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Let's chat about the importance of relying on God's strength rather than our own. All of us Christ followers could use a mental, emotional, and spiritual tune-up by decluttering our lives and minds. I'll shares practical tools and affirmations to help you exchange your burdens for God's strength, ultimately leading to a more peaceful and fulfilling life.TakeawaysAffirmation: God renews my strength.Self-reliance leads to burnout and exhaustion.Decluttering creates space for God's renewal.Neuroscience shows clutter activates stress responses.Clearing thoughts can lead to emotional peace.Leaning on Christ changes how you face challenges.Order in your life reflects God's peace.Daily affirmations can transform your mindset.You are not alone; God walks with you through struggles.Chapters00:00 Introduction to Renewal and Strength01:50 The Importance of Divine Strength07:44 Decluttering for Renewal12:08 Practical Tools for Mental and Physical Decluttering17:59 Key Takeaways and Final Thoughts

I can vividly remember the day of my Norman's surgery. They were removing the kidney that had a large, cancerous tumor on it. The surgeon asked my husband this question: “Are you ready to meet your maker?” The question, “Are you ready to meet your maker”? caused my husband to ask the surgeon a question: “Do you know my Maker?” They both smiled, and the surgeon said, “I sure do.” The grateful look on the surgeon's face was matched by the recognition of a brother in Christ on my Norman's face. They chatted a bit more and then Norman was taken to surgery. That question brought me to tears as I realized that this was yet another indicator of how seriously ill my husband was. Stage four renal cell carcinoma, or kidney cancer, has a low survival rate. The five-year survival rate is 17%, which means 17 out of 100 people may still be alive after five years. Some live longer, but many don't make it that far. As I sat in the waiting room crying quietly, a nurse walked in. She asked me what was wrong, and I told her about my Norman's cancer prognosis and how this was all so sudden and hard. That's when she made a statement that I have never forgotten: “Oh honey, she said, “We are ALL terminally ill.” She hit me with the truth. We know our birthdays, but only God knows the day of our death. When a loved one is terminally ill, there are many things to face. In this brief episode, I'll provide suggestions for walking through this challenging time. These are not in-depth solutions. In fact, if this is not the first time you've had a loved one who was terminally ill, you could add to this short list easily. These are just some things I wish someone had shared with me when I was walking this road. Workplace Protections for Individuals Impacted by Cancer (mentioned in the episode) VISIT THE SHOP AT KEEP THE HEART BOOK CLUB FAVORITE: Apply: Living What We Learn--31-Day Devotional by Francie Taylor FOR COUPLES: Rough Patches: Temporary Marital Tensions by Francie Taylor BIBLE STUDY GROUPS: ICU: In Christ Unconditionally-Heart Conditions What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Hey Friend, If you're someone who's found yourself on the yo-yo dieting train, who feels powerless to sweets and cravings, who has actually created healthy habits and experienced progress only to fall back into old patterns, this episode is for you!   Today, my guest Julie Kleinhans shares her experience with losing 90lbs and maintaining that weight loss for 17 years using a 12 step process and how she's cultivated a humble and freeing dependence on God.   I think you'll find her story encouraging! Blessings & Joy, Robin *** Julie Kleinhans is the founder of Reshape and Recover, a Christ-centered 12-step online program helping people break free from emotional eating, food addiction, and the cycles of shame and dieting.   After personally losing 90 pounds and maintaining her recovery for over 17 years, Julie combines biblical truth, personal experience, and 12-step wisdom to guide others toward deep, lasting transformation — Physically, mentally/emotionally, and spiritually.   Alongside her is her husband, Tony, a coach and counselor with over 25 years of experience, including leading faith-based 12-step programs and helping individuals overcome a wide range of struggles. Together, they bring a powerful blend of recovery expertise, Christian faith, and compassionate support to their community.   Learn more at https://www.reshapeandrecover.com ***   When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching

Have you ever felt a quiet sense of pride after giving, like you were just a little more faithful than others?It's a subtle temptation, but one we must take seriously. When our giving becomes a way to elevate ourselves rather than glorify God, we've missed the heart of generosity—and possibly much more.When Giving Becomes About UsSelf-righteous giving hides behind good behavior. It's giving to feel morally superior. Giving to prove we're spiritually ahead. Giving to show God—or others—that we've “got it right.”Jesus addressed this in Luke 18:“Two men went up to the temple to pray, one a Pharisee and the other a tax collector… The Pharisee… prayed: ‘God, I thank you that I am not like other people… I fast twice a week and give a tenth of all I get.' But the tax collector… said, ‘God, have mercy on me, a sinner.' I tell you that this man, rather than the other, went home justified before God.”The tithing, fasting Pharisee was not justified—not because his actions were wrong, but because he trusted in himself.The Heart CheckReligious acts, even impressive ones, can't save us. When we give to make ourselves look good, we risk trusting in our performance rather than Christ's finished work.There's nothing wrong with joy in giving—God loves a cheerful giver. But when joy turns to superiority, we've crossed the line. As Deuteronomy 8 reminds us:“Remember the Lord your God, for it is he who gives you the ability to produce wealth…”Everything we have—even the ability to give—comes from Him.Giving That Glorifies GodJesus warns in Matthew 6 not to give for the sake of being noticed. True generosity is humble, often quiet, and motivated by gratitude. It's giving that reflects Christ, not ourselves.John the Baptist put it best: “He must increase, but I must decrease.”So, if you notice pride in your giving:Confess it to the Lord. His grace cleanses and corrects.Refocus on gratitude. Remember how much you've been forgiven.Practice hidden generosity. Give anonymously or where no one will notice.Before each gift, pray: “Lord, may this reflect You, not me.” Because generosity is never about proving ourselves—it's about responding to the One who gave everything for us.On Today's Program, Rob Answers Listener Questions:I'm 52 and currently have about 71% of my 401(k) invested in company stock, which has been generating returns of 30–36%. When and how should I begin diversifying to protect my retirement savings while still benefiting from my company's potential growth?My husband (62) and I (58) are debating whether to start collecting Social Security now. We still run our own business and earn an income, but I'm concerned about how starting Social Security could affect our Medicare coverage. What's the best strategy for our situation?I own and rent out a three-unit apartment building and want to know if there are any advantages to placing the property in an LLC.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.”“Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform—and resources—for eternal impact. Today, we'll hear how his faith shapes everything from football to finances.Kirk Cousins is the starting quarterback for the Atlanta Falcons and a veteran leader in the National Football League (NFL). He previously spent six seasons with the Washington Commanders and six with the Minnesota Vikings. A four-time Pro Bowler and outspoken man of faith, he is also the cofounder of the Julie & Kirk Cousins Foundation, which supports families and youth through faith-based initiatives.A Legacy of Generosity: Lessons from His ParentsGrowing up as a pastor's kid, Cousins remembers how his parents modeled generosity long before he had a bank account of his own.“My mom had the gift of hospitality,” he says. “Even when I didn't think I needed money, she'd hand me two twenties before I went out with friends. There was just this open-handedness.”While his dad managed the family finances with intentionality, it was his mother's willingness to give freely that left the deepest mark. “It was caught, not just taught,” Cousins reflects, emphasizing how their example shaped his understanding of stewardship early on.From Minimum Wage to Signing Bonuses: A Crash Course in StewardshipWhen Cousins was drafted into the NFL, his first check—a six-figure signing bonus—was a wake-up call.“As a college kid who had never earned more than minimum wage, I didn't know what to do,” he recalls. “I called my dad, and he said, ‘I don't know either!'”That moment marked the beginning of a stewardship journey—one that included learning to give, save, and live below his means in a world of excess. It wasn't easy, especially when surrounded by peers embracing a more lavish lifestyle. But Cousins understood that as an athlete, his income had a shorter runway.“You're approaching a cliff,” he says. “So it's scary to give when your career has an end date. But that's where faith comes in—trusting that God will provide beyond your own earning power.”It would be easy, Cousins admits, to treat financial obedience like a checklist—give, save, repeat. But biblical stewardship isn't about rules; it's about surrender.“I've done that—just checked the boxes. But that's not the abundant life Jesus promises. It's not religion, it's relationship.”He points to Jesus' parable of the treasure in the field (Matt. 13:44): “Once you see Jesus as the treasure, everything else becomes a logical response. Of course you'd sell everything to have Him. Stewardship flows from seeing Him clearly.”When Faith Feels Risky: Giving on a Diminishing TimelineThe tension for Cousins lies in balancing the enjoyment of God's provision with wisdom about the future.“I actually enjoy those moments that require more faith. When I give, and I don't know what's next, it puts the pressure back on God—where it belongs.”But he's quick to acknowledge the gray areas. “What's wise versus what's excessive? There's no formula. You have to walk with God and ask for His guidance daily.”One of the most valuable pieces of advice Kirk received early in his career came from a generous mentor: “Always give in unity with your wife.”That advice stuck.“When Julie isn't comfortable, I pause and pray. Her perspective might be the Holy Spirit speaking. Giving together strengthens our marriage and our stewardship.”Cousins sees their giving not only as a financial decision, but as a spiritual discipline of unity and trust.Planning for the Future: Wisdom Before WealthAs parents to young boys, Kirk and Julie have also had to consider how best to plan their estate. They've established a family office to prepare for the future—but with a strong desire to pass on wisdom before wealth.“We want to get to the end of our lives and say: the wisest hands to put this in are our kids'. But we also want to be realistic. If it wouldn't be wise to pass along wealth, we want our plan to reflect that.”Much of their estate will also go to their foundation, which they hope will be spent down soon after their passing. “We don't want it to live on in perpetuity with intentions we never had. We want to make an impact now.”So, where is Kirk Cousins most excited to give right now? The answer goes back to his roots.“I went to a Christian high school—Holland Christian—and it profoundly impacted my life. I want to make it more affordable for other families, support teachers, and strengthen Christian education.”It's a full-circle moment: a public school kid transformed by Christian community, now investing in the same kind of life-shaping environments for others.Final Whistle: A Life Well StewardedKirk Cousins is more than an NFL quarterback. He's a husband, father, and faithful steward who is using his influence to glorify God—not just in the end zone, but in the quiet decisions of budgeting, giving, and planning for the future.His story reminds us: Stewardship is not about how much we have—it's about how faithfully we respond to the One who gave it all.On Today's Program, Rob Answers Listener Questions:I own my home outright and keep hearing about home title protection services. How real is the risk of title fraud, and should I be concerned?I have rental properties in Arkansas, but my kids in California don't want them. I'm worried that when I pass, they'll sell them quickly for way less than they're worth. Should I go ahead and sell them now and put the money in a trust for my grandkids' education—or is there a better option?”Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Julie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today is FRI-YAY — and it's Shout-Out Day!  We want to shout YOU out!

