Podcasts about save plan

In this episode of Journey to Launch, I'm joined once again by Travis Hornsby, founder of Student Loan Planner. Travis returns to break down the current state of student loans, including what's changed under the Biden and Trump administrations, what borrowers should expect moving forward, and how to navigate the uncertainty with smart, strategic planning. Whether you're a recent grad or have six-figure student debt, this episode will help you better understand your options and next steps. What You'll Learn in This Episode: What happened to Biden's student loan forgiveness and SAVE Plan—and why they're essentially dead How the IDR account adjustment and PSLF waiver may still benefit you What the new GOP proposals could mean for repayment plans and forgiveness timelines The difference between public vs. private student loans—and strategies for managing each Why many borrowers should consider enrolling in an Income-Driven Repayment (IDR) plan now Check out the video to this episode on YouTube here. Other Links Mentioned in episode:  Book Your Custom Student Loan Plan at Student Loan Planner, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Travis Hornsby: Website Instagram: @StudentLoanPlanner Twitter:@StudentLoanTrav Facebook:@StudentLoanPlan Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this episode of The Manic Candice Podcast, I dive deep into the overwhelming reality of student loan debt in America — the trillion-dollar crisis that's been trapping generations. I break down the most shocking and little-known facts about repayment, recent policy changes, and how the government is both helping and hurting borrowers. From the SAVE Plan's surprising benefits to the predatory nature of Parent PLUS loans, I cover it all and ask the real questions: Is this system meant to help us, or keep us in debt forever?I also touch on the latest headlines that have social media buzzing. We talk about the ongoing Diddy case and the new testimony from Cassie that's shaking things up. Plus, I give my raw take on the Tory Lanez and Megan Thee Stallion situation — especially after reports surfaced that Tory was stabbed in prison and rushed to the hospital. It's got me asking... did he really shoot Meg? And does Meg even know who did?If you're ready for a thought-provoking, unfiltered conversation on money, the justice system, and the blurred lines of fame, tune in now.- My Email: info@mdmaq.com- Visit my website: www.mdmaq.com

En este episodio, discutimos el caos que enfrentan millones de personas con préstamos estudiantiles tras el fin de las moratorias y los cambios de la administración Trump. ¿Sabías que más de 5 millones ya están en default y algunos de ellos ni se han dado cuenta? Exploramos la incertidumbre actual bajo la administración Trump, los cambios en las reglas del juego y qué pasos puedes dar si tú también estás atrapado en este desorden. Si estás confundido o preocupado por tus pagos estudiantiles, este episodio es para ti. Enlaces: ☕ ÚLTIMOS ESPACIOS para agendar tu Consulta GRATIS de 15 minutos con Manolo o Suhailly y te respondemos cualquier pregunta que tengas sobre La Comunidad, Money Coaching, o cualquier otro de nuestros espacios. https://calendly.com/coab/consulta-de-15-mins-con-coab CONSULTA INDIVIDUAL con Suhailly y Manolo: Agenda una consulta con nosotros donde le haremos una radiografía en detalle a tus finanzas y sabrás cual es el próximo paso a seguir para lograr tus metas financieras...SOLO 10 ESPACIOS DISPONIBLES!!https://www.cafeonabudget.com/offers/ALLEZ2Mn ❤️DOUBLE MONEY DATE con Suhailly y Manolo: Ven con tu pareja y ten tu Money Date con nosotros. A través de esta consulta aprenderán a trabajar en equipo para lograr sus metas financieras este 2025. Solo hay 10 espacios disponibles!!!https://www.cafeonabudget.com/offers/eQZJAZLG ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕GUÍA GRATIS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

(March 06, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to discuss the tariffs  leading to 'doom spending.', student loan borrowers aren't doing so hot right now as the SAVE Plan has been in legal limbo, and we're getting an affordability czar. Justice Department launches probe into antisemitism allegations at UC. Looking for a ‘gently used' car in 2025? Good luck with that!

Host of ‘How to Money' Joel Larsgaard joins the show to discuss the tariffs  leading to 'doom spending.', student loan borrowers aren't doing so hot right now as the SAVE Plan has been in legal limbo, and we're getting an affordability czar.

Questions? Thoughts? Send a Text to The Optometry Money Podcast!The student loan landscape is shifting again! In this episode, Evon breaks down the latest updates on the SAVE Plan, the recent court rulings, and what these changes mean for optometrists navigating their student loan repayment.With major legal challenges in play, borrowers on SAVE are currently in interest-free forbearance, but the future of the program remains uncertain. Evon unpacks the key takeaways from the recent 8th Circuit Court of Appeals decision, discusses potential next steps, and shares what optometrists should consider when making student loan repayment decisions.What You'll Learn:✅ Background on the SAVE Plan & Legal Challenges – Why the courts put SAVE on hold and what's next✅ What This Means for Optometrists – How the latest rulings impact those on SAVE, PAYE, and IBR plans✅ Should You Switch Plans? – Factors to consider before making a move✅ Tax Strategies for Student Loan Borrowers – Filing tips to optimize student loan repayment✅ Preparing for Uncertainty – Practical steps to protect your financial futureKey Takeaways:

This week on "Off The Cuff," Beth and Karen are joined by Megan and Jill to discuss multiple updates from the Department of Education (ED). Karen kicks off the episode by debriefing listeners on ED's Dear Colleague Letter (DCL) that directed institutions to cease using race preferences as a factor in admissions, financial aid, hiring, training, and other institutional programming, or be at risk of losing federal funding. Megan then discusses the latest updates with income-driven repayment (IDR) plans, including ED taking down the online application for the Saving on a Valuable Education (SAVE) program and other income-based plans. From there, Jill unpacks the availability of batch correction functionality for the 2024-25 and 2025-26 FAFSA, and what financial aid professionals can expect. Lastly, the team discusses Linda McMahon's pending confirmation as ED secretary, and the pending executive order from President Donald Trump that could seek to dismantle ED. 

The legal battle over the SAVE plan just took another turn. With the injunction now made permanent, what happens next? Learn how this latest court decision affects your repayment plan, the impact on student loan forgiveness, and what it means for current and future borrowers. We'll also cover the legal and legislative angles, what to watch for in the coming months, and how to adjust your student loan strategy. If you're wondering whether student loan forgiveness is still in play or how this affects your next steps, tune in to this episode. Key moments: (02:48) The ICR statute doesn't explicitly promise forgiveness after 25 years (04:44) What the SAVE injunction means in plain terms (07:31) How this ruling could throw a wrench into House Republicans' tax cut plans (12:09) What to consider if you're in the SAVE forbearance or going for PSLF   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode, Matt and Rabih discuss the interconnectedness of Walmart, the Federal Reserve, and tariffs, exploring how these elements influence the market. They also touch on the recent layoffs at the IRS, the potential effects on consumer spending, and the ongoing discussions surrounding student loans. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

A lot has changed with federal student loans over the past year, and in this episode of Financially Naked: Stories from The Financial Gym, Tina and Kylie discuss the latest updates. They cover the status of the SAVE Plan, what borrowers should do if they're close to forgiveness on other plans, and how to prepare for potential changes in the future. With so much uncertainty in the student loan space, staying informed and vigilant is the best way to be prepared.     For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

Today on America in the Morning   Judge Denies Democrats On DOGE A federal judge denied a Democrat-led effort to block access by the Department of Government Efficiency, or DOGE, to accessing government data, saying the plaintiffs could not prove irreparable harm. Correspondent Haya Panjwani reports that this comes as President Trump stated that Elon Musk is not in charge of DOGE, but merely working in an advisory role.     US-Russia Meeting On Ukraine President Trump says that there must be an end to the war in Ukraine, which comes as Secretary of State Marco Rubio is in Saudi Arabia meeting with his Russian counterparts in an attempt to lay the foundation for peace. Washington correspondent Sagar Meghani reports that nobody representing Ukraine was invited to the talks.    Court Rules On Biden Student Loan Plan An appeals court may have put an end to former President Joe Biden's student loan forgiveness program, ruling that Biden's secretary of education went beyond his authority regarding the SAVE Plan.    Adams Heads To Court The case against New York City's Mayor is in the hands of a judge. Correspondent Julie Walker reports New York's Governor is considering removing Eric Adams as Mayor, and Hakeem Jeffries says Adams has a job to do, audio courtesy of New York One.   Stories Of Survival More details are being learned and some people who were on the Delta Airlines flight that crashed after landing in Toronto are telling their stories. Correspondent Ed Donahue reports.    Lutnick Confirmed Another name has officially been added to President Trump's cabinet following a Senate vote. Correspondent Donna Warder reports.     Trump Blames Ukraine For War President Trump appeared to place the blame for the war in Ukraine on the Ukrainians in remarks to the press yesterday... this as negotiators for the White House met with Russian counterparts to lay out a framework for peace. John Stolnis has more from Washington.    Trump & Musk On Fox News President Donald Trump and Elon Musk praised each other, blasted Democrats, and defended the work of the Department of Government Efficiency, or DOGE, in an hour-long interview with Sean Hannity that aired last night on Fox News. Correspondent Rich Johnson has details.    America's Arctic Blast The death toll continues to rise in Kentucky following a deluge of rain that caused flash flooding, while temperatures in the Northern Plains remain below zero and snow blankets areas around the Great Lakes.    Peltier Controversy Continues Leonard Peltier, a Native-American activist who was released from prison after his life sentence was commuted by former President Joe Biden, has returned home. Correspondent Jennifer King reports on the release of the man who was serving sentences for the murders of two FBI agents.    House GOP Eying Medicaid Changes As the House GOP work to craft a budget, one of their targets to eliminate waste is in Medicaid, which could include a combination of cuts and work requirements. Washington correspondent Sagar Meghani reports.     Latest In The Middle East The United Nations says it may take well over $50 billion dollars to rebuild Gaza following the October 7 attack on Israel that started the war in the Gaza Strip. Hamas announced it will hand over 6 living Israeli hostages and the bodies of four others on Saturday, including an infant and toddler who were taken hostage by the terror group. Correspondent Laurence Brooks reports.   Finally   Pope Francis has been diagnosed with bilateral pneumonia. The Vatican released information saying the Pontiff has pneumonia in both lungs, and remains hospitalized.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Laura answers a listener's question about managing student loans in forbearance and reviews seven things about the SAVE Plan to know. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

On this episode, we dive into the SAVE income-driven repayment plan and what borrowers need to know if they're enrolled. While payments may be paused for now, there are legal battles unfolding. The 8th Circuit Court in Missouri has already ruled against student loans, and the 10th Circuit Court in Kansas may follow suit. This could push the Supreme Court to make a critical ruling on President Biden's SAVE plan. Stay informed as we discuss the potential impact on student loan borrowers across the country.

Featured on WGN Radio's Home Sweet Home Chicago on 10/19/24: Student loan attorney Rae Kaplan, A.K.A. The Student Loan Assassin, joins the program to discuss the SAVE plan and what your best course of action might be if you are currently in forbearance. Learn more about the Kaplan Law Firm by going to financialrelief.com or calling Rae […]

Attorney Rae Kaplan of Kaplan Law Firm joins Jon Hansen, in for John Williams, to discuss the Saving on a Valuable Education (SAVE) Plan under the Biden Administration and who this plan affects. Rae also answer listener’s questions.

Attorney Rae Kaplan of Kaplan Law Firm joins Jon Hansen, in for John Williams, to discuss the Saving on a Valuable Education (SAVE) Plan under the Biden Administration and who this plan affects. Rae also answer listener’s questions.

Hey Hey! In today's episode, I'm diving into some groundbreaking news from the Biden-Harris Administration that's going to change the lives of thousands of student loan borrowers. We're talking about $1.2 billion in student loan forgiveness for borrowers enrolled in the SAVE Plan and an additional $1.2 billion for public service workers under the PSLF Program.

Attorney Rae Kaplan of Kaplan Law Firm joins Jon Hansen, in for John Williams, to discuss the Saving on a Valuable Education (SAVE) Plan under the Biden Administration and who this plan affects. Rae also answer listener’s questions.

