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On this episode, we break down the latest on Scott Bessent, Trump's Treasury Secretary pick, as he testifies before the Senate. We discuss his views on tariffs, the strength of the dollar, and the implications his policies could have on the U.S. economy. Join us as we analyze what his testimony means for America's financial future and global standing.

On this episode, we discuss the devastating house fires in California and the controversial actions of insurance companies dropping homeowners just months before the fires. We also examine Governor Newsom's handling of the situation and why many believe it's falling short of what's needed during this crisis.

On this episode, we explore the lawsuit alleging sexual misconduct at FS1, involving shocking claims about the workplace culture at Fox Sports, and discuss its implications for the sports media industry. We also react to a viral TikTok shedding more light on these allegations and the public's response.

On this episode, we discuss the recent hack of the U.S. Treasury, suspected to be orchestrated by China, as revealed in reports from CNBC and Forbes. Learn how this breach compromised sensitive data, including the sanctions office, and the ongoing FBI investigation into the matter. We explore the implications for U.S. cybersecurity and national security.

On this episode, we break down how to win with money in 2025! From the updated tax brackets and increased contribution limits for 401(k)s and IRAs to the new HSA and FSA thresholds, we cover all the details you need to maximize your savings. Plus, learn about the rising gift tax limit and how these changes can help you stay ahead financially.

On this episode, we discuss the Biden administration's decision to withdraw two major student loan forgiveness plans and the impact on borrowers. These plans could have reduced or eliminated debt for millions of Americans, particularly those in repayment for decades or facing financial hardship. With the Supreme Court striking down Biden's earlier forgiveness efforts and operational challenges cited for the withdrawal, borrowers are left searching for alternatives. We also explore how many Americans are struggling to make necessary financial decisions to repay their student loans and what forgiveness options still exist under Public Service Loan Forgiveness (PSLF) and other programs.

On this episode, we dive into the House GOP's failed attempt to fast-track a new funding bill, pushing the government closer to a shutdown. The bill, which includes funding extensions and debt limit suspension, faces challenges in both the Republican-controlled House and the Democratic-controlled Senate. Speaker Mike Johnson's leadership comes under scrutiny as tensions rise, while President-elect Trump pushes for bold debt ceiling reforms. Could this political standoff spell trouble for Johnson's speakership and the nation's economy?

On this episode, former President Trump acknowledges the challenge of lowering grocery prices if re-elected, despite it being a key campaign promise. He attributes the current high prices to the Biden administration and outlines his plan to address the issue by increasing U.S. energy production and resolving supply chain problems.

On this episode, we discuss the rising trend of people without type 2 diabetes using Ozempic and the potential long-term side effects of this off-label use. We also dive into a chaotic situation in Atlanta where a beauty supply store was evicted, leading to its supplies being thrown into the parking lot. Citizens rushed to retrieve the items, but local officials declared the goods off-limits and sent them to the dump, despite Georgia law reportedly stating otherwise.

On this episode, we cover the tragic killing of UnitedHealth CEO Brian Thompson in New York. Authorities believe the suspect traveled by bus from Atlanta to New York, appearing on multiple surveillance cameras before the crime. Thompson had reportedly been receiving death threats for some time. Speculation arises that this could be connected to how UnitedHealthcare processed claims, as Thompson led the insurance unit. In the wake of this tragedy, many CEOs are turning to private security companies to enhance their safety measures.

On this episode, we discuss the president-elect's pick for Secretary of Treasury and how their approach could balance Trump's tariff policies. With a focus on controlling excessive tariffs while positioning Trump to stimulate economic growth, this selection could have significant implications for the U.S. economy.

On this episode, we dive into the Harris/Waltz campaign's record-breaking $1 billion spending in just 100 days during the presidential election. Despite the massive expenditure, the campaign is reportedly still $20 million in debt. While some Democrats praise Kamala Harris for running a strong campaign under challenging circumstances, others criticize Biden for not stepping down sooner. There is also controversy over campaign spending choices, including high-profile events featuring artists like Beyoncé and interviews with Oprah, which came with hefty price tags.

