Podcasts about no spend challenge

Propaganda we’re not falling for: That it’s impossible to do a no-spending challenge. Just because the world revolves around capitalism? Nuh-uh. If you know how to do it right you will do it right. There may be pros and cons along the way but the lessons and habits you pick up will benefit you no matter what. And that’s exactly what Jen and Jill are diving into in this episode.

In this episode of Making It Count, Cristina and Addison kick off the Mindful Money series with a closer look at one of TikTok's latest viral financial trends—the No-Spend Challenge. Whether you're aiming to save more, reassess your spending habits, or just get your finances in check after the holiday season, this episode breaks it all down. Joining us is Larry Sargent, Jr., who shares expert advice on how to successfully complete a No-Spend Challenge, avoid common pitfalls like “revenge spending,” and build better budgeting habits moving forward. Our Best Money Advice & a Personal Finance Checklist Use this free resource from Addition Financial to prep your budget and separate your essential and non-essential expenses: https://resources.additionfi.com/best-money-advice Learn more about Larry Sargent Jr. on Instagram at @thewealthacademyfl

If a No-Buy Year or No-Spend Challenge didn’t go as planned, that’s okay! You’re not alone in this and it doesn’t mean you failed, it just might not be the right approach for you. But this? Might be. In this episode, Jen and Jill dive into the concept of Low-Buy Year and tips on how you can build a habit that actually changes your spending game.

"Where does all our money go?" It's a question many households find themselves asking. Often, it's hard to pinpoint why our finances don't stretch as far as we'd like. From juggling bills and budgets to those impulsive online shopping sprees, managing money as a couple can be a challenge—and sometimes a source of frustration. Enter the No Spend Challenge, a trend gaining momentum this year. Whether it's boycotting specific companies or cutting back on certain expenses, there's a challenge tailored to fit your goals. The idea isn't about deprivation; it's about intentionally reducing spending for the greater good. In this episode, we explore how you and your partner can tackle this popular exercise together.       ur website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

Episode 576: Worried about Trump's tariffs? Tune in as Abbie and Matthew guide you through what they may mean for your investments. Your hosts also dive into the viral “No-Spend Challenge” that could transform your finances.  Are you up for the challenge?

In this 247th Episode of the Small Scale Life Podcast, Tom and Adam discuss origins, tips and guidelines for the February No-Spend Challenge (or Frugal February Challenge) on Small Scale Life. Can you survive the No-Spend Challenge for 28 days? Unfortunately, this is the season....to pay the piper. December is usually expensive and gets us in trouble. The holidays bring us expenses with presents, gatherings, parties, events and vacations. January brings us the cold hard reality: we have bills to pay and usually don't have enough money to cover the rest of the month. It can be stressful: there were times where Jules and I had $50 in the account to get us through the month! Fortunately, February isn't usually as cold as January. We have an opportunity to catch our breath and dig ourselves out of a financial hole (provided that we don't blow it all out on Valentine's Day). We can literally thaw the deep freeze on our wallets and bank accounts if we take control of our budgets and cut spending. How is your bank account looking right now? Maybe it is a pocket full of sunshine and you are smiling. Maybe it is empty as the grasslands of South Dakota and has tumbleweeds blowing across it. Whatever situation you might be in right now, events and decisions in far off places are going to hurt our accounts. The fact is that tariffs on goods and energy are going to hurt the American consumer. We need to acknowledge that fact and prepare accordingly, so even if you have a fat wallet and happy bank account, we need to prepare for what is coming at the stores and at the pump.  It doesn't matter what you believe politically, there will be repercussions from policy decisions and actions in the far off Heart of the American Empire.  Failing to prepare is preparing to fail.  This is a hard reality, and I hope you understand that as we move forward and prepare accordingly. If you are struggling financially, there are a few ways to get out of it. One way is to make more money (side hustles, extra jobs, etc.). Another way is to dramatically cut back on expenses, especially the ones that are not necessary.  We are going to focus on cutting expenses dramatically in No-Spend Challenge or Frugal February. Remember: February is the shortest month of the year. You can do this; we can help! Learn, do, grow and be a little better everyday! For more resources including tips, guidelines and budgeting tools, check out the post at Small Scale Life! (https://smallscalelife.com) Special Guest: Adam Rick.

Hi y'all! I am so thrilled and grateful to be here and to have you here.  In today's episode, we chat about about my no-spend challenge, recapping my experience: struggles and temptations, lessons and key takeaways, and tips for those wishing to try a challenge like this. I hope you enjoy listening. Don't forget to subscribe, rate, and share. Thank you. You can follow the podcast on Instagram at @wyp_podcast;  and my personal instagram at @__debbajayi.  I am also on TikTok @__debbajayi. You can also find me on YouTube at Deborah Ajayi (if you'd like to put a face to the voice) https://www.youtube.com/channel/UCR3zLPQjbv3gTcAyhOMUzYg. I will be thrilled to chat with you! :)  ⁠https://linktr.ee/debbajayi

We're no strangers to a No spend or Project Pan so when we heard it was trending we thought we'd spill the tea on our past spending challenges and what we plan on doing this year!

Hi y'all! Happy New Year and welcome back to another episode of the podcast. I am so thrilled and grateful to be here and to have you here.  In today's episode, we chat about the no-spend challenge I am doing throughout January, including discussions on my reasons for doing the challenge, guiding rules, overconsumption and social media, and practical tips for those wishing to participate in the challenge. I hope you enjoy listening. Don't forget to subscribe, rate, and share. Thank you. You can follow the podcast on Instagram at @wyp_podcast;  and my personal instagram at @__debbajayi.  I am also on TikTok @__debbajayi. You can also find me on YouTube at Deborah Ajayi (if you'd like to put a face to the voice) https://www.youtube.com/channel/UCR3zLPQjbv3gTcAyhOMUzYg. I will be thrilled to chat with you! :)  https://linktr.ee/debbajayi

We’re back with part 2 of our Budget Better Bonus Series! After exploring your past transactions in the previous episode, it’s time to take action and make meaningful changes to your spending habits with a 30-day No Spend Challenge. Join us as we discuss giving yourself the space to rethink your spending habits and get creative with how you meet your needs by saying 'no' to non-essential purchases.

