Podcasts about day devotional

What if the Bible doesn't just give us advice about money—but reshapes the way we think about it entirely? The messages we absorb from culture shape our fears, our goals, and even where we look for security. But Scripture offers a different foundation—one that brings clarity, freedom, and purpose to every financial decision. Ron Blue—co-founder of Kingdom Advisors and a pioneer in biblical financial stewardship—joined the show today to share how Scripture reframes our assumptions about money and calls us into a deeper, more faithful way of living. The False Promise of Security One of the most powerful cultural assumptions about money is that it provides security. We spend much of our lives trying to answer the question: How much is enough? But Scripture turns that question upside down. True security, the Bible teaches, isn't found in wealth, savings, or income—it's found in God alone. Culture urges us to pursue more, feeding discontent and anxiety. Scripture calls us instead to pursue faithfulness. Money can create the illusion of certainty. But it cannot protect us from life's ultimate realities. It cannot buy peace. It cannot purchase eternity. Only God provides the kind of stability that lasts forever. Contentment Is a Spiritual Choice Many people feel that no matter how much they have, it never feels like enough. Scripture addresses that tension directly. Hebrews 13:5 calls us to “be content with what you have,” reminding us that contentment isn't a financial outcome—it's a spiritual posture. Contentment grows when we trust that God knows our needs and promises to provide for them. Gratitude replaces striving. Peace replaces fear. Joy replaces comparison. Fear often sits beneath our financial habits—the fear of not having enough or losing what we already have. But Scripture gently redirects our hearts: God is our provider, and He will supply what we need when we need it. From Ownership to Stewardship Another assumption Scripture overturns is the idea that what we have belongs to us. The Bible consistently teaches that God is the true owner of everything. He created it. He sustains it. And for a season, He entrusts resources to us. That changes the central question of our financial lives. Ownership asks: What do I want? Stewardship asks: What does God want? When we see money as something entrusted to us rather than as something we possess, it reshapes how we spend, save, give, and plan. We begin to live not as controllers, but as faithful trustees—managing God's resources for His purposes. Scripture also helps us understand a difficult reality: people receive different amounts of resources. God loves each of us equally, but He treats us uniquely. He knows what each person needs and what each can faithfully steward. That perspective invites trust instead of comparison. Much like a loving parent treats each child according to their personality and needs, God provides for each of His children differently. What we have today is not random—it reflects His wisdom and care. The Next Faithful Step When Scripture reshapes our understanding of money, the goal isn't perfection—it's faithfulness. The question becomes simple and practical: What is my next faithful step? Not how much more can I accumulate. Not how secure can I make myself. But how can I steward what God has entrusted to me today? That perspective brings freedom. It replaces pressure with purpose and transforms money from a source of anxiety into a tool for worship, generosity, and trust. Because in the end, the Bible doesn't just change what we do with money—it changes what we believe about it, and ultimately, who we trust to provide. On Today's Program, Rob Answers Listener Questions: I have about $40,000 in credit card debt, and I'm trying to decide the best way to tackle it. Should I pursue credit counseling or consider a home equity loan—and why might credit counseling be the better option? I want to be a faithful steward of what God has entrusted to me, and I'm trying to understand the difference between tithing and offerings. I haven't been giving a full 10% of my gross income, and I'm wondering if I'm missing the mark. Can you offer some clarity? I'm about to apply for Social Security and want to know the best way to do it. Is it better to apply online, by phone, or in person at a local office? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Tithing: A Fresh Look at an Ancient Practice (Article by John Cortines in Faithful Steward, Issue 3) Christian Credit Counselors Social Security Administration (SSA.gov) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Teachback Tuesday, where we play the most popular episodes from previous seasons. We went into the Wayback Machine of our first season for this episode! Were you born again later in life as I was? This episode will be relatable, but even if that's not your story, you may find some helpful observations that you can share with someone you know who became a believer in their late teens or adult years. VISIT THE SHOP AT KEEP THE HEART For Daily Proverb Readers: Apply: Living What We Learn-A 31-Day Devotional Ponder the Path: A 31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Support this podcast with a donation HERE Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Are you truly waiting on God — or are you avoiding obedience because it feels uncomfortable? If you've been wondering how to know God's will, how to hear God's voice clearly, or whether you're delaying because of fear, this message is for you. James 2:17 says, "Faith by itself, if it is not accompanied by action, is dead." In this episode of Chosen By Jesus with Kelley and Taylor Tyan — ranked in the Top 1% of Christian podcasts worldwide and reaching 21 countries — we unpack what waiting on God really means and how faith in action requires obedience before comfort. By God's grace, this community has grown to: • 109,000+ views • 940+ hours watched • Viewers in 21 countries • 57,000+ views in the United States In uncertain times — from personal hardship to global conflict — many believers struggle with trusting God in uncertain times and stepping out in faith. But biblical faith has never required perfect conditions. It requires movement. This Bible-based teaching covers: • Waiting on God vs. avoiding obedience • Faith without works explained (James 2:17) • How to step out in faith when you feel afraid • Overcoming fear biblically • Christian obedience in real life • Hearing God's voice and responding with courage   Sometimes fear disguises itself as spiritual wisdom. Sometimes delay looks like discernment.   But obedient waiting produces peace. Avoidant waiting produces excuses. ⸻ Reflection: • Has God already spoken? • Am I asking for clarity when I really want certainty? • If fear wasn't involved, what would I do next?   You don't need another confirmation. You need courage. ⸻ Scriptures: James 2:17 Ecclesiastes 11:4 ⸻ Prayer: Lord, give us discernment to know when You are asking us to wait — and courage when You are asking us to move. Where we've delayed obedience, strengthen us. Teach us faith in action and help us choose obedience over comfort. In Jesus' name, Amen. ⸻ Comment below: Has God already told you what to do? ⸻ CALL TO ACTION Subscribe for weekly faith-filled conversations Like this video if it encouraged you Share with someone who's waiting but still believing Comment below—we pray over every request ⸻ABOUT CHOSEN BY JESUS Chosen By Jesus is a Top 1.5% Christian podcast worldwide, streamed in 16+ countries, with 725+ hours of YouTube watch time and a growing global community seeking biblical wisdom, peace, and encouragement. ⸻ One Year. 12 In-Person Gatherings. Endless Encouragement. Step into a sisterhood of women who pray together, grow together, and rise together.   What You'll Experience: • A safe place to grow in faith, be encouraged, and empowered • Accountability & support to stay strong all year long • Prayer, worship & fellowship that soothe your soul   Monthly Meet-Ups: 3rd Wednesday of every month at 6:30 PM The Wellness Way – Shrewsbury, MA Come as you are — leave inspired and equipped to live boldly for Jesus. Only $200 for the entire year (that's just $16/month for faith, growth & sisterhood!) Join the Chosen By Jesus Community today: https://kelleytyan.com/cbjcommunity ⸻ Want to go deeper? We coach women who are ready to rise in faith, walk in identity, and stand strong no matter the season. DM us on Instagram or visit www.chosenbyjesus.com ⸻

Many investors feel a real tension today. They want their portfolios to reflect biblical convictions. They care about justice, stewardship, and human dignity. Yet they're also navigating volatility, inflation, and economic uncertainty. When markets feel unstable, the question quietly surfaces: Do I have to choose between faithfulness and financial performance? The answer may surprise you. Today, we sat down with Stella Tai, Stewardship Investing Impact and Analysis Manager at Praxis Investment Management, one of the country's oldest faith-based mutual fund families and a valued underwriter of this program. Our conversation centered on whether values-aligned investing can truly pursue both impact and competitive returns—even in uncertain times. The Tension Investors Feel In strong markets, impact investing can sound inspiring and straightforward. But when markets grow choppy, many investors feel drawn into survival mode. “I need to focus on returns.” “I can't afford to think about impact right now.” Stella noted that this tension isn't just financial—it's spiritual. People of faith don't want to pull back from caring about stewardship or community flourishing. But they also worry: Will my returns suffer if I invest with conviction? That's an honest question.  Scripture reminds us in Proverbs 21:5 that “the plans of the diligent lead surely to abundance.” There's a difference between being responsive and being reactionary. When anxiety drives decisions, fear often replaces conviction—and that's when costly mistakes happen. Discipline Over Panic At Praxis, stewardship in uncertain markets begins with discipline. Stella described three anchors: Financial rigor in every market cycle. Serious analysis, ongoing evaluation of risk and opportunity, and team-based decision-making help ensure emotions don't drive the ship. Integration of impact with fundamentals. Impact and performance are not competing priorities. They are designed to work together. A long-term orientation. Rooted in stewardship, not speculation. Hebrews 12:11 reminds us that discipline may feel painful in the moment, but it yields a peaceful fruit of righteousness. That's true in spiritual formation—and in investing. What Values-Aligned Performance Actually Looks Like One common misconception is that screening companies based on faith convictions automatically sacrifices performance. Stella explained that Praxis uses what's called benchmark tracking. In simple terms, that means aiming to closely track the broader market while thoughtfully excluding companies that don't align with biblical values. The goal isn't to “beat the market.” It's to minimize what's known as “tracking error”—the gap between a fund's returns and its benchmark. In other words, you can seek market-level returns while owning companies that better reflect your convictions. Over full market cycles—not just in a single quarter—faith-based investors should expect competitive returns. That commitment to consistency is central. Impact Beyond Screening Screening is often the most familiar strategy in values-aligned investing. But real impact doesn't stop there. Praxis recently released its Real Impact Report, highlighting a framework that includes multiple strategies—from screening and shareholder advocacy to direct community investing. One powerful example involved long-term engagement with a large utility company in the Southeast. Instead of divesting, Praxis used its ownership stake to advocate for: A just transition for workers and communities as coal plants retire Science-based emissions reduction targets Responsible planning tied to renewable energy growth The company published just transition metrics and began tracking progress. That's what patient, long-term engagement looks like. Rather than stepping away, they stayed invested—believing transformation often happens through steady, faithful presence. Where to Begin If you're intrigued by impact investing but feel overwhelmed, start with clarity. Ask yourself: What values matter most to me? What kind of world do I want my capital to help build? What are my long-term financial goals? Then consider working with an advisor familiar with faith-based investing options. You don't have to master every strategy. Firms like Praxis Investment Management handle the research, engagement, and implementation. Your role is simpler—and profound: to say, "I want my money to reflect my values." When multiplied across many investors, even small portfolio decisions can move markets toward greater justice, dignity, and stewardship. And in uncertain times, that kind of disciplined conviction may be one of the most faithful investments you can make. On Today's Program, Rob Answers Listener Questions: I'm 60 and recently lost a long-time job. I have about $1.5 million in a volatile 401(k) and would prefer not to draw from it yet. With my wife working part-time and income limited, how should I reposition this account to make it safer and navigate this transition? If I take Social Security before full retirement age and accept the reduced benefit, how do cost-of-living adjustments factor in? Do future COLAs help offset that early-retirement reduction? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Praxis Investment Management Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

