're looking for a valuation professional. And this is one of them. You know, you know, one of the questions is do you have the, do you have evaluation credentials? Some of those are easy, but you know, another question is what's your turnaround time on these things? And, and if they say, oh, it's, you know, 60 days, 90 days, we don't know. Those are all signs that either they don't know what they're doing and you know, it's a crapshoot as to how long it's going to take them or they're busy. The valuation is not really their primary line of business. Oftentimes it's happened with CPA firms. Tax, tax or audit is their primary focus. Yeah, maybe the two or three folks that do business valuation part time are slammed with tax deadlines. And so, yeah, so if you call Dave: them in late January, good luck in getting anything done before May. Scott: I have this happen all the time where clients, you know, they don't get any responsiveness during tax season because they, their CPA or you know, a well known firm here in town who may have evaluation person or two that do this stuff. They can't get to it because their primary focus is tax or audit. And even worse is when the clients have questions about evaluation that their CPA firm valuation department did and they can't get anybody to call them back because they're slammed with deadlines. So just, it's another good reason why, you know, I encourage clients or referral partners to ask about those things on the front end. You know, what's your turnaround time? And you know, do you have a guaranteed turnaround time? Do you have, do you offer audit defense if you don't, why, you know, with the big firms, with the, you know, the large regional or national firms, the reason they don't is because they don't have to. They can afford to charge you whatever they want. Dave: Sure. Scott: But you know, but attorneys should ask those questions up front when they're interviewing potential valuation professionals. Ask those questions and you know, get answers on those things beforehand so that you're not, you know, three months later waiting to get that information. Dave: And yeah, it really sounds like you really could be a great resource for estate attorneys. You know, have you ever thought about writing a book or something geared. Sorry, I should have waited for you to finish your drinking coffee. Have you ever thought about writing a book like, geared specifically toward estate planning attorneys on some things they might need to know about valuation in the estate, trust and gift valuation world? Have you even thought about it, Scott? Scott: You know, we should have done the Tonight show together. You could be Ed McMahon and I could be Johnny Carson or Vice, but. Yeah, you're kind enough to bring that up, Dave. Actually, I have just recently written a book. It's actually in print now. I just. I just yesterday, probably two or three weeks away from having copies in my hand. And the name of the book is Business Valuation A Plain English Guide for Texas Attorneys. Oh, wow. Dave: Okay. Scott: It's exactly what it sounds like. It's written in plain English. There's no technical jargon, no acronyms, no mathematical formulas or anything else. What we did was, you know, we wrote a book that. That answers the questions that attorneys have most often. Do I need evaluation? Does it need to be certified? What are the landmines I should look out for? Is there certain terms that I need to understand in order to be conversant in this? That's what we've done. We've written a book. I go around meeting attorneys on a regular basis, as we do, networking, like we all do, and meet them oftentimes in a coffee shop. I call those coffee shop conversations, where it's just a casual conversation with an attorney, and he may. He or she may bring up a. An issue, you know, a specific issue they have with a client or something, and we can just. It's just a casual conversation. And that's what I want this book to be, is I want it to be like a coffee shop conversation where we can just. We can talk about, you know, the basic questions that they need to know. They don't need to know how to do a DCF calculation or a capitalization of earnings. They don't need to worry about what multiples are or anything else they need to know. They just need to have their basic questions answered so they can advise that client properly. Do we need to get an expert involved or do we not? And that's what we've done with this book, and I'm very excited about it and looking forward to. Dave: Yeah. So by the time this episode goes live, I expect your book will be out. And, you know, it's funny, in my niche tax arena of the IC Disc. I always tell our clients and advisors because they always kind of get overwhelmed with the details and the nuances, and they're trying to make sure they remember it. And every year, the same controller has the same question year after year, and they feel bad about it because, like, Dave, I know I asked you about this last year, and I'm asking you again, and I always tell them, I