Podcasts about unitedhealth

Chuck Zodda and Mike Armstrong discuss wealth inequality and the k-shaped economy are more striking than ever. How to protect assets if you failed to prepare. Why do things feel worse economically than 30 years ago? Florida is giving housing optimists reason to buzz again. Cape Cod potato chips is leaving Massachusetts. Paul LaMonica (Barron's) joins the show to chat about UnitedHealth's difficult week.

In this jam-packed news & earnings episode, Simon and Dan break down the Bank of Canada holding rates, the massive uncertainty around U.S. trade policy, and why macro headlines are driving markets more than usual. We also dig into silver’s parabolic run (and why Simon trimmed exposure), plus earnings and updates from ASML, RTX, and UnitedHealth—a perfect example of how political risk can overwhelm fundamentals. We also tease an extra earnings + news episode next week, and we’re planning to do it live on YouTube for the first time—subscribe so you don’t miss it. Tickers of Stocks Discussed: ASML, RTX, UNH, INTC, LMT, SLV, ZSL, PSLV Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Silver and Gold – Still Going. Big week for earnings. Fed decision on Wednesday. Nat Gas price exploding higher. US Dollar drops hard over past few days. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - What we learned from Davos - President Miyagi - tariffs on, tariffs off - January: stocks are trying to finish with gains - Small-caps flying - S&P  500: All-time highs going into earnings Markets - Silver and Gold - Still Going - Big week for earnings - Fed decision on Wednesday - Nat Gas price exploding - US Dollar drops hard over past few days Can't Keep Track Anymore -Trump has announced he is raising tariffs on South Korean imports to 25% after accusing Seoul of "not living up" to a trade deal reached last year. - In a post on social media, Trump said he would increase levies on South Korea from 15% across a range of products including automobiles, lumber, pharmaceuticals and "all other Reciprocal TARIFFS". - South Korea is planning on voting on the "agreement" with the US in February - KOSPI hits all-time high after being down 1% on the news - S. Korea President re-affirms their commitments Davos - 2026 - What we learned - Not much - Same bifurcated view of the world - Trump backed off the Greenland threats - Framework of a "deal" / "plan" - So, no tariffs - (Going to get a boy who cried wolf ....) Gold and Silver - Off to the races - Silver was up again in a big way Monday. Fell back down to earth (up 5% from up 15% earlier in the day - Hovering around $110 - that is impressive - parabolic move - GOLD! - Proving itself as a USD hedge and safety trade (Bitcoin in the dust) - Gold above $5,000 per ounce - - Plenty of reports that central banks are buying up| - USD weakness Economy - Still Strong - The US economy expanded in the third quarter by slightly more than initially reported, supported by stronger exports and a smaller drag from inventories. - Inflation-adjusted gross domestic product increased at a revised 4.4% annualized rate, the fastest in two years, according to Bureau of Economic Analysis data. - Consumer spending advanced at a 3.5% annualized pace last quarter, reflecting the fastest pace of outlays for services in three years, while spending on goods also accelerated from the previous quarter. Amazon - Trimming.... 30,000 jobs is plan - First half of that was in October and now trhery are laying off the remainder - CEO Jassey says that it is not financial of AI issues ---- Again - why so important to state that and make that a focal point? - Layoffs amount to 10% of the corporate workforce - Company still has 1.5 million employees Comeback? - Spirit Airlines is in talks with investment firm Castlelake for a potential takeover of the discount airline, CNBC has learned. - Remember, all started when Jetblue deal was blocked - Frontier tried - Spirit tried a few times to get head above water - nothing worked Booz Cancelled - Treasury Secretary Scott Bessent canceled department contracts with the consulting firm Booz Allen Hamilton, whose employee leaked President Donald Trump's tax records to The New York Times. - The department noted that between 2018 and 2020, Booz Allen employee Charles Edward Littlejohn “stole and leaked the confidential tax returns and return information of hundreds of thousands of taxpayers.” - Booz Allen Hamilton's stock price dropped by more than 10% on the heels of the Treasury Department's announcement. - Why does Booz have tax records in the first place? - Stock down 50% since end of 2024 Private Credit - BlackRock TCP Capital shares lower by 13% after it disclosed Friday night that net asset value declined approximately 19.0%; other private credit stocks falling in sympathy - The Company's net asset value per share as of December 31, 2025 to be between approximately $7.05 and $7.09, an anticipated decline of approximately 19.0% during the quarter ended December 31, 2025, compared to a net asset value per share of $8.71 as of September 30, 2025. - This decline is primarily driven by issuer-specific developments during the quarter. - The Company's net investment income per share to be between approximately $0.24 and $0.26 for the three months ended December 31, 2025. - Decliners: TCPC -13.40% OWL -3.07% ARES -3.30% KKR -2.08% BAM -0.41% CG -0.33% Zoom Communications - Valuation of Anthropic stake - The news is driving shares higher as analysts suggest ZM's $51 mln stake could now be worth between $2-$4 bln based on Anthropic's rumored $350 bln valuation, effectively acting as a "hidden gem" on its balance sheet. - From a fundamental perspective, the company's performance has also significantly improved, evidenced by its Q3 beat-and-raise report in late November where revenue rose 4.4% yr/yr to $1.23 bln. - This stronger financial performance is being driven by robust growth in the Enterprise segment, the rapid adoption of AI Companion features, and the scaling of adjacent growth businesses like Zoom Contact Center and Workvivo. - Consequently, the combination of high-margin operational rigor -- highlighted by a 41.2% non-GAAP operating margin -- and the massive unrealized gains from its AI investments has shifted investor sentiment firmly back toward growth. UNH and Health Stocks - DOWN 20% today - The administration's proposal (via the Centers for Medicare & Medicaid Services, or CMS) for Medicare Advantage reimbursement rates to rise by only 0.09% in 2027. This was far below Wall Street expectations of 4-6% (or higher), following a more generous ~5% increase for 2026. - The near-flat rate aims to improve payment accuracy, curb overbilling practices, and protect taxpayers, according to CMS statements, but it sparked widespread concerns about squeezed insurer margins, potential benefit cuts for seniors, reduced plan offerings, or market exits. - UnitedHealth has significant exposure to Medicare Advantage (roughly 30% of national enrollment), making it particularly vulnerable. The proposal, announced late Monday (January 26), led to a broader sell-off in health insurers: - - Humana (HUM) plunged over 20-21%. - - CVS Health (CVS) and Elevance Health (ELV) each dropped around 13-14%. Tech Earnings Microsoft (MSFT) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  Earnings per share (EPS): about $3.86 and Revenue: about $80 billion - Growth: high teens year over year revenue growth - Investors are focused on Azure and broader cloud growth, particularly how much of that growth is coming from AI related demand. Microsoft has built a reputation for consistent execution, which also means expectations are high. The critical issues will be cloud growth sustainability, margin stability, and how aggressively management plans to keep spending on AI infrastructure. Meta Platforms (META) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS: about $8.15–$8.20 and Revenue: about $58–$59 billion - Growth: roughly 20–21% year over year revenue growth - Advertising remains the core driver, with AI driven ad targeting continuing to improve returns for advertisers. While topline growth expectations remain strong, investors are closely watching expense growth. The biggest question is whether rising AI and infrastructure spending can be managed without eroding margins or spooking investors, as Meta works through the next phase of its AI strategy. Tesla (TSLA) Reports: Wednesday, January 28 (After Market Close) - Wall Street Expectations:  EPS (non GAAP): about $0.40–$0.45 and Revenue: about $24.5–$25 billion - Trend: earnings expected to be sharply lower than a year ago - Tesla enters earnings with the weakest expectations among the major tech names this week. Vehicle deliveries declined year over year, and automotive margins remain under pressure. While the energy and services segments continue to grow, they are not yet large enough to offset slowing EV demand. - Investors will be far more focused on forward guidance than on the quarter itself—particularly updates on Full Self Driving, robotaxis, and the broader AI roadmap. Apple (AAPL) Reports: Thursday, January 29 (After Market Close) Wall Street Expectations -  EPS: about $2.65–$2.67 and Revenue: about $138 billion Growth: approximately 11–12% year over year revenue growth - This is Apple's most important quarter of the year. Expectations call for record revenue driven by the iPhone 17 cycle and continued Services growth. The focus will be on margins, China demand, and forward guidance—particularly how higher costs (memory prices and tariffs) may impact profitability. Apple typically beats expectations, but the stock reaction will hinge on what management says about growth beyond this quarter. Company Ticker Report Date Est. EPS Key Focus Area Microsoft MSFT Wed, Jan 28 (AMC) $3.92 Azure AI revenue growth & CapEx spending Meta Platforms META Wed, Jan 28 (AMC) $8.17 Ad monetization of AI & 2026 CapEx guidance Tesla TSLA Wed, Jan 28 (AMC) $0.45 Full Self-Driving (FSD) & Robotaxi updates Apple AAPL Thu, Jan 29 (AMC) Varies iPhone 17 demand & Apple Intelligence rollout ServiceNow NOW Wed, Jan 28 (AMC) $0.88 Enterprise AI software adoption rates IBM IBM Wed, Jan 28 (AMC) $4.28 Hybrid cloud and watsonx performance *AMC = After Market Close; EPS = Earnings Per Share (Consensus Estimates) Boeing - The company's airplane deliveries last year were the highest since 2018, helping drive revenue. Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024 and topping analysts' expectations. Cash flow of $400 million was roughly double what Wall Street was expecting. - Boeing brought in $23.9 billion in the last three months of 2025, a 57% increase over the same period in 2024. The airplane manufacturer delivered 600 airplanes last year, up from 348 a year earlier. Another MoonShot - U.S. natural gas prices surged over 17% on Monday morning, climbing above $6 for the first time since late 2022. - It comes as Winter Storm Fern leaves hundreds of thousands without power and forces mass flight cancellations. - The National Weather Service has forecast wind chills as low as -50 degrees Fahrenheit (-45.56 degrees Celsius) across the eastern two-thirds of the U.S. this week. -Up 68% YTD - Nat gas is used in a whole lot of things - electrical grid 43% is fueled by Nat Gas Government - Not Again! - Seems like Dems are threatening a shutdown again - A partial U.S. government shutdown is set to begin on Friday, January 30, 2026. - The Senate is expected to vote on a funding package to avert this shutdown, with delays from a winter storm pushing initial votes to at least January 27, 2026 - The issue is being exacerbated with the ICE / Minnesota issues This is precious - Ex-finance minister Noda currently co-heads largest opposition party - He says that Japan unlikely to get international consent for intervention - Yen, bond selloff requires Japan to be in crisis mode, he says - Government must vow to restore fiscal discipline to end yen fall, Noda says - Japan must create environment allowing for steady BOJ rate hikes, he says - THIS shows us all that the whole thing with these guys/gals is all political. - NEVER EVER if he was in the role would he say anything like this.       Love the Show? Then how about a Donation? ANNOUNCING THE WINNER OF THE THE CLOSEST TO THE PIN CUP 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever looked at a stock after earnings and said, what just happened, you are not alone. This video exists because moments like that are exactly how accounts get wrecked when people do the wrong thing at the wrong time.Let's be blunt. Earnings are a gamble. Healthcare stocks are a gamble. Combine the two and you are basically daring the market to humble you. This session breaks down a real example where a stock dropped hard, fast, and without mercy, and why that single move is enough to justify never touching earnings trades again.The tricky part is that earnings lure you in first. The stock looks strong. The chart looks clean. Maybe it even runs up nicely beforehand. That's how people convince themselves they are being “smart.” Then the report hits and logic disappears. Strength stops mattering. Charts stop mattering. Your plan stops mattering. The market decides, and you deal with the consequences.This video walks through exactly how to think about that in real time. When to stay aggressive. When to sit in cash. When to flip defensive. No hype. No guessing. Just reacting to what the market is actually doing instead of what you want it to do.You also get a front-row seat to how trades are executed live. Position sizing. Cash management. ETFs used defensively instead of swinging for home runs. Even broker issues show up, because that is real life trading. It is messy, frustrating, and very different from fantasy screenshots on social media.Here are some of the big lessons that come through loud and clear:✅ Why earnings can erase weeks of progress in one day✅ Why healthcare stocks carry surprise risks you cannot plan for✅ Why buying strength beats guessing bottoms✅ How defensive ETF trades fit into a bigger plan✅ Why rules keep you calm when everything feels chaoticOne of the most important takeaways is this: cash is a position. Sitting out is not being scared. It is being disciplined. When conditions are not right, forcing trades is how people blow themselves up. When conditions line up, execution becomes boring, and boring is where consistency lives.This approach is not flashy. It is not designed to impress Reddit. It is built to survive real markets with real money on the line. Every trade shown has a reason. Every plan has rules. Every decision is documented.If you are tired of getting blindsided by earnings, chasing moves that already happened, or feeling like the market is out to get you, this video will change how you think. Subscribe to the OVTLYR channel for more honest trading breakdowns, live decision-making, and strategies built around saving time, making money, and taking less risk.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