The UAE Issued A New Labour Law!Flight Prices Are Surging During The National HolidayUS Chocolatiers Are Selling Fake Viral ChocolatesPriti Malik's ‘No Purchase August': The No-Spend Challenge We're Here For!Visa Talks: The A To Z Of Business Set Up In Dubai With Decisive Zone

Here's more tips for doing a no-spend challenge -> https://budgetsmadeeasy.com/no-spend-challenge

On today's episode of the Money Mindset Podcast, we dive into the art of starting over with your budget and financial planning. Life can get chaotic, and it's easy to lose track of your spending. Whether you're overwhelmed by your current situation or just need a fresh start, this episode provides practical tips on how to reset and regain control of your finances. From reconciling your bank accounts to implementing no-spend challenges, you'll learn strategies to simplify your budgeting process and stay on track. Tune in to find out how to make a clean slate, set realistic goals, and manage your money more effectively. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Don't feel like you have to go back and track everything. Just start over tomorrow, start over next week, wipe the slate clean, and take your bank account minus what hasn't posted yet. That's what you have left. Do a no-spend challenge, reevaluate your goals, and decide what you actually want to do with your money this year.” - Ashley Patrick Struggling with overspending? Take control of your finances with our FREE Masterclass: "How to Stop Overspending." Discover practical tips to curb emotional spending, create a solid money plan, and stay on track with your financial goals. Register for the LIVE session on June 20th at 8pm ET - 5pm PT and start your journey towards financial freedom. Limited spots available – sign up now at www.budgetsmadeeasy.com/class And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * FREE Masterclass: "How to Stop Overspending": www.budgetsmadeeasy.com/class Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Dive deep into the realm of personal finance with our latest episode. Join us as we dissect the truths and myths surrounding the No-Spend Challenge, one of 2024's most talked-about financial trends.   What You'll Discover in This Episode:   - Understanding the No-Spend Challenge: Uncover what the No-Spend Challenge is all about and how it can transform your approach to finances. - Actionable Advice: Learn practical steps for embarking on your own No-Spend journey. - In-Depth Analysis and Statistics: We delve into the latest research and data, breaking down the effectiveness of frugality in modern finance.   A Balanced Debate: We explore both sides of the No-Spend Challenge. Is it a viable long-term strategy for savings, or is it just a fleeting trend?   Aligning with Your Financial Goals: Discover how the No-Spend Challenge can help you achieve various financial objectives, from building an emergency fund to reducing debt.   Join the Conversation: We invite you to share your own experiences, questions, and tips in the comments section. Whether you're experienced with the No-Spend Challenge or just exploring the concept, your input is valuable.   Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**    Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/   If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #NoSpendChallenge #FinancialFreedom #Budgeting #SavingMoney #PersonalFinance2024 #MoneyManagement #FrugalLiving #FinanceTips #DebtFreeJourney #SavingsChallenge

Dive deep into the realm of personal finance with our latest episode. Join us as we dissect the truths and myths surrounding the No-Spend Challenge, one of 2024's most talked-about financial trends.   What You'll Discover in This Episode:   - Understanding the No-Spend Challenge: Uncover what the No-Spend Challenge is all about and how it can transform your approach to finances. - Actionable Advice: Learn practical steps for embarking on your own No-Spend journey. - In-Depth Analysis and Statistics: We delve into the latest research and data, breaking down the effectiveness of frugality in modern finance.   A Balanced Debate: We explore both sides of the No-Spend Challenge. Is it a viable long-term strategy for savings, or is it just a fleeting trend?   Aligning with Your Financial Goals: Discover how the No-Spend Challenge can help you achieve various financial objectives, from building an emergency fund to reducing debt.   Join the Conversation: We invite you to share your own experiences, questions, and tips in the comments section. Whether you're experienced with the No-Spend Challenge or just exploring the concept, your input is valuable.   Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**    Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/   If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #NoSpendChallenge #FinancialFreedom #Budgeting #SavingMoney #PersonalFinance2024 #MoneyManagement #FrugalLiving #FinanceTips #DebtFreeJourney #SavingsChallenge --- Support this podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror/support

On today's podcast we chat about the No Spend Challenge, Columbus events, Newhart TV show, and Burke's One More Thing.    Show Notes: On today's podcast we chat about the No Spend Challenge, Columbus events, Newhart TV show, and Burke's One More Thing.    Does the TikTok ‘no-spend' challenge work? Here's what you need to know No Spend Challenge {with Free Printable Tracker} The Complete Guide To Your Best No Spend Month   DRAKE   Celebrate Black History Month 2024 - Ohio History Connection   The Underground Railroad in Ohio Feb 24 Shaw Brothers Album Release with Elia Giuliani & Billy Zenn March 2 Westerville Uptown Cookie Walk March 2 Ohio History Connection Night at the Museum March 9 Grove City High School Band Spring Craft Bazaar March 9 The Changing Face of Columbus  March 9 'In the Studio' - Topher James & BB + Evan Oberla {Live @ Oranjudio}   Source: Columbus Blue Jackets to host Detroit Red Wings in 2025 at 'The Shoe' Ohio St. fires men's basketball coach Holtmann Jarmo Kekalainen relieved of his duties as general manager | Columbus Blue Jackets

January is a popular month for No Spend challenges. But temporary financial restriction is not the answer to better money habits. Let's ditch the challenges and focus on a budgeting plan that fosters financial clarity and allows us to spend purposefully. In today's episode, I expose the pitfalls of short-term money challenges. We are not doing No Spend challenges in 2024! Instead, we will create a sustainable system that aligns with our desired lifestyle. By shifting away from a scarcity mindset, we pave the way for a positive and drama-free approach to spending. Say goodbye to restrictive money challenges and welcome the freedom that comes with a structured and mindful approach to our finances! Stay tuned to hear insights on these critical topics during this episode: [02:00] Why no spend challenges are problematic [07:00] Creating a system to spend money drama-free Tune into this episode of Money Files to learn why no spend challenges don't work and what to do instead! Get full show notes and the episode transcript: https://wealthovernow.com/skip-the-no-spend-challenge-learn-how-to-save-amp-spend-money-drama-free/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now

Hey Besties, this is a challenge not for the faint of heart. Whew, what a month it was! Katrina implemented the January No-Spend challenge, Sarah attempted it... attempted being the key word. Find out all the details including the rules, the lessons learned, the pros and the cons of participating in the challenge by tuning into this episode! Special thank you to this episode's sponsors: Discover, McDonald's, and Frito Lay!

Hi Friend 2-5-24 EP 160 // No Spend Challenge Recap for 2024 Spending Only $14 on Groceries in January for Our Family of 4. Well, the January no spend challenge is finished and it was another successful month.  We did buy a buck goat, but that was so we can breed 5 of our goats for 5 of our females that are ready for June babies.  We also sold some of our pigs for processing and also processed another one for ourselves, so we had to get our tomatoes out of the freezer. In order to make spaghetti sauce, I did have to buy green peppers because we didn't have a garden last year, so I didn't have any frozen, but I did have all the other ingredients.  I was a little disappointed since I was trying to not spend anything on groceries, but it was nice to get our spaghetti sauce done.  When I was at a getaway with a bunch of friends I found a set of white plates at a thrift store that I have been looking for nearly a year, so I did breakdown and spend the $21 and I did buy raw milk for $4 since we were out, but other than that, we didn't spend anything else. I am continuing to use pantry items in February, but I do need to order some heirloom seeds for the garden and some chickens before they are sold out.  We like to get some new chickens every year just to continue eggs every year as some stop laying eggs.  We also are probably going to get broilers this year as well as we are almost out of chicken we raised 2 years ago.  And I found another kune kune piglet that we should be able to possibly breed next year if it is big enough.  Growing our homestead is something we are passionate about as we become as self-sufficient as we can be. As the grocery prices continue to rise, we continue to save money on food.  We want to get stocked up again to have at least a few years of food preserved for our family and also our kid's families that are away from home.  Yes, they are spoiled.  I'm going to have them start canning with me so they don't ever have to go without canned food if I am unable to do it for them.  I really believe this is a skill that is going to be a good one to know for the future.  Cooking from scratch is a skill that isn't difficult and can be simple to learn.  I am super excited to teach you how you can cook simple from scratch meals and learn how to rely less on the grocery store by making simple items at home that you are currently overpaying for.  It is worth your family's health to make these swaps and I can teach you to do it in very little time so you aren't stressed and overwhelmed.  Remember, if you want to get on the waitlist, I will have a link in the show notes to sign up so you will be the first to know when I have this ready to release. Have a blessed week and thanks for being here!   ~Monica Waitlist: Claimingsimplicity.com Join our Community of Christian Moms -> https://www.facebook.com/groups/claimingsimplicity/ Email -> monica@claimingsimplicity.com Instagram -> https://www.instagram.com/claimingsimplicity/ Pinterest ->  https://www.pinterest.com/claimingsimplicity/   

Happy New Year Friend I'm sure many of you overspent for Christmas and the no spend challenge we do in January is just like a detox from spending!  You can do a sugar fast along with a spending fast to get life back on track!!!! If you really want to save money in 2024, you need to reduce expenses.  This challenge is so different for each person, but I want you to really evaluate what you actually NEED to spend money on for the month of January.  We all need to pay our bills and we need food, but i'm guessing you could go through your cupboards and freezers to clean out as much as you can and get creative with your meals and just buy the bare minimum ingredients you need.  Last year I only spend $73 on groceries for the month for a family of 4 and I can link that episode below on how I did that and this year I'm trying to spend nothing.That is a stretch challenge, but we do raise our own milk, eggs, chicken, and pork now along with making all my own breads, noodles, pizza dough and all things sourdough which just uses starter, flour and water, so it shouldn't be too extremely difficult when we already cook from scratch.   I was just trying to think the other day when the last time we have gone out to eat was and I can't even remember.  When you cook from scratch, eating out isn't that exciting~especially when you think about the ingredients they use-we feed our animals non gmo feed ~which is expensive and have to drive almost 2 hours to get it and order some online, but it is important to us what we put in our bodies as well as what we put on our bodies, so we choose to eat at home as much as possible, but it you eat out often, that is an area you can save so much money in just this one month!  Another great way to save some money would be to unlink your credit card from amazon, or any online store you may easily order online from.  This one extra step could help you think a little more about your purchase and if it is really something you need.  Our culture thinks we NEED so much more than we actually do! Don't buy anything with credit cards.  Just try it for a week or 2 and see how it goes for you.  You might enjoy spending less money once you see how much extra money you really have.   There are so many great benefits to spending less.  When you stop bringing clutter into the home, you also declutter your mind.  One of the biggest benefits from spending less is that you may become less focused on wanting more and learn to be content with what you have.  I suggest you try it for just one month.    EPISODE 74: https://www.podbean.com/pu/pbblog-2vz43-c15ea5   Great to have you back! Monica Website: Claimingsimplicity.com Join our Community of Christian Moms -> https://www.facebook.com/groups/claimingsimplicity/ Email -> monica@claimingsimplicity.com Instagram -> https://www.instagram.com/claimingsimplicity/ You Tube -> https://www.youtube.com/@claimingsimplicity/   

In this episode, we reported on our no spend challenge. Some of us were more successful than others, but we all learned something about ourselves. And in the end, isn't that what it's all about?   Music: Realizer by Kevin MacLeod Link: //incompetech.filmmusic.io/song/5047-realizer License: //creativecommons.org/licenses/by/4.0/

Ready to challenge yourself for a No-spend October? As we bid farewell to this month, we will soon feel the festive spirit of the remaining holidays of this year. The biggest obstacle to success in this challenge is your commitment and discipline, but the Frugal Friends believe in you. Together, let's discover ways to prepare for your next no-spend challenge and the secret to finishing it with success!

We read The No Spend Challenge Guide by Jen Smith to kick of our own “spending freeze” (as we couldn't stop calling it!). The purpose of this episode is not to shame anyone into frugality, but to provide some encouragement for anyone who might care to save a little extra money by taking a break from spending with us. Take a listen and let us know if you're down!   Music: Realizer by Kevin MacLeod Link: //incompetech.filmmusic.io/song/5047-realizer License: //creativecommons.org/licenses/by/4.0/

This episode will be published on the first day of school for most schools in the Tampa Bay area.  Are your kids back to school yet?  Did you survive the summer? What about "Back To School Shopping?"  How did you navigate with your budget and manage back to school shopping for your kids? In this week's episode, George and Shawn talk about back to school shopping, sales tax holidays, school uniforms, and other lessons learned in saving money during back to school time. We also wrap up the July No Spend Challenge.  How did you do?  Were you able to save money? If so, what are you using that money for? Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

As the July No Spend Challenge comes to a close, how did you do?  How many points did you accumulate?  How much money did you save?  Were there any other goals you accomplished? Thank you to Tiffanie Kellog, who asked on the Facebook page: "I was pondering a question for the podcast based on the no-spend challenge... what about a discussion on how to classify a NEED versus a WANT when it comes to spending $$$?" Today's episode is a discussion of, when it comes to finances and spending habits, what is a need versus a want?  How do you identify a need v. want and how do you differentiate the two?  Thanks Tiffanie for a great question! Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

The Fourth of July was a few days ago! How did you celebrate? How did you say "thank you" to those that protect us and our freedoms? This week's guest on the Crushing Debt Podcast is C. David Cain, CEO and Chief Hero Evangelist of Heroes Home Advantage. He has 24 years' experience as a top-producing Loan Officer, and is on a mission to create brand awareness for the largest hero rebate program in the country when buying or selling real estate! George, Shawn & David talk about: How the program works and why buyers and partners both benefit. Why HHA is different from other similar programs. Who is eligible for the program. Why the program was founded and exists today. You can reach David at David@HeroesHomeAdvantage.com or connect with them at www.HeroesHomeAdvantage.com. You can also connect with David on LinkedIn, Facebook, and Instagram. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt Remember, our No Spend Challenge for July is officially underway! Join the group here. To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What is the difference between a "want" and a "need"? Can you go one day without spending money? How about one week? One Month? One Year? Shawn & George talk every week about tips and tricks and strategies to help you save money, reduce debt, and become debt free. Now, they're "putting their money where their mouth is" and taking action to help you do just that. In this episode, Shawn & George talk about their No Spend Challenge for July !! A No Spend Challenge is a freeze on spending money on things that are unnecessary or no spending on things that are wants versus necessities. It can last for any length of time, so we have chosen the entire month of July - starting on July 6 (to get beyond the 4th of July Holiday). The goal of a No Spend Challenge can be whatever you want - saving money, resetting habits, paying off debt, saving money to invest, etc. Some of the expenses you are allowed: Mortgage / Rent Utilities Insurance Bills Grocercies Gas Some of the expenses you are not allowed:  Eating Out Anything Discretionary Anything to Drink other than Water To help track our progress, we've created a Facebook Group called "Crushing Debt Spending Challenge." To participate, you must join that group, which you can do here: Crushing Debt Spending Challenge | Facebook Every dollar you save becomes one point. At the end of the challenge, we'll add up all the points, and Shawn & George have each put up a $25 gift card to the winner - plus you will have hopefully accomplished whatever goal you set for yourself. One more important rule for this challenge - every dollar you save must be set aside, either in a separate bank account, or in a physical envelope.  For example, if you go to the grocery store and forgo buying a bag of chips for $5, you MUST set aside $5 in a separate bank account or in an envelope.  At the end of July, we'll count all the money saved, and the winner(s) will have saved up the most money.  Could someone go out and say "I'm not going to spend $30,000 to buy that new care in July."? Yes, but then to qualify for the game you would have to set aside $30,000 in a separate savings account !! There are other ways to get points too: Leave us a Podcast Review = 2 points Submit a question for an upcoming episode = 2 points Become a Patron of the show at www.patreon.com/crushingdebt = 1 point per dollar spent Join the Facebook Group, save money, have fun and talk some trash !!  If you know someone who would benefit from a No Spend Challenge, please share this episode and ask them to join the Facebook Group! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Hello, Matcha Babies! Happy Matcha Monday!!! Last time we chatted we discussed our fave tips for our NO SPEND CHALLENGE!! Travelling? IN THIS ECONOMY!?! YES! Your favourite matcha girls have your back on our best tips to travel on a budget in style! Welcome to all those, new or returning — we're so happy to have you here! Grab a matcha and join us on your work commute, as you clean your space, go on a walk, or get ready for the day!