say, hey, look, I deal with this 365 days a year. You deal with it one day a year. And I. And in fact, I just had this call with a client yesterday, and I said, kayla, all you need to know about the IC disc is my phone number. And I'd argue that's all the attorneys need to know. They just need Scott's phone number, because all the other pieces you can take care of. Scott: Absolutely, Absolutely. And that's, you know, that's why I wrote the book, was just to. To be able to be a simple guide, you know, for attorneys to say, what do I do next? What are the questions that I need to. That I've got, and what do I need to do next? Dave: And. Scott: And you're right. Ideally, let me worry about the details, and I can take them through those details and as much, you know, take as much time as they would like. But ultimately, usually when I deal with attorney referral partners, they're just looking for that. That basic guidance. What do we need to do here? What should I look out for? Those types of things. So it's the approach you take with your clients? Yeah. No. Dave: So even though the book is really geared toward the attorney, if you. If the attorney had a client who was, you know, like, say, an engineer, you tend to be detail oriented and is really pushing back. And they say, well, my research says I should be able to get a 70% discount on this. Now, would the book be written in simple enough terms? That attorney could give a copy to a client who's detail oriented to at least cause the client to say, okay, all right, I get it. It's more complicated than I thought. So do you think it's plain language enough for a business owner or somebody, A client of a c. Of an estate attorney? Scott: Yes. The short answer is yes, Dave. I wrote it specifically for attorneys because those are the folks that I talk to the most often, and they're the primary referral partners, the primary point of contact I have when valuation issues come up for a client. But, you know, this book, you know, it would be very helpful for attorneys, CPAs, wealth planners, or the top folks that would find this thing Interesting. And. And it really is written in simple, easy to understand terms. And it covers some of the primary reasons why they might need evaluation. Things like M and A, estate and trust, divorce, business disputes, or IP valuations. And it gives just the basic questions that they need to understand to be conversant enough to know what they need to do next. And I give some very simple but practical examples for most of the issues. Most of the questions that I answer in there, I give simple examples. Here's an example of how this works or how it worked in the past with a client so that they can quickly and easily consume the things that they need to figure out. What are the next steps here? So there. No, no CPA is going to sit down with this book and say, okay, this is going to teach me everything I need to know to do evaluation. It's not meant for those folks. There's plenty of those out there that are written by people, you know, that have every detail in it. Dave: Yeah, textbook type. Scott: Exactly. This is really meant to be just a reference guide, a place to, to guide you so that you can figure out the next steps. Dave: Okay, well, hey. Well, Scott, I think this has been your second time on the podcast. It's been even more fun the second time. As we wrap up here, is there anything I didn't ask you that you wish I had? Scott: I wish you would ask me about my dog, Buddy, my office mate here, but otherwise, I, you know, I. There's nothing that really comes to mind that I could think of, honestly. I think we had a really good discussion about these issues. And, you know, the main thing I would leave you with and your audience with is I enjoy, you know, talking about this. This is, like you said, this is what I do seven days a week. And anytime that somebody has a question about evaluation, especially the state trust and gift valuations, I'm always happy. It's easy to find my contact information on LinkedIn and I'm always happy to have a conversation and, and if I can't help, you know, the person, then I can always point them in the right direction. Happy to be a resource for you, for your clients, for anybody who's got a question. Happy to do that. Dave: And just curious, do you, like, charge for a preliminary conversation like that? Scott: We never charge until the. And unless the client decides to engage us to do the work. So all my conversations are free up front. And, and that's, you know, that's just the way that we do business is we can give you honest information and have that, that, you know, simple conversation with you up front so that you're armed with what you need to make that, well, awesome. Dave: Well, Scott, this has been a lot of fun. Best of luck in the release of your book. I'm looking forward to getting a copy of it. Scott: Thank you, Dave. It's been a pleasure to be on with you again. I appreciate the opportunity. Dave: All right. Hey, you have a great day, buddy. Scott: Thanks.Special Guest: Scott Abels.

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Gator Nation are you ready for a LIVE Tuesday edition of PodUp with Matthews in the Morning?! Stay Tuned for a full show hosted by Florida Gators HoF QB ~ Shane Matthews! First half we have Buddy Martin from GatorBaitMedia.com! Second half we'll be joined by Kevin Brockway from The Gainesville Sun!

If you've been paying attention over the last year, you've observed tremendous change, chaos, and uncertainty roiling higher education.  Behind the scenes, things are even crazier than they seem, which affects every single applicant. Amy and Mike invited educational consultants Aly Beaumont and Meg Joyce to unpack college enrollment trends for 2026 and 2027. What are five things you will learn in this episode? What is the big theme for college admissions right now? What two pathways do students need to decide between in selective admissions? How are adverse economic conditions affecting colleges and financial aid? What are the unforeseen benefits to applicants from the endowment tax? How can students and families navigate the current enrollment climate? MEET OUR GUESTS Aly Beaumont is the founder of Admissions Village, a family-focused, affordable, one-on-one college guidance consultancy. Aly is deeply committed to making the college admissions process less stressful, and her success in this objective can be measured by both the growing number of referrals she receives and the repeat business from family members. Aly is also a founder and advisor to The College T, a website connecting high school students with college students and recent graduates so that first-hand information and experiences can be shared. Aly is a graduate of Tufts University, where she majored in History with a concentration in Modern Women and African American History, and was captain of the Equestrian Team. She lives in Wilton, CT, with her husband Perry, their two dogs Buddy and Buzz, and their three sons. Two of their sons are currently in college at The University of St. Andrews in Scotland and Kenyon College in Ohio, and one graduated from Santa Clara University. Aly is a Professional member of IECA, and she has her certificate as an Independent Educational Consultant from the University of California, Irvine. Aly previously appeared on this podcast in episode 212 to discuss PREPARATION FOR HIGHLY SELECTIVE COLLEGE ADMISSIONS, in episode 341 to discuss COURSE SELECTION FOR HIGHLY SELECTIVE ADMISSIONS, in episode 406 to discuss WHAT DOES UNHOOKED MEAN IN ADMISSIONS?, in episode 537 to discuss WHAT DO TRULY TEST OPTIONAL COLLEGES FOCUS ON?, and was the subject of an IEC PROFILE in episode 264. Meg Joyce works with Aly at Admissions Village, helping students and their parents navigate every step of the college search and application process. A self-professed research and detail geek, her favorite part of her job is watching students grow in skills and confidence as they work their way through high school and eventually college applications. Meg wants every student to feel supported and heard, and most of all - special - because when students feel that, it comes through not just in their applications but in everything they do.  Meg is a graduate of Georgetown University, where she studied finance and English and worked in the alumni office, talking to alums to learn about their time on campus and later volunteering for many years as an alumni interviewer. Meg works with Aly at Admissions Village helping students and their parents navigate every step of the college search and application process. A self-professed detail geek, her favorite part of her job is watching students grow in skills and confidence as they work their way through high school and eventually college applications. She likes to say she treats every student as she would want her own child to be treated (she's got four grown ones of her own). Meg is a Professional member of IECA, a member of the National Association for College Admission Counseling (NACAC), and has a certificate as an independent educational consultant from the University of California, Irvine. Meg and Aly previously appeared in episode 630 to discuss THE HIGH SCHOOL CLASS PROFILE. Find Aly and Meg at https://www.admissionsvillage.com. LINKS Trends in Admissions and Higher ED, Part 1 - Colleges are Following Two Pathways Trends in Admissions and Higher ED, Part 2 - Admissions is Competitive Not Just For You, But Colleges As Well Trends in Admissions and Higher ED, Part 3 - Students Should Follow One of Two Pathways FAQs: How the 2025 Net Investment Income Tax ("Endowment Tax") Rate Increase Affects Harvard University RELATED EPISODES THE DEMOGRAPHIC CLIFF IS HERE WHAT IS THE CSS PROFILE? POWER DYNAMICS IN COLLEGE ADMISSIONS ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.  