Send us a textHave you ever faced a moment when everything you were working toward seemed to hit a wall? That intersection of disappointment and decision is exactly what we're diving into today as we explore the powerful concepts of pivoting and rebounding.Life rarely follows a straight line. Dreams get derailed, plans fall apart, and sometimes what seemed like the perfect path suddenly becomes impassable. But what if these moments aren't failures but invitations to something better? Drawing from our own journey through cancer, ministry transitions, and business pivots, we share how to discern when it's time to change direction versus when to push through resistance.The principle is simple yet profound: evaluate fruitfulness. Has what you've been doing produced the results you hoped for? If not, perhaps it's time for a strategic pivot. This doesn't mean abandoning your vision—it means finding a better route to get there. As we discuss in this episode, sometimes what appears to be a roadblock is actually divine redirection toward something greater than you initially imagined.Equally important is the art of rebounding after failure. Your past is just a chapter, not your whole story. Many of the most successful people attribute their greatest achievements to lessons learned through their biggest disappointments. What if your current setback is actually setting you up for your greatest comeback?The enemy of both pivoting and rebounding is a victim mentality. When we see ourselves as victims of circumstances rather than overcomers through Christ, we surrender our power to write the next chapter. Developing what we playfully call a "Scrappy" mentality—that determined spirit that refuses to stay down—positions you for victory regardless of what you're facing.Whether you're considering a change in your career, ministry, relationships, or personal development, this conversation will equip you with practical wisdom to navigate life's inevitable transitions with courage and faith. Subscribe, share with someone who needs this message, and join us at KenandTabitha.com for more resources to fuel your journey.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Let's talk clutter! It's NOT a done deal! You can get on top of the clutter in your house AND in your head! Pinky promise! Join me as we discuss the importance of renewing your mind and decluttering both mentally and physically. We'll explore the reasons behind mental clutter, the neuroscience of thoughts, and practical steps to clear both the mind and home. Affirmations are key and you gotta learn to replace negative thoughts with truth. You'll find the action items and challenge do-able. The result? mental clarity and emotional well-being!TakeawaysAffirmations can help rewire your brain.Mental clutter can weigh you down.Neuroscience shows negative thoughts stick more easily.You can build new neural pathways with positive thinking.Decluttering your home can reflect mental clarity.Recognizing toxic thoughts is the first step to renewal.Replacing negative thoughts with truth is essential.Daily practices can lead to lasting transformation.Community support can enhance your journey.God invites us to partner with Him in our transformation.Chapters 00:00 Introduction to Mind Renewal and Decluttering03:09 Understanding Mental Clutter and Its Impact07:11 The Neuroscience of Thoughts and Mind Renewal10:40Practical Steps to Declutter Your Mind14:32.Replacing Negative Thoughts with Truth18:45 The Challenge of Transformation and Closing Prayer

Today, Pastor Jeff reminds us that your family might look different from someone else's—and that's okay! God brings families together in special ways, and when we choose to love God and love each other like Ruth did, He honors and blesses that faithfulness. Ruth 4:15-17 15 He will renew your life and sustain you in your old age. For your daughter-in-law, who loves you and who is better to you than seven sons, has given him birth.” 16 Then Naomi took the child in her arms and cared for him. 17 The women living there said, “Naomi has a son!” And they named him Obed. He was the father of Jesse, the father of David.

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Pastor Jeff continues teaching from the story of Ruth and reminds us that when we are faithful—kind, loyal, and obedient—God notices. Ruth 2:11-12 11 Boaz replied, “I've been told all about what you have done for your mother-in-law since the death of your husband—how you left your father and mother and your homeland and came to live with a people you did not know before. 12 May the Lord repay you for what you have done. May you be richly rewarded by the Lord, the God of Israel, under whose wings you have come to take refuge.”

Welcome back to Build Your Bible Habit, your audio Proverbs library! The wisdom and understanding that can be gained from Proverbs is priceless. This book of the Bible provides practical direction, instruction, and correction. It's not just a book of hearing; it's a book of doing. Here's your Proverb for the week: "Heaviness in the heart of man maketh it stoop: but a good word maketh it glad." (Proverbs 12:25) Do you know someone who has been going through a really tough time? They could use a "good word," which is something pleasant, encouraging, and agreeable. We all take turns facing hard times, and we also take turns being the encouragers. VISIT THE SHOP AT KEEP THE HEART! START YOUR BOOK CLUB! Apply: Living What We Learn--31-Day Devotional by Francie Taylor GREAT FOR COUPLES! Rough Patches: Temporary Marital Tensions by Francie Taylor START YOUR BIBLE STUDY GROUP! ICU: In Christ Unconditionally-Heart Conditions What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

As much as we'd like to, none of us can see the future. But that hasn't stopped us from trying. Financial advisors attempt to forecast markets, meteorologists predict the weather, and sports fans try to call the final score.But when it comes to our finances—and our faith—there's an important distinction between wise planning and prideful presumption. So how do we tell the difference?The late civil rights leader Ralph Abernathy once said, “I don't know what the future may hold, but I know Who holds the future.” That's a comforting truth. God is sovereign—and that brings peace. But His sovereignty doesn't remove our responsibility to act wisely.Biblical Planning Is a Form of StewardshipScripture doesn't discourage planning—it commands it. In fact, wise planning is an essential part of faithful stewardship. God has entrusted us with time, money, relationships, and opportunities. Even though we can't predict tomorrow, we're still called to be faithful with today.Proverbs 6 paints a vivid picture of this wisdom:“Go to the ant… consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.”The ant doesn't know what's ahead, but it prepares. Likewise, Jesus tells us in Matthew 25 to live in a state of readiness. “Watch therefore, for you know neither the day nor the hour.” Though He's referring to His return, the principle holds: life is short, time is precious, and we are not in control.When Planning Becomes PresumptionPlanning becomes presumption when we assume control over outcomes that belong to God alone.To presume means “to assume something before you know the facts.” Biblically, presumption is often associated with pride—living as if we control the future and no longer need God's input. This attitude is precisely what Jesus warns against in the Parable of the Rich Fool (Luke 12).After a man harvests a bumper crop, he says to himself:“I will tear down my barns and build bigger ones…You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.”But God replies: “You fool! This very night your life will be demanded from you.”The man's mistake wasn't in planning or saving—it was planning without God. He assumed he had time, control, and security apart from his Creator.James 4 echoes this same warning:“Now listen, you who say, ‘Today or tomorrow we will go to this or that city...' Why, you do not even know what will happen tomorrow. What is your life? You are a mist that appears for a little while and then vanishes.”The Antidote: Humble, God-Dependent PlanningJames doesn't say “don't make plans.” Instead, he offers this wise alternative:“Instead, you ought to say, ‘If it is the Lord's will, we will live and do this or that.'”This kind of planning begins with God and continues with Him. It's rooted in trust, not control. We may set goals, but we do so with open hands, inviting God to direct our steps (Proverbs 16:9).This happens in the context of a relationship. As we grow in intimacy with the Lord—through prayer, Scripture, community, and obedience—our plans begin to reflect His heart and mission.If you're married, begin planning through prayer with your spouse. If you have kids, model this dependence on God in your family conversations. Let them see you trusting God not just for salvation, but also for your finances, schedule, and future.Wise counsel is key. Don't plan in isolation. Talk to a pastor, mentor, or a Certified Kingdom Advisor (CKA) who can help you apply biblical wisdom to your financial decisions.So yes, make plans. Just don't leave God out of them. Hold your goals loosely. And remember: success isn't defined by your ability to predict or control the future—it's defined by your willingness to seek and trust the One who holds it.Want to explore this topic further? Dive deeper into Jesus' warning about prideful planning in our study on The Parable of the Rich Fool, titled Rich Toward God. It will challenge and encourage you to plan with humility and live with wisdom. Visit FaithFi.com and click “Shop” to get your copy today.On Today's Program, Rob Answers Listener Questions:I have $52,000 in student loans, but my $350 monthly payment hardly makes a dent. What can I do to pay it off faster?After my father-in-law passed, my mother-in-law was left with about $11,000 in credit card debt. Should she consolidate or try negotiating directly with the credit card companies? Also, how will this affect her Social Security benefits?Thanks for the guidance! I was able to retire at 54 with the help of a Certified Kingdom Advisor (CKA). Now, I spend my time volunteering with Eight Days of Hope.If I make a Qualified Charitable Distribution from my IRA, can I still deduct that amount on my income taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today, Pastor Jeff reminds us that families stick together—even when life gets tough. But did you know that Jesus did something even greater than Ruth? He gave everything so you and I could be part of His forever family! Ruth 1:16-17 16 But Ruth replied, “Don't urge me to leave you or to turn back from you. Where you go I will go, and where you stay I will stay. Your people will be my people and your God my God. 17 Where you die I will die, and there I will be buried. May the Lord deal with me, be it ever so severely, if even death separates you and me.”

Hey Friend, In today's conversation you'll get a peak behind the curtain on my life. I resonated SO much with the story and work of today's guest that I couldn't help but share how I struggle with a lot of the things she helps mom's overcome.   If you're like me, you might be in a season of chaos with your kids, trying to juggle it all and keep your head above water. It can feel like you've lost yourself and that it's a daily challenge to be the mom you want to be, let alone get in a workout or care for your own well being.   I don't think I'm alone on this and I'm grateful that God has people like Aubree who have gotten His direction and strategy on how to step into an intentional mom life.    In His Grace, Robin *** Aubree Felderhoff is a Spark Coach for Moms, a mom of three spirited boys, and host of the top-ranked Mom Intentional podcast. After a sudden, life-altering illness left her bedridden and completely disconnected from who she was, Aubree faced a hard truth—she had spent so long taking care of everyone else, she no longer recognized herself. That breaking point became the start of her mission.   Now, she helps overwhelmed moms who feel lost in motherhood rediscover their identity, rebuild their confidence, and create a life they love. Through coaching designed to help women reclaim their spark, Aubree guides moms from burnout to purpose—so they can stop running on empty and finally feel alive again.   As she often says: You're not broken—you're buried. Let's uncover you.   More from Aubree: Take the Assessment on her site: www.momintentional.com Join her free Facebook community: https://www.facebook.com/share/g/1BeTiFTWR7/ Follow Aubree on Instagram: @momintentional   *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching  

