Podcasts about Recall

SAMPLER & SANS REPROCHES (Radio broadcast)Playlist N° 1381 - Monday 09 February 2026 - Horaire : 20h00-22h00EBM - DARKTECHNO - INDUSTRIEL & RELATED MUSICGALAXIE RADIO 95.3FM --- www.galaxieradio.fr [ S&SR Tops Of The Week : BOUND BY ENDOGAMY "Steamy Highways Have No End" + FRACTAL "Hide In The Light"] BOUND BY ENDOGAMY "March To The Drums" DIG Album : Steamy Highways Have No End (Pinkman) FRACTAL "Recall" DIG Album : Hide In The Light (Aliens Productions) DEADLY SINS "GHOSTS (ner.ogris Remix)" DIG Album : Mad Mind Of This World (Autoproduction) LUCIFER'S AID "Push It" DIG Single : Push It" (Progress Productions) GAMMA VORTEX "Heel To The Master" DIG EP: Hatefeeder ( Scanner) GRAUSAME TÖCHTER "Nothing More To Say (Extended Version)" DIG EP: Get Your Kinky Overdose (Scanner) ZANIAS "Dawn" DIG Album : Cataclysm (Fleisch Records) NEWBOY "Golden Bough" DIG EP: The Color Of Everything (Oràculo Records) URBAN MATRIX "Say My Name" DIG Album : Now Is Tomorrow (Autoproduction) WARM GADGET "Debutante (DIVIDER Remix)" DIG EP: Debutante (Re:Mission Entertainment) SCENIUS "Five-Arm Crystal" DIG Album : 13 Billion Dark Years (Autoproduction) NOVEMBER NÖVELET "Electrical" DIG Album : Electrical (Galakthorrö) kFactor "Pure Disdain" DIG Album : Eye On Maniac (Autoproduction) SNOWBEAST "Replicant" DIG Album : Dire Days (Re:Mission Entertainment) BLEEDING IN SILENCE "Float" DIG EP: Drifting Out Of Reality (Autoproduction) FRACTAL "Darkly Born" DIG Album : Hide In The Light (Aliens Productions) BOUND BY ENDOGAMY "Ruines Des Seigneurs Iniques" DIG Album : Steamy Highways Have No End (Pinkman) ARNAUD REBOTINI/ACID WASHED "Space Time 303" DIG EP: Artifical Darwinism (SKYLAX Records) BIOHACKER "Apex" DIG Album : Apex (Chmcl Rcrds) MAREUX "The Perfect Girl (KONTRAVOID Remix)" DIG Single : The Perfect Girl (Warner) A THOUSAND SOCIETIES "Les Ailes de l'Azur" DIG Single : Les Ailes de l'Azur (Autoproduction) THX TO : BOUND BY ENDOGAMY (Kleio Thomaïdes & Shlomo Blaster), ALIENS PRODUCTIONS (Peter Ryby), DEADLY SINS (The Woman In The Shadows & Cyrb.VII), PROGRESS PRODUCTIONS (Tony), SCANNER / DARK DIMENSIONS LABEL GROUP (Frank), ORÀCULO RECORDS (Nico), URBAN MATRIX, BLEEDING IN SILENCE, A THOUSAND SOCIETIES (Johann & Jean-Christophe). PODCAST:YOUTUBE https://www.youtube.com/@SamplerEtSansReprochesYOUTUBE CHANNEL – NON STOP MUSIC -MIX ONLY + LIVE & INTERVIEWS REPORTS ITUNES :https://podcasts.apple.com/fr/podcast/sampler-sans-reproches/id1511413205 MIXCLOUD : https://www.mixcloud.com/SetSRradio/PODCLOUD :https://podcloud.fr/studio/podcasts/sampler-et-sans-reproches DEEZER :https://www.deezer.com/fr/show/1181282 GALAXIE RADIO http://galaxieradio.fr/ go to replay Sampler & Sans ReprochesAMAZON MUSIC https://music.amazon.fr/podcasts/9718c2fe-d841-4339-a3e5-82c31d018ed7/SAMPLER-SANS-REPROCHESHEARTHIS https://hearthis.at/sampler-sans-reproches/ SPOTIFY PLAYLIST : https://open.spotify.com/playlist/2IjyNn1lpGr4j2KOBHYcyG?si=c8139bae46de4de6 ARCHIVE.ORG https://archive.org/download/1381-podcast/1381-PODCAST.mp3

News and Updates: Firefox adds a "kill switch" on February 24th to disable all AI features. This "AI control" menu offers granular settings for chatbots, translations, and summaries. Microsoft is reevaluating Windows 11 AI after user backlash. Underutilized features like Copilot in Paint/Notepad may be cut, while the "Recall" feature faces repositioning. xAI loosened Grok's guardrails to boost engagement, causing a surge in sexualized content. Regulators are investigating reports of nonconsensual imagery and lack of safety staff. French authorities raided X's Paris office and summoned Elon Musk. The probe investigates Grok's deepfakes, child safety violations, and alleged algorithmic bias in content delivery. SpaceX acquired xAI in a share-exchange deal, valuing the combined entity at $1.25 trillion. Musk plans to build orbital AI data centers powered by solar.

Recall by the manufacture is a manufacture standing by its product. Principles, illumination, revelations, entendre, simile, metaphor, nuances, numerology, types and foreshadow.

In this episode of RV Miles, Chrysler's recall of over 450,000 Jeep and Ram vehicles due to a trailer tow module defect affecting trailer lights and brakes, and BC Parks' announcement of a new $20 non-resident fee starting May 2026. Tiffin Motor Homes plans to centralize motorhome production in Alabama. The company running Eddie Bauer stores has filed for Chapter 11 bankruptcy. Fuel prices are slightly up. North Dakota is expanding campgrounds at two state parks. Love's Travel Stops plans major renovations and expansions with RV-specific improvements.  Find Liquified at https://liquifiedrv.com Get your first month of Mile Marker Membership FREE at https://rvmiles.memberful.com/checkout?plan=96363 with code RVMILES.  ****************************** Connect with RV Miles:  RV Miles Facebook Group: https://www.facebook.com/groups/rvmiles Shop the RV Miles Amazon Store: https://www.amazon.com/shop/rvmiles RV Miles Mailing List: https://rvmiles.com/mailinglist Mile Marker Membership: https://rvmiles.com/milemarkers 00:00 Introduction 00:07 Chrysler Recall Alert 01:10 BC Parks Fee Increase 02:05 Tiffin Motor Homes Manufacturing Shift 03:06 RV Miles Sponsor Highlight 03:35 Cruise America Fleet Refresh 04:22 Eddie Bauer Bankruptcy 05:28 Fuel Price Update 06:08 North Dakota Campground Expansions 06:53 Love's Travel Stops Expansion 08:00 Conclusion and Farewell

Get AudioBooks for FreeBest Self-improvement MotivationKwik Brain Episode 8 | Fast & Fun Recall TechniquesDiscover a fast and fun way to recall information using proven Kwik Brain techniques. Boost memory, learning speed, and mental performance effortlessly.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jann Arden welcomes back friend of the podcast, Lori Dyan, also known as ⁠Tarot Lori⁠. Lori discusses her book 'Big Deck Energy' and the transformative power of tarot. She emphasizes the importance of personal interpretation in tarot readings, and how tarot can serve as a tool for self-discovery and manifestation. The discussion also touches on the significance of choosing the right deck, and the resurgence of interest in tarot as a means of finding community and clarity in a chaotic world. Jann, Caitlin, Sarah and Lori also discuss the interconnection of spirituality and sexuality, the lessons of the star card in destiny and free will, and the challenges of letting go while supporting others.  Find more from Lori Dyan:  ⁠https://www.tarotlori.com/⁠  ⁠https://www.instagram.com/tarot.lori⁠ Known as Tarot Lori for over thirty years, Lori Dyan has an international clientele that ranges from celebrities to stay-at-home moms, as well as a dedicated Instagram following. She was mentored by a crystal-ball-gazing witch, and her tagline, “Woo Woo Without the Cuckoo,” reflects her modern and accessible style of tarot. She is also a popular media guest, keynote speaker, and event entertainer. Lori is a member of the Peguis First Nation, and her lineage is woven throughout her work—it is the source of her magic. Her bestselling first book, Burn Your Sh*t, teaches the transformative power of rituals. Big Deck Energy is the ultimate guide to unlock your intuition, discover what's possible, and create the life of your dreams using tarot. A unique hybrid of tarot how-to and spiritual self-help, Big Deck Energy is for tarot newbies, seasoned pros, or anyone who is trying to figure out life. ⁠https://www.harpercollins.ca/9781443471589/big-deck-energy/⁠  https://www.tarotlori.com/books #ASKJANN - want some life advice from Jann? Send in a story with a DM or on our website. Leave us a voicenote! ⁠www.jannardenpod.com/voicemail/⁠⁠ Get access to bonus content and more on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/JannArdenPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.jannardenpod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.instagram.com/jannardenpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/jannardenpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Em entrevista à repórter Marcella Cunha, o senador Sergio Moro (União-PR) defendeu uma PEC para instituir a avaliação popular de ministros do STF. Inspirada no modelo japonês, a proposta prevê que os magistrados passem por referendo nas urnas um ano após a posse e, depois, a cada dez anos. Moro argumenta que o Supremo atua hoje "sem limites" e desrespeita leis processuais.

Get AudioBooks for FreeBest Self-improvement MotivationTap Into Your Memory Power | Boost Brain & Recall FastUnlock your memory power with proven techniques to improve focus, learning, and recall. Discover powerful brain training strategies that actually work.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today’s show was a lot of fun. I talked about many different subjects and took listener questions. I talked about the direction of the show and if I’m a member of the Illuminati (believe it or not, I’ve been accused of being a card carrying member). Maybe I should try to attend a Bilderburg meeting […] The post Why Do We Humans Get Disease? Am I A Member Of The Illuminati? Updates On Natural Doctors Being Killed, Recall Healing, Listener Questions & Much More! appeared first on Extreme Health Radio.

Kia ora.Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we lead with news financial markets are taking more notice of the lackluster US economic data today, with Wall Street equity markets hesitating, bond yields in a defensive twist, and the USD staying weaker.But first, the overnight dairy Pulse auction not only confirmed the prior week's sharp rises, it added to them. WMP was up a marginal +0.4% from a week ago to be up +14% from the start of 2026. Butter was up +6.8% from last week, up +18% year-to-date. And the SMP price was up +1.7% from last week, also up +14% so far this year. Everyone in the industry will welcome this confirmation of the recent rising trend, even if some of it is just USD weakness.Not so positive was the US retail sales report for December, which showed zero growth from November, to remain +2.3% higher than a year ago. Given CPI inflation is +2.7%, there is clear stagflation involved here.Meanwhile the weekly ADP employment report only showed private payrolls gaining +6,500 nationally, well within the margin of error. But at least it was better than the prior week's no-change.The January NFIB optimism index was also little-changed and still below the benchmark 100 level.US household debt as at the end of 2025 was recorded at US$18.8 tln, a +4.2% rise from the end of 2024. Non-housing debt rose only +2.6% in the same period, so Americans are taking on more housing debt at a faster pace. The same report shows delinquency rates on all loans rose to 4.8% of outstanding household debt, the highest level since 2017, driven by higher defaults among low-income and young borrowers.The overall soft US data probably helps make the case for another Fed rate cut at their next meeting on March 19, 2026 (NZT) but there is a lot to be revealed before then.In Australia, consumer sentiment slipped in February, and not insignificantly. Recall, the RBA has recently pushed through a rate rise. Analysts say the fall is a muted response compared to previous rate hikes. Over 80% of those surveyed expect interest rates to rise further in the next 12 months. Homebuyer sentiment has sunk as price expectations hit new 15 year high.Meanwhile, the NAB business sentiment survey results inched up in January, although revenues softened. That was offset by costs easing a bit faster.The UST 10yr yield is now just under 4.15%, and down a sharpish -5 bps from yesterday.The price of gold will start today down -US$55 from yesterday at US$5018/oz. Silver is down a sharp -US$3 at US$80.50/oz and continuing its extreme volatility.American oil prices are down -50 USc at just on US$64/bbl, while the international Brent price is now just under US$69/bbl.The Kiwi dollar is little-changed against the USD from yesterday, still just under 60.5 USc. Against the Aussie we are up +20 bps at 85.5 AUc. Against the euro we are holding at 50.8 euro cents. That all means our TWI-5 starts today unchanged at 63.9.The bitcoin price starts today at US$69,517 and down -0.7% from this time yesterday. Volatility over the past 24 hours has been moderate at just on +/- 2.3%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

This week's podcast delivers a hard-hitting reality check for RVers.:- We break down a viral insider video from a top RV dealer CEO who openly calls out price gouging, overproduction, copycat designs, and why so many buyers end up upside down faster than they expect. If you are shopping, or even thinking about it, this one matters.- We also cover an RV recall blitz affecting more than 18,000 RVs across multiple brands, including fire risks, fuel leaks, and labeling errors that should have never made it past quality control.- Plus, a growing warning for RV travelers as aging water systems cripple access at Big Bend National Park and other popular National Park destinations.- Our take on Love's expanding RV hookups, convenient but noisy and pricey- How AI is being used for RV Travel PlanningNo spin, no fluff, just straight talk about the RV lifestyle. Listen to the Monday News Edition wherever you get your podcasts or at RVPodcast.com.

(February 09, 2026) Amy King and Neil Saavedra join Bill for Handel on the News. Savannah Guthrie’s new plea to mother’s kidnappers: ‘We will pay’ for her safe return. Ghislaine Maxwell to plead Fifth Amendment in upcoming deposition: Attorney. Thousands of products from Cheerios to Gatorade to Advil recalled in 3 states due to rat, bird droppings.See omnystudio.com/listener for privacy information.

Here is as promised the next episode of my ongoing collaboration about Political Theology with the Fourth Reich Archeology podcast. To unlock the whole thing you can sign up on patreon and access the entire archive of episodes and series. ##Original episode notes ##We are back with another installment of our ongoing series Fourth Reich Political Theology with Marcus from the Return of the Repressed podcast. Recall that in our opening salvo of this series, we laid the foundation for our excavation by exploring how the superstitious religious worldview of the feudal world order was superimposed onto the capitalist world order with “The Market” playing the role of God. The same way that serfs and peasants lived their lives in awe and default belief of a vengeful deity, we today implicitly believe in the mysterious market forces we are told move the earthly cosmos beyond the will of man.This episode picks up right where we left off, expanding outwards on what we covered in part 1 to reach beyond the “earthly philosophers” of bourgeois political economy (Smith, Bentham, et al.), to the German Idealists from Kant to the so-called neo-Kantains, to the early sociologists, to the man of the hour himself, Carl Schmitt. In our journey, we draw heavily on Georg Lukacs “The Destruction of Reason” to trace the thread of irrationalism through all liberal political philosophizing. Lukacs and Schmitt see eye to eye when it comes to the hypocrisy and incoherence of Western bourgeois liberal democracy. After all, rule of by and for the bourgeoisie–and the exploitation and domination of the proletariat that entails–cannot really pursue the objectives of liberté, egalité, and fraternité. That would destroy the special privileges enjoyed by the ruling class. But from the same observation, Schmitt and Lukacs proceed in polar opposite directions. Schmitt would strip back the pretense of institutional norms in favor of the rule of raw power, which he supported in his advocacy for and membership in the Nazi party. Lukacs, good Marxist that he was, would instead expose the exploitive nature of the state and the society and, developing class consciousness through praxis, expropriate the ruling class in favor of the dictatorship of the proletariat. It's another incredible conversation with Marcus, and one that has real practical implications for today when we once again find ourselves in what Schmitt called “the state of exception” where the sovereign alone makes the rules…Return of the Repressed Patreon: https://www.patreon.com/cw/TheReturnOfTheRepressedFourth Reich Archaeology Patreon: patreon.com/fourthreicharchaeology

Peer respite setbacks, a Springfield school board recall and Spokane students joining pro soccer academies lead this week's roundup.

If you're not following my YouTube and Rumble channels, you're weaker than Clavicular's cheek bones after a spazmodic bonesmashing fit. I've never paid attention to any of these people, but it's sure to enter my radar when they begin their direct work to destroy the psyche of mankind for their Ghoulie handlers.Many thanks for the channel campaign help. We're still a ways away from the goal. See the links below to help get the stuff we need. Thank You!Use Code BB5 here: https://SemperFryLLC.comClick Picture on the Right for the AZURE WELL products and use code BB5 for your discount.Find clickable portals to Dr Monzo and Dr Glidden on Dan's site, and it's the home of the best hot sauce, his book, and Clean Source Creatine-HCL.Join Dr. Glidden's Membership site here:https://leavebigpharmabehind.com/?via=pgndhealth⁠Code: baalbusters for 25% OFFMake Dr. Glidden Your DoctorPods & Exclusives AD-FREE!https://patreon.com/c/KristosCastIndependent Channel Depends On YOU. Contribute Below:https://buymeacoffee.com/BaalBustershttps://paypal.me/BaalBustershttps://GiveSendGo.com/BaalBustersFollow these Below:Twitter Account: https://x.com/KristosCasthttps://open.spotify.com/show/0vtEmTteIzD2nB5bdQ8qDRWant Dan's book or his Award winning hot sauces and spicy honey?Go here: https://SemperFryLLC.comBooks and Documentaries You Should Own: https://www.bannedbyamazon.com/Use Code: BBDan for 10% OffFind clickable portals to Dr Monzo and Dr Glidden on Dan's site.Subscribe to the NEW dedicated channel for Dr Glidden's Health Solutions Show https://rumble.com/c/DrGliddenHealthShowBecome a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.

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2 Peter 1:12-15 (ESV)Andrew, Isack, and Edwin discuss Peter's diligence to put the reminders on paper so we can remember the qualities of Jesus and grow to spiritual maturity through the knowledge of Jesus.Read the written devo that goes along with this episode by clicking here.    Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org.    Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here.   Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=24348The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/ 

Two very different challenges, and one shared public health reality: systems have to work when it matters most.  In this episode, we speak with Dr. Erica Pan, director and state public health officer for the California Department of Public Health, and ASTHO member, about a rare and unprecedented infant botulism outbreak linked to contaminated infant formula. She explains how California's unique Baby BIG® treatment program, home to the only infant botulism treatment in the world, helped detect a national pattern, how states coordinated with CDC and FDA, and the logistical strain of managing treatment supply, clinician hotlines, and public communication during a fast-moving emergency.  Then, Alex Wheatley, senior director of island support at ASTHO, joins us to discuss a different kind of pressure point: helping U.S. Island jurisdictions navigate complex federal grant systems. She outlines a new resource designed to bridge gaps between federal funders and local health agencies, reduce misunderstandings, and build stronger, trust-based partnerships, especially when timelines, administrative processes, and time zones don't align.State Health Agencies' Role in Implementing Pharmacist-Prescribed Contraception | ASTHOWebinar Registration - Zoom

We discuss how Democratic candidates for Governor are competing with each other to embrace the BadgerCare Public Option bill, which will soon be introduced in the state legislature. We are joined by Citizen Action's Healthcare Action Coordinator, Kristie Tweed, to discuss widespread public support for bold action on healthcare costs and coverage. Kristie tells us about town halls Citizen Action members are holding throughout the state and how you can get involved as we push for passage of BadgerCare Public Option. We expose the power flex by big business hacks at the Milwaukee Metropolitan Association of Commerce (MMAC) which has filed suit to block proposed Port Washington ordinance to give residents a vote on public subsidies in big economic development deals. The business lobby, which promoted Foxconn, has a history of challenging democratic decision making, believing big corporations have a right to our tax money. Trump doubles down on threats to seize control of state elections, as lackey Congressman Brian Steil introduces a shocking voter suppression bill that does the bidding of the would-be dictator in the White House. We discuss why Wisconsin will be ground zero for the attack on the 2026 election and what we can do about it. Also, we discuss the ICE kidnapping of a Madison area soccer player's mom (who had legal status) at a soccer tournament, yet another example of the searing human toll of Trump's lawless crackdown.

This Day in Legal History: FDR's Court Packing PlanOn February 5, 1937, President Franklin D. Roosevelt proposed the Judicial Procedures Reform Bill of 1937, better known as the “court-packing plan.” This controversial legislation aimed to expand the number of justices on the U.S. Supreme Court from nine to as many as fifteen. Roosevelt's justification was to improve the efficiency of the judiciary, but the underlying motive was widely understood to be frustration with the Court's consistent invalidation of New Deal legislation. The plan would have allowed the president to appoint an additional justice for every sitting justice over the age of 70½ who refused to retire.At the time, the Supreme Court had struck down several key components of Roosevelt's New Deal, including the National Recovery Administration and the Agricultural Adjustment Act. Although Roosevelt had just won re-election in a landslide in 1936, the proposal met immediate and bipartisan resistance in Congress and the press. Critics argued it threatened the separation of powers and judicial independence. Even members of Roosevelt's own party viewed the move as a dangerous overreach.Ultimately, the bill failed in the Senate. However, the controversy arguably pressured the Court to adopt a more favorable view of New Deal legislation. Justice Owen Roberts's shift in support of certain New Deal programs came to be dubbed “the switch in time that saved nine.” While Roosevelt did not get to add new justices through his plan, he eventually appointed eight Supreme Court justices over his long presidency, reshaping the Court over time.Georgia's Fulton County has filed a legal challenge over an FBI seizure of 2020 election records, arguing the search was overly broad and requesting the return of the documents. The motion, filed in federal court, also seeks to unseal the affidavit behind the warrant. The FBI searched the Fulton County Election Hub in Union City on January 28 as part of its investigation into President Donald Trump's false claims of widespread voter fraud in Georgia during the 2020 election, which Trump lost to Joe Biden. According to the warrant, agents were authorized to confiscate all physical ballots, tabulator tapes, and voter rolls from multiple voting methods. County Commissioner Marvin Arrington Jr. criticized the process, noting the absence of an inventory or orderly transition of records, which raises concerns about potential document loss or tampering. He expressed skepticism about the value of any returned materials under such circumstances. The raid, perceived by local officials as politically motivated, has sparked fears of federal overreach and interference ahead of the 2026 midterms.Georgia's Fulton County challenges seizure of election records | ReutersJones Day, a major international law firm, has filed a lawsuit in New York state court against private equity firm Centre Lane Partners and multiple affiliated companies, alleging over $9.6 million in unpaid legal fees. The firm claims it served as Centre Lane's outside counsel since 2018, providing legal services across litigation, financing, acquisitions, and regulatory matters. Though Centre Lane reportedly had a consistent payment history, Jones Day alleges payments ceased in 2024 despite continued promises. Relying on assurances that payments were forthcoming, Jones Day says it rendered millions more in services, which it now claims were based on false representations.Notably, more than half of the unpaid fees stem from Jones Day's defense work in an ongoing antitrust case involving a Pennsylvania glass plant closure and an FTC investigation. As of last month, Jones Day began formally withdrawing from representing Centre Lane in active cases, and the law firm Greenberg Traurig has taken over in the antitrust matter. Among the defendants named are Centre Lane portfolio companies, including Anchor Hocking and Corelle Brands. The case remains unassigned in New York's Supreme Court, with no counsel yet listed for the defendants.Law firm Jones Day sues private equity firm, alleging $9.6 million in unpaid fees | ReutersThe U.S. Food and Drug Administration has classified Abbott's recall of certain glucose monitoring devices as a Class I recall—the most serious level—after the products were linked to seven deaths and 860 serious injuries. The affected devices include specific lots of the FreeStyle Libre 3 and FreeStyle Libre 3 Plus sensors, which have been found to display inaccurately low blood sugar readings. Such faulty readings can lead users to make harmful treatment decisions, such as consuming too many carbohydrates or incorrectly adjusting insulin doses.Abbott disclosed that the devices may provide incorrect readings over extended periods, increasing the risk of serious medical complications for users who rely on continuous glucose data. The recall and its classification signal heightened concern from federal health regulators due to the potential for severe harm or death. As of early January, these issues had already caused significant patient harm. Abbott has not publicly detailed the total number of units affected or the geographic scope of the recall.Abbott recalls glucose sensors after seven deaths linked to faulty readings | ReutersIn an exclusive obtained by Bloomberg Law, the U.S. Department of Justice has directed all 93 U.S. attorney's offices to designate prosecutors for newly formed “emergency jump teams” by February 6. These teams are intended to provide short-term support in jurisdictions experiencing critical events—particularly those involving alleged assaults on or obstruction of law enforcement. The internal memo from DOJ Executive Office Director Francey Hakes outlines the initiative as a rapid-response measure to bolster prosecutorial presence in areas facing urgent demands.The move follows a wave of resignations in the Minneapolis U.S. attorney's office amid growing discontent over political targeting and controversial assignments, such as a disputed investigation into the widow of a protester killed by an ICE officer. While the memo does not directly mention Minneapolis, it aligns with Trump administration efforts to maintain aggressive law enforcement in left-leaning jurisdictions facing staff shortages.Offices previously affected by similar surges, including Chicago, Los Angeles, and D.C., have also suffered attrition, partly due to repeated grand jury refusals to indict protestors. The memo frames the jump teams not as litigators but as support staff to assist in command operations—handling triage, reviewing legal filings, and managing logistics.The order coincides with overt recruitment of ideologically aligned attorneys, including a public social media call for applicants who support Trump's anti-crime platform. Additionally, the jump teams will help implement Attorney General Pam Bondi's December directive to prioritize investigations into leftist groups like antifa.DOJ Orders Emergency Surge Prosecutors From All US Attorneys (2) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Jann, Caitlin and Sarah revisit their conversation with poet, influencer and radio host, Josie Balka. They discuss Josie's journey into poetry, the impact of aging, vulnerability, and body image, and the process of publishing her debut poetry book, 'I Hope You Remember.' She reflects on the importance of authenticity in her work, the challenges of perfectionism, the joy of celebrating achievements, and the importance of personal connections that fuel creativity. More About Josie Balka: Josie Balka is a broadcaster, voiceover artist, and poet. She holds a diploma in radio, television, and film from Niagara College and has worked for some of the largest media companies in North America as an on-air personality. She can often be caught recording viral poetry in her sound-proof closet. ⁠https://www.instagram.com/josiebalka/⁠ ⁠https://www.tiktok.com/@josiebalka⁠ https://www.simonandschuster.com/authors/Josie-Balka/224015716⁠ #ASKJANN - want some life advice from Jann? Send in a story with a DM or on our website. Leave us a voicenote! ⁠www.jannardenpod.com/voicemail/⁠⁠ Get access to bonus content and more on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/JannArdenPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.jannardenpod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.instagram.com/jannardenpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/jannardenpod Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Dog Works Radio, professional dog trainers from Alaska Dog Works share practical dog training tips, discuss common dog behavior problems, and explain how positive dog training and dog training consistency create better behavior at home. Reliable recall is not about control or obedience. It's about trust, value, and clear communication. In this episode of Dog Works Radio, host Michele Forto kicks off Season 2 by breaking down why recall often fails in the real world and how to rebuild it the right way. Using positive reinforcement and practical management strategies, this episode introduces the Recall Revolution, seven rules that turn "come" from a gamble into a dependable habit. What You'll Learn in This Episode Why recall is the ultimate real-world test of your dog's training foundation How unclear criteria and weak reinforcement sabotage recall Why is management essential for building a reliable recall safely How short, frequent practice sessions outperform long training drills The role play and engagement have in making recall emotionally rewarding How to increase difficulty without breaking your dog's confidence Sources  Lead Dog Service Dog Training Program DAWGS Therapy Dog Program The Pack Membership Dog Works Radio Homepage Products We Use for Dog Works Radio My equipment:   • SHURE SM7B Mic • Rodecaster Pro II audio production studio • Bose QuietComfort Ultra Headphones • Elgato Wave Mic Arm Pro   Recommended resources:   • Captivate.fm podcast hosting, distribution, analytics, and monetization • Keap CRM • Riverside.FM • Hindenburg Pro recording and editing Note: these may contain affiliate links, so I get a small commission on any product you buy through my link. Dog Works Radio is a podcast education show brought to you by Dog Works Radio and is hosted by Michele Forto. If you enjoy the show, I'd love for you to leave a rating or review on your favorite podcast app! And please let your friends and other podcasters know they can listen for free on Spotify and Apple Podcasts Lead Dog Service Dog Training Program DAWGS Therapy Dog Program The Pack Membership Dog Works Radio Homepage Products We Use for Dog Works Radio My equipment:   • SHURE SM7B Mic • Rodecaster Pro II audio production studio • Bose QuietComfort Ultra Headphones • Elgato Wave Mic Arm Pro   Recommended resources:   • Captivate.fm podcast hosting, distribution, analytics, and monetization • Keap CRM • Riverside.FM • Hindenburg Pro recording and editing Note: these may contain affiliate links, so I get a small commission on any product you buy through my link. Dog Works Radio is a podcast education show brought to you by Dog Works Radio and is hosted by Michele Forto. If you enjoy the show, I'd love for you to leave a rating or review on your favorite podcast app! And please let your friends and other podcasters know they can listen for free on Spotify and Apple Podcasts

i'm wall-e, welcoming you to today's tech briefing for tuesday, february 3rd. join us as we explore today's top tech stories: meta's project cambria: set to revolutionize vr with advanced sensors and optics for a more immersive experience. ceo mark zuckerberg's ambitious push into vr signals a competitive challenge to apple's ar ventures. google's advertising overhaul: facing regulatory scrutiny, google plans major changes in data collection practices amidst rising privacy concerns, especially in the european union. rivian's recall challenge: shares drop over 15% following a steering-related recall affecting nearly 12,000 r1t and r1s models. the ev startup prioritizes resolving these safety concerns swiftly. tsmc's record profits: despite chip shortages, tsmc's focus on capacity expansion yields record-breaking profits, supporting tech giants like apple and amd with increased demand fulfillment. that's all for today's tech briefing. we'll see you back here tomorrow!

BSens head coach Andrew Campbell on running his own bench for the 1st time, Carter Yakemchuk, Tyler Boucher's run of solid play and the play of Sogaard and Merilainen.

It's the secret ingredient!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

In this Mastering Excellence series episode of The Sales Maven Show, Nikki sits down with Roger Knecht, President of Universal Accounting Center, to unpack a skill that completely changes how conversations feel: true listening with real recall. Roger has this uncanny ability to summarize a conversation point by point without taking notes, and it is not a gimmick. It is a mental structure. When someone feels genuinely heard, trust accelerates. Rapport strengthens. And sales conversations become clearer, calmer, and far more effective.   The conversation explores what most people think listening is versus what actually creates connection. Together, Nikki and Roger talk through the different levels of listening, from being distracted, to conversational listening where you are waiting for your turn to speak, to active listening where you are fully present, and finally deep listening where you hold space without judgment. The discussion highlights why shifting into active listening changes everything. When you stop performing in the conversation and focus on understanding, clarity increases and recall improves because your brain is organizing information instead of scrambling to respond.   Roger shares the mental structure he uses before and during conversations. Before the conversation, he enters with a clear outcome and purpose, and he knows what success looks like. During the conversation, he uses a simple way to mentally sort information so it sticks, including thinking in sequences, spotting cause and effect, and filtering ideas through practical questions like what moves the needle, who can execute, and where this belongs in the bigger process. One of the most powerful themes is this: nothing is isolated. Everything connects. When you train your mind to notice the connections, recall becomes much easier.   Connect with Roger on LinkedIn here: https://www.linkedin.com/in/rogerknecht/   Nikki invites you to join the Sales Maven Society. Take advantage of this opportunity to work together with you and Nikki. Bring your questions, concerns, and sales situations; she provides answers and guidance. Join the Sales Maven Society here, click Join Today, and then checkout and use coupon code 47trial to get your first month for $47.00! For more actionable sales tips, download the FREE Closing The Sale Ebook. Find Nikki: Nikki Rausch nikki@yoursalesmaven.com Facebook | Twitter | LinkedIn | Instagram Sales Maven Society https://calendly.com/salesmaven/work-with-nikki-discussion

In this episode of the Braided Faith Podcast, we're talking with Bill Mullin. Bill created something pretty unique, a podcast musical called ‘As I Recall Forever' that's all about searching for God in everyday life.Bill opens up about how his own story, the hard parts, the struggles, and the times when God showed up in surprising ways…..turned into lyrics, music, and a full-on narrative journey. From his days playing rock and roll drums to working with full orchestras, Bill's path has been anything but ordinary.This conversation is an invitation. It'll get you thinking about where God's been working in your own life, even in places you might not have noticed. And maybe, just maybe, you'll start seeing your own story through a fresh lens, one shaped by faith and the power of remembering what matters most.Connect with our guest:Website: https://thenexthumanity.com/as-i-recall/#dipipopup-1139 Instagram: https://www.instagram.com/the_next_humanity/Facebook: https://www.facebook.com/profile.php?id=61556748894691X: https://x.com/TheNextHumYouTube: https://www.youtube.com/@TheNextHumanitySpotify: https://open.spotify.com/artist/77F6X2Oh4psY1zm0KIyTpP?si=ytyhdpm2R0e2iumx4a3A_w   Connect with me:Braided Faith IG: http://www.instagram.com/braidedfaith/   ⁠Cryssie Addis IG: https://www.instagram.com/cryssie.addis/Novel & Mug IG: ⁠http://www.instagram.com/novelandmugBraided Faith FB: ⁠http://www.facebook.com/groups/braidedfaith   ⁠Braided Faith Website: ⁠www.braidedfaith.comNovel & Mug Website: ⁠http://www.novelandmug.com   ⁠The Wellness Box: ⁠http://www.thewellnessbox.shop

The February 2026 recall features four previously posted episodes on multiple sclerosis. The episode begins with a conversation with Dr. Wallace J. Brownle discussing whether dissemination in time is essential to diagnois relapsing MS. The discussion continues with Dr. Daniel Ontaneda regarding the 2024 revisions of the McDonald criteria for diagnosing multiple sclerosis. The episode then transitions into a conversation with Dr. Jiwon Oh about BTK inhibitors and recent data on tolebrutinib in multiple sclerosis. The episode concludes with Dr. Sandra Vukusic addressing the differences in disease-modifying therapies for female versus male patients with multiple sclerosis.  Podcast link: Investigating Whether Dissemination in Time Is Essential to Diagnose Relapsing MS 2024 McDonald Criteria  BTK Inhibitors in Multiple Sclerosis Treatment Sex-Related Gap in the Use of Disease-Modifying Therapies in Multiple Sclerosis Podcast article: Investigating Whether Dissemination in Time Is Essential to Diagnose Relapsing Multiple Sclerosis  Diagnosis of Multiple Sclerosis: 2024 Revisions of the McDonald Criteria  Tolebrutinib versus Teriflunomide in Relapsing Multiple Sclerosis  Tolebrutinib in Nonrelapsing Secondary Progressive Multiple Sclerosis  Sex-Related Gap in the Use of Disease-Modifying Therapies in Multiple Sclerosis Disclosures can be found at Neurology.org. 

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Experiencing Joy and Bliss - A Creative Visualisation What if joy and bliss weren't things you had to chase… What if they were already inside you, waiting to be remembered? In this deeper episode of Personal Development Unplugged, Paul guides you through a powerful creative visualisation designed to help you experience joy, bliss, and deep personal pride – not just think about them. This is not about forcing positivity or pretending everything is perfect. It's about sending a clear emotional signal to your unconscious mind: "This is how I want to feel." Using imagination, memory, sensory awareness, and gentle NLP-style anchoring, you'll explore what joy truly feels like for you – and how that feeling can begin to influence your future choices, goals, and direction in life. This episode works best when you can set aside around 20 minutes with no distractions. It's an internal experience – subtle, safe, and deeply personal. In this episode, you'll: Discover why feelings, not goals, are the real compass of personal development Experience a guided creative visualisation for joy, bliss, and personal pride Learn how imagination can bypass internal resistance and unlock change Anchor empowering emotional states you can access whenever you choose Begin building a "base camp" for future growth and deeper work Explore how joy can become a signal your unconscious mind follows This episode gently sets the foundation for upcoming deeper dives into joy, purpose, and removing what gets in the way of feeling truly alive. Best enjoyed somewhere comfortable, safe, and uninterrupted with headphones Your Key Takeaways Your unconscious mind often knows more than your conscious plans Joy and bliss are states, not rewards Imagination is a valid and powerful route to emotional change You can consciously anchor empowering feelings Feeling good isn't selfish – it's ecological Your Call to Action Subscribe so you don't miss the upcoming deeper dives Share this episode with someone who could use more joy in their life https://personaldevelopmentunplugged.com/473-experiencing-joy-and-bliss-a-creative-visualisation Explore Paul's hypnosis and visualization tracks at paulcloughonline.com/podcast Send feedback or suggestions to feedback@personaldevelopmentunplugged.com Shine Brightly

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

This week we put the tragic events and courageous resistance to tyranny in the Twin Cities in the context of our failing democracy. A new report from the Urban Institute shows that Wisconsin has fallen behind other states in income over the past 50 years, especially compared to our neighbors in Minnesota and Illinois. How does the failure of Wisconsin's economic policy relate to the vulnerability of democracy? We assess the role of the Democratic Primary for Governor, and the active involvement of organized groups such as Citizen Action of Wisconsin, in charting a new policy course that truly addresses the income and affordability crisis. We also give a detailed update of the data center controversies across the state. We invite all Battleground Wisconsin listeners to attend Citizen Action's Governor Forums in La Crosse, Eau Claire, Wausau, Green Bay, and Milwaukee.

A warm welcome back to friend of the show and one of our favourite Canadian media personalities, George Stroumboulopoulos. Jann, Strombo, Caitlin and Sarah discuss everything from the impact of the LA fires, to the challenges of straddling cultural identities between Canada and the US. They also touch on political discourse, the concept of virtue signaling, and the transformative power of music therapy in healing and providing comfort to those in need. Strombo also reflects on his creative process, memorable interviews, and the importance of human connection, sharing personal stories about interviewing celebrities along the way. In the second half of the episode, the conversation shifts as Jann shares a heartfelt story about a close friend's breast cancer diagnosis with Caitlin and Sarah, reflecting on the emotional complexities of supporting loved ones through difficult times. They share personal experiences and insights related to cancer, the importance of community support, the value of accepting help from friends. More from Strombo: ⁠https://musictherapyfund.ca/scholarship/⁠ ⁠https://music.apple.com/ca/curator/strombo/1496683317⁠ ⁠https://podcasts.apple.com/ca/podcast/strombo/id1701744950⁠ ⁠https://www.youtube.com/user/TheStromboShow⁠ #ASKJANN - want some life advice from Jann? Send in a story with a DM or on our website. Leave us a voicenote! ⁠www.jannardenpod.com/voicemail/⁠⁠ Get access to bonus content and more on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/JannArdenPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.jannardenpod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.instagram.com/jannardenpod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.facebook.com/jannardenpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Will Johnson visits with the newest member of the U.S. Winter Olympic team and former A&M football player Boone Niederhofer on this edition of Recall.Niederhofer has been named to the USA Bobsled team for the 2026 Winter Olympics, set to take place Feb. 6-22 in Milano Cortina, Italy. He is Texas A&M's first student-athlete to make a U.S. Winter Olympic team since at least 1980. A four-time World Cup team member for USA Bobsled, Niederhofer most recently competed at the 2025 IBSF World Championships this past March, where his four-man crew finished fourth overall.Before transitioning to bobsled, Niederhofer was a five-year member of the Texas A&M football program from 2012-16, lettering his final three seasons. As a wide receiver, he recorded 35 receptions for 327 yards and one touchdown in 27 career games. His best performance came against SMU in 2014, when he totaled 73 yards on six catches. His lone career touchdown also came during the 2014 season against Lamar.Niederhofer graduated from Texas A&M with a degree in petroleum engineering.(podcast photo courtesy IBSF)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ford issued a recall on almost 117,000 vehicles.

Mike North & Dan Jiggetts recall intense transition segments with Terry Boers full 1460 Tue, 27 Jan 2026 21:00:18 +0000 BGGZ0nOCTSAcBP1sixpj1tkW8jVvWY6z sports Spiegel & Holmes Show sports Mike North & Dan Jiggetts recall intense transition segments with Terry Boers Matt Spiegel and Laurence Holmes bring you Chicago sports talk with great opinions, guests and fun. Join Spiegel and Holmes as they discuss the Bears, Blackhawks, Bulls, Cubs and White Sox and delve into the biggest sports storylines of the day. Recurring guests include Bears cornerback Jaylon Johnson, former Bears coach Dave Wannstedt, former Bears center Olin Kreutz, Cubs manager Craig Counsell, Cubs second baseman Nico Hoerner and MLB Network personality Jon Morosi. Catch the show live Monday through Friday (2 p.m. - 6 p.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. © 2025 Audacy, Inc. Sports False https://player.

There has been a recall on certain coffee K Cups and this has affected some of us Follow the Sports Animal on Facebook, Instagram and X PLUS The Morning Animals on XListen to past episodes HERESee omnystudio.com/listener for privacy information.

Dr. David Eagleman, PhD, is a neuroscientist, bestselling author and professor at Stanford University. We discuss how to leverage the science of neuroplasticity to learn new skills and information and how accurate and false memories form and are forgotten. We also discuss time perception and why it speeds up or slows down depending on our age and stress level. We cover dreaming and the meaning of visual and other dream content. And we discuss the neuroscience of cultural and political polarization and how to remedy it. This episode provides science-based knowledge and practical tools you can use to enhance learning and better understand your experience of life in the past, present and future. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Mateina: https://drinkmateina.com/offer Rorra: https://rorra.com/huberman Lingo: https://hellolingo.com/huberman Function: https://functionhealth.com/huberman Timestamps (00:00:00) David Eagleman (00:02:35) Neuroplasticity & Learning; Cortex, Flexibility & Repurposing, Savantism (00:11:07) Sponsors: Mateina & Rorra (00:13:27) Specialization vs Diversification, Practice; Internet & Curiosity (00:22:05) Building a Well-Rounded Brain, Tool: Critical Thinking & Creativity (00:28:18) Neuroplasticity & Adults, Tools: Novelty & Challenge (00:32:41) Neuromodulators & Plasticity, Psychedelics; Directed Plasticity (00:38:50) Sponsor: AG1 (00:39:41) Building a Better Future Self, Tool: Ulysses Contract to Avoid Bad Behaviors (00:50:13) Brain Chatter, Aphantasia & Practice (00:56:57) Specialization vs Diverse Experience, Childhood & Brain (01:00:50) Space & Time Perception, Tool: Space-Time Bridging Meditation (01:06:17) Are We Good at Estimating Time?; Fear, Time & Memory (01:11:23) Sponsor: Lingo (01:12:53) Fearful Situations & Time Perception; Joyful Events & Novelty, Tool: Do Things Differently (01:18:56) Staying in the Present, Mental Illness & Time Domains, Addiction (01:27:09) Social Media, Addiction, Curiosity (01:30:51) Vision & Auditory Deficits, Sensory Substitution, Neosensory Wristband (01:35:26) Sponsor: Function (01:37:13) Sensory Reliance, Echolocation, Potato Head Theory, Sensory Addition (01:41:36) Why We Dream, Vision & Neuroplasticity, REM Sleep, Blindness (01:49:55) Victims, Fear, Memory Drift & Recall, Eyewitness Testimony & Jury Education (01:56:10) Kids vs Adults, Memory Manipulation; Photos (01:59:27) Polarization, In vs Out Groups, Empathy; Fairness (02:06:31) Polarization, Reward vs Punishment; Propaganda, Language, Complexification (02:19:27) Current Projects; Acknowledgements (02:21:44) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a guided meditation and reflection on all of Psalm 32. Psalm 32 starts with the reminder of the joy we should know because of the fresh start and a clean slate we’ve been given through Jesus. Have we forgotten how amazing and miraculous his work is in our lives? This Psalm also reminds us that hiding sin in secret places will eat us up from the inside out. The amazing news is – when we bring anything hiden into the light, God renews and receives us. Did you catch that? Every single time you turn back to God, he receives you. Every. Single. Time. He does not tire of our returns, he celebrates them. In this meditation, we will listen to Psalm 32 from the Message Translation and I will give you prompts to reflect on with the Lord. Each reflection space in 1 minute long. Feel free to pause or rewind if you need more time. May the Lord guide you to what he has for you through his Word today. Here are the reflection prompts: Consider, what would your life be like without Jesus? Thank God that through Jesus he has given you a clean slate. Recall a time when you were hiding from God and others and how it felt. When you returned to God and stopped hiding from others, how did that feel? Thank him for his mercy. Bring it forward to today… is there any place in your life that you feel you are hiding from God or others? If so, what’s holding you back from bringing it to the light? Ask God if there is any place in your life where you’re being ornery like a horse or a mule and resisting him. If he reveals anything, Ask him for his help. If nothing comes to mind, ask him to help you stay tender and responsive to his leading. Praise God for the truth that you are loved every time you turn around. If there’s a place that God has shown you where you need to turn around, ask God for his help. And remember you will be received with love. Here’s some links I discussed in the podcast: The guided retreat to help you move into this new year with intention is here. You can find Jodie at http://www.jodieniznik.com/ Instagram @jodieniznik Facebook @JodieGNiznik Learn more about Lectio Divina and download your free Lectio Divina Journal here. And if you’re ready to make Scripture Meditation a part of your new year, I encourage you to join my Monday email newsletter here. I’ll send out link to the newest meditation every Monday morning. Download free sample chapters from my Bible studies here. The passages we meditated on is as follows: Psalm 32, The Message Count yourself lucky, how happy you must be— you get a fresh start, your slate’s wiped clean. 2 Count yourself lucky— God holds nothing against you and you’re holding nothing back from him. 3 When I kept it all inside, my bones turned to powder, my words became daylong groans. 4 The pressure never let up; all the juices of my life dried up. 5 Then I let it all out; I said, “I’ll make a clean breast of my failures to God.” Suddenly the pressure was gone— my guilt dissolved, my sin disappeared. 6 These things add up. Every one of us needs to pray; when all hell breaks loose and the dam bursts we’ll be on high ground, untouched. 7 God’s my island hideaway, keeps danger far from the shore, throws garlands of hosannas around my neck. 8 Let me give you some good advice; I’m looking you in the eye and giving it to you straight: 9 “Don’t be ornery like a horse or mule that needs bit and bridle to stay on track.” 10 God-defiers are always in trouble; God-affirmers find themselves loved every time they turn around. 11 Celebrate God. Sing together—everyone! All you honest hearts, raise the roof! Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Happiness and freedom are what we ultimately want, but what path should we follow to get there? Should we pursue meaningful relationships, lasting intimacy, financial security, purpose and meaning, health, family, fame or religion? Or is it something else entirely?   Well, in this series of podcasts, Roy describes the BEST path to happiness and freedom. It is spiritual in nature, and it's about shifting from recalling to forgiving.   In this episode, you will learn: ·      How the past creates unhappiness; ·      3 simple steps to letting go of the past; ·      What puppies can teach you about forgiveness; ·      How to open your heart and trust again; ·      And much, much more!   There really isn't a more important topic than this one, so don't miss this episode and series.   Additional Resources Roy may have mentioned on the show:   Roy's Website: https://coachingwithroy.com   Roy's Relationship Fitness Self-Assessment Test: https://coachingwithroy.com/the-relationship-fitness-self-test/   Roy's 4 Books: ·      Quantum Questions: https://www.amazon.com/dp/B0F4RFZBS3/ ·      Relationship Bootcamp: https://amzn.to/360UsMR ·      Attracting Lasting Love: http://amzn.to/1UnYeYh ·      A Drink with Legs: https://amzn.to/31UBl3K     Roy's Group Coaching Program: https://coachingwithroy.com/group-coaching/   Roy's Complimentary 45-min. Coaching Session: To set up an appointment, email him at roy@coachingwithroy.com or call his cell 407-687-3387.   The Attracting Lasting Love podcast explores the dynamics of mature and adult dating, delving into the issues of emotional intelligence, the law of attraction, and the quest for a life partner or soulmate, while offering conscious insights and mindful advice on navigating modern relationships.

If you've ever felt stuck on a manifestation that won't budge, this episode reveals the first question I ask when fellow creators ask for manifesting tech support. It might be just the ticket to get your LOA ball rolling again, too.I'll also walk you through exactly what it means to align to your desires and share my favorite RIDS method for getting there: Recall it, Imagine it, Draft it, and Spotlight it in daily life. Whether you're manifesting romance, money, a new job, or anything else, this is your reminder to actually USE your vibrational magic powers. Universe needs an aligned instruction to deliver your desires. Let's make sure you've got one!

  Today's show features: - George Nenni, Founder of Generations Digital - Ryan Maher, CEO of BizzyCar - Rob Studebaker, General Manager of Treasure Valley Subaru This episode is brought to you by: Impel – Your sales team should be selling—not answering the same questions after hours or chasing low-intent leads. Impel Sales AI works the inbox 24/7, qualifying every lead, responding with intent-aware, personalized answers, and booking showroom appointments automatically. With Agentic Response, Impel interprets context in real time and hands off only ready-to-buy customers—complete with full conversation history and smart summaries—so your reps can step in at exactly the right moment. See how we turn your BDC into a powerhouse at NADA 2026, Booth #4331W and at https://impel.ai/sales-ai BizzyCar – BizzyCar uses AI to automate recall outreach for dealerships, transforming missed opportunities into booked appointments, higher revenue, and safer vehicles. Book a demo today at: https://info.bizzycar.com/cdg — Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683

Read OnlineThe disciples of John and of the Pharisees were accustomed to fast. People came to Jesus and objected, “Why do the disciples of John and the disciples of the Pharisees fast, but your disciples do not fast?” Jesus answered them, “Can the wedding guests fast while the bridegroom is with them?” Mark 2:18–19Fasting was common in Old Testament times. Its purpose was to express repentance, mourning, or preparation for divine intervention. This was especially true among John the Baptist's disciples who fasted in response to John's call to repentance and preparation for the coming of the Messiah.Though the Pharisees fasted, their fasting was often for show, to illustrate a false piety. Recall the Pharisee's prayer in the Parable of the Pharisee and the Tax Collector: “The Pharisee took up his position and spoke this prayer to himself, ‘O God, I thank you that I am not like the rest of humanity—greedy, dishonest, adulterous—or even like this tax collector. I fast twice a week, and I pay tithes on my whole income'” (Luke 18:11–12). In today's Gospel, Jesus explains that His disciples do not fast now, but that a day is coming when they will need to fast. Jesus explains this within the context of revealing His divine identity as the Bridegroom of God's people.Through the prophets, God often described His relationship with His people in terms of a marriage covenant. Isaiah said, “For your husband is your Maker; the LORD of hosts is his name, Your redeemer, the Holy One of Israel, called God of all the earth” (Isaiah 54:5). Hosea prophesied, “I will betroth you to me forever: I will betroth you to me with justice and with judgment, with loyalty and with compassion…” (Hosea 2:22–23).While Jesus, the Bridegroom, was with them physically, His disciples were at their wedding banquet, celebrating the new marriage covenant God was establishing with them. It was inappropriate to fast at such a banquet. However, “the days will come when the bridegroom is taken away from them, and then they will fast on that day” (Mark 2:20). This is a reference to Jesus' Passion, Death, and Ascension. He prophesied that once the New Marital Covenant was sealed in His Blood and His earthly mission completed, “they will fast on that day.” That day is today!In the early Church, fasting was also common: “While they were worshiping the Lord and fasting, the holy Spirit said, ‘Set apart for me Barnabas and Saul for the work to which I have called them.' Then, completing their fasting and prayer, they laid hands on them and sent them off” (Acts 13:2–3). In this instance, fasting helped the teachers and prophets in Antioch discern Saul and Barnabas' mission in preparation for sending them forth.Today, Jesus not only calls us to regular forms of fasting and mortification, doing so is an essential part of our spiritual journey. This teaching is clear in the New Testament. For example, at the beginning of Jesus' ministry He entered the desert and “fasted for forty days and forty nights” (Matthew 4:2). This models for us the value of fasting as we attempt to fulfill our missions and overcome the temptations of the evil one.If we want to imitate our Lord, deepen our covenantal bond with Him, and further His mission, then we must regularly fast. Though fasting is only required twice a year—on Ash Wednesday and Good Friday—we are encouraged to do so weekly, especially on Fridays, uniting this practice to our prayer life. Reflect today on your practice of fasting and other forms of regular mortification. Fasting is an interior discipline that unites us to the suffering Christ and prepares our hearts to receive His abundant grace. By helping us overcome the enticements of the flesh and distractions of this world, fasting refocuses our souls on the eternal wedding feast that awaits us in Heaven. Embrace fasting not as a burden, but as a joyful opportunity to grow in holiness, deepen your covenantal relationship with the Bridegroom, and prepare more fully for the mission on which He sends you.My Lord and Bridegroom, through the shedding of Your Blood, You have established a New Covenant of love and salvation with me. I long to deepen this covenant and remain faithful to the mission You have entrusted to me. When I am tempted by the disorder of my appetites or distracted by the allurements of the world, remind me of the necessity and grace of fasting. Help me to embrace this holy practice with joyful anticipation of its spiritual rewards and with greater trust in Your providence. Jesus, I trust in You.Image via Adobe Stock Source of content: catholic-daily-reflections.comCopyright © 2026 My Catholic Life! Inc. All rights reserved. Used with permission via RSS feed.