J.I. Packer once wrote, “What matters in life is not what you make of it, but what God makes of it for you.” That contrast becomes especially clear when it comes to money. When circumstances shift, and uncertainty rises, the quiet question surfaces: Will there be enough? Our culture tells us peace comes through self-provision—earning more, saving more, planning better. But Scripture invites us into a different posture: resting in a Father who provides. Look at the Birds: Provision Begins with Relationship In Matthew 6:26, Jesus directs our attention upward: “Look at the birds of the air…your heavenly Father feeds them.” Birds don't build financial models or stockpile reserves. Yet God sustains them. Jesus' point isn't irresponsibility—it's relationship. Behind every plan, paycheck, and effort stands a God who sees, knows, and provides. Throughout Scripture, this truth repeats like a steady drumbeat: Abraham climbs Mount Moriah in obedience, and God provides a ram (Genesis 22:13–14). The widow of Zarephath runs out of resources, and God sustains her jar of flour and jug of oil (1 Kings 17:14–16). Peter wonders how to pay the temple tax, and Jesus provides the exact coin in a fish's mouth (Matthew 17:27). From Genesis to Revelation, God's provision is precise, purposeful, and personal. Every Need, Not Every Wish Paul echoes this promise in Philippians 4:19: “My God will supply every need of yours according to his riches in glory in Christ Jesus.” Notice what Paul doesn't say. He doesn't promise every want, preference, or wish list. He promises to meet every need. And that supply doesn't flow from our economy, our income, or our investments—it flows from God's riches. Provision is not sourced in us. It's sourced in Him. Jesus Is Our Provision The truth goes even deeper. Jesus doesn't just provide—He is our provision. In John 6:35, He says, “I am the bread of life; whoever comes to me shall not hunger.” Peace, then, is not found in financial comfort or problem-free living. It's found in the presence of Christ. When we forget this, we drift into two familiar traps: Fear: What if there isn't enough? Self-reliance: I'll make sure there's enough. Both pull us away from trust. The Source Behind Everything We Have Scripture reminds us that God provides not only resources but the ability to obtain them. Moses tells Israel, “Remember the Lord your God, for it is he who gives you power to get wealth” (Deuteronomy 8:18). Our skills, opportunities, work ethic, and even our capacity to earn—all come from Him. When that truth settles in, something shifts. Financial security stops being something we manufacture and becomes something we receive. Trusting God as provider doesn't lead to inactivity. It frees us to work, plan, save, and give with joy. Our efforts become acts of stewardship rather than self-provision. Money becomes a place of spiritual formation rather than fear. That's why Jesus teaches us to pray for “daily bread” (Matthew 6:11). Not because God lacks resources—but because our hearts need daily dependence. Daily bread cultivates daily trust. Where Are You Looking for Provision? Take a moment to ask: Am I looking to my paycheck for security? My savings? My plans for the future? Or the hand of a Father who feeds the birds and calls me His child? Whether you're in a season of abundance or a season of need, Jesus doesn't just promise provision—He gives Himself. And He invites you to trust Him day by day. When we trade fear for faith, striving for surrender, and self-reliance for dependence, we discover the deep joy of resting in a Father who sees and provides. Go Deeper: A Daily Journey of Trust This is the journey explored in Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship. It's an invitation to trust God as Provider, Owner, and Treasure in every financial decision. You can pick up a copy—or place a bulk order for your church or small group—at FaithFi.com/Shop. And if you're using the FaithFi app, you'll find excerpts woven into the first 21 daily Rhythms, helping you connect your financial decisions with your spiritual life each day. Start today by establishing a new rhythm—seeing your money not as your security, but as an opportunity to trust the God who provides. On Today's Program, Rob Answers Listener Questions: I'm 65 and plan to work for another 5 to 6 years. I have $65,000 in a Roth IRA that hasn't been invested. I've heard suggestions ranging from corporate bonds and CDs to an ETF. How should I think about investing this money? I'm 60, with a $700,000 pension lump sum, and am considering a buffered-income variable annuity for a few years before taking withdrawals. Is that a wise move? My husband and I are pastors with small 401(k)s. We're curious about crypto—can we move funds directly from a 401(k) to invest in it, and is that advisable? When financing a car, is it better for a married couple to put the loan in one spouse's name or both—and does that change later in life? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship List of Faith-Based Investment Fund Families IBIT iShares Bitcoin Trust ETF | Fidelity® Wise Origin® Bitcoin Fund (FBTC) Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are your words producing worship - or wounds? In James 3:1–12, James shows us the tongue is small, but it can steer a whole life - or set it on fire. This message calls us to train our words so they match our worship.

Whatever you take refuge in is what you worship. God's anger is never wasted. And God, being non-transactional, has a different fast in mind. Have a listen. Show Notes: Support 1517 Podcast Network 1517 Podcasts 1517 on Youtube 1517 Podcast Network on Apple Podcasts 1517 Events Schedule 1517 Academy - Free Theological Education What's New from 1517: Face to Face: A Novel of the Reformation by Amy Mantravadi Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales Sinner Saint by Luke Kjolhaug More from the hosts: Daniel Emery Price Chad Bird

What if the greatest change you could make in your financial life didn't start with budgeting, investing, or earning more—but with surrender? We don't usually think of surrender as a financial word. Yet Scripture places it at the center of faithful stewardship. The life-changing truth that God owns everything reshapes how we live, give, and manage what we've been entrusted. The First Question Scripture Asks About Money When we talk about finances, we tend to ask familiar questions: How much do I have? How much do I need? Am I doing well? They're natural questions—but they're not the first question Scripture asks. From the beginning, the Bible establishes that God is the owner. Before humanity ever managed a garden or named a creature, God formed, filled, and ruled creation. Psalm 24:1 declares it plainly: “The earth is the Lord's and the fullness thereof.” Simply put, God is the owner—and we are the stewards. For many of us, that's a familiar idea. But familiarity doesn't always lead to surrender. We may affirm God's ownership in theory while living as if everything depends on our effort. We say, “I worked for this,” or “I earned this.” Yet Scripture adds an essential truth: “It is He who gives you power to get wealth” (Deuteronomy 8:18). Even our ability to work is a gift from God. Faithfulness, Not Outcomes Jesus reinforces this perspective in the parable of the talents (Matthew 25:14–30). A master entrusts resources to three servants. Two invest faithfully. One buries what he's been given out of fear. When the master returns, he doesn't praise them for increasing his net worth—he commends their faithfulness. That distinction matters. The world measures success by outcomes. God measures success by trust and faithfulness. If God owns everything, then we are not owners—we are managers. Scripture uses the term oikonomos, meaning household manager: someone who manages resources they didn't create, for purposes they didn't define, under a master they serve. At first, that may sound restrictive. In reality, it's freeing. If I'm not the owner, then I'm not the ultimate provider or protector. The weight shifts from my shoulders to God's. As Ron Blue often says, “If God owns it all, you can't lose anything.” Ownership carries pressure. Stewardship carries trust. Everyday Decisions Become Worship When we truly embrace stewardship, ordinary financial decisions take on spiritual meaning. Budgeting becomes aligning our desires with God's priorities. Giving becomes a response to His generosity. Planning becomes obedience rather than anxiety. Investing becomes multiplying what belongs to the Lord, not securing independence from Him. The Puritan preacher Thomas Watson once wrote, “What we keep we may lose. What we give to God is kept forever.” Paul echoes this in 1 Timothy 6:7: “We brought nothing into the world, and we can take nothing out of it.” That reality isn't meant to discourage us—it's meant to liberate us. When we stop clinging to what we cannot keep, we're free to invest in what we can never lose. What Does God Expect From Us? If God owns everything, what does He ask of us? Jesus answers simply: “One who is faithful in very little is also faithful in much” (Luke 16:10). Faithfulness isn't about the size of what we manage—it's about surrender. And surrender always begins in the heart. When we embrace God's ownership, two gifts follow: Humility—we stop boasting in what we've accomplished. Hope—we realize we're not carrying the burden alone. God equips, guides, and provides. Where Is God Inviting You to Surrender? Where might God be inviting you to shift from being an owner to a steward? In your giving? Your planning? Your savings or lifestyle? Or in the quiet belief that your security depends more on markets than on the God who “owns the cattle on a thousand hills” (Psalm 50:10)? Stewardship isn't about God getting something from you. It's about God doing something in you. It reorders the heart so money takes its proper place—not as a master, but as a tool. If this idea resonates with you—that God owns it all and stewardship begins with surrender—I invite you to explore it further in Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. You can learn more or order a copy for yourself, your church, or your small group at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: My wife and I are in our late 30s, have accumulated some debt, and have struggled to stick to a budget. We want to be better stewards, but keep falling off track. Can you offer simple, practical guidance to help us manage money and stay consistent? I'm 24 and living with my parents, hoping to buy a home instead of renting. What steps should I take now to move toward homeownership? I'm nearing 65 and will have about $70,000 from my 401(k), plus a small annuity. What's the wisest way to invest that money at this stage to support my future? I'm 65 and trying to decide when to take Social Security and how to draw from our accounts. We're mostly debt-free and financially stable, but I hear conflicting advice. Should I delay benefits, start my wife's earlier, and in what order should we tap our savings and IRAs? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send a textWhat if the real path to promotion looks nothing like hustle culture promises? We take on two charged words—submission and faithfulness—and show how they form a powerful, practical way of life that advances marriages, teams, and callings. This isn't about losing your voice. It's about choosing God's order, serving with strength, and becoming the kind of person heaven can trust.We start by reframing submission as a voluntary, faith-filled posture that prioritizes mission over ego. In marriage, we talk equal dignity with distinct roles: a wife's trust-filled submission and a husband's call to love like Christ—protective, sacrificial, and servant-hearted. We address the hard cases too: when to appeal, when to say no, and how to honor while obeying God above man. Then we move beyond the home into work, church, and community, where mature people bring strong ideas, align after decisions, and stop the whispering that fractures teams.From there we dig into faithfulness—commitment and consistency over time. We unpack why God promotes finishers who steward small assignments well, why “be found faithful” is a leadership superpower, and how to make diligence visible through clarity and follow-through. Expect concrete markers of a submitted heart (teachability, tone, peacemaking) and five next steps to grow: re-surrender daily, practice honor with honest appeal, master the small things, close the loop with cadence, and keep a clean, offense-proof heart.If you're ready to trade striving for strength and hype for substance, this conversation will meet you with courage and clarity. Subscribe, share with a friend who leads or serves, and leave a review with the one area you'll choose to be found faithful this week.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888

Over the coming decades, women will steward a majority of the wealth being passed from one generation to the next. For many, that responsibility will arrive suddenly—during seasons of grief, transition, or new beginnings. Yet within that shift lies a remarkable opportunity for wise and faithful stewardship. Sharon Epps, President of Kingdom Advisors and cofounder of Women Doing Well, joins us on today's show to share what she has learned after spending years studying this moment and walking alongside women as they step into it. A Quiet but Significant Shift Today, research consistently shows that women are inheriting a large portion of generational wealth. One primary reason is longevity—women often outlive their spouses by several years, placing financial responsibility squarely on their shoulders. In fact, nearly 95% of women will become the primary financial decision-maker at some point in their lives. Many step into that role unexpectedly, often while navigating grief, life transitions, or new responsibilities. The result is a profound shift happening quietly across generations—one with real implications for confidence, stewardship, and generosity. When Women Doing Well surveyed more than 7,300 Christian women—the largest study of its kind—one insight stood out: only about 6% felt confident or equipped to manage the resources God had entrusted to them. The issue wasn't a lack of desire. It was a lack of clarity, confidence, and inclusion in financial conversations. Many women had the responsibility, but not the preparation. That gap can feel overwhelming, especially when decisions arrive suddenly. Generosity Is Already There One of the most encouraging discoveries from the research was this: Christian women are already remarkably generous. They give more of their time and money than many of their peers. The desire to live generously is not something that needs to be created—it's already present. What many women want isn't simply to give more, but to give well. The opportunity is to help generosity grow from clarity and confidence rather than from fear or obligation. A strong correlation emerged between biblical understanding and generosity. The more women understood stewardship—recognizing God as the Owner and themselves as managers—the more purpose-driven their giving became. Discipleship shifts generosity from pressure to purpose. It reminds us that giving is not a test to pass, but a response to God's grace. From Overwhelm to Clarity: A Real Story One woman, whom we'll call Clara, had always given generously. But after inheriting a significant sum of money, she felt pulled in every direction—“a dab here, a little there,” without a sense of impact. Through a process of discernment and clarity, she began narrowing her giving while increasing her investment in areas aligned with her calling. Her response captured the transformation: “You've given me the freedom to say no so I can say a better yes.” Clarity didn't reduce her generosity—it deepened it. For many women, financial responsibility begins in the midst of grief. In those moments, wisdom matters. One helpful principle, often shared by trusted mentors, is this: avoid making drastic financial changes during the first year after a major loss. Decisions will need to be made, but there's rarely a need to rush. It's also vital to seek wise counsel. A trusted advisor who understands both financial realities and biblical stewardship can provide guidance, and bringing along a trusted friend or family member can offer needed perspective and emotional support. Finding Purpose Before Decisions Financial clarity often begins with personal clarity. Understanding how God has uniquely wired you—your experiences, passions, and calling—can shape how you steward resources. Many women find their generosity aligned with their life story: adoption, education, justice, poverty relief, or ministry areas where God has already been at work. Stewardship becomes more meaningful when it flows from identity and calling rather than obligation. When women gain clarity and confidence, measurable outcomes follow. Research shows that many increase both their financial giving and the time they invest in serving others. More importantly, they report greater peace, confidence, and joy. Generosity becomes a whole-life response—expressed through money, time, skills, and relationships. Generosity Without Pressure Growing in generosity doesn't mean saying yes to everything. True generosity flows from identity in Christ, not guilt or pressure. When fear or obligation drives a decision, it can be a signal to pause and pray. God is at work in many lives, raising up different stewards for different purposes. Saying no in one place often allows for a more faithful yes elsewhere. For advisors serving women in transition, relationship matters as much as expertise. Listening before leading, offering small and practical next steps, and creating an environment that feels relational—not transactional—can make all the difference. Guidance that is clear, manageable, and compassionate helps women move forward with confidence. A Word to Women Stepping Into This Role If you find yourself feeling overwhelmed or uncertain, know this: you are not alone. Financial wisdom grows one step at a time. God has already been at work in your life, and the resources entrusted to you have purpose. Confidence develops through learning, community, and small acts of obedience. Stewardship is not a burden to carry alone—it can become an adventure of discovering how God wants to work through you. Some women have even formed giving circles, combining resources and discernment to support causes together. What began as uncertainty became what they now call “the adventure of giving.” If you're navigating this transition or preparing for it, consider seeking guidance and community. Learn more about the work of Women Doing Well and resources for growing in clarity and confidence. You can also connect with a Certified Kingdom Advisor (CKA) who can provide biblically grounded financial counsel. The shift is already happening. And with it comes a profound opportunity—not just to manage wealth, but to steward it faithfully for God's purposes. On Today's Program, Rob Answers Listener Questions: As I prepare to buy a $400,000–$450,000 home—planning to put about 50% down and use a 15-year mortgage—what key questions should I ask lenders to secure the best rate and terms? Our Certified Kingdom Advisor recently left his firm to start his own practice. The current firm would charge about $1,000 in account-closure fees, but has offered to lower our management fee if we stay. Should we follow our advisor to his new firm or remain where we are, especially given the fees and our desire for biblically aligned investing? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Women Doing Well Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you wondering how to find peace in a stressed-out world? In this episode, Victoria explores how to experience the peace of God in your mind and body, how to calm your nervous system using Scripture-based practices, and practical steps for emotional regulation that help you live with steadiness and joy.In this powerful episode of the Choose 2 Think Inspirational Podcast, Victoria invites you to see peace in an entirely new way. Not as the absence of chaos. Not as pretending everything is fine. But as emotional regulation — the ability to calm your nervous system so your spirit can stay anchored.This is Part 4 of the Tending the Inner Garden series, and we're moving into one of the most needed conversations for Christian women today: how to experience the peace of Christ in your body, not just believe it in your head.Victoria unpacks how tending your inner garden requires more than awareness, truth, and hope. It requires stabilization. Because without peace, hope burns out. Without regulation, joy cannot flourish.Through relatable personal stories — including surprising lessons learned on the pickleball court — she reveals how emotional triggers surface in everyday moments. What feels small on the outside often exposes deeper patterns inside. And instead of shaming those reactions, Victoria shows you how to regulate them with gentleness and wisdom.Grounded in Scripture and supported by neuroscience, this episode offers a holistic approach to mental and emotional health. Peace is not passive. It is cultivated. It is practiced. It is protected.If you've ever felt guilty for being anxious…If you've ever wondered why you “know truth” but still feel overwhelmed…If you've been striving for peace instead of tending it…This conversation will meet you right where you are.Peace guards your heart and mind.Hope restores growth.And joy begins to flourish when the soil is stable.It's time to stop striving and start tending.Next up: Tending Joy.

