Podcasts about syverson

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Best podcasts about syverson

Latest podcast episodes about syverson

this IS research
Who wants to be a this IS research expert?

this IS research

Play Episode Listen Later Mar 18, 2026 41:31


Does Nick really know what he is talking about? Time to find out. We play a trivia quiz with fifteen questions about information systems research. Nick has an audience joker, a telephone joker, and a 50:50 joker -and he needs all of them to make it through the levels. How well do you know the field? Tune in to find out, or play our game for yourself. The questions are posted below. Play the game for yourself: Round 1 Question: Which three journals were added when the AIS Senior Scholars expanded the old Basket of Eight into the 11-journal premier list in 2023? A. DSS, I&M, and I&O B. DSS, ISJ, and JSIS C. CAIS, I&M, and IT&P D. DSS, JIT, and I&O Round 2 Question: In Fred Davis's 1989 TAM paper, which two beliefs are the famous core constructs? A. Trust and enjoyment B. Performance expectancy and effort expectancy C. Perceived usefulness and perceived ease of use D. Social influence and facilitating conditions Round 3 Question: Which paper introduced UTAUT? A. Venkatesh & Davis, 2000, Management Science B. Davis, 1989, MIS Quarterly C. Venkatesh et al., 2003, MIS Quarterly D. Venkatesh, Thong, & Xu, 2012, MIS Quarterly Round 4 Question: The original DeLone and McLean paper, "Information Systems Success: The Quest for the Dependent Variable," appeared in which year? A. 1988 B. 1990 C. 1992 D. 2003 Round 5 Question: Which paper is generally credited with introducing Action Design Research (ADR) into the IS mainstream? A. Hevner et al. (2004), MISQ B. Sein et al. (2011), MISQ C. Gregor & Hevner (2013), MISQ D. Peffers et al. (2007), JMIS Round 6 Question: Which paper is the 2017 MISQ piece on platform ecosystems with the subtitle-like claim "How Developers Invert the Firm"? A. Parker, Van Alstyne, & Jiang B. Constantinides, Henfridsson, & Parker C. Eisenmann, Parker, & Van Alstyne D. Ghazawneh & Henfridsson Round 7 Question: Which paper is the most impactful technostress article in Information Systems research? A. Tarafdar et al. (2007), JMIS, The impact of technostress on role stress and productivity B. Ragu-Nathan et al. (2008), ISR, The consequences of technostress for end users in organizations C. Tarafdar et al. (2010), JMIS, Impact of technostress on end-user satisfaction and performance D. Tarafdar, Pullins, & Ragu-Nathan (2015), ISJ, Technostress: negative effect on performance and possible mitigations Round 8 Question: As of March 2026, which of the following papers has the highest Google Scholar citation count? A. Venkatesh et al. (2003) UTAUT B. Yoo, Henfridsson, & Lyytinen (2010) The New Organizing Logic C. Hevner et al. (2004) Design Science in Information Systems Research D. Davenport (1993) Process innovation: reengineering work through information technology Round 9 Question: In digital-platform research, the phrase "boundary resources model" is most closely associated with which paper? A. Ghazawneh & Henfridsson (2013), ISJ B. Constantinides, Henfridsson, & Parker (2018), ISR C. Parker, Van Alstyne, & Jiang (2017), MISQ D. Yoo, Henfridsson, & Lyytinen (2010), ISR Round 10 Question: In IS economics / IT business value research, which paper is the classic article on information worker productivity? A. Brynjolfsson & Hitt, 1996, MISQ B. Aral, Brynjolfsson, & Van Alstyne, 2012, ISR C. Aral & Weill, 2007, Org. Science D. Brynjolfsson, Rock, & Syverson, 2017, NBER Level 11 Question: In Feldman and Pentland's routines work, which pairing is correct? A. Ostensive = abstract pattern or idea of the routine; Performative = specific enactments by specific people at specific times and places B. Ostensive = formal SOP; Performative = deviations from the SOP C. Ostensive = managerial intention; Performative = worker resistance D. Ostensive = organizational memory; Performative = organizational forgetting Level 12 Question: Which statement best captures Paul Leonardi's (2013) position on sociomateriality? A. Materiality and human interpretation are always inseparable, so affordances and constraints cannot be analytically distinguished from materiality. B. Materiality exists independently of people, but affordances and constraints do not; they arise in relation to human goals. C. Sociomateriality should only be grounded in agential realism, not critical realism. D. The social and the material are separable in theory, but not in empirical research. Level 13 Question: The 2010 ISR research commentary "Digital Infrastructures: The Missing IS Research Agenda" is associated with which set of authors? A. Yoo, Henfridsson, and Lyytinen B. Tilson, Lyytinen, and Sørensen C. Hanseth, Monteiro, and Hatling D. Eaton, Elaluf-Calderwood, Sorensen, and Yoo. Level 14 Question: Which paper examined whether participation in the gig economy is associated with entrepreneurial activity, and who are its authors? A. Burtch, Carnahan, and Greenwood (2018), Management Science B. Greenwood, Agarwal, Agarwal, and Gopal (2019), Organization ScienceC. Burtch, Ghose, and Wattal (2013), Information Systems Research D. Greenwood and Wattal (2017), MIS Quarterly Level 15 Question: In Kellogg, Valentine, and Christin's "Algorithms at Work: The New Contested Terrain of Control" framework, which set correctly names the six mechanisms of algorithmic control? A. Restricting, recommending, recording, rating, replacing, rewarding B. Ranking, routing, recording, rewarding, reviewing, removing C. Restricting, routing, reviewing, ranking, replacing, rewarding D. Recommending, recording, rating, regulating, replacing, remunerating