Hi everyone, happy Matcha Monday!!! Last time we chatted we discussed our NO SPEND CHALLENGE!! But of course, you know us matcha girls and we want to be the best big sisters we can be—so we came up with our top money saving tips to help you all be successful!! With inflation and a tumultuous economy, it's important to start putting away extra money if you can! We hope this helps! xx Welcome to all those, new or returning — we're so happy to have you here! Grab a matcha and join us on your work commute, as you clean your space, go on a walk, or get ready for the day!

Hi everyone, happy Matcha Monday!!! Join us on a NO SPEND CHALLENGE with a wellness twist! We know how stressful finances can be so here's a little challenge to help you get on the right track without causing any unnecessary distress! Will you be joining us? Welcome to all those, new or returning — we're so happy to have you here! Grab a matcha and join us on your work commute, as you clean your space, go on a walk, or get ready for the day!

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

We love no-spend challenges for what they can do, but we hate no-spend challenges when done poorly. The no-spend challenge may not be for everyone so hopefully, by the end of this episode, you can get an insight into whether or not you should do a no-spend challenge by looking at its benefits, dangers, and arguments against it. 

Hello I do this no spend challenge and freezer and pantry clean out every January, but it was really fun to do with other people this year!  It is such a great way to begin the new year with new habits and many of those habits stay throughout the year.  Being intentional about every single purchase is so good to be aware of.  I value time, flexibility and  freedom over consumerism and material items and  I love teaching you to live a simpler,  more natural and meaningful life so you can enjoy this incredible life God gave us.  I think excessive consumption keeps people from financial security and builds kingdoms of clutter in our houses, schedules, bank statements and environment.  I want you to buy less of what doesn't matter so you can afford more of what does!  I love helping people escape the trap of overconsumption to find freedom in frugality!   What I hope you find is your own full life and it probably won't look like mine, but you can start designing your own version of financial freedom and you may find you enjoy the pursuit of it!    We had some great things happen in the group!  My favorite are more family time with homecooked meals and teaching kids the importance of spending less, trips to the library for the first time, fishing with family, family hiking, decluttering and just being aware of every single purchase and only buying essentials.  When we live more intentionally, our lives become more significant in so many ways!  When you live for treasure in heaven instead of treasures on earth, you have more time to enjoy the life you have and that is why I encourage people to simplify their lives to live better.   Money spent on groceries was very minimal and most members had to get a little creative when trying to use up pantry items and cleaning out the freezer.   When you do a shopping ban or challenge like this you need to figure out what you value. Vision what a values- aligned life looks like.  I talk about this in episode 2 of the Claiming Simplicity Podcast.  Value vs. Time Assessment.  What motivates you?  Does spending more time with family motivate you to spend less money?  Do you want to stop trading hours for dollars?  Do you want to be able to give insane amounts of money to people in need?  Do you want to travel whenever you want to and have time freedom and flexability to do it whenever you want to?  You have to have a reason that gets you excited to do this!   You also need to  know what your challenges and excuses are.  Most times these are just limiting mindsets.  Change your mindset and you will change your outlook.  You might think you are broke, but once you make a budget, you might find that you just overspend.  Whatever you think is keeping you from paying off your debt, there is someone else in a situation like yours that has accomplished the same goal because of their mindset.  There is alot of scientific studies to prove that mindset significantly implacts the way you make short and long term decisions, so here are some things you can do to improve your limiting mindset.  Surround yourself with abundance thinkers and practice gratitude.  You are capable of saving more than you can even imagine. Make a goal for yourself and plan to reach it!   You can do a challenge like this any month of the year and I encourage you to try it if you haven't already. I am super proud of the members of our No spend challenge because most have never tried it before and for the ones that were active, they had success!  Join our Community of Christian Moms -> https://www.facebook.com/groups/claimingsimplicity/ Email -> monica@claimingsimplicity.com Instagram -> https://www.instagram.com/claimingsimplicity/   Enjoy your week and God Bless! Monica  