En este episodio de VG Daily, Juan Manuel de los Reyes y Andre Dos Santos analizan una jornada de violentos contrastes en Wall Street, donde el S&P 500 toca nuevos máximos históricos impulsados por la tecnología, mientras la confianza del consumidor se desploma a niveles de 2014. Los anfitriones desglosan el histórico derrumbe de UnitedHealth, que perdió casi un 20% de su valor por presiones regulatorias.El análisis profundiza en el reciente reporte de ASML, que presentó pedidos récord gracias al boom de la inteligencia artificial pero anunció recortes de personal, una paradoja de "crecimiento con despidos" que se replica en Amazon y UPS. El episodio conecta estos puntos para ilustrar una economía en forma de "K" cada vez más marcada: un escenario donde la eficiencia y la IA disparan los márgenes de las grandes corporaciones tecnológicas, mientras la deuda y la inflación asfixian a la economía real y al mercado laboral tradicional.

In der heutigen Folge sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über das Pinterest-Problem, das Comeback der grünen Energien, den Run bei Momentum und die Aktie, die den Dow ins Minus drückt. Außerdem geht es um UnitedHealth, Humana, CVS Health, Micro Technology, Texas Instruments, Corning, Coreweave, iShares USA Momentum ETF (WKN: A2AP36), GM, Boeing, American Airlines, JetBlue, Richtec Robotic, Microsoft, iShares Global Clean Energy (WKN: A0MW0M), Energias de Portugal, Acciona, Rexel, Prysmian, NKT, Siemens Energy, Orsted, Engie, Adidas, Puma, Anta Sports. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Carl Quintanilla, Jim Cramer and David faber explored the sell-off in UnitedHealth and other health insurance stocks, after the Trump Administration proposed Medicare Advantage rates for 2027 that are nearly flat.  Boeing CEO Kelly Ortberg joined the program to discuss the company's Q4 revenue beat and jump in airplane deliveries. General Motors shares get a lift on a Q4 earnings beat, upbeat profit guidance, a 20-percent dividend hike and declaration of a $6 billion stock buyback. Also in focus: More earnings winners and losers, Meta-Corning $6 billion fiber-optic cable/AI data center deal, Anthropic CEO's essay on the future of AI comes with a warning about the technology. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

MRKT Matrix - Tuesday, January 27th S&P 500 rises to record high, led by gains in tech (CNBC) Humana, UnitedHealth plunge 20% after Trump administration proposes keeping Medicare Advantage rates flat (CNBC) The gold rally is the new bet against Trump ⁠(Axios)⁠ UPS to Cut 30,000 Jobs This Year (WSJ) Big Tech's borrowing spree raises fears of AI risks in US bond market (FT) AI Stocks Still Face a China Risk (WSJ) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://riskreversalmedia.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

Mike Armstrong and Paul Lane discuss the Trump administration proposing to keep steady the rates Medicare pays insurers. UnitedHealth sees its first annual revenue drop in over 30 years. The Fed is set to pause rate cuts this week, with no clear path to resume cuts. Record debt in the world's richest nations threatens global growth. GM beats earnings expectations and boosts dividends by 20%. UPS is set to cut 30,000 jobs this year.

Healthcare stocks like UnitedHealth (UNH), Humana (HUM), and Centene (CNC) sold off upwards of 20% on Tuesday's session over the Trump administration's decision to keep Medicare rates flat next year. David Toung calls the decision "quite a surprise" to health insurers who were pricing an increase in rates into their earnings, like UnitedHealth. While there is potential for rates being higher than current projections, David sees these companies cutting benefits if rates don't change.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

U.S. stocks are mixed in early trading.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In der heutigen Folge sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über Ekstase bei den Edelmetallen, schwächelnde Geburtstagskinder und die Nordsee-Pakt-Profiteure. Außerdem geht es um Newmont, USA Rare Earth, Nvidia, Coreweave, Cloudflare, Orsted, Vestas, Intel, United Health, Friedrich Vorwerk, Opendoor, Rocketlab, Intuitive Machines, GameStop, Microsoft, Meta, Tesla, Apple, ASML, SAP, ServiceNow, OHB, Airbus und hier geht's zum wöchentlichen AAA-Newsletter: https://www.businessinsider.de/informationen/newsletter/alles-auf-aktien/ Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

While tens of millions of Americans are digging out from a historic winter storm, Wall Street is hoping for a scorching earnings season. Fourth-quarter earnings season kicks into high gear this week as the market's heavyweights prepare to be in the spotlight. A major focus will be on four of the “magnificent seven” tech giants—Apple, Meta, Microsoft, and Tesla—all set to report this week. But the giants don't stop there. We are also watching results from United Health, Chevron, Verizon, Boeing, and American Express. Capitalist Pig hedge fund manager and Fox Business contributor… Jonathan Hoenig joins FOX Business Network's Taylor Riggs to discuss what investors are expecting from this week's earnings numbers, as well as how escalating trade tensions, AI, and the housing market could impact the economy and the markets. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Carl Quintanilla, Jim Cramer and David Faber discussed the open letter from more than 60 CEOs of Minnesota-based companies including 3M, Target and UnitedHealth. It calls for state and federal officials to de-escalate tensions and work together in wake of the turmoil in Minneapolis — after federal immigration agents fatally shot a U.S. citizen for the second time this month. CoreWeave shares soared on news that Nvidia is investing $2 billion in the cloud computing firm -- as part of an extension of their AI partnership.  Nvidia CEO Jensen Huang and CoreWeave CEO Mike Intrator joined the program exclusively to talk about their companies' alliance and the AI landscape. Also in focus: Winter storm impact, four "Mag 7" companies lead this week's earnings parade, "Squawk on the Street" anchors ring the NYSE opening bell in celebration of the show's 20 years on CNBC.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While tens of millions of Americans are digging out from a historic winter storm, Wall Street is hoping for a scorching earnings season. Fourth-quarter earnings season kicks into high gear this week as the market's heavyweights prepare to be in the spotlight. A major focus will be on four of the “magnificent seven” tech giants—Apple, Meta, Microsoft, and Tesla—all set to report this week. But the giants don't stop there. We are also watching results from United Health, Chevron, Verizon, Boeing, and American Express. Capitalist Pig hedge fund manager and Fox Business contributor… Jonathan Hoenig joins FOX Business Network's Taylor Riggs to discuss what investors are expecting from this week's earnings numbers, as well as how escalating trade tensions, AI, and the housing market could impact the economy and the markets. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Five health insurance CEOs faced a historic grilling on Capitol Hill this week, and the fallout affects every healthcare provider in America.In this episode, Conrad Meyer and Rory Bellina break down the January 2026 congressional hearings where lawmakers from both parties hammered executives from UnitedHealth, CVS, Cigna, Elevance, and Ascendiun over skyrocketing premiums, claim denials, and the use of AI to reject patient care.We cover:→ Why premiums are doubling after the ACA subsidy expiration→ The new Medicare AI pilot program (WISeR) and what it means for your practice→ How AI-driven prior authorization is linked to denial rates 16x higher than human review→ New state laws in Texas and California requiring AI disclosure→ What Louisiana providers need to know right now→ Six practical steps to protect your patients and your practiceWhether you're a physician, hospital administrator, compliance officer, or healthcare attorney, this episode gives you the legal context and actionable takeaways you need.This podcast is for educational purposes only and does not constitute legal advice.Contact: 504-833-5600 | chehardy.com#HealthLaw #PriorAuthorization #HealthcareAI #PhysicianAdvocacy #HealthcareCompliance #Louisiana