WMAY Newsfeed
PM Springfield: Senator Dave Syverson - 12/22/2025

WMAY Newsfeed

Play Episode Listen Later Dec 22, 2025 18:35


See omnystudio.com/listener for privacy information.

Appamada
2025-11-03 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Nov 4, 2025 85:44


2025-11-03 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-10-27 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Oct 30, 2025 75:57


2025-10-27 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-10-20 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Oct 22, 2025 57:25


2025-10-20 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-10-13 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Oct 16, 2025 77:45


2025-10-13 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-10-12 | Dharma Talk | American Zen Teachers Association Conference | Peg Syverson

Appamada

Play Episode Listen Later Oct 12, 2025 60:02


Recording of Calling Out to Hungry Hearts by Krishna Das courtesy of Upaya Zen Center: https://youtu.be/2wI5zlF2eeQ?si=uK1PoeKDSyJMO_bw

Appamada
2025-09-19 | Fall '25 Integrated Intensive | Peg Syverson

Appamada

Play Episode Listen Later Sep 24, 2025 44:07


2025-09-19 | Fall '25 Integrated Intensive | Peg Syverson by Appamada

Appamada
2025-09-17 | Fall '25 Integrated Intensive | Peg Syverson

Appamada

Play Episode Listen Later Sep 24, 2025 34:50


2025-09-17 | Fall '25 Integrated Intensive | Peg Syverson by Appamada

Appamada
2025-09-15 | Fall '25 Intensive | Shikantaza | Peg Syverson

Appamada

Play Episode Listen Later Sep 24, 2025 29:13


2025-09-15 | Fall '25 Intensive | Shikantaza | Peg Syverson by Appamada

Appamada
2025-09-20 | Fall '25 Intensive | Peg Syverson

Appamada

Play Episode Listen Later Sep 24, 2025 84:50


2025-09-20 | Fall '25 Intensive | Peg Syverson by Appamada

Appamada
2025-09-14 | Dharma Talk | Who Are the Earth Store Bodhisattvas? | Peg Syverson

Appamada

Play Episode Listen Later Sep 15, 2025 29:39


2025-09-14 | Dharma Talk | Who Are the Earth Store Bodhisattvas? | Peg Syverson by Appamada

Pandemic Economics
Building Costs vs. Housing Prices: Why Construction Isn't Driving the Crisis

Pandemic Economics

Play Episode Listen Later Aug 19, 2025 25:29


Historically, one major reason has consistently been cited for the growth in housing costs in this country: the rising cost of building homes. But that relationship is changing. In this episode, University of Chicago economist Chad Syverson breaks down 75 years of data to reveal a surprising truth—construction costs and housing prices have become "completely decoupled." From the post-WWII boom to today's record-breaking market, Syverson explains why building materials and labor costs can no longer explain skyrocketing home prices, and what factors are really driving the housing affordability crisis.