Hey Friend! I was pretty excited to only spend $73 on groceries last month-especially with the food prices right now! I am so grateful that my family hunts and fishes,  we grow and preserve our own food, and have chickens for meat and fresh eggs_especially with the price of eggs right now! I used to advise people to eat eggs for an evening meal at least once per week to save money, but now they aren't going to save a whole lot on that!!   My first week of the challenge, I ended up spending $30 because I hadn't been grocery shopping for a few weeks and I need to buy some extra fruit as we were running low and in our area of the country, we aren't able to grow fresh fruit for months due to below freezing temps, so that seems to be our biggest expense because I like to buy organic as much as possible and I don't can very much fruit because we like fresh fruit. I do freeze some fruits, but my frozen apples are gone, but we do still have strawberries.  The rest of the week, we ate egg meals for breakfast because I was running low on milk, venison, potatoes and corn, I made a large pot of chicken wild rice soup because I had most of the supplies on hand and we make our own broth, we had a potato, burger and cheese hash, tacos, roast,potatoes, green beans. The second week I made a huge pan of hash to last us most of the week.  That is shredded hashbrowns, pork sausage, and eggs-sometimes I put peppers in this, but we didn't have those on hand.  I like to make alot because we like heating it up during the week for breakfast or lunch.  I always make large batches of everything whenever I cook  because then I have to cook alot less often. Our breakfast  can be something as simple as yogurt, smoothies, sourdough dishes, eggs, oatmeal and then we can use leftovers for lunches so I only concentrate on a quick dinner meal.  I have not had enough ingredients to make double the meals to freeze like I usually do, but I'm sure I will get back to that when I am done trying to eat mostly out of the pantry and freezer.  I had alot of cubed zucchini in the freezer and made some zuchinni lasagna with our canned spaghetti sauce, burger and cheese that we had-it is one of our favorite meals-so much flavor and it is really quick to make. I also made some chicken tacos with chicken in the freezer, venison sloppy joes and french fries, sourdough pizza crust pizza, and chilli.  Of course we always have sourdough bread and treats throughout the week as well! So week 2 I only spent $26 because we still had fruit from the week before, but we did have to buy some raw milk to make our greek yogurt and also to have on hand as we ran out the first week along with a few other items.. The 3rd week I spent nothing and we had stroganoff with our homemade sour cream,and venison, one meal was chicken, potatoes, and corn, another was chicken fettuccine with our homemade noodles and homegrown chickens, venison burgers and our homemade french fries we freeze in the fall with the potato crop, , potato soup, omlets and spaghetti squash spaghetti and meatballs, canned pickles, and sourdough garlic bread.  I'm being very intentional about what I buy at the store and I am not buying any extra food to stock the cupboards like I normally do when it is on sale.   And week 4. I only spent $17. Sourdough pizza, sourdough skillet, eggbake, roast and potatoes, burrito bowls, chicken and sweet potatoes, and fish and french fries. We also ate similar breakfasts to the weeks above and usually leftovers for lunches. The biggest expense we have saved on was not buying snacks and making them all homemade because my kids found some recipes using ingredients we already had, so that was another win from our challenge. Even though I have only been buying the few items for the meals we need week by week, I have not felt deprived at all.  It is so nice to have so many nutrient dense foods from our garden,chickens, hunting, and fishing. We will eventually need to buy more groceries just for the simple fact that our pantry staples like flour, sugar, olive oil and spices will eventually be getting low, but I'm actually encouraged to see how long I can actually go without spending more than 120-150/month.  Could I do this most of the year? Possibly!I am going to try!  And you possibly could too!  I know months that we have Easter, Thanksgiving, and Christmas, we wouldn't be able to since we probably spend a few hundred each holiday for over 25 people, but most other months~especially in the summer and Fall when our garden is producing, we definitely could spend less.  If you need help with this, let me know-send me your ingredients and I can help you get creative with your meals! Join our Community of Christian Moms -> https://www.facebook.com/groups/claimingsimplicity/ Email -> monica@claimingsimplicity.com Instagram -> https://www.instagram.com/claimingsimplicity/ Monica

Hello! We are going to continue working on learning financial peace this week! We often allow human nature to take control of our financial decisions, so it is time we address the causes of most money problems by identifying and replacing natural human behaviors and tendencies with healthy financial habits. We will identify consequences and practical steps we can take to reduce their harm to our finances. You are the average of the five people you surround yourself with which means you are influenced by those people, but not only those 5. Keeping up with them refers to reactively purchasing consumer items or experiences we notice they have purchased.  Trying to keep up with the Joneses leads us to spend our limited resources on the unlimited items.  You tend to wear what they wear, speak like they speak, and behave as they behave.  Think about people you know-this is so true!  This can certainly lead to overspending if the social groups tend to sustain a more expensive lifestyles than your own income can cover. Here is how you can fight this. First, make a list of your personal values. This is NOT dollar amounts or purchases But the  behaviors, beliefs, and achievements that matter most to you. With these in place, you can ward off temptations to overspend when confronted by the financial choices made by others. How? Because this list includes what is MOST meaningful in your life. This list removes the pressure anytime you start to wonder if you should have or do what the Joneses have or are doing. If you don't find the purchase related to something on your list, it won't bring you any lasting satisfaction. You will also want to set up your own spending plan based on your priorities and income. Prioritizing money does not mean going without, it is just shifting where you want your money to go. Consumers can make purchase choices based on irrational reactions, such as the fear of missing out. Fear of getting left out of groups and their trends. Exclusion once meant getting left behind, alone, and fending for oneself. This fear remains a strong driver of consumer choices even today. The money problems arise when consumers make fear-based decisions and lack critical information. They tend to run from threats as fast as they can, not caring in which direction, as long as it takes them away from whatever danger they thought they saw. If you don't put this into action, you will be right where you were last year, so start now so you can lessen your financial stress this year!  There is still time to join our NO SPEND CHALLENGE group this month-the link is in the description.  Even getting in on a few weeks can help kickstart your savings! Join our Facebook Group -> https://www.facebook.com/groups/claimingsimplicity/ Email -> claimingsimplicity@gmail.com Instagram -> https://www.instagram.com/claimingsimplicity/ Have a blessed week! Monica ----more----  

CC262: And here we thought we'd be better at keeping our new year goals.. oh well. Kail talks about already failing at her No Spend Challenge. and unfortunately Lindsie can relate. Kail somehow just found out about the Charlotte Tilbury brand and literally CANNOT. Lindsie asks Kail for Mom advice. Lindsie gives an update on the Idaho murders. Thank you to our sponsors!Care/of: Visit TakeCareOf.com and enter code COFFEE50 for 50% off your first orderChime: Get started at chime.com/convosHello Fresh: Visit HelloFresh.com/convos21 and use code convos21 for 21 free meals plus free shippingOura Ring: Visit OuraRing.com/COFFEECONVOS to get $15 off your purchaseProgressive: Visit progressive.com to learn moreStamps.com: Visit Stamps.com and use promo code COFFEE for a special offer that includes a 4-week trial, free postage, and a digital scale!