Today, Pastor Jeff reminds us of this important truth from Faith Question #16: every human being sins—kids, adults, teachers, and even pastors. Because sin lives in every heart, the world can't be made right on our own, and that's why we need God's help. Romans 3:23 "For all have sinned and fall short of the glory of God."

Some of the best life lessons come from the simplest moments! Much like how today's episode was inspired by!   In today's replay episode, we are throwing it back to the summer of 2024 and chatting about the life-lessons I learned from making sourdough bread.   If you loved this episode, be sure to share this with a friend! God bless, Brianne . . . Sourdough Bread for Beginners course   Follow Brianne on Instagram- @sourdoughgirlie   Grab the Home Reset Playbook (formerly known as Hearty Homemaker Playbook). Use the code PODCAST for a discount!   Grab my new book! Homemaking with Purpose: 30-Day Devotional for the Modern Homemaker   Let's be friends!- Follow on Instagram   Worship Playlist on Spotify- https://open.spotify.com/playlist/12kOaaXMa6SF8pDw6bnORE   EMAIL US Do you have any questions or comments? Would you like us to cover a specific topic, or would you like to be a guest on the podcast? Email us at hello@heartyhomemaker.com! We look forward to hearing from you!

For many girls in Uganda, one opportunity can alter the course of their entire future—and that opportunity often begins with education. Around the world, poverty creates barriers that shape a child's path long before adulthood. But through the work of ministries and local partners, those stories are being rewritten with hope, dignity, and the love of Christ. Aaron Griggs joins the show today to share how Cross International is helping young women stay in school, discover their God-given purpose, and step into a future that once felt out of reach. The Mission: Serving the Most Vulnerable Cross International exists to serve some of the world's poorest and most vulnerable children and families for the glory of God. Rather than operating independently, the ministry works through trusted local churches and organizations across Africa and other regions—partners who understand the communities, relationships, and long-term needs on the ground. This approach allows them to provide immediate help—such as food, clean water, and education—while also fostering sustainable, long-term change. Local leaders remain present long after programs begin, ensuring care that is relational, consistent, and rooted in the Gospel. The Everyday Realities of Poverty For many families in countries like Uganda, Malawi, and Zambia, daily challenges are not simply inconvenient—they are life-altering. A single meal may be the only food a child receives all day. Clean water often requires walking for hours to contaminated sources. Preventable diseases spread quickly due to limited medical care. Education is frequently out of reach because families cannot afford school fees. When children cannot attend school, their opportunities shrink dramatically. For girls in particular, the consequences are often more severe—and more permanent. Why Girls Are Especially Vulnerable When resources are scarce, girls are often the first to be pulled out of school. In some communities, families facing desperate financial strain may feel forced to arrange early marriages for daughters—sometimes as young as 11 or 12—simply to survive. This leads to a heartbreaking cycle: Education ends early Marriage and motherhood begin prematurely Economic opportunities disappear Poverty passes from one generation to the next Without intervention, the very pathway that could break the cycle—education—remains inaccessible. Local Partnership in Action: Project Princess Initiative One of Cross International's key ministry partners in Uganda is the Project Princess Initiative, based in Kampala. Together, they walk alongside vulnerable girls by: Helping them stay in school Providing mentorship and spiritual guidance Teaching practical career and life skills Building confidence rooted in their identity in Christ The goal is not only academic success but whole-person transformation—spiritual, emotional, practical, and relational.  As many girls grow older, something remarkable happens: they begin mentoring others. The hope they received becomes the hope they give. Karen's Story: From Hopelessness to Purpose Karen, a young woman from Uganda, once faced a future filled with uncertainty. After her father abandoned the family, her education stopped. Surrounded by poverty, drugs, and despair, she felt trapped and hopeless. Through Project Princess, everything changed. She returned to school. She encountered mentors who reminded her of her worth in Christ. She discovered a future she never thought possible. Karen eventually attended college and studied economics—an opportunity few girls from her background ever experience. Today, she mentors younger girls facing similar challenges and speaks passionately about the role of faith in her transformation. Her story reflects a powerful truth: when education, mentorship, and the Gospel intersect, lives change. Why Faith Matters in Education Cross International's work centers on more than academics. While education opens doors, true transformation begins in the heart. Their approach focuses on the whole person: Physical needs like food and clean water Emotional support through mentorship Practical training for future careers Spiritual formation through prayer and discipleship Education alone can inform the mind. The Gospel renews the heart and reshapes identity. Together, they empower girls to become who God created them to be. How You Can Get Involved Scripture calls believers to care for the vulnerable. Psalm 82:3 urges us to “defend the weak and the fatherless; uphold the cause of the poor and the oppressed.” For many, generosity becomes a practical way to live out that calling. Through partnerships like this: Food reaches children who would otherwise go hungry Education keeps girls in school Mentorship restores dignity and hope The message of Christ transforms lives A relatively small gift can create a lasting impact—helping a child receive education, care, and spiritual support for an entire year. Through FaithFi's partnership with Cross International, every $62 helps provide a vulnerable child with a year of support—including education, nutritious food, mentorship, and the hope of the Gospel. Larger gifts can extend that impact to multiple children and families. To learn more or make a one-time gift, visit FaithFi.com/Cross. As you steward the resources God has entrusted to you, this is a tangible way to defend the vulnerable, uplift the oppressed, and invest in futures filled with hope. One opportunity can change a life. Your involvement can help make that opportunity possible. On Today's Program, Rob Answers Listener Questions: We're expecting a car accident settlement this year. Will it be taxable, and do we report it as income? After medical bills and attorney fees, how should we think about tithing on what remains? Our estate is set up in a trust, and we have two adult sons who don't get along. Should we name just one as trustee and power of attorney, or appoint them both? I have $24,000 in credit card debt. A debt management plan would lower my interest rates, but the payments are more than I can afford. If I withdraw $6,000 from my Roth IRA—I'm over 59—to reduce the balance and lower the payment, would that be wise? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Cross International Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Pastor Jeff teaches that sin isn't just about what we do—it starts in our hearts, with what we think and desire, as Jesus explains in Mark chapter 7. That's why Proverbs 4:23 reminds us to guard our hearts, because everything we do flows from what's inside. Mark 7:20 20 And he said, "What comes out of a person is what defiles him. 

Welcome back to Build Your Bible Habit! Chapter 24 is a "wisdom walk." In fact, Proverbs 24:5 tells us that a wise man has strength: "A wise man is strong; yea, a man of knowledge increaseth strength." Building your Bible habit is also building your strength through increased wisdom! A Proverbs-based tool for building your Bible habit: Apply: Living What We Learn-A 31-Day Devotional Ponder the Path: A 31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Support this podcast with a donation HERE Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Trusting God for our financial needs feels especially real when life gets tight. When savings shrink, markets fluctuate, or expenses rise faster than income, the pressure exposes what—or who—we truly rely on. Long before budgets, retirement accounts, or emergency funds existed, one man stood on a mountain believing God could provide in the most impossible circumstances. His story in Genesis 22 gives us one of the most powerful names of God in all of Scripture: “The Lord Will Provide.” And it offers a blueprint for faithful stewardship today. Provision Is Forged in Pressure Trusting God's provision rarely happens in comfort. It's forged in seasons when resources feel thin, and the future looks uncertain. Throughout Scripture, God's people learn His faithfulness not at banquets, but in deserts. Not in surplus, but in scarcity. Whether wandering in the wilderness, facing famine, or standing before overwhelming odds, they discover that provision isn't merely about resources—it's about relationship. God is not simply someone who provides. He is the Provider. But biblical faith isn't naïve optimism, nor is it passive resignation. Faith rests in God's character, moves forward in obedience, and trusts Him with the outcome. Abraham on the Mountain Genesis 22 is one of the clearest pictures of this kind of faith. God asks Abraham to offer Isaac, his son of promise. It's a shocking command, and we're meant to feel its weight. Isaac is the one through whom God promised to build a nation “as numerous as the stars.” Without Isaac, the covenant appears to collapse. Yet Abraham obeys. Before climbing the mountain, he tells his servants, “Stay here with the donkey; the boy and I will go over there and worship; then we will come back to you” (Genesis 22:5). Notice what he says: we will come back. The author of Hebrews explains Abraham's reasoning: “He considered that God was able even to raise him from the dead” (Hebrews 11:19). Abraham trusted that God's promise was more certain than the circumstances he could see. And when Abraham raised the knife, God intervened—not before the climb, not halfway up the mountain, but at the exact moment when obedience and trust met. A ram was provided in Isaac's place. It's there Abraham names the place: “The Lord will provide” (Genesis 22:14). What “The Lord Will Provide” Really Means To say God provides isn't to say He always provides in the way we expect. It means His character is generous, attentive, and faithful. He knows our needs before we ask. He meets them according to His wisdom—not our timeline. That shifts how we think about financial provision. Scripture commends diligence. “The hand of the diligent makes rich” (Proverbs 10:4). It warns against laziness. But diligence and provision are not the same thing. We work. God provides the harvest. Modern financial fear often comes from trying to secure every possible outcome. We want guarantees. We want certainty. We want control. But the great enemy of faith isn't need—it's self-reliance. When we believe we are our own providers, we shoulder a burden we were never designed to carry. The apostle Paul writes, “My God will supply every need of yours according to his riches in glory in Christ Jesus” (Philippians 4:19). Notice the scale and the source: According to His riches, not ours. Three Ways Trust Changes Our Stewardship When we truly believe God provides, three things begin to shift. 1. We Plan Without Panic Wisdom plans for the future. Scripture affirms preparation and foresight. But planning becomes idolatry when it tries to eliminate dependence. Trust allows us to budget, save, and invest without fear driving every decision. Our spreadsheets serve us—they don't rule us. 2. We Give Without Fear Generosity flows from security. If we believe God replenishes, we can release. Hudson Taylor famously said, “God's work done in God's way will never lack God's supply.” When God is our provider, generosity becomes an act of confidence, not recklessness. 3. We Endure Lean Seasons With Hope Scarcity is not wasted space in the life of faith. Lean seasons refine us. They remind us that our ultimate security rests not in accounts, assets, or accolades—but in the Lord who sees. Abraham learned something profound on that mountain—not just that God provides, but who God is. Provision in Scripture is relational. God provides so His people know Him more deeply and so the watching world sees His faithfulness. Faithful Stewardship Without Fear Trusting God's provision doesn't mean we stop budgeting, working, or stewarding wisely. It means we do those things without trying to control the narrative. Our responsibility is faithfulness. God's responsibility is provision. When life tightens and financial pressure mounts, Genesis 22 invites us to lift our eyes beyond the mountain in front of us and remember the name Abraham proclaimed: The Lord will provide. And He still does. On Today's Program, Rob Answers Listener Questions: How can I have a loving, respectful conversation with my parents—especially my dad—about whether they're truly ready for retirement and financially self-sufficient? Also, he started taking Social Security last year while still working. Should he reconsider delaying benefits, and what options does he have now? A nonprofit that owned a property has shut down, and I'd like to sell it and give the proceeds to a church. Are there special forms or steps I need to take to handle that transfer properly? I'm turning 60 and want to prepare wisely for retirement. I have a seven-figure balance across my 401(k) and investments. What should I focus on over the next several years—how much is enough, withdrawal planning, Social Security timing, and long-term care—so I won't become a burden on my kids? As I plan my estate, what does the Bible mean by leaving an inheritance to our children's children, and how should I think about what to leave my grandchildren? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy White Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Pastor Jeff reminds us that knowing the right thing to do but choosing not to do it is still sin. James 4:17 shows us that even doing nothing when we know the good matters to God. James 4:17 17 So whoever knows the right thing to do and fails to do it, for him it is sin.