Cherry Hills Podcast
non-series teachings - Luke 6 - Teo Syverson

Cherry Hills Podcast

Play Episode Listen Later Jun 25, 2025 20:00


Appamada
2025-04-21 Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Apr 22, 2025 76:04


2025-04-21 Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-04-14 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Apr 15, 2025 90:03


2025-04-14 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-03-31 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Apr 1, 2025 65:22


2025-03-31 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-03-17 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Mar 18, 2025 74:34


2025-03-17 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-03-10 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Mar 11, 2025 77:52


2025-03-10 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-03-03 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Mar 4, 2025 76:05


2025-03-03 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-02-23 | Dharma Talk | Not Two- The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Feb 27, 2025 44:09


2025-02-23 | Dharma Talk | Not Two- The Appamada Story | Peg Syverson by Appamada

Appamada
2025-02-18 | Intensive | Dharma Talk | Morality | Peg Syverson & Joel Barna

Appamada

Play Episode Listen Later Feb 23, 2025 48:35


2025-02-18 | Intensive | Dharma Talk | Morality | Peg Syverson & Joel Barna by Appamada

Appamada
2025-02-16 | Intensive | Dharma Talk | Six Perfect Practices to Cultivate Joy | Peg Syverson

Appamada

Play Episode Listen Later Feb 23, 2025 28:58


2025-02-16 | Intensive | Dharma Talk | Six Perfect Practices to Cultivate Joy | Peg Syverson by Appamada

Appamada
2025-02-17 | Intensive | Dharma Talk | Generosity | Peg Syverson & Joan Harman

Appamada

Play Episode Listen Later Feb 23, 2025 46:18


2025-02-17 | Intensive | Dharma Talk | Generosity | Peg Syverson & Joan Harman by Appamada

Appamada
2025-02-19 | Intensive | Dharma Talk | Ksanti | Peg Syverson & Nelly Myoju

Appamada

Play Episode Listen Later Feb 23, 2025 30:22


2025-02-19 | Intensive | Dharma Talk | Ksanti | Peg Syverson & Nelly Myoju by Appamada

Appamada
2025-02-21 | Intensive | Dharma Talk | Dhyana | Peg Syverson & Ellen Hippard

Appamada

Play Episode Listen Later Feb 23, 2025 51:36


2025-02-21 | Intensive | Dharma Talk | Dhyana | Peg Syverson & Ellen Hippard by Appamada

Appamada
2025-02-22 | Intensive | Dharma Talk | Prajnaparamita | Peg Syverson & Nate Smalley

Appamada

Play Episode Listen Later Feb 23, 2025 48:54


0:00 - Reports on practice activity 17:02 - Dharma Talk - Prajnaparamita

Appamada
2025-02-20 | Intensive | Dharma Talk | Virya | Peg Syverson & Jessica Steinbomer

Appamada

Play Episode Listen Later Feb 23, 2025 49:54


Audio timeline: 0:10 - Reports on practice activity 25:13 - Dharma Talk - Virya

Appamada
2025-02-10 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Feb 11, 2025 76:07


2025-02-10 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-02-03 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Feb 4, 2025 73:28


2025-02-03 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-01-27 | Deep In Practice | Not Two: The Appamda Story | Peg Syverson

Appamada

Play Episode Listen Later Jan 28, 2025 62:01


2025-01-27 | Deep In Practice | Not Two: The Appamda Story | Peg Syverson by Appamada

Appamada
2025-01-21 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Jan 21, 2025 66:00


2025-01-21 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-01-13 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Jan 15, 2025 65:44


2025-01-13 | Deep In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2025-01-06 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Jan 8, 2025 74:54


2025-01-06 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2024-12-09 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Dec 11, 2024 86:38


2024-12-09 | Depth In Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Appamada
2024-11-25 | Depth in Practice | Not Two: The Appamada Story | Peg Syverson