On this episode, we cover the top five economic changes Americans might see when President-elect Trump takes office in 2025. From his tax plans to potential inflation shifts, we break down how Trump's policies could affect your money, the housing market, economic growth, and even your 401(k). Whether you're wondering about the future of affordable housing or the impact on retirement savings, we're here to explore what these policies might mean for you.

On this episode, we break down the viral TikTok "Chase Money Glitch" where users deposited fake checks into ATMs, sometimes worth up to $50k, only to see their accounts go negative by thousands. This wasn't a glitch but rather a fraudulent scheme that has left some facing felony charges and seeking legal help. Learn about the consequences and what's next for those involved.

On this episode, we discuss the Federal Reserve's first rate cut of 50 basis points since the 2020 pandemic, and its significance as the first of its kind since the 2008 global financial crisis. This move is expected to affect interest rates for mortgages, car loans, and credit cards. The Fed's decision stems from inflation nearing their 2% target, though they predict it to reach 2.5%, along with concerns over rising unemployment. Find out how this rate cut could impact your finances.

On this episode, we uncover the dangers of zombie mortgages—those forgotten second mortgages that resurface years after homeowners are told they no longer owe the debt. These loans can reappear unexpectedly, demanding payment and putting homes at risk of seizure as collateral. Learn how to protect yourself from this financial nightmare and what to do if a zombie mortgage haunts your home.

On this episode, we dive into the SAVE income-driven repayment plan and what borrowers need to know if they're enrolled. While payments may be paused for now, there are legal battles unfolding. The 8th Circuit Court in Missouri has already ruled against student loans, and the 10th Circuit Court in Kansas may follow suit. This could push the Supreme Court to make a critical ruling on President Biden's SAVE plan. Stay informed as we discuss the potential impact on student loan borrowers across the country.

On this episode, we delve into Project 2025, exploring both its advantages and disadvantages. We'll also discuss the political strategies surrounding this initiative, with Democrats attempting to link President Trump to Project 2025. On the other hand, President Trump is making efforts to distance himself from it, promoting his own distinct policy agenda for the upcoming election. Join us for an in-depth analysis of Project 2025 and the evolving political landscape as we head towards the 2025 election.

On this episode, we discuss what it takes to be considered in the top 5% of income earners in the U.S., Americans need to make at least $340,000 annually, with the lowest threshold in West Virginia and the highest in Washington, D.C. at $720,000. The highest-earning states are primarily located on the East and West Coasts. Despite these high income requirements, there are options for those looking to buy a home with no down payment through VA loans and USDA loans. Additionally, some banks offer down payment assistance, covering up to 2% of the required 3% for eligible borrowers.

In this video, we discuss the issue of squatters is becoming increasingly problematic in the United States.. States like Florida and Oklahoma are working to pass laws that would make squatting a criminal offense. Currently, squatting is only a civil matter, which means police are unable to remove squatters, leaving landlords to face lengthy legal battles to reclaim their properties. This video explores the growing squatter problem and the potential changes in legislation aimed at addressing it.

On this video, we explore the latest legislative efforts by Congress to decrease the fees businesses pay to credit card network providers like Visa and Mastercard. The goal is to lower prices for consumers. However, there is skepticism about whether these savings will be passed on, as was the case when debit card fees were reduced. Additionally, we discuss the potential impact on credit card rewards programs, which may see significant cuts similar to those experienced by debit cards. Join us to understand how these changes could affect your wallet and credit card benefits.

On this episode of MoneyMindset, we explore the alarming trend of overvalued homes across the United States, focusing on the southern states. Tennessee, Arkansas, South Carolina, Montana, and Alabama top the list, with Memphis, Tennessee, taking the lead as the most overvalued metro city in America. We delve into the factors driving these inflated home prices and what it means for potential homebuyers and the housing market as a whole. Stay informed about the real estate trends that could impact your future home purchase.

