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In Ep 395 Ken and Dave take on everything From Vegas hangovers and busted government budgets to Georgia's voter apathy and one Athens idiot who thought dressing like a Nazi was clever, they're calling out the week's dumbest decisions. Toss in hurricanes, bad football predictions, and politicians pretending to care about the SNAP crisis, and you've got another round of sharp takes, dark humor, and a healthy dose of disbelief. Vegas Road Trip & Travel: Reflecting on the high cost and crowds of Las Vegas and messy TSA lines at Atlanta Hartsfield Airport. Cruise Ship Gambling: Friends earning free future cruises by gambling heavily on board. Halloween Policy Debate: Discussing the controversial policy requiring registered sex offenders to check in with law enforcement or report to the police station on Halloween night, questioning the consistency of safety policies. Georgia Elections & Turnout: Analyzing the poor voter turnout in rural Georgia for the Public Service Commission (PSC) election and local city council/SPLOST races. World Series Baseball: Commentary on the Blue Jays, the crazy 18-inning game, and Shohei Ohtani's nine times reaching base. Government Shutdown & Filibuster: Debating Donald Trump's call for the nuclear option (50+1 Senate votes) to reopen the government and the value of returning to the true filibuster format. Georgia vs. Florida Football: Previewing the game, noting the spread, and discussing how teams often play harder after a coach firing. Hurricane Melissa Fallout: Examining the Cat 5 storm that laid waste to Jamaica, Cuba, and Haiti, noting the high death toll in Haiti due to poor infrastructure. Georgia SNAP Benefits Crisis: Analyzing the loss of food assistance for 1.5 million Georgians during the government shutdown and debating whether the state should use emergency reserves to cover the benefits. Marjorie Taylor Greene (MTG) Appearances: Discussing her scheduled interviews on The View and Real Time with Bill Maher, and her recent criticism of Republicans lacking a healthcare plan. Georgia Senate Race Polls: Early polling shows Mike Collins with an advantage, but 40% of Republican voters remain undecided, suggesting the race will be decided by campaign spending. Prince Andrew Stripped of Titles: Discussing King Charles's decision to strip Prince Andrew of all royal titles and his eviction from Royal Lodge, which may set him up for further prosecution. Athens Nazi Costume Incident: Analyzing the highly publicized altercation in Athens involving a man in a full SS uniform who allegedly smashed a beer pitcher into a woman's face, leading to felony aggravated assault charges. Most Stressed States in the Nation: Examining data showing Alaska as the most stressed state (high suicide rate, lack of sun) and Massachusetts as the least stressed, with Georgia ranking 32nd. Lowering the Voting Age: Rejecting Kamala Harris's suggestion to lower the voting age to 16 due to climate change concerns, instead advocating for raising the age of majority to 21. New York City Mayoral Race: Analyzing the strange political dynamics in the NYC election, involving Zohran Mamdami and Andrew Cumo and fears that New York City is heading toward communism.
America is experiencing a full detox. The de-Islamization of our institutions? Check. Deporting illegals who snuck in under Obama's open-door “Come One, Come All” policy gone? Double check. Trump's like, “Look, I love immigrants—but I want the Harvard kind, not the Home Depot parking lot kind.”Now, I know the Left's clutching their pearls right now, pretending that saying that is “mean.” But you know what's mean? Lowering the standard of the greatest country in the world to the level of a Greyhound bus terminal.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's the 155th episode of the Truth About Vintage Amps, the call-in show where amp tech Skip Simmons fields your questions on all things tube amps. This week: Barn finds, lost dogs, an extra-grounded Jason (amp pun intended) and more! Some of the topics discussed this week: 1:05 Skip gets the new Fretboard Journal (link); do banjos belong in the Fretboard Journal? 5:16 Recommended music: Ned Boynton's 'The North Beach Sound;' The No-Mads (nomadsband.com) 7:54 Our sponsors: Grez Guitars; Emerald City Guitars and Amplified Parts (and Mr. Microphone) 18:12 What's on Skip's bench: A Bogen GA-5; a Realistic Carnival; Masco C-6; 6AQ5 tubes 22:53 A listener baffler, answered (speaker re-coning); Vintage 47 amps (link) 26:18 Skip's ep. 154 baffler, answered: What does Skip do when he's modding the second input of a Fender Champ? Supro Spectators 32:51 New Accutronics reverb tanks by Revisit (link) 34:52 What's the low input doing in a Marshall JCM800; green chile on everything 39:20 Lowering the B+ on a 1971 Fender Bassman 10 project; ultralinear transformers; cactus salad 48:43 The long-awaited dog story 51:35 Colin Hay's "Overkill" with Choir! Choir! Choir! (YouTube link); Traynor amps 54:52 Should I treat the pitting on a Soundmaster 600 PA? 1:00:17 Lab Series amps 1:03:39 Smoke-damaged MusicMan HD-130 1:09:20 The dangers of old tractors (and drawbridges) 1:15:34 Modifying the power section of a Twin Reverb for lower volume playing; fixing a Filmosound 385 with hum; Evan Crafts (Instagram) 1:21:26 TAVA listener spotlight: Children's book author Matt James! (Order his new book, The One About the Blackbird (Amazon link) 1:23:56 How to raise kids and run a small business; Mae Ploy curry paste 1:31:16 Barn finds: Spring-loaded input jacks; a 1947 Fender Princeton amp and matching lap steel Want amp tech Skip Simmons' advice on your DIY guitar amp projects? Want to share your top secret family recipe? Need relationship advice? Join us by sending your voice memo or written questions to podcast@fretboardjournal.com! Include a photo, too. Hosted by amp tech Skip Simmons and co-hosted/produced by Jason Verlinde of the Fretboard Journal. Don't forget, we have a Patreon page. Support the show, get behind-the-scenes updates and get to the front of the line with your questions.
Don and Tom open with an honest reflection on market déjà vu—how today's investing climate echoes the speculative excesses of 1929 and 2008. Citing Andrew Ross Sorkin's new book 1929: Inside the Greatest Crash in Wall Street History, they discuss the modern “financialization” wave: private equity, venture capital, crypto, and private credit being repackaged for retail investors and even 401(k)s, often under looser regulation. They warn listeners about “mark to make-believe” valuations and Wall Street's relentless drive to sell complexity to the masses. The conversation moves from cautionary history (leveraged trusts of 1929, margin loans, and subprime mortgages) to present-day parallels like Bitcoin ETFs and private-market tokens. The takeaway: avoid opaque, speculative products; stick with transparent, low-cost diversification. In the Q&A, they answer listener questions about simplifying global portfolios with VT vs. VTI/VXUS, and about selling or donating concentrated stock positions from employee plans. 0:04 Opening disclaimers and acknowledgment that the episode isn't meant to scare investors 1:18 Historical parallels—1929, 1987, 2008—and the feeling of “market déjà vu” 2:10 Introducing Andrew Ross Sorkin's new book 1929 and his NYT column on modern speculation 3:20 Financialization and the loosening of investor protections in the 2020s 4:33 Wall Street's constant invention of confusing products that favor sellers 4:58 Robinhood's Vlad Tenev and the illusion of democratizing risk 6:12 Lowering the barriers to private markets and what that means for investors 7:26 Echoes of 1929: leveraged ETFs, margin-like structures, and “Russian-doll” debt 8:29 The perils of leverage and speed of modern market declines 9:02 Private-market tokens and the “mark-to-make-believe” problem 10:25 Overvaluation, lack of liquidity, and Wall Street's interest in 401(k) assets 11:41 Historical leverage shifts—from banks to private credit 12:58 Why trusting financial “authorities” can be dangerous 13:32 Emotional honesty: people lie, and investors must self-protect 14:42 Jealousy, lottery-thinking, and envy as behavioral pitfalls 15:36 Investing as elimination—avoid what's complex, costly, or confusing 16:48 Listener Q&A: two-fund simplicity (VT + BND) vs. multi-ETF tinkering 18:38 The temptation to overweight U.S. equities 20:00 Contrarian case for international exposure (VXUS) 21:15 ESPP stock cleanup: when to sell concentrated holdings 22:44 Charitable giving of appreciated stock for tax efficiency Learn more about your ad choices. Visit megaphone.fm/adchoices
Podcast Notes Episode 489 Three Myths about Charging for Coaching (Rebroadcast) Hosts: Brian Miller, PCC and Chad Hall, MCC Date: October 30, 2025 In this episode, Brian and Chad unpack three common myths that hold coaches back from confidently charging for their services. Drawing from years of training and mentoring coaches, they discuss the internal beliefs and mindset barriers around money—especially within Christian coaching circles—and offer practical ways to build confidence, communicate value, and stop underselling the impact of coaching. Key Highlights The myth that "people can't afford coaching" often reflects a coach's own limiting beliefs rather than reality. Undervaluing yourself or the coaching process can prevent you from confidently seeking clients. Coaches often project their own financial limitations onto others, assuming clients can't or won't invest. Paying for your own coaching helps reinforce belief in its value and gives you firsthand credibility. Lowering prices rarely leads to better traction—it can confuse potential clients and devalue your offering. Takeaways Challenge your assumptions about what others can afford; avoid saying "no" on their behalf. Invest in your own coaching experience to build conviction and authenticity when selling. Recognize that coaching is about outcomes and transformation, not just the session time. Maintain pricing integrity—confidence and clarity communicate value better than discounts. Stay Connected: Website: coachapproachministries.org Email: info@coachapproachministries.org LinkedIn: http://www.linkedin.com/company/coach-approach-ministries Facebook: https://www.facebook.com/coach.approach.ministries Youtube: https://www.youtube.com/@coachapproachministries7538 Follow us on social media for updates and resources!