In this episode of The Dental Brief, Patrick welcomes Mark Johnson, CEO of StudentLoansRx, to discuss a critical issue facing dental professionals—student loan debt. Mark, with over 30 years of experience in wealth advising, shares how he began helping dental professionals manage their financial challenges, focusing on strategies to tackle massive student loans.Tune in to learn about common financial missteps, the true cost of delaying major life decisions, and how to avoid letting debt dominate your future. Mark also introduces the SAVE Plan and offers practical advice for minimizing debt, making smart investments, and planning for long-term financial success. Don't miss his tips on filing taxes, the importance of early planning, and how even small financial decisions can have a huge impact over time.Visit StudentLoansRx.com for a free consult and start your journey to financial freedom. ***** SPONSOR: – Omni Premier Marketing: https://omnipremier.com/dental-marketing/ CONNECT: – Facebook: https://www.facebook.com/thedentalbrief/ – Instagram: https://www.instagram.com/thedentalbriefpodcast/ – LinkedIn: https://www.linkedin.com/in/dental-brief-podcast-564267217 – Patrick's LinkedIn: https://www.linkedin.com/in/pchavoustie/– Youtube: https://www.youtube.com/channel/UCd08JzybKfNH0v12Q9jf50w WEBSITE: – https://dentalbrief.com/

This Day in Legal History: Civil Rights Act of 1957On August 29, 1957, the U.S. Congress passed the Civil Rights Act of 1957, marking the first federal civil rights legislation enacted since the Reconstruction era. This landmark act aimed to address racial discrimination and was a significant step in the ongoing struggle for civil rights in America. The law established the U.S. Commission on Civil Rights, a bipartisan body tasked with investigating voter discrimination and other civil rights violations. Additionally, it created the Civil Rights Division within the U.S. Department of Justice, empowering federal prosecutors to seek injunctions against those who violated voting rights. Although the act faced significant opposition and was weakened by compromises, it paved the way for future, more comprehensive civil rights legislation. It also symbolized the federal government's renewed commitment to addressing racial inequality, setting the stage for the civil rights movements of the 1960s. The Civil Rights Act of 1957 is often viewed as a foundational moment in the modern civil rights era, reflecting the nation's evolving attitudes toward race and justice.Lawyers who successfully challenged Elon Musk's $56 billion Tesla pay package are seeking a record $6 billion in fees, but Delaware's top court has cautioned against awarding "windfall" fees. Chancellor Kathaleen McCormick of Delaware's Court of Chancery, who is overseeing the case, must decide on the fee amount and whether a shareholder vote restored Musk's pay, which could reduce the fee. The lawyers argue that their fee request is justified by their significant victory and years of unpaid work. However, the court has signaled that extremely high fees should be carefully scrutinized to avoid excessive compensation. If the pay package is considered restored, Tesla's liability for a large fee might be reduced.'Windfall' fees now less likely for lawyers who sued to cut Musk's Tesla pay | ReutersThe U.S. Supreme Court has decided to keep President Joe Biden's student-loan relief plan on hold, maintaining the pause imposed by a federal appeals court. This decision prolongs uncertainty for around 8 million borrowers enrolled in the SAVE plan, which aimed to lower monthly payments and provide other benefits. The Department of Education expressed disappointment, highlighting the plan's potential to ease financial burdens.The Supreme Court's action follows its earlier rejection of a separate Biden debt relief plan, which it deemed unauthorized by Congress. Missouri and other Republican-led states argue that the SAVE plan is similarly flawed, as it would eliminate up to $475 billion in debt, making it even more expansive than the prior initiative. The Biden administration insists that the states lack legal standing and that Congress granted the Education Department the necessary authority to implement such plans.The 8th U.S. Circuit Court of Appeals is expected to deliver a ruling soon, but for now, new enrollments in the program are halted, and borrowers face the possibility of penalties once the current payment grace period ends next month.Supreme Court Keeps Biden Student-Loan Relief Plan on Hold (2)US Supreme Court declines to revive Biden's student debt relief plan | ReutersIn a piece for Forbes I wrote a bit about the unrealized gains tax, or wealth tax, that has engendered much consternation among people not worth $100m. By way of background, the Biden administration's FY 2025 budget proposes a 25% wealth tax on unrealized gains for individuals owning over $100 million in assets. Unrealized gains are the increase in an asset's value that hasn't been sold or converted into cash, meaning the gains exist only on paper. This proposal largely affects the ultra-wealthy, with the average taxpayer not impacted.To illustrate, consider someone who invests $250,000 in a stock, and its value increases 40 times within a year. Even with this substantial gain, the investor wouldn't face the unrealized gains tax unless their shares appreciated another ten times, reaching a value of $100 million. At that point, they would owe $24.9 million in taxes, requiring them to sell a portion of their shares. Despite the hefty tax bill, they would still retain significant wealth.Critics worry that such a tax might lead to a stock market downturn if large shareholders sell off assets to cover their tax obligations. However, selling shares to fund other projects is common, and similar concerns about market instability aren't typically raised in those cases. In sum, you almost certainly needn't worry about an unrealized gains tax if you are listening to this–and should be more concerned about what kinds of services you can expect to receive from the revenue raised from such a tax. If I may briefly editorialize: think about the earlier story, where student debt relief has been shelved–or possibly killed entirely. The only time the national discourse revolves around what a policy will cost–the cost would be borne by the ultra-wealthy and benefits would flow to low and middle-income households. Keep an eye on that, it may be important. Unrealized Gains Tax—Visualizing $100m And When To Be Concerned This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Today on America in the Morning   Latest On The Campaigns Senior Democrat leaders believe a state that once seemed lost, Georgia, is now in play with Vice President Kamala Harris at the top of the ticket, so Harris and running mate Governor Tim Walz are embarking on a two day tour of rural Georgia. John Stolnis has more on the race for the White House.    FBI Releases More Details On Attempted Trump Assassination As the investigation into the attempted assassination of former President Trump continues, the FBI says the man who tried to shoot Donald Trump in July appears to have acted alone, and did a lot of research before the shooting. Washington correspondent Sagar Meghani reports.     SCOTUS On Student Loans The U-S Supreme Court is declining to reinstate President Biden's latest plan to cancel student debt for millions of borrowers. Correspondent Clayton Neville reports on what happens next for the SAVE Plan.    Cemetery Controversy There are now conflicting stories about an incident involving Donald Trump at Arlington National Cemetery.  The latest from correspondent Ed Donahue.   Judge Sides With Palin Chalk up a win for Sarah Palin. Correspondent Julie Walker reports the former Alaska Governor and Vice Presidential candidate's libel suit against the New York Times will be heading back to court.    Positive Transplant News There's great news on the medical front when it comes to organ donation. Correspondent Haya Panjwani reports on kidney donations being safer now than long thought.     Democrats Tour Georgia Tonight, Kamala Harris and her running mate Tim Walz will appear on CNN to give their first interview since accepting the Democrat nomination.  Washington correspondent Sagar Meghani reports.    Republicans Take To TV, Social Media & Battleground States The Trump and Vance campaign is focused on high prices, with Vance hitting Pennsylvania where he accused Kamala Harris of trying to champion accomplishments of Donald Trump, while the former president is scheduled to be in Michigan today as both are rallying in critical swing states where polling is extremely tight. Correspondent Clayton Neville reports.    Polling A Dead Heat With less than 70 days before the November election, the race for president is as tight as it can be. A new Fox News poll finds Vice President Kamala Harris with extremely narrow one to two point battleground state leads in Arizona, Georgia, and Nevada.    Jail For Two Over January 6 A Kentucky man who authorities say was the first rioter to breach the US Capitol on January 6, 2021 received a four-year prison term for his actions. Now, a militia group member also from the Bluegrass State who is seen on video entering the Capitol wearing a gas mask will spend the next five years behind bars. Correspondent Haya Panjwani reports.    Vegas Politician Learns His Fate A Nevada jury returned with a verdict in a case against a former politician who was charged with stabbing to death a newspaper reporter. Pamela Furr has the details.    Midwest Mystery Solved A two-decade Midwest mystery has finally been solved, after searchers find a missing plane and human remains in Michigan's Lake Huron. The details from correspondent Mike Hempen.     Investigating Train Troubles In the wake of last year's massive derailment disaster in Ohio, federal train regulators are still being held back on making serious change due to longstanding industry issues. Correspondent Jennifer King reports.    Tech News After a 10-year-old girl died allegedly due in part to a video recommendation from Tik Tok, an appeals court says the mother may sue the social media company for targeting her daughter.  Here's Chuck Palm with today's Tech news.    Finally   Whether you're traveling by train, plane, or automobile, you'll need to pack plenty of patience and even a backup plan in case something goes wrong. Correspondent Julie Walker reports on what's expected to be record-breaking Labor Day travel weekend. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Since its earliest days, the Biden Administration has been clear as to its goal of addressing what it sees as a crisis of student debt by forgiving notable segments of existing student loans. To that end, it has pursued several plans -- the attempted forgiveness of loans under the HEROES Act struck down in Biden v. Nebraska (2023), the SAVE Plan which is currently being litigated, and further yet-to-be-finalized actions from the Department of Education.The SAVE Plan, more officially titled "Improving Income Driven Repayment for the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan (FFEL) Program.” (88 Fed. Reg. 43,820), seeks to amend the existing Higher Education Act REPAYE Program. It does so in three ways: lowering the cap for repayment relative to a borrower's discretionary income, redefining "discretionary" income, and canceling the loans of borrowers with a principal of $12000 or lower after 10 years of payments, adding a year for every $1000 borrowers had as a principal above that line. The Department of Education estimates these challenges would cost $137.9 billion over the next ten years, with others estimating the cost would be closer to half a trillion dollars.Much like the HEROES Plan before it, the SAVE Plan has been subject to several challenges that are currently being litigated. Join us for a litigation update where Abhishek Kambli and moderator Sheng Li will sum up the statuses of the ongoing challenges and discuss where they may be going next.Featuring:Abhishek Kambli, Deputy Attorney General - Special Litigation and Constitutional Issues, Office of the Kansas Attorney General(Moderator) Sheng Li, Litigation Counsel, New Civil Liberties Alliance

Thursday, August 15th 2024Today, annual inflation has fallen to a three-year low setting up a fed rate cut; turnout in the Wisconsin primary was the highest its been in 60 years as voters oust more than half a dozen legislators; JK Rowling and Elon Musk are named in Imane Khelif's cyberbullying lawsuit; the Arizona Supreme Court allows the “unborn human being” language back in the ballot measure pamphlet language; Tim Walz has agreed to an October 1st vice presidential debate though Vance has not responded; nine more Republican state attorneys general have sued Biden's voter registration program; the DoJ has submitted it's brief in the student debt relief appeal; the Montana Supreme Court rules that parental consent for abortion is unconstitutional; plus Allison and Dana deliver your Good News.Promo Code:Go to JOINdeleteme.com/Dailybeans and use promo code Dailybeans for 20% off. Our show is always free, but if you want to support us and get ad free episodes before they go out to the public, you can become a patron at patreon.com/muellershewrote.StoriesConsumer Price Index Summary (U.S. Bureau of Labor Statistics)9 More Republican-Led States Sue Biden Over 2021 Voter Registration Order (Democracy Docket)Turnout in Wisconsin election tops 26%, highest in 60 years for fall primary in presidential year (AP News)J.K. Rowling and Elon Musk Named in Cyberbullying Lawsuit Filed by Algerian Boxer Imane Khelif After Olympic Win (Variety)In stark SCOTUS filing, DOJ challenges appeals court ruling against SAVE student loan plan (Chris Geidner | Law Dork Substack)Give to the Kamala Harris Presidential CampaignKamala Harris (MSW Media Donation Link) — Donate via ActBlueCheck out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://post.news/@/MuellerSheWrote?utm_source=TwitterAG&utm_medium=creator_organic&utm_campaign=muellershewrote&utm_content=FollowMehttps://muellershewrote.substack.comhttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsHousing Choice Voucher Program Section 8 Fact Sheet (hud.gov)Don't be fooled on Missouri Amendment 7: It's an insider attempt to silence your voice | Opinion (Kansas City Star | AOL.com)Write to muellershewrote@gmail.com and put “Pancake” in the subject line to get connected with Pancake's foster family. Jenna, please send us an email so we can contact you; your email was incomplete.Emotional Support Baguette (Etsy) Live Show Ticket Links:https://allisongill.com (for all tickets and show dates)Friday August 16th Washington, DC - with Andy McCabe, Pete Strzok, Glenn Kirschner https://tinyurl.com/Beans-in-DCSaturday August 24 San Francisco, CA https://tinyurl.com/Beans-SF Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