Appamada

Play Episode Listen Later Nov 26, 2024 68:01


2024-11-25 | Depth in Practice | Not Two: The Appamada Story | Peg Syverson by Appamada

Mom On The Verge
Understanding Adoption's Complex Journey: Insights and Support with Beth Syverson

Mom On The Verge

Play Episode Listen Later Nov 22, 2024 38:11


✨ Special Giveaway! ✨I'm hosting a fun challenge to help spread the word about the podcast.Here's how to enter:1️⃣ Rate & review the show.2️⃣ Send me a screenshot of your review.You'll be entered to win one of these 3 prizes:☕ A Starbucks gift card

Appamada
2024-10-29 | Day 3/Part 2 | Integrated Intensive | Trust in Community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 19:40


Listening/Meditation Exercise Led by Peg Syverson

Appamada
2024-0-30 | Day 4/Part 1 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 48:35


2024-0-30 | Day 4/Part 1 | Integrated Intensive | Trust in community | Peg Syverson by Appamada

Appamada
2024-10-27 | Day 4/Part 2 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 34:01


00:00:26 - Peg Offers an exercise relating to Spiral dynamics 00:08:45 - Participants Get into groups of 3 for 30 minutes 00:08:52 - Reflections and Teachings

Appamada
2024-10-31 | Day 5/Part 1 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 36:28


Looking at Spiral dynamics/Change States

Appamada
2024-10-31 | Day 5/Part 2 | Integrated Intensive | Trust in Community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 29:07


Looking at what part of the Change Process you are in now. 00:00:26 - Dharma Talk 00:03:35 - Writing Exercise/Assignment 00:08:56 - Peg offers the Groups of 3 exercise 00:09:37 - Breakout rooms for 15 minutes in groups of 3 00:09:46 - Reflections/Teachings

Appamada
2024-11-01 | Day 6/Part 1 | Integrated Intensive | Trust in Community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 53:54


Spiral Dynamics and Spirituality Spiral Dynamics Values Profile ‘This I Believe' responses Spiritual Collectives 00:00:35 - Book Reccommendation - Belonging: The Science of Creating Connection and Bridging Divides - Geoffrey L. Cohen 00:04:34 - Spiral Dynamics Values Profile 2: Handout 1

Appamada
2024-11-01 | Day 6/Part 2 | Integrated Intensive | Trust in Community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 75:22


2024-11-01 | Day 6/Part 2 | Integrated Intensive | Trust in Community | Peg Syverson by Appamada

Appamada
2024-10-27 | Day 1 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 61:59


00:00:26 - Dharma Talk 00:13:54 - Eihei Koso Hotsuganmon (Page 38 in the Chant Book)

Appamada
2024-10-28 | Day 2/Part 1 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 37:16


00:00:26 - Dharma Talk 00:16:13 - Overview of the Coming Week 00:22:55 - Opening up for Questions/Reflections 00:33:52 - Meeting the Sangha

Appamada
2024-10-28 | Day 2/Part 2 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 14:20


00:00:26 - Peg Offers an Exercise on Belonging 00:01:13 - 4 Questions: Writing Activity (see Below) 00:05:54 - Reflections Writing Activity: Belonging 1. Take a few moments and become mindful. Recall a situation where you felt a true sense of belonging. Briefly describe the situation and then, how you felt. What gave you a felt sense that you belonged? 2. Again, becoming mindful, recall a situation where you distinctly felt like you didn't belong. Describe the situation, briefly. And then, what did that experience feel like? What were the cues in the situation itself that signaled to you that you belonged or didn't belong? 3. Have you ever been in a situation where you were not sure, at least at first, whether you belonged or not, and something happened that convinced you one way or the other? What happened? 4. Have you ever reached out to help someone feel they belong? Have you ever held back from reaching out in that way? 00:05:54 - Reflections

Appamada
2024-10-29 | Day 3/Part 1 | Integrated Intensive | Trust in community | Peg Syverson