Brad Young fills in for Mark Reardon and in this segment he sits down with Dave Simons, partner and managing director at One Private Wealth to talk about the lowering of the interest rate in the country by Jerome Powell and it affects you.
Should we lower the voting age? Does the empty homes tax need adjusting? The pressures faced by paramedics on a daily basis. Learn more about your ad choices. Visit megaphone.fm/adchoices
‘We're living in an era of a massive lowering of trust'Shaun Ley speaks to Jimmy Wales, co-founder of Wikipedia, one of the most visited websites in the world.He talks about how to trust in a digital age, the pressures facing open‑knowledge platforms and his new book The Seven Rules of Trust: A Blueprint for Building Things That Last, where he shares the lessons that transformed Wikipedia and could transform our relationship with information too.Jimmy Wales co founded Wikipedia in 2001, it was built on the principle that knowledge should be free and created collectively. With over 300 language editions, it's the largest free knowledge resource, relying on donations by online readers. He reflects on how Wikipedia is navigating an era of misinformation, political pressure, and declining public trust in institutions. From accusations of left-leaning bias by conservative voices and scrutiny from authoritarian governments, to the challenge of keeping a global, multilingual platform accurate and inclusive, he explains how Wikipedia's unique open-source model, powered by thousands of volunteer editors, continues to hold the line on transparency and truth. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC. You can listen on the BBC World Service, Mondays and Wednesdays at 0700 GMT. Or you can listen to The Interview as a podcast, out twice a week on BBC Sounds or wherever you get your podcasts.Presenter: Shaun Ley Producer: Farhana Haider Researcher: Meaghaen Reid Editor: Justine LangGet in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.(Image: Jimmy Wales. Credit: DANIEL LEAL/AFP via Getty Images)
On today's episode, Andy answers live call-in questions on how to stop lying to yourself so you can make positive change in your life, how to lead others by your actions, and how to scale your business without lowering your standards.
Did you know that cows emit methane when they burp? Livestock account for over 12% of the world's greenhouse gas emissions, but farmers and scientists have discovered a superfood that might be the key to lower emissions—and raise healthier cows. In this episode, Ryan and Anjali investigate the mystery of Asparagopsis, a seaweed variety that removes methane from the guts of the animals who eat it. The catch? There are only nine licensed growers in the world. Ryan and Anjali are joined by three experts to talk about the science behind this amazing plant, the benefits we're already seeing from the animals who eat it, and the next steps for scaling up its use by farmers around the world. For the full text transcript, visit ted.com/podcasts/speed-and-scale-transcriptInterested in learning more about upcoming TED events? Follow these links:TEDNext: ted.com/futureyou Hosted on Acast. See acast.com/privacy for more information.
Feeling burned out, inflamed, or stuck in survival mode? In this episode, Dr. Tim Jackson sits down with Dr. Mark Sherwood—naturopathic doctor, longevity expert, and former law-enforcement officer turned wellness leader—to reveal how true healing starts at the mitochondrial level. Learn how molecular hydrogen, red-light therapy, vagus-nerve activation, and emotional calm can reverse cellular stress, boost energy, and extend your healthspan. Discover why modern medicine often misses the root cause of aging and how you can take back control of your biology today.
Did you know there's MAGIC in your Meditation Practice? Say Goodbye to Anxiety and Hello to More Peace & More Prosperity! Here Are the 5 Secrets on How to Unleash Your Meditation Magic https://womensmeditationnetwork.com/5secrets Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player. Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Close your eyes gently, And find the sway of your breath. Deeper and deeper, Slower and slower. PAUSE Feel your body melt, Like a single ripple of water soothing you, From the crown of your head, Softening your face, Releasing your jaw, Relaxing your neck, Lowering your shoulders, Opening your chest, Softening your arms and your belly, Releasing your hips, And falling down your legs and feet. Breathe… PAUSE Be here. Right here. Release the worries of tomorrow, And the heaviness of yesterday. Watch them all fall away like leaves on a tree in the fall. Blowing away in the wind, Carried far, far away from here. Join our Premium Sleep for Women Channel on Apple Podcasts and get ALL 5 of our Sleep podcasts completely ad-free! Join Premium now on Apple here --> https://bit.ly/sleepforwomen Join our Premium Meditation for Kids Channel on Apple Podcasts and get ALL 5 of our Kids podcasts completely ad-free! Join Premium now on Apple here → https://bit.ly/meditationforkidsapple Hey, I'm so glad you're taking the time to be with us today. My team and I are dedicated to making sure you have all the meditations you need throughout all the seasons of your life. If there's a meditation you desire, but can't find, email us at Katie Krimitsos to make a request. We'd love to create what you want! Namaste, Beautiful,
Send us a textStay Connectedhttps://www.commstock.com/https://www.facebook.com/CommStockInvestments/https://www.youtube.com/channel/UClP8BeFK278ZJ05NNoFk5Fghttps://www.linkedin.com/company/commstock-investments/
Big O talks Younger Miami Dolphins Fans 102225
Comment on the Show by Sending Mark a Text Message.This episode is part of my initiative to provide access to important court decisions impacting employees in an easy to understand conversational format using AI. The speakers in the episode are AI generated and frankly sound great to listen to. Enjoy!A single HR form can decide a lawsuit. We dig into Shear v. Sisters of Charity to show how a mandatory EAP referral and a required compliance-reporting form collided with the Supreme Court's new “some harm” standard from Muldrow v. City of St. Louis—shifting what counts as an adverse employment action under the ADA and Title VII. The story tracks a familiar arc—productivity issues, a performance improvement plan (PIP), and a sudden turn when coworkers report safety concerns—then pivots to a tougher question: when does care become coercion?We walk through the core facts with clarity: the performance improvement plan, the mandatory referral to an outside EAP provider, and the form that would send attendance and treatment compliance back to the employer as a condition of keeping the job. That form becomes the fault line. Under the old “significant change” rule, a court might see the referral as inconvenient but not legally adverse. After Muldro, the bar drops. Non-monetary harms like coerced disclosures and loss of autonomy now qualify if they leave an employee worse off in a tangible way. We also weigh the employer's best defense—policy consistency across employees—and why uniform rules do not automatically defeat a “regarded as disabled” claim when the trigger is a perceived mental health condition.You'll hear practical guidance woven through the analysis. For employers: narrow data collection, separate safety from performance, document objective reasons, and avoid tying privacy waivers to job survival. For employees: understand how “some harm” broadens viable claims, especially around privacy and compelled consent. By the end, you'll see how Muldro reshapes risk around EAP mandates, monitoring, lateral transfers, and other once “minor” actions—and why the Shear case will influence where courts draw the line between genuine concern and unlawful stereotyping. If this conversation helps you think differently about policy, privacy, and workplace fairness, subscribe, share the episode with a colleague, and leave a quick review to tell us what resonated most. If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.
Greetings, and welcome back to the podcast. This episode, we are joined by Lucy Hargreaves - CEO of Build Canada - a non-profit organization & civic movement seeking to drive economic growth and prosperity in Canada.Build Canada has expanded from policy memos to nationwide events, open-source tools (e.g., an AI "MP" for bill analysis and a trade barriers tracker), and campus chapters at over 15 universities, fostering a "builder movement" to make Canada the world's most prosperous nation. Lucy previously served as Vice President of Partnerships and Corporate Affairs at Patch, a San Francisco-based climate impact software startup, where she focused on corporate sustainability initiatives remotely from Canada. Lucy was Chief Government Relations Officer at Dairy Farmers of Canada, advocating for agricultural policy; an advisor at Invest Ottawa, supporting tech ecosystem growth; and a five-year parliamentary staffer for the Liberal Party, including two years as Chief of Staff to former Cabinet Minister Mona Fortier. Lucy earned a B.A. from the University of Toronto (Hons), and an MPA from Columbia University where she was an Fulbright Scholar. Among other things we learned about Cutting Spending, Lowering Regulations & Canadian Optimism.Thank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital MarketsEPACAstro Oilfield Rentals JSGEVASupport the show
AAA Texas' Daniel Armbruster joined DFW's Morning News to discuss falling gas prices.See omnystudio.com/listener for privacy information.
Abou Amara (lawyer and democratic strategist) joins Dan Cook to discuss the current state of politics for the democratic party. Dan asks if democrats are in a place to capitalize on the momentum of the No Kings Protest. Abou speaks to the long game in winning one of the Houses of Congress back in the next election cycle. They also discuss the redistricting campaigns and the states that stand to be impacted the most.
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured Treasury Secretary Scott Bessent says tariffs aren't a tax — but try telling that to small business owners crushed under $1.2 trillion in new costs. From shoe importers taking out high-interest loans just to stay afloat to everyday Americans paying more for worse products, this episode of Watchdog on Wall Street exposes how protectionism punishes consumers, stifles innovation, and erodes quality. Chris Markowski breaks down why free trade, not tariffs, fuels excellence — and why letting politicians, not markets, decide what we buy always ends in mediocrity.
In this episode, we review the high-yield topic of Lipid Lowering Drugs from the Cardiovascular section.Follow Medbullets on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets
Matthew Berninger, principal cyber analyst at Marsh McLennan's Cyber Risk Intelligence Center, explains how regular incident-response exercises and robust control implementation strengthen recovery from cyberattacks and correlate with fewer and less severe breach-related claims.
rWotD Episode 3090: Lipid-lowering agent Welcome to random Wiki of the Day, your journey through Wikipedia's vast and varied content, one random article at a time.The random article for Sunday, 19 October 2025, is Lipid-lowering agent.Lipid-lowering agents, also sometimes referred to as hypolipidemic agents, cholesterol-lowering drugs, or antihyperlipidemic agents are a diverse group of pharmaceuticals that are used to lower the level of lipids and lipoproteins, such as cholesterol, in the blood (hyperlipidemia). The American Heart Association recommends the descriptor 'lipid lowering agent' be used for this class of drugs rather than the term 'hypolipidemic'.This recording reflects the Wikipedia text as of 00:15 UTC on Sunday, 19 October 2025.For the full current version of the article, see Lipid-lowering agent on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm generative Kajal.
Water levels on the Mississippi and lower Ohio Rivers are dropping again, threatening barge traffic and commerce as drought conditions persist with little sign of relief in the coming weeks. Also, the World Meteorological Organization blamed the increasing carbon dioxide emissions on human activity, a rise in wildfires and a reduction in carbon sinks. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Many marketing leaders in industrial companies have their hand in sales as well. That's certainly the case for Eric Seiberling, Vice President of Sales and Marketing at MXD Process. This episode is all about how Eric has successfully used AI to streamline critical (yet routine) sales and marketing processes and better yet, get the whole team on board as well.In this episode, Eric Seiberling, Vice President of Sales and Marketing at MXD Process, shares his diverse career journey and insights into the adoption of AI in sales and marketing processes. He shares how his team uses AI to cut the sales quoting process down by 80%, personalize sales personas and messaging, and how to make it easiest for the team to trust and adopt AI into their everyday tasks. He also emphasizes the importance of cross-team collaboration and offers practical advice on fostering strong human connections across departments and office locations.TakeawaysCustom GPTs were developed to cater specifically to their industry needsFostering collaboration among teams is essential for success.Celebrating team achievements helps build a strong company culture.Leadership alignment is necessary for successful AI experimentation.Lowering the stakes can encourage teams to adopt new technologies.Continuous learning and iteration are key in AI development.Consulting for nonprofits combines corporate techniques with theological insights.ResourcesConnect with Eric on LinkedInConnect with Wendy on LinkedInLearn more about MXDProcessRelated Episode: Taking AI Up a Notch: Training Brand Voice, AI Assistants, and Custom GPTsRelated Episode: AI Strategies and Tools for Industrial MarketersRelated Episode: The State of AI: Chatbots, Reasoning Models, and AgentsAI Resource: Marketing AI Institute AI Resource: AI First Academy with Allie K. MillerAI Resource: OpenAI Training Courses Register for the Industrial Marketing Summit
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
What happens when your mind turns against you — and fills you with thoughts you can't control? In this episode of The OCD Whisperer Podcast, Kristina Orlova speaks with Maurice, creator of the Obsessless app — a powerful new tool designed to support people living with OCD. Maurice opens up about his terrifying first intrusive thoughts, years of misdiagnosis, and how ERP therapy and mindset work helped him turn pain into purpose. Together, we explore: • The hidden side of OCD most people never see • How intrusive thoughts can completely take over your life • What it really takes to heal when therapy isn't immediately available • The creation of Obsessless — and why tech could change OCD recovery forever Whether you're currently navigating OCD or supporting someone who is, this episode offers raw truth, hope, and tools for reclaiming your mind.
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This sermon explores how Jesus and his friends modeled radical care through sacrifice, courage, and agape love. Using the story of the paralytic lowered through the roof, the message shows how faith leads to forgiveness and healing, and challenges listeners to sacrificially serve, take risks for others, and share Christ's love in practical ways. Radical Caring Luke 5:17–25 Main Idea: To live radically like Jesus we must sacrificially, courageously, and compassionately care for others so that hearts are opened to the Gospel. Introduction: “Jesus with skin on” Radical Caring Takes Sacrifice (v. 19) Friends sacrificed time and comfort to bring the man to Jesus. Jesus gave His time and attention to care for him. True care costs us something. Radical Caring Is Risky (v. 20) Friends risked safety and reputation. Jesus risked criticism by forgiving and healing. Caring means stepping out of comfort zones. Radical Caring Flows from Love (v. 24) Love drove the friends' persistence. Jesus met both physical and spiritual needs. Genuine care starts with a heart transformed by God's love. Conclusion & Application Look for ways to serve at home, work, or school. Ask: What can I sacrifice or risk this week to show Christ's love? Do chores at home without seeking recognition. Find other Podcasts, Sermon Notes and the Bulletin here. https://www.mvcnaz.org/live Stay in touch with our Church Center App at https://www.mvcnaz.org/churchcenter Contact us through our CONNECT form at https://www.mvcnaz.org/connect With Pastor Mike Curry.
Welcome to NHA Today, the official podcast of the National Health Association!
#ThisMorning | Giving #Patients a #Statin and a #Cholesterol-Lowering #Drug Can Reduce the #Risk of Early #Death | Maciej Banach, Polish Mother's Memorial Hospital | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness
In this eye-opening episode of Quantum Minds TV, Dr. Theresa Bullard sits down with award-winning author and consciousness researcher Lynne McTaggart. Together they explore the science of intention, the interconnected field that binds us all, and how group consciousness can create real, measurable change in the world. From seeds growing faster to drops in violent crime, Lynne's groundbreaking Intention Experiments reveal just how powerful our collective thoughts can be.Discover how consciousness, science, and spirituality converge to unlock human potential and awaken a new paradigm.
Jason interviews Colton Pace, the founder and CEO of OwnWell, who explains how his company helps homeowners reduce their property tax assessments through data mining and targeted marketing. Colton discusses the company's success rate in helping customers save money through property tax appeals, with their service operating on a contingency fee basis and offering free initial reviews. The interview covers OwnWell's current operations across multiple states, including their valuation methodologies and the timeline for property tax appeals, with plans for future expansion. https://jasonhartman.com/propertytax #PropertyTaxes #ReducePropertyTaxes #Ownwell #ColtonPace #TaxAssessmentDispute #RealEstateSavings #OverAssessed #ContingencyFee #TaxConsultant #SaveMoney #AssetManagement #FamilyOffices #DataMining #PropertyAppeal #ResidentialRealEstate #CommercialProperties Key Takeaways: 1:47 An easy way to save money 5:19 Depends on geography 8:30 A more established neighborhood 10:06 Average cost savings 10:47 Straightforward path to saving money 12:45 How long till assessments come in 14:23 Special offer: JasonHartman.com/PropertyTax Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
In this conversation, Jeff Sarris and Jill Harris discuss the relationship between calcium and kidney stones, emphasizing the importance of calcium in preventing kidney stones rather than dissolving them. Jill shares insights from her nearly 30 years of experience in helping patients manage kidney stones, highlighting the significance of urine tests to understand calcium levels. The discussion also covers dietary recommendations, the role of calcium in bone health, and the broader benefits of following a kidney stone diet.TakeawaysCalcium does not dissolve kidney stones but helps prevent them.A 24-hour urine collection is essential for understanding calcium levels.High urine calcium can lead to kidney stones, and diet plays a crucial role.Calcium is vital for bone health, especially as one ages.Pairing calcium with high oxalate foods can help reduce oxalate absorption.Dietary changes can lead to reduced need for medications.The kidney stone diet promotes overall health, not just stone prevention.Non-dairy sources of calcium are available for those who avoid dairy.Lowering salt and sugar intake is beneficial for kidney health.Education and awareness about kidney stones can empower patients.00:00 Understanding Calcium and Kidney Stones06:27 The Role of Diet in Kidney Stone Prevention11:57 Community and Resources for Kidney Stone Management——HAVE A QUESTION? _Leave us a voicemail at (773) 789-8764.KIDNEY STONE DIET® APPROVED PRODUCTSProtein Powders, Snacks, and moreWORK WITH JILL _Start HereKidney Stone Diet® All-Access PassKidney Stone Diet® CourseKidney Stone Diet® Meal PlansKidney Stone Diet® BooksPrivate Consultation with JillOne-on-One Deep Dive24-Hour Urine AnalysisSUPPORT THE SHOW _Join the PatreonRate Kidney Stone Diet on Apple Podcasts or Spotify——WHO IS JILL HARRIS? _Since 1998, Jill Harris has been the #1 kidney stone prevention nurse helping patients reduce their kidney stone risk. Drawing from her work with world-renowned University of Chicago nephrologist, Dr. Fred Coe, and the thousands of patients she's worked with directly, she created the Kidney Stone Diet®. With a simple, self-guided online video course, meal plans, ebooks, group coaching, and private consultations, Kidney Stone Diet® is Jill's effort to help as many patients as possible prevent kidney stones for good.
This is the full episode of The Morning Show with Preston Scott for Teusday, September 30th.Our guests today include:- Jerome HudsenFollow the show on Twitter @TMSPrestonScott. Check out Preston's latest blog by going to wflafm.com/preston. Listen live to Preston from 6 – 9 a.m. ET and 5 – 8 a.m. CT!WFLA Tallahassee Live stream: https://ihr.fm/3huZWYeWFLA Panama City Live stream: https://ihr.fm/34oufeR Follow WFLA Tallahassee on Twitter @WFLAFM and WFLA Panama City @wflapanamacity and like us on Facebook at @wflafm and @WFLAPanamaCity.
Imagine a world where your investments work smarter, not harder. Keith reveals the truth about why real estate trumps stocks, and how the current economic landscape is creating a once-in-a-generation wealth opportunity. Discover: Why traditional investing wisdom is leaving younger generations behind Why owning assets is the ultimate key to breaking free from economic uncertainty From the dying middle class to the rise of strategic real estate investing, Keith exposes the game-changing insights that most investors never see. Inflation is reshaping the economic landscape - and you can either ride the wave or get swept away Generation Z faces unprecedented economic challenges Want to learn more? Your financial transformation starts here. Resources: Text FAMILY to 66866 Call 844-877-0888 Visit FreedomFamilyInvestments.com/GRE Show Notes: GetRichEducation.com/573 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GR, I'm your host. Keith Weinhold, talking about real estate versus stocks, how housing has been in a recession that could now be thawing. Then why the war on the young and the vanishing middle class threatens to get even worse today on get rich Education. Keith Weinhold 0:19 You It's crazy that most people think they're playing it safe with their liquid money when they're actually losing savings accounts and bonds don't keep up when true inflation can eat six to 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments and their flagship program with fixed 10 to 12% returns that have been predictable and paid quarterly. There's real world security. It's backed by needs based real estate like affordable housing, Senior Living and healthcare. Ask about the freedom flagship program when you speak to a freedom coach there. And here's what's cool. That's just one part of FF eyes family of products. They include workshops and special webinars, educational seminars designed to educate before you invest start with as little as 25k and finally, get your money working as hard as you do. It's easy to get started. Just grab your phone and text family. 266866, text the word family. 266866, that's family. 266866, Corey Coates 1:37 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:47 Welcome to GRE from Rocky Mount North Carolina to Mount Shasta, California and across 188 nations worldwide. I'm your host, Keith Weinhold, and you are inside for another wealth building week of get rich education. A lot of people have been building wealth lately. Do you even understand all the markets that are either at or near all time highs, real estate, stocks, gold, all recently hit those levels, also nested home equity positions of American property owners are at all time highs. Silver is also near an all time high, and so are FICO credit scores. All this means that the haves are in really good shape, and the have nots aren't more on that later. Let's then you and I talk about real estate versus stocks. I've invested in both for decades, and it's not something that I do on the side. This is the core of what I do and talk about with you every week. And I've never felt more inclined toward investing in real estate ever the resilience of residential real estate, a major reason is that I've always found real estate investing easier to understand than the s and p5 100, and it comes down to the mechanics of each one in The stock market, a company can be well run, it can be profitable, and it can even be growing, yet its stock price might fall anyway. Why? Because expectations weren't met for a quarterly earnings report, or investor sentiment just happened to shift for a while, people just tended to focus on the bad stuff instead of the good stuff, even though it was always there, and that's why the stock price went down. So what makes a stock move more often than not, is kind of laughable. It isn't a word sentiment, emotions. It's how investors collectively feel about a stock and that can change on a dime. One quarter's earnings miss an interest rate hike, geopolitical news or even a single social media comment from a CEO that can move billions of dollars of market value in an instant real estate, on the other hand, that strips away a lot of that noise and that ability for other people's emotions to ruin the price of your apartment building that cannot happen at its core, the value of a property is tied to its income stream and the market that It sits in, that makes it far more direct and way more controllable. If I buy a property, I can see the levers in front of me and ask my property manager to push or pull them or even do it myself. For example, I just asked them to replace flooring in three of my apartment units. With pricier luxury vinyl plank rather than new carpet, and that's because I plan to hold that building for another five years or more. I'll attract a better quality tenant that can afford to pay me more rent. So I know that if I improve operations and increase occupancy, reduce expenses or reposition the asset down the road. I mean, that is directly going to increase net operating income, and that increase will directly affect my valuation. So there's a logic to this that's almost mechanical, and that is not to say that real estate is without nuance or risk. The risk lies in execution. You have to underwrite carefully. Is the location of your property sustainable long term? Are the demographics supportive of Lent growth? What capital improvements are truly lucrative to you and provide the tenants with value, and what kind of improvements are only cosmetic? So real estate isn't just tangible, it's also something that you can interact with. You can walk a property, you can even speak to tenants, study the neighborhood and know exactly what you're dealing with. It's not a ticker symbol reacting to opaque forces that you'll never see or control, and for me, that tactile nature creates clarity. When you buy the right property in the right market with the right strategy, then the path forward is not mysterious. It isn't whimsical, it's deliberate. Real Estate is easier to understand than the S p5, 100. And that also doesn't mean that real estate is simple, because there is that due diligence and strategy, but it's the cause and effect relationship between what you do and the outcome that you get that's far more direct with stocks. You can be completely right about the fundamentals. I mean, you can nail it. You can Bullseye that stock target, and after all that, yet still lose with real estate. If you execute well, the fundamentals eventually do show up in the returns and see because of that direct cause and effect relationship, you can improve yourself as a real estate investor faster than a stock investor can, and that's because you can learn about how your upgrade drove your properties, noi, that information, that feedback that you got, that's something that you can either replicate again or improve upon in your own investor career. So between real estate and stocks, execution is the real differentiator, and control is a key one as well. To me, that sweet spot is control that I have. But through a property manager that way, control doesn't mean that you're losing your quality of life, your standard of living. Now, some people, they do, have the right handyman skills to maintain the property and the right people skills to maintain the tenants. So self managing it can work for just a few people. I sure don't have the handyman skills myself. Sheesh, if I even try to hang a picture on a wall, there's a 50% chance that it's going to end in a drywall patch job. When you can see the cause and effect between your decisions and the property's performance, it creates that level of control that stocks and bonds just don't offer. And I'm also being somewhat kind to stocks by discussing a benchmark like the s, p5, 100, even harder to control and understand are the Wall Street derivatives and financial mutations that the people invested in them don't even understand. Unlike stocks, you own, the levers you own, the operations, the expenses and the occupancy, both have risks, but real estate's risks are more perceptible, more knowable. You won't have to cringe when a company's CEO posts a tweet that's either pro Israel or pro Gaza. Billions of market cap is wiped out, and your investment goes down 12% in one hour. This is why we talk about real estate on the show. There is less speculation and conjecture. It is concrete stuff, and that's all besides how real estate pays you five ways at the same time, as if that wasn't enough. Keith Weinhold 9:38 Now, when we talk about real estate investing in this decade, do you realize that we have been in a housing recession for two years? A recession in real estate? I mean, it might not feel like it with those home prices at erstwhile mentioned all time highs. We don't need to have falling prices to have a recession. Investors are obviously. Making money in this housing recession. The recession I'm talking about is the slowdown in housing activity stemming from less affordability, lower sales volume and less available inventory. But we do now have signs that we are breaking out of these housing doldrums. As far as affordability, national home prices are staying firm. But what's helping there is that mortgage rates have fallen, and we've also had wages that are rising faster than rents and wages that are rising faster than mortgage payments. In fact, wages have been rising faster than both of those for most of the last year now, and that's sourced by Freddie Mac Federal Reserve stats and rental listings on Redfin. Yes, year over year, American wages are up 4.1% rents are up 2.6% and mortgage payments are basically unchanged over the past year, up just two tenths of 1% and of course, these facts, combined with lower mortgage rates, all supports more real estate price growth. Now to kick off the show, I mentioned how real estate stocks and gold all recently hit all time highs. Well, that's denominated in perpetually based dollars, of course. However, one thing that affects you that certainly has not reached all time highs is the level of available homes, the number of homes for sale, that inventory is up off the recent bottom in 2022 yet it is still below pre pandemic levels. We have had quite a recovery here. National active listings definitely on the rise. They are up 21% between today and this time last year. Well, that means that buyers have gained leverage, mostly across the south, where lots of new building has occurred, and some areas of the West as well. Yet today, we are still, overall here 11% below 2019 inventory level. So nationally, we're basically still 11% below pre pandemic housing inventory levels. And in the Midwest and Northeast, the cupboard looks even more bare than that, since new construction totally hasn't kept up there, we will see what happens. But with the recent drop in mortgage rates, buyers might take more of that available inventory off the shelf. But here's the twist that I've heard practically no one else talk about no media source, no one in conversation. Nobody. It is the paucity of available starter homes. It's the entry level home segment that has the great scarcity, and it's these low cost properties that are the ones that make the best rental properties. Their paucity is jaw dropping, as sourced by the Census Bureau and Freddie Mac starter home construction in the US. I mean, it is just fallen precipitously. Are you even aware of the trend? All right, defined as a home of 1400 square feet or less, all right, that's what we're calling a starter home. Their share of new construction that was 40% back in 1982 Yeah, 40% of new built homes were starter homes. Then by the year 2000 it fell to just a 14% share, and today, only 9% of new built homes are starter homes, fewer than one in 10, and yet, that's exactly what America needs more of. So although overall housing inventory is still low, it's that entry level segment that is really chronically underserved, and that won't change anytime soon, we remain mired in a starter home slump because builders find it more profitable to build higher end homes and luxury homes. Yet for anyone that owns this workforce rental property, which is the same thing we've been focused on doing here on this show, from day one, you are sitting in an asset class that's going to remain stubbornly in demand over the long term. And when it comes to starter homes, the ones Investors love most, they are more scarce than bipartisan agreement in Congress, really. That is the takeaway here. Keith Weinhold 14:39 So last week, I had an interesting in person meet up at a coffee shop with a 19 year old college student because he's a real estate enthusiast, rapping Gen Z there. He's an athlete too, an 800 meter runner. Well, his dad read Rich Dad, Poor Dad, and his dad has 60 rental properties. Where they're from in Wisconsin, and maybe you're wondering, oh, come on, what could I learn from this 19 year old? I don't think that way. Now, I told him about some foundational GRE principles like financially free, beats debt free and things like that. It was also insightful to get his take on how he sees the world, and for me to learn what his professors are teaching him about real estate investing in his classes, he talked about how his professors show them, for example, what affects apartment cap rates. Also about how, whenever they run the numbers on a property, it always works out better to get the debt, get that mortgage, and how that leverage increases total rates of return. I was really happy that he's learning that over there at the university, but I was really impressed how at age 19, he's responsible and understands so much about society, politics, investing, athletics and even diet. I mean, this guy is rare, talking about his preference for avoiding food cooked in seed oils and choosing beef tallow instead. He also lamented on how Generation Z is so screwed up, saying that no one reads, no one's having kids, no one can buy a home, no one's going to be able to buy a home, and that people his age are so used to looking at screens that they're anxious about in person interactions, even in person, food ordering from a waiter at a restaurant gives them anxiety. He and I are planning to go running together next week. We'll see how that goes. As a college 800 meter runner, he's going to have the speed advantage on me, but we're running up a steep, 40 minute long trail where I've got a shot at an endurance advantage. So it was rather interesting to get his take and see what college professors are teaching on real estate. I mean, this generation that's coming of age now, Gen Z is the worst generation since George Washington to have it worse off than their parents. I'm going to talk about that today, shortly. next week, on the show here, I plan to help you learn about what's going on with some real estate niches and what their future looks to be over the next 10 to 20 years, including mobile home park real estate and parking lot real estate, one of these asset classes I really don't like the future of That's all next week on the future of some certain real estate niches. Straight ahead today, I want to tell you about mortgage rates in a way that you've never thought about before and more about the war on the young and the vanishing middle class. I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 573, and you are listening to it. Keith Weinhold 17:53 If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp. And in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com Keith Weinhold 19:06 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chale Ridge personally. While it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com Todd Drowlette 19:38 this is the star of the A E show the real estate commission, I'd roll that. Listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream. Speaker 1 19:49 Welcome back to. Get Rich Education. I'm your host. Keith Weinhold, as a reminder that show the real estate commission starring our friend Todd Drolet, who is a guest on the show here with us at the beginning of this month, it starts October 10, on A and E, that's that reality based commercial real estate show. Late last year, the Fed lowered interest rates, and they're doing the same thing again this year, when interest rates rise and fall, think of it like a wall that's being raised and lowered. Cutting rates is like lowering the height of a wall or a dam. That's because it allows for the free flow of capital. Savings rate accounts. Well, since they'll now pay at a lower rate with this rate cut, they're more likely to get shifted out and invested somewhere and flow into something else, driving up that other asset's value. Mortgages are more likely to originate because you pay less interest. Lowering rates lowers the impediment to the flow of money. It eases that flow. Oppositely, raising rates is like increasing the height of a wall or a dam, because if your savings account rate goes from 4% up to 5% oh well, you more likely to keep it parked there a higher wall or dam around your money, and raising rates makes your mortgage costs higher, so you're more likely to stay put and not move money around, constrained by the higher wall, that's how interest rates are like walls and lower walls also increase inflation, since they increase The flow of money, and hence the demand for goods and services. Well, then why did the Fed cut rates, lowering the wall opening the door for inflation this last time? Well, I think you know that was due to the evidence of a sputtering job market. You know that, if you follow this stuff, a slowing job market slows the flow of money, hence why they lowered the wall to increase the flow. Now this might translate to even lower mortgage rates. It does have that loose correlation anyway, and this should lift the housing market. But here's the real problem. Inflation is higher than the Fed wants already, and it's still rising, and they cut rates, making it more likely to rise further. This is like pouring gasoline on a campfire while yelling, don't worry. I got this sure the fire burns brighter, all right, but you might lose your eyebrows. The risk here is that these rate cuts will make inflation spike, since lower rates makes everyone less likely to save and more likely to borrow and spend, this pushes up prices even farther and faster, and this is the Fed's dangerous game. This is the crux about why the Fed is between a rock and a hard place. Ideally, the Fed only cuts of inflation is at or below their 2% target, but understand it hasn't even been there one time in nearly five years. Now, year over year, inflation was 2.7% last month and rose to 2.9% this month. The price of almost everything is up even faster than it usually goes up, beef, housing, haircuts, flamin hot, Cheetos, everything as we know this inflation that's now positioned to pick up again. However, for us, this is the long term engine that makes our real estate profitable. It makes it easier to raise rents, all while your principal and interest payment stays fixed. Inflation cannot touch that like a mosquito buzzing against a window, and let's be real, official inflation numbers are like Instagram filters. They are shaved down, touched up and airbrushed. The government massages them with tricks like hedonics, the wave of inflation that peaked at 9% in 2022 that has already widened the distance between the haves and the have nots, like the Grand Canyon, eviscerating so much of the middle class. And now the powers that be are setting up a scenario for another wave of elevated, long term inflation. This could get dire. Look like I was saying earlier the generation coming of age today is the first one since George Washington to have it worse off than their parents. Do You understand the profundity of this? They had the lowest home ownership rate, and they're the poorest, often leaving them directionless, anxious, depressed, drug addicted and even suicidal for. The first time in US history, Americans are on track to be poorer, sicker and lonelier than their parents. They will make even less than their parents did at the same age, and that's despite having a college degree. Inflation is a big reason for that, and that's what I help you solve here. I can't really help you with the depression stuff. That's not really my role with what I do here in the show. But inflation, in getting behind is one contributor to all these things. Understand, in 1989 those under age 40, they held 12% of household wealth. Today it's just 7% older Americans got rich, and they basically locked the gates behind them. Those over age 70 only held 19% of US wealth in 1989 now it's 30% Harvard's endowment has grown 500% since 1980 that's adjusting for inflation, but yet their class size hasn't grown. I mean, this is just more evidence that old money wins and young people are losing and cannot get ahead in 2019 the federal government spent eight times more per capita on seniors than they did kids. We all know that Gen Z is delaying marriage, home ownership and family formation in 1993 60% of 30 to 34 year olds had at least one child. Today, it's gone all the way down to 27% in about 30 years, that's fallen from 60% down to 27% this is not a resource problem. It's a values problem and an inflation problem, and also the tax code, values owning assets which older people have over labor, which younger people have. This is the crux of the war on the young and the war on those that don't own assets. You've got to wonder, is it even fixable? Some of it is, but no one really wants to fix inflation, and now they're lowering rates to open the door for even more of that widening that canyon, yes, the wave of inflation that started four to five years ago that broke down the middle class, and now it's set up to widen even more. I want to tell you what you can do about that shortly. But first, have you ever wondered, why do we even stratify upper, middle and lower class based on somebody's income? Why the income criterion, if you say that someone's upper class, everyone knows what that means. It means that you have a lot of wealth or income. But why is that the basis? Why do we classify it based on income? Well, it really started forming during the Industrial Revolution of the 1700s and 1800s that began in Great Britain. Before that, class distinctions were usually based on land ownership or nobility or occupation, for example, aristocrats versus peasants. But as industrial capitalism spread out of the UK, wages became the dominant way that people made a living. So tracking income, it sort of became this natural way to map out class. And then this notion spread in the 1800s and 1900s that was propelled through both economics and social science. You had thinkers like Karl Marx and Max Weber that were deeply concerned with class. Marx emphasized ownership of the means of production. You've probably heard that before, capitalists versus workers. But as societies modernized people in the world of both Economics and Psychology, they agreed that income was an easier dividing line than ownership alone. And then, starting last century, in the US, the 1900s income statistics, they became rather central in all of these policies that we make, like our tax system and poverty thresholds and qualifying for housing programs and even welfare benefits. See, they all rely on income bands. And over time, this normalized in our vernacular, these strata of upper middle and lower class sort of this income based shorthand that we use, throwing these terms around. So whether we like it or not, classes are based on your income level, and that's how it came into being. Well, with. A quick history lesson with the eroding of the middle class, with the war on the young. What can you actually do to make sure that you find yourself on the upper income side of it without falling to the lower side the lower class? Well, we know who the future financial losers are going to be. It is anyone not owning assets, and it's also savers clutching their dollars as those dollars quietly melt like ice cubes in July, right in their hand. Those are who the financial losers are going to be. Who are the winners going to be? It is asset owners riding the inflation wave, and the winners are also debtors who get to pay back tomorrow with cheaper dollars today, especially with that debt that you have outsourced to tenants. Here's the big takeaway, if you did not grab enough real assets during the last wave of inflation don't get left behind this time, because the longer you wait, the harder it is to jump aboard this moving train that keeps getting momentum and moving faster. The bottom line here is that at GRE we advocate for simply doing it all at once. Use debt to own real assets while inflation pushes up your rents. That's it, right. There it is. That's really the most concise way to orate the formula. Look in your mortgage loan documents. It does not say that you have to repay the mortgage loan in dollars or their equivalent. It only says you have to repay in dollars. That's your advantage. As dollars keep trending closer to worthless. To review what you've learned so far today, real estate is easier to understand and has more control than stocks. Housing has been in a recession, but there's more evidence that it is thawing, and a setup for more inflation has America poised to exacerbate the war on the young and widen the canyon between the haves and the have nots, and it threatens to get even wider as the middle class keeps vanishing and struggling. Keith Weinhold 32:23 Now, if you like good free information, like with what I've been sharing with you today, and you find yourself doing a bit too much scrolling for quality written real estate and finance info. I mean, yeah, it can be a mess. It can be tough. If you want to get the good stuff, you hit paywalls and pop ups, and you get these push alerts and cookie banners. It's a little annoying. It's like the internet is playing defense against you. Not so fun, and that's why it matters to get good, clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters. I've got one. I write every word of ours myself, and it's got a dash of humor, yet it's direct. And it gets to the point because, as I like to say, even the word abbreviation is too long. My letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is the good stuff, the paradigm shifting material, the life changing material, you can get my letter free at gre letter.com Where else would you get the GRE letter? Greletter.com and along with the letter, you'll also get my one hour fast real estate video. Course, it's completely free as well, and it's not to try to upsell you to some paid course, there is no paid course, there's just nothing for sale, no strings attached, free value. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get as you know, I often like to part ways with something actionable for you, visit gre letter.com while it's fresh in your head, take a moment to do it now one last time it's gre letter.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 34:24 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 34:52 The preceding program was brought to you by your home for wealth building. Get richeducation.com
Good morning from Pharma and Biotech daily: the podcast that gives you only what's important to hear in Pharma and Biotech world.President Trump has announced a 100% tariff deadline for pharmaceutical companies starting on October 1. However, companies that have already begun construction on manufacturing facilities in the U.S. are exempt from these tariffs. This move is part of the administration's efforts to lower drug prices and improve access to treatments for patients.In other news, Crinetics Pharmaceuticals has received FDA approval for their once-daily treatment for acromegaly, a rare pituitary condition. This approval marks a significant milestone for Crinetics and is expected to have a positive impact on patients' lives.Additionally, Lilly's oral SERD has been approved by the FDA for the treatment of breast cancer. This treatment has shown improved progression-free survival compared to standard therapy, offering new hope for patients battling this disease.The Trump administration is also preparing a proposed rule to further lower drug prices in the U.S., as part of an ongoing effort to align drug prices with other economically similar countries. These developments in the pharmaceutical industry are aimed at improving access to treatments and lowering costs for patients.
The inability to let go is fear of the unknown. It's fear of uncertainty. It's small capacity plus activation. That's it. And you can absolutely learn how to walk in power directly into the unfolding magic of the mystery with confidence and grace. Once you start working with medicines, it becomes clear that peace and joy can only be found when there is trust.And trust requires you to chill the f*ck out so that you can open your heart to receive. To listen. To let everything fall away and sit in the silence of Source speaking directly to you.It requires letting go of attachments. Lowering your insanely high expectations. And doing less. A lot less. Letting go of the wheel.The Universe doesn't always give us answers—but it always gives us guidance. Learn how to get comfortable not knowing. Trust that the unknown is not empty, but full of possibility. And you are never alone in it. Uncertainty is a gift and in this episode we're gonna get into it. I'll teach you how fear keeps you stuck, and how you can learn to trust life and the Universe instead.Full show notes - https://www.sinclairfleetwood.com/getting-comfortable-with-uncertaintyEpisode archive - https://sinclairfleetwood.com/podcastWORK WITH SINCLAIRNEST Group Integration Membership - https://sinclairfleetwood.com/nest1:1 Private Coaching - https://sinclairfleetwood.com/psychedelic-integrationSubscribe to The Visionary Within weekly newsletter - https://mystical-heart-collective.kit.com/5623fed941FREE Ultimate Guide to Healing with Psychedelics: https://mystical-heart-collective.kit.com/ultimate-guideRetreats: https://sinclairfleetwood.com/events
The Nutrition Diva's Quick and Dirty Tips for Eating Well and Feeling Fabulous
833. From broccoli to red wine, certain foods are promoted as natural estrogen blockers. Is there any science to support the claims?References Aromatase Inhibitors Plus Weight Loss Improves the Hormonal Profile of Obese Hypogonadal Men Without Causing Major Side Effects - PMCA traditional Mediterranean diet decreases endogenous estrogens in healthy postmenopausal women - PubMed New to Nutrition Diva? Check out our special Spotify playlist for a collection of the best episodes curated by our team and Monica herself! We've also curated some great playlists on specific episode topics including Staying Strong as We Age, Diabetes, Weight Loss That Lasts and Gut Health! Also, find a playlist of our bone health series, Stronger Bones at Every Age. Have a nutrition question? Send an email to nutrition@quickanddirtytips.com.Follow Nutrition Diva on Facebook and subscribe to the newsletter for more diet and nutrition tips. Find out about Monica's keynotes and other programs at WellnessWorksHere.comNutrition Diva is a part of the Quick and Dirty Tips podcast network. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Annual Kansas Income Tax Institute Lowering the Federal Funds Rate Causes of Pinkeye in Cattle 00:01:05 – Annual Kansas Income Tax Institute: Roger McEowen, K-State and Washburn law professor, with Rich Llewelyn, K-State Extension assistant, start today's show as they preview the Kansas Income Tax Institute. Roger mentions the major topics that will be covered. Kansas Income Tax Institute 00:12:05 – Lowering the Federal Funds Rate: Continuing the show is Brady Brewer and Brian Briggeman from K-State as they discuss the recent decision from the Federal Open Market Committee and what it means for inflation, unemployment and agriculture. 00:23:05 – Causes of Pinkeye in Cattle: The Beef Cattle Insitute's Brad White, Todd Gunderson, Bob Larson and Phillip Lancaster end the show with part of their Cattle Chat podcast as they explain the causes of pinkeye. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
For years, I bought into the hustle culture lie: work harder, do more, and success will follow. But after cutting my schedule in half and focusing on fewer, higher-impact tasks, I discovered something surprising: slowing down actually amplified my creativity, focus, and results. In this episode, I unpack how lowering the bar, embracing slow productivity, and letting go of unnecessary expectations saved my sanity and helped me produce better work.For more go to: www.scottmlynch.comLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, David Hauser, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
"Lowering the barrier to entry keeps creativity alive through grief, not in spite of it."Grief doesn't mean we put our canvases away in a closet. It means we allow simply setting a blank canvas on the easel as creativity in itself. This week, we're talking through one way grieving humans can invite the creative spark back into their daily lives without the pressure of producing something marketable with every stroke of the pen or brush.Links + Resources from this episode:Join our PatreonLearn more about coaching opportunitiesFollow Mandy on Instagram
In this hour Ryan Wrecker and Dan Buck talk about how streets could be made safer. Rand Paul and vaccines. KMOX Sports Director Tom Ackerman joins to talk about Cardinals season coming to an end plus Mizzou and Illinois football. Finally, In Other News; Starbucks dress code and the dodo bird.
Today we're going to chat about the sneaky ways you might be lowering your point of attraction—without even realizing it. When you're blaming, judging, or focused on what you don't want, you're sending a signal that slows down what is wanted. Tune in for a real-talk conversation about how to catch yourself in misalignment and gently redirect your energy so the Universe can respond with more of what you do want. For all things Law of Attraction, visit Jennifer365.com. Want more LoA goodness? Get my Vibe Notes for high-vibe tips between episodes. I offer schedule-as-you-want coaching. Coaching with me is a great way to raise your vibration. If you're craving more clarity on manifesting, I've created a YouTube channel just for that. Want to support the podcast? Buy me a coffee. ☕️ Looking for an episode about a particular topic? Check out the LYL Index.
In this solo episode, Shintaro Higashi delivers a passionate monologue on why Judo needs to be made easier and more accessible, especially for beginners. Drawing on personal experience and insights from both his dojo and national trends, he offers practical advice for reducing injuries, retaining new students, and helping Judo grow in the U.S.00:00 Why Judo Needs to Be Easier01:30 Early Randori Is a Mistake02:45 The Rare Beginner Who Pushes Through04:00 Redesigning the First Phase of Training05:00 Preventing Injuries Through Smarter Pairing06:00 Controlled Randori for Beginners07:00 Why BJJ Feels Safer for New Students07:45 Lowering the Barrier to Grow Judo
Lowering your voice in public when talking about what you believe in. Talk to your kid about politics even if you don’t want to. What can’t Jesse eat anymore. Follow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.
Preview: Federal Reserve. Colleague Veronique de Rugy comments on the likely necessity of the Federal Reserve being called to stabilize the country by lowering rates to offset the uncollectable debt from unrestrained spending. More later. 1917
EP. 228: Grab my FREE 4 Part Video Series: GLP1s Uncovered: https://bit.ly/GLP1uncovered On this episode, I'm chatting with my amazing friend Dr. Anna Cabeca, the Girlfriend Doctor. She's triple board-certified in gynecology and obstetrics, integrative medicine, and anti-aging and regenerative medicine, with over 30 years of experience in functional medicine, sexual health, and bioidentical hormone replacement. Dr. Anna and I cover the world of oxytocin, vaginal health, and women's hormones. We cover everything from pain management to intimacy, topicals, and how to navigate menopause without overmedicalizing it. This is such a fun, informative, and honest conversation. Topics Discussed: → What is oxytocin and why is it important for women's health? → How can vaginal health impact intimacy and hormone balance? → What are safe and effective ways to use oxytocin? → How does menopause affect hormones, connection, and wellbeing? → What are the best strategies for managing pelvic floor health and vaginal atrophy? Sponsored By: → BIOptimizers | For 15% off go to bioptimizers.com/drtyna and use promo code DRTYNA → LMNT | Get a free 8-count Sample Pack of LMNT's most popular drink mix flavors with any purchase at drinklmnt.com/drtyna. Find your favorite LMNT flavor, or share with a friend. → LVLUP | Head over to LVLUPHealth.com and use code DRTYNA at checkout to get 20% off your order sitewide. → Timeline | Head to timeline.com/DRTYNA and get 20% off with code DRTYNA → Liver Love | Go to https://store.drtyna.com/products/liverlove Use code LIVER20 for 20% off On This Episode We Cover: → 00:00:00 - Introduction → 00:01:49 - Importance of oxytocin → 00:04:41 - Uses & dosing of oxytocin → 00:09:49 - Overcoming pain → 00:16:39 - Lowering cortisol → 00:20:44 - Sunlight, infrared light, + mood → 00:22:00 - Community, pleasure, hormones → 00:30:37 - Oxytocin & women's hormones → 00:38:15 - Not medicalizing menopause → 00:42:07 - Menopause's impact on the family → 00:44:40 - Prioritizing connection → 00:48:02 - Withholding oxytocin → 00:50:06 - Intimacy and sexual health → 00:54:09 - Vaginal health → 00:55:37 - Vaginal atrophy → 01:01:54 - Pelvic floor integrity → 01:02:36 - Lichen Sclerosus → 01:06:34 - More than estradiol & estriol → 01:11:12 - Chronic UTIs → 01:14:56 - Topical hormones Further Listening: → EP: 227 | How I Broke Free From The Pain Trap | Solo Check Out Dr. Anna: → Website → Instagram → YouTube → Dr. Anna's Julva Moisturizer Disclaimer: Information provided in this podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional, or any information contained on or in any product. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before taking any medication or nutritional, herbal or other supplement, or using any treatment for a health problem. Information provided in this blog/podcast and the use of any products or services related to this podcast by you does not create a doctor-patient relationship between you and Dr. Tyna Moore. Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease.
Let's settle this cinnamon thing once and for all. In this episode, Jess looks at what the research really says about cinnamon and blood sugar, and how to use it in real life. You'll learn about the different types of cinnamon, dosage ranges from studies, and why it's helpful but not magical. Perfect for anyone eyeing their spice rack for solutions.If you're living with diabetes or prediabetes and want personalized support from a Registered Dietitian Nutritionist covered by insurance, visit diabetesdigital.co to connect with our culturally aware and weight-inclusive team. And if you love the show, don't forget to rate and review us on iTunes or Spotify—it makes a huge difference! For additional resources and show notes, head to diabetesdigital.co/podcast.
Our Head of Corporate Credit Research Andrew Sheets discusses why a potential start of monetary easing by the Federal Reserve might be a cause for concern for credit markets. Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Today – could interest rate cuts by the Fed unleash more corporate aggressiveness? It's Wednesday, August 27th at 2pm in London. Last week, the Fed chair, Jerome Powell hinted strongly that the Central Bank was set to cut interest rates at next month's meeting. While this outcome was the market's expectation, it was by no means a given.The Fed is tasked with keeping unemployment and inflation low. The US unemployment rate is low, but inflation is not only above the Fed's target, it's recently been trending in the wrong direction. And to bring inflation down the Fed would typically raise interest rates, not lower them. But that is not what the Fed appears likely to do; based importantly on a belief that these inflationary pressures are more temporary, while the job market may soon weaken. It is a tricky, unusual position for the Fed to be in, made even more unusual by what is going on around them. You see, the Fed tries to keep the economy in balance; neither too hot or too cold. And in this regard, its interest rate acts a bit like taps on a faucet. But there are other things besides this rate that also affect the temperature of the economic water. How easy is it to borrow money? Is the currency stronger or weaker? Are energy prices high or low? Is the equity market rising or falling? Collectively these measures are often referred to as financial conditions. And so, while it is unusual for the Federal Reserve to be lowering interest rates while inflation is above its target and moving higher, it's probably even more unusual for them to do so while these other governors of economic activity, these financial conditions are so accommodative. Equity valuations are high. Credit spreads are tight. Energy prices are low. The US dollar is weak. Bond yields have been going down, and the US government is running a large deficit. These are all dynamics that tend to heat the economy up. They are more hot water in our proverbial sink. Lowering interest rates could now raise that temperature further. For credit, this is mildly concerning, for two rather specific reasons. Credit is currently sitting with an outstanding year. And part of this good year has been because companies have generally been quite conservative, with merger activity modest and companies borrowing less than the governments against which they are commonly measured. All this moderation is a great thing for credit. But the backdrop I just described would appear to offer less moderation. If the Fed is going to add more accommodation into an already easy set of financial conditions, how long will companies really be able to resist the temptation to let the good times roll? Recently merger activity has started to pick up. And historically, this higher level of corporate aggressiveness can be good for shareholders. But it's often more challenging to lenders. But it's also possible that the Fed's caution is correct. That the US job market really is set to weaken further despite all of these other supportive tailwinds. And if this is the case, well, that also looks like less moderation. When the Fed has been cutting interest rates as the labor market weakens, these have often been some of the most challenging periods for credit, given the risk to the overall economy. So much now rests on the data what the Fed does and how even new Fed leadership next year could tip the balance. But after significant outperformance and with signs pointing to less moderation ahead, credit may now be set to lag its fixed income peers. Thank you as always for listening. If you find Thoughts to the Market useful, let us know by leaving a review wherever you listen. And also tell a friend or colleague about us today.