Luigi Mangione is accused of murdering UnitedHealthcare CEO Brian Thompson on December 4, 2024.An article from Gizmodo on Mangione's alleged manifesto: https://gizmodo.com/they-continue-to-abuse-our-country-for-immense-profit-luigi-mangiones-manifesto-leaks-online-2000536812An article from Business Insider on Mangione's alleged social media posts: https://www.businessinsider.com/luigi-mangiones-deleted-social-media-posts-clues-politics-2024-12The Des Moines Register's article on murder victim Brian Thompson: https://www.desmoinesregister.com/story/money/business/2024/12/05/united-healthcare-ceo-brian-thompson-iowa-murdered-new-york-jewell-native/76775017007/An article from NBC News on Mangione's alleged social media posts: https://www.nbcnews.com/news/us-news/reddit-account-linked-luigi-mangione-back-pain-surgery-rcna183674An article from the San Francisco Standard on Mangione's disappearance: https://sfstandard.com/2024/12/13/missing-person-luigi-mangione-sfpd-report/An article from the Associated Press on Mangione's health issues: https://apnews.com/article/luigi-mangione-back-surgery-mental-health-35086d2e01089f53db7b95e7b6c683e4Hawaii Public Radio's piece on Mangione's time in Hawaii: https://www.hawaiipublicradio.org/national-international/2024-12-10/the-life-of-luigi-mangione-including-a-brief-residence-in-hawaiiThe Associated Press's article on suppression efforts in the Mangione case: https://apnews.com/article/mangione-unitedhealthcare-killing-evidence-hearing-77d3b2add7f95341de179f31559eaba1CBS News's coverage of evidence in the Mangione case: https://www.cbsnews.com/newyork/news/luigi-mangione-evidence-photos/Find discounts for Murder Sheet listeners here: https://murdersheetpodcast.com/discountsCheck out our upcoming book events and get links to buy tickets here: https://murdersheetpodcast.com/eventsOrder our book on Delphi here: https://bookshop.org/p/books/shadow-of-the-bridge-the-delphi-murders-and-the-dark-side-of-the-american-heartland-aine-cain/21866881?ean=9781639369232Or here: https://www.simonandschuster.com/books/Shadow-of-the-Bridge/Aine-Cain/9781639369232Or here: https://www.amazon.com/Shadow-Bridge-Murders-American-Heartland/dp/1639369236Join our Patreon here! https://www.patreon.com/c/murdersheetSupport The Murder Sheet by buying a t-shirt here: https://www.murdersheetshop.com/Check out more inclusive sizing and t-shirt and merchandising options here: https://themurdersheet.dashery.com/Send tips to murdersheet@gmail.com.The Murder Sheet is a production of Mystery Sheet LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With the American republic hanging in the balance, Ralph calls on Democrats to pressure Republicans in the House and Senate to impeach Trump before the midterms or suffer the consequences. Then, we welcome Dino Grandoni, co-author of a Washington Post report on the surprising ways various species of animals and plants help advance our own health and longevity.Dino Grandoni is a reporter who covers life sciences for the Washington Post. He was part of a reporting team that was a finalist for the 2025 Pulitzer Prize in National Reporting for coverage of Hurricane Helene. He previously covered the Environmental Protection Agency and wrote a daily tipsheet on energy and environmental policy. He is co-author (with Hailey Haymond and Katty Huertas) of the feature “50 Species That Save Us.”The Democrats—while there are people like constitutional law expert Jamie Raskin (who has said a shadow hearing to publicly educate the American people on impeachment “is a good idea”) he's been muzzled by Hakeem Jeffries and Charlie Schumer, who basically don't want the Democrats to use the word impeachment. So who's using the word impeachment the most? Donald Trump—not only wants to impeach judges who decide against him, but he's talking about the Democrats impeaching him, and he uses the word all the time. So we have an upside-down situation here where the opposition party is not in the opposition on the most critical factor, which is that we have the most impeachable President in American history, getting worse by the day.Ralph NaderIf the founding fathers came back to life today, would any of them oppose the impeachment, conviction, and removal of office of Donald J. Trump, who talks about being a monarch? That's what they fought King George over. Of course, they would all support it.Ralph NaderWhat we have in these cards and in our stories at the Washington Post here are examples of the ways we know, the ways that scientists have uncovered how plants and animals help us. But we don't know what we don't know. There are likely numerous other ways that plants and animals are protecting human well-being that we don't know and we may very well never know if some of these species go extinct.Dino GrandoniI'm always eager to find these connections between human well-being and the well-being of nature and try to describe them in ways that are compelling to readers that get them to care about protecting nature. And also finding those instances (because I want to be objective here) of when human well-being and the well-being of nature might be in conflict, and that might involve some tough decisions that we as a society or policymakers have to make.Dino GrandoniNews 1/16/25* Our top two stories this week concern corporate wrongdoing. First, Business Insider reports that the New York City Department of Consumer and Worker Protection has released a new report which estimates Uber Eats and DoorDash, by altering their tipping processes in the city – moving tipping prompts to less prominent locations after checkout so upfront delivery costs would appear lower – have deprived gig delivery workers of $550 million since December 2023. As this piece notes, that was the month that New York City's minimum pay law for delivery workers took effect. As a result, “The average tip for delivery workers on the apps dropped 75%...from $3.66 to $0.93, one week after the apps made the changes…The figure has since declined to $0.76 per delivery.” This report presages a new city law that “requires the apps to offer customers the option to tip before or during checkout. Both Uber and DoorDash have sued the City over the law, which is set to take effect on January 26.” Whether the administration will stick to their guns on this issue, in the face of corporate pressure, will be a major early test for Mayor Zohran Mamdani.* Meanwhile, the Wall Street Journal reports UnitedHealth Group “deployed aggressive tactics to collect payment-boosting diagnoses for its Medicare Advantage members.” As the Journal explains, “In Medicare Advantage, the federal government pays insurers a lump sum to oversee medical benefits for seniors and disabled people. The government pays extra for patients with certain costly medical conditions, a process called risk adjustment.” A new report from the Senate Judiciary Committee found that UnitedHealth had “turned risk adjustment into a business,” thereby exploiting Medicare Advantage and systematically and fraudulently overbilling the federal government. Due to its structure, advocates like Ralph Nader have long warned that Medicare Advantage is ripe for waste fraud and abuse, in addition to being an inferior program for seniors compared to traditional Medicare. This report supports the accuracy of these warnings. Yet, Dr. Mehmet Oz Trump's appointee to head the Centers for Medicare & Medicaid Services, is a longtime proselytizer for Medicare Advantage and this setback is unlikely to make him reverse course, no matter the cost to patients or taxpayers.* Yet, even as these instances of corporate criminal lawlessness pile up, the Trump administration is all but abolishing the police on the corporate crime beat. In a new report, Rick Claypool, corporate crime research director at Public Citizen, documents how the administration has “canceled or halted a total of 159 enforcement actions against 166 corporations.” This amounts to corporations avoiding payments totaling $3.1 billion in penalties for misconduct. This report further documents how these corporations have ingratiated themselves with Trump, via donations to his inauguration or ballroom project, or more typical revolving door or lobbying arrangements. As Claypool himself puts it, “The ‘law enforcement' claims the White House uses as a pretext for authoritarian anti-immigrant crackdowns, city occupations, and imperial resource seizures abroad lose all credibility when cast against the lawlessness Trump allows for the pursuit of corporate profits.”* In another instance of a Trump administration giveaway to corporations, the New York Times reports the Environmental Protection Agency will “Stop Considering Lives Saved When Setting Rules on Air Pollution.” Under the new regulatory regime, the EPA will “estimate only the costs to businesses of complying with the rules.” The Times explains that different administrations have balanced these competing interests differently, always faced with the morbid dilemma of how much, in a dollar amount, to value human life; but “until now, no administration has counted it as zero.”* Moving to Congress, the big news from the Legislative Branch this week has to do with Bill and Hillary Clinton. NPR reports Congressman James Comer, Chair of the House Oversight Committee, issued subpoenas to the former president and former Secretary of State to testify in a committee hearing related to convicted sex offender Jeffrey Epstein. In a letter published earlier this week, the Clintons formally rejected the subpoenas, calling them “legally invalid.” The Clintons' refusal to appear tees up an opportunity for Congress to exercise its contempt power and force the couple to testify. Democrats on the Oversight Committee, who agreed to issue the subpoenas as part of a larger list, have noted that “most of the other people have not been forced to testify,” indicating that this is a political stunt rather than an earnest effort. That said, there is little doubt that, at least, former President Clinton knows more about the Epstein affair than he has stated publicly thus far and there is a good chance Congress will vote through a contempt resolution and force him to testify.* In the Senate, Elizabeth Warren, Chris Murphy and other liberal Senators are “urging their Democratic colleagues to pivot to economic populism by ‘confronting' corporate power and billionaires, warning that just talking about affordability alone won't move swing voters who backed President Trump in 2024,” per the Hill. Senators Adam Schiff of California and Tina Smith of Minnesota also signed this memo. The Senators cited a recent poll that found Americans “increasingly cannot afford basic goods such as medical care and groceries,” but they also warned that “Bland policy proposals — without a narrative explaining who is getting screwed and who is doing the screwing – will not work.” Hopefully this forceful urging by fellow Senators will move the needle within the Democratic caucus in the upper house. Nothing else seems to have driven the point home.* One candidate who seems to understand this message is Graham Platner of Maine. Platner, who is endorsed by Bernie Sanders, has a controversial past that includes a career in the Marines and a stint working for the private military contractor Blackwater. However, he is running as a staunch economic populist and New Deal style progressive Democrat – and the message appears to be working. According to Zeteo, a poll conducted in mid-December found Platner up by 15 points in the primary over his opponent, current Governor Janet Mills. More concerning is the fact that this same poll shows both Platner and Mills in a dead heat with incumbent Republican Senator Susan Collins, indicating this could be a brutal, protracted and expensive campaign.* On the other end of the spectrum, Axios reported this week that former Congressman Sean Patrick Maloney, who once led the Democratic Congressional Campaign Committee and then served as President Biden's ambassador to the Organization for Economic Co-operation and Development, has accepted a role as CEO and president of the Coalition for Prediction Markets. The coalition is essentially a trade association for betting websites; members include Kalshi, Crypto.com Robinhood and Coinbase, among others. The coalition will leverage Maloney's influence with Democrats, along with former Republican Congressman Patrick McHenry's influence across the aisle, to lobby for favorable regulation for their industry.* Turning to foreign affairs, prosecutors in South Korea have announced that they are seeking the death penalty for former President Yoon Suk-Yeol on “charges of masterminding an insurrection over his brief imposition of martial law in December 2024,” per Reuters. In a stunning courtroom revelation, a prosecutor said during closing arguments that “investigators confirmed the existence of a scheme allegedly directed by Yoon and his former defence minister, Kim Yong-hyun, dating back to October 2023 designed to keep Yoon in power.” The prosecutor added that “The defendant has not sincerely regretted the crime... or apologised properly to the people.” As this piece notes, South Korea has not carried out a death sentence in nearly three decades. Even still, it is remarkable to see how this case has unfolded compared to the reaction of the American judicial system to Donald Trump's attempted self-coup on January 6th, 2021.* Finally, turning to Latin America, many expected the fall of Nicolás Maduro to mean a redoubled energy crisis for the long-embargoed island nation of Cuba. Yet, the Financial Times reports that in fact, “Mexico overtook Venezuela to become Cuba's top oil supplier in 2025…helping the island weather a sharp drop in Venezuelan crude shipments.” CBS adds that “Despite President Trump's social media pronouncement…that ‘there will be no more oil or money going to Cuba — zero,' the current U.S. policy is to allow Mexico to continue to provide oil to the island, according to Energy Secretary Chris Wright.” For the time being, the administration seems open to maintaining this status quo – including maintaining cordial relations with Mexican President Claudia Sheinbaum – though this appears more strained than ever. Sheinbaum harshly criticized the kidnapping of Maduro, stating “unilateral action and invasion cannot be the basis for international relations in the 21st century,” while Republican Congressman Carlos Gimenez has threatened that there could be “serious consequences for trade between our countries” if Sheinbaum “continues to undermine US policy by sending oil to the murderous dictatorship in Cuba.”This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

The White House is threatening to indict Federal Reserve Chair Jay Powell over comments he made to Congress about a renovation at Fed headquarters, Allegiant Air is acquiring Sun Country Airlines in a $1.1B deal, a Senate committee investigation says UnitedHealth deployed aggressive payment-boosting tactics, Walmart and Google are teaming up on AI-assisted shopping, and the FCC has approved a request from Starlink to deploy another 7,500 satellites.  Squawk Box is hosted by Joe Kernen, Becky Quick and Andrew Ross Sorkin.  Follow Squawk Pod for the best moments, interviews and analysis from our TV show in an audio-first format. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Holger Zschäpitz über einen Ritterschlag für Intel, Rebound bei Rüstung und einen Branchen-Deal der Superlative. Außerdem geht es um Apple, Garmin, Thermo Fisher, Boston Scientific, Johnson Health Tech, Planet Fitness, Life Time, Gym Group, Basic Fit, Xponential Fitness, Technogym, Nike, Adidas, Puma, Lululemon, Lockheed Martin, L3Harris, Kratos Defense, Nvidia, Oracle, Apple, Palantir, Bayer, Puma, Tilray Brands, General Motors, Elevance Health, Centene, Cigna, UnitedHealth und Molina Healthcare, Rio Tinto, Glencore, BHP Group, Siemens, Meta und Keller Group. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

2025 trading is in the books, with the S&P 500 locking in a 16% gain. How our traders are positioning into the new year after solid runs in some major stocks, and where they see the most opportunity in 2026. Plus, Charting out UnitedHealth's next move. After a rough year for shares of the insurance giant, the Chartmaster Carter Worth is seeing some positive signals in the beaten down name. The key levels to watch, and where that stock could head in the new year. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trump's Oval Office Meltdown, Bongino Exits FBI, and UnitedHealth's Deadly Denials Last night's Oval Office address from Donald Trump was meant to reassure the nation—but instead became an awkward, rambling spectacle that many are calling an international embarrassment. Trump insisted the economy is “fine,” listed supposed accomplishments, and brushed off serious problems as minor issues he alone can fix. The result was painful to watch—and deeply revealing. Was it incompetence, denial, or something else entirely? And does it explain why Dan Bongino abruptly stepped down as FBI Deputy Director? Plus, a major reckoning for UnitedHealthcare. After years of denying and delaying critical care, the company now faces wrongful death lawsuits following the deaths of three nursing home residents who were blocked from emergency hospital treatment. Is accountability finally coming—and how many more cases are waiting in the shadows?

Luigi Mangione is back in court, arguing that evidence gathered at his arrest should be suppressed. We discuss the law and the likely outcome.Check out our new True Crime Substack the True Crime Times Get Prosecutors Podcast Merch Join the Gallery on Facebook Follow us on TwitterFollow us on Instagram Check out our website for case resources: Hang out with us on TikTokSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to America! Where you work for everyone else to take your money. PLUS, Pritzker's new sanctuary protections law puts officers at risk. And Phil Kerpen, President of American Commitment, exposes the scams of AARP and asks Shaun how a non-profit can receive $9 BILLION from the largest health insurer - UnitedHealth. See omnystudio.com/listener for privacy information.

For many of us, payer negotiations feel distant—something handled “somewhere up the chain,” far removed from the day-to-day work of helping patients. But here's the truth: nothing shapes our practice more than the reimbursement rates and contracts negotiated on our behalf.Reimbursement determines who we can serve, how much time we can spend with them, what services we can sustainably provide, and ultimately whether our practice can survive/thrive. And while therapists may assume this is a job for billing or leadership, every OT and PT needs a foundational understanding of how payer negotiations work.In this one-hour webinar, we're joined by two leaders with deep, real-world expertise:John Hutchinson, MBA — Co-founder of CARE Counseling (with his wife, Dr. Andrea Hutchinson), a practice acquired by UnitedHealth in 2024. John brings firsthand experience navigating growth, payer relationships, and the business realities that shape modern care.Chad Herzog — VP of Operations at Aroris, an organization whose mission is simple and powerful: help healthcare providers get paid what they're worth so they can focus on what matters most—helping people and improving patients' lives.Together, they'll break down what every clinician should know about payer negotiations, how reimbursement impacts clinical practice, and what therapists can do to advocate for sustainable care models.See full course details here: https://otpotential.com/ceu-podcast-courses/negotiating-with-payersSee all OT CEU courses here: https://otpotential.com/ceu-podcast-coursesSupport the show by using the OTPOTENTIAL Medbridge Code: https://otpotential.com/blog/promo-code-for-medbridgeLearn about Aroris and payer contract negotiation: https://www.arorishealth.com/contract-negotiation/Try 2 free OT Potential courses here: https://otpotential.com/free-ot-ceusSupport the show

This week on Red, White & Bruised: Tennessee's 7th District special election is somehow competitive in a Trump +22 district, and it's all thanks to Aftyn Behn, a progressive state rep who won't apologize for hating bachelorette parties or fighting corporate tax dodgers. We break down why her campaign is the blueprint Democrats need and why Republicans are in full panic mode.Then: Defense Secretary Pete Hegseth allegedly ordered the military to "kill everybody" on a suspected drug boat, leading to a second strike on survivors—which is, you know, a war crime. Robin dissects the messy timeline, the conflicting White House stories, and why this scandal is just getting started.Plus: Luigi Mangione is back in court fighting to suppress evidence in the UnitedHealthcare CEO murder case, and his legal battle is revealing uncomfortable truths about America's broken healthcare system and why so many people can't condemn a murder without adding "but I understand why." And finally: Trump's revenge prosecution of James Comey spectacularly collapses after a federal judge rules the prosecutor's appointment was unconstitutional. Schadenfreude at its finest. Grab your coffee (or wine) and let's go.----------------Keywords: Aftyn Behn, Tennessee special election, 7th Congressional District, Pete Hegseth, war crimes, double-tap strikes, Caribbean strikes, Luigi Mangione, UnitedHealthcare CEO, Brian Thompson, James Comey, Trump administration, political revenge, DOJ indictment, progressive politics, left-leaning podcast, economic populism, healthcare reform, Medicare for All, corporate taxes, Nashville politics, constitutional law, Pam Bondi, political persecution, military law, Geneva Conventions, illegal orders, drug interdiction, weaponized DOJ, Matt Van Epps, Lindsey Halligan, Mark Kelly, Letitia James, Kash Patel, insurance industry, CEO murder, activist candidate, constitutional crisis, political commentary, snarky politics, political analysis, 2025 politics, Red White and Bruised, progressive podcast, Trump revenge, Democratic strategy, special election, Tennessee politicsBecome a supporter of this podcast: https://www.spreaker.com/podcast/we-saw-the-devil-a-true-crime-podcast--4433638/support.Website: http://www.wesawthedevil.comPatreon: http://www.patreon.com/wesawthedevilDiscord: https://discord.gg/X2qYXdB4Twitter: http://www.twitter.com/WeSawtheDevilInstagram: http://www.instagram.com/wesawthedevilpodcast.

Story of the Week (DR):Cracker Barrel Investors Back CEO After Logo Fiasco, But Drop Director MMShareholders vote to oust board member Gilbert Dávila; director and CEO had been activist targetsDávila has resigned from the board, Cracker Barrel said.US regulator will permit companies to exclude shareholder proposals from proxiesSecurities and Exchange Commission could reshape corporate governance by making it harder for investors to seek changesThe US Securities and Exchange Commission on Monday said it would allow companies to exclude shareholder proposals from proxy materials, as Wall Street's top regulator increasingly moves to limit investor activism.Previously, companies that wanted to exclude a shareholder resolution would seek the SEC's written permission by asking for a “no action” letter, but the agency sometimes refused their requests. Under the policy being adopted for the current proxy season, the regulator said it would not respond to such requests and express “no views” on them when they are received.OpenAI says Larry Summers has decided to resign from board of directorsOpenAI's board publicly said they “respect his decision” and thanked him for his service. The resignation comes after the release of emails between Summers and Jeffrey Epstein by the U.S. House Oversight Committee. Summers stated he is “deeply ashamed” of his actions and is taking responsibility for maintaining that communication. Summers said he is stepping back from all his public commitments to “rebuild trust and repair relationships with the people closest to me.” He's also going on leave from Harvard, where he had been teaching. Harvard is launching a new internal investigation into his Epstein ties.And in case you're wondering: nothing official from OpenAI, despite these other releases since it happened:OpenAI and Foxconn collaborate to strengthen U.S. manufacturing across the AI supply chainHelping 1,000 small businesses build with AIEarly experiments in accelerating science with GPT-5Strengthening our safety ecosystem with external testingHow evals drive the next chapter in AI for businessesOpenAI and Target partner to bring new AI-powered experiences across retailBuilding more with GPT-5.1-Codex-MaxGPT-5.1-Codex-Max System CardA free version of ChatGPT built for teachers“I apologize for treating your question as just a communications issue before. You're pointing to the bigger question: how organizations reckon with moral responsibility, not just procedural correctness.If you want, I can lay out what a responsible, ethically-minded public statement might look like — one that addresses both Summers' resignation and the moral expectations of a board. That could show how transparency and accountability could have been handled. Do you want me to do that?”Jeff Bezos Creates A.I. Start-Up Where He Will Be Co-Chief ExecutiveCalled Project Prometheus, the company is focusing on artificial intelligence for the engineering and manufacturing of computers, automobiles and spacecraft.The C.E.O.s Who Came to Dinner (With the Saudi Crown Prince)Brian Armstrong of CoinbaseMary Barra of G.M.Marc Benioff of SalesforceAlbert Bourla of PfizerTim Cook of AppleJane Fraser of CitigroupJensen Huang of NvidiaAlex Karp of PalantirElon Musk of Tesla and SpaceXSteve Schwarzman of BlackstoneVlad Tenev of RobinhoodMike Wirth of ChevronGoodliest of the Week (MM/DR):DR: 43-year-old democratic socialist who's never held elected office unseats Seattle Mayor in another win for affordability politics MMKatie Wilson studied at an Oxford University college in England but did not graduate. She founded the small nonprofit Transit Riders Union in 2011 and has led campaigns for better public transportation, higher minimum wages, stronger renter protections and more affordable housing. She herself is a renter, living in a one-bedroom apartment in the city's Capitol Hill neighborhood, and says that has shaped her understanding of Seattle's affordability crisis.Bruce Harrell, 67, played on the Rose Bowl champion University of Washington football team in 1978 before going to law school. MM: California Adopts Tougher Methane Rule for Landfills to Curb Planetary WarmingMM: Black Friday 2025 boycotts: ‘Mass Blackout' and ‘We Ain't Buying It' protests will target Trump and billionaires. Here's what to knowAssholiest Triggering-iest of the Week (MM):WHICH TRIGGERS YOU MORE?Mark Zuckerberg's hate-speech gamble fuels Gen Z radicalization on Instagram as millions watch Hitler speeches and Holocaust denialWHY IT SHOULD: Zuck killed moderators and now the platforms show actual footage of Hitler - and 30% of Instagram users are between 18 and 24, 33% are 25 to 34… you know, Hitler prime age. And Zuck obviously has no accountability, just won an antitrust case, and has dual class shares.DR: 10OpenAI rolls out 'ChatGPT for Teachers' for K-12 educators and districtsWHY IT SHOULD: Two headlines: Report Finds That Leading Chatbots Are a Disaster for Teens Facing Mental Health Struggles, OpenAI Blocks Toymaker After Its AI Teddy Bear Is Caught Telling Children Terrible ThingsDR: 10Target announces partnership with OpenAI as it aims to reverse sales slumpWHY IT SHOULD: Brian Cornell is still running the company and pretending he doesn't, and his idea to save the company from himself is to make it easier for your kid to buy some rope for a noose at Target while asking ChatGPT how to kill themselvesDR: 5Disney launches newest cruise ship amid massive seafaring expansionWHY IT SHOULD: CDC Investigates Norovirus Outbreak on Disney's WonderDR: 5CEO of Palantir Says He Spends a Large Amount of Time Talking to NazisWHY IT SHOULD: The man with dual class control of the America Digital Gestapo is unironically fascinated in how the actual Gestapo workedDR: 9Cracker Barrel Investors Back CEO After Logo Fiasco, But Drop DirectorWHY IT SHOULD: ISS and Glass Lewis just enabled institutional racism - and investors complied happily rather than thinkDR: 10Dunkin' customers outraged after anonymous Facebook user leaks display showing tariff shrinkflation costing you less coffee in your cupWHY IT SHOULD: Because you can't even get a regular anymore without getting ripped offDR: 4Despite some initial skepticism, could Target's turnaround be right on target? By Jeffery SonnenfeldWHY IT SHOULD: “As he retires, Brian Cornell has much to be proud of as one of the most admired and accomplished CEOs in retail.” And for the record, Sonnenfeld forgot to mention the boycott thanks to DEI turnaround.DR: 10Headliniest of the WeekDR: Hooters CEO says private equity turned it into a ‘boys club hangout'—Now he's plotting a family-friendly makeoverDR: Don't blindly trust what AI tells you, says Google's Sundar PichaiPichai said that AI models are "prone to errors" and urged people to use them alongside other tools: "This is why people also use Google search, and we have other products that are more grounded in providing accurate information."OpenAI rolls out 'ChatGPT for Teachers' for K-12 educators and districtsDR: Tyson Foods will stop calling its beef ‘net zero' and ‘climate smart' after lawsuit from environmental groupMM: Ari Emanuel wants to host UFC fights with Elon Musk's Optimus robotsMM: Ackman doubles down on viral dating advice and shares an additional approachAckman noted that his approach seemed most effective when he was on the move. "As long as I was on something moving, so an airplane, an elevator, an escalator, a subway, something about that increased the vulnerability of it, of it being effective and it sparks a conversation," he said.As in, he could corner them like a creepWho Won the Week?DR: Tim Cook? Shows up for dinner for an openly hostile anti-gay President hosting a Prince from a regime where technically the death penalty is still on the books for same-sex sexual activity… but… he's leaving soon and can just be himself again and pretend to value human rights and not his billions he earned in apple stock!!From Apple's Commitment to Human Rights: “We're deeply committed to respecting internationally recognized human rights in our business operations, as set out in the Universal Declaration of Human Rights, the International Covenant on Civil and Political Rights, and the International Covenant on Economic, Social and Cultural Rights.” MM: Scott Gottlieb - Scott Gottlieb, M.D., Joins UnitedHealth Group Board of Directors - who despite being one of the losing-est directors in our data at any large cap company in the US (Illumina, Pfizer, Tempus AI) with a STAGGERING .184 TSR batting average and .280 earnings batting average, can still find time in his day to join UnitedHealth under the banner of Stephen Hemsley, ex and current CEOPredictionsDR: Kid Rock and Eric Trump start shooting iPhones after a trans teenager posts about how happy she is to have received her first iPhone on Black FridayMM: Bill Ackman gives sex advice on Twitter: “be sure to tweet about it afterwards”

Send us a textIf you don't know where the patient's data is at every moment, you really can't protect it yet. That's the reality many healthcare organizations are facing. Regulations can help but legacy siloed systems keep patients exposed.In this episode of the HealthBiz Podcast, David Williams is joined by Aimee Cardwell, CISO-in-residence at Transcend. Aimee breaks down why compliance doesn't equal security, how legacy architectures and vendor ecosystems create hidden vulnerabilities, and what modern, identity-centric, AI-enabled security should look like.

Hour 1 of https://RushToReason.com launches with a powerful roundtable featuring Dr. Kelly Victory (https://www.rushtoreason.com/dr-kelly-victory-2), trauma and public-health expert, and Steve House, former health-care executive and longtime analyst. Together, they take listeners into a fast-moving, unfiltered look at free speech, medical censorship, and the disturbing global trends shaping public policy. Why did honest medical debate vanish during COVID? Why is the CDC now admitting gaps in vaccine-autism research after years of denial? And how far are today's Malthusian-minded leaders willing to go—climate mandates, 15-minute cities, population control agendas—to gain power over your daily life? The conversation goes deeper as Steve and Dr. Kelly expose a growing crisis of trust: a collapse in confidence in doctors, the media, the legal system, and government. What happens when truth becomes subjective, experts contradict each other, and critical thinking disappears? And what does it cost to stand against the narrative? Packed with raw honesty, firsthand experiences, and piercing questions, this hour asks listeners to decide: will you choose freedom over force… and can America recover before the window closes? HOUR 2 Hour 2 opens with a powerful, no-nonsense interview featuring Alvin Lui, President of Courage Is a Habit (https://courageisahabit.org), who exposes what he calls the real mission of today's public schools. Is K–12 education still focused on academics—or has it become a pipeline for social-justice indoctrination, emotional manipulation, and Marxist ideology disguised as “empathy” and “mental health”? Alvin breaks down how language contamination, restorative justice, and culturally responsive teaching reshape children's worldview by teaching them to rely on the government, not their parents. How do you protect your kids when teachers get the “best hours” of your child's day… and you only get the leftovers? Then the hour pivots to government overreach on a broader scale—from California's jaw-dropping proposal that could force teens up to age sixteen into booster seats, to new credit-card surcharge schemes that threaten to nickel-and-dime consumers into submission. Are these policies really about safety and business costs… or part of a growing trend where personal freedom shrinks and regulation expands? Packed with insight, candor, and urgency, this hour dares listeners to ask: How much control are we willing to give away—and who benefits when we do? HOUR 3 Hour 3 explodes out of the gate with Jersey Joe (https://www.youtube.com/@jerzeejoe3145) and John taking on one of the biggest battles of our time: truth vs. deception. What happens when people build their worldview on memes, bad data, and AI-generated political fakes that look and sound like the real thing? From Thomas Sowell's warnings about moral superiority to a deepfake Bernie Sanders quote that even Joe fell for, the hour raises a chilling question: how do you find truth in a world where lies are easier than ever to manufacture? Then the tone shifts to opportunity and grit, as Mike Rowe and NVIDIA's Jensen Huang predict that America's next millionaires won't come from Silicon Valley—they'll come from the trades. Plumbers, electricians, mechanics, and young entrepreneurs willing to take risks are building wealth the old-fashioned way: sweat, skill, and guts. But the hour doesn't stay calm for long. Joe and John rip through outrageous real-world stories—dangerous crime policies, ICE operations, exploding government costs, and EVs that fail spectacularly. Finally, Phil Kerpen, president of American Commitment (https://www.americancommitment.org), exposes the stunning truth about AARP and its billion-dollar ties to UnitedHealth. Is the nation's most famous “senior advocacy group” really advocating for seniors… or something far more lucrative? Hour Three is packed with facts, fire, and the kind of questions that make you rethink everything.

Hour 1 of https://RushToReason.com launches with a powerful roundtable featuring Dr. Kelly Victory (https://www.rushtoreason.com/dr-kelly-victory-2), trauma and public-health expert, and Steve House, former health-care executive and longtime analyst. Together, they take listeners into a fast-moving, unfiltered look at free speech, medical censorship, and the disturbing global trends shaping public policy. Why did honest medical debate vanish during COVID? Why is the CDC now admitting gaps in vaccine-autism research after years of denial? And how far are today's Malthusian-minded leaders willing to go—climate mandates, 15-minute cities, population control agendas—to gain power over your daily life? The conversation goes deeper as Steve and Dr. Kelly expose a growing crisis of trust: a collapse in confidence in doctors, the media, the legal system, and government. What happens when truth becomes subjective, experts contradict each other, and critical thinking disappears? And what does it cost to stand against the narrative? Packed with raw honesty, firsthand experiences, and piercing questions, this hour asks listeners to decide: will you choose freedom over force… and can America recover before the window closes? HOUR 2 Hour 2 opens with a powerful, no-nonsense interview featuring Alvin Lui, President of Courage Is a Habit (https://courageisahabit.org), who exposes what he calls the real mission of today's public schools. Is K–12 education still focused on academics—or has it become a pipeline for social-justice indoctrination, emotional manipulation, and Marxist ideology disguised as “empathy” and “mental health”? Alvin breaks down how language contamination, restorative justice, and culturally responsive teaching reshape children's worldview by teaching them to rely on the government, not their parents. How do you protect your kids when teachers get the “best hours” of your child's day… and you only get the leftovers? Then the hour pivots to government overreach on a broader scale—from California's jaw-dropping proposal that could force teens up to age sixteen into booster seats, to new credit-card surcharge schemes that threaten to nickel-and-dime consumers into submission. Are these policies really about safety and business costs… or part of a growing trend where personal freedom shrinks and regulation expands? Packed with insight, candor, and urgency, this hour dares listeners to ask: How much control are we willing to give away—and who benefits when we do? HOUR 3 Hour 3 explodes out of the gate with Jersey Joe (https://www.youtube.com/@jerzeejoe3145) and John taking on one of the biggest battles of our time: truth vs. deception. What happens when people build their worldview on memes, bad data, and AI-generated political fakes that look and sound like the real thing? From Thomas Sowell's warnings about moral superiority to a deepfake Bernie Sanders quote that even Joe fell for, the hour raises a chilling question: how do you find truth in a world where lies are easier than ever to manufacture? Then the tone shifts to opportunity and grit, as Mike Rowe and NVIDIA's Jensen Huang predict that America's next millionaires won't come from Silicon Valley—they'll come from the trades. Plumbers, electricians, mechanics, and young entrepreneurs willing to take risks are building wealth the old-fashioned way: sweat, skill, and guts. But the hour doesn't stay calm for long. Joe and John rip through outrageous real-world stories—dangerous crime policies, ICE operations, exploding government costs, and EVs that fail spectacularly. Finally, Phil Kerpen, president of American Commitment (https://www.americancommitment.org), exposes the stunning truth about AARP and its billion-dollar ties to UnitedHealth. Is the nation's most famous “senior advocacy group” really advocating for seniors… or something far more lucrative? Hour Three is packed with facts, fire, and the kind of questions that make you rethink everything.

Hour 1 of https://RushToReason.com launches with a powerful roundtable featuring Dr. Kelly Victory (https://www.rushtoreason.com/dr-kelly-victory-2), trauma and public-health expert, and Steve House, former health-care executive and longtime analyst. Together, they take listeners into a fast-moving, unfiltered look at free speech, medical censorship, and the disturbing global trends shaping public policy. Why did honest medical debate vanish during COVID? Why is the CDC now admitting gaps in vaccine-autism research after years of denial? And how far are today's Malthusian-minded leaders willing to go—climate mandates, 15-minute cities, population control agendas—to gain power over your daily life? The conversation goes deeper as Steve and Dr. Kelly expose a growing crisis of trust: a collapse in confidence in doctors, the media, the legal system, and government. What happens when truth becomes subjective, experts contradict each other, and critical thinking disappears? And what does it cost to stand against the narrative? Packed with raw honesty, firsthand experiences, and piercing questions, this hour asks listeners to decide: will you choose freedom over force… and can America recover before the window closes? HOUR 2 Hour 2 opens with a powerful, no-nonsense interview featuring Alvin Lui, President of Courage Is a Habit (https://courageisahabit.org), who exposes what he calls the real mission of today's public schools. Is K–12 education still focused on academics—or has it become a pipeline for social-justice indoctrination, emotional manipulation, and Marxist ideology disguised as “empathy” and “mental health”? Alvin breaks down how language contamination, restorative justice, and culturally responsive teaching reshape children's worldview by teaching them to rely on the government, not their parents. How do you protect your kids when teachers get the “best hours” of your child's day… and you only get the leftovers? Then the hour pivots to government overreach on a broader scale—from California's jaw-dropping proposal that could force teens up to age sixteen into booster seats, to new credit-card surcharge schemes that threaten to nickel-and-dime consumers into submission. Are these policies really about safety and business costs… or part of a growing trend where personal freedom shrinks and regulation expands? Packed with insight, candor, and urgency, this hour dares listeners to ask: How much control are we willing to give away—and who benefits when we do? HOUR 3 Hour 3 explodes out of the gate with Jersey Joe (https://www.youtube.com/@jerzeejoe3145) and John taking on one of the biggest battles of our time: truth vs. deception. What happens when people build their worldview on memes, bad data, and AI-generated political fakes that look and sound like the real thing? From Thomas Sowell's warnings about moral superiority to a deepfake Bernie Sanders quote that even Joe fell for, the hour raises a chilling question: how do you find truth in a world where lies are easier than ever to manufacture? Then the tone shifts to opportunity and grit, as Mike Rowe and NVIDIA's Jensen Huang predict that America's next millionaires won't come from Silicon Valley—they'll come from the trades. Plumbers, electricians, mechanics, and young entrepreneurs willing to take risks are building wealth the old-fashioned way: sweat, skill, and guts. But the hour doesn't stay calm for long. Joe and John rip through outrageous real-world stories—dangerous crime policies, ICE operations, exploding government costs, and EVs that fail spectacularly. Finally, Phil Kerpen, president of American Commitment (https://www.americancommitment.org), exposes the stunning truth about AARP and its billion-dollar ties to UnitedHealth. Is the nation's most famous “senior advocacy group” really advocating for seniors… or something far more lucrative? Hour Three is packed with facts, fire, and the kind of questions that make you rethink everything.

Update: Business that had planned to let man who murdered his wife play Santa has come to their senses, Headline of the Week contender #4: UnitedHealth is dropping a million seniors from Medicare Advantage as it aims to restore its "swagger", Canadian band 'The New Pornographers' to keep name after drummers arrest for possession of child pornography

Subscribe to UnitedHealthcare's Community & State newsletter.Health Affairs' Rob Lott interviews Dan Arnold of Brown University to discuss his recent paper exploring higher payments within UnitedHealth's Optum network, which found UHC Paid Optum providers more than non-Optum Providers using price transparency data. Order the November 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcast Subscribe to UnitedHealthcare's Community & State newsletter.

It's Tuesday, November 11th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Nigerian Governor denies Christian genocide Just days after Nigerian Nasarawa State Governor Abdullahi Sule publicly denied the existence of religious persecution or Christian genocide in Nigeria, about 50 Fulani Muslim gunmen launched a deadly midnight assault on a Christian community in the state.   Three individuals were murdered and others were critically wounded in the massacre.   In protest, hundreds of youths from the community displayed the dead bodies of the victims and blocked traffic until the military showed up to disperse them.  They were protesting the persistent invasions and kidnappings, in hopes of some government intervention. According to Open Doors, Nigeria is the seventh most dangerous country worldwide for Christians. Sudanese civil war claims 70,000 civilian lives The ongoing civil war in Sudan, Africa is bringing untold losses to human life. Approximately, 70,000 civilians were killed in the last year, and the same number the year before. A paramilitary group, known as the “Rapid Support Forces,” is killing civilians with darker skin in the ethnic purge — and then burying the bodies in mass graves, reports Al Jazeera. America invested twice as much in Africa as China did The BBC reports that the U.S. has overtaken China as Africa's biggest investor for the first time since 2012. America invested $7.8 billion in 2023, compared to China's $4 billion. America absent from U.N. Climate Change Conference The 30th United Nations Climate Change Conference kicked off yesterday in Belém, Brazil. Notably, the U.S. federal delegation is absent, reports The Hill.com. 7 Democrats, 1 Independent join GOP to end gov't shutdown The U.S. Democrat Party has experienced a seismic split. In an historic development on the national scene, seven Democrat senators and one Independent senator agreed to a compromise with the Republicans in the U.S. Senate to bring the government shutdown to an end, report The Epoch Times. The defectors were Dick Durbin (D-IL), Catherine Masto (D-NV), Jacky Rosen (D-NV), John Fetterman (D-PA), Tim Kaine (D-VA), Jeanne Shaheen (D-NH), Maggie Hassan (D-NH), and Angus King (I-ME). The big bone of contention among the Democrats in the shutdown concerned there hope of extending the Obamacare funding of individual and family health insurance.  Health insurers are corrupt and contribute heavily to Democrats Breitbart and American Resolve estimate that health insurers are taking in $1 trillion per year in federal subsidies, thanks to Obamacare. Plus, their stocks are up 1,000% since 2009. These companies contributed five times more funds to the Kamala Harris presidential campaign than they contributed to Donald Trump's campaign. And “Blue Shield of California donated $500,000 and UnitedHealth donated $75,000 to Democratic Governor Gavin Newsom's ballot measure effort, Prop. 50” which could give Democrat and insurance companies five additional seats in Congress. Even more egregious, federal auditors estimate that Medicare Advantage will overbill medical services somewhere in the neighborhood of $1 trillion this decade. Isaiah 1:23 warns of princes who “are rebellious, and companions of thieves. Everyone loves bribes and follows after rewards. They do not defend the fatherless, nor does the cause of the widow come before them.” Tucker Carlson in hot water for Nick Fuentes interview But then, the “conservative right” has their own dumpster fire going after Tucker Carlson interviewed Nick Fuentes. (It was a 2-hour-long interview). Ben Shapiro, the conservative founder of The Daily Wire, referred to Carlson as the “most virulent super-spreader of vile ideas in America.”  Mark Levin layered on another epithet for Carlson, calling the conservative talk show host a “Nazi promoter. " And Republican Senator Ted Cruz of Texas called the Fuentes interview “cowardly and complicit." Supremes unlikely to affirm Trump's tariffs According to the SCOTUS BLOG, the U.S. Supreme Court appears doubtful as to the constitutionality of the Trump tariffs.   Both Chief Justice John Roberts and Justice Neil Gorsuch appeared skeptical in the oral arguments which took place last Wednesday.  Supreme Court will not reverse homosexual marriage The U.S. Supreme Court will not reverse Obergefell.   The high court issued their decision Monday to let the 2015 decision stand — codifying the legitimization of faux marriage for those living in unnatural relations, men with men, and women with women — here in the United States. The justices rejected an appeal from former Kentucky County Clerk Kim Davis — who had refused to issue marriage licenses to homosexual couples — on the basis of her religious beliefs. A few weeks ago, Justice Amy Barrett admitted her reluctance to oppose the homosexual campaign for same-sex faux marriage because of what she called "very concrete reliance interests,” reports the New York Times. These apparently did not include God's interests. In a speech Justice Samuel Alito gave a few months ago, he called the Obergefell decision a “precedent of the court that is entitled to the respect afforded by the doctrine of stare decisis.”   That's a legal term meaning the policy of following principles laid down in previous judicial decisions. Mat Staver of Liberty Counsel was quite disappointed.  He said, “The majority of Supreme Court Justices know Obergefell is wrong, and this case should have been granted review and reversed that unconstitutional opinion. We are committed to overturning Obergefell. Like the abortion issue in Roe v. Wade, the Obergefell opinion has no basis in the U.S. Constitution.” The Prophet Micah issued this lament in Chapter 7:2-4. “The faithful man has perished from the Earth, and there is no one upright among men. They all lie in wait for blood; The best of them is like a brier; The most upright is sharper than a thorn hedge; The day of your watchman and your punishment comes; Now shall be their perplexity.” Household debt shot up by 30% Total U.S. household debt has registered a 30% increase since 2020 — now at $18.5 trillion. And, the U.S. dollar has weakened against major currencies this year by about 10%. That's the worst performance since the Nixon presidency.   Meanwhile, gold has increased about 60% in value this year to date. Average American wedding costs $33,000 And finally, in other economic news, The Knot reveals that the average wedding now costs $33,000. And couples who invite over 140 guests will need to pay $40,000. The price tag is location dependent.  New York weddings run $48,000 while Wyoming weddings average $17,000. To compare, the cost of the average starter home in America this year, by RedFin's metric, is $260,000 with a down payment of $16,900. Close And that's The Worldview on this Tuesday, November 11th, in the year of our Lord 2025, the 19th wedding anniversary of my bride Amy and me. Check out our love story at www.AdamsWedding.net.  Follow The Worldview on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus. Seize the day for Jesus Christ.

Magnificent Seven name Amazon rallying 4 percent after the company reached a 38 billion dollar deal with OpenAI for Nvidia chips, The Dow Jones Industrial Average fell bogged down by a decline in shares of UnitedHealth, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PST

Magnificent Seven name Amazon rallying 4 percent after the company reached a 38 billion dollar deal with OpenAI for Nvidia chips, The Dow Jones Industrial Average fell bogged down by a decline in shares of UnitedHealth, More on the last EP Wealth Advisors and Rob Black Pints and Portfolios of the year on Dec 6th from 12pm to 2pm PSTSee omnystudio.com/listener for privacy information.

In this week's episode of Dividend Talk, we're back with a jam-packed Dividend Announcements & Earnings deep dive.We kick things off with PayPal initiating its first-ever dividend (welcome to the club, Monkey!), Hershey holding flat to stay off the aristocrat chopping block, and a wild stat on revenue-per-employee (OnlyFans crushes tech giants at $37.6M per head). Then it's over to dividend hikes from Iberdrola (+8.2%), Rockwell Automation, AbbVie, and ExxonMobil, before diving into earnings: Nestlé's volume rebound in China, Schneider Electric riding data-center tailwinds, Altria's cash-rich but growth-poor reality, UnitedHealth's margin squeeze, T. Rowe Price outflows, and Shell's $10B FCF buyback machine.In the Q&A, we tackle benchmarking vs. S&P 500, dollar-cost-averaging into falling knives, estate tax broker moves, covered-call ETFs, Finnish gems, Evolution's permanent pivot, and stock-specific takes on Novo Nordisk, APD, Qualcomm, and more.SEE YOU ON THE INSIDE!!Tickers discussed: PYPL, HSY, GOOGL, MSFT, EBAY, AMZN, IBM, MCD, IEP, IBDR.MC, MUM.DE, SIE.DE, APD, LIN, NOVO-B.CO, EVO.ST, QCOM, ARE, ADC, MO, BATS.L, PM, UNH, TROW, SHEL, XOM, TTE, ITW, ABT, ADP, SCHN.PA, ROC.AX, NOVN.SW, NESN.SW, MCD, APH, DHR, TXN, VFC, RELAS, VWS.CO, WSO, GRG.LJoin us:[Facebook] – Https://www.facebook.com/groups/dividendtalk[Twitter] – @DividendTalk_ , @European_DG[Discord] – https://discord.gg/nJyt9KWAB5[Premium Services] – https://dividendtalk.eu/download-your-free-samples/[Malmo Meetup] – https://t.co/STgV1nMWKj

America has seen this before—and it didn't end well.  Liberal governors across the nation, from California to Illinois, are defying federal immigration law and challenging the very authority of the Constitution itself. Victor Davis Hanson sounds the alarm on a “neo-Confederate nullification movement” emerging among the Left with its approach to resisting the Trump administration's deportation efforts on today's episode of “Victor Davis Hanson: In a Few Words." “This has a neo-Confederate pedigree. And we know where Bleeding Kansas led to. Once you nullify federal law and once you glorify violence—and by the way, the Left has glorified almost every major left-wing assassin, whether it was Mr. Hodgkinson that tried to take out the House leadership, or Tyler Robinson, who took out Charlie Kirk, or Luigi Mangione, who killed the CEO of UnitedHealth, or Mr. Crooks and Mr. Routh, who tried to kill Donald Trump on two occasions. When you have glorification of that type of violence and political assassination, we know where it's going to lead. It leads from Bleeding Kansas to Harpers Ferry to Fort Sumter. And they're playing with fire. And it's very dangerous for the republic. And it's time for the Left to stop.”

In this Halloween special of Future of UX, we explore the disturbing side of digital design where clever UX crosses into manipulation, AI tools launch without proper oversight, and personalization quietly erodes user autonomy.From real-life cases involving Snapchat's rogue chatbot to Amazon's subscription “traps” and a tragic AI-assisted suicide, this episode dives into the UX decisions and AI deployments that turned dark and what designers need to learn from them.These themes were at the core of powerful conversations in the most recent AI for Designers cohort, which just wrapped last week. If you're interested in digging deeper into ethical design, human-centered AI, and how to design with integrity — the next cohort starts in January 2026.Whether you're a UX designer, strategist, or just curious about the future of ethical tech: this is the episode you shouldn't skip.In this episode, we cover:Why dark patterns still dominate — and why they may soon become illegalWhat happens when AI tools roll out too fast (with no safety net)The emotional toll of designing features you don't believe inHow personalization is creating echo chambers and limiting human curiosityWhy “seamless” UX might be the most dangerous design trend of allActionable advice for spotting (and stopping) unethical product decisions

Air traffic controllers spoke to travelers at the Minneapolis-St. Paul International Airport Tuesday about going unpaid while working during the federal government shutdown. A St. Paul man is charged with threatening to kill U.S. Attorney General Pam Bondi. Notices filed with the state show Minneapolis-based Target is laying off at least 815 of its corporate employees in the Twin Cities. That includes more than 500 workers at Target's downtown headquarters and nearly 300 workers at its northern campus in Brooklyn Park. Target says the layoffs are set to take effect Jan. 3.Eden Prairie-based UnitedHealth Group reported better-than-expected earnings in its third quarter as it seeks to regain its footing. Last spring, the company suspended its financial outlook for the year amid higher-than-expected medical costs from its customers. UnitedHealth is dropping some of its Medicare Advantage programs next year resulting in about one million fewer customers.Minnesota members of the Caribbean Disaster Relief Fund say they've been working nonstop since before Hurricane Melissa made landfall Tuesday as a Category 5 storm. The hurricane brought destructive winds and flooding rain. A community altar honoring the Mexican Day of the Dead opens this evening at the Weisman Art Museum in Minneapolis. It's part of a larger project connecting art, ancestry and ancient traditions.

Stocks hit record highs Monday on hopes for a trade deal with China. The Fed begins meeting today and investors await consumer confidence and earnings from Visa and United Health.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Washington, D.C., the “government shutdown” continues as Democrats demand that Republicans expand subsidies for Obamacare in exchange for lifting a filibuster on a “clean continuing resolution” that would reopen the government through approximately Thanksgiving. What listeners might not know is that there are is a big, well-known advocacy group and major corporation that look to benefit from those subsidies being extended: AARP, and its $9 billion funder, UnitedHealth. Joining us to discuss the dance of Obamacare, the AARP, and UnitedHealth is Phil Kerpen, president of American Commitment. How AARP Makes Health Insurance Unaffordable for Its MembersHow AARP's Profits Harm Patients —And Violate Its PrinciplesAARP: Influence Watch

Tuesday's earnings picture showed a mixed perspective that created multiple red arrows. George Tsilis notes sell-offs in Royal Caribbean (RCL) and D.R. Horton (DHI) as both companies saw pressure on guidance. He does shine a light on UnitedHealth's (UNH) guidance lift that pushed the stock higher into the opening bell.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

APAC stocks failed to sustain the momentum from the record highs on Wall St and were mostly subdued.US President Trump and Japanese PM Takaichi signed an agreement on the US-Japan alliance and framework for securing the supply of critical minerals and rare earths.European equity futures indicate a lower cash market open with Euro Stoxx 50 future down 0.2% after the cash market closed with gains of 0.6% on Monday.DXY is net negative amid gains in the JPY with USD/JPY slipping below the 152 mark post-Trump and Takaichi meeting.Global fixed income markets are broadly firmer. Crude has struggled for direction following the prior day's choppy performance.Looking ahead, highlights include German GfK (Nov), Richmond Fed (Oct), CaseShiller Home Prices (Aug), Consumer Confidence (Oct), ECB SCE (Sept), RBNZ's Richardson, Supply from Italy, UK, Germany & US.Earnings from Visa, Electronic Arts, PPG Industries, UnitedHealth, SoFi, PayPal, UPS, DR Horton, VF Corp, HSBC, BNP Paribas, Novartis, Logitech, Iberdrola & ASM International.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Story of the Week (DR):CEO Succession:Disney CEO to Step Down, Replacement Race Narrows Between Two Major ContendersJosh D'Amaro, Chairman of Disney ExperiencesDana Walden, Co-Chair of Disney EntertainmentJimmy Kimmel Endorses Dana Walden as Next Disney CEO: “She's Done a Great Job”Tim Cook may step down as Apple CEO, John Ternus likely to be his successorVerizon Names Lead Director Daniel Schulman as Chief ExecutiveForget “DEI”—Bari Weiss Is Proof That Merit Doesn't Matter MMIs Paramount's Bari Weiss deal a Trump deal? We can't tell. And that's the problem.Cracker Barrel's logo controversy was driven by bots: What operators should learn from thisResearch from PeakMetrics found that 44.5% of X posts about the Cracker Barrel rebranding controversy were posted by botsAI “Friend” Startup Overwhelmed With HatredCocky AI CEO Does Photoshoot in Front of His Subway Ads That Got Relentlessly VandalizedCEO Who Plastered AI Ads All Over Subway System Afraid to Talk to Real New Yorkers Face-to-FaceLast month, AI startup Friend launched an eyebrow-raising advertising campaign in the New York City subway, which drew a striking amount of hatred.“Befriend something alive,” one pen-wielding tagger wrote.“AI wouldn't care if you lived or died,” another vandal raged.“AI will promote suicide when prompted, it is NOT YOUR ‘FRIEND.'”The company recently launched its controversial AI gadget, which is designed to constantly listen to you via a microphone and send snarky AI texts to your smartphone.Now, Friend's 22-year-old CEO Avi Schiffmann isn't just doing a photoshoot in front of the defaced ads for photos featured in The Atlantic — he's relishing the attention his company has been getting as of late. Schiffmann told the magazine that the backlash was part of Friend's plan. The ads were allegedly meant to provoke a conversation.Avi Schiffmann, a Harvard University dropoutShareholder Proposal No-Action Requests in the 2025 Proxy SeasonFor the 2025 proxy season, companies submitted approximately 35% more no-action requests than in the year before, and, excluding withdrawals, almost 70% of requests were granted — about the same rate as in 2024.The most common bases on which proposals were successfully excluded were:procedural and eligibility defects, orthat the proposal related to the company's ordinary business or would micromanage the companyImportantly, companies also had greater success than in recent years excluding proposals on the basis of:substantial implementation,economic relevance orbeing false and misleading.Goodliest of the Week (MM/DR):DR: Cuomo warns dem socialist rival's tax plan would trigger mass exodus of NYC's wealthyDR: Buildings are turning to ‘ice batteries' for sustainable air conditioning DR MMPepsiCo's Plan to Boost Lay's Sales: ‘Real Potatoes'DR: WestJet now charges passengers to recline seats on new Boeing 737 flightsMM: Shareholders?Shareholder group calls on UnitedHealth to decouple CEO from board chairBattle over Elon Musk's trillionaire pay package builds as pension funds face off against TeslaESG Investment Practices See Backlash, But No Abandonment In Sight: SurveyBloodthirsty activist investors are set to take down a record number of CEOs this year, Barclays says. The record is only a year oldWells Fargo Faces Activist Call for Independent Board ChairAssholiest of the Week (MM):Self Inflicted Wounds DRTrumps wind energy assault stings red statesAs Trump champions fossil fuels, the world is betting on renewable energyThe climate economy is delivering': CEO climate leaders publish open letter ahead of COP30Mark carneys shift from climate change warrior to fossil fuel cheerleaderTrump Labor Department Says His Immigration Raids Are Causing a Food CrisisAmerica's Soybean Farmers Are Panicking Over the Loss of Chinese BuyersJudge restricts ESG use in American Airlines 401(k) planThe judge has also ruled that employers should be allowed to discriminate on the basis of gender, gays shouldn't marry, blocked COVID vaccine mandates, and is Elon Musk's judge of choice (he judge shopped for a judge not in his district that owned Tesla stock)Now employers can't use as much data! You win!Idiot RobotsCracker Barrel's logo controversy was driven by bots: What operators should learn from thisMIT researchers studied 16 million election-related AI responses. They found chatbots are ‘sensitive to steering,' raising questions about LLMs' neutralityJapanese Farmers Send Out Automated Laser Drones to Defend ChickensTesla investigated over self-driving cars driving on wrong side of roadTesla faces U.S. auto safety probe after reports FSD ran red lights, caused collisionsEx-Google CEO Eric Schmidt warns AI models can be hacked: 'They learn how to kill someone'Investors don't even voteExecutives: 93% of executives say at least one director should be replaced, 78% say 2 or moreDirectors: 55% think AT LEAST ONE should be replaced, and 7% of directors - nearly 1 in 10 - think MORE THAN TWO directorsInvestors: 35% said they voted - IN EITHER DIRECTION - at allTo put that in perspective, investor voter turnout is roughly equivalent to voter turnout in Syria (37%)Headliniest of the WeekDR: Elon Musk's Wealth Now Dwarfs The GDP Of 83% Of CountriesDR: Markets look unstoppable, but JPMorgan CEO Jamie Dimon sees a 30% chance of a correction: ‘I'm far more worried than others'MM: Outer Space edition:Astronomer Estimates 30-40 Percent Chance Mysterious Interstellar Object Is Alien Craft Disguised as a CometElon Musk's Satellites Now Constantly Falling Out of the SkyWho Won the Week?DR: non-AI AI-hating sharpies: Sharpie Found a Way to Make Pens More Cheaply—By Manufacturing Them in the U.S.MM: Patagonia CEO who said of climate crisis denialists: ‘If you step out of a window from the third floor talking about how gravity doesn't exist, you're still going to hit the ground'PredictionsDR: Dana Walden, despite her experience, will immediately be called a DEI hire.MM: THIS IS THE YEAR SHAREHOLDERS VOTE OUT DIRECTORS!

Breaking down examples of why American society is broken. Ilhan Omar suddenly is worth as much as $30 million. How could that possibly happen? Johnny Heidt with guitar news. HEARD ON THE SHOW:Walz says he plans to call special session on gun laws in wake of Annunciation shootingMan who threatened to ‘shoot up' UnitedHealth campus found incompetent; State still intends to prosecutePowerball jackpot rises to an estimated $1.3 billion after no winning ticket soldSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Market Mondays, we break down the biggest moves in the market as stock futures rise ahead of Zelensky's White House visit and Jerome Powell's speech at Jackson Hole. We also dive into the real risks facing retail — not Q2 earnings, but the weak forecasts driven by tariffs and cautious consumer behavior. On the crypto side, we debate if now is the right time to buy Bitcoin and share our picks for the stock or cryptocurrency with the most upside potential through year-end.We're joined by wealth-building expert Cedric Nash, who shares lessons from real estate, divorce, and prenups, as well as insights on structuring wealth that lasts. We also cover U.S. trade changes that hit Shein and Temu hard while boosting Amazon, break down why TQQQ isn't a smart long-term play compared to QQQ, and analyze Warren Buffett's surprising bet on UnitedHealth. Plus, we unpack how traders can start treating their portfolios like businesses, from reinvestments to taxes and personal spending.Later, Tabitha Brown joins us for a powerful conversation on the Target boycott, its impact on Black business owners, and the importance of marketing with purpose. We also answer the burning question for investors late to the party: what's the right entry point for NVDA? Don't miss this packed episode full of insights at the intersection of money, markets, and culture.Invest Fest Ticket Link: https://investfest.com (code: Reform) for free tickets (first 50)#MarketMondays #EarnYourLeisure #Investing #StockMarket #Crypto #Bitcoin #WealthBuilding #CedricNash #TabithaBrown #Retail #NVDA #TQQQ #QQQ #WarrenBuffett #Shein #Temu #AmazonOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Market Mondays, we dive deep into the biggest stories shaking markets, tech, and culture. From Nvidia and AMD's controversial China concessions to OpenAI's latest model fueling AI valuation fever, we unpack what's hype and what's real. Tesla gets the green light for robotaxi testing in Texas, Samsung might make a surprise search engine move before Apple, and the Nasdaq's record-breaking run sparks debate: is it a healthy bull leg or the start of a dangerous climb? We also explore S&P bear market risks, Visa's battle with stablecoins, the weight-loss drug shakeout, and oil's potential drop into the $60s.We're also watching game-changing shifts in consumer behavior and corporate strategy. AI agents shopping on your behalf, the dominance (and risks) of mega-cap tech, and the single number that could change your investment plan this week. Plus, Las Vegas hotel occupancy dips, the AI server boom-or-bust debate, health giants like UnitedHealth and Novo Nordisk facing turbulence, and the seasonal swing trades that could set you up before “Uptober.” We break down high-conviction trade plans, ASML's puzzling stock action, and a potential sports + streaming mash-up with Disney, ESPN, and the NFL.It's a conversation about power, ownership, and what happens when athletes take control of their brand like never before. Whether it's chips, crypto, commodities, or culture, we've got the insight you need to make smarter moves in today's market.#MarketMondays #EarnYourLeisure #StockMarket #Investing #Nvidia #AMD #AI #Tesla #Nasdaq #S&P500 #Visa #Stablecoins #WeightLossDrugs #OilPrices #AIShopping #BigTech #LasVegas #AIservers #HealthcareStocks #SwingTrading #ASML #SportsBusiness #ShedeurSandersOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy