Podcasts about day devotional

“I am reminded of your sincere faith, which first lived in your grandmother Lois and in your mother Eunice and, I am persuaded, now lives in you also.” – 2 Timothy 1:5Mother's Day invites us to reflect on the deep, often quiet influence of a mother's faith. The Apostle Paul's words to Timothy reveal that sincere faith often passes from one generation to the next through the loving guidance of mothers and grandmothers. Today, we celebrate that legacy.A Mother's Work: Beyond MeasureWhen we think about the value of moms, it's usually in terms of intangible gifts—love, wisdom, compassion, and sacrifice. These are treasures that can't be priced.But what if we did try to measure the economic value of a mother's daily work?According to Salary.com, a working mother averages 54 hours a week managing her household in addition to her job. Stay-at-home moms? They often work the equivalent of 15-hour days, seven days a week. The roles include everything from chef and nurse to financial manager, event planner, and counselor.Based on these duties, a mother's annual salary would exceed $185,000—and that's before bonuses, overtime, or hazard pay. Factoring in those extras, a stay-at-home mom could easily command over $200,000 a year. And truthfully, she's worth every penny.Still, even that figure falls short of her true worth. The value of a mother's love and faithfulness can't be calculated. It's personal. It's spiritual. It's eternal.How Scripture Calls Us to Honor MothersThe Bible doesn't just acknowledge the role of mothers—it esteems it. Proverbs 31:28 paints a moving picture of a godly woman's reward:“Her children rise up and call her blessed; her husband also, and he praises her.”Honoring your mother starts with your words. Tell her what she means to you. Thank her for the sacrifices she has made and the ways she has reflected God's love in your life.But biblical honor doesn't end with gratitude. It matures into care, especially as our mothers age.Honoring Through Care: A Biblical MandateIn Mark 7:10–13, Jesus rebukes the Pharisees for neglecting their duty to care for their parents, even though they claimed their resources were dedicated to God. Their so-called righteousness became a mask for selfishness. Jesus made it clear: caring for your parents is not optional; it's a direct expression of your devotion to God.In today's terms, honoring your mother might look like:Making time for her amid your busy scheduleOffering financial assistance or managing her needsIncluding her in decisions that affect the familyListening with patience and respectPraying for and with her regularlyThese acts aren't just thoughtful gestures—they reflect the heart of Scripture and offer a meaningful way to live out our faith in everyday life.Honoring a Legacy of FaithWhether it's your biological mom, your wife, a grandmother, or a spiritual mother who's poured into your life, this Sunday is your opportunity to show them they're not alone or forgotten.Let her know she's seen. Let her know she's loved. Let her know that her quiet faithfulness—the prayers whispered, the tears cried, the meals made, the lessons taught—isn't wasted. It is, in fact, shaping generations and pointing hearts toward Jesus.Because when a mother models faith, she's not just building a home—she's shaping eternity.This Mother's Day, let's rise up and call her blessed, not just with words, but with actions that honor God and her.On Today's Program, Rob Answers Listener Questions:Is Bitcoin something that someone should have in their portfolio? I don't necessarily know much about it, so I don't invest in it, especially since I'll be going into retirement.My husband and I have an annuity, and I'd like to know how we can make charitable donations from it.My daughter has two student loans totaling approximately $15,000, with Mohela serving as the loan servicer. With the interest deferment ending in September, I'd like to know if we can negotiate to pay off the loans at a reduced amount, or should we pay them off if we have the funds available?I am the executor of my father's estate, and I'm 67 years old. Last December, the estate planner surprised me by saying we had to take a required minimum distribution (RMD). This year, I would like the RMD to be donated to a charitable organization. How do I set that up?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textThe crushing weight of depression doesn't just affect the person diagnosed—it transforms marriages, reshaping how partners interact and survive together. Having walked this path ourselves, we're pulling back the curtain on what it truly takes to support a spouse battling the darkness of depression.Tabatha shares her 12-year journey through severe depression that began in childhood following her father's death and experiences with abuse. The physical manifestations—debilitating migraines, panic attacks, insomnia—became as real as the emotional pain. Yet after finding spiritual healing at 24, she's experienced over two decades of complete freedom from these symptoms."Depression isn't occasional sadness—it's getting stuck, becoming debilitated by it," Tabatha explains. "It's not something you can simply snap out of." This misunderstanding often leads to shame and isolation for those suffering.Ken reveals his own unexpected battle with depression following church leadership challenges and betrayal from those close to him. During this dark season, Tabatha became his bridge to healing—not by forcing him out of depression, but by supporting his vision when he couldn't see it himself, gathering resources to help him move forward, and giving him space when needed.We explore the powerful connection between unforgiveness and depression, sharing how forgiveness became the key that unlocked Tabitha's healing. The spiritual dimensions of depression often go unaddressed in clinical settings, yet we've witnessed countless breakthroughs when both spiritual and natural interventions work together.For those supporting a depressed spouse: speak life, not criticism. Understand their root struggles. Take spiritual authority over the situation while addressing practical needs. Build your own support system so you don't become depleted. And never stop believing that complete healing is possible—because we've lived it.If depression has invaded your marriage, join us for this episode filled with hope, practical wisdom, and the promise that depression doesn't have to be a life sentence. Your breakthrough might be closer than you think.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

“The prudent sees danger and hides himself, but the simple go on and suffer for it.” – Proverbs 22:3That verse reminds us that wisdom means planning ahead, especially when it comes to life's most serious emergencies. If something were to happen to you, would your family know how to manage the finances, pay the bills, or access important documents? Today, Dr. Art Rainer joins us to walk through how to create a financial emergency binder.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Why Planning Ahead MattersLife is full of unexpected turns, and while we trust God in all things, wisdom calls us to prepare, especially when it comes to our finances and family care.Consider the questions every household should be able to answer:What happens if you or your spouse is hospitalized?Would someone know how to manage your bills and care for your children?If you were to pass away unexpectedly, would your family know where to find your vital documents?Sadly, many families are left overwhelmed and directionless in moments of crisis because these preparations were never made. Yet this kind of confusion can be avoided through a simple but powerful step: organizing essential information before it's urgently needed.The Power of an Emergency BinderAn emergency binder is a centralized location—digital and physical—where your most critical information is stored. This includes:Financial accounts and passwordsMedical records and contactsInsurance informationBill due dates and utilitiesFuneral wishesChildcare instructionsAnd more.Preparing an emergency binder may not feel urgent, but when the unexpected happens, it becomes priceless. Organizing your household's key information is a tangible expression of love, wisdom, and care. It's a simple act of stewardship that offers comfort, clarity, and care when it matters most.How to Get StartedCreating an emergency binder might sound overwhelming, but it doesn't have to be.Here's a simple approach: work on one section at a time. Set aside 30 to 60 minutes a day to focus on gathering the necessary documents for each category. This bite-sized method turns a daunting project into a doable one.And once it's complete? Print it out. A red three-ring binder is a wise choice for easy identification in an emergency. Store it in a secure, fireproof location, and ensure that your loved ones are aware of its location. It's also wise to keep a digital backup, securely stored and shared with trusted family members.If you're thinking, “I wish someone would just do this for me,” you're in luck. Art and his team have created The Essential Emergency Binder—a beautifully designed resource with over 60 pages of templates and instructions to help you get started quickly and confidently.You can find it at EssentialEmergencyBinder.com.On Today's Program, Rob Answers Listener Questions:I want to consolidate our investments. We have a pension, Social Security, Roth IRAs, a 401(k), and traditional IRAs at two different financial institutions. Is it better to have everything in one place?I'm concerned about how my church is spending its tithe money on items like a drum set and library donations, rather than traditional ministries. Is this the right way for a church to use funds?I've received a six-figure inheritance from my uncle in Florida, which includes checking, savings, a money market account, and a Lutheran annuity. I would like to confirm that there is no inheritance tax in Ohio. I'm considering investing the money in CDs through my bank's Certificate of Deposit (CD) program. Can you confirm the tax situation and advise me on this approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineEssential Emergency BinderWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today, we're focusing on the power of small, faithful steps. Every tiny step toward self-control matters and is seen by God!

How do you heal as a parent when your worst fears come true? How do you move through the pain of losing a child unexpectedly to a drug addiction?Pastor Lance Ward and his wife, Jeni, tried to fight the tight grip addiction had on their son Kyle but lost him suddenly to a fentanyl overdose. The secret life he was living was well-hidden until it was too late and Kyle succumbed to the pull of pills. While completely shocked and upended by their loss, Lance and Jeni saw God's faithfulness after losing Kyle and the healing that came in the midst of their unexpected pain. In this raw conversation, Aubrey sits with Lance and Jeni to discuss how addiction can impact a family, how to walk alongside those who lose a loved one to addiction, and where to find God in the paths life can take us on unexpectedly. If you've lost a loved one to addiction or know someone who has, this episode will remind you that God will continue to show up in the pain of addiction and the destruction that can follow. Hope is Alive Ministries: hopeisalive.net/ Al-Anon Support: al-anon.org/ Would you love to help those in your church partner with God to take back their stories of pain and trauma? Bring the Pain to Purpose course to your church and let the healing begin: nothingiswasted.com/churches Want to access all that Nothing is Wasted has to offer to help you in your healing journey? Join Community Plus and get resources like our masterclasses, Curated Pathways, and more for just $20/month. nothingiswasted.com/communityplus Need some hope right now in your valley? Or have a friend who could use some encouragement through suffering? The Pain to Purpose 42-Day Devotional is the perfect companion in your pain. Get your copy and gift one to a friend who needs it: nothingiswasted.com/store/pain-to-purpose-devotional

If you believe the highest goal of investing is simply to earn a high return, you may be overlooking a deeper purpose—how our money can be used for good.As investors, we've been given resources to manage, not just for profit, but in alignment with God's will and values. It's easy to see investing through a purely earthly lens, but God invites us into a much greater story. Today, Robin John joins us to explore that bigger vision.Robin John is co-founder and Chief Executive Officer at Eventide Asset Management, an underwriter of Faith & Finance. He's also the author of the forthcoming book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World.A Vision for Redemptive InvestingEventide's tagline—“Investing that makes the world rejoice”—is more than marketing. It's a biblical conviction inspired by Proverbs:“When the righteous prosper, the city rejoices, but when the wicked perish, there are shouts of joy.” – Proverbs 11:10Righteousness, in this context, refers to those who seek the good of others. The righteous prosper by looking out for the people in the city. But the wicked prosper through exploitation, especially of the poor. That leads to groaning, not rejoicing.For Eventide, investing is about more than avoiding harm. It's about actively investing in companies whose products and practices bring tangible good into the world—serving real needs, not exploiting vulnerabilities.Can You Do Good and Do Well?A common concern among faith-based investors is whether aligning values with investments means sacrificing returns.Romans 12 tells us “not to conform to the patterns of this world but be transformed by the renewing of our minds.” That means we should be willing to make sacrifices if necessary. But that doesn't mean underperformance.Research from the Biblically Responsible Investing Institute, drawing on a 19-year study, compares values-based screening (which excludes companies involved in activities such as abortion, pornography, and tobacco) with the S&P 500 and yields equivalent long-term returns.It's a myth that you must compromise performance to honor your faith. At Eventide, they don't just avoid the bad—we seek out the good.The Ultimate Question, as posed by Bain consultant Fred Reichheld, also found that the most successful companies are those that best serve their customers and employees. Serving people well is good business, and it often leads to long-term outperformance.Why How You Make Money MattersJohn Wesley once said, ‘Make all you can, give all you can, but make all you can without hurting yourself or your neighbor.”Proverbs 1:19 also warns against partnering with those who gain through unjust means. It's not just what we give—it's how we earn that matters to God. Ill-gotten gain is not pleasing to Him.Generosity isn't limited to charitable giving. A teacher choosing to serve children instead of pursuing a higher-paying career is living generously, even without writing a check.The Good InvestorRobin's passion is to see everyday Christians empowered to invest in ways that reflect their values. His upcoming book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World, aims to help believers do just that.The Good Investor doesn't stop at money—it's also a book about purpose and calling. Don't assume your calling means you have to start something new. Many Christians are exactly where God needs them to be. The real challenge is to recognize your work as valuable to God and do it in a way that reflects His goodness.Psalm 1:3 emphasizes that the blessed life is rooted in delighting in God's Word and walking in His ways:“That person is like a tree planted by streams of water...whatever they do prospers.”Robin's new book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World, will be released on July 22 and is available for pre-order now wherever books are sold.This is a must-read for any Christian who wants to rethink investing through the lens of God's Kingdom—and rediscover the purpose and power of their everyday financial decisions.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from my old school district job with approximately $7,000-$8,000 in it. I'm 55 and want to know if I should roll it over into my new company's retirement plan and what I should do with my IRA.I remarried after my first wife passed away. If I die, can my late wife's kids force my new wife out of our house, and how can I protect her?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineEventide Asset ManagementThe Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnThe Ultimate Question 2.0: How Net Promoter Companies Thrive in a Customer-Driven World by Fred Reichheld with Rob MarkeyWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

There is a word for relationships that are stuck in a zone of alienation. That word is “estranged.” There are many reasons for people to distance themselves, but there are times when you may not even know what led to the separation. Sometimes we may know why a relationship has been damaged, but not always. There are those times when you can't think of anything you've done and God hasn't brought anything to mind, and yet you are dealing with the pain of a loved one who has cut off communication without explanation. Whether it's a family member or a friend, the result is the same: there is pain. It's puzzling to go through estrangement, but we don't want to do or say anything to make it worse. This episode covers four things to remember when someone we love won't speak to us. Apply: Living What We Learn--31-Day Devotional by Francie Taylor NEW! Herbs for the Heart: A Study of James by Kathy Ashley NEW! From Overwhelmed to Overcomer by Natalie Raynes Blanton What Do I Have to Lose?--Devotional by Janice Wolfe Ponder the Path: A 31-Day Devotional by Francie Taylor Rough Patches: Temporary Marital Tensions by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Are our efforts to help the poor always helpful, or could they sometimes do more harm than good?Today, we'll explore how short-term missions can genuinely reflect the heart of Christ and bring lasting change, without unintentionally hurting the very people we aim to serve. Dr. Brian Fikkert joins us for that conversation.Dr. Brian Fikkert is a Professor of Economics and Community Development and the Founder and President of the Chalmers Center for Economic Development at Covenant College in Lookout Mountain, Georgia. He is also the co-author of the book, Helping Without Hurting in Short-Term Missions.What Is Poverty—Really?Americans often define poverty materially—a lack of necessities, such as food, clean water, clothing, or shelter. As a result, short-term mission trips often center around distributing goods or completing construction projects. But when you ask materially poor individuals around the world what poverty means to them, they describe feelings of shame, helplessness, and a lack of dignity.This reveals a disconnect: while we view poverty as a lack of material possessions, those experiencing it often define it in relational, psychological, and spiritual terms. True poverty is brokenness in relationship—with God, self, others, and creation. That insight should transform how we approach short-term missions.Even the most well-intentioned trips can do harm. Why? Because those going on these trips may carry pride, believing they have the answers or that their culture holds superiority. In contrast, those in materially poor communities often struggle with inferiority. That combination can worsen the very sense of worthlessness we hope to alleviate.Rather than reinforcing this brokenness, we should pursue humility and listen more than we speak. The goal should not be to "fix" but to restore—to foster healthy relationships that reflect the image of God in all people.Presence Over ProjectsShort-term trips shouldn't be about what we accomplish but about who we become in relationship.If poverty is rooted in broken relationships, then the solution is to restore people to right relationships. And that doesn't come through handing out supplies or completing a checklist—it comes through deep, lasting community.That's why the local church is God's primary instrument of restoration. Mission teams should support these churches in a “backstage” role—serving quietly, praying faithfully, and encouraging leaders who are already embedded in the community. Sometimes the best thing you can do is babysit the pastor's children so he and his wife can enjoy a night out. That kind of support strengthens the long-term work far more than any single project ever could.The Sending Church's Role in Long-Term SuccessMany short-term trips blur the line between gospel and Western culture. But the gospel transcends culture—and so should we.Colossians 1 reminds us that Christ is the Creator and Sustainer of all things. That means He is already at work in every community, regardless of how impoverished it may seem. When mission teams enter a new culture, they should approach it reverently, as if stepping onto holy ground. There is beauty in every culture, and highlighting it can be healing. Simply asking, “What's good here?” affirms the image of God in others and begins the work of restoration.How can the sending church help ensure long-term success in missions?It's not about executing a flawless trip. It's about fostering enduring partnerships with local ministries. That includes showing up year after year, offering consistent prayer and support, and being safe spaces where local leaders can be authentic. Success is not measured by how much we build but by how deeply we walk with others through life.Fundraising as a Form of DiscipleshipShort-term mission fundraising can also be reframed. Young people often feel pressure to produce tangible results in exchange for financial support. But if the goal is to learn and grow, that's a worthy investment.Go as a learner and communicate that clearly to your supporters. When trips are part of a larger discipleship journey, they become valuable not only for those being served but also for the transformation of those who participate.Still, we must be wise stewards of God's resources. Many trips could be more effective if better embedded in a long-term process of learning and partnership.Short-term missions, when done right, can become powerful instruments of healing and restoration. But they must begin with a correct understanding of poverty and a humble willingness to be shaped by the journey.For churches preparing for trips this summer, Helping Without Hurting in Short-Term Missions is more than a resource—it's a reorientation of purpose.To explore Dr. Fikkert's work or find resources and group studies designed for churches, visit Chalmers.org.On Today's Program, Rob Answers Listener Questions:I just bought a new SUV and was offered bi-weekly payments. Would it be advantageous to opt for this option over monthly payments to minimize interest?My mother passed away in October of last year, and my sister and I are going to sell her house probably next month. My question is, in Texas, there's no inheritance tax. But is there an inheritance tax federally?We have some friends who asked us to give them a letter of giftedness to help them buy a home. They're asking for $17,000, for which they have $17,000 in cash that they will exchange for our check immediately. We don't understand why they can't just use their own cash, and we're not sure if helping them would cause difficulties for us or them.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineThe Chalmers CenterHelping Without Hurting in Short-Term Missions by Brian Fikkert and Steve Corbett with Katie CasselberryWhen Helping Hurts: How to Alleviate Poverty Without Hurting the Poor... and Yourself by Steve Corbett and Brian FikkertWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Hey Friend, Believe it or not, research has found that the top predictor of longevity and your propensity to chronic disease is the amount of skeletal muscle you have.   I am doing this episode, one because I think the info is SUPER important for creating sustainable life long health, but also because I'm trying to amp myself up to get more consistent with my muscle building workouts.   About a year ago I threw out my back to where I was in my bed for days and had to have friends come watch my boys. I'll share more about how that's progressed in the episode, but long story short, I'm in a place to finally start focusing on the kind of workouts I love - the kind that BUILD muscle.   If you've never considered intentionally trying to build muscle, I'd LOVE for you to listen in. And if you already know the benefits or you kind of know it's a good thing, but haven't actively started building muscle, by the end of this episode, you'll learn how greatly beneficial skeletal muscle is for your long term health AND you'll have a few SIMPLE first steps to get you going.   Enjoy! Robin *** Listen to the episode with my chiropractor, Ralph Winestock - Episode 32 - Coming into Alignment with God's Design. An Inside Look at Chiropractic Care   Start building muscle with the SLAM workout app with a 14 day free trial - visiondrivenhealth.com/slam   Get my free protein guides the 100g guide and the 20 protein packed recipes in 20 minutes guide at visiondrivenhealth.com/resources *** *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching

"For my thoughts are not your thoughts, neither are your ways my ways, declares the Lord. For as the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts." - Isaiah 55:8-9You don't have to study Scripture long to realize that God's wisdom differs sharply from what the world considers wise. John Cortines joins us today to talk about the nature of wisdom, and spoiler alert— it's a Person, not a thing.John Cortines is the Director of Grantmaking at The Maclellan Foundation. He is the author of our new study on the book of Ecclesiastes, Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money, as well as the co-author of God and Money: How We Discovered True Riches at Harvard Business School and True Riches: What Jesus Really Said About Money and Your Heart.The True Nature of WisdomIn our modern world, we often equate wisdom with knowledge, education, and the ability to make good decisions. While these aspects are certainly part of it, Ecclesiastes teaches us that wisdom is far more than intellectual mastery or a collection of best practices. In fact, wisdom is not just a set of principles—it is a person. That person is Jesus Christ.Throughout Ecclesiastes, the Preacher (likely King Solomon) wrestles with the big questions of life: What is our purpose? Where can we find joy? How should we handle money? The book explores the various paths people take—seeking pleasure, accumulation, and status—but ultimately concludes that all these pursuits are vanity, or "chasing after the wind."The key takeaway? True wisdom is found in fearing God and keeping His commandments. But it's not merely about following rules—it's about cultivating a relationship with God through Christ.Ecclesiastes isn't just a book about the limitations of human wisdom; it points us to the deeper truth that wisdom is found in a relationship with God. Near the end of Ecclesiastes, we read that "the words of the wise are like goads," and these words come from "one shepherd."Interestingly, this shepherd's identity is made clear in the New Testament, where Jesus identifies Himself as the Good Shepherd in the Gospel of John. Not only does Jesus impart wisdom, but He is wisdom. In Colossians, we learn that Jesus is the one who orders and sustains all things—He embodies wisdom.Paul writes in 1 Corinthians 1:30 that Jesus became "to us wisdom from God, righteousness, and sanctification." This concept shifts our understanding of wisdom from a set of teachings to a relationship with a person.Ecclesiastes and the Limitations of Human WisdomEcclesiastes acknowledges the limits of human wisdom. Even Solomon, renowned for his wisdom, struggled to make sense of life's paradoxes. He sought knowledge, but it never gave him lasting meaning. In fact, knowledge alone cannot answer the deeper questions of life, such as suffering, uncertainty, or death.True wisdom isn't found in education or achievement; it's received from outside ourselves. Proverbs 9:10 states, "The fear of the Lord is the beginning of wisdom," and in the knowledge of the Holy One, there is insight. True wisdom is about trusting in Christ, who alone leads us into all truth and understanding.Walking in Wisdom with ChristIf wisdom is a person, the way to grow in wisdom is to walk closely with Jesus. John offers some practical ways to deepen our relationship with Christ and grow in wisdom:Spend time in God's Word: Not just for information but to encounter Christ and be transformed.Pray and seek His guidance: God promises to give wisdom to those who ask for it.Live in obedience: Wisdom isn't just knowing what is right; it's living it out.Surround yourself with wise counsel: Engage with fellow believers who are also walking with Christ.Trust God in times of uncertainty: Lean on Christ in suffering and hardship.Develop a heart of gratitude: Recognize and enjoy the simple gifts God gives us each day.These steps, though simple, shape our lives and our relationship with God. They allow us to grow in wisdom and understanding as we live in step with Christ.The Connection Between Wisdom and FinancesOne area where wisdom plays a critical role is in our financial lives. The way we handle money is closely tied to our spiritual journey, and the book of Ecclesiastes speaks directly to this. Money is often viewed in our culture as a means of fulfillment, but Ecclesiastes teaches us that wealth is a tool, not our source of meaning.In Ecclesiastes 11, we are reminded of the importance of generosity: "Cast your bread upon the waters, for you will find it after many days." Giving reflects God's nature and His wisdom, and it produces Kingdom fruit. Generosity is a key part of living for Him.Ecclesiastes teaches us to appreciate the simple gifts God provides, while also reminding us that money and possessions are fleeting. As we apply the wisdom of Christ to our finances, we see the balance between frugality, generosity, and enjoying the blessings God has given us.The Ultimate Wisdom: JesusAt the heart of Ecclesiastes—and of all Scripture—is the call to fear God and keep His commandments. In the New Testament, we understand that this means following Jesus Christ, who is wisdom incarnate. Our pursuit of wisdom isn't about accumulating knowledge or living by a set of moral principles. It's about knowing Jesus personally and living in relationship with Him.If you're seeking wisdom, the answer is not found in more knowledge or better strategies—it's found in Jesus Christ. As we follow Him, we grow in wisdom, and our understanding of life's challenges—including money and possessions—becomes clearer. Wisdom is a person, and that person is Jesus.For those interested in diving deeper into the book of Ecclesiastes, our new study, Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money, offers a comprehensive exploration of this biblical text and its profound teachings on money, work, and contentment. Visit FaithFi.com/shop to get your copy today or to place a bulk order.On Today's Program, Rob Answers Listener Questions:I have a son who has separated himself from our family. We haven't spoken in two and a half months. I want to know if there are any biblical references that would support changing my will to take my son out of it, given our current strained relationship.I made an insurance claim for a new roof, which was necessary. Now my insurance company has raised my rates, and my next payment is $163 higher than usual, which I can't afford this month. Do I have any recourse, and what should I do besides looking for another insurance company?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineTrue Riches: What Jesus Really Said About Money and Your Heart by John Cortines and Gregory BaumerSplitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy WhiteWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Are you looking for the best under-sink water filter system? This one is worth your attention. Say goodbye to bottled water and hello to extra cash in your pocket by using my discount code LARISSAJ to save 15% off your next money-saving water filter.      Youtube Video       --------------------------------- Mentioned In This Video --------------------------------- Epic Smart Shield https://www.epicwaterfilters.com/?ref=UJCQODZYTX&pmx_click_id=larissaj Code: LARISSAJ 40oz Tumbler With Handle https://amzn.to/43dvSI8 ----------------------------------------------- Connect with Me! Website: toddlermomdiaries.com

⚠️ Heads up, friend: I know the audio quality on this one isn't perfect (thanks, real life

Jesus told us to be always ready for His return. In the last message, "It's The End of the World as We Know It", we saw how Jesus said, “I've told you everything ahead of time.” Everything we need to know, He has told us to prepare us. So – it's not our responsibility to know all the details about the end and His return, but it is our responsibility to be ready for it. So what should we know to be ready for His return?5-Day Devotional - https://www.theharbor.life/blog/tag/hope-beyond-the-end-don-t-worry-be-readyDiscussion Questions - https://storage2.snappages.site/PJBKS3/assets/files/HBTE3.pdfMessage Notes - https://notes.subsplash.com/fill-in/view?page=Byvlwobxee________________________________________________________________________Subscribe so you don't miss a thing!Christian Copyright Solutions (CCS, BMI, ASCAP, SESAC)License: #14753Find us on:YouTube: YouTube.com/TheHarborInstagram: Instagram.com/TheHarbor_lifeFacebook: Facebook.com/TheHarbordotlifeWebsite: https://www.TheHarbor.lifeWatch/listen on The Harbor AppNew episode every week!

"Whatever you do, work heartily, as for the Lord and not for men." - Colossians 3:23It's easy to assume this verse applies mainly to our working years, urging us to give our best on the job. But notice—it doesn't come with an expiration date. Today, Jeff Haanen joins us to explore a different kind of retirement.Jeff Haanen is an entrepreneur and writer who builds companies and serves leaders committed to healing the world through their work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rediscovering Purpose in RetirementWhat if retirement wasn't the end of something, but the beginning of something far greater?With 10,000 Baby Boomers retiring every day—and people living longer than ever before—a growing number of older adults are asking the question, “What am I called to now?”Culturally, retirement has been framed as a “never-ending vacation.” From jingles like “Wake up and live in Sun City,” to today's media, the message is clear: retire, relax, and indulge. But the reality is different. Many retirees feel adrift, watching screens and fixing things around the house, not flourishing.A Biblical Alternative: Eldership, Not EscapeThe Bible doesn't speak extensively on retirement, but it does offer a framework. In Numbers, older Levites transitioned their tabernacle responsibilities to the younger men. This isn't “quitting”; it's wise delegation and reorientation.There's a three-part vision in light of this:Lay down past work identities.Embrace a season of rest, reflection, and renewal.Re-engage as elders—servants, mentors, leaders.The cultural idea that “elderly” equals obsolete. In biblical tradition, “elder” is a position of nobility, wisdom, and honor—those who teach, guide, and bless at the city gates.A Path Forward: Rest and RenewalWe encourage retirees to start with rest, not for rest's sake, but to re-center and listen for God's leading. Just as Leviticus 25 calls for rest in agricultural rhythms, so too should we practice rest in life's transitions.It's recommended to initially take 3–12 months for rest and spiritual renewal before re-engaging. This time creates space to reflect, give thanks, and seek God's direction.Rather than merely saving to escape responsibility, we want to propose a new vision: communities of elders who lead, mentor, and give generously—of time, talent, wisdom, finances, and prayer. Retirement then becomes not a retreat from purpose, but a re-engagement with it.As Psalm 92:12–14 reminds us:“The righteous flourish like the palm tree…they still bear fruit in old age; they are ever full of sap and green.”So what's next?Churches need to initiate conversations about the non-financial aspects of retirement, including mentoring, grandparenting, part-time work, volunteering, and more. Financial advisors can also play a key role, helping clients envision what they want their 60s, 70s, and 80s to look like, beyond the balance sheet.It's time we shifted the retirement conversation from numbers to calling.Embrace an Uncommon RetirementIf you're ready to rethink retirement, pick up Jeff's book, An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life. And if you want to read Jeff's full article and explore more biblical wisdom on stewardship, be sure to subscribe to our quarterly magazine, Faithful Steward, by becoming a FaithFi Partner at $35 a month or $400 a year at FaithFi.com/Give.Because retirement isn't the end—it's the start of a new mission. Let's live it well.On Today's Program, Rob Answers Listener Questions:My husband and I own a trucking company, and we're downsizing. We sold one of our trucks and have approximately $80,000. I'm trying to figure out the best way to invest this money or whether it would be wiser to put it towards the debt on our other trucks.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineAn Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textHave you ever wondered why so many marriages fall apart even though they started off great? A lot of it comes down to what people focus on when choosing who to marry.In this honest and real conversation, we talk about 5 important qualities every man should look for in a wife—things that go deeper than just looks or money. We even share real stories from men (like barbers!) who said they just wanted someone who wouldn't tear them down emotionally.We also talk about how both men and women sometimes bring pain from the past into relationships. These hurts can cause women to react harshly and men to feel disrespected, which leads to a toxic cycle in marriage.But we don't just talk about the problems—we give practical advice on how to recognize a godly wife. We cover things like respect, spiritual strength, true submission (and what it really means), being strong under pressure, and most importantly—having a real relationship with God that comes before even the marriage.Whether you're single, dating, or married, this episode will help you see what it takes to build a healthy, God-centered relationship.Share this with someone who needs to hear that strong love is built on character—not just chemistry.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

Larry Burkett often said that capitalism must be tempered by Christian love, compassion, and stewardship.Proponents of capitalism and free markets don't often express that concern, just as believers in social welfare rarely count the cost. Jim Jones joins us today to talk about a new way of looking at those ideas.Jim Jones is a Chartered Financial Analyst® (CFA®) and Certified Kingdom Advisor® (CKA®). He is also the author of Utopia Reimagined: An Allegory of Capital and Conscience.A Unique Approach to Biblical EconomicsUnlike typical finance books, Utopia Reimagined is a novel—a work of fiction designed to explore serious biblical and economic themes through story.Why fiction? Jesus often used storytelling to challenge people's assumptions and invite deeper reflection. From the Good Samaritan to the Prodigal Son, stories have the power to stick with us in ways data and arguments often can't. As G.K. Chesterton once quipped, “Novels are more true than science textbooks. Life is sometimes like a science textbook, but life is always a story.”The Journey of Alexander and PaulineThe novel follows two siblings—Alexander and Pauline—on a journey through contrasting societies, each representing different economic and political ideologies.Alexander, a gifted but oppressed peasant in 18th-century France, escapes a feudal system to explore new societal models. His journey takes him through a magical cave into Santosa—a society with socialist tendencies—and eventually to New York City, the heart of free-market capitalism. Along the way, Alexander wrestles with the tension between opportunity, freedom, and justice.Pauline's journey is more focused on the moral and cultural fabric of each society. Her lens offers readers a parallel exploration of what's right, just, and good—not only economically, but relationally and spiritually.Through these characters, readers are invited to explore how faith shapes our perspectives on power, wealth, justice, and human dignity. Some characters see everything through the lens of faith, while others struggle to integrate it or reject it altogether.The beauty of storytelling is that it doesn't just show you what people believe, but why they believe it. That builds compassion and opens the door to real understanding.What Does a Biblical Utopia Look Like?In the final chapters of the novel, Alexander and Pauline discover a society that reflects the fullness of God's Kingdom—a glimpse of the new heavens and the new earth. It's a world where work, community, economics, and leadership are all governed by Christ's nature: sacrificial love, justice, and peace.But how do we pursue this kind of utopia now?Real change begins not at a national or global level, but in our local Christian communities. Reflecting God's image means practicing agape love—self-sacrificing care for one another—in how we use our time, money, influence, and power. We do that in community, not alone.Bringing the Vision to LifeMore than just a novel, Utopia Reimagined is a tool for discipleship and transformation. It's a call to rethink how we live, give, work, and govern in light of God's design. Through this engaging allegory, Jim Jones invites believers to dream again—anchored in Scripture and empowered by the Spirit—to reflect the Kingdom of God on earth as it is in heaven. That's why he has developed a discussion guide for churches, small groups, and communities who want to go deeper. It's available at utopiareimagined.com, where readers can also purchase the book or join a virtual conversation with Jim himself.And for a limited time, the Kindle edition is available for just $1.99.On Today's Program, Rob Answers Listener Questions:I'm a landlord with a duplex and want to sell it in a year. I haven't rented the top unit for a year after a bad tenant experience. What's the best way to proceed - rent it out again or sell, and how do I handle the tax implications of a potential 1031 exchange?I'm 65 and have a life insurance policy with $45,500 cash value. We no longer need the death benefit. Should I cash it out and invest the money or use it to pay down our $50,000 mortgage?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineUtopia Reimagined: An Allegory of Capital and Conscience by James G. JonesWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Now that you've set your focus area, it's time to tackle the root of self-control—your thoughts. The battle begins in your mind, and today, we're diving into 2 Corinthians 10:5, learning how to take every thought captive and make it obedient to Christ.

Exchange-traded funds, or ETFs, are rapidly growing in popularity, and for good reason. ETFs offer investors an easy, cost-efficient way to diversify their portfolios. But what are they, and what advantages do they offer over other investments? Deirdre Gibson joins us today to talk about ETFs and why you should consider putting some in your portfolio.Deirdre Gibson is a Senior National Sales Consultant and ETF Specialist for Praxis Investment Management, an underwriter of Faith & Finance. What Is an ETF—and How Does It Differ from a Mutual Fund?Think of an ETF as a basket of investments—stocks, bonds, or even commodities—that trades on an exchange like a stock. Unlike mutual funds, which process trades at the end of the day, ETFs allow you to buy and sell shares throughout the day. This provides investors with more flexibility, especially during volatile market conditions.ETFs are also more tax-efficient than mutual funds. Mutual fund transactions often trigger taxable events for all shareholders, whereas ETFs, due to their structure, generally limit capital gains taxes.Like mutual funds, ETFs offer built-in diversification by holding a variety of assets. This helps reduce risk—if one stock in the fund dips, others can offset the loss. It's also advised to avoid trading ETFs during the first and last 10 minutes of the market day, when prices are more volatile and spreads are wider.While some ETFs are straightforward, others are complex. For example, oil futures ETFs don't always track the price of oil as expected, making them riskier for everyday investors. Thankfully, ETF issuers are required to disclose all holdings and strategies on their websites, empowering investors to make informed decisions.Faith-Based Investing with PraxisHistorically, faith-based investing has centered around mutual funds. But that's changing. Praxis recently launched two ETFs designed with Christian values at their core:PRXG: Praxis Impact Large Cap Growth ETFPRXV: Praxis Impact Large Cap Value ETFThese funds reflect biblical principles by screening out companies involved in harmful practices and engaging with others to encourage positive change. One powerful example? Praxis helped Hershey and other chocolate companies address child slavery in their supply chains—an impact made possible through years of collaborative engagement.For 2025, Praxis is focusing on technological transformation, particularly in the areas of artificial intelligence and quantum computing. It's vital to have Christians at the table asking not just what is possible, but what kind of future we want to create.If you're interested in faith-based investing and work with a financial advisor, we encourage you to start a conversation with them. Your advisor wants to help you achieve your goals, and your values are an integral part of that. More advisors today are equipped to offer faith-based investments that don't compromise on financial performance.Learn MoreYou can explore Praxis's biblically responsible investment solutions, including their new ETFs, by visiting praxisinvests.com.Faithful investing is more accessible than ever. With tools like ETFs and firms like Praxis leading the way, it's possible to steward God's resources with wisdom, impact, and integrity.On Today's Program, Rob Answers Listener Questions:Should I prioritize charity donations and extra mortgage payments or build up my emergency savings first?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazinePraxis Investment ManagementWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Welcome to Build Your Bible Habit, where you can listen to a chapter of Proverbs in five minutes or less! Developing a daily Bible reading habit is a "gift that keeps on giving." As you spend time in the Word, your relationship with God deepens and your ability to handle matters wisely increases. Proverbs 29:23 is a great reminder verse for the day, cautioning us about the temptation to think too highly of ourselves: "A man's pride shall bring him low: but honour shall uphold the humble in spirit." Being conceited comes naturally. Humility is a spiritual quality that takes practice.  Apply: Living What We Learn--31-Day Devotional by Francie Taylor NEW! Herbs for the Heart: A Study of James by Kathy Ashley NEW! From Overwhelmed to Overcomer by Natalie Raynes Blanton What Do I Have to Lose?--Devotional by Janice Wolfe Ponder the Path: A 31-Day Devotional by Francie Taylor Elegant Olive Petal Snap Flap Bible--Great for travel! The "Be Like Jesus is Better Than You Do You" T-Shirt Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

“The Lord is good to those who wait for him, to the soul who seeks him.” - Lamentations 3:25We all make plans, but life doesn't always go as expected. Missed expectations can be painful, especially when we've done everything “right.” But even in the waiting, God is still at work. Sharon Epps joins us today to share how we can wait with faith and walk forward with hope.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.When Life Doesn't Go According to PlanWhether it's the market underperforming, a medical bill that derails your finances, or family tension after a loved one's passing, unmet expectations can leave us reeling. But the greatest missed expectation in human history was the cross. The disciples expected a triumphant king. Instead, they watched their Savior crucified. In Luke 19:37, they praised Him; days later, they scattered in despair.In that gap between what we hoped for and what we received, we often wrestle with fear, frustration, or confusion. But it's there, right in the void, that God meets us.When our expectations are shattered, our reactions often fall into two extremes:Resignation: We lower our expectations to avoid disappointment, but in doing so, we risk losing hope altogether.Control: We force outcomes, striving and manipulating circumstances to regain a sense of stability.Neither path leads to peace. Instead, God offers a different way: waiting, but not the passive, idle kind.Psalm 27:14 says, “Wait for the Lord; be strong, and let your heart take courage; wait for the Lord!” Biblical waiting is an active stance of trust. Pastor Kevin Queen once said, “The work God wants to do in us while we wait is as important as what we are waiting for.”Sometimes, unmet expectations reveal that our desires need to be realigned. Other times, God uses the delay to do work in us or others that couldn't happen any other way.Practical Steps for Seasons of WaitingDrawing from the book of Habakkuk, here are three practical steps for navigating seasons of waiting:Acknowledge God is at work – Even if you can't see it. Habakkuk 1:5 reminds us, “I am doing a work in your days that you would not believe if told.” Change your perspective – Ask God to help you see things from His perspective. Sometimes, hope is just a matter of viewpoint. Worship in the waiting – Worship reorients our hearts. It reminds us who God is and keeps us anchored in His character rather than our circumstances.For those walking through disappointment today, remember that God is not absent in your waiting. He is shaping, teaching, and preparing you for something greater—sometimes in ways you may not yet understand.And that's not just a consolation—it's a promise.On Today's Program, Rob Answers Listener Questions:Does giving to animal charities count as tithing, or is tithing explicitly meant for giving to help people?I heard that disability and SSI are going to increase their monthly payments. Is this true?I recently sold a house and didn't give the whole tithe I intended. My financial advisor suggested waiting until a CD matures in July to avoid taxes. Should I wait to give the tithe, or give it now?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Hey Friend, If you've been feeling discouraged because you are getting results. If the weight isn't coming off. Or if you're frustrated with yourself because you haven't figured out how to be consistent with your healthy habits, this episode is for you.   We're looking at King David's relationship with God and considering how that same approach can bring you into the level of consistency and freedom you're made to have!   Blessings & Joy, Robin *** Download the "Confidently His" devotional series for free at visiondrivenhealth.com/resources   *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching

In this week's conversation, we are rambling about birthdays, graduations, and Angela's upcoming trip to Italy. We also discuss Fran's real ID experience, graduation gift ideas, our new favorite way to use ChatGPT, Bob's burgers, bathroom selfies, and of course, Jesus :) We hope this conversation brightens your day.  We sure do love y'all! Proverbs 16:24 “Kind words are like honey— sweet to the soul and healthy for the body." Experiencing God Day by Day Devotional  Wild at Heart: Discovering the Secret of a Man's Soul by John Eldredge Christy Nockels podcast: The Glorious in the Mundane We LOVE connecting with you in our Facebook group, Instagram & TikTok    If you want to learn more about Union University, check out the website www.uu.edu or email Fran at fthomas@uu.edu - we also have a fee waiver fee if you plan to apply!  Simply use the word TALK on the application.