Henry Drummond once wrote, “To become like Christ is the only thing in the world worth caring for…before which every ambition of man is folly and all lower achievement vain.” Those words cut straight to the heart of how Scripture defines success. In a culture that measures achievement by accumulation and applause, Jesus offers a very different scoreboard—one centered not on what we gain, but on who we become. The Success Story We've Been Taught It's easy to believe that if we could just reach a little higher, earn a little more, or move a little faster, we'd finally arrive. We see this impulse at the very beginning of Scripture. In the Garden of Eden, Adam and Eve weren't lacking anything, yet they believed something better was being held back (Genesis 3). At the Tower of Babel, humanity declared, “Let us make a name for ourselves” (Genesis 11:4). Success, in their minds, meant defining greatness on their own terms. That same instinct shapes us today. We measure success by paychecks and promotions, by titles, trophies, and the size of our homes or portfolios. And in a world that equates success with accumulation, it's hard not to wonder: Am I successful yet? Will more finally be enough? Jesus' Warning About the Illusion of More Jesus speaks directly into that tension in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” He then tells the parable of the rich fool (Luke 12:16–21). A man experiences an abundant harvest and decides to tear down his barns to build bigger ones. He reassures himself: “Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.” On the surface, it sounds like success. He planned ahead. He saved. He prepared. But Jesus calls him a fool. Listen to the language: my barns, my grain, my goods, my soul. There's no gratitude, no dependence on God, no concern for others. His definition of success was accumulation, and his confidence rested entirely in what he had stored up. God's response is sobering: “This night your soul is required of you, and the things you have prepared, whose will they be?” (Luke 12:20) Jesus concludes, “So is the one who lays up treasure for himself and is not rich toward God” (Luke 12:21). The story is meant to shake us awake. It exposes how easily we confuse preparation with control and wisdom with self-reliance. God isn't measuring success by what we store—He's measuring it by what we surrender. A New Definition of Success The apostle Paul understood this well. By every cultural standard of his day, Paul had succeeded. Yet he wrote: “I count everything as loss because of the surpassing worth of knowing Christ Jesus my Lord” (Philippians 3:8). Paul didn't lower the bar for success—he replaced it. Scripture tells us God's goal for our lives plainly: “For those whom he foreknew he also predestined to be conformed to the image of his Son” (Romans 8:29). That's the metric. Not income. Not influence. Not recognition. Christlikeness. So it's worth asking: What scoreboard are you watching right now? Whose applause are you chasing? If your goals are rooted in impressing others or securing more for yourself, satisfaction will always feel just out of reach. But if your goals are rooted in becoming more like Christ, you'll discover a kind of success that cannot be taken away. Jesus invites us to measure progress differently. Instead of asking, “Did I win today?” we can ask, “Did I look a little more like Jesus today?” In God's economy: Success is measured by obedience, not accumulation. By faithfulness, not fame. By surrender, not status. And God delights in what is done faithfully—even when no one else sees. Jesus puts it plainly: “For what will it profit a man if he gains the whole world and forfeits his soul?” (Matthew 16:26) Real success isn't what you gain. It's who you become in Christ. Aligning Our Hearts With What Lasts This is one of the reasons I wrote Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship. Each day is designed to help realign your heart—and your financial decisions—with God's purposes, so that success is defined not by accumulation, but by transformation. You can order a copy or place a bulk order for your church or small group at FaithFi.com/Shop. On Today's Program, Rob Answers Listener Questions: Should we tithe on our business's gross revenue, or just on the salary we actually pay ourselves? I have a 19-year-old niece and would like to contribute the first $1,000 to an IRA to help her start learning about budgeting and financial responsibility. Should I connect with a Certified Kingdom Advisor, or simply open an account through a company like Fidelity or Nationwide? My husband had a TIAA account from his time as an adjunct professor. Since I'm 76, I'm required to take distributions each year. I'd prefer to give that money to my son so it can remain invested and continue growing. Is that possible? My wife and I are both in our 70s and trying to determine how to divide our estate among our three children, our new church, and a few ministries we support. I know every situation is unique, but are there guidelines or resources to help us think through percentage allocations wisely? I'd like to lower my mortgage payment. I owe $89,000 at 3.5%, and my monthly payment is $1,254. I have cash available to apply toward the principal. If I make a lump-sum principal payment, will that reduce my monthly payment? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy White Sound Mind Investing Fidelity | Schwab | Schwab Intelligent Portfolios Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, Pastor Jeff explores Faith Question #16: What is sin? Sin is rejecting or ignoring God and His good law, showing us why we all need a Savior. 1 John 3:4   "Everyone who makes a practice of sinning also practices lawlessness; sin is lawlessness."

What does real faith look like when it lands in real life? In James 2:14–26, James makes it unmistakably clear: saving faith never stays alone - it shows up in works. Not works that earn salvation, but works that reveal genuine faith.

“Give us this day our daily bread.”These seven words from the Lord's Prayer are so familiar that we can easily miss how radical they are. When Jesus taught His disciples to pray in Matthew 6:11, He invited them to trust God for provision—not all at once, but one day at a time. In a world obsessed with tomorrow, this simple request calls us back to dependence, humility, and trust in God's care today.Daily Bread in the WildernessThe idea of daily bread takes us back to Israel's journey through the wilderness. In Exodus 16, God fed His people with manna each morning. It was enough for the day—no more, no less. When they tried to store extra, it spoiled.The lesson wasn't primarily about food; it was about trust. God was teaching His people that He—not their stockpiles or strategies—was their provider.Today, we work, budget, plan, save, and invest—and Scripture commends those practices. Proverbs celebrates diligence, and Joseph's preparation in Genesis 41 helped save entire nations. Trusting God isn't passivity, and faith isn't irresponsibility.But here's the tension: our planning must never replace our dependence. When Jesus taught us to ask for daily bread, He was establishing a rhythm—trusting God with today rather than burdening ourselves with controlling tomorrow.When Financial Anxiety Feels Close to HomeFor many people, this teaching hits close to home. We live in a time of economic anxiety. Budgets are tight, housing is expensive, and the future often feels uncertain.And if we're honest, money doesn't just expose financial fears—it reveals deeper questions: Will I have enough? Will I make it? Does God see me?Will He take care of me?Jesus speaks directly to those fears in Matthew 6:25–26: “Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them.”Jesus isn't calling us to ignore real needs. He's inviting us to rest in real care. Birds still work—they gather, build, and hunt—but they don't live in anxiety. They don't wake each morning wondering whether God will provide. Provision is built into creation because God is faithful.Three Responses to Daily BreadTrusting God for daily bread shapes the way we live. It invites three important responses: gratitude, contentment, and generosity.1. Daily Bread Invites GratitudeWhen we ask God for what we need today, we're reminded that what we have today is a gift. Gratitude pushes back against the relentless pressure for more—more comfort, more security, more status.Ecclesiastes reminds us, “Everyone to whom God has given wealth and possessions and power to enjoy them… this is the gift of God” (Ecclesiastes 5:19). Even the ability to enjoy what we have is grace.2. Daily Bread Invites ContentmentContentment doesn't mean settling for less—it means refusing to treat the future as the only place where peace exists.Paul writes, “I have learned in whatever situation I am to be content” (Philippians 4:11). That learning happened within real circumstances, not after ideal ones arrived. Contentment grows as we trust God in the present moment.3. Daily Bread Invites GenerosityWhen we trust God to provide for today, our grip loosens. Fear tightens our hands; trust frees them.In 1 Kings 17, a widow shared her last flour and oil with Elijah, trusting God's promise—and God sustained her household through the drought. The lesson isn't that generosity guarantees prosperity. It's that generosity reveals where our security truly lies.Trusting God Through Everyday Financial HabitsTrusting God for daily bread often expresses itself in very ordinary financial decisions.Building an emergency fund can shield us from unnecessary anxiety.Creating a budget helps us steward what God provides.Saving for future needs reflects wisdom, as Proverbs 21:20 states: “The wise store up choice food and olive oil.”Yet even the wisest planning must remember this: financial stability is not ultimate security. No account balance is large enough to silence fear if our hope rests in money.At the same time, there is no scarcity so deep that God cannot sustain His children.Whether in Need or in PlentyFor some, trusting God for daily bread is literal. You're not sure how the bills will be paid. You're praying for provision in a very real way. For others, the challenge is different. You're in a season of abundance—and the danger isn't lack, but forgetting the Giver.God warned Israel about this in Deuteronomy 8: “Beware lest you say in your heart, ‘My power and the might of my hand have gotten me this wealth.'” Every opportunity, every skill, every breath comes from Him.In the Lord's Prayer, the request for daily bread comes after “Hallowed be your name” and “Your kingdom come.” Provision is framed by worship and mission. God meets our needs not only for our comfort, but for His purposes.A Prayer for TodaySo what does trusting God for daily bread look like? Ask God for what you need. Thank Him for what you have. Open your hands toward others.He is faithful in the wilderness. Faithful in your budget. Faithful in seasons of uncertainty. And He is faithful today.On Today's Program, Rob Answers Listener Questions:I've built up significant credit card debt after a failed business investment and major car repairs—about $8,000 on one card, $10,000 on another, and $5,000 on a third. Should I use American Express's relief program or look into debt consolidation?I receive Social Security. Do benefits automatically increase each year? Do I owe taxes on them, and if I go back to work, will it affect what I receive?I understand how firms like Vanguard and Fidelity charge for investment management, but how are Certified Kingdom Advisors compensated? How are their fees structured?My husband passed away, and I began taking his Social Security while waiting to claim my own at 70. I'm now hearing that my benefit may not increase if I do that. Should I switch to my benefit, and when should I apply to avoid missing any income?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)SSA.govChristian Credit CounselorsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today is FRI-YAY and Shout Out Day with Pastor Jeff as we wrap up Faith Question 15: Why does the law matter if no one can keep it? We'll celebrate the good news that the law points us to our need for a Savior—and Jesus brings us back to God. 1 Timothy 1:15   This saying is trustworthy and deserving of full acceptance: "Christ Jesus came into the world to save sinners"—and I am the worst of them.

Send a textMoney pressure has a way of sneaking into a marriage and turning simple conversations into fights. We open up about our early years—over $100k in debt, sleepless nights, and two very different backgrounds—and share the seven habits that helped us replace anxiety with unity. This is a practical, faith-filled roadmap: one shared plan, a zero-based budget, the 10-10-80 priority rule, and margin that lets you breathe. We talk through sinking funds for “predictable surprises,” why we moved from “his and her” money to “our” money, and how a simple solo spend limit protects trust without micromanaging.You'll hear how ditching personal credit cards and learning from wise friends changed our trajectory, plus how the debt snowball gave us momentum and milestone wins. Most importantly, we anchor every step in stewardship and Scripture—seeing money as God's, not ours, and expecting favor, wisdom, and creative ideas rather than quick windfalls. We walk through passages like Deuteronomy 8:18, Malachi 3, and Proverbs 3 to ground financial choices in covenant, not fear. Good success means more than income; it's peace in your home, clarity in your plan, and alignment with purpose.If money fights are draining your relationship, this conversation offers simple tools and a hopeful path forward. Listen to learn how to budget together, build margin, set boundaries, and turn debt into a shared mission. Then share the episode with a friend who needs encouragement, subscribe for more faith-forward marriage and money insights, and leave a review with the first habit you'll start today.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888