This Day in Legal History: Swiss Banks Settle with Holocaust SurvivorsOn August 12, 1998, a landmark settlement was reached when Swiss banks agreed to pay $1.25 billion to Holocaust survivors and their heirs. The settlement resolved lawsuits that accused the banks of withholding millions of dollars deposited by Holocaust victims before and during World War II. For decades, these accounts had been frozen, and the banks had been criticized for their lack of transparency and for making it difficult for survivors and their families to access the funds. The lawsuits brought to light the complex role that Swiss financial institutions played during the war, often prioritizing financial gain over moral responsibility. This settlement was seen as a significant acknowledgment of the wrongs committed and a step toward justice for the victims. The agreement also marked a broader recognition of the need to address the financial injustices faced by Holocaust survivors, setting a precedent for other restitution efforts globally. The $1.25 billion fund was distributed to survivors, heirs, and various Jewish organizations, symbolizing a long-overdue attempt to rectify the banks' wartime conduct. The settlement highlighted the intersection of financial institutions, moral responsibility, and historical accountability in the aftermath of one of history's greatest tragedies.The recent Supreme Court ruling in SEC v. Jarkesy has sent shockwaves through federal health agencies, significantly impacting their ability to impose civil penalties. The decision, which requires a jury trial for civil penalties in SEC cases, is expected to influence how agencies like the Department of Health and Human Services (HHS), the Centers for Medicare & Medicaid Services (CMS), and the Food and Drug Administration (FDA) conduct enforcement actions. Legal experts suggest that this ruling could lead to increased legal challenges from healthcare entities, such as hospitals and drugmakers, against penalties imposed by these agencies. The ruling has raised questions about the constitutionality of administrative procedures, particularly those handled by administrative law judges, and may force agencies to reassess their enforcement strategies. The decision could also slow down current enforcement actions while agencies evaluate their legal standing. This ruling is likely to embolden those facing civil penalties to challenge the HHS and its agencies in court, especially in areas like Medicare, tobacco regulation, and the 340B Drug Pricing Program.By way of very brief background, in SEC v. Jarkasy, the Fifth Circuit held that the SEC's administrative enforcement of fraud claims without jury trials violated the Seventh Amendment, as such claims involve traditional common law matters warranting a jury. The court also ruled that the Dodd-Frank Act's broad delegation of authority to the SEC to choose between administrative proceedings and federal court without clear guidelines violated the nondelegation doctrine. Additionally, the protections against removal for administrative law judges (ALJs) were found to infringe on the President's duty under Article II. The Supreme Court later upheld the Seventh Amendment violation but did not address the other issues.Health Agency Approach on Civil Penalties Shaken by High CourtIsmael "El Mayo" Zambada, a prominent Mexican drug lord and co-founder of the Sinaloa Cartel, claimed he was deceived and forcibly taken to the United States last month. In a statement released by his lawyer, Zambada alleged that he was lured into a meeting by Joaquin Guzman Lopez, the son of his former partner Joaquin "El Chapo" Guzman, and state officials in Sinaloa. He recounted being ambushed, restrained, and flown to the U.S. under duress. Contrary to Zambada's account, Guzman Lopez's lawyer and U.S. authorities assert that Guzman Lopez surrendered voluntarily after negotiations. During the incident, Zambada claims that one of the officials involved, Hector Cuen, was killed, and his bodyguard has since disappeared. Both Zambada and Guzman Lopez have pleaded not guilty to drug-trafficking charges in the U.S.'El Mayo' says he was ambushed in new account of US arrest | ReutersA federal appeals court has extended an order blocking President Joe Biden's administration from implementing its student debt relief plan, which aimed to lower monthly payments and accelerate loan forgiveness for millions of borrowers. The 8th U.S. Circuit Court of Appeals, responding to an appeal from seven Republican-led states, granted an injunction that halts further implementation of the Saving on a Valuable Education (SAVE) Plan. This ruling follows a previous order that temporarily blocked parts of the plan. The court's decision means that while loans already forgiven won't be reversed, future implementations are on hold. The Biden administration criticized the ruling, arguing it would increase costs for borrowers, while the Republican-led states contend that the administration exceeded its legal authority with the plan. The SAVE Plan, which had partially taken effect, was projected to benefit over 20 million borrowers but now faces legal hurdles that may delay or alter its future. This development follows earlier challenges to Biden's broader $430 billion debt cancellation initiative, which was blocked by the U.S. Supreme Court in 2023.Federal court extends block on Biden's student debt relief plan | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

________ Dr. Disha discusses the SAVE Plan, a student loan forgiveness initiative introduced by the Biden administration, now embroiled in legal battles.  The plan, designed to replace the REPAYE plan, offers significant concessions to borrowers but has faced lawsuits from Republican-led states.  With parts of the plan temporarily blocked and the issue likely heading to the Supreme Court, borrowers are placed in administrative forbearance.  Dr. Spath advises borrowers to stay informed, consider switching repayment strategies if close to forgiveness, and emphasizes the importance of voting in the 2024 election to influence the future of student loan policies. RESOURCES MENTIONED SAVE Plan - Saving on a Valuable Education Plan. Biden-Harris Administration - Initial attempts to provide student loan relief. HEROES Act of 2003 - Used by the administration to justify loan cancellation. Higher Education Act - Cited for introducing the SAVE Plan. Income-Driven Repayment Plans (IDR) - Comparison to the SAVE Plan. Public Service Loan Forgiveness (PSLF) - Impact of administrative forbearance on PSLF. Supreme Court - Legal challenges and potential rulings on the SAVE Plan. 2024 Election - Potential impact on the future of student loan forgiveness. Trump Administration - Previous stance on student loan forgiveness and proposals. Department of Education - Administrative actions and current status of the SAVE Plan. —---

An important update about the SAVE Plan.  

This Day in Legal History: Pennsylvania First Movie Censorship LawsOn July 19, 1911, Pennsylvania enacted the first movie censorship laws in the United States, marking a significant moment in legal and cultural history. These laws empowered a state board to review and censor films, aiming to protect the public from what were considered immoral or indecent content. This move sparked a wave of similar legislation across the country, as other states quickly followed Pennsylvania's lead. The push for film censorship reflected broader societal concerns about the influence of motion pictures on public morals, especially on the youth.The legal landscape for film censorship was further solidified in 1915 when the US Supreme Court upheld the constitutionality of these laws in the case of Mutual Film Corporation v. Industrial Commission of Ohio. The Court ruled that movies were a form of business, not art, and therefore not entitled to First Amendment protections. This decision effectively endorsed the states' rights to regulate the burgeoning film industry, leading to widespread and varied censorship practices.It wasn't until 1952, with the case of Joseph Burstyn, Inc. v. Wilson, that the Supreme Court reversed this stance, recognizing films as a form of expression protected under the First Amendment. This pivotal shift underscored the evolving understanding of free speech and the role of movies in American culture. Pennsylvania's early censorship laws thus set the stage for a decades-long debate over the balance between regulation and freedom of expression in the arts.Over the past two terms, the U.S. Supreme Court has dismissed five significant cases from the conservative-leaning 5th U.S. Circuit Court of Appeals on the grounds of lacking legal standing. These cases involved controversial issues like abortion rights, online free speech, federal student loans, immigration, and Native American child welfare. By overturning these rulings, the Supreme Court emphasized the necessity for plaintiffs to demonstrate concrete and non-speculative injury to sustain their cases. This approach aims to reduce the number of politically charged lawsuits, often filed in states within the 5th Circuit due to its conservative reputation.Legal experts note that this trend marks a push for stricter judicial gatekeeping. The Supreme Court's 6-3 conservative majority has reinforced limits on standing, even affecting conservative plaintiffs and Republican-led states. This shift has been evident in cases such as Texas and Louisiana's challenges to Biden's immigration policies, and anti-abortion groups' attempts to restrict access to mifepristone. Notably, some decisions were unanimous, while others saw sharp divisions among the justices.The doctrine of legal standing prevents courts from resolving policy disputes better suited for legislative arenas. Historically, liberals tested the boundaries on standing, but recent rulings show a change in this dynamic. The Supreme Court's actions could limit state attorneys general from frequently suing over opposing presidential policies, altering the landscape of American judicial proceedings. US Supreme Court is making it harder to sue - even for conservatives | ReutersOn July 19, 2024, a Russian court sentenced U.S. journalist Evan Gershkovich to 16 years in a maximum security penal colony on charges of espionage, a verdict his employer, the Wall Street Journal, condemned as a "disgraceful sham conviction." Gershkovich, 32, was accused of attempting to gather sensitive information about a tank factory in Yekaterinburg and became the first U.S. journalist charged with spying in Russia since the Cold War. His arrest in March 2023 prompted many Western journalists to leave Moscow. The court, citing state secrecy, held the trial behind closed doors, fueling speculation about a potential U.S.-Russia prisoner exchange.During the hearing, Gershkovich, who maintained his innocence, stood in a glass cage and listened to the judge's rapid verdict. The judge ruled that the 16 months Gershkovich had already spent in detention would count towards his sentence. The Wall Street Journal and Gershkovich's colleagues expressed outrage and pledged to continue efforts for his release, emphasizing that journalism is not a crime.Russian prosecutors alleged that Gershkovich was gathering secret information for the CIA about a company manufacturing tanks for Russia's war in Ukraine. The factory in question, Uralvagonzavod, has been sanctioned by the West. The rapid conclusion of the trial suggests a potential prisoner exchange could be on the horizon, though the Kremlin has not commented on this possibility.Gershkovich's case has drawn attention to the risks faced by journalists in Russia, with his sentencing seen as a warning to Western reporters. Despite his imprisonment, Gershkovich has remained resilient, engaging with friends through letters and reading Russian literature. This conviction highlights the ongoing tension between Russia and the West, and the precarious position of foreign journalists in Russia.Russian court jails US reporter Gershkovich for 16 years in spying case his employer calls a sham | ReutersOn July 18, 2024, the 8th U.S. Circuit Court of Appeals blocked President Joe Biden's new student debt relief plan, halting its implementation. This decision came after seven Republican-led states requested a hold on the U.S. Department of Education's Saving on a Valuable Education (SAVE) Plan, which aimed to reduce monthly payments for millions of borrowers. The ruling followed a previous decision by U.S. District Judge John Ross that partially blocked the plan by preventing further loan forgiveness.Missouri Attorney General Andrew Bailey, who led the effort against the SAVE Plan, praised the ruling as a victory for Americans who believe in self-reliance. He criticized the plan, arguing it would burden taxpayers with significant debt. An Education Department spokesperson indicated they were assessing the ruling and would communicate with affected borrowers while defending the plan.The SAVE Plan, announced by Biden in 2022, was part of a broader $430 billion initiative to cancel up to $20,000 in debt for eligible Americans, but this broader program was blocked by the Supreme Court in June 2023. The SAVE Plan, which partially took effect on July 1, promised more favorable repayment terms and aimed to benefit over 20 million borrowers, with 8 million already enrolled.Despite already granting $5.5 billion in relief to 414,000 borrowers, the plan's estimated cost of $156 billion over ten years is disputed by Republican state attorneys general, who argue the actual cost is closer to $475 billion. The legal battle over the SAVE Plan continues, with parts of it also being contested in other courts.US appeals court blocks all of Biden student debt relief plan | ReutersTwo former Tesla Inc. lawyers have recently secured prominent legal roles at new companies. David Misler, previously an associate general counsel at Tesla, has been appointed general counsel and corporate secretary for BusPatrol America LLC. Misler, who joined Tesla from the US Securities and Exchange Commission, announced his departure from Tesla to pursue new challenges.Emily Lough, Tesla's former chief intellectual property counsel, has been named general counsel for Cohu Inc., a semiconductor equipment manufacturer. Lough transitioned to Cohu as an assistant general counsel in late 2023.These moves are part of a broader trend of former Tesla lawyers landing significant positions at other firms, from startups to established enterprises. Tesla has experienced considerable turnover, with CEO Elon Musk known for his demanding management style. Recently, Tesla sought shareholder approval for Musk's $56 million pay package and experienced high-profile executive departures amid a workforce reduction of over 10%.Despite this churn, Tesla continues to bolster its legal team, actively recruiting for legal and government affairs roles. Since mid-2022, the company has been enhancing its in-house litigation team, with Tesla's general counsel, Brandon Ehrhart, inviting new recruits via LinkedIn.Misler, now leading the legal team at BusPatrol, is enthusiastic about contributing to the company's AI-driven school bus safety technology. Meanwhile, Lough succeeds Thomas Kampfer at Cohu, who received substantial compensation in his previous role.Both Misler and Lough reflect the ongoing trend of Tesla alumni moving into key legal roles in other organizations, highlighting the dynamic and challenging environment at Tesla and the high demand for its experienced legal professionals.Tesla Lawyers Get Top Legal Roles Elsewhere as Churn ContinuesThis week's closing theme is by Frédéric Chopin.This week, we delve into the world of Romantic-era music with a focus on one of the most beloved composers of that period, Frédéric Chopin, and his exquisite "Nocturne No. 2 in E-flat Major, Op. 9, No. 2." Born in 1810 in Poland, Chopin is celebrated for his profound contributions to piano music, blending lyrical beauty with technical brilliance. His nocturnes, a series of short piano pieces, are among his most admired works, characterized by their expressive melodies and delicate phrasing."Nocturne No. 2" stands out for its serene and lyrical qualities, encapsulating the essence of Chopin's style. Written in 1830-1832, this piece demonstrates his ability to evoke deep emotion through subtle harmonic shifts and intricate ornamentation. The piece begins with a gentle, flowing melody that is gracefully embellished, creating a dreamlike atmosphere. The central section introduces a more dramatic contrast, yet it returns to the initial theme, now even more richly adorned, before concluding with a tranquil coda.Chopin's nocturnes were heavily influenced by the works of Irish composer John Field, who pioneered the form. However, Chopin expanded upon Field's ideas, infusing them with his unique poetic sensibility and pianistic innovation. "Nocturne No. 2" is a prime example of this, showcasing Chopin's mastery of the piano and his profound understanding of musical expression.As this week's closing theme, "Nocturne No. 2" invites listeners to immerse themselves in its serene beauty and reflective mood, offering a perfect end to any musical exploration. This piece not only highlights Chopin's genius but also serves as a testament to the enduring power of Romantic music to move and inspire. Without further ado, enjoy the peaceful elegance of Chopin's "Nocturne No. 2," a timeless gem in the piano repertoire. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