The St. Louis Wrestling Project continues as Phil Adams returns, joining host Ray Russell as they begin to discuss the 1950s. Sam Muchnick now has TWO St. Louis Wrestling promotions, but continues to use them as separate entities. We look at the early NWA Title defenses of Lou Thesz, Wild Bill Longson's last big run, Wladek "Killer" Kowalski makes a big name for himself, Buddy Rogers shines in the main event picture, while Gene Stanlee later TRIES to replace Buddy's "spot" on the card. We talk the "outdoor" experiment for the summer of 1950 that led to Muchnick going seasonal. We also discuss riots, booking tropes, "handicap" matches, gimmick wrestlers, the mighty midgets, big gates, small gates, legends like the Duseks, up-and-comers like Freddie Blassie, and other great talent like Bobby Managoff, Enrique Torres, Whipper Watson, and so much more!If you're enjoying WrestleCopia and interested in helping us continue to grow, please consider Subscribing to our Patreon to help us cover some of our costs! https://www.patreon.com/wrestlecopiaYOU CAN ALSO GIFT SOMEONE A PATREON MEMBERSHIP (OR ASK THEM TO GIFT YOU ONE) AT https://www.patreon.com/WrestleCopia/giftIncludes the $5 “All Access” Tier $9 "VIP Superfan" Tier, and "The ULLLTIMATE Tier", featuring our various VIDEO-CAST Series, Early Show Releases, our insanely detailed show notes (for the Grenade, Monday Warfare, Regional Rasslin, Puro Academy, & Retro Re-View), monthly DIGITAL DOWNLOADS for your viewing and reading pleasure, & more!HELP SUPPORT THE SELF-FUNDED WRESTLECOPIA BRAND, CONSIDER DONATING TO OUR PAYPALWRESTLECOPIA MERCHANDISE - https://www.teepublic.com/user/wrestlecopiaVisit the WrestleCopia Podcast Network https://wrestlecopia.comFollow WrestleCopia on “X” (Formerly Twitter) @RasslinGrenadeFollow & LIKE our FACEBOOK PAGE – https://www.facebook.com/RasslinGrenadeSubscribe to the WrestleCopia Youtube Channel at https://www.youtube.com/RasslinGrenade ★ Support this podcast on Patreon ★

Indie game marketing advice spreads fast but much of it is rooted in conditions that have quietly changed, and in some cases, no longer apply. The problem? Most developers haven't noticed yet. In this episode, we break down why the strategies studios have relied on are losing effectiveness, what's driving that shift, and what a smarter, more adaptive approach looks like for reaching players in today's market. Episode Shownotes Link: https://rengenmarketing.com/458

Hasbro's CEO apparently has a lot of thoughts about D&D and how you should be playing the game. (Methinks maybe he should keep his mouth shut....). Also, there's a new survival horror game from the makers of Draw Steel, and Roll20 has a dungeon generator that ISNT AI! Plus, we've got Marc-André and Martin Lavoie, creators of the new board game “Questline” from Thunderworks Games! (https://thunderworksgames.com/products/questline-card-game)

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Buddy and TJ Walker talk about Kentucky Basketball. At least I think so because I was not there. Hope y'all enjoy!

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I have personally reviewed 1000s of financial advisors' "About" pages over the years, and I am not exaggerating when I say that somewhere between 90 and 95% are just horrible.  They are actively repelling their ideal prospects.  The reason?  Most advisors think their About page is a resume in narrative form. And so, they say the same things: You went to such and such university, you have a CFP, you have 22 years of experience, and you live in Bucks County with your wife, two children, and a golden retriever named Buddy.  Let me be crystal clear: Nothing in that paragraph of text means ANYTHING to your prospective clients. In fact, you're forcing them to ask the death blow question, "So what?"  That's why they run to your competitor's calendar instead of booking with you.  But here's the good news:  After listening to today's show, you'll know the exact recipe for what makes a good About page, what burning questions your prospects will have, and how to answer them in a way that makes them more eager to work with you, and only you, as their financial advisor.  Listen now.  Show highlights include: The #1 reason why people aren't setting appointments with you (and how to fix it in a hurry by tweaking one overlooked, yet critical thing) (1:06)  The one and only thing your market is actually interested in (it's not your firm's history, it's not your CFP or the alphabet soup after your name, and it's not even your process!) (3:04)  How this one "hidden" aspect of your website kills more financial advisor deals. then market crashes, feed compression, and robo advisors … combined! (4:35) 7 elements that turn your About page from a glorified resume that actively sends prospects to your competitors into something that's a certified client-generating machine (7:42) 2 questions every prospect who lands on your About page is silently asking themselves (8:03)  The trick for helping your prospects feel seen when they stumble onto your About page (and why most advisors get this dead wrong) (9:28)  How to make each of your credentials and achievements hit 10x harder to your prospect and "ethically" force them to book a time (17:06)  How to talk about your family on your About page in a way that draws your ideal clients closer to you (18:48)  Since you listen to this podcast, I want to give you a gift:  If you subscribe to the Inner Circle Newsletter, I'll send you a collection of seven "objection busting" and copyright free emails, personally written by me, that you can use right away to begin getting more clients. Sign up here: https://TheAdvisorCoach.com/Coaching. Then, let me know you subscribed, and I will reply back with a link where you can download them for free.   