The Bible contains more than 2,300 verses related to money and possessions—a staggering number. But it's not because money is the most important topic. Rather, it's because money is one of the most accurate indicators of what's going on in our hearts.If you explore this subject, you'll find stats like “1 out of every 7 verses in which Jesus speaks involves money,” or “11 of His 39 parables are about money.” While I'm not sure if those stats are accurate, it is true that Jesus mentions money a lot. However, His teaching is rarely about money itself. It's always about something bigger, looming in the background.Money isn't just a resource; it's a reflection. It reveals our priorities, fears, hopes, and values. Whether we live paycheck to paycheck or have significant wealth, we all wrestle with what money means to us. That's why Jesus said in Matthew 6:21, “For where your treasure is, there your heart will be also.”From personal stress to relationship breakdowns, money often acts like a magnifying glass. It brings underlying values to the surface. For example, in marriage, financial tension is often less about dollar amounts and more about differences in values, such as security versus spontaneity, generosity versus comfort, and planning versus pleasure.Every Financial Decision Is a Spiritual OneEven small spending decisions carry spiritual weight. That morning latte? Those new shoes? They may seem trivial, but they reflect priorities. Matthew 6:24 reminds us that “no one can serve two masters…you cannot serve God and money.”This doesn't mean we can't enjoy God's provision. In fact, Ecclesiastes 3:12–13 says, “There is nothing better…than to be joyful and to do good…also that everyone should eat and drink and take pleasure in all his toil—this is God's gift.” However, that enjoyment must be balanced with the bigger picture: Are our financial decisions aligned with God's heart?In marriages and relationships, conflicting values around money are common, and they're not necessarily wrong. One spouse may dream of traveling to create family memories, while the other may want to boost their retirement savings. Both can honor God. The key is discovering common ground and inviting God into the conversation.Howard Dayton, the previous host of this program, used to say, “It's hard to quarrel when you're praying together.” Prayer aligns our hearts before we try to align our plans. Through honest conversations and mutual respect, differences can become opportunities for growth rather than division.If money disagreements persist, don't hesitate to bring in wise, biblical counsel. A financial advisor—especially a Certified Kingdom Advisor®—can help couples or individuals uncover shared goals and develop a plan that honors God and promotes unity.The Bottom Line: God Wants Your HeartWhether you're facing a tough decision or navigating financial tension in your home, remember: it's not ultimately about the money. God is after your heart. And when your heart is surrendered to Him, your financial decisions will reflect that trust.So whatever you're facing today, don't walk through it alone. Pray. Talk. Seek wisdom. And above all, treasure Christ above all else. When He has your heart, everything else—including your finances—will follow.On Today's Program, Rob Answers Listener Questions:I have a credit card with a $9,300 balance and would like to know how to pay it off quickly while minimizing high-interest charges.I have an annuity and IRAs with Edward Jones that I'm unhappy with due to low performance and high fees. I'm considering moving my investments to Schwab or another financial institution and want advice on how to manage my approximately $500,000 in investable assets.I currently have two certificates of deposit and would like to know if I should liquidate them and open an IRA instead.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The end of the world is coming, but there's no need to panic. Jesus may not give us all the details about the end and His return that we desire – but He does give us everything we need to know. While we may not know the day or hour, our response to the signs of the times can transform how we live today. Join us as we uncover how to live with hope and purpose in the shadow of eternity.5-Day Devotional - https://www.theharbor.life/blog/tag/hope-beyond-the-end-the-end-of-the-worldDiscussion Questions - https://storage2.snappages.site/PJBKS3/assets/files/HBTE2.pdfMessage Notes - https://notes.subsplash.com/fill-in/view?page=rkaR9tdkee________________________________________________________________________Subscribe so you don't miss a thing!Christian Copyright Solutions (CCS, BMI, ASCAP, SESAC)License: #14753Find us on:YouTube: YouTube.com/TheHarborInstagram: Instagram.com/TheHarbor_lifeFacebook: Facebook.com/TheHarbordotlifeWebsite: https://www.TheHarbor.lifeWatch/listen on The Harbor AppNew episode every week!

Summer's not that far off, and the kids are already thinking “vacation.” Will you be ready for it?How can you make great family memories without breaking the budget? That's always the challenge, but Crystal Paine joins us today with some great tips for a budget-friendly family vacation.Crystal Paine is the founder of MoneySavingMom.com and the author of The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year. How to Take a Great Family Vacation Without Breaking the BankPlanning a family vacation is one of life's great joys—and, if you're not careful, one of its greatest budget busters. Here are some practical and encouraging tips on how to plan a memorable getaway without coming home to credit card regret.1. Start with a Plan—and Start EarlyPlan ahead. Start early to maximize your options. That includes scouting for affordable destinations—especially those a little off the beaten path—and using tools like Google Flights to find the best travel deals.Google Flights lets you enter your preferred dates and search anywhere for the lowest fares. It's a great way to discover places you might not have thought of but can afford. Also, set a clear trip budget early on and decide as a family what matters most. Maybe it's staying near the beach, and you're willing to save by eating in.2. Look for Free ActivitiesYou'd be surprised how many free attractions are out there. Just type your destination and “free things to do” into a search engine. From parks and hiking trails to museums and community festivals, many cities offer hidden gems that cost nothing but create lasting memories.3. Get the Whole Family InvolvedVacations are more meaningful when everyone has a say. Let your kids have a voice in the planning process. Even if they're not picking the destination, they can help select activities. Better yet, give each family member a mini-budget to plan a portion of the trip.This allows kids to learn about budgeting, decision-making, and the real cost of things, making the trip more personal and fun.4. Be Strategic About MealsEating out can quickly blow your vacation budget. Instead, be intentional. That's why it's recommended to stay at a hotel with a complimentary breakfast and bring snacks or simple meals from home.Another good idea is to stop by a grocery store after you arrive. You can grab basics like peanut butter, bread, fruit, and chips. It's way cheaper than dining out every meal.Save the splurge for one nice dinner, and make it count—this way, you can enjoy a special moment without feeling guilty about the cost.5. Set a Daily Spending LimitOne final way to stay on track financially is to set a daily limit for discretionary spending and make it a family challenge. How far can we stretch our budget today while still having fun?This not only helps you stay on target, but it also models financial wisdom and creativity for your kids, transforming money management into a team effort.Remember that the best vacation is the one you come home from without credit card debt. With some planning, creativity, and teamwork, your next family getaway can be affordable and unforgettable.Want more money-saving tips from Crystal? Visit MoneySavingMom.com.On Today's Program, Rob Answers Listener Questions:I just set up a new bank account, and they recommended using a debit card to pay bills. But I've always used my credit card and think it's more secure. What's your advice on using a debit versus a credit card for monthly bills?I have a 401(k) and want to invest more deeply in stocks. I know the stock market is dropping, but I remember when it fell much more. I'm confident about our economy and in God. I'd like to invest about 30% in stocks, but I'm wondering if I'm getting in too soon, or should I wait for the market to go lower?I have a question about annuities. We talked to someone about an annuity that's locked into some kind of care, like long-term care insurance. We're in our early 60s, and I'm wondering if it's too late and if this is a good idea.I have a money market account into which my wife's paycheck goes, and we pay our mortgage. Is this a safe place for our emergency fund, or is there a better option?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMoneySavingMom.comGoogle FlightsBankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textWhat happens when faith meets entrepreneurship? For many believers, there's an unnecessary tension between pursuing business success and honoring God. But what if prosperity with purpose is exactly what God intended?Ken and Tabatha Claytor bring a refreshing perspective to the intersection of faith and business, drawing from their experiences as successful entrepreneurs before their 18-year journey in pastoral ministry. Having built multiple businesses from scratch, they share candid insights about how biblical principles transformed their approach to entrepreneurship.The conversation tackles head-on the misconceptions many Christians hold about money and success. Ken challenges the notion that spiritual maturity requires financial struggle, pointing to scripture that reveals God's pleasure in the prosperity of His people. Rather than demonizing wealth, the Claytors emphasize stewardship – recognizing that all resources belong to God and should ultimately advance His purposes.Four powerful biblical principles emerge as the framework for godly success: integrity that refuses to cut corners, honesty that may sometimes cost you the deal, generosity that combats greed, and divine partnerships that yield eternal returns. These aren't just theoretical concepts but battle-tested strategies that have transformed countless businesses.Perhaps most compelling is the idea that believers don't need to compartmentalize their faith and work. By redeeming Monday through Friday and seeing the marketplace as mission field, entrepreneurs can experience supernatural favor and direction. The Claytors share remarkable stories of divine guidance in business decisions that led to unexpected breakthroughs and profitability.Whether you're a seasoned business owner or an aspiring entrepreneur, this conversation will transform how you view the relationship between faith and commerce. Discover how giving your prosperity purpose might be the key to both business growth and spiritual fulfillment.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

What's the difference between a bank and a credit union? More than you might think.At first glance, banks and credit unions can seem pretty similar as they both offer valuable financial services. But dig a little deeper, and you'll find that credit unions can be a powerful partner for managing money. Aaron Caid joins us to explain why.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. A Different Kind of Financial InstitutionCredit unions stand apart from traditional banks because they are not-for-profit cooperatives owned by their members. That means the focus is on long-term member relationships, and service is preeminent.However, Christian Community Credit Union (CCCU) goes a step further. Their mission is rooted in striving to serve and love others like Christ. This distinctly faith-based approach transforms everyday banking into a form of ministry that seeks to honor God and expand His Kingdom.At Christian Community Credit Union (CCCU), they help members align their finances with their biblical worldview. That includes offering loans to build churches and support Christ-centered ministries, turning ordinary financial tools into extraordinary Kingdom-building instruments.Surprising Strength in Rates and ServicesMany people assume credit unions can't compete with traditional banks regarding rates, but that's a misconception. Because credit unions don't exist to make profits for shareholders, they can return those profits to our members through better rates and lower fees.Here's a snapshot of Christian Community Credit Union's (CCCU) current offerings:Harvest High-Yield Checking: 4% APY on balances up to $5,000 with no maintenance feesHarvest High-Yield Savings: 5% APY on the first $5,000Welcome CD: 4.5%–4.75% APY on 5- and 10-month termsCash Back Credit Card: 1.5% cash back and a donation to Christian causes with every swipeCCCU also offers vehicle loans, mortgages, and home equity lines of credit at competitive rates, digital banking, and 24/7 member support.Beyond rates and products, CCCU is also committed to spiritual growth through financial stewardship. They provide resources from trusted partners like FaithFi and Compass Financial Ministry to help our members grow in their financial discipleship.It's not just about managing money well—it's about managing money faithfully.Funding Ministry and Fueling the GospelOne of the most inspiring aspects of CCCU is its direct support of ministry work. CCCU specializes in ministry lending, and with over $1 billion in ministry loans funded, it understands what churches and ministries need.From property and equipment loans to operating accounts and reserve fund solutions, CCCU partners with ministries financially and missionarily.Plus, their giving program has donated more than $6.5 million to Christian causes. That includes ministries fighting human trafficking, protecting vulnerable children, providing disaster relief, and sharing the gospel worldwide.Becoming a Member is EasySo, how can you join?Membership is open to Christians and Christian ministries nationwide. You can become a member through your church, school, a partner ministry like Christian Alliance for Orphans, or even through a family member.With a streamlined online process, starting banking with your values is easier than ever. When your money is aligned with your faith, it does more than grow—it gives, serves, and multiplies for God's glory.To learn more or become a member, visit joinchristiancommunity.com.On Today's Program, Rob Answers Listener Questions:I have a 401(k) at a place where I used to work about 15 years ago, at the University of North Chicago. It's about $15,000, and I have not been at that job for over 15 years. I want to know if it's a good idea to move it. Should I combine it with my current 401(k), or should I just leave it there?I have a stock in my portfolio that is losing between 40 and 47%. It has an F rating and is a large part of my portfolio. I want to sell it, but I want to know what to do with it after I sell it. I have it in Schwab, and I'm wondering if there's a better fund I could put it in since I have a lot sitting there.I'm contributing to an employer 457(b) plan. Those funds are going into a Roth plan, and I am contributing the maximum amount. I'm married and over 50. I'd like to know if I can also open a personal Roth IRA and a traditional Roth IRA.I would like to sell a piece of land, but I want to sell it to a developer, maybe someone who would be developing a spa, a hotel, or something similar. I want to know where I can go to access or look for developers who would be interested in purchasing my land.My husband and I didn't file taxes from 2016 to 2022, and sadly, he passed away recently. There are IRS notices with increased penalties and interest. Do I have to list the fact that there is a withholding on the IRS notices, even though I didn't have any income, and it was all his income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The 7-Day Self-Control Challenge (conducted a few months ago) was so popular that I wanted to share the recordings with you!If you're up for it, you can dig in for the next 60 days and really get a grip on TEMPERANCE or SELF-CONTROL in your life!For week 1, we'll set the foundation for a life of discipline and freedom in Christ. Self-control isn't about sheer willpower—it's about God's grace equipping you to say yes to what honors Him and no to what doesn't (Titus 2:11-12).