Have you ever used your giving to steer decisions or send a message?It might seem harmless—or even wise—to designate your gift to specific ministries or withhold it when you disagree with leadership. But when our generosity becomes a tool for control, we've crossed a line. In this episode, we'll explore the subtle danger of using giving as leverage—and discover a better way rooted in surrender and trust.A Hidden Temptation in Church GivingLet's be honest—no one likes the word control when it's pointed at them. But in church life, this temptation surfaces more often than we'd like to admit.It might look like this:Giving only to certain ministries because you don't trust how the church allocates general funds.Withholding your giving when a leadership decision—like a staffing change or budget shift—doesn't sit well with you.Designating gifts to specific areas, not out of passion, but as a form of protest.On the surface, it may look like good financial stewardship. But beneath the surface, it's often an attempt to say, “I want things to go my way, and I'll use my money to make that happen.”That's not generosity. That's leverage. And Scripture warns us against it.The Corban Example: A Heart Check from JesusIn Mark 7, Jesus confronts the Pharisees for misusing a practice called Corban—a method of dedicating money or resources to God. While it sounded spiritual, the religious leaders were using it to dodge their responsibility to care for aging parents.As GotQuestions.org explains:“The Pharisees took a legitimate Corban offering and used it in an illegitimate and devious way to defraud their parents…Jesus tells the Pharisees that their misuse of Corban was an evil rationale to avoid doing what they should.”It wasn't the gift itself that Jesus condemned—it was the motive behind it.In the same way, when we give to maintain control or push our preferences, we're following the spirit of Corban. Even if our reasons sound righteous, they can mask a deeper issue: an unwillingness to surrender.From Leverage to Surrender: The Biblical CallThe Bible offers a better vision.Psalm 24:1 reminds us,“The earth is the Lord's, and everything in it.”That includes our finances. We don't give to direct the church. We give because God owns it all—and calls us to steward it faithfully.Consider the example in Acts 4. Believers sold land and possessions, then laid the proceeds at the apostles' feet. No strings attached. No demands were made about how it was to be used. Just trust, unity, and wholehearted surrender.Of course, that doesn't mean churches shouldn't be transparent or held accountable. Scripture calls leaders to wise and faithful stewardship. But giving with strings isn't about accountability—it's about control. And control is the opposite of trust.What's Driving Your Generosity?Ask yourself: What's driving my giving?Is it love for God?Faith in His provision?Worship and gratitude?Or is it something else?Preference?Power?Payback?When giving becomes conditional, it's no longer cheerful—it's contractual. We treat God's work like a business deal instead of a spiritual act of worship.But when we let go of control, something beautiful happens: we find peace. We no longer feel the pressure to manage every church decision. We can give freely, knowing God is at work—even when His ways don't align with our expectations.Moving Forward in Trust and GraceIf you realize that control has been influencing your giving, here are three steps to take:1. Confess it to the Lord. God is gracious and patient. Ask Him to realign your heart with His and help you give from a place of surrender.2. Release your preferences. You don't have to stop asking questions or seeking transparency. But your generosity shouldn't be tied to your personal comfort or preferences.3. Give with trust. Trust God's ability to work through imperfect people. Trust that when you give with the right heart, your gift brings Him glory.Because when we give to control, we place ourselves at the center. But when we give in faith, we put God at the center—where He belongs.A Resource for the JourneyWant to go deeper into the heart behind generosity? Request a copy of Faithful Steward, our quarterly magazine for FaithFi Partners. With a gift of $35/month or $400 annually, you'll receive this encouraging resource and join a growing community committed to biblical financial wisdom.Learn more at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:My husband's adult son often asks us for money. He and his wife are behind on their bills, but we know they also spend on partying and things like marijuana. My husband feels emotionally pulled in, especially when his son talks about possibly losing their home. We want to be generous, but we don't want to enable irresponsible behavior. How can we approach this situation in a way that's wise and biblical?I'd like to assign someone as my power of attorney, but I don't have any family members I trust to take on that role. What options do I have in this situation?Is it wise to purchase life insurance for your children or grandchildren? What are the pros and cons?I'm thinking about getting a reverse mortgage to create some extra income. Can you explain how they work, and whether they're a good idea? I'd also like to know what risks or downsides I should be aware of.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In today's episode, I'm going to share  2 ways to make God's word stick with your toddler. Let's look at two small things that make a big difference when it comes to raising godly kids. --------------------------------- Mentioned In This Video ---------------------------------

This is our final week in our series about Families, and Pastor Jeff is sharing the story of Ruth and Naomi. Families come in all shapes and sizes, but one thing is always true — God is the one who brings them together. Ruth 1:8 8 Then Naomi said to her two daughters-in-law, “Go back, each of you, to your mother's home. May the Lord show you kindness, as you have shown kindness to your dead husbands and to me.

Welcome to Episode 126 of The Perfectionist's Guide to Mothering! In this episode, I'm sharing another replay episode. This one is with Caris Snider all about how to help tweens with anxiety. She is the best-selling author of ⁠Anxiety Elephants: A 31 Day Devotional and Anxiety Elephants for Tween Girls⁠ ⁠and Boys⁠*.Some of the resources in this episode include: ⁠⁠Get a Mom's Guide for Back to School here⁠⁠⁠⁠Pre-order my book, Two-Minute Timeouts for New Moms: 100 Devotions for Weary and Wonderful Days.*⁠⁠⁠⁠⁠Join my book launch team.⁠⁠Psalm 94:191 Peter 5:7Philippians 4:8Psalm 91:11Philippians 4:4-6Matthew 6:25-34⁠Follow Me by David Platt*⁠⁠Rewire Your Anxious Brain by Catherine Pittman*⁠⁠The Tattooist of Auschwitz⁠ and ⁠Cilka's Journey by Heather Morris*⁠⁠Batiste Dry Shampoo*⁠GroupMe AppYou can connect with Caris via:⁠Her website: carissnider.com⁠⁠Instagram @carissnider⁠Her books: ⁠Anxiety Elephants: A 30 Day Devotional to Help Stomp Out Your Anxiety⁠*, ⁠Anxiety Elephants for Tween Girls⁠* and ⁠Anxiety Elephants for Tween Boys*⁠*Affiliate Link

“The way of a fool is right in his own eyes, but a wise man listens to advice.” — Proverbs 12:15Wise financial decisions don't happen in a vacuum—they often require wise counsel. But how do you know if the person giving you advice shares your convictions and values? Brian Cochran joins us today to explore how biblical wisdom should shape not just our decisions, but the voices we trust.Brian Cochran is a Certified Financial Planner (CFP®), a Certified Kingdom Advisor (CKA®), and also serves as the Chief Stewardship Officer at John Moore Associates. The “Why” Shapes EverythingAt John Moore Associates, a recently celebrated milestone tells a powerful story—over $50 million in charitable giving facilitated through the families they serve. This achievement isn't about accolades or financial performance. It reflects a deeper belief: money is a gift from God, but it was never meant to be the ultimate goal for an individual. It's a tool designed for Kingdom impact.Certified Kingdom Advisors® take a distinct approach to financial planning. While they certainly aim to help clients grow their wealth, they are equally—if not more—committed to helping them give it away with wisdom and purpose. The core question isn't just, “How can you accumulate more?” but, “How can you steward it more faithfully?”Their mission is to walk alongside families and help them become wise and generous stewards of the resources God has entrusted to them. That vision informs every client meeting, every piece of advice, and every long-term strategy. They don't see themselves merely as business professionals—they see themselves as called to influence families toward biblically grounded financial decisions that reflect God's character and priorities.They refer to this role as being “stewards of stewards.” Their job is to help others manage God's money in a way that aligns with His will—not just to build bigger portfolios, but to foster hearts that reflect His generosity.The Art of Financial PlanningAlthough financial planning encompasses technical elements such as taxes, investments, and estate strategies, it is far more than just numbers. Financial planning is as much an art as it is a science.That's because personal values, priorities, and convictions ultimately shape every financial decision. Two families with identical balance sheets may receive vastly different advice depending on the worldview and values of their advisor. Even the most technically sound recommendations can lead a client astray if they don't align with their faith or purpose.Families excited to step into greater generosity have occasionally faced resistance—not from financial limitations, but from professionals who didn't understand why anyone would want to give so much away. Similarly, some clients have discovered their portfolios include investments in industries that conflict with their convictions, such as pornography, abortion, or addictive products. These disconnects are more common than many realize.When an advisor doesn't understand a client's “why,” they may unintentionally work against it.When Values AlignBy contrast, working with an advisor who shares a client's biblical values can be transformational. Rather than resist generosity, they champion it. They help clients move beyond conventional financial goals and pursue eternal ones—cheering them on as they give, invest, and plan with Kingdom purpose.This values alignment also fosters deeper conversations about contentment and purpose. Advisors who understand the biblical call to stewardship help clients shift from an accumulation mindset to one that asks, “How much is enough?” That change can lead to greater peace, joy, and impact.It also affects how clients invest. With the guidance of a biblically aligned advisor, many discover new confidence and clarity by investing in companies or funds that reflect their values. In many cases, clients feel more engaged and excited knowing that their investments are not only earning a return but also honoring God.Questions to Ask a Potential AdvisorFor those seeking this kind of partnership, here are a few essential questions to ask any prospective advisor:What are your core values, both personally and as a firm?How do those values shape the way you serve your clients?How do you define success in a client relationship?How are you compensated? Are there any potential conflicts of interest?Most importantly: How will your advice support and strengthen my faith?These questions open the door to alignment—and can help avoid unnecessary confusion or compromise down the road.Many Christians are already working with an advisor, but over time begin to sense that their values may not fully align. That tension shouldn't be ignored. It may be time to ask the same questions listed above. If the answers fall short, it might be wise to explore a new advisor who shares a biblical worldview.Though changing advisors can feel daunting, staying with one who doesn't understand or support a client's convictions may come at a greater cost.A Higher Calling in Financial AdviceUltimately, stewardship is at the heart of every financial decision. Money is not just a personal asset—it's a divine responsibility. A truly aligned financial advisor serves not just as a guide for wealth management but also as a partner in helping Christians honor God with all that He has entrusted to them.For those looking to take that next step with confidence, a nationwide directory of Certified Kingdom Advisors is available at FaithFi.com. Just click Find a Professional to connect with an advisor who shares biblical values and a Kingdom-focused approach to financial planning.On Today's Program, Rob Answers Listener Questions:I'm 70 and considering an annuity to add more stability to my portfolio. Can you explain the pros and cons? I'm looking for guaranteed income and want to diversify beyond my current investments in silver, stocks, and bonds.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)John Moore AssociatesWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

It is FRI-YAY! And shoutout day! Pastor Jeff shares that God doesn't just talk about love—He shows it. One of the biggest ways God showed His love was by sending His Son, Jesus, to take the punishment for our sins. 1 John 4:7-9 7 Beloved, let us love one another, for love is from God, and whoever loves has been born of God and knows God. 8 Anyone who does not love does not know God, because God is love. 9 In this the love of God was made manifest among us, that God sent his only Son into the world, so that we might live through him.

Send us a textMarriages don't break overnight, and they aren't restored in a day either. In this raw and revealing conversation, Ken and Tabatha share the five transformative keys that saved their once-broken relationship and built the foundation for their marriage journey."Locate where you are" begins their practical framework—because you can't navigate to Macy's without first finding the "You Are Here" dot on the mall directory. This honest self-assessment creates the starting point for genuine change. From there, the couple dismantles the myth that you should "work on yourself first" before addressing your marriage, showing how personal growth and relationship building must happen simultaneously.The conversation takes a powerful turn when Tabitha reveals her "jujitsu approach" to winning Ken's heart during their darkest season. Rather than matching his distance with her own withdrawal, she chose selfless love—preparing meals he wouldn't eat, showing affection he initially rejected—until her consistent kindness broke through his defenses in ways confrontation never could.You'll hear their passionate plea to remove "divorce" from your vocabulary, including the moving story of a couple who literally cut the word from their family dictionary during their wedding ceremony. And finally, they share the cornerstone of their restoration: putting God at the center of everything.Whether you're fighting to save a troubled marriage or seeking to strengthen a good one, these battle-tested principles offer both hope and practical pathways forward. As Ken and Tabatha remind us, sometimes the greatest victories come when we fight not with our flesh, but with our faith.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

A recent survey reveals that nearly 1 in 4 Americans has no emergency savings, and more than a third had to tap into their savings just to get through the past year. Even more sobering, Bankrate reports that only 46% of U.S. adults have enough savings to cover three months of expenses, while 33% have more credit card debt than they do in emergency savings.The numbers are alarming, but they don't have to define your future.Laying the Foundation: Live on Less Than You EarnBefore we talk about building wealth or making investments, we must start with the foundation: living on less than you earn. It's the bedrock of biblical financial wisdom. As John Maxwell put it, “A budget is telling your money where to go instead of wondering where it went.” Without a plan, it's easy to drift. But a budget anchors your finances and gives every dollar a purpose.That's where the FaithFi app can help—offering a practical tool to craft a spending plan rooted in biblical values.Proverbs 6:6–8 urges us:“Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.”The ant doesn't wait for a crisis—it stores up in advance. That's what budgeting does. It's not about restriction; it's about preparation and wisdom.Why Investing Comes NextOnce you've created margin through budgeting, the next step is investing. Why? Because while money sitting in a checking account loses value due to inflation, investing allows your resources to grow through the power of compound interest.As Proverbs 21:5 (TLB) says:“Steady plodding brings prosperity; hasty speculation brings poverty.”Wise investing isn't about chasing trends—it's about faithful, consistent action over time.Maybe you're thinking, “I don't make enough to invest.” But consider this: If you invest just $100 a month starting at age 25, earning an 8% annual return, you'll have over $300,000 by age 65. That's the power of small, faithful steps over time.And today, getting started is easier than ever. Roboadvisors, such as Schwab Intelligent Portfolios or Betterment, offer diversified, user-friendly platforms that require minimal financial knowledge.Wealth With a Purpose: Stewardship, Not Self-SufficiencyRemember: financial freedom isn't independence from God—it's dependence on Him with wisdom. Deuteronomy 8 reminds us that even the ability to produce wealth comes from the Lord. As Proverbs 13:11 teaches:“Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”God doesn't call us to perfection—He calls us to faithful stewardship.Why do we budget, save, and invest? So we can live with margin, give joyfully, and bless others. Wise financial decisions position us to participate in God's Kingdom work—not just provide for ourselves. So if you're feeling stuck, start small:Build a budgetCreate marginSave a littleInvest a littleTrust God with the processOver time, you'll be amazed at what He can do through your faithfulness.On Today's Program, Rob Answers Listener Questions:My friend is interested in investing directly in Israel's stock market—how would they go about doing that? Additionally, I'm 83 years old and own a home valued at $360,000. I need to replace the iron pipes, which could cost between $35,000 and $51,000. At my age, what are my options for financing a project like this?My 66-year-old brother wants to set aside money to care for his adult autistic son, who currently lives in a group home. What's the best way for him to save and plan financially for his son's future care after he's gone?I'm 70, working full-time, and receiving Social Security, but I have no savings. My wife and I have been married for 50 years, but she refuses to save. What guidance can you offer for improving our financial situation at this stage in life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Timothy Plan's Israel Common Values Mutual FundWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Join me as I explore the emotional and psychological challenges faced by pickleball players, particularly anxiety and stress during matches (and in life!).We'll discuss the brain's response to these feelings and walk through the 7 R's method for helping you manage your thoughts and emotions effectively. The conversation also delves into the impact of expectations on performance and provides practical tips for resetting during matches to maintain focus and composure. Overall, the episode emphasizes the importance of mental health in sports and offers actionable strategies for you to enhance their experience on and off the court.TakeawaysAnxiety can manifest physically on the court.The amygdala triggers stress responses during matches.Expectations can lead to frustration and panic.The 7 R's method helps manage thoughts and emotions.Recognizing toxic thoughts is the first step to change.Replacing negative thoughts with positive affirmations is crucial.Practicing mindfulness can improve performance.Resetting your posture can enhance confidence.Breathing techniques can calm the nervous system.Your identity is not defined by your performance.Mastering Your Mind on the Pickleball CourtOvercoming Anxiety in Sports"Every serve is a new opportunity.""Expect to work, not to win.""Name it to tame it."Chapters00:00 Understanding Performance Anxiety in Pickleball02:33 The Brain's Response to Stress and Anxiety02:46 Recognizing and Resisting Toxic Thoughts03:11 Replacing Negative Thoughts with Positive Ones05:39 The 7 Rs for Managing Stress in Sports08:14 Practical Strategies for Mental Resilience11:14 The Importance of Focus and Mindset13:39 Training Your Mind for Success15:30 Reinforcing Positive Thought Patterns17:19 Calming the Mind: The Power of Thought Replacement19:37 The Importance of Drilling: Mindset Over Match21:05 Managing Expectations: The Silent Stress Trigger25:59 Healthy Expectations: Preparing for the Unexpected27:17 Five Ninja Tips: Resetting Your Mind During Play37:10 Rewiring the Brain: Building New Neural Pathways

Pastor Jeff reminds us today that when families talk about God every day—at breakfast, during car rides, or before bed—it helps their hearts and minds grow stronger in faith. Deuteronomy 6:7-9 7 Impress them on your children. Talk about them when you sit at home and when you walk along the road, when you lie down and when you get up. 8 Tie them as symbols on your hands and bind them on your foreheads. 9 Write them on the doorframes of your houses and on your gates.

Have you ever felt like giving to your church is more of a burden than a joy?You're not alone. For many believers, the offering moment stirs up anxiety instead of worship. 2 Corinthians 9:7 says, “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”Those words—not reluctantly and not under compulsion—are key. God doesn't want us giving out of guilt. He invites us to give freely, joyfully, and with a heart aligned to His mission.But guilt is a powerful motivator. Perhaps you've felt it—when the plate passes or a giving campaign is launched. Thoughts flood in: “I haven't given enough... I'm letting God down.” That's not generosity born of grace. That's fear. And it contradicts the gospel.The Gospel Sets Us FreeRomans 8:1 declares, “There is now no condemnation for those who are in Christ Jesus.”That includes condemnation over money. Christ's death covers all guilt—financial or otherwise. If we're giving to appease guilt, we're not walking in the freedom Jesus secured.And let's be clear: there's a big difference between guilt and conviction.Guilt says, “You're not good enough.”Conviction says, “Let me lead you to something better.”John 16:8 reminds us that conviction is the Spirit's loving invitation into deeper trust, not shame.Giving From Grace, Not ObligationHere's a test:Guilt says, “I must give, or else.”Grace says, “I get to give—because of all I've received.”Hebrews 9:14 says, “How much more, then, will the blood of Christ…cleanse our consciences…so that we may serve the living God!”When we live under grace, our giving becomes service, not penance. We give because we're loved, not to earn love.Ironically, guilt-fueled giving short-circuits the very transformation generosity is meant to bring. When we give cheerfully, we remember that all we have belongs to God. That reframes us as stewards, not owners—a truth that reshapes us from the inside out.When we give from grace:We declare that Jesus is enough.We reflect our trust in God's provision.We participate in the beauty of Kingdom work.What If Guilt Has Been Shaping Your Giving?Bring it to God – Confess it. Ask Him to renew your heart and reshape your motives.Practice gratitude – Reflect on how God has already provided for you. Gratitude fuels joyful generosity.Ask what joyful giving looks like now – Not compared to others, but based on your own journey with Christ.Because here's the truth: God isn't after your money. He's after your heart. And when He has your heart, generosity will follow—not from guilt, but from grace.You can explore more on giving from the right motivations in the latest issue of Faithful Steward, our quarterly magazine for FaithFi partners. When you give $35 a month or a one-time gift of $400, you'll join a community spreading biblical financial wisdom. Partners also receive early access to new devotionals, studies, and Pro access to the FaithFi app.Learn more or become a partner today at FaithFi.com/partner.On Today's Program, Rob Answers Listener Questions:I'm in my early 40s with a history of cancer, but I've been cancer-free for over 10 years. Still, I'm having a hard time qualifying for life insurance. I do have some coverage through my employer, but it wouldn't be enough to support my wife and four young kids if something happened to me. Are there insurance providers more open to covering cancer survivors that I should look into?I own 10 properties and have been rehabbing them due to damage caused by COVID-19 delays and a flood. My wife is still working, and our personal expenses are much lower than our business costs. I'm trying to figure out when enough is enough. Should I continue fixing up all the properties, or would it be wiser to sell some of them as-is?We're considering taking out a loan of $20,000–$30,000 for home repairs. Our mortgage balance is over $300,000, and my husband is retired. Our lender is only offering a cash-out refinance, but we currently have a great interest rate in the 3% range. What's the best loan option for our situation?We've been debt-free for 20 years, but we recently bought a second home for our adult son with special needs. The house requires more work and furnishings than we initially expected, which is putting a strain on our finances. We've always tithed faithfully—would it be okay to pause our giving temporarily until we're more financially stable?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Pastor Jeff shares today from Deuteronomy 6:4-6 and talks about a prayer called the Shema and how families should pray together. Deuteronomy 6:4-6 4 Hear, O Israel: The Lord our God, the Lord is one. 5 Love the Lord your God with all your heart and with all your soul and with all your strength. 6 These commandments that I give you today are to be on your hearts.

Welcome to Teachback Tuesday, where you'll hear some of the most popular episodes from previous seasons. This week's episode, "When An Adult Child is Struggling" was recorded during a thunderstorm. As the storm was raging outside in the background, I could imagine the storms raging in the hearts and minds of parents who are painfully navigating difficult events with their adult children. This episode is brief, and was not designed to cover every issue that could come up in the lives of adult children. It's a four-point list of things to consider if you are walking through a hard season with your adult child. Take some time after listening to this episode to pray for direction for your situation. Psalm 143:8 makes an excellent prayer pattern: "Cause me to hear thy lovingkindness in the morning; for in thee do I trust: cause me to know the way wherein I should walk; for I lift up my soul unto thee." (Psalm 143:8) VISIT THE SHOP AT KEEP THE HEART! Apply: Living What We Learn--31-Day Devotional by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Rough Patches: Temporary Marital Tensions by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

Have you ever faced an upcoming surgery—not just anxious about the procedure itself, but also wondering how you'll cover the cost?Imagine if someone stepped in to guide you through the process, coordinating the details and helping you navigate the expenses. Good news: that kind of support is available, and Lauren Gajdek is here to tell us all about it.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. A New Offering: The Complete Surgical Care SolutionAs the nation's longest-serving faith-based health cost-sharing ministry, CHM has helped Christian families with over $12 billion in medical bills over the past 40 years. CHM operates as a biblically based nonprofit organization, offering believers a unique way to meet healthcare needs—through the power of community, compassion, and cost-sharing.At no additional cost to members, CHM has launched a groundbreaking program called the Complete Surgical Care Solution (CSCS). This service guides members through the entire process of having surgery or a medical procedure—from finding the right surgeon to managing paperwork and bills.It's a “curated experience” designed to walk alongside members during a challenging time. It's personalized, turnkey, and stress-free—requiring nothing more than active CHM membership.A Real-Life Story: Chloe's Journey to HealingChloe is a teenage softball player who struggled with recurring hip and leg pain. When surgery was recommended, her family turned to CHM and its surgical solution program.Through CHM's help, Chloe was connected with a top-quality surgeon for a hip replacement. The ministry even covered some of the family's travel expenses. Ultimately, CHM covered more than $145,000 in eligible medical bills. Plus, Chloe's family received a $1,250 credit toward their out-of-pocket costs.The family described the entire experience as feeling like they were “surrounded by family.” That's the kind of ministry CHM strives to be.How to QualifyThe process is simple. Members need:A diagnosis from a healthcare providerA recommendation for surgeryIf the procedure qualifies, members can reach out directly to CHM—and from there, the ministry handles the rest.Whether you're facing a surgery or seeking a faith-based alternative to traditional insurance, CHM offers compassionate, biblically grounded support every step of the way.Visit CHMinistries.org/FaithFi to explore CHM's offerings and see how this ministry can walk with you through life's medical challenges.On Today's Program, Rob Answers Listener Questions:I'm in danger of losing my home. The mortgage company offered me a forbearance and a loan modification, but I still can't afford the payments. Now they're telling me to wait for a denial and reapply, but I'm concerned they might be pushing toward foreclosure since there's a lot of equity in the home. What are my options?I'm the executor of my parents' estate, which was settled about three years ago. How long do I need to keep the estate's tax returns and supporting documents?My daughter and her husband want to buy a house, but their credit has been affected due to some late car payments. They've asked me to cosign the mortgage. I love them and want to support them, but I'm not sure if cosigning is the right move. What should I consider?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)CHM's Complete Surgical Care Solution (CSCS)HUD.gov (U.S. Department of Housing and Urban Development)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today, Pastor Jeff shares that when we read the Bible, pray, and talk about God as a family, we grow closer to Him and to each other. Deuteronomy 6:3 3 Hear, Israel, and be careful to obey so that it may go well with you and that you may increase greatly in a land flowing with milk and honey, just as the Lord, the God of your ancestors, promised you.