The Saving on a Valuable Education (SAVE) plan faces legal heat. Two separate lawsuits, one in Missouri and another in Kansas, each attacking the plan from a different angle. Is the SAVE plan in danger of disappearing? I'll explain what the lawsuits mean for student loan borrowers and why they're a risk to the SAVE plan, so you know exactly what's going on. In today's episode: 02:04 The Missouri and Kansas lawsuits could go all the way to the Supreme Court 07:17 Progressive groups advocate freezing the student loan system 17:54 My advice for borrowers caught in the middle 24:03 Tax-free forgiveness for borrowers in the private sector expires in 2026   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning   Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Featured on WGN Radio's Home Sweet Home Chicago on 07/06/24: Student loan attorney Rae Kaplan, A.K.A. The Student Loan Assassin, joins the program to highlight the SAVE plan, who qualifies, and how to learn more about student loan forgiveness. Learn more about Kaplan Law Firm by going to financialrelief.com or calling Rae at 1-312-294-8989.

We started off this week's show by chatting with Rae Kaplan of the Kaplan Law Firm about the student loan SAVE Plan. Then, Noah System’s Michael Ramos shares how his company can help provide you with safe, lead free drinking water. After this, Cook County Treasurer Maria Pappas joins the chow to highlight everything you […]

Today we are answering more of your questions. We start off talking about a terrible fraud situation and how to attempt to mitigate the damage. We answer a few questions about asset protection and then a few questions about 529 accounts and how to use them. Finally we discuss the SAVE Plan and the current and extremely generous governmental programs available to docs. Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. To nominate The White Coat Investor for The 2024 People's Choice Podcast Awards, please visit: https://www.WhiteCoatInvestor.com/Vote The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Rae Kaplan of Kaplan Law Firm joins WGN’s Jon Hansen to talk results of multiple court cases threatening to stop the Biden administration’s SAVE plan which cuts student loan payments by more than fifty percent. Rae encourages those who are not enrolled in SAVE to apply for it on studentaid.gov now.

The student loan world continues to change. Looming deadlines are approaching and there is an injunction to the Saving on A Valuable Education (SAVE) plan. Listen in as student loan experts Kathleen Boyd, CFP®, CSLP® and Lauryn Williams, CFP®, CSLP®, AFC® answer your burning questions. Including factors and considerations for the SAVE plan injunction, Pay As You Earn plan, Income Contingent Repayment plan and IDR waiver. SAVE injunction news SAVE risk tolerance Pay As You Earn final call FAQs: When will forgiveness happen? Why is there an injunction? Should I stay on my student loan repayment plan? Income Contingent Repayment final call ICR and Parent PLUS Borrowers considerations IDR waiver consolidation considerations When will there be more student loan updates? Student loan deadlines to be aware of   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning   Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

This past week witnessed another move by our current administration, the Biden White House, towards discharging student loans. It was announced that $7.7 billion will be lifted off the shoulders of 160,000 borrowers; $7.7 billion that, however, is to be absorbed by taxpayers. This forgiveness is a product of the Saving on a Valuable Education (SAVE) plan, combined with an income-driven repayment plan and the Public Service Loan Forgiveness initiative. Collectively, these actions have nullified $167 billion of student debt, affecting five million Americans since the administration commenced. President Biden commented on this, stressing his commitment to making higher education a vehicle for reaching the middle class rather than an impediment to expanding opportunities. 'From the first day, I vowed to tirelessly seek ways to dissolve student debt', said Biden, seemingly undeterred by the opposition from Republican-elected representatives. He didn't specifically indicate that he anticipates backlash, though it is suggested that he's prepared to counter objections. Through the new income-driven repayment plan, the administration plans to provide respite to 54,000 borrowers. The Public Service Loan Forgiveness is expected to come to the aid of another 67,000 borrowers, while existing income-driven repayment plans will absolve the loans of an additional 34,000 people. This is said to be the latest series of measures following last year's Supreme Court ruling labeling previous attempts to cancel $430 billion in student loans as unconstitutional. The White House, however, has been surmising alternative strategies since that ruling. Some might argue this seems like an effort to appeal to younger, progressively leaning voters by cancelling their debt, albeit with the consequence of redirecting that burden to the nation's taxpayers. Earlier this year, the president's SAVE Plan was met with opposition from states led by Republicans. They lodged a lawsuit against the administration, challenging the constitutionality of the plan, which was inaugurated in 2022 and has since discharged loans for over 150,000 Americans.See omnystudio.com/listener for privacy information.

On this episode of Financially Naked: Stories from The Financial Gym, hosts Kylie and Tina, both Certified Financial Trainers, dive into the ever-evolving world of student loans. While we've covered this topic before, the landscape of student debt is constantly shifting, making it crucial to stay updated. From the rollout of the SAVE plan to new forgiveness proposals and essential tips for managing your loans, Kylie and Tina provide the latest insights and practical advice you need to navigate your student loans. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.  Resources  https://studentaid.gov/loan-simulator/    https://financialgym.bysavi.com/   Meet The Trainers  Meet Kylie Lipinski, Certified Financial Trainer  Meet Tina Hang, Certified Financial Trainer  

YOU DECIDE 2024 coverage continues, as another 160k student loan borrowers will see a portion of their debt forgiven under the SAVE Plan and/or other forgiveness programs. Meanwhile, President Biden is raising awareness that the VA has approved a million+ claims filed under the PACT Act, involving those service personnel impacted by burn pits during overseas deployment.

The Daily Business and Finance Show - Wednesday, 22 May 2024 We get our business and finance news from Seeking Alpha and you should too! Subscribe to Seeking Alpha Premium for more in-depth market news and help support this podcast. Free for 14-days! Please click here for more info: Subscribe to Seeking Alpha Premium News Today's headlines: Nvidia gains as Q1 results, guidance top expectations; announces 10-1 split GigaCloud Technology sinks after Grizzly Research short report Nvidia earnings won't just impact the stock. The entire market is watching. Earnings Summary: Nvidia beats expectations; announces stock split V.F. Corporation plunges after sales drops across brands and regions Biden cancels $7.7B more in student debt for SAVE Plan, public service workers Copper prices plunge as profit-taking follows run to record highs Kinder Morgan buys Texas oilfield assets in carbon capture tax play - Reuters Pfizer, Moderna in talks with HHS over avian flu vaccine: report (update) Explanations from OpenAI ChatGPT API with proprietary prompts. This podcast provides information only and should not be construed as financial or business advice. This podcast is produced by Klassic Studios Learn more about your ad choices. Visit megaphone.fm/adchoices

President Biden's persistent exploration for openings in the Supreme Court's ruling that halted his student loan forgiveness plan continues to be met with resistance. A formidable alliance of states guided by conservative principles has come together to take a stand against his revised student loan forgiveness initiative. The collective of 11 Republican attorneys general have legally challenged the President's fresh strategy. They lodged a lawsuit against this latest brainchild at the U.S. District Court for the District of Kansas on March 28. They labelled the program as illegal, alleging the Biden administration lacks the requisite authority to enact the initiative. The regulations set to establish the SAVE Plan are slated to become fully operative on July 1, 2024. However, the Biden administration made an announcement in January promising to expedite some of the benefits. Shortly thereafter, they pardoned $1.2 billion in student loans benefiting nearly 153,000 plan participants, a point highlighted by Kansas Attorney General Kris Kobach. As presented in the lawsuit, the Biden administration stands accused of overstepping its jurisdiction in creating the plan. The summation was powerful and direct - 'The authority that Defendants claim now lacks any substantive limits and amounts to claiming that they can abolish all student debt at any time by rulemaking alone'.  See omnystudio.com/listener for privacy information.

