Podcasts about lowering

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Target is lowering its prices for Thanksgiving just like Walmart. This is going to be a cheap holiday for the people. Inflation has been tamed and with lowering fuel prices Trump is countering the [CB] inflation. Fed Bostic is retiring which will leave an opening for Trump, slowly but surely is gaining control over the Fed. Trump is taking back control of the economy. The [DS] tried everything to take Trump down and it has failed. The pushed the Epstein files hoax on him and he didn't take the bait, now they failed with the shutdown, so they decided they would release the hoax. They took the bait and now they have started the Epstein narrative. Attacks will intensify against Trump team, when the time is right he will strike like a thunderbolt.   Economy Target reduces prices on 3,000 groceries and essentials Target announced Tuesday it is lowering prices on 3,000 food, beverage and essential items, though prices could vary by location and online. This is the latest in a string of initiatives the retailer has rolled out to offer shoppers lower prices. The retailer also announced a $500,000 donation to Feeding America to support its hunger relief efforts amid increased demand at food banks. Lowering prices on thousands of items that shoppers frequently buy “will make a difference for families managing tight household budgets during the holidays,” Lisa Roath, chief merchandising officer of food, essentials and beauty at Target, said in the announcement. The press release noted it will not reduce prices in Alaska and Hawai'i. The price cuts build on Target's growing affordability efforts as the holiday season arrives. The retailer highlighted in the Tuesday announcement its lowest price ever for a Thanksgiving meal, which the retailer unveiled earlier this month. The meal feeds four for less than $5 per person and includes a Good & Gather turkey that costs 79 cents per pound. Source: retaildive.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Bessent, Treasurer Striking Final Penny at Philadelphia Mint Treasury Secretary Scott Bessent and Treasurer Brandon Beach will visit the Philadelphia Mint on Wednesday to oversee production of the final circulating one-cent coin or penny, each of which costs nearly 4 cents to produce, the Treasury Department said. President Donald Trump said in February he was ordering the Treasury to halt what he called the "wasteful" minting of pennies, prompting gas stations, fast-food chains and big-box stores to adjust prices and round cash transactions. Source: newsmax.com https://twitter.com/DoryBeutel/status/1988579974354477175?s=20 More Doves Incoming: Atlanta Fed President Bostic To Retiring Feb 2026 More turnover at the Fed ahead of what can be a historic, for the US central bank, year as Trump prepares to stack the Fed with a deep bench of uber-doves. With the "fired" Lisa Cook's lawsuit marinating at the Supreme Court, moments ago the Atlanta Fed announced that its president Raphael Bostic would retire at the end of his current term in February. Bostic, who in the press release was described as "the first African American and openly gay president of a regional Federal Reserve Bank in its 111-year histo...

Avoid these mistakes for a healthy gut! These 8 common gut health mistakes could be destroying your digestive health. Discover the habits and foods that ruin gut health, along with my expert gut health tips to improve your digestion and overall health today.1. Trying to improve gut health with fiberIncreasing fiber is one of the worst things you can do for your gut, yet it's commonly recommended. If your gut is damaged, fiber can exacerbate the issue, contributing to gas and inflammation. If you have gut inflammation, the carnivore diet can help!The carnivore diet helps increase glutamine, an amino acid that promotes gut healing. Zinc carnosine and butyrate, found in butter, are excellent for a healthy gut. Intermittent fasting and periodic prolonged fasting are crucial for maintaining digestive health.Approximately 40% of the population has SIBO. L. Reuteri can help reduce SIBO and has many other amazing benefits. It increases oxytocin, lowers stres, and even increases social capacity. Ensure you have strong stomach acid for healthy digestion and protection from microbes. 2. Commercial probiotics and yogurt The amount of probiotics in these products is so low that it won't make a difference in gut health. Many commercial yogurts are low-fat and contain added sugar and starch. 3. Colon cleansingThis eliminates beneficial gut bacteria, which can ultimately lead to constipation and other health issues. Avoid detoxing and focus on a healthy diet.4. Antibiotics Your gut microbiome does not fully recover after taking antibiotics. Bacteria that survive antibiotics can become antibiotic-resistant superbugs! If you have to take antibiotics take a good probiotic simultaneously.5. Antacids Acid reflux is a valve problem caused by low stomach acid. Weakening your stomach acid worsens the problem. Strong stomach acid is vital for digestion, protection against pathogens, and mineral absorption. 6. Low-fat diets Low-fat diets are bad for digestion because fat stimulates the gallbladder to release bile. Low bile leads to constipation and the inability to kill off microbes in the small intestine.7. Balanced diet Everything in moderation is the worst advice! Lowering carbs from 45% to 65% of your calories to 10% can significantly improve digestion.8. Superfood shakesSuperfood shakes and smoothies with kale, spinach, and fruit can overload the small intestine with fiber. Red meat is the best superfood! Dr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.

In this episode of the Conquer Athlete podcast, hosts Ryan Bucciantini and Jason Leydon welcome Tyler Cooke, a CrossFit athlete and coach. The conversation covers a range of topics including the importance of pacing strategies in workouts, the role of coaching in athlete development, and the need for structured rest and recovery. They also discuss the phenomenon of 'cuckolding' in a humorous context, and how it relates to their previous discussions. The episode emphasizes the significance of learning from training experiences, particularly when athletes 'blow up' during workouts, and the necessity of balancing training intensity for long-term success.   Takeaways The loudest coaches aren't always the most experienced or knowledgeable. Training is a time for education and reflection. You cannot out tough your way to win; strategy is key. Finding the least amount of rest can optimize performance. You have to earn the right to train in dark places. Pacing is crucial; it's a math problem of who rests the least. Training should focus on efficiency, not just intensity. Athletes need to learn from their blow-up moments in training. The importance of structured rest and recovery cannot be overstated. Coaching should prioritize athlete development over just programming.    Topics Unlocking Athlete Potential with Tyler Cooke The Art of Pacing in CrossFit Sound bites "How do I rest the least?" "Training is a time for education." "You need to push the 80% up." Chapters 00:00 Introduction to Tyler Cooke 04:50 Cuckolding Conversations 10:47 Lowering the Bar in Fitness 19:10 Pacing and Strategy in Workouts 25:41 Pacing and Optimization in Workouts 27:24 Strategic Rest and Recovery 30:50 Learning Through Experience and Trial 33:50 The Importance of Reflection in Training 37:34 Understanding Athlete Capacity and Pacing 41:32 Building Team Dynamics and Leadership 44:29 Earning the Right to Push Limits

Primary care physicians Gary Ferenchick, Kate Rowland, Henry Barry and Mark Ebell want you to know about 4 new studies: the best choice of pharmacotherapy in hypertensive disorders of pregnancy, benefits and harms of intensive BP lowering, elinzanetant for therapy-induced vasomotor symptoms in women with breast cancer, and 23 year follow up of the European Prostate Cancer Screening Trial. Plus a confusing quiz question (thanks Gary!).LinksEssential Evidence Plus: www.essentialevidenceplus.comHTN in pregnancy: https://pubmed.ncbi.nlm.nih.gov/40216176/Intensive BP lowering: https://pubmed.ncbi.nlm.nih.gov/40902616/ Elinzanetant for vasomotor symptoms in patients taking tamoxifen or anastrozole: https://pubmed.ncbi.nlm.nih.gov/40454634/ 23 year follow-up of large European prostate cancer study: https://pubmed.ncbi.nlm.nih.gov/41160819/