Mens Room Question: How did food get you into trouble?

Don't have time to listen to the entire Dave & Chuck the Freak podcast? Check out some of the tastiest bits of the day, including the thing that you should have bought years ago, how Chuck got tricked by some A.I. girls, if the lady who stripped down to her underwear and spat on a cop is hot or not and more! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Grab your Croc Guzzler and pour one out for Buddy on an all new LIVE! All aboard the swamp wagon for some rules of the road. Did Kris Kristofferson write Dracula? Will the army of Chesterland be able to take down Mr. Worldwide? Would you stop at the barn from Toy Master? Plus, Pat is in the shape of a four. Matt asks that everybody know their butt. Flip cannot get enough of canned beef jerky. It's not the destination, it's about the drinks you discover along the way. And it all happens LIVE!

Have you ever dreamt of packing up your family and escaping to the country? Former AFL player Buddy Franklin and his wife Jesinta have ditched the big city for something a little... quieter. Monz, Amelia and Stacey are unpacking whether it’s possible to completely reinvent your family life. Plus, Stacey explains her 'Florist Theory.’ Also, there’s a new solution for parenting exhaustion that involves dividing household duties differently, and we’re trying to decide if it’s genius, or not all it’s cracked up to be. And, what about the ‘double drop-off’? First it was ponytails and pints and now it’s pints and periods. British dads are going to the pub to learn more about periods and how to show up for their daughters. Monz has thoughts, but honestly? We think it’s kind of wholesome. Reccos: Stacey is loving Office Romance on Netflix. Amelia recommends the Micador Junior Colour Wash Repeat Tablecloth, a $27 lifesaver that keeps kids calm and centred during family dinners or chaotic parties. Monique is loving buying cheap silicone ear putty from the chemist to turn down the volume on sensory overload at deafening basketball stadiums and supermarkets. Support independent women's media What To Listen To Next: Don't miss an episode of Parenting Out Loud The Royal School Run Is Just Like Yours & What Kids Think We Do All Day The One Word You Need To Stop Saying & Were 90s Mums 'All That'? 'Crying Cafes' & A Mother-In-Law Red Flag Signs You’re A Beta Mum & How To ‘Bounce Back’ The School Holiday Rule & The Big Bluey Stuff Up The Holiday Decision One Mum Regrets & Party Bags Are Officially Cancelled So, Are You A Popcorn Mum? Connect your subscription to Apple Podcasts What to read: 'I'm a psychologist. I need you to stop saying this one common phrase to your kids.' 'I asked other toddler parents what they'd tell a first-timer. Here's the shortlist. GET IN TOUCH: Share your feedback! Send us a voice message or email us at podcast@mamamia.com.au Join our Facebook group Mamamia Family to talk about the show. Follow us on Instagram @mamamia_family CREDITS: Hosts: Monique Bowley, Amelia Lester & Stacey Hicks Acting Group Executive Producer: Sasha Tannock Executive Producer: Grace Rouvray Video Editor: Julian Rosario Associate Producer: Tessa Kotowicz Mamamia acknowledges the Traditional Owners of the Land on which we have recorded this podcast.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

On episode 254, it's a visit to Harlem by way of Jersey to speak with DJ DAN C.E., aka Danny Brookings, co-founder of We Do Dope Shit 20K. Our conversation is about celebrating DJ culture and the breweries that center it. Later this year, Brookings will debut a video podcast on DJ life and craft beverages called Disco Juice, a continuation of a 2015 project called DJs Love Beer. Further on the "beats" side, we discuss the new album from Buddy and the new Masters at Work-produced project from Brian Jackson. On the brews side, we're enjoying selections from Montclair Brewery, Point Remove Brewing Company, and Peticolas Brewing Company.