Happy New Year  I can't believe another year flew by so fast!  Lets look at saving money today so you can get ahead of your finances right away this year! Do you really want to save money?  This podcast will give you some tips to reduce expenses that you can easily put into place so you can reduce stress and anxiety with your money. Join our Facebook Group and get ahead on saving money this year with the No Spend Challenge. Join our Facebook Group -> https://www.facebook.com/groups/claimingsimplicity/ Email -> claimingsimplicity@gmail.com Instagram -> https://www.instagram.com/claimingsimplicity/ Have a great week! Monica

Hey Friend! Can you believe this is the last week of the year?  I hope you had a blessed Christmas celebrating our Savior's Birth! Are you ready for the New Year?  I am getting excited to get all of our goals and dreams for this year started and right now I cant wait to be doing another no spend challenge next month!   This challenge doesn't mean you don't spend any money at all, but you try to spend the least amount as possible and especially cut out the extra unnecessary spending.   I want you to be set up for financial success throughout the year starting with the first month of the year!! Here are 3 ways that not spending extra money for a month can help you save money. 1. You will be intentional about every dollar you spend 2. You will find out what you truely value and once you know, you won't have to spend extra money on the less important things 3.You will learn to plan ahead so you won't make impulse buys and that could save you a large amount of money as well!   If you want to learn more about the challenge and have accountability, join our free claiming simplicity facebook group!  Also, thank you so much for hanging out with me this year!  It has been incredible!  I would really appreciate you taking 30 seconds to leave a rating and review so that others can learn about this show!  I read each and every one of them and your comments have just blessed me this year! Thank you so much! Join our Facebook Group -> https://www.facebook.com/groups/claimingsimplicity/ Email -> claimingsimplicity@gmail.com Instagram -> https://www.instagram.com/claimingsimplicity/ You Tube -> https://www.youtube.com/@claimingsimplicity/   Have a safe week and I will talk to you in the New Year! Monica  

Hey Friend When I think about all the money spent on Christmas,  the amount of gifts and stuff that is added to each household, and the thought of the small percent of those items that are even used or enjoyed, it makes me cringe!     I am not the best gift giver because I am so practical, but when I was a young mom with small kids trying to buy gifts just to have something for everyone even though we didn't have much of a Christmas budget, I realized that this is not how Christmas was suppose to be. The hustle and bustle of getting gifts for people in hopes they will like them and then finding time to do the dreaded job of wrapping them(thank goodness my teenagers enjoy doing that now!) and if they were like me-they probably didn't even use the gift and it would eventually be put into a donation box so it wasn't just taking up space in our home. We never went into debt because we were too poor to have credit cards, but we did eat alot of cheap meals to save extra money in October, November, and December ~even more than the normal frugal meals, but I don't think the kids really even noticed!   Throughout the years, we have changed the way we do things and made the Christmas Season all around much simpler and a whole lot cheaper. We do alot of baking because we enjoy doing that this time of the year, so we make up small plates of goodies to give people instead of gifts. If you don't bake, buy a  variety of goodies and split them up into different plates to give.  Fruit baskets are always great too!  Usually much cheaper if you make your own!  If we have families that we give to, we will do a little basket of hot cocoa with a few different toppings such as crushed andes mints or candy canes, mini chocolate chips, marshmallows, toffee bits, caramel sauce and redi whip and you know that will get used because it is a nice cozy treat when you live somewhere cold like we do!!!!  The simpler you keep the season, the more you are going to enjoy it and it is alot less stress when you are able to stay in your budget.  I think sometimes people end up buying gifts for people just because they have always done it and probably don't realize the other person would be happy to lessen their gift giving as well!  Just talk to the other families if they want to do things differently!  More and More people are moving toward simplicity and minimalism and most would be happy to have less stuff to find a place for and keep organized.  See you back next week!  Make sure to join our free Facebook group below for the NO SPEND JANUARY Challenge!   Join our Facebook Group -> https://www.facebook.com/groups/claimingsimplicity/   Email -> claimingsimplicity@gmail.com   Instagram -> https://www.instagram.com/claimingsimplicity/   You Tube -> https://www.youtube.com/@claimingsimplicity/   Have a fabulous week! Monica

On this episode of the Perfect Cents Podcast, Alex & Brit conduct the 3rd quarterly goals check-in and share their progress on the 52-Week Savings Challenge and their 22 for 2022 lists! Together they highlight the biggest discoveries they've made in the last 3 months while sharing best practices and offering insight on how you can adjust your goals, if needed, during the final quarter of 2022. Listen as they provide inspiration to keep YOU motivated while emphasizing the importance of reevaluating your goals to find success. There's no time like the present to refresh your mindset and refocus your goals... Because taking some time to check in on your financial and personal wellness goals, just makes Perfect Cents! To check out some of the resources highlighted in our goal-setting episodes visit the links below. 52-Week Savings Challenge To read the Beyond Everyday Banking "52-Week Savings Challenge" blog and download the fillable PDF tracker visit: https://blog.safecu.org/52-week-savings-challenge https://safe-credit-union.libsyn.com/the-52-week-savings-challenge  22 for 2022 *Note: 22 for 2022 is inspired by the Happier with Gretchen Rubin Podcast. For more information and to download a PDF to fill out your own 22 for 2022 list visit: https://gretchenrubin.com/resources No-Spend Challenge https://www.thepennyhoarder.com/save-money/no-spend-challenge/ https://blog.safecu.org/new-tricks-for-saving-money-in-the-new-year https://safe-credit-union.libsyn.com/no-spend-challenge  To contact the hosts, email us at Podcast@safecu.org  To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

Today we are chatting with Jen Smith and Jill Siriani (hosts of the Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called the No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself.   Links Mentioned: The Frugal Friends Podcast The No-spend Challenge Guide Frugal Friends on Instagram Frugal Friends on Facebook   These are a few of the topics we cover: How to have a no-spend challenge  Mistakes learned during the challenge Long term benefits from completing the challenge Find out more at: https://seedtime.com/how-to-use-a-no-spend-challenge-to-pay-off-debt-save-and-learn-about-yourself/

Jenna Taubel with First Alliance Credit Union explains how the No Spend Challenge works and why it can provide great you with some key insights involving your spending habits that help you achieve your financial goals.

Jenna Taubel with First Alliance Credit Union explains how the No Spend Challenge works and why it can provide great you with some key insights involving your spending habits that help you achieve your financial goals.

On this episode of the Perfect Cents Podcast, Alex & Brit conduct the second listener check-in and share their progress on the 52-Week Savings Challenge and their 22 for 2022 lists! Along the way, they highlight the biggest discoveries they've made in the last 6 months while sharing best practices and offering insight on how you can adjust your goals, if needed, during the 2nd half of 2022. Listen as they provide inspiration to keep YOU motivated and emphasize the importance of reevaluating your goals to find success. There's no time like the present to refresh your mindset and refocus your goals... Because renewing your commitment to an ongoing journey of self-improvement, just makes Perfect Cents! To check out some of the resources highlighted in our goal-setting episodes visit the links below. 52-Week Savings Challenge To read the Beyond Everyday Banking "52-Week Savings Challenge" blog and download the fillable PDF tracker visit: https://blog.safecu.org/52-week-savings-challenge 22 for 2022 *Note: 22 for 2022 is inspired by the Happier with Gretchen Rubin Podcast. For more information and to download a PDF to fill out your own 22 for 2022 list visit: https://gretchenrubin.com/resources No-Spend Challenge https://www.thepennyhoarder.com/save-money/no-spend-challenge/ https://blog.safecu.org/new-tricks-for-saving-money-in-the-new-year Wild Sister's Book Company - https://www.wildsistersbookco.com/ To contact the hosts, email us at Podcast@safecu.org  To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

Are you struggling with debt? Would you like the secret sauce on how to negotiate your way out of debt … now and forever?   Join Cindy Watson in this life-changing interview with personal finance expert, Jen Smith.   Jen is on a mission to help people spend in alignment with their values and live for today while saving for tomorrow. She's the author of two best-selling books on controlling your spending and paying off debt, The No-Spend Challenge Guide and Pay Off Your Debt For Good. You'll come away from the interview with insights on how to:   negotiate your mindset around debt identify the ‘big spending culprits' in your life transform bad habits into growth habits use a ‘No Spend Challenge' to change your financial future balance frugality with living a full life adopt frugality for success in business take practical steps to get out of debt negotiate your way out of debt     Learn more about Jen and her work at:    Facebook: frugal friends podcast.com  Instagram: frugal friends podcast      Also make sure to join our Women on purpose community at https://www.facebook.com/groups/Womenonpurposecommunity/ Follow Cindy: WEBSITE https://www.womenonpurpose.ca/ INSTAGRAM https://www.instagram.com/womenonpurposecoaching/ LINKEDIN https://www.linkedin.com/in/thecindywatson/ CLUBHOUSE: @HERsuasion TWITTER https://twitter.com/WomenOnPurpose1

On this episode of the Perfect Cents Podcast, Alex & Brit conduct a listener check-in to provide updates on their progress for the 52-Week Savings Challenge, the February No-Spend Challenge and their 22 for 2022 lists! Tune in as they discuss what strategies have proven to be successful, which goals they've checked off through Quarter 1 and the opportunities they've discovered for growth and improvement. There's no time like the present to refresh your mindset and redefine what success really means as YOU make your way through the rest of 2022... Because re-evaluating your goals so you can invest in being your best, just makes Perfect Cents! To check out some of the resources highlighted in our goal-setting episodes visit the links below. 52-Week Savings Challenge To read the Beyond Everyday Banking "52-Week Savings Challenge" blog and download the fillable PDF tracker visit: https://blog.safecu.org/52-week-savings-challenge No-Spend Challenge https://www.thepennyhoarder.com/save-money/no-spend-challenge/ https://blog.safecu.org/new-tricks-for-saving-money-in-the-new-year 22 for 2022 *Note: 22 for 2022 is inspired by the Happier with Gretchen Rubin Podcast. For more information and to download a PDF to fill out your own 22 for 2022 list visit: https://gretchenrubin.com/resources Alex's Music Recommendations Red Hot Chili Peppers - Black Summer (YouTube) HAIM - I Know Alone (YouTube) To contact the hosts, email us at Podcast@safecu.org  To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

Welcome to episode #66 of the Debt-Free Dad Podcast. My wife, Sarah, and I just completed a no spend challenge. Check this out, we ate at home for an entire year, that's right 365 straight days. Today we are going to share what we learned, how we stayed sane, and was it even worth it? What You'll LearnLearn how Brad and Sarah were successful with their one year, no eating out challenge. Discover what they learned, and hear tips to help you with meal planning.Get inspiration for your own no spend challenge. (No, it doesn't have to be for a year.) Resources MentionedThe Top Ten Things Keeping You Broke... And How To Fix Them! - FREE COURSEThe Money Conversation - Free Guide10 Money Saving Ideas You Can Start Today - FREE COURSEBrad's Totally Awesome Debt Freedom PlannerFor more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.Free Tools and Downloads at www.therealdebtfreedad.comConnect With BradWebsite - https://www.therealdebtfreedad.comFacebook - https://www.facebook.com/therealdebtfreedad/Private Facebook Group - http://www.facebook.com/lifewithoutpaymentsInstagram - https://www.instagram.com/brad_nelson_debt_free_dad/Pinterest - https://www.pinterest.com/bradnelson0044/LinkedIn - https://www.linkedin.com/in/balancedcents/Thanks For ListeningLike what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, Google Podcasts, YouTube.We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

A no-spend challenge can not only help you boost those savings, but have a better understanding of your spending while improving your savings habits.  What you'll learn about in this replay: The benefits you don't want to miss out on from a no-spend challenge What to consider when doing one  The key things you need to do after doing the challenge  For a quick recap of this episode go to http://www.jenhemphill.com/190