On this episode of Money Mindset, we explore the staggering reality that childcare for two children now costs more than rent in all 50 states and more than a mortgage in 45 states. This is a major expense that parents have little control over. However, there are ways to mitigate these costs through proper family planning, securing jobs that earn enough to support their lifestyle, and managing money effectively. Join us as we discuss strategies to navigate these financial challenges and ensure a stable future for your family.

On this episode of Money Mindset, we dive into the surprising statistic that 25% of Gen-Z feels the need for a therapist when filing taxes, and 54% have cried or expect to cry due to tax-related stress. With many Gen-Z individuals juggling various forms like W-2s and 1099s from gig work, tax season can be overwhelming. However, there are numerous free resources available to help Gen-Z navigate tax preparation more smoothly. Join us as we explore these challenges and highlight the tools and support systems that can ease the burden of tax season for young adults.

On this episode of Money Mindset, we break down the staggering cost of achieving the American Dream, now estimated at $3.4 million. This figure includes essential life expenses like saving for retirement, buying a home, purchasing vehicles, healthcare costs, and raising children. Despite the high cost, many Americans only earn about $2.3 million over their lifetime. The primary culprits? Lifestyle inflation and a lack of proper family planning. We explore how overspending on weddings, with the average cost reaching $36,800 for the wedding and engagement ring, and taking on unaffordable mortgages contribute to financial strain. Additionally, many choose not to pay down consumer debt, further complicating their financial future. Join us as we delve into these critical issues and offer practical advice to help you navigate the financial challenges of pursuing the American Dream.

On this episode of Money Mindset, we delve into the divergent financial philosophies of two titans in personal finance: Robert Kiyosaki and Dave Ramsey. While both have achieved considerable success, their approaches to money management couldn't be more different. Kiyosaki advocates for using debt as leverage to invest and minimize taxes, amassing over $1.2 billion in debt while boasting a $100 million net worth. Conversely, Ramsey preaches a debt-free lifestyle, aggressively paying off debt and avoiding borrowing altogether. Despite having no debt, Ramsey has accrued a $200 million net worth. Join us as we dissect the contrasting viewpoints of these financial gurus and explore the implications of their strategies for achieving financial freedom and security. Don't miss this enlightening discussion on debt, investing, and wealth-building principles that could shape your financial future.

On this episode of Money Mindset, we confront the harsh reality facing Americans across the nation: the soaring cost of living that outpaces income growth. Join us as we delve into the staggering income requirements for achieving a comfortable standard of living in the top 25 major cities and beyond. With the median income needed to live comfortably exceeding $100,000 for single individuals and soaring above $200,000 for married couples with families of four, the financial strain is undeniable. Using a 50/30/20 budgeting framework, we uncover the stark disparities between income levels and the true cost of necessities such as housing, healthcare, and education. Through insightful analysis and real-life examples, we shed light on the challenges faced by individuals and families striving to make ends meet in an increasingly expensive environment. Don't miss this eye-opening discussion on the widening gap between income and expenses and the strategies for achieving financial stability in today's economic landscape.

On this episode of MoneyMindset, we delve into the complex landscape of homebuying in 2024. Aspiring homeowners are facing unprecedented challenges, as the traditional equation of affordability has been upended by a confluence of factors. Join us as we explore why prospective buyers now need to earn more than 80% compared to 2020 just to enter the housing market. Discover how the scarcity of new homes, coupled with soaring interest rates, has created a perfect storm, driving home prices beyond the reach of many. Despite the diligent efforts of hardworking individuals, stagnant wages fail to keep pace with the relentless climb in housing costs, leaving aspirational homeowners feeling increasingly squeezed. Through expert analysis and real-world insights, we unravel the complexities of today's housing market, empowering viewers with essential knowledge to navigate these turbulent waters. Join us as we shed light on the evolving dynamics of homebuying in 2024 and equip you with the tools needed to thrive in this challenging environment.

On this episode of Money Mindset, we challenge conventional wisdom surrounding retirement planning and the notion that a specific dollar amount, such as $1.5 million, is the key to a comfortable retirement. Join us as we explore the importance of shifting the focus from a fixed monetary target to understanding the broader implications of retirement on health, lifestyle, and location. Through insightful analysis and real-life examples, we debunk the myth that a predetermined sum guarantees financial security in retirement. Instead, we emphasize the significance of savings rate and proactive planning in crafting a retirement tailored to individual needs and aspirations. Don't miss this enlightening discussion on redefining retirement goals and charting a personalized path to financial freedom and fulfillment in later years.

On this episode of Money Mindset, we delve into the sobering reality facing the middle class in America: the struggle to maintain their desired lifestyle amidst mounting financial pressures. Join us as we unpack the criteria for a middle-class lifestyle, including stable employment, access to healthcare, emergency savings, retirement planning, and financial security. Despite the traditional ideals associated with the middle class, we reveal that a significant portion of Americans fall short of meeting these benchmarks. Through insightful analysis and real-life examples, we explore the challenges faced by middle-class families in balancing their financial obligations and aspirations. Don't miss this essential discussion on the evolving landscape of middle-class life in America and the strategies for achieving greater financial stability and peace of mind.

On this episode of Money Mindset, we tackle a significant financial hurdle faced by many Americans: the staggering cost of car payments and its impact on wealth-building. Join us as we uncover the startling statistics revealing that the average monthly car payment for a new car is nearly $750, while for a used car, it's approximately $530. These hefty payments pose a substantial barrier to financial progress, eroding individuals' ability to accumulate wealth over time. Regardless of credit score, many Americans are opting for long-term loans, averaging nearly 70 months in duration. Through insightful analysis and expert commentary, we delve into the implications of prolonged car payments on financial stability and offer practical strategies for breaking free from the cycle of debt. Don't miss this essential discussion on reclaiming control of your finances and building a more secure financial future.

On this episode of Money Mindset, we delve into a bold movement gaining traction among student loan borrowers: the decision to boycott loan payments as a means of exerting pressure on the federal government to address the student loan crisis in America. Join us as we explore the motivations behind this movement and the implications for borrowers and policymakers alike. With 1 out of 10 student loan borrowers participating in this act of civil disobedience, we examine the broader societal and economic impact of mounting student loan debt. Through insightful analysis and expert commentary, we shed light on the urgent need for comprehensive reform and solutions to alleviate the burden of student loan debt on millions of Americans. Don't miss this critical discussion on the power of collective action and the quest for meaningful change in the realm of student loans.

In our latest episode of Money Mindset, we confront a sobering statistic: nearly half of Americans are unable to cover a $1000 emergency expense, whether it's for a car repair or medical bill. Join us as we delve into the implications of this financial vulnerability on individual households and broader economic stability. We explore how factors such as education level, race, marital status, and parental responsibilities impact savings rates, shedding light on the disparities that exist within our society. Through insightful analysis and real-life examples, we uncover the complex interplay between socioeconomic factors and financial preparedness, offering actionable insights to help viewers navigate these challenges and build a more secure financial future. Don't miss this critical discussion on the barriers to emergency savings and the strategies for overcoming them.

On this episode of Money Mindset, we explore a significant generational shift in financial attitudes and behaviors: Gen Z couples' propensity to keep their finances separate, irrespective of marital status. Join us as we delve into the underlying reasons behind this trend, with Gen Z expressing concerns about preserving their financial independence within their relationships. We uncover the hesitancy among young couples to disclose the extent of their credit card and student loan debts, reflecting broader anxieties around financial transparency and vulnerability. Through insightful analysis and expert insights, we navigate the complexities of financial intimacy in modern relationships, offering strategies for fostering open communication and shared financial goals. Don't miss this thought-provoking discussion on the evolving dynamics of financial partnerships among Gen Z couples.

On this episode of Money Mindset, we tackle the staggering reality that childcare costs have surpassed even college expenses for many parents. Join us as we dive into the startling statistics, revealing that some families are shelling out over $36,000 annually on childcare alone, with the average hovering around $18,000 per year. Despite recommendations from the Department of Health and Human Services that childcare should ideally constitute no more than 7 percent of household income, the harsh truth is that affordable daycare remains elusive for most parents. Through insightful analysis and real-world examples, we explore the financial strain faced by families and the urgent need for solutions to ensure accessible and affordable childcare for all. Don't miss this critical discussion on one of the most pressing challenges facing modern families today.

On this episode, we delve into three fascinating financial trends shaping the landscape for adults under 40. Join us as we explore the phenomenon of the “bank of mom and dad,” uncovering how young adults are increasingly relying on parental support for financial stability. We also examine the surge in black investors since the pandemic, highlighting the growing diversification within investment communities. Additionally, we shine a light on the concerning reality that many individuals retire with a mortgage, discussing the implications and strategies for addressing this common scenario. Don't miss out on this insightful exploration of contemporary financial dynamics and their impact on younger generations.

On this episode of MoneyMindset, we delve into the startling reality that many high-earning Americans, those making $100,000 or more annually, are finding themselves trapped in a paycheck-to-paycheck cycle. Explore the underlying factors driving this phenomenon, from overwhelming debt burdens and lifestyle inflation to the relentless pressures of high-cost living. Uncover the sacrifices these individuals make, including neglecting essential maintenance like oil changes and dental care, as they struggle to make ends meet. Join us as we explore practical solutions to break free from this cycle, including the importance of budgeting, debt repayment strategies, and cutting expenses. Discover actionable steps to regain financial control, prioritize savings and investments, and pave the way towards long-term financial security. Don't miss out on this insightful discussion that could transform your approach to personal finance.

On this episode of Money Mindset, we delve into a thought-provoking Forbes article that explores the reasons behind the pervasive issue of Americans living paycheck to paycheck. Uncover key insights from a survey addressing factors such as soaring housing costs, low incomes, and mounting debt. Join the discussion as we explore strategies for paying off debt, building savings, and gain valuable insights into the current state of Americans' savings habits. Don't miss out on this informative analysis of the financial landscape and practical tips for achieving financial stability.

On this episode of Money Mindset, we discuss a Bloomberg article that breaks down why even rich Americans are struggling financially.

On this episode of Money Mindset, we discuss a Forbes article that explains why Americans don't need to be almost $300k a year to be happy.

On the first installment of Money Mindset, we discuss a CNBC and CNN article that breaks down the problems student loan servicers are facing with restarting student loan payments and how many Americans have yet to make their student loan payments.

On this end of year wrap up episode, we go over the new tax brackets, 401k/IRA limit increases and much more to help you prepare your finances for 2024.

On the final edition of Wealth Wednesday we discuss CNN article that breaks down the racial disparities between the conventional mortgage approval rates of Black and White applicants at Navy Federal Credit Union.

On this episode of Wealth Wednesday we discuss yahoo Finance article that list the top 6 reasons a majority of home buyers and sellers regret with their home in 2023.

On this episode of Wealth Wednesday we discuss CNBC make article that review what Buy Now, Pay Later (BNPL) is and the pros and cons of using BNPL vs. Credit Cards.

On this episode of Wealth Wednesday we discuss CNBC article s detailing the increase in Black Friday and Cyber Monday spending and how retailers and consumers are dealing with holiday deals.

On this episode of Wealth Wednesday we discuss a California Government website article breaking down the increase of minimum wage for faster workers to $20 an hour.

On this episode of Wealth Wednesday we discuss a yahoo Finance article breaking down the $1.8B settlement the real estate industry is facing due to inflated commissions.

On this episode of Wealth Wednesday we discuss a CNBC article breaking down the current state of the housing market and how it can have a long-term impact on the overall economy.

On this episode of Wealth Wednesday we go over a NPR article that discusses whether or not DJ Envy was involved in a Real Estate fraud scheme with Cesar Pina and how it impacted the alleged victims.

On this episode of Wealth Wednesday we go over a CNBC article that list out the steps most Americans are taking to prepare for a recession.