Did you know there's a way to tap into your home's equity for tax-free cash—without having to make monthly payments? It's true.It's called a Home Equity Conversion Mortgage, or HECM—what many of you know as a reverse mortgage. But today's reverse mortgage isn't what it used to be. Harlan Accola is here to help us unpack how they work and whether one might be right for you.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. What's Changed? A Safer, Regulated OptionWhen you hear the phrase reverse mortgage, you might think of outdated financial tools with a bad reputation. However, home equity conversion mortgages (HECMs) significantly differ from those in the past.Reverse mortgages today are not the “Wild West” products of decades past. Since major reforms were enacted during President Reagan's term in 1988, HECMs are now heavily regulated under the Federal Housing Administration (FHA).No one can lose their house or have it taken away, provided they're working with a reputable lender and stay in the home while meeting basic obligations. Ownership doesn't change, and homeowners are protected.These changes addressed the risks that once made reverse mortgages controversial. Now, with strict oversight, they provide a reliable option for seniors wanting to tap into their home equity without selling.Are Reverse Mortgage Interest Rates Too High?It's a common misconception that reverse mortgage interest rates are significantly higher than traditional mortgages. But that comparison isn't apples to apples. Interest rates on HECMs are actually tied to the 10-year Treasury rate and are heavily regulated.Right now, interest rates for reverse mortgages are about the same as traditional mortgages—around 6.5%. This means homeowners aren't sacrificing much, if anything, in interest when compared to forward mortgages.What About Costs and Obligations?The closing costs for reverse mortgages are nearly identical to traditional mortgages, with one key difference: the addition of FHA mortgage insurance.This insurance offers three essential guarantees:You can remain in your home as long as you want (up to age 150!).Thanks to non-recourse debt protections, you will never owe more than the home's value.Your heirs won't be left with a bill.Yes, this insurance adds about 2% of the home's value to the upfront costs, but it's well worth it—just like homeowner's insurance is worth it if your house burns down.What Happens When the Borrower Passes Away?A major concern many have is what happens to the home after the homeowner dies or permanently moves out.The key is proper planning. Without a will or trust in place, any mortgage—reverse or traditional—can create problems for heirs. In most cases, the home is simply sold, and any remaining equity belongs to the heirs. For instance, if the reverse mortgage balance were $100,000 on a $400,000 home, the heirs would receive the remaining $300,000.Sometimes, grandchildren may want to keep the home, in which case they can buy out other heirs. Either way, the process can be managed with clear planning.Flexible Payout OptionsOne of the most attractive features of a HECM is its flexibility. Homeowners can choose to receive their funds in a variety of ways:A lump sumA line of creditMonthly income paymentsOr even a combination of these optionsThe big idea? Your home is not just a place to live—it's also a financial asset that can be used strategically, especially in retirement.Every financial situation is different. However, a reverse mortgage could be a wise part of a broader financial plan for older homeowners. When used correctly, it offers flexibility, security, and peace of mind without jeopardizing their home.Visit Movement.com/Faith to learn more about reverse mortgages or speak directly with Harlan Accola at Movement Mortgage.On Today's Program, Rob Answers Listener Questions:My husband has taken a new job, and we have been contributing to an HSA. He wants to contribute $1,000 a month to the HSA. We still own a home and are nearing retirement age. Should we work on paying off the home or continue to put dollars into the HSA?A week or two ago, I caught part of your program about freezing credit scores. I didn't catch the whole explanation. We've never really taken out loans except for our first house 45 years ago. Is there any downside to freezing my credit?I recently received a large amount of money from a dear loved one who passed away in January. I know I'm going to tithe and pay taxes on the amount. I have an appointment with my bank to set up a CD account, but I want to know what other types of investments I can make with the money. I just want to make sure I'm doing the right thing.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageBankrate.comChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Welcome to Teachback Tuesday, where we play the most popular episodes from previous seasons. This week's episode, "Don't Correct a Scorner," prompted emails, messages, and thousands of downloads. We are not the first people to have loved ones who are rejecting God, disregarding biblical living, and engaging in behaviors that cause a loss of sleep for those who love them. If you have a scorner in your life, this episode is for you. When it comes correcting a scorner, the Bible says "reprove not." That's Bible for "Don't." Apply: Living What We Learn--31-Day Devotional by Francie Taylor NEW! Herbs for the Heart: A Study of James by Kathy Ashley NEW! From Overwhelmed to Overcomer by Natalie Raynes Blanton What Do I Have to Lose?--Devotional by Janice Wolfe Elegant Olive Petal Snap Flap Bible--Great for travel! The "Be Like Jesus is Better Than You Do You" T-Shirt Ponder the Path: A 31-Day Devotional by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

“Give justice to the weak and the fatherless; uphold the rights of the afflicted and the destitute. Rescue the weak and the needy; deliver them from the hand of the wicked.” - Psalm 82:3–4As followers of Christ, we're called to advocate for the vulnerable and protect the oppressed. One of the most urgent needs today is among girls and young women in Lebanon. May-Lee Melki joins us with a powerful story of hope and a way you can make a difference. ​May-Lee Melki is a Lebanese-American advocate, legal scholar, and ministry leader dedicated to advancing justice and holistic transformation in the Middle East. She serves as the Strategic Engagement Manager at Heart for Lebanon, an underwriter of Faith and Finance.The Crisis Behind the HeadlinesIn a society shaped by shame-and-honor dynamics, without a biblical understanding of human dignity, refugee girls—especially Bedouin and Kurdish—are often seen as burdens or liabilities. Add to that multiple wars, a collapsed economy, and weak legal protections, and the danger becomes tragically clear: girls are exploited because they're seen as expendable.But Heart for Lebanon is stepping in not just to rescue—but to prevent. That may sound counterintuitive until you hear stories like Ferial's—a grandmother who joined a literacy class to model a different future for her granddaughters. After coming to know Christ through Heart for Lebanon, she said, “I can't change what happened to my daughters, but I can change the future for my granddaughters.”Prevention means investing in the whole family unit. It means addressing spiritual, emotional, and physical needs by offering:Christian counseling in their native languageNon-formal education programs that integrate biblical valuesSafe, holistic discipleship environments for moms, dads, and childrenCommunity development rooted in the GospelOne of the most moving examples is Alima, a 10-year-old enrolled in Heart for Lebanon's Hope Education Program. Her mother, under cultural and financial pressure, began pushing Alima to abandon school and enter into marriage. But because of the truth Alima had learned through Heart for Lebanon—truth about Jesus and her God-given worth—she found the courage to push back.Her bold faith not only protected her from child marriage but, through prayer and persistence, led to her mother's salvation as well. This is the ripple effect of prevention-centered ministry.Real Change Through Holistic MinistryThe key to sustainable impact is community transformation. The goal isn't to isolate and remove girls from danger—which can sometimes cause more trauma—but to reshape families and communities from within through Gospel truth. When fathers, uncles, and guardians are discipled alongside mothers and daughters, entire cultural norms begin to shift.That's what Heart for Lebanon is doing every day—breaking cycles of violence and shame with the hope of Jesus.Heart for Lebanon is inviting the Faith & Finance family to join them in this mission. A gift of $114 helps reach and protect three at-risk girls, offering them education, protection, and the Gospel of Jesus Christ.You can give by:Texting “FAITH” to 98656Visiting FaithFi.com/LebanonOur shared goal? To introduce 500 young women and girls to Jesus and prevent the heartbreaking patterns of early marriage, child labor, and violence.On Today's Program, Rob Answers Listener Questions:I want to buy a used tractor for our 15 acres. Can I use the interest from our high-yield savings account to purchase it?My husband and I started generating income later than most of our peers. He did a PhD, and I've been at home with the kids. Now that he has his first job, we have a small savings account but no 401(k) or investments. We want to maximize our investments but aren't sure where to start.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineHeart For LebanonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Hey friend,   I've heard MANY clients say, while they're in the middle of experiencing the excitement of weight loss, increased energy, and a new found love for cooking that they are AFRAID of losing all the progress they've made.   They start thinking about the times in the past where they were successful and then something came up and totally derailed them.   Having navigated these feelings and circumstances numerous times with clients, in today's episode I'm sharing the top 5 things I believe kill momentum and derail progress when your'e establishing healthy habits and how to avoid them entirely.   I hope you find it helpful!   Blessings, Robin   *** Get the 20 in 20 recipe guide with 20 recipes ready in 20 minutes with meals that provide 30g of protein for FREE at visiondrivenhealth.com/resources.   *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching      

“A good man leaves an inheritance to his children's children…” - Proverbs 13:22That verse teaches that a life of faithful stewardship will enable you to leave something of great value to your heirs. How you do it can impact future generations. Jeanne McMains joins us today to talk about “intentional inheritance.” Jeanne McMains has been a practicing attorney in estate planning, business succession, and non-profits since 1995. She currently serves as the Vice President of Gift Planning with The National Christian Foundation (NCF), where she assists families nationwide with achieving their charitable gift-planning goals.What Is an Intentional Inheritance?An intentional inheritance is more than the distribution of wealth. It's a prayerful, purposeful plan for shaping the lives of those who will receive what we leave behind. Inheritance is one of the most significant stewardship decisions we make. It's not just about how much but how—and why—we give.This perspective calls for a deep shift. Before passing on wealth, we must first pass on wisdom. Otherwise, unmanaged or misunderstood wealth can do more harm than good.Start with Prayerful IntrospectionAsk yourself: What role does wealth play in my life? Reframe your mindset around money—not as a measure of success or security but as a tool for Kingdom work. Wealth is an entrustment from God, not an end in itself. That means laying it down at the cross daily, asking the Lord to help us steward it with humility and grace.Three Types of InheritanceTo simplify this big task, here are three kinds of inheritance every Christian family should consider:1. Inheritance to SpendThis is the traditional kind of inheritance—resources intended to provide opportunities, experiences, and essentials. Think of it as financial fuel to help your heirs live productive, content lives. But maturity matters. Consider using this inheritance to fund training, travel, or education before a large transfer, especially if the heir is still developing financial literacy or spiritual maturity.2. Inheritance to ShapeThis is where legacy comes to life. Instead of simply giving money, consider shaping character through shared experiences—like mission trips, retreats, or projects that reflect your family's values.3. Inheritance to ShareWe're blessed to be a blessing. Set aside a portion of your estate to fuel generosity in the next generation. This might include donor-advised funds, charitable trusts, or other giving vehicles your heirs can use to support ministries or causes close to their hearts. This is how we teach our children to reflect God's love through giving.Practical Steps to Craft an Intentional InheritanceHere are four foundational steps to take:1. Engage in Open DialogueTalk with your heirs about the purpose behind the inheritance. Focus less on how much and more on why. Share your values, your heart for the Kingdom, and how you hope the inheritance will be used to bless others. This conversation builds trust, understanding, and spiritual alignment.It's not about dollars and zeros; it's about attitude, opportunity, and calling.2. Work with Faith-Aligned AdvisorsChoose financial and legal professionals who share your biblical worldview. Whether you're working with an estate attorney or a financial planner, the right team will help ensure your legacy is stewarded with wisdom and integrity. That's why we recommend connecting with a Certified Kingdom Advisor (CKA). To find one near you, visit FaithFi.com and click “Find a Professional.”3. Prepare Your HeirsDon't wait until the inheritance is distributed. Teach your heirs financial literacy and spiritual stewardship now. Let them stumble, learn, and grow while you're still here to mentor and encourage them.4. Use Strategic ToolsLeverage estate planning vehicles like wills, trusts, donor-advised funds, and charitable gift plans. These tools help ensure your assets are distributed in a way that promotes ongoing generosity and reflects your commitment to faithful living.Even well-meaning inheritances can lead to confusion, entitlement, or spiritual drift without intentional planning. But with prayer, purpose, and preparation, your legacy can be a launching pad for generations of Kingdom impact.Want to learn more?Explore practical tools and gospel-centered resources at NCFgiving.com to help you build a legacy of generosity and faith. To read Jeanne's full article, “Intentional Inheritance: Crafting a Faithful Legacy for Future Generations,” become a FaithFi Partner with a monthly gift of $35 or an annual gift of $400 at FaithFi.com/give.On Today's Program, Rob Answers Listener Questions:I'm nervous about retiring in the next year and a half. I have a 457 retirement account with the state of Ohio, and I'm worried about the current economy. Should I move all my investments into stable value to protect what I've got while the economy is in flux?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineNational Christian Foundation (NCF)Experiencing God: Knowing and Doing the Will of God by Henry Blackaby, Richard Blackaby, and Claude V. KingWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If you have kids or you've ever been a kid, you know what it's like during a long car ride, the constant questions, "Are we there yet?" "How much longer?" "Why is it taking so long?" That's pretty much the same question followers of Jesus have been asking since He rose from the dead and promised that He would one day return to make every wrong right, and to rule and reign on a new and perfected Heaven on Earth for all eternity. For generations, humanity has wrestled with the questions: Is this the end? And what will happen at the end? When is Jesus coming back? Watch this Easter message as we start to talk about these questions.If you have chosen to surrender your life to Jesus today, please click here. We have a booklet for you that will help you with some next steps.The song Jeff mentions at the end, "He Who Is To Come" by Passion, was cut due to copyright issues. To watch the full Easter worship service click here to go to our YouTube channel.5-Day Devotional for this Message: https://www.theharbor.life/blog/tag/hope-beyond-the-end-are-we-there-yetDiscussion Questions: https://storage2.snappages.site/PJBKS3/assets/files/HBTE1.pdfMessage Notes: https://notes.subsplash.com/fill-in/view?page=HkvcJ4lyeg________________________________________________________________________Subscribe so you don't miss a thing!Christian Copyright Solutions (CCS, BMI, ASCAP, SESAC)License: #14753Find us on:YouTube: YouTube.com/TheHarborInstagram: Instagram.com/TheHarbor_lifeFacebook: Facebook.com/TheHarbordotlifeWebsite: https://www.TheHarbor.lifeWatch/listen on The Harbor AppNew episode every week!