Younger investors are reshaping the markets—from crypto and AI to ETFs and gaming. But with so many new platforms, trends, and voices competing for attention, how can believers invest wisely across generations?Matt Bell, Managing Editor at Sound Mind Investing, has been tracking these shifts closely, and he joins the show today to share his insights and highlight both what's changing and what remains timeless—especially when biblical wisdom guides our financial decisions.The Surge of Younger InvestorsSince 2020, millions of new investment accounts have been opened—many by Gen Z and millennials. In fact, a significant portion of today's investors entered the market during the early pandemic years, despite dramatic market volatility. Why? Several factors converged:Extra time at home during lockdownsStimulus payments and increased savingsCommission-free trading platformsSocial media influencers showcasing day tradingApps that made investing feel simple—even entertainingInstead of retreating when markets dropped, many younger investors leaned in.How Younger Investors Are Engaging the Market DifferentlyCompared to previous generations, younger investors tend to:Use mobile apps as their primary investment toolsExplore emerging sectors like crypto, AI, and fintechGet advice from social media and peers rather than advisorsTrade more frequentlyFavor ETFs over traditional mutual fundsETFs, in particular, appeal to younger investors because they trade like stocks, often have lower costs, and allow for more active participation.At the same time, themes like cryptocurrency, gaming-related funds, and sports gambling investments show the sharpest generational divide—drawing the most interest from the youngest investors.A Cultural Shift in InvestingInterest in newer asset classes isn't limited to younger investors anymore. Crypto, AI, and alternative investments are gaining traction across all age groups.Major developments—such as the approval of Bitcoin ETFs and growing conversations about private equity in retirement plans—signal that the investing culture is evolving rapidly.But rapid access can create risk.Availability and hype can outpace understanding. New investment options often carry complexity, and without careful research, investors may unknowingly take on risks they don't fully grasp.The Social Media EffectOne of the most defining features of today's investing landscape is the role of social media.Anyone can build a following and offer financial advice—even without credentials. In a crowded digital space, the loudest voices often gain the most attention, not necessarily the wisest ones.That's why discernment matters. Before acting on advice:Check credentialsEvaluate track recordsSeek multiple perspectivesCompare guidance against long-term principlesWise investing has always required counsel, patience, and humility—traits that don't trend easily online.The Opportunity of Starting YoungDespite the risks, the growing interest in investing among younger generations is largely positive.Time is one of the most powerful tools in investing. Starting early allows compounding to work over decades, creating opportunities for steady growth and long-term stability.Encouraging young investors to begin is wise. Helping them begin wisely is even more important.How Parents and Mentors Can Guide the Next GenerationFor parents, grandparents, and mentors, the goal isn't to criticize younger investors—it's to walk alongside them.Start by affirming their interest. Then introduce principles that shape a healthier approach:DiversificationLong-term thinkingWise counselProcess-driven investingOngoing learningThese conversations can help shift the focus from chasing trends to building a thoughtful strategy.Why Process Matters More Than TrendsIn fast-moving markets, a clear investment process becomes essential.Emotion—fear when markets fall and greed when they rise—is one of the greatest risks investors face. A disciplined strategy helps guard against impulsive decisions.For believers, process also reflects stewardship. The money we manage ultimately belongs to God, and our responsibility is to steward it wisely and intentionally.A thoughtful plan helps investors stay grounded when markets—and headlines—shift.Understanding What You OwnOne practical test of wise investing is simple: can you clearly explain what you own and why?If an investment can't be explained in plain language, it may not be fully understood. And stewardship requires understanding.Clarity leads to better decisions. It also protects against blindly following trends or hype.When Investing Starts to Feel Like GamblingModern platforms often blur the line between investing and entertainment. Frequent trading, instant feedback, and gamified interfaces can encourage short-term thinking.But Scripture points to a different path:Ecclesiastes 11:2 encourages diversification.Proverbs 21:5 praises steady, disciplined planning.1 Timothy 6:10 warns against the love of money and reckless pursuit of wealth.These principles emphasize patience, wisdom, and restraint—not speculation.What Never ChangesEvery generation invests differently. Technology evolves. Markets shift. New asset classes emerge.But God's principles for stewardship remain steady.Wise investing is not about chasing what's trending. It's about:Purpose over hypePatience over speedProcess over impulseFaithfulness over fear or greedWhen portfolios are shaped by those values, investing becomes more than a financial activity—it becomes an act of stewardship.And that's a strategy that transcends generations.On Today's Program, Rob Answers Listener Questions:My husband is retiring next year and plans to roll his 401(k) into a Roth IRA. I also have a small 401(k). Can we combine our accounts? Also, I'm a retired teacher with a pension and a small 403(b). Would it make sense to withdraw the funds, invest them elsewhere, and give them to my sons?I'd like to set up a 529 plan for my new great-grandson. How does it work? Can I make his parents the owners or beneficiaries, and can other family members contribute if I make a one-time gift?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingNot Your Father's Portfolio—A Generational Divide in Investment Preferences (Article by Matt Bell at SoundMindInvesting.com)SavingForCollege.comOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if hope isn't something you wait for… but something you train for?In this powerful episode, Victoria invites Christian women into a completely different way of thinking about hope. Not as a fleeting emotion. Not as wishful optimism. But as a spiritual discipline that requires attention, intention, and daily care.Because here's the truth: you can love God deeply and still feel depleted. You can have faith and still wrestle with discouragement. And that doesn't mean you're failing — it means there's an area of your inner garden that needs tending.In this conversation (Part 3 of the Tending the Inner Garden of Your Mind series), Victoria walks you through a simple but transformative pathway:First, recognize where hope has withered in your life — without shame.Second, replant truth in that very place using Scripture.Third, practice hope through small, faithful, daily acts that build emotional and spiritual resilience.You'll discover why awareness is the first step to renewal, how repetition literally wires belief into your brain, and why rhythm — not reaction — is what helps hope grow strong and sustainable.This episode is deeply practical, biblically grounded, and emotionally honest. You'll walk away with tangible steps to strengthen your thought life, reorient your focus, and cultivate a hope that lasts — even when circumstances don't change overnight.If you've been feeling discouraged, anxious, or quietly worn down… this one is for you.Join the INSIDERS' SECRETS group for behind-the-scenes takeaways with Victoria as she writes the new Sacred Thinking devotional. Plus get bonuses and sneak peaks! https/alh.31411/p/:a3/4ce-hni-gv-neet-ds77

Join Pastor Jeff as he talks about Faith Question 15 and how sin separates us from a holy God. We'll learn how God's law shows us His design for living and points us back to a close relationship with Him. Habakkuk 1:13a "Your eyes are too pure to look on evil, and you cannot tolerate wrongdoing."

The great Sabbath keeper is bringing salvation. God promises a name that is better than extending your memory. And some things are not worth finding renewed hope in. Have a listen. Show Notes: Support 1517 Podcast Network 1517 Podcasts 1517 on Youtube 1517 Podcast Network on Apple Podcasts 1517 Events Schedule 1517 Academy - Free Theological Education  What's New from 1517: Face to Face: A Novel of the Reformation by Amy Mantravadi Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales Sinner Saint by Luke Kjolhaug  More from the hosts: Daniel Emery Price Chad Bird

Every day, we're faced with financial decisions—some small, some life-shaping. We decide how to spend, save, give, borrow, invest, and provide for our families. But behind each of those choices lies a deeper question: where do we go to find wisdom?Many assume the Bible is a spiritual book meant only for spiritual matters, not for the realities of modern financial life. After all, Scripture was written thousands of years ago. There were no index funds, tax-advantaged accounts, or credit cards in ancient Israel. So how could it possibly speak to retirement planning, debt, generosity, or contentment today?Yet what Scripture offers isn't a financial playbook—it's something better: timeless wisdom rooted in the character of God.Timeless Wisdom, Not Financial FormulasBiblical wisdom isn't about giving us modern strategies or formulas. It's about helping us understand who God is, who we are, and what we were made for. Until we know the Author, we won't trust His instruction. And without trusting His instruction, we won't build our lives—financially or otherwise—on His Word.The primary purpose of Scripture isn't merely to tell us what to do. It's to reveal who we belong to. It introduces us to the God who provides, who owns all things, who defines true success, and who calls us to steward not just money, but all of life.Once that foundation is laid, Scripture certainly does speak to how we live. The apostle Paul writes:“All Scripture is breathed out by God and profitable… that the man of God may be complete, equipped for every good work” (2 Timothy 3:16–17).Financial decisions are included in those “good works.” The Bible isn't irrelevant to a modern economy—it's indispensable.Biblical Principles for Modern Money DecisionsThe questions people wrestle with today aren't new. Scripture addresses the very issues many of us face:Diversification: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land” (Ecclesiastes 11:2).Debt and co-signing: “Be not one of those who give pledges” (Proverbs 22:26).Living below your means: “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it” (Proverbs 21:20).Planning ahead: “The prudent sees danger and hides himself” (Proverbs 27:12).Generosity: “You will be enriched in every way to be generous in every way” (2 Corinthians 9:11).Seeking wisdom: “If any of you lacks wisdom, let him ask God” (James 1:5).These aren't technical instructions about financial products. They are heart-level principles that guide every generation, in every economy.Financial Wisdom Is RelationalBiblical wisdom is not merely practical—it's relational. Scripture doesn't just tell us what to do; it shows us why God is trustworthy.It reveals a Father who “owns the cattle on a thousand hills” (Psalm 50:10), who feeds the birds of the air (Matthew 6:26), who gives good gifts to His children (James 1:17), and who never abandons those who walk by faith (Hebrews 13:5).Much of our financial anxiety isn't ultimately about money—it's about trust. And trust doesn't come from spreadsheets or strategies. It comes from knowing the God who inspired Scripture.When we know Him, financial obedience becomes freedom rather than drudgery. Living below our means becomes contentment. Avoiding debt becomes a matter of wisdom rather than fear. Giving becomes a joyful response to grace. Planning becomes stewardship instead of self-reliance.Ancient Words, Timely GuidanceScripture is ancient, but it is not outdated. Technology changes. Markets change. Financial products change. But the human heart does not.Because the heart hasn't changed, God's Word still speaks. It equips us for every season of life, every financial decision, and every act of stewardship.The Bible never treats money as evil, but it refuses to let it become a savior. It presents money as a tool—good when stewarded wisely, dangerous when worshiped, and temporary, no matter how well invested.That's why the goal of biblical financial wisdom isn't accumulation—it's transformation.Becoming Faithful StewardsUltimately, Scripture doesn't just shape what we do with money; it shapes who we become. It forms us into people who trust God, steward His resources, and live with eternal purpose.That's the heart behind Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship. The devotional walks through how Scripture reshapes our view of money by helping us see God as Owner, Provider, and our ultimate treasure—so finances fall into their proper place.If you'd like to take that journey, you can get your copy—or order in bulk for your church or small group—at FaithFi.com/Shop.On Today's Program, Rob Answers Listener Questions:I want to buy savings bonds for my grandson's first birthday, but my bank and credit union don't handle them. Where do I go and how do I do it?My son bought a Jeep he can't afford, and he's struggling to make payments and provide for his kids. He has a head injury from military service and is waiting on full VA disability benefits. What can we do to help him financially?I bought silver about 10 years ago, and it has increased significantly in value. Where is the silver market headed, and where would I go to sell it for the best price?I'm deep in credit card debt after allowing my children to use my credit card. Should I take out a loan to pay it off, or consider debt consolidation?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)SavingForCollege.com | TreasuryDirect.govChristian Credit CounselorsOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pastor Jeff shares that God's law reveals His perfect holiness, our sinfulness, and our deep need for a Savior. Because only God is holy and we all fall short, even our best efforts can't make us right without Him. Only through Jesus we are able.  Isaiah 64:6 "All of us have become like something unclean, and all our righteous acts are like a polluted garment; all of us wither like a leaf, and our iniquities carry us away like the wind."  

Have you ever said the phrase, "I just don't have time to declutter" or "I don't have the motivation to declutter"? If so, this episode is totally for you!   Today, we're breaking down the three real reasons why you are struggling to declutter, and none of them are what you think! If you're tired of feeling overwhelmed by your space and frustrated with yourself, this episode will help you see what's really going on beneath the surface, and how to finally move forward with decluttering!   If this episode blesses you, be sure to share it with a friend who needs to hear this!   God bless, Brianne . . . Grab the Home Reset Playbook (formerly known as Hearty Homemaker Playbook). Use the code PODCAST for a discount!   Grab my new book! Homemaking with Purpose: 30-Day Devotional for the Modern Homemaker   Let's be friends!- Follow on Instagram   Worship Playlist on Spotify- https://open.spotify.com/playlist/12kOaaXMa6SF8pDw6bnORE   EMAIL US Do you have any questions or comments? Would you like us to cover a specific topic, or would you like to be a guest on the podcast? Email us at hello@heartyhomemaker.com! We look forward to hearing from you!

You have a new roommate named “Anxiety” and you never invited her to live with you. If one more thing goes wrong, you don't think you can take it. The circumstances in your life seem to be ganging up on you. But wait a minute. Is it the circumstances or is it something or someone else? Circumstances get way too much credit for the lack of peace. The real problem is often closer to home. It's the person in the mirror. And we all have a person in the mirror, so this episode isn't pointing fingers or playing the blame game. I am included in the list of suspects! We all tend to do things that rob our lives of peace, and it is often unintended. Busy people have the tendency to make mistakes faster! We're flying through life, trying to cram as much into each day as possible before going to bed. And then we wake up, lather, rinse, and repeat. Disturbing our own peace is a habit worth losing. This is a practical episode looking into three common areas where we tend to cause personal disturbances. You already know these things, but reminders often spark changes that were waiting to happen. Let's consider three things we can check and change to restore and protect the peace that God wants us to have. Book Mentioned in this episode: Apply: Living What We Learn-A 31-Day Devotional Ponder the Path: A 31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Support this podcast with a donation HERE Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Monks and money don't seem to go together—but maybe they should. Early Christian monastics developed a biblical approach to possessions that offered freedom from fear and created space for generosity. Their example continues to resonate with believers navigating modern financial pressures.Dr. Shane Enete, Chair of the Finance Department at Biola University, joins the show today to help us explore what he calls “monk finances,” drawing on early Christian history to uncover insights that remain strikingly relevant today.Why Monks and Finances Feel Like OppositesFor many people, the idea of monks and money in the same sentence feels contradictory. That perception has historical roots.In the early centuries of the church, some believers reacted to growing spiritual complacency by withdrawing from society. These early monks sought lives of radical devotion and discipline. In extreme cases, they rejected material possessions entirely, viewing the physical world—and even the body itself—as spiritually dangerous.But this wasn't the final word on monastic life.Leaders like St. Anthony and St. Benedict helped reshape the movement. They recognized that God created the material world before the fall; therefore, possessions, work, and even money could be used for His glory. Instead of rejecting material things, they began developing thoughtful, disciplined ways to steward them.Out of that shift came a surprisingly rich theology of money.Recovering a Biblical View of PossessionsAs monastic communities formed, they began to rethink how Christians should live with resources.Rather than treating money as evil, they saw it as necessary for life—but not as a source of identity or security. Their approach emphasized moderation, equality, and shared responsibility.Their guiding principle was simple: Meet your needs, then help meet the needs of others.Money became a tool for self-sufficiency that led to hospitality, not a means of achieving independence from God. This perspective echoed the Apostle Paul's teaching to the early church, especially in communities wrestling with wealth and inequality.In many ways, the monks' worldview stands in contrast to modern financial culture. Where today's systems often prioritize accumulation and long-term personal security, the monastic tradition emphasized dependence on God and care for neighbor.Economic Sufficiency vs. Economic SecurityOne of the most striking insights from monastic life is the distinction between economic sufficiency and economic security.The monks worked hard. They cultivated gardens, produced goods, and provided for themselves. But they intentionally stopped short of building wealth for personal protection. Their goal was sufficiency—having enough to live and to share.A well-known story about St. Anthony illustrates this progression. After initially living in isolation, he began growing food to avoid burdening others. Eventually, he expanded his efforts to feed visitors and care for those who came seeking wisdom. His work produced enough for his needs and created margin for generosity. That pattern shaped monastic communities:Work diligentlyMeet basic needsCreate marginPractice hospitalityThey believed the danger came when financial planning shifted from provision to self-protection—when wealth began to replace trust in God.Guarding the Heart from the Love of MoneyMonks viewed wealth with a sober realism. They saw it as useful but spiritually risky.Money, they believed, has a way of whispering false assurances: “You're safe. You're secure. You don't need God.”To guard against this, monastic communities developed “rules of living”—structured rhythms that shaped how they worked, spent, and shared. These practices served as guardrails, protecting their hearts from drifting into consumption and self-reliance.The goal wasn't deprivation. It was clarity. They wanted money to remain a servant, never a master.The Power of an “Economy of Excess”One of the most compelling ideas to emerge from monastic life is what might be called an “economy of excess.”In many monasteries, individuals were trained not to consume everything they were given. Instead, they intentionally left a portion unused—placing it at the center of the table for others.Imagine a community of dozens of people, each holding back a small amount. The result was abundance. Tables overflowed, and anyone in need could be cared for.This practice created margin without requiring wealth.It also mirrors biblical principles found throughout Scripture. In the Old Testament, landowners were instructed not to harvest their fields to the edges so the poor could gather what remained. The design was intentional: leave space for others, and generosity becomes woven into everyday life.When consumption stops short of the limit, community flourishes.Freedom from Financial AnxietyThe monks' approach offers a powerful corrective to modern financial anxiety.Today's culture often promotes endless striving—more income, more savings, more security. Yet the pursuit rarely ends. Wants expand, expectations rise, and contentment slips further away.Monastic wisdom points in another direction: simplify, define “enough,” and trust God with the rest.There is a surprising freedom in that posture. When life is not driven by maximizing consumption, gratitude grows. When security is not tied solely to accounts and assets, dependence on God deepens.Their example reminds us that peace is not found in having everything, but in needing less and sharing more.What We Can Learn TodayThe monks did not reject money. They reoriented it. They used resources to:Depend on GodCare for their communitiesPractice hospitalityServe the poorTheir lives challenge modern assumptions about success, security, and sufficiency. They invite believers to examine not just how money is used, but what role it plays in shaping the heart.Perhaps their most enduring lesson is this: Financial wisdom is not measured by accumulation, but by alignment—with God, with others, and with the purposes of His Kingdom.Ancient as it may seem, that vision speaks directly to our moment.———————————————————————————————————————Dr. Shane Enete's full article, “Monk Finances: The Economic Brilliance of Early Christian Monks,” appears in the latest issue of Faithful Steward magazine. When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:I'm working with a new financial advisor who's recommending an Allianz Index Advantage Plus annuity. He says it offers downside protection, no fees to us, and growth potential with gains that can be locked in several times a year. I'm not familiar with this—what should I know?My mom, my sister, and I all own a home together. When my mom passes away, will her share automatically be divided between us, or does something else happen legally?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Monk Finances: The Economic Brilliance of Early Christian Monks - Article by Dr. Shane Enete - Faithful Steward: Issue 4)Our Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Pastor Jeff today as he shares Faith Question #15 and talks about God's holiness. We'll discover how God's perfect nature connects to His law and why it matters for our lives. 1 Samuel 2:2 "There is no one holy like the Lord. There is no one besides you! And there is no rock like our God."

From ancient times to modern markets, gold and silver have captured people's attention—especially during seasons of uncertainty. It's one reason more believers are asking whether precious metals belong in their investment portfolios. The question isn't simply financial; it's also about stewardship. Where do metals fit—and where don't they—when we're seeking to make wise, faithful decisions with what God has entrusted to us?A Long History as a Store of ValuePrecious metals are among the oldest forms of money in human history. For thousands of years, gold and silver have served as a store of value. Even today, in an economy dominated by fiat currencies, they still carry an aura of stability and permanence.There's a practical reason for that: governments can print more dollars, but they can't print more gold or silver. As a result, investors often turn to metals during periods of inflation, geopolitical tensions, or financial instability. They're commonly viewed as a hedge—an asset that may preserve purchasing power when confidence in broader systems begins to waver.That perception holds some truth. But it's also important to separate reality from myth. Precious metals are not magic assets, and they don't function like traditional growth investments.How Precious Metals Differ from Traditional InvestmentsThey Don't Produce IncomeStocks may pay dividends, bonds generate interest, and real estate can produce rental income. Precious metals, by contrast, do not produce income. They simply exist as assets whose value rises or falls over time.That doesn't mean they can't appreciate. But it does mean their return profile is fundamentally different from owning productive assets. Gold sits still; businesses build.Prices Can Be VolatileMetals are often described as “safe,” yet their market prices can swing sharply. There have been extended seasons when gold and silver prices barely moved—or declined—reminding investors that stability and growth are not the same thing.Costs MatterOwning physical metals involves more than just the purchase price. Coins and bars often carry premiums, and they require storage, insurance, and security considerations.For those who prefer not to handle physical metals, exchange-traded funds (ETFs) and similar vehicles offer another path. These track the price of gold or silver without the logistical challenges of storing them, making them a practical option for many investors.Allocation Is KeyFinancial professionals who favor precious metals typically recommend keeping them as a small portion of a diversified portfolio—often around 5%, and rarely more than 10%. When metals dominate a portfolio, they can crowd out assets better suited for long-term growth.What Scripture Says About Wealth and SecurityThe Bible references gold and silver frequently—not only as commodities, but also as symbols of value, beauty, craftsmanship, and worship. Yet Scripture consistently warns against placing our trust in them.Paul writes, “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God” (1 Timothy 6:17).The issue isn't money itself; it's misplaced hope. Gold cannot redeem us, rescue us, or ultimately secure our future. Only the Lord can do that.Proverbs echoes this truth: “The wealth of the rich is their fortified city; they imagine it a wall too high to scale” (Proverbs 18:11). The key word is imagine. Wealth—even in solid forms like precious metals—can create an illusion of safety.That's especially important to remember because metals often attract attention during periods of fear. But fear is not a reliable investment strategy. Wisdom is. Fear rushes; wisdom moves slowly, with patience and prayer.Three Principles for Faithful Investors1. Metals Are a Tool, Not a TreasurePrecious metals don't need to be spiritualized or demonized. They're simply one part of God's created resources—useful when held with open hands and proper perspective.2. They Should Complement, Not Replace, DiversificationSome investors feel tempted to go all-in on gold during uncertain times. But Scripture doesn't call us to make decisions rooted in fear. Metals may play a role, but they shouldn't replace a well-diversified plan built for long-term growth and stability.3. Every Financial Decision Is Ultimately SpiritualWhether investing in index funds, bonds, real estate, or bullion, the deeper question remains: Lord, how can I honor You with what You've entrusted to me?If precious metals help reduce risk, preserve purchasing power, or support generosity over time, they may serve a wise purpose. But if they fuel anxiety or foster a bunker mentality, they can quietly pull our hearts off course.Precious metals may help preserve purchasing power, but they don't produce income, guarantee returns, or provide ultimate security. They are a hedge—not a haven.Our true security isn't found in vaults, markets, or accounts. It's found in Christ alone. And when that truth anchors our hearts, we're free to make financial decisions with wisdom, patience, and peace.On Today's Program, Rob Answers Listener Questions:My husband and I are 79, debt-free, and don't have life insurance. I have $5,000 I'd like to grow to help cover burial expenses, plus small amounts in savings and a CD. We live on about $1,500 a month. How should I handle that $5,000?I have a stock that's down over 40%, rated poorly, and it makes up a large part of my portfolio. I want to sell it, but I don't know where to move the funds. What would be a better option?I used a 12-month same-as-cash plan to remodel my bathroom. I can pay it off on time, but are there any hidden risks with these offers? Also, I checked my credit at AnnualCreditReport.com and noticed it doesn't provide a credit score. What's the difference between a credit report and a credit score?I have a whole life insurance policy I bought years ago, and may not need anymore. If I cash it out, I'm concerned about taxes and how it could affect things like Medicare. What options should I consider?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AnnualCreditReport.com | Credit KarmaChristian Credit CounselorsChristian Community Credit Union (CCCU) | AdelFiOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, Pastor Jeff will talk about Faith Question 15: Since no one can keep the law, what is its purpose? We'll discover that God's law reveals His holiness and our need for a Savior, pointing us straight to Jesus. Romans 3:20 "For by works of the law no human being will be justified in his sight, since through the law comes knowledge of sin."

God pays for everything that has to do with salvation. God's ways are not like our ways. And the Word always accomplishes what God intends. Have a listen. Show Notes: Support 1517 Podcast Network 1517 Podcasts 1517 on Youtube 1517 Podcast Network on Apple Podcasts 1517 Events Schedule 1517 Academy - Free Theological Education What's New from 1517: Face to Face: A Novel of the Reformation by Amy Mantravadi Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales Sinner Saint by Luke Kjolhaug More from the hosts: Daniel Emery Price Chad Bird

What happens when we stop drifting financially and start stewarding intentionally?When God's purposes shape our financial decisions, money takes its rightful place—not as a source of identity or security, but as a tool that brings clarity, freedom, and faithful living. That conviction is at the heart of our conversation today with Brian Holtz, CEO of Compass Financial Ministry, about an upcoming gathering designed to help believers live it out in practical ways.Why Purpose Matters When It Comes to MoneyBrian explains that the idea for the conference begins with a familiar phrase: money is just a tool. While that's true, tools are always created with intention. A hammer isn't good or bad—but it's designed for a specific purpose. When we don't understand what money is for, we risk using it indiscriminately, assuming every financial decision is wise simply because it seems practical.Scripture calls us to something better: stewardship shaped by God's design. When we understand His purposes for money, our decisions become clearer—and our faithfulness more intentional.Introducing Money on PurposeThat's the vision behind Money on Purpose, Compass Financial Ministry's global conference happening February 26–28, 2026, in Orlando.Over three days, attendees will experience:Christ-centered worshipTeaching rooted in ScriptureFellowship with believers seeking to steward God's resources faithfullyEach keynote explores a specific purpose of money through a biblical story or character from both the Old and New Testaments, followed by workshops focused on real-life application.One of Compass's strengths has always been its ability to make biblical stewardship accessible, regardless of where someone is on their financial journey. This conference reflects that same heart.Whether you're a young adult seeking guidance, a parent shaping financial values at home, or a church leader looking to integrate stewardship into discipleship, Money on Purpose is designed to meet you where you are.Workshop topics range from biblically grounded investing to navigating economic uncertainty—all anchored in God's Word.What often surprises attendees most, Brian notes, is how comprehensively Scripture speaks to modern financial questions. When people realize their real concerns are addressed in God's Word, something shifts.Just as powerful is the community. Being surrounded by like-minded believers moves the experience beyond information toward transformation. People leave not only knowing what to do, but encouraged, supported, and eager to see God work through their obedience.What Participants Walk Away WithCompass's mission is simple but profound: to help people grow closer to Jesus, live free to serve Him, and help fund the Great Commission.Those who attend Money on Purpose leave with:A clearer understanding of God's financial principlesA practical plan to live them outA community of believers committed to walking togetherThat's what purposeful stewardship is ultimately about.When we handle money on purpose—God's purpose—we discover greater freedom, direction, and joy in stewarding what belongs to Him.To learn more or register for the Money on Purpose conference, visit CompassFinancialMinistry.org, where you'll find full details on sessions, workshops, and the event schedule.On Today's Program, Rob Answers Listener Questions:My husband and I are debt-free and saving for retirement through a mix of Roth and traditional accounts. I'm a state employee with deferred compensation options. A friend is urging us to buy a whole life insurance policy as an investment. Is that a wise choice, or could we be getting bad advice?I'm calling on behalf of a friend in Colorado who needs cash flow and has equity in her home. She's single and a senior, and I thought a reverse mortgage might help—but she says it's not an option. Are reverse mortgage rules different by state or age, and who could help her explore this?I'm retired military and run a side business that earns over $100,000 a year. I live on about half, and I'm doing well. I'm considering paying off my home and possibly buying a second one. How do I know when enjoying what I have crosses into greed rather than faithful stewardship?Once I pay off a credit card, should I keep it open or close it to protect my credit score? And if it has an annual fee, what's the best way to handle that?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryYour Money Counts: Money on Purpose Conference 2026Movement MortgageOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today is FRI-YAY and shout-out day. Pastor Jeff reminds us that while our Faith Question shows the hard truth about sin, it can feel like bad news at first. But the Bible points us to something even better—the BEST news ever that brings real hope and joy. - Jesus Christ! 1 Corinthians 15:22: "For just as in Adam all die, so also in Christ all will be made alive."

Send a textLukewarm faith feels easy—until it costs you power, joy, and purpose. We get honest about casual Christianity, why it's so common, and how to move from a Sunday habit to a life that actually carries the presence of God. Ken shares his past as a “Christian atheist”—believing in God but living like He didn't exist—and how that exposed the gap between form and power. Together, we walk through the telltale signs of a casual believer, from private faith and convenience-based attendance to tipping instead of tithing and resisting repentance, and we ask the question that matters most: is there fruit that matches your repentance?To help you locate where you are and chart a way forward, we break down four levels of commitment—community, crowd, core, covenant—and why planting in a local church changes everything. The core grows the Church through sowing, serving, and making disciples, while covenant multiplies grace through spiritual fathers and mothers, accountability, and honor for God-ordained offices. We explore biblical models like Elijah and Elisha, Paul and Timothy, and Ruth and Naomi to show how covenant delivers double-portion impact. When you're planted, you flourish: marriages heal, leaders emerge, and your witness stops being theoretical and starts transforming lives.If you're tired of a faith that feels nostalgic, irregular, and powerless, this conversation offers a practical path into a Spirit-filled, mission-shaped life. Reorder your identity around Jesus, build rhythms of Scripture and prayer, commit to gathered worship, and serve people you love enough to tell the truth. Casual Christianity is convenient; covenant is costly and worth it. Subscribe for more, share this with someone who needs a nudge toward purpose, and leave a review to tell us your next step.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888

Banking isn't usually the first place we think about living out our faith. Yet for many believers, where we bank is becoming an important part of faithful stewardship. Financial institutions don't just hold our money—they decide how it's used, invested, and leveraged for impact.That's why faith-based banking is gaining attention. It offers Christians an opportunity to align everyday financial decisions with deeper convictions about money, integrity, and service.Today, we sat down with Aaron Caid, Chief Marketing Officer at Christian Community Credit Union (CCCU) and AdelFi, to talk about why believers may want to reconsider where they bank—and what truly matters when evaluating a financial institution.Start With the Basics: Stewardship Still Requires ExcellenceBefore talking about faith alignment, there's a practical reality we can't ignore: a bank still needs to do its job well.Good stewardship requires systems that are secure, efficient, and reliable. Strong digital tools, responsive customer service, and clear processes aren't luxuries—they're necessities. A banking partner should simplify your financial life, not complicate it with friction, confusion, or outdated technology. In other words, expecting excellence from your bank isn't selfish. It's wise.Once the basics are covered, a deeper question emerges: Does this institution share your values?Every bank makes decisions about how money is used and where it's invested. Those choices reflect a worldview—whether explicit or not. Faith-aligned banking starts from a biblical understanding of stewardship, integrity, and service, recognizing that money is a tool entrusted by God, not an end in itself.Where we bank, then, quietly reflects what we believe about the purpose of money.Faith That Shows Up in ActionOne of the distinctives of organizations like Christian Community Credit Union (CCCU) and AdelFi is that faith doesn't remain a mission statement—it's lived out through tangible generosity.Collectively, these organizations have more than 125 years of supporting Christian ministries, missionaries, church-planting efforts, and disaster relief. Together, they've given millions of dollars toward Christ-centered work around the world.Their impact goes beyond large-scale initiatives. Recent efforts include:Supporting financial discipleship resources for married couples, addressing one of the leading contributors to marital stress and divorce.Partnering with members to contribute over $10,000 to Operation Christmas Child, serving children in need, and sharing the love of Christ.Investing earnings back into members through better rates and lower fees—while also tithing corporately to support gospel work.This is what it looks like when banking becomes a shared mission rather than a purely transactional relationship.Red Flags That May Signal It's Time to Reconsider Your BankRegardless of where you bank today, there are warning signs that may indicate your institution isn't serving you—or your values—well:Unclear or high fees that quietly erode your savingsOutdated technology that complicates everyday money managementPoor access to real people when problems ariseBusiness practices or investments that conflict with your Christian convictionsFeeling like a number, rather than a valued customerThese issues don't just affect convenience—they affect stewardship.What the AdelFi Transition Means for MembersWith the merger of Christian Community Credit Union and AdelFi, members are already seeing expanded services, greater reach, and enhanced capabilities. The combined organization will soon operate under the AdelFi Christian Banking brand, positioning it as the largest Christian banking solution of its kind.The goal is simple: better serve individuals, families, churches, ministries, and Christian-owned businesses—while amplifying Kingdom impact.When financial services function well and align with your faith, your money can serve both your everyday needs and God's Kingdom purposes.As a special opportunity for Faith & Finance listeners, you can earn up to a $400 bonus when opening a qualifying high-yield checking or savings account—or a Visa cash back card.Visit FaithFi.com/Banking and enter code “FAITHFI” to learn more.On Today's Program, Rob Answers Listener Questions:I've heard that Social Security limits how much you can have in savings—$2,000 for singles and $3,000 for couples—or you could lose benefits. Is that true?I'm 66 and will soon qualify for full Social Security, but I plan to keep working. I have about $45,000 in savings and am hesitant to invest it in the stock market given current market conditions. What should I do with that money?I want to honor God through generosity, but I give so much that my account sometimes goes negative. I still want to help people in need, but I know I need more wisdom and self-control. How can I balance generosity with saving, and are there any resources you'd recommend?I've set up my will and want to leave one-time gifts to several organizations. The funds are in my 401(k), and I plan to retire in 2027. Is it better to give while I'm alive or wait until after I die—especially from a tax standpoint and for my son?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU) | AdelFiNational Christian Foundation (NCF)Sound Mind Investing (SMI)Our Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the thoughts shaping your emotions…aren't actually true?In Part 2 of the Inner Garden series, Victoria invites you deeper into your mind/your thinking—where awareness becomes the first act of healing and truth becomes the tool that transforms everything.This episode is for the Christian woman who loves God but feels stuck in cycles of anxiety, self-doubt, emotional overwhelm, or quiet discouragement. Victoria vulnerably shares her own struggle with negative thinking and reveals why trying harder isn't the answer—and never was.You'll learn how to gently notice the thoughts you've been rehearsing, identify the lies that have taken root, and begin replacing them with truth received in love—not fear, pressure, or perfectionism.This isn't about positive thinking.It's about faithful truth-tending, partnered with God, over time.If you've been exhausted by self-improvement and hungry for real freedom, this episode will help you breathe again—and take your next step toward emotional and spiritual healing.Choosing to think is an invitation, not a demandAwareness is always the first step toward healingNot every thought you think deserves your agreementRepetition can make lies feel true—but feelings don't define truthTruth sets you free, not effort, striving, or perfectionYour inner garden needs more truth, not more pressureGod partners with you patiently in the healing processConsistent, gentle practice leads to lasting victoryCHAPTERS00:00 – Introduction to Choosing to Think02:44 – Personal Struggles & the Power of Awareness05:49 – Tending Truth in the Inner Garden08:31 – Identifying the Weeds: Lies We Believe11:15 – Replacing Lies With Truth14:29 – Why Practice Matters More Than Perfection16:59 – Tending Truth With God19:33 – Relationship Over Rules22:47 – Final Reflections & Prayer30:57 – OutroJoin the INSIDERS' SECRETS group for behind-the-scenes takeaways with Victoria as she writes the new Sacred Thinking devotional. Plus get bonuses and sneak peaks! https/alh.31411/p/:a3/4ce-hni-gv-neet-ds77

Today, Pastor Jeff shares that we've all wished for a do-over after making the wrong choice, and even the apostle Paul admitted he struggled to do what was right. This shows that because of our sinful nature, we can't keep God's law on our own and can't fix our mistakes without His help. Romans 7:15 "I do not understand what I am doing, because I do not practice what I want to do, but I do what I hate."

Scripture reminds us that wisdom often begins with counting the cost. As the average age of a first-time homebuyer approaches 40, many people are asking an important and sincere question: Is now the right time to buy a home—or should we continue renting?That question usually reflects a desire to make a wise, lasting decision—one that supports long-term stability rather than undermining it. Before comparing monthly payments or imagining life in a new space, it's worth taking a clear-eyed look at what it truly costs to move from renting into homeownership.The Upfront Costs Many First-Time Buyers MissOne of the biggest surprises for first-time buyers is the sheer cost of getting into a home. The pre-approval and closing process involves numerous expenses, including appraisals, inspections, credit reports, earnest money, title searches, loan origination fees, and closing costs. Taken together, these can add up to thousands of dollars before move-in day ever arrives.For renters transitioning to homeownership, these costs are typically paid out of pocket. That's one reason many advisors encourage having close to 20% of the purchase price available—not only for a down payment, but to create margin for the entire process. This isn't about delaying dreams unnecessarily; it's about ensuring homeownership doesn't begin with financial strain.Many renters feel a growing weariness with paying rent month after month, especially compared with building equity. That desire for something tangible and lasting is understandable—but it's important to remember that rent is not wasted money.Rent pays for shelter, safety, maintenance, and predictability. It meets a real and ongoing need and, in that sense, pays for a valuable service. During certain seasons of life, that flexibility and stability can be a wise and intentional choice.Understanding What a Mortgage Really IncludesIt's also helpful to understand how a mortgage payment actually works. A typical payment includes principal, interest, property taxes, homeowner's insurance, and often private mortgage insurance if you own less than 20% of the home's value. In some cases, HOA fees are also added.In the early years of a traditional 30-year mortgage, a significant portion of each payment goes toward interest rather than reducing the loan balance. Thirty-year mortgages can still be wise—they keep payments manageable and allow flexibility if you want to make extra principal payments—but they are designed to be long-term loans. Early equity growth often comes more from market appreciation than from paying down the balance.Rising home prices can create fear about waiting too long, pushing buyers to act before they're ready. While market trends are worth paying attention to, they shouldn't be the deciding factor. A home should fit your current season of life and support your responsibilities and priorities—not stretch your finances or limit your ability to live and give faithfully.It also helps to release the pressure of finding a “forever home.” On average, first-time buyers stay in their homes seven to ten years. Career changes, growing families, and life transitions often make moving a natural part of the journey. The first home simply needs to perform well in the current season.Rising Costs Don't Disappear with OwnershipRising rents are another common frustration, especially when lease renewals result in higher monthly costs. But owning a home doesn't eliminate rising expenses. While a fixed-rate mortgage keeps principal and interest steady, property taxes and homeowner's insurance typically increase over time. Even after a mortgage is paid off, those costs remain.Maintenance is another reality worth considering. Once you own a home, repairs are your responsibility—roofs, plumbing, electrical systems, and heating or cooling issues can bring unexpected expenses. While insurance offers protection, deductibles and coverage limits often mean high out-of-pocket costs, and filing claims may lead to higher premiums later.Renting, by contrast, offers predictability. Repairs are the landlord's responsibility, which can provide stability during periods of debt reduction or saving. The phrase house poor exists for a reason. Buying before you're ready can strain budgets, limit generosity, and leave you feeling trapped rather than thankful.While homeownership can be a blessing, it's not a measure of faithfulness—and it isn't right for every situation. Sometimes, the wisest choice is to continue renting, patiently preparing for what comes next, and trusting that God's timing is often kinder than our urgency.On Today's Program, Rob Answers Listener Questions:I'd like to understand what an irrevocable trust is and how it works.I have $30,000 I'd like to invest outside of real estate. I won't need the money for about 10 years. Where would you recommend investing it?I took out high-interest loans to pay for my wife's dental work, but my hours have since been cut, and I've drained my savings. Is there a way to consolidate this into one lower-interest loan so my payments actually reduce the balance?About 25 years ago, I filed for bankruptcy for around $3,500 when I was struggling financially. I'm in a better place now and receive my ex-husband's Social Security. Is there any way—or reason—to repay that old debt?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsChristian Community Credit Union (CCCU) | AdelFiSoFi | Marcus | LightStream | Bankrate | NerdWalletCharles Schwab Intelligent Portfolios | FidelityOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to Build Your Bible Habit. Listening to a daily Proverb is a practice that will increase your Bible reading and your wisdom. God uses Proverbs to teach us practical skills for daily living. Here's a verse from Proverbs 10, reminding us that love is willing to overlook offenses: "Hatred stirreth up strifes: but love covereth all sins." (Proverbs 10:12) VISIT THE SHOP AT KEEP THE HEART FOR BOOKS, BIBLE STUDIES & MORE! BIBLE STUDY GROUPS: ICU: In Christ Unconditionally-Heart Conditions Apply: Living What We Learn--31-Day Devotional by Francie Taylor Ponder the Path: A 31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Support this podcast with a donation HERE Follow Keep the Heart on Instagram Like Keep the Heart on Facebook  

Are you in the middle of a storm you didn't ask for? Divorce. Sickness. Emotional stress. There is hope for you.   In this episode of Chosen By Jesus, Kelley and Taylor Tyan speak to the woman who is carrying more than she ever expected and quietly wondering how to stay grounded when life feels unsteady.   Storms don't mean your faith is weak. They reveal how deep your roots are.   This conversation explores the difference between emotional faith and anchored faith—and why anchored faith doesn't stop storms, but it does stop drifting. You'll be reminded that faith doesn't remove pressure, but it steadies us in the middle of it. ⸻ In this episode, we talk about: • Why dark seasons don't ask permission • How pressure exposes what's underneath • Why faith steadies us instead of removing storms • What you return to when overwhelmed—and why it matters • How small, daily spiritual rhythms build deep roots ⸻ Scripture referenced: Hebrews 6:19 Jeremiah 17:7–8 Isaiah 40:31 Romans 15:13 ⸻ Anchors don't stop waves. They stop drifting.   Storms will come—but rooted women don't drift. They stand. ⸻ PRAYER FOR THOSE IN A STORM Divorce • Sickness • Stress   Lord, For the one listening in the middle of a storm they didn't ask for—be their refuge.   For the one navigating divorce, bring wisdom, peace, and protection. For the one facing sickness, bring strength, comfort, and hope. For the one under emotional stress, bring rest to their mind and calm to their body.   Remind them they are not drifting. They are being held.   Give them courage for today—not the whole journey, just today. Help them stay planted, even when the wind is strong.   In Jesus' name, amen. ⸻ CALL TO ACTION Subscribe for weekly faith-filled conversations Like this video if it encouraged you Share with someone who's waiting but still believing Comment below—we pray over every request ⸻ ABOUT CHOSEN BY JESUS Chosen By Jesus is a Top 1.5% Christian podcast worldwide, streamed in 16+ countries, with 725+ hours of YouTube watch time and a growing global community seeking biblical wisdom, peace, and encouragement. ⸻ One Year. 12 In-Person Gatherings. Endless Encouragement.   Step into a sisterhood of women who pray together, grow together, and rise together.   What You'll Experience: • A safe place to grow in faith, be encouraged, and empowered • Accountability & support to stay strong all year long • Prayer, worship & fellowship that soothe your soul   Monthly Meet-Ups: 3rd Wednesday of every month at 6:30 PM The Wellness Way – Shrewsbury, MA   Come as you are — leave inspired and equipped to live boldly for Jesus. Only $200 for the entire year (that's just $16/month for faith, growth & sisterhood!)   Join the Chosen By Jesus Community today: https://kelleytyan.com/cbjcommunity ⸻ Want to go deeper? We coach women who are ready to rise in faith, walk in identity, and stand strong no matter the season. DM us on Instagram or visit www.chosenbyjesus.com ⸻

Counterfeits are dangerous precisely because they look convincing. The same is true of spiritual sayings that sound biblical but quietly distort how we think about God, stewardship, and money.Many believers can quote phrases that feel deeply spiritual—comforting even—but when placed under the light of Scripture, they don't actually appear there at all. Or worse, they twist what Scripture truly says. These “counterfeit verses” often shape how we view success, risk, provision, and dependence on God without us even realizing it.To explore this issue, we sat down with Taylor Standridge, Production Manager of FaithFi and a regular contributor to Faithful Steward. Taylor is also the lead writer behind Look at the Sparrows and Our Ultimate Treasure. In his recent article, Counterfeit Verses: How to Spot The Sayings That Aren't in the Bible, Taylor traces this problem all the way back to the beginning.“Did God Really Say?”—The First CounterfeitTaylor begins in Genesis 3, when the serpent approaches Eve with a deceptively subtle question: “Did God really say…?” (Genesis 3:1).This moment is critical because the enemy doesn't begin with an outright lie. Instead, he distorts what God has said and, in doing so, undermines God's character. The implication isn't merely that the command is questionable—but that God Himself may be withholding something good.Once Adam and Eve doubt God's goodness, disobedience follows naturally.That same pattern persists today. Many modern financial lies—whether cultural narratives or counterfeit verses—aren't blatant falsehoods. They're half-truths. They sound wise. They feel spiritual. And because they're close enough to the truth, they feel safe.Like a ship that veers off course by only one degree, the deviation seems harmless at first. But over time, it leads somewhere very different from what was intended.At the heart of every counterfeit is the same ancient question: Can God really be trusted?Counterfeit verses don't come with warning labels. They borrow biblical language, appeal to our emotions, and speak to real desires—hope, comfort, identity, and security.Sometimes they even quote Scripture, but rip it out of context.The danger isn't familiarity with Scripture—it's fragmented familiarity. When we know verses as slogans rather than as part of God's larger story, we become vulnerable to subtle distortions. The goal, however, isn't suspicion or cynicism. It's discernment—learning to recognize when a truth has been nudged just slightly off course.Studying the Real Thing: A Lesson from Counterfeit CurrencyTaylor uses a powerful illustration from the film Catch Me If You Can. Frank Abagnale Jr. succeeds as a forger not by inventing fake money from scratch, but by studying the real thing in obsessive detail—down to the ink, paper, and watermarks.Ironically, that expertise later makes him invaluable to the FBI.Banks don't train tellers by showing them every possible fake. They train them by handing them genuine currency until authenticity becomes instinctive.The same is true of Scripture. Discernment doesn't come from memorizing every error—it comes from knowing God's Word so deeply that when something sounds “almost right,” you can feel that it isn't.Common Counterfeit Verses That Shape Our View of Money“Money is the Root of All Evil”This misquote radically reshapes our theology of money. If money itself is evil, then wealth becomes suspicious, and stewardship feels compromising.But Scripture says something far more searching: “For the love of money is a root of all kinds of evils” (1 Timothy 6:10).The issue isn't possession—it's devotion. Scripture doesn't demonize money; it disciples our hearts.“God Helps Those Who Help Themselves”This phrase flips the gospel upside down. It places self-sufficiency at the center and turns God into a backup plan.Biblically, grace always comes first. God meets us in our need, not our strength. Stewardship, then, isn't self-rescue—it's dependence. Jesus says it plainly: “Apart from me you can do nothing” (John 15:5).“God Won't Give You More Than You Can Handle”This saying sounds comforting, but it places the burden of endurance squarely on our shoulders.Paul tells a different story: “We were so utterly burdened beyond our strength… so that we would not rely on ourselves but on God” (2 Corinthians 1:8–9).God often allows what we cannot handle so that we learn to rely on Him.“Let Go and Let God”This phrase requires nuance. Scripture does call us to trust—but never to passive disengagement.Faith and obedience always move together. Noah builds. Abraham goes. Ruth works. Grace empowers action; it doesn't replace it. As J. I. Packer once said, the Christian motto isn't “Let go and let God,” but “Trust God and get going.”Growing in Discernment Without FearDiscernment begins with familiarity. Counterfeits thrive when Scripture is reduced to slogans. But when we immerse ourselves in the full story of God's Word, we learn to recognize the Shepherd's voice (John 10:4).Community matters too. God designed us to learn truth together—through teaching, correction, and shared wisdom.The goal isn't paranoia. It's confidence. We don't spend our lives studying counterfeits—we anchor ourselves in truth, trusting the Spirit of God to alert us when something isn't from Him.If we want to steward money wisely, we must first steward God's truth faithfully. Because when we know what God has truly said, we're finally free to live—and steward—with clarity, confidence, and trust.———————————————————————————————————————Taylor Standridge's article “Counterfeit Verses: How to Spot The Sayings That Aren't in the Bible” appears in the latest issue of Faithful Steward, our quarterly magazine for FaithFi Partners. To receive your copy and enjoy additional partner benefits, visit FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage for retirement. My home is worth about $370,000, and I owe $104,000 at 3.5%. How do reverse mortgages work? Would this help me in retirement, and what kind of interest rate should I expect compared to my current loan?I've been offered an investment where $10,000 could return 250%. I know the person personally, and there's paperwork and an attorney involved, but how can I properly vet this to be sure it's legitimate—especially since it involves real estate?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Counterfeit Verses: How to Spot The Sayings That Aren't in the Bible (Article by Taylor Standridge in Issue 4 of Faithful Steward Magazine)Movement MortgageOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What would you call a marriage where spouses see “eye to eye” about money? Some might call it bliss.It's true that most couples at least occasionally quarrel about their finances. But could a better understanding of each other's values help spouses avoid that bickering? Shaunti Feldhahn thinks so, and she joins us today to talk about it.Shaunti Feldhahn is a Harvard graduate, former Wall Street analyst, social researcher, best-selling author, and a prominent public speaker. She is the co-author of Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself, written with her husband, Jeff, and has co-authored several other books with him, revealing impactful truths about relationships at home and in the workplace.A Lesson Learned Over DinnerShaunti and her husband, Jeff, learned this lesson early in their marriage. Living in New York, they often ate out due to their demanding schedules. However, a seemingly small issue—ordering a Diet Coke—would trigger recurring arguments. Jeff, concerned about their financial future and mounting student loan debt, saw the expense as unnecessary, while Shaunti viewed it as a simple enjoyment that enhanced her meal.It wasn't until years later, during their research for their book Thriving in Love & Money, that they realized their conflict stemmed from differing values. Jeff prioritized financial security, while Shaunti valued the experience and enjoyment of a meal. Once they uncovered this, they could communicate more effectively and honor each other's perspectives.The Root of Money Conflicts in MarriageFinancial disagreements often arise because couples fail to recognize and respect each other's values. In Shaunti and Jeff's national study, they found that:67% of couples in financial conflicts believe their perspective is the logical one.Couples often perceive their spouse's spending habits as irrational simply because they prioritize different things.For example, one spouse might see value in spending money on a gym membership for networking and health benefits, while the other might believe household essentials from Costco are a better use of resources. The key takeaway? Neither perspective is wrong—both are rooted in deeply held values.The Power of CommunicationThe solution to money conflicts isn't just budgeting or financial planning; it's communication. It's crucial that couples discuss not just what they want to spend money on, but why it matters to them.By having open and honest conversations about financial priorities, couples can:Build mutual understanding and trust.Find compromises that respect both perspectives.Create a financial plan that aligns with their shared goals and values.While couples can work through these issues on their own, it can be very beneficial to seek guidance from financial advisors—especially those with a biblical perspective. Kingdom Advisors, for example, are trained to address not just the numbers, but the relational and spiritual aspects of money management.Advisors can help couples navigate tough conversations, align their financial goals with their values, and ultimately steward their resources in a way that honors God and strengthens their marriage.At the heart of every financial decision in marriage lies an opportunity to foster unity rather than division. God cares just as much about the marriage as He does about the finances. By understanding and honoring each other's values, couples can turn money from a source of conflict into an instrument of peace and purpose.————————————————————————————————Shaunti Feldhahn's full article, “Money in Marriage: It's a Matter of Value,” appears in the 1st issue of Faithful Steward magazine. When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:My husband and I sold a property, paid off all our debt except our mortgage, and I'm rebuilding my savings after a $14,000 home project. Once my savings are fully restored, should I start investing? And if so, should I invest all of it or just a portion? I'd be looking at about $112,000, but I'm cautious and not experienced with investing.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself by Shaunti and Jeff FeldhahnOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

God has good news for a barren people. A covenant better than the one made to Noah is coming. And all the children will be taught by the Lord. Have a listen. Show Notes: Support 1517 Podcast Network 1517 Podcasts 1517 on Youtube 1517 Podcast Network on Apple Podcasts 1517 Events Schedule 1517 Academy - Free Theological Education  What's New from 1517: Face to Face: A Novel of the Reformation by Amy Mantravadi Untamed Prayers: 365 Daily Devotions on Christ in the Book of Psalms by Chad Bird Remembering Your Baptism: A 40-Day Devotional by Kathryn Morales Sinner Saint by Luke Kjolhaug More from the hosts: Daniel Emery Price Chad Bird

Welcome to Teachback Tuesday, where you'll hear the most popular episodes from previous seasons. This week's episode from Season Two was recorded by my favorite stand-in, radio host Janice Wolfe from eleven2one. You will want your Bible for this episode, and hopefully you will treasure your Bible to a greater degree after listening to this inspiring time with Janice. Special music by the gifted Jennifer Skaw at the end, and links below. "I will delight myself in thy statutes: I will not forget thy word." (Psalm 119:16) VISIT THE SHOP AT KEEP THE HEART FOR BOOKS, BIBLE STUDIES & MORE! BIBLE STUDY GROUPS: ICU: In Christ Unconditionally-Heart Conditions Apply: Living What We Learn--31-Day Devotional by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe eleven2one with Janice Wolfe & Faith Music Radio "As the Deer/His Name is Wonderful--Jennifer Skaw on iTunes Follow Keep the Heart on Instagram