Hey Friend, Have you found yourself in the constant cycle of battling negative thoughts, anxiety, and depression? Do you feel like you've tried everything and that hope has slipped through your fingers?   Does it seem like God is out of reach and you're drowning in emotions you can't get on top of?   Friend, this world is hard and you're not alone in this. I am grateful for today's guest who has walked through her own mental health challenges and has passionately pursued an education and career in helping people experience breakthrough in their mental health challenges by leaning in to God and His word.   Enjoy this conversation and be sure to check out her website below where she has lots of helpful and practical resources.   Hope & Joy, Robin *** Healey Ikerd is a Licensed Professional Counselor and Licensed Marriage and Family Therapist. She has earned a Certificate in Ministry from Austin Presbyterian Theological Seminary. She is a U.S. Army Veteran and has worked in the mental health field for over 17 years. She owns her own private practice in Fayetteville, Arkansas called HopeLife Counseling. Her passion is to help others excel in life and relationships through biblical principles. She is an author and podcast host of Healthy & Redeemed. She is also a wife, mom, and grammy.   More from Healey: Free resources - https://writtenbyhealey.com/m/login?r=%2Ffree-resources   Podcast - Healthy & Redeemed - https://writtenbyhealey.com/podcast   Mentioned in the conversation: "Dusty Bibles" by Josiah Queen - https://www.youtube.com/watch?v=eVz3Ag5FKEM&list=RDeVz3Ag5FKEM&start_radio=1   The Bible Recap - https://www.thebiblerecap.com/ *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching  

Earlier this year, FaithFi had the opportunity to sit down with Tim Tebow—Heisman Trophy winner, former NFL quarterback, and founder of the Tim Tebow Foundation. But this wasn't a conversation about championships or accolades. Instead, it focused on the moments that most people would rather forget—the painful setbacks that God can use to shape something far greater than we could ever have imagined.Tim Tebow is a Heisman Trophy winner, former NFL quarterback, and founder of the Tim Tebow Foundation, a nonprofit organization dedicated to serving vulnerable children and individuals with disabilities through initiatives such as Night to Shine, orphan care, medical outreach, anti-human trafficking efforts, and support for children with profound medical needs.The Loss That Sparked a PromiseOne of those moments came during the 2008 college football season, when the University of Florida suffered an unexpected loss to Ole Miss. It's a game many fans remember, but for Tebow, it was deeply personal.As the team's quarterback and leader, he took responsibility—not just for the plays on the field, but for the team's mindset, culture, and lack of focus. “We thought we had it in the bag,” he recalled. But after falling behind and ultimately missing a critical extra point, the Gators were handed a humbling defeat.That moment set the stage for what became one of the most iconic press conferences in college football history—Tebow's passionate promise that the team would never be outworked again. What few saw, however, was the deeper soul-searching that happened behind the scenes. It was a moment of internal reckoning and spiritual clarity.Released, Then RedirectedA more recent setback came in 2021, when Tebow signed with the Jacksonville Jaguars and was released after just one preseason game. “I knew all the right truths,” he said, “but I wasn't fully living them out. My ego was wrapped up in it.”Shortly afterward, news broke of the U.S. military's withdrawal from Afghanistan, triggering a humanitarian crisis. As the situation unfolded, the Tim Tebow Foundation mobilized to respond. Tim flew to the Middle East, where he spent time serving in a refugee camp amidst chaos and suffering.Looking back, he sees God's timing clearly. “If I hadn't been cut, I wouldn't have been there. I wouldn't have been free to do what I was really called to do—care for the most vulnerable.” What looked like a professional failure turned out to be a divine redirection.A Calling Rooted in CompassionThe heart behind the Tim Tebow Foundation was planted years earlier, when a 15-year-old Tim met a boy in the jungles of the Philippines. The boy had been born with his feet on backwards and was viewed by many as cursed or disposable.“I knew God didn't see him that way,” Tim said. “But I also felt like God was asking me, ‘If you know this boy matters to Me, what are you going to do about it?'”That moment became the driving force behind the foundation's mission: to bring faith, hope, and love to those in need of a brighter day in their darkest hour. Today, that mission plays out through global efforts in orphan care, anti-human trafficking, medical outreach, and Night to Shine—a worldwide prom event celebrating individuals with special needs.From Success to Eternal SignificanceTebow also offered a powerful challenge: What are we really chasing—success or significance?“Success is about us. Significance is about others. But in God's economy, He allows us to turn our success—our platform, influence, and resources—into something that matters eternally.”He referenced Proverbs 29:2: “When the righteous flourish, the people rejoice.” The question becomes, are our achievements causing others to rejoice, or are they only benefiting ourselves?This mindset starts with a proper view of ownership. “If we believe what we have is ours, we'll hold it tightly. But if we believe it's God's, we'll live open-handed. We're stewards, not owners.”And when it comes to investing, Tebow offered a new take on ROI: “What if ROI didn't just mean ‘return on investment,' but ‘rescuing of image-bearers'? Spiritually, emotionally, eternally—investing in people who matter to God.”To anyone in the middle of a setback, Tebow pointed to a deep truth rooted in Scripture: “Do you really believe that God works all things together for good?” (Romans 8:28). Even this heartbreak? Even this moment?He reminded listeners that God is near to the brokenhearted (Psalm 34:18), and when we can't understand His plan, we can still trust His heart—because His love has already been proven at the cross.On Today's Program, Rob Answers Listener Questions:My husband and I own a condo that we're planning to move out of soon. We're considering two options: renting it out or selling it, which could bring in around $100,000 in profit. Would it be wiser to sell and invest the proceeds or hold onto it as a rental property?My wife has a beneficiary IRA worth approximately $108,000, and she has been required to take distributions from it. I'm trying to understand how a beneficiary IRA differs from a traditional IRA, especially when it comes to how it's managed. Also, she's turning 62 in November—does that milestone change anything about how we should approach this account?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Tim Tebow FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This week, we continue our series about families, and Pastor Jeff will share about how Families should learn about God together. Deuteronomy 6:1-2 6 These are the commands, decrees and laws the Lord your God directed me to teach you to observe in the land that you are crossing the Jordan to possess, 2 so that you, your children and their children after them may fear the Lord your God as long as you live by keeping all his decrees and commands that I give you, and so that you may enjoy long life.

When it comes to money, most people are searching for two things: security and peace of mind. That's understandable—life is unpredictable, expenses arise, and markets swing. But what if true peace isn't found in your circumstances at all?Financial wisdom doesn't start with a budget or a savings plan. It begins with trust—specifically, trusting in the Lord. Proverbs 3:5–6 reminds us, “Trust in the Lord with all your heart and do not lean on your own understanding. In all your ways acknowledge Him, and He will make straight your paths.”If you chase peace through your paycheck or portfolio, you'll always come up short. But when Christ is your foundation, you begin to see money in a new light—not as a source of peace, but as a tool to steward.Five Secrets to Financial Wisdom from God's Word1. Know Who Owns It All. Psalm 24:1 says, “The earth is the Lord's, and everything in it.” Everything belongs to God—your income, your retirement, even your ability to earn. That means we're not owners; we're stewards, entrusted with God's resources to manage faithfully.2. Spend With Purpose. Jesus asks in Luke 16:11, “If you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” Spending should reflect God's priorities—giving, saving, living within your means, and investing in eternal impact.3. Avoid the Slavery of Debt. Proverbs 22:7 warns, “The borrower is slave to the lender.” Debt can limit your freedom to give and respond to God's calling. Wise stewards build margin and pursue freedom—not because debt is always wrong, but because freedom is better.4. Save With Perspective. Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.” Saving isn't about hoarding; it's preparation for what God might have ahead. But remember: your security isn't in your savings—it's in the Savior.5. Give First, and Freely. 2 Corinthians 9:7 tells us, “God loves a cheerful giver.” Generosity reflects God's heart. It breaks the grip of greed and aligns us with His Kingdom. When we give, we declare, “God, I trust You more than I trust this money.”Anchored in ChristFollowing these biblical principles won't guarantee worldly success. Even the most faithful stewards face trials. But when your foundation is Christ, you're anchored. Isaiah 33:6 says, “He will be the sure foundation for your times, a rich store of salvation and wisdom and knowledge.”So if you're looking for security or peace, don't start with a spreadsheet—start with surrender. Financial wisdom begins when you recognize that your Provider is also your Redeemer. And in Him, you have more than enough.On Today's Program, Rob Answers Listener Questions:My deceased friend's estate is in probate, and he owned an LLC registered in another state. I've been told that if a new manager isn't appointed, the LLC will be considered closed after 90 days. Once my friend's family receives the letters of instruction, how should they go about settling or managing the LLC?I'm struggling financially and can't make this month's mortgage payment. My lender has offered two options: a repayment plan and a forbearance. What's the difference between them, and how will each option affect my credit score?My husband is switching jobs, and his current 401(k) has a balance of less than $500. His new employer doesn't offer a retirement plan. What are our best options for what to do with this small amount?My son is thinking about filing for bankruptcy, but still hopes to buy a house sometime in the future. How will bankruptcy impact his credit, and realistically, how long will it take for him to be able to qualify for a mortgage again?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

It is FRI-YAY! And shout-out day! This week, Pastor Jeff has been sharing that Families should help one another, and we have been learning from the story of Aaron holding up Moses' arms from Genesis 17. Hebrews 10:23-25 23 Let us hold tightly without wavering to the hope we affirm, for God can be trusted to keep his promise. 24 Let us think of ways to motivate one another to acts of love and good works. 25 And let us not neglect our meeting together, as some people do, but encourage one another, especially now that the day of his return is drawing near.