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing. They're joined by Brooke Garcia, a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing, risk management for investors, and portfolio diversification strategies. They explore how adding non-correlated assets such as private equity or private credit investing can help improve portfolio balance and reduce portfolio risk—especially when the traditional 60/40 portfolio approach no longer provides the same stability. This insightful discussion dives into how alternative investments can create a more tax efficient portfolio and contribute to a smoother investment experience during volatile market cycles. Listen in to learn about how alternative investments explained by Brooke can reshape the way you think about diversification and retirement planning strategies. You'll discover how these vehicles can provide access to opportunities outside of the public markets, deliver potential capital gains strategy benefits, and offer unique tools for investment risk management. If you're exploring ways to plan for retirement, retiring comfortably, and secure your retirement, this episode is packed with insights that connect tax planning, index replication, and tax loss harvesting into a broader tax strategy that enhances long-term wealth management. In this episode, find out: What alternative investments are and how they differ from traditional stocks and bonds. Why private markets investing may provide higher returns and smoother volatility. How to use non-correlated assets to build a more diversified portfolio and improve portfolio balance. Key considerations about liquidity, manager due diligence, and position sizing in alternative investments. How a well-designed diversification strategy supports long-term retirement planning and tax efficiency. Tweetable Quotes: “When bonds and stocks fall together, that's when investors start to realize the importance of alternative investments in balancing risk.” — Radon Stancil “Alternative investments aren't perfect for everyone, but everyone should evaluate whether they can play a role in their plan for retirement.” — Murs Tariq Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit POMWealth.net/podcast.

In this episode of Grow Think Tank, we dive into the connection between leadership and workplace stress, and how CEOs can minimize stress to create healthier, more productive teams. Research shows that 75% of employees see their boss as a primary source of stress, which makes leadership style more important than ever. We'll talk about how clear communication, aligned priorities, and a psychologically safe environment can transform team dynamics, plus I'll share practical ways to reduce stress through stronger personal connections with your people. This episode will inspire you to lead with greater awareness and intention, helping both you and your team thrive. Be sure to check out my free training on effective leadership to take these ideas even further. Episode Highlights & Time Stamps 2:22 The Impact of Leadership on Employee Stress 3:55 Communicating to Alleviate Workplace Stress 4:46 Creating a Thriving Work Environment 5:26 Commitment to Improved Leadership Skills Understanding Leadership Stress Ask your team what they think you could do to improve as a leader. If you truly listen beyond the words, ask follow-up questions, and reflect on their answers. This gives you a much better chance to show up and help your employees feel less stressed. Welcome to Grow Think Tank! This is the only place to gain insights from the founders and CEOs of the fastest-growing privately held companies. I'm your host, Gene Hammett. I help leaders and their teams navigate the defining moments of growth. Today, we're talking about how stressful work can be, especially when you're the leader. Most leaders are used to stress, thrive under pressure, and have faced countless challenges. But a recent Harvard Business Review study shows that 75% of employees view their boss as their primary stressor. Now, I'm not saying that you're causing stress intentionally, but these numbers are eye-opening. Don't just dismiss it as "those other leaders can't manage." Instead, consider: where could you improve? How can CEOs minimize stress for their teams and create a healthier work environment? How Leadership Impacts Stress Stress often stems from unclear communication. If expectations aren't clear, confusion arises. Too many priorities? That's stress. Lack of psychological safety? Employees may hesitate to share ideas for fear of judgment. Think about what stresses you out at work, write it down, and use it as a starting point to make intentional changes. So, how do you reduce stress as a leader? It starts with communication, not just what needs to be done, but why it matters. Connect tasks to the company mission and to your team members' personal goals. Listen actively, ask how they're doing, and reflect on feedback to improve your leadership approach. This is a key way CEOs minimize stress in their teams. Remember, people spend more time at work than almost anywhere else. If 75% of your team feels stressed because of leadership, it's a problem that only you can address. By fostering trust, clarity, and support, you can create a workplace where people thrive. Taking Action to Reduce Stress I hope that you'll commit to being a better leader, improving communication, coaching, conflict resolution, feedback, and clarity. Strong leadership doesn't just get work done. It creates an environment where people can thrive and grow alongside you. If you want to go deeper, join my free training at training.coreelevation.com. It will help you refine your leadership skills, create clarity in your company, and implement a new leadership operating system, all steps that help CEOs minimize stress while driving growth. Invest in your leadership growth and take active steps today to create a workplace where both you and your team can thrive. Key Takeaways Leadership directly impacts workplace stress, with 75% of employees citing their boss as a primary stressor. In this episode, Gene Hammett shares actionable strategies for CEOs to minimize stress, including clear communication, aligning priorities, fostering psychological safety, and building stronger personal connections with employees. By implementing these practices, leaders can create a thriving work environment where teams feel supported, motivated, and empowered to grow. Resources & Next Steps Ready to take your leadership energy to the next level? Explore free training and resources at training.coreelevation.com to help you identify energy leaks, strengthen your leadership presence, and elevate your team's performance.

#ThisMorning | #Lowering Your #Car and #Home #Insurance | Ashley King, State Farm | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness ​

November 7, 2025 ~ President Trump unveiled his plan to lower the cost of weight loss drugs yesterday, Jared Halpern gives Paul W. Smith the details of the plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of Americans will soon have direct access to popular weight-loss drugs at far lower prices than they pay now. That’s due to a deal announced between President Trump and pharmaceutical giants Eli Lilly and Novo Nordisk. William Brangham discussed the deal and its potential impact with Stacie Dusetzina of Vanderbilt University. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Millions of Americans will soon have direct access to popular weight-loss drugs at far lower prices than they pay now. That’s due to a deal announced between President Trump and pharmaceutical giants Eli Lilly and Novo Nordisk. William Brangham discussed the deal and its potential impact with Stacie Dusetzina of Vanderbilt University. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The Government's looking to invest in more companies that can get the country more gas, fast. It's widening the scope for its $200 million gas co-investment fund. The fund —created to support new gas field developments— will now invest in a broader range of projects that will accelerate or increase the volume of gas to market. Energy Resources Aotearoa Chief Executive John Carnegie told Ryan Bridge it's an encouraging move. He says the focus should now be on creating durable policy settings to give investors confidence in the future. LISTEN ABOVE See omnystudio.com/listener for privacy information.

In this episode of the EnergyMD Podcast, Evan H. Hirsch, MD speaks with homesteader, goat trainer, and EMF-awareness advocate Julia Lupine about the overlooked connection between electromagnetic fields (EMFs) and fatigue, sleep issues, mood changes, and chronic illness. Julia is a homesteader, goat trainer, author, primitive skills enthusiast, backpacker, gardener, herbalist, and songwriter. She's based in the western U.S., often found "under a rock" with her goats and cats. Deeply committed to helping EMF-sensitive people thrive, she provides education, tools, and insight to help others stay healthy in a modern, wireless world. During the episode Julia shares her personal story of healing from debilitating symptoms, by living off-grid and dramatically reducing her exposure to artificial EMF. Together, they explore practical solutions for reducing EMF exposure, understanding your environment, and supporting your body through diet, herbs, and mindset, even if you can't move to the mountains with goats. Learn more or contact Julia: https://substack.com/@julialupine . We help you resolve your Long Covid and Chronic Fatigue (ME/CFS) by finding and fixing the REAL root causes that 95% of providers miss. Learn about these causes and how we help people like you, Click Here. Do you have fatigue, brain fog, shortness of breath, muscle pain, or other strange symptoms? You might have Long Covid. Take our free quiz to find out if Long Covid is behind the mystery symptoms you're experiencing, Click Here. For more information about Evan and his program, Click Here.   Prefer to watch on Youtube? Click Here.   Please note that any information in this episode is for educational purposes only and does not constitute medical advice.

Are you showing up as your full, authentic self or just the version you think others expect?Authenticity isn't a matter of oversharing or saying whatever's on your mind. It's about honesty balanced with humility and vulnerability, the kind that builds genuine trust and stronger teams.Thankfully, today's guest brings both experience and expertise to this conversation. Mike Robbins is the author of five books, including Bring Your Whole Self to Work and his latest, We're All In This Together. For the past 25 years, Mike has been a sought-after keynote speaker and executive coach who delivers keynotes, workshops, and coaching programs for some of the top companies in the world. His clients include Google, Wells Fargo, Microsoft, Walmart, eBay, Schwab, and many more.In this episode, we delve into what it truly means to “bring your whole self to work,” examine why self-righteousness undermines connection, and explore how vulnerability cultivates trust and psychological safety. Mike shares his “authenticity equation” and practical ways managers can model openness without crossing professional boundaries.In the extended conversation, Mike delves deeper into the art of authentic appreciation, why most people are uncomfortable receiving praise, how to cultivate a culture of gratitude on your team, and the key distinction between appreciation and recognition. He also shares a powerful team practice, “the appreciation seat,” that helps managers cultivate belonging and empathy at work.Get FREE mini-episode guides with the big idea from the week's episode delivered to your inbox when you subscribe to my weekly email.Join the conversation now!Conversation Topics(00:00) Introduction: Why Authenticity Matters at Work(01:03) The Challenge of Showing Up Authentically(01:46) The Authenticity Equation Explained(03:14) Removing Self-Righteousness from Your Leadership(06:55) The Subtle Ways Self-Righteousness Shows Up in Coaching(10:21) Lowering the Waterline on the Iceberg(16:24) The Art of Appropriate Disclosure(18:53) Navigating Grief and Personal Struggles at Work(22:30) Authenticity, Identity, and Belonging(26:11) The Power of Sweaty Palm Conversations(30:18) Connect with Mike Robbins(31:07) [Extended Only] The art of appreciation: how to give and receive it authentically(37:38) [Extended Only] Recognition vs. appreciation—what every manager should know

In Ep 395  Ken and Dave take on everything From Vegas hangovers and busted government budgets to Georgia's voter apathy and one Athens idiot who thought dressing like a Nazi was clever, they're calling out the week's dumbest decisions. Toss in hurricanes, bad football predictions, and politicians pretending to care about the SNAP crisis, and you've got another round of sharp takes, dark humor, and a healthy dose of disbelief. Vegas Road Trip & Travel: Reflecting on the high cost and crowds of Las Vegas and messy TSA lines at Atlanta Hartsfield Airport. Cruise Ship Gambling: Friends earning free future cruises by gambling heavily on board. Halloween Policy Debate: Discussing the controversial policy requiring registered sex offenders to check in with law enforcement or report to the police station on Halloween night, questioning the consistency of safety policies. Georgia Elections & Turnout: Analyzing the poor voter turnout in rural Georgia for the Public Service Commission (PSC) election and local city council/SPLOST races. World Series Baseball: Commentary on the Blue Jays, the crazy 18-inning game, and Shohei Ohtani's nine times reaching base. Government Shutdown & Filibuster: Debating Donald Trump's call for the nuclear option (50+1 Senate votes) to reopen the government and the value of returning to the true filibuster format. Georgia vs. Florida Football: Previewing the game, noting the spread, and discussing how teams often play harder after a coach firing. Hurricane Melissa Fallout: Examining the Cat 5 storm that laid waste to Jamaica, Cuba, and Haiti, noting the high death toll in Haiti due to poor infrastructure. Georgia SNAP Benefits Crisis: Analyzing the loss of food assistance for 1.5 million Georgians during the government shutdown and debating whether the state should use emergency reserves to cover the benefits. Marjorie Taylor Greene (MTG) Appearances: Discussing her scheduled interviews on The View and Real Time with Bill Maher, and her recent criticism of Republicans lacking a healthcare plan. Georgia Senate Race Polls: Early polling shows Mike Collins with an advantage, but 40% of Republican voters remain undecided, suggesting the race will be decided by campaign spending. Prince Andrew Stripped of Titles: Discussing King Charles's decision to strip Prince Andrew of all royal titles and his eviction from Royal Lodge, which may set him up for further prosecution. Athens Nazi Costume Incident: Analyzing the highly publicized altercation in Athens involving a man in a full SS uniform who allegedly smashed a beer pitcher into a woman's face, leading to felony aggravated assault charges. Most Stressed States in the Nation: Examining data showing Alaska as the most stressed state (high suicide rate, lack of sun) and Massachusetts as the least stressed, with Georgia ranking 32nd. Lowering the Voting Age: Rejecting Kamala Harris's suggestion to lower the voting age to 16 due to climate change concerns, instead advocating for raising the age of majority to 21. New York City Mayoral Race: Analyzing the strange political dynamics in the NYC election, involving Zohran Mamdami and Andrew Cumo and fears that New York City is heading toward communism.

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Is "Spermagedon" coming? Well, the results of a new study on men's fertility and testosterone levels has left experts concerned as male sperm counts plunge. Many experts suspect the drop is driven by a cocktail of air pollution, microplastics and other hormone-disrupting toxins, including PFAS or “forever chemicals” in the environment. Today, science writer Angus Dalton on this new study and whether male fertility is at serious risk.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Is "Spermagedon" coming? Well, the results of a new study on men's fertility and testosterone levels has left experts concerned as male sperm counts plunge. Many experts suspect the drop is driven by a cocktail of air pollution, microplastics and other hormone-disrupting toxins, including PFAS or “forever chemicals” in the environment. Today, science writer Angus Dalton on this new study and whether male fertility is at serious risk.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

America is experiencing a full detox. The de-Islamization of our institutions? Check. Deporting illegals who snuck in under Obama's open-door “Come One, Come All” policy gone? Double check. Trump's like, “Look, I love immigrants—but I want the Harvard kind, not the Home Depot parking lot kind.”Now, I know the Left's clutching their pearls right now, pretending that saying that is “mean.” But you know what's mean? Lowering the standard of the greatest country in the world to the level of a Greyhound bus terminal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's the 155th episode of the Truth About Vintage Amps, the call-in show where amp tech Skip Simmons fields your questions on all things tube amps. This week: Barn finds, lost dogs, an extra-grounded Jason (amp pun intended) and more!   Some of the topics discussed this week:  1:05 Skip gets the new Fretboard Journal (link); do banjos belong in the Fretboard Journal? 5:16 Recommended music: Ned Boynton's 'The North Beach Sound;' The No-Mads (nomadsband.com) 7:54 Our sponsors: Grez Guitars; Emerald City Guitars and Amplified Parts (and Mr. Microphone) 18:12 What's on Skip's bench: A Bogen GA-5; a Realistic Carnival; Masco C-6; 6AQ5 tubes 22:53 A listener baffler, answered (speaker re-coning); Vintage 47 amps (link) 26:18 Skip's ep. 154 baffler, answered: What does Skip do when he's modding the second input of a Fender Champ? Supro Spectators 32:51 New Accutronics reverb tanks by Revisit (link)   34:52 What's the low input doing in a Marshall JCM800; green chile on everything 39:20 Lowering the B+ on a 1971 Fender Bassman 10 project; ultralinear transformers; cactus salad 48:43 The long-awaited dog story 51:35 Colin Hay's "Overkill" with Choir! Choir! Choir! (YouTube link); Traynor amps 54:52 Should I treat the pitting on a Soundmaster 600 PA? 1:00:17 Lab Series amps 1:03:39 Smoke-damaged MusicMan HD-130   1:09:20 The dangers of old tractors (and drawbridges) 1:15:34 Modifying the power section of a Twin Reverb for lower volume playing; fixing a Filmosound 385 with hum; Evan Crafts (Instagram) 1:21:26 TAVA listener spotlight: Children's book author Matt James! (Order his new book, The One About the Blackbird (Amazon link) 1:23:56 How to raise kids and run a small business; Mae Ploy curry paste  1:31:16 Barn finds: Spring-loaded input jacks; a 1947 Fender Princeton amp and matching lap steel  Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Want to share your top secret family recipe? Need relationship advice? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too.  Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal.  Don't forget, we have a Patreon page. Support the show, get behind-the-scenes updates and get to the front of the line with your questions.  

Don and Tom open with an honest reflection on market déjà vu—how today's investing climate echoes the speculative excesses of 1929 and 2008. Citing Andrew Ross Sorkin's new book 1929: Inside the Greatest Crash in Wall Street History, they discuss the modern “financialization” wave: private equity, venture capital, crypto, and private credit being repackaged for retail investors and even 401(k)s, often under looser regulation. They warn listeners about “mark to make-believe” valuations and Wall Street's relentless drive to sell complexity to the masses. The conversation moves from cautionary history (leveraged trusts of 1929, margin loans, and subprime mortgages) to present-day parallels like Bitcoin ETFs and private-market tokens. The takeaway: avoid opaque, speculative products; stick with transparent, low-cost diversification. In the Q&A, they answer listener questions about simplifying global portfolios with VT vs. VTI/VXUS, and about selling or donating concentrated stock positions from employee plans. 0:04 Opening disclaimers and acknowledgment that the episode isn't meant to scare investors 1:18 Historical parallels—1929, 1987, 2008—and the feeling of “market déjà vu” 2:10 Introducing Andrew Ross Sorkin's new book 1929 and his NYT column on modern speculation 3:20 Financialization and the loosening of investor protections in the 2020s 4:33 Wall Street's constant invention of confusing products that favor sellers 4:58 Robinhood's Vlad Tenev and the illusion of democratizing risk 6:12 Lowering the barriers to private markets and what that means for investors 7:26 Echoes of 1929: leveraged ETFs, margin-like structures, and “Russian-doll” debt 8:29 The perils of leverage and speed of modern market declines 9:02 Private-market tokens and the “mark-to-make-believe” problem 10:25 Overvaluation, lack of liquidity, and Wall Street's interest in 401(k) assets 11:41 Historical leverage shifts—from banks to private credit 12:58 Why trusting financial “authorities” can be dangerous 13:32 Emotional honesty: people lie, and investors must self-protect 14:42 Jealousy, lottery-thinking, and envy as behavioral pitfalls 15:36 Investing as elimination—avoid what's complex, costly, or confusing 16:48 Listener Q&A: two-fund simplicity (VT + BND) vs. multi-ETF tinkering 18:38 The temptation to overweight U.S. equities 20:00 Contrarian case for international exposure (VXUS) 21:15 ESPP stock cleanup: when to sell concentrated holdings 22:44 Charitable giving of appreciated stock for tax efficiency Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast Notes Episode 489 Three Myths about Charging for Coaching (Rebroadcast) Hosts: Brian Miller, PCC and Chad Hall, MCC Date: October 30, 2025 In this episode, Brian and Chad unpack three common myths that hold coaches back from confidently charging for their services. Drawing from years of training and mentoring coaches, they discuss the internal beliefs and mindset barriers around money—especially within Christian coaching circles—and offer practical ways to build confidence, communicate value, and stop underselling the impact of coaching. Key Highlights The myth that "people can't afford coaching" often reflects a coach's own limiting beliefs rather than reality. Undervaluing yourself or the coaching process can prevent you from confidently seeking clients. Coaches often project their own financial limitations onto others, assuming clients can't or won't invest. Paying for your own coaching helps reinforce belief in its value and gives you firsthand credibility. Lowering prices rarely leads to better traction—it can confuse potential clients and devalue your offering. Takeaways Challenge your assumptions about what others can afford; avoid saying "no" on their behalf. Invest in your own coaching experience to build conviction and authenticity when selling. Recognize that coaching is about outcomes and transformation, not just the session time. Maintain pricing integrity—confidence and clarity communicate value better than discounts. Stay Connected: Website: coachapproachministries.org Email: info@coachapproachministries.org LinkedIn: http://www.linkedin.com/company/coach-approach-ministries Facebook: https://www.facebook.com/coach.approach.ministries Youtube: https://www.youtube.com/@coachapproachministries7538 Follow us on social media for updates and resources!

Brad Young fills in for Mark Reardon and in this segment he sits down with Dave Simons, partner and managing director at One Private Wealth to talk about the lowering of the interest rate in the country by Jerome Powell and it affects you.

‘We're living in an era of a massive lowering of trust'Shaun Ley speaks to Jimmy Wales, co-founder of Wikipedia, one of the most visited websites in the world.He talks about how to trust in a digital age, the pressures facing open‑knowledge platforms and his new book The Seven Rules of Trust: A Blueprint for Building Things That Last, where he shares the lessons that transformed Wikipedia and could transform our relationship with information too.Jimmy Wales co founded Wikipedia in 2001, it was built on the principle that knowledge should be free and created collectively. With over 300 language editions, it's the largest free knowledge resource, relying on donations by online readers. He reflects on how Wikipedia is navigating an era of misinformation, political pressure, and declining public trust in institutions. From accusations of left-leaning bias by conservative voices and scrutiny from authoritarian governments, to the challenge of keeping a global, multilingual platform accurate and inclusive, he explains how Wikipedia's unique open-source model, powered by thousands of volunteer editors, continues to hold the line on transparency and truth. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC. You can listen on the BBC World Service, Mondays and Wednesdays at 0700 GMT. Or you can listen to The Interview as a podcast, out twice a week on BBC Sounds or wherever you get your podcasts.Presenter: Shaun Ley Producer: Farhana Haider Researcher: Meaghaen Reid Editor: Justine LangGet in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.(Image: Jimmy Wales. Credit: DANIEL LEAL/AFP via Getty Images)

On today's episode, Andy answers live call-in questions on how to stop lying to yourself so you can make positive change in your life, how to lead others by your actions, and how to scale your business without lowering your standards.

Did you know that cows emit methane when they burp? Livestock account for over 12% of the world's greenhouse gas emissions, but farmers and scientists have discovered a superfood that might be the key to lower emissions—and raise healthier cows. In this episode, Ryan and Anjali investigate the mystery of Asparagopsis, a seaweed variety that removes methane from the guts of the animals who eat it. The catch? There are only nine licensed growers in the world. Ryan and Anjali are joined by three experts to talk about the science behind this amazing plant, the benefits we're already seeing from the animals who eat it, and the next steps for scaling up its use by farmers around the world. For the full text transcript, visit ted.com/podcasts/speed-and-scale-transcriptInterested in learning more about upcoming TED events? Follow these links:TEDNext: ted.com/futureyou Hosted on Acast. See acast.com/privacy for more information.

Feeling burned out, inflamed, or stuck in survival mode? In this episode, Dr. Tim Jackson sits down with Dr. Mark Sherwood—naturopathic doctor, longevity expert, and former law-enforcement officer turned wellness leader—to reveal how true healing starts at the mitochondrial level. Learn how molecular hydrogen, red-light therapy, vagus-nerve activation, and emotional calm can reverse cellular stress, boost energy, and extend your healthspan. Discover why modern medicine often misses the root cause of aging and how you can take back control of your biology today.

Did you know there's MAGIC in your Meditation Practice? Say Goodbye to Anxiety and Hello to More Peace & More Prosperity! Here Are the 5 Secrets on How to Unleash Your Meditation Magic https://womensmeditationnetwork.com/5secrets Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Close your eyes gently, And find the sway of your breath.  Deeper and deeper, Slower and slower. PAUSE Feel your body melt, Like a single ripple of water soothing you, From the crown of your head, Softening your face, Releasing your jaw, Relaxing your neck, Lowering your shoulders, Opening your chest, Softening your arms and your belly, Releasing your hips, And falling down your legs and feet. Breathe… PAUSE Be here.  Right here.  Release the worries of tomorrow, And the heaviness of yesterday.  Watch them all fall away like leaves on a tree in the fall.  Blowing away in the wind,  Carried far, far away from here. Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen  Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life.  If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want!  Namaste, Beautiful,

Send us a textStay Connectedhttps://www.commstock.com/https://www.facebook.com/CommStockInvestments/https://www.youtube.com/channel/UClP8BeFK278ZJ05NNoFk5Fghttps://www.linkedin.com/company/commstock-investments/

Big O talks Younger Miami Dolphins Fans 102225

Comment on the Show by Sending Mark a Text Message.This episode is part of my initiative to provide access to important court decisions  impacting employees in an easy to understand conversational format using AI.  The speakers in the episode are AI generated and frankly sound great to listen to.  Enjoy!A single HR form can decide a lawsuit. We dig into Shear v. Sisters of Charity to show how a mandatory EAP referral and a required compliance-reporting form collided with the Supreme Court's new “some harm” standard from Muldrow v. City of St. Louis—shifting what counts as an adverse employment action under the ADA and Title VII. The story tracks a familiar arc—productivity issues, a performance improvement plan (PIP), and a sudden turn when coworkers report safety concerns—then pivots to a tougher question: when does care become coercion?We walk through the core facts with clarity: the performance improvement plan, the mandatory referral to an outside EAP provider, and the form that would send attendance and treatment compliance back to the employer as a condition of keeping the job. That form becomes the fault line. Under the old “significant change” rule, a court might see the referral as inconvenient but not legally adverse. After Muldro, the bar drops. Non-monetary harms like coerced disclosures and loss of autonomy now qualify if they leave an employee worse off in a tangible way. We also weigh the employer's best defense—policy consistency across employees—and why uniform rules do not automatically defeat a “regarded as disabled” claim when the trigger is a perceived mental health condition.You'll hear practical guidance woven through the analysis. For employers: narrow data collection, separate safety from performance, document objective reasons, and avoid tying privacy waivers to job survival. For employees: understand how “some harm” broadens viable claims, especially around privacy and compelled consent. By the end, you'll see how Muldro reshapes risk around EAP mandates, monitoring, lateral transfers, and other once “minor” actions—and why the Shear case will influence where courts draw the line between genuine concern and unlawful stereotyping. If this conversation helps you think differently about policy, privacy, and workplace fairness, subscribe, share the episode with a colleague, and leave a quick review to tell us what resonated most. If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.

Greetings, and welcome back to the podcast. This episode, we are joined by Lucy Hargreaves - CEO of Build Canada - a non-profit organization & civic movement seeking to drive economic growth and prosperity in Canada.Build Canada has expanded from policy memos to nationwide events, open-source tools (e.g., an AI "MP" for bill analysis and a trade barriers tracker), and campus chapters at over 15 universities, fostering a "builder movement" to make Canada the world's most prosperous nation. Lucy previously served as Vice President of Partnerships and Corporate Affairs at Patch, a San Francisco-based climate impact software startup, where she focused on corporate sustainability initiatives remotely from Canada. Lucy was Chief Government Relations Officer at Dairy Farmers of Canada, advocating for agricultural policy; an advisor at Invest Ottawa, supporting tech ecosystem growth; and a five-year parliamentary staffer for the Liberal Party, including two years as Chief of Staff to former Cabinet Minister Mona Fortier. Lucy earned a B.A. from the University of Toronto (Hons), and an MPA from Columbia University where she was an Fulbright Scholar. Among other things we learned about Cutting Spending, Lowering Regulations & Canadian Optimism.Thank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital MarketsEPACAstro Oilfield Rentals JSGEVASupport the show

Abou Amara (lawyer and democratic strategist) joins Dan Cook to discuss the current state of politics for the democratic party. Dan asks if democrats are in a place to capitalize on the momentum of the No Kings Protest. Abou speaks to the long game in winning one of the Houses of Congress back in the next election cycle. They also discuss the redistricting campaigns and the states that stand to be impacted the most.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Treasury Secretary Scott Bessent says tariffs aren't a tax — but try telling that to small business owners crushed under $1.2 trillion in new costs. From shoe importers taking out high-interest loans just to stay afloat to everyday Americans paying more for worse products, this episode of Watchdog on Wall Street exposes how protectionism punishes consumers, stifles innovation, and erodes quality. Chris Markowski breaks down why free trade, not tariffs, fuels excellence — and why letting politicians, not markets, decide what we buy always ends in mediocrity.

In this episode, we review the high-yield topic of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lipid Lowering Drugs⁠ from the Cardiovascular section.Follow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Medbullets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets

Matthew Berninger, principal cyber analyst at Marsh McLennan's Cyber Risk Intelligence Center, explains how regular incident-response exercises and robust control implementation strengthen recovery from cyberattacks and correlate with fewer and less severe breach-related claims.

rWotD Episode 3090: Lipid-lowering agent Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Sunday, 19 October 2025, is Lipid-lowering agent.Lipid-lowering agents, also sometimes referred to as hypolipidemic agents, cholesterol-lowering drugs, or antihyperlipidemic agents are a diverse group of pharmaceuticals that are used to lower the level of lipids and lipoproteins, such as cholesterol, in the blood (hyperlipidemia). The American Heart Association recommends the descriptor 'lipid lowering agent' be used for this class of drugs rather than the term 'hypolipidemic'.This recording reflects the Wikipedia text as of 00:15 UTC on Sunday, 19 October 2025.For the full current version of the article, see Lipid-lowering agent on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm generative Kajal.

Water levels on the Mississippi and lower Ohio Rivers are dropping again, threatening barge traffic and commerce as drought conditions persist with little sign of relief in the coming weeks. Also, the World Meteorological Organization blamed the increasing carbon dioxide emissions on human activity, a rise in wildfires and a reduction in carbon sinks. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Many marketing leaders in industrial companies have their hand in sales as well. That's certainly the case for Eric Seiberling, Vice President of Sales and Marketing at MXD Process. This episode is all about how Eric has successfully used AI to streamline critical (yet routine) sales and marketing processes and better yet, get the whole team on board as well.In this episode, Eric Seiberling, Vice President of Sales and Marketing at MXD Process, shares his diverse career journey and insights into the adoption of AI in sales and marketing processes. He shares how his team uses AI to cut the sales quoting process down by 80%, personalize sales personas and messaging, and how to make it easiest for the team to trust and adopt AI into their everyday tasks. He also emphasizes the importance of cross-team collaboration and offers practical advice on fostering strong human connections across departments and office locations.TakeawaysCustom GPTs were developed to cater specifically to their industry needsFostering collaboration among teams is essential for success.Celebrating team achievements helps build a strong company culture.Leadership alignment is necessary for successful AI experimentation.Lowering the stakes can encourage teams to adopt new technologies.Continuous learning and iteration are key in AI development.Consulting for nonprofits combines corporate techniques with theological insights.ResourcesConnect with Eric on LinkedInConnect with Wendy on LinkedInLearn more about MXDProcessRelated Episode: Taking AI Up a Notch: Training Brand Voice, AI Assistants, and Custom GPTsRelated Episode: AI Strategies and Tools for Industrial MarketersRelated Episode: The State of AI: Chatbots, Reasoning Models, and AgentsAI Resource: Marketing AI Institute AI Resource: AI First Academy with Allie K. MillerAI Resource: OpenAI Training Courses Register for the Industrial Marketing Summit 

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

What happens when your mind turns against you — and fills you with thoughts you can't control?   In this episode of The OCD Whisperer Podcast, Kristina Orlova speaks with Maurice, creator of the Obsessless app — a powerful new tool designed to support people living with OCD. Maurice opens up about his terrifying first intrusive thoughts, years of misdiagnosis, and how ERP therapy and mindset work helped him turn pain into purpose.   Together, we explore: • The hidden side of OCD most people never see • How intrusive thoughts can completely take over your life • What it really takes to heal when therapy isn't immediately available • The creation of Obsessless — and why tech could change OCD recovery forever   Whether you're currently navigating OCD or supporting someone who is, this episode offers raw truth, hope, and tools for reclaiming your mind.  

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Welcome to NHA Today, the official podcast of the National Health Association!

In this eye-opening episode of Quantum Minds TV, Dr. Theresa Bullard sits down with award-winning author and consciousness researcher Lynne McTaggart. Together they explore the science of intention, the interconnected field that binds us all, and how group consciousness can create real, measurable change in the world. From seeds growing faster to drops in violent crime, Lynne's groundbreaking Intention Experiments reveal just how powerful our collective thoughts can be.Discover how consciousness, science, and spirituality converge to unlock human potential and awaken a new paradigm.

Jason interviews Colton Pace, the founder and CEO of OwnWell, who explains how his company helps homeowners reduce their property tax assessments through data mining and targeted marketing. Colton discusses the company's success rate in helping customers save money through property tax appeals, with their service operating on a contingency fee basis and offering free initial reviews. The interview covers OwnWell's current operations across multiple states, including their valuation methodologies and the timeline for property tax appeals, with plans for future expansion. https://jasonhartman.com/propertytax #PropertyTaxes #ReducePropertyTaxes #Ownwell #ColtonPace #TaxAssessmentDispute #RealEstateSavings #OverAssessed #ContingencyFee #TaxConsultant #SaveMoney #AssetManagement #FamilyOffices #DataMining #PropertyAppeal #ResidentialRealEstate #CommercialProperties   Key Takeaways: 1:47 An easy way to save money  5:19 Depends on geography 8:30 A more established neighborhood 10:06 Average cost savings 10:47 Straightforward path to saving money 12:45 How long till assessments come in 14:23 Special offer: JasonHartman.com/PropertyTax     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Imagine a world where your investments work smarter, not harder. Keith reveals the truth about why real estate trumps stocks, and how the current economic landscape is creating a once-in-a-generation wealth opportunity. Discover: Why traditional investing wisdom is leaving younger generations behind Why owning assets is the ultimate key to breaking free from economic uncertainty From the dying middle class to the rise of strategic real estate investing, Keith exposes the game-changing insights that most investors never see. Inflation is reshaping the economic landscape - and you can either ride the wave or get swept away Generation Z faces unprecedented economic challenges  Want to learn more? Your financial transformation starts here. Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/573 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GR, I'm your host. Keith Weinhold, talking about real estate versus stocks, how housing has been in a recession that could now be thawing. Then why the war on the young and the vanishing middle class threatens to get even worse today on get rich Education.    Keith Weinhold  0:19   You It's crazy that most people think they're playing it safe with their liquid money when they're actually losing savings accounts and bonds don't keep up when true inflation can eat six to 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments and their flagship program with fixed 10 to 12% returns that have been predictable and paid quarterly. There's real world security. It's backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there. And here's what's cool. That's just one part of FF eyes family of products. They include workshops and special webinars, educational seminars designed to educate before you invest start with as little as 25k and finally, get your money working as hard as you do. It's easy to get started. Just grab your phone and text family. 266866, text the word family. 266866, that's family. 266866,   Corey Coates  1:37   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:47   Welcome to GRE from Rocky Mount North Carolina to Mount Shasta, California and across 188 nations worldwide. I'm your host, Keith Weinhold, and you are inside for another wealth building week of get rich education. A lot of people have been building wealth lately. Do you even understand all the markets that are either at or near all time highs, real estate, stocks, gold, all recently hit those levels, also nested home equity positions of American property owners are at all time highs. Silver is also near an all time high, and so are FICO credit scores. All this means that the haves are in really good shape, and the have nots aren't more on that later. Let's then you and I talk about real estate versus stocks. I've invested in both for decades, and it's not something that I do on the side. This is the core of what I do and talk about with you every week. And I've never felt more inclined toward investing in real estate ever the resilience of residential real estate, a major reason is that I've always found real estate investing easier to understand than the s and p5 100, and it comes down to the mechanics of each one in The stock market, a company can be well run, it can be profitable, and it can even be growing, yet its stock price might fall anyway. Why? Because expectations weren't met for a quarterly earnings report, or investor sentiment just happened to shift for a while, people just tended to focus on the bad stuff instead of the good stuff, even though it was always there, and that's why the stock price went down. So what makes a stock move more often than not, is kind of laughable. It isn't a word sentiment, emotions. It's how investors collectively feel about a stock and that can change on a dime. One quarter's earnings miss an interest rate hike, geopolitical news or even a single social media comment from a CEO that can move billions of dollars of market value in an instant real estate, on the other hand, that strips away a lot of that noise and that ability for other people's emotions to ruin the price of your apartment building that cannot happen at its core, the value of a property is tied to its income stream and the market that It sits in, that makes it far more direct and way more controllable. If I buy a property, I can see the levers in front of me and ask my property manager to push or pull them or even do it myself. For example, I just asked them to replace flooring in three of my apartment units. With pricier luxury vinyl plank rather than new carpet, and that's because I plan to hold that building for another five years or more. I'll attract a better quality tenant that can afford to pay me more rent. So I know that if I improve operations and increase occupancy, reduce expenses or reposition the asset down the road. I mean, that is directly going to increase net operating income, and that increase will directly affect my valuation. So there's a logic to this that's almost mechanical, and that is not to say that real estate is without nuance or risk. The risk lies in execution. You have to underwrite carefully. Is the location of your property sustainable long term? Are the demographics supportive of Lent growth? What capital improvements are truly lucrative to you and provide the tenants with value, and what kind of improvements are only cosmetic? So real estate isn't just tangible, it's also something that you can interact with. You can walk a property, you can even speak to tenants, study the neighborhood and know exactly what you're dealing with. It's not a ticker symbol reacting to opaque forces that you'll never see or control, and for me, that tactile nature creates clarity. When you buy the right property in the right market with the right strategy, then the path forward is not mysterious. It isn't whimsical, it's deliberate. Real Estate is easier to understand than the S p5, 100. And that also doesn't mean that real estate is simple, because there is that due diligence and strategy, but it's the cause and effect relationship between what you do and the outcome that you get that's far more direct with stocks. You can be completely right about the fundamentals. I mean, you can nail it. You can Bullseye that stock target, and after all that, yet still lose with real estate. If you execute well, the fundamentals eventually do show up in the returns and see because of that direct cause and effect relationship, you can improve yourself as a real estate investor faster than a stock investor can, and that's because you can learn about how your upgrade drove your properties, noi, that information, that feedback that you got, that's something that you can either replicate again or improve upon in your own investor career. So between real estate and stocks, execution is the real differentiator, and control is a key one as well. To me, that sweet spot is control that I have. But through a property manager that way, control doesn't mean that you're losing your quality of life, your standard of living. Now, some people, they do, have the right handyman skills to maintain the property and the right people skills to maintain the tenants. So self managing it can work for just a few people. I sure don't have the handyman skills myself. Sheesh, if I even try to hang a picture on a wall, there's a 50% chance that it's going to end in a drywall patch job. When you can see the cause and effect between your decisions and the property's performance, it creates that level of control that stocks and bonds just don't offer. And I'm also being somewhat kind to stocks by discussing a benchmark like the s, p5, 100, even harder to control and understand are the Wall Street derivatives and financial mutations that the people invested in them don't even understand. Unlike stocks, you own, the levers you own, the operations, the expenses and the occupancy, both have risks, but real estate's risks are more perceptible, more knowable. You won't have to cringe when a company's CEO posts a tweet that's either pro Israel or pro Gaza. Billions of market cap is wiped out, and your investment goes down 12% in one hour. This is why we talk about real estate on the show. There is less speculation and conjecture. It is concrete stuff, and that's all besides how real estate pays you five ways at the same time, as if that wasn't enough.    