U.S. Education Secretary Miguel Cardona discusses the early rollout of $1.2B in student loan forgiveness and the future of debt relief. Why did the Biden administration accelerate student loan forgiveness by wiping away $1.2 billion in debt nearly six months ahead of schedule? How will eligible borrowers, especially those enrolled in the new income-driven repayment plan SAVE, be notified of this unexpected relief? Hosts Sean Pyles and Anna Helhoski explain the latest in student loan forgiveness before Anna speaks with Dr. Miguel Cardona, U.S. Secretary of Education. They break down the latest wave of debt relief, totaling a historic 138 billion dollars approved for cancellation among 3.9 million borrowers, all achieved through executive action. They also discuss the motivations behind prioritizing student debt forgiveness and the details of the SAVE plan, offering insights into who benefits, how eligible borrowers will be notified, and what lies ahead for student loan borrowers in 2024.  In their conversation, the Nerds discuss: student loans, loan forgiveness, Saving on a Valuable Education (SAVE) plan, debt relief, income-driven repayment, financial aid, student debt, loan cancellation, loan eligibility, loan notification, executive action, loan benefits, repayment plan, loan borrowers, debt cancellation, loan relief, loan impact, loan insights, loan motivations, federal student aid, and Free Application for Federal Student Aid (FAFSA). To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Thursday, February 22nd, 2024Today, Donald Trump compares his civil fraud fine to the murder of Alexei Navalny, but NYAG Tish James has said she will seize Trump's property if he fails to pay the fine; Nikki Haley agrees with the Alabama Supreme Court that frozen embryos are people; Hunter Biden's lawyers file 8 motions to dismiss the tax charges against him; a Nevada magistrate judge has let the Russian spy working with House Republicans out on pretrial release and the government has asked them to reconsider; Biden wipes out some more student debt; a Tennessee slaughterhouse hired minors to clean meat saws and head splitters; Justice Alito renews criticism of landmark ruling on same-sex marriage. Plus, Allison and Dana deliver your good news.The Daily Beans is Live Friday, Mar 29th, 2024Natalie's - Music Hall Stage, Columbus, OHhttps://www.ticketweb.com/event/the-daily-beans-podcast-live-natalies-grandview-tickets/13498833?pl=celebrity Promo Code:For pure, effective CBD solutions designed to help support your health. Visit https://CBDistillery.com and use code DAILYBEANS for 20% off. Justice Alito Renews Criticism of Landmark Ruling on Same-Sex Marriagehttps://www.nytimes.com/2024/02/20/us/alito-supreme-court-same-sex-marriage.htmlLetitia James says she's prepared to seize Trump's buildings if he can't pay his $354M civil fraud finehttps://abcnews.go.com/US/letitia-james-shes-prepared-seize-trumps-assets-pay/story?id=107381482Labor Dept. says Tennessee firm employed minors to clean meat saws, head splitters at slaughterhouseshttps://www.nbcnews.com/politics/immigration/fayette-janitorial-hired-minors-clean-meat-saws-slaughterhouses-labor-rcna139655Biden will email 153,000 student loan borrowers: I'm canceling your debthttps://www.politico.com/news/2024/02/21/biden-student-loan-borrowers-00142343Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Check out other MSW Media podcastshttps://mswmedia.com/shows/Follow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://post.news/@/MuellerSheWrote?utm_source=TwitterAG&utm_medium=creator_organic&utm_campaign=muellershewrote&utm_content=FollowMehttps://twitter.com/MuellerSheWrotehttps://www.threads.net/@muellershewrotehttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/From The Good NewsKim Carnes - Bette Davis Eyeshttps://www.youtube.com/watch?v=EPOIS5taqA8Sarah Pomeroy For State Rep (Ohio District 10)https://sarahforstaterep.comPoll Worker Resources for Voters (US Election Assistance Commission)https://www.eac.gov/help-america-voteTransplantation and Cellular Therapyhttps://www.astctjournal.org Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/OrPatreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

The Biden administration's SAVE Plan has been making headlines since President Biden introduced it last year with a promise to make an honest dent in student loan debt. Since then, nearly $138 billion had been doled out in the name of loan forgiveness and tomorrow, he'll start sending out "you're welcome" emails with every check. Is this a campaign strategy? Will it do anything to sway republicans disapproval of SAVE? Joining Boyd to look past the headlines, Michael Stratford with his piece from POLITICO.

Abigail Alberti with KCSB News runs down President Biden's new student debt relief plan which will begin its process of forgiving loans that meet the criteria in February. The plan provides major updates from the existing IDR plans, including monthly payment caps and extended repayment periods.

The Biden administration has announced another plan to tackle American student debt. The  SAVE plan wants to provide income-based relief to as many borrowers as possible. Emma Camp from Reason magazine joins Boyd to give us the rundown and tell us what this means for taxpayers.

The U.S. Education Department has announced an acceleration in the provision of student loan relief for eligible borrowers. As reported by USA Today, the agency is expediting the forgiveness process for individuals enrolled in President Joe Biden's newly introduced income-driven repayment plan called Saving on a Valuable Education (SAVE). Initially slated for launch in July 2024, the SAVE plan will now commence in February, offering immediate debt cancelation for borrowers who initially took out $12,000 or less in undergraduate or graduate student loans and have been in repayment for at least 10 years. President Joe Biden said in a statement, "I am proud that my Administration is implementing one of the most impactful provisions of the SAVE plan nearly six months ahead of schedule." Learn more about your ad choices. Visit megaphone.fm/adchoices

Monday, January 15th, 2024Today, the Texas National Guard physically barred federal agents from rendering aid to a mother and her two children who drowned in the Rio Grande; the US and UK carry out strikes against Iran backed Houthis in Yemen; the E. Jean Carroll case begins in New York tomorrow; voters brave sub-zero temperatures to participate in the Iowa caucus today; Biden announces another wave of student debt cancellations; Taiwan defies China by electing a liberal president. Plus Allison and Dana deliver your good news.Promo CodeFor 20% off all mattress orders AND two free pillows for our listeners! Go to https://www.helxsleep.com/dailybeans and use code HELIXPARTNER20.Woman, 2 children die crossing Rio Grande as Border Patrol says Texas troops prevented them from interveninghttps://www.nbcnews.com/news/us-news/woman-2-children-die-crossing-rio-grande-border-patrol-says-was-preven-rcna133842Taiwan defies China, electing a new president Beijing labeled a separatist ‘troublemaker'https://www.nbcnews.com/news/world/taiwan-election-vice-president-lai-wins-vote-defying-china-rcna133597Strikes Against Houthis Likely Effective in Degrading Rebel Group's Capabilitieshttps://www.defense.gov/News/News-Stories/Article/Article/3644831/strikes-against-houthis-likely-effective-in-degrading-rebel-groups-capabilitiesBiden announces fresh wave of early student debt cancellation for some borrowershttps://www.nbcnews.com/politics/white-house/biden-announces-early-student-debt-cancellation-borrowers-rcna133574How We Win The House 2024!https://swingleft.org/fundraise/howwewin2024Want some sweet Daily Beans Merchhttps://shop.dailybeanspod.com/products/fani-t-willis-teeSubscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.comSubscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Check out other MSW Media podcastshttps://mswmedia.com/shows/Follow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://twitter.com/MuellerSheWrotehttps://twitter.com/dailybeanspodhttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewroteDana Goldberghttps://twitter.com/DGComedyhttps://www.instagram.com/dgcomedyhttps://www.facebook.com/dgcomedyhttps://danagoldberg.comHave some good news; a confession; or a correction?Good News & Confessions - The Daily BeansFrom the Good NewsGlen Campbell - Rhinestone Cowboy (Official Video)https://www.youtube.com/watch?v=8kAU3B9Pi_UTonight Is The Night I Fell Asleep At The Wheel (Barenaked Ladies Official)https://www.youtube.com/watch?v=Mk8CVDns7JcTherapeutic Horse Sportsmanshiphttps://www.sdtherahorse.orgTherapeutic Recreation Services San Diego Countyhttps://www.sandiego.gov/park-and-recreation/activities/trs Have some good news; a confession; or a correction?Good News & Confessions - The Daily BeansHow We Win The House 2024!https://swingleft.org/fundraise/howwewin2024Want some sweet Daily Beans Merchhttps://shop.dailybeanspod.com/products/fani-t-willis-tee Subscribe to Lawyers, Guns, And MoneyAd-free premium feed: https://lawyersgunsandmoney.supercast.com Subscribe for free everywhere else:https://lawyersgunsandmoney.simplecast.com/episodes/1-miami-1985Check out other MSW Media podcastshttps://mswmedia.com/shows/ Follow AG and Dana on Social MediaDr. Allison Gill Follow Mueller, She Wrote on Posthttps://twitter.com/MuellerSheWrotehttps://twitter.com/dailybeanspodhttps://www.tiktok.com/@muellershewrotehttps://instagram.com/muellershewrote

Happy (Almost) New Years! Our host Shannon Vasconcelos will be discussing New Years resolutions with College Coach colleague and guest Kyra Tyler. Then, Michelle Clifton of College Coach's Finance Team will be joining Shannon to give updates about Student Loan Repayment and the federal SAVE (Saving on a Valuable Education) plan.

Happy (Almost) New Years! Our host Shannon Vasconcelos will be discussing New Years resolutions with College Coach colleague and guest Kyra Tyler. Then, Michelle Clifton of College Coach's Finance Team will be joining Shannon to give updates about Student Loan Repayment and the federal SAVE (Saving on a Valuable Education) plan.

Happy (Almost) New Years! Our host Shannon Vasconcelos will be discussing New Years resolutions with College Coach colleague and guest Kyra Tyler. Then, Michelle Clifton of College Coach's Finance Team will be joining Shannon to give updates about Student Loan Repayment and the federal SAVE (Saving on a Valuable Education) plan.

Montante and Alice are in for Gerry again! Is his enlarged nose from the cocaine or the lies? Hunter Biden says his dad wasn't involved in his businesses. Will Ferrell thinks it's time for women to run the world. The Save Plan is helping retired people. Presidential campaign heats up. Listen to Newsmax LIVE and see our entire podcast lineup at www.Newsmax.com/listen Download the free NEWSMAX app at www.newsmaxtv.com/app or go to www.NewsmaxTV.com to watch the real news! Free Trial of Newsmax Plus available at www.NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Learn more about your ad choices. Visit megaphone.fm/adchoices

Rhythm & News Podcast interview with Charlene Crowell about the Saving on Valuable Education (or SAVE) Plan and how this federal program offers student loan borrowers the relief and promise of a more manage financial future. Interview by Chris B. Bennett.

We're kicking off the week by answering your listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it worth paying for Robinhood Gold in order to snag the higher match they offer on IRAs? 2 - Should my husband remove himself as an authorized user from his mom's credit card that has a large balance, even if it's his oldest line of credit? 3 - Does it make sense to switch to the new SAVE plan to save $6 a month if we're expecting our incomes to rise? 4 - How can I find a decent $5,000 car- is it even possible?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed an Icelandic Wee Heavy Einstok Olgerd! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Feeling anxious about starting Student Loan Payments?  Feeling confused by all the new SAVE plan changes?  If yes, this is the episode for you!Becca Baldauf a CPA and Certified College Financial Consultant with Student Loan Planner joins us to have a conversation on Student Loans. Starting October 2023, student loan payments resume. President Biden has also recently launched the SAVE plan which has many new changes and potential HUGE benefits for many borrowers. Becca gets into specifics about student loans such as consolidation, public service loan forgiveness [PSLF], loan forgiveness in general, the different plans for repayment and their benefits, and general ways to approach loans. This is a must-listen episode for anyone who has student loans! Share it with anyone who is wondering how to approach their student loans. For questions on your specific situation, you can book a consultation with Student Loan Planner here. Here's some exciting points from today's conversationBorrowers who work at a nonprofit but who are employed by a private company (because they are not able to work directly for the nonprofit) can now qualify for Public Service Loan Forgiveness (PSLF). Ex: Kaiser Permanente physicians If you worked at a nonprofit in/after undergrad and you were paying your student loans, then those months can now apply to forgiveness for all your loans. Your loans must be consolidated for this to apply. The deadline to consolidate is December 31, 2023. Ex: Susan worked as a lab tech at a nonprofit hospital for 1 year prior to PA school. She was paying for her undergrad loans during that time period. She went to PA school and accumulated grad school loans as well. The 12 months count towards her entire 120 loan count towards PSLF not only for the undergrad loans. Show NotesBook an appointment with Student loan plannerStudent Loan Planner website Information on One-Time Payment Count Adjustment for Eligible BorrowersCertification form for public service loan forgivenessNotice anything spooktacular about today's Build a Wealthy Spirit Jingle? Yes, we did have a spooktacular edition of the theme song because I'm OBSESSED with Halloween. Do not fret! This eerie jingle is here to stay for the month of October, so be sure to join us next time as we put down the ghoul-book and rethink the status quo.Find more show notes and interact with the Build A Wealthy Spirit community at buildawealthyspirit.com!

After weeks of anticipating a government shutdown, the House and Senate were able to avert it — passing a last-minute spending bill that funds the government until November 17th. However, questions remain about whether lawmakers can reach a consensus on next year's spending by this deadline, especially as several hardliners in Washington strongly disagree on Ukraine funding. With the shutdown out of the way for now, House Republicans are focusing on their impeachment inquiry into President Biden. A hearing was held last Thursday…with Republicans saying they have evidence to back an impeachment. Democrats said no, they don't. On the Rundown, House Ways and Means Committee Chairman Jason Smith (R-MO) discusses how House Republicans plan to act wisely so a government shutdown is not a threat come November 17th. He also explains why there is talk of House Speaker Kevin McCarthy's leadership role being in jeopardy despite his success in avoiding a shutdown and how House Republicans are “following the facts” as they investigate the President. Federal student loan repayments resume this month for millions of Americans after being paused during the COVID-19 pandemic. After the three-year-long pause, many borrowers fear that they won't be able to make their monthly payments due to high inflation and an elevated cost of living. Earlier this year, President Joe Biden announced a year-long grace period waving the penalties for missed payments as a way to ease the burden. Senior Editor for CNET Money, Nick Wolny, joins the Rundown to break down the benefits of the Biden administration's SAVE Plan, how people are relying too much on their credit cards, and what you can do to avoid common student loan-related scams. Plus, commentary by David Marcus, author of “Charade: The Covid Lies That Crushed A Nation.” Learn more about your ad choices. Visit megaphone.fm/adchoices

After weeks of anticipating a government shutdown, the House and Senate were able to avert it — passing a last-minute spending bill that funds the government until November 17th. However, questions remain about whether lawmakers can reach a consensus on next year's spending by this deadline, especially as several hardliners in Washington strongly disagree on Ukraine funding. With the shutdown out of the way for now, House Republicans are focusing on their impeachment inquiry into President Biden. A hearing was held last Thursday…with Republicans saying they have evidence to back an impeachment. Democrats said no, they don't. On the Rundown, House Ways and Means Committee Chairman Jason Smith (R-MO) discusses how House Republicans plan to act wisely so a government shutdown is not a threat come November 17th. He also explains why there is talk of House Speaker Kevin McCarthy's leadership role being in jeopardy despite his success in avoiding a shutdown and how House Republicans are “following the facts” as they investigate the President. Federal student loan repayments resume this month for millions of Americans after being paused during the COVID-19 pandemic. After the three-year-long pause, many borrowers fear that they won't be able to make their monthly payments due to high inflation and an elevated cost of living. Earlier this year, President Joe Biden announced a year-long grace period waving the penalties for missed payments as a way to ease the burden. Senior Editor for CNET Money, Nick Wolny, joins the Rundown to break down the benefits of the Biden administration's SAVE Plan, how people are relying too much on their credit cards, and what you can do to avoid common student loan-related scams. Plus, commentary by David Marcus, author of “Charade: The Covid Lies That Crushed A Nation.” Learn more about your ad choices. Visit megaphone.fm/adchoices

After weeks of anticipating a government shutdown, the House and Senate were able to avert it — passing a last-minute spending bill that funds the government until November 17th. However, questions remain about whether lawmakers can reach a consensus on next year's spending by this deadline, especially as several hardliners in Washington strongly disagree on Ukraine funding. With the shutdown out of the way for now, House Republicans are focusing on their impeachment inquiry into President Biden. A hearing was held last Thursday…with Republicans saying they have evidence to back an impeachment. Democrats said no, they don't. On the Rundown, House Ways and Means Committee Chairman Jason Smith (R-MO) discusses how House Republicans plan to act wisely so a government shutdown is not a threat come November 17th. He also explains why there is talk of House Speaker Kevin McCarthy's leadership role being in jeopardy despite his success in avoiding a shutdown and how House Republicans are “following the facts” as they investigate the President. Federal student loan repayments resume this month for millions of Americans after being paused during the COVID-19 pandemic. After the three-year-long pause, many borrowers fear that they won't be able to make their monthly payments due to high inflation and an elevated cost of living. Earlier this year, President Joe Biden announced a year-long grace period waving the penalties for missed payments as a way to ease the burden. Senior Editor for CNET Money, Nick Wolny, joins the Rundown to break down the benefits of the Biden administration's SAVE Plan, how people are relying too much on their credit cards, and what you can do to avoid common student loan-related scams. Plus, commentary by David Marcus, author of “Charade: The Covid Lies That Crushed A Nation.” Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Daniel and Jeff dive into the intricacies of the new Student Loan Affordability and Value for Education (SAVE) Plan, shedding light on emerging strategies for student loan borrowers. The SAVE Plan is making waves in the world of student loan repayment, offering exciting opportunities for those seeking to manage their debt effectively. The hosts explore the advantages and considerations of the SAVE Plan compared to other repayment options, such as PAYE and IBR, and discuss the crucial factor of filing taxes jointly or separately when optimizing student loan payments. They also touch upon the implications of the SAVE Plan for Public Service Loan Forgiveness (PSLF) and examine how it influences long-term loan forgiveness. But that's not all; Daniel and Jeff also tease an intriguing topic for their next episode: the possibility of buying back credit on PSLF. Tune in to stay informed about the latest developments in student loan management, discover new strategies, and navigate the ever-evolving landscape of student debt. Whether you're a recent graduate, a seasoned borrower, or just interested in the world of student loans, this episode provides valuable insights into the ever-changing student loan landscape. Transform your financial outlook today! Access our exclusive free resources for physicians and conquer financial stress. Access here. P.S. We value your opinion! Share your thoughts and insights with us. Your feedback helps us improve and tailor our content to your needs. Click here to give us a piece of your mind. Links  My Aid Data - https://studentaid.gov/ Connect with me on my LinkedIn Contact Finance for Physicians Finance for Physicians To schedule a call with one of our awesome planners, book HERE.

We're falling in love this week! (Well, more than we already are...) Kris and I (Holly) are answering the questions in the famous NY Times Article - "36 Questions To Fall In Love" because why not?! We talk about how we might die, if there's a Mr. Holly Constant, who we'd have a celeb dinner with and more! Plus, we talk about how awesome Sophie Turner is, we ask if college is worth the $ (see link below for the SAVE plan if you have student loans to not pay interest!), and of course our not-so favorite thing - the strike. GET IT TOGETHER AMPTP!Please reach out to Kris if you'd like to take voice over classes, want a demo reel, or would like dialect coaching with Logan! Link is below and/or follow her on Instagram! https://www.speakfriendstudio.com/ https://www.instagram.com/itskriscarr/SAVE Plan for Student Loans - OR go directly to your loan servicer's website! https://studentaid.gov/announcements-events/save-plan36 Questions to Fall In Love:https://www.mindbodygreen.com/articles/36-questions-to-fall-in-love Support the showRate and review us on Apple Podcasts!Follow us @parkpalspodcast on Instagram! Or email us at parkpalspodcast@gmail.com

In this episode of the Planned Solutions Incorporated Podcast, Student loan payments and interest charges are set to start once again on September 1st. However, the new SAVE Plan has expanded the rules for income-based student loan payments to reduce the payment amount for many borrowers. The definition of low-income borrowers has been expanded so more borrowers will qualify for zero payments under the new plan. In addition, those with income over the zero-payment threshold will be required to pay just 5% of their income rather than the 10% required previously. Also, Utility stocks used to be considered low-risk investments that offered good income yields. However, times have changed, and many utility stocks face elevated risks due to high debt ratios and increased legal risks while the dividend yields have not kept pace with rising bond yields. This makes utilities a risker investment category that should be analyzed carefully before investing. As well, In the past, employer-sponsored retirement plans only offered one option: tax-deducible traditional contributions. However, the ROTH provisions that were previously only allowed for ROTH IRAs were expanded to some employer-sponsored retirement plans, such as 457s/401ks/403bs several years ago. Now, the ROTH contribution option has been further expanded to employer-sponsored retirement plans designed for small businesses. This creates the option to add a ROTH provision to SIMPLE IRAs and SEP-IRAs. Plus a look at the Planned Solutions Incorporated Office Bulletin Board- It is official, We recently sent out the registration forms for our annual charity golf tournament. We are busy ordering the giveaways for the tournament and gathering donations for the silent auction. We hope you will be able to attend (either golf or attend the dinner) or donate to a cancer charity to support our efforts. The Planned Solutions Cancer Memorial Charity Golf Tournament Date: October 13, 2023 Location: Rancho Murieta Country Club – North Course 7000 Alameda Drive Rancho Murieta, CA 95683 Time: 1:00 pm shotgun start, 5:30 pm dinner All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the dinner. Chase Armer's book- Financial Planning Insights is now available at: https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpb To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc.

The SAVE plan has become a hot topic for many borrowers, and we're getting a lot of questions. I will answer the top questions we see, including what it is and when you need to sign up for it. I'll cover important deadlines and major red flags you need to know about student loans. You'll learn how the SAVE plan can impact your loans, why it might not be the best option for every borrower, and what to do if you're unsure about your repayment strategy.  In today's episode, you'll find out: The pros and cons of the SAVE plan and why it isn't the right fit for everyone When to choose PAYE over SAVE for a more cost-effective repayment option Final dates for taking advantage of the IDR account adjustment Deadlines for signing up for PAYE and ICR repayment plans If the SAVE plan is better than the new REPAYE plan people have been talking about Why our student loan advice for 2023 is still valid in light of the new SAVE plan When and how to apply for the SAVE plan What Parent PLUS borrowers need to know about consolidations and access to the SAVE plan The real reason why higher education is so expensive Upcoming consultation openings in October More information on SLP Wealth and tax services Links mentioned:   SAVE Repayment Plan Pay As You Earn (PAYE) Plan Income-Driven Repayment (IDR) Plan Request Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

Are you sinking under the weight of your student loan debt? Just breathe! Let's navigate the murky waters of student loan debt together. We sit down with Brandon Barfield, a student loan advisor from the Student Loan Professors, previously known as Doctors Without Quarters, who takes us through the ins and outs of managing your student loans. We discuss their recent rebranding, their dedication to serving the medical community, and their fervor for spreading financial education.The cost of education is skyrocketing, and the need for financial literacy is more critical than ever. In our conversation with Brandon, we highlight the importance of understanding student loan options, strategic debt management, and the implications of enrolling in for-profit residency programs. We also dive into the politics surrounding student loan forgiveness programs and how they impact debt levels in the medical field. Brandon also provides a wealth of advice on managing student loan debt, discussing the differences between federal and private loans, introducing new student loan programs like the SAVE Plan, and shedding light on current legislation. This episode is a treasure trove of insights and strategic advice for anyone looking to better understand and manage their student loans. Don't miss out; let's face the debt dragon together!https://www.studentloanprofessor.com/https://studentaid.gov/idr/ Picmonic boosts confidence and grades. Our IRB study proved that with the Picmonic learning system students increase retention and test scores.Years ago, psychologists and education researchers found mnemonics to be an effective tool in increasing retention and memory recall. Today, lots of different strategies for learning and memorization using mnemonics exist including keyword, phrase, music and image mnemonics.Use code OFFWHITECOAT for 20% off Dedicated technology for medical schools, residency and health programs looking to optimize performance on in-service and licensure exams. Students get access to the content, questions, explanations, and all benefits of the SmartBank to help enhance their performances on high-stakes exams. TrueLearn provides national average comparisons, including score, percentile, and category weaknesses according to the exam blueprint. Use code OFFWHITECOAT for $25 off your purchase.Support the show

With student loan interest starting to accrue again this month and student loan payments resuming next month, this is the student loan podcast episode you've been waiting for! Andrew Paulson, CSLP, who is a student loan expert, is with Student Loan Advice, a trusted White Coat Investor company. Andrew joins me on the show to discuss the changes to student loans since the COVID pandemic, the new SAVE plan, and some recent changes to PSLF. We also discuss how you can decide if one of these options may be a good choice for you to consider, or if you should instead try to refinance your loans for a lower interest rate while paying off your loans aggressively. Since Student Loan Advice is also a trusted affiliate by PA the FI Way, you can learn more about working with Andrew to review your specific student loan situation at StudentLoanAdvice.com/PAFI If you're ready to get started on your financial journey, reach out to me about coaching opportunities: pathefiway@gmail.com Are you just beginning your journey to financial independence and want to learn more? Download your FREE copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com - View website to learn more about financial independence and to learn how we can work together to help you with your financial and career goals on your way to FI! Enjoy the show? You can now support the PA the FI Way podcast through Buy Me a Coffee! Thank you for all of your support! https://www.buymeacoffee.com/pathefiway Follow along on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Follow or connect on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Keywords: physician associate , physician assistant , physician assistant financial independence , physician associate financial independence , physician assistant finances , physician associate finances , physician assistant finance , physician associate finance , physician assistant money , physician associate money , physician assistant school , physician associate school , PA school , PA-S , PA-C , pre-PA , physician assistant student , physician associate student , nurse practitioner , medical school , medical student , student loan repayment

WTOC Digital Anchor and Multimedia Journalist Simone McKenny gives a recap of the week's biggest stories from around the Coastal Empire and Lowcountry.   Read more about the biggest stories this week by clicking one of the links below:  New motions filed in Quinton Simon case  Savannah doctor discusses new Covid-19 strains, accessibility of new vaccine  Biden-Harris SAVE Plan aiming to create affordable options for student loan borrowers   Residents of Sapelo Island concerned over proposed zoning ordinance 

Rae Kaplan, attorney at Kaplan Law, joins Jon Hansen to discuss who is getting their student loans forgiven and when others will have to start paying back their loans. Rae breaks down how much monthly payments will be for borrowers under the SAVE Plan and the interest.

Interest on federal student loans has officially resumed, and payments are set to restart on October 1st. On Tuesday, however, a group of Senate Republicans introduced legislation to block President Biden's Saving on Valuable Education Plan — or SAVE Plan — from going into effect, despite how it could help millions of people struggling to pay off their debt. For more, we're joined by Braxton Brewington from the Debt Collective, a progressive organization fighting for full student debt cancellation.And in headlines: a court struck down Alabama's Republican-drawn congressional map again, the impeachment trial of Texas's Republican Attorney General Ken Paxton started yesterday, and a pair of construction workers severely damaged a part of the Great Wall in northern China. Show Notes:The Debt Collective – https://debtcollective.org/What A Day – YouTube – https://www.youtube.com/@whatadaypodcastCrooked Coffee is officially here. Our first blend, What A Morning, is available in medium and dark roasts. Wake up with your own bag at crooked.com/coffeeFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday

In this episode of big city small town with Bob Rivard, Cristen Alicea, and Erica Cox discuss the range of higher education options available, such as trade schools, two-year colleges, and private universities. They also discussed the Alamo Promise and UTSA Promise programs, Save Plan, and the importance of philanthropy to UTSA and Incarnate Word. Additionally, they review the importance of alumni giving back to their universities through employee campaigns, 5Ks, and other donations.

What They're NOT Telling You About Biden's SAVE Plan for Student Loans.President Biden's plan promises to make college more accessible for millions of Americans. It proposes cutting interest rates and offering more flexible repayment options, among other things. But is this really a pathway to financial freedom? Let's talk about it.Debt Free Calculator: https://www.anthonyoneal.com/debt-calculatorFree Ebook To Paying Off Debt Quicker: https://www.anthonyoneal.com/free-tool/debt-payoffMentioned In Todays Show:- Apply For Save: https://studentaid.gov/announcements-events/save-plan- Student Loan Repayment Calculator: https://studentaid.gov/loan-simulator/Our Sponsors:* Check out Factor 75 and use my code ttao50 for a great deal: https://www.factor75.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Education Headline RoundupIt's been a busy week in education news as students and educators in the U.S. head back to school following summer break. Here are the headlines in this week's edu news roundup:The Biden administration is once again attempting to follow through on campaign promises to alleviate student debt. Details of the SAVE program are discussed.The Boys & Girls Club of America has released a new study revealing troubling trends in levels of bullying and cyberbulling in American schools.The College Board is in hot water over revelations that it sends student SAT scores and GPAs to Facebook and TikTok through tracking pixels (advertising technology).The Columbia County Library in Dayton, Washington, is facing a possible dissolution vote on November 7th after a series of book challenges.Governor Maura Healey of Massachusetts announced a new program that would make community college tuition-free for residents without a prior post-secondary degree.Wikipedia and the Quest for a Universal EncyclopediaWikipedia is the largest and most-read reference work in history. Maintained by a large cohort of volunteer editors, the free, online encyclopedia aims to make “the sum of all human knowledge” available to the world. The project of Wikipedia sparks a number of questions of interest to the modern educator, such as: What is expertise? What events, locations, objects, people, artworks, and inventions etc. are noteworthy? What exactly is a neutral point of view? How does living contemporaneously to events of historical significance impact our ability to evaluate them accurately?Is Wikipedia Trustworthy?Wikipedia is a living document, an undulating sea of interconnected articles, references, policies, and end users. Though neutrality is a guiding Wikipedian philosophy, vandalism does sometimes occur, and mistakes are sometimes made. (Studies have shown, however, that Wikipedia is nearly as accurate as traditional print reference resources, such as Encyclopedia Britannica.) We'll investigate the epistemological challenges inherent to a collaborative and ever-evolving repository of knowledge. We'll also uncover some startling demographic statistics about Wikipedia's editors, who aren't as representative of the average world citizen as you might think.The Impact of AI and Other Modern Internet Forces on WikipediaThe rise of artificial intelligence (AI) is having a major impact on Wikipedia. AI can be used to generate content, summarize articles, and identify vandalism. However, AI also poses a threat to the integrity of the content of Wikipedia, as it often introduces inaccuracies, fabrications, and “hallucinations,” some of which can be extremely difficult to detect. Other modern Internet forces, such as deepfakes and misinformation, are also disrupting Wikipedia's vast knowledge experiment.Join us as we investigate the history and impact of one of the world's top 10 websites.Sources & Resources:TED Talk - The Birth of WikipediaThe Independent - Nobody should trust Wikipedia, says man who invented Wikipedia by Mayank AggarwalYouTube - The White House: President Biden Announces the SAVE Plan for Student Loan BorrowersNPR - Borrowers can now apply for new, income-based student loan repayment by Sequoia Carrillo and Cory TurnerBoys & Girls Clubs of America - Youth Right NowAxios - Students face new school year with jump in bullying by April RubinGizmodo - The College Board Tells TikTok and Facebook GPAs and Details About SAT Scores by Thomas GermainWBUR - Community college is now free for Mass. residents 25 and older. Millions qualify by Max LarkinKNKX NPR - Rural Washington library could be nation's first to dissolve after book challenges by Courtney FlattThe Book Loft - The Information: A History, A Theory, A Flood by James GleickWikipedia - WikipediaWikipedia - Help: Introduction to Policies and GuidelinesWikipedia - What Wikipedia is NotTechnology Review - The Decline of Wikipedia by Tom SimoniteDuke University Press - Wikipedia's Race and Ethnicity Gap and the Unverifiability of Whiteness by Michael MandibergAljazeera - How are Wikipedians fighting gender bias online? HBR - Why Do So Few Women Edit Wikipedia? by Nicole TorresVice - AI Is Tearing Wikipedia Apart by Claire WoodcockThe Next Web - UK plan to police internet may be unlawful, force Wikipedia shutdown by Thomas MacaulayUK Parliament - Online Safety BillThe Economic Times - How accurate is Wikipedia's content? Governance, Organization, and Democracy on the Internet: The Iron Law and the Evolution of Wikipedia by Piotr Konieczny

Are you interested in learning more about President Biden's new SAVE plan for student loans? Tiffany Grant provides a detailed overview of the plan, including how payments are calculated, the potential benefits and drawbacks of the plan, and who best suits the plan.   Get all the information you need to know about the SAVE plan - like how it calculates loan repayments based on the borrower's income and family size, not on the original loan amount - and find out if it's right for you!   Don't miss out on this chance to learn all about this important student loan policy proposal. Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffany Need help figuring out how to pay off your debt? Don't hesitate to schedule a consultation with me to explore your options: https://academy.moneytalkwitht.com/15-minute-consultation. Additional Links & Resources Other Repayment Plans: https://studentaid.gov/manage-loans/repayment/plans Stress-Free Student Loans: Everything You Need To Know To Manage Your Debt Supreme Court Rules Out Federal Student Loan Cancellation: What You Need To Know Connect With Tiffany Visit our website: https://moneytalkwitht.com Facebook: Money Talk With Tiff Twitter: @moneytalkwitht Instagram: @moneytalkwitht LinkedIn: Tiffany Grant  

Today's episode features Ken Coleman & Jade Warshaw. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

GOP Debate review and reaction and Trump during Carlson interview suggests that U.S could see more political violence. California looking to give unemployment to strikers. The Biden-⁠Harris Administration SAVE Plan, the new student-loan repayment plan to lower monthly payments for millions of borrowers.

Joe Madison calls out the news media for failing to cover the Biden Administration's new student loan repayment plan that will help millions of people save on their monthly payments. Education Secretary Miguel Cardona explains how to sign up and SAVE. Apply now at: https://studentaid.gov/save

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they dive into the latest updates on the IDR Account Adjustment, the new SAVE plan, and the upcoming end of the student loan payment pause. They share what they're working on, as well as the latest policy updates. This episode's SDCC hosts are President and Founder, Natalia Abrams, and Managing Director, Sabrina Calazans. They're also joined by special guest Kristin McGuire, Executive Director of Young Invincibles, a national organization dedicated to mobilizing 18-34 year-olds in higher ed, health care, and employment. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is StudentDebtCrisis.org and their handle on Twitter, Instagram and Facebook is @DebtCrisisOrg. The website for Young Invincibles is YoungInvincibles.org. Their handle on Twitter is @YoungInvincible and their handle on Instagram is @YoungInvincibles.

Jade Warshaw & Ken Coleman answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "I can't keep up with my minimum payments..." "The facts about Biden's new SAVE plan for your student loans," read more: The Truth About Income-Driven Repayment Plans, Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans, "Will I ever be able to buy a house?" "Which debt should I pay off first?" "I received a summons from a debt collector," "How do we get our budget back on track?" read more: How to Make a Budget: Your Step-by-Step Guide, Challenges of budgeting for groceries, "Should I take a new job that pays more?" How to budget on an irregular income, Walking through Baby Steps 3b, 4, 5, and 6, "Why should I base my mortgage on net income?" read more: How Much House Can I Afford? Finding a budgeting accountability partner, "I have buyer's remorse for my Tesla," Knowing when to quit your full-time job for a side hustle. Support Our Sponsor: NetSuite PODS Moving & Storage Balance of Nature BetterHelp Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Biden administration on Tuesday launched a new income-driven student loan repayment plan as thousands of borrowers prepare to resume repayments. Unlike the previous plan to cancel $20k in federal debt, the SAVE plan will be available to current and future borrowers. This also creates a safety net for students that start falling behind on their payments which then they'll be enrolled  in the program automatically. Caitlyn Johnston, Producer and Shane Stewart, Certified Financial Planner, DMBA joined the show. See omnystudio.com/listener for privacy information.

The Biden administration's new IDR plan, called SAVE, is going to be a sweetheart deal for many borrowers. If you are a borrower of federal student loans, especially undergraduate ones, this episode is worth a listen.

This week we're covering the provisions of the Department of Education's new Saving on a Valuable Education student loan repayment plan.