Send us a textThe secret weapon sitting on your shelf might be collecting dust. When was the last time you actually opened your Bible and studied it with purpose? In this powerful conversation, Ken and Tabatha tackle one of the most fundamental yet overlooked aspects of Christian life - how to develop a meaningful relationship with Scripture.Christians often struggle with Bible study, feeling intimidated by ancient text or unsure how to extract relevant meaning for today's challenges. Both hosts candidly share their early experiences with Scripture - from falling asleep mid-verse to treating the Bible like a history textbook rather than living revelation. Their breakthrough came not through rigid discipline but through supernatural activation of the Holy Spirit, transforming words on a page into divine encounters.The conversation moves beyond theory into practical application with five essential keys for effective Bible study: starting small with quality over quantity, using frameworks like SOAP (Scripture, Observation, Application, Prayer), establishing rhythm rather than rules, utilizing tools that match your learning style, and most critically, inviting the Holy Spirit's illumination. They emphasize that Scripture serves as our offensive spiritual weapon - the sword that cuts through depression, doubt, and spiritual warfare when wielded properly.What makes this episode particularly valuable is the balanced approach to traditional and modern study methods. While honoring the tactile experience of paper Bibles with highlights and notes, they also embrace digital resources and audio versions for different learning styles. The hosts create space for both structured and free-spirited approaches to Scripture engagement, acknowledging that different seasons of life require adaptable strategies.Ready to transform your relationship with God's Word? Listen now, and discover how to move beyond surface-level reading into life-changing revelation that powers every area of your life.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888Support Our Ministry: https://myalivechurch.org/giveConnect with us:- Website:https://www.kenclaytor.comhttps://www.tabathaclaytor.comhttps://www.myalivechurch.org- Socials:Instagram -https://www.instagram.com/kenclaytor/https://www.instagram.com/tabathaclaytor/https://www.instagram.com/myalivechurch/TikTok-@Ken_Claytor@Tabathaclaytor@myalivechurchFacebook-https://www.facebook.com/PastorKenClaytorhttps://www.facebook.com/pastortabathaclaytorhttps://www.facebook.com/myalivechurch- Ask us questions: info@kenandtabatha.com

Do you work to live…or live to work? For many, the answer is simple: “I work to make a living.”But what if there's more to work than just earning a paycheck? Could it be that work holds deeper meaning—something essential to who we are and how we're made? David Bahnsen joins us today to offer a perspective on work you might not have considered.David Bahnsen is the Founder, Managing Partner, and Chief Investment Officer of The Bahnsen Group, a national private wealth management firm managing over $7 billion in client assets. He is a frequent guest on CNBC, Bloomberg, Fox News, and Fox Business. He is also the author of Full Time: Work and the Meaning of Life. Rethinking Work and IdentityWe live in a world that often tells us our identity has nothing to do with our work. Unfortunately, that idea has not only crept into culture but also into the church. But let's be honest: that's simply not true. Our identity is tied to our work—not in the sense that a job title defines us, but because we are made in the image of a working God.We all instinctively know this. We don't look at someone who is contributing meaningfully to society and compare them equally to someone who spends every day in idleness. That's not about transactional worth—it's about reflecting the nature of our Creator. God created us to be productive, useful, and active. That's not a controversial claim. It's Genesis 1. Work isn't all of who we are, but it is a vital part of who we were created to be.Too often, we treat faith like an add-on. We make decisions about money, career, education, even family, and then sprinkle a few Bible verses on top. But the goal isn't to balance faith and work—it's to integrate them. That begins by grounding our understanding of work in a creational theology: God made work good.What we need in the church is not more dichotomy between sacred and secular, but an integrated vision that sees every good job—yes, even spreadsheets, sales, and software—as part of God's design. This mindset shift must begin in our pulpits. Our congregations need to hear that their Monday through Friday labor is not second-tier spiritual activity. It is sacred.The Relationship Between Work and RestInstead of chasing a “work-life balance,” Scripture offers a “work-rest paradigm.” God modeled six days of work followed by one day of rest—not the other way around. The purpose of rest isn't to escape work; it's to be restored for more of it. Rest has meaning because work has meaning.That's why we push back on the cultural narrative that says rest, leisure, and early retirement are life's ultimate goals. While rest is essential, its purpose is to equip us to return to the good, God-glorifying work He's called us to do.Culture often treats retirement as the finish line—an end to productivity, as if people cease to offer value once they reach a certain age. But that view is deeply flawed.We must challenge the financial industry's narrative that the goal is to accumulate enough so that we never have to work again. That mindset undermines the dignity and purpose of work. Yes, physical limitations may alter what work looks like in later years, but wisdom, experience, and the capacity to contribute remain. Companies and churches alike lose something precious when they usher older workers out instead of tapping into their gifts.Job, Career, or Calling?So, how should we think about our work? Is it just a job? A stepping stone? Or something more?Every Christian, no matter their vocation, should view their work as a calling. That doesn't mean God gives us a divine word about every job transition, but it does mean that the act of producing goods and services, solving problems, and serving others is inherently meaningful. That's our calling: to work with excellence, for the good of others, and the glory of God.To young adults wondering what to do with their lives: Don't believe the lie that you need to find your dream job tomorrow. Instead, embrace the next opportunity in front of you with excellence, humility, and a long-term view.Work is not just a means to a paycheck. It's how we serve our neighbors, develop skills, build character, and participate in God's ongoing work in the world. Some jobs may be stepping stones—but every job matters. The key is to remember the why behind your work: it's about loving God and loving others.Here's the truth: work isn't something we do just to meet our needs. It's something we do because God made us to work. He worked in creation, and He continues to work in redemption. When we work, we join Him in that sacred task—creating, restoring, cultivating, and contributing to human flourishing.Our work builds families, economies, culture—and yes, even the Kingdom of God.On Today's Program, Rob Answers Listener Questions:I recently retired and now work part-time delivering food for a restaurant using my personal vehicle. Am I allowed to deduct mileage, gas, or other vehicle expenses when I file my income taxes?My son is having a hard time covering his business expenses and has turned to several payday loans just to stay afloat. I'm looking for advice on how he can get sound financial guidance—or if there's a way he can consolidate that debt and get back on track.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Full-Time: Work and the Meaning of Life by David L. BahnsenChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this powerful second part of my conversation with Dr. Ronnie Kent and Dr. James Kent, authors of The Anxiety Algorithm, we dig deeper into how faith, mindset, and God's presence can transform anxious patterns into lasting peace and joy.The Kents share how abiding in Christ—not striving—produces the fruit of the Spirit in our lives. We talk about how the Holy Spirit shields us like “filter paper,” allowing only what shapes us into Christ's likeness to touch our lives, and how to apply the Anxiety Algorithm in real-time—even during the everyday stressors like parenting, finances, and yes, even pickleball matches!We also explore the secret of true contentment and long-term wellness, plus how God invites us not just to survive anxiety but to thrive with a renewed sense of joy and freedom.Whether you're facing everyday worries or long-standing battles with fear, this episode offers practical hope rooted in Scripture, brain science, and the peace only God can bring.Key Takeaways:Abiding in Christ—not striving—produces true spiritual fruit like peace, patience, and self-control.God shields us from more than we realize, using every challenge to grow Christlike character.The Anxiety Algorithm isn't just for anxiety—it applies to anger, depression, loneliness, and beyond.Memorizing Scripture gives the Holy Spirit “ammunition” to redirect our thoughts in anxious moments.True contentment, as Paul described in Philippians, is a learned posture—and it's possible for all believers.Effort matters to God—He cheers our perseverance more than our performance or “wins.”Chapters00:00 Introduction to the Anxiety Algorithm01:55 Applying the Algorithm in Daily Life10:06 Visualization and the Holy Spirit15:15 Long-Term Wellness and Contentment21:22 Goals and Takeaways from the ConversationBUY THE BOOK HERE OR PEEK INSIDE:⁠Anxiety Algorithm⁠ https://amzn.to/44GQ8mtConnect with Ronnie and James: https://journeywise.network/anxiety-algorithm/CONNECT WITH VICTORIA:*NEW RELEASE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pickleball Passion A Marriage Devotional: 21 Days to a Stronger Connection on and off the Court⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/48wnvaV*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK 365-DAY DEVOTIONAL⁠⁠⁠⁠⁠⁠:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3Hcl7v1*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK JOURNAL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: https://amzn.to/3WvinNDEMAIL: choose2think@gmail.com ⁠⁠PODCAST WEBSITE: www.choose2thinkpodcast.comMINISTRY WEBSITE:⁠⁠ www.choose2think.co⁠⁠MENTORING:⁠⁠ www.choose2think.co/coaching.html ⁠⁠FACEBOOK:⁠⁠ www.facebook.com/groups/choose2think⁠⁠INSTAGRAM⁠⁠: www.instagram.com/victoriadwalkerlydon/*When you click on these Amazon affiliate links, I may earn a teeny commission from qualifying purchases at no extra cost to you. Thank you for your support!DISCLAIMER: The Choose 2 Think Inspirational Podcast is for educational and entertainment purposes only. Please consult your physician or doctor for all medical advice and counsel.Send in a voice message: https://podcasters.spotify.com/pod/show/victoria-d-lydon/message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUPPORT CHOOSE 2 THINK MINISTRIES AND PODCAST HERE:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PATREON: Patreon.com/Choose2Think

Today, Pastor Jeff shares that sometimes, we forget the amazing things God does for us. But families should celebrate and remember together! Exodus 17:14-16 14 Then the Lord said to Moses, “Write this on a scroll as something to be remembered and make sure that Joshua hears it, because I will completely blot out the name of Amalek from under heaven.” 15 Moses built an altar and called it The Lord is my Banner. 16 He said, “Because hands were lifted up against[a] the throne of the Lord,[b] the Lord will be at war against the Amalekites from generation to generation.”