Appamada

Play Episode Listen Later Nov 3, 2024 43:56


Day 3/Part 1 00:00:26 - Overview 00:01:45 - Dharma Talk

MoneyWise on Oneplace.com
Working Together: ABLE Accounts & Special Needs Trusts with Matt Syverson

MoneyWise on Oneplace.com

Play Episode Listen Later Sep 24, 2024 24:57


The definition of synergy is two things put together, having an effect greater than the sum of the parts. Synergy can play a beneficial role in family finances. A case in point is an ABLE account working together with a special needs trust for a person with disabilities. Matt Syverson joins us today to talk about it.Matt Syverson is Managing Partner & Senior Wealth Advisor for Sound Stewardship in Overland Park, Kansas. He is also a Certified Financial Planner (CFP®) and a Certified Kingdom Advisor (CKA®). What is an ABLE Account?An ABLE account, short for “Achieving a Better Life Experience,” is a tax-advantaged savings account specifically designed for individuals with disabilities. It allows them to save money and work without losing access to crucial government benefits like Supplemental Security Income (SSI) and Medicaid, which have strict asset limits of $2,000 for individuals and $3,000 for couples. The key features of an ABLE account include:Eligibility: Available to those who are blind or disabled before age 26 (rising to 46 in 2026).Savings Opportunity: Allows individuals to work and save without exceeding government asset limits.Tax Benefits: Often provides state tax deductions similar to 529 college savings plans.Contribution Limits: The lifetime maximum contribution limit aligns with 529 plans but should stay under $100,000 to avoid affecting SSI or Medicaid.Qualified Expenses: Can be used for day-to-day needs like food and rent, excluding vices like alcohol or gambling.No Impact on Government Benefits: ABLE account balances won't disqualify the individual from receiving SSI or Medicaid.It's important to note that in most states, there is a Medicaid payback provision, which allows the state to recover funds from the ABLE account to cover medical bills after the account holder's passing. However, some states, including Kansas, have removed this clawback provision, making these accounts even more attractive for families.What is a Special Needs Trust?A special needs trust (SNT) is a more established tool designed to protect individuals' eligibility for government benefits while allowing families to manage significant assets. This trust can hold homes, vehicles, real estate, investments, and various accounts like IRAs or Roth IRAs. Key benefits of a special needs trust include:Asset Management: Can hold a wide variety of assets that would otherwise disqualify someone from receiving government benefits.Estate Planning Certainty: Spells out how the assets will be managed and distributed after the individual's passing.No Medicaid Clawback: Unlike ABLE accounts, SNTs are not subject to Medicaid payback provisions, providing greater long-term financial security.Spending Flexibility: Can cover a wide range of expenses not covered by government programs.However, special needs trusts come with a downside. If the trust is used to pay for food or rent, the SSI benefit will be reduced by $334 per month. Additionally, any direct payments to the individual from the trust can affect SSI income, so careful management is required.How Can ABLE Accounts and Special Needs Trusts Work Together?Combining an ABLE account with a special needs trust can offer significant advantages for families. The ABLE account can be used for day-to-day expenses, while the special needs trust can be preserved for larger, long-term financial goals. This separation allows for greater flexibility and financial independence.Day-to-Day Needs: An ABLE account can cover immediate expenses like food and rent without reducing SSI benefits.Long-Term Planning: A special needs trust can hold larger assets and ensure they are passed on to future beneficiaries without impacting government benefit eligibility.Tax Benefits: ABLE accounts enjoy tax-free growth and withdrawals for qualified expenses, while special needs trusts are fully taxable each year. Therefore, it is beneficial to use the ABLE account for specific expenses to maximize tax savings.Why Go Through the Effort?Setting up both an ABLE account and a special needs trust takes planning, but the benefits are well worth it. ABLE accounts are simple and inexpensive to establish, offering tax advantages and flexibility for everyday expenses. Special needs trusts, while more complex and costly, assure that your loved one will retain their benefits and that their assets will be managed according to your wishes.When creating these plans, it's crucial to consult with an attorney and a financial advisor. Coordinating contributions to the ABLE account and the special needs trust is crucial to avoid exceeding limits that could affect eligibility for government benefits.Combining an ABLE account with a special needs trust can provide powerful financial synergy for families caring for a loved one with disabilities. With the right planning, these tools help ensure both short-term financial needs and long-term security, allowing your family member to thrive and achieve their God-given potential.On Today's Program, Rob Answers Listener Questions:My wife and I have the opportunity to purchase land and build a home using a VA loan. We currently own 8 acres with a mobile home, and we're trying to decide whether to get a double-wide mobile home or build a metal shop/barn instead. We have six kids, so finding the right long-term housing solution is essential. What is the best approach for us?Resources Mentioned:Sound StewardshipLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise on Oneplace.com
Understanding ABLE Accounts With Matt Syverson