Today, on Midday: what to do about the nation's student debt crisis. Forty-five million Americans are carrying debts from their or their children's education, totaling more than $1.7 trillion. Women borrow more than men. (They also complete their degrees more often.) African Americans borrow the most, and most frequently. In 2022, then-WYPR education reporter Zshekinah Collier reported that the average student loan debt for a Maryland resident was $42,861, the second-highest average in the country, just behind Washington D.C. The Biden Administration's first plan to forgive some student loans for some students was struck down earlier this summer in a 6-3 ruling by the US Supreme Court. The White House immediately announced a new plan that pegs loan repayments to income levels. A beta version of the application website launched last week. The permanent site will be up later this month. A COVID-related payment hiatus period ends next month. Let's begin by understanding what's in the new Biden plan, known as the SAVE Plan, for Saving on a Valuable Education. Tom's first guest is Katherine Knott, a journalist who covers federal policy for the online education news journal, Inside Higher Ed.  Katherine Knott joins us on Zoom from Washington, DC… The three-year hiatus from loan repayments that began during the COVID-19 pandemic comes to an end in October. Resuming those payments will be a certain hardship for tens of millions of borrowers already struggling with their monthly expenses. Joining Tom now in Studio A is Dr. Tisa Silver Canady. Dr. Canady is a financial wellness advocate for scholars and the founder of the Maryland Center for Collegiate Financial Wellness. One of the programs that many families rely on to fund education is called a 529 Plan. Over the last few years, the MD 529 Plan encountered major problems stemming from mistakes in calculating the amount of interest the accounts were to have been credited with. The mess led to the resignation of the twelve-member board that overseeing the program. Last spring, the Maryland legislature transferred authority for the fund to State Treasurer Derek Davis. But now Davis, too, has come under criticism for problems with the fund. A co-sponsor of that legislation was Maryland Delegate Catherine Forbes, a Democrat who represents District 43B (Baltimore County). Del. Forbes joins us on Zoom from Towson, Maryland. (AP Photo/Jacquelyn Martin)Email us at midday@wypr.org, tweet us: @MiddayWYPR, or call us at 410-662-8780.

Join Dave and Ashley (Nick is on vacation) as they talk about Student Loan Repayment Plans, which have been in the news because they've just rolled out the details of a new plan. Watch on YouTube HERE The plan is called the SAVE Plan, which is short for Saving on a Valuable Education. It's going to be replacing the repayment plan that currently exists. If you are in the repay plan you will be automatically transitioned to the new save plan once that gets set in stone. They're going to phase this in over this summer and next summer. This arose out of some campaign promises from the Biden administration about working on student loan forgiveness and lowering student loan debt. A couple of weeks ago the supreme court actually struck down part of the forgiveness program where they were looking to just forgive a lump sum of debt off the top but left the provisions for repayment under this new plan intact. So they're going ahead with that, and all politics aside, there are some financial planning implications, and Dave and Ashley discuss those here in this episode. Financial Implications of the New Student Loan Repayment Plan One thing that sets this plan apart is that everybody is eligible for it. If you've got federal student loans, regardless of when you took them out in the alphabet soup of old income-based repayment plans. Most of them had limits on who was eligible for particular plans based on what type of loans they had and when they took them out. So the new plan is a little bit broader and in general it should lead to lower monthly payments for a lot of people. The old repayment plan was 10% of your discretionary income. With the new saving plan, it is going to go down to 5% of discretionary income. So everyone's monthly payment will go down. (Note: They are keeping it at 10% for graduate loans. ) Listen to the full episode to find out how to maximize your repayment plan and avoid financial issues. About Shotwell Rutter Baer Shotwell Rutter Baer is proud to be an independent, fee-only registered investment advisory firm. This means that we are only compensated by our clients for our knowledge and guidance — not from commissions by selling financial products. Our only motivation is to help you achieve financial freedom and peace of mind. By structuring our business this way we believe that many of the conflicts of interest that plague the financial services industry are eliminated. We work for our clients, period. Click here to learn about the Strategic Reliable Blueprint, our financial plan process for your future. Call us at 517-321-4832 for financial and retirement investing advice.

In this podcast episode, we discuss the topic of student loans with Dan Rucker from Student Loan Planner. There have been quite a bit of recent changes in student loan policies brought about by the current administration, particularly the new plan called the Save Plan. Previously, there was hype around potential debt relief of $10,000 to $20,000, but for high-earning professionals with significant loan balances, this reduction would not make a significant impact. The Save Plan, however, is a more generous replacement for the previous Revised Pay As You Earn (REPAYE) plan. We also discuss the availability of income-driven plans for physicians, the 25-year repayment timeline, and the tax implications of loan forgiveness.  Don't miss this jam packed episode affecting most of us! Student Loan Planner https://www.bootstrapmd.com/studentloans SUBSCRIBE TO OUR FREE NEWSLETTER - THE LOUNGE: Get your weekly dose of tech trends, investment tips, and entrepreneurial insights designed for the ambitious physician! https://www.bootstrapmd.com/thelounge Our Podcast Sponsor: Doc 2 Doc Lending - Affordable loans for the busy forward-thinking physician https://www.bootstrapmd.com/doc2doc PhysicianCoaches.com The #1 Doctor Directory for Physician Coaches, Consultants, and Mentors https://www.PhysicianCoaches.com My Book: The Positioned Physician:  Earn More, Work Smart, and Love Medicine Again, 2nd Edition: Updated with over 50 pages of new content including  new chapters on goal setting, mindset, and sales strategies for a successful online business! https://www.amazon.com/Positioned-Physician-Updated-Smart-Medicine/dp/B08QFBMWCY FREE Masterclass: How to Become a High Paid, In Demand Physician Coach or Consultant  https://www.positionedphysician.com/f/highly-paid-masterclass

Welcome back to another episode of the Healthcare Education Transformation Podcast! In this exciting installment, we are joined once again by the expert Chris Varela from Varela Financial to delve deeper into the realm of student loan repayment plans. We will explore the IBR 2009 plan and the newly introduced SAVE Plan, gaining insights into their unique features and how they affect your loan repayment journey.Navigating student loan repayment plans can be overwhelming, but with the right guidance and information, you can make informed decisions about your financial future. Understanding the IBR 2009 and SAVE Plan options empowers borrowers to tailor their repayment strategy according to their evolving needs. Remember, while online resources can provide some insights, nothing compares to the expertise of a specialist who can provide personalized guidance and maximize your benefits. For personalized assistance or to learn more about income-driven repayment plans and student loan strategies, visit Varela Financial's website at varelafinancial.com and schedule a free 15-30 minute phone consultation with Chris. Take the first step towards financial success today!Special thanks to both our sponsors, The NPTE Final Frontier, and Varela Financial! If you are taking the NPTE or are teaching those about to take the NPTE, visit the NPTE FInal Frontier at www.NPTEFF.com and use code "HET" for 10% off all purchases at the website...and BREAKING NEWS!!!! They now have an OCS review option as well... You're welcome! You can also reach out to them on Instagram @npteff If you're a PT and you have student loan debt, you gotta talk to these guys. What makes them unique is that they view financial planning as like running hurdles on a track. And for PTs, the first hurdle many of us run into is student loan debt. Varela Financial will help you get over that hurdle. They not only take the time to explain to you which plans you individually qualify for and how those plans work, but they ALSO take the time to show you what YOUR individual case looks like mapped out within each option. So if you're looking for help on your student loan debt, or any area of your personal finances, we highly recommend working with them. You can check out Varela Financial out at varelafinancial.com. Feel free to reach out to us at: http://healthcareeducationtransformationpodcast.com/ https://www.facebook.com/HETPodcast https://twitter.com/HETpodcast Instagram: @hetpodcast @dawnbrown_pt @pteducator @dawnmagnusson31 @farleyschweighart @mail.in.stew.art @ujima_institute For more information on how we can optimize and standardize healthcare education and delivery, subscribe to the Healthcare Education Transformation Podcast on Apple Podcasts or wherever you listen to podcasts.

Hola mi gente, I hope you are doing well this week! Today we are talking about, how important you are as a person. No degree, institution, job title, or anything in between could ever devalue your worth. Yes, you have put in the work and earned many titles for yourself, but they don't overshadow the beauty of your soul, tu alma. We are also going to be discussing the new SAVE Plan,  Saving on a Valuable Education — that will keep the monthly student loan payments small (as small as $0) without increasing interest rates. Which of course, will have us talking more about the consequences of student debt for our Latine/x graduates. Remember you got this, I am so proud of you, keep going. Follow here: Instagram: cafecitoconestrellita Tik Tok: cafecitoconestrellita Twitter: cafeconestrella LinkedIn: Estrella Serrato Book me for your next event: hola@cafeconestrellita.com Estrella's TEDx Talk SAVE Student Loan Plan Article --- Support this podcast: https://podcasters.spotify.com/pod/show/estrella-serrato/support

August 2, 2023 | Your weekly dose of real estate housing market updates in under one minute!Curious about President Biden's new 'Save Plan' for student loans? Wonder what these tighter credit standards reported by banks mean for the economy? Seeking the inside scoop on Trump's surging legal costs? This episode offers a deep-dive into all these burning questions. We explore the controversial ‘Save Plan', an income-driven repayment option aimed to alleviate the burden on federal borrowers, but it's not without its own legal concerns. We also discuss the implications of recent Federal Reserve surveys revealing tighter credit standards and weaker loan demand, which might signal a slowing of the nation's financial gears due to the central bank's interest rate hikes.Additionally, we delve into the hefty legal expenses encountered by former President Trump's political committee, and the establishment of a fresh legal defense fund to offset these escalating costs. Join us for a thought-provoking discussion on this critical subject matter and share your perspective in the comments section. Don't forget to hit like and subscribe to stay updated on the latest business happenings. This episode guarantees a wealth of insights and a fresh perspective on the ever-changing business landscape.We're interested in buying your apartment building from you! Our highly skilled team is here to assist you during the hassle-free process.Contact Us Now!EMAIL: team@premierridgecapital.comWEBSITE: https://www.premierridgecapital.com/Support the show

Today is the deadline for LA renters who owe rent from March 2020 to September 2021. Los Angeles City Council reconvenes today after a three-month hiatus. An income-based program aims to help those who still have student loan debt. Support The L.A. Report by donating now at LAist.com/join and by visiting https://laist.com.  Support the show: https://laist.com

This episode will summarize the Biden-Harris student loan forgiveness revision called SAVE Plan. Link to the book mentioned: https://buildyoung.willitacherie.com/products/budget --- Send in a voice message: https://podcasters.spotify.com/pod/show/willita-cherie/message Support this podcast: https://podcasters.spotify.com/pod/show/willita-cherie/support

En este punto debes estar bien consciente de que la cancelación de los préstamos estudiantiles fue bloqueada por la Corte Suprema de EEUU y que los pagos deben comenzar a someterse desde el próximo Octubre 2023.Muchas personas no estan seguras si tienen la capacidad económica de retomar estos pagos luego de mas de 3 años sin tener que hacelos. Pero, ¿me crees si te digo que es muy probable que tu pago sea = $0?!!!Presta mucha atención y toma notas porque en este episodio te explicamos todos los detalles del nuevo plan de repago que entrará en vigor este mismo verano.Si no tienes préstamos estudiantiles pues compártelo con las personas a tu alrededor que si los tengan.Aprende sobre nuestros servicios en: https://www.cafeonabudget.com/serviciosAgenda una consulta de 1 hora con nosotros donde le haremos una radiografía en detalle a tus finanzas y sabrás cual es el próximo paso a seguir para lograr tus metas financieras...Dale al enlace para más detalles. Recuerda que son pocos espacios. https://www.cafeonabudget.com/offers/ALLEZ2Mn

Details about the new student loan repayment plan are finally here. It's called SAVE, and it stands for Saving on a Valuable Education. I'm uncovering crucial details about the new plan and how it's replacing the existing REPAYE plan. It's the biggest change to student loans we've seen, and it has the potential to simplify student loan repayment and save borrowers thousands or even hundreds of thousands of dollars. I'll dive deep into the details, discussing recent changes, strategic applications, and the impact on Public Service Loan Forgiveness.  In today's episode, you'll find out: How to get a 12-month forbearance period after payments start with the Biden administration's new rule The implications of this forbearance, including its effect on credit reporting and loan interest accrual How the “special onramp forbearance” can strategically benefit borrowers An example where a brain surgeon with a significant student loan balance can be eligible for forgiveness How the COVID forbearance allows credit toward a 20 or 25-year repayment plan and PSLF What are the impacts of the recent changes to consolidation rules, and how it affects undergrad borrowers How the new SAVE plan works and why it will make repayment less complicated What Republicans are proposing for income-driven repayment plans Insight into the potential cost projections of the Biden administration's SAVE plan and possible legal challenges Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

The Biden administration announced a new student loan debt initiative following the Supreme Court's decision blocking his more than $400 billion handout plan to wipe away $10,000 to $20,000 in debt for student loan borrowers.