Podcasts about lowering

This is our final scheduled episode of GWAE. We close out the show with questions from our mail bag. It's been a great ride for 12 years, and we are really grateful for the outpouring of kind words from our listeners, and for our sponsors over the years.Show Notes[00:00] Introduction[00:47] Lessons learned from guests on GWAE[04:45] Missed advantage plays[09:38] Memorable moments[13:26] Bankroll management and session size[15:45] Will Bob continue to blog on Las Vegas Advisor?[16:23] Penalty cards in 10/7 Double Bonus[16:54] Odds boosts[18:21] Hole carding[20:04] Card pulling on video poker[21:37] Other advantage play resources[24:09] Life lesson from gambling[28:05] Gathering free play off of multiple cards[30:14] Predicting the future of advantage play[31:55] Continuous shuffling machines[32:56] Favorite casino games[34:11] Largest failures[36:20] Best gambling advice[39:10] Commercials[42:02] "Carnival" games[44:39] Extracting value from promo chips and coupons[47:50] Lowering the house edge at blackjack without card counting[50:13] Mistakes and play speed in video poker[51:34] Closing remarksSponsored Links:http://BlackjackApprenticeship.comhttp://VideoPoker.com/gwaehttp://Unabated.comhttp://SouthPointCasino.comShort Stories and Books Referenced:http://Cbc.ca/books/literaryprizes/the-gods-of-scrabble-by-mo-srivastava-1.4244078Quit: Knowing When to Walk Away by Annie Duke - https://amzn.to/3BElw5SComp City by Max Rubin - https://amzn.to/42NUx3APodcasts Referenced:http://Theringer.com/gamblers-podcasthttp://Thehammer.bet/channel/circles-offhttp://Podcasts.apple.com/us/podcast/risk-of-ruin/id1527018692http://Twitter.com/bebetterbettors

In this episode of the Art of the Online Business, we're diving into the world of Facebook and Instagram ads with Kwadwo Sampany-Kessie, a Facebook ads manager and business growth coach.Kwadwo is an expert in all things ads and shares his knowledge on how to scale ads effectively, what metrics to look for, and how to optimize your sales funnel. He also talks about his website,  where he offers hourly ad strategy calls and other services to help businesses improve their ads and funnels.In this episode, you'll learn:How to know when to scale your ads: Kwadwo shares his tips on when to increase your ad spend and how to do it effectively without wasting money. Metrics to look for when scaling ads:  Kwadwo breaks down the key metrics to track when scaling your ads, including cost per lead and return on ad spend. Lowering cost per lead:  Kwadwo shares his strategies for reducing the cost per lead and optimizing your ad campaigns for better results. Optimizing the sales funnel: Kwadwo discusses the importance of having a solid sales funnel and how to optimize it for maximum conversions. If you're struggling with your Facebook or Instagram ads, Kwadwo is your guy! Head over to quayjo.com to learn more about his services and how he can help you improve your ad strategy.Links & Resources:The Art of Online Business websiteDM me on InstagramVisit my YouTube channelThe Art of Online Business clips on YouTubeFull episodes of The Art of Online Business Podcast on YouTubeThe Art of Online Business Podcast websiteCheck out my Accelerator coaching programKwadwo Sampany-Kessie's Links:Visit Kwadwo's websiteFollow Kwadwo on InstagramEmail KwadwoPlease support the podcast by giving an honest Rating/Review for the show on iTunes!

The Nikki Glaser Podcast is adding a new stage to grief. Nikki is kind of an open book. She keeps some things secret but never be what she is talented at. Brian explains how a dance teacher changed his life. Anya has another veneer update that leads to a conversation about never asking your partner what you look like. They give some advice on Fanthrax and hear a sweet message about a Bestie's different life phases syncing with Nikki's. In the Final Thought they discuss break ups and Nikki unleashes the rest of what she has to say about Taylor Swift and Matt Healy dating. ——— Watch this episode on our Youtube Channel: The Nikki Glaser Podcast Follow the pod on Instagram for bonus content: @NikkiGlaserPod Leave us your voicemail: Click Here To Record Nikki's Tour Dates: nikkiglaser.com/tour Anya's Patreon: patreon.com/anyamarina Brian Frange: brianfrange.com More Nikki: IG More Anya: IG More Brian: IG More producer Noa: IG  See omnystudio.com/listener for privacy information.

Two pieces of advice we're covering today: Making content creation a habit.Lowering your standards.Here, let me explain...

Amber Dennison, chair of the Humane Society of the Ohio Valley's operations committee, shared the inspiring story of the shelter's evolution from a high-kill shelter to one that now rarely resorts to euthanasia.

Join me as we discuss this weeks trending topics, do a deep dive into dating standards, have a sports report with JRob and why so many good people are still single

 This week the gang doesn't miss a thing as they look back on Armageddon (1998).  

We can all agree that women change the vibe in the skilled trades industry and my guest today is one that is making big waves in the Electrician World. Shannon Tymosko is a second-year Electrical Apprentice with the IBEW (International Brotherhood of Electrical Workers) Local 105 located out of Hamilton, Ontario, Canada. She is  passionate about people, growth and change, and proud to be an advocate and ambassador for the skilled trades. As a Motivational Speaker and Advocate for the skilled trades, Shannon believes it's important to love what you do. It is because of this, we must introduce and educate our young people to all options, allowing them to discover their own strengths and passions. The skilled trades is an unrepresented and misunderstood career choice, yet it provides that ability for someone to THRIVE not just SURVIVE. Shannon shares her story and experiences to help encourage and empower others to follow their own dreams and passions through her social media pages under the name of Lady.Voltz. What we chat about: What can we do to encourage the involvement of more women in the skilled trades industry. Lowering the stigma on “this is a man's world” culture around the skilled trades. How important it is to spread the message to kiddos about  Women are hella hard workers and we need to be more inclusive of women in the skilled trades industries. The opportunities in this industry are insanely valuable in today's market and we chat about why that is and how you can make the most of it! Mental health and skilled trades - why it's sooo important. Want to learn more about Shannon Tymosko & the Lady.Voltz Community? Website: https://www.shannontymosko.com/my-journey LinkTree: https://linktr.ee/Lady.voltz Want to learn more about the Ladies Kickin' Ass Community? This episode is also available on VIDEO!  Check it out here on ⁠YouTube⁠ and on ⁠Spotify Video Podcasts Join our Facebook Group: ⁠https://www.facebook.com/groups/ladieskickina⁠ Let's Chat, Girl! E-Mail: ⁠tanya@ladieskickinass.com⁠ My Link Page: ⁠https://tanyawilson.page⁠ Instagram: https://www.instagram.com/ladieskickinass LinkedIn: https://www.linkedin.com/in/tanyamerrittwilson Pinterest: https://www.pinterest.com/ladieskickinass Youtube: https://www.youtube.com/@ladieskickinass Facebook: https://www.facebook.com/groups/ladieskickina TikTok ⁠https://www.tiktok.com/@ladieskickinass⁠ Want to be a guest on the podcast?? I'd love to hear from you! Apply here:  ⁠https://bit.ly/BeMyLKAGuest --- Send in a voice message: https://podcasters.spotify.com/pod/show/ladieskickinass/message

In this podcast episode, Dr. Brian interviews Dr. David Perlmutter about his new book, "Drop Acid," which focuses on uric acid and how it relates to metabolic health, insulin resistance, type 2 diabetes, and other health issues. The two discuss the importance of understanding the role of uric acid in the body and how it can be managed through diet and lifestyle changes to support overall health. As a neurologist, Dr. Perlmutter became interested in uric acid's impact on the brain and explored this topic in his book.Elevated Uric Acid Can Cause DiseaseElevated uric acid levels in the body can cause several diseases and conditions. Uric acid is a naturally-occurring substance in the body, but when it is present at higher-than-normal levels, it can cause many health problems. Uric acid is most commonly associated with gout, a type of arthritis, but it can also be linked to other conditions such as metabolic syndrome, hypertension, and type 2 diabetes.Uric acid is produced when the body breaks down purines, which are found in certain foods such as organ meats, sardines, anchovies, and mushrooms. When the body cannot properly process and excrete the excess uric acid, it can build up in the bloodstream and cause problems.Limit Added Sugar ConsumptionIn today's modern world, limiting added sugar consumption is more important than ever. Fructose is a type of sugar found naturally in fruits and vegetables and is also added to many processed foods. Fructose is metabolized differently than other sugars and has been linked to higher uric acid levels in the body. Excess fructose intake has been linked to several metabolic issues, including hypertension, cognitive decline, and obesity.Lower Uric Acid For Better HealthUric acid is a by-product of fructose metabolism, and elevated uric acid levels can lead to serious health problems. High uric acid levels are associated with an increased risk of death from all-cause mortality, cardiovascular death, and stroke. Additionally, it can increase the risk of erectile dysfunction and lead to the formation of uric acid crystals in the blood vessels and joints. Fortunately, there are ways to reduce uric acid levels and improve health. The first step is to identify and avoid hidden sources of fructose. This includes reading labels and being aware of the different names for added sugars, such as organic cane syrup. It is also important to limit alcohol consumption, especially beer, as it is rich in purines which can raise uric acid levels. Key Takeaways:[00:00:36] Uric acid and metabolic health.[00:05:00] Uric acid's causative role.[00:09:29] The dangers of fructose.[00:13:05] Uricase mutation and body fat.[00:17:23] Uric acid and fructose.[00:23:51] Uric acid and erectile dysfunction.[00:28:07] Uric acid and blood sugar.[00:29:58] AMP kinase and uric acid.[00:34:10] Paleo movement and our ancestors.[00:38:14] Lowering uric acid levels.[00:42:14] Neuroinflammation and Alzheimer's.[00:46:13] Fruit consumption and uric acid.Resources:Website: https://www.drperlmutter.comDrop Acid: https://www.drperlmutter.com/books/drop-acid/Instagram: https://www.instagram.com/davidperlmutter/YouTube: https://www.youtube.com/user/DavidPerlmutterMDFacebook: https://www.facebook.com/DavidPerlmutterMdTwitter: https://twitter.com/davidperlmutter Support the show

Boujee Bitch Bootcamp now enrolling! Get ready for your best summer yet with this 5-week lifestyle makeover. Trainings on success mindset, money, hot girl health and skyrocketing your confidence to get you right by summer. Dets + sign up here! 50% OFF MAGIC MIND SUBSCRIPTION: Use code "MINDSETMAGIC20" for 50% off a subscription or 20% off your one-time purchase. Click here to shop! In episode 192, Mikayla is diving into how she is creating sustainable success after being sick all year. She's reflected on creating habits that make you 1% better every single day so you can take action CONSISTENTLY! Mikayla talks about how to stack habits in a way that ignites your feminine to maximize your masculine action taking. Use these tips to boost your energy by summer! In the episode: + Importance of habits + Habit stacking + Lowering your cortisol + Sustainable success Resources: Magic Mind: matcha shots mentioned, use code MINDSETMAGIC20 Atomic Habits: book mentioned about habit stacking Magnesium: my nightly drink to improve sleep (get the peach ring flavor!!) Want to watch this episode? Check it out on the Mikayla Jai Youtube channel - subscribe here! SHOP MIKAYLA'S COURSES HERE: https://mikaylajai.mykajabi.com/store Mikayla's Facebook Group - Join here! FREE MEDITATION HERE! Can't get enough? Check out the blog at mikaylajai.com and on Insta at Instagram.com/themikaylajai --- Support this podcast: https://podcasters.spotify.com/pod/show/mikayla-arrington/support

Ari Weisbard is Managing Partner of Values Added Financial, an independent RIA based out of Washington that oversees $143 million in assets under management for 75 client households. Ari and his partner Zach distinguish themselves by not only implementing fee minimums to ensure profitable service for clients, but also by deliberately adjusting their fees and minimums to control and accelerate their business growth according to their firm's advisor capacity—and to allow for a sustainable work-life balance. Listen in as Ari shares how he and his partner have implemented and adjusted minimum fees for new clients, as well as why they have positioned their firm as one that serves clients with progressive values. We also discuss how Ari has overcome fear and imposter syndrome, why he feels more fulfilled as an advisor than he did as a lawyer, and how he is focusing on the human aspect of financial planning and connecting with clients beyond economics. For show notes and more visit: https://www.kitces.com/330

Coach Colt & Coach Mark collaborate again to troubleshoot various clients' preps, meal plans & workouts, and continue to teach each other how to further progress in their own hypertrophy goals in topics they have experience in. Mark Ennis Consultations & Coaching Inquiries: https://instagram.com/fitnessbeyondtime01?igshid=YmMyMTA2M2Y= THANK YOU to our SPONSOR CELTIC SEA SALT®: https://supersetyourlife.com/collections/supplements TIME STAMPS: 01:56 CACAO vs. NUTS: which is a better source of dietary fat? 04:13 The importance of increasing dietary fat as your energy expenditure increases. 08:29 How to train for LAT WIDTH as a priority over THICKNESS. 15:42 Is it necessary to train CHEST if it's a stronger muscle group? 24:01 The importance of adequate recovery between sets when training to muscle failure when hypertrophy is the goal. 36:12 How to train the MUSCLE and not worry about the weights and reps. 44:51 When to incorporate “REST-PAUSE-SETS.” 45:15 The importance of LOWERING training volume the closer you get to a show. 49:38 Why it is CRITICAL to “hold onto your strength” as you approach a bodybuilding competition. 55:55 Fine-tuning macros to burn fat while lean bulking. 62:28 Troubleshooting ketone levels using a BioSense® ketone monitor. 77:17 How to meet ALL of your mineral and electrolyte requirements using natural sea salts.

In this episode, Fatimah explains how regulating your blood sugar helps lower cortisol, which allows you to have an easier bowel program. Cortisol is a stress hormone that affects virtually every organ in your body - including your gut! Highlights from the episode: Role of cortisol in the body Relationship between blood sugar and cortisol levels Practical ways to lower cortisol, starting today Connect with Fatimah Fakhoury:Instagram: @paralysis.nutrition Facebook: @Paralysis Nutrition

Runway CEO Cristóbal Valenzuela joins Jason to discuss their suite of generative AI video editing tools (3:03), Runway's AI Film Festival and the rapid evolution of filmmaking (22:21), Runway's ability to lower the barrier to entry for aspiring filmmakers (36:05), and more! (0:00) Jason kicks off the show (3:03) What is Runway?  (6:39) Runway's text-to-video demo (11:08) Clumio - Start a free backup, or sign up for a demo at https://clumio.com/twist (12:08) Latent Diffusion paper (16:30) The Late Show With Stephen Colbert (20:51) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://Squarespace.com/TWIST (22:21) Runway's AI Film Festival (29:08) The rapid evolution of filmmaking (31:59) Favorite directors and films  (36:05) Lowering the barrier of entry to filmmaking (41:20) Microsoft for Startups Founders Hub - Apply in 5 minutes for six figures in discounts at http://aka.ms/thisweekinstartups (42:51) Driving costs of filmmaking to zero  (44:57) Training Runway's data set & Fan Fiction  (52:07) Runway's generative capabilities  (54:30) Safety concerns  (58:20) The challenges of operating Runway FOLLOW Cristóbal: https://twitter.com/c_valenzuelab FOLLOW Jason: https://linktr.ee/calacanis Subscribe to our YouTube to watch all full episodes: https://www.youtube.com/channel/UCkkhmBWfS7pILYIk0izkc3A?sub_confirmation=1 FOUNDERS! Subscribe to the Founder University podcast: https://podcasts.apple.com/au/podcast/founder-university/id1648407190

The Cannon Cast is back! PD is joined by Seeds, Dale, and Burkus to discuss the firing of head coach Brad Larsen and goaltender coach Manny Legace. What went wrong? What do the Blue Jackets need from their new coach? Then, we finish the episode with our picks for all 8 first round series in the Stanley Cup playoffs. Check out more from The Cannon on our new site and our Twitter account. Also give a follow to our new podcast host, the Fans First Sports Network. If you enjoy this episode and want to support our site, consider a paid subscription. Learn more about your ad choices. Visit megaphone.fm/adchoices

Heart disease experts have always emphasized the importance of maintaining low levels of LDL cholesterol, commonly known as "bad cholesterol." Here comes David Feldman, an engineer who was on the verge of developing diabetes. In an effort to better his health, he made the decision to try a low-carb, high-fat diet. Even his sister and father followed suit. As a result, his LDL cholesterol levels increased, but his family did not experience the same effect. Many people believe that genetics play a crucial role in how the body processes a high-fat diet, but David's findings challenged this notion. As if he was debugging a problem, it fueled his curiosity to explore the reasons behind this inconsistency. In this episode, David Feldman presents the lipid energy model, how high levels of LDL cholesterol may not always equal the risk of heart disease, and the goals of the Citizen Science Foundation to further the research on the field of cholesterol and lipidology. Quick Guide01:22 Introduction07:08 The effects of a low-carb, high-fat diet on him and his family13:39 An engineer debugging a problem in his health16:32 Metabolism and how fats are moved in our bodies21:51 The lipid energy model and atherosclerosis28:55 LDL cholesterol levels and their relation to heart disease31:33 Studies on high levels of LDL through the Citizen Science Foundation43:55 Lowering the LDL48:23 Closing and contactsGet to know our guestDavid Feldman is an engineer who initiated the Citizen Science Foundation dedicated to advancing citizen science in the field of cholesterol and lipid research.“Metabolism is this counterbalance between anabolism, which is the building up of stuff, and catabolism, which is the breaking down of stuff. And metabolism is how good you are at building up and breaking down stuff in a good balance. That's really what metabolism is. And nowhere is that more important than fuel. We care a lot about how good you are at putting fuel away, that you're consuming, and getting it back out.” - David FeldmanConnect with himCholesterol Code: https://cholesterolcode.comCitizen Science Foundation: https://citizensciencefoundation.org/Own Your Labs: https://ownyourlabs.com/Twitter: https://twitter.com/realDaveFeldmanEpisode snippets14:03 - 15:24 - Dysfunctional lipid metabolism18:21 - 19:45 - Good metabolism32:13 - 34:19 - To gather data through the Citizen Science Foundation38:15 - 39:49 - Reopening the conversation that not all high LDL is bad46:06 - 46:56 - Not putting patients into medical treatments when it's not needed Contact Stay Off My Operating TableTweet with us: Dr. Ovadia: @iFixHearts Jack Heald: @JackHeald5 Learn more: Get Dr. Ovadia's book Stay Off My Operating Table on Amazon. Take Dr. Ovadia's metabolic health quiz: iFixHearts visit Dr. Ovadia's website: Ovadia Heart Health visit Jack Heald's website: CultYourBrand.com Theme Song : Rage AgainstWritten & Performed by Logan Gritton & Colin Gailey(c) 2016 Mercury Retro Recordings

In this EP Dion and Fritz sit down and reflect on Dion's journey in the vegancoaching.com Academy and how he was able to get ripped, massively lower his cholesterol levels, all while propelling his surfing performance to new heights.Book your FREE Health Assessment with Fritz

Dr. Zach Gould, PhD is the founder of Dr. Golf Global and former collegiate and semi-pro golfer. Dr. Gould shares stories of playing with some of the biggest European Golf stars in the game today, and how those experiences allowed him to create his new career now. Visit drgolfglobal.com today to learn more about how you can improve your fitness and lower your scores. --- Send in a voice message: https://podcasters.spotify.com/pod/show/golf-unfiltered/message

Commentary by Dr. Valentin Fuster

Commentary by Dr. Valentin Fuster

Rick Brazell is the founder and president of the First Hunt Foundation.  After 36 1/2 years of working for the U.S. Forest Service as a wildlife biologist, natural resource staff officer and a line officer managing millions of acres, he wanted to find a way to share his love of hunting and help others learn.   He has a passion for hunting and helping others discover the life changing benefits of becoming a hunter.  The First Hunt Foundation provides training and insurance for mentors as well as serves as a portal nationwide for new hunters looking for guidance. If you enjoy the podcast, I'd really appreciate it if you drop us a review, share it with a friend, or find us on Instagram.Topics Discussed: Why hunting needs mentors now.The Anti-R3 Movement.The Five Stages of a Sportsman.The high retention rate of mentored hunters.Lowering barriers to hunting while still "earning" it. Chasing RabbitsBecome a mentor.You can find more about Everett Headley, your host, at his website or Instagram.  Intro Music: Jason Shaw- Back to the WoodsOutro Music: Bumy Goldson- Keep Walking

Before you lower your price, watch this! I'll be sharing exactly how you can enroll clients into your coaching program without having to lower your price! This episode will cover the following: ✅ Why you should lower your price to get clients ✅ How to enroll clients at any price point ✅ Why price usually isn't the reason people don't buy  ◽️◽️◽️◽️◽️◽️

Mother's Day, birthday, anniversary, Valentine's Day... they can be wonderful and absolutely frustrating too. We expect that the people around us know what we want on those days - time to ourselves, a special dinner, a certain gift, etc. Inside today's episode, I'm talking about these expectations and how I've found more joy in these days.-------------------------------------------------------New episodes post every Thursday!Watch for RAW CONVERSATIONS with mamas every month! Want to be a guest? Click here:https://docs.google.com/forms/d/e/1FAIpQLSf8HSieo2ZXe4DOesXnlzb-WerDhA9U9wZXEIqoDd7IWUPg6Q/viewformCome hang with me on IG, it's my fave place to be:https://www.instagram.com/amberwilfahrt

Lowering your expectations in life may keep you from being disappointed. Join Tony Evans as he explains why healing the "lame" includes more than just people who have a hard time walking. To support this ministry financially, visit: https://www.oneplace.com/donate/222/29

Lowering your expectations in life may keep you from being disappointed. Join Tony Evans as he explains why healing the "lame" includes more than just people who have a hard time walking. To support this ministry financially, visit: https://www.oneplace.com/donate/222/29

Welcome to Investories Deep Dive Season 1: Creative Financing  We're breaking down the strategies to empower your Real Estate investing journey.  Season 1 is all about creative financing. The who, the what, and importantly the how.  Creative financing isn't just seller financing, and we're going to dive into it all, from subto, to hard money.   Today is a little different. A self-directed IRA is an individual retirement account that allows you to invest in a wide range of assets beyond the typical stocks, bonds, and mutual funds. With a self-directed IRA, you have the freedom to invest in alternative assets such as real estate, private equity, cryptocurrency, and more. Kaaren Hall is the founder of uDirectIRA.com, a third-party administrator providing complete and accurate information on self directed IRAs so you can make the most of your retirement funds. They do not promote any investments. Rather, they provide the knowledge, tools and information you need to make self-direction easy. uDirect help you get started quickly and easily, and stay with you every step of the way. Despite being in the midst of a recession and mortgage market collapse, Kaaren Hall founded and made a resounding success of uDirect IRA Services. The single mom discovered a strategic way to put her 20+ years in mortgage banking, real estate and property management to use. The solution was an untapped market for both her skills and for investors – self-directed IRAs. Because self-directed IRAs can have a dramatic impact on retirees' quality of life, Hall brings her full passion to educating Americans about the little-known investment vehicle. She has educated tens-of-thousands of investors and professionals on how to build wealth by taking control of self-directed IRAs. Investories: YouTube: https://www.youtube.com/@investoriespodcast7744 Tik Tok: https://www.tiktok.com/@investoriespod Instagram: https://www.instagram.com/investoriespod/ Email: investoriespodcast@gmail.com Kaaren Hall uDirectIRA: https://udirectira.com/  Instagram: https://www.instagram.com/udirectiraservices/ YouTube: https://www.youtube.com/channel/UCWAycexbDjYjHh8R8goug0A/featured Email: info@uDirectIRA.com Kyle: Facebook: https://www.facebook.com/yourmultifamilymentor Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en John:  Instagram: https://www.instagram.com/hoopeezy/?hl=en Airbnb: https://airbnb.com/h/ponderosapinehaus  

Lowering your expectations in life may keep you from being disappointed. Join Tony Evans as he explains why healing the "lame" includes more than just people who have a hard time walking. To support this ministry financially, visit: https://www.oneplace.com/donate/222/29

My Website Agency Launch training. Agency Launch Podcast. Music by Roger Clyne and the Peacemakers Simply Explaining Insurance on ITunes Simply Explaining Insurance on Spotify. On Stitcher On Android use Podcast Addict and search for Simply Explaining Insurance. The post Simply Explaining Insurance #257- Lowering commercial premiums appeared first on Dietz Agency.

Too often we hang on to credit cards we no longer use, providing an unnecessary invitation to identity thieves to run up charges in your name. Canceling them is a good idea if done properly. We'll talk about that on this Faith and Finance. Christians should always take Proverbs 10:4 seriously. It reads, “A slack hand causes poverty, but the hand of the diligent makes rich.”  We certainly don't want to have a “slack hand” when managing credit cards.WILL CLOSING A CREDIT CARD ACCOUNT HURT YOUR CREDIT? This is a common question we hear all the time. Your credit score will drop a little after closing an account. Most people are surprised by that because it seems like you're being punished for doing the right thing, but it really just comes down to mathematics and complicated computer algorithms.To find out why your score drops, we'll have to simplify things. So first, a definition. An algorithm is just a set of rules that solve a problem in a limited number of steps.Algorithms live in computer models that give you more credit score points for having three things: long-standing accounts, more available credit, and more kinds of accounts like a credit card, an auto loan, or a mortgage. If closing an account falls under one or more of those factors, your score goes down.So just remember that the longer you have an account open, the more credit you don't use, and the more types of accounts you have, the higher your score. In fact, those three factors make up 55% of your FICO score.Now, why is that? It's simply because having old accounts, unused credit, and more kinds of accounts, tells lenders that you're more likely to pay them back.SHOULD A SLIGHT CREDIT HIT STOP YOU FROM CLOSING THAT ACCOUNT?Usually not, but there's one occasion when it could be important.If you're shopping for a mortgage or some other kind of loan, you want the highest score possible. Lowering your score by even a few points could put you in a lower range of scores, and that could affect the interest rate you get on the loan. A higher interest rate means money out of your pocket every month.But in most cases, when you're not seeking a loan, a slight drop in your credit score means very little. You'll quickly make that up if you keep the outstanding balances below 30% on remaining accounts and you make your payments on time.So, you may be asking, “Why bother closing an account after you've paid it off? Especially if it's going to cost you points on your credit score?” There are at least two good reasons:First, it eliminates the temptation to use it if you run into an unexpected financial problem. That's what your emergency fund is for, and you should use that money if the car breaks down or the water heater starts giving you cold showers.We've already mentioned the second reason to close an unused account. It's the constant threat of identity theft. If your account is hacked, it'll cause you a lot of headaches, especially if it's unused and you're not paying attention to it.Now, even though we said go ahead and close an unused account and don't worry about your credit score, you don't want to close several of them at once. Closing a bunch of accounts at once will multiply the negative effect on your score.The best way to close unused accounts is gradually — no more than one or two every six months. That way you spread out the negative impact. And at the same time, you minimize the impact by keeping low balances and making on-time payments with your other accounts.HOW TO CLOSE YOUR ACCOUNTSHere are the steps to closing an account and making sure it's closed. First, pay off any remaining balance. Then check for any recurring charges on the account and cancel or transfer them.After that, call your card issuer and tell them to cancel the account. You may want to follow up by writing an email or letter to your credit card issuer to confirm your card's been canceled.Finally, double-check your credit reports at all three credit bureaus— Experian, TransUnion and Equifax— to make sure the account's been closed. You can get them for free at AnnualCreditReport.com.On this program, Rob also answers listener questions: How should you determine the wisest way to use an inheritance?Is it wise to consolidate retirement accounts?What are the tax implications of receiving an insurance settlement?When does it make sense to pay off your mortgage early?RESOURCES MENTIONED:Find a Certified Kingdom AdvisorRemember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach.  

Lowering your expectations in life may keep you from being disappointed. Join Tony Evans as he explains why healing the "lame" includes more than just people who have a hard time walking. To support this ministry financially, visit: https://www.oneplace.com/donate/222/29

Have you ever been tempted to lower your price? Are you worried that no one is buying because your prices are too high?If you've ever felt that your class, membership or course price was just too high, you're not alone. The hard-to-resist temptation to change your price in order to boost sales is REAL.But before you go down that path, I want to make sure you're making a data-informed decision. In this episode, I'm sharing 3 key questions to answer that'll help you understand why your offer might not be selling…without touching your price.SUBSCRIBE, RATE & REVIEWWant to support our podcast and help it grow? One of the best things you can do is leave a rating and review wherever you tune in. Thanks so much!HELPFUL LINKSGrab a copy of Chill and Prosper (Amazon affiliate link)Sign up for my FREE Culinary Roadmap: 11 Steps to a Life-FirstOnline Culinary BusinessThanks so much for listening! Connect with me on Instagram (@culinarycynthia) and let me know how you enjoyed this episode. I'd love to hear from you!

Former Senator John Lamping joins Marc to discuss Prop Mand why the government is trying to impose this tax.

Patricia & Christian talk to Associate Professor of Economics at Franklin & Marshall college Yeva Nersisyan about ensuring the sustainability of Social Security (state pensions) with this one not-so-weird trick that unmitigatedly works for all other types of government spending.   Please help sustain this podcast! Patrons get early access to all episodes and patron-only episodes: https://www.patreon.com/MMTpodcast   Order the Gower Initiative's “Modern Monetary Theory - Key Insights, Leading Thinkers”: https://www.e-elgar.com/shop/gbp/modern-monetary-theory-9781802208085.html   Free tickets for the launch of “Modern Monetary Theory - Key Insights, Leading Thinkers”, in London on 20th April: https://gimms.org.uk/event/book-launch/     For an intro to MMT: Our first three episodes: https://www.patreon.com/posts/41742417 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318     All our episodes in chronological order: https://www.patreon.com/posts/43111643     Relevant to this episode: “Lowering inflation isn't a job for a one-trick pony” by Yeva Nersisyan: https://thehill.com/opinion/congress-blog/3839918-lowering-inflation-isnt-a-job-for-a-one-trick-pony/     “The collapse of SVB shows why monetary policy is the wrong tool to fight inflation” by Yeva Nersisyan & L. Randall Wray: https://thehill.com/opinion/congress-blog/3905479-the-collapse-of-svb-shows-why-monetary-policy-is-the-wrong-tool-to-fight-inflation/ For more on the endogenous money view (the non-fringe, very mainstream view that bank loans create deposits, not the other way around), listen to: Episode 43 - Sam Levey: Understanding Endogenous Money: https://www.patreon.com/posts/35073683 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318         Quick MMT reads: Warren's Mosler's MMT white paper: http://moslereconomics.com/mmt-white-paper/ Steven Hail's quick MMT explainer: https://theconversation.com/explainer-what-is-modern-monetary-theory-72095 Quick explanation of government debt and deficit: “Some Numbers Are Big. Let Me Help You Get Over It”: https://christreilly.com/2020/02/17/some-numbers-are-big-let-me-help-you-get-over-it/ For a short, non-technical, free ebook explaining MMT, download Warren Mosler's “7 Deadly Innocent Frauds Of Economic Policy” here: http://moslereconomics.com/wp-content/powerpoints/7DIF.pdf   Episodes on monetary operations: Episode 20 - Warren Mosler: The MMT Money Story (part 1): https://www.patreon.com/posts/28004824 Episode 126 - Dirk Ehnts: How Banks Create Money: https://www.patreon.com/posts/62603318 Episode 13 - Steven Hail: Everything You Always Wanted To Know About Banking, But Were Afraid To Ask: https://www.patreon.com/posts/41790887 Episode 43 - Sam Levey: Understanding Endogenous Money: https://www.patreon.com/posts/35073683 Episode 84 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 1): https://www.patreon.com/posts/46352183 Episode 86 - Andrew Berkeley, Richard Tye & Neil Wilson: An Accounting Model Of The UK Exchequer (Part 2): https://www.patreon.com/posts/46865929    Episodes on inflation: Episode 7: Steven Hail: Inflation, Price Shocks and Other Misunderstandings: https://www.patreon.com/posts/41780508 Episode 65 - Phil Armstrong: Understanding Inflation: https://www.patreon.com/posts/40672678 Episode 104 - John T Harvey: Inflation, Stagflation & Healing The Nation: https://www.patreon.com/posts/52207835 Episode 123 - Warren Mosler: Understanding The Price Level And Inflation: https://www.patreon.com/posts/59856379 Episode 128 - L. Randall Wray & Yeva Nersisyan: What's Causing Accelerating Inflation? Pandemic Or Policy Response?: https://www.patreon.com/posts/63776558   More on government bonds (and “vigilantes”): Episode 30 - Steven Hail: Understanding Government Bonds (Part 1):https://www.patreon.com/posts/29621245 Episode 31 - Steven Hail: Understanding Government Bonds (Part 2): https://www.patreon.com/posts/29829500 Episode 143 - Paul Sheard: What Is Quantitative Easing?: https://www.patreon.com/posts/71589989?pr=true Episode 147 - Dirk Ehnts: Do Markets Control Our Politics?: https://www.patreon.com/posts/episode-147-dirk-72906421 Episode 144 - Warren Mosler: The Natural Rate Of Interest Is Zero: https://www.patreon.com/posts/71966513 Episode 145 - John T Harvey: What Determines Currency Prices?: https://www.patreon.com/posts/72283811?pr=true       Our Job Guarantee episodes: Episode 4 - Fadhel Kaboub: What is the Job Guarantee?: https://www.patreon.com/posts/41742701 Episode 47 - Pavlina Tcherneva: Building Resilience - The Case For A Job Guarantee: https://www.patreon.com/posts/36034543 Episode 148 - Pavlina Tcherneva: Why The Job Guarantee Is Core To Modern Monetary Theory: https://www.patreon.com/posts/episode-148-why-73211346 Quick read: Pavlina Tcherneva's Job Guarantee FAQ page: https://pavlina-tcherneva.net/job-guarantee-faq/     MMT Events And Courses In 2023 More information about Professor Bill Mitchell's MMTed project (free public online courses in MMT) here: http://www.mmted.org/ Apply for Dr Dirk Ehnts' Modern Monetary Theory and European Macroeconomics course at Maastricht University (July 31st - August 4th) here: https://maastricht.dreamapply.com/courses/course/183-modern-monetary-theory-and-european-macroeconomics Details of Modern Money Lab's online graduate and postgraduate courses in MMT are here: https://modernmoneylab.org.au/       MMT Academic Resources compiled by The Gower Initiative for Modern Money Studies: https://www.zotero.org/groups/2251544/mmt_academic_resources_-_compiled_by_the_gower_initiative_for_modern_money_studies   MMT scholarship compiled by New Economic Perspectives: http://neweconomicperspectives.org/mmt-scholarship     A list of MMT-informed campaigns and organisations worldwide: https://www.patreon.com/posts/47900757   We are working towards full transcripts, but in the meantime, closed captions for all episodes are available on our YouTube channel: https://www.youtube.com/channel/UCEp_nGVTuMfBun2wiG-c0Ew/videos   Show notes: https://www.patreon.com/posts/80870597?pr=true

As National Nutrition Month draws to a close, this TSET Better Health Podcast episode examines nutrition and obesity prevention in our state, especially among youth. Jae Morrison of the Oklahoma State Department of Health discusses findings in the state's newly released Obesity Prevention Plan, and what we can take from it for our own well-being. Listeners also will hear from Christy White, the innovative child nutrition director of Hinton Public Schools who explained how and why healthy food options have become popular among students in her rural western Oklahoma district. And we visited Jenks Middle School, where students joined thousands statewide on March 22 in participating in the Swap Up Day of Action, a hands-on nutrition education day.

Florida Governor Ron DeSantis quickly responded to news on Thursday that former President Donald Trump has been indicted by a Manhattan grand jury by calling into question the legitimacy of the case and saying that the state will not assist an extradition request. Former President Donald Trump responded on Thursday to being indicted by a Manhattan grand jury by saying that the case was an example of political persecution and election interference. Entrepreneur and 2024 Republican presidential candidate Vivek Ramaswamy slammed the indictment of former President Donald Trump as a “dark moment in American history” and “un-American.” The House passed Republicans' signature legislation, the Lower Energy Costs Act, on Thursday with support from four Democrats and all but one Republican. Manhattan District Attorney Alvin Bragg released a statement Thursday evening confirming that former President Donald Trump has been indicted and that plans are being made for him to surrender. Twitter users who simply expressed concern about a planned “transgender day of vengeance” in the wake of Monday's school shooting by a woman who identified as a man were stunned when the platform punished them.See omnystudio.com/listener for privacy information.

Today, I am blessed to have here with me Dr Anthony Chaffee. He's an American medical doctor and Neurosurgical resident who, over a span of 20+ years, has researched the optimal nutrition for human performance and health. He claims that the majority of the so-called chronic illnesses are brought on by the food we consume and can be treated by switching to a diet tailored to our species.  About 23 years ago, when Dr Anthony was taking cancer biology at the University of Washington, they were learning about the roles of plants. Plants in general have about a million different defense chemicals that are used to poison and deter animals and insects from meeting them up. They need to be able to protect themselves because animals and insects are constantly attacking them.   They learned that quite a few plant toxins had already been demonstrated to be carcinogenic by researchers and that people had even recognized this fact. Brussels sprouts had 136 identified carcinogens, and then mushrooms had over 100. And then all of these different produce items that people would eat on a regular basis would have dozens and dozens of different carcinogens in them. That's why Dr Anthony is on full carnivore. In this episode, Dr Anthony speaks about the toxins people are getting from eating plants. He gives some advice on what you can do to avoid chronic disease and live a longer life. Tune in as we chat about carcinogens, plant toxins, hormetic effects, and the effects of eating full carnivore on your body. Register your FREE spot for the next 7 day keto kickstart challenge with Dr Jason Fung, Dr Ken Berry, Dr Annette Boz and many others: http://www.ketokampchallenge.com  Order Keto Flex: http://www.ketoflexbook.com -------------------------------------------------------- Download your FREE Vegetable Oil Allergy Card here: https://onlineoffer.lpages.co/vegetable-oil-allergy-card-download/ / / E P I S O D E   S P ON S O R S  Wild Pastures: $20 OFF per Box for Life + Free Shipping for Life + $15 OFF your 1st Box! https://wildpastures.com/promos/save-20-for-life-lf?oid=6&affid=132&source_id=podcast&sub1=ad BonCharge: Blue light Blocking Glasses, Red Light Therapy, Sauna Blankets & More. Visit https://boncharge.com/pages/ketokamp and use the coupon code KETOKAMP for 15% off your order.  Text me the words "Podcast" +1 (786) 364-5002 to be added to my contacts list.   [12:15] Can Diabetes be Reversed with a Plant-Based Vegan Diet? Controlling blood sugar levels and insulin resistance are issues with diabetes. Lowering your insulin is the treatment for that. How may insulin levels be decreased? You lessen the level of carbs in your body. When you stop eating carbohydrates, your body will produce the right amount of carbohydrates, which will cause your insulin levels to decrease.  Dr Anthony hasn't heard of many people doing a Plant-based diet to cure type one diabetes but there are studies with ketogenic diets helping type one and type two diabetes. Some people with type one diabetes have radically changed how they manage their condition by adopting carnivorous or even ketogenic diets. They only need to provide a small amount of long-acting insulin, which will last them for the entire day, rather than many doses of the drug throughout the day. [18:52] All Plants Have Carcinogens! Why Plants Are Trying to Kill You There are undoubtedly things that have the potential to have hormetic effects. However, there is a claim that all of these plant toxins, literally millions of them, are not produced by plants for human benefit because we are not living in the Garden of Eden.  There's no actual evidence provided to say which chemicals are hormetic. At what dosage? Just get one leaf from your spinach or sage. That doesn't necessarily have all the same chemicals.  What kind of surroundings did it grow in? What kind of soil was it? What time was the pick? When must it be chosen as having to be freshman, it must be medicines. All of these objects' chemical makeups are altered by this. And so now all of a sudden, you don't know what dosage of digitalis you're getting. You can experience this beneficial hormetic effect in very small dosages. But it's in very controlled doses. [24:04] How can you tell whether something is working for or against you? You could follow an entire elimination diet. Do it for a month, then assess your feelings. After that, you introduce each thing one at a time. Some people are more resistant to these harmful chemicals and will have a better ability to detoxify these things.  [31:51] Eating The Right Animal Protein on the Carnivore Diet  Pick through exactly what you're eating. You can gain a small volume of muscle and bone and lose a large volume of fat and you'll gain weight, but your body composition will be different, and your clothes will fit differently.  [44:03] Heart rate variability: A sign to see if meat or plant toxic are good or bad for you? Nothing in meat will disrupt your heart's rhythm or bring on an arrhythmia. However, you might be hiding something. For example, your electrolytes are slightly out of balance, which is uncommon on a carnivorous diet. However, it may be claimed that when you switch to a ketogenic diet or a carnivore diet that is ketogenic from eating a lot of carbohydrates while your insulin is up, your levels of insulin suddenly go down. AND MUCH MORE! Resources from this episode:  Instagram: https://www.instagram.com/anthonychaffeemd/?hl=en  Youtube: https://www.youtube.com/channel/UCzoRyR_nlesKZuOlEjWRXQQ  Podcast: https://podcasts.apple.com/au/podcast/the-plant-free-md-with-dr-anthony-chaffee/id1614546790  Dr Anthony's on Amazon: https://amzn.to/40RkhuF Register your FREE spot for the next 7 day keto kickstart challenge with Dr Jason Fung, Dr Ken Berry, Dr Annette Boz and many others: http://www.ketokampchallenge.com  Order Keto Flex: http://www.ketoflexbook.com -------------------------------------------------------- Download your FREE Vegetable Oil Allergy Card here: https://onlineoffer.lpages.co/vegetable-oil-allergy-card-download/ / / E P I S O D E   S P ON S O R S  Wild Pastures: $20 OFF per Box for Life + Free Shipping for Life + $15 OFF your 1st Box! https://wildpastures.com/promos/save-20-for-life-lf?oid=6&affid=132&source_id=podcast&sub1=ad BonCharge: Blue light Blocking Glasses, Red Light Therapy, Sauna Blankets & More. Visit https://boncharge.com/pages/ketokamp and use the coupon code KETOKAMP for 15% off your order.  Text me the words "Podcast" +1 (786) 364-5002 to be added to my contacts list. Some links are affiliate links  // F O L L O W ▸ instagram | @thebenazadi | http://bit.ly/2B1NXKW ▸ facebook | /thebenazadi | http://bit.ly/2BVvvW6 ▸ twitter | @thebenazadi http://bit.ly/2USE0so ▸ tiktok | @thebenazadi https://www.tiktok.com/@thebenazadi Disclaimer: This podcast is for information purposes only. Statements and views expressed on this podcast are not medical advice. This podcast including Ben Azadi disclaim responsibility from any possible adverse effects from the use of information contained herein. Opinions of guests are their own, and this podcast does not accept responsibility of statements made by guests. This podcast does not make any representations or warranties about guests qualifications or credibility. Individuals on this podcast may have a direct or non-direct interest in products or services referred to herein. If you think you have a medical problem, consult a licensed physician.

(0:00) The guys discuss Robert Kraft's expectations for the Patriots this upcomingseason.(12:34) The callers weigh in with their Patriots thoughts.(25:21) The guys discuss the possibility of Mason Loheri joining the Bruins roster for thefinal stretch of the season.(34:04) The guys discuss the real cash spending by Robert Kraft.CONNECT WITH FELGER & MAZZ https://www.instagram.com/felgerandmassarottihttps://twitter.com/FelgerAndMazzhttps://www.facebook.com/felgerandmassarottihttps://www.instagram.com/985thesportshubhttps://twitter.com/985thesportshubhttps://www.facebook.com/985TheSportsHub

The #1 strategy our 7 figure clients use is the feedback loop. 98% of coaches ignore this strategy (probably out of their own pride and ego) but it's the number one thing that has catapulted many of my clients to multiple 7 figures is creating an EFFECTIVE feedback loop! We live in an age where customer feedback is the most valuable asset a business can have. People expect more and they want to know that their voice is being heard. That's why creating a feedback loop is so important, not only for your clients but also for your business growth. I show you how to do it and how to use it in your paid ads in this episode.

How would you react if you couldn't speak English with a police officer? Citizens in WA are soon to find out with a new law Plus..LTC Jeffrey Addicott joins Joe at the bottom of hour 2 talking about what happened in Syria this week, Russia and China teaming up and much, much more.

Missing your daughter's wedding due to an early death is heartbreaking. Paying thousands for medications, prescriptions, and pills is also heartbreaking. Guys, I'll make sure none of that happens after this episode today.

On Cincinnati Edition's weekly news review, local journalists join us to talk about the big stories from recent days.

Join Ralph and Kasim in the latest episode of Perpetual Traffic as they tackle complex tracking issues and share valuable insights into advertising basics, real estate marketing, and simplification strategies for better results. Discover why fixing tracking is crucial before running ads and how it affects optimization and scaling. Learn about split testing and how it can reveal stronger conversion actions. The hosts also share their experiences with mispronunciations and delve into real estate marketing insights from different avatars. Plus, find out how Chat GPT can be used for research and knowledge building. Don't miss out on the case study of scaling ad spend for a real estate product by 50% in three months while reducing CPA by 60%. Simplify your campaigns and improve performance by avoiding over-engineering things. Tune in to Perpetual Traffic now!In This Episode, You'll Learn:00:00:00 - Warm Greeting and Positive Response00:02:50 - Efficient Formatting of Names and Numbers with GPT00:04:04 - Chat GPT's Accurate Interpretation and Google Product Integration00:09:36 - Reviews' Importance for Shows and Real Estate Agent Ad Spend Case Study00:15:54 - Conversion Tracking's Importance and Multifaceted Business Goals00:17:27 - Split Testing Reveals Preference for Stronger Conversion Actions00:20:33 - Identifying Google Campaigns Built by Facebook Experts00:21:47 - Three Distinct Real Estate Market Avatars Identified00:24:18 - Message Importance in Facebook Advertising00:28:12 - Success through Simplification: Going Back to Basics in MarketingLINKS AND RESOURCES:Tiereleven.comSolutions 8 Perpetual Traffic SurveyPerpetual Traffic WebsiteFollow Perpetual Traffic on TwitterConnect with Kasim on Twitter and Connect with Ralph on LinkedInThanks so much for joining us this week. Want to subscribe to Perpetual Traffic? Have some feedback you'd like to share? Connect with us on iTunes and leave us a review!

Jamil and Nick, co-founders of Gamma.io, join us on the show to discuss: Lowering the barrier to inscribing NFTs on Bitcoin Why creators and collectors are excited about NFTs on Bitcoin Designing a trustless Ordinals marketplace that aligns with its unique culture The emerging collecting and trading culture on Bitcoin and it's key differences  

Have you ever worried about running out of money after you retire? Do you keep checking your net worth to make sure you have enough? Does this always feel a little … unsatisfying? This episode discusses why. Today's guest, Michael Lynch, is a certified financial planner and author. His most recent book, “It's All About The Income,” says that we're obsessed with the wrong thing. Retirement planning is focused on growing assets. But your assets aren't going to keep the lights on. Your INCOME, not your assets, is the centerpiece of your retirement. He shares real-life examples of the biggest risks to your income — the risks that might halt you from enjoying your retirement years. He shares tips on how to make sure your income is smooth and secure, even when you're not punching the clock anymore. Enjoy! For more information, visit the show notes at https://affordanything.com/episode432 Estimated timing of discussion points as of March 2023: 01:36: The disconnect between living on income vs. assets in retirement 02:15: “There's no such thing as safe” 04:41: The three-bucket approach to retirement 08:17: Sources to learn the history of the stock market 10:33: This historical best hedge against a declining stock market 16:25: The ideal asset mix for short-, medium- and long-term investments 17:01: The need to distinguish between money you'll need vs money you'll need to generate income 20:16: When to be a saver vs. an investor 23:49: How to approach the medium-term bucket 36:03: Lowering sequence of returns risk with the three-bucket method 37:02: Inflation risk and the impact on retirement Learn more about your ad choices. Visit podcastchoices.com/adchoices

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TOPIC: Women police officers, not a good idea!, Fetterman family is a mess, Trump at C-Pac, Trump's Freedom Cities, Patrick from Denmark: trump described in the Bible, Aliyah from AZ: biblical question, Darla from TX: trauma passed on to children

Criminal defense attorney Nico Lahood talks with Joe about the Alex Murdaugh trial and conviction, and much more. PLUS...the NYPD is relaxing their qualifications for people applying to be police officers.