MoneyWise on Oneplace.com

Play Episode Listen Later Mar 5, 2024 24:57


Matt Syverson is a Certified Financial Planner and Certified Kingdom Advisor in Overland Park, Kansas. He's also a specialist in helping families understand and set up ABLE accounts.  WHAT ARE ABLE ACCOUNTS AND HOW DO THEY COMPARE TO 529 EDUCATION SAVINGS ACCOUNTS?ABLE accounts, akin to 529 education savings accounts in terms of contributions and tax treatments, are designed to assist individuals with disabilities by allowing for the accumulation of resources without affecting their eligibility for government assistance.ABLE accounts, initially referred to as 529A plans, are intended for individuals with disabilities, allowing them to save beyond the typical asset limits set by government assistance programs.These accounts enable the saving of funds for a broad range of needs beyond just educational expenses, providing a more flexible financial support system for people with disabilities. WHO IS ELIGIBLE FOR AN ABLE ACCOUNT, AND WHAT ARE THE CONTRIBUTION LIMITS?ABLE accounts are specifically for individuals receiving or eligible for Supplemental Security Income (SSI) due to a disability onset before age 26, with annual contribution limits matching the federal gift tax exclusion amount.Eligibility for ABLE accounts extends to individuals with significant disabilities with an onset before age 26, who are recipients of or qualify for SSI, allowing for a greater financial cushion without risking their SSI benefits.The annual contribution limit to an ABLE account is set at $18,000, aligning with the annual gift tax exclusion, enabling families and the individual to contribute without tax penalties and without affecting the individual's SSI asset limits. HOW DO ABLE ACCOUNTS AFFECT SSI BENEFITS, AND WHAT ARE QUALIFIED DISABILITY EXPENSES?ABLE accounts do not count towards the SSI $2,000 asset limit, and funds can be used for a wide array of disability-related expenses without impacting SSI benefits, offering significant flexibility and financial relief.Contributions to ABLE accounts and the savings therein do not affect an individual's eligibility for SSI as long as the account balance stays below $100,000, thus providing a secure means to save and support disability-related needs without jeopardizing SSI benefits.Qualified disability expenses are broadly defined, covering any costs related to living with a disability, including but not limited to housing, education, healthcare, and personal support services, thereby offering a versatile tool for financial planning and care. HOW ARE ABLE ACCOUNTS MANAGED AND WHAT ARE THE INVESTMENT OPTIONS?ABLE accounts are state-sponsored, similar to 529 plans, with investment options ranging from aggressive to conservative portfolios, as well as offering FDIC-insured options with debit card access for day-to-day expenses.Each state sponsors its own ABLE program, with only a few exceptions; individuals can choose to open an account in any participating state, often guided by the specific features and benefits offered by each state's plan.Investment options within ABLE accounts vary, allowing for tailored investment strategies according to the beneficiary's needs and risk tolerance, including the possibility of a portion being allocated to a checking-like account with FDIC insurance for immediate needs.ABLE National Resource Center:able nrc.org ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I have a 401k from a previous employer and a portable pension; I'm wondering if I can roll these over into an existing IRA Roth, or if I need to consolidate them into a new IRA.My daughter is looking to buy a house or land and pay cash, but someone suggested delayed financing to get her cash back and then get a mortgage; I'm trying to understand what that is.We have a family business and are currently with a credit card processing company that does not share our Christian values. We are looking for recommendations on credit card processing companies that might be more aligned with our values. RESOURCES MENTIONED:Inspire InsightChristian Community Credit Union Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.  Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.