12pm hour of The K&C Masterpiece! NFL Overreaction or Reality. Texas Rangers manager Skip Schumaker. My Buddy's an Idiot (Dana White / Justin Gaethje / Baseball hecklers / Sam Presti)

Send us Fan MailYou can learn a lot about leadership from someone who once graduated with a 2.0, started at junior college, and still fought his way to a master's degree and a long head coaching career. We're talking with Baldwin Wallace University head wrestling coach Jamie Gibbs, a Division III wrestling staple in Northeast Ohio who's built his program the hard way: by betting on people, setting a standard, and staying consistent long after the hype fades.We trace his path from rural Iowa and Western Dubuque High School to college wrestling, coaching, and big moves across the country, including a stretch in the UNC system before landing in Berea. Coach Gibbs opens up about how mentors changed everything, why culture matters more than shortcuts, and what it means to develop student-athletes beyond “getting your hand raised.” If you care about college athletics, wrestling recruiting, and real athlete development, you'll hear practical insight on depth charts, retention, and building confidence in a room full of competitors.We also get into the fun stuff: stories about former BW standouts, early UFC toughness, and a straight answer on what separates a great Division III wrestler from a great Division I wrestler. Stick around for the Fast Fiddy Five to close it out.If you enjoy the conversation, subscribe, share it with a friend, and leave a review so more wrestling fans can find the show.All music brought to you by former guest of the show SpeedoSubscribe for exclusive content: https://www.buzzsprout.com/1530455/support Buzzsprout - Let's get your podcast launched!Start for FREETactical BrotherhoodThe Tactical Brotherhood is a movement to support America.Dubby EnergyFROM GAMERS TO GYM JUNKIES TO ENTREPRENEURS, OUR PRODUCT IS FOR ANYONE WHO WANTS TO BE BETTER.ShankitgolfOur goal here at Shankitgolf is for everyone to have a great time on and off the golf courseSweet Hands SportsElevate your game with Sweet Hands Sports! Our sports gloves are designed for champions,Buddy's Beard CareBuddy's Beard Care provides premium men's grooming products at an affordable price.Deemed FitBe a part of our movement to instill confidence motivation and a willingness to keep pushing forwardWebb WesternWebb Western is for those who roll up their sleeves and do what it takes to get the job done. Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showFollow us on all social mediaX: @mikebonocomedyInstagram: @mikebonocomedy@tiktok: @mikebono_comedianFacebook: @mikebonocomedy

Sherri's in South Africa filming a new movie so Kym has tapped comedian and her "Whacked Out Wednesdays" Co Host, Buddy Lewis You can see Sherri on tour all of 2026 in a city near you: ⁠⁠⁠⁠https://sherrishepherd.com/⁠⁠⁠⁠ See Kym on tour ⁠⁠⁠⁠https://iamkymwhitley.com⁠⁠⁠⁠ for dates and tickets Follow Two Funny Mamas on Instagram ⁠⁠  / twofunnymamas  ⁠⁠ Follow Chris Denman on Instagram ⁠⁠  / instadenman  ⁠⁠ Follow Buddy Lewis on Instagram /therealbuddylewisjokes Follow Areva Martin on Instagram /arevamartin Follow Sherri Shepherd: Facebook: ⁠⁠  / officialsherrishepherd  ⁠⁠ Instagram: ⁠⁠  / sherrieshepherd  ⁠⁠ Twitter: ⁠⁠  / sherrieshepherd  ⁠⁠ Website: ⁠⁠http://sherrishepherd.com/⁠⁠ Follow Kym Whitley: Facebook: ⁠⁠  / kymwhitley  ⁠⁠ Instagram: ⁠⁠  / kymwhitley  ⁠⁠ Twitter: ⁠⁠  / kymwhitley  ⁠⁠ Website: ⁠⁠https://iamkymwhitley.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Gator Nation are you ready for a LIVE Tuesday edition of PodUp with Matthews in the Morning with Florida Gators Hall of Fame QB ~ Shane Matthews! Today we have Buddy Martin from GatorBaitMedia.com! Second half we'll be joined by Graham Hall from Swamp 24/7!

In this After Hours episode, Sam hangs out with Buddy and Cole for a completely unfiltered conversation that somehow covers everything from wisdom teeth removals and past surgeries to hunting, sports, hobbies, and trying to hit your daily protein goals. The guys also debate Christian red flags, rank bands against bands, discuss the worst Christian traditions they've experienced, and chase plenty of random rabbit trails along the way. It's the kind of conversation you'd have sitting around after an event with friends—part serious, part ridiculous, and all over the place in the best way possible.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Senses Fail Podcast! Buddy Nielsen is the longtime frontman and only original member of the post-hardcore band Senses Fail. Known for emotionally charged lyrics and iconic albums like Let It Enfold You and Still Searching, Buddy has helped shape the emo and post-hardcore scene for over two decades. From Warped Tour memories to mental health advocacy and the band's lasting influence, Buddy Nielsen remains one of alternative music's most recognizable voices.   WATCH THE VIDEO INTERVIEW HERE: https://youtu.be/uDRYoHSLCPo   Check out The Coffee Bean and Tea Leaf and try some incredible drinks!! https://www.coffeebean.com/   Episode 449   Welcome to THE JOE VULPIS PODCAST official YouTube channel! Hosted by Joe Vulpis,  also known as "Ugh It's Joe" and "The Joe". My guests range from rockstars and actors, to hit reality show stars and the largest influencers on the planet. Joe achieved internet notoriety with his unique witty Vlog style videos and passion for food. Amassing a total of more than 3,000,000 followers across social platforms, 500,000,000 Youtube views across his channels, and averages more than 100 million monthly views across all socials! Join the family and hit SUBSCRIBE to stay updated with the best conversations!   GHOST TAGS: Buddy Nielsen, Buddy Nielsen interview, Senses Fail, Senses Fail interview, emo music, post hardcore, Let It Enfold You, Still Searching, emo bands, Warped Tour, alternative music, punk rock interview, Buddy Nielsen podcast, emo revival, scene music, post hardcore bands, alternative rock, emo culture, music interviews, pop punk, Senses Fail live, emo fans, Buddy Nielsen 2026, singer interview, rock podcast, emo legends, music podcast, alternative scene, New Jersey bands, Joe Vulpis Podcast

Send us Fan MailPeaches and Trent tag-team this one like two tired uncles sick of hearing fantasy-land nonsense from the comments section. From dudes bragging they're “already good at PT” to the cosplay warriors demanding “tactics and shooting,” the boys dismantle every delusion with surgical pettiness. Peaches lays out what actual training looks like, Trent dives into the pipeline realities that crush egos, and together they roast the myth of the lone-wolf tough guy who “did it all himself.” This one's equal parts truth, smoke, and therapy—come get corrected.⏱️ TIMESTAMPS00:00 – F-bomb warmup: Trent sets the tone 02:00 – “I'm good at PT” … sure you are 05:00 – Shooting? Wrong damn channel, dude 08:00 – Real pipeline feedback from the suck 12:00 – OFT pain: hamstrings, misery, regret 17:00 – PT test myths and hard numbers 20:00 – Enter Wildman Dave, the angry E-5 prophet 24:00 – Peaches & Trent break down the ego phase 28:00 – Why nobody actually does this alone 31:00 – Hell days vs real prep: not even close 36:00 – Grind > hero moments 42:00 – Live tissue reality check 52:00 – Buddy breathing chaos and stress responses 56:00 – What OTS really is (and isn't) 58:00 – The crawl-walk-run sermon

Visit https://grace.edu/landing-page/YGC, fill out the form, and they'll send you a starter box of Grace merch and info, including a gift for the youth pastor.This week, Sam is joined by Buddy and Geo for stories that somehow keep getting weirder. A youth pastor spends an entire night guarding a cabin only for one student to sneak out the second he leaves, a game of hide-and-seek at camp turns into a full-blown search operation, a church festival costume goes horribly wrong, and a student's shocking confession years later completely changes a story everyone thought they knew. Plus, a worship service comes to a screeching halt, a youth leader accidentally gets the police involved, and one winter retreat prank explains why certain rules have to exist in the first place. If you've ever wondered how youth ministry stories keep topping themselves, this episode is a pretty good example.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.