How do you live a life that truly flourishes—not just financially, but in every area God cares about?Today, we're talking about how to live with purpose, peace, and wisdom by following God's design for life. Ron Blue joins us to unpack biblical principles that lead to flourishing, not through formulas, but through faithfulness.Ron Blue is the co-founder of Kingdom Advisors and the author of numerous books on biblical finance, most notably "Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment."Flourishing Begins with a Different FoundationAs followers of Christ, we're not simply aiming for a better life—we're called to a different one. A life that flourishes isn't measured by worldly success, but by alignment with God's design. When we understand that, everything changes.The life God created for each of us is unique. When we live according to His wisdom, we flourish—not because we have more, but because we are living as He intended. Flourishing means experiencing contentment that doesn't depend on circumstances. We don't need money to be content. We don't need approval to feel secure. Why? Because we are fully loved by the God who promises never to leave us or forsake us.Stewardship Is the Starting PointIf we want to flourish, we must begin with stewardship. Everything we have—our time, talents, relationships, money—comes from God. He owns it all. We're not owners; we're managers. When we recognize that, we stop living for ourselves and start using every resource for His glory. That includes how we spend, give, save, and even how we relate to others.Generosity Marks a Flourishing LifeA flourishing life is a generous life. When God's Word shapes us, we become generous with our time, with our finances, and with every resource entrusted to us. Generosity is not something we manufacture—it's a byproduct of spiritual transformation. And it runs counter to the culture around us, which tells us to hold tightly to what we have. Instead, we hold everything with open hands.We Live with IntegrityThe Bible speaks often about deceit and greed—two things that will always rob us of flourishing. When we live according to God's wisdom, we pursue integrity and honesty in every area of life. Proverbs offers constant guidance on living truthfully, avoiding dishonest gain, and practicing righteousness in our dealings. Flourishing is tied closely to living a life of character.We Live with PurposeWe're not here by accident. God placed us in this time and place for a reason. Our lives are temporary, but they're filled with eternal purpose. We're living today with heaven in view. Flourishing means recognizing that this life is preparation for eternity with our Lord. It means embracing the mission He's given us and making every decision with the long view in mind.When we step back and look at the big picture, we realize what a privilege it is to manage what God has entrusted to us. Stewardship isn't a burden—it's an invitation. An invitation to participate in His Kingdom work. An invitation to trust Him. An invitation to live a life that truly flourishes.Let's remember: God owns it all. We are stewards. And we get to use His resources for His glory. That is the foundation of a flourishing life.On Today's Program, Rob Answers Listener Questions:I'm considering a 0% financing offer and could pay it off within 12 to 18 months—but I'm also able to pay the full amount upfront. Which option makes better financial sense?I'm planning to take paid maternity leave, but I don't intend to return to the company afterward. I'm struggling with whether this is the right thing to do and would love some guidance.My son and daughter-in-law recently sold a tiny house that we helped them build. They're returning the money we put into it—are there any tax implications or other issues we should be aware of?We're updating our kitchen by painting cabinets and making some interior improvements. We can pay it off in 6 to 12 months, but should we use a HELOC, take out a home equity loan, or borrow from our investment savings?I've heard that a trust can help avoid probate, but I have a testamentary trust, and the courthouse says my property will still go through probate. What's the difference?I'm exploring a dynasty trust to protect assets for future generations, and I'm also interested in a charitable remainder trust to help with capital gains taxes. Is there a way to combine these strategies effectively?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Pastor Jeff reminds us today that families are teams, teams share the good times, not just the tough ones. When someone in your family wins, you all win! Exodus 17:13 13 So Joshua overcame the Amalekite army with the sword.

Welcome back to Build Your Bible Habit, where you can listen to a chapter of Proverbs in about five minutes. The life applications in Proverbs are so deeply valuable, our lives are enriched when we live what we learn from these gold mine chapters of scripture. Here's a pointed reminder for the day from Proverbs 29:9: "If a wise man contendeth with a foolish man, whether he rage or laugh, there is no rest." Do you have a dispute with a foolish person? Save your breath. It won't end reasonably, but usually ends without any gain. "There is no rest" when a wise person tries to reason with a foolish person. Sadly, the fool doesn't think there is a God, and so they have no motivation to follow biblical principles. Hold the argument. VISIT THE SHOP AT KEEP THE HEART! Apply: Living What We Learn--31-Day Devotional by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Rough Patches: Temporary Marital Tensions by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook

The world constantly tells us, “You just need a little more.” But what if real peace isn't found in having more, but in learning to need less?What comes to mind when you hear the word “wealth”? For some, it means freedom. For others, it brings anxiety and pressure. Today, Jeff Manion joins us to explore how we can cultivate contentment in a culture that always craves more.Jeff Manion is the Teaching Pastor at Ada Bible Church in Grand Rapids, Michigan, where he has served for over 40 years. He is also the author of several books, including Satisfied: Discovering Contentment in a World of Consumption.Why Wealth Confuses UsIn a world that constantly urges us to acquire more, climb higher, and chase the next upgrade, contentment often feels elusive. But what if true satisfaction isn't found in accumulation, but in learning—learning to trust, to remember, to let go, and to live fully in the present? Contentment is not something we're born with—it's something we must learn. And we're learning it together.Let's be honest—wealth can be confusing. One day, we're living simply out of necessity, and the next, after years of doing the right things—avoiding debt, saving diligently, and giving generously—we find ourselves in a season of financial stability. You'd think contentment would come naturally at that point. But surprisingly, it doesn't.Learning contentment in a season of sufficiency is often more challenging than in a season of scarcity. When we experience financial security, the temptation to trust in our own strength rather than God's provision becomes a real concern. This isn't new—it's the same struggle the Israelites faced in Deuteronomy 8. After years of daily dependence on manna in the wilderness, God warned them not to forget Him once they entered the Promised Land. He reminded them: “Remember the Lord your God, for it is He who gives you the ability to produce wealth” (Deut. 8:18). That warning is for us too.The Danger of the “There and Then” MentalityContentment is rooted in the present, not the future. And yet we often believe we'll only be at peace "there and then"—when the vacation arrives, the mortgage is paid off, or the kitchen is finally renovated. But if we can't be fully alive to God and the people around us now, there's no guarantee we will be later.We don't stumble into contentment—we learn it. The Apostle Paul, writing under house arrest, said, “I have learned to be content whatever the circumstances” (Phil. 4:11). His circumstances didn't determine his joy. His peace wasn't tied to his comfort. And ours doesn't have to be either.Sometimes the path to contentment starts by taking inventory—literally. For many of us, stuff multiplies without our awareness. A drawer of unworn t-shirts, a shelf of unused dishes, boxes of forgotten CDs…they add up. We can begin the journey toward contentment by shedding excess.A simple practice, like giving away five items a day for seven weeks, can bring clarity and peace. Not because we're pursuing minimalism for its own sake, but because we're reminding ourselves that joy isn't found in our possessions—it's found in a life uncluttered by distraction, filled with God's presence and purpose.Escaping the Comparison TrapComparison is a thief of joy. Whether or not Teddy Roosevelt actually coined the phrase, it's undeniably true. In our digital age, we don't just compare lives—we compare carefully curated highlight reels. This distorts our view, convincing us we're missing out when in fact, we're richly blessed.Comparison shifts our focus from gratitude to scarcity. And scarcity suffocates generosity. When we believe we never have enough, we become unable to see the abundance God has already given us—abundance meant to be shared.Generosity is one of the most effective ways to break money's grip on our hearts. Paul's charge to Timothy echoes through the centuries: “Command those who are rich… not to put their hope in wealth… but to put their hope in God… to be rich in good deeds, and to be generous and willing to share” (1 Tim. 6:17–18).When we give, we reflect the heart of our generous God—first in creation, then in Christ. And as we open our hands, we discover joy not in what we keep, but in what we release for the sake of others and the glory of God.Passing on the Legacy of ContentmentWe long for our children and grandchildren to experience true satisfaction. But contentment isn't just taught—it's caught. When our families see that our greatest joy is not in acquiring new and better things but in reflecting the generosity of Christ, they begin to understand that there's a story far bigger than material success.We want them to see us delight in giving, not just spending. To notice our peace when things don't go our way. To recognize that the content life isn't a small life—it's a deeply rich one, rooted in grace and lived with open hands.On Today's Program, Rob Answers Listener Questions:I have around $1.5 million in total assets and $500,000 in available funds. Given the current tax environment, I'm considering whether now might be a strategic time to withdraw from my pre-tax retirement accounts and pay the taxes. I'm currently living on Social Security and pension income and haven't needed to tap into my savings yet.I'd like to open an account for my great-grandchildren, who are currently 3 years old and 18 months old. I've been looking into a universal life insurance policy, but would appreciate guidance on the best way to save for their future—possibly to help with education expenses.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Satisfied: Discovering Contentment in a World of Consumption by Jeff ManionSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Who is coming alongside you on your journey? Do others know you're on their journey with them? In this episode, Jeff, Jeff, and Zac discuss: Finding God's grace in the hard seasons of life. Connecting with your community. Fighting the shadows of anxiety and depression with God and others.We need PEOPLE in our lives.   Key Takeaways: Journaling allows you to look back and see God's hand in your life and heart throughout the years. Books can inform, but the Bible is what transforms. People admire strength, but they connect with weaknesses and vulnerabilities. PEOPLE - Prioritizing people, empathizing with people, observing needs and responding with compassion, praying for and with people, loving people, and encouraging people.   "People need to feel connected. They need to feel like they belong. They need to feel like someone's got their back, someone's in their corner." —  Zac Bauermaster About Zac Bauermaster: Zac currently serves as principal of Providence Elementary School in Lancaster County, Pennsylvania. He has the tremendous opportunity to lead teachers, support staff, families, and, most importantly, the next generation daily. His greatest joy in education is seeing adults leverage their God-given talents and abilities through inspiring kids to find and use their gifts. He's passionate about creating an encouraging school environment where adults want to come daily; kids are excited to attend, and a place families trust and are proud to send their children. Zac firmly believes that the work in education is all about people built one relationship at a time.In addition to his role as principal, Zac is a speaker and an author of three books. His first book, “Leading with a Humble Heart: A 40-Day Devotional for Leaders,” was released in July of 2022. His second book, “Leading with People: A Six Pillar Framework for Fruitful Leadership,” was released in October of 2023. Most recently, Zac released a children's book in September of 2024 co-authored with his daughter, Olivia, titled, "Lemon-Aid: Spreading Kindness One Cup at a Time." Most importantly, Zac is a husband to his wife Carly, and father to three young kids, Olivia, Eliot, and Isaac.  Zac is passionate about encouraging and growing leaders inside and outside their homes. Connect with Zac Bauermaster:Website: https://www.zacbauermaster.com/Books: https://www.zacbauermaster.com/booksX: https://x.com/ZBauermasterInstagram: https://www.instagram.com/zbauermaster/Viral Instagram Video: https://www.instagram.com/p/DH_3E_ByLmC/Good Day PA Zac and Olivia: https://www.abc27.com/good-day-pa/author-spotlight-zac-bauermaster-olivia-bauermaster-lemon-aid-spreading-kindness-one-cup-at-a-time/  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdv Facebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

Hey Friend, Do you find yourself struggling to be consistent with your workouts? Does going to the gym feel like a drag? Are you unsure what to even do to workout and get physically strong?   In my conversation with today's guest we are headed a direction I imagine you aren't expecting - I sure wasn't, but I trust you'll find yourself in a place of inspiration to bring your health journey to Jesus and discover the freedom and breakthrough He has for you.   In Him, Robin *** Jenny is a personal trainer who has been on a journey with the Lord for over two decades, exploring how to align the way we care for our bodies with who we are in Christ. She is the host of The Temple Restoration Project podcast, which shares the message that it is no longer time to build up our bodies for our pleasure, but instead it is time to be built up for the Lord. Additionally, Jenny is the founder of the 610Fit Academy, where she encourages individuals to become who God created them to be by seeking strength in the Lord through a Faith over Fitness approach to life.   More from Jenny: You can listen to The Temple Restoration Project on FaithChannel, a place for free family -friendly content. https://www.faithchannel.com/Podcasts/1277666e-0c1c-4dff-9e4d-8dfc77446a94   *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching  

Mentoring often sounds like the perfect way to steward your time in retirement—until you try it and realize it's not as intuitive as you'd hoped.For many retirees, mentoring seems like a meaningful way to invest in the next generation—a way to put their life experience to work. But what if we've misunderstood how mentoring fits into God's design for this season of life? Jeff Haanen joins us with practical stories and spiritual insight to help us reframe it.Jeff Haanen is an accomplished entrepreneur and the founder of the Denver Institute for Faith & Work. He is the author of An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life and Working from the Inside Out: A Brief Guide to Inner Work That Transforms Our Outer World.Rethinking MentoringRetirement is often marketed as the reward for decades of hard work—a long-awaited season of leisure and personal fulfillment. But what if there's a deeper, richer invitation waiting for us in this chapter of life? What if retirement isn't just about what we get—but what we give?Retirement isn't the end of our calling. It's a fresh opportunity to steward our lives for God's Kingdom in powerful new ways. One of the most meaningful ways we can do that is through mentoring—especially when we reimagine it as intergenerational friendship.Many of us picture mentoring as a formal, structured relationship: scheduled coffee dates where the older offers wisdom and the younger listens. While these settings can be helpful, we've found that mentoring is most fruitful when it grows from an organic, mutual friendship.Rather than casting ourselves as sages who dispense advice, we're invited to be fellow travelers—learning, laughing, sharing, and growing together. Intergenerational friendships emphasize mutual respect, shared experiences, and spiritual growth over time.This vision of mentoring as a form of friendship has deep roots in Scripture. Jesus said to His disciples, “I no longer call you servants… I have called you friends” (John 15:15). The Apostle Paul invested in Timothy, Elijah mentored Elisha, and Naomi walked with Ruth—but in each of these relationships, we find more than just a teacher and a student. We see companions whose hearts were knit together in love and trust.In God's upside-down Kingdom, wisdom flows both ways. The older bring experience and insight; the younger bring hope, energy, and perspective. Together, we become more like Christ.What Makes Mentoring Thrive?Through our own journey and through observing others, we've seen several elements that make these relationships truly flourish:Delight in the Next Generation. Mentoring starts not with duty but with joy. When we find genuine delight in those younger than us—when we enjoy being with them, listening, and learning—we build the foundation for real connection. Affirm Before Advising. Many younger adults are uncertain about their calling or whether they have what it takes. A word of affirmation can be far more powerful than advice. Encouragement builds trust and opens the door to growth. Lead with Vulnerability. We don't need to have it all together. It's our stories of failure and God's faithfulness that often minister most deeply. Humility makes room for healing and hope. Commit for the Long Haul. There's no shortcut to transformation. Mentoring thrives when we're patient and willing to walk alongside someone over time—through victories, setbacks, and seasons of change. Ask Thoughtful Questions. Jesus often asked His disciples powerful, heart-revealing questions. We can do the same. When we help others discover truth for themselves, they take greater ownership of their journey.The local church is a natural place to start. It's one of the few places left in our culture where generations regularly gather. Maybe it's time to simply show up—to attend a young adult gathering, volunteer in youth ministry, or offer to listen and pray for someone younger.Our workplaces also offer opportunities. Even in retirement, we may still have professional wisdom worth sharing. Informal conversations, apprenticeships, or consulting can all create meaningful space for mentorship.Most importantly, we must pray. We've learned to listen—not only to our mentee but to the Holy Spirit. We ask: Lord, what do You want us to say in this moment? How can we best serve this person? Prayer is the lifeblood of all fruitful mentoring relationships.What If Retirement Looked Like This?Imagine if thousands of believers approaching retirement swapped comfort for Kingdom impact. What if instead of isolating ourselves, we stepped into churches and communities, offering our time, wisdom, and presence?We believe that mentoring may be one of the most significant contributions we can make in our later years—not only for the benefit of others, but also for our own joy and growth. As we give ourselves away, we often find our richest reward.So here's the invitation: Start showing up. Start listening. Start sharing your story. And watch what God does through friendship across generations.Help Us Equip Others to Live with PurposeRight now, more people than ever are seeking biblical wisdom to navigate their finances and their calling. When you become a FaithFi Partner, you help meet that need.Partners receive:Early access to new devotionals and studiesA subscription to our Faithful Steward magazinePro access to the FaithFi appJoin the mission today with your gift of $35/month or $400/year at FaithFi.com/Give. On Today's Program, Rob Answers Listener Questions:I'm trying to compare mortgage rates from several lenders, but I'm concerned that multiple hard credit inquiries will affect my credit score. What's the best way to shop around without damaging my credit?I'm trying to decide between setting up a Special Needs Trust or an ABLE account for my nephew. Can you explain the differences and help me understand which option might be better for his long-term financial support?After my husband left, I found myself in a challenging financial situation. Most of my savings are gone, and because of a traumatic brain injury, my ability to work is limited. I feel overwhelmed and don't know where to begin. How can I start to rebuild my financial life?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenBankrate | Lending TreeMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Description: In this powerful episode, Major General Bob Dees (Ret.)—veteran, author, and founder of the National Center for Healthy Veterans—joins us for a candid conversation on the front lines of trauma recovery, leadership, and hope. Drawing from decades of military leadership, personal loss, and hands-on ministry with some of the most at-risk veterans in America, General Dees shares timeless principles for building resilient lives rooted in faith, purpose, and community.Listeners will discover:Why resilience is a critical life skill “from cradle to grave”How trauma impacts veterans and their families—and how to be part of the healingThe Resilience Life Cycle and how it applies to everyday setbacks, grief, and personal callingInspiring stories of transformation from the field, including those who've overcome homelessness, addiction, and despairHow organizations and individuals can effectively support veterans, first responders, and others carrying invisible woundsWhether you're a leader, caregiver, pastor, veteran, or someone navigating personal trials, this episode offers practical encouragement, spiritual insight, and a roadmap to healing. Be inspired to steward your own pain, walk with others through theirs, and stand strong in the calling God has placed on your life.Listen now and learn how resilience—God's way—can restore, rebuild, and renew lives.Click here for SHOW NOTES.Share this message with a friend and subscribe for weekly encouragement and inspiration!Visit AWordInSeasonPodcast.org for a free 30-Day Devotional, Show Notes, and to see previous guests.Learn more at: SomebodyCares.org and join us to support this ministry and disaster response efforts. You can also receive weekly Provoke-a-Thought emails, monthly teaching emails, periodic ministry updates, or join our prayer team by signing up here!FOLLOW US ON:Facebook: @SomebodyCaresAmerica Youtube: SomebodyCaresAmerica Rumble: SomebodyCares or Instagram: SomebodyCaresAmericaLinkedIn: Somebody Cares America

“Train up a child in the way he should go; even when he is old he will not depart from it.” - Proverbs 22:6As parents, we often wonder when to begin teaching our kids about money. The simple answer? It's never too early. In fact, a study by Purdue University found that most of our lifelong money habits are formed by the age of seven. That's a sobering realization—but also a hopeful one. Because with intentionality and biblical wisdom, we can help our children become faithful stewards from an early age.Here's how to begin—step by step.Ages 3–5: Needs, Wants, and WorshipEven toddlers can begin to understand the basics of money. Start by teaching the difference between needs and wants. A home, food, and clothing? Those are needs. But that cereal with a cartoon character? That's a want—and a perfect conversation starter.As you shop, ask your child to name which items fall into which category. Then take the opportunity to remind them: God provides all our needs and blesses us with more than we deserve.Begin using the three-jar method—one for spending, one for saving, and one for giving. When your child receives birthday money or a small allowance, help them divide it equally. Let them drop their “giving” portion into the offering plate each week. It's a simple but powerful way to connect generosity with worship.Ages 6–10: Responsibility and Short-Term GoalsAt this stage, kids are ready to take on more responsibility. Assign small chores tied to a modest allowance. If they complete the job, they earn the money. If not, the allowance waits. It's a simple lesson in accountability and work ethic.If they want something beyond their current funds, help them create a short-term savings plan. Use sticker charts or visual trackers to make progress fun and tangible.Give your child a few dollars and let them plan how to spend it on snacks for the week. This is a great way to teach a foundational principle from financial teacher Ron Blue:“You always have more choices than money.”Encourage your child to give regularly to causes they care about. Ask why they want to give—and help them understand how giving reflects God's heart.Ages 11–15: Bigger Goals, Delayed GratificationNow your child may be babysitting, mowing lawns, or doing small jobs for neighbors. It's the perfect time to talk about larger savings goals—maybe a new bike or a camp trip.Consider opening a custodial savings account or using a kid-friendly money app. Walk through monthly statements together and celebrate milestones. Let them make decisions (and occasional mistakes) while you're close by to guide them.If they want to buy something online, encourage them to wait a few days, compare options, and pray before making a purchase. The lesson is clear: patience often leads to better decisions.Ages 16–18: Real-World Practice and Investing BasicsTeenagers who are working part-time jobs are ready for more advanced money management.Help them set up a formal budget with real income and categories for saving, spending, and giving. This is also a good time to introduce matching incentives: If they save $500, you match it, just like an employer's 401(k) might.Let them research a company and buy a fractional share through a custodial brokerage account. If they have earned income, consider opening a Roth IRA to model long-term investing.Remind them: Markets go up and down, but faithful stewardship builds wealth over time.The Ultimate Goal: A Faithful StewardReinforce this truth: Their worth isn't tied to their net worth. All we have is a gift from God to be managed for His glory, not our own.No matter your child's age, the goal remains the same: to raise someone who knows how to earn, manage, give, and grow what God has entrusted to them. You don't have to be a financial expert—you just have to be present and intentional.Keep the conversation going. Keep pointing them to biblical truth. And remember—this isn't just a financial lesson. It's a spiritual one.For more resources on biblical money management and to start budgeting as a family, check out the FaithFi app.On Today's Program, Rob Answers Listener Questions:I'm 58, single, and plan to keep working until I'm 70. I live frugally and want to ensure that my assets are managed wisely and passed on to my four children, especially my youngest. I'm considering setting up a trust, but the $2,000 cost seems steep. Is that the best option for someone like me who wants to ensure everything is protected and appropriately distributed?I'm looking to understand how reverse mortgages work. What kind of interest rates do they typically charge? Do they accrue interest like a traditional mortgage over time? Are there any upfront fees to get started?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Digital peer pressure is a real thing, and it's creating a chaotic way of life for many. From seeking validation to comparing ourselves, the online world has become the modern day Wild West. Point. Shoot a video. Post it for the world. Repeat. Joining me in this episode is a fellow Bible-loving sister friend, Quortney Jernigan from Running Redeemed, a ministry that Quortney started to help women learn to study their Bibles. We're examining the effects of digital peer pressure on women, children, relationships, and then we're wrapping it up with a brief discussion on risks vs. benefits. This episode would make a great study topic in a small group discussion. Save it and share it! Follow Quortney from Running Redeemed on Instagram The Blog and Website for Running Redeemed VISIT THE SHOP AT KEEP THE HEART! Apply: Living What We Learn--31-Day Devotional by Francie Taylor What Do I Have to Lose: A 50-Day Devotional (Book Two) by Janice Wolfe   From Overwhelmed to Overcomer by Natalie Raynes Blanton Herbs for the Heart: A Study of James by Kathy Ashley Rough Patches: Temporary Marital Tensions by Francie Taylor Follow Keep the Heart on Instagram Like Keep the Heart on Facebook