Keith Weinhold  9:38   Now, when we talk about real estate investing in this decade, do you realize that we have been in a housing recession for two years? A recession in real estate? I mean, it might not feel like it with those home prices at erstwhile mentioned all time highs. We don't need to have falling prices to have a recession. Investors are obviously. Making money in this housing recession. The recession I'm talking about is the slowdown in housing activity stemming from less affordability, lower sales volume and less available inventory. But we do now have signs that we are breaking out of these housing doldrums. As far as affordability, national home prices are staying firm. But what's helping there is that mortgage rates have fallen, and we've also had wages that are rising faster than rents and wages that are rising faster than mortgage payments. In fact, wages have been rising faster than both of those for most of the last year now, and that's sourced by Freddie Mac Federal Reserve stats and rental listings on Redfin. Yes, year over year, American wages are up 4.1% rents are up 2.6% and mortgage payments are basically unchanged over the past year, up just two tenths of 1% and of course, these facts, combined with lower mortgage rates, all supports more real estate price growth. Now to kick off the show, I mentioned how real estate stocks and gold all recently hit all time highs. Well, that's denominated in perpetually based dollars, of course. However, one thing that affects you that certainly has not reached all time highs is the level of available homes, the number of homes for sale, that inventory is up off the recent bottom in 2022 yet it is still below pre pandemic levels. We have had quite a recovery here. National active listings definitely on the rise. They are up 21% between today and this time last year. Well, that means that buyers have gained leverage, mostly across the south, where lots of new building has occurred, and some areas of the West as well. Yet today, we are still, overall here 11% below 2019 inventory level. So nationally, we're basically still 11% below pre pandemic housing inventory levels. And in the Midwest and Northeast, the cupboard looks even more bare than that, since new construction totally hasn't kept up there, we will see what happens. But with the recent drop in mortgage rates, buyers might take more of that available inventory off the shelf. But here's the twist that I've heard practically no one else talk about no media source, no one in conversation. Nobody. It is the paucity of available starter homes. It's the entry level home segment that has the great scarcity, and it's these low cost properties that are the ones that make the best rental properties. Their paucity is jaw dropping, as sourced by the Census Bureau and Freddie Mac starter home construction in the US. I mean, it is just fallen precipitously. Are you even aware of the trend? All right, defined as a home of 1400 square feet or less, all right, that's what we're calling a starter home. Their share of new construction that was 40% back in 1982 Yeah, 40% of new built homes were starter homes. Then by the year 2000 it fell to just a 14% share, and today, only 9% of new built homes are starter homes, fewer than one in 10, and yet, that's exactly what America needs more of. So although overall housing inventory is still low, it's that entry level segment that is really chronically underserved, and that won't change anytime soon, we remain mired in a starter home slump because builders find it more profitable to build higher end homes and luxury homes. Yet for anyone that owns this workforce rental property, which is the same thing we've been focused on doing here on this show, from day one, you are sitting in an asset class that's going to remain stubbornly in demand over the long term. And when it comes to starter homes, the ones Investors love most, they are more scarce than bipartisan agreement in Congress, really. That is the takeaway here.    Keith Weinhold  14:39   So last week, I had an interesting in person meet up at a coffee shop with a 19 year old college student because he's a real estate enthusiast, rapping Gen Z there. He's an athlete too, an 800 meter runner. Well, his dad read Rich Dad, Poor Dad, and his dad has 60 rental properties. Where they're from in Wisconsin, and maybe you're wondering, oh, come on, what could I learn from this 19 year old? I don't think that way. Now, I told him about some foundational GRE principles like financially free, beats debt free and things like that. It was also insightful to get his take on how he sees the world, and for me to learn what his professors are teaching him about real estate investing in his classes, he talked about how his professors show them, for example, what affects apartment cap rates. Also about how, whenever they run the numbers on a property, it always works out better to get the debt, get that mortgage, and how that leverage increases total rates of return. I was really happy that he's learning that over there at the university, but I was really impressed how at age 19, he's responsible and understands so much about society, politics, investing, athletics and even diet. I mean, this guy is rare, talking about his preference for avoiding food cooked in seed oils and choosing beef tallow instead. He also lamented on how Generation Z is so screwed up, saying that no one reads, no one's having kids, no one can buy a home, no one's going to be able to buy a home, and that people his age are so used to looking at screens that they're anxious about in person interactions, even in person, food ordering from a waiter at a restaurant gives them anxiety. He and I are planning to go running together next week. We'll see how that goes. As a college 800 meter runner, he's going to have the speed advantage on me, but we're running up a steep, 40 minute long trail where I've got a shot at an endurance advantage. So it was rather interesting to get his take and see what college professors are teaching on real estate. I mean, this generation that's coming of age now, Gen Z is the worst generation since George Washington to have it worse off than their parents. I'm going to talk about that today, shortly. next week, on the show here, I plan to help you learn about what's going on with some real estate niches and what their future looks to be over the next 10 to 20 years, including mobile home park real estate and parking lot real estate, one of these asset classes I really don't like the future of That's all next week on the future of some certain real estate niches. Straight ahead today, I want to tell you about mortgage rates in a way that you've never thought about before and more about the war on the young and the vanishing middle class. I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 573, and you are listening to it.    Keith Weinhold  17:53   If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp. And in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  19:06   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chale Ridge personally. While it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com   Todd Drowlette  19:38   this is the star of the A E show the real estate commission, I'd roll that. Listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Speaker 1  19:49   Welcome back to. Get Rich Education. I'm your host. Keith Weinhold, as a reminder that show the real estate commission starring our friend Todd Drolet, who is a guest on the show here with us at the beginning of this month, it starts October 10, on A and E, that's that reality based commercial real estate show. Late last year, the Fed lowered interest rates, and they're doing the same thing again this year, when interest rates rise and fall, think of it like a wall that's being raised and lowered. Cutting rates is like lowering the height of a wall or a dam. That's because it allows for the free flow of capital. Savings rate accounts. Well, since they'll now pay at a lower rate with this rate cut, they're more likely to get shifted out and invested somewhere and flow into something else, driving up that other asset's value. Mortgages are more likely to originate because you pay less interest. Lowering rates lowers the impediment to the flow of money. It eases that flow. Oppositely, raising rates is like increasing the height of a wall or a dam, because if your savings account rate goes from 4% up to 5% oh well, you more likely to keep it parked there a higher wall or dam around your money, and raising rates makes your mortgage costs higher, so you're more likely to stay put and not move money around, constrained by the higher wall, that's how interest rates are like walls and lower walls also increase inflation, since they increase The flow of money, and hence the demand for goods and services. Well, then why did the Fed cut rates, lowering the wall opening the door for inflation this last time? Well, I think you know that was due to the evidence of a sputtering job market. You know that, if you follow this stuff, a slowing job market slows the flow of money, hence why they lowered the wall to increase the flow. Now this might translate to even lower mortgage rates. It does have that loose correlation anyway, and this should lift the housing market. But here's the real problem. Inflation is higher than the Fed wants already, and it's still rising, and they cut rates, making it more likely to rise further. This is like pouring gasoline on a campfire while yelling, don't worry. I got this sure the fire burns brighter, all right, but you might lose your eyebrows. The risk here is that these rate cuts will make inflation spike, since lower rates makes everyone less likely to save and more likely to borrow and spend, this pushes up prices even farther and faster, and this is the Fed's dangerous game. This is the crux about why the Fed is between a rock and a hard place. Ideally, the Fed only cuts of inflation is at or below their 2% target, but understand it hasn't even been there one time in nearly five years. Now, year over year, inflation was 2.7% last month and rose to 2.9% this month. The price of almost everything is up even faster than it usually goes up, beef, housing, haircuts, flamin hot, Cheetos, everything as we know this inflation that's now positioned to pick up again. However, for us, this is the long term engine that makes our real estate profitable. It makes it easier to raise rents, all while your principal and interest payment stays fixed. Inflation cannot touch that like a mosquito buzzing against a window, and let's be real, official inflation numbers are like Instagram filters. They are shaved down, touched up and airbrushed. The government massages them with tricks like hedonics, the wave of inflation that peaked at 9% in 2022 that has already widened the distance between the haves and the have nots, like the Grand Canyon, eviscerating so much of the middle class. And now the powers that be are setting up a scenario for another wave of elevated, long term inflation. This could get dire. Look like I was saying earlier the generation coming of age today is the first one since George Washington to have it worse off than their parents. Do You understand the profundity of this? They had the lowest home ownership rate, and they're the poorest, often leaving them directionless, anxious, depressed, drug addicted and even suicidal for. The first time in US history, Americans are on track to be poorer, sicker and lonelier than their parents. They will make even less than their parents did at the same age, and that's despite having a college degree. Inflation is a big reason for that, and that's what I help you solve here. I can't really help you with the depression stuff. That's not really my role with what I do here in the show. But inflation, in getting behind is one contributor to all these things. Understand, in 1989 those under age 40, they held 12% of household wealth. Today it's just 7% older Americans got rich, and they basically locked the gates behind them. Those over age 70 only held 19% of US wealth in 1989 now it's 30% Harvard's endowment has grown 500% since 1980 that's adjusting for inflation, but yet their class size hasn't grown. I mean, this is just more evidence that old money wins and young people are losing and cannot get ahead in 2019 the federal government spent eight times more per capita on seniors than they did kids. We all know that Gen Z is delaying marriage, home ownership and family formation in 1993 60% of 30 to 34 year olds had at least one child. Today, it's gone all the way down to 27% in about 30 years, that's fallen from 60% down to 27% this is not a resource problem. It's a values problem and an inflation problem, and also the tax code, values owning assets which older people have over labor, which younger people have. This is the crux of the war on the young and the war on those that don't own assets. You've got to wonder, is it even fixable? Some of it is, but no one really wants to fix inflation, and now they're lowering rates to open the door for even more of that widening that canyon, yes, the wave of inflation that started four to five years ago that broke down the middle class, and now it's set up to widen even more. I want to tell you what you can do about that shortly. But first, have you ever wondered, why do we even stratify upper, middle and lower class based on somebody's income? Why the income criterion, if you say that someone's upper class, everyone knows what that means. It means that you have a lot of wealth or income. But why is that the basis? Why do we classify it based on income? Well, it really started forming during the Industrial Revolution of the 1700s and 1800s that began in Great Britain. Before that, class distinctions were usually based on land ownership or nobility or occupation, for example, aristocrats versus peasants. But as industrial capitalism spread out of the UK, wages became the dominant way that people made a living. So tracking income, it sort of became this natural way to map out class. And then this notion spread in the 1800s and 1900s that was propelled through both economics and social science. You had thinkers like Karl Marx and Max Weber that were deeply concerned with class. Marx emphasized ownership of the means of production. You've probably heard that before, capitalists versus workers. But as societies modernized people in the world of both Economics and Psychology, they agreed that income was an easier dividing line than ownership alone. And then, starting last century, in the US, the 1900s income statistics, they became rather central in all of these policies that we make, like our tax system and poverty thresholds and qualifying for housing programs and even welfare benefits. See, they all rely on income bands. And over time, this normalized in our vernacular, these strata of upper middle and lower class sort of this income based shorthand that we use, throwing these terms around. So whether we like it or not, classes are based on your income level, and that's how it came into being. Well, with. A quick history lesson with the eroding of the middle class, with the war on the young. What can you actually do to make sure that you find yourself on the upper income side of it without falling to the lower side the lower class? Well, we know who the future financial losers are going to be. It is anyone not owning assets, and it's also savers clutching their dollars as those dollars quietly melt like ice cubes in July, right in their hand. Those are who the financial losers are going to be. Who are the winners going to be? It is asset owners riding the inflation wave, and the winners are also debtors who get to pay back tomorrow with cheaper dollars today, especially with that debt that you have outsourced to tenants. Here's the big takeaway, if you did not grab enough real assets during the last wave of inflation don't get left behind this time, because the longer you wait, the harder it is to jump aboard this moving train that keeps getting momentum and moving faster. The bottom line here is that at GRE we advocate for simply doing it all at once. Use debt to own real assets while inflation pushes up your rents. That's it, right. There it is. That's really the most concise way to orate the formula. Look in your mortgage loan documents. It does not say that you have to repay the mortgage loan in dollars or their equivalent. It only says you have to repay in dollars. That's your advantage. As dollars keep trending closer to worthless. To review what you've learned so far today, real estate is easier to understand and has more control than stocks. Housing has been in a recession, but there's more evidence that it is thawing, and a setup for more inflation has America poised to exacerbate the war on the young and widen the canyon between the haves and the have nots, and it threatens to get even wider as the middle class keeps vanishing and struggling.   Keith Weinhold  32:23   Now, if you like good free information, like with what I've been sharing with you today, and you find yourself doing a bit too much scrolling for quality written real estate and finance info. I mean, yeah, it can be a mess. It can be tough. If you want to get the good stuff, you hit paywalls and pop ups, and you get these push alerts and cookie banners. It's a little annoying. It's like the internet is playing defense against you. Not so fun, and that's why it matters to get good, clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters. I've got one. I write every word of ours myself, and it's got a dash of humor, yet it's direct. And it gets to the point because, as I like to say, even the word abbreviation is too long. My letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is the good stuff, the paradigm shifting material, the life changing material, you can get my letter free at gre letter.com Where else would you get the GRE letter? Greletter.com and along with the letter, you'll also get my one hour fast real estate video. Course, it's completely free as well, and it's not to try to upsell you to some paid course, there is no paid course, there's just nothing for sale, no strings attached, free value. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get as you know, I often like to part ways with something actionable for you, visit gre letter.com while it's fresh in your head, take a moment to do it now one last time it's gre letter.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  34:24   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  34:52   The preceding program was brought to you by your home for wealth building. Get richeducation.com

833. From broccoli to red wine, certain foods are promoted as natural estrogen blockers. Is there any science to support the claims?References Aromatase Inhibitors Plus Weight Loss Improves the Hormonal Profile of Obese Hypogonadal Men Without Causing Major Side Effects - PMCA traditional Mediterranean diet decreases endogenous estrogens in healthy postmenopausal women - PubMed New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a nutrition question? Send an email to nutrition@quickanddirtytips.com.Follow Nutrition Diva on Facebook and subscribe to the newsletter for more diet and nutrition tips. Find out about Monica's keynotes and other programs at WellnessWorksHere.comNutrition Diva is a part of the Quick and Dirty Tips podcast network. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For years, I bought into the hustle culture lie: work harder, do more, and success will follow. But after cutting my schedule in half and focusing on fewer, higher-impact tasks, I discovered something surprising: slowing down actually amplified my creativity, focus, and results. In this episode, I unpack how lowering the bar, embracing slow productivity, and letting go of unnecessary expectations saved my sanity and helped me produce better work.For more go to: www.scottmlynch.comLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, ⁠David Hauser⁠, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Lowering your voice in public when talking about what you believe in. Talk to your kid about politics even if you don’t want to. What can’t Jesse eat anymore. Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.