Are you in a season where you want to save money in your household? Are you ready to stop watching your money disappear every month without knowing where it went?   In today's episode, I'm pulling back the curtain and sharing seven ways we save money every single month—without clipping coupons, cutting out the things we love, or hustling harder just to make ends meet.    If you've ever felt the tension between wanting to steward your money well and enjoy your life as a family—this one's for you, sis.   Friend, I pray this episode blesses you! And if it does, please share it with a friend! God bless!- Brianne . . . . Join the Hearty Homemaker Community   Grab my new book! Homemaking with Purpose: 30-Day Devotional for the Modern Homemaker   Let's be friends!- Follow on Instagram // Follow on TikTok!   Worship Playlist on Spotify- https://open.spotify.com/playlist/12kOaaXMa6SF8pDw6bnORE   EMAIL US Do you have any questions or comments, or would you like us to cover a specific topic? Email us at hello@heartyhomemaker.com! We look forward to hearing from you!

“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9Each year, Christians pause to remember Good Friday—the day Jesus Christ was crucified. At first glance, calling this day “good” may seem strange. After all, it marks one of the darkest, most sorrowful moments in human history. But for those who trust in Christ, Good Friday isn't the end of the story—it's the turning point. It's the day God's grace was poured out most fully and most freely.Good Friday invites us into a sacred tension—one of deep sorrow and overwhelming gratitude. It reminds us that Jesus didn't just die for us—He died instead of us. The pain He endured was not only physical but also spiritual. The weight He carried to the cross wasn't just a wooden beam but the full weight of our guilt and rebellion.And yet, it was love—not nails—that held Him there.The Financial Language of RedemptionHere on Faith & Finance, we often discuss budgeting, investing, and managing money well. But Scripture frequently uses financial imagery to communicate spiritual realities. This isn't a coincidence. Terms like debt, ransom, redemption, and inheritance appear throughout the Bible to help us understand the gravity of sin and the beauty of salvation.“The wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord.” - Romans 6:23“The Son of Man did not come to be served, but to serve, and to give His life as a ransom for many.” - Mark 10:45“You were bought with a price. So glorify God in your body.” - 1 Corinthians 6:20These verses paint a clear picture: our sin incurred a debt that only Jesus could pay.Tetelestai: It Is FinishedIn John 19:30, as Jesus gave up His spirit, He cried out, “It is finished.” The Greek word He used—tetelestai—was more than a declaration of His suffering ending. It was a victory cry.In the ancient world, tetelestai was written across receipts to show that a debt had been paid in full. It was the word a priest would use after examining a spotless lamb and declaring it worthy for sacrifice. It was a servant's report that a task had been completed.So when Jesus spoke it from the cross, He was announcing the completion of His mission: the debt of sin had been fully, finally paid. Jesus didn't come to make a down payment on our salvation. He didn't cover part of the cost and leave the rest up to us. He paid it all.That means you and I no longer live in spiritual deficit. We live in the overflow of God's grace. There's no more striving to earn God's favor, no more guilt weighing us down. Instead, we live in joyful obedience—not to gain life, but because in Christ, we've already found it.Why Good Friday Is Truly GoodGood Friday is good not because it was easy but because it was enough.At the cross, God demonstrated the greatest act of generosity the world has ever seen. Jesus gave everything so that we could receive everything. His riches were traded for our poverty. His life was given to cover our debt. And now, because of Him, we are invited into the riches of His grace.So, as we reflect today, may we hear His final words echo in our hearts—It is finished. The debt has been paid. The way to the Father is open. The shame is gone. And the invitation to live fully, freely, and faithfully has been extended to each of us.From Financial Fear to Freedom in ChristIf this message resonates with you, we invite you to explore Look at the Sparrows, our 21-day devotional designed to address financial fear and anxiety through the lens of the gospel. In it, you'll discover how the riches of God's grace free us from worry and invite us to trust fully in His provision.On this Good Friday, rest in this truth: Jesus has already paid the price. Now we get to live generously, not from fear but from freedom.On Today's Program, Rob Answers Listener Questions:I want to send money to my three cousins in Europe who are in a difficult economic situation. Can I get a tax deduction for gifting them money?I need guidance on being a good steward and managing my giving to various churches and outreaches.I'm receiving a modest inheritance and want to give about $30,000 to one of my siblings. I'm also planning to give $10,000 to my son for a wedding gift. I'd like to know how to handle these gifts from a tax perspective and if I need to split the gifts over two years.I want to know how to start on a debt-free journey and what steps I should take to stay on that path.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textGET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

"Blessed is the one who finds wisdom, and the one who gains understanding, for her profit is better than silver, and her gain surpasses gold." - Proverbs 3:13-14Making wise financial decisions early in life can set the stage for long-term stability and generosity. But where should students and young professionals begin? Today, Bob Doll joins us to share practical financial advice to help young adults start their careers on the right foot.Bob Doll is the CEO and CIO of Crossmark Global Investments. He regularly contributes to Faith and Finance and other media outlets, such as Bloomberg TV, Fox Business, and CNBC. Building a Life of Faithful Stewardship from the StartFinances can feel overwhelming for students and young adults stepping into the world of work—budgets, debt, investing, generosity…where do you even begin? Yet these early years are some of the most formative when it comes to your long-term financial health and spiritual growth. That's why it's critical to lay a foundation not just of financial literacy but of biblical stewardship. Here are some timeless pieces of practical wisdom for young adults who want to honor God with their money from the beginning.1. Begin With a Plan—And a BudgetWithout a clear plan for spending, saving, and giving, it's easy to drift into debt or financial anxiety. A solid budget helps you take control of your finances before they start controlling you.And you don't have to do it alone. Tools like the FaithFi app make creating an intentional, faith-filled budget easy. It's not just about numbers—it's about aligning your finances with your values.2. Save for Emergencies—And Stay Out of DebtAfter budgeting, build an emergency fund with three to six months of expenses. Life is unpredictable, and this cushion can keep you from turning to debt when the unexpected hits.Also, make sure to pay off your cards in full each month and chip away at any student loans as quickly as you can.3. Learn from Others—and Find a MentorThere's no substitute for wise counsel. Watch those who are succeeding with money—and those who aren't. Learn from both.Having a mentor or a financial advisor who shares your values is essential. Surrounding yourself with godly counsel can help you avoid pitfalls like overspending or failing to save.4. Give Generously—Even When It's HardStart giving now. Like Randy Alcorn says, “God prospers us not to raise our standard of living, but our standard of giving.” Even when budgets are tight, generosity opens your heart and reminds you that God is the true provider.5. Start Investing Early—and ConsistentlyCompound interest is a powerful force—either for or against you. The earlier you start investing, the more time your money has to grow. Even small, consistent contributions—what financial experts call “dollar-cost averaging”—can make a huge impact over time.Start with low-cost index funds or retirement accounts like a Roth IRA. And don't overlook your workplace benefits. If your employer offers a match, take it. That's free money.6. Align Your Investments with Your FaithToday's investors have more opportunities than ever to make faith-based investment choices. As the movement toward values-based investing grows, believers can increasingly steward their portfolios in ways that reflect biblical principles.7. Embrace Rhythms and Celebrate MilestonesThe journey to financial stability can feel long, especially when progress is slow. That's why we suggest setting milestones and celebrating small wins. God wants us to enjoy things. We're not meant to live like monks but are called to be wise.These rhythms of budgeting, saving, investing, and giving aren't just habits—they're acts of worship.8. Talk About Money—Especially in MarriageMoney fights are one of the top reasons for marital conflict. Get on your knees in prayer and ask the Lord to guide you both. Set goals as a couple and revisit them often.Being on the same page financially brings unity and builds trust. It's also a way of inviting God into your relationship in a very practical, day-to-day way.9. Grow in Wisdom—And Keep LearningStaying in God's Word and learning from wise voices is crucial. Some books that we recommend to help you discern what the Bible really says about wealth and generosity are:Money, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy Alcorn The Treasure Principle: Unlocking the Secret of Joyful Giving by Randy AlcornStart StrongTo the student, recent graduate, or young couple just starting out: the best time to build wise financial habits is now. Begin with a plan. Learn from mentors. Avoid debt. Save for emergencies. Give generously. Invest consistently. Talk honestly. And let Scripture shape how you think about money.After all, financial wisdom isn't just about building wealth—it's about building a life that reflects the heart of God.On Today's Program, Rob Answers Listener Questions:I'm 70 years old and have $112,000 in my checking account. I'm about to retire and unsure what to do with this money. Should I pay off my $110,000 mortgage or use the funds for home repairs and a new car?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineCrossmark Global InvestmentsMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornThe Treasure Principle: Unlocking the Secret of Joyful Giving by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this up-close-and-personal episode, Victoria shares exciting updates about the Choose to Think Ministries, including a revamped website and a new podcast series focused on self-control. She reflects on personal experiences with family, the challenges of fear, and the importance of mindset in overcoming life's obstacles. Victoria emphasizes the power of surrendering control to God and the significance of renewing your mind to foster resilience and joy. The conversation culminates in encouragement for you to embrace your journeys and trust in God's guidance.TAKEAWAYSThe website for Choose 2 Think Ministries has been revamped for clarity. It's clean and minimalistic - take a look!A new podcast series on self-control is launching soon.Personal experiences with family highlight the importance of relationships.Creating a 'can control, can't control' list helps manage fear.Will the Camino de Santiago trip be a spiritual journey for renewal? Join Patreon to find out!Resilience is key in rebuilding after life's storms.Mindset plays a crucial role in both sports and life.Choosing to think positively can transform your experiences.Surrendering control to God is essential for peace.Community support is vital during challenging times.Revamping the Choose 2 Think Inspirational Podcast main siteEmbracing Self-Control: A New SeriesSound Bites"Every storm runs out of rain.""God is with you in the storm.""It's not over. It is not over."Chapters00:00 Website Revamp and Podcast Updates03:01 Journey to Self-Control07:14 Personal Reflections on Family and Fear09:51 Managing Worry and Anxiety12:31 Spiritual Reset and Life's Challenges16:51 Finding Hope in the Storms of Life19:25 Mindset in Sports and Life22:01 Choosing to Think and Transforming Thoughts25:12 Relying on God and Moving ForwardCONNECT WITH VICTORIA:*NEW RELEASE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pickleball Passion A Marriage Devotional: 21 Days to a Stronger Connection on and off the Court⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/48wnvaV*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK 365-DAY DEVOTIONAL⁠⁠⁠⁠⁠⁠:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3Hcl7v1*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK JOURNAL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: https://amzn.to/3WvinNDEMAIL: choose2think@gmail.com ⁠⁠WEBSITE:⁠⁠ www.choose2think.co⁠⁠MENTORING:⁠⁠ www.choose2think.co/coaching.html ⁠⁠YOUTUBE:⁠⁠ www.youtube.com/channel/UCz8Z2B9TtXvWn0RKelVY5DQ ⁠⁠FACEBOOK:⁠⁠ www.facebook.com/groups/choose2think⁠⁠INSTAGRAM⁠⁠: www.instagram.com/victoriadwalkerlydon/*When you click on these Amazon affiliate links, I may earn a teeny commission from qualifying purchases at no extra cost to you. Thank you for your support!DISCLAIMER: The Choose 2 Think Inspirational Podcast is for educational and entertainment purposes only. Please consult your physician or doctor for all medical advice and counsel.Send in a voice message: https://podcasters.spotify.com/pod/show/victoria-d-lydon/message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUPPORT CHOOSE 2 THINK MINISTRIES AND PODCAST HERE:⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PATREON: Patreon.com/Choose2Think

Welcome back to Build Your Bible Habit, where you can listen to a Proverbs chapter in under five minutes! Proverbs 16 is loaded with life application principles that guide us into handling matters wisely.  God's Word teaches us not only how to live, but even how to speak. Words have power, and when we employ them like power tools--with care--we arrive at better outcomes in our interactions with others. Here's a great verse example: "The heart of the wise teacheth his mouth, and addeth learning to his lips." (Proverbs 16:23) Notice that this verse says "the heart of the wise teacheth his mouth." When wisdom is in our hearts, it shows in our speech. Wise people speak with godly sensitivity. Apply: Living What We Learn--31-Day Devotional by Francie Taylor NEW! Herbs for the Heart: A Study of James by Kathy Ashley Fret Not: Peace of Mind in Perilous Times by Tim Zacharias What Do I Have to Lose?--Devotional by Janice Wolfe Elegant Olive Petal Snap Flap Bible--Great for travel! The "Be Like Jesus is Better Than You Do You" T-Shirt Ponder the Path: A 31-Day Devotional by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

In the first century B.C., the Roman historian Sallust wrote, “Prosperity tries the souls, even of the wise.” That statement still holds true today. While most people would gladly accept financial prosperity despite its pitfalls, few are as eager to embrace financial hardship. Yet both seasons—wealth and want—reveal what we believe, what we value, and ultimately, where we place our trust.When things are going well financially, it's easy to take the credit. But self-reliance and comfort can open the door to pride and greed. As Jesus warned in Luke 12, “Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”Prosperity can dull our spiritual sensitivity. We may forget our dependence on God or assume His blessings are tied to our performance. But success isn't always a sign of God's approval—sometimes it's a test.The Temptations of AdversityFinancial hardship brings its own spiritual challenges. Temptations like bitterness, envy, fear, and self-pity can creep in. We might compare ourselves to others or question God's goodness. But just as prosperity tests our humility, adversity tests our faith.James 1:2-3 tells us, “Consider it pure joy, my brothers, when you meet trials of various kinds, for you know that the testing of your faith produces steadfastness.”So how do we remain grounded—whether in feast or famine? The answer is wisdom.Proverbs 1:7 lays the foundation: “The fear of the Lord is the beginning of knowledge, but fools despise wisdom and discipline.”This kind of fear isn't cowering in dread—it's reverent awe. It's the recognition that God is holy, sovereign, and good. And it's trusting that His commands are given for our good, not our restriction.Just as a loving parent sets boundaries to protect their child, God gives us instructions to guide us toward freedom, peace, and flourishing.What Wisdom BringsGodly wisdom isn't reserved for the wealthy or educated. It's available to anyone who humbly seeks it. Scripture outlines several benefits of living wisely:Discernment: “Then you will understand what is right and just and fair—every good path” (Proverbs 2:9).Guidance: “In all your ways acknowledge Him, and He will make your paths straight” (Proverbs 3:6).Blessing: “Blessed is the one who finds wisdom, and the one who gets understanding” (Proverbs 3:13).Reputation: “The wise inherit honor, but fools get only shame” (Proverbs 3:35).Protection: “Through the fear of the Lord a man avoids evil” (Proverbs 16:6).Your income or assets do not bind these benefits—they're available to anyone who listens to God and walks in His ways.In contrast, the Bible describes a fool not as someone lacking intelligence but as someone who rejects God's wisdom. Proverbs 12:15 says, “The way of fools seems right to them, but the wise listen to advice.”When we define right and wrong on our own terms—especially in our finances—it leads to confusion and brokenness. God's warnings are invitations to return to the life He designed us for, one marked by peace, generosity, and joy.Applying Wisdom to Your FinancesHere are three practical ways to walk in financial wisdom:1. Recognize God's OwnershipEverything we have belongs to God. We are stewards, not owners. Psalm 24:1 says, “The earth is the Lord's, and everything in it.” When we view money as a trust rather than a possession, it changes how we spend, save, and give.Ask the Lord to help you desire faithfulness over financial status. He's not looking at your net worth—He's looking at your heart.2. Live by Biblical PrinciplesScripture is full of practical wisdom for managing money: avoid debt, practice generosity, work diligently, and act with integrity. Philippians 2:3 reminds us, “In humility, consider others more significant than yourselves.”3. Pursue ContentmentPaul writes in 1 Timothy 6:6, “Godliness with contentment is great gain.” True wealth isn't about how much you have but about how much you trust God. Contentment sets you free from the endless cycle of comparison and consumerism.What Do Your Habits Reveal?At the end of the day, your financial decisions reflect your spiritual direction. Are your habits shaped by God's wisdom or the world's values?Jesus said, “Where your treasure is, there your heart will be also” (Matthew 6:21). If you're following Christ, your money will follow Him, too—toward generosity, simplicity, and trust.Whether you're walking through a season of prosperity or adversity, God is with you. And if you seek His wisdom, you'll be equipped to handle both with grace.The world measures success by accumulation, but God measures it by faithfulness. So whatever financial season you're in right now, stay focused on what truly matters: following Jesus. In Him, there is peace, purpose, and joy—no matter your bottom line.On Today's Program, Rob Answers Listener Questions:I want to move from our 26-acre farm, but house prices are high. Do land prices follow house prices if the housing market drops?I want to put my house in a trust to protect it in case I end up in a nursing facility, but I can't afford an attorney. What do you think of using an app like Quicken Willmaker for this purpose?I'm a federal employee planning to retire within a year. My TSP is invested 70% in the C fund and 30% in the G fund. Is this a good allocation, or would it be safer to start moving more of my investments into the G fund?I own a house, and I decided a long time ago to put it in my name and my three daughters' names. I'm wondering if I have done the right thing and what the advantages or disadvantages of this decision are.I want to transfer my Arizona property to my children to avoid probate. Are CDs offering 7.5% better than stocks with broker fees?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

For the past decade, U.S. stocks have stolen the spotlight. Fueled by the dominance of tech giants and ultra-low interest rates, American equities have outperformed much of the world—leaving many investors to wonder if there's any need to look beyond U.S. borders. But history—and current market conditions—suggest it may be time to take a fresh look at foreign stocks.A recent article from Sound Mind Investing by Mark Biller outlines why international markets could be poised for a resurgence. From valuation gaps and shifting fiscal policy to global capital flows and post-COVID economic trends, several factors are aligning that could make foreign equities an important part of a well-diversified portfolio again.Let's walk through the key highlights and insights from the article—and why this may be a wise moment to think globally in your investment strategy.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Why Should U.S. Investors Consider Foreign Stocks?1. Diversification and Market DynamicsForeign stocks offer investors the opportunity to diversify—not just by geography but also by market behavior. While U.S. stocks declined by more than 4% in Q1 of this year, a common international fund used by Sound Mind Investing rose by over 8%. That kind of divergence underscores the value of spreading risk across global markets.Two decades ago, having 20% or more of your equity portfolio in international stocks was standard practice. However, as U.S. markets have surged over the last 14 years—outperforming foreign stocks by a factor of four—many investors have pulled back. History, however, suggests the pendulum could be swinging back.2. The Tech Bubble ParallelRemember the late 1990s tech boom? From 1995 to 1999, the S&P 500 rose more than 20% annually, driven largely by internet stocks. Sound familiar?After the dot-com bubble burst in March 2000, U.S. stocks stalled—gaining just 13% over the next 7.5 years. Meanwhile, foreign stocks soared, climbing 69% during that same stretch. Market cycles like this remind us that chasing performance can lead to missed opportunities elsewhere.3. A Price-to-Earnings DisparityCurrently, U.S. stocks trade at a P/E ratio of around 26—well above historical norms. Foreign stocks? Around 16. That's a significant valuation gap. While valuation alone doesn't indicate when markets will shift, it does suggest that the upside potential for international equities is greater—especially if investor sentiment begins to shift.4. Post-COVID Spending and Sector ShiftsCOVID-19 marked the end of a 40-year trend of declining inflation and interest rates. Since then, we've entered a new environment with higher inflation and rising rates—conditions that benefit the more industrial, less tech-heavy composition of many foreign markets.U.S. tech stocks, dominant in low-rate environments, may not fare as well moving forward. Foreign markets, which lean toward traditional sectors, could outperform in this new economic climate.5. Shifting Fiscal PolicyOne potential catalyst for foreign stock performance is shifting government policies. The U.S. has begun cutting back on spending, while other countries—facing rising defense needs and new trade dynamics—are ramping up.Historically, higher government spending boosts economic growth in the short term. If the U.S. tightens its belt while others open their wallets, we may see a reversal in relative market performance.6. The "Sequencing Risk" of Tariff Policies“Sequencing risk” is a dynamic in which the pain of policy changes is felt up front, while the benefits come later. For example, tariffs initially slow economic activity but are implemented in hopes of long-term economic independence and stability.This could reduce U.S. growth projections in the short term as some foreign economies accelerate. This divergence can significantly influence investment returns.7. Follow the MoneyFor decades, the global economy has operated under a system where the U.S. buys, and the rest of the world recycles its earnings back into U.S. assets. This has been a tailwind for U.S. stocks and bonds.But what happens if the U.S. begins importing less? Those recycled dollars may dry up—meaning less foreign investment in U.S. markets and potentially more reinvestment at home, in countries where those goods are produced. That shift could fuel a rally in international markets.8. It's Not Either/Or—It's Both/AndThis isn't about abandoning U.S. stocks. It's about recapturing the value of a globally diversified portfolio. With international stocks looking attractively priced and a number of tailwinds forming, now may be a wise time to add foreign exposure through mutual funds or ETFs.The impact could be substantial if global capital starts flowing back into foreign stocks.If your portfolio has drifted into a U.S.-only approach over the last decade, now may be the time to revisit your strategy. While no one can predict the future, wise stewardship includes preparing for it with thoughtful diversification.For a deeper dive into this topic, you can read Mark Biller's full article, “Time for Foreign Stocks to Shine?” at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I want to buy an expensive watch. Is this being a bad steward of God's money? Where's the line between treating myself and overspending?I own a condo unit in a homeowners' association that has been assessed $870,000 for a roof replacement. The association claims the original contractor was paid $438,000 and ran away with the money. Are there any government agencies that can investigate this, and what rights do I have?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineSound Mind Investing | Time for Foreign Stocks to Shine? By Mark Biller Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If you're craving a warm, comforting meal that's easy to make, you'll love this easy beef stew recipe for beginners! This recipe can be modified by using what you have on hand, and it's a great healthy meal rooted in biblical nutrition to add to your regular menu rotation.   Youtube Video Get the recipe: Easy Beef Stew Recipe for Beginners! +Biblical Nutrition ------------------------------------------ Mentioned In This Video ------------------------------------------ Dark Waters https://amzn.to/4jD0pF0 Full Star Vegetable Chopper https://amzn.to/4jtVvKd Souper Cubes  https://amzn.to/3R7q7oO Stainless Steel Pots and Pans https://amzn.to/4jvVYLV Devotional for Christian Moms |Boundaries in the Bible (Greek Salad) https://youtu.be/ZL7z_PDk1hE?si=UzkgpRkfm-YPh3y1 I Corinthians 6:19-20 Or do you not know that your body is the temple of the Holy Spirit who is in you, whom you have from God, and you are not your own? For you were bought at a price; therefore glorify God in your body [a]and in your spirit, which are God's. Galatians 6:9 NLT So let's not get tired of doing what is good. At just the right time we will reap a harvest of blessing if we don't give up.  Connect with Me! ----------------------------------------------- Website: toddlermomdiaries.com

Hey Friend, This week is an extremely important week as it is Holy Week. Yesterday was Palm Sunday and each day this week leads up to Good Friday, Holy Saturday, and eventually, Resurrection Day - or Easter as many of us know it to be.   What happened 2,000+ years ago in Jerusalem on a cross and 3 days later in a grave makes all the difference in what's available to you and your health. Whether you're struggling to overcome cravings, feeling hopeless with your weight, lacking energy to function, or just downright discouraged for what your future will hold for your health... today's episode is for you.   It's short, but I hope you'll find it FULL of truth and hope for your health journey.   Blessings, Robin *** Get the Confidently His 5 Day Devotional totally free at visiondrivenhealth.com/resources   *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching

In today's fast-paced world of cryptocurrency booms, sports betting apps, and market volatility, it's easy to blur the lines between investing and gambling. Some even suggest they're essentially the same: putting money at risk in hopes of a reward. But that's a serious oversimplification—and it misses what sets these two activities apart, not just financially but morally and biblically.Let's examine closely how Scripture, wisdom, and faith guide us in thinking rightly about risk, wealth, and the difference between gambling and godly investing.Surface Similarities, Foundational DifferencesYes, both investing and gambling involve uncertainty. But the nature, purpose, and outcome of that uncertainty reveal a stark contrast.Investing is thoughtful risk—measured, intentional, and directed toward long-term growth and productivity. It's about building something: a business, a future, a legacy. Gambling, on the other hand, is a zero-sum game. One person's win always comes at another's loss. There's no product created, no value added—just money changing hands, often driven by chance.Scripture doesn't condemn risk itself. In fact, Ecclesiastes 11:1 encourages wise, forward-looking activity:“Cast your bread upon the waters, for you will find it after many days.”Farmers sow in faith, business owners launch ventures without knowing outcomes, and faithful stewards invest, trusting God while using His resources wisely.At its best, investing helps others flourish. When you invest in a company, you support its ability to hire employees, create products, and expand services. It contributes to the real economy. This aligns with the biblical call to participate in the common good and steward what we've been given.In contrast, gambling thrives on imbalance. Its business model depends on extracting wealth from those who can least afford to lose it. According to numerous studies, gambling establishments disproportionately profit from those in financial distress. That's not just unfortunate—it's unjust.Scripture speaks clearly on this:“Ill-gotten gains do not profit anyone, but righteousness rescues from death.” - Proverbs 10:2 “Learn to do right; seek justice. Defend the oppressed.” - Isaiah 1:17When we gamble, we're often not just risking money—we may be supporting an industry that profits from injustice and preys on desperation.Faithful Investing Is an Act of StewardshipIn the Parable of the Talents (Matthew 25:14–30), Jesus praises servants who wisely multiply what was entrusted to them. This wasn't a message about maximizing profits—it was about faithfulness. The servants who acted wisely weren't gamblers but stewards who took action with the Master's interests in mind.That's the heart of Christian investing: not chasing gains but multiplying God's resources to serve others and glorify Him.As stewards, we ask not just what we invest in but why. Are we motivated by generosity or greed? By love for neighbor or love of money?Gambling feeds on a dangerous lie: “If I just get lucky, everything will be better.” It exploits our dissatisfaction and fuels a restless craving for more.But the Bible calls us to contentment, not a compulsive pursuit of wealth.“Keep your lives free from the love of money and be content with what you have, because God has said, ‘Never will I leave you; never will I forsake you.'” - Hebrews 13:5That warning doesn't apply only to gamblers. Even investing, when driven by fear or pride, can become a spiritual trap. Hoarding under the guise of saving. Obsessing over returns instead of resting in God's provision. That's why heart-checks are essential: Am I trusting in God—or in my portfolio?Gambling Turns Money into a God—Investing Can Turn It into a ToolJesus was clear:“You cannot serve both God and money.” - Matthew 6:24Gambling often makes money the master—something to chase, fear, and idolize. But investing, done with a kingdom mindset, makes money a servant—something to steward and direct toward God's purposes.That's why investing should never be seen as a get-rich-quick scheme. It's a long-term discipline rooted in wisdom, patience, and generosity. It's a way of preparing for the future while contributing to the flourishing of others today.Here's the bottom line: how we handle money is never just a financial issue—it's a spiritual one.Gambling often reflects distrust in God's provision and a desire for quick fixes. When done right, investing reflects wisdom, contentment, and a desire to serve.Here are a few reflective questions to consider:Am I making financial decisions out of fear or faith?Is my heart set on what money can do—or on what God has already done?Do I view my investments as a way to bless others or simply benefit myself?Your Security Is in Christ, Not in ReturnsIn today's uncertain economy, it's tempting to look for shortcuts or put our trust in performance. But real peace doesn't come from perfect financial planning—it comes from knowing the One who holds your future.Whether you're investing, giving, saving, or simply getting by, remember:Your ultimate treasure isn't in the stock market or your net worth—it's in Christ.As you steward God's resources, don't chase the illusion of easy wealth. Instead, pursue faithfulness, justice, and generosity.That's not just wise investing. That's worship.On Today's Program, Rob Answers Listener Questions:I have a question about what I actually need to do as far as whether we look at an estate attorney, whether we look at a CPA, whether we look at a financial planner. We have several homes and investments and want to create a trust, but we just don't know which direction to go with it.I want to know if our portfolio is conservative enough. We have about $900,000 to $1 million in property. Is property considered aggressive or conservative in an investment mix?What are the pros and cons of changing house title to transfer upon death and adding my kids' names versus leaving it to them in a will?Is it advisable to contact an insurance broker about skyrocketing insurance premiums, and if so, how do I find a reputable one?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineeHealth | HealthMarkets | Healthcare.govChristian Healthcare Ministries (CHM)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Israel is a nation often in the news but seldom for its potential as an investment.​Israel is a tiny country but a powerhouse for investing opportunities, particularly in the tech sector. Brian Mumbert joins us today to examine Israel in a different light.Brian Mumbert is Vice President and Regional Sales Executive at Timothy Plan, an underwriter of Faith & Finance.Is It Safe to Invest in Israel?Despite frequent headlines about conflict in the Middle East, Israel stands out as a remarkably resilient nation with an entrepreneurial spirit.Israelis have a low view of debt culturally. In fact, at one point, the government even sent out piggy banks to every citizen to encourage savings and wise stewardship. That mindset—combined with a tech-forward economy—creates strong fundamentals that appeal to values-based investors.Understandably, some investors may wonder about the safety of investing in a country with frequent regional conflict. Israel is regulated just like the U.S. They have their own stock exchange—the Tel Aviv Stock Exchange—and the top 125 companies are listed on the Tel Aviv 125 index.Even during times of war, Israel's economy continues to operate. Brian compared it to the U.S. during World War II: while volatility occurred, the Dow still gained over 50% from 1939 to 1945.A Developed Economy with Room to GrowIsrael graduated from the emerging markets category to a developed economy in 2009. While this was a major step forward, it ironically resulted in less attention from global investors, since many international funds tend to favor larger developed economies like Japan or those in Europe.Still, the fundamentals are strong. Israel's unemployment and inflation rates remain low, and the U.S. continues to be a committed ally.Israel has earned the nickname “Startup Nation” for good reason. Its high-tech sector employs 12% of the workforce and generates 20% of the country's GDP.Many Israeli companies don't become household names because giants like Apple, Google, and Amazon acquire them. Notable examples include:Mobileye—A leader in automotive safety tech.Waze—The crowd-sourced navigation app developed to navigate Jerusalem's winding roads.Cherry Tomatoes—Yes, even innovations in agriculture like drip irrigation and cherry tomatoes can be traced back to Israeli ingenuity.The government's support of tech innovation has made Israel the third-largest tech hub globally by capital raised—just behind Silicon Valley and New York.While tech leads the way, Israel's financial sector is also strong due to the cultural avoidance of debt. This contrasts sharply with many Western nations. Innovations in agriculture (like drip irrigation) and strong export activity also contribute to Israel's economic resilience.Over 50% of Israel's exports are tech-related; major U.S. companies like Apple have invested heavily in Israeli startups, demonstrating the global demand for their innovations.Israel's global relationships are improving, with normalization efforts such as the Abraham Accords expanding diplomatic and trade ties across the Middle East.Venture capital is thriving, too. Israel boasts over 270 active VC funds, and from 2014 to 2018, investment in Israeli startups grew by 140%—more than double the rate in the U.S. during the same period.The Timothy Plan's Israel Common Values FundTimothy Plan offers the Israel Common Values Mutual Fund for those interested in investing in Israel in a biblically responsible way. This fund stands out in several ways:Actively managed—Fund managers respond in real time to geopolitical developments.Focused exposure—At least 80% of companies in the portfolio are domiciled in Israel.Faith-based screening—Just like all Timothy Plan funds, this one avoids investments in companies involved in abortion, pornography, and other areas contrary to Christian values.The fund performed very well last year as the Israeli Stock Exchange closed the year up over 20%, with most of that growth coming in the second half.If you're interested in learning more about investing in Israel and doing so in a way that aligns with your faith, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:I just sold my home with $200,000 in profit. Where's the best place to put this money to earn more interest while keeping it ready for my next home purchase in 6-9 months?As a veteran with limited funds, can I set up a Christian investment account to tithe $100 monthly and distribute it to ministry programs after my death?I'm considering buying a rental property for passive income, but I would like to know if it is wiser to meet with a financial advisor and invest in the stock market instead. I'm single, planning for the future, and want to avoid the time-consuming aspects of managing a rental property.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineTimothy Plan | Israel Common Values Mutual FundBankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textWhat do you do when someone wounds you deeply? The reality is that emotional hurt is part of the human experience, but far too many people remain trapped in cycles of pain, resentment, and withdrawal long after the initial injury. In this candid and powerful conversation, Ken and Tabatha expose what they call a "hurt epidemic" sweeping through communities and churches worldwide.Drawing from personal experience with trauma, rejection, and betrayal, they offer a refreshingly practical approach to emotional healing. You'll discover the transformative principle of "cast, don't carry" - a visualization exercise where you literally hand your hurts over to a higher power. This isn't theoretical spirituality but a tangible practice that has brought freedom to countless lives.The biblical story of Joseph becomes a powerful case study in overcoming significant betrayal without becoming bitter. His declaration to his brothers - "You intended to harm me, but God intended it for good" - provides a template for anyone who's been wounded by others yet refuses to let those wounds define their destiny.What sets this conversation apart is its balanced approach. Ken and Tabatha acknowledge the reality of legitimate hurts while challenging the tendency toward perpetual victimhood. They distinguish between "hurts that are hurtful" and "perceived hurts," offering wisdom for addressing both. Their perspective shift from "victim to victor" isn't about denying pain but refusing to let it have the final word in your story.Whether you're carrying church hurt, relational betrayal, or family wounds, this episode provides the practical tools and spiritual insights needed to break free and reclaim your purpose. Share this episode with someone who needs to hear that their greatest pain might become their greatest purpose.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

You've probably heard the phrase, “You can't out-give God.” It may initially sound like bumper-sticker theology, but the truth behind it runs deep. Though you won't find those exact words in Scripture, the idea captures something profoundly true about God's heart: His generosity is limitless—and it's meant to shape our own.From Genesis to Revelation, Scripture reveals a God who gives. But nowhere is His generosity clearer than in John 3:16:“For God so loved the world that He gave His one and only Son, that whoever believes in Him shall not perish but have eternal life.”This is the ultimate act of giving—motivated not by our merit but by His love. Romans 5:8 echoes the same truth:“God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”God didn't give to get. He gave because He loves. And when we receive that love, it transforms how we view giving—not as a transaction but as a response.Giving as a Response to GraceLet's be honest: Giving can feel risky. You might wonder, “What if I give too much and don't have enough left?” But the Bible reassures us that God provides for those who give in faith.2 Corinthians 9:8 says:“God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.”This isn't a promise of earthly riches. It's a promise of sufficiency—that God gives enough so we can keep participating in His work.We don't give to earn God's favor. We already have that through Jesus. That's grace—unearned, undeserved, freely given. And grace leads to gratitude. It turns our hearts outward.Giving Isn't About GettingSome teach that generosity leads to material blessings. And yes, God sometimes blesses financially so that we can continue giving. But that's not the goal. Author Steve Johnson puts it well:“We are not to give to get earthly reward, expecting God to always give us back in this life what we invest in the Kingdom. Instead, seek the heavenly reward of God Himself.”That's the real treasure: not stuff, but the Giver Himself. Generosity deepens our trust in God and draws us closer to His heart. King David got it. When he led the Israelites in giving toward the Temple's construction, he didn't boast. Instead, he prayed:“But who am I, and who are my people, that we should be able to give as generously as this? Everything comes from you, and we have given you only what comes from your hand.” - 1 Chronicles 29:14David knew the truth: everything we have belongs to God. Giving isn't really “ours”—it's just returning what He already gave us. That changes how we see money, generosity, and even success.Imitating the Ultimate GiverWhen we say “You can't out-give God,” we're not making a challenge. We're affirming a truth. James 1:17 reminds us:“Every good and perfect gift is from above, coming down from the Father…”Our generosity isn't about competition—it's about imitation. Ephesians 5:1 calls us to “be imitators of God, as beloved children.” That includes imitating His generosity. As we grow in faith, we become more like Jesus, who gave everything. Galatians 2:20 says:“I have been crucified with Christ and I no longer live, but Christ lives in me…”That changes our priorities. Our trust deepens. Giving becomes an act of worship, not obligation.You may not feel like a generous person today, but don't be discouraged. God is patient. His Spirit is working in you. 2 Peter 3:18 urges us to:“Grow in the grace and knowledge of our Lord and Savior Jesus Christ.”That growth includes learning to trust Him more and give more freely. And when we give in Jesus' name, we don't just meet needs—we reflect His love.Here's the beautiful part: We don't give because we have to. We give because we get to. We participate in what God is doing in the world. And in the process, we experience the joy of knowing Him more deeply.So no, we'll never out-give God. But we don't need to. We simply follow His lead, walk in His love, and let His generosity flow through us.On Today's Program, Rob Answers Listener Questions:I have a mortgage with a balance of $29,000, and I was wondering if it is okay to pay that off.I have an IRA with Fidelity, and they suggested to me about taking an insurance deposit. I can take up to 250 grand and put it into something for three years.I have two credit cards - one for $1,372 at 22.5% interest and another for $3,632 at 0% interest until July. I have $1,500 to pay off debt. Which card should I pay off?I have a term insurance policy that will mature in August. I keep seeing advertisements where you can sell insurance policies, and I want to know if this would create a taxable situation or if it's even ethical.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineGainbridge AnnuitiesWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In her book *⁠Thoughtful Aging: Restoring Honor to the Aging Process, Alina Wilson explores the concept of aging gracefully, the societal pressures surrounding beauty, and the importance of self-acceptance and community. Alina shares her insights on how women can embrace their unique beauty and navigate the complexities of aging with intention and love. The conversation emphasizes the need for healing, understanding, and compassion in the journey of self-discovery and personal growth.Chapters00:00 Introduction to Thoughtful Aging05:04 The Concept of Anti-Aging08:25 Balancing Inner and Outer Beauty12:20 Understanding Motivations for Change15:09 The Impact of Societal Standards16:26 Biblical Perspectives on Beauty18:20 The Journey to Embrace Gray Hair21:58 True Sources of Beauty25:27 Cultivating Moments of Beauty26:26 Principles of Thoughtful Aging27:14 Embracing Daily Beauty Practices32:48 Shifting Perspectives on Self-Image37:28 Compassionate Conversations About Health39:53 The Importance of Genuine Community42:57 Healing Through Thoughtful Aging44:01 Guiding the Next Generation on Beauty*Get Alina's book here: Thoughtful Aging: Restoring Honor to the Aging Process https://amzn.to/4bJBH2JAbout Alina:Alina Wilson is a mother and grandmother, an entrepreneur, philanthropist and advocate for women's well-being. Her life's work is shaped by one goal: to help women discover and embrace their true beauty, both inside and out. As a mother and grandmother, she has developed a profound understanding of the complexities of womanhood and the importance of self-discovery and self-acceptance.As a successful entrepreneur, she has mentored dozens of women, and founded Bridgeport Laser and Wellness Center, a successful medical spa, in 2007. Growing Bridgeport into what it is today has proved to be the ideal container for her skills as an employee development coach. She is also a dedicated philanthropist, serving on the board of directors for the Portland-based organization Gather:Make:Shelter. And she is a writer, of course, who inspires and empowers women to embrace their unique beauty and live authentically. Visit Alina's website here: https://www.bpwcenter.com/book/CONNECT WITH VICTORIA:*NEW RELEASE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pickleball Passion A Marriage Devotional: 21 Days to a Stronger Connection on and off the Court⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/48wnvaV*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK 365-DAY DEVOTIONAL⁠⁠⁠⁠⁠⁠:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3Hcl7v1*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK JOURNAL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: https://amzn.to/3WvinNDEMAIL: choose2think@gmail.com ⁠⁠WEBSITE:⁠⁠ www.choose2think.co⁠⁠MENTORING:⁠⁠ www.choose2think.co/coaching.html ⁠⁠YOUTUBE:⁠⁠ www.youtube.com/channel/UCz8Z2B9TtXvWn0RKelVY5DQ ⁠⁠FACEBOOK:⁠⁠ www.facebook.com/groups/choose2think⁠⁠INSTAGRAM⁠⁠: www.instagram.com/victoriadwalkerlydon/*When you click on these Amazon affiliate links, I may earn a teeny commission from qualifying purchases at no extra cost to you. Thank you for your support!DISCLAIMER: The Choose 2 Think Inspirational Podcast is for educational and entertainment purposes only. Please consult your physician or doctor for all medical advice and counsel.Send in a voice message: https://podcasters.spotify.com/pod/show/victoria-d-lydon/message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUPPORT CHOOSE 2 THINK MINISTRIES AND PODCAST HERE:⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PATREON: Patreon.com/Choose2Think

Welcome to Teachback Tuesday, where we play the most popular episodes from previous seasons!  This week's episode, "Three Great Relationship Habits" has a short list of goals that are easy to achieve. Life is a vapor, and that includes our relationships. Take a 10-minute break to listen to this helpful relationship-building episode from Season Three.  Apply: Living What We Learn--31-Day Devotional by Francie Taylor NEW! Herbs for the Heart: A Study of James by Kathy Ashley Fret Not: Peace of Mind in Perilous Times by Tim Zacharias What Do I Have to Lose?--Devotional by Janice Wolfe Elegant Olive Petal Snap Flap Bible--Great for travel! The "Be Like Jesus is Better Than You Do You" T-Shirt Ponder the Path: A 